#crop insurance awareness

[townpostin]

Divisional Cooperative Maha Sammelan in Jamshedpur Boosts Farmer Support

Agriculture Minister distributes assets worth ₹4.85 crore to beneficiaries Jamshedpur’s Divisional Level Cooperative Maha Sammelan highlighted government initiatives to empower farmers and cooperative societies. JAMSHEDPUR – The Divisional Level Cooperative Maha Sammelan was conducted at the Ravindra Bhawan auditorium in Sakchi, with Agriculture Minister Deepika Pandey Singh serving as the…

[thedansemacabres]

Introduction To Supporting Sustainable Agriculture For Witches and Pagans

[ID: An image of yellow grain stocks, soon to be harvested. The several stocks reach towards a blurred open sky, focusing the camera on he grains themselves. The leaves of the grains are green and the cereals are exposed].

PAGANISM AND WITCHCRAFT ARE MOVEMENTS WITHIN A SELF-DESTRUCTIVE CAPITALIST SOCIETY. As the world becomes more aware of the importance of sustainability, so does the duty of humanity to uphold the idea of the steward, stemming from various indigenous worldviews, in the modern era. I make this small introduction as a viticulturist working towards organic and environmentally friendly grape production. I also do work on a food farm, as a second job—a regenerative farm, so I suppose that is my qualifications. Sustainable—or rather regenerative agriculture—grows in recognition. And as paganism and witchcraft continue to blossom, learning and supporting sustainability is naturally a path for us to take. I will say that this is influenced by I living in the USA, however, there are thousands of groups across the world for sustainable agriculture, of which tend to be easy to research.

So let us unite in caring for the world together, and here is an introduction to supporting sustainable/regenerative agriculture. 

A QUICK BRIEF ON SUSTAINABLE AGRICULTURE 

Sustainable agriculture, in truth, is a movement to practise agriculture as it has been done for thousands of years—this time, with more innovation from science and microbiology especially. The legal definition in the USA of sustainable agriculture is: 

The term ”sustainable agriculture” (U.S. Code Title 7, Section 3103) means an integrated system of plant and animal production practices having a site-specific application that will over the long-term:

A more common man’s definition would be farming in a way that provides society’s food and textile needs without overuse of natural resources, artificial supplements and pest controls, without compromising the future generation’s needs and ability to produce resources. The agriculture industry has one of the largest and most detrimental impacts on the environment, and sustainable agriculture is the alternative movement to it. 

Sustainable agriculture also has the perk of being physically better for you—the nutrient quality of crops in the USA has dropped by 47%, and the majority of our food goes to waste. Imagine if it was composted and reused? Or even better—we buy only what we need. We as pagans and witches can help change this. 

BUYING ORGANIC (IT REALLY WORKS)

The first step is buying organic. While cliche, it does work: organic operations have certain rules to abide by, which excludes environmentally dangerous chemicals—many of which, such as DDT, which causes ecological genocide and death to people. Organic operations have to use natural ways of fertilising, such as compost, which to many of us—such as myself—revere the cycle of life, rot, and death. Organic standards do vary depending on the country, but the key idea is farming without artificial fertilisers, using organic seeds, supplementing with animal manure, fertility managed through management practices, etc. 

However, organic does have its flaws. Certified organic costs many, of which many small farmers cannot afford. The nutrient quality of organic food, while tending to be better, is still poor compared to regeneratively grown crops. Furthermore, the process to become certified organic is often gruelling—you can practise completely organically, but if you are not certified, it is not organic. Which, while a quality control insurance, is both a bonus and a hurdle. 

JOINING A CSA

Moving from organic is joining a CSA (“Community supported agriculture”). The USDA defines far better than I could: 

Community Supported Agriculture (CSA), one type of direct marketing, consists of a community of individuals who pledge support to a farm operation so that the farmland becomes, either legally or spiritually, the community’s farm, with the growers and consumers providing mutual support and sharing the risks and benefits of food production.

By purchasing a farm share, you receive food from the farm for the agreed upon production year. I personally enjoy CSAs for the relational aspect—choosing a CSA is about having a relationship, not only with the farmer(s), but also the land you receive food from. I volunteer for my CSA and sometimes I get extra cash from it—partaking in the act of caring for the land. Joining a CSA also means taking your precious capital away from the larger food industry and directly supporting growers—and CSAs typically practise sustainable and/or regenerative agriculture. 

CSAs are also found all over the world and many can deliver their products to food deserts and other areas with limited agricultural access. I volunteer from time to time for a food bank that does exactly that with the produce I helped grow on the vegetable farm I work for. 

FARM MARKETS AND STALLS 

Another way of personally connecting to sustainable agriculture is entering the realm of the farm stall. The farmer’s market is one of my personal favourite experiences—people buzzing about searching for ingredients, smiles as farmers sell crops and products such as honey or baked goods, etc. The personal connection stretches into the earth, and into the past it buries—as I purchase my apples from the stall, I cannot help but see a thousand lives unfold. People have been doing this for thousands of years and here I stand, doing it all over again. 

Advertisement

Farmers’ markets are dependent on your local area, yet in most you can still develop personal community connections. Paganism often stresses community as an ideal and a state of life. And witchcraft often stresses a connection to the soil. What better place, then, is purchasing the products from the locals who commune with the land? 

VOLUNTEERING 

If you are able to, I absolutely recommend volunteering. I have worked with aquaponic systems, food banks, farms, cider-making companies, soil conservation groups, etc. There is so much opportunity—and perhaps employment—in these fields. The knowledge I have gained has been wonderful. As one example, I learned that fertilisers reduce carbon sequestration as plants absorb carbon to help with nutrient intake. If they have all their nutrients ready, they do not need to work to obtain carbon to help absorb it. This does not even get into the symbiotic relationship fungi have with roots, or the world of hyphae. Volunteering provides community and connection. Actions and words change the world, and the world grows ever better with help—including how much or how little you may provide. It also makes a wonderful devotional activity. 

RESOURCING FOOD AND COOKING 

Buying from farmers is not always easy, however. Produce often has to be processed, requiring labour and work with some crops such as carrots. Other times, it is a hard effort to cook and many of us—such as myself—often have very limited energy. There are solutions to this, thankfully:

Many farmers can and will process foods. Some even do canning, which can be good to stock up on food and lessen the energy inputs. 

Value-added products: farms also try to avoid waste, and these products often become dried snacks if fruit, frozen, etc. 

Asking farmers if they would be open to accommodating this. Chances are, they would! The farmer I purchase my CSA share from certainly does. 

Going to farmers markets instead of buying a CSA, aligning with your energy levels. 

And if any of your purchased goods are going unused, you can always freeze them. 

DEMETER, CERES, VEIA, ETC: THE FORGOTTEN AGRICULTURE GODS

Agricultural gods are often neglected. Even gods presiding over agriculture often do not have those aspects venerated—Dionysos is a god of viticulture and Apollon a god of cattle. While I myself love Dionysos as a party and wine god, the core of him remains firmly in the vineyards and fields, branching into the expanses of the wild. I find him far more in the curling vines as I prune them than in the simple delights of the wine I ferment. Even more obscure gods, such as Veia, the Etruscan goddess of agriculture, are seldom known.

Persephone receives the worst of this: I enjoy her too as a dread queen, and people do acknowledge her as Kore, but she is far more popular as the queen of the underworld instead of the dear daughter of Demeter. I do understand this, though—I did not feel the might of Demeter and Persephone until I began to move soil with my own hands. A complete difference to the ancient world, where the Eleusinian mysteries appealed to thousands. Times change, and while some things should be left to the past, our link to these gods have been severed. After all, how many of us reading know where our food comes from? I did not until I began to purchase from the land I grew to know personally. The grocery store has become a land of tearing us from the land, instead of the food hub it should be.

Yet, while paganism forgets agriculture gods, they have not forgotten us. The new world of farming is more conductive and welcoming than ever. I find that while older, bigoted people exist, the majority of new farmers tend to be LGBT+. My own boss is trans and aro, and I myself am transgender and gay. The other young farmers I know are some flavour of LGBT+, or mixed/poc. There’s a growing movement for Black farmers, elaborated in a lovely text called We Are Each Other’s Harvest. 

Indigenous farming is also growing and I absolutely recommend buying from indigenous farmers. At this point, I consider Demeter to be a patron of LGBT+ people in this regard—she gives an escape to farmers such as myself. Bigotry is far from my mind under her tender care, as divine Helios shines above and Okeanos’ daughters bring fresh water to the crops. Paganism is also more commonly accepted—I find that farmers find out that I am pagan and tell me to do rituals for their crops instead of reacting poorly. Or they’re pagan themselves; a farmer I know turned out to be Wiccan and uses the wheel of the year to keep track of production. 

Incorporating these divinities—or concepts surrounding them—into our crafts and altars is the spiritual step towards better agriculture. Holy Demeter continues to guide me, even before I knew it. 

WANT CHANGE? DO IT YOURSELF! 

If you want change in the world, you have to act. And if you wish for better agriculture, there is always the chance to do it yourself. Sustainable agriculture is often far more accessible than people think: like witchcraft and divination, it is a practice. Homesteading is often appealing to many of us, including myself, and there are plenty of resources to begin. There are even grants to help one improve their home to be more sustainable, i.e. solar panels. Gardening is another, smaller option. Many of us find that plants we grow and nourish are far more potentant in craft, and more receptive to magical workings. 

Caring for plants is fundamental to our natures and there are a thousand ways to delve into it. I personally have joined conservation groups, my local soil conservation group, work with the NRCs in the USA, and more. The path to fully reconnecting to nature and agriculture is personal—united in a common cause to fight for this beautiful world. To immerse yourself in sustainable agriculture, I honestly recommend researching and finding your own path. Mine lies in soil and rot, grapevines and fruit trees. Others do vegetables and cereal grains, or perhaps join unions and legislators. Everyone has a share in the beauty of life, our lives stemming from the land’s gentle sprouts. 

Questions and or help may be given through my ask box on tumblr—if there is a way I can help, let me know. My knowledge is invaluable I believe, as I continue to learn and grow in the grey-clothed arms of Demeter, Dionysos, and Kore. 

FURTHER READING:

Baszile, N. (2021). We are each other’s harvest. HarperCollins.

Hatley, J. (2016). Robin Wall Kimmerer. Braiding Sweetgrass: Indigenous wisdom, scientific knowledge and the teachings of plants. Environmental Philosophy, 13(1), 143–145. https://doi.org/10.5840/envirophil201613137

Regenerative Agriculture 101. (2021, November 29). https://www.nrdc.org/stories/regenerative-agriculture-101#what-is

And in truth, far more than I could count. 

References

Community Supported Agriculture | National Agricultural Library. (n.d.). https://www.nal.usda.gov/farms-and-agricultural-production-systems/community-supported-agriculture

Navazio, J. (2012). The Organic seed Grower: A Farmer’s Guide to Vegetable Seed Production. Chelsea Green Publishing.

Plaster, E. (2008). Soil Science and Management. Cengage Learning.

Sheaffer, C. C., & Moncada, K. M. (2012). Introduction to agronomy: food, crops, and environment. Cengage Learning.

Sheldrake, M. (2020). Entangled life: How Fungi Make Our Worlds, Change Our Minds & Shape Our Futures. Random House.

Sustainable Agriculture | National Agricultural Library. (n.d.). https://www.nal.usda.gov/farms-and-agricultural-production-systems/sustainable-agriculture

[seat-safety-switch]

Down by where I used to live when I was a productive member of society, there's a nice steakhouse. Be aware that when I say "nice," I am primarily referring to the ambiance. Everyone in my friend group has jealously informed me that they could make a better steak on an abandoned charcoal grille under a highway overpass. The steak, it seems, is only so-so. You don't go there to eat.

When I went there, when I was the cream of the crop, you attended in order to cut deals. For whatever reason, our brains are hardwired to make it easier to find agreement with another person when we are eating together. It helps if that other person is buying you a moderately nice steak dinner.

This makes sense from a historical perspective: you weren't eating with your enemies. You were primarily eating with your ancient cavepeople bros, sis-es, and theys. Your family, extended family, and in-group. No vicious gorillas pretending to be one of you just long enough to take your money and not deliver on a big new deployment of sump pumps for your upcoming luxury-residential development. Of course, now that humanity is the dominant species on this planet, this mechanism doesn't work too well. I exploited it, because that's what you do when you work in sales.

Sometimes, I think about going back in there and having a nice dinner, just to sell myself on the lie that things are working out. Eat a steak sandwich, bring in a pocket mirror to tell sweet untruths to. Sign a contract telling myself that I'm going to try harder to bring myself success in the future. It sounds pretty good, the kind of thing that might even be worth the money that could better be used on batteries or oil.

Even so, I can't go to the restaurant. The valet can't park my car. It's not that he can't drive stick. It's not even that he can't drive a Lenco sequential drag-racing transmission ratchet-strapped to the inside of a fifty-year-old Mopar unibody made partially of road signs. It's because the restaurant's health insurance does not cover hantavirus (which is fake) or tetanus (which is even more fake) for its part-time employees.

Until I get back on the horse, career-wise, I'll be perfectly happy cooking this stolen dumpster steak on my exhaust headers. The char that you get from a good cast-iron hotside is simply the finest, and if you don't believe me, we'll eat it together and then you can give me a ride to the steakhouse. You're buying.

[its-all-or-nothing94]

Like a Hurricane // JJ Maybank x OC - Part 2

Summary: The Pogues stumble upon something out in the marsh. Of course, in their honor of duty, they try to report it - but it seems once again, they don't wanna be heard.

Masterlist - Part 1

Warnings: language, use of alcohol / drugs

Pairing: JJ Maybank x OC

A/N: Here you go with the next part :) If someone wanna be tagged, let me know :)

The moment Sky's eyes flickered open the next morning, she sensed the day was going to be a colossal mess. Her gaze shifted to the ceiling, spotting leaks, and outside, a tree lay uprooted, its roots exposed like open veins. A quick check of her phone confirmed her suspicions: no service, no power. Just great.

Pulling on short sweatpants and a cropped shirt, she stepped out of her room, immediately spotting JJ sprawled on the couch, his words from the night before echoing in her mind, "Maybe I'm tired of pretending that I haven't thought about it. About you."

Taking a deep breath, she was interrupted by John B emerging from his room, fiddling with the light switch. "Already tried... There's no power," she informed him, earning a raised eyebrow in response.

"Shit," he muttered, striding past a drowsy JJ. "Yo, JJ, you been outside?"

JJ mumbled face-down into the cushion. "I have polio, bro. I can't walk."

Sky couldn’t help but chuckle. "Considering you act like you're five most of the time, that's fair enough," she quipped, following John B outside.

The scene that greeted them was dismal. Trees were uprooted everywhere.

John B's voice broke through her thoughts. "Oh man... That's not good." He headed towards the HMS Pogue, clearing branches, while Sky took in the devastation.

"Agatha sure did a number, huh?" JJ's voice suddenly called out. Sky turned, aware of his gaze lingering on her.

She looked away, a hint of irritation in her voice. "Yeah, she really outdid herself..."

Leaning against the doorframe, mug in hand, JJ watched her. "What you thinkin'?" he asked, clearly aiming the question at John B.

"I'm thinkin' that storm surge pushed all the crabs out on the marsh maze. All those drum are gonna chase the crab." Sky mused, joining John B in tidying the HMS Pogue.

"That's true", Sky agreed.

"What about the DCS? Wasn't that today?" JJ then asked, leaning against a tree, his gaze again on Sky.

"I don't think they'll gettin' on a ferry today..." Sky sighed.

Then John B, leaning on the boat, had a spark in his eyes. "Think about it. It's like God's telling us to fish."

"Yeah," JJ agreed as John B headed back inside. As Sky moved to follow, JJ called out, "Hey, uh, Barb?"

Sky paused, turning back. "Yeah?"

"About last night..." JJ began, scratching his head awkwardly.

Sky cut him off quickly. "Don’t worry about it, JJ. We’re good."

With those words, she walked back inside, leaving JJ standing there, his gaze following her. He wondered if she really believed he'd only spoken those words because he was drunk. Because, hell no. He'd said them because the alcohol had given him the balls to speak his truth finally.

As Sky re-emerged outside, JJ couldn't help but notice her. She always had this effortless charm about her. Tying her hair into a high ponytail, she caught JJ's lingering gaze. "What?" she asked, scrunchie held between her teeth.

"Nothing," JJ replied hastily, just as John B stepped out to join them.

Together, they pushed the boat into the water, jumping aboard. As they navigated through the marsh and deeper into the cut, the ravages of Agatha were unmistakable. Trash littered the water, trees lay uprooted, and boats were displaced haphazardly.

JJ and John B engaged in a conversation about the boats, hoping none of the uninsured ones had sunk, like Guffy's. Meanwhile, Sky lay sprawled on the front deck, basking in the sun's warmth.

"Really hope Guffy's boat made it. No insurance, man," JJ mused, scanning the damaged vessels.

John B nodded in agreement. As they approached a bar, both boys waved enthusiastically. "Hi, Miss Amy!" John B called out, prompting Sky to open her eyes. "You guys all right?"

Amy shouted back with a resilient smile. "Still here," she replied, continuing her clean up.

Sky raised an eyebrow, well aware of the boys' interest in Amy. JJ's next comment seemed to confirm her suspicions. "She totally looked at me."

"I saw it," John B added.

Sky couldn't help but roll her eyes at their banter.

As they continued their journey, Sky, removing her sunglasses, leaned forward to see the extent of the destruction better. "Jeez..." she mumbled under her breath.

"Dude, look at this place," John B exclaimed, his voice a mix of awe and concern.

"Agatha, what have you done?" JJ declared, his tone dripping with theatrical exaggeration.

John B chuckled. "She's one hell of a crazy lady."

"Hardcore, dude."

Sky glanced around, a sense of responsibility settling over her. "We'll be cleaning up all summer, you realize that?" she remarked, turning to face John B and JJ.

"That's my worst nightmare," John B agreed, and Sky nodded in solidarity.

As they approached the Heywards, Sky spotted Pope busy cleaning. "Well, look who we have here," John B said in a teasing tone, mimicking a radio call. "We have a safety meeting. Attendance mandatory."

Sky chuckled at her brother's antics. But she noticed Mr. Heyward's stern expression behind Pope.

"I can't join. My dad's got me on lockdown," Pope explained, gesturing towards his father.

Sky greeted him warmly. "Hey, Mr. Heyward."

"Hello, dear," he responded.

"Come on, man," JJ interjected, pretending to talk into a radio. "Your dad's a pussy. Over."

Mr. Heyward’s annoyance was palpable. "Oh, I heard that you little bastard," he shot back, causing Sky to chuckle again.

"We need your son's help," Sky attempted to reason with Mr. Heyward.

"Yeah, and island rules," JJ added. "Day after a hurricane's a free day."

"And who made that rule?" Mr. Heyward inquired skeptically.

JJ thought for a moment. "Uh... Pentagon, I think. We have security clearance. Want to see my card?"

"Y'all think I'm stupid?" Mr. Heyward asked, hands on his hips, unamused.

Pope turned to his dad. "I'll do it tomorrow, I promise. Tomorrow."

"No, no. Hell no. You're doing it right now," his father insisted.

"Get in the boat," John B whisper-shouted to Pope.

"Make a run for it," JJ urged.

In a swift move, Pope leaped onto the boat, continuing to argue with his dad, who declared his distaste for Pope's friends. Sky waved at Mr. Heyward, offering him an apologetic smile as they pulled away.

Upon their arrival at Kiara's place, Sky stood up, grabbing her bag.

"Where do you think you're going?" JJ inquired, his curiosity piqued.

Sky glanced at him, tucking a stray strand of hair behind her ear. "Work, obviously. Someone's got to earn the cash for all these repairs."

JJ watched her, his expression a mix of concern and confusion.

As they neared Kiara's bar, she was already there, her smile as welcoming as the morning sun.

"Oh, top o' the morning to ya," John B greeted her cheerfully.

"Good morning, boys. Sky," Kiara returned the greeting. "Oh, Sky, my parents said they don’t need you today," she added, a hint of apology in her tone.

Surprised but unbothered, Sky shrugged and took a seat. "Morning... Okay, well, be my guest."

John B's attention was drawn to the portable freezer Kiara had brought. "What you got there? Juice boxes?"

Kiara responded with a playful smile. "Just some yogurts and carrot sticks."

"How about my kind of juice box?" JJ chimed in, half-joking.

With a knowing grin, Kiara produced a few beers and handed them out to her friends.

They raised their cans in a toast, the air filled with the promise of a good time. Sky looked up, a sense of contentment washing over her. Despite the challenges, they were together, and that was all that mattered.

As the boat glided through the marsh, JJ leaned back, his arm casually draped over the side. He caught Sky's eye and flashed his trademark grin.

"Hey, Barb, ever think about trading in your surfboard for a fishing rod? I could teach you a thing or two," he teased his tone light but with an undercurrent of something more.

Sky laughed, rolling her eyes. "And give up the thrill of the waves for sitting around waiting for a fish to bite? Not likely, Bando."

"But you see, fishing's all about patience, something I think you could learn from me," JJ replied, his gaze holding hers for a moment longer than necessary.

"Patience, huh?" Sky smirked. "I never took you for the patient type, especially when it comes to... certain activities."

The air between them crackled with unspoken words, a playful yet meaningful exchange. JJ's smile widened, a twinkle in his eye.

"Guess there's a lot you don't know about me, Barb. I'm full of surprises."

Kiara, observing from her seat, couldn't miss the subtext. JJ's usual flirtatious demeanor seemed to carry an added layer of sincerity when directed at Sky. And Sky, though seemingly dismissive, responded with a certain warmth, a shared understanding that spoke of a deeper connection.

The banter continued, each exchange a dance of words and glances, a testament to their long-standing camaraderie, yet hinting at possibilities unexplored.

Pope and John B had changed, with Pope now at the helm. The atmosphere was relaxed until JJ stood up at the front, signaling the start of his usual antics.

"Hey, Pope. Can you go a little faster?" JJ called out with a grin.

"Here we go. I'm movin'." Pope, slightly annoyed but playing along, accelerated. The wind whipped through Sky's hair, a sense of exhilaration in the air.

"Doesn't work," John B commented dryly, watching JJ lift his beer.

"I've got this. It's gonna work!" Undeterred, JJ declared confidently, as he attempted to pour the beer from a distance, aiming for his mouth.

The beer splattered everywhere, dousing Sky. "JJ, stop! I'm gonna smell like a brewery," she complained, wiping her face.

"You're getting beer in my hair!", Kiara protested, trying to shield herself.

"All right, alright! You're done!" John B intervened, stepping forward.

"Stop it, JJ!" Sky added. But suddenly, the boat jerked to a halt, causing chaos onboard. JJ was catapulted into the water with an involuntary somersault while the others were thrown off balance. Sky hit the deck hard.

"Jesus, Pope!" Sky hissed, sitting up and rubbing her sore spot. She peered over the railing. "JJ, you alright?"

In the water, JJ groaned. "I think my heels touched the back of my head."

John B helped Kiara, who had been flung against the side. "Kie, you good?"

"I'm all right."

"Pope, what did you do?" John B then wants to know.

"Sandbar. The channel changed", Pope explained, clearly apologetic.

"No shit," Sky muttered, annoyed.

"Ugh, this is probably gonna mess this whole place up," John B observed, scanning the surroundings.

JJ, swimming back to the boat, announced triumphantly, "Hey, I saved the beer, though."

"Congrats, JJ," John B responded, his tone lacking enthusiasm.

Then Pope's voice cut through the chatter. "Guys... I think there's a boat down there." 

"Shut up," John B said, his annoyance evident.

"What?" JJ perked up, intrigued.

"No, no, guys. I'm serious. There's a boat down there", Pope said.

Sky joined Pope to get a better look. "Shit, he's right, guys. I can see it", Sky said.

"Okay, let's go," Kiara suggested, beginning to strip off her clothes.

Sky followed suit, peeling off her top and shorts under JJ's gaze, which Kiara caught and raised an eyebrow at. JJ quickly averted his eyes. Then, one by one, they dove into the water, swimming down towards the mysterious submerged boat.

As they gathered around the spot where the boat lay submerged, JJ's excitement was palpable. "You guys saw that?"

Sky nodded in agreement. "Yeah, hard to miss."

Kiara chimed in, equally intrigued. "Yeah, I did."

"What the..." John B trailed off, his gaze fixed on the water.

"That's a Grady-White," JJ remarked, almost reverently. "A new one of those is like 500 Gs, easy."

They swam back to the boat, each lost in thought. Sky was the first to climb aboard, her mind racing with possibilities.

"Okay! That's a primo rig," JJ declared, climbing up after Sky.

"Yeah," John B agreed, a glint of adventure in his eyes. "That's the boat I saw when I surfed the surge. Maybe it hit the jetty or something."

"You surfed the surge?" Kiara asked, disbelief coloring her tone.

JJ glanced at Sky, seeking her reaction, then beamed proudly. "That's my boy. Pogue style." They high-fived, a moment of shared bravado.

"What the heck?" Kiara's astonishment mirrored Sky's own.

Pope, the rational one, asked, "Do we know whose boat that is?"

"No, but we're about to find out," John B said confidently, catching Sky's eye.

"Dude, it's too deep," JJ protested, as John B prepared the anchor.

"Oh, for the weak and feeble, JJ," John B teased, earning a chuckle from Sky, as he took out the anchor.

"I'm not resuscitating you," JJ shot back. "Just so we're clear."

"That's fine," John B replied, diving in.

"Diver down, fool," Pope echoed John B's words.

"Yeah, he is," JJ said, giving John B a shove into the water, which earned him a slight clap on the back of his head by Sky.

Sky and the others watched anxiously, waiting for John B to resurface. Finally, he broke the surface, coughing.

"Oh, my God. That took forever!" Kiara exclaimed, relief evident in her voice.

"Ah, jeez," JJ muttered, looking at Sky, who shook her head in amusement.

"Any dead bodies?" Pope's question was met with silence.

"Looting potential?" JJ half-joked, trying to lighten the mood.

"No. No. I found this motel key," John B revealed, holding up the key.

"A key," Pope repeated, puzzled.

"Yes, a key, Pope," John B confirmed, dripping water.

"Great! We salvaged a motel key," JJ said, his sarcasm drawing a smirk from Sky.

"Guys, we should report the wreck to the coast guard. Maybe we'll get a finder's fee," Kiara suggested.

They drove off, the boat slicing through the water. Sky sat quietly, pondering the implications of their discovery.

"Yeah, and not work all summer," JJ mused. "Thanks, Agatha, ya batch."

Sky couldn't help but laugh at JJ's comment, the tension of the moment dissolving into the warm camaraderie that defined the Pogues.

On their way back to the Cut, the Pogues' boat cut through the water, the mood a mix of excitement and anticipation. JJ, seizing the moment, leaned closer to Sky.

"Hey, Barb, after all this hurricane madness, you think you'd wanna catch a wave with me? Just us?" he asked, his tone half-joking, half-hopeful.

Sky rolled her eyes playfully. "Sure, Bandolero, because what I really need after a hurricane is more chaos," she teased, a hint of a smile on her lips.

JJ grinned, not deterred by her playful jab. "Chaos is my middle name, babe."

As they reached the shore, the scene was chaotic, with police and emergency tents set up everywhere. The Pogues disembarked, heading straight for an emergency tent where people were reporting lost items and damages.

"Excuse me, we found something out in the marsh," John B began, trying to get the attention of an officer.

The officer, overwhelmed and busy, barely glanced at them. "If it's not a life-or-death situation, please wait your turn."

"But we found a boat, a Grady-White. It might be important," Kiara added, trying to convey the urgency.

The officer, clearly frazzled, responded dismissively. "Right now, we're dealing with emergencies. Please wait."

John B, frustrated, turned to the group. "Let's get out of here. They're not listening."

As they left the tent, Sky muttered under her breath, "Great, found a freaking boat, and no one gives a shit."

JJ, trying to lighten the mood, nudged her. "Hey, at least we had our own little adventure, right, Barb?"

Sky couldn't help but smirk at JJ's relentless optimism. "Sure, JJ. Our own little disaster within a disaster."

As they walked away, the group couldn't help but feel a mix of frustration and determination. They had stumbled upon something big, and they were going to get to the bottom of it, emergency tent or not.

Pope, shaking his head at their recent encounter, asked, "Well, that went well. So, what's the plan?"

John B, holding up the motel key with a sense of purpose, declared, "I know how we're gonna find the guy who owns that boat."

Pope looked skeptical. "No, no, we don’t even know whose room that is. It could be anyone."

JJ, always the one to dive headfirst into adventure, grabbed the keys from John B and tossed them to Sky. "I’m in," he said, a glint of excitement in his eyes.

Kiara, ever the strategist, chimed in, "Come on. I'll be lookout."

As they began to walk past Pope, Sky, catching the key with ease, added, "Finder’s fee. Just sayin’." Her tone was light, but her eyes were serious.

John B, sensing Pope's hesitation, tried to reassure him. "And, hey, you'll only be an accomplice."

Pope let out a resigned sigh. "Man."

"Come on, Bubba," John B encouraged, a mischievous smile playing on his lips.

The group moved with a shared sense of determination, their steps echoing their resolve. They were the Pogues, after all, and a little mystery was just another day in their book.

[vibinwiththefrogs]

What's the Deal with Cotton?

For @rangerofthesouth , I don't work with cotton but we just went over all this in my field crop class and how we grow cotton feels very bizarre? Keep reading below for stuff on GMOs and cotton farming.

As far as I can tell cotton is probably one of the most technology-intensive crops we grow in the US. Not necessarily physical technology as in equipment, but gene technology (GMOs), breeding, and chemical use. It has all the standard things used on it that other industrial row crops have, such as herbicides, fertilizers, and pesticides. But it also has GMO traits and needs to be treated with plant growth regulators (PGRs), and defoliant before harvest.

So it turns out, cotton is a perennial plant. So if the weather is right it will just keep growing into something of a bush/tree sort of thing. But when grown as a crop they get treated with PGRs to slow/stop vegetative growth and to trigger reproductive growth (aka, the flowers that form into cotton bolls). Link to a picture of a guy with cotton not treated with PGRs on time below.

There's multiple kinds of GMOs. The big ones are traits added for herbicide/chemical resistance in the plant (such as Roundup Ready), and then there's pest resistance which usually is the Bt (Bacillus thuringiensis) trait. Bt is a bacteria that will infect insects if they feed on the plant, killing them off or deterring them. As far as I'm aware the big GMO crops in the US are soybeans, corn, and cotton; As well please note cotton production is very different across the world, I'm strictly speaking about the US.

What kind of crazy about pest resistant GMOs though, is it was touted around as an end to pesticides for a while. There was a quote I heard somewhere though that goes something like "if you're in a war and you have weaponry but the other side has evolution, the other side is going to win". Basically, insects started developing a resistance to Bt. And so different types of Bt traits keep getting stacked on one another to keep it effective, and currently we're up to 3 stacked Bt traits (see chart below, its from my class lol). Only the upper most trait on this chart is still effective, the others aren't.

What's nuts about this, is that cotton farmers are paying for every stacked gene even if they're ineffective. According to my prof a bag of conventional untreated cotton seed is ~$100, while GMO cotton is ~$600 a bag. The price of cotton off the field is really bad too, as far as I last heard its $0.70/1 lb. There's more numbers than this but as you can imagine with chemical applications, gas for equipment, and fertilizer, its looking not profitable. And so the US cotton industry is hella subsidized and there's so many government programs to keep it alive because many farmers cannot survive growing cotton without the subsidies.

I don't know a whole lot other than this because I've only just begun looking at cotton, but here's some questions and things I'm thinking about. First, clearly we need a whole system change because everything conventional ag brings out to stop the pests and weeds causes resistance development; chemicals and genes are helpful technologies, but only when used carefully within other non-chemical pest management strategies. We're currently deepening a major environmental and agricultural crisis with ag chemical usage. Second, I really want to look more into the legal side of things with government crop subsidies and insurance because it really seems to be the core things propping up all this for multiple crops (corn and soybeans included). And then, what would cotton look like in an alternative agricultural system? Personally I've only ever seen it as a conventional row crop.

[haggishlyhagging]

Agricultural fertility is a matter of vital concern to the peoples of the ancient world, who cannot take fertility for granted and believe that fertility is fragile. Ancient religions provide a way to participate in the creation of fertile abundance and to ensure its continuation. They address a human desire to do everything possible to make the earth fertile and to make the crops grow. In Mesopotamian thinking, labor is divinely ordained and, indeed, the purpose for which humans were created. The gods give humankind the tools of labor and instruct the people on their use. Actual work, however, is only one sphere of activity. The ancient pagan religions also provided a cult of fertility in which people sang, danced, and performed other rituals in order to experience and aid the perpetuation of nature.

It was not ignorance that impelled people to perform these rituals, for they were practiced long after the neolithic revolution, long after the ancients learned that if you put a seed in the ground it will grow, long after people domesticated plants and animals to ensure their food supply. But the ancient farmers were also very aware that sometimes you could put a seed in the ground and it wouldn't grow. The ground might be too saline, or the birds might eat the seed, or locusts might devour the growing plants, the weather conditions might not be right, the earth might have become contaminated. There are so many reasons that a seed might not grow that it is a miracle every time it really does so. Pagan religions celebrated this miracle by offering a ritual life through which one can participate in this miracle. Of course. the fertility ritual does not really "cause" fertility—if it could, rituals would not have to be repeated. But in performing these rituals, the celebrants acknowledge their dependence on fertility and their desire to participate in assuring the continuation of the natural cycle.

Pagan prayers and rituals reflect the idea that fertile abundance is the result of harmonious interaction among various powers in the cosmos. Cultic acts and liturgy may propitiate the various divine powers and facilitate their joining together. In Sumerian cult, this conjoining was achieved sexually in the ritual of the sacred marriage. In later periods, even when sacred marriage was no longer part of the official state cult, it clearly continued in sacred and popular literature. Was there ever a time in which fertility and vegetation were thought to come directly from the womb of the earth mother? This claim, very often assumed in modern recreations of paganism, can only be true (if at all) for the prehistoric period. There may be prehistoric evidence from Old Europe and possibly from Çatal Hüyük that the mother-goddess had this vital function and the all-powerful position that results from it. The historical evidence, from the writings of Sumer and Babylon, indicates that the conceptualization of fertility was much more complex than the simple idea of earth mother and her womb. There are certainly goddesses of vegetation, and the breast of the goddess Nisaba is sometimes considered the source of grain. But more common are the many indications that fertility required many gods, and that no one god was able to insure it. Agricultural abundance depended on an interaction of forces and their divine embodiments, upon the fertility of the earth and its fertilization by water, and upon the joining of the power of life with the exercise of agriculture. This conjoining of forces could be aided by sexual activities on the fertile bed, sexual intercourse into the body of the young nubile goddesses. Even when sexual union is not part of the ritual, this union of forces is the essential metaphysical idea.

-Tikva Frymer-Kensky, In the Wake of the Goddesses: Women, Culture, and the Biblical Transformation of Pagan Myth

[renee-writer]

All's Fair Chapter 3

AO3

After six months, two surgeries, a cast on most of her lower body, and months of rehab, she is released to go home. She is anxious to get out of hospital but not to return to her Uncle Lamb’s home without him.  She knows from Nubia  that he is buried in the Egyptian style, along with Yussef. Now all that is left to do is grief.

 

Honorably discharged from His Majesty ‘s service, she heads home. Susan meets her at the door and helps her to her new room on the bottom floor. There she collapses on the bed and sobs, for Uncle Lamb and Yussef, for her parents, for all the soldiers, airmen, and others that she has seen die.

 

As the months went by, she grows used to living in Uncle Lamb ‘s home. With a stipend from the army, as well as, money provided by his estate for the upkeep of the house, she is able to take time to decide what she wants to do.

 

Botany or healthcare? She ponders which to finish her degree in.

 

The book from Geillis is a treasure. It amazes her to think it has been around since the 1600’s. So many plants that were available for healing! Plants that were indigenous to England and Scotland, some she wasn’t sure are still around. On those, she made notes on, planning on looking them up.

 

One day as she sat going over the notes, sipping a cup of tea, she hears a knock on the door.  Raising with her brand new cane, she goes to answer it.

 

Her cane, found in a local  charity shop, with a head of amber containing a dragonfly, was necessary. Her legs are still unsteady and shoes are a near impossibility, worn only when she must. For the house, it is slippers that she slips on, on the way to the door.

 

She opens it to a tall, redheaded man who reminds her of the gods in the Cairo museum. Though none have cropped red hair and stand alive at her doorstep.

 

He bows to her, his blue eyes sparkling, “ Mistress  Claire Beauchamp?”

 

“Yes, how may I help you?”

 

“Mistress Beauchamp, I am James Fraser Esquire. Myself and my partner, Ned Gowan Esquire, are in charge of your late uncle’s estate. We are quite sorry for your loss and offer heartfelt condolences. He was a great man. If you have time, I would like to come in a discuss the disposition of his estate.” He takes a breath and continues, “apologies for not phoning ahead. I am in Oxford for only a few days. I was brought here on other business and hoped to see you at the same time.”

 

She steps aside, inviting him in. His presence was another reminder of her loss. Tears gathered but none fall as she asks, “Would you care for some tea Mr. Fraser?”

 

“That would be lovely. Thank you.” She leads him to the table where he rests his briefcase. Turning back after fetching another cup, she sees he has removed a stack of papers out of it, as thick as a book. Her eyes grow wide.

 

“Miss Beauchamp, were you aware of the size of your uncle’s estate?”

 

She is shaking her head as she answers, “No, Mr. Fraser. Uncle Lamb took care of everything. There is an account that sees to the incidentals here and I get a stipend from the army for my injury. That is all I am aware of.”

 

“Mr. Gowan and myself were sorry to hear of your injury and pray you are feeling better and fully heal.”

 

She nods and sets the small tray of biscuits in the middle of the table. “I was injured taken care of soldiers. An honor to have served.”

 

He nods. “Aye. I would have enjoyed the honor of service to King and country. Unfortunately a back injury disqualified me.” He looks to the tray of biscuits, reaches for one before pulling his hand back, “May I?”

 

She smiles and nods. “Yes. Help yourself.”

 

He does. “Back to business. Your uncle owned this house here, your parent’s  house in Inverness. His home in Egypt has been gifted to his friend ‘s mam, Nubia. This house and your parents, you inherit. There is also three life insurance policies. One for each of your parents, one for Lamb. Between them they pay out 5,000,000 pounds sterling, all to you. Ah, let’s see…” He ruffles the papers as she sits stunned. She has no idea about any of these.

 

“A bank account in Edinburgh worth £3,000,000, the antiques in both houses that are valued at £3,000,000 more, if you wished to sell them. There are several museums awaiting your decision on that.

 

You can sell the Inverness house and live here or sell this house and live in Edinburgh. It is fully up to you. We can see all the money placed in one account of a bank of your choice or leave it in several. I will place your Uncle ‘s life insurance policy in the Edinburgh bank where both himself and your parents held accounts. There is also a small, ah, not a farm but a place to grow things, one second,” He searches through the papers, “ah here it is, a flower shop with a greenhouse attached.”

 

He remembered, she thinks. He knew my interest in plants and provided for it. She swallows back more tears.

 

“It was purchased two years before you went to war with a Miss Mary MacNab seeing to it’s care.” He keep looking through the will. “Oh, you have a stack in Lallybroch, my family estate. Your uncle and my father are, err were, very close friends . I didn’t know that “ He looks up from the papers, “May I trouble you to use your phone and ring my dad?”

 

“Of course.” She stands and points to where it sits. He raises, gives her a half bow and heads over to it.

 

“Da, I am at the home of a Mistress Claire Beauchamp going over her late uncle’s  estate, a Mr. Quinton Lambert Beauchamp.”

 

“Lamb, aye, I was so sorrowed by his passing.” Brian replies.

 

“Aye, it seems he owns  25 percent of our horse breeding program.”

 

“Aye son. We needed the capital to get started. As he was a good mate…”

 

“Mistress Claire has ownership now. I will see the profit to her account.”

 

“A good lass, is she, Jamie?”

 

“Aye da. I will see you and mam after I finish my business in Oxford.” He rings off.

 

“Sorry about that. I just wasn’t aware my da needed money to get our horse breeding business started. I would have helped, would he have came to me.”

 

“I am sure Uncle Lamb was happy to. He was a very giving soul.”

 

“Aye,” he gives her a smile, “The profits from your stake will be added to the account. Do you have any questions for me?”

 

She can’t think of any, her mind to overwhelmed by all she has found out. “Not right now. This is a lot to take in. Uncle Lamb and I lived simply. I would never suspect that he would leave this much, making me a very wealthy woman. Oh, one question, if I decide to sell this house, what is the house in Inverness like?”

 

“I can check into that when I return to Scotland. From what I can recall, it is one story with three or four rooms and a few loos. The shop is very near it. Would that be something you are interested in?”

 

“I am not sure right now. Will need time to think on it. Is there anything I need to sign?”

 

“Not right now,” he gathers up the papers, placing them back in his briefcase, “before I leave Oxford, I will return with the papers needing signatures. It was a pleasure to meet you Miss Beauchamp. If you have any questions before I return, you can reach my office,” he hands her a card and their hands glaze. She feels a tingle at the contact, something she has never felt before, “ah, they can reach me, Miss Beauchamp.”

 

“Please, call me Claire.”

 

“Claire, call me Jamie then.” They stand, grinning at each other.

 

“Well, I must be off, Claire. I shall see you in a few days.”

 

“Yes Jamie.” She walks him to the door.

 

Susan prepares supper. She offers to help but she insists that she rest.

 

After dinner, there is a banging on the door. Claire raises, confused by who would be so rude at that time of night. Then she hears Frank.

 

“Claire , Claire, why didn’t you tell me you were injured?”

 

She opens the door. “Frank, I wrote you and told you. You never wrote me back. Oh, a German soldier toke your ring.” She holds her hand out, “Where have you been and why didn’t you write me back?” she demands.

 

“I was out in the field collecting intelligence. I just heard of your ambush.”

 

She rolls her eyes. “Frank, you are lying. I was hurt eight months ago. We lost eight British officers. You are telling me you didn’t know that?”

 

“Claire, I never got a letter from you.”

 

“No, you just never read them. Go away Frank. I don’t need you in my life.” She shuts the door in his face.

 

She then picks up the phone. Reaching the operator, she gives her the number on the card Jamie gave her. Jamie called back in less then an hour.

 

“Mr. Fraser, Jamie, you can put this house on the market. I wish to move to Inverness.”

 

Jamie is smiling as they ring off.

[gvftea]

We're well aware what doxxing is and like a year ago (maybe a little more) an insurance agent named lexie jane sullivan who had access to Jake's account fucking doxxed him in a group chat. She leaked his address, pics of the inside of his house, and his car info. It was a whole ordeal. You can find receipts on Twitter and tiktok (with Jake's info cropped out, thankfully). You can also see a screenshot of her freely admitting to going to places the guys have been seen and "hunting" them (her own words).

A real mvp notified the company of her serious breach and she was fired, but she still goes out of her way doing the most to sniff them out like a deranged bloodhound all around town. She has "run into" Josh before (no coincidence, I'm sure) and has also mentioned hoping to get to gvf via the "photography" route.

She's learned absolutely nothing, there's no way to justify her behavior, and the guys would probably hate her if they knew the truth about her (or at least be very afraid, rightfully so). So, forgive us for being suspicious of someone on this site saying they're an insurance agent and that they know where the guys live.

.

[gaines-group]

Why Are Farmers Insurance Rates So High?

Farmers rely on their insurance policies to protect their operations from unforeseen events, whether it's damage to crops, livestock, equipment, or property. However, many farmers in Hoosick Falls, NY, and beyond have noticed a sharp rise in their farm insurance premiums in recent years. This increase has left many wondering why farm insurance rates are so high and what factors influence these premiums.

In this blog, we'll explore why farm insurance rates have been on the rise, the factors that affect premiums, and how working with the right farm insurance agent can help you find the best farm insurance quote for your needs. If you're in Hoosick Falls, NY, looking for a reliable farm insurance company in NY, this guide will also point you toward the trusted experts who can provide the right coverage at competitive rates.

Why Are Farm Insurance Rates Rising?

Farm insurance rates, like other types of insurance, are influenced by various factors. Some of the key reasons for the rise in premiums include:

Climate Change and Natural Disasters

One of the most significant contributors to higher farm insurance rates is the increasing frequency of severe weather events. Climate change has led to more unpredictable weather patterns, including flooding, droughts, hurricanes, and wildfires. These events can cause massive damage to crops, property, and equipment, leading to higher claims.

Insurance companies factor in the increased risk of natural disasters when determining premiums, especially in areas prone to extreme weather. Farmers in Hoosick Falls, NY, for example, may see higher premiums due to the possibility of unpredictable weather patterns affecting the region.

Rising Costs of Farm Equipment and Inputs

The cost of running a farm has been steadily rising. The prices of farm equipment, fuel, seeds, fertilizers, and other inputs have increased over the years. When farm equipment, such as tractors or combine harvesters, becomes more expensive, the insurance to cover these items also rises. Higher replacement costs lead to higher premiums because insurance companies need to ensure they can cover the full value of damaged or stolen equipment.

Farmers in Hoosick Falls, NY, who rely on high-end equipment, will notice that their insurance premiums reflect these rising costs.

Increased Liability Risks

Farming has become more complex and commercialized, increasing the potential for liability claims. Whether it’s accidents involving employees, contamination of crops, or injuries to visitors on the farm, the risks associated with running a modern farm have grown.

Farm insurance policies often include liability coverage to protect farmers from lawsuits, but as the risk of such lawsuits increases, so do the premiums. If you’re working with a farm insurance agent to get a farm insurance quote, expect them to take liability risks into account when calculating the cost of your policy.

Livestock and Disease Outbreaks

Livestock farming comes with its own set of risks, particularly the threat of disease outbreaks that can decimate entire herds or flocks. Outbreaks of diseases like avian influenza, foot-and-mouth disease, or African swine fever can cause devastating losses for farmers.

Insurance companies are aware of the financial toll these diseases can have and adjust premiums to cover potential losses. Farmers who depend on livestock in Hoosick Falls, NY, may see higher premiums if they raise animals susceptible to widespread disease outbreaks.

Economic Factors and Inflation

Inflation affects nearly every sector, and the agricultural industry is no exception. Rising inflation increases the cost of goods and services, including construction materials, veterinary care, fuel, and equipment repairs. As costs rise, insurance premiums also increase to ensure that farmers are adequately covered.

In addition to inflation, economic downturns can put pressure on the agricultural industry. When farms struggle financially, insurance companies may perceive them as higher risks, which can also contribute to rising premiums.

Factors That Influence Farm Insurance Premiums

In addition to the reasons mentioned above, several specific factors influence your farm insurance premiums:

Type of Farm: The type of farming operation you run will significantly impact your insurance costs. Crop farms, dairy farms, and livestock farms all face different risks, which are reflected in the premiums.

Location: Where your farm is located plays a critical role in determining your premiums. If your farm is in an area prone to natural disasters or harsh weather, your insurance premiums will likely be higher. In Hoosick Falls, NY, for example, proximity to flood zones or areas susceptible to harsh winters can drive up rates.

Farm Size: The size of your farm is another crucial factor. Larger farms with more equipment, livestock, and employees generally have higher insurance premiums because there is more at stake in the event of a loss.

Claim History: Just like with any other type of insurance, your claim history affects your premiums. If you’ve filed multiple claims in the past, insurance companies may consider you a higher risk and increase your premiums accordingly.

Finding the Right Farm Insurance in Hoosick Falls, NY

Now that we’ve explored why farm insurance rates are high, it’s important to know how you can find the best coverage for your needs. Working with an experienced farm insurance agent can make all the difference in ensuring you get the right coverage at a fair price.

If you're searching for a reliable farm insurance company in NY, The Gaines Group is here to help. Located in Hoosick Falls, NY, we specialize in providing comprehensive farm insurance solutions tailored to meet the unique needs of farmers in the area. Whether you’re looking for crop insurance, equipment coverage, or liability protection, our team is dedicated to helping you navigate the complexities of farm insurance.

How Can The Gaines Group Help?

At The Gaines Group, we understand the challenges that come with running a farm and the importance of protecting your livelihood. Here’s how we can help:

Customized Farm Insurance Policies: We work closely with farmers to understand the specific risks they face and provide personalized insurance solutions. Whether you run a small family farm or a large commercial operation, we’ll help you find the right coverage at a price that fits your budget.

Competitive Farm Insurance Quotes: Our team is dedicated to providing competitive quotes that reflect the unique needs of your farm. We take the time to assess your risks and help you choose coverage that protects your farm without breaking the bank.

Expert Farm Insurance Agents: With years of experience in farm insurance, our agents are well-versed in the challenges farmers face. We’re committed to providing clear, honest advice and helping you understand your coverage options.

Local Expertise: Based in Hoosick Falls, NY, we have a deep understanding of the local farming community and the specific risks that farmers in the region face. This local expertise allows us to provide tailored solutions that meet the needs of farmers in our area.

Contact Us Today for a Farm Insurance Quote

If you’re ready to protect your farm with a comprehensive insurance policy, contact The Gaines Group today. Our team is here to answer your questions and provide you with a personalized farm insurance quote.

Email: Justin.Gaines@american-national.com Call or Text: (518) 244-8000 Find Us: Hoosick Falls, NY

Don’t let rising insurance rates leave your farm vulnerable. Contact The Gaines Group for reliable and affordable farm insurance solutions in Hoosick Falls, NY, and the surrounding areas. We look forward to helping you protect your livelihood and ensuring the future success of your farm.

[austyn01]

The Importance of Pet Medical Cover in Melbourne

Introduction

Our pets are more than just animals—they're family. As pet owners, ensuring their health and happiness is one of our top priorities. But, just like us, pets can face sudden illnesses or accidents, which may lead to unexpected medical bills. This is where Pet Medical Cover in Melbourne becomes a lifesaver. In this blog, we’ll discuss why pet insurance is a necessity, how it works, and how you can select the best coverage for your furry friend in Melbourne.

Why Do You Need Pet Medical Cover?

Whether you have a dog, cat, rabbit, or exotic pet, they all require routine veterinary care and, occasionally, emergency services. Medical treatments can be costly, especially for major surgeries or long-term illnesses. Pet Medical Cover in Melbourne allows you to manage these expenses without worrying about breaking the bank. It offers peace of mind, ensuring that your pet gets the best treatment when they need it most.

Rising Veterinary Costs

The cost of veterinary care has increased over the years. In Melbourne, the price of standard procedures like vaccinations, dental care, or flea treatments is manageable, but when it comes to emergencies, the costs can soar. For example, a single surgery can cost thousands of dollars, which many pet owners may not be prepared for. With Pet Medical Insurance in Melbourne, you can ease the financial burden of these unexpected costs.

Coverage for Emergencies

No one can predict when an emergency will happen. Pets, just like humans, can suffer from accidents or sudden illnesses. Imagine your dog accidentally ingesting a foreign object, or your cat developing a chronic illness. Without proper medical coverage, treatments can quickly add up. Melbourne Pet Medical Cover ensures that you don’t have to make a tough decision between your pet’s health and your financial security.

What Does Pet Medical Cover Include?

When it comes to Pet Medical Cover in Melbourne, most policies cover a range of services, though the specifics depend on the provider and the plan. Let’s take a look at what you can typically expect:

Routine Care and Vaccinations Regular check-ups and vaccinations are vital for your pet’s overall health. Many Melbourne pet medical insurance plans offer coverage for preventive care, including vaccinations, flea treatments, and wellness check-ups. This keeps your pet protected from preventable diseases and ensures early detection of potential health issues.

Accidents and Injuries Pets are curious by nature, and their playful antics can sometimes lead to accidents. Whether it’s a fractured bone or ingestion of toxic substances, Pet Medical Cover in Melbourne helps cover the cost of emergency care, surgeries, and recovery treatments, ensuring your pet is back to their playful self in no time.

Chronic and Hereditary Conditions Some breeds are prone to specific hereditary conditions, such as hip dysplasia or heart disease. Additionally, chronic conditions like diabetes or arthritis can be expensive to manage over time. A good Melbourne pet insurance plan will cover the long-term treatment costs of these conditions, helping your pet maintain a higher quality of life.

Specialist Care and Surgeries If your pet requires surgery or needs to see a specialist for conditions like cancer, heart disease, or orthopedic issues, the costs can quickly escalate. Pet Medical Cover ensures that these specialized treatments are within your reach, giving your pet the best chance at recovery.

What’s Not Covered?

While Pet Medical Insurance in Melbourne provides significant coverage, there are some exclusions to be aware of:

Pre-existing conditions: Most plans won’t cover illnesses or conditions your pet had before the start of the policy.

Cosmetic procedures: Non-essential surgeries like cosmetic ear cropping or declawing are not covered.

Routine dental care: While some plans cover emergency dental care, routine dental maintenance might not be included.

It’s crucial to read the fine print of any policy to understand the scope of your coverage.

How to Choose the Right Pet Medical Cover in Melbourne

Choosing the right Pet Medical Cover in Melbourne can feel overwhelming due to the many available options. Here are some tips to help you find the best plan for your furry companion:

Assess Your Pet’s Needs Different pets have different medical needs. For example, if you own a senior dog, they may need more extensive coverage for chronic conditions. Alternatively, if you have a young kitten, you might prioritize a plan that covers vaccinations and preventive care. Always consider your pet’s age, breed, and health condition when selecting a plan.

Compare Providers There are numerous pet insurance providers in Melbourne, each offering varying levels of coverage. Compare plans side by side, checking for factors such as premium costs, deductibles, co-pays, and what’s included in the policy. Popular providers in Melbourne offer a variety of pet medical cover options, so do your research to find the best one for your budget and your pet’s needs.

Understand the Waiting Periods Many insurance plans come with a waiting period before coverage kicks in. For example, there might be a 14-day waiting period for illnesses or a 48-hour period for accidents. Be sure to understand these details when selecting your plan.

Look for Customization Options Some pet medical cover providers in Melbourne offer customizable plans that allow you to add or remove coverage based on your pet’s specific needs. For example, you can opt to include dental coverage or increase your accident and illness coverage while reducing other parts of the policy.

Benefits of Pet Medical Cover in Melbourne

Having Pet Medical Cover in Melbourne isn’t just about preparing for the worst. It also allows you to provide better care for your pet throughout their life, promoting a healthier lifestyle. Here are some key benefits:

Peace of mind: You’ll never have to worry about unexpected vet bills draining your finances.

Better healthcare options: With pet insurance, you can access higher-quality treatments, specialists, and care without worrying about the cost.

Longer, healthier life: Regular vet visits, preventive care, and emergency treatments ensure that your pet lives a long and healthy life.

Conclusion

Owning a pet is a joyous experience, but it comes with responsibilities—especially when it comes to their health. Pet Medical Cover in Melbourne offers the safety net you need to ensure that your furry family members receive the best care, no matter the circumstances. By investing in a good pet insurance policy, you can give your pet the medical attention they deserve without worrying about unexpected costs.

Take the time to review your options and find the best pet medical cover in Melbourne for your companion. Whether it’s routine care, emergency treatment, or ongoing management of chronic conditions, the right insurance plan will help you provide the care your pet needs for a happy, healthy life.

[townpostin]

Birsa Pradhan Mantri Fasal Bima Yojna Launched in Jamshedpur

DC Ananya Mittal flags off awareness campaign for farmer insurance scheme Jamshedpur launches crop insurance scheme to empower farmers economically, applications due by August 31. JAMSHEDPUR – The Birsa Pradhan Mantri Fasal Bima Yojna was officially launched in Jamshedpur by Deputy Commissioner Ananya Mittal, who flagged off an awareness campaign vehicle. The awareness campaign vehicle will…

[school56df]

Empowering Citizens: A Guide to Key Government Schemes in India 2024

Government schemes in India authorities schemes are designed to cope with various factors of development, welfare, and financial increase. As of 2024, India has a variety of tasks throughout different sectors inclusive of health, schooling, agriculture, and finance . Here’s an overview of some key authorities schemes in India

Pradhan Mantri Awas Yojana (PMAY)

Objective

State Government schemes the PMAY scheme ambitions to provide less costly housing to the city negative. The intention is to ensure that every family has a domestic with the aid of 2022.

Features

Financial help for constructing or buying a residence.

Subsidies on domestic loans for each urban and rural areas.

Focus on marginalized organizations such as ladies, SC/ST, and economically weaker sections.

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Objective

Government schemes website to make certain economic inclusion by means of offering banking offerings to the unbanked population.

Features

Zero-balance savings debts.

Access to overdraft centers and coverage.

Direct Benefit Transfer (DBT) for diverse subsidies and advantages.

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Objective

Coverage of up to ₹5 lakh consistent with own family according to yr for secondary and tertiary hospitalizations.

Cashless and paperless get admission to to healthcare services.

Coverage consists of hospitalization, pre and submit-hospitalization fees.

Swachh Bharat Mission (SBM)

Objective

To promote cleanliness and sanitation throughout rural and urban India.

Features

Construction of bathrooms and sanitation facilities.

Waste management and cleanliness drives.

Behavior exchange campaigns to promote hygiene and sanitation practices.

National Rural Employment Guarantee Act (NREGA)

Objective

To provide a felony assure for as a minimum 100 days of salary employment in a economic yr to each rural household.

Features

Wage employment for unskilled guide exertions.

Focus on infrastructure improvement in rural areas.

Includes provisions for worksite centers and payment of wages.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

Objective

To provide ability development and employment opportunities for rural teens.

Features

Training applications in numerous abilties.

Placement support and profession counseling.

Emphasis on ladies and marginalized groups.

Kisan Samman Nidhi (PM-KISAN)

Objective

To provide monetary guide to small and marginal farmers.

Features

Direct cash switch of ₹6,000 consistent with yr to eligible farmers.

Support for buying inputs, seeds, and fertilizers.

Aimed at enhancing the earnings of farmers and supporting agricultural sports.

Beti Bachao Beti Padhao (BBBP)

Objective

To address the declining toddler sex ratio and sell training for women.

Features

Financial incentives for families with girl youngsters.

Campaigns to raise awareness about the fee of girls.

Support for the education and empowerment of ladies.

Startup India Scheme

Objective

To sell entrepreneurship and innovation.

Features:

Tax exemptions and compliance relaxations for startups.

Funding guide and mentorship programs.

Simplified tactics for registration and licensing.

Digital India Programme

Objective

To rework India into a digitally empowered society and knowledge economy.

Features

Development of digital infrastructure and offerings.

E-governance tasks to beautify transparency and efficiency.

Promotion of virtual literacy and ability improvement.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Objective

To provide coverage insurance and monetary aid to farmers inside the event of crop failure.

Features:

Coverage against losses due to natural calamities, pests, and sicknesses.

Low top class costs with high coverage.

Simplified claim agreement method.

.National Education Policy (NEP) 2020

Objective

To overhaul and enhance the Indian education system.

Features

Emphasis on holistic and multidisciplinary schooling.

Introduction of vocational education and skilling from early levels.

National Educational Technology Forum to beautify virtual mastering.

Atmanirbhar Bharat Abhiyan

Objective

 To raise self-reliance and monetary growth thru various tasks.

Features

Economic stimulus packages and reforms.

Support for MSMEs, laborers, and various sectors hit by using financial challenges.

Focus on growing neighborhood manufacturing and reducing dependence on imports.

Skill India Mission

Objective

To beautify the employability of the children via skill improvement applications.

Features

Training in diverse trades and capabilities via the National Skill Development Corporation (NSDC).

Support for entrepreneurship and vocational schooling.

Collaborations with enterprise for higher activity placements.

Jal Jeevan Mission

Objective

To provide piped water supply to each rural household with the aid of 2024.

Features

Infrastructure development for water supply and control.

Community participation within the upkeep of water resources.

Emphasis on sustainable and inclusive water solutions.

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Objective

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Features

Legal assure of one hundred days of wage employment.

Focus on creating long lasting belongings like roads, canals, and wells.

Includes provisions for salary bills and worksite centers.

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Objective

To beautify rural connectivity by building all-weather roads

Features

Construction of latest roads and upgrading present ones.

Focus on connecting unconnected villages and improving rural infrastructure.

Emphasis on sustainability and pleasant of road construction.

Sukanya Samriddhi Yojana

Objective

To sell financial savings for the schooling and marriage of the woman baby.

Features

High-interest fee on deposits.

Tax blessings under Section 80C of the Income Tax Act.

Long-time period investment with a maturity period of 21 years.

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Objective

 To offer assured salary employment to rural households..

Features

100 days of guaranteed employment.

Focus on developing rural infrastructure and property.

Transparent wage bills and worksite centers.

National Social Assistance Programme (NSAP)

Objective

To provide social safety to the aged, widows, and disabled humans.

Financial help to low-income agencies.

Includes pension schemes and economic aid for vulnerable organizations.

Coverage of various welfare schemes and blessings.government schemes apply online t

hese schemes replicate the Indian authorities’s commitment to improving the first-rate of life for its residents and fostering financial boom and social fairness. Each scheme targets specific needs and pursuits to create a more inclusive and developed society.

[allaboutinsuranceandtitletx]

Facts About Surety Bonds in Houston and Conroe, TX

Many self-employed people contact business owners and residents hoping to obtain work. Working for a company of any size requires the fulfillment of certain formalities. Minimizing risks for the employer is also essential. Thus, speaking with prospective company management well before accepting the project is vital. The necessity of several bonds often crops up, with surety bonds in Houston and Conroe, TX, being a pre-requisite in most cases. ​ It is advisable to check the related facts before submitting a bid to win a contract. This will enable the worker to make an informed decision. The associated facts that one learns about surety bonds include the following:-

A surety bond may be described as a three-party agreement that guarantees the completion of assigned tasks according to the contract. The parties involved in the agreement are:-

· The Surety- This is usually the insurance company or a third party liable for any failure to perform as required by the primary party (contractor /worker).

· Obligee- The company hires the contractor or worker for a particular project. The oblige may be a government organization, a business owner, or any other party responsible for contracting the project.

· Principal- This refers to the contractor or the worker who accepts the project and signs the agreement. The concerned individual or entity must perform according to the agreement or pay the debt.

One may be concerned about getting a surety bond when the obligee makes it an essential part of the awarding of the contract or project. It is not too difficult to get one, however. All the concerned party needs to do is contact an insurance agency/broker or a company that sells insurance products. One must be clear about the specific type of surety required by the awardee. Some of the most popular surety bonds that are provided across the nation include the following:-

· Construction Bonds · Court Fiduciary Bonds · Court Judicial Bonds · License and Permits required by the state law, municipal ordinance, regulation, or the federal government/ Federal agencies · Public Official Bonds · Surety for protection of Federal Government services · Miscellaneous Bonds- For all categories that are used for other functions

Being aware of the surety limit when purchasing the bond is essential. The oblige will be protected up to the limit of the amount mentioned in the surety bond.

The necessity of surety bonds is broader than the construction industry, however. Any large project that is being considered and involves huge expenses may need to be covered by such bonds, too. Moreover, big projects with a specific deadline are also protected by surety bonds that penalize the principal for failing to meet the timeline.

Numerous contractors and subcontractors are vying for public or massive private projects. The contractors must seek contract bonds in Houston and Conroe, TX, to establish their credentials and satisfy the company offering the contract. 

[alwriteinsurtech]

Insurance: Empowering the Underserved

The challenges faced by developing countries in the insurance industry often present unique hurdles. Limited access to resources, outdated infrastructure, and a lack of technological innovation can hinder the growth and effectiveness of insurance services. However, amidst these challenges lies an opportunity for transformative change. Enter quote placement platforms and management systems – innovative solutions poised to revolutionise the insurance landscape in backward countries.

In many developing nations, insurance penetration remains low due to various factors, including limited awareness, accessibility, and affordability. However, quote placement platforms have the potential to address these issues by streamlining the quoting process and facilitating comparison shopping thereby providing a centralised hub for insurance professionals to access quotes from multiple carriers. 

On the other hand quote management systems play a crucial role in enhancing efficiency and transparency within insurance operations. By automating and organising the process of obtaining and managing insurance quotes, these systems enable insurers to reduce paperwork, minimise errors, and expedite policy issuance, thereby increasing the productivity and effectiveness of insurance professionals.

In developing countries where insurance infrastructure may be lacking, placement platforms and management systems serve as invaluable tools for insurance professionals. Whether it's obtaining quotes for life insurance, health insurance, or property insurance, these platforms make the process simpler, faster, and more transparent. Also, quote management systems enable insurance professionals to track and monitor quotes throughout the sales process, ensuring that no opportunity is overlooked. By centralising quote data and automating follow-up procedures, these systems help agents and brokers stay organised and responsive to client inquiries. 

In addition to empowering insurance professionals, quote placement platforms and management systems play a crucial role in driving financial inclusion in developing countries. By expanding access to insurance products and services, these technologies enable underserved populations to protect themselves against unforeseen risks and build financial resilience. Whether it's a small business owner seeking coverage for their livelihood or a rural farmer safeguarding their crops, these platforms provide a pathway to economic stability and prosperity. The insurance industry in backward countries stands to benefit greatly from the adoption of placement platforms and quote management systems. These innovative solutions have the potential to revolutionise insurance operations, empower insurance professionals, and drive financial inclusion on a global scale. By leveraging technology to overcome traditional barriers, insurers can unlock new opportunities for growth, innovation, and social impact.

[business-loan8]

Revving Up Rural Prosperity: The Role of RTF Finance in Tractor Loans in Banswara

Understanding RTF Finance

RTF finance stands as a beacon of financial inclusion, specifically tailored to uplift rural economies. It encompasses a range of financial services designed to meet the unique needs of rural populations, including agricultural loans, crop insurance, and microfinance. These initiatives aim to bridge the gap between urban and rural financial access, fostering economic growth and sustainable development in rural areas.

In the heart of Rajasthan, amidst the rustic charm of Banswara, lies a pivotal cog in the agricultural machinery that fuels India's agrarian economy – tractor loans. With the advent of Rural Transformation Finance (RTF) initiatives, Banswara has witnessed a transformative wave in its agricultural landscape, empowering farmers with the means to acquire modern farming equipment, particularly tractors. Let's delve into the dynamics of RTF finance and its profound impact on the accessibility of Tractor Loans in Banswara.

Empowering Banswara Farmers: Tractor Loans in Focus

Banswara, like many agrarian regions, relies heavily on traditional farming methods. However, the introduction of tractor loans through RTF finance has heralded a new era of mechanization and efficiency in agricultural practices. Farmers in Banswara can now avail themselves of tailored financial products to purchase tractors, significantly enhancing their productivity and output.

The Significance of Tractor Loans in Banswara

Tractors are indispensable assets for modern farming, offering increased efficiency, reduced labor costs, and enhanced agricultural output. In Banswara, where the terrain can be rugged and labor-intensive, the acquisition of tractors through specialized loans has been a game-changer for local farmers. It has enabled them to till the land more effectively, sow seeds efficiently, and undertake timely irrigation, thereby maximizing yields and profitability.

RTF Finance: Driving Sustainable Growth

The impact of RTF finance extends beyond mere economic transactions; it fosters holistic rural development. By providing access to tractor loans in Banswara, RTF initiatives empower farmers to adopt sustainable agricultural practices. Modern machinery not only boosts productivity but also promotes soil conservation, water management, and crop diversification, ensuring the long-term viability of farming in the region.

Overcoming Challenges and Charting a Path Forward

While RTF finance has unlocked a plethora of opportunities for Banswara's agricultural community, challenges persist. Limited awareness about financial products, bureaucratic hurdles, and fluctuating market conditions can impede the seamless dissemination of tractor loans. Addressing these challenges requires collaborative efforts between financial institutions, government agencies, and grassroots organizations to streamline processes, enhance financial literacy, and tailor solutions to local needs.

Conclusion: Steering Towards Prosperity

As Banswara navigates the winds of change, RTF finance emerges as a driving force behind rural prosperity. Through targeted interventions like tractor loans, it empowers farmers to embrace modernity while preserving the essence of traditional farming practices. The symbiotic relationship between RTF finance and agricultural mechanization holds the key to unlocking Banswara's full potential, ushering in a new era of prosperity for generations to come. With every tractor that plows its fields, Banswara propels towards a future where abundance and opportunity flourish hand in hand.

In the tapestry of rural development, RTF finance stitches together aspirations and realities, weaving a narrative of resilience, growth, and empowerment. As Banswara's fields blossom with the fruits of progress, the legacy of tractor loans in RTF finance stands as a testament to the transformative power of inclusive financial services.

[blackfridayoffers]

Revolutionizing Agriculture: The Importance of Welfare Programs

The foundation of our society has long rested on agriculture, essential for our sustenance and livelihood. Yet, the reality remains stark for farmers and agricultural laborers, battling a myriad of obstacles. From capricious weather patterns to volatile market fluctuations, maintaining a prosperous agricultural enterprise is an uphill task. Governments and organizations have responded with diverse welfare initiatives, such as the Pradhan Mantri Kisan Samman Nidhi, aiming to bolster and empower these industrious individuals. This blog delves into the significance of agricultural welfare programs and their transformative impact on the sector, shedding light on the pivotal role they play in reshaping the industry.

Understanding Agriculture Welfare Programs

Agriculture welfare programs are initiatives and policies aimed at promoting the well-being and livelihood of farmers and agricultural workers. These programs provide financial, educational, and social support to those in the agricultural sector, ensuring their sustainability and growth. The main objective of these programs is to alleviate poverty, increase food security, and improve the overall standard of living for those involved in agriculture.

Types of Agriculture Welfare Programs

There are various types of agriculture welfare programs, each catering to different needs and challenges faced by farmers and agricultural workers. Some of the most common types include:

Subsidies: Governments provide subsidies to farmers to offset the costs of agricultural inputs such as seeds, fertilizers, and equipment. This helps to reduce the financial burden on farmers and encourages them to invest in their crops and land.

Insurance Schemes: Crop insurance schemes protect farmers from losses caused by natural disasters, pests, and diseases. This helps to mitigate the risks associated with farming and provides a safety net for farmers.

Training and Education Programs: Many welfare programs also focus on providing training and education to farmers, equipping them with the necessary skills and knowledge to improve their farming practices and increase productivity.

Credit Facilities: Access to credit is crucial for farmers to invest in their businesses. Agriculture welfare programs provide credit facilities at low-interest rates to farmers, enabling them to expand their operations and purchase necessary inputs.

The Impact of Agriculture Welfare Programs

The implementation of agriculture welfare programs has had a significant impact on the lives of farmers and agricultural workers. These programs have not only improved the standard of living for individuals involved in agriculture but have also positively influenced the industry as a whole. Some of the key impacts include:

Poverty Alleviation: Agriculture welfare programs have helped to reduce poverty levels in rural areas by providing financial support and opportunities for farmers to improve their livelihoods.

Increased Food Security: By providing farmers with the necessary resources and support, welfare programs have increased food production and reduced food insecurity in many regions.

Economic Growth: Agriculture is a major contributor to the economy, and welfare programs have played a crucial role in promoting the growth of the agricultural sector.

Sustainable Farming Practices: Through training and education programs, farmers have been able to adopt sustainable farming practices, reducing their impact on the environment and promoting long-term sustainability.

Challenges and Future Prospects

While agriculture welfare programs have proven to be beneficial, there are still some challenges that need to be addressed. Limited funding, lack of awareness, and difficulties in reaching remote areas are some of the obstacles that need to be overcome. However, with the increasing demand for sustainable and ethical food production, the future prospects for agriculture welfare programs are promising. Governments and organizations are continuously striving to improve and expand these programs to support the growth of the agricultural sector.

Conclusion: In conclusion, agriculture welfare programs are crucial for the well-being and sustainability of the agricultural industry. These programs not only support farmers and agricultural workers but also contribute to economic growth and food security. It is essential for governments and organizations to continue investing in these programs to ensure a brighter future for the agricultural sector. Let us all join hands in revolutionizing agriculture and supporting those who work tirelessly to provide us with the food we need to survive.