#current housing interest rates

[poojalate]

A Complete Guide to the Different Types of Home Loans Available in India

Buying a home is one of the biggest financial decisions you'll make, and choosing the right type of home loan is essential to make the process easier. In India, there are various home loan options designed to suit different needs and financial situations. Understanding the types of home loans available can help you select the best one for your specific requirements. This guide breaks down the most common types of home loans in India and highlights which one might be right for you.

1. Fixed-Rate Home Loan

A fixed-rate home loan comes with a constant interest rate throughout the loan tenure. This means your Equated Monthly Installments (EMIs) remain unchanged, regardless of market fluctuations. Fixed-rate loans are typically available for tenures ranging from 5 to 30 years.

Best For:

Individuals who prefer stability in their finances and want to avoid surprises in EMI payments.

Borrowers who believe that interest rates may rise in the future and wish to lock in a lower rate now.

Pros:

Predictable EMIs make budgeting easier.

Protection from rising interest rates.

Cons:

You may miss out on benefits if interest rates decrease in the future.

Fixed-rate loans generally come with a slightly higher interest rate compared to floating-rate loans.

2. Floating-Rate Home Loan

A floating-rate home loan has an interest rate that varies based on the market. The interest rate is tied to the lender's base rate, which is influenced by the Reserve Bank of India's (RBI) monetary policies.

Best For:

Borrowers who are comfortable with market fluctuations and anticipate a decrease in interest rates in the future.

People looking to take advantage of potentially lower rates in a declining interest rate environment.

Pros:

You benefit from lower interest rates when the market rates fall.

Often starts with a lower interest rate compared to fixed-rate loans.

Cons:

EMIs can fluctuate, making financial planning more challenging.

Increased risk if market rates rise.

3. Home Construction Loan

A home construction loan is designed for individuals who want to build a home on a plot of land they own. This loan covers the costs of building a house, but it differs from a traditional home loan in how the funds are disbursed. Funds are typically released in stages based on the progress of the construction.

Best For:

Individuals who plan to construct a house on a piece of land they already own.

Those looking for flexibility in the release of funds based on the construction timeline.

Pros:

Funds are released in stages, making it easier to manage expenses during the construction phase.

Customizable loan amounts based on construction costs.

Cons:

More documentation is required, such as construction plans and cost estimates.

Interest rates can be higher compared to standard home loans.

4. Plot Loan (Land Purchase Loan)

A plot loan or land purchase loan is specifically meant for purchasing a plot of land, either for future construction or investment purposes. Unlike home loans, plot loans are only available for non-agricultural land.

Best For:

Individuals looking to buy land to build a house in the future.

Investors planning to buy land for appreciation and future sale.

Pros:

Enables you to buy land in a desired location for future construction or investment.

Flexible repayment options.

Cons:

Higher interest rates compared to regular home loans.

Some lenders impose restrictions, such as mandatory construction within a certain time frame.

5. Home Loan Balance Transfer

A home loan balance transfer allows you to transfer your existing home loan from one lender to another to take advantage of lower interest rates or better terms. This option is popular among borrowers looking to reduce their EMI burden.

Best For:

Borrowers who want to reduce their interest rates and overall loan costs.

People who are dissatisfied with their current lender's terms and services.

Pros:

You can save on interest payments if you switch to a lender offering a lower rate.

Potential for better customer service and loan terms.

Cons:

You may incur transfer fees or processing charges.

The process involves paperwork and can be time-consuming.

6. Joint Home Loan

A joint home loan is taken by two or more individuals, such as spouses or family members. This loan type allows you to increase your loan eligibility, as the income of all co-borrowers is considered.

Best For:

Couples or family members looking to increase their loan eligibility.

People who want to share the responsibility of repayment with another co-borrower.

Pros:

Increased loan eligibility.

Tax benefits can be shared between co-borrowers.

Cons:

All co-borrowers are equally liable for the repayment.

Joint ownership of the property is typically required.

7. Home Renovation Loan

A home renovation loan is aimed at individuals looking to renovate or upgrade their existing home. This loan covers expenses related to home improvement, such as remodeling, painting, or installing new fixtures.

Best For:

Homeowners who want to upgrade or renovate their home without dipping into savings.

Those looking to enhance the value of their property.

Pros:

Provides funds specifically for home improvements.

Tax benefits can be claimed under Section 24 of the Income Tax Act.

Cons:

Interest rates may be slightly higher than a standard home loan.

Typically, a shorter tenure is available.

Conclusion

Choosing the right home loan depends on your financial situation, long-term plans, and personal preferences. Fixed-rate loans provide stability, while floating-rate loans offer the potential for lower interest rates. Home construction and plot loans cater to those building or purchasing land, while renovation loans help improve your existing home. Joint loans increase eligibility, and balance transfers can save money over time. By understanding your options, you can make an informed decision that suits your needs and ensures a smooth home-buying or construction process.

[dearmrsawyer]

Because of the position of our house (and the fact that we have more windows than walls) the sun shines on our verandah/lounge room from the moment it rises until it ducks behind the mountain (3pm in winter 8pm in summer). I think our house gets more sun than anyone else in the suburb, all the other houses are shaded for the majority of the day by trees, other houses, or the mtn because they sit right where the incline increases, but our house is on a v wide corner at the end of the street, so there's no house next to us, the house behind us is MUCH lower (we block their sun lol rip) and the house across the road is v far (the mtn blocks the sun before their house can). Basically we may have bought a house at the worst time in history but we hit the sunshine lottery lol

[insuranceaims]

Mortgage Rates Today: What are Mortgage Rates Today

Mortgage Rates Today: The financial figure that dominates all others during home purchasing. mortgage refinancing is your mortgage rate. Mortgage rate figures today

[kentuckybats]

Best mortgage rates in Kentucky for FHA, VA, USDA and Conventional Home Loans

How to get the best mortgage rate in Kentucky   Your credit score plays a significant role in determining the interest rate you qualify for. Lenders use credit scores to assess your creditworthiness and the risk associated with lending to you. Generally, the higher your credit score, the lower the interest rate you can secure. Here’s how different credit score ranges typically impact mortgage…

[expatesque]

Well ladies (gn), bonus season is once again upon us. I'm compiling my list (and checking it twice) but if anyone has any suggestions I'm all ears.

What would you buy if you were me?

[financing007]

Secure a transformative home loan journey with key tips for approval, responsible borrowing, and Mpower Credcure's support in India. Contact us at 7030489999 or visit our site at www.mpowercredcure.com

[realprissygirl]

❥ — maramaxxing:

.𖥔 ݁ ˖ becoming prissier and sexier 🥂👛🐈‍⬛˖ ࣪

❤︎ ྀི˖𓍢 my personal pinkprint to aligning with my princess agenda—style, mindset, and routines to embody my future self. as I pivot in life, this will be one of my final blog posts like this. i’m transitioning it off blogging and will now document everything in my video diary… 𐙚

🎀 self prioritization, boundaries, and independence - i come before anyone else. i have no children and my only commitment is to make myself happy.

🍨 shadow work - to reveal what has made me how i am (strengths, traumas, interests, fears), i’ve done so much reflecting on my triggers and responses to specific stimuli. it feels good to know that i’m getting to know myself. that says growth to me.

🎀 studying my birth chart - finding out hope my placements, and which houses they’re in has really made my day to day interactions and experiences very insightful and fun to dissect.

🎀 so fab so glam lately - my vibe lately has been just g-l-a-m, glamorous. just oozing sex appeal and hyper femininity with a sophisticated twist. i can’t wait to document this on youtube.

🍨 bougie and sexy - black and satin have been a common theme for me. my aesthetic is naturally going in a very sultry direction along with animal prints, lace and diamanté detailing.

🎀 body mods - back dermal piercings, more ear piercings and super pretty tattoos, nothing too much just small and pretty embellishmentz!

🍨 fab color palette - brown, cream, soft pink, metallic accents (champagne gold, white gold), and leopard print. my everything.

🎀 gold n pink jewelry - this combo is so pretty on everything else so why wouldn’t be just as pretty on my personal adornments? ordered three gold and pink belly rings and i can’t want to mix the metals once my piercings heal.

🍨keeping a physical lookbook in my fashion diary - this year i’m not holding back. the looks are coming. the photos are coming. i want to document my fav looks, accessories, and details in real time. almost like personal portfolio.

🎀 sexy and grownifying my closet - investing in a luxurious, cohesive closet that says grown. gonna be using high heels and casual glamour to achieve this. the fabrics and cuts are extremely crucial too.

🍨 staple designer bags - if you know me you know i love designer purses. especially if they’re neutral colored and essential. i definitely plan on expanding my repertoire of bags.

🎀 customizing my wardrobe - i’m getting a sewing machine and i’m learning how to hotfix rhinestones to personalize and bedazzle anything i want to. i’m so so excited!

🍨 making my own jewelry - i’m so excited to talk about this! i’m making a kit of chains and threads along with beads and charms all in my color palette and i’m going to start popping out with so much custom made shit! body chains, waist beads, charm bracelets, just so exclusive + #prissy.

🎀 new makeup styles - been loving smoky eyes and black waterlines, overlining with a muted brown, lash clusters, rhinestones, and more sultry details.

🍨 interior lingerie - the goal is to have a boudoir that is just a sexy and alluring as my lingerie closet! sweet n sexy kitten! ❤︎︎

🎀 currently healing my gut - psyllium husk supplements, fiber, kombucha/prebiotic soda, chia seeds and an adequate amount of water have all become a part of my routine over the last month or so and i definitely feel different.

🍨 #prettiedup - bleach my hair, signature makeup routines, regular nail appointments (found a tech that i can rely on 🎀), korean skincare + african black soap, and anything else to boost my beauty.

🎀 got a personal trainer to maintain my “skinny bbl” look - i’m a tall girl with long legs and that with a tiny waist and round butt is so my look. currently training for it and i’m pretty happy so far. at this rate, by the end of march i’ll be at my goals.

🍨 building my vitamin and supplement routine - collagen, probiotics + prebiotics, maca, berberine, + some hum essentials.

🎀 my love of teas - cannot live without tea. it’s my favorite form of caffeine. and herbal teas always help me feel as if i’ve boosted my health. my favorite teas right now are green tea, matcha, and double spice chai. also love black, spearmint, and raspberry teas.

🍨 weekly digital detox - one day a week i go out of my way to avoid my phone. i simply rely on other things for entertainment, radio for music and try to interact with those around me.

🎀 hair extension wardrobe - tape ins in natural black and honey blonde, vixen sew ins with 30” bundles (i’m a tall girl so long hair to me is at least 26”)

🍨 cycle syncing - i’ve changed the way i eat depending on where i am in my menstrual cycle. i find my gut responds to the things i eat better. even with the time of day, being intentional with the way i live my life is so important to me now.

🎀 new personalized diet - high protein and low artificial sugar is pretty much what i’ve been following. what i typically eat in a day is berries, rice, oranges, lots of water, almond and peanut butter, etc. my fav sources of protein are grilled chicken, sushi, steak, salmon and eggs. of course i still like sweets they’re for sure few and far between.

🎀 trust in my intuition - it’s taken a while but i’m finally learning to trust myself. if my body is telling me to do something i do it, i don’t try to force what isn’t there, and i respect my mind by honoring the discerning abilities i was blessed with.

🍨 gratitude and thought reframing - so many things in my life changed for the better when i learned to flip my thoughts. in a glass half full fashion. it’s literally the law of assumption. i’m forever grateful for everyone and everything i have. and miss universe has only blessed me with more because i’m now so much more receptive.

🎀 no bull shit + not easily impressed - i literally have the shortest tolerance. i expect a certain standard of behavior from those that wish to be in my presence and this is because i give a certain level of care, consideration, authenticity and respect.

🍨 manifestation journal - my literal best friend. everything i write in my LOA journal comes true. i’m not exaggerating. i read it in the morning and tend to write in it before bed. i keep it right next to my bed along with some stickers and gel pens.

🎀 semipermanent beauty treatments - making appointments for lash lifts and brow microblading as we speak. also super interested in finding a great medspa in my area.

🍨 youtube #vloggingbabe🎀 - i finally made my long awaited comeback and i’ll actually be recording some of the things in this post on video. i love recording and editing. it feels like the best form of self expression to me right now! subscribe!

🎀 glam squad (esthetics, hair, nails) - i’m so anal about things being seamless and easy to remember. i like to go the same place for particular services and i’m determined to find a reliable hairstylist and esthetician that i can stay loyal to (i already have a bomb ass nail tech)

[netherfeildren]

Busy, Dying. Part 1;

Series Masterlist

Pairing: Joel Miller x F!Reader

Summary: In an in-between place called his life, Joel Miller is alone. In search of a cure. In need of a miracle. In want of God.

Can I interest you in a cure for loneliness? She'd asked him in a language without words. Taking it is the easy part. Letting her go is impossible.

-OR-

an a/b/o soulmates AU

Rating: Explicit 18+

Content Warnings: No Outbreak AU, Alpha/Beta/Omega Dynamics, Soulmates AU, Infidelity, Cheating, HEA!!!!!, Angst, Fluff & Smut, Mating Bites, Knotting, Heat Sex, Breeding Kink, Group Therapy, Social Experiments, Basically puppy training for unsocialized Alphas, And by God that man will be house trained by the time she’s done with him!, Complicated family dynamics, Discussions of self harm, Depression, Existential Angst, Author returns not with a whimper but with a KNOT, I wrote this in a very unserious state of mind beware 

A/N: Gray November, I've been down since July - but we're so back, baby. I’ve missed this so bad. I’ve missed you all, I won’t drone on and on. I hope you enjoy, and please talk to me in the comments. Update me on what I’ve missed, let me know how you’ve been and what’s happening in your life.

A great heartfelt thank you to all of my wonderful friends who so supportively cheered me on while I struggled to write this. Sincerely the best people I know. 

Love you all madly.

Word Count: 6.5K

Read on AO3

Part 1;

The old linoleum tiles are the most peculiar shade of puce, and Joel has realized there is someone sitting at the back of the room who smells… strange. 

More brown than purple—an ugly color. There’s something about it that fascinates him.

The woman that is currently speaking tells of her husband; it’s the only tale she has to tell. She’s been doing it for weeks, and they all know it well by now. Older, omega, the woman, and at the latter and less comely stage of life. Most of them here can say the same. They usually give their names, those that get up to share—although it’s never a requirement when you attend, it is highly encouraged—the sharing, he means—but he never pays much mind to them—the names, that is. That’s not what he’s here for after all—to make friends. Although, he does see how that’d be the initial assumption. 

Joel Miller is here for something more specific.

Six weeks he’s been showing up to these things now, and he’s yet to take a turn. He tells himself he’s working up to it. 

What that specific thing is…he hasn’t quite figured out. He’s listening for it, though, and intently, even if he does skip over the names. It’s the details of what they’re telling that matter to him. The hows and intricate whys of what it is that brought them here today.  

Her youth had been spent on a drunk, the woman is saying—her husband—and he’d been cruel to her in those days when there was still currency to spend in the form of her vitality. Joel nods at the puce—yes, he thinks, that’s usually the way of it. But later, there’s more to the story she reminds her audience, he drank himself into a fit, and had never been right since. The cruelty had been taken away from the marriage after that, and she’d been put in charge. 

“But I wonder,” she says, “If sometimes I don’t miss it, the way he’d been,” —if the reason she was here now, with all of the rest of them that were just like her in their own unique ways, was that she’d been left lonely after her cruel husband had been exchanged for a sick one. 

Joel nods again and wonders what sort of face the woman wears as she confesses but doesn’t bother to check. No matter, he knows they’re alike. If not in designation, then in heart. 

It’s easy, that thing, he does it too, to wish for the bad. To want to hold on to it, the thing that hurts. Addictive, even, in some cases. Missing it is easy. 

It’s why he’s here. 

And it’s what they promise you. In their flyers and pamphlets, when they stand on the corners of streets talking people up wearing that look in their eye and that slouch in their step, when they smell it on you—or in the lack there of—a mate or a purpose.

Welcome to our meeting. We’re here to find the cure for loneliness. 

That’s what they promise you by coming here. 

It’d been that word: loneliness, actually, that had caught him. L-O-N-E-liness. There was something attractive about it to him. Not a label but a state. 

You see, it was like this: Joel had seen a therapist once, several years ago, against his will and at the behest of another, who’d said all the wrong things in all the wrong ways. 

“You sound depressed, Joel,” the therapist had told him. 

He’d worn horn rimmed glasses and had a shiny bald head he could see the reflection of the overhead lights in. And worse—the non-scent of a beta which told him they’d never understand each other in the ways Joel longed to be understood. He’d—not hated him, necessarily—but felt an immense apathy for the man; more so than the regular apathy he felt for most things in his life. 

“I don’t know what that means.” 

“Very, very sad,” was the official diagnosis.

Joel hadn’t liked the sound of the word. The label. He did not like that a word so succinct could be ascribed to him and all that had happened in his life. There was no word for it. It just was. 

But there was something different about a state of aloneness, which if attributed to himself, he could accept. He had been left alone, in ways. It was a tangible thing he could look around a room inside of himself and recognize. 

They’re meetings, is what this place is—encounter groups this coalition offers where lonely demi humans can come to congregate, discuss their aloneness, what had led them to such a state; their lack of attachments, connections, mates—alpha, omega. Held in the basement of the Emmanuel Episcopal Church on Newbury street—halfway mark between his shop and house—though they never talk about religion, which he likes because he doesn’t believe in religion. 

God’s still under review. 

He wonders if the Catholics wouldn’t have them. 

Sitting forward in his seat, the metal folding chair that always leaves his back aching something fierce, he presses his elbows into his knees to distract with alternative pressure. Focusing on his fingers woven together between his spread legs, he tries to pay attention to the man who’s stood up to speak now. Older than himself, late sixties, no children, no family, no nothin’; he’d run them all off. 

But Joel is distracted. 

The smell is stronger now. Stranger too. Something full bodied, but metallic like rust, astringent bleach, built in a way that forces saliva to pool heavy between his suddenly aching gums. A mask that sits atop something of a much different chemical architecture—that’s the strange part. 

Or—no. The back of his neck itches, and Joel lifts a palm to cup his nape, quell the sting, feel the tender mark. No. The strange part is not the illusion of the smell. What it is, actually, is that he’s fairly certain what he’s smelling is someone else's blockers. Something which he’s positive he’s never consciously noticed on another person in the thirty plus years since he’d presented as an alpha. 

He has, suddenly, the quite intense urge to peek over his shoulder, certain that he’ll be caught smelling things he has no business smelling. That there will be someone just there, breathing down the nape of his neck with accusation on their tongue—boo!

Silly. But he’d known today would not be a good day. 

It’d started off wrong. The milk had gone sour overnight, the check engine light had come on in his truck, all his socks were suddenly mismatched with not a single pair to be found, and his usual route to work had been waylaid by some freak accident. A maple tree split in half, one side into a house, the other into the road. Not a sign of lightning in the sky all night long. 

Perhaps he might be compelled to believe in God after all. 

Joel does not like it when things are out of order or out of the ordinary. His life was organized in a way that never caused him strife or excess. And it was not that he was stuck in his ways, only that he enjoyed his routine and disliked when things were not as they should be. And this—whatever it is he’s smelling, whoever—is not as it should be. 

The older gentleman, an Alpha too, is still speaking. He had a daughter—has—who no longer speaks to him. Won’t even take his money. He’d had a long career in government that’d filled him with greed and paranoia and a radical view of life that refused to align with the way young people saw the world now. Perhaps he’d tried to change at certain times, but he was old and set in his ways. Or maybe he hadn’t wanted to change as badly as he should have when he still had the chance to. Happily stuck in the past. His wife had died, and his daughter had gone away from him. Too tired of his mediocrity as a father to give him another chance. 

The man sounds like he feels sorry for himself. Like he thinks himself the victim, and this one, Joel does look up at. He looks old and worn down, heavy beer pouch and thinning hair and sagging jowls. A sad and lonely man. Joel wonders if that’s what he looks like to the other people in this room, as well. 

“No man knows how bad he is until he has tried very hard to be good.” 

Joel blinks, looks at him more closely, tries very hard to find similarities between themselves. But no—not quite right, not the thing he’s looking for. Their plight is different. This man is not alone, he’s got his weakness to keep him company. 

The one thing Joel had fought like hell to keep out of his repertoire of issues. He’d run from even the possibility of it as soon as she was dead, left Texas straight for the Northeast and from thereafter, everything he’d done, he’d done with a staunchness of character. If at the end of it, that staunchness was made up of apathy or numbness or dissociative fury, well, then at least he wasn’t still that man who’d been too weak to save his daughter. 

That counted very much in Joel’s book. 

An overabundance of cold numbness, little anger, everything a static haze—an abstinent winter. That was his whole life. But then, look at him now, he was here, wasn’t he? He’d taken that brochure handed to him on that last warm Tuesday afternoon weeks ago as he’d headed back to the shop from lunch. 

Hello, sir. Could I interest you in a cure for loneliness? The young omega had said. 

It’d started like anything—an experiment or a desperate ploy. The monotony had been steady going the past few years, getting older, colder. He’d grown hard and solitary around his wound, loneliness spread like a fungus, and he’d longed for any sort of change. 

“A cure…how?” The terrible shrink had come to mind.

“Oh, nothing to fret over.” The young man had a nice smile, Joel remembers. Kind and straight toothed. Honest in the way that a stranger knocking on your door to sell you a Bible seems honest. “We call it an encounter group. People come, share, tell the tales of their designation and their lives. In the end, the result is different for different people. Some move on to a second step if they need… more. Others find what they’re looking for just through the connection of sharing. But no matter the result, you’ll see, you’ll be cured. Promise.” He’d winked, smile deepening, giving him an appreciative once over at the end of his spiel. Joel had blinked back, surprised, confused, but curiosity peaked enough he’d obsessed over it for three short days before he’d found himself stepping into the molted incense smell of the belly of a church so dimly lit he was sure not even God peaked in this sad space any longer.

“It’s that easy?” Joel had asked, childlike in his throat-strangled hope.

“That easy.”

It seemed the smile had been honest enough to sell him the Bible. 

The scent insists upon itself as the older gentleman finishes up, and Joel’s nose tickles with whatever it is it’s whispering at him. He wants to get up and walk out, run away, but suddenly his gut is tight and hot, and he isn’t sure he can actually stand up without disgracing himself in front of all these people. A wash of agonized heat moves through him, confused at what’s suddenly happening to his body. 

“We’ve got a newcomer today, sharing for the first time,” Maria, the woman who leads the group, says at the front of the room. “Everyone give her a warm welcome, it’s her first day and already she’s brave enough to jump on up here.”

There’s the shuffling of bodies in their seats, a cleared throat, the man sitting behind Joel breathes so loudly he thinks there’s gotta be some sort of medical condition going on there, the puce turns more hideous by the second, and his own heart is beating so hard in his ears the rush of blood is dizzying. He feels each thump of the thing against his breast bone in some sick imitation of a fist begging to be let out. 

The new voice begins as nothing but a murmur. 

An introduction—he misses the name. His breathing goes shallow, he’d tip over in his seat if he didn’t have both boots planted firmly against the puce. The voice gains strength and with it, Joel wishes he’d been paying attention from the start. He didn’t get to hear her name. 

It’s a girl.

She’d run away from home in the spring of her sixteenth year to join the opera, she tells them. Had come upon the city in roaring spring and thought the rest of her life would be exactly like that, pure novelty in bloom, nothing like what she’d left behind. And was deeply disappointed when the reality was nothing such. 

And Joel hears it, that disappointment in her voice at what she’d not been able to find after searching for it so religiously. This is what makes him look up at her. This, unlike all the others, he thinks he can relate to—just by the sound of her voice. The search for a thing lost which can never again be found. The fruitlessness of it all. 

At that first vulnerable, terrified glance, she’s already staring at him, eyes catching like hooks. 

He blinks once, twice—color—is sure he can hear the movement of his eyelashes passing through the air, the stick of his lids meeting—color—bright. This is it.

That wash of heat turns into a blaze, every single bead of sweat blooming on his brow is a tell evaporating into the ether. This is what he’d sensed from the start of the evening. Maybe even from the moment he’d seen that split maple. 

“My mother always said I needed to be stronger, bolder, not so sensitive.” She looks away from him now. “I grew up in an angry house where you had to fight tooth and nail not to be overrun. Because of this, I left it at a very young age, and it was the greatest fight I could muster, abandoning that house of anger. I found myself something to bring me what I thought would be joy, a job and a city, and for a time, it was enough. But starting your lonely life so young…it’s hard.” After a pause of breath, “It’s been hard.”

“And it’s made me never want to have to—exert myself,” she says, searching for the right words, smiling when she finds them, and Joel has the urgency to smile back. “Now, I never want to have to be strong. I never want to have to try. I want to only be the way that I am. I don’t care. I don’t want to have to fight. I never want to be in an angry house again. I want someone who’ll see this in me and understand and never make me work for it, that they would give it to me willingly, easily, without me even having to ask. Do you understand?” She looks about the room, and he hopes her eyes will land on him again, and even though they don’t, he feels she’s speaking directly to him. He nods, the hook of her temptation cast beneath his chin. “This is a fantasy. And it makes for a lonely existence. This idea of how I need it to be for it to be right—love.” She looks down at her hands folded atop the podium where they go to stand at the front of the group and share, and Joel wills her gaze to find him amidst the crowd again. “It’s so difficult. And this might seem very bad to you, weak willed, but it’s not. It’s only very honest. Which can never be a bad way to be.” 

Finally, she looks back at him, and it’s that loneliness of two people amidst a crowd, facing one another, knowing themselves mirrored against the other and yet still disembodied. There’s something indecent about the way she looks at him in front of all these people, the way he, in turn, looks back. A little bit like finding your own face on a stranger's body in a crowded room. Color rises to his face, and she gives him that same elusive smile from before. 

He’s the one to look away first this time. 

As the crowd disperses for coffee and pastries after the last of the speakers, he searches for her. He needs to ask her name, feels as if he’s some blighted creature without it, swears he’ll never forgo attention during a meeting again if he can fish it out of her.

He finds her at the dessert table, Maria at her side and a hand at her shoulder. Something of a thank you is being imparted between the two women. The girl is saying she’s grateful for the welcome, grateful that they’d found each other. 

Joel has things to be grateful to Maria for, also. It’d been pure chance, really, that Joel had met her. That she happened to know Tommy. She’d met his brother on a summer trek to Wyoming where they’d become friends and had kept in touch afterwards. The woman has a thing about her that ingratiates people by sheer force of will. Perhaps it’s that she’s an alpha, too. Perhaps it’s just the charisma and wide smile. The fact she’s got a countenance about her that takes no shit from anyone, that makes demands of a person whether they’ve got any give or not. Whatever the case, she’d pulled the truth of his estranged brother from Joel’s mouth like teeth, made the connection to the man she’d met as a fly fishing guide in the Tetons. She was kind enough to keep Joel updated on his brother on the rare occasion he mustered up the courage to actually ask. 

She always made him ask. 

Watching the two women stand together and share that easy thanks that Joel so urgently owes, and yet which he cannot voice, he feels, suddenly, so angry. So awkward. So humiliatingly inexperienced. So unable to grapple with the pain of human contact, the fascination of it, the humiliating necessity. 

That decade old anchor weighing him in place and the guilt of even thinking of it as such. 

I feel decrepitly alone and odd, he thinks. And how strange, no? He’d been a normal man. He has a normal job. He lives in a normal house. Unexceptional in every sense of the word. Everything in his life had been ordinary up until that one great tragedy. And then, as if none of the before had ever existed, it was as if everything afterwards was one great landslide of wrongness. The filth of it slinging mud all over his life so that nothing had ever been right after her. 

So that now he cannot even approach this girl whose name he needs to know, and Maria, to whom he owes the last surviving connection to his brother to. 

As Maria turns to go, she gives him an encouraging nod, sending him into an agony of shyness, aware of his hovering. 

The girl remains at the dessert table, perusing the pastries. He can see her fingertips dancing over the golden, sugared confections, before she settles on a plain, glazed donut. He watches the bend of her elbow, bringing it to her mouth and thirty seconds later, the empty hand reaching for a napkin. He can’t help the huff of laughter it draws from him. 

Watching the unknown creature with her back turned, he peers down the length of himself. Wood stain marred t-shirt, old work jeans and scuffed boots, he’d come straight from the shop. Looking back at her, she seems perfectly packaged and neat. The two of them, different as chalk and cheese. He tells himself he shouldn’t do it, turn around and go, leave her alone, as he steps up beside her at the table. 

Immediately, there’s the heat of her skin, the smell of her shampoo, and he realizes, and it’s silly because it should’ve been obvious from the get go, she’s an omega. The epiphany, not that she is one, but that he’d been too stupid and oblivious to notice, leaves him feeling vulnerable and angry. 

Any sort of hello that’d been coming alive on his tongue immediately dies. And he’s about to make a run for it once again when she speaks up beside him, “Would you like a donut?” Her small fingers skip over the pastries, choosing once again. “I haven’t had one yet,” she lies, “I can’t decide which looks best.” 

The dancing hand pauses over a golden brown puff pastry, seemingly coming to a decision, when she turns to look up at him. The scent of her isn’t just shampoo, not just the blockers he’d shockingly picked up on before—sharp, burning his nose—it’s her skin now, too. The dry sweat from hustling under her coat to make it to her first meeting on time salted along her limbs. Hot, sweet almonds. The shocking vermillion of the morning’s split maple comes to mind. He can smell her.

“Puff pastry?” She presses, quizzical crook to her brow at his silence and glower. “I think you really need something sweet. It’ll make you feel better.”

He wants to agree, to say he also thinks he needs something sweet. But all he can manage is a short grunt because she smells…indescribable. Honeyed musk, something heady, like she herself had just got done baking, straight out of the oven and full of sugar into his waiting mouth. 

That earlier anger, it kicks up a notch. Why isn’t he fucking saying anything? 

She shrugs, as she lifts the puff pastry to her mouth he finally manages sound. 

“You stink.”

He doesn’t know when he became such a liar.

He does know when he became such an asshole. 

A pause: mouth open, straight, white teeth ready to bite into the fluffy sweet bread. He can see her small, pink tongue, and it makes him go a little crazier.

He might be losing his mind. 

She’s got elegant eyebrows that shoot straight up her smooth forehead. The look of her skin is glorious.

 “Excuse me?”

Now, there seem to be too many words spilling out of his mouth. “You need better meds or somethin’. Need to sort your shit out. Can’t go gallivanting around smellin’ like that.”

Oh god, shut up. 

“Excuse me!” She takes a huge bite of the pastry. “I do not gallivant,” she shoots back, mouth full of sugar and Joel goes hot everywhere. “What is wrong with you?” she demands, pursing that prim little mouth as she chews, eyeing him maliciously. 

He hasn’t the damndest clue. 

She is not wary of him in the slightest, which in turn tells him he needs to be wary of her.

Another large bite, inexplicably she extends her free hand towards him—potentially going into shock and entirely out of his depth when he takes it, the vulnerability of tendon and muscle soft beneath his strength—offering him a firm shake. She gives Joel her name. 

In that moment, she has a look about her that tells him she’ll bite back if he isn’t careful, even if she hurts herself in the process. 

And now he knows you. 

-

“We might as well acquaint ourselves if you’re going to insult me. Don’t you think?” 

Peering up at him, he’s tall, well over six feet, and broad shouldered. Older, distinguished, but in a rough way, hewn oak, gray.

 “Are you typically this rude? Or is this a special occasion?”

Incredibly handsome. 

“I’m being serious.”

“I do not stink. No one has ever said that to me, and my blockers are quality. It must be a you problem.” The puff pastry really is very good. And this man really is very handsome. Coming here today was a good idea. 

One of the girls from the theater had suggested it, handing you a pamphlet with Looking for the Cure for Loneliness? emblazoned across the top, and even though she’d done it kindly, any other person would’ve taken the implication as an insult. Hey girl! No offense, but we all in the company think you’re super weird and have you heard about this support group for losers? Kind of like Omegas Anonymous!

Those hadn’t been her exact words, and you hadn’t taken offense. After the initial humiliation, you’d warmed to the idea. You’d heard of groups like these before. Congregations of demi humans where one could come to find community or connection. Be it socialization or support for people struggling with their designations and all that they implied, they served their purpose. And anyways, you weren’t in a position to be nitpicky. 

It’s true, you’re alone. 

So alone, in fact, that even the people around you could tell. Strangers, coworkers, your roommate and her girlfriend. Like some noxious cloud of loneliness following you around virtue signaling the desperate need for love and companionship and understanding you’re so in need of. 

You increasingly saw yourself as a dancer on her toes, trembling delicately all over, vying desperately to survive to the end of the song. A monster with too many heads. A Cerberus of the most gruesome sort. 

Two or three would’ve been acceptable—heads—but you'd long surpassed that and moved on to something unrecognizable and unpleasant. Desperately in need of a solution. 

“Maybe you’re the one that stinks. Maybe it’s your upper lip.” 

“My—” The rude alpha, obvious, that one, lets out a choked sound, a deeper wash of color immediately flooding his cheeks. You dip your head sideways, appraising him as you polish off your second pastry. He has pretty bone structure, masculine but beautiful, and after he’s done choking and spluttering, he can’t help but laugh a little bit. You see it. 

Beneath a mouth that looks forbidding, perhaps even a little cruel, you can sense that he is not an unkind man. The laugh tells you so.

Yet you’re not so green that you can’t recognize the gnawing hunger of loneliness in others. That mimicking gleam. There’s always a reason people find themselves in places like these, after all. His face, edged with the weariness of age, makes this obvious. He has good reason for subjecting himself to this. 

Reaching for the lovely eclair you’d been deciding between earlier, you take a large bite of it. Almond cream and a thick layer of icing on top, humming happily as you chew while he stares at you like the three headed dog. 

You hold the dessert out towards him, offering. Palm up, he shakes his head no, slightly disgusted look on his face. 

“So. You come here often?”

He blinks. “Really?” Patronizing look on his face now. 

“Why not? I am actually interested to know if this is worth my time.”

He rolls his eyes. Oh, he’s fun. “Yes, I come here often. Every Friday, for the past two months, just about.”

“And you like it?”

“Is this the sort of place one likes?”

“Oh, I don’t know. You never know what you might find.” You think he watches your mouth as you finish chewing, swallowing hard. “Anyways, I think the world is kind of over out there. Don’t you? Might as well make the best of it in here.” 

Thumb pressed against the edge of the table, he looks down, suddenly going shy again. A shy alpha, who’d of thought. 

“What did you used to do?” He asks, motioning at the crowded room full of chatting alphas and omegas. You wonder how many of them will go home together for a fuck after this. 

“When?” 

“Before this place.”

“Before this place? Nothing.” You smile at him, certain he isn’t picking up on your teasing. 

“Nothing?”

“Nope. I’ve always been here.”

“But— Don’t you…I thought...” He’s cute, shaking his head, frustrated frown slashed across his face. “You sing, right?” He pivots. 

“Sing? Me? Whatever made you think such a thing?” The sly look on your face goes completely over his head and slides to the rest of the sweets. If he wasn’t watching, you’d have another. 

“You said. You said you’re in the opera,” he gruffs back, looking visibly aggravated now. 

Such fun. 

“I’m a supernumerary,” you concede as you turn, making your way to an old relic of a pew along the far wall, tragically abandoning the desserts. 

He follows as you go, sitting a respectful distance beside you. 

“I don’t know what that is.”

“We’re the actors that fill the stage at the opera.”

“No singing?”

You shake your head. “I’m a wench, I’m a courtesan,” You bat your lashes, flirting with him, fingertips pressed coquettishly beneath your chin, “Part of a harem. I’m every woman you’ve never known. It depends on the opera.”

“I’ve never heard of that before.”

“I started as a stagehand when I first got to Boston. Worked my way up.”

“How’s it work? Lines or somethin’?”

“No lines. No anything. I’m a background actor—an extra, basically. If anything, I’m given some simple choreography direction, laugh, sigh, show fear, horror, heart break. Whatever. I’m playing pretend without actually having to do anything.”

“No working for it.”

Your smile melts to blandness. So he’d been listening, then. 

“Did you want to sing?”

“No. I wanted to be a supernumerary.”

“Strange. I’ve never heard of that,” he repeats.

“You did say, yes.” Now, your smile turns auspicious. Everyone’s here for something. “What do you do?” Perhaps this is it for him. 

Your gaze flits over the crowd, at the far exit, there’s a large alpha helping an omega into his coat. 

“Got a shop, furniture, woodworking and such.”

“You make things?” He nods. “Ah, a man of creation.” 

Sitting back to take him in, he’s got the beginning insinuations of silver speckling the dark hair at his temples, a well groomed beard, and large, intimidating hands. 

His small huff of laughter is bashful, tinged with something disappointed. “No, nothin’ that grand.” And he’s got an accent heavy at the ends of his words, not Bostonian. Southern.

“But you know, I wanted to say…”

“Yes?” You press when he loses his courage, leaning towards him, inhaling deeply. 

“Well, that I know what you meant earlier. Sometimes I can be the angry house.”

You blink once. Sit back. “I see.” 

“It’s hard work. I have to try every day at it.” 

Being the house, or not? 

“How do you stop yourself?” You cast a line, fishing for his character.

“Don’t know. Keep myself cold, I think.”

“That’s no way to be.”

“No. It’s not.” He sounds amused. You want to bite him.

“Ah, well. Perhaps that’s what’s brought you here then,” you say, twisting the toe of your sneaker against a scuff on the old linoleum, leaning forward on your palms wrapped around the edge of the pew. 

“Maybe,” he says, but a sort of pained, exasperated sound follows it. Your hanging head turns to peer at the handsome face. He stares back. 

There’s something animal afoot. Perhaps in terms of designation, sure, of course, like the rest of the alphas and omegas here. Your designations weigh heavily in the air. But also intrinsic to your two personalities. You feel you know him. That the two of you might have the same sorts of problems, desires. And as you stare at him, you think you may be equally measuring each other’s character, finding that similarity in one another. Hook the line, hook the line, reeling each other in—

His eyes move quickly between yours, over your face, and you can tell that prolonged eye contact isn’t his norm.

He has the most surprising set of bright hazel eyes like river stones. 

Suddenly, you feel desperate to pull out a flicker of sexuality in the man, hear it in his voice. Watch that serious stoicism crack. Have him say clearly what it is he’s come here looking for. At the exit, the alpha and omega are gone now. —Certain that, with him, the experience could be entirely different, exhilarating. Perhaps a challenge. He seems to be more quiet and more patient than any other man you’ve ever come across, but also more stern, maybe…angry?—taking in that wide mouth held so firmly. Far more remote too, by the far away look in his gaze. You want to see how he could be moved and what the sight of it would look like. 

“Maybe not,” he finally continues. “I’m looking for something, I think.” 

Yes, tell me. “Something like what?”

“Someone like me.”

“An alpha?”

That was something, you knew, some people were interested in. The experience of being with someone of their own designation—that power struggle.

“No,” he looks away, cringing. Strange, the word out loud seems a shock to him. “Did you listen to the woman at the start—missing the bad thing? I struggle…with that. Holding on, not letting go even when I know I should.”

You’re at an age now which sometimes makes it hard to realize or accept that what you’re living is your life. That it’s been time to grow up. That you have to remember to move forward when it’s your turn in line. 

Which is to say, that you understand him—the difficulties of knowing when to hold on and when to let go.

“Sometimes you hurt yourself because you don’t have anything else to do. Sometimes, because the alternative is much worse.”

“Holding on ‘cause there’s nothing else to do?”

“Sure. Or you’re used to it.” 

You’ll be gentle with him, you decide. He’s in need of gentle handling despite the stern face; not a puzzle so arbitrarily solved. And those eyes are still so bright, he doesn’t seem like he needs any more hardship.

“Don’t know why I’m tellin’ you this,” he says, accent heavy. 

“Well you did come here for a reason. Didn’t you?” 

Discreetly, you slide closer to him, but he doesn’t notice. Apparently lost in the realization that perhaps this was what he’d come here for, to talk to someone, to have someone listen and relate. You’re almost positive he’s never gotten up to share with the group before in all his time coming to the meetings; doesn’t look like the type.

“I came here because I’m going to take better care of myself,” you tell him. “I’m going to try harder.”

“Harder at what? Thought you didn’t want to try?” He blinks as if attempting to come out of a dream.

You shrug. “Everything—I don’t know. I don’t want to end up like my parents; drunk, angry, alone. I’m scared of it. I’ve avoided at least two of them.” 

“I’m afraid of getting older.” The dream moves in his eyes. “That I’ll forget,” he says, but you don’t ask what.

All of a sudden, he seems very real. The swells of grief and loneliness moving through him so similarly, so close to the surface. It frightens you.

Springing up, you turn to face him and he follows to stand too. You can hear the crack of his knees unfolding, and when he lifts his left palm to stifle a gruff cough, the band of gold around his finger is paralyzing. 

All of a sudden, he’d seemed like what you’d been looking for here too. There’s laughter coming from the church rafters. 

“You’re a widower?” He wants to forget, he’d said he wants to let go. 

Hadn’t he?

But instead, “What? No.” You stare pointedly at the ring, and he looks down at it also. “No,” he repeats. 

“So’re you looking for a fuck, or what?” You try and hold back the bite it comes with, but you can’t. “A distraction?”

“No. No. That’s not what I’m looking for.” 

You don’t understand, impaired by your youth, maybe you’re not supposed to understand. “Maybe it’s what you need,” you tell him, turning towards the exit before you can watch him cringe.

He follows at your heels, grabbing his coat from the hook by the doors before he’s stepping out after you into the fall blister. It’s cold and wet and glorious out. 

“Don’t you have a coat?” He demands.

“Nope.” You start walking towards Arlington Street and the park. 

“Did you walk here? It’s freezing out.”

“I did,” you turn back towards him, still moving, and he starts to follow. 

“From where?”

“Downtown.”

“Where?” He scowls at your uncooperation, the married man. Alpha. 

The truth is, he’d kind of stunk to you too. Maybe in a good way. Like no one ever had before. As glorious and shocking as the cold. Like if snow had a scent. 

Disappointment churns in your gut alongside the excitement of watching him follow you.

“I don’t think you know it.”

Your backward walk is interrupted as a hurrying stranger bumps into you, sending you staggering. Watch it, the Boston snark spits. The alpha turns to scowl, heavy boot forward like he’s half a mind to follow after the person you’ve just inadvertently assaulted. 

And it occurs to you, “You didn’t tell me your name.” How silly of you. You’d been so distracted you’d forgotten to ask, and what if you never see him again after this? What if you can’t muster the courage to come back again next week? What if he can’t?

“It’s Joel.” 

You think it sounds right. 

“I might—know it,” he insists—you smile at the dog with a bone. The disappointment pulses. “Is it far?” You shrug, looking over your shoulder. You’re going to lose yourself in the garden for a few hours, forget about him. “Why don’t you drive?”

“I like to walk,” you tell him, turning back. 

He looks at you like he doesn’t like the things you say much less the way you say them. Perhaps he can see the disappointment and is disturbed by the sight of it, but the possibility seems too altruistic. 

“You should try it sometime, Joel. You might like it too.”

His huge body seems to be shivering in the cold. 

“I think…” The look on his face has turned suspicious now. He takes a step towards you. “You’re very strange. And you’re very young. I don’t think we should be friends.”

Your heart gives a demanding thump.

 “We’re not going to be friends.” 

When you’d first spotted him in the crowd, the strangest feeling had come over you. A tug behind your belly button, a scalding heat at the back of your neck, at your wrists. Perhaps it’s merely imagination, the look of disappointment you think you see on his face right before you turn away from him to continue on walking. 

“And I’m not that young anymore.”

You’d known today was going to be a good day. Extra cinnamon in your latte, a late start to your morning, warm in bed, no rain in the sky despite the cloud cover. And your director, late for rehearsals after some freak accident had befallen the roof of his house.

“That’s what all young people say.”

Part 2;

Netherfeildren's Masterlist

Updates Blog

[poojalate]

Common Mistakes to Avoid for a Quick Home Loan Approval

Applying for a home loan can feel like a long and complicated process. However, with the right approach, you can significantly speed up the approval process. To help you achieve quick home loan approval, we’ve outlined common mistakes to avoid and shared tips for a smoother experience.

Why Quick Home Loan Approval is Important

Getting approved quickly for a home loan is crucial, especially in competitive housing markets. It ensures you can secure your dream home before someone else does and reduces the stress of prolonged uncertainty.

Mistake 1: Not Checking Your Credit Score

Your credit score is one of the first things lenders evaluate. A low score can delay or even deny approval.

Tip: Regularly monitor your credit report for errors and ensure timely payments to boost your score.

Mistake 2: Ignoring Debt-to-Income Ratio (DTI)

Lenders assess your DTI to determine if you can handle additional debt.

Tip: Aim for a DTI below 40%. Pay off smaller debts before applying for a home loan.

Mistake 3: Failing to Provide Complete Documentation

Incomplete or missing documents are a common reason for delays.

Tip: Keep all necessary documents, such as income proof, tax returns, and bank statements, ready in advance.

Mistake 4: Applying for Multiple Loans Simultaneously

Submitting several loan applications at once can harm your credit score.

Tip: Research lenders carefully and apply with the one that best fits your needs.

Mistake 5: Not Researching Loan Options

Different lenders offer different products, rates, and terms.

Tip: Compare multiple options and choose one that aligns with your financial goals.

Mistake 6: Skipping Pre-Approval

Pre-approval gives you an edge when negotiating with sellers.

Tip: Obtain pre-approval to show you’re a serious buyer and speed up the process.

Mistake 7: Changing Jobs Before Loan Approval

Lenders prioritize applicants with stable employment. A job change can signal financial instability.

Tip: Avoid switching jobs until your loan is approved and processed.

Mistake 8: Making Large Purchases During the Application Process

Big expenses can disrupt your financial profile and delay approval.

Tip: Postpone major purchases like cars or furniture until after your loan is finalized.

Mistake 9: Not Clarifying Loan Terms and Conditions

Misunderstanding terms can lead to unexpected costs or issues later.

Tip: Review all terms, conditions, and fees with your lender. Don’t hesitate to ask questions.

Mistake 10: Ignoring the Down Payment Requirement

Down payments play a significant role in determining loan approval and terms.

Tip: Save up for a substantial down payment to improve your approval chances and reduce loan costs.

How to Streamline the Home Loan Approval Process

Be proactive about gathering documents.

Regularly communicate with your lender.

Work with a mortgage broker for expert advice.

The Role of Communication with Your Lender

Maintaining open communication with your lender can prevent misunderstandings and delays. Always keep them updated on any financial or employment changes.

Conclusion

Avoiding common mistakes and being well-prepared can make all the difference in securing quick home loan approval. From checking your credit score to staying organized with your documentation, every step counts toward a smoother and faster process.

[redflagshipwriter]

Snatching Snitches the cat Part 2: Damian 1

masterpost

“Maybe we should get him a new cat.”

Damian full-body twitched at the whisper, which was unfortunately not quiet enough to keep such idiocy out of his ears as he entered the room. “I will regain my boy,” he said sternly. “So that will be entirely unnecessary, Richard.”

Dick winced at the downgrade to his proper name. Damian huffed air from his nose, dissatisfied, but willing to consider the matter closed given the urgency of the situation. “Father, this is my budget proposal.” He used his left hand to toss the folder on the teak desk in the sunroom’s office. Father gaped at it gormlessly, not moving to pick it up until Damian lifted an eyebrow in pointed rebuke.

He waited while his father shuffled through the papers, a vaguely pained expression on his face. “Damian, I’m not sure that a million dollars is a normal amount to spend on a lost-pet advertisement campaign,” he said gently.

Dick had his best poker face on, which meant nothing to someone who knew him well enough to know that the lack of his usual expressiveness was a large tell.

Damian did his best not to roll his eyes. “Snitches is an unparalleled feline, and thus the market research for comparable campaigns was matched to something more appropriate.” He kept his tone as neutral as possible to avoid discord. “For pricing, please look at page seventeen.”

Pages flipped. “...This seems to be a list of Wayne family kidnapping incidents.” Father’s face twitched. Dick leaned over, obviously interested. 

“You’ve listed all the ransom amounts that was asked for one of us?” he checked. “Cool graph. Am I still the winner?” Dick scanned the amounts. His face fell when he encountered the humorously undignified information that, in fact, Todd was in the lead. 

“Initial amounts,” Damian said promptly. “I understand that relatively little time and money was invested into Snitches, so I chose the amount that was asked for Timothy in 2019. May, not August,” he clarified. August had been undervaluation even for Timothy.

Dick breathed out slowly through his nose, in a shamefully transparent attempt to control himself. “Tim-”

“It was before he was adopted,” Damian said dismissively. “Obviously, his current market rate is much higher. Given that Snitches was, in fact, legally adopted by myself, I thought it a generosity on my part to keep the budget that low.”

A high-pitched sound came from someone’s nose. Damian eyed his father and his eldest brother, but could not discern which one it was. How undignified.

“I understand your logic,” Father said finally. He looked tremendously old. “...Very well. One million dollars to find your cat. But that’s it!” he said, trying to regain control of the conversation. 

Damian nodded sharply. “It will be sufficient.” Just barely, but he had a plan to make it work. “Please direct your attention to pages 4 through 7,” he ordered, knowing full well that Father’s eyes would glaze over at the itemized expenses. 

“Give it to me verbally,” Father said.

Ideal. Damian launched into a painfully detailed listing of national, regional, and international newspapers which he would have a column written both in print and online, starting at Gotham and expanding regionally every day within which Snitches had not been yet located. He would have it written by Kent, as a professional courtesy. He had a list of gig work sites upon which he could recruit people to walk the streets of Gotham and put up flyers and check alleys and dumpsters. He had devised profiles of the teenagers involved in Snitches’ original kidnapping attempt, and included suggestions as to how each member of the team might use their patrol to stake out the suspects.

“I’m scheduled for 7 hours of watching the east window at a 16 year old girl’s house?” Father confirmed. His eyes were hollow and robbed of hope, exactly according to plan.

Damian gave a sharp nod. “Tonight. Todd shall do the daylight shift.”

“I doubt that,” Father said, very quietly. He cleared his throat. “Look, Damian.” 

He waited in perfect predatory stillness. 

“I think perhaps… you should rely less on patrol time for this,” Father settled on. “There are other issues outstanding, after all, such as that serial killer in the Bowery and the gang tensions.”

Damian gritted his teeth.

“Why don’t you get some other help?” Dick butted in, giving Father a warning look that Damian very much did not miss.

“Other help,” Damian said slowly, as if he had not engineered this whole conversation to lead to this conclusion. “Such as… associates?”

“Like Jon,” Dick suggested brightly. “Or your friends from school!”

“That seems like a good idea,” Father said, composed except that he winced at the word ‘friends’, knowing full well how Damian despised it. “You can get help with non Gotham vigilante associates, since we are unfortunately unable to dedicate enough time to the project.”

Damian waited a moment to sell it, portraying a struggle with indecision. He could not accept too gracefully, or someone might read his detailed budget proposal and discover that he had already allotted most of the money for specialists. “I will attempt this route first,” he said stiffly. He pretended not to notice the relief in the room. “Very well.” He reached out a hand to receive his plan. 

He left with his head held high, knowing that he was the uncontested winner in that discussion. More fools they! The obvious had escaped them in their dotage.

Snitches was, after all, no ordinary cat. He had been summoned in a ritual meant to communicate with a ghost. Perhaps he was a ghost himself, given his intangibility and near-human intelligence. The obvious first step was a consultation with one of the magicians who would accept bribery. Father disdained them, but he had, indeed, given Damian specific permission to accept help from non-Gotham vigilante associates.

Surely Justice League Dark could be counted among Robin’s associates.

[jeonstudios]

fontana di trevi | 02

you seek out a vampire to help you with something.

pairing: vampire!jk x sadgirl, blood donor!reader

genre: vampire au, angst, fluff (really a sadgirl fic lol)

word count: 9k

warnings: same as last time basically: blood, needles, suicidal thoughts and intentions

rating: NC-17 – Adults Only

masterlist

part 2/2

<previous | next>

© between takes is copyright jeonstudios. this fic can not be modified, re-posted, or translated without my permission.

“Thanks,” you smile politely as you close the car door, hearing the Uber drive off behind you. The walk up to the house is no different than last time, yet it definitely feels different. Both because of what happened almost a week ago, but also since you’re hoping this will be the last time.

What certainly is different is the surprised look on the vampire’s face as he opens the door to see you standing there with your hands in the pockets of your winter coat.

He himself is wearing a black hoodie, and once again, black shorts. His hair looks a little messier than how you’re used to seeing it. Almost like he’s been sleeping. Vampires don’t sleep, though, do they?

“I… didn’t think you’d show,” he admits honestly, nonetheless opening the door wider for you, and as you enter, you can’t help but think that he looks… almost cuddly.

Of course, he still gives off the usual intimidating aura, and he should probably be even scarier to you considering what happened last time you met him, but… you don’t know. Perhaps you’re just so deprived of human touch that a bloodthirsty vampire’s cold embrace seems inviting.

This time, he waits in the hallway while you step out of your shoes and remove your coat. 

“Yeah, I still want this. I just… wasn’t prepared,” you explain rather vaguely, knowing that he understands exactly what you’re getting at anyway. You want to die but on your terms.

“It wasn’t my intention. To do what I did.”

You meet his eyes. It’s not an outright apology, but it feels eerily close to one.

“You were there to… feed, weren’t you?”

He nods. “Didn’t get the chance to on Thursday or Friday.”

It’s your turn to nod in understanding. For a short moment, you stand there, looking at each other. 

Until you break the silence. “So, can we start?”

“Sure,” he agrees, turning around to head toward the kitchen.

Like the first time you showed up to his house when he didn’t think you were going to, he has to bring the supplies from wherever he keeps them. You take your spot at the table, slip off your cardigan, and wait.

The vampire returns with his hands full, placing the stuff down on the table before he pulls out another chair and positions it the same way as always. But his focus lies on your skin.

“These are new bruises?” he asks, carefully grasping your hand and very gently lifting it to better inspect the yellowing marks covering your skin. “You always bruise like this after?”

You follow his gaze. There are currently three bruises on your right arm, none the same as the night he almost killed you. Two are yellow and from when you bumped into a dresser at home a few days ago. The third is purple but smaller and its origin a mystery. If he wanted to see bruises, he should’ve seen the ones on your legs after you fell when he attacked you.

“Not the first time, but yeah. Usually just from the needle site, but lately, it’s all over. I guess I’m a little deficient in something,” you joke quietly, but the vampire doesn't laugh. 

“Why does it interest you so much? Do you have some kind of medical degree?” you ask, thinking back to when he first asked you why you didn’t wonder about his apparent knowledge.

“Not officially, but being dependent on humans like we are to some extent, you tend to pick up on stuff, and having been around as long as I have, it’s even more unavoidable. But I’ve never seen bruising this severe from blood loss.”

Fair enough. Your body should definitely try to keep the little blood remaining inside your veins, where it belongs. 

He starts prepping your arm, but instead of looking away, you close your eyes. Are you imagining things or has he been… softer lately? Making sure you got home safely instead of leaving you to your fate, almost worrying about your bruises, and being gentler in the way he attaches the needle? Then again, he’s only making sure you can give him as much blood as possible, and he also would’ve probably killed you if he’d gotten ahold of you last week.

“I take it you’ve killed before?” 

There’s a few seconds of silence, but then he answers, and there’s nothing hidden in his words or voice that reveals something more.

“I have.”

“How do you…,” you start, unsure of how to phrase your question. “I mean, what do you do… after?”

“Are you asking…?”

“How do you… dispose of them? And… I guess, how will you dispose of… me?”

It’s not really a sensitive question for you, so you’re not sure for whose sake you’re so careful. You doubt the vampire really cares.

You hear him exhale. “I guess it depends on the circumstances. I haven’t planned anything.”

You wince when he sticks you, more painful this time for some reason. The ball is placed in your hand like always, and you start to squeeze it.

Your curiosity isn’t that dire, so you’re not disappointed by his answer. Maybe he’s not even being honest, and it’s for your sake? Which brings you back to why he’s being extra gentle. The only other explanation you can think of is that he feels sorry for you. Maybe he just truly wants to spare you unnecessary pain and worry in the last moments of your pathetic life? Because this is it. With how shitty you’ve been feeling these last couple of weeks and especially since last time, you know it won’t be long. Today’s the day.

One bag. He can take one bag and after that he’ll have to end it. That way, you don’t have to bleed out, and he’ll get as much blood as possible. If he takes your advice about how to drain the rest, well, that’s up to him.

You’re startled by the sound of knocking, opening your eyes to see the vampire rise from his chair, seemingly sharing your surprise. “I’ll be back in a minute.”

Nodding, you close your eyes again, getting as comfortable as you can in the chair while wondering who’s at the door. A vampire friend? A vampire partner? Surely, he doesn’t hang out with humans on the regular? You always got the impression, both from him and vampires in pop culture, that they don’t really care for humans. In fact, a dirty human only pesters a vampire’s environment unless they’re actively dying.

Your heart hurts. It’s beating heavily inside your chest, a feeling you’ve grown somewhat used to over the weeks, but it feels undeniably worse. Like every beat is a painful and exhausting accomplishment. Your breaths grow heavier too. 

Surely, it’s been more than a minute. Is he on his way back? If he were a human, chatting with another human at the front door, maybe you would’ve heard them, but you can’t discern anything. 

It feels a little like your head’s in the clouds, and you’re not sure if your eyes are still closed or if they’re open and you just can’t see anything. You have a feeling that not only can’t you hear the vampire, you can’t hear anything anymore.

Realizing that this is it, you try to call for him quietly to tell him so, but although you’re pretty certain you’re dying, for some reason, you don’t want to interrupt whatever he’s doing with his visitor.

“Fine, alright, I’ll talk to him, but please, this is not a good time.”

“But he’s being an ass, and you were the last person he spoke to before he left for fucking Iceland.”

Jeongguk rolls his eyes at his friend, Yuqi. With how much she and Taehyung love each other, there’s a surprising amount of drama. 

“I don’t wanna get involved. I’ll call him later.”

“Fine, get back to me after. If he doesn’t answer, I’m taking the first flight.”

“Vampire?”

Yuqi, who was just about to turn around to leave, stops in her tracks.

“What… was that?” she asks, standing still before discreetly scenting the air. “Is that… blood?”

Jeongguk’s eyes widen. He’s used to smelling blood whenever you’re there to leave it, but not this much. Quickly, and without regard to Yuqi, he turns to rush back into his kitchen, eyes going even wider at the vision in front of him.

“Vampire?” you call out quietly again from the chair, eyes closed and unknowing of his return. You seem out of it, bordering on unconscious, and it’s not without reason. Jeongguk curses himself for not double checking the blood bag when he knows that brand is prone to ripping because the bag isn’t full; it’s broken, and your blood is dripping into a big puddle of red on the floor.

You think… you’re being… carried? By someone firm and… warm. You like that.

“I’m not warm," a low voice comments. "At least I’m not supposed to be.”

“I’m dying… right?” you mumble, feeling how the vampire puts you down on something soft.

“Probably, yeah.”

He does something to your arms, and you can’t figure out what, but you realize it has something to do with collecting the remaining blood when you’re gone.

There’s another voice.

Next time you open your eyes, you feel… different. And upset. You’re not as dizzy as you’ve become accustomed to, and the room doesn’t spin when you sit up on the bed. Your body hurts, but it feels more like you’re simply tired and beat than extremely weak. Most importantly, you feel, which means you’re not dead.

As if he could sense your awakening—or just possesses superhuman hearing—a door opens to reveal the vampire. He's wearing other clothes, grey sweatpants and a black t-shirt, and his face doesn't give you anything.

“What happened?” you question, looking around the room that’s clearly a bedroom. “And where am I?”

“You passed out. There was a hole in the bag, so the blood was just leaking onto the floor. I had my friend steal some from the hospital, and I gave you a transfusion. Yuqi also brought some clothes and stuff for you, so you’re staying here at least until tomorrow. Then you’re free to leave whenever you want.”

“I… don’t understand. Why would you—why not just let me go then?”

“I changed my mind.”

You look at him, bewildered and trying to find the words. “What do you mean you changed your mind? We had an agreement?”

“I know, but I changed my mind. I’m not doing it. If the blood matters to you, the bags are in the freezer.”

“Why–what would I do with blood?” you question in frustration. Is he offering it back in case you want to drink it? Try to put it back inside your veins? Apparently, you’ve already had transfusions, so you have exactly zero use for frozen bags of blood. “Why can’t you just get on with it? Why not let me die?”

“I do not. Want. To,” he hisses.

You stare at him in silence, feeling confused and betrayed. He looks away but doesn't seem affected. No shame, no regret, no anything but a moment of frustration to breach otherwise calm determination.

“Here’s the stuff,” he gestures toward a duffel bag by the foot of the bed. “You have a bathroom right outside, and I’m gonna order some food for you. You should take it easy; I wasn’t able to give you as much blood as you really need, and unfortunately, what I’ve previously collected isn’t fit to give back. Since it’s been frozen and stored improperly for that kind of purpose, there would be a risk of clotting.”

You look at him from where you’re sitting on his bed, and he looks back at you. The irritation you feel grows beyond what you’re capable of conveying, and so it turns into defeat. It makes you angry, how he managed to back out of giving you what you wanted at the very last second. You spent months upholding your end of the deal, and when it finally came time for him to do the same, he didn’t. 

“Don’t bother,” you lie down slowly, your back facing him where he stands at the door. Silently, you curse your body for feeling so tired; ideally, you’d stomp out of there, slamming the door behind you. “I’ll leave tomorrow morning.”

Your own clothes are still wearable. The few stains of blood are relatively small and dried, and the vampire already placed you on his bed, so you don’t feel like you’ll do any more damage by sleeping in them. The house is quiet, but you don’t think he’s left it, which begs the question of where he is. And also if he sleeps and if he does, then… where? He never gave you a tour or anything, so you have no idea what the rest of his house looks like. Whatever; you don’t care, anyway.

His sheets smell clean, though, and it doesn’t take you long to pass out, truly exhausted.

When you wake up, you can’t find your phone, and without any other time measuring device, you don’t know what time it is. It appears like the sun rose not too long ago so that narrows your guess a little bit at least.

Sitting up slowly, you take a deep breath. You feel… okay. A bit sore almost, but more energetic than you have in a while. Unfortunately, it’s not necessarily a good thing in your book.

Sighing, you put your feet to the hardwood floor. They carry you with only a little dizziness, and you set your sight on the bedroom door. It opens smoothly, and you peer out, looking for the bathroom the vampire mentioned. There’s a door immediately to your left which you guess must be it, and so you head toward it. 

After successfully finding the bathroom and using it, you decide to continue the search for your phone. Since you thought last night would be your last and therefore arrived by Uber rather than driving, it means that without your phone, you have no way home.

You make your way down some stairs, recognizing the hallway as the one the vampire has led you through what feels like countless times. Last time you remember having your phone was in the kitchen, so that’s where you steer your steps.

As luck would have it, the kitchen is also where the vampire happens to be. Upon your entrance, your eyes immediately fall on the tall man where he stands, leaning back against the counter. Although he surely heard you approaching a long time ago, he only turns his head slowly toward you when you’re well into the room. He’s hard to read; doesn’t offer much.

“Do you know where my phone is?”

The vampire twists his body to look at the counter behind him, sliding something toward you. You take a step closer, inspecting the device when it’s in your hands. Three percent.

“Do you have a charger I can borrow?”

“Yeah,” he answers with a nod and pushes off the counter, leaving the kitchen. You wait, quietly wondering what exactly goes on inside his head. He seems unfazed by the whole ordeal, which doesn’t necessarily surprise you. But what you still don’t quite understand is why he claimed to have changed his mind. Could it be that he just didn’t want to deal with your body? 

The vampire returns with a white charger in his hand, his skin cold against yours when you accept it from him. Finding a fitting outlet near the table, you plug the charger in and sit down, gazing out through the window while you wait for the phone to charge enough for the trip home. The vampire has gone back to leaning wordlessly against the counter, and you ignore him.

Opening your phone, you find that the only unread notification you have is a spam email. Why are you surprised? With a small sigh, you lock the device again, hoping it’ll charge faster if you don’t use it. Forty percent should be enough.

It’s snowing outside, and you watch the big snowflakes fall slowly and silently to the already white ground. Waiting like this gives you time to go over all the things you’ve done wrong in your life.

Next time you unlock your phone, the battery has reached thirty-seven percent. You open the Uber app to see that a car can arrive in ten minutes. You confirm it, noting the time as eleven twenty-three. You’ll wait five more minutes before you start getting ready, which honestly is just putting your shoes and coat on. 

The seconds pass slowly one after the other. You wonder briefly how long it took the vampire to clean because, although you didn’t notice the blood dripping to the floor while it was happening, you understood that there was a lot of it. Must suck for him to have it wasted like that. The question is also why he would waste even more blood by giving you a transfusion? If he went through the pain of acquiring bagged blood, why not just drink that?

At eleven twenty-nine, your phone’s battery is at fifty-two percent. You unplug the charger from the wall, and as you stand, you place it on the table with a quiet ‘thanks.’

“Going home?” the vampire wonders, black eyes watching you. He looks casual, but there’s that hint of softness shining through again. 

You pass him on your way to the front door. “Yeah.”

“Reconsider,” he encourages, and you know he’s not talking about your journey home. 

You roll your eyes. “No.”

“Yes,” he follows. “Whatever’s troubling you doesn’t matter. There’s so much for you to see and do, so many places to visit and people to meet. Your life is so incredibly short, and you won’t have time to see even a fraction of the world as is.”

“Thanks for the pep talk,” you say, bending down to put your boots on.

“Have you even been outside of this town?”

Why is he trying to control you? He doesn’t know you; he doesn’t care. It’s not like you’ll magically be fine after his ‘cheer up, pal,’ and ending your life is not a decision you have taken hastily or easily.

“No.”

“Don’t you want to see what’s out there?”

“Of course. But it’s not…” you straighten up to look at him, frustration dripping from your words. “Don’t you see that I’m all alone? I don’t have anybody, no one to experience things with, and much less the money to just up and leave. Sure, maybe I could get a loan and travel through Italy for two weeks, but then what? I’ll be miserable and in debt.”

The vampire tilts his head, looking at you with his black eyes but not saying anything. He just doesn't understand. You put your other foot into your boot and reach for your coat before he can try to persuade you again for whatever reason.

“Whatever,” you sigh, “I’ll be going.”

He doesn’t stop you from opening the door, and he doesn’t follow you when you leave, one boot undone and with your coat held to your chest. Irritation turns to sadness and defeat as you wait for the Uber to arrive, taking the opportunity to actually put your coat on and tie your laces properly. Snow falls around you, and when you're done, you stand there, waiting pathetically by the side of the road in the cold. You’re back at square one.

Despite having slept for countless hours at the vampire’s house, you head straight for your bed the moment you return home. For another few hours, you sleep, and then you spend a few more lying there in the dark, thinking. 

It’s seven p.m. on a Saturday. You’ve wasted a lot of time, months even, waiting for the vampire to get what he wanted and follow through on his part. But that’s over now, so what are you waiting for right now? 

Two and a half hours later, you put your boots back on and throw a lighter jacket over your shoulders, one that allows easier access to your neck.

Still not feeling your best, it takes you fifteen minutes to walk what the vampire did in six, carrying you on his back. You don’t understand him. He acted like he didn’t want you to die, but if he cared about you at all, he would’ve backed out earlier and not waited until his actions brought you within an inch of your life for what, the third time? Was he hoping you’d stay alive so that you’d hopefully continue donating your blood, even if less frequently? 

Although nearing his feeding grounds, you’re hoping not to run into him. He did state that he changed his feeding days to Thursdays, and last week, when you did run into him, it seemed like a coincidence. Besides, this place is your best bet tonight; even the vampire admitted that there were others there last time. Surely, they’re around here somewhere tonight as well. 

Since you assume vampires don’t want unnecessary attention, you stake out near the same club as last week, but this time, you hide in the shadows around a corner. Then, you wait for a victim.

Thirty minutes to midnight, a woman stumbles out through the door, a bouncer holding it open for her. She’s obviously had a bit to drink, and as she clumsily fixes her little cross body bag and sets off along the street, you look around from your hiding spot.

But you don’t see or hear anything; not a dark figure moving nor the sound of footsteps. Still, you follow her, hoping for the best. Wanting to keep your distance, you instead find it hard to keep up with her, which is saying something about your current health.

About two hundred meters from the club, she suddenly slows down, her attention seemingly drawn to something in an alleyway. You weren’t sure exactly how the vampires hunt, but by how the woman begins to slowly drift inside the dark alleyway of her own accord, you guess they do have some kind of pull. Most women, even when slightly drunk, typically try not to do… that.

You quicken your steps as much as possible without breaking into a sprint. Not only do you want to speak to a vampire; if you can take that woman’s place and leave her unscathed, it’s an added bonus. Before you’ve caught up, the woman slowly and quietly disappears, and when you turn the corner with your phone in hand and flashlight turned on, you spot a man holding her to his body. 

Evidently hearing you approaching, the man has placed them against the wall, halfway obscured by a dumpster and hoping you’d walk past them, which you would have if you weren’t so focused on the woman and your mission.

The man squints in the light, and you very clearly discern long fangs. You take another step into the alleyway, but what you didn’t expect was to be grabbed from another direction. 

Gasping, you feel strong arms hold your back against someone’s chest, effortlessly keeping you immobile. 

“What can we offer? Though you smell like vampire already?” The man who holds you says, sounding surprised, and your phone is taken from your hand and the flashlight turned off. 

Obviously, they assume you’re one of the freaky ones looking for vampires because any normal person would run. Your reason for wanting to find one is different, though. 

“I have a proposition,” you stutter, not too scared but uncomfortable with how the man noses at your neck. Despite knowing that if the vampire bites, it’ll most likely be your neck, you can’t help trying to pull away. It’s just another bodily reaction. 

Your words intrigue him, and he moves, creating just a tad bit more space between your bodies and looking down at you with a curious smirk.

“A proposition, you say?”

“You can have my blood—all of it—if you take it right here and now.”

“What’s the catch?” he asks, raising an eyebrow much like a certain vampire you know. “What’s in it for you?”

“There is no catch. I want to die.”

The other vampire, curiously listening to your conversation, whispers something in the other woman’s ear, and lets her go. She stumbles away from him and then casually leaves the alleyway, turning the corner calmly as if nothing happened. 

You meet the vampire’s puzzled yet curious eyes. “There’s nothing wrong with my blood if you think I’m trying to trick you into something. Except that it’s apparently B positive which I understand is not that desirable, but—”

“You’re Jeon’s human?”

“Uh—what? Who?” you ask, confused but slowly putting two and two together.

“Fuck, should we?” the other vampire questions quietly.

“Jeon,” the closest one to you starts, “is the vampire you smell of. He’s been very persistent no one touches his human.”

“Yeah. Can’t blame him. If I was lucky enough to have someone offer to be a walking blood bag, I wouldn’t let them outside at all.”

“I’m not… I’m not anyone’s, and I’m not a walking blood bag,” you explain, feeling belittled. “He made me a promise that he broke. He was going to help me die in exchange for my blood, but he just used me to collect blood, and then he didn’t deliver.”

The two vampires look at each other, and you feel like they didn’t really pay attention to anything you just said.

“I don’t know, man. I’m not sure I wanna get on his bad side.”

“But he’s too arrogant,” the first one complains. “If I want something, why should he prevent me from getting it? He doesn’t own the supply here. I’m a thousand years old; I shouldn’t need to ask for permission.”

“Dude’s like three thousand years old, though? You don’t need to ask permission; you can literally choose anyone. Except this one, for some reason. I don’t think I would if I were you.”

“Our agreement is over,” you try to enter the conversation the two vampires are holding over your head.

“Well,” the one holding your arms peers down at you, “He said that under no circumstances is anyone allowed to touch you.”

You scoff, growing irritated again, “Okay, well, are there any vampires around that aren’t such wimps? If I can’t find anyone to just snap my neck, I’m going to the train tracks and then my blood will be wasted.”

That’s a lie, of course. There’s a reason you picked death by vampire; you’re too scared to do it any other way, and no matter how much you want to die, you can’t subject anyone else—like a poor train driver—to it. Vampires are cold and heartless. They don’t care.

“Hold on. Wait,” the vampire holds you tighter when you haphazardly try to wiggle out of his grasp.

“Look,” he says to the other, “He can’t tell us what to do. Besides, if he gets angry, we can just say that she said their agreement was over, and we did her a favor out of the goodness of our hearts.”

“You don’t have a heart; you just want to annoy him.”

The vampire grins. At first, it’s a boyish smile directed at his friend, but when he slowly tilts his head down to look at you, it turns almost sinister. “I think I’m gonna do it.”

You gulp. No matter how much this is what you want, it does scare you. Mostly because you’re afraid it will be painful.

“Is there a way you can kill me first? I don’t want it to hurt.”

The smiling vampire shakes his head. 

“No.”

You thought death was supposed to be a void. A void of darkness, devoid of physical matter, emotions, and thoughts. But it hurts. It hurts so much. 

Then, a void does take over.

Jeongguk knew you’d try again. If he wouldn’t kill you, you were going to find someone who would. And despite hoping that you would’ve changed your mind, he was unfortunately right. He spent an hour roaming the dark streets around the town’s attempt at a nightlife, but he didn’t come across you. Not until he visits the same place where you first found him, a place he wouldn’t take as your first choice since you ran into him there a week earlier. 

He’s spent hours and hours these last weeks with you on his mind; the little human who wants to die so badly. It’s just something about you and your willingness to die that doesn’t sit right with him, and you won’t leave his thoughts. It’s not his business, he told himself as he saw you curled up and unconscious in your car. Who is he to tell someone what they should do with their life? If anything, respecting your wishes and consuming freely donated blood is easier and more ethical than taking it from plastered people who aren’t really sure what’s going on, right?

The scenes replaying the most in his head are more recent. It’s the way you suggested he kill and butcher your body, saying no one would look for you anyway, and how you called for him, unknowing that your blood was dripping to the floor but still trying your hardest to squeeze that ball for him. Your fingers were barely moving, but you tried since he wanted that blood. 

He’s not entirely sure what he’s doing, trying to convince you to live, but he guesses that he simply needs to know that you experienced some good things in life too. He can’t let you end it this way, as a lifeless body, discarded somewhere where no one will find you.

Anger, frustration, and an odd feeling of helplessness flood him as he takes in the sight of the vampire in the process of draining you dry. He rushes into the dark alleyway, the vampire looking up from your neck just as Jeongguk strikes. There’s not much of a fight after that. The first vampire stumbles backward, and Jeongguk grabs your lifeless body from him as the second vampire approaches, eyes wide and with his hands raised shoulder height.

“Easy, man.”

“I fucking told you to leave her alone.”

The dazed vampire grumbles something, but Jeongguk doesn’t pay him any attention. He places your body down on the snow-covered ground and looks at your pale face while searching for a pulse right under your jaw. 

“She wanted to die.”

“Shut the fuck up,” Jeongguk growls. “How much did you take?”

There is no pulse.

“At least three fourths. Possibly more.”

Jeongguk shuts his eyes. There’s no coming back from that.

You’ve lost and regained consciousness due to blood loss one too many times by now, but this time, it really feels different. Opening your eyes, the sunlight filling the room irritates your eyes, forcing you to squint for a few seconds. 

Without moving, you focus on something. The vampire. Jeon, was it? You watch as he rummages through his closet, practically soundlessly, taking out a few items and looking them over before settling on what looks like two black shirts, one long-sleeve and one short-sleeve. Then he digs out a pair of shorts and another pair of sweatpants. 

You’re not used to seeing him in direct sunlight, but now, the rays filtering through the half-opened blinds paint him in a new light, and you let your eyes linger on his arms as he folds the clothes. The green t-shirt he wears is doing a great job at highlighting his veiny, muscular forearms as they work. Light and shadows play along those very defined muscles, accentuating them further.

Your first impression of him was a cold one, one that slowly warmed a little over time both physically and mentally. But in this light? Without even touching him, he looks… warmer to you. Inviting, almost like when he wore that black hoodie. 

You sigh quietly and pull the blanket that’s thrown over you closer. The vampire hears and turns around, placing the clothes at the foot of his large bed.

“Hey. How are you feeling?”

You take a moment to consider his question. Though you’ve certainly felt better in a lot of ways, you don’t feel the way you’ve come to associate with severe blood loss. 

“Cold. And tired, but in a weird way.”

Weird is probably the best way to describe how you’re feeling in general. You feel light, but not weak. Tired, but not sleepy. 

He nods understandingly, “It’ll pass.”

You catch his gaze, holding it for a quiet moment. “You changed me, didn’t you?”

It’s the only explanation you can come up with. That vampire was hungry, and you remember slowly losing control in his grasp, both over your body and consciousness. With how many near-death experiences your body has endured in the last weeks—all blood loss related—there just wasn’t any chance you’d survive another draining.

“Yeah.” He looks away, sitting down on the edge of the bed. “I couldn’t…”

You think you understand well enough what he’s trying to say, although you’re not too sure of his reasons or how to feel about it. He couldn’t let you die. In a way, you’re disappointed because you were finally getting what you wanted, and dying has proved itself to be surprisingly difficult for you. 

But you’re not angry; not like you were after the vampire saved you the first time. He mentioned once that not even vampires are immortal, so at least you know that you’re not doomed to an eternal life in suffering; you can always try again if you want. However, you’d be back at square one when it comes to options, but you don’t really feel the urgency anymore. At least not at the moment.

He turns his head toward you, meeting your eyes with his deep, dark ones. “Let me show the world to you.”

Surprised to say the least, you mumble a quiet “What?”

He angles his body further toward you, and you see that despite the softer look on his face, he’s certain. “I want to show you everything the world has to offer. All the good things; the magical places and people.”

Not sure what to say, you just stare at him.

“Vampires are not immortal,” he continues. “If you really don’t want this, I’ll help you die. I promised. But please, think about it. No catch, no expectations.”

“But why… Why would you want that?” 

You’ve been alone for so long, unable to keep people around and interested, so why would this being be?

“Because I found that I really didn’t enjoy draining you of your life, especially when you were already so low to begin with. I want you to get the chance to experience the good things life has to offer, and I can’t help but want to be around when you do.”

“You don’t know me though.”

“I kinda want to,” he says, standing up with the cheekiest smile you’ve ever seen on him. “Think about it, okay? I’m not expecting anything from you other than that you consider.”

Still very much processing his words, you feel a cold shiver wreck your body, something the vampire notices.

“I’ll get you another blanket. Your body is still in the process of changing, and with that comes a decrease in temperature. It’s normal to feel cold.”

He’s about to leave when you call for him.

“Wait. What… What's your name? Your given name?”

He stops, and he smiles again. “Jeongguk. And I know yours already; it was on your door.”

You sleep for a little while longer, but when you start to feel better, you also start to think. You’ve been so certain for so long, and you still are—you think—but… either way, you’d like some answers; a clearer view of the whole picture.

“Jeongguk?” you call, unsure how loud you need to be. It feels strange to use a name for the vampire.

It doesn’t take long before the door opens. “Yeah?”

“I have some… questions.”

He nods, stepping into the darkness that is his bedroom and closing the door behind him. 

“Light sensitive?” he nods toward the window, where you’ve pulled the curtains closed over the blinds.

“Yeah… Is that normal?”

“It is. So is feeling sensitive to sound, touch, smell; basically all the senses. But it will pass pretty quickly.”

“Okay. Well, can you… tell me everything about being a vampire? I didn’t think you slept, but you do? Or why do I still sleep?”

He rounds the bed to sit next to you, and you feel it sink as he gets comfortable. Slowly, you turn to face him, watching him lean back against the headboard.

“So, basically, we can do all the things humans do. For instance, you’re still programmed to breathe, but it’s more of a habit and a way to smell than a means of survival.”

While he speaks, you try it. It’s strange, holding your breath and not feeling that strong, strong urge to take in air after a while.

“You can eat human food, but it’s not what sustains you, so most vampires don’t. It gets kinda boring after a while; you’ll see what I mean. Most also don’t sleep as they consider it a waste of time, but you can if you want to. I do pretty regularly. I find it… peaceful, and when you get older, it can be nice, getting a break between days.”

Hearing him talk so casually and almost… softly has you smiling slightly, unable to help it. So he had been sleeping when you knocked on the door, and his hair was all messy, and he looked so cuddly? You don’t know why, but you like that thought.

“You can exist in sunlight, you can consume garlic. Mirrors work for us as well. We don’t age like humans, but we can die if we’re pierced through the heart by something wooden—”

“—You mean staked?”

He looks at your wide, amused eyes and rolls his. “Yeah. Staked. Anyway, you’ll notice that your senses are heightened, and you’ll become stronger too. Not stronger than me, though,” he grins. “As for the blood, you can survive on any.”

“Any?”

What does he mean by that? Human and animal?

“Human, animal, vampire,” he says, the last one surprising you.

You blink, taken aback. “Vampires drink from other vampires?”

“We can. It’s not as common as feeding on humans as it’s mostly… a pretty intimate thing to do.”

“Oh, okay.” 

Thinking about it, you guess you can see why. Having someone so close, feeding on you without the power imbalance of prey versus predator that feeding on humans entails, must feel… intimate. More of a give and take. 

“You’ll need to feed in about a day or two, so you can choose. I have more human blood than just yours as it might be weird to drink your own blood, and I can get animal blood if that feels easier. Or… if you want to, you can drink from me.”

You look at him questioningly. “Didn’t you just say that it’s an intimate thing?”

He shrugs. “Yeah, but if it would make for an easier transition for you, I don’t mind. I’ve taken a lot of blood from you, after all.”

“Okay,” you nod, briefly biting your lip. “I’ll think about it. About all of… this.”

Is death the thing you wanted above all else, or was it to get out of the life you were living? Now that your old life is, in a way, over, you’re not sure. Regardless, there are other worries still plaguing you. You look—almost stare—at his pretty face. 

“What?”

You bite your lip nervously again. “What if you change your mind? I’m assuming this was quite a rushed decision on your part. What if I don’t live up to your expectations? I barely knew how to navigate this world as a human, there’s no way I could… manage on my own as… as a vampire.”

Say you decide to give it a shot; what do you do if he grows tired of you?

“Changing someone is not something we take lightly. We don’t…” he looks around, seemingly searching for the right words. “We don’t change anyone if we’re not prepared to guide them, at least through the first years. Usually, vampires only end up turning their romantic partners, so for most, it means staying together for life. Regardless, it’s a big decision.”

Noticing your wide eyes, Jeongguk smiles and chuckles. “I’m not saying you have to hang around me for the rest of your life, and I won’t ask you to play my wife or anything, but I won’t abandon you.”

It’s surprising enough to hear that vampires not only regularly fall in love with humans but take changing someone so seriously. But you’re even more surprised to hear him use the word ‘wife.’

“Your wife?” you ask, truly bewildered that word was even in his thoughts. “You said vampirism doesn't make you much prettier?”

He looks at you like you’ve grown another head. “It doesn’t. But you didn’t need to become prettier anyway.”

“Oh, come on.”

“I’m telling the truth? Don’t you remember what I told you when I carried you home that night?”

‘You’re a pretty girl, you know?’

Of course you remember, but it doesn’t mean it was true.

You roll your eyes. “You were feeling bad for me.”

“Hm,” Jeongguk looks away, thinking. “Okay, do you remember the very first thing I said to you?”

“That you weren’t going to turn me?”

“For sex, yeah. But I said I’d still fuck you.”

The smile he gives you reminds you more of the vampire that took your blood once every fortnight than the one who saved you. You don’t know what to say, and he seems to realize that, his smile turning softer.

“Like I said, I would’ve fucked you because you were pretty even as a human. Also, about luring said humans in? You will not have a problem with that if that’s something you’re interested in. I kinda want to see you do that, actually,” he grins, sending a shiver down your spine. “Hot.”

Jeongguk is sitting spread out on the rented apartment’s low couch, reading the back of a bottle of red wine when you pass him. It’s hot—a lot warmer than what you’re used to from your little hometown—and you sigh as you open the door to the balconet wider and fresh air starts to play with your dress. The weather doesn’t affect you like it used to, but some aspects are still more enjoyable than others. 

“I think I like Rome,” you place your hands on the railing, looking down at the scene two stories below you. It’s just after ten p.m., and people are dining outside the restaurant below you, their happy chatter accompanied by the romantic sound of street musicians. The air is humid, and besides the moonlight, the street is mainly illuminated by lights from the restaurant and surrounding shops.

You hear Jeongguk put the bottle down on the glass coffee table and stand up, something your human ears wouldn’t have picked up.

“We can stay longer if you want,” he offers quietly from right behind you.

Turning around, you let your gaze travel over his white dress shirt, held together by two single buttons—the rest lazily unbuttoned—and exposing most of his drool-worthy chest. He smirks, looking down at you, and you’re hit by how he hasn’t changed that much since you first met him in that alley. You’ve just gotten to see more sides of him.

You hold your breath, carefully reaching your hand out to pinch the fabric of his shirt between your thumb and index finger, pulling a little on it and nodding.

“Then we’ll stay,” he smiles, slowly stepping back and taking your hand softly in his. His skin feels warm against yours, and it’s almost like some sort of electric current courses through you. You grin as he pulls you toward him, moving to the slow and sensual music drifting up from outside.

Jeongguk lifts your hand above your head and twirls you. It makes you smile even wider, and you decide to place your arms loosely around his neck. He doesn’t object, just looks down at you, still smiling. 

One thing you'll never get used to is how handsome he is. Soft, black hair parted across his forehead, dark eyebrows and eyes, and a dimple that pops out when he smiles. One day, you’ll kiss his nose, you promise yourself. He looks so carefree, peering down at you like nothing else really matters; a mindset not too difficult to follow with him.

“How come everything is so… easy?”

He tilts his head, trying to make sense of your words as he places his hands on your waist. “Well… do you feel cared for?”

You think about it. All the new people—vampires—you’ve met so far are very funny and kind. They see you, and they listen to you. Especially Jeongguk’s friends, and even more so, Jeongguk. He’s easy to be around, and he’s been incredibly sweet to you, understanding that you’re going through a big change and that your previous life wasn’t all that great.

So you nod.

“Do you have anything that worries you?” He continues. “A looming anxiety regarding something?”

“No.” Turns out that Jeongguk and all his friends are filthy rich and also very generous, which means that you have no rent to pay, no stuff to buy, or bills to pay. Nor do you have people to impress or time-sensitive achievements to stress over.

Jeongguk’s smile turns extra cheeky. “Do you perhaps… also care a little bit for someone?”

You’d blush if that was something you could do. “You’d like to know, wouldn’t you?”

He chuckles before he turns a little more serious. “Jokes aside, there could be many reasons. Like I said, not feeling lonely or overly anxious surely helps a lot, but also stuff like… the change of scenery and seasons. But also…”

“Also…?”

He looks at you with a searching gaze, as if he’s trying to figure something out. “Tell me, did you ever see someone about how you felt?”

You shake your head.

“So you never got a diagnosis or medication?”

“No.”

“Then, maybe… you weren’t ‘only’ sad, and vampirism corrected some chemical imbalance in your brain. It could also explain why things are easier.”

Maybe. You thought that your mother dying was the catalyst for your sadness, and without seeing the point of the world, you got “weirder,” and the few people in your life withdrew. Then it was just you, and no matter how hard you tried, you couldn’t connect with people anymore. But maybe, like he said, it wasn’t ‘only’ feelings. A small part of you wishes you would’ve tried to get help, but a bigger part—although sad for the years you spent suffering—thinks this ending might be better.

He continues to sway your bodies, and you rest your head against his chest. When you left with him three months ago, one month after he changed you, you weren’t entirely certain where things would lead, because despite definitely feeling attracted to him, you didn’t really know him. But as the days pass, you don’t regret it, and you’re pretty sure you’re more than halfway to head over heels. You can’t deny that he gives you butterflies.

Sighing, you catch the scent of his naked skin against your cheek, reminded of something.

“You smell good. I remember thinking that you didn’t smell like anything?”

He laughs as you move your face slowly over his chest and up to his neck, smelling him.

“Do I?”

“Yeah,” you say, breathing him in and closing your eyes. There’s the same notes of laundry detergent, soap, and cologne, but also something unique to him. He doesn’t smell like a human, but… almost. It draws you in, that’s for certain.

“Are you hungry?” he wonders quietly. 

“Not sure,” you answer honestly. It’s turned out to be harder to tell than you imagined.

“Well, if you want it… go for it.”

“Like this?” you ask, pushing on his chest with a smile. He lets you walk him slowly back toward the couch, and when the back of his knees hit the edge, he sinks down onto it. 

“Mhm,” he hums happily.

High on the vampire equivalent of adrenaline, you straddle his lap, only to be caught off guard by his scent again. “No, but really, you smell so good.”

He chuckles. “Vampires who are more… compatible tend to smell good to each other.”

His revelation has you sitting back, curious but almost a little worried. Despite the details of your relationship being... a bit unclear—mostly due to his unwillingness to pressure you, you think—you can't help but want him to like you. “Does that mean that I smell good to you as well then? I mean, I remember that you didn’t like my blood?”

“You smell incredible to me. Almost addictive,” he reveals quietly, softly, resting his hands on your thighs, and you think your human heart would’ve raced. “And about your blood… I lied.”

Though grinning happily, there’s at least a trace of regret in his eyes.

“You lied? About not liking my blood?”

“Yeah. B is actually one of the more highly regarded blood types. I’m also B, but negative.”

You shake your head at him before carefully leaning in. With a soft touch of your lips, you locate the pulsating artery in his neck, gently angling his head away with your hands. Then, as you’ve done regularly for the last months, you pierce his skin with your fangs.

“I’m kinda surprised you still believed I didn’t like your blood,” he continues, though it sounds a little strained, like he’s trying to keep still. “If I didn’t like your blood, I wouldn’t have needed to change my feeding days to the day before you came. Nor would I have tried to attack you.”

You listen to his words, but you’ll have to process them better later because his blood is pretty much the only thing on your mind. His blood and his body. It took you a few times to get over the mental association with blood and drinking it, but now, it’s not something bad. It tastes and feels good, energizing you in a way food just doesn’t anymore. And it’s a chance to bond, making you feel closer to him. 

He likes it too, if his body language is anything to go by. You know he tries to stay still to give you the best chance to get what you need without distractions, but the little… almost purring sound that reverberates from somewhere deep in his chest is hard to miss. As is the way his hips shift almost unnoticeably, but you haven’t spoken about that.

Being smaller and recently changed, you don’t require nearly as much blood as he does, and as soon as you feel the urge filled, you run your tongue over the wound to close it, just like he’s taught you to.

“Good?” he asks when you pull back, and you nod, licking your lips. 

You keep your eyes on his skin, knowing that it only takes a second for the wound to heal but up to two weeks for the scar from another vampire's teeth to fade to nothing. 

“All of the vampires we’ve met, they’ve looked so… amused when they understand I drink from you. Why is that? I get that it’s ‘intimate’ but they were pretty much all couples, weren’t they? Not that we’re… you know…”

You haven’t spoken about that, either, really.

It confused you, more so since you last week stumbled across a local couple smiling very cheekily when they saw the scar on Jeongguk’s neck that he’d made absolutely no effort to conceal.

He laughs. “It’s because only I have marks.”

You look puzzled. Yeah, sure, but you don’t understand why that would be amusing.

He looks at your confused face and continues. “The fact that you drink from me but not I from you usually means that I’ve submitted to you. That I belong to you. Which is not very common when I’m so much older than you. It’s usually the other way around if anything.”

“Oh,” you exclaim quietly, lifting your hand to your neck. “Should I…? Do you… want to feed from me? Cause I’m not sure that I…”

You don’t like the idea of losing blood. You know that Jeongguk has said that as a vampire, you quite literally can’t run out, but you don’t like it. Thinking about someone biting your neck has images from the night you died flashing before your eyes. You don’t remember much,  but you remember being scared and how much it hurt. Surely, it would be different to let him bite you, but… you don’t know. You can’t help but feel like maybe you should? Don’t you kind of owe it to him?

“I want to, of course I do, but not that badly. I get that it’s an uncomfortable concept for you, so that’s why I haven’t brought it up. If you ever feel comfortable enough, we can try, because it’s very hot, but otherwise, it doesn’t matter.”

You lower your hand, smiling carefully down at him. He runs his hands over your thighs softly.

“So, you’re really just… ancient?”

“Excuse me?” 

“Yeah? You’re literally older than Jesus?”

He rolls his eyes, still smiling.

“Jokes aside, doesn’t it get boring? You were kinda grumpy when I first met you.”

“Truth be told, it does. I’ve seen everything, mostly even many times over. But getting to see everything with you is like getting to experience it for the first time all over again.”

“That’s kinda… cheesy,” you chuckle, but you can’t deny that it makes you feel warm inside. “Yuqi said you probably needed a change of scenery as well.”

“So what if it’s cheesy? It’s true," he grins, and it's your turn to roll your eyes. "And, yeah, she might’ve been right. I guess vampires get lonely too sometimes.”

Although he's still smiling, you can't help but hurt a little, thinking about him feeling lonely too.

“So then, what’s next?" you ask. "When do we leave for Portugal?”

“Depends on when you want to. I’ll just tell Taehyung we’ll meet them later. As for now, you know Fontana di Trevi?”

“Yeah?”

“Wanna take a dip?”

“What? Isn’t it pretty shallow? And probably… illegal?”

“What are they gonna do? Stop us?” He smiles a wide, happy smile, his white fangs almost glimmering in the romantically dimmed light.

<previous | next> author's note: i hope you liked it!! please reblog if you did <3<3<3

[jakeswifeyyy]

10:40𝒑𝒎

Part 1 here

✯Warning: Contains sexual content ahead(dry humping and making out only for now) ,use of pet names(cutie,sweetheart,baby)MDNI!

✯Pairings:Bsfjake!x virginreader!(fem bodied)

☞︎︎︎Part 2 here

☞︎︎︎Part 3 here

♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎

You were having a sleepover at your bestfriend's house as his parents were out of town that weekend .

You were currently seated at the sofa with Jake as you talked about random stuff ,when suddenly he brought up his previous date ,Jake was a really outgoing guy,and a major extrovert at that so sharing the details was not a big deal to him not at all in the slightest,"Yeah basicaly after the date she wanted to go for a drive to the beach,like late night beach drive I guess,then we ended up making out in my car ,she started feeling me up and i just gave in,but if I'd rate that fuck,honestly she's a plain 4,didn"t make me feel all that you know...."

You were just listening to him yapping keenly with your hand resting on the back of the sofa,supporting your head while you were facng him,you found it cute how he used little gestures while talking,staring into nothingness while he talked while once in a while looking over to confirm you were following along while you just nodded for him to be assured,smiling to assure him some more,before you realised it you were so preoccupied that you didn't realise all his attention was now on you,he was done talking,"What about you y/n ,anything interesting happened to you?- y/n,y/n!-" jolting awake realizing he was snapping his fingers in front of your face,blinking rapidly shaking your head to clear your thoughts,"Oh yes yes Jakey what were you saying,ventured off for a bit there..." chuckling awkwardly at the end and looking at your nails ,which was an immediately alerting to him,you only did that when you were nervous,holding your hand for you to stop looking at your nails,lifting your face up to look at him,"Hey it's ok please you can tell me,was i talking too much?" Your eyes widening immediately shaking your head,"No NO it's not you please I love when you tell me your stories trust me," He nodded at you smiling a bit,"I do trust you y/n never doubt that,but what is it?What's running through this mind of yours hm?" you sighed defeatedly before deciding to tell him the truth,"I was just noting some habits of yours which i find really adorable," He chuckled at your words and cooed,"If you find me adorable then your cuteness is indescribable y/nnie," he said pinching your cheek lightly as you turned red,hitting him playfully,being bestfriends with this man meant adapting to his flirty persona and oh did it leave you feeling butterflies but you had something that had been bugging you for a while now and you wanted his help,"Uhm Jakey i wanna as you something okay? Please dont think I'm weird," he turned around completely facing you showing that all his attention span was on you,"Go on y/nnie ,you know I'd never judge you,"Taking a deep breathe you finally let it out,"AmIweirdforbeinganinexperienced virginandI'malreadyincollege," You spoke out all of it quickly,looking away not wanting to see his reaction,"Uhm y/nnie you spoke too fast could you please repeat that," he said brows furrowed actually confused he hadn't caught on to what you said," taking a deep breathe you decided to just reframe your statement,"Uhm Jakey you know,since you're very experienced ,could you teach me some stuff,I know it's weird cause you're my best friend and-" he shushed you placing a finger on your lips as you looked up at him,"Hey calm down I'm right here and it's not weird I will help you if that's what you want ok?"You nodded meekly looking down,before he lifted your chin again,"If we're gonna do this no need to be shy with me sweetheart ,okay?" Heart jumping at the nickname you nodded,not thinking much of it ,he was a flirty guy,you knew that,he had the looks,he could charm any girl,smile that could make hearts do backflips,Jake was the epitome of perfection,"So tell me exactly what it is that you need me to teach you y/nnie,"you coudn't decide,"Just teach me what you can Jakey,"he though for a moment,"Have you ever kissed somone ?" thinking about it a bit you responded,"I have but like just a peck kind of kiss not really like makeout,"he though for a minute,"How about I teach you that first right now ok?" you nodded,"Alright I'm gonna need you to sit on my lap for this one ok?" he pulled you onto his lap ,hand on your lower back to support you as yours came around his neck,this felt so foreign to you,but his lap felt so good you didn't think you'd ever rather sit anywhere else,"You read books right? you have the idea?"Nodding slightly he mumed a 'good' before leaning in your foreheads touching,eyes flickering down to your lips as you did the same,his plump lips looking so kissable at the moment,"Follow my lead and do what i do ok?" nodding as he attached his lips to yours.

Reveling in the feeling of his plump lips against yours,slowly shutting you eyes as he pulled you closer on his lap ,hand on your lower back moving inside your shirt feeling your bare back,shuddering at the contact,as you instinctively felt yourself pull him closer,he twisted his head ,lips engulfing your lower ones,sucking on it making you let out a moan and you felt like you regretted it instantly,you thought he'd be weirded out but instead he groaned into the kiss,"Fuck baby,such pretty sounds wanna hear more,"Grabbing your hips slowly moving you ,to test the waters, back and forth on his hardened growing bulge which you soon realised after being lost in pleasure for a bit ,before feeling him attach his lips to your jawline kissing his way down to your neck before sucking on a particular spot that had you rocking your hips faster,"Anyone ever given you a hickey before baby?" he mumbled against your skin,"N-no fuck so good....."let me try giving you some Jakey," how could he say no to that,you lowered your head level with his neck,before reinacting his movements,kissing across his jaw and down his neck before sucking on his fair skin which had him groaning,bucking his his up into you and that's when you felt a sensation similar to that of a knot being untied in your core,"J-jake i feel something ngh-" he rub his hands on your sides,as you lay your head on his chest," What about you jakey did you manage to finish?" he shook his head,"No but I'll take care of it sweetheart,today is about you?This was just an overview of what is in store cutie,you let me know what more we can teach you okay?"you nodded and didn't even realise but you slowly fell asleep ,Jake chuckling at the effect an orgasm had on you,taking a wet cloth and cleaning you before kissing your crown and falling asleep beside you on the couch.

♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎ ♫︎

------------------------------------------------------------------------------

just a drabble,comments and reposts highly appreciated:)

part 2?

[loving-n0t-heyting]

as with so many american domestic policy sins, californians ofc are subjected to it in an especially acute and vivid form, but it is a general truth that the suffering of renters/homeseekers-as-a-class is the fault of property-owners-as-a-class. why are rents here so fucking bad? why are housing prices so ridiculous? bc the property values are high! why are the property values high? bc the propertied want it that way! they fight for their defining investment, and they win—again, and again, and again. theres a temptation to work thru the explanation here at finer levels of granularity: single-family homeowner activists fight to artificially restrict supply, thus increasing the value of their main investment; landlords essentially collude to continually inflate rents, leading to cartel pricing. but in addition to being more specific and thus more dubious, these lower level explanations occlude the very direct and fully general conflict obviously at work: maybe some careful mixture of affordable housing and suburban protectionism can reduce low-grade unit costs while boosting upscale home values by insulating the two markets from one another; maybe individual landlords can be enticed to defect from the collusion out of pure self interest and thus undermine the rent hike death spiral. but you CANNOT make rents and prices go down while having the property values go up. impossible. rock too big for god to lift. if its not definitionally impossible then its one rung up on the analytic-to-synthetic ladder

and yet!! every time i see politicians and pundits talk abt the homeownership rate (ie, the rate of belonging to the propertied class), its about "oh no its not high enough this is so sad we must do smth :(" or "we are fighting to make homeownership a possibility for marginalisxd folksx! ^^". to whose benefit is (gradually) increasing the homeownership rate supposed to be? not the currently existing homeowners, bc it is impossible without marginal detriment to their idol the bottom line. not, in the near term, the currently existing non-homeowners, bc the inevitably gradual pace of the additions to the ranks of the propertied supposed to be induced by the measures proposed means for the time being the main effect for most will be to further entrench the political power of the class primarily responsible for fucking them like a dog. and besides, whats the promise here, ultimately: "your current situation might suck, but if you are one of our lucky beneficiaries, you just might get to join the ranks of those responsible for it!"

fuck you. by every step the homeowner population diminishes, there is one fewer member of the bloc to vote and fight on its behalf. shrink the leech until its small and weak enough to wrench from the body it parasitises

[grfinanc1]

G and R Financial Services: Your Trusted Choice Among Financial Service Companies. Discover personalized financial solutions tailored to your unique needs. Let our experts guide you to financial success today