#buyer's market

[the-bjd-community-confess]

Listings on Y!J: "this doll is old and slightly yellowed and has 2 small stains. It is JUNK! I hope someone still has the heart to want them - starting price is 1 yen." vs listings on western second hand marketplaces "I am the 5th owner, the doll is severely unevenly yellowed and missing all fingers. I will not disclose how dirty it is. Asking for new price + what I paid for shipping."

~Anonymous

[kedreeva]

How did you get into keeping peafowl? They're one of those animals that I'd love to keep but have unfortunately made peace with the fact I probably won't have time and space to care for them in the future.

I loved them, and I was an asshole about it.

I lived with my mom in the suburbs, and purchased hatching eggs from eBay (don't do that), and a styrofoam incubator (don't do that), and hatched them in my closet (definitely don't do that) and brooded them in my bedroom (don't do that). A friend of my mom had recently got a farm, and agreed to keep them in a pen at her place until I bought a house, at which point I went out, got a stable full time job, started putting away money for a down payment, and seeing a real estate agent to look at hobby farms. About a year later, I found one that fit my criteria (house I didn't have to repair too much stuff in, acreage, barn), got a mortgage, and started building pens with my family.

This is, I feel I should not have to say, NOT the way to go about getting into peafowl. But I did turn my life around for them, so I can't complain about the end result.

That being said... I wouldn't give up entirely if I were you, if they are what you want in life, but I would just bear in mind that the road to them may be harder than you want to endure depending on your starting point. If you can acquire a dwelling space where they're allowed (it doesn't need to be "livestock" area, since some places consider poultry to be different than livestock, and peafowl fall under poultry), and you're willing to build them a pen, their care isn't particularly intense or anything. The space to keep them is the major hurdle.

[ardri-na-bpiteog]

It's wild how Kamala Harris's "crazy left-wing" down-payment support for first time buyers policy is literally existing government policy here in Ireland, brought in by our centre-right neoliberal political party. I've said it many times, but a lot of mainstream Democrats would be well at home in Fine Gael and that's not a compliment.

[iahmed197027]

How To Buy Real-Estate Using No Money Only Contracts

How To Buy Real Estate Using No Money, Only Contracts

Investing in real estate without upfront cash might sound too good to be true, but it’s possible through strategies like creative financing, contract assignments, and lease options. These methods have been used by savvy investors to acquire properties without needing significant capital or credit. In this post, we’ll walk you through step-by-step methods for buying real estate with no money, only contracts.

1. Understand Contract-Based Real Estate Investing

Contracts play a vital role in real estate transactions. When used creatively, they allow you to control property and generate profits without owning it outright. Here are a few strategies to buy real estate using contracts alone:

• Wholesaling

• Lease Option (Rent-to-Own) Agreements

• Subject-To Financing

• Seller Financing

2. Wholesaling Real Estate: Assigning Contracts for Profit

In wholesaling, you find distressed properties under market value, secure them with a purchase agreement, and assign that contract to an end buyer for a fee. The key here is control—without ever buying the property yourself.

How it works:

1. Identify a motivated seller and negotiate a low purchase price.

2. Sign a contract with the seller to buy the property.

3. Find an investor willing to buy at a higher price.

4. Assign the contract to the investor, collecting a fee (your profit) at closing.

This method requires excellent networking and negotiation skills but no large upfront cash investments.

3. Lease Options: Control the Property Now, Buy Later

A lease option allows you to lease a property with the option to buy it later. This strategy is popular because you control the property without committing to a mortgage right away.

How it works:

1. Sign a lease agreement with the seller, including an option-to-purchase clause.

2. Pay a small “option fee” (sometimes negotiated to zero).

3. Rent the property, with part of the rent going towards the purchase price.

4. Buy the property later at an agreed-upon price if you choose.

This approach gives you control over the property and time to save for the final purchase or find other financing.

4. Subject-To Financing: Take Over the Seller’s Loan

In a subject-to deal, you take over the existing mortgage payments from the seller without formally assuming the loan. The property title transfers to you, but the original loan remains in the seller’s name.

How it works:

1. Negotiate a “subject-to” deal with a motivated seller.

2. Sign a purchase contract and take control of the property.

3. Continue making mortgage payments to the lender on the seller’s behalf.

This strategy works best with sellers facing foreclosure or those wanting to move quickly.

5. Seller Financing: Skip the Bank, Deal Directly with the Seller

Seller financing eliminates banks from the equation. The seller agrees to act as the lender and finances the sale for you through a promissory note.

How it works:

1. Negotiate terms with the seller (interest rate, down payment, etc.).

2. Sign a purchase agreement and promissory note.

3. Make payments directly to the seller according to agreed terms.

With this method, credit checks are usually less strict, and down payments are often negotiable.

6. Important Tips for Success

1. Build a Network: Success in real estate depends heavily on networking with agents, investors, and motivated sellers.

2. Learn the Laws: Different states have different rules around real estate contracts—be sure to understand local regulations.

3. Negotiate Wisely: In these strategies, your negotiation skills will determine your profit margins.

4. Use an Attorney: To protect yourself, have an attorney review contracts before signing.

5. Start Small: Test these strategies on smaller deals before jumping into larger properties.

7. Conclusion: You Can Buy Real Estate Without Cash

Buying real estate with no money down may sound unconventional, but these strategies prove it’s possible to succeed with the right contracts. Whether you use wholesaling, lease options, subject-to financing, or seller financing, these methods rely on creativity and negotiation rather than large sums of cash.

By understanding these contract-based strategies, you can unlock new opportunities in real estate and build a portfolio even without upfront capital. With time and experience, you can scale these strategies and generate significant profits.

Are you ready to dive into creative real estate investing? Let us know in the comments below if you’ve tried these methods or if you have any questions!

[colorsoundoblivion]

Finally sat down and listened to Buyer’s Market. I know people consider this one of the most disturbing records of all time. I mean, it’s victim testimony and family member interviews, and they highlight, in an unglorified way, the wreckage left in the wake of the worst of humanity. In that respect, yes, its of course unsettling/upsetting. However, I thought it left the listener with a feeling of “How can people worship these monsters/do these things/cause such pain?” and a reminder of how real this shit is… a warning, really. There are even parts where people sound empowered… like they’re taking their lives back/getting justice for what the worst of us have done to them or their loved ones.

I’ve yet to read any of Sotos books, and based on the prices i’ve seen online I’m probably not going to for a long time. Can’t imagine there are Library copies out there, but never say never I suppose.

Obviously I’m curious about PURE, but wasn’t there a photocopy of an image of “CP” in an issue? I REALLY don’t want to see that or have that on any device I own or end up on a fuckin’ watch list or in prison.

I know, ultimately, this is all going to leave me feeling very upset, so maybe I should just quit while I’m ahead.

[galleryofart]

Slave Market in Rome

Artist: Jean-Léon Gérôme  (French, 1824–1904)

Genre: Genre Art

Date: circa 1884

Medium: Oil on Canvas

Collection: Hermitage Museum, The Winter Palace

[andrep11]

Art sale 2024 trends

By. Andre pace.

Virtual art showcase online events preview..

Www.Charish.com/ Andrepace

[ratwars]

Woke up multiple times from weird dreams again but maybe the stress is dissipating a little. The stakes were so much lower. Like there being a White Zombie halloween reunion show (impossible Rob said they would never reunite) in nyc and I won tickets but then it turned out I only won a discount on tickets that were 500 dollars (what) so I was like fuck that shit. It was a package deal that came with a pumpkin. Like that was supposed to make it worth it.

[andromedasummer]

this shit sucks. tomorrow is a stay in bed and set up a writing blog day. mend my clothes day. move some boxes day.

[the-bjd-community-confess]

I'm starting to find the hobby sort of... exhausting? It's kind of rough to keep up with it because it has become a lot more about buying and fomo-releases as it used to be, but we don't even get to see proper owner pics of those dolls because they get put onto the second hand market immediately after arrival. Maybe I'm wrong but the hobby space felt a lot healthier with less choice and shorter waits.

~Anonymous

[chhavijain3099]

Start E-commerce Business in India 2024

Aspects of the best in the field of Indian e-commerce, whether consumer or business-oriented, are essential to assess. 2024 is in full swing, and the e-commerce segment is as competitive as ever: it ranges from huge players competing to become market behemoths to ambitious startups ready to turn the retail market on its head.

In India, there are top and popular e-commerce marketplaces where sellers can sell their products and services to the larger customers base available on these channels.

Before starting the e-commerce business, sellers or entrepreneurs should be aware of below mentioned aspects important to start a online business on the basis of the type of e-commerce business they want to start.

Research Your E-commerce Business Idea: First thing to do a thorough research about your business idea, study about your competitors, cost analysis, profit analysis, average selling price of your niche products, etc in the market. These researches helps you to get deep knowledge about the business your are planning to start.

Target Audience: After doing the research about the business idea, sellers on companies need to look up for their target audience. Target audience means those people who can convert paid customers for business in future.

Choose Right Marketplace: In this step seller needs to decide which is the best platform to start a online e-commerce business. E-commerce business have four types: B2B, B2C, C2C, C2B therefore, on the basis of type of e-commerce business and target audience and on the basis of business registration process sellers needs to decide the right marketplace.

Whether you are the new seller, or the existing one, relaunching your e-commerce business, or need guidance to make your business successful then these aspects can help you.

[jbstoremarketplace]

[six-of-ravens]

anyway if you're wondering just how bad the real estate crisis is here, my coworker had a realtor come to his door today who was like, canvassing the neighborhood and asking people if they were looking to sell their homes. the people who usually have like the best job security because 'there's always someone selling or buying' are shit out of luck going door to door begging people to have them sell their homes. it's fucking NUTS.

[bmpmp3]

I NEEED to go back to making art that makes it ABUNDANTLY clear that theres something wrong with my brain BUT NOT in a cool or stylishly interesting way. i need to do it in a way that makes people say "hm." and walk away

[siennalilypurvis]

Customer Buyer Persona Research

My inspiration/research into other Customer buyer Personas. I found this useful to give me ideas on what I needed to include in my own. 

Creating my own Customer Personas

As a starting point I asked my housemate (who studies Photography) if she had any portraits I could use as my customers. She did and after gainig their permission I was able to start creating my personas from these photos which helped me start visualising them as real people. I edited my photos according to the giffgaff design guidelines - they stated that they use black and white photos with a grainy effect so I edited my photos on photoshop accordingly. They also like to use a white outline around the photo and remove the back ground so I included that too; to make the white line more prominent, I drew some textured paint backgrounds on my ipad to use as a minor detail that incorporated the giffgaff primary colours. 

[andrep11]

Intuitive art

Courageous performance & Heart-pounding design-ohMy!! ( never lose your edge in boldest re imagining of a celebrated classic... Featured paintings by..Andre pace.. works of Contemporary art and Mix media design works in showing Www.masurmuseum.org/ off the wall 2024.. [ April 12th / 2024 and this the museum Annual 15th anniversary celebration.. invite..