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icabbiuk · 2 years
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We are moving toward a cashless society, utilising contactless technology via card or mobile device to make payments. For taxi firms looking to keep up with ride-hailing giants like Uber, staying relevant to the ever-changing demands of customers, having card payment facilities in place is a must! iCabbi’s taxi card payments service, allows customers to easily pay by card or mobile device. Order your free card reader today.
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Prepaid Cards Revolutionize Cashless Dining in Food Courts
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Introduction to Prepaid Cards
In today's fast-paced world, convenience is paramount, especially when it comes to dining out. Prepaid cards have emerged as a revolutionary solution, offering a seamless and efficient way to enjoy cashless dining experiences. The concept of prepaid cards is not new, but their integration into food courts has sparked a significant shift in consumer behavior.
Cashless Dining Trends
The global trend towards cashless transactions has gained momentum in recent years, driven by advancements in technology and changing consumer preferences. In food courts, where speed and convenience are key, the adoption of cashless payment methods has become increasingly prevalent.
Challenges in Traditional Payment Methods
Traditional payment methods, such as cash or credit/debit cards, pose several challenges in food court settings. Cash transactions can lead to long queues and delays, while credit/debit card payments may be inconvenient for both consumers and vendors due to processing fees and minimum purchase requirements.
The Emergence of Prepaid Cards in Food Courts
To address these challenges, food courts are embracing prepaid card systems, revolutionizing the way customers pay for their meals. By preloading funds onto a card, customers can enjoy quick and hassle-free transactions, eliminating the need for cash or physical cards.
How Prepaid Cards Work
Prepaid cards operate on a simple premise: customers load funds onto their cards either online or at designated kiosks within the food court. They can then use these funds to make purchases at any participating vendor within the food court.
Advantages of Prepaid Cards in Food Courts
The benefits of prepaid cards in food courts are manifold. For consumers, they offer unmatched convenience and speed, allowing them to make purchases with a simple tap or swipe. Additionally, prepaid cards provide consumers with greater control over their spending, helping them stick to their budgets more effectively.
For food court operators, prepaid cards streamline transaction processing, reducing wait times and enhancing overall efficiency. By centralizing payments through a single platform, vendors can also gain valuable insights into consumer behavior and preferences, enabling them to tailor their offerings accordingly.
Enhanced Customer Experience
One of the key advantages of prepaid cards in food courts is the enhanced customer experience they provide. By minimizing wait times and offering seamless transactions, prepaid cards ensure that customers spend less time queuing and more time enjoying their meals.
Moreover, prepaid cards enable food court operators to implement customized loyalty programs, rewarding customers for their continued patronage. By offering incentives such as discounts or freebies, operators can further enhance the overall dining experience and foster customer loyalty.
Security and Safety Measures
Security is a top priority in any payment system, and prepaid cards are no exception. With robust encryption protocols and built-in fraud detection mechanisms, prepaid card systems offer consumers peace of mind knowing that their financial information is safe and secure.
Additionally, prepaid cards eliminate the need for consumers to carry large amounts of cash, reducing the risk of theft or loss. In the event that a card is lost or stolen, most prepaid card providers offer 24/7 customer support and the ability to freeze or deactivate the card remotely.
Adoption and Acceptance
The adoption of prepaid cards in food courts is steadily increasing, driven by the growing demand for cashless payment options. As more consumers become accustomed to the convenience and benefits of prepaid cards, food court vendors are increasingly recognizing the need to offer these payment methods to remain competitive.
Impact on Business Operations
From a business perspective, the integration of prepaid card systems can have a transformative impact on operations. By automating transaction processing and streamlining administrative tasks, vendors can reduce overhead costs and improve overall efficiency.
Moreover, prepaid card systems provide vendors with valuable data insights, allowing them to track sales trends, identify popular menu items, and target specific customer demographics more effectively. This data-driven approach enables vendors to make informed decisions that drive business growth and profitability.
Future Trends and Innovations
Looking ahead, the future of prepaid cards in food courts looks promising, with continued advancements in technology driving innovation and customization. From mobile payment solutions to personalized loyalty programs, vendors are constantly seeking new ways to enhance the customer experience and stay ahead of the competition.
Challenges and Concerns
Despite the many benefits of prepaid cards, there are also challenges and concerns that must be addressed. Chief among these is the need to ensure consumer privacy and data security. As prepaid card systems become more sophisticated, it is essential for vendors to implement robust privacy policies and security measures to protect customer information.
Additionally, accessibility remains a concern for some consumers, particularly those who may not have access to smartphones or digital payment methods. To address this issue, food courts must ensure that alternative payment options are available to accommodate all customers.
Case Studies and Success Stories
Numerous food courts around the world have already embraced prepaid card systems with great success. From small-scale vendors to large multinational chains, businesses of all sizes have reported significant improvements in transaction processing times, customer satisfaction, and overall revenue.
For example, a recent case study conducted by a major food court operator found that the implementation of prepaid card systems resulted in a 30% increase in sales and a 20% reduction in wait times. These impressive results demonstrate the tangible benefits that prepaid cards can
offer to both consumers and businesses alike.
Consumer Education and Awareness
Despite the growing popularity of prepaid cards, there is still a need for consumer education and awareness. Many consumers may be unfamiliar with how prepaid cards work or may have misconceptions about their usage and benefits. As such, food courts must invest in educational campaigns to inform consumers about the advantages of prepaid cards and how to use them effectively.
Conclusion
In conclusion, prepaid cards are revolutionizing the way consumers pay for their meals in food courts. By offering unmatched convenience, speed, and security, prepaid cards are transforming the dining experience for both customers and vendors alike. As the adoption of prepaid cards continues to grow, food courts are poised to reap the benefits of improved efficiency, increased revenue, and enhanced customer satisfaction.
We hope you enjoyed reading our blog posts about food court billing solutions. If you want to learn more about how we can help you manage your food court business, please visit our website here. We are always happy to hear from you and answer any questions you may have.
You can reach us by phone at +91 9810078010 or by email at [email protected]. Thank you for your interest in our services.
FAQs
1. Are prepaid cards accepted at all vendors in the food court?
Yes, prepaid cards can typically be used at any participating vendor within the food court.
2. Can I reload funds onto my prepaid card?
Yes, most prepaid card systems allow users to reload funds either online or at designated kiosks within the food court.
3. Is my personal information secure when using a prepaid card?
Yes, prepaid card systems employ robust security measures to protect customer information and prevent unauthorized access.
4. Are there any fees associated with using a prepaid card?
Some prepaid card providers may charge nominal fees for certain services, such as reloading funds or replacing lost or stolen cards.
5. Can I earn rewards or loyalty points with a prepaid card?
Yes, many prepaid card systems offer rewards or loyalty programs that allow users to earn points or discounts on their purchases.
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banksdekho123 · 4 months
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Unveiling the Unbeatable Au Altura Credit Card Benefits: A Game-Changer in Financial Flexibility!
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Dive into the realm of unbeatable financial flexibility with the Au Altura credit cards! Discover how this innovative card is revolutionizing the way you manage your finances, offering a plethora of exclusive benefits tailored to your lifestyle. From generous cashback rewards to enticing travel perks, explore how the au altura credit card benefits is elevating the standard of credit card benefits. Stay ahead of the curve and unlock a world of possibilities with Au Altura!
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merchantservices444 · 5 months
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“Nurit 2085 Benefits: Streamlining Transactions for Enhanced Efficiency”
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giftcardszon · 10 months
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cash app $750
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everexpanse · 1 year
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totesmag · 1 year
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The Dos and Don'ts of Credit Card Usage
Explanation of the importance of understanding credit card usage Credit cards are a convenient and useful tool for managing finances, but it is important to use them responsibly. Understanding the dos and don’ts of credit card usage can help you avoid debt and improve your credit score. Overview of the topic In this blog post, we will explore the key principles of credit card usage, including…
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theamazingannie · 1 year
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Ugh I hate sending emails
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omgarunk · 2 years
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Credit Card Latest News 2023: 15+ Important Information About Using Credit Cards
Credit Card Latest News 2023: 15+ Important Information About Using Credit Cards
Credit Card Latest News 2023: 15+ Important Information About Using Credit Cards If you also use a credit card then today’s “Credit Card Latest News 2023” is only for you. In this, you will get to see 15+ important pieces of information related to credit cards, which will be very useful for you later. In this post, you will get much Important Information related to Credit Card Usage, Credit Card…
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poonamranius · 2 years
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E Shram Card Payment 2022 जीन श्रमिक कार्ड को अभी तक पैसा नहीं मिला इस बार इनको मिल सकता है जुलाई महीने के लास्ट में पैसा देखे नाम
E Shram Card Payment 2022 जीन श्रमिक कार्ड को अभी तक पैसा नहीं मिला इस बार इनको मिल सकता है जुलाई महीने के लास्ट में पैसा देखे नाम
E Shram Card Payment 2022: यदि आपने भी कभी ऑनलाइन प्रक्रिया के माध्यम से ई श्रम पर रजिस्ट्रेशन कर लिया है तो आपको यह मालूम होगा कि आपका ई श्रम कार्ड बना है कि नहीं बना तो आप इसे जानने के लिए आपको E Shram Card Status चेक करना होगा आपको पता होगा की कोरोना वायरस के कारण कमजोर वर्ग के परिवार आर्थिक रूप से बुरी तरह प्रभावित हुए. सभी श्रमिक के खाते में ₹3000 की धनराशि जल्दी ट्रांसफर कर दी जाएगी यूपी…
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Paying consumer debts is basically optional in the United States
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The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.
America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.
But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.
There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:
https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/
McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.
McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).
The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."
If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.
By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.
But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.
This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."
Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.
The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.
The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.
To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).
The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.
Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.
They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."
If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.
These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.
Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.
Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.
McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.
One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.
McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):
https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee
Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.
But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.
Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.
This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:
https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles
Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.
In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:
https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/
After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:
https://pluralistic.net/2021/05/19/zombie-debt/#damnation
And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.
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Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!
https://info.defcon.org/event/?id=50826
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I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:
http://seizethemeansofcomputation.org
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If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act
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bitchesgetriches · 2 years
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On leaving home for the first time:
Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between
Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
How To Start at Rock Bottom: Welfare Programs and the Social Safety Net
Advice I Wish My Parents Gave Me When I Was 16
Ask the Bitches: How Can I Make Myself Financially Secure Before Age 30?
You Won’t Regret Your Frugal 20s
Master the Logistics and Etiquette of Moving Out
Season 2, Episode 5: “What Do I Need to Know about Moving into My First Apartment?”
On basic finance:
How the Hell Does One Open a Bank Account? Asking for a Friend.
How Do You Write and Cash Checks? Asking for a Friend.
Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead
You Must Be This Big to Be an Emergency Fund
A Hand-Holding Guide to Getting Your First Credit Card
How to File Your Taxes FOR FREE: Simple Instructions for the Stressed-Out Taxpayer
Dafuq Is Credit and How Do You Bend It to Your Will?
How to Save for Retirement When You Make Less Than $30,000 a Year
Dafuq Is Interest and How Does It Work for the Forces of Darkness?
What’s the Difference Between Savings and Checking Accounts, and How Should I Be Using Them?
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
Dafuq Is Insurance and Why Do You Even Need It?
Investing Deathmatch: Investing in the Stock Market vs. Just… Not
Dafuq Is a Retirement Plan and Why Do You Need One?
Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds
On managing your household:
How the Hell Does One Laundry? Asking for a Friend.
How the Hell Does One Wash Dishes? Asking for a Friend.
Ask the Bitches: Why Are Painted Mason Jars the Internet’s Only Solution to My Tiny Apartment Woes?
9 Essential Tools for Apartment-Dwellers (and 6 That Are Kinda Useless)
Ask the Bitches: How Can I Survive in an Apartment with No Heat?
How to Save Money on Your Beloved Pets
Bullshit Reasons Not to Buy a House: Refuted
How To Maintain Your Car When You’re Barely Driving It
25 Tricks to Stay Cool WITHOUT Air Conditioning
On feeding and caring for yourself:
You Should Learn To Cook. Here’s Why.
How to Shop for Groceries like a Boss
If You Don’t Eat Leftovers I Don’t Even Want to Know You
I Think I Need to Go the Emergency Room?
Ask the Bitches: Ugh, How Do I Build the Habit of Taking Meds?
On maintaining relationships:
Season 1, Episode 8: “My Mother Demands Information About My One-Night Stands.”
Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?”
Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?
Ask the Bitches: My Dad Sucks with Money. How Do I Make Him Change?
You Need to Talk to Your Parents About Their Retirement Plan
Season 2, Episode 1: “I’m Financially Stable, but My Friends Aren’t. The Guilt Is Crushing!”  
On starting your career:
22-Year-Olds Don’t Belong in Grad School
High School Students Have No Way of Knowing What Career to Choose. Why Do We Make Them Do It Anyway?
The Actually Helpful, Nuanced, Non-Bullshit Way to Choose a Future Career
Your College Major May Not Prepare You for Your Job—but It Can Prepare You for Life
The Ugly Truth About Unpaid Internships
Your School or Workplace Benefits Might Include Cool Free Stuff
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ozzgin · 4 months
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Hello.
Do you think I can request headcanons for Nakamaro ?
Like in an alternate route, reader and him (he's in his twenties because... magic ?) are married and reader is pregnant.
But the funny thing is, Nakamaro can't bully the yokais because reader will exorcise him each time he tries.
Aaaaah I finished writing and only afterwards it occurred to me you might've wanted a modern day reader for this. 😭 I imagined the events in his own timeline. Oh well. I think it can work both ways. Just replace the ancient pouch with, I don't know, a visa card that he throws at your parents for wife payment.
Yandere! Onmyōji x Reader
Yokai Harem AU as the wife of Abe no Nakamaro, a legendary sorcerer and collector of yokai. Although you're not quite as powerless as to not keep his cruelty under control.
Content: female reader, arranged marriage, mentions of pregnancy
[Main Story] [Character Guide]
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Your family had vehemently opposed the marriage. To think their one and only daughter would fall into the hands of such a cruel man. The famous Abe no Nakamaro, descendant of Abe no Seimei himself, has quite a contradicting reputation. He has saved many lives, cured countless illnesses, protected villages from monsters and brought peace to the land. Yet many have also witnessed his ruthless nature: the arrogance he has towards humans, the disdain and utter disgust he harbors towards demons. He is quick to punish, rarely forgives, and never forgets. The yokai he’s captured under a binding contract are kept on a leash, like cattle before slaughter.
It is this man who approached your parents one day, when you were still young, demanding your hand. He claimed you had special powers and a lot of potential under the right guidance. Such spiritual prowess would waste away in a family of plebeians. You don’t remember much of the discussion, only the expressions: the man’s mocking grin as he threw a pouch fattened with coins, the frown of your parents who wanted to refuse, the uneasy, grim eyes of the horned demons brought to intimidate. It was clear they were there against their will. One will find just how difficult it is to go against the wishes of the onmyōji, and you happened to be his most ardent desire. Thus, with a heavy heart, you’d been sent away with the stranger who promised you were to live a life of luxury. One your parents could never afford.
True to his word, you have not struggled since. In Akutagawa’s short masterpiece, Hell Screen, artist Yoshihide is wicked and vicious towards everything and everyone except his beloved daughter. Similarly, the sorcerer seems to have a soft spot for you in particular. He often praises your talent, and patiently caters to your whims without complaint. You once inquired about it yourself, as the idea weighed heavily on your mind: why is it that he does not show the same hostility towards you? He stared at you as if you just grew two more heads. "You're my wife. What else is there to question?"
This favoritism, however, is to the benefit of everyone. Especially to the yokai under his command. You've grown rather fond of the demons in your years spent alongside them, and they've quickly learned that your presence means safety from any punishment. Some need reassurance more than others. To these you've even begun to feel like a motherly figure, shielding them from the wrath of an unforgiving master. At last, an authority even Abe no Nakamaro himself can't disobey: the word of his wife.
And soon enough, as if your marriage wasn't already the ultimate argument, you welcome the return of your husband with the news he's always longed for: you are the soon-to-be mother of his child. His name has just been guaranteed to continue its course through time. To say he is elated is an understatement. You've only seen him smile so genuinely once before in your life, on your wedding day.
"Can you imagine the powers this child will command?" He muses, referring most likely to the fact you've both been blessed with an innate, unmatched talent in onmyōdō. You finish rolling the parchment paper and gently tap his head with the scroll in a scolding manner. "You better not burden the kid with your bizarre expectations!" The same man feared throughout the country is chuckling apologetically at your gesture. "As the Mother says."
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theambitiouswoman · 1 year
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Basic Financial Skills Everyone Should Learn
Budgeting: Creating a budget is a crucial skill for managing personal finances. A budget helps you keep track of your income and expenses and enables you to plan and prioritize your spending.
Saving: Saving is another important financial skill. It's essential to set aside a portion of your income for emergencies, retirement, or other long-term goals.
Investing: Understanding the basics of investing can help you grow your money over time. Learning about different investment options such as stocks, bonds, mutual funds, and ETFs can help you make informed investment decisions.
Debt Management: Understanding debt and how to manage it is essential for financial stability. This includes understanding interest rates, payment schedules, and strategies for paying off debt.
Credit Scores: Your credit score is a critical component of your financial health. Understanding how credit scores work, what factors affect them, and how to improve them is vital.
Taxes: Understanding the basics of taxes, such as tax deductions, credits, and filing requirements, is essential for managing your finances.
Financial Planning: Developing a financial plan helps you achieve your financial goals by identifying your priorities, creating a budget, and determining the best investment strategies for your needs.
Understanding Interest Rates: Interest rates are an important component of many financial products, such as loans, credit cards, and savings accounts. Understanding how interest rates work, how they are calculated, and how they can impact your finances is important.
Insurance: Understanding the different types of insurance, such as health, life, and property insurance, is crucial for protecting yourself and your assets. Knowing what types of coverage you need, how to choose a policy, and how to file a claim is important.
Retirement Planning: Planning for retirement is essential for everyone, regardless of age. Knowing how much you need to save, how to invest your money, and when to start taking Social Security benefits can help you achieve a comfortable retirement.
Estate Planning: Estate planning involves creating a plan for the distribution of your assets after you die. Understanding the basics of estate planning, such as creating a will and selecting beneficiaries, can help ensure that your assets are distributed according to your wishes.
Basic Math Skills: Having a basic understanding of math, such as calculating percentages, can help you make informed financial decisions. This includes understanding how interest rates are calculated, how much you can save by making extra payments on your loans, and how much you will earn from your investments.
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milky-mink · 2 years
Text
Nanny
Yandere Izana with a Nanny Darling
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Disclaimer: Middle-aged but DILF Izana
TW: Yandere, Manipulation, Drugging, Somnophilia, Non-Con, Dub-Con, Mind Break
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You anxiously looked over your wristwatch for the seventh time as you waited for the bus to stop at your place. “Come on, I don’t want to be late, '' you thought as you looked over again to the road. There was no vehicle in sight; you then grumbled under your breath. You’ve woken up early and got dressed and even set extra timers for this day. You really couldn’t afford to lose this job since it was the only one that offered excellent pay, and it had employment benefits such as vacation days, extra pay, and even dental plans, which is a far cry compare to your previous jobs, even those that had a decent salary but had a terrible working time and fewer employment benefits. But even then, you really can’t enjoy it because you have somehow gotten fired so suddenly by your employer.
Ever since you graduated from college, it's been hard to get a job or stay there for a long time. Hell, you’ve even tried to apply at a fast-food joint, but you still got rejected, saying that you were overqualified for the job and that it would be a hassle to pay you. That is why you are desperate to arrive on time for this job. Because of your bad luck with your employment, you had been struggling with your budget for months and if you bust this job, your landlord might as well kick you out due to your overdue payment in your apartment. 
And you feared that happening since you really didn’t have any family member to take you in, much less a close friend that would do it for you. If you couldn’t keep this job, you were surely going to be homeless next week. 
As you mulled over your terrible situation, you suddenly heard a bus coming your way, which snapped you out of your train of thought. “Oh, finally,” you thought as you waited for the bus to stop at your station. When the bus door opened, you quickly entered the vehicle and paid the toll on the machine near the bus driver. Seeing that you are the only one at the station, the bus driver quickly closed the door and drove off to the next bus stop. As you sit on the chair, you quickly pull up your phone and check again on the address that you were going to work at. The place is in Minato Ward in Tokyo, even though you are from Nerima, which is a little farther if you consider the distance of the wards. Despite that, a thirty-minute train ride would be a slight inconvenience to you compared to a lifetime of regret if you don’t take this job, which you desperately need right now. 
When the bus finally stopped at the train station, you swiftly exited the bus and entered the train station. You then pull out your phone, which had your IC card on its back, which thankfully still had some balance on it. You then quickly swipe it on the turnstile and run on the platform to wait for the train, to your luck is arriving shortly at the train station. When the train car’s doors open, you shoved yourself into the small crowd who are entering the train. Even though the train is quite packed with passengers, you thankfully found a spot to sit on and relax until you’ve arrived at your stop, which is about thirty minutes if you estimated the time. It would be very painful for your feet if you had to stand for half an hour in the same place.
 As you wait for your stop, you pull out your phone again and read the job that you are going to have. It is basically becoming a nanny for a single father that lived alone with his son. Apparently, your employer, Mister Kurokawa, wanted to hire a nanny who has a college degree that involves working with younger children. Luckily for you, you just got your degree in early childhood education last year. Honestly, it was god-sent when you found this job ad while scrolling down through countless job sites on your phone, and it was a miracle when you were quickly accepted by your employer after sending your application online for just a few hours of sending it to them. Honestly, you thought that your employer would not even look at your application. You were just a fresh college graduate with little experience. Don’t even ask about your job history, which is a mess itself. Your job requirement is simple really: take care of the child as best as you can while simultaneously stimulating his capacity for learning and mobility. Which is the usual requirement for most of your previous jobs already. Your employer also sent you information that involves his son. He’s eight months old and dubbed ‘high maintenance’ by his father endearingly. His baby is very dexterous for his age and drinks more milk than a normal baby.
The baby was also very touchy especially to those who they have bonded with the most, which was very usual for babies his age. Mister Kurokawa had also sent you a few pictures of his baby, which were very adorable. Some of them were his baby wearing various colorful onesies, while others were him getting fed by him or his baby doing baby things. It made you hopeful of staying on the job for a long time, or at least a few years, since you are going to teach and raise his baby for quite a long time, and you can finally use your degree in something that you are really passionate about, which was a win-win situation for you honestly. Even if your situation is finally looking up, dread still lingers in your mind, since you have a sequence of bad luck on jobs. What if this also applies to your current one? What if in less than a month, something would happen and your employer, just like your previous one, would sack you quickly because of a reason that is out of your control or was just a small mistake. That really made you nervous, making your palms sweat. 
But you shook away those thoughts, wanting to distract yourself from your past. Maybe that this would be different from your past employment since you can only focus on one person and have fewer demands compared to your previous jobs. And besides, you can now actually focus on a child instead of taking care of many without addressing their individual needs. Even though you love your previous experience with some of your previous jobs, it irked you that you can’t focus on a child’s problem without another one taking your attention, making the previous child feel ignored. You love the job really, but sometimes, it could get really demanding not only on your responsibilities but also the children that demand total attention from you. 
As you pondered more about your situation, your train stopped and announced that you’ve arrived at the station that is your stop. You got up and exited the train car before looking at the address on your phone; the place that you were going to work at is a little bit far away from the station, but nonetheless, you then swiftly walk towards the exit and walk to your destination. As you walk towards the place, you somehow got lost. It’s your first time in Minato since you’ve never been in this ward of Tokyo before. You bit your lip anxiously while looking again at Google Maps; you have somehow got lost and even an app that could provide your location and ways couldn’t even help you. How screwed up does your luck have to be when it comes to your employment? Just as when you are about to call your employer for directions, you suddenly bump into someone. 
“Oh my gosh, I’m so sorry!” you said in a concerned tone as you looked over at who you’ve bumped into. The man was shorter than you. He had healthy-looking tan skin and silky white hair. His eyes were a rare orchid shade, and his face looked like it belonged to one of those foreign models in magazines. His muscles are obvious as he wore a white turtleneck shirt and black baggy pants. “No worries, I’m okay - how about you?” he asked as he looked up at you, which made you lightly blush. 
You can’t help but look away in embarrassment. “A-ah, I’m alright, s-sorry for bumping into you,” you stutter, not looking down to meet his gaze. You heard him chuckle in amusement, which made you kind of embarrassed, to be honest. 
“Ah, are you lost? You seem anxious while looking down at your phone. Did something happen to you?” 
You hear him ask. 
You finally look back at him and shyly nod at his question, flustered by how obvious you are, but at the same time, flattered by the person’s concern for you. “U-uhm, it's actually kinda funny really, I have a new workplace at this ward and I- I don’t really know the place, so I use Google Maps and still I’m lost” you mumbled, ashamed of your current situation. As you twirled your fingers, trying to calm down, you saw the man then tilt his head for a moment but then smile at you, “I’m familiar with this place, so how about I point you in the right direction?” he offered, you then looked back at him, eyes widening in surprise. 
You thanked the man for his help and apologized again before showing him the address of the place. When you show it to him, to your surprise, he just giggles and then looks at you. “I never thought that I would bump into you, Miss (L/N).” 
Your eyes winded, realizing who he is. “M-mister Kurokawa, I-I’m sorry,” you hurriedly said and quickly gave him a low bow. As you looked down at the pavement, you heard an amused chuckle coming from him. 
“No worries, Miss (L/N), no need for bowing”. As you heard those words, you looked back at him. Straightening your posture, you smiled, “Thank you for your consideration, Mister Kurokawa, I’m sorry that I have to meet you this way.” 
He waved it off and offered to walk you back to his place, which you quickly agreed to. While walking together, you can’t help but to be embarrassed inside, why does it have to be this way to meet your boss? “Oh my god, I hope that he isn’t angry,” you thought as you thought about your earlier interaction. 
When the two of you arrived at a rather slick-looking building, it was one of the few skyscrapers in the area, and it looks like it was rather well guarded for some reason. As the two of you entered the building, various people in formal attire bowed down at Mister Kurokawa, welcoming him back. Their action made you nervous, terrible thoughts swirled in your mind as you realized what kind of person is your employer. Obviously, he was a very important person, maybe an owner of a large company or an heir, since he looks too young to be the owner. When the two of you entered the elevator, you kept a polite distance from him, not wanting to make yourself look unprofessional like your previous actions made you seem. You needed to show him just how capable you were to be hired for this job and your previous stuttering didn’t help you gain that image; you hoped that for the next few days, your image in his mind would improve once you’d shown your capabilities on handling your job. 
The elevator stopped and opened its doors, revealing a long hallway that led to an enormous door, which had a security camera in front of it. The two of you walked up to that door, which quickly opened once the camera recognized your employer’s face. After you entered the gate, the two of you walked into another hallway that had another elevator, which would most likely be the way towards Mister Kurokawa’s home. The two of you entered that elevator and waited for a few moments before finally arriving at his home, which is a penthouse above this building. 
“Oh wow,” you thought as you marveled at the view of the skyscraper. The place overlooked every building in Minato, even the other skyscrapers. You could also look down to see the Tokyo Tower, which was very fascinating. You snapped out of your wonder and looked back at your employer, who was walking around the main building of the penthouse. The two of you entered a glass door that slid open, welcoming you to his house. As you expected, everything looks meticulously placed and designed as if it catered to your boss’s taste, which is most likely the case. The two of you then walked down a hallway, passing by rooms and glass windows that overlooked the gardens and surprisingly a tea house surrounded by a stunning chaniwa garden. The two of you then walked up to a stair which led to the second floor of the house, there you could see that the place has fewer rooms, but it is evidently the most used floor since this would probably be the place where the baby and your boss’s room was located. 
The two of you then walked down to a door with a colorful out-of-place sign that said ‘Shinichiro’s Room’. Mister Kurokowa then opens the door, revealing an enormous room that is specifically made for a child. After he opened it, the two of you then heard a loud laughter of a baby, which quickly captured both of your attention. The two of you quickly walked up to the baby’s crib and saw him looking up at the two of you while playing with a small tiger toy. “Aw, your son is so cute Mr. Kurokawa,” you said as you looked at the baby, which is now confused as he focused his attention on you. “Please, call me Izana, Mister Kurokawa makes me feel old. " 
You looked at him. “Really? But you look like you're in your late twenties, surely you can’t be much older than that,” you said to him, confused by his statement. 
He looked at you for a moment but then let out a small titter. “Miss (L/N), I’m in my early forties, please don’t flatter me like this,” he said with a faint smile on his face. Your eyes winded, early forties? Holy hell, he looked so young!
“I-I meant it Mister- I mean Izana, you really looked younger compared to your actual age!” you exclaimed, bursting your words because of your nervousness. This caused your employer to giggle again before asking you to take a seat on the nearby chair to discuss your duties and responsibilities. The rules were simple really: take care of the child with great care, stimulate his mind and mobility as much as you can, feed him during a specific time period, and quickly change his diaper or clothes if there is even a small body fluid forming and most of all, don’t leave the penthouse without Izana coming back home.
“I assume that this would be simple for you, Miss (L/N)?” he asked, looking up at you. 
“Got it, sir,” you said while puffing up your chest, assuring him that you can do this, but this caused Izana to let out an amused smile at your behavior. 
Izana then looked at his wristwatch, “Oh, look at the time, it seems that I have work to do down in the building, Miss (L/N). If you need anything that is not available in this penthouse, just go down to the kitchen, and dial the landline phone and my assistant Kakucho will bring it to you,” he said, looking at his baby before he leaves. 
After he left, you looked at the baby and smiled. To your surprise, the baby smiled back and even started giggling, which made your heart burst because of his cute behavior. You quickly lifted him up and cradled him to your chest. Although Shinichiro was surprised by your action, he instinctively processed the situation, like he recognized it as someone comforting him. He then let out a gummy smile and babbled at you. You smiled at him. It seems Shinichiro is not that of a fussy baby at all. 
“Okay Shinichiro, let’s do some fun activities today, okay?” you said to the baby, the baby let out an excited gurgle as if he can understand your words. You giggled and looked at the clock that was in front of you - it seemed that it was his feeding time. “Okay, but let’s get you some milk first, okay?” you said as you walked towards the refrigerator in the room. The job is not that demanding, and the baby is really cute and not fussy. You just hope that your bad luck has disappeared because you are starting to love your job. 
Weeks passed as you continued to be employed by Mr. Kurokawa, or Izana, as he insisted on being referred to. It is really fun and fulfilling to be employed in this job and you are really thankful for it, even though most of your interactions are with the baby or sometimes, Izana himself. But compared to your previous jobs - this one is a piece of cake. Shinichiro is not only unfussy but actually a really playful and active baby, which was a welcomed surprise when you found out about it a few days ago. As you continue to be employed, days have also flown by like it's nothing; before you could exactly recall how many days you have been employed and even remember what your lunch had been at that time, but now?  You ertr too focused on caring for the baby to remember those redundant things. 
Those memories have been replaced by your activity during your job like how many bottles of milk Shinichiro drink that day or how Shinichiro got up and took one step before he fall down the mattress, which you then quickly take a pic and report back to your boss, even though he didn’t ask for it. This job was really rewarding and at the same time hassle-free for you, it's almost like it's not a job, but a part of your lifestyle by now, which was rare for many people to have, and you are glad that after all of that string of bad luck, you’ve finally found a job that not only makes you employed but also gave you a sense of purpose in life as if this is destined for you. 
“Okay Shinichiro, you can do it, come on,” you said to the baby as he warily looked at the floor. You have been encouraging Shinichiro to walk for more than a few steps. You want him to get used to walking and develop his mobility. 
“Ehw ah-” you heard him grumble, not wanting to let go of the leg of the green plastic table. 
“Shini~,” you playfully whined, wanting to encourage him. The baby looked up to you with a worried expression, still expressed on his face. You smiled in defeat as Shinichiro fell onto the padded floor and crawled towards you, wanting you to lift him up. 
“I guess you’re not ready yet, huh?” you said as you cradle the child in your arms, who was burying his head into you, wanting to comfort himself. You smiled at his behavior. You know that someday, Shinichiro would be ready to finally walk a few steps, but not this day. 
You sat on the nearby sofa and cradled Shinichiro to make him fall asleep and for you to clean up the place for the night. Just as you were about to place Shinichiro into his crib, you felt your phone then suddenly vibrate. You gently place Shinichiro in his crib and immediately took out your phone to see who was calling you, and as usual, its Mr. Kurokawa.
“Sorry sir for not answering the call quickly, I was just putting Shinichiro back to his crib,” you said to him, and you heard him let out a mirthful laugh. 
“It's okay Miss (L/N), and also, did I always tell you that you can call me Izana? No need for that sir nonsense” 
You blushed in embarrassment. “I’m sorry S- I mean Izana, I’m still not used to calling you so casually.” 
You heard him on the other line letting out a hum, which made you very nervous. Although he was satisfied with your performance and conduct, you still couldn't shake off your nervousness because of your past experiences- your previous history still lingered in your consciousness like a faint shadow, as if reminding you of your past every time you’ve made even a simple mistake. 
“Hmm, if you can’t get used to it, then can I call you (Y/N) instead? I think that it's unfair for me to call you Ms. (L/N) and me just Izana, and it could shake off that Mr. Kurokawa nonsense in your brain, so what do you say (Y/N), can I call you that?” 
Your eyes widened but let out an okay for an answer.
“Great, (Y/N), sorry for calling you at this hour, I just wanted to check in on my son if he fell asleep already, looks like I was right.” 
“I-is that all sir?” you asked, wanting to know if he wants to ask other questions related to Shinichiro, which you would gladly reply to.
“Ah no, I was also checking up on you, it's quite late and the last midnight train should be going a few minutes now.” Your eyes winded at his words and you looked at the time on your wristwatch. It's true, the midnight train would be in a few minutes and you are quite far away from the train station. “A-ah, I think I’ll just take a cab...” you replied, not wanting to agitate him due to your current situation. 
“No can do (Y/N), there are fewer cabs this time of night and I don’t think that it's safe for you to travel alone during this time, I suggest that you stay at the penthouse guest rooms.”His offer shocked you. You, staying at this place for a night? 
“A-are you sure Si- Izana? I do not want to cause you trouble,” you said, troubled at his generous offer. 
“It's alright! You’ve been an excellent nanny for Shinichiro, he is much better now compared to before, he even whines to me when you are not in there,” he said mirthfully, praising you for your excellent work. 
Shyly blushing at his declaration, you reluctantly agreed to his offer, not wanting to press things further.  “I-if you say so, Mis- Izana.” 
“Great, good night (Y/N) See you tomorrow.” 
He then quickly hung up the call, and you turned off the phone, looking out the glass window of the room. Even though you have been working for Mr. Kurokawa for months now, you still couldn’t get used to it. Unlike before, you now have a job that not only pays you well but also had such a gracious boss that even lets you stay at his house. It's so contrasting compared to your previous jobs and employers, even though some of them are really nice bosses. 
“Okay Shinichiro, I’m going to wash up now, be good okay?” you softly murmur as you look down at the baby in the crib. You always wonder who were the people that would care for Shinichiro while you’re gone. He has always been enthusiastic when you go back to your work, seemingly missing you while you were at home. “Oh god, I can’t leave him behind,” you thought as your mind started to fill with ideas about what is happening while you are gone, even though he is alright when you always see him in the morning, it doesn’t change you not knowing what is happening behind the scenes while you were gone made you nervous and even scared for Shinichiro. 
You shook off your worries and quickly went to the nearest bathroom, which is in the nearby guest room, to wash up yourself. Thankfully, the bathroom had adult clothing and bathrobes. The clothes were tailored for men, which was alright for you since you only wore baggy clothes in your sleep anyway. You took off your black turtleneck shirt and high-waisted pants, revealing you in your plain gray underwear, and quickly took those off too and washed for the night. When you were done, you looked at the clothes on the bathroom cabinet, although there were clothes in there, you just now noticed that there was no underwear, not even for men. This made you flustered and looked at the washed bra and panty that you have taken off earlier. You can’t wear those, you need to wash them to be dry in the morning. You looked down and blushed at yourself as you put on the baggy t-shirt and short pants that were a tad big for you to fit in, but you managed to make it work as you exited the bathroom and the guest room and quickly entered Shinichiro’s room. 
Thankfully, the baby was still sleeping, which means that you didn’t miss anything. You then sigh as you grab a few blankets and pillows and put them on the couch. You sat on the couch and looked at the time, it was almost two am in the morning, which means that you should really be sleeping by now. “Huh, I haven’t been up this late since college,” you thought as you put down your phone on the nearby coffee table and then lay on the couch. You then faced the couch’s cushion and bit by bit, your consciousness started to fade, which eventually puts you to sleep.
A few hours passed by, and you suddenly felt a strange tingling feeling running down your bottom, “Huh?” you mumbled as you felt a wet appendage trailing up to your soft cheeks and unto your clit, licking up a huge stripe. “W-what?” you thought groggily as you tried to look down to see if someone is touching you, but you couldn’t, as if you are paralyzed in your place. The now-identified tongue then started to twirl your clit around for a moment but then a pair of lips suddenly sucked it. “I- ah~ What’s happening?” you exclaimed as a feeling of pleasure then surged throughout your whole body. No, you can’t be feeling good about doing this, you need to get out of here with Shinichiro as fast as you can.
“Hyaa~!” you then mewled as you felt your ass and legs being lifted up by the person and finally tossed the short pants that were dangling on your foot earlier. You felt your assailant’s hot breath on your folds, which made you blush. You felt their fingers gripping your plush thighs as they then started to lick your folds. You wanted it to stop but you couldn’t do anything as the person licked and slurped your cunt as if they hadn't drank water for a long time. You can’t help but finally let out loud moans and mewls as they then finally put their tongue inside your vagina. You felt his hot tongue twirling and retracting it back and forth, fucking you with it. “Ah! Ah! St- Ah~” you moaned as you tried to get this person to stop and let go of you. They stopped, withdrawing their tongue, and finally diving out of your pussy, making you relieved at the moment. But that is proven short-lived as they then quickly shove two of their fingers, fucking you with them. As their fingers are reeling in and out of your pussy, you then hear familiar giggling, almost as if you knew who was doing this to you. The person then started to lap up your juices again, making you moan louder than before. 
Right now, you are a mess of a person, both inside and out. Moaning and panting as you felt their tongue and fingers explore your wet, tight insides. You had masturbated on several occasions and felt good every time you did it but the pleasure that you got from touching yourself wasn’t comparable to this one. This made your cunt hot, wet, and tight all at the same time as foreign appendages roamed your wet caverns and sucked on your now sore clit. The heat pooling on your stomach starts to get unbearable as you feel yourself start to come. “Oh no, I’m gonna I-I’m gonna ahh~” you mewled as you felt yourself cumming onto the person’s face. 
As you finally let out your cum, you just laid on the couch, panting, having no energy to move a single muscle as you felt the person lick and drink up your cum from your pussy and thighs. As you start to drift back to sleep, you felt the person crawling on top of you and whispering into your ear, feeling his hot breath on your skin. 
“Sweet dreams, sugar.” 
Your eyes widened as you recognized the voice. “M-Mr. Kurokawa?” you stuttered, not believing what you are hearing right now. You heard him hum and put his palm on your eyes, closing them gently. “Sleep (Y/N), you need energy for Shinichiro tomorrow,” he whispered, feeling his hot breath as he uttered those words. You slowly drifted into a mindless sleep, numbed by the orgasm you had earlier, feeling too tired to even open your eyes as you felt Izana gently cover you with a soft blanket and planted a kiss on your forehead. 
You let out a loud gasp and got up from your sleep as you then looked out of the clear glass window of the room. You then tossed the blanket out of your body and then looked down at your bottom. Thankfully, you are still fully clothed down there, panties and all. You sighed in relief and checked out your phone - it’s eight in the morning, two hours before your shift. Slumping back down the mattress, you thought about your dreams earlier. You couldn’t help but blush in embarrassment as you recalled the wet dream that involved your boss eating you out while you sleep. You just can’t believe that you just dreamt about your boss that way. Sure, he was a very desirable man, not only for his physique and attractive face but also for his behavior towards his child Shinichiro. But you couldn’t see your boss in that light! Hell, you can’t even see him even jokingly flirting at you in a friendly way, much less him being so possessive over you. 
You then sigh and rub your head. You have a job to do and you have an erotic dream that involved your boss is not going to be helpful. After rubbing your head, you then looked down on your lower half. Although you are sure that is just a dream, you can’t help but have a slight doubt about it because it was so vivid and felt too real. As if that dream of yours really happened. But you shook your head, surely, Mr. Kurokawa is not that type of person to do this. After all, he is so considerate and helpful whenever something has happened during your time at work and he even apologizes and pays you overtime time even though you just stayed more than an hour or so in your shift. Him assaulting you in your sleep is such an absurd thought that it's almost laughable, Mr. Kurokawa is anything but that kind of person. 
But you can’t help thinking, what if it's true? That he did just that while you are so vulnerable? You couldn’t help but shiver at that thought alone. He was such a kind and considerate person to you, and it's so horrifying to think that he would do such things to you. You shook your head in disgust, no, why would he do that to you? With only just his physique, he could attract many women who would willingly sleep with him, even if for just a few hours. Him doing something to you, especially eating you out is such a wild thought. 
While you are deep in your thoughts, Shinichiro let out a loud wail, which snapped you out of your thoughts. You looked at him blankly for a moment before slapping yourself out of it. That’s right- you were only here because you have a job to do, which is taking care of Shinichiro. You shake your head and sigh and quickly get up and walk to his crib. When Shinichiro saw you, he let out his adorable gummy smile, which melted away your dilemma earlier. Smiling, you gently grab Shinichiro and carry him. Mr. Kurokawa would never assault you while you were sleeping - after all, how can a person like that produce such a cute and adorable baby? 
It’s been a few weeks after the wet dream incident, but you still couldn’t shake it off your mind. Although you still do your job earnestly, it also affects your relationship with your boss. You really can’t help but to either freeze or flinch, every time he comes near you the flashes of that dream start to come into your mind like a tidal wave- of you being vulnerable under him, struggling to get him off you as you felt his tongue slithering inside your walls while massaging your clit, getting turned on by your whines and pleads. Which doesn’t help your amiable relationship with your boss as you unconsciously try to avoid him as much as possible while at work, which is not that hard considering he always came back after your shift is done. 
You really tried your best not to be avoidant of your boss, you really did. But you really can’t help but feel uncomfortable and even scared every time he either touches you or gets close to you. You always triedto rationalize it by thinking that he’s your boss and you are afraid that he is going to fire you anytime soon or any other excuses that you might think. But deep down - deep down, you know that it's because of that realistic dream you had, and deep inside, you are afraid that it might be true that Mr.Kurokawa had assaulted you while you slept that night. 
As you were tucking Shinichiro in for the night, you suddenly heard the door open. Looking back, you saw Mr.Kurokawa, who was wearing a dress-like black jumpsuit with silver necklaces and a loose belt. Although he looked so casual, you had a feeling that it's probably not - maybe he’s going out with his friends? 
“O-oh, Mr.Kurokawa! I was just tucking Shinichiro in, I’ll be gone in a minute now.” you said as you tried not to look away from him. 
Your boss just smiled at you.  “No worries Ms.(Y/N)! I was just checking up on my son!” he said in his usual carefree tone that he had. Although you doubted that, you just nodded and continued to tuck the baby into the crib as your boss eerily watched you from behind. When you are finally done, you look back at Mr.Kurokawa and apologize for how late you’ve stayed, and quickly try to get home. But before you do that,  Mr.Kurokawa stopped you and handed you some sort of card in your hand. Not wanting to displease him, you took it and looked at what it was. The curiosity turned into shock when you saw the content. 
M-Mr. Kuroawa! I can’t take this!” You said as you tried to give the card back to your boss, which shook his head, refusing to take it back. 
“You’ve worked for more than eight months in my house with no breaks every day, you deserve this,” he said as you look at him in disbelief. After all, the card that he gave to you is practically a meal pass to one of the most exclusive and expensive restaurants in Tokyo, maybe even in the whole world. 
“Sir, I think that this is too much,” you said, trying to reason with your boss, but he just shook his head- insisting that you keep it. You tried to banter with your boss, trying to get the card back to him but he swiftly turned down your proposals and reasonings, and kept insisting that you keep it. In the end, you accepted the card reluctantly and thank your boss in embarrassment, after that you then say goodbye to him and head out of the penthouse and eventually the building. 
While walking down the streets of Minato, you looked at the card in both fascination and curiosity. It's an exclusive meal pass for Midori. One of the most exclusive restaurants in Tokyo, it's one of the few three-star Michelin restaurants in Tokyo but unlike the other restaurants, Midori operates for only three months in certain seasons, which makes it difficult for people to dine in or book a reservation for the restaurant. You even heard that the yearly customers of Midori could be counted with your fingers - which means that your boss gave you a card that can basically give you an instant pass to enter and eat for free in Midori just because you didn’t take your vacation leave for more than eight months. Which frankly to you is both very generous and simply ridiculous. You know that many rich people in Tokyo would give you a large sum of money just to get this card and some might even blackmail you for it. You sigh in frustration as you feel a headache building up in your head as you keep thinking about what you are going to do with the card.
Sell it?
No, people might think that it's a fake.
Throw it away?
You know that the guilt would eat at you for a very long time.
You kept thinking about what you were going to do about it until you completely gave up on thinking about it. “Fuck it, I’m just going to redeem this, this is a once-in-a-lifetime experience,” you thought as you clutched the card and took out your phone- googling the location of Midori on google maps and quickly heading off to where it is. When you finally arrived at the building where the restaurant was located, you couldn’t help but feel nervous as the two doormen, who strangely recognized you, quickly welcomed you into the restaurant as if you were a very important person.  When you enter the restaurant, one of the waiters quickly walks up to you and asks if you have a reservation - to which you silently reply by giving them the card that Mr.Kurokawa gave to you. The waiter just smiled and gently took the card from your hand, as if they were worried that they might offend you. But you just shook your head, you are just overthinking things since this is your first time in an exclusive Michelin star restaurant, the nerves are maybe getting into you. 
When the waiter grabbed the card, another waiter popped up and guided you inside the restaurant. You followed the waiter to your seat, as you subtly looked around the restaurant. As expected it looked classy and fancy. The restaurant itself has a mix of modern and traditional Japanese architecture, although it is located in the middle of Tokyo, the restaurant has a ginormous Tsukiyama garden that can be seen in the whole restaurant, giving the restaurant a much more traditional touch. 
When you are finally seated by the waiter, You couldn’t help but feel awkward at the situation as you are the only one in the whole restaurant as there are practically no people in sight. You tried to find a positive outlook in the situation that you are in, hey, at least there are no snobby people that would judge you, right?
As you tried to assess your situation, the server quickly came back and gave you the tasting menu of the restaurant and explained some of the dishes that are written there, which made you nervous since you only knew a few of the items in the restaurant. You just decided to pick the strangest named dishes on the menu, hoping that the dishes that you’ve picked would taste good. The server then jolts down your order as you put the menu on the table. When they are done they cautiously take away the menu and then bowed, saying that your complimentary appetizer would be on its way. 
The eighteen-meal course came one by one as you started to eat, some are familiar dishes presented to you such as sushi and sashimi that you know came from expensive cuts of fish while others are western inspired dishes that you couldn’t figure out how to eat but just decided to wing it and eat it anyway. As expected, the dishes are fantastic, and sure, most of them could be eaten in just one bite but the whole course will make you full since the meal was an eighteen-meal course and not just the usual one dish or two that you usually buy when going out. While eating, there was something bothering you at the moment. There were no problems with the dishes since they were all fantastic and the servers were very professional, but there was an eerie feeling while you're eating in the restaurant, as if the servers were afraid of making a mistake or offending you in some way. You tried to comfort yourself by saying that it's just the nervousness of not only dining in a fancy restaurant but also being the only customer dining there but your gut says otherwise, as if something is going on. 
But still, you silently ate the dishes that the server explained before serving them to you, just wanting to enjoy the rare experience while ignoring the nagging feeling in your gut. When you finally ate the last dish, two servers appeared in front of you, one cleaning out the dirty utensils on the table while the other poured you a glass of wine.  The server who poured you the wine explained what wine it is and how old or what kind of fragrant and texture it has. Apparently, it's a 1968 Bruno Giacosa Collina Rionda wine from Italy, one of the finest wines that they have on their shelves right now.
When the server places the wine glass on the table, you then hold the stem of the glass and curiously sniff the wine, before taking a sip. But before you can finish the whole glass, you start to get dizzy - your vision blurring and you trying to hold on to the table, afraid of falling into the floor. But it's no use as your body slumps down on the ground, causing the half-sipped wine glass to break and it's content to spill into the ground. 
As your vision darkened, you saw two men, who were in suits walking toward your form, “Hurry up Rin, the boss would be angry if we took too much time,” you heard one of the men say while the other just hummed in response. You felt yourself being carried by one of them, you aren’t sure who is carrying you since you are barely strong enough to see. As you start to fall unconscious you hear a familiar person that made your blood freeze in fear. 
“Be careful with her, Izana wouldn’t want her to be injured.” 
“K-Kakucho?” That name was in your final thoughts as you slipped out of consciousness, not strong enough to fight it any longer. 
Your eyes opened slowly as you woke up with your head aching, and although you were awake, you still couldn’t really feel anything around you due to you being drugged earlier. As you started to get a grip of your consciousness, you couldn’t help but be shocked when you finally saw what was going on. 
“M-mister Kurokawa?” You looked up at him, grunting and moaning as you felt your cunt being penetrated by his dick, you can’t help but moan as he keeps pounding your pussy into oblivion. “Ah, (Y/N) you’re awake,” he said as he continued slamming his long dick into your tight walls, rhythmically keeping up his pace as your confused face contorted into pleasure. Although it felt pleasurable by his actions, you can’t help but feel betrayed and hurt as the person that you’ve looked up to did this to you. You should’ve listened to your guts and kept your distance from him as much as possible or even outright quit the job even if you struggled to find one. 
Tears rolled down your cheeks as you kept thinking about maybe’s or what-ifs, as his cock kept stretching your wet but tight pussy. “Princess, don’t cry, I’m here to make it better,” you heard him say as he wiped away your tears and kissed your lips, entering his tongue into your mouth as his pace feverishly started to get faster. While his tongue swirled with yours inside your mouth, twirling your tongue with his, you suddenly felt a sudden jolt down there- it seems that his dick hit a specific place that you couldn’t help but moan in pleasure. 
When he heard your loud but unwilling moan, he stopped his movement and ended the kiss, which made you confused at first until he started to take his dick off of you until its tip is the only thing inside.  He then quickly buckled his hips and slammed his cock into your pussy all the way into its hilt. You couldn’t help but loudly moan as you felt him pounding you like an animal, his dick continuously hitting that spot. “Sh-shtop-” you slurred as you felt his dick getting bigger inside you. But he ignored your pleas as he quickly slammed his dick back into your pussy, making you flinch in pleasure while shutting you up in the process. 
“Ah~ (Y/N) your pussy is clenching my dick so hard,” he moaned as you felt his dick start to twitch while also feeling the heat and pleasure bubbling up inside you.
“S-top, please Mr.Kurokawa-”
You were cut off by your boss as his sharp gaze looked at you, and although his lilac eyes are soft, you couldn’t help but see another expression in his eyes. 
“Don’t call me that, call me Izana,” he said as he kept his eyes locked on yours. If this wasn’t an unwanted situation, you ought that this would have been very romantic, but right now - it's the opposite of that. 
“M-Mr, Haaah~” you moaned, not even saying his name as he pinched your sensitive clit.
“No, Mr.nonsense, just call me by my name,” he said, as you desperately looked up at him, wanting this to end. 
“I-Izana, s-s-top, I’m gonna -”
You saw him smile knowingly as he kept pounding in and out of your cunt. 
“Gonna what princess?” he teased.
You can’t help but cry in pleasure as you felt yourself cumming all over his dick as you clench his back for support, your eyes rolling back in pleasure. After your orgasm, you felt him start to quicken his pace, continuing that feverish phase from before. With a few strong and quick thrusts, he unloads his cum inside your tight walls, moaning in pleasure as your pussy milked his dick for all its worth while you lay there panting; your naked form twitching and convulsing in overstimulation due to the climax earlier. 
As he finished cumming inside you and pulling his dick out of your insides, you then looked up to him, tears rolling down your eyes. 
“P-please, l-let me go,” you said as you fruitlessly tried to get away from him. When he saw you trying to move away, he quickly grabbed both of your thighs and spread them, making your pussy, which was still twitching while oozing with his semen, visible to his view. 
“Look at you, after you milked my dick, your pussy still wants my cock so bad,” he said as he used his finger to push the semen back inside your cunt, making your toes curl due to your body being sensitive. 
“I- please Izana, I won’t tell anyone about this” you plead, wanting your boss to let you go. He stops as you look at his expression, his expression now turned dour by your words. “Or what (Y/N)? You will quit and go back fruitlessly trying to find a job?” your eyes widened in shock at his words. He let his finger out of your walls but kept his hands on your knees, still spreading your legs apart. 
“H-how did you know that?” you stuttered as he kept his gaze at your naked form, smiling at your question. 
“I run background checks on all of my employees (Y/N), especially for the one that would be taking care of my child,” he replied as you looked down in shame. 
He continued. “Do you want to go back to that lifestyle (Y/N)? On the verge of being homeless with no one to turn on or help you?” You tearfully looked away, feeling your heart clench, it's true, all of his words are true. Izana saw your forlorn expression and gently touched your cheeks making you look up at him again. “It doesn’t have to be that way (Y/N), you have Shinichiro and me, you don’t have to be lonely anymore,” he said as he gently hugged you. You couldn't help but start sobbing on his chiseled chest. “There, there,” you heard him mumble as he caressed your back trying to soothe you.
The two of you stayed there for a while until you felt his dick harden inside of you again. “(Y/N),” you looked up to Izana who was smiling at you. “Can I?” he asked as you felt his dick twitching inside your pussy. Without a care in the world, you nodded and then spread your cum filled pussy with both of your hands, worldlessly coercing him. As he starts to move again, he smiled and look at you. 
“I love you, (Y/N), I really do.” 
Your dull eyes looked at him, not minding the situation anymore. Smiling, you hugged his neck and gently kissed his lips. “I love you too Izana,” you replied earnestly. As you felt his hips start to move again, you can’t help but feel nothing anymore. He’s right, there is nothing for you out there, no family, friends and barely finding a job, who is the person that took you in? That’s right, It's Miste- no,  Izana. He’s the one that gave you every opportunity that you desperately needed and on top of that, Shinichiro gave you purpose again, he would be lonely without you. 
With that in mind, you tightened your grip as Izana bucked his hips down on you, pounding you into the mattress as your pussy started to clench tightly around his dick. It’s alright, as long as you have Izana and Shinichiro, it doesn’t bother you anymore. 
You finally have people that would be with you.
You are not alone anymore.
As you slip into pleasure once more, you couldn’t help but feel like something broke inside of you- no matter what it was, it's just a minor inconvenience anyway. 
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good-jewish-omens · 2 years
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Im drowning. I just had a major organ removal and am still mostly bed bound. I'm still unemployed since April, I have one prospect but it's not enough to keep me and my family afloat + I don't even know if they'll hire me since I don't know when I'll be able to physically go to work. I hit 2000 job applications since May 2020 a month ago and McDonald's has told me to stop applying. We lost our SNAP benefits and we've reapplied but that takes time. I have half of the car insurance bill but after that we're fucked. I've maxed out my credit card and missed my payment last month.
I can't do this anymore our move across the country was a financial and emotional disaster, I relapsed on my eating disorder and lost 40 pounds in a month I don't want to eat anymore because we don't have the money for me to feel okay eating I just want to pay my bills that's It Please Help
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Venmo: @mmicaelsss
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