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#couldnt think of anything more inconvenient but taking suggestions
lavender-radio · 2 years
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has anyone just. tried pranking team R.I.S.E back. like can someone that got hit with a box of 50 inkay eggs just glitterbomb the fuck out of their headquarters
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honeydew-mel0n · 3 years
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Hi! Can I have HCs w dmc5 boys Vergil, V Dante? Like reader is resting her head on their laps, then suddenly fall asleep while reading books. Tks ^^
Hell yeah, this is such a cute prompt! Also, you cant tell me Vergil wouldn't write poetry about his lover, and then hide it.
Dante, Vergil, V.
Falling asleep on their laps.
Dante
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Might be a little hard seeing as how he man-spreads, so just rest your head on one of his thighs.
Depending on his mood he might try to make a suggestive joke. Try.
If you're visibly tired, meaning he watched you tire yourself out, he'll keep quiet.
You are absolutely allowed to fall asleep on him any time, he will try his best to stay quiet and still. No matter how hard it is for him.
He thinks it's cute that you chose to fall asleep on his leg, seeing as you were a few feet from your shared bedroom.
For the most part, he'll continue reading whatever so you can sleep.
However, he cant help but play with your hair (if that's possible), softly stroking your cheek, or resting his hand somewhere on you, one of his fingers tapping lighting against your skin.
If you have anything in your hair or on your face, he'll try to get rid of that without waking you.
One of his love languages is physical touch, and you're right there.
When you finally wake up, prepare for an extra cuddle session. (So long as no one is around.)
If you sleep for longer then expected, he'll slide out from under you, grab your favorite blanket, and tuck you in on the couch, as not to wake you.
__
Dante had watched you clean for the past several hours, both after him, and deciding to sort through the basement. Plopping onto the couch and him when you finally decided it was fine to stop for the day. You'd slurred out something he couldnt decipher before passing out. "G'night babe." He mumbles to let you sleep.
Some time passes, every so often glancing down at you. He watches your lips twitch as you dream, a warm feeling pools in his chest. Licking his thumb he wipes away the smudge of dust and dirt on your cheek. If you were awake, you'd rip him a new asshole for cleaning your face with spit. But you aren't awake.
Vergil
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The least likely to let you sleep for hours on his lap.
He will finch the moment you lay your head on his legs, although you won't be able to tell he's bothered.
Vergil is touch starved and the only "touch" he's used to is just torture and attacks from other demons as well as his own family
(That last one is technically his fault though)
He wont be able to tell you to move, he'll hold his tongue.
He'll use some of the time you're asleep to admire you, journaling every poetic thought he has of describing your gorgeous features.
If you continue to do this over time, he will whisper these things to your sleeping form when he knows the two of you are alone.
After about an hour he will lif you up and carry you to bed.
It's not that you inconvenience him, he just thinks you deserve to be comfortable.
Not that he can bring himself to say it, at first.
If he starts up when you're actually awake and you confront him about it later, he will (while flustered and reluctant) admit everything to you.
__
The only sound in the house was the sound of breathing, and his pen scratching on the paper, his eyes switching from the page to your face. Trying to document the peace and beauty he found in your face. Finally he breaks his glancing routine, looking up at the clock as its ticking echos through the quiet house.
It had been an hour since you'd fallen asleep, by now your neck was bound to be tight and cramp when you wake.
A sigh leaves his lungs as he places aside his writing materials. His arms come under your mid back and knees. When you're lifted from the couch and he stands, your head is made sure to rest against his chest as not to roll back and hurt your neck even more. He walks you to your shared bedroom, gently placing your on the bed and pulling to covers over you.
Vergil smiles to himself as you rest onto the bed before leaving and returning to writing. But only about you.
V
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He doesnt understand why you'd want to.
Not because he dislikes affection or touch in general, but because of how boney he is.
But you are absolutely welcome to.
He is nothing but the human aspects of Vergil, being touch starved effects V more visibly.
He will flinch and tense up as well, but will calm down quicker then his hybrid whole.
But this time, you can definitely tell.
He'll make sure to ask to do anything before you fall asleep, because he doesnt want to touch you if you dont want to be touched.
If you sleep for a few hours, he'll eventually wake you and take you to bed, he cant lift you, but he will try his best to take care of you just as you take care of him.
When you wake up he'll be so much more disappointed, he was enjoying being close to you, and now you're up and about again.
Seeing as how he's never been hesitant to state what he wants, so expect to be asked for a longer cuddle time.
__
His green eyes scanned your face, taking in little things he loved about you. His knuckles running gently down the side of your face, watching you shift and eyes flutter. It had been a few hours and you were definitely due to wake up. "Dear, I think it's time for you to get up." A whine escapes your lips as your eyes open, taking him in for the first time in hours.
"Hey." You giggled out with a smile, causing a smile to press to his lips. Sitting up, your joints pop. "Thank you for letting me sleep." You get up, stretching your legs, but a grip on your hand stops you from walking away. "Stay." V says in a gentle voice. Nodding, you lay back down, this time with your head on his chest, your arms coming around his waist.
You feel him let out a sigh, an long thin hand resting on the small of your back.
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angelicmichael · 3 years
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Imminient Annihilation sounds so dope - Chapter Ten
Michael Langdon X Reader
Summary: Reader and Michael continue to work through their issues and finally start to warm up to each other even further. 
Words: 5.9k+ …oops
Warnings: just normal IA warnings (swear words, manipulation, unhealthy relationships, enemies to lovers, slowburn, etc) anddd maybeee a bit of fluff 👁
A/N: hey guys! Sorry I haven’t updated this in a few months but hopefully this is satisfactory hehe. This chapter is kinda a turning point in the fic so I hope u guys like it!! Also I watched Jennifer’s Body as I finished this so.. do what u must w that information 😌 djdjd
Previous Chapter
Rain was never something you were accustomed too. Spending so much time in Los Angeles had made you partially spoiled when it came to the weather - which is why you knew immediately your day was going to be shit when you woke up to rain.
You tried to convince yourself that the emotions you were feeling weren’t complete disdain but rather just a pessimistic version of indifference.. or that’s what you hoped anyway.
You knew realistically that your day wasn’t already doomed before it even started; and that the rain was nothing more than a mere inconvenience.. However; you still felt justified in complaining, considering today was the day you were ripping the band-aide off and moving in to the apartment Michael had oh so graciously chosen to give you.
Your pessimistic mood surrounding the entire situation was inevitable, and that was something you didn’t even bother to resist or fight. It didn’t take long for your thoughts to quickly go south as you quickly packed. Hatred that seemingly came out of nowhere (but that you realistically knew was only temporarily dormant) wasted no time in blinding your judgement - making you feel a nearly nauseating amount of jealousy and anger for people who actually seemed to be fucking happy in their relationships and werent forced into.. whatever shitty living situation you knew you were bound to find yourself in.
An apartment with no strings attached was way too fucking simple, and you knew it was too good to be true. You knew you were basically walking into a trap, and for what reason were you doing that so willingly? Just so that maybe Michael could start to tolerate you? You resented yourself for even agreeing to this but you also understood you really had no other option.
However; personal feelings aside.. you still had a mission to accomplish. You still had to attempt to seduce Michael, and even though you were doing a shit job at that so far - you still had to try. You knew realistically it was only a matter of time before Cordelia would ask about the progress you've made, and you would have to tell her something.
You had to do this.
That's why you were (semi) blindly choosing to move in to a building you knew you absoluetly couldnt afford; and why you were sucking up your pride and choosing to become semi reliant on Michael.
No one from the coven knew, and for the time being you intended to keep it that way. After all, even though Mallory didnt exactly know that Michael gave you a whole ass fucking apartment - your sure she probably suspected that something important happened between you and Michael just from the short conversation you three harbored together. But for the time being, you didnt have to worry about that. You had bigger things that were on your mind.. like the actual apartment door itself that you currently stood in front of.
You held the keys limply in your hand, your bag slumped next to you as you procrastinated something as fucking simple as opening a door. How pathetic.
You continued to stall in the hallway regardless - thankful there was no one passing through to witness how ridiculous you looked. Your gaze fell south down to your keys which were cold in your hand. Dripping slowly with the subtle rainwater that managed to linger on them, along with the rest of your clothes.
Your skin stung from the cold that seemed stubborn to leave, and a nice change of clothes and a hot shower wouldnt be the absolute worst thing in the world..
Fuck.
You bit your lip in order to prevent letting the profanity from rolling off your tongue. Quickly getting a better grip on the keys (which only made you somehow colder) and numbly, hastily unlocking the door.
You pushed it open, letting the door hit the wall and taking a few steps inside before dropping your bag to the floor.. as well as your jaw.
No words could possibly convey how you felt as you noticed how the room was already illuminated with not only natural light from the already huge windows you could see.. but also with a warm, yellow artificial glow.
Was someone already here?
What the fuck?
The hatred and resentment you previously felt toward others earlier rapidly started to return - except this time it was targeted at one very specific person.
It didnt even register in your mind that the light could've been left on by accident or that people besides Michael actually existed that could be present in the room but.. you didnt care. Anger was the only emotion that was solely present in your body as you fully abandoned your bag by the door. Advancing forward; and only feeling more shock and disbelief with every step you took at the thought that he could very possibly be in (what was supposed to be) your space.
"Michael, I swear to God-"
"Y/n?” said a soft, feminine voice.
It was practically automatic how you froze. Just getting close enough to notice that it wasn’t Michael after all that was on your bed in your new studio apartment, but a woman sat on your bed instead.
For about two seconds, you were scared it was Madison but.. that was a stupid assumption within itself. The company you were with was from a far different nature than of which Madison was, even though at first glance the two woman might look or sound similar. There were so many qualities that distinguished Mallory from Madison. Brown, auburn hair.. dark eyeshadow.. and her classic black boots. It didn’t take long for your anger to fade away as you tried to not think about how logically this still didn’t make sense - walking closer to your bed anyway.
"How did you get in here? And since when did you ever break into peoples rooms?" You asked with a laugh.
Mallory echoed your laugh back, seemingly watching you and your behavior. As if she was expecting you to do something or to act a certain way.. like perhaps leave.
"I didnt break into your apartment but.. you should probably sit down." She spoke, before nodding off to her side. Nonverbally suggesting you to sit next to her.
You did as you were told. Noticing briefly before you sat down how nice the apartment actually was.. including the bed.
The walls, and most of everything in the apartment was a solid black. It looked sleek, and even though black paint made most rooms look small - the natural light helped keep things looking open which you appreciated. It was no surprise that the bed matched the dark theme too. The sheets were silky, black satin. You almost laughed at how comfortable the bed was once you sat next to Mallory, the entire situation was so ridiculous it nearly hurt for you to not laugh out loud. The two of you sat in the silence for a moment.. you were each incredibly anxious, that was more than apparent.
You looked up at Mallory, expecting her to speak first and explain herself since after all.. shes the one who broke into your apartment but she still remained quiet.. Stalling, you could only guess.
"So, why are you here? How did you even get in here? Is everything okay?" You asked, your words speedy and rushed.
Panic started to temporarily set in when you realized that something could be serisouly wrong with the coven, even though you knew how completly irrational it was to think that way with no evidence. What if witch hunters found them? What if someone preformed the seven wonders and it went wrong? What if the plan had suddenly changed with Michael?
Mallory seemed to pick on how anxious you suddenly were, putting a hand on your upper arm before making you meet her gaze. Her soft, hazel brown eyes immeadietly making your breathe slow. That was another reason you were so thankful for Mallory - the soothing, calming effect she seemed to have on everyone she met was something you never took for granted.. Espically now.
"Hey, nothing's wrong and nothing happened. I promise. I just wanted to see you and talk to you, and I figured we should catch up after Michael basically made me leave," Mallory explained.
You quickly nodded. Feeling guilt start to creep into your system once you remembered how Michael previously treated her.
"Yeah, youre right. I've been wanting to see you anyway and I'm sorry I didnt just call you last night or something.. and I know I cant control him but I'm still sorry for how Michael treated you. I shouldn't have brought you into that-"
"(Y/n), stop," Mallory said urgently. Shaking her head slightly in disagreement with your words. "Sure, Michael was acting like a dick but.. it's nothing I'm not exactly accustomed too. It was harmless," she ended her words with a smile. One that was meant to comfort you both at the epiphany her words brought.
You sat with her words for a moment. The realization suddenly hitting you like a truck-
"Wait.. what? Do you know Michael?"
Mallory fell completely silent. Looking at you almost in a.. guilty manner. Her gaze fell downwards before she looked up to meet yours once more, licking her lips anxiously before she uttered out a quiet reply.
"I wasnt going to tell you because I knew it would make you upset but.. Michael called me last night-"
"And you answered?" Your voice raised up a few octaves unwillingly. Threatening to break as you tried to process what you were hearing.
As much as you wanted to immeadietly jump to conclusions, you had to remind yourself that this was Mallory you were talking too. Your best friend, Mallory. You knew she would never do anything to intentionally hurt you.
You noticed Mallory was also starting to get tense. Her spine suddenly a bit too straight and her shoulders were rigid. It was nice to know you werent the only person in this situation who was feeling this way, although you would be lying if you were to say that you werent curious for why Mallory felt tense.
"At first, no but he kept calling so I figured it would cause no harm to see what he wanted so, I answered," Mallory said cautiously.
It was obvious she had more to say and as much as you wanted her to keep talking and fully explain herself - you were more than happy that you didnt have to cut her off again. It was too much. This was too much.
You pinched the bridge of your nose before loudly exhaling with a shallow growl. Not really caring that it probably was coming off like you were mad at Mallory when in reality, that wasn’t the case. Mallory wasn’t the problem; you were really just beyond fucking pissed at Michael.
But at this point.. that wasnt new news.
"I told him that we shouldnt be talking, but he insisted," Mallory continued with a shrug.
You tried to sit up straight again; trying to exhale some of the pure fucking anger that was currently coursing through your system. Your vision was spotted black when you opened your eyes - your gaze pointed upwards at the smooth, blank ceiling. Quickly wishing that you were anywhere else, or really anyone else at the moment.
What you wouldnt kill to swap bodies again.. but then again, who knows what the hell Michael was currently doing at the moment.. He couldnt be trusted.
That was more than obvious now.
You should've known that he would contact Mallory, but how he even got her number was beyond you.. Unless-
"How did he even get your number?" You asked. Your tone strikingly calm.
Mallory looked incredibly spooked when your head suddenly snapped over to look at her. As if she was worried you were angry at her still, and as much as you wanted to reassure her otherwise, you really didnt have the energy to do so anymore. Not at the moment anyway.
"You can't be mad when I tell you the answer, okay?" She said softly.
Your features immeadietly softened at her words. The rest of your body relaxed as well; your shoulders dropping and your jaw unclenching.
"Mallory, I could never be mad at you. You could never piss me off, i'm just.. frustrated at Michael. It's not at you, I swear," you said. Trying your best to make your words sound reassuring and genuine.
Mallorys reaction wasnt one that was verbal but immeadite nonetheless. Her arms suddenly shot out and wrapped themselves around you. Her body temporarily pressing into yours as your hands went to her back, before she quickly broke the hug.
"Promise?" Mallory prompted. Brown eyes looking diligently into yours.
"Yeah.. I promise. Just tell me what that idiot did,” you said halfheartedly.
"So.. I've had his number for a while. Not for too long but just since you two switched. But, we never really talked," Her voice stalled as she watched your reaction. Your mouth grew dry as you really tried to let it sink in that they've known eachother since- well for atleast a week. "But I knew immeadietly that it wasnt you.. that day. I'm sorry I lied, but Michael made me promise."
"Why didnt you just tell me?"
Mallory looked at you in a guilty manner. Her lips pursing shut as she looked solemnly at her shoes, avoiding eye contact. You knew exactly why she was being quiet - she didnt want to admit why she had lied but.. the answer was pretty obvious.
Even though Mallory was one of the strongest witches - almost stronger than Cordelia on some days, she still was scared of Michael and that was nothing worth holding a grudge over. After all he was still the antichrist, no matter how (mostly) harmless and idiotic he seemed to you now.
"Okay.. I guess that doesnt really matter," you admitted with a laugh. Figeting with your hands as you heard a shallow laugh omit also from Mallory, which made you smile. The shallow pit that resided in your stomach finally starting to let up. "But.. What did he call you about last night?"
Mallory hesitated again before giving you another subtle smile.
"It was mostly about you.. I know how you feel about him y/n, but its working. I promise you. Hes finally warming up to you. I just wish you could hear how he talks about you,” she spoke. Taking your hands into her soft, warm ones.
"I wish I believed that," You admitted.
"I wouldnt lie to you. Hes finally starting to warm up to you, plus it was obvious yesterday-"
"Yeah; It was obvious how strong he was coming onto you."
Mallory laughed again at your words. Shaking her head slightly in protest.
“Y/n you know that’s not true. The only reason why he was flirting with me was just to get to you.. I thought that was obvious.”
“It was obvious I just.. didn’t know that you knew that. I mean, Michael has Madison.. or he did so you think that would at least satisfy his flirting needs for a bit but.. Michael faking to be interested in you, that would mean he wanted a reaction out of me on purpose? Why would he-“
“You know why. You need to start cutting yourself slack and realize that maybee this rivalry is starting to be one sided.”
You pouted at her words at the realization that they actually held more truth in them than you were willing to admit. If Michael didn’t hate you anymore, if he was truly actually willing to be civil.. then why were you still so upset? Were you the one who was unintentionally causing problems now? Was it now you instead of Michael that was holding the relationship back?
How fucking stupid.
“I can’t trust him, Mallory. How can I when he and Madison literally tried to kill me. I can never forget that they did that to me.”
“I’m not asking you to forget what he did, y/n. I’m just saying that maybe it wouldn’t hurt to start having an open mind around him, and see where it gets you.”
You were struck silent, knowing that Mallory was completely right. If you wanted to have any hope at all of making things right with Michael (even though you really didn’t do anything wrong..) you would have to try a different approach because obviously; what you were doing now wasn’t working. Being snarky, and vaguely threatening him every chance you got was fun of course but- it wasn’t working. Even though Mallory was probably the sweetest person you knew, the fact your own best friend had to (very politely) make a intervention was.. not a good sign. Although, you knew Mallory was doing this for your best interest because if she didn’t say anything, then Cordelia certainly would.
And sadly, Mallory was actually right.
If you wanted things with Michael to advance any further; or to advance at all you needed to step things up but, you could always worry about that after Mallory left.
“So what, are you guys besties now or something?” You sneered.
“Shut up!” Mallory said with a laugh, playfully pushing you over a bit. “He’s barely even my acquaintance. The only reason he’s being nice to me is just to get to you, and that’s not necessarily a bad thing. I mean that’s the goal-“
“Do you think that’s the only reason?” You interrupted.
Your throat automatically tightened after you spoke, the threat of your words potentially being true coaxing you to silence. Your not sure why the thought of Michael using you made you upset.. it’s not as if you didn’t think he was doing it before but this time it was different. Perhaps it was because you finally thought Michael actually had some type of interest in you.. and to have that suddenly ripped away?
That would leave you beyond broken.. you knew that for certain.
Mallory looked at you solemnly, as if she was already resenting her words before she had to say them outloud.
“Look, I don’t exactly know Michaels intentions and I’m not going to pretend too.. I don’t really think anyone does at this point but I do know that regardless of your feelings, or even his feelings that.. you have to try.”
You let out a loud exhale.
“I mean you said it yourself.. Michaels so unpredictable, there’s no point in guessing how he feels so.. maybe I should just.. ask him?”
Realistically you didn’t know how good of a idea that was- but.. trying to remain realistic was something you gave up on days ago. Pretty much the same day you switched and that definitely wasn’t a coincidence by any means.
As soon as Mallorys mouth opened, you heard three loud knocks. Quick and rapid with no hesitation between them. The apartment nearly shook with the force of whoever happened to be at your door, and you certainly didn’t doubt that your neighbors heard the knocking as well.
Mallory looked at you in utter confusion, but stayed on the bed nonetheless with no sign of getting up. Naturally, you found yourself scooting closer to the end of the bed, knowing it was you who was going to have to get the door.. and that made you scared shitless. Not because you were necessarily scared to open the door but because you had a horribly bad feeling on who was on the other side.. There was only one person that you knew of that was aware of where you lived, and you knew it wasn’t matience or staff.
You knew standing up was the logical thing to do but you still stalled. Hands starting to painfully dig into the soft, expensive sheets that lie underneath you. You mouthed a silent, ‘what the fuck?’ to Mallory but your head snapped back at the door..
Three more knocks which were only louder and more persistent than the last.
“Coming!” You quickly called out.
It was pure anxiety that fueled your next actions. You quickly stood up from the bed, trying to walk hurriedly to the door as fast as you could and trying your damn best not to think.. Hoping Mallory also had a idea of who was at the door and also happened to get the fuck out of view.
You didn’t want a repeat of yesterday happening again today, and you knew you wouldn’t hesitate to slap Michael if he tried to flirt with her again. Even though, you knew you weren’t supposed to act like that anymore.. but why should you have manners if Michael refused them as well?
Opening the door swiftly and without a second thought; you stood breathless as you saw a familiar blonde standing in front of you.
You both stared at each other at first - each not daring to have the balls to say ‘hello’ or anything else for that matter.. You noticed how Michael first eyed you up, fully looking up and down your body (as well as peering behind you, hopefully not making eye contact with Mallory). You made a point to just look into Michaels eyes, refusing to do what he was doing.. whatever the fuck that truly was.
“How did you know I would be here?” You breathed.
“I knew it was just a matter of time before you’d come, but it also never hurt to charm the hotel staff a bit,” Michael responded swiftly without a second beat, almost as if he anticipated your words. His lips upturned slightly at the edges, in a way that nearly made your stomach sick.
“The hotel staff-?!”
“I have connections everywhere y/n, I thought you knew that,” he sneered.
He brushed past you as you continued to stand in shock. Your mouth slightly falling open as Michael took a few steps into your apartment - looking curiously around, almost as if he knew Mallory was here..
“I did.. I think that’s obvious,” you shot back hurriedly. “But thank you for the apartment again, Michael. I still feel weird taking it but it is nice I’ll admit,” you continued. Hoping to make him turn around to look back at you and hopefully not find Mallory.. Which worked. At least for a few seconds at least.
Michael made direct eye contact with you for a moment, almost as if he wanted to speak but was deliberately choosing not too. Instead he turned around, walking in deeper in the apartment.
Your mouth immediately dropped open - your feet carried yourself forward as you started to feel a bit numb with shock- not knowing even in the slightest how you were going to handle the situation if Mallory didn’t fucking move.
Sure enough..
“You always manage to linger.. don’t you?” Michael spoke.
It took only a couple steps for you to fully realize he wasn’t speaking to you. You only saw his backside as you approached them. Quickly meeting Mallorys gaze as you came into view.. Her brown eyes darker than ever as she peered up at you.
This time it is nearly impossible to distinguish whether she looked in agony from Michaels appearance or yours; since you apparently interrupted them. Her gaze quickly returned back to meet Michaels before you could think anything of it.
“I’m not here to see you, Michael.” Mallory announced. Her tone harsher than what you were expecting what apparent friends would use.. Were they even really friends?
Mallory suddenly stood up while Michael was still standing a few feet in front of her. Making eye contact with Michael for a split second before almost ducking around him before she stood in front of you.. leaving Michael speechless behind her. She quickly hugged you, her arms only embracing you for a split second before leaving. It was obvious she was in a hurry to leave now but.. you weren’t sure exactly why.
“I should get going, you and Michael have a lot to talk about,” she subtly smiled before turning to leave.. not letting you reply or have any sort of reaction to her words.
You stood solemnly as you heard Mallory’s footsteps gradually go farther away, before hearing the door open and close. You watched Michaels back as he refused to turn around.
“How was your nice chat with Mallory?”
“Why are you asking? Am I not allowed to see her or something?” You bit back. Your words possibly twice as venomous as his were.
Michael hastily turned around, looking at you with utter disbelief. His blue eyes looking into yours, as if he was suddenly surprised by your tone and how you were acting - as if his behavior didn’t proceeded yours.
“You need to relax,” he snapped. He approached you until he was right in front of you. “I wasn’t asking because I’m trying to control you, I know that’s what your thinking,” His words fell soft until they were nearly inaudible. “I just wanted to ask what she talked to you about.”
“About us?” You prompted.
“Well what else would she be talking to you about,” he snickered. His words spoken as more of a statement than a question. His laughter quickly dwindled off after he saw how rigid your frame suddenly looked. “Kidding. For the most part.. she said she was going to talk to you, and I figured I should actually speak to you this time rather than her.”
“Are you.. actually trying to trust me, Michael Langdon?” You teased. A smile, as well as laughter escaped from your lips at the mere thought.
Even though the thought was amusing on its own, you still didn’t completely trust him. Even now when he had Mallorys trust (for the most part), you still didn’t doubt that he had a ulterior motive.
Michael finally stepped back, hesitantly breaking eye contact before inaudibly beckoning you to follow him.
“I’m trying, just like how I told you I would,” He hauntingly reminded you.
You followed him silently to the long leather couch that sat by the overly expansive windows. Sitting down next to him in a way that felt almost too casual.. but being casual around Michael and not borderline fearing for your life was something you would have to adjust too.
You noticed how he instantly slipped his shoes off; drawing up his feet on the couch.. his arms and as well the rest of him contained. Away from you.
“So if your trying.. now,” you suggested uncertainly. “Then.. tell me why you came here to talk suddenly again? I mean why not just go through Mallory again like you’ve doing previously?”
“(Y/n), please. Take me seriously and just trust me for once,” His words came out quick and stern as he spoke them. “I was being serious yesterday, as well as all the other times when I told you I wanted to start.. putting effort in and trying.”
You stared at Michael utterly dumbfounded.. Feeling a bit hopeless that you actually felt almost.. touched by his words. That’s if he was actually being serious, anyway.
“What does trying mean to you?” You asked carefully. Your mind naturally went back to Madison.. were they even broken up yet? Was that even something that Michael was willing to do for you, and how was that something you could just ask? “What about-“
“Madison’s fine. She’s fine.. with everything,” he replied hesitantly.
You simply ignored the fact that he seemed to pick up what you were talking about almost immeadietly.. focusing on rather the latter part of the sentence.. that she was okay with everything?
“So she knows? That you’re here?”
“Yeah. She knows but that’s besides the point. Madison isn’t a part of the equation anymore, I don’t want to talk about her,” He spoke as if his words were final and not to be argued with, but his tone wasn’t angry. He was just done.. and you were too.
You wish that wasn’t the case though. Cutting Madison off didn’t sit right with you in the slightest, and it would definitely have to be something that would have to be mended later. That was a given.
Madison and Michaels relationship was far too close for them to suddenly split and remain like that forever - it was temporary, but so is everything really. That shouldn’t phase you but - it still managed too.
“Okay. I’m sorry, I didn’t-“ you started.
“It’s fine. I knew you would ask.. She’s the reason why I’m here actually,” His eyes broke contact and averted down to his hands. “I don’t mean that as in I’m not here to see you but, it was something she said that brought me here.” He continued, his voice almost growing soft now at just the mention of his ex girlfriend.. and now, you felt like you actually were starting to understand his point of view. Not fully but, it was clear that Michael was trying to be more open with you, and this time he wasn’t ‘fake’ drunk.
It took nearly everything in you to not immeadietly retort but just like the night where you were at the party; you tried to fully hear him out since this was apparently one of the few times he was being civil.
“So Madison gave you advice and you actually took it?” You said while laughing softly. Trying to lighten the mood since Michael seemed to be brooding.
Michael didn’t laugh back but instead his gaze flickered up to meet yours for a moment. The corners of his mouth upturning in a shallow smile that only lasted for a few seconds.
“I did because it made sense.” He said, his tone still remaining serious. You noticed how careful he was being with his words.. something that was typical for Michael to do but this time it seemed a bit too deliberate. You wanted to ask what exactly Madison even told him to do but.. that felt wrong. “It was also the right thing to do.. Being close to you is something I should’ve done a while ago, probably immeadietly-“
“But what’s in the past; stays in the past. And since your so adamant about being close to me.. we can always try now,” you cut in.
Michael continued to sit a good distance away from you; you thought it was ironic how he could talk about wanting to get close with you but wouldn’t dare to move any closer. That thought made your pride a little bit too happy.
Right before he could open his mouth to say something; his phone rang. The sound suddenly earsplitting and blaring but Michael didn’t bother to flinch. Instead he stood up and answered his phone.. making sure to nearly trek across the apartment before he said anything into the phone.
You stretched and casually examined him as he talked, you had a feeling who it was on the line..
After how tense things were with Mallory - you knew they probably weren’t going to be on friendly terms anytime soon.. especially in front of you. And judging by how.. oddly relaxed he seemed (yet timid when he caught your gaze and realized you were staring), it had to be one person.
You were about to sink back into the couch and try your best to not speculate what they were talking about, but before you could fully turn - you realized Michael was sauntering towards you.. clearly still on the phone.
Oh fuck.
Before you could ask what was wrong, the look he gave you alone ushered you to silence.
He quickly held the phone away from his ear. A quick glance at the screen confirmed that the call was still active.
“You said you forgive Madison.. right?” He spoke lowly. His words barely audible, more so mouthing the words than actually speaking them.
You looked at him with a expression you’re sure looked as if you were furious but you were really just completely confused. You wanted to ask but.. there was no time if she was on the phone, but knowing what you were about to get yourself into would also be nice to know.
His eyes had since lost the sharpness that had nearly cut you earlier, instead swarming with urgency and a bit of panic.. It had to be Madison. The only person that could ever have that effect on Michael was Madison.
You simply nodded in response. Not trusting yourself to speak quietly outloud but you also didn’t exactly trust your response because it wasn’t exactly truthful, but Michael seemed to be level headed.. for now.
Michael immeadietly turned and held the phone back up to his ear, this time staying in closer proximity and within ear shot. Putting on his shoes as he continued to hold the conversation he was having.
“Okay
...
So when are you coming?
...
Great, see you then. . . Bye.”
If you didn’t just hear the words that you thought you had heard.. you knew under normal circumstances your heart would’ve ached when you realized how Michael hesitated before he said goodbye, most likely catching himself before he said ‘I love you’. Instead though, you felt a gruesome wave of nausea suddenly rise through you.. urging you to shakily stand up and speak without thinking.
“She’s coming to see you?”
Michael barely gave you a second glance as he turned around and started to head for the front door of the apartment.
“Yes. You’ll be seeing her too, don’t worry.” He spoke before he quickly let the door shut behind him.
You continued to stand, utterly speechless.
Part of you wanted to run after him and the other part merely wanted to scream in anger that he had already made fucking plans but instead you felt numb. Numb and calm.
You returned to your bag and unpacked, trying your best to not let your emotions consume you like they previously had too many times.. until you finally broke down and called Mallory.
Taglist: @michaellangdonstanaccount @langdonsexual @jimmason @blakescoven @dark-mei-rose @9layerdevilfoodcake @prophecy-is-inevitable @matildaofoz @beautyiswithinchaos @frenchlangdon @king-with-no-crovvn @melodylangdon @littledemondani @langdons-pinkyring @celestialrequiem @sojournmichael @mindlesschicca
Let me know if u would like to be added or removed to the taglist!!
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obsessive-ego · 4 years
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Beetlejuice jerks it while watching you sleep
Musical beetlejuice x reader
Nsft
Masterbation voyeurism you know how I am at this point
"Well, I'm turning in" you mumble trying to suppress a yawn.
Another movie night with beetlejuice ran longer then expected, removing his arm from your shoulder, he grunts in protest, you weren't exactly the touchy feely type, but it was too hot to not take advantage of his cold body, it's not like you could afford air conditioning.
"Come on babes it's only 3am" he pleads "and besides you have the day off tomorrow, come on sweets, humor me" the ghoul pleads
"Sorry, I feel like im gonna pass out, dont wanna be an inconvenience and fall asleep on you" you shrug "night"
And with that you lock yourself in your room
Beetlejuice huffs, it wouldn't be an inconvenience, it would be a delight, it was such a pain that you needed to sleep, and how you insisted to sleep in your bed, he was enjoying having you pressed up against him, a wonderful agreement of him stealing your warmth and you cooling off, oh how he loved summer, between that and short shorts, it was heaven, or as close as a born dead demon was gonna get. He had no issue with having you pass out on the couch with him, you've done it before, it was great material for teasing you.
Laying on the couch staring at the ceiling, the ghoul didnt want to continue watching movies without you, it was more fun with you, you love horror but were incredibly jumpy about it, it was hilarious, such an odd, fun breather.
The ghoul huffs through his nose, rubbing his jaw, remembering the day you sucker punched him when he scared you, you produced such a beautiful scream, but that punch, you were scared but you still took a swing, and that almost got his heart pumping again. He chuckled, you were an odd one, a sexy, odd, fun breather, pulling back his sleeve the ghoul pretends to look at a watch that wasn't there.
"That should be long enough"
He rises from the couch and heads to your room, the ghoul phases through the door, his timing was perfect, you were out cold, the demon made it a habbit to watch you sleep, he found it cute, since he didn't need to, he enjoyed watching you, how defenseless you looked, it warmed his dead heart that you trusted him enough to be like this with him around, it took forever to get you to summon him into your home, even getting lydia to help convince you.
"You were tired, weren't ya doll?" He whispers floating over to lay beside you.
Laying next to you, floating over the covers, he watches you, how your lips are slighting parted, how your chest moves up and down, he loved it, the simple things of being alive.
You turn to face him, beej flinches at that movement, but regains himself when he sees you're still asleep, yeah you know he's a creep, but the ghoul didnt exactly want you to wake up to him staring at you while you slept, youd probably banish him in disgust, you liked beetlejuice and he knew it, he just wasnt sure on the extent, yet.
You mumble something unintelligible, like you always did while sleeping, beej chuckles "what are you dreaming about sugar? Is it me?~ you dreaming about your old pal mr beebleboose breaking that cute pussy of yours? Or are you more of a back dorothy?" He bites his knuckles to avoid laughing too loudly.
...
Hours pass with beetlejuice staring at your sleeping form, laying next to you, he begins to grow bored, leaning in closer to you, he takes in your scent stifling a moan, you smelt so good, his clueless, breather, you had no idea how badly he wanted you, you took all of his come ons as jokes, and would even counter every lewd joke he tossed at you with one of your own, the two of you would be back and forth with lewd come backs until beetlejuice inevitably won, leaving you a mixture of embarrassed yet laughing, such a beautiful sound.
Unbeknownst to you beetlejuice had used you as jerk off material since the day you met, your scent was enough to get the motor running, hell the amount of times he would disappear while the two of you were hanging to rub one out because of you were more times then you had fingers, hell the way you laugh at his antics was enough to get him hard.
He was a very sexual being, but yet he also had a soft spot, he wanted to hold you close, Kiss you softly too, he looked forward to your guy's movie night, when it was just you and him enjoying each other. But it goes without saying he also wanted to pound you senseless into your mattress, wanted to hear you shout praises on how good he made you feel, above all he wanted you to cling to him, to say 'beetlejuice, I see you, I accept you, and I fear for my safety around you'.
He couldnt help himself as he begin to palm himself through his pants watching your sleeping face, you were perfect for him, fun, yet sensible, you always had time for him, you would never up and leave him, and of course that sweet body of yours didnt hurt.
"Such a cute face, such a sweet breather, you have no idea what you do to me sugar" he whispers as he frees his cock from its prison, lazily stroking his hardening shaft.
"I'll crack you one day sweetheart, have that sweet body of yours bouncing on my cock sooner then youd think babes~" he whispers
He begins to pick up his pace, still lazy in his strokes, he was in no hurry, he knew you were a heavy sleeper, and would sleep till noon given the chance.
He hums to himself staring at your face, keeping a steady pace with his strokes "I bet your hands would feel alot better huh sugar?" The ghoul begins to drool at the idea alone, how your soft hands would start off gentilly stroking his cock, then maybe youd add your mouth, kissing the tip, the demon's thumb begins circling his tip, smearing his precum around, biting him knuckles trying to suppress a moan.
If you could see him now, drooling, wild eyed, electric pink hair so bright he basically illuminates the room, a hot mess, all because of you.
"Oh y/n, my sweet, clueless breather, I would love to slip into that mouth of yours, and feel how warm and wet it is" he groans picking up his pace
"Of course I'd return the favour sweets, would love to finally get my tongue in that pussy, if your panties are any indication, you're gonna taste really good~" he coos the image of you jerking him off while sitting on his face, ever so often bending forward to give his cock a kiss or nice long lick, was a personal fave of his especially if he had a freshly worn pair of panties handy.
You mumble more unintelligible nonsense, as you shift a bit in your sleep, the ghoul freezes at this, stopping his strokes immediately, watching you closely to see if youd wake up, you didnt. The ghoul never really bothered to mask his presence when he did this since you were normally out cold, and the thought of being caught was always a nice thrill, to have you wake to see your undead pal pleasuring himself while staring at you, Beetlejuice liked to imagine how you would be flattered at the scene and would be so turned on by it, youd ask him to fuck you till you couldnt walk. Despite this beautiful fantasy the demon has woven, he knew in reality if you were to catch him doing this, youd be sick to your stomach and would never want to see him again.
He sighs, floating from your side to hover above you, since you turned to the face the ceiling. The demon returns his attention to his shaft, his strokes now, amuch harsher pace
"Y/n, that's it sweetheart, you like that? Naughty thing" he mumbles chasing his orgasm, the image of taking you missionary style as he looked down at your sleeping face, oh how he imagined you would shout your praises on how good a lover he was as he would pound into you like there was no tomorrow.
"Fuck, I'll take anything sweetheart, I want, I need ya, fuck, any position you want, anytime, fuck y/n" the ghoul babbled, his strokes now at a punishing pace, he wasnt gonna last much longer, beetlejuice leans in close to your face to get another nose full of your sweet scent, and with a muffled grunt, he came all over his hand and your blankets.
He sits up, still floating above you, slipping his now soft cock back into his pants, wiping his come covered hand on his pant leg, electric pink hair returning to its green hue, beetlejuice glances down at the mess he left on your blankets he smirks. The ghoul snaps his fingers and another blanket appears on top to cover the cum covered one, looking back to you, still dead asleep, beetlejuice leans back into your face and gives you a soft kiss. "Sweet dreams sugar" he whispers, you only scrunch up your nose in response, beetlejuice chuckles.
The ghoul floats over to the chair in you room and makes himself comfortable to continue watching you sleep, he's a creep, hes got a reputation to uphold, plus watching you sleep from a distance is less creepy.
Bonus
10am your phone's alarm goes off, with a groan you reach out and turn it off, sitting up, you scream, seeing beetlejuice sitting at the end of your bed with the suggest grin.
"Morning babes" he smiles
You frown "were you there all night?"
"Pretty much"
"Fucking creep" you mumble
Beetlejuice jumps to his feet and takes a bow "thank you sweetheart, you are too kind" the demon flinches when he looks back to you to see you staring at the extra blanket "Oh! Yeah, you looked cold last night, and you breathers being super sensitive, thought I'd help you out, and make sure that sweet body of yours was nice and warm" he lies
Beetlejuice was unpredictable, and a wild card, but that was straight up weird, and yet, sweet.
"Thanks" you mumble, a tad embarrassed at such a sweet gesture.
You slide out of bed "do you want some coffee?"
The ghoul nods and follows you to the kitchen, pleased as punch that you believed him.
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coralstudiies · 5 years
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hello everyone! I got an ask from an anon asking for tips on time management so i decided to type this out before school starts heheh…
poor time management and procrastination, unfortunately, plague just about all of us lol. people with a short attention span (like me) and who are pretty much always on their phone (me again) and who hate scheduling are the most susceptible to these.
over the years i struggled with time management(studying the night before the exam 🤙🏼) but! these are some tips that have helped me in scheduling, avoiding procrastination and improving time management.
1. Write it down
as always, we’re starting with BEFORE the actual task. write all tasks, assignments, projects and homework, test dates down somewhere (notebook preferably so that you dont lose it. it doesn’t have to be your bujo and you do not have to start a bujo for this specific reason!!!) and write the deadlines. this is subconscious pressure to do work once you get home. also, since you can see everything, it’s easier to schedule it out later
2. Use travel time
i cannot stress this enough!!!! sorry that it appears in all my tips posts but it truly is very useful. for short commutes, review the content you’ve learnt so that when you start on your homework, you’ve already got the hang of it. ie you dont struggle to understand the chapter and be put off from finishing your work because you hate it. long commutes can be used to complete work itself. i like to place some books and a file under my worksheet while i write (if i have a seat lol) or you can take this time to plan your time in greater detail
3. Actually plan your time
you dont have to fancy it up with like, brush pens and highlighters. just do something on google sheets or excel. divide the day into appropriate blocks of time.
for me, since i use a focus timer (50+10 or 100+20, rare cases i do 120 with a long break after that) i keep my days in 1hr blocks. so i’d block in about 1hour after i reach home to chill, clean up and so on, 2hrs for homework and the remaining time can be divided by hour/2hours to complete my work. you can tweak the timings to work for you but so far this one suits me pretty well.
4. NEVER RUSH YOUR HOMEWORK AND REVISION WHEN PLANNING!!!!
i repeat, never rush. because when you give only, say, one hour to review 3 chapters and you fail to do so within that time limit, you feel demoralised and hence, will not want to work more. this is a very common issue i believe. sometimes i would rush revise and when i couldnt stick to the timelines, i’ll feel so defeated that i’ll probably binge watch youtube to cure my self-pity LOL
give yourself an ample amount of time. Assign one or two hours a day as ‘delay time’ (this was my free time) so that you can catch up on anything that unfortunately, you couldn’t finish. Assign one day of the week to be the ‘delay day’ -- anything that you cant finish the week before, do it now. this means that you can still ‘save’ your plan even if it screwed up somewhere along the way. it works wonders, believe me! i used to have ‘delay hours’ after training where i would (ahem sadly) study from 2330-0030 if i needed to. while i was tired, i always got my work done.
5. Prioritise
this one needs no explanation. i usually choose which task to start on based on a combination of deadline+importance+graded/non-graded. i start early for graded assignments because they count towards my semester’s final grade and i want to hand up the best quality work i can. find a system which works for you! note: start project work and large assignments early.
you can assign simple tasks first to start the ball rolling, and proceed with harder tasks.
alternatively, if you’re at your prime focus, start with the hardest and scale down to the simple.
6. Make good use of holidays + Wake up early
ok i used to game a LOT and go to training a LOT (still happens now lol) during holidays but i wouldnt get any of my holiday work done.
do your holiday homework first. schedule your time well, and maybe stay home and resist the urge to go out for the first 5 days. finish all your work (again, schedule well) with breaks in between.
thereafter, schedule maybe 3-5 hours a day to revise. if you’re going out with friends, i’d suggest you wake up early to study because once you come home you’re usually dead tired HAHA
so how early is early?? during my o levels study break i would wake up at 0330 (yes, for real) but i slept at 2130 every night. so thats 6 hours of sleep wew but AT LEAST i was very productive. think about it this way: waking up early to study at 0330 makes you more productive than studying till 0330. you don’t have to wake up THIS early, but preferably early enough when the sky’s still dark so that you can fit in those extra hours. DO NOT sacrifice sleep. that’s why you can see i’m still sleeping my usual amount, albeit sleeping and waking earlier.
more perks of waking up early: its quiet outside, the air is cool, your mind gets into the ‘get shit done’ mode, and if you absolutely have to use your phone to search something up, your social media probably won’t be pinging. in other words, early mornings are actually a great time to study! remember to eat something though :>
7. Remove all distractions to prevent possible procrastination
YES i know this is the dreaded one. lock your phone somewhere inconvenient and put the key outside your room. or if you don’t lock it make sure your phone is far away from you as possible. please i know how deadly your phone can get so just put it away.
if you find yourself drifting away and looking at something else, remove that.
alternatively, change up your study environment. you don’t have to go to the library or something (you can if you want to). this is as simple as studying in a different part of the house. a new environment helps to ‘prick’ my mind and help me ignore distractions. i dont know if this is scientifically proven but oh well, worth a try.
8. 2-minute rule
this is something i picked up from @studyquill! it’s pretty helpful (although i was skeptical at first). Tell yourself you’re only going to work for 2 minutes, which helps you get into the workflow. chances are you’ll get so into it (ok not in an excited but rather in a determined way) that you don’t feel like stopping.
if you’ve had a long day and after 2 mins you still don’t get any momentum, just stop and take a 15 min break. that means you’re really too tired and there’s no point in forcing yourself to complete your work.
9. Use reminders
set reminders on your phone for the tasks you need to do. for example, if you’ve planned to start work at 1500, set the reminder to ring 5 minutes before so you have time to gather all your stuff and ready yourself to do work. no excuses!!
set reminders for your breaks as well! those are equally important.
10. Reward yourself
if everything you need to do is done, give yourself a pat on the back. have you been extremely productive? great, treat yourself to your favourite drink/snack. honestly i feel like many of our brains function on the ‘reward’ system. if we reward ourselves for a job well done, we’ll be more willing to complete tasks and stay on time in the future (the brain thinks there’s a reward coming)
remember to take care of your mental health as well! this is one good way to ensure you don’t end up mentally exhausted.
Apps to help with time management
1. Tide - focus timer, meditation, beautiful and calming soundtracks (my fav!)
2. Pendo - everything in one tbh, schedule, to-do list, journal etc. (my fav too!)
3. Forest - focus timer $$$ (free alternative: flora)
4. Donut Dog - focus timer
5. Todoist - minimalist to-do list
6. Minimalist - minimalist to-do list
7. Google Calender - your entire schedule
8. Todait - smart study planner
a quick search will bring out many more! note these are all available on iOS but i’m not sure about google play. you don’t need everything to be productive. i rely only on Tide, Pendo and my iPhone calender and reminders. It’s less about having many ‘tools’ and more about how you properly and wisely utilise them to boost your productivity and manage your time.
also i don't think pendo is very well-known?? so this is how its interface looks like for 'Notes':
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it's pretty, simple and clean and there are several themes to choose from! i rly like it omg HAHA (not a promo)
alright that's all! hope it helped :>
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princessselene126 · 5 years
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Hey yall, emotional abuse, physical pain (not self harm, just illness pain), brief mention of periods, and shitty parents tws coming up.
So i generally try to keep my personal life off here unless I won’t be posting for a while and want to let you know why (like i did with my ear infection.), but I’m having a really bad week and a half and desperately need to vent. Feel free to completely ignore this because I don’t expect anyone to respond, I just need to get everything off my chest--although any suggestions as to what the fuck I should do are more than welcome.
My dad and stepmom have been controlling any emotionally abusive for pretty much my entire life--because you know, abuse doesn’t just start randomly and it’s not something that you can easily fix.
Anyway. When I went home for my ear infection, my stepmom got kinda mad about it. Mad might be the wrong word, controlling is probably better. I didnt tell her or my dad that I was coming home to see the doctor for a few reasons:
I knew if I told them, they’d tell me i should tough it out and go to class
They’d say that i was being over dramatic and that it couldn’t possible hurt that bad
They’d ask why I couldn’t have seen a doctor in Milwaukee (where my college is and 1.5 hours from home), why I needed to come home for something like that.
So I didn’t tell them. While I was home my stepmom texted me asking how I was doing. At the time she didn’t know I had an ear infection or that I was home, so of course like the idiot I am, I was honest and told her I came home sunday night. Seriously I think honesty is my fatal flaw. She, of course, asked why and I told her that “I cant think right now, let alone take a bus somewhere I’ve never been before. I tried to get into the dr at school, but they dont have any openings until wednesday.” I was able to get into my doctor at home on monday, two full days before I would have been able too at school, so it seems logical that id go home right? I couldnt hear out of my right ear anyway, so it’s not like I would have been able to pay attention in class and actually learn anything. 
She drops it or that day.
But my stepmom, being my stepmom, of course texts me back a few days later (fthursday or friday i think) because she thinks that I should have tried harder to find a doctor here. She said, and I fucking quote this entire goddamn text 
Hey so I just want to clarify with you ... you could have gone to a dr there you know? You guys didn’t have to come all the way home and back. good lord. Just find a clinic thats an urgent care or er. you might have had to pay more out of pocket, but so what? And you have 2 insuraces, so that wouldve helped more too. Just saying. So I thought I’d let you know instead of doing all that craziness back and forth. Make it easier on yourself next time kiddo.
And this has me fucking livid because:
I literally explained to her why I didn’t find someone in Milwaukee days before. 
She’s insinuating that it’s too inconvenient for my mom to come get me.
And my stepdad had off on tuesday, so he gladly took me back too school. No questions asked. No complaints. He even bought my antibiotics for me (which I was totally prepared to pay the $10 for myself) before we left.
She’s talking down to me as if I had no idea that I could do this.
I can’t afford to pay more out of pocket right now, even if I might (read: MIGHT) get reimbursed for it later.
Going home literally WAS making it easier on myself.
So I send a screenshot of this text to my mom of course, and she replies almost immediately just going off. My mom and I havent always had the best relationship (she has some emotionally abusive habits too, but she knows about most of them, acknowledges them, and tries her best to fix them), but I know that she will always be there for me. She’s that person who will drive an hour and a half just to come make sure someone is okay, and she has done so 2-3 times in my 2 years at college. She doesn’t care if I’m 45 and living on the other side of the country, she will drive or by a plane ticket to hep me if/when need it. So my mom is beyond pissed off that my stepmom would ever imply that coming to get me, take care of me, is an inconvenience.
I reply a simple “i know” to my stepmom, because I know better than to give her a long winded explanation. She’ll just come back at me with an even longer block of text basically telling me how wrong/stupid i was to not just see a dr in the area.
And of course, of fucking course, she replies with a long block of text anyway basically telling me the same fucking thing. She does this several times and I keep doing the “i know” “yeah” “okay” thing because I just didn’t have the fucking ENERGY you guys. 
But then she says 
my goodness you’re a peach sometimes. Just trying to help and maybe you guys didn’t think of that. 
So by this point in time my patience was completely GONE. I have absolutely none left. I know when my stepmom calls me a peach it’s just her “nice” way of saying “you’re being a fucking bitch.” ((Keep in mind this entire time I was taking screenshots and sending them to my mom so she could be mad with me.)) And so I fucking went off in the nicest way possible. I tell her
no, you’re trying to be in control of the situation that had absolutely nothing to do with you
I was going to just try going to a dr the next morning, but then my mom called and I was crying and she asked if I wanted to come home, so I said yes. It wasn’t an inconvenience to her, though it feels like you’re trying to make it seem that way. And [stepdad] had off so he was easily able to take me back.
I’m not an idiot, im an adult fully capable of doing things myself. But i also recognized that I needed help and accepted it when my mom noticed I did as well
Because yes. I was in so much pain that I was actually crying from it. I usually have a decent pain tolerance (horrific period cramps will do that to a person), but for some reason whenever I say that I’m genuinely in pain my stepmom never seems to think it could be “that bad.” And... that’s exactly how that went. I was soooo prepared to just tough it out and wait until Wednesday if I absolutely had to. But then my mom called and I may be 20 years old but there are those times when you’re an adult and you just need your parent. You need your parent to tell you it’s going to be okay. You need your parent to hold and comfort you. You need your parent to take you to the dr. And for me this was one of those times. I so very rarely ask for help but this time i needed it, and there’s no reason for my stepmom (or anyone) to make me feel like I should be ashamed of that.
So she said something brief to that and I didn’t reply back. Ne next moring she sends me another text starting off with something along the lines of “I’m hurt by how you treated me last night...” and I didn’t read the rest because I knew it would make me mad. I did, however send a screenshot to my mom again.
The next day I call both my mom and my paternal grandma to talk about this entire conversation.
My mom thinks that I should cut off ties with them for at least a few months because this has been overwhelming me so much. I agree with her, but I’m concerned about my younger siblings (not that they’ll get hurt or anything, but that I won’t be able to see them) and also my aunt is getting married in may.
And my grandma was livid too. She’s never liked my stepmom because she’s always thought that she’s treated me like shit. (For a long time i mistakenly believed that my stepmom was a better person than my mom, but I was an impressionable child/teenager then). My grandma and I talked about times when stepmom made me feel bad about myself or treated me as lesser than my half siblings. And my grandma agrees that I should keep my distance, but she asked me to not cut ties, and to keep a decent amount of peace, until after my aunt’s wedding.
Which I understand. I get it. I love my aunt a lot and I truly dont want to cause any problems at her wedding, she deserves the world. But at the same time I don’t know how much longer I can take this you guys. I’m supposed to go to a water park for a night with my dad, stepmom, and siblings during my spring break (it was a christmas present from my dad to the family) and I’m absolutely dreading it. I don’t want to go. My mom says I should just lie and say I have to work, but again, fatal flaw here is honesty, so I don’t know if I’ll be able to do that. I want to see my siblings too, but I really need to start taking care of myself.
I’ve spent far too long worrying about my family even after not living at home for the last two years. I need to take care of myself. I do. But I honestly don’t know how to do that without causing a family feud in the process.
And the reason this was all triggered again today (after not having talked to anyone on my dad’s side since saturday) is because I got a call from a random number while I was in class today. It was a call from my home city and whoever it was left a voicemail. In the back of my mind I started worrying that it was my dad and that he wanted to talk me into not being upset with my stepmom (he’s a terrible person too but that’s a rant for a different day).
I have yet to listen to it because the idea of talking about this with him makes me nauseous. At the same time, not knowing who called is making me overwhelmingly anxious. I don’t know what would be best:
Ignoring the voicemail, or listening to it and potentially having to talk to my dad?
Toughing out being around my family until after the wedding, or risk causing a family feud by cutting ties?
I just... I’m so lost you guys.
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neotericbitch · 6 years
Text
a sequel to DarqAnon
part the first
It’s quite abusive, there I said it, how you’re allowed to force a ritual onto a child, whether it be reciting an anthem or staring at the sun, before their brain has developed enough to comprehend the significance. In fact, doing so makes it more likely that as the child grows up, they will never truly find meaning in the action! How sad is that? I’d never force anything on my son.
Growing up, staring into the sun was something I never understood. For a long time I didn’t, I couldn’t conceive of the satisfaction or happiness my family derived from it. It meant something to them, so they tried to teach it to me, but it never meant anything to me. I understood that the sun was their god, but because I never truly believed, I couldn’t grasp how or why it would be important to them to stare up at it, burning their eyeballs out of their sockets. Their god was sending a clear message, do not look at me. Why would they do it anyway?
Oh, but - do keep in mind that that’s all in the past. I understand now. I understand perfectly.
Valkyrie Cain has the most brilliant black eyes. Truly, her every feature is marvellous, her sharp nose, her expressive mouth - but I always go back to the eyes. For Crandall, it’s her hands. They’ve shared many times over many meetings, to the point where I find it very annoying, that they want nothing more than to feel her hands on the sides of their head before she crushes it. I think it’s a nice little fantasy to have, just stop telling us about it. I have only ever shared what I wanted two, maybe three times. That’s an acceptable amount of times! Any more is overdoing it, Crandall! Crandall, I know you’re listening. I’ve been able to feel it even when a very good Sensitive is in my head, Crandall, and you are not a very good Sensitive.
Beside me they turn their head away. Why would they want to listen to my thoughts, anyway, when Valkyrie is here? I suppose I understand their hesitance. Darquesse, goodness - Darquesse wouldn’t stand for anyone hearing her thoughts, absolutely not! To attempt it on her would be a high offence. But Crandall, if you’re still listening, I’d say go ahead for the time being. Darquesse isn’t here. Not yet.
Looking at her, it all makes sense. I want to call up my mother and tell her I understand, I understand wanting - needing! - to look at something, even if it does not want you to. The sun may try to blind you. Valkyrie may glare and scream and curse. But you simply cannot look away.
I cannot call up my mother, of course. She has been dead for a hundred years, and I’m busy right now - and I don’t think there’s mobile phone reception here anyway.
For this week’s Thursday meeting, 6 to 7:30, we have made a temporary move from the community hall to the vault, generously donated for DA’s use by Nicki, who we had to murder. Dear girl, she didn’t want to let me hold the meeting here this week. I suggested it at the end of last week’s meeting and everyone was very excited. A hundred meters beneath the spot where Darquesse opened her portal to another dimension and disappeared - we’re so lucky to have this place! Of course everyone wants to come here whenever we have the opportunity! But Nicki said no. Nicki said to me, “Isserley, these meetings have been really great, you are a good organiser and I’m very happy to have met everyone, but I think what you’re planning is wrong. Please return the vault key to me.” So we had to kill her.
And here we are tonight, and I almost wish Nicki were here so I could say, to think you didn’t want this! The meeting is going very well, I think it’s our best one yet. 6:40 and we’re just about to finish setting up, we’re a neat little group of people. We won’t go over time at all! I’d like to say that I, being an incredibly organised person, have been a good influence on my fellow DA-goers.
Salma finishes painting the symbol on the ground. Her designs are ugly, but she has a steady hand and knows how best to use the petrol paste, a very special concoction. No one else could have done this job - though I must admit, I am a bit envious. Easy, Isserley! Remember, your job is the most important. Without you, this wouldn’t work. Without you, Valkyrie would not even be here.
Salma reaches for Valkyrie. She thrashes wildly - and I can’t say I blame her! I wouldn’t want Salma to touch me, either! Haha. But it really won’t do for her to behave this way, we really need her complete cooperation, so I motion to Respite at the wall and he turns the crank, tightening the chains attached to the bound cuffs at her every limb. She is pulled tight, and by the sounds of it it’s not a very comfortable experience, but now she is tense and mostly still - perfect for Salma to draw the symbol on her wrists and stomach.
She puts up a hell of a fight when Respite disconnects the chains from the wall and reconnects them to the floor, at each corner of where the symbol has been painted so she is now seated in the centre. I can’t help but smile! She reminds me of one of those beautiful shrine maidens. If only I’d thought of that earlier. I would have put this off one more week and gotten an outfit made. But the clothes she put on herself this morning are more than lovely. Darquesse will like them. Darquesse will like being back.
Valkyrie keeps straining and trying to get up, the poor dear! I wish I could go over there and pat her face, like I used to pat my son’s when he was resisting me - I wish I could tell her everything will be alright. But I know, even chained and without magic, she could certainly find a way to kill me if I were within reach. And I don’t want her to kill me until the ritual is complete, of course! Otherwise what would be the point?
“I don’t even know,” Valkyrie growls - what a good word for it! Indeed, she is doing her very best to sound deep, dark and scary. Soon it will come naturally. “I don’t even know what you think this will do. It’s not a full moon, or a blood moon, or any kind of moon. It’s not a magical day, it’s not a holiday, it’s not even a day that means anything to me.”
It’s my birthday, but don’t tell anyone that. It’s my special little secret, my gift to myself.
“This sigil is totally made-up. It’s not going to do anything.” She tries to raise her hand to her face to wipe off some sweat, but the chain is too short. “Let me go and I’ll make it quick - because when Skulduggery gets here, he certainly fucking won’t.”
I crouch down to be on her level, and I’m filled with such...reverence. I understand. I understand. This is what I was supposed to feel kneeling in the sweltering heat for hours on end. I’m glad I feel it here instead.
“You will kill us,” I say. “But we’re not going to uncuff you, you’ll do that yourself.”
“What are you talking about?” She is so exasperated and so irritated and so wonderful. “These cuffs are bound. It doesn’t matter how great you think I am, I’m not that strong.”
“You will be! You will be.” In the corner of my vision I see Salma fidgeting. Salma!!! You’re ruining this!! To make her stop, I gesture at her so she can speak and stop annoying everyone with her movements.
“The sigil you’re sitting on,” she fires off in her horrible, grating voice, “and the sigils that are on you are my own designs. Just because you haven’t seen them before doesn’t mean they won’t work. They’ll work.” Her lip trembles and she bows her head. “I’m sorry you don’t...believe in me.”
Valkyrie stares for a moment. “You’re completely nuts.” Nuts! Aah! That’s the word I use to describe her! How exciting!
“They’ll work, I swear. I promise. We only need to activate them, and...” Salma looks to me. Unfortunately, I have to stand up now and go back to looking down on Valkyrie. It’s okay, though. It’s okay. Soon she’ll be looking down on me.
For now, she doesn’t look at me at all. She looks down at where she’s put her arms on her knees, wrists facing out. Perhaps Supreme Mage Sorrows once gave her a lesson on what certain strokes can mean, perhaps she’s trying to work out how to counteract our symbol.
She’s fabulous and smart, yes, but she won’t be able to work it out. I am confident. I snap my fingers, summoning a bright, orange flame into my hand. She lifts her head, looks me directly in the eye, and I smile widely. Very widely. Not widely enough. I hope, before Darquesse kills me, she at least takes the time to appreciate what I’m doing for her. I hope she recognises how much I love her. No - I don’t hope. I know. She will. She must.
I take a step forward and crouch again, reaching my hand out to the edge of the symbol on the ground. My flame will catch onto the petrol paste and spread immediately. Valkyrie will be burned, but only a little bit! Just a little bit. Long enough for the fire to catch the symbols on her skin, and she will be protected - and Darquesse will be summoned back into her. She will be complete again.
Before my flame touches the paste, Valkyrie shoots her hand out and smudges the line, which gives me just about the fright of my life! Thank goodness I have such incredible reflexes, otherwise I wouldn’t have jerked my hand away in time. The paste would have caught on fire and surely burned her to death! She rubs her wrists together, wiping away the symbols written there, then kicks her legs out from under her so she’s in a more traditional butt-to-ground position, but that means she’s made the ground symbol worse and displaced dirt into my face.
It’s hard to love her when she has literally blinded me. That whole thing about the sun and everything, it was more of a metaphor. I still love her of course! I’m only taken aback. Anything I may say as I fall backwards isn’t really my fault, since she’s the one who kicked dirt in my eyes. It's more of my reflexes. I never would say anything of the sort to her under normal circumstances. Never.
“You bitch!”
What an inconvenience. I don’t get to see any of what happens next! I only hear the door flying open and gunshots, the sounds of my people yelling and trying to fight. Punches, kicks, bodies falling to the ground. When I hear Salma scream and feel her blood land on my face, I can’t help it! I can’t help it but think, serves you right for putting a cent in the collection tray every week!
“Skulduggery, the-”
“Valkyrie. Are you alright?” Is that him getting on his knees? Maybe he understands after all. “Are you hurt?”
“My skin’s burning, let me loose so I can get this shit off me. The crank on the wall, I think that controls the cuffs.”
I roll onto my side and wipe the dirt from my eyes. I hear Pleasant at the wall, turning the crank back and hitting the release. It’s terribly uncomfortable, but I can open my eyes and see well enough - and what I see is Crandall dead next to me! It’s such a shock, my heart skips at least three beats. That rotten Pleasant. What a barbarian. I lift my head as carefully as I can, so I won’t be noticed. Valkyrie has lifted her shirt to get the symbol off her stomach and cannot see me.
This is so unfair. I put so much work into this plan. It was so hard to trap her! I was going to bring Darquesse back. Me. Not Crandall, not Salma. Not Nicki. Her black eyes would have bored into my skull and killed me and I would have been good and happy. Huh! Maybe I'm not too different to those Faceless worshippers who go blowing themselves up in public places.
“Isserley. I thought that was you.” Pleasant. Pleasant is talking to me. “How have you been?”
Valkyrie snaps her head up at him. “You know her?”
“We’ve seen her in the High Sanctuary.”
“Jesus. Is there anyone you don’t remember.”
“No.” He reaches out and wipes the rest of the symbol off her stomach in one motion. I have dirt in my eyes but I see how her tummy kind of curls in a bit as she drops her shirt down.
That should be me. That should be me. I love her more than anyone. I burst into tears.
“She tried to set me on fire.”
“I think a list of people who haven’t tried to set you on fire would be shorter than a list of those who have.” I hear the clink of handcuffs. “Come on, now, Isserley.”
I let my head drop back onto the ground and stare up at the ceiling. I do not take one more look at Valkyrie. I’m not worthy. I’m not worthy. I failed. “Why don’t you just kill me.” I’m not even aware of myself saying it, to be honest! Just one of those things that...slips out...
“She makes a good point, Skulduggery.”
“Can’t be done. We should leave at least one cultist alive to arrest, so why not take the woman in charge?”
“How do you know she’s the one in charge?”
His terrible skull fills my vision as he looks down at me. You know, hearing him talk this much at one time has jogged my memory. And he does happen to wear very beautiful suits. My mouth falls open. “You’re-”
Valkyrie was startled for a moment by the sudden gunshot. Shoulders tensed, she looked over to Skulduggery standing over the woman, gun still pointed into a face that didn’t really exist anymore.
“What made you change your mind?” she asked as he put the revolver away. Skulduggery came over to her and brushed some hair out of her face, went back to fussing over the injuries she sustained on her way here.
“Too talkative,” he said, and she laughed and teased him about being a hypocrite.
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trpg-dingusmaster · 7 years
Text
druid rescue
Todays DMs was running DarkSun and we started almost an hour late because a new girl is joining the group instead of the usual reason- two of the younger players bickering.
the new guy, the halfling in this game, showed up and so did one of the older players, I cant think of what his character is right now, though I got the distinct impression he just wasnt feelin it tonight. I think he mostly showed up to catch up with the other older player and find out about the sunday game.
the new girl is playing a druid which was very handy for the dm because all she had to do to seamlessly add her to the game was to switch out the npc druid we were going to rescue anyway with the new character. I suppose it was nice for the new girl too maybe? She got a pretty good set of time just to observe the group and stuff? I dunno if shes played any games like this before, and she seemed kinda shy or at least very unsure of the group? so the observation period while we formulated the rescue hopefully gave time for acclimation? 
When we last played we went to this dwarf village, trying to make sure they weren’t going to die from poisoned water. the local elven town/fortress was cultivating toxic plants around the oasis- the plants leeched into the water making it deadly to anything non elven- animals included. the dwarves did not receive us well but our cleric gave them like 30+ gallons of water and purified everything they gathered from the poisoned oasis so they eventually decided they were ok enough with us.
they told us they used to work with this druid who would keep the oasis clean for everyone but eventually she just disappeared, turns out the elves kidnapped her and had no intention of releasing her unless the dwarves picked up and left. the dwarves didn’t have much intention to do that as they built their village there so they could uncover the remains of a much older dwarven settlement found there. We agreed to help and rescue the druid.
they gave us a “metal short sword of cure wounds”? we are pretty sure none of us can use the sword as an actual weapon though, I might be able to because of my class and if we have a rogue they should be able to. the dm mentioned some classes are specifically able to use it without an extra skill. I brought it up to her, “ I think because my class is psion I can use it? this pdf says short swords are possible starting equipment for me? I assume that means I can use it?” but she was just like: ”everybody is psionic, its darksun.” and I dunno what to make of that. she’s been pretty snippy with me the last several weeks I’ve gone so I dunno if this was that again or she just misunderstood what I meant?
the halfing took it because he knows he cant use it but somebody having it would prevent fighting over it (though the only ones fighting for it were the ones who also specifically couldnt use it?). and the cleric I guess SHOULD have something to heal with, it just feels right.
on the way we notice a single scout watching over the road, we hide and I ask if I can clairvoyance the place we were going to to see its defenses and stuff is there really just one scout? are there archers watching him? is there a back door, but the dm looked distressed and I know that look- I know I have to tell you because you CAN do that but because story I dont WANT you to do that -so I changed it to see the scout better, whats he up to does he look at ease? is there anyone else around him? the dm liked that much better.
turns out we caught him sleeping on the job.
so we ambush him. the half giant grabs scout and the halfing starts interrogating. we learn that not all the citizens were on board with the kings orders to poison the oasis, it was equal parts needlessly cruel and also just kinda inconvenient because they too have herd animals that need water but... its toxic now....
the halfing then says: so... I take it you dont like your king... what if... YOU were king? Hows that sound?
it sounded very good. The partys new goal is apparently a revolution, putting this random scout in charge of everything. he seemed down with the plan to share the oasis. for good measure we mentioned that since I’ve seen his face I can check on him from ANYWHERE and if he fucked up we’d find out and kill him, eat him, and replace him with a new random person. when a halfing says he’ll fuckin eat you its not an idle threat in darksun.
we kill some sentries and the thrikreen opens the gate for us and we find an elf girl getting attacked by some badies? turns out shes the princess. we save her and she seems to also be on our side but it just felt too easy so of course she betrayed us. every time we rescue somebody so far it hasnt gone well. we killed er before starting on the guards who came to help the princess escape from us.
we wander around a bit and come to the options- go kill the king now or go find the druid. we knew where the king was easy enough but there wer still a lot of places to look for the druid. I clarvoyance and find her in the basement of a tower we hadnt explored yet because t was on the other side of a bridge? the halfling gets tossed by the half giant WAY across the bridge to the tower by the half giant and turns ecoplasmic before splatting to death on the wall and slides through the walls and floors to get to the basement. the rest of us start combat with shit I think she said it was 75 guards? 
every check and save I made I rolled great, now that combat has started in a big way my dice decide this is the time to betray me and I only like two or three times rolled over a 9 while the guards were all ac 10.
thankfully the other half elf and the druid once she and the halfing arrived both have great crowd control abilities. so the guards went from being all blinded by the other half elf to 30 of them being incapacitated by something called wyvern-watch? or whither-watch? for up to 8 hours.  I didn’t hear well, the druid spoke very softly. it was even with my treacherous dice very easy. because of their sheer strength a number of the party members simply had to roll 2 or more to hit and probably 1 shot everything in our way, though we did take a surprising bit of damage for how quick it was. 
next session will address what we do with the 30 incapacitated guards. I suggested giving them the option to swear loyalty to the new king- unnamed scout npc -this was a popular idea however the halfing and half giant have decided that we’e just gonna kill them. to send a message to the over citizens not to oppose their new king or else.... unless it turn out hes actually a dick and wont share the water then whatever fuck him. 
the halfing makes our water, so hes kind of extorted his way into being party leader, so we dont really argue unless its worth it and these 30 assholes are really not worth it. besides I’m very curious how this bloody legacy will effect the new kings reign. assuming the dm does anything with this mess later.
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I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey.""
How much are you guys paying for insurance on your dualsport or supermoto bikes?
Just out of curiosity, cause i'm debating whether i keep putting money into the 4 quads i got, getting a car, or just going with a dualsport for now, i'd get something like an R1 or such but i'd get kicked out of my house lol, but yeah i'm just wondering how much insurance would be on a wr250x or a wr250r cause i'm looking for something fun and make it have a good purpose too, so any help would be great, thanks!""
Got a question about changing my car color and insurance...?
So this past summer I was so close into painting my car into White! But my mom was hating on it, and she told me that if i had changed the color of my car we would had to contact the insurance people... Telling them that the car is getting a color Changed Them having to change some info on the car And the worst part... The insurances goes up? (btw... my car's color is black) So you guys out there... Please help answering my question! would my insurance go up if I change my car's color? I haven't paint the car yet.. maybe till' the spring time since its almost winter time!!! Thanks!""
Looking for cheap insurance?
just baught a van and looking for insurance companys numbers,thanks sean""
Wrecked car leased no insurance?
I will try to make this short and sweet, I hit a tree and messed up the left side of My car, My car is still leased and My insurance ran out right before I hit this tree, the car is still driveable but it's been towed away and now I need money to get it out and have to have insurance on it before I get it out....I guess My question is am I facing jail time or what could happen. I haven't called My bank yet""
How expensive of a car can i get if im military?
I'm looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i'd get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!""
Accident damaged my car how much will insurance give me?
I have a 2004 Honda civic lx coupe and a truck back into me. It knocked off my bumper and I think did damage to the stuff that attaches it because the left side is detached at the headlight and won't pop back. Also the body part over and around the left wheel is bent under and is a danger to the tire. If I end up needing a new bumper and wheel well cover or whatever it's called how much will it cost and how much will i get. Also I have usaa butthe truck that back into me was owned and self insured by vons.
What's the best (fully legal) way for a 17 year old to get cheap car insurance in the UK?
I'm looking at getting a car for my 17 year old son who has just passed his test, but am fairly horrified by the insurance quotes I'm getting for a Ford Ka. He will be the main driver of the vehicle, and I don't want to claim he's the second driver, as that would technically invalidate the insurance. Advice please.""
United Healthcare Insurance?
My family will be switching over to them on August 1. Does anyone out there have this insurance and how do they like it?
Insurance question please?
hi i am a learner and but my partner has a car that is insured on his friends name. my question is my partner states he cannot teach me how to drive or put my name under the insurance because it would cost more and he might get into trouble with the police . i just want to know if this is true and if so like how much would it cost.
Car Insurance quotes?
I am trying to get car insurance for my young grandson and the prices I have been quoted are extortionate. Is this something that any of you have down recently and, if so, can you give me any advice?""
Drivers Ed Questions On Insurance?
Fill In The Blank Words -assigned-risk insurance, blue book, bodily-injury insurance, car pooling, collision insurance, comprehensive insurance, deductible, depreciation, financial responsibility law, leasing, liability insurance, mass transportation, no-fault insurance policy, policy, premium, property-damage insurance, warranty- 1. Decrease of vehicle value due to its age. 2. Written guarantee that the seller will make repairs for a time period. 3. Lists the average price paid to dealers for various used vehicles. 4. Requires you to prove that you can pay for damages you may cause with your vehicle. 5. Specified amount you pat to an insurance company for insurance. 6. Set amount of money you personally pay for damages that is not paid by your insurance company. 7. Written agreement between you and your insurance company. 8. Type of insurance that is not concerned with who is to blame. 9. Provides minimum coverage for high-risk drivers. 10. Several methods of moving large numbers of passengers. 11. Several people commuting to work or school in one vehicle. 12. An alternate method of obtaining a vehicle other than by purchase. 13. Protects you against claims for another person's injuries or property damages when you are at fault. 14. A type of liability insurance that covers drivers who are at fault for injuries to other people up to specified limits. 15. A type of liability insurance that covers drivers who are at fault for damages to another person's property up to specified limits. 16. A type of insurance that provides coverage to pay the costs of repair or replacement of your vehicle up to specified limits. 17. Insurance that covers damage to your vehicle from non-collision events. One word per statement. I already have some answers but I just want to be 100% sure I'm right, thanks any answers are appreciated.""
How can I get my car insured?
I am the only driver within my household and am 16 i need my car insured in order to drive it and keep my job...insurance companies want to charge me 1400 A MONTH for my car due to age...is it possible to put it in someone elses name that does not live on resisdence??....any help would be great!!
Best car insurance for 17 yr olds?
been quoted silly money for car insurance...anyone know who is cheapest for 17 yr old 1st time driver????
Can I cancel my insurance policy?
Am I able to cancel my insurance policy at any time? I am currently paying alot of money for insurance due to getting a ticket while I was still a new driver, and have found a company who will insure me much cheaper than my current. Will I need to pay any sort of fees? Give notice? Just curious, thanks! This is in Canada by the way.""
Another car insurance question to British drivers!?
My brother's car was written off yesterday [was the other party's fault]. He was told today the car wasn't redeemable so that's that! So he is waiting to see how much they are going to pay him for the loss, but the question is does he have to keep paying full comprehensive insurance when he no longer has a car to drive? Can he now pay a reduced rate until the insurance is sorted out? It seems unfair to continue paying out for fully comp insurance when there is no car to insure!""
I need a cheap insurance company.?
My friends problem: Well my mom decides that im not going under her insurance today, meaning I have 4 days to find a cheap insurance company and get my car insured. If anyone could tell me what they drive and how much they pay and what company it would be greatly appreciated.""
If my son is on my parents insurance does that mean they claim him on his taxes?
Okay my son is now 1 year old. He is on my parents insurance, we live with them, and my parents pretty much support him.(pay for all expenses).. Now my sons father wants to put him on his taxes. I know he just wants to get money to get him a new car. he also says he will get me a car too. but idk about that. When i told him i think my parents already claimed him, he started yelling its his son, and told me to give him his security card(he has a really bad temper and gets angry to where i get scared) so i did.. but now i need to sign a paper..and i dont want too.. Here is my thing i told him that he is automatically on my parents taxes, because he is on there insurance, so that would mean i would have to take aiden off of their insurance(Which means he wouldnt be on any insurance)he started yelling how stupid i am and just to sign paper, my question is is it true that because my parents have him on their insurance, he is on their taxes. What should i do? Thanks for anyhelp. Sorry long question. Please no rude answers""
What is some cheap full coverage insurance alabama?
What is some cheap full coverage insurance alabama?
I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?
http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.
How can I get a fair replacement cost by the auto insurance company when my car is totaled?
my car is being paid off by the other person's insurance company, not mine.""
Does making payments on a car make insurance cheaper?
my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer
Will my insurance cost more this year?
hello people ... so i was wondering if anyone thinks my insurance will cost more this year. i have a motorbike honda cbr125. last year it cost me 450 to insure. looking at the insurance this year it says around 550-650 will mine be this much?
Can you help me figure out how much car insurance I'd be paying?
I'd like to get a cheap used car for personal use. I'd spend less than $2000 on it, so it'll be at least 10 years old, I imagine. I'm a 22-year old female. I have my Driver's Ed certificate. I live in Alberta, Canada. I have never owned a vehicle before so I have no history of accidents or tickets or anything. I've had my license for about a year now. If you know anything about insurance, can you please tell me approximately what my monthly insurance payment would be? Any help is much appreciated! Thanks in advance!""
How does my driving record affect my parents insurance rates?
In Illinois How does my driving record (20 F) affect my parents auto insurance if I'm not on their policy? I have my own car in my name and my own insurance policy in a different company than theirs. I do have 2 points on my record from a collision back in Oct. of 08' shortly after I got my license. Even than I had my own car and own insurance. I do live at home but I don't drive any of their cars ever.
Do car insurance rates go down in the time you have you license even if you don't have car insurance?
I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.
Cost of insurance for a 16 year old?
I am turning 16 in may and i can't wait to get my license but i am also starting to think about insurance. It is going to be sooooo much. I have a '85 corvette but my dad told me they have to insure me with the most expensive car they own. This would be a 2002 F250. I was wondering which one would be cheaper and about how much? I was thinking around 200-300$ a month but i have no idea? and how much difference would it be between the car and the truck? please help?
Why can insurance companies discriminate based on gender?
I guarantee you if a 16 year old girl bought the same sports car as a 16 year old boy, the boy would be charged considerably more. I understand the age discrimination, being that teenagers ARE a greater risk, but it's not right to discriminate based on gender.""
Do i need to list the second driver on my insurance policy?
If they aren't registerd to the vehicle but drive it often do they need to be on the policy at all? Im paying way too much with two currently...
Who knows about car insurance?
How much would it cost for a teenager to have car insurance on a Mustang?
How Much Would My Auto Insurance Cost ?
Im a 20 Year old Male in New York City. My Parents never drove so i am looking to start a policy under my name. I bought a 1997 Accura CL Coupe a couple days ago for $2000. I have my Permit and i have my road test in 3 weeks so i should get my license shortly after. I know New York usually has higher rates but i checked a free online quote from Geico & it was about $600 a month / $3600 for 6 months. This looks way too high to me. Is it this high because i don't have my insurance yet ? And how much do you think it will be when i do get my insurance with the state minimum insurance ?
How much does a married couple spend on monthly bills?
house, insurance car..etc... Im trying to plan ahead and want to know what I'm in for and if I can manage it with two teachers salaries. oh, it would be great if you can tell me a round number of each thing. and yes, i know everyone varies, but I'd like to see what everyone else has. thanks!""
Car insurance tricks to make it cheaper?
Im getting a car but my insurance is going to be 8000 is there any tricks to make it cheaper? my friend told me to use Learner Driver Insurance and use it for a year and it will cost me 1000 pounds should I do this or not?
Homeowners insurance in Valrico FL?
I am interested in buying a home in Valrico FL. Particularly Diamond Hill, a golf course community. Great price, but we are new at buying and have no idea what insurance might be on this place.Just to factor it in for our monthly cost. It is a 3/2/2 1800 sq ft @ $110k. no pool. I mean were talking just a rough estimate, close figure something. Again we have not the slightest clue as to what it could be. Any advice is really appreciated.""
Can a cop pull you over for no insurance?
I am going on a 2 week road trip to go see my newborn nephew and my biological family. I was laid off 2 months ago ad just got a new job. My insurance was canceled due to this back in may. I am going with my girlfriend too but taking my car because it is more reliable.
Very Cheap Car Insurance?
Hello, I need the cheapest insurance.I am from NY, please help.""
How can i get cheap car insurance?Compare website's don't work for me?
hi there i want the cheapest car insurance that you can get i have already used comparing websites but the quote's are too much! Is there any other website that can help me get them quotes get knocked down or another way to get around it?
What are some good California medical insurance options?
What are some good California medical insurance options?
How much do you pay for Manitoba car insurance?
How much would an 18 year old male pay for car insurance? If you are that age or around there please tell me your age and what car you drive. I was interested in comparing w/ Manitoba because I live in Ontario and apparently my dad told me its 1000-1500 dollars a year!
How can I see a cheap doctor w/ no insurance?
I am 23 years old and I don't have insurance. My husband got a huge pay cut and we had to cancel it. We just can't afford it at the moment. However, I am having some serious issues and I really want to see a doctor badly. I am having horrible pains in my hands and the rest of my body and pitting edema in my legs. I don't want to rack up a huge emergency bill, but I can't afford $200 for a doctors visit. Is there ANYWHERE I can go to see a doctor for really cheap??? It's to the point where I can hardly use my hands to even type this and I am scared. Thanks..""
How to get car insurance cheaper for new drivers?
How to get car insurance cheaper for new drivers?
Car insurance question?
So I was in a car accident recently, pretty minor, but the damage to my car exceed the value of my car by A LOT Damage total $2500. Car 91 integra, not worth 2500 anymore. The damage to the front end is a lot of cosmetic, but there is also frame damage, ac compressor broken, head lamp broken, and bald spots on the tires from me breaking so fast. First question in an accident were the at party person assumes responsibility of the car and both parties decide to not go through insurance both parties have to come to an agreeable amount right? Seems right, right. Second- If the party not at fault is not happy with the agreed amount and decided to go through insurance instead, but the damage exceeds the value of the victims car, is the responsible parties insurance going to pay out the amount of the damage done, I got 4 estimates or it the insurance going to pay only the value of the car and salvage my title? Second, can the responsible party pay out the amount that is agreed upon and then expect to get the victims (my) car in return? Or is his considered extortion? Cause there is no f-in way I the person who is not responsible for the accident can find a reliable car for 1500 bucks, but could part out, or retire my car, sell my car and get more plus the 1500 she agreed upon. I am afraid that if insurance is involved they are going to total my car out thus costy me hundreds more, then it will be worth nothing and I would not be able to retire it and get money from that or even sell it. Lastly, this person has no right to ask me for my car right, she caused the accident and is responsible for paying for that damage that she cause one way or another. Please help me figure this out.""
How much would be my insurance If my car is being registered in my name?
I am 21 years of age and I am planning to buy a used car to like 1998-2000 models which are not reasons for me to pay a lot for my insurance.
Health Insurance claims in LA?
How long must health insurance claims be kept on file in Louisiana hospitals and healthcare facilities?
Someone explain this auto insurance info please!!?
In Founders Insurance Company v. Munoz, decided on May 20, 2010, the Illinois Supreme Court considered the validity of an automobile insurance policy exclusion that precluded coverage for any person using the insured vehicle who did not have a reasonable belief that he or she was entitled to do so. The court concluded that the exclusion was not ambiguous, and that it was properly applied to exclude coverage for drivers who did not possess a valid drivers license, regardless of whether the driver was a named insured or a permissive user of the vehicle. The court reasoned that an average, ordinary, normal, reasonable person would understand that the exclusion applied to unlicensed drivers. The exclusion applied regardless of whether the driver had never obtained a license, or whether it had been suspended. The court held, as a matter of law, that an unlicensed driver could not have a reasonable belief that he or she was entitled to drive simply because he or she owned the vehicle or had been given the keys. can someone explain this in lamens terms please? ive had a similar situation happen to me and i would like to know how to go about handling this thank you!""
Are there life insurance policies for seniour citizens?
Are there life insurance policies for seniour citizens?
Why is it that the Republicans Party Sucks up so much to the Insurance Companies?
???
Does making payments on a car make insurance cheaper?
my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer
Car insurance?
When you buy your car insurance online, there is a question in the application as to what motoring convictions you have had in the last five years? now if you have a DR10 ...show more""
""20, female, just passed test.. cheapest car to insure?""
Hi, So I passed my test today :). But I want some ideas on cars cheap to insure.. either on my own or on my dads insurance with me as a second driver.. Also having a baby in 8 week so would be better being a 5 door, but I can cope with 3.. Some cars I've thought of are.. Corsa Clio Focus Fiester KA Polo Punto Any piston heads out there to help me out and give me some ideas of age and engine I'm best going for for cheap insurance please help :) Thanks""
Insurance on a car that you do not own yourself?
Im 17 years old. My grandma will buy me a car. But she doesn't want me on her insurance, so she said i had to wait til i was 18 til she would buy it. I was wondering if it's possible for my mom to put insurance on the car for me, if she's not that one that own's it. She can't on it for medicaid reasons. Thanks.""
Car Insurance?
My daughter is going to be 17 soon and is looking to buy a small car, ie corsa. Does anyone know the cheapest place to get car insurance for young drivers. She would prefer to have the insurance in her own name to build up no claims discount.""
Which is the best medical insurance policy?
which is the best medical insurance policy in india..? i need a mediclaim policy for my Family(3 members). lic ,star health, icici or any other else..? please suggest me.""
Should I put a claim in with my auto insurance?
Today at a light a car rear ended me. My rear bumper has some small scratches and some paint marks from the other car. No dents or anything else. the car that hit me seemed to have worse damage to his front bumper. We called the police and they did a report. The other guy said he is not going to put in a claim with his insurance. He admitted fault and apologized over and over. I was wondering if it is worth me putting in a claim with my insurance? I don't want my rates to go up and even though I am not at fault, i wonder how aggressively my insurance will pursue a claim with the other guy's insurance since damage is so minor. I actually wonder if it was worth calling the police, when I really think about it. I was just shaken up at the time. I think re painting the bumper would actually be less than my deductible. I don't really have any pain and no noticeable injuries. I had a friend say I should put in a claim for minor back pain, but even if i was in minor pain, i have heard the 10,000 most companies give always go to lawyers and chiropractors I don't want to lie and don't want to spend time going to chiropractors too end up not getting anything and still having to pay to repaint bumper, have my rates go up and be aggravated. any advice?""
What is the best kind of health insurance for fertility treatment?
Shopping for insurance and would like an honest answer from the people. I know I will be seeing a fertility specialist and doing lots of lab tests. Does anyone know which kind of insurance would best fit my needs? fyi, I live in northern California. Would a health savings account work?""
Pregnant with no insurance?
I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.
What are some cars that look good and are cheap?
Well it's time i can almost actually get a car and drive... I'm a teen so obviously my first car can't be to expensive.. i'm looking for any cars that look good and hopefully people can tell me some that would look good.. i know i shouldn't care as much about looks but basically i'm trying to find a used car around 100,000 miles maybe a little more or less for under $6000... i can't get a real expensive car because of insurance i'll have to start off on basic so i'm wondering if there are any nice looking cars that are cheap... I had in mind an eclipse or something but i'm really not sure if i want something like that but thanks...""
Pregnant and no insurance?
Im 16, And im pregnant. My father doesn't qualify for insurance. and cant afford for insurance. I Live in California what do i do?""
""If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?""
how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?""
If I'm only listed as a driver on a family insurance plan. Will the rates go up if I move into Detroit?
As answered in my previous question, legally I am supposed to change my license to the address where I reside. Living in Detroit constitutes a higher insurance rate than that of the suburbs. Will my rates increase if the policy is not in my name since I am only listed as a driver?""
What's the cheapest car insurance company?
What's the cheapest car insurance company?
""What is the best learner motorcycle, cheap on insurance and good quality?""
I am looking to learn how to ride a motorcycle and am looking for a bike that is easy to learn, cheap to run, cheap on insurance and a good ride. Are older bikes cheaper? Are some brands better on insurance than others? Thanks.""
How much does liability insurance cost for auto in TX?
How much does liability insurance cost for auto in TX?
How much is motorcycle insurance?
If your 18 with no wrecks or tickets and the bike's engine is a 440 (not fast). Any cheap insurance companies?
Does full coverage insurance cover repair costs of the other vehicle 100%?
there's no damage to my car (only bend license plate), but scratches on the other person's bumper. I have full coverage insurance in California and just made my claim. Since my car doesn't need fixing, will my insurance cover the repairs on their vehicle completely?""
What does it mean for insurance to be underwritten?
I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?""
Anyone know any companies that provide really cheap insurance for uk drivers?
Anyone know any companies that provide really cheap insurance for uk drivers?
Wtf going on with my car insurance?
i,am 30 years old i have been driving for 13 years i have never claimed off my own insurance been involved in one accident i was hit from the rear when i was stationary so the other persons insurance company paid all the costs not mine and yet this time last year i paid 350 fully comp this year they want 1200 are they taking the p**s why has it gone up so high ?""
How do I become a 220/440 insurance agent in FL?
How do I become a 220/440 insurance agent in FL?
Rough estimate of my car insurance cost?
24 year old male, no accidents/tickets, 2010 bmw 3-series or 2010 audi A4 With that in mind, what's a rough estimate of what the car insurance would cost?""
Esurance insurance question?
Hi, I was looking into getting car insurance, and Esurance gave me a great quote for NYC. Can any one share any experiences with them, I wanna know what kind of company they are, how they deal with claims, and just over all how the company is. Any help would be appreaciated. Ty""
What is the best insurance policy for a child age 6.5 year?
What is the best insurance policy for a child age 6.5 year?
Car insurance question?
My fiances insurance is OUTRAGEOUS on a truck he has liability only on ..due to his driving history. He's paying $300 a month (for liability ONLY now) ..my insurance on my car, for full coverage is not even a fraction of that a month, even though my cars value is at least $10,000 more than his. My question is can we put his truck in my name and I'll go to an insurance company and get liability only on and list myself as the only driver. We are expecting a baby and I'm sick of us throwing away that much money a month for CAR INSURANCE! Is this illegal? I mean if I'M the owner and I'VE insured it what can happen if he wrecks or something while driving it and is not listed on my policy? We live in Georgia if that's relevant!""
Does making payments on a car make insurance cheaper?
my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer
https://www.linkedin.com/pulse/what-best-type-life-insurance-anthony-stuart/"
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Brainardsville New York Cheap car insurance quotes zip 12915
"Brainardsville New York Cheap car insurance quotes zip 12915
Brainardsville New York Cheap car insurance quotes zip 12915
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 
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In my state (ct) my boyfriend can not add me to his health insurance policy because we are not a homosexual couple. We live together and have for a long time, but because we have the option of getting married I can't have coverage. While I am happy that Ct takes homosexual relationships into account, I feel heterosexuals are being discriminated against. We are not religious and in no hurry to marry- we are very happy. Any thoughts on the legalities here or how to get around this?""
Insurance for a 2005 Infiniti coupe for a 16 yr old in Houston area?
I'm about to turn 16 and am starting to look at cars. Does anybody have an Infiniti coupe and how much is it to insure? I'm just north of Houston if that is a factor
Teen insurance law in Texas?
I'm 18 year old that has a drivers license my parents are telling me because I have one the insurance company is tellin them it is a law for everyone in the household to pay for insurance of the 2 cars we have but I don't drive those 2 cars. Do I really have to pay just because I live with them?
How Much Does Insurance Cost?
Okay, So Im 18. Ive Been Driving For A Year And Haven't Had Any Type Of Tickets, Wrecks, Or Anything. And, I Was Told That With This Your Insurance Is Likely To Go Down For Being ...show more""
Is -3 driving record bad or good for insurance?
I just got promoted at work and now I have to be issued a company truck and i am wondering if my employees insurance would cover -3 driving points.
""Are most companies going to switch to Obamacare, for their insurance coverage plans.?""
Are most companies going to switch to Obamacare, for their insurance coverage plans.?""
I need to win this bet! $5000.00 on the line! Attn: Car insurance reps!!!?
Okay, my mother bet me a 5 thousand dollar car that she is right about this. Here we go. I am 27 and live back at home with parents. However, I rent a room that i pay for every month, and they write me a rent receipt, etc. I recieve county assistance every month, and they have me documented as a seperate family from my parents, meals prepared seperately, the whole nine yards. So, if they are just my landlords technically, and if i drive a car that is registered to me, my name on title, my OWN insurance policy, and I get into a accident in MY car, can they other party sue my parents for damages? Remember I am 28 years old, living in a seperate household from them. I feel that they cannot sue them cuz they couldnt sue my landlord if i lived in an apartment complex, so how coyuld they sue my landlords?""
How do i get car insurance in brisbane?
im moving to brisbane soon and im wondering how to go about getting car insurance
I'm having trouble trying to get under my dads insurance policy?
I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy?
How do I get all my old insurance names?
Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance?
Car insurance cost monthly?
Hi, I'm a newbie at this and maybe I should call my dad and just get the answer but he's kinda busy atm. How much does car insurance cost monthly or during a 6 month ...show more""
What is the best and most affordable auto insurance?
I am paying $3,099 for 2 cars.They said it is high because my 19 year old daughter is listed as a occasional driver and it's her age.My husband and I have a clean record and we ...show more""
Our car insurance is crazy! Please help!?
We have Geico. And a 2007 Toyota Yaris. When my boyfriend moved in, we called to see how much it would be to put him on our insurance as an occasional driver. It was 1000 for 6 months. Then they made us mail him something as proof he wasn't living there or they were going to charge us anyways! So now we got a letter that says they did it anyways and they want more proof. His insurance for his broken down car is at our address cause he was living with us then moved out. His license and everything is still at his old home. Even if he moves out, we can't prove he doesn't live there cause they want a utility bill with his name on it! What can we do? Is this legal? We don't have the money to switch insurances.""
What car insurance do you have and do you like it?
Would you recommend it to me. I dont need a bundle i dont own a home yet, im getting my first car in a couple months and im confused about which insurance to pick.""
Car insurance for 18 year old female with '97 Dodge Dakota?
I turn 18 in August and plan on getting my license right after my birthday, but my grandmother has offered to buy me a 1997 Dodge Dakota before I even get my license. Questions I want to ask are: How much is insurance on one of those vehicles? What will be the insurance once I get my license in August? I'm just looking for an estimate so I can figure out how much of my paycheck would be going towards it or even if I could possibly afford the thing. Thanks in advance! =) P.S. I'm an A+, homeschooled, female student if that makes any difference.""
Peugeot 206 gti insurance cost?
Does anyone know roughly how much it would cost for first time insurance? I'm 18 by the way.
Brainardsville New York Cheap car insurance quotes zip 12915
Brainardsville New York Cheap car insurance quotes zip 12915
What is the best teen driver insurance in California?
Taking driving test tomorrow and need insurance coverage for just me, 18 years old.""
How much do you pay for Insurance in your state?
I live in New Jersey and the Insurance for an auto is so high here. I pay $168 a month for a 2003 ford explorer that is loaded. I have no tickets, my record is clean. I also have lived in Utah and my Insurance was only $50 a month. Just wondering what everyone pays in different states?""
How much will my car insurance cost?
I'm a 16 year old female in Connecticut with a GPA over 3.5 and only a's and b's. I also took the drivers ed course and I will be driving a 2008 jeep grand Cherokee.
Life insurance?
My husband's mom decided she will pay for life insurance for my husband and I to help out my husbands brother, starting to sell life insurance. The problem is when it came out to filling out all the paper work my husband put his brother down as the person to receive the money, I came in second? His answer to why he did that he said I know my brother will take care of you I ofcourse got mad because I can take care of myself, I will be the one making arrangements for his funeral and all if something where to happen(knock on wood it doesnt happen). I will be the one stuck with all the bills, and how about if the brother doesnt care. He is a low life now what makes my husband think he will take care of me? When I talk to him he says no, im leaving it that way, theres nothing to talk about.""
Does passing on shoulder make insurance go up?
If you get a ticket that accuses you of passing on the shoulder, would that add points to your record and make insurance go up like a speeding ticket?""
Giving a police report to your insurance....?
I need to give a copy of a police report to my insurance company for an act of vandalism to my parents car. I am 20 and I was using the car when it was vadalized. In the report it stated how I suspected my ex girlfriend of doing the act. It states specific information such as her age, ethnicity, address, etc. I have very overbearing parents who are consistently trying to control my life. I told them about the incident but not the specifics and I really do not want them to find out any information about my ex girlfriend because it may cause problems. My parents told me they were going to try and get the police report I filed. Can they do this, or can the report only be requested by the party who filed the grievance. I already got the report for my insurance records because they requested a copy, but how much of the report do I have to give them. There is one page that has the basic information which excludes the name of my ex. Another page provides a narrative which states specifics about the incident and how we broke up etc. Do I have to provide that to the insurance company as well?""
Why is my car insurance so expensive?
I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it.""
Giving a police report to your insurance....?
I need to give a copy of a police report to my insurance company for an act of vandalism to my parents car. I am 20 and I was using the car when it was vadalized. In the report it stated how I suspected my ex girlfriend of doing the act. It states specific information such as her age, ethnicity, address, etc. I have very overbearing parents who are consistently trying to control my life. I told them about the incident but not the specifics and I really do not want them to find out any information about my ex girlfriend because it may cause problems. My parents told me they were going to try and get the police report I filed. Can they do this, or can the report only be requested by the party who filed the grievance. I already got the report for my insurance records because they requested a copy, but how much of the report do I have to give them. There is one page that has the basic information which excludes the name of my ex. Another page provides a narrative which states specifics about the incident and how we broke up etc. Do I have to provide that to the insurance company as well?""
Can mississipi call and verify if you had auto insurance?
Can mississipi call and verify if you had auto insurance?
My car was rear-ended but I don't have car insurance?
Someone rear ended my car today. My insurance has been expired for a while now but I still called the insurance company and they filed a claim for me. When I mentioned that my insurance had expired, the lady who filed the claim said that the adjuster will call me on Monday and give me the details. Though the accident wasn't my fault, I am worried about not having insurance at the time. Also, nobody was injured in the accident but my back bumper had a very minor scratch. Was what I did wrong? And should I be worried about anything?""
Can you collect on a life insurance policy after suicide?
A friend just killed himself and I'm wondering if his wife will be able to collect o his poicy. I've heard the insurance copmpany can void a policy in the first 2 years. But he has had his policy longer than that.
What's the cheapest liability insurance in the metroplex?
What's the cheapest liability insurance in the metroplex?
Need advice on qualifying for subsidized health insurance?
I'm an older full-time college student and my husband works full-time at Walmart. In the past three years, I've been through 4 cancer related surgeries, which were paid for by the breast/cervical cancer Medicaid program. Unfortunately, follow up care and monitoring aren't covered and I was dropped from Medicaid. I'm now on my husband's health insurance, which is basically worthless because our income is under $20,000/yr and the policy has a $4500 deductible plus 20% after. I haven't seen my oncologist for over a year because we can't afford the expensive scans, biopsies, and lab work associated with cancer follow-up with a deductible that high. I thought my situation would change in 2014 with Obamacare. I recently learned from the healthcare.gov website calculator that our income is low enough to qualify for expanded Medicaid (which our state decided not to expand), but I don't qualify for the health insurance subsidies I desperately need because the outrageous deductible health insurance from my husband's job covers spouses. How can a couple with an income so low they would qualify for expanded Medicaid be ineligible for subsidies? I am completely devastated over this and I don't know what to do. Not being able to afford cancer follow up care is putting my life in danger. Even if my husband's employer (Walmart) quit covering the spouses of full-time employees, I think that would only apply to new hires because of the grandfather clause. If getting subsidies was based on income alone the way it should be instead of access to employer provided coverage, I would qualify for a zero deductible policy and $3 co-pays with a monthly premium of around $60. I could then afford the expensive health care I need. We live in a college town so if my husband got a different job, he'd make even less than he does now and we would probably end up homeless. If my husband transfers and we move to a state that's expanding Medicaid, I'll have to quit school and get rid of my German Shepherd and Siberian Husky since it's almost impossible to find a landlord that allows them. We thought another option might be to get a divorce on paper and co-habitate until our situation changes (completing my degree and getting a good job so I can afford the deductible), then re-marry. When I asked about that, someone actually accused me of wanting to commit fraud! How can anyone think of something like fraud when a situation is endangering someone's life? I am desperate to somehow qualify for health insurance subsidies without lying, which could get us in trouble. Any ideas?""
How much does insurance cost when buying my first car?
Hi, im planning on buying a used car, hoping to get a Mitsubishi Eclipse and i was wondering how much will it got to get insurance? I have about $2000 saved up and need about $3,500-$4,000 to buy a 2000-2004 Eclipse. My parents already have 2 cars and i want a car. So how much will i have to pay for insurance? Also on a car fax report is it better to have more or less auto repair history?""
Credit scores taking a hit from homeowners insurance checks?
Hubby and I called around checking what rates would be for homeowners insurance, but I got a little ahead of myself, seeing that our closing date isn't until August! I called about 4 places, they all ran our credit and said it will be a light hit on the credit scores... Well how much of a hit will our credit scores take?? The bank wants our credit scores updated since them, since we want that late August closing date.. Anyone know how much of a hit it will be?""
What is the average salary for an insurance marketing rep?
I was wanting to get some information on what the average salary might be for a marketing rep for a non-standard auto insurance company might be? Any info or personal knowledge on this would be greatly appreciated, Thank you!""
Name the top burial insurance companies for ages 75 and up?
who provides affordable burial insurance for sr. citizens ?
Question about GAP insurance?
when i bought my truck I had GAP insurance calculated into the loan, but since then Ive refinanced several times, last time back to the original lender. Since the GAP was in with the loan is it correct that it would still have GAP insurance?""
Car insurance: how to save if i have 2 cars?
i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!""
How much would insurance cost for a 2007 mustang?
I'm 16 and an A-B student. it would be on in my parents name with me as a primary driver. its a blue mustang gt 2007
Insurance for a Car Loan..?
The thing is.. I have just recently gotten my aunt to co-sign for a loan on a 2001 Chrysler Sebring lxi. Me and my boyfriend will be the ones who have the car, but me on the other hand, I currently have a Learners Permit so i'm unable to drive it but my boyfriend has a license therefore he can. So for the Financial Company who is loaning us the money has me on file because i'm the only one with income since he doesn't have a job. The problem i have is that the financial company has my information but I can't get insurance for myself as i will not be driving the car, ONLY my boyfriend. So my question is, since i hold a learners permit and he has the license and will be driving, can i just put his name for the insurance? The financial company asked for Proof of Insurance but i don't know if they'll allow him to have the insurance in his name since the loan is in mine? I don't want to get denied because of that one factor since i already got accepted for the loan. I'm sorry, i'm new at all at this :/ Any help would be appreciated, Thanks!""
How much would insurance cost?
how much would insurance cost like humana or something like that for me and my child?
Can I drive my parents car without insurance?
Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""
Does getting car insurance quotes lower your credit score?
I was wondering if getting multiple insurance quotes can significantly lower your FICO score due to inquiries..especially if you have a limited credit history..
Car insurance prices?
Approximatley how much is car insurance on a small engine car (1.1) for a 26year old female I know it will depend on area and no claims and named drivers, mileage etc, but just looking for a rough figure as I haven't got a clue""
Brainardsville New York Cheap car insurance quotes zip 12915
Brainardsville New York Cheap car insurance quotes zip 12915
State farm wont stop calling me about a car insurance quote?
I did this stupid offer on the web about some car insurance quotes and I didnt think that anybody would call me or anything but I was wrong. I had calls from Allstate, State Farm, Progressive, you name it! I didnt answer them because I would have no clue what i was talking about because Im not good when it comes to car insurance knowledge or any of that stuff, Im only 16! Most of them had stopped calling me except State Farm and Allstate, mainly just to talk about the car insurance quote that I requested . Do they eventually stop calling you or will they just keep bugging you for life until you change your phone number or whatever? They are really beginning to get annoying, especially State Farm!!""
Cop Didn't ask for proof of insurance or registration.?
So i got pulled over for going 28 over the speed limit haha..... It was on a highway and the speed limit was 55 i was going 83 ..... Im from florida and my car and license are all registered in florida but im in georgia right now living with a friend trying to attend college (except i cant find a job cause the worlds slowly dieing lol) But anyways so i get pulled over by this state patrol narcotics douche bag who mind you has no teeth to begin with and in my mind either his mom beat his teeth out of his head or hes a recovering crack head who had lost all of his teeth over the years. Either way he pulls me over and says You were going 83 on a 55 , may i see your license I give him my license he goes back in the car and yeh i was thinking he didnt ask for my proof of insurance or registraion. I would think that he would considering im from out of state. **** Im gonna rant on how this narcotics officer frisked me my question will be at the bottom lol***** So yeh he comes back to the car after running my license and tells me to get out of the car..... I was at this point like .... Ok? So i get out go to the back and he says I asked you to get out cause i see your eyes are red I told him ummm it could be the fact that im allergic to dust and pollen and im driving with the windows down, i rub my eyes cause they itch thusly they get irritated. So i said either its that or the fact that i just got no sleep from the night before and drove my friend up to north carolina. And he then proceeded to ask if he could search my car. Im a month from being 20 and never got pulled over before and ofcourse i said yeh w.e. I smoke cigarettes and when he went to go search my car he comes out freaking out. IS THERE ANY DRUGS IN THE CAR OR ALCOHOL i was like no.... and hes like WELL IF I FIND ONE SEED OF MARIJUANA YOUR GETTING LOCKED UP AND CHARGED 1,100$ ... i was like ok go ahead i dont have anything so thusly he didnt find anything cause i didnt have anything . He finds a vitamin water bottle that wasnt even mine it was my friends girlfriends and he smelt it and said there was alcohol in it...... i was tempted to call him a lunatic and a retard but didnt and just said uhh no thats just vitamin water, so he threw it out and then i went on my marry way with a court date and a crazy speed limit infraction lol. ******* heres the question **** Is it mandatory for a cop to ask for proof of insurance and registration or does it even matter? Thanks for reading if you read the whole thing lol Sean""
What is the least expensive auto insurance company?
Currently have geico...
What is the oldest year car I can buy without paying for collision insurance?
I want to buy a new car in the 2000's. I know that when you a brand new car you have to pay for collision insurance and I don't want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?
19 year old female just passed driving test. need cheap insurance quotes. is anyone else in the same situation?
i am a 19 year old female and have just passed my driving test. i know the insurance quotes i get are going to be expensive but does anyone know who is best to go with (cheapest) and is anyone else in the same situation? Thanks
Universal Health Insurance?
I am conservative but I go agree that we need universal health insurance. But I haven't studied too much in depth on it. In your eyes (both liberal and conservatives answer please) are the pros and cons of unversalizing healthcare? How would universal health care work for people with diseases like diabetes, cancer, AIDS? What about people who have not been diagnosed with diseases, and tend to only see a doctor when they are sick? What about preventive care (aka mammogram for women, prostate check for men)? What are experimental medical procedures and experimental medications? What about fertility clinics for women who cannot become pregnant? What about anything else I forgot? And please, no arguing, this is just opinions.""
Insurance Rates?
What's the best I can expect to pay for insurance monthly if I have a reckless driving ticket (-2 points) for speeding in California and am 20 years old? I have no accidents or other tickets. Any other 20 year olds out there in a similar situation what is your insurance premium?
Is there a cheap insurance company for teen driver?
My mom cant drive... so she doesnt know much about insurance. Im about to get my license and I was wondering if there's a type of insurance that is cheap and not too pricey... specially with a mom who doesn't have a high paying job?!?! I live in Texas if that helps
Health Care Insurance (CA)?
So 2014 coming around I know we need health insurance or else we have to pay a fee. My question is not sure what insurance to pick (specifically anything dental,vision, regular doctor ...show more""
What is the company that offers the cheapest insurance quote for a 18 year old?
I need Full coverage: PIP, Comp & Collision (500 Deductible), Liability. My car is financed""
I am looking for health insurance?
I run a small nonprofit with a staff of 3. We are looking for affordable health insurance.
If i get my medical card in california will my parents see it since they pay for insurance?
I am about to get my card and i was wondering if my parents will see it, since they still pay for my insurance.""
Need help finding affordable health insurance for a 1 year old baby boy in Nebraksa or Iowa?
Please help
Looking for affordable health insurance in California?
Is there any way that an individual might be able to join an existing health insurande group? I am single, and my job does not offer insurance. I am 28 and healthy, but the costs of individual plans are out of my budget. I was just wondering if there was a better way to insure myself on the up and up.""
Any good dentists in the Houston area for people without insurance?
My teeth are in awful shape and I would like them fixed before they end up killing me. I hear that happens.
I need a good a affordable health insurance plan for a family of four?
In Massachusetts, I need it ASAP""
Do I still have Health Insurance?
I am 20 years old. Undergraduate student who got married. Blue Cross Blue shield. I was added to my mom's policy years go. I am just verifying. basically as long as I am UNDER 26 years old if I am not mistaken, I should have the insurance right? I mean I can use it and all without any problems. My spouse does not have an insurance policy, but rather uses the university one which all of the students for this particular college pay for.""
Can you or spouse be denied group health insurance?
I have stage 4 cancer. I have insurance through my husbands job. If my husband changes jobs and is offered insurance at the new job can I be denied insurance due to the preexisting condition? I live in Georgia. I already checked and got information on cobra.
Affordable health insurance plans?
The company where I work has just informed me that they will be canceling our medical benefits at the end of this month. What are some decent plans that I can get on my own that arent too expensive. I was paying $100.00 per month thru my job and would like to keep my premium around the same. I live in Wisconsin. Thanks for any advice.
WHAT ARE THE CHEAPEST VEHICLE ON INSURANCE THAT IS A 4X4 BEST ANSWER GETS 10 QUICK POINTS?
I WANT A 4X4 CAN SOMEONE TELL ME WHICH ONE IS CHEAPEST ON INSURANCE
Car insurance for new driver 16 years old?
my son just got his license and he is 16 and he will be insured on a 1962 vw bug and i was wondering what the average cost would be a month for insurance and what is the best but also cheap insurance he could get help?
What is life insurance quotes?
what are the advantages of insurance quotes?
Car Insurance Help?
Where can I find Car Insurance with no license needed answer ASAP??
Does term life insurance have an expiration date? (Other than death)?
Does term life insurance have an expiration date? (Other than death)?
Insurance Quotes????? Please HELP???
Can someone Please explain to me........... What is an Insurance Quote?? How does it work? Why is it important? Why do we need it? I want a good health and car Insurance and so i dont know about the quote stuff so Please help me to understand. Thank u all so very much.
Brainardsville New York Cheap car insurance quotes zip 12915
Brainardsville New York Cheap car insurance quotes zip 12915
Estimate wrx sti insurance?
20 year old male, perfect driving record, state of florida and for either a 2006 or 07 if that even matters""
Affordable Health Insurance ??
I live in washington state, and I am currently employed and I pay $80 a month through my employer for my medical. I now wanted to add my wife because she dosen't have a coverage at her work. I contacted the HR at my work and I was told my monthly premium will go up from $80 a month to $460 a month if I add her. and its way too much money and I am looking for other ways to have her cover please share Ideas that u may have if u happen to know any affordable insurance company""
""How much roughly is insurance for a 17 year old driver, on a 125cc bike?""
How much roughly is insurance for a 17 year old driver, on a 125cc bike?""
Any one know about car insurance for teenage driver in north carolina?
so im going to be driving soon and i will need to get insured. does anyone know how much this will cost if i live in north carolina? by the way, i dont know what car im getting...im looking. ;] so it would be helpful if you could give me a range for different types of cars. oh yeah, and sources would be nice. =] thanks a bunch!""
What is the cheapest form of auto insurance?
What is the cheapest form of auto insurance?
Can I add a non-family member to my auto-insurance plan?
I use USAA. I was wondering if I could add my boyfriend as part of my insurance plan, and he would just pay me when the bill comes. We do not live together yet, so I'm wondering if this is possible. He'd be driving his own car. The reason I'm asking is because USAA has good rates and I was wondering if I could share it with him.""
How much auto insurance must I have?
I want to know what are the legal limits on car insurance in the state of Ohio for a financed vehicle? I have an 06 Mazda and an 07 Hyundai. They are both financed. How do I go about figuring out the lowest limits I can legally have? Thank you!
What are some A rated insurance companies? or how do I know my insurance company is A rated?
Is their website that shows A rated insurance companies? I use a small independent insurance broker that represents several insurance companies. The broker is Control Insurance Inc and the auto insurance is Safeway
""Can anyone recommend a good, trusted car insurance company in Southern California (Los Angeles)?
Can anyone recommend good/trusted car insurance companies in Southern California (Los Angeles)? I just moved to Los Angeles from the East coast so I am not familiar with the local car insurance companies. I have had Geico for the past 6 months but I'm not sure if I want to stay with Geico. The customer service people are kind of rude.
Can I get temporary car insurance for 3 to 5 days?
I'm not currenty insured because i go to San Francisco state and dont need a car, im going to florida for thanksgiving and ive got my old car out there, but my parents wont let me drive it unless im insured..""
Cheap car insurance for Land Rover Discovery?
I'm about to buy a 03 Disco and was wondering what everyone is paying for car insurance. I'm 25 with no accidents on my record, but the quotes I keep getting seem to be outrageous. I'm just curious if that is common or if there is a company with decent full coverage rates for discoveries. Thanks for the help""
Car Insurance in a different state?
Hello and thanks for all the answers! I have my car insurance in nyc on my name, I am 22 and its 3200 per year. I have been told that I can somehow have it in another state even though I dont live there. Do I need to open a mailbox there or how does it work? What will hapen if I get a traffic ticket here? Thanks!""
Cheapest car and car insurance for an adult first time driver?
hi i just passed my driving tests and looking for a cheap, small and reliable car. i am 27 and a full time student. i live in small UK city. would like to how much to expect to pay for car and road tax. what other things to expect to sort out. god bless you""
Can your auto insurance company raise your rate without notifying you?
hello, I just started a auto insurance policy with Infinity insurance. the agreed monthly payment was $403 and that is what my first bill was. this month I noticed that they billed my checking account $563. I did call them and they said the price went up because they made an error with the policy. so what I want to know is it legal for a car insurance company to raise your rate and bill and charge your account without letting you know before hand? also what can I legally do? it really does not seem legal...if I would have been notified I most certainly would have canceled my policy. thanks""
Does AARP offer affordable health insurance?
I'm turning 50 the end of October, as of now I have no health insurance. Someone told me that I'll be eligible for AARP and will be able to get affordable health and dental insurance. Is AARP the answer to being able to finally afford health and dental insurance?""
Car insurance and driving into mexico?
whats the best bet on driving into mexico renting a car down there? renting a car here and getting insurance taking your own car and how much would insurance be to take your car
Which company in New Jersey has the lowest Car Insurance?
Which company in New Jersey has the lowest Car Insurance?
Car reg not bringing up my car on insurance companys?
hi iv been looking at buying a 1.4 clio 3 door but when iv been online to get a quote for the insurance when i put the registration in it brings up a 1.2 clio 5 door... what does this mean is it normal that they sometimes get that wrong or could the registration plates have been swapped it just seems a bit weird so would like some opinions, thanks :-)""
Reg. vehicle insurance?
5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.
""If I like a used car say $20k. What is the order of getting a loan, paying with loan, car insurance?""
Do I get aproved for a loan then tell the dealer, then get insurance?""
Prelude vs Subaru on Insurance ?
Which one is typically cheaper? Between a 97 - 01 Prelude and a 00' Subaru 2.5rs Iv heard prelude insurance is expensive. I know wrx insurance is insanely high but im thinking the 2.5rs must be cheaper since its not turbo'ed.
How much more is it to insure two personal cars vs. one?
I am just one guy, I live by myself and nobody drives my car but me. I keep insurance on it but conditions may turn out that I will end up with a 2nd car. I would ultimately drive them both and have them insured but how much is it for one person to insure a 2nd car? Is it (premium of one car) X 2 or more like 1.5(P) I hope this wouldn't be too expensive and make it not worth it.""
Insurance when buying 1st car?
How do i go about buying a car (private or dealer) without insurance to test drive it 1st, as i'll only get insurance once i know what car i will have (i live in the UK).""
""I am a 19 year old male, what is the cheapest car insurance?""
I am a 19 year old male, what is the cheapest car insurance?""
Do i need car insurance or just liabilty?
are they the same?I only want to cover the other persons car not my own because i'm buying a piece of crap $2500 or less and if i bought a convertible would i have to pay more per month for whatever it is i have to pay like insurance or something?
Brainardsville New York Cheap car insurance quotes zip 12915
Brainardsville New York Cheap car insurance quotes zip 12915
https://www.linkedin.com/pulse/florida-insurance-ombudsman-justin-garrett/"
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Pleasantville Iowa Cheap car insurance quotes zip 50225
"Pleasantville Iowa Cheap car insurance quotes zip 50225
Pleasantville Iowa Cheap car insurance quotes zip 50225
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
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My EX boyfriend went behind mine and my moms back and illegal put insurance on his car in my mothers name. I guess he knows a employee at a insurance automotive and illegally put it in her name without her consent. His friend who was driving the car hit some car today and called my mom and told her everything and now she wants to claim fraud. Who gets in trouble? My ex boyfriend for doing it illegally? The employee who let it happen? His friend who hit the car? Or my mom because they may not believe he did it illegally? BTW; my ex boyfriend owes money to his insurance thats why he couldnt put it in his name
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I'm 17 years old looking for a car with cheap insurance?
I have 3,000 and I'm looking for a manual car that's somewhat fast I don't want a super slow car and I know I can't find a super fast one either but something kinda fast in the price range and not a but load for insurance""
How much is the cost of delivering a baby in california without insurance?
Hi, i'm from the philippines, and I'm planning to give birth in california specifically in san francisco or los angeles where I have relatives. I wish to pay in cash but I would like to know how much discount I can get for a normal delivery or c-section. I hope you can provide me with organizations as well as their contact numbers that can guide me throughout the process within those area. Thank you so much.""
In need of a good dental insurance plan in South Florida.
I desperately need braces but I can't afford them, neither can my parents. I have two teeth that I call my shark teeth because they grew in back of my normal line of teeth. One on the top, and one on the bottom. So it bothers the hell out of my tongue and I can't stand it anymore. I'm always getting those annoying sore taste buds, like one would get if they bite their tongue, on my tongue because one of my shark teeth is my fang so it hurts like hell. I need to fix my teeth but I'll need a good dental insurance plan that covers a big percentage of the cost of my braces. And it cant be just a dental discount plan, those on average only discount 25% and I need more than that. I'm 17, I live with my parents and they'll be paying for it, but it will only be a single plan, not a family plan. I live in South Florida. So if anyone can give me the name of a great insurance plan, then you'll be a miracle worker. Thank you.""
Where is the best place for a teenager to get car insurance?
Im an 18 year old male and will be getting a 2005 Nissan Altima. What would be good insurance for me? I need cheap insurance and I have good grades so I might qualify for a discount.
Insurance for my baby?
I am researching insurance options for my baby. The baby will be born in few months. I know that the baby will be insured 30 days after he is born. This is my question. Should I find an individual plan for the baby or should I add the baby to my insurance? I did not even know one can add the baby to an existing insurance. I am just trying to find the best deal. If I have to have an individual plan for the baby, I am looking only for Blue Cross or Blue Shield of California (PPO only). If you have any suggestions, please share. Thank you""
Is there an affordable private insurance provider that will cover prescription medicine so I can go to school?
I have Crohn's disease and I'm attending college in Idaho. I'm currently covered by my parents' insurance, but I'm I will no longer be covered in a year. My college has a reasonably priced insurance plan but it doesn't cover prescription medications. Remicade is considered a prescription drug, which means that the plan won't cover my remicade treatments which cost about $4,000 every eight weeks. I realize I could get a job that has benefits, but I really would like to get a college degree. Is there any way I can go to college and still have the health coverage I need to pay for my prescription medicines?""
Is it a legal requirement to carry your car insurance documentation at all times?
Okay, this is the second time i've asked a question in the last two days but this forum is really interesting and gets me thinking. While I was at University, I was driving innocently along when I realized I didn't have my lights on. At that PRECISE MOMENT, I saw blue flashing lights behind me and the police pulled me over. He asked ''Do you know why I pulled you over?'' and I said 'Yes sorry! I didn't have my lights on''. He then proceeded to put me in the back of his police car and ask me questions such as name, address, telephone number, mobile telephone number, height, weight etc.. which I believed to be innocent questions.. but then the questions kept going down a quite frankly rediculous route and he asked me ''hair colour, eye colour, what are you wearing?, where are you going? why are you going there? etc etc and I started to wonder if he was taking the mick. Then after all that he asked for my car insurance documentation and driving lisence and I said I didn't have any on me except my lisence. He looked at my lisence, wrote down some information and gave it back to me. He then said ''do you realize it is an offence not to carry your car insurance documents with you when asked to produce them at the roadside?''. Again I apologized and said that I had no idea that this was the case. He then gave me five days to produce my photo and counterpart driving lisence and car insurance documents at the local police station or I would be arrested for failing to produce documents on demand. He then asked me to provide a testimony which would be read in court if I didn't produce the documents and so I said ''I'm terribly sorry for any inconvenience''. He then let me out. Suffice to say, the next day I took my documents to the police station for inspection. Is this standard proceedure?""
How to reduce payments for young car driver insurance ?
how to minimize it ?
How long can you go without car insurance in Michigan before becoming high risk?
I just got screwed by my insurance place, and i want to cancel my policy immediately, but i won't be able to get car insurance again for at least a week. How long until i would become high risk in Michigan?""
I need a cheapest car insurance in ontario.?
simple as i said, i need the cheapest car insurance, i don't care the coverage, it can be even without any coverage. i can even pay for all damage. i live around Kitchener-waterloo city. if anyone know or you work in a insurance company that can provide just a paper that i can use to extend my car license plate number, let me know. i was so upset that i need to pay so much money for car insurance that in case anything happen, i also hesitate to call the company because my car insurance might be going up to the roof.""
How much is errors and omissions insurance in california?
How much is errors and omissions insurance in california?
""I'm looking at Mercedes Benz E500 or S500 and BMW 745Li? Which car you think is better? Cost, Insurance etc.?
Mercedes Benz or BMW?
Lost health insurance and am 37 weeks pregnant?
I just found out I was dropped from my previous health insurance plan from COBRA because I was late making a payment. I thought I was ahead a month so didn't pay in March and found out I wasn't ahead. I tried explaining this to the health insurance company but they said it was too late to do anything about it. I've called multiple health insurance companies to see if they'd cover me but of course being 3 weeks from my due date no one will take me. I also tried to contact my hospital that I will be giving birth at to see if I could go through a financial assistance program but my husband and I make to much. Same issue with Medicaid. I live in IN, is there anything/any health insurance company that someone can suggest??? Thanks!""
I need cheap & affordable health insurance.?
Actually im in search a cheap and affordable for my gf. she's working fulltime/overtime from 2 differents jobs with the annual income of $16,000, but she doesn't get any company benefits... She has been sick alot lately and im really worried for her, especially when she's only 20 year old living her step parents. Her step parents got 2 kids of their own so they totally ignore her needs, so it's up to me to do my best to support her. She's not qualify with medi-cal because her step parents make alots of money. Can someone please provide me some information about buying affordable health insurence for the low income? possibly some link there? Thank you""
Health insurance?
Is there anyway someone who has been rejected by private health insurance companies can find affordable health coverage? What are some companies/resources?
I was in a car accident so i been off work how will the insurance pay me?
I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work
Report to her home owners insurance?
I was living as a roommate with a woman who's house was burglarized. The only things taken were two of my Mac Books and three iPods. I didn't have a lease, OR renters insurance. She was not open to reporting it to her homeowners insurance. Did I get screwed? This happened in Oct. 2010.""
What is the average cost of car insurance for an 18 year old?
I live on my own, I'm a full time college student, I have a part time job, I am female,and I make good grades. I want the cheapest insurance legally possible.""
How much would insurance be for me?
I am 19 years old and gonna buy a used car soon. My parents have never drove or owned a vehicle in their life. I live in San Francisco. I know the insurance gonna be expensive for me.. Is there a way to get cheaper insurance?
Would it be cheaper for me to go on my parents insurance or get my own insurance plan?
I am 16 and go for my license on the 19th of Nov, im paying for it myself. My parents have geico, i called Allstate today to get a quotes and they said about 210, please help!(:""
What laws in California can a doctor use against me for spending insurance check?
What laws exist in California that a doctor can use against me if I spent the money the insurance sent me for medical services he performed?
Pleasantville Iowa Cheap car insurance quotes zip 50225
Pleasantville Iowa Cheap car insurance quotes zip 50225
USAA Full coverage auto insurance covering theft?
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Can i insure a car in one state and register in another?
i am going to school in South Carolina and have a permanent address in New York. Can i register my car in SC and insure it in New York?
Car Insurance question?
I live on a very busy side street where there is more cars owned by people that live on the street than there is parking spaces for these cars. I am just wondering if i have to park my car on the road around the corner fron where i live is the insurance still vaild if it gets stolen, because when i took out the insurance i was asked where is the car kept over night? and i said on the street where i live""
Does state farm have the best insurance for young adults?
I recently got a quote from State Farm online & it adds up to about 200 a month; is this pretty cheap for a 18 year old who is a fairly new driver?
My insurance quotes make no sense...?
I've been checking out some insurance quotes, I did a few thru progressive and got some weird results. First time, on a 2002 BMW M3 I got quoted $140/mo for full coverage (I'm 18, completely clean record), went back through to see if I could get the same result: got $199/mo, same information and everything. Why the change? And THEN (this is where it gets weird...) I checked my 97 Corolla (my DD/beater) and I did only that car on the quote, they wanted $240/mo. I'm really confused right now. Any advice?""
Do car insurance rate drop when one turns 25?
If so, how much? I'll be 25 in 3 weeks.""
Do males always have higher insurance rates than females?
I know that this is true for teenagers, but is it true for adults as well?""
What is the cheapest car insurance?
I passed my driving licence in August 2012 and i want a small cheap car?
Where to buy business auto insurance?
My job requires me to transport individuals from their home to various stores or dr.'s appointments. I recently found out that my employer will only cover the person served when I am driving my car on the clock, but not me, or my car. I've done some research and found that I need to update to business/commercial insurance. I live in Iowa. Where is the best/cheapest place to purchase this type of auto insurance. I've got a fairly clean driving record (I've been in two accidents in the last 5 years, neither were my fault) and a safe car.""
What accounts affected by liability insurance?
What accounts affected by liability insurance?
""My parents are above 65 ,suggest any insurance plan?
suggest any insurance plan
Is there a grace period for insurance in california on a new vehicle?
How long can you go without insurance after purchase of a new vehicle? I know it should be done immediately but I have other things going on right now and dont have time to get quotes currently. If there is no grace period I just wont drive until I get insurance.
Help! Car insurance question?
If you get pulled over and it's not a wreck just for speeding and u don't have car insurance do u get ur license taken away? Or what can u do to have theme not taken away if so
Is geico really the cheapest car insurance for a 19 year old driving a sliver 2001 mustang?
Dont know which insurance is cheaper?
Running red light- effects on car insurance?
I'm listed as the third driver on my insurance plan and I recently turned right on a red light and apparently didn't stop before as long as i should have. Needless to say I got 3 points and a 300 dollar fine. I'm with td insurance currently. How much can I expect the rates to go up?
Dont have Health insurance question?
what happens if someone is severly sick and dont have health insurance.Will the ambulance still take them to the hospital and if so will he or she be treated even though they dont have insurance..
Cheapest car under 1000 to insure?
I'm 17, male and want the cheapest insurance possible.""
Lying on car insurance...?
what are/or could be any consequences of me lying about my car insurance renewal when i do 26,000miles per year and if i put that i only did 10,000miles my insurance would be alot cheaper it would go from 240p/m to 180p/m!?!?!?!?!? how would the insurers know how many miles i did per year?""
Good Life Insurance Plan with guaranteed return and maximum life coverage.?
Which Life Insurance plan (from Govt. or Private company) will give me the highest return If I invest Rs. 50,000/- yearly for 20 years including the life coverage. Please name the plan with name of the company.""
Should car insurance be made mandatory?
I use public transportation or a bicycle to get to places, and my refusal to purchase car insurance drives the price up for people who drive. This is unfair that I save money and you have to pay.""
Cheapest car insurance for a 21 year old 2002 Mazda protege 5?
Live in Ajax Ontario, and I also have 2 suspensions non alcohol related""
Can we get health insurance with just part A only in medicare?
looking for supplemental insurance with just Part A on my social security medicare who would be good to contact?
Whos the cheapest car insurance companys for first time drivers?
Whos the cheapest car insurance companys for first time drivers?
Did you get your insurance from an agent or a wholesaler?
is it possible to get your private insurance from a wholesaler? is it cheaper?
How much is a Geico car insurance for a minor ?
I am 17 years old and I am just wondering how much I will have to pay for my car insurance. My mom has Geico, and I am sure that will be the one I will have, too. Help!""
Pleasantville Iowa Cheap car insurance quotes zip 50225
Pleasantville Iowa Cheap car insurance quotes zip 50225
Where to find a reliable and cheap insurance for my 2008 car?
I'm frustrated with my previous insurance company, it's expensive and unreliable which means most of the time they dont pay my claims. :'(""
How much would my insurance cost?
I am 16, i have a 4.0 gpa, and i have taken drivers ed. I live in Florida, and i will be driving a 2003 honda civic. Thanks!""
How many hours do you have to work in California to be eligible for health insurance?
I work 35 hours a week, and have no health insurance. Am I eligible? Should I question this?""
What's the point of getting insurance?
It's not like the insurance companies ever pay you anything anyway.
Add Car to Insurance for Just a Week?
Has anyone ever added a car to their insurance for just a week. The car is my parents and they have insurance under geico and I have insurance under progressive. We are going out of town and would like to borrow the car but to be on the safe side we would like to add it to the insurance for the time we are outta town. Any help would be greatly appreciated.
Average car insurance for me?
Im a guy. Senior in high school. I don't have a 3.0+ gpa to reduce insurance. I'm prolly gonna drive a 96 blazer or 97 jeep grand Cherokee. Roughly, how much would my insurance be?""
Whats the cheapest car insurance company in Missouri?
I am 20 and attend college. I never needed a car before but now that I have to start driving, I have to get my driver's license. I have my permit and a car but since I need legal tags and insurance to take the driving test. I have to get insurance before I can get tags. So I wanted to know whats the best insurance company for me, where prices won't be outrageous??? Thanks for the help: )""
Does raising your car insurance's deductible really save you money ?
* Does raising deductible on car insurance really save money ?? * Is it worth it and * How much money would you save if you raise your car's deductible from 500 to 1000 dollars Any information would greatly be appreciated....Thanks :)
What is total extra premium car insurance?
Hi guys, I'm currently learning to drive (uk) hopefully pass my test in next couple of months, just looking up on insurance quotes, will mainly be driving my fathers car 1.8 petrol vauxhall, I'm 25. So was doing a quote with his insurance company (swift cover) and as I was going through it and this is what it says at the end total extra premium 248.48 Now what the hell does this mean? After this stage it was to confirm payment and obviously I never clicked that because I'm just looking for quotes. Is total extra premium what I'm going to pay for a year or is that just a one off payment?""
How much should i be paying for car insurance in the state of ohio?
I am 17 years old im a male i drive a 2000 chevrolet blazer i have no accidents no tickets and i get decent grades
What is the Average Car insurance cover for UK Provisional driver?
I need one and looking at most covers, they are hell of a lot costy. But I have an eye of one which is about 2.81 per day. What do you think of that? Above/below average? Good/bad cover. Any suggestion will help. Cheers.""
Cheap truck insurance in ontario?
Cheap truck insurance in ontario?
What is the cheapest sr22 insurance in california?
i had one accident in 2009 and i am currently paying the other party but i hadnt done it before and the dmv took away my license now i need to get a sr22 one but they keep on giving me car insurance quotes,, any help appreciated im 20 years old and dont own a car my uncle lets me borrow his""
What is the average insurance price for the new 2010 Chevy Camaro's? CURRENT 2010 CAMARO OWNERS ONLY PLEASE!?
I'm interested in purchasing a Chevy Camaro(2LT or 2SS), and I wanted to see how much current owners pay for their insurance. I'm 22 years old and I've got a clean driving record as well. Please let me know what you know! I don't feel like being spammed by insurance companies. I've gotten the free quote before and I still get emails from Geico! Thanks!""
Should I have my own insurance while using someone else's car?
The other person owns the car and has it insured in his name but is allowing me to use it until I can get another car. Should I or even can I have my own insurance policy on his car? I live in Michigan and my previous car was hit and totaled. Trying to buy/finance another car after only working full time again since Feb. is near impossible.
Can I drive my friend's car which without insurance?
I have car insurance,but my car broke , so I need to drive my friend's car, but car doesn't have insurance""
Car Insurance Calculator?
Im looking for a car insurance calculator so i can see how much this car would cost to insure should i end up getting it. Im only 17 so calling a car insurance company i would rather stay away from and idk what company my parents are even with But is there a calculator that doesnt require a ton of steps and just lets me put in what car i have and some basic questions about stuff that affects a 17 year old. Calculators i have been looking at ask for like house payments and monthly income ect and im 17. I dont have any of that. So any good and easy calculators to see if this car is too expensive to buy?
Home Owner's Insurance?
I asked this a while ago, but I didn't word it right... If I stepped off a rafter and accidentally fell through the ceiling at my house, would my home owner's insurance cover the hole in the ceiling?""
Is minimum coverage car insurance the same as an SR22?
In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""
Cheapest possible car insurance...?
I'm just about to get my license, I have next to no experience. My parents aren't offering to pay ANY, yet they are nearly forcing me to get my license, which is next to insurance. Everyone is telling me my only option is to pay like 200 frickin bucks a month. I can't spend that much money, I don't have time to earn that much money, It's almost a hopeless situation. Anyone have a miracle remedy to this problem?""
What is a good car insurance for a DUI offender ?
My 1st time offense and hopefully the last, anyone no of a good car insurance that is reasonable in prices. I've been driving for 10 yrs and no tickets did have a clean record until this happened now I feel like a felon california DUI laws are too harsh bastards thats how they make money!!""
What kind of insurance overage should I get for my bike?
I have a 98 Honda Superhawk (996 CC). I'm unsure what kind of coverage I need since I'm learning to pay for my own insurance. It's a bike that I'm just planning to ride for small commute and weekends. I'm also trying to pay as little as possible. I was thinking of going with progressive. I got a rate of $300 Any idea of what coverage I need will be appreciated! Thanks
Cheapest place to get insured on a friends car?
I was insured for a week on a friends car, a 1.4 peugeot 206. on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort. whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!""
Why does the political left compare obamacare to car insurance?
car insurance is to cover the other guy, people often have liability only which give no personal coverage whatsoever!!! ca""
So the insurance company has offered me x amount for my car i want to appeal the decision?
so how do i go about appealing the decision they suggested putting together some info proving i couldnt buy the same car for the money they have offered. any help would be much appreciated im just not sure how to start. also if anyone has been through this. did you find it helped or not? many thanks
Pleasantville Iowa Cheap car insurance quotes zip 50225
Pleasantville Iowa Cheap car insurance quotes zip 50225
Does AMERICA'S BEST eyeglasses accept INSURANCE?
i need to get glasses but im not sure if they acept insurance
Define insurance?
what is comprehensive insurance
I'm looking for THE CHEAPEST auto insurance I can find. Any advice?
My mom just kinda dumped my insurance bill on my lap. I ahve a 98 CRV and I'm looking for cheap cheap insurance. I really only drive about 10 minutes to and from work a day. I'm thinking the cheapest ones probably won't even advertise on television, so Im looking for word of mouth. Thanks guys!""
How much more does motorcycle insurance cost than car insurance?
Don't give me links or tell me to visit websites please!
Is a subaru WRX STI good for a teen to drive?
I'm a bout to get a car soon, and i been lookin at the STI's(manual), and im wondering if they are good for teens. I no they street cars and w.e, but i just want to drive it, not go on the highway, and burn rubber with the b*tch..""
How much would my car insurance cost?
I'm trying to find about how much my car insurance would cost and none of the insurance website would give me a quote for some reason. I'm a 17 year old female who has a 2003 saab 9-5 (4 door) who's never been in an accident and who took drivers ed.
Car insurance help !?
Can i buy a car and get car insurance and then only use it for a couple of months ? then do i just cancel the insurance an i would get rid of the car please help me an new to this.
Car insurance for 18 year old lad?
what car can i get the cheapest insurance on im 18 and male.
How to get auto insurance quote/ estimate without a car?
I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.""
Does $152 per month for my car insurance sounds right?
Okay, so here's the thing. I'm 18 years old (I know, it greatly affects my age group that I'm in) and my car insurance is $152 a month. But, I'm only on liability? I have to pay over $150 a month just for liability on my car insurance? I live in Wisconsin by the way too. It just all doesn't quite make sense to me..my mom quoted me another price but the other price was pushing $200 a month. I'm just really sickened by all of this. Please let me know what you think! Thanks!""
Why is insurance cheaper on american cars than asian cars?
I have a friend who was in accident a while back and the end result is his insurance doubled, and he can only afford to buy an american car rather than asian or german. Why is that in canada insurance cheaper on the american cars? Thank you""
Will my health insurance change?
im 21 and still in college in mass, if i move out of my house into an apartment will i lose my fathers health insurance?""
Why has my car insurance gone up?
My question is about my car insurance renewal quote. I got my renewal quote from esure, last year I paid 357 with 7 years no claim discount, and with full uk licence held for just under 4 years. In whole year I haven't made any claim, same car, same address, still the new quote I got is 627. I am almost shocked. Last year also I had same problem, my renewal quote was about 40-50 pounds higher. I checked for new quote with different insurers but not getting anything cheaper than 460, still way above what I paid last year. Does anyone know why does it go up? I remember last time when I spoke to call centre guy, he told me that it depends on number of claims in your area etc. Is that true? Also somewhere I read the article that insurance companies are paying more than what they collect as a premium and they are raising premiums by up to 20% but still in my case the premium is almost double. If anyone has any knowledge on how this industry works please let me know. Any help is appreciated. Thanks""
Dodge Neon SRT-4 Insurance Help?
How much would insurance cost a month for a 16 year old to have a 2003 dodge neon srt-4? Would it cost more or less than a 1999-2004 v6 mustang or 1998-2002 v6 camaro?
Should I shop for better car insurance rates?
I am looking to buy a new car. It is a 2005 Pontiac Sunfire. I live in Wisconsin, am 29, and have an excellent driving record. I need full coverage, and called my insurance agent (Progressive- which I've been with for over 12 years) and they said, for an average, about $500 every 6 months. Is this a little high or is this about average. Are there any other car insurance companies that might offer better rates?""
Does anyone know car insurance rates?
I wanted to know whats the average rate of car insurance for an 18 year old female..?
""What is the best rate (cheapest) for basic liability car insurance in ontario , primmum insurance told me?""
thier rates is 135.00 / month and i have perfect driving record ,can any one help me plz""
Why is car insurance so higher in UK than other countries?
In my home country, I did not even think about car insurance cost when I bought a car. It was just a small amount of money. In UK, when I try to buy a cheap secondhand car, the insurance cost higher than the car price. 2002 Nissan Primera cost 900 pounds while insurance quoted me 1169 pounds for that car. Why insurance cost more than the car price? I am not intending to claim by knowing the amount of excess money (higher than the car price) I have to pay in the first place if I want to claim.""
My Insurance Rates More Than Doubled After Moving To Florida?
Auto rates doubled, homeowners is about five times more than Virginia. What is up with this? Has anyone experienced changing to Florida and getting hit with high insurance rates, seems lilke for everything, including boats. Why so much more? I know about hurricanes, but this is ridiculous,.""
How do you figh no insurance ticket?
if you get into an accident without insurance, how do you fight it both the police and the insurance.""
Which type of Insurance help more in tax deduction?
I am earning more than 3 lacs per annual, now i have to pay tax but i have heard from my colleagues if i do invest in some insurance policy tax deduction will be less.So in which type of insurance should i invest?.""
Can i buy a car and still be under my mom's insurance?
I have enough money for a car. I was just wondering if i could buy a car and have the title under my name and still be able to be under my mom's insurance. i may be able to buy a car but my own insurance may be pushing it.
Maintaining car insurance for DMV (lawyers chime in)?
I have a bit of a tricky situation that I can't get a clear answer online. My question is I have misdemeanor on my driving record that is not yet 3 years old. I have moved out of the US for awhile but will be back and some point in the future. I have no use for my current car insurance and as I will be relying on public transportation for everything. For California DMV purposes, do I need to keep my insurance policy up or is it ok that I cancel my policy since I will be off US roads (all roads in general)? I have read a stipulation that requires 3 years uninterrupted SR-22 coverage or something of the like. I would like to get rid of this monthly charge that I'm getting nothing out of but my worry is that negatively impact my driving record at the DMV for not fulfilling insurance obligations. Thank you.""
Is it necessary to keep a copy of my car registration and auto insurance in my wallet?
I have a copy of my auto insurance information and car registration in my car already in the glove box. But is it necessary to keep a copy on my wallet just in case? Just curious my mom keeps telling me to keep it in my wallet but I never needed to take it out in my life. I got pulled over once and I just took out the registration in my glove box and it was fine.
How much does abilify cost with insurance usually?
i have blue cross blue shield insurance, from Texas. How much does this medication usually cost?""
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trendingnewsb · 7 years
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Is everything you think you know about depression wrong?
In this extract from his new book, Johann Hari, who took antidepressants for 14 years, calls for a new approach
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In the 1970s, a truth was accidentally discovered about depression one that was quickly swept aside, because its implications were too inconvenient, and too explosive. American psychiatrists had produced a book that would lay out, in detail, all the symptoms of different mental illnesses, so they could be identified and treated in the same way across the United States. It was called the Diagnostic and Statistical Manual. In the latest edition, they laid out nine symptoms that a patient has to show to be diagnosed with depression like, for example, decreased interest in pleasure or persistent low mood. For a doctor to conclude you were depressed, you had to show five of these symptoms over several weeks.
The manual was sent out to doctors across the US and they began to use it to diagnose people. However, after a while they came back to the authors and pointed out something that was bothering them. If they followed this guide, they had to diagnose every grieving person who came to them as depressed and start giving them medical treatment. If you lose someone, it turns out that these symptoms will come to you automatically. So, the doctors wanted to know, are we supposed to start drugging all the bereaved people in America?
The authors conferred, and they decided that there would be a special clause added to the list of symptoms of depression. None of this applies, they said, if you have lost somebody you love in the past year. In that situation, all these symptoms are natural, and not a disorder. It was called the grief exception, and it seemed to resolve the problem.
Then, as the years and decades passed, doctors on the frontline started to come back with another question. All over the world, they were being encouraged to tell patients that depression is, in fact, just the result of a spontaneous chemical imbalance in your brain it is produced by low serotonin, or a natural lack of some other chemical. Its not caused by your life its caused by your broken brain. Some of the doctors began to ask how this fitted with the grief exception. If you agree that the symptoms of depression are a logical and understandable response to one set of life circumstances losing a loved one might they not be an understandable response to other situations? What about if you lose your job? What if you are stuck in a job that you hate for the next 40 years? What about if you are alone and friendless?
The grief exception seemed to have blasted a hole in the claim that the causes of depression are sealed away in your skull. It suggested that there are causes out here, in the world, and they needed to be investigated and solved there. This was a debate that mainstream psychiatry (with some exceptions) did not want to have. So, they responded in a simple way by whittling away the grief exception. With each new edition of the manual they reduced the period of grief that you were allowed before being labelled mentally ill down to a few months and then, finally, to nothing at all. Now, if your baby dies at 10am, your doctor can diagnose you with a mental illness at 10.01am and start drugging you straight away.
Dr Joanne Cacciatore, of Arizona State University, became a leading expert on the grief exception after her own baby, Cheyenne, died during childbirth. She had seen many grieving people being told that they were mentally ill for showing distress. She told me this debate reveals a key problem with how we talk about depression, anxiety and other forms of suffering: we dont, she said, consider context. We act like human distress can be assessed solely on a checklist that can be separated out from our lives, and labelled as brain diseases. If we started to take peoples actual lives into account when we treat depression and anxiety, Joanne explained, it would require an entire system overhaul. She told me that when you have a person with extreme human distress, [we need to] stop treating the symptoms. The symptoms are a messenger of a deeper problem. Lets get to the deeper problem.
*****
I was a teenager when I swallowed my first antidepressant. I was standing in the weak English sunshine, outside a pharmacy in a shopping centre in London. The tablet was white and small, and as I swallowed, it felt like a chemical kiss. That morning I had gone to see my doctor and I had told him crouched, embarrassed that pain was leaking out of me uncontrollably, like a bad smell, and I had felt this way for several years. In reply, he told me a story. There is a chemical called serotonin that makes people feel good, he said, and some people are naturally lacking it in their brains. You are clearly one of those people. There are now, thankfully, new drugs that will restore your serotonin level to that of a normal person. Take them, and you will be well. At last, I understood what had been happening to me, and why.
However, a few months into my drugging, something odd happened. The pain started to seep through again. Before long, I felt as bad as I had at the start. I went back to my doctor, and he told me that I was clearly on too low a dose. And so, 20 milligrams became 30 milligrams; the white pill became blue. I felt better for several months. And then the pain came back through once more. My dose kept being jacked up, until I was on 80mg, where it stayed for many years, with only a few short breaks. And still the pain broke back through.
I started to research my book, Lost Connections: Uncovering The Real Causes of Depression and the Unexpected Solutions, because I was puzzled by two mysteries. Why was I still depressed when I was doing everything I had been told to do? I had identified the low serotonin in my brain, and I was boosting my serotonin levels yet I still felt awful. But there was a deeper mystery still. Why were so many other people across the western world feeling like me? Around one in five US adults are taking at least one drug for a psychiatric problem. In Britain, antidepressant prescriptions have doubled in a decade, to the point where now one in 11 of us drug ourselves to deal with these feelings. What has been causing depression and its twin, anxiety, to spiral in this way? I began to ask myself: could it really be that in our separate heads, all of us had brain chemistries that were spontaneously malfunctioning at the same time?
To find the answers, I ended up going on a 40,000-mile journey across the world and back. I talked to the leading social scientists investigating these questions, and to people who have been overcoming depression in unexpected ways from an Amish village in Indiana, to a Brazilian city that banned advertising and a laboratory in Baltimore conducting a startling wave of experiments. From these people, I learned the best scientific evidence about what really causes depression and anxiety. They taught me that it is not what we have been told it is up to now. I found there is evidence that seven specific factors in the way we are living today are causing depression and anxiety to rise alongside two real biological factors (such as your genes) that can combine with these forces to make it worse.
Once I learned this, I was able to see that a very different set of solutions to my depression and to our depression had been waiting for me all along.
To understand this different way of thinking, though, I had to first investigate the old story, the one that had given me so much relief at first. Professor Irving Kirsch at Harvard University is the Sherlock Holmes of chemical antidepressants the man who has scrutinised the evidence about giving drugs to depressed and anxious people most closely in the world. In the 1990s, he prescribed chemical antidepressants to his patients with confidence. He knew the published scientific evidence, and it was clear: it showed that 70% of people who took them got significantly better. He began to investigate this further, and put in a freedom of information request to get the data that the drug companies had been privately gathering into these drugs. He was confident that he would find all sorts of other positive effects but then he bumped into something peculiar.
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Illustration by Michael Driver.
We all know that when you take selfies, you take 30 pictures, throw away the 29 where you look bleary-eyed or double-chinned, and pick out the best one to be your Tinder profile picture. It turned out that the drug companies who fund almost all the research into these drugs were taking this approach to studying chemical antidepressants. They would fund huge numbers of studies, throw away all the ones that suggested the drugs had very limited effects, and then only release the ones that showed success. To give one example: in one trial, the drug was given to 245 patients, but the drug company published the results for only 27 of them. Those 27 patients happened to be the ones the drug seemed to work for. Suddenly, Professor Kirsch realised that the 70% figure couldnt be right.
It turns out that between 65 and 80% of people on antidepressants are depressed again within a year. I had thought that I was freakish for remaining depressed while on these drugs. In fact, Kirsch explained to me in Massachusetts, I was totally typical. These drugs are having a positive effect for some people but they clearly cant be the main solution for the majority of us, because were still depressed even when we take them. At the moment, we offer depressed people a menu with only one option on it. I certainly dont want to take anything off the menu but I realised, as I spent time with him, that we would have to expand the menu.
This led Professor Kirsch to ask a more basic question, one he was surprised to be asking. How do we know depression is even caused by low serotonin at all? When he began to dig, it turned out that the evidence was strikingly shaky. Professor Andrew Scull of Princeton, writing in the Lancet, explained that attributing depression to spontaneously low serotonin is deeply misleading and unscientific. Dr David Healy told me: There was never any basis for it, ever. It was just marketing copy.
I didnt want to hear this. Once you settle into a story about your pain, you are extremely reluctant to challenge it. It was like a leash I had put on my distress to keep it under some control. I feared that if I messed with the story I had lived with for so long, the pain would run wild, like an unchained animal. Yet the scientific evidence was showing me something clear, and I couldnt ignore it.
*****
So, what is really going on? When I interviewed social scientists all over the world from So Paulo to Sydney, from Los Angeles to London I started to see an unexpected picture emerge. We all know that every human being has basic physical needs: for food, for water, for shelter, for clean air. It turns out that, in the same way, all humans have certain basic psychological needs. We need to feel we belong. We need to feel valued. We need to feel were good at something. We need to feel we have a secure future. And there is growing evidence that our culture isnt meeting those psychological needs for many perhaps most people. I kept learning that, in very different ways, we have become disconnected from things we really need, and this deep disconnection is driving this epidemic of depression and anxiety all around us.
Lets look at one of those causes, and one of the solutions we can begin to see if we understand it differently. There is strong evidence that human beings need to feel their lives are meaningful that they are doing something with purpose that makes a difference. Its a natural psychological need. But between 2011 and 2012, the polling company Gallup conducted the most detailed study ever carried out of how people feel about the thing we spend most of our waking lives doing our paid work. They found that 13% of people say they are engaged in their work they find it meaningful and look forward to it. Some 63% say they are not engaged, which is defined as sleepwalking through their workday. And 24% are actively disengaged: they hate it.
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Antidepressant prescriptions have doubled over the last decade. Photograph: Anthony Devlin/PA
Most of the depressed and anxious people I know, I realised, are in the 87% who dont like their work. I started to dig around to see if there is any evidence that this might be related to depression. It turned out that a breakthrough had been made in answering this question in the 1970s, by an Australian scientist called Michael Marmot. He wanted to investigate what causes stress in the workplace and believed hed found the perfect lab in which to discover the answer: the British civil service, based in Whitehall. This small army of bureaucrats was divided into 19 different layers, from the permanent secretary at the top, down to the typists. What he wanted to know, at first, was: whos more likely to have a stress-related heart attack the big boss at the top, or somebody below him?
Everybody told him: youre wasting your time. Obviously, the boss is going to be more stressed because hes got more responsibility. But when Marmot published his results, he revealed the truth to be the exact opposite. The lower an employee ranked in the hierarchy, the higher their stress levels and likelihood of having a heart attack. Now he wanted to know: why?
And thats when, after two more years studying civil servants, he discovered the biggest factor. It turns out if you have no control over your work, you are far more likely to become stressed and, crucially, depressed. Humans have an innate need to feel that what we are doing, day-to-day, is meaningful. When you are controlled, you cant create meaning out of your work.
Suddenly, the depression of many of my friends, even those in fancy jobs who spend most of their waking hours feeling controlled and unappreciated started to look not like a problem with their brains, but a problem with their environments. There are, I discovered, many causes of depression like this. However, my journey was not simply about finding the reasons why we feel so bad. The core was about finding out how we can feel better how we can find real and lasting antidepressants that work for most of us, beyond only the packs of pills we have been offered as often the sole item on the menu for the depressed and anxious. I kept thinking about what Dr Cacciatore had taught me we have to deal with the deeper problems that are causing all this distress.
I found the beginnings of an answer to the epidemic of meaningless work in Baltimore. Meredith Mitchell used to wake up every morning with her heart racing with anxiety. She dreaded her office job. So she took a bold step one that lots of people thought was crazy. Her husband, Josh, and their friends had worked for years in a bike store, where they were ordered around and constantly felt insecure, Most of them were depressed. One day, they decided to set up their own bike store, but they wanted to run it differently. Instead of having one guy at the top giving orders, they would run it as a democratic co-operative. This meant they would make decisions collectively, they would share out the best and worst jobs and they would all, together, be the boss. It would be like a busy democratic tribe. When I went to their store Baltimore Bicycle Works the staff explained how, in this different environment, their persistent depression and anxiety had largely lifted.
Its not that their individual tasks had changed much. They fixed bikes before; they fix bikes now. But they had dealt with the unmet psychological needs that were making them feel so bad by giving themselves autonomy and control over their work. Josh had seen for himself that depressions are very often, as he put it, rational reactions to the situation, not some kind of biological break. He told me there is no need to run businesses anywhere in the old humiliating, depressing way we could move together, as a culture, to workers controlling their own workplaces.
*****
With each of the nine causes of depression and anxiety I learned about, I kept being taught startling facts and arguments like this that forced me to think differently. Professor John Cacioppo of Chicago University taught me that being acutely lonely is as stressful as being punched in the face by a stranger and massively increases your risk of depression. Dr Vincent Felitti in San Diego showed me that surviving severe childhood trauma makes you 3,100% more likely to attempt suicide as an adult. Professor Michael Chandler in Vancouver explained to me that if a community feels it has no control over the big decisions affecting it, the suicide rate will shoot up.
This new evidence forces us to seek out a very different kind of solution to our despair crisis. One person in particular helped me to unlock how to think about this. In the early days of the 21st century, a South African psychiatrist named Derek Summerfeld went to Cambodia, at a time when antidepressants were first being introduced there. He began to explain the concept to the doctors he met. They listened patiently and then told him they didnt need these new antidepressants, because they already had anti-depressants that work. He assumed they were talking about some kind of herbal remedy.
He asked them to explain, and they told him about a rice farmer they knew whose left leg was blown off by a landmine. He was fitted with a new limb, but he felt constantly anxious about the future, and was filled with despair. The doctors sat with him, and talked through his troubles. They realised that even with his new artificial limb, his old jobworking in the rice paddieswas leaving him constantly stressed and in physical pain, and that was making him want to just stop living. So they had an idea. They believed that if he became a dairy farmer, he could live differently. So they bought him a cow. In the months and years that followed, his life changed. His depressionwhich had been profoundwent away. You see, doctor, they told him, the cow was an antidepressant.
To them, finding an antidepressant didnt mean finding a way to change your brain chemistry. It meant finding a way to solve the problem that was causing the depression in the first place. We can do the same. Some of these solutions are things we can do as individuals, in our private lives. Some require bigger social shifts, which we can only achieve together, as citizens. But all of them require us to change our understanding of what depression and anxiety really are.
This is radical, but it is not, I discovered, a maverick position. In its official statement for World Health Day in 2017, the United Nations reviewed the best evidence and concluded that the dominant biomedical narrative of depression is based on biased and selective use of research outcomes that must be abandoned. We need to move from focusing on chemical imbalances, they said, to focusing more on power imbalances.
After I learned all this, and what it means for us all, I started to long for the power to go back in time and speak to my teenage self on the day he was told a story about his depression that was going to send him off in the wrong direction for so many years. I wanted to tell him: This pain you are feeling is not a pathology. Its not crazy. It is a signal that your natural psychological needs are not being met. It is a form of grief for yourself, and for the culture you live in going so wrong. I know how much it hurts. I know how deeply it cuts you. But you need to listen to this signal. We all need to listen to the people around us sending out this signal. It is telling you what is going wrong. It is telling you that you need to be connected in so many deep and stirring ways that you arent yet but you can be, one day.
If you are depressed and anxious, you are not a machine with malfunctioning parts. You are a human being with unmet needs. The only real way out of our epidemic of despair is for all of us, together, to begin to meet those human needs for deep connection, to the things that really matter in life.
This is an edited extract from Lost Connections: Uncovering the Real Causes of Depression and the Unexpected Solutions by Johann Hari, published by Bloomsbury on 11 January (16.99). To order a copy for 14.44 go to guardianbookshop.com or call 0330 333 6846. Free UK p&p over 10, online orders only. Phone orders min p&p of 1.99. It will be available in audio at audible.co.uk
Read more: https://www.theguardian.com/society/2018/jan/07/is-everything-you-think-you-know-about-depression-wrong-johann-hari-lost-connections
from Viral News HQ http://ift.tt/2nZt0Li via Viral News HQ
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sh-lan · 7 years
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OMFG LAST QUARTER EVER + some spring break stuff???
Took a weekend off of life Retail therapy at its finest today Even though new jeans were overdue
It’s crazy how it still came I guess it’s a force of nature But omg it’s gonna be here on the concert T^T
This nerd would have mitsuha’s theme on his playlist smh #nochu
April 2nd, 2017 BTS Wings Tour I still can’t believe it happened I’ve been awake since 8am lol and it’s like 1:54am and i’m still trying to process and remember everything that happened today It felt like a dream! I can’t believe I saw them in real life. ohmygod Hands down, easily one of the best day of this week - if not this entire year so far holy shit will continue this tomorrow as i reminisce ok but one thing i noticed is that jungkook’s thighs are actually so real like wtf? shookt EDIT: lol i never finished this but oh well
oop i just bought more rings goodbye money
my charger broke gg time to get another one
I have a newfound appreciation for the color pink or more like my appreciation for pink is coming back
When you get anxious because bts hasnt posted on twitter for 3 days but then you also know they’re resting and that they deserve this break
SPRING QUARTER LEGGO tu/th schedule let’s hope this all works well keke
week 1 recap tuesday - sees everybody in freaking AB LOL sees harry after walking out of my tdpw sees alana and dylan outside my global health class which alana is also taking, and becca and tanya lOL goes to cogs 122 to find chen screaming my name - also vania and stella <3 last class is normal - with nobody in management BUT LOL LEIGHTON ADDED THE CLASS ON THURSDAY HAHA there’s also this girl in my tdpw class who looks like lindsay lohan and her name is also lindsey but with an e cause i saw it on the email lol not a stalker
Decided to gel nails it out friday of week 1 whut whut
First attempt at 양념치킨~
been using the soundtrack of your name this past week to get over pcd it’s been a week and i still haven’t recovered T^T
went to kbbq with harry! lol week 1 sunday started at manna….having an adventure in between at manna keke “started here and ending it here?” LOL
currently craving anything strawberry
don’t understand why i need to have my email as a send&receive in order to sms to work on my laptop bb why are you being stubborn when you’ve been working fine all this time
under yuri’s recommendation, i microwaved my coffee because it was lukewarm and she called me extra LOL
i’m getting nervous about a presentation when i shouldn’t be because ?? my AB service leader self is like completely gone i wanna crawl into a hole
i just finished season 2 and 3 of htgawm in less than a week… how they gonna do season 4 i wonder
Week 2 thursday I was actually really looking forward to class today Also my rings came! Though were they worth the $50….not so sure Were they cute? Yes But not as cute as the other one T^T So i mustnt give in to temptations nowww
I found out what matcha powder mom uses to make their matcha latte Cappuccine frappe mix But it’s sadly not on amazon ):
This new tumblr function is really inconvenient cause i cant tell how many thing i have on queue brcause i have to keep switching blogs -_-
Han came to visit! Friday Papa johns Saturday Snooze brunch Infinitea Abeh hangout In n out Sunday Aquarium! Koon thai Ramen yamadaya Boba bar and then i drove him to irvine where we got coco curry! and then i drove back and he bought me milk tea with pudding
Had an epiphany It’s not anenome It’s anemone
Omg but like why dont people call spoiler alerts “spoilerts”
Started 13 reasons why with Han Finished it, tuesday week 3 Hmmm How to feel
finished strong woman park hyung sik is so…adorable? IT’S SO WEIRD. HIS AEGYO LEVEL IS INSANE
When you realize that 둘! 셋! is probably the title of the fan song because that’s what BTS always say when they introduce themselves And that BTS + ARMY forever ㅠㅠㅠㅠ I’m not crying r u crying ;___;
어떻게
Omg when you wake up for reorientation and jungkook does lives <3
highkey need to crawl into a hole tbh
You know what i want to do? Go to an olive garden Even though i know it’ll taste bad lol
Not really sure what i want… But i dont want my 4 years to be a waste ):
i….skipped out on an interview today was it the right choice i may never know
most recent ep of snk got me fucked up SOMEONE TELL ME WHAT YMIR AND CHRISTA’S RELATIONSHIP IS WHO IS CHRISTA
Lol i hella bombed my quiz GOODBYE GONNA P/NP HAHA
Week 4 weekend Fuck me in the ass i twisted my ankle and i am in irvine had to pop an advil and cruise control all the way back thank god there weren’t many cars lol 0/10 do not recommend
Slept on the couch the past two days to elevate my ankle Glad to be back in bed But i think i might be a little…sick? Fuck Need to grocery shop
Dammit i got called for jury duty
Ok but i twisted my ankle and two recruiters emailed me back the next day so was it really a loss
Week 5 i’m sick…
just watched 5 centimeters per second a little sadder than i was an hour ago
fuck i forgot that my jeans are new and i washed it and my pink shirt is ruined fml triggered
thursday after rolling over ma ankle i can finally see that it is a lil swollen and there is bruising LOL also saw an owl at school today and a bunny while leaving to go to meeting
week 5 tuesday saw two bunnies on my way out to school
I just saw two hummingbirds! 😍
I cant believe yuri and i finished twenty SMH
ABCD today Some qualitee photos were taken Im tired now
Really debating the 4th term
third day of back pain flexibility dying wow what is happening???
…..army 4th term is $75 cries EDIT: it’s $66 because i forgot exchange rate but still cri EDIT EDIT: it’s $45 if i ship it to taiwan - seriously really highkey considering that now oh dear
bro i think i just experienced katawaredoki whut
i keep thinking that my ankle is ok but i always end up doing something that ends up hurting it like hella im
Week 6 thursday last leadership meeting one of my favorite meetings because whoa INFORMATION!? it was nice wanted to discuss and add in my two cents but i honestly just wasn’t able to wrap my head around everything loool then…we decided to go to PB LOL chen, jeong, yuri, justin and his friends (including nicole, nicole, sandy) and then more people. we also met leslie, brett, dexter, allison, kenny, peter, abby, ben…and more? at pb lolol and also we saw miguel and anthony - it was like a freshman year flashback tbh lOL went to vallartas after and then came home to shower and finally sleep at 3:30am wot is life NEXT DAY ADVENTURES - leighton and i finally pulled out the weeds and now we’re tired
salty that i wasnt invited to the birthday celebration, not that i would really make the trip per say but wtf gurl
I just had this really sad thought that i’m probably never gonna ever get to know bts like friends y i do dis to meself
Wait so like i got sick while at clew’s and it didnt happen until week 5 and so i was sick from week 5 through week 6 and at this one point i couldnt taste my food it was terribad
May 12th I bought the membership LOL Hopefully it mails it correctly back to Taiwan ☺️
im dumb i didn’t save the color i wanted for my hair
omg the song vania recommended to me a few days ago was recommended by jungkook like a year or so ago on twitter lOOOOL
Just tryna level up here :<
Struggles when places are in the east coast and phone calls are early in the fckin morning
Note to self: Ridge cut potato chips with sea salt is good for stuff with dip Ridge cut salt and pepper is good for regular eating, but gets salty at the bottom LOL EDIT: per vania’s suggestion, i salted and peppered my chips
watching jungkook’s vlive AND HE JUST HARMONIZED WITH HIMSELF IM DED
Just woke up from a dream where someone hurt my brother/nade him fall and i was so angry? Was about to go ape shit on that person im ded lol who is rhis angry me
Rewatched and finished reply 1997 Wow what is life when yoon jae is life But also what is life when your idols are life Daily reminder to not be as obsessed as shiwon LOLOL
i can’t go to giraffage and elephante anymore im on the otherhand i get to go to virginia???
lol but like i haven’t been writing drafts because i often write in my notebook now but here are some updates - my nails are constantly chipping - forgot about grad photos that clashed with the weekend han is coming - im ded because i probs won’t have a weekend to myself until week 10 - struggles to figure out graduation things - paid my $54 to walk #mostexpensivewalkever
LAST LEADERSHIP MEETING (turnover) what am i going to do with my thursday nights now? it’s been a good run
Jealous of the staff that holds and records the camera during vlives? LOL who am i
When you forget that jeon jungkook did taekwondo before Hnnnngh
i just reaffirmed? or discovered? that i don’t like fruity pebbles o_o
Trying to think of a thing to put on my grad cap Tis hard Let’s make a list: 花樣年華 Strong power thank you You never walk alone Ireumeun deborah LOL Lol omg but why is yoongi’s “cheater never win but i just graduated” quote so appropriate for grad EXTRA + ORDINARY* Lost my way/found my way* Click clack to the bang Smile with me, cry with me, fly with me (you make me begin, you made me again) Ctrl+c, ctrl+v do you know “____” (hci? annyeonghasaeyo) To lose your path, Is the way to find that path* 꽃길만 걷자* Let’s fly with our beautiful wings in 2017 EDIT: i’m too lazy, i didn’t do anything to my cap lOL
Im shookt cause namjoon doesnt say 이제 feelin the vibe. HE SAYS IF YOU FEELIN THE VIBE. I feel…betrayed
Non whitewashed bangtan gives me life
May 21st My first haircut since… Since i got it cut over the summer?????
Bought me stole and tassel today Smh that i cant grab my muir tickets?? Cause i ordered all commencwment tickets SMH
Lowkey afraid of not passing mgt LOL
Omfg i knew we were going to have a pop quiz. It really happened
nicole and evelyn commented that they liked my hair and audrey and malia agreed i gotta say i’m so glad people remember me in my tdpw class LOOL
Cant get the seventeen song outta my head Shookt by the choreography
Y'all im so fckin shookt First the chainsmokers post on twitter like “see you in the summer” Then they win the BBMAs like a boss Then you see them on halsey + steve aoki’s snapchat Next things you know steve aoki is postin shit like “BTS x AOKI COMING SOON” Im SCREAMING
Yo my lyft driver dropped some knowledge again and told me his life story lmao he was a police officer in chicago and he was forced to retired and then ?? after chasing down a rapist and getting into a fight, he was seriously injured. but his dad (a judge or someone powerful idk) forced him out of retirement by telling everyone to not give him his benefits and shit and i was like. whoa bro. slow down? “embrace the unknown”
I finally tried the coconut black tie at peet’s 10/10 a mistake
Okay but can we talk about how on point everybody looked in the comeback Esp wonwoo and dk But also vernon 👌🏼
First time in virginia/ being so close to washington dc! Whoa Also gonna pass by texas too :O Knocking some states off my list
I WITNESSED MY FIRST CIRCLE RAINBOW THINGY ON THE PLANE FROM VIRGINIA TO DALLAS TODAY HOLY IT WAS V COOL
i don’t know why i never realized this about myself before but i need to be/live by a body of water at all times or i won’t feel comfortable this is weird
i told han i joined the fanclub and he like died for like 2 seconds lOL
ok but like i bought a carton of eggs and 6 or 7 of them were double yolks and i have 2 more eggs left im starting to think i’m eating some weird hybrid chickens EDIT: those last two eggs were both double yolks. this was a wild adventure
omg i knew that the TA MOST LIKELY RYAN WOULDNT UNDERSTAND OUR IDEA JUST LIKE HOW HE ALWAYS MISINTERPRETS THEM??? like what kind of constructive feedback is that if he doesn’t understand what we’re trying to do im… sigh
Already excited about the festa But like omfg they released the schedule today And just WE DONT TALK ANYMORE PT 2?? SO FAR AWAY FEATURING JIN AND JUNGKOOK? Im IM SCREAMING also sad but the radio show is right before my finals gotta prioritize, no bts fo me ;__;
after waiting two weeks, my application to get leveled up was rejected *cries* time to try again! *^*
okay but really feeling seventeen’s song as well as suran’s song like hIGHKEY
i finally got my commencement tickets the third time that i went to the bookstore third time’s the charm right? also whytf is the parking pass for all campus commencement so huge -_-
hnngh omg that feel when you have hella shit to do TPDW1 final play due week 9 friday because we won’t have class at all on week 10 then there’s the presentation (elevator pitch) that happened today week 9 thursday but also just hauling ass on things for A5 tbh what is this what is everything wot is the meaning of life when vania and i stay up till 3:30am lol… and then there’s me. tired af but didn’t sleep til 4:30 anyways cause i’m a dumbass l e l let’s not be a potato this last week k?
burger king in pc has its own free wifi called WhopperWifi and it’s so much faster than school wifi this is revolutionary
week 9 weekend to irvine irritated on the way over irritated on the way back lol wot is life i should’ve just turned around to go back home
NO TDPW1 WEEK 10 WOOT wow that means i won’t have class until 2pm whoa
“why are you reading math formulas” - yuri i was actually reading bts profiles lOLOL she just dissed their handwritings
Just spent the past hour or so looking at kakao friends merchandise And discovering that apeach is a genetically modified peach lol
that moment when you ask for a png file but get a jpg
dyed my hurr twice today for a darker shade still not what i was going for but this will do for now
Omfg i slept through my alarm until 1pm Goodbye study time?? Also omg i like it pt 2 video SHIT SHIT SHIT THEY KNOW WE BEEN WAITING FOR THIS. HAD IT SINCE BAEPSAE DAYS. BUT DIDNT RELEASE IT. Freakin bighit
My request to level up on the fancafe has once again been rejected ); EDIT: oMFG IT’S BECAUSE I DIDN’T CHANGE THE SETTING TO SOMETHING im screaming, what a first world problem THIRD TIME’S THE CHARM AMIRITE
Doesnt feel like it… But thursday was my last time going to class…pretty much like ever unless i go to more school Holy shit
Oh man I didnt think i’d have THAT much shit. But…i think i have A LOT of shit….
saw bts MBIT and i was like omfg! knew that i was INFJ but took the test again yesterday and ended up INFP….but just barely P so i think i’ll stick with INFJ lol EDIT: i took the test again today because vania and yuri were talking about it again and i am still INFP…and more P this time. SO LOST. WHO AM I
put my things up for sale i forgot that i might need my light el oh el crying on the inside cause i want to keep my desk but then i’m selling it off because i don’t think i’ll have space for it and i just CRYING ON THE INSIDE BECAUSE IT’S BEEN WITH ME FOR SO LONG T^T
ON ANOTHER NOTE. THIRD TIME IS THE CHARM LEVELED UP ON JUNE 12TH AT ONE SOMETHING AM
JUNE 12TH FINISHED MY FIRST AND LAST FINAL I AM OFFICIALLY DONE WITH MY UNDERGRADUATE CAREER??? also lmao i spent 45 min on the final wot
i dyed my hair darker but now it’s become lighter? wait wtf wait no go back EDIT: wait no it went back to being dark? is this a thing? when i get exposed to the sun it gets lighter and when i sleep it gets darker??? smh at light for fckin with me
so i set an alarm to watch the bts home party last night for like 3:57am and i didn’t hear it but i guess i kinda did cause i woke up at 4:05am and was like ??? i decided to watch a bit of it but ended up streaming the whole thing until 5:45am looooool also watched the numbers grow from the 500,000 all the way to 2,000,000 and then 3,000,000? it was nuts
omfg all these years of rereading chapters and only now do i realize that i could save bookmarks on mangahere *slaps forehead*
Moment of silence cause i sold my desk that’s accompanied me for almost 10 years It even has battlescars (aka X marks by Jacky, 3 of them) LOL memories ;___; Oh and i guess my chair too
lol was gonna sell that yamaha guitar for $45 but it’s going for like $190 on ebay?? so ima just bring it home
finals week hangout list: tuesday: fud with kimberly, peyton, harry wednesday: more fud with stephanie and ellius thursday: KBBQ FOR LUNCH with jeong, justin, yuri, harry LOOOOL
and so...that’s the end of the quarter. my last quarter of school ever (unless i decide to go to more school...which seems unlikely as of right now) it feels weird.................................. but! onto graduation~ looking forward to being reunited with family and whatever’s gonna hit me in the face LOL
and with that goodbye undergrad, hello world ㅇㅅㅇ
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