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shepcrds-blog · 8 years ago

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h O LY SHIT FAM!! WE DID IT!! id like to think me mum & yeezus crust himself for givin me the strength to send in my app cause all i wanted to do was cRY ... i lit was sweatin out anxiety beads but this group was too LIT to pass up ur all so wonderful i wanna d*e ... but hey hi hello im sammi!! my heart is beatin like 134343434 times a min ima pass tf out pce!! say nice things abt me @ my funeral xoxo anYDAMNWAY ... lemme tell u a bit abt shep & also abt his character carter just ~~warning~~ dis shit long winded af & boring as hell so ... enjoy :))

˗ˏˋ THE BLURB ˎˊ˗

( SHEPARD DANVERS, MUSE L, MALE ) —— he looks way too much like harry styles but, he actually plays CARTER HAYES on the netflix series, university ! when asked in an interview what song described him best, shepard said what’s the matter by milo greene. that must be because he comes off as detached and inhibited but is reallyambitious and supportive and is known as the benevolent around hollywood. ( jade eyes constantly dilate with temptation as neon signs flash around him, urging him to just step a little further out of his comfort zone. desire, need, want; he feels it all. he has to do it but, wait, his slender fingers wrap around the necklace splayed across his chest and just one touch of the silver cross sends him crashing back to earth. the reasons he can’t pass go aren’t exactly complicated but this game of monopoly is unforgiving. it’s a brutal tug of war between sinners and saints and he’s teetering on the edge; he’s afraid of dying because he hasn’t yet lived. )

˗ˏˋ ABOUT SHEPARD ˎˊ˗

shepard grey danvers was born on january 5th, 1996 in austin, texas to a very conservative family who upheld traditional ideals and values

his father was a well respected doctor who expected his sons to follow in his footsteps in some form or another

his mother was a homemaker who stayed home and looked after the children as well as did all of the cooking, cleaning, etc

both parents held firm beliefs that everyone had a role to play in the world and not working towards your full potential was a complete disservice to god

in order to instill their own beliefs into their four children, it was a requirement for all of them to attend church every wednesday and sunday, no exceptions

and it wasn’t like they had horrible lives because, they didn’t. their parents were overbearing, sure, but they had a lot more than others. they had a roof over their heads, food on the table, and hope for their futures

shep has an older brother ( samuel ) and two younger sisters ( elizabeth and joanna)

his brother is twenty nine, an engineer, and married with two kids and one on the way. he’s definitely leading the picture perfect life that their parents forced upon them

his younger sisters are thirteen and six, respectively, so they’re still living at home and going to school

however, shep ended up taking a different approach to the path that was set forth for him because instead of going to a university in his home state, he instead got accepted into stanford and made the move to california at only eighteen

it was something that his parents were both proud of and inherently hated because how were they suppose to make sure their son kept on track if he was so far away

that didn’t matter much to shep though and he moved without a second thought (truth be told he never felt like he belonged in texas anyway )

he’s currently in his third year at stanford working on getting his phd in neuroscience

his parents don’t help him at all with money ( and he doesn’t expect them to ) so, very early on, he realized that he would have to get a job

lucky for him, california was piled to the brim with opportunities that he could take advantage of that paid decently and wouldn’t take too much time away from his studies

that was originally how he got wrapped up in the acting world. he would mostly “audition” to be an extra in tv shows, movies, etc and get paid around three hundred for each … it was easy money for him

from there, his agent began getting contacted by people who wanted to cast shep in guest starring roles or small cameos and since they paid more he began agreeing

that opened up entirely new opportunities and he did it for a while before starting to get overwhelmed with the workload and his college work

that was when he decided to just go back to doing smaller gigs for a while which turned into him only essentially starring in music videos which didn’t pay nearly enough for him to be able to pay his half of the rent

( drug tw ) his roommate could see that he was pretty much drowning so he introduced him to the life of drugs and his drug of choice was cocaine. being a neuroscience major, shep knew right from the jump what kind of side effects came along with it and how dangerous it could be, but he was struggling so he forced every instinct telling him not to do it to the back of his mind

the high he got from doing it gave him a sense of euphoria, a burst of energy, self confidence, and he required less sleep which meant he could get more done … it was like a godsend

he promised himself that he wouldn’t let it get out of control, that he wouldn’t get addicted, but it slowly started becoming more and more of an essential

with the drug, he was not only able to fly through his coursework but he could even take on better acting jobs on the side

this was how he ended up auditioning for a popular show on netflix titled university. according to the casting call, it was only a guest starring role anyway so it wouldn’t be much different from other jobs ( however, he also doesn’t realize that these things are very flexible and some people who have started out as guest stars ended up being on a show for multiple seasons )

getting the role was incredibly exciting for him because the character was vastly different than him and he enjoyed playing those types of parts

the schedule for the show though is the most grueling he’s ever dealt with so having to juggle that on top of going to school is really starting to wear down on him which, in turn, has only upped his drug use

he refuses to quit though because he’s developed a love for acting and he genuinely enjoys doing it … if he wasn’t so afraid of what his parents might do then he would drop out of college and just act full time but, alas, he knows that getting his phd is top priority

˗ˏˋ TIDBITS ABOUT SHEPARD ˎˊ˗

he’s left handed

his favorite director is the late stanley kubrick

he’s only had one serious girlfriend

one of his major goals in life is to own a dog ( his roommate has one )

he wants to start his own charity organization

obsessed with 80′s synth pop … yeah idk either fam :))

he’s usually clean cut and sports a short hairstyle ( think present!harry ) but for the show they had him grow his hair out a little longer ( think 2013!harry and 2014!harry )

he absolutely despises having long hair because he can’t do shit with it … luckily for him they tend to hide his locks under snapbacks and beanies in the show

he only has one tattoo which is a cross on his hand in the area between his thumb and index finger

he made a promise to his mother that he would remain celibate until he got married so he’s a virgin

however, he struggles with temptation daily and is actually worried that he may not be strong enough to hold up his end of the deal ( or maybe he just doesn’t want to )

he’s generally a kind and caring person, but he can be an absolute little shit at times

he even teeters on being a pushover with some people and the complete opposite with others … he isn’t afraid to stand up for himself at all but he also won’t blatantly be an asshole

he’s awful at all sports except for golf ( if that’s even considered a sport?? idk ) like … is he twenty one or seventy one??? no one knows

he absolutely DESPISES peanut butter like even the thought alone makes him gag

he also curses like a sailor … seriously has the worst potty mouth ever

˗ˏˋ ABOUT CARTER ˎˊ˗

he was originally born in russia as aleksandr vitalyevich tchernev-volkov but was later adopted out of the country at the age of eight to a family of six in the states ( with him being the only one not biologically theirs )

deciding to give the child a fresh start, they legally changed his name to carter lee hayes and began homeschooling him while going through the process of teaching him how to speak english

when he was ten, he had made enough progress to begin going to school and officially started on his new path

he seemed to make friends easily because, perhaps, the kids were just fascinated with someone from a different country or maybe it was because he held a certain type of aura that drew others in

he wasn’t the smartest but he did excel in sports, playing everything from baseball to football and all that was in between. however, he truly shined the brightest in basketball and it was through that in which he got a scholarship to college

it was bittersweet though because while he was happy, he was also sad to be parting ways with his best friend jonas

he looked up to him in a lot of ways after all … the dude had everything that carter wanted for himself and he had welcomed him with open arms immediately

which made the fact that he had slept with jonas’ girlfriend on prom night about a million times worse because … how could someone do that to their best friend? someone that they considered a brother??

the answer was actually simple: abigail took too much valuable time away from carter and jonas’ friendship

finding out that they would be going to the same college together made carter roll his eyes so hard that he was surprised they didn’t just fall right out of his head

so, his solution? sleep with abigail and tear their relationship apart for good. that wasn’t exactly what happened though because jonas never found out and it quickly became apparent that his friend could very well blame carter and end their friendship without explanation

that fact alone was what kept him from telling the other and just moving on with his life

at the end of his senior year though, carter ended up tearing his rotator cuff and he immediately felt as though his life was falling apart

he fell down a rabbit hole during the summer of drugs, sex, and alcohol and developed an addiction to prescription pain meds

once college started up, he told himself that he would pull it together but he just couldn’t and his reliance on the prescription pills ended up costing him his basketball scholarship

he had nothing; no best friend, no sport to occupy himself with, and no scholarship

deciding that he truly had nothing left to lose, he dropped out of college and had his parents pull some strings with people over at usc believing fully that it would help set their son back on the right track with having jonas back in his life

however, that isn’t really the reason why he wanted to go. no, his reason was simple: if he couldn’t have what he wanted then no one else could either. no matter if that meant ruining jonas and abigail’s relationship and potentially his and jonas’ as well

˗ˏˋ TIDBITS ABOUT CARTER ˎˊ˗

he’s right handed

his favorite color is orange

he’s obsessed with bacon cheeseburgers from wendy’s

he used the money he was saving for a car on his sixteenth birthday to pay for front row tickets at a beyonce concert

he’s usually always seen sporting a snapback or beanie

he’s fluent in russian

he has no idea what happened to his birth parents or why he was put up for adoption in the first place

the only thing he really has from his biological family is a watch which he wears all the time even though it stopped working a long time ago

he loves when it rains while the sun is still shining … he finds that there’s just something calming about it

he won the spelling bee when he was in the fifth grade

he’s very competitive and tends to make even the simplest things into a game of winning or losing

he has a very selfish mindset where he tends to look out for himself above everyone else

used to have his nose pierced but he got rid of it after almost having it torn out during a playoff game

˗ˏˋ COMMON GROUND BETWEEN ACTOR AND CHARACTER ˎˊ˗

both felt more or less like the “black sheep” of their family

both are hiding a drug problem that they fully believe they have control over

both have an intense craving to be in love rather than constantly falling for every pretty little thing around them

& i think thats it??? i also have like muse posts for both on my blog plus teaser posters for carter & just ... all kinds of random shit if u wanted to check it out ig ... but anYWAY if u wanna plot then just give this a like & ill shoot u a mssg?? im srsly so excited to be here!!! & im more than 10000% sure ima be plottin w/ everybody anyway so expect a mssg regardless

#utv:intro #if u acTUALLY read all of this then u da tru mvp #* ･ ☾ ✰˙ › as ooc as justin deleting his instagram ( out of character ) ! ❜

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yourrainycollectorhologram-blog · 7 years ago

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What’s the most you or anyone you know has ever paid for car insurance?

"What's the most you or anyone you know has ever paid for car insurance?

I'm asking cuz I now pay close to 400/month... It's like 396. - I have 3 accidents on my record (from like 2 1/2 years ago, only one was my fault). however I found out that all of them were listed on my insurance as my fault. Found out the insurance companies automatically assign fault unless you produce proof otherwise. Now one of them I got hit from behind, so that's easy to prove with police report. However, the other one guy ran red light and I hit his side. I think the police report has it as 50/50 fault since it really can't be proven either way, it's his word against mine who ran the light. Do you think I'll be able to fight that one??? I'm gonna go down to the police headquarters and get the police reports over the next few days, just wondering... Also how much would that actually save me? - My dad had a speeding ticket (90 in a 65) and he was listed as a second driver on my car, so that also brought it up. I'm going to remove him from my insurance since he rarely drives my car anymore, and has replaced his own car. - I have the defensive driving discount already. - I'm 26 years old female in NY. I drive less than 5 miles a day to work. And I drive a silver 2006 Saturn Ion in which I'm still making payments on, so I still have comprehensive. Based on all that, do you think I can find cheaper elsewhere. Where should I loook??? I feel like whenever I try to switch companies they give me a great rate on the phone, than all of a sudden after like a month or 2 being with them, my rates suddenly increase cuz they just found the accidents . I realize I don't have the greatest driver history in the world, but 400 just seems outrageous. I know people who pay less than that a year. I was thinking of selling my car, and getting a cheaper one w/ no payments on it, which would rid me not only of my car payment, but I wouldn't have to carry comprehensive anymore either. Problem is whatever I made from the car would have to go towards paying off the loan, and I would have no money to buy the new car... I feel so stuck, but I'm paying like 750/month between insurance/car payments, and I have a crappy job and can't afford it. Suggestions??? oh btw I use a local broker and autoone insurance

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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I purchased car insurance from RAC last year, they then annulled it as said I could not use my no claims bonus on two cars and sent me a new quote. I rang them up and they then said I haven't sent the no claims bonus documents in so I faxed them through once again, I advised I received this letter but they said just send in the documents which I did. I also never received any documents for my cover so had to request these myself which were sent by email for 25.00 :S. After hearing nothing back I rang rac for an update who said my new insurance quote was double the original quote!! I haven't signed any paperwork or received any paperwork advising they automatically gave me new insurance. I asked them to cancel but they said I have to pay 1000 as well as them keeping my deposit and paying for the first months insurance..1000?? I told them no. Paid what i owed for the first month. Now they are sending me letter telling me to pay..do I really have to do this?? I haven't signed anything even for the original insurance as they never sent the paperwork out, and as the insurance was annulled can they really automatically start a new insurance without my permission?? Thanks in advance""

Is a paternity test needed to get insurance from the state in michigan?

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I was in an accident after which the insurance deemed my car to be totaled. I had replaced all four tires and rear brakes on the car less than a month back. The claim adjustor says that they will include 50% value of the tires and brakes in the claim payment. Is this normal practice? I do not expect to be reimbursed the exact dollar amount for the parts but 50% seemed like a random value. I was expecting that they will pro-rate it using some formula.

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Car Insurance Question!! Please Help!!?

Im 16 years old, have a car, and am about to insure it. My parents said that I could add my car to their insurance plan, and it would be cheap, but I would have to be more careful about driving and not get sued because of an accident. How much would adding me to their auto insurance plan be? (I have a 1996 Ford Explorer, if that helps!) Thanks!""

Auto Insurance Traffic Violation Question?

Ok, I am trying to get some new auto insurance quotes from other companies. My problem is I have a few moving violations. One speeding ticket and one ticket for running a stop sign. They ask me if my violations have happened in the last 35 months. They said I can be 30 days off of the violation date, if I can't remember the exact date. I can't remember the date or even close. I know I can call the DMV and get a copy of my driving record for around $10. I am just wondering if there is an easier way of getting this information. Possibly through the internet. Thanks""

What would health care cost if NOBODY had insurance?

I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""

I need CHEAP auto insurance HELP ASAP 10 points!!?

When I was 19 I got auto insurance for 119 dollars now I'm 23 and I have never even got a speeding ticket or ANYTHING and the lowest I can find is 150 dollars which i am *not* paying. I even get the good student discount b/c I have good grades. Please throw out some cheap insurance agencies that I can go to their websites. Do not tell me esurance, progressive, allstate, geico because I've already tried those and they want me to pay like 150-230 dollars. Am I filling the thing out wrong or something??? Tell me what do put under coverage to get the cheapest rate or direct me to a little insurance agency online that I can purchase some super cheap liability state minimum insurance please. This has been an all day task and I'm about to blow up!""

Will I be covered under my moms car insurance?

Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?""

""When people stop buying insurance because of cancellation and non affordable to renewal,will insurance co. go?

broke.

MAZDA3 with insurance questions?

u think i'll be charge high cost of car insurance by getting mazda3 sedan..im 18 first time driver and a female i live in san francisco. and how much is mazda3? like with the taxes and everything?? serious answers are greatly appreciated. i want to stay under $20k

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance

My car insurance rate went down?

after i got a dwi! haha, no question i just wanted to share this epic win! don't worry i won't press my luck and try to lower it a second time.""

Where can students get cheap car insurance from people who don't automatically make you out to be boy racers?

Is it possible for me to get an insurance quote below 2000 for any possible car?

im 22..i've tried old and new cars for quotes... cars valued from 500 to 35,000... but the minimum possible quotes i get is around 2100.. and been given a quote of 7000 for a 2.0l bmw 3 series worth around 5000 itself... I know its not going to be 30 a month for such a young in experienced driver.. but 400 a month for a tiny car??!!... i have no one to help me ... how do i find out if car insurance is just a joke or is it possible to get some sensible quotes? how do normal people get sensible car insurance for the first time? or are they just born with 10 years of NCB ?""

""Nearly 16, in southern England and wanted to know average insurance cost on 50cc motorcycles.?""

I'm 16 in a few months and my parents are giving me 1600 for my birthday and I am allowed to get a motorcycle, i have done some research like bike prices, what cc I'm allowed and what kinda make/models I want.. I was just having trouble finding out average insurance prices people get, I live in the southern countryside and there is not much theft in my area, I wanted to know how much money I would spend roughly, so if I needed to add on more to my b day money, around how much should I save up.. Thanks guys :)""

Can a sprinter Van/Cargo Van converted qualify for RV insurance?

My understanding is that RV motorhome insurance is cheaper than that of a car. What if i own a sprinter van and i convert it into a motorhome, can it qualify for RV insurance? I have zero knowledge in this stuff so bear with me.""

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Insurance for an 2008 xb?

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I'm 14 now but am starting to work. I want to buy a 1973 corvette. I would get it when I'm 16. What would the car insurance be for that car with my age?

Can I drive my car without insurance ?

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ABC news did a #realmoney story on How to find affordable dental insurances or plans; Baton Rouge?

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Will Insurance ding me for this?

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What's the most you or anyone you know has ever paid for car insurance?

Short vs. long term individual health insurance?

whats the better choice and why

Home owners insurance check made out to mortgage company and me?

Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn't realize it before I deposited it at the ATM this morning...) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What's the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I've already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There's a PNC Bank just down the street. Any ideas on whether they can handle it there?""

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What is the least expensive auto insurance company?

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Cheap Auto Insurance for a student?

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For a 17 year old - how much does a car cost to run each month?

when i pass my test, i don't know whether to a actually buy a car. i'm 17 and if i bought a car, how much would it roughly cost to run including the insurance, maintenance, mot, and everything except for the petrol/diesel. the only problem is, i don't think i actually need the car as i'm at college with a bus pass, but in the summer i want to drive lots of places with friends like go camping etc with a car. i was interesested in renting one as it seems ideal for my wants, but you need to be like 22 to rent. is this true? to anyone who is driving at 17 in the uk - is it worth it or is it too expensive?""

Anybody ever heard of [email protected].. i received a quote for auto ins from this site .?

received a quote from lindsays general insurance agency..a really good deal.

How much does the car really influence the insurance premium?

I never had an accident, or points on my license. Would my insurance really go up if i were to trade a beetle in for a convertible eclipse (used, an 03)? I've always heard the sporty the car the higher the insurance, but is that true?""

Car insurance very expensive?

Hi I live in Miami fl and I am currently insured with Estrella insurance part of uaic. My car insurance costs 264 a month. They told me that after 6 months it would go down but I don't think it will go down much. I have a 1994 accord lx 4 door. I don't see why it costs so much for insurance. I just started driving in December but the car is listed under my mothers name with me as a driver and her as the primary. She has been driving about 15 years and has a good record. We have full coverage because the last checked for us and this actually costs less then the lesser coverage for some reason. I was thinking about changing insurance because I think it is overpriced. Can anyone offer any advice? Such as maybe Whether this is actually a normal rate to pay? Or what other insurance I should try out

Health insurance and vehicle insurance in U.S.?

Hi, I have heard that in U.S. getting health insurance and your vehicle insurance is mandatory and not your option/choice. Is that true? If yes, what is the rationale behind government enforcing this on citizens? Thanks

Do any of you have insurance?

Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?

How much do you pay for your car insurance in NJ?

Hi i want to buy a car and i was wondering how much money i had to spend on the insurance thing. i plan to buy a 1995 honda accord ex sedan, 4 doors and 4 cylinders, maybe this info helps. Also, i would only use the car to go to my job and to the university which is less than 3 miles, in a year, i would be driving like 2000 miles + 1000 miles extra as miscellaneous trips. the thing is that i'm a 18 year old dude and I earn 700 dollars a month, still live with my parents and go to school. I went to a driving school to learn the essentials of driving . Hope all this info helps you give me the best estimate yearly or monthly. thanks""

Car Insurance?

how much car insurance do i pay for a 6000 dollar car

Can someone else drive my car if i have cancel my insurance cover?

I am going on holiday for 5 months and thinking of cancelling my car insurance. My car is taxed until next year and wondering if my brother can drive my car if I have cancelled my car insurace? (he has his own insurance for his car), does he has to add my car reg on his insurance? Please HELP...""

How much does insurance on a 2012 corvette for a 16 year old cost?

i know what you're probably thinking. who would buy a 16 year old a brand new corvette? but i have enough to buy one for myself, i am 16 at the moment, so can you tell me how much insurance would cost? please no comments about there being no way i could get one.""

Financing a new car and with no insurance?

could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off

Looking for insurance with marcs and sparks?

I need an insurance for an 82yr old to go to america

State based insurance?

Trynna find insurance that only covers a few states . I need one that covers I'm Florida?

Auto insurance question?

I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance.""

What is the cheapest car insurance in southern california?

im 17 and a half, with C average grades. just started driving, what is the cheapest car insurance?""

What's the most you or anyone you know has ever paid for car insurance?

https://www.linkedin.com/pulse/can-you-drive-someone-elses-car-do-have-insurance-nixon-ashely"

0 notes

optimisticpoetrypost-blog · 7 years ago

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People who can’t afford health insurance are quacks?

"People who can't afford health insurance are quacks?

i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that they cannot afford it , and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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Is it better to get auto insurance quotes through insurance.com or directly through the provider?

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

How much is a down payment on a insurance rate of $161?

Im looking to buy progressive and they're rating my car at 161 a month. if anyone has this rate, do you remember what you paid?""

Car insurance (Nissan)?

am 17 and getting a 2004 Nissan Altima Soon? About how much will the insurance be? oh and its my [first] car.

Health insurance in Colorado?

I just moved to Colorado from California and am looking for a job. My problem is I have to get my vision tested, and I'm going to an optometrist, but I'm pretty sure he'll refer me to a specialist and testing will be required. I really want to go because I've been putting it off forever and it's starting to affect me a lot. I applied for Medicaid and was denied, obviously, since you have to have children or be over a certain age. Is there an insurance plan that's comprehensive and affordable, something that's going to cover doctor visits? I'm not looking for hit-by-a-bus insurance because that won't cover doctor visits or prescriptions. Or is there another public option? Thanks for your help!""

Car insurance for dummies?

i am trying to be an adult here. i graduate college in 8 days and am getting quotes for my own car insurance. I got one today from progressive for $83/mo, full coverage. It is 25,50,25 and $500 deductable. How do I know what is good? i need someone to tell me what coverage I should have-is 25/50/25 good? break it down. Thanks!""

Approximate insurance rate for a 2011-2012 Chevrolet Camaro?

Alright so im just looking around and i saw the new lease for the camaro's msrp is aprx 23k and that is a little in my price range. But i would like to know the apprx insurance rate. Im in a family plan with my mom and brother. My brother has 2 major accidents and my mom might have 1 both at fault accident. My age is 16 almost 17. I dont plan on getting the SS just the basic model ( auto ) our insurance company is mercury. I know i wont get anything exact im just looking for an aprx. And please no comments on im too young for this car. im just considering this option. BTW i was given a quote for $140 for a 2002-2004 BMW 325 coupe and i know American car insurance is usually cheaper?

My car got totalled and my car insurance expired. HELP!!!?

My brother totaled my car and i cant get it fixed because my car insurance expired. Can I wait to get my insurance renewed and get it fixed or just forget about it and get a new car under a new insurance policy?

I need to find cheap renters insurance in Michigan? Wheres the best place to go?

Cheap health insurance for college students?

I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""

What is a good insurance company for health insurance?

in a month i will need health insurance for my wife where can i go to get good honest help do you know of any insurance companies to stat away from or recommendations

Holiday Insurance for the terminally ill?

Does anyone know if it is possible to get this and roughly how much it would be? Many thanks.

What's the average public liability insurance cover figure in the United States?

What is the most economic way to insure a second car?

I already have fully comprehensive insurance for both myself and my spouse on our first car but now are looking to buy a second car. I also have 9 years no claims bonus.

Question about Car Insurance Rates?

I'm 17 years old, and had my drivers license for about 2 months. Insurance rates are crazy high for me right now. I want to know how long will it take for the rates to lower? I have Allstate right now, but it might change, and I live in Florida if it affects anything. Thanks""

Roughly how much is car insurance for a new driver in uk?

im going to get my license because i've been told it's good to have early. but i can't decide whether or not to look into getting a car. i just need a rough idea of how much insurance is. i have no idea what type of car. just basic. i just need a rough price please.

Where is the best place to get an online car insurance quote?

Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!""

Does my grandmother need car insurance if she doesnt drive...?

She doesn't have a license and hasn't had one in decades. Her children drive her to and from church, grocery stores, etc. in her car bc she has trouble getting in and out of their cars. So, does she HAVE to have inurance? I would imagine if her children have insurance, then she wouldn't need it. Anyone know the rules on this?""

People who can't afford health insurance are quacks?

Will my disbalitiy insurance through medicaid get shut off if i get married?

No insurance ticket in jeffco ?

What are the penalties for a no proof of insurance ticket?

Are there any good temporary car insurance companies in america?

How much was your auto insurance at 18 year olds?

Car insurance changes depending where you live?

My sister has had a car for awhile now that was given to her by a family member, and she had her insurance and all set up and she was fine. We moved pretty much across the street but when you cross this street you live in a different town, the borders are in the middle of the road. So she called to change her address and they charged her 30 some odd dollars cause apparently the costs of living in this down is higher on your car insurance, so can anyone please explain to me why this is? Why would moving from one town to another, [across a road] take any effect on car insurance?""

If i was to buy a 1.4litre car would my insurance be cheaper than what it is just now?

I am driving a 1.6litre at the moment

17 year old insurance?

I am 17 years old i've had my license for 5 months without an accident, what would the average cost be for low coverage auto insurance for a 88 chevy v8 4x4 truck on an adults insurance? Im just looking for a close estimate.""

How much will your insurance go up by if you get a brand new car?

im thinking about getting a Honda civic 2012 and if my insurance is going to rise like by 100-150 $ im not going to get it but i was wondering how much will it rise by if a get a new car i also have been in minor accident and my insurance is about 250 one way and it is with statefarm im a toronto citizen so only in toronto prices

What type of car insurance is the best for first time drivers?

About to buy a car for the first time just wanna kno wat car insurance would be the best for a 16 year old

Dont have Health insurance question?

what happens if someone is severly sick and dont have health insurance.Will the ambulance still take them to the hospital and if so will he or she be treated even though they dont have insurance..

About how much does an Sr22 bond cost?

The reason I need one is, I was pulled over and caught without insurance. Now in order to get my license reinstated I must first get this bond.""

How much would my car insurance go down average?

hi everyone, i am 18 and still on my 1st year car insurance paying 177 a month/2200 a year. 1 litre vauxhall corsa. just wanted an estimate on how much it would go down after the 1st year with no claims from expierienced drivers. thanks :).""

Insurance?

I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital Blue Cross.""

Need Car Insurance for one month?

Hey I need car insurance for one month only please help me thank you

What to put in to get the lowest/best insurance rate quotes?

Do I need to be honest? I own the vehicle. I am starting to get a new quote. For primary use of vehicle what should I put; Commute (school), Commute (work), Pleasure, or Business? I use it to get to work. I am also being asked how many mileage driven to go to work or mileage one-way, and the annual mileage. Is there a trick to getting the lowest rate on what to put? I am a very careful driver. I have not had any accidents in the past 3 years (nor anything major prior). I know these insurance companies only want to know about the last 3 years of my driving history. I am clean. I only need the legal state (Maryland) minimum amount to insure. Any advice on how to get the best rate quotes? I'm currently with Progressive, but might switch to Geico.""

Car insurance?

im 16 years old own a 2007 lexus gs and never got a ticket how much will my car insurance be? (im not expecting a definate answer, just a guess)""

Legal questions regarding my car insurance and getting my car painted?

My girlfriend recently put her car in the shop to get painted. Damage was done to the car and she had to put a $500 deductable to get the car painted and the insurance company paid $1500. she chose a shop to use and the check was made out to her and the shop was under her name on the check. The paint shop said she has to sign the check over for them to do the work. It has now been a month and they still have not completed any of the work. She keeps getting the run around with them. They are saying the have to bring the adjuster backout cause they found a dent they want to get fixed and then they found another dent. Basically we want the car out of there but how can we accomplish this and can we take legal action if needed, and what action can be done? Also on a side note we live in florida. As well she supposedly only has the check stub and no paperwork cause they never gave her any.""

Want to get a life insurance policy on my sister.?

Hello everyone I know that there are policies for yourself or spouse, but am trying to get a policy on my sister. Are there policies out there for siblings and if you have any additional info it would help. Thanks

""How much would insurance cost for a 23 year old with a $1,500 car in florida?""

Assuming the car is fully paid for, how much would insurance cost on a rather cheap ($1,500) car in Florida for a 23 year old with a spotless record. If an exact amount is too hard to find, a ballpark estimate would help.""

Cheap cars to get insured on in the UK on a provisonal license?

cheap cars for young drivers to get insured on? Ok so I am a provisonal driver - currently the cheapest insurance quote i have found is for a smart car @ 730. Has any other provisional drivers got or had insurance on any cars that give a real cheap insurance? I was kind of thjintking a cheap 150 quid car would have even cheaper insurance but it turned out to be more expensive (Im lookin at 3rd party cover, not inc theft and fire btw)""

2002 corvette insurance?

Ok i'm thinking about buying an '02 corvette and was wondering how much the insurance on the car would be. Anybody have one or know anything about what the insurance on the car would be? Thanks.

""My brother wrecked my car and the Insurance wont cover it, what can I do?

While I was out of the country my brother wrecked my car and the insurance company wont cover it. I have full coverage and my brother had my permission to be driving my car so how can they refuse to pay?

""I am staying in Italy,but i want to know much a car insurance will cost me for a year?""

I am staying in Italy,but i want to know much a car insurance will cost me for a year?""

My daughters car insurance has more than doubled because she got 9 penalty points in the last year. she wants ?

me to get insurance on her car and then get her put on that insurance. if she gets more points while she is under my insurance would that affect the price of the insurance on my own cars or would only if she caused an accident make my insurance go up. i could get a years insurance on her car for less than the price of 1 monthly installment she would have to pay for her own insurance. what do you think. if she gets 3 more points she will be disqualified from driving . if that happened while she was on my insurance would that put my insurance prices up even though she would be off my insurance if she did get disqualified. what i have wrote might not make sense. i want to know if i do this for her and she gets disqualified while being on my insurance would that put my insurance prices up for all my cars or what or would it only effect my insurance if she causes an accident. while shes on my insurance. * 41 minutes ago * - 3 days left to answer. Additional Details 40 minutes ago we live in the UK. sorry this is very long i found it hard to write what i was really trying to ask. 33 minutes ago i know if she causes an accident while she is on my insurance ot would effect how much my insurance costs but if she was to get disqualified while she is on my insurance would that effect me inurances oin anyway. if she gets disqualified then she wont be on my insurance anymore. 14 minutes ago only 3 of her penalty points are for speeding. she told me the other 6 points are because there was a mix up with her insurance last time and she was uninured for 4 days and was caught by the police. she got 6 points for that in court a few months ago. she said she that she had phoned them and accepted the policy they sent her to renew it and thought it would continue automatically but she hadnt been to the office to sign for it so she got caught for that. she was only uninsured for 4 days because of her mistake that time. sorry if you already answerd this but i put it on US yahoo answers by a mistake and it didnt show up in UK yahoo answers so i needed answers from people who knows about car insurance in the UK

What insurance is best for women?

I don't currently have insurance, but I want to start going to a gynecologist to see why I'm not getting pregnant. The co-pays are horrendous, like $150 per visit w/o insurance! I cannot afford that every time I walk in, but I can afford about $80 a mo for insurance, but IDK what kind or which to choose that will help me through the gyno visits, and possibly a fertility specialist. If anyone knows the best route for this kind of medical attention, please provide websites or names of insurance companies that apply to this. Also, I live in a small town in GA and there are NO near-by specialists or anything as such, so I'm sure to have to travel at least an hour or more to get the help I need. No, family planning centers, no women's health centers, nothing! So if there's anyway someone could give advice for that, please do. Thanks so much.""

People who can't afford health insurance are quacks?

I need cheap auto liability insurance can anyone recommend a good company?

Mustang GT for a teen? insurance question?

When i graduate from highschool my dad is going to buy me a mustang GT 2005 and i was wondering if it was a good choice. when i go to college i am goin to hav a job so will i be able to afford a mustang insurance? How much will it run about (estimate). Thx in advance, ~Key key24~""

""If i'm under my dad's car insurance plan, does he need to be there when i buy a car?""

Do i have to give the car dealer any of his info? What do i need to show them to prove i have insurance? I live in california, so insurance in required to drive.""

""Affordable Medical Insurance plan in Boston, Ma?""

Hi, My finance has not had Medical Insurance for the past year because it is so expensive!!!Doesn anyone know any agencies that provide Medical Insurance at an affordable cost..We've tried Free care already and we didnt gualify. Thank You""

How do you find out if someone that hit you has insurance?

the insurance information i was given after someone hit my car turned out to be fake. my insurance company called his company but was told that the policy # does not exist. so is there a way i can find out through DMV or somewhere his true insurance information? if i can't find it, would this qualify as uninsured since i have uninsured drivers coverage? it would waive my deductible and it would pay for the injuries i suffered in the accident but only if he really is uninsured.""

My bf lost car insurance can i get title in my name ?help?

my bf lost car insurance and we have not paid the car off yet.is there any way i can get insurance and put the title in my name?they are going to take the plates for 3 months but i need a car to get to work

UK car insurance for 17 year old male... Please Help...?

Hello, I am 17 and I am a male and now I am learning to drive and when I pass my test (well I hope I do) I want to get a car for transport to and from college and if I can get an Apprenticeship then also for use to get to that job. I want a car that will be safe and cheap to insure that has low running costs. Been 17 and male I know that insurance is high and this is why I am posting here for advice on cheap insurance and low running cost cars. Please do not say things like you are 17 and no car will be cheap or any stupid comments as this is not helpful. The lowest quote I have had is over 4,800 and that is on a Chevrolet Matiz. Thanks for any help and advice.""

How much does disability insurance cost?

my 28 year old non smoking healthy wife who works at a computer for 30 hours a day was quoted $130 per month for $3000 per month of disability insurance. is that reasonable?

Car insurance when diving in the usa?

i'm going to Florida soon and getting a hired car as part of the package.i phoned the travel company who told me it will cost me 300 to insure us for 2 weeks that's almost double what i'm paying for my own annual car insurance is that the going rate or can i get it cheaper shopping around or because there giving me the rental do i have to go with them

What do I need to apply for an individual health insurance?

what do I need to apply for an individual health insurance? Which one do you have? I don't know too much about it, I just need an insurance that can cover a family doctor and that can cover exams like blood test, prescriptions in case I need""

Buying insurance right after an accident?

Just a question, and I don't want assumptions that I'm the person in the scenario because I'm not and this has just been a burning question of mine for a long time. Ok, so someone gets into an accident and buys insurance right after. The thing is that the insurance papers will have the DATE it took effect, not the TIME it took effect. So in all respects, it was active on the day the accident happened and the person in question has to go to court to provide proof of insurance, in which the judge will see that it took effect on the day the accident happened, so the question remains, is this person covered?""

Does anyone know a reliable life insurance company that is also inexpensive?

Permanent Life Insurance, Term-Life Insurance, others, ect...For male, 56 years old""

Car Insurance or Home owners insurance? Is my car covered?

I have a car that is stored in a locked enclosed car trailer on my property. I do not currently have auto insurance on it and was curious to know if it would be covered under my home owners insurance policy.

HELP !!!!!!! what is a good and CHEAP car insurance company? 10 points =]?

I need the cheapest possible car insurance but thats also good and will cover me =]

Car Insurance?

I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..

Average cost of insurance for mother and two children?

Right now I am a single mom and a cashier. Both of my kids are on medicaid bc we are low income. Within the next month I will be starting a new job as a CNA and will no longer be eligible. I cannot get my companies insurance until after 90 days. any suggestions on what to do 4 my kids in the 90 days, and how much does insurance normally run. We are all healthy no health problems in the past and non smokers children ages 15 months and 2 months. Thank u!""

Are we required to have insurance?

We live in Oregon. We have a Blazer that is just sitting in our driveway not being driven. Our insurance doesn't know about it. My husband thinks if we insure it for a month the insurance will require us to insure it always even when we stop driving it just because we own it. Is that true?

How much would it cost for a 17 year old to insure a.....?

How much would it cost for a 17 year old to insure a 2007 VAUXHALL CORSA VXR TURBO 1,598 cc""

Are red cars more expensive to insure and why?

Which quality insurance company has the cheapest price?

I need two crowns, 6 extractions, 2 fillings, and then partials to fill in the gaps. I know this because the dentist just told me yesterday.""

Help with getting car insurance in NY?

I really need to get a car, just got my drivers license but the insurance companies are trying to charge me over 600 a month. I have heard about people getting their insurance in maryland and other close by states, will i be able to do that? or anything ? oh and i'm 22 btw""

Car Insurance for a 17 year old ? Rough price needed.?

Hi, My son is 17 in a couple of months, need a rough guess on how much insurance will be on a low groupage car (peugeot 106 1.0 etc). He'll be provisional but will have his mother on the insurance also. We're in Teesside so not out in the sticks but not a city postcode. Any rough ideas will be great. Thanks.""

Get medical insurance or pay out of pocket ???

currently live in Southern California and work part-time with no medical coverage. I was recently accepted to NYU College of Dentistry and will be moving there in July. Before that though, I need to get physical & immunizations. I will definitely get medical insurance once I move out there, but my concern is before that time. Things I need for sure: Physical, TB skin test, Hep. B, and Meningitis immunizations. My question is: Should I purchase a short-term insurance coverage to get the necessary physical/immuzations done or should I just do it out-of-pocket. Also, if it is worth getting insurance for this period, would you guys please recommend couple of plans for me. ( I am 24, Male, non-smoker). THnaks in advance.""

How much would car insurance be a month for a 20 year old driving a mid nineties car?

I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more

How much would you estimate the annual cost of living to be in central New Jersey?

This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice.""

People who can't afford health insurance are quacks?

https://www.linkedin.com/pulse/which-best-general-insurance-take-frank-hill"

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