#but now my roommate who handles the rent payments/talks to the landlord is saying that I owe her three months’ notice

[futureghost97]

okay so update I’m gonna be doing something Evil and I legitimately hate that I’m doing it… legit wish that I had the luxury of being nice in this situation

[dear-diary-where-is-my-soul]

Hey Diary,

It has been... almost a whole year? Idk. I’m here anyhow. I somehow got it into my head that when high school was over, I would somehow become magically no longer mentally ill. That didn’t happen, obviously. So here I am. I did a bit of digging and I think I have ADHD (Which I like to call dopamine deficiency) and also ASD (Which I like to call a pain in my ass). I’m just kidding, they’re both a pain in my ass. But at least I know what it’s called. I can kind of manage it now because I spent hours looking for management plans that work for both ADHD and Autism, and seeing what worked for me. I know for a fact that I have Anxiety (Of the social variant - possibly tied to autism) and depression (That I’ve had since age 12 - about 6 years). I thought I was over my anorexia but it keeps pestering in the back of my mind. I’m eating now, but it still isn’t 3 meals a day. It’s not ‘healthy’ meals but it’s better than nothing. I still think that sometimes I’m not worth the food. My boyfriend (The same boyfriend) is a really good cook. His food is so good. But neither of us can eat it.   I moved out for a short while, about 4 months. I moved in with my boyfriend, who moved in about 9 or so months before me, with his ‘dad’ (Non-bio, no longer dating [Boyfriends] mother). During those 4 months, I spent more than 1000′s dollars in savings not to mention my Centrelink payments, which only started during the second month [half of what my boyfriend was getting], to trying to keep me and my boyfriend alive. Which would’ve been way easier if I didn’t need to spend over 500 dollars in taxi fees because his dad didn’t know when to stop drinking. So, a little bit of extra kicked in the fucking balls, Before I moved in, I was told that I wouldn’t need to worry about rent until my Centrelink payments were sorted. But, when we move out, my boyfriend sold his bike and 650 of that money was given to his dad because he was keeping track of how long I didn’t pay rent for and said I owned it to him. Even Though my boyfriend offered 2/3 of my rent (Plus his own) every payday. We were both told that it was fine and that we didn’t have to worry about it.  He always complained about me being anti-social. Which was really fucking clear to begin with. I never said that I would be interacting with him more than what was comfortable. This was his main excuse for drinking. But, until I moved in he completely ignored my boyfriends attempts to be social with him.  He wasn’t my type of person. Conservative, mid 40′s, cis-het, white man with ASD and previous alcohol and drug use problems. AKA ‘There’s nothing wrong with the world you’re just to sensitive, men are men and women are women nothing will change that, except don’t move my living room around because that’s too much for me to handle’.  He used to scream at my boyfriend that he isn’t a real guy, but got upset when my boyfriend then put distance between them to not get any more hurt and depressed. I hated it. I can’t handle any loud noises or anything like that. It sends me up the wall with anxiety and I’m very easily over stimulated. Unfortunately, our roommate did not get over stimulated easily and really like heavy metal, which he would play unbearably loud until 2-3 AM on the weekends. He also nearly broke our bedroom door several times. He would scream insults at us through the door and while outside our window (which had a little undercover deck-type-thing, where he drank himself stupid).  Me and my boyfriend took a two week holiday up back to our home town, because my boyfriend was having stress-induced Seizures. He was having full-on whole-body fits every 2-3 days that lasted about 5 minutes (These have stopped since we moved out). Anyway, we got back home, being dropped off by my bf’s mum,( who has since very much mellowed out [about my boyfriend being trans] by having another kid, this kid is nearly 18 months old, has some kind of IBS [Unconfirmed as of yet, but he is in a lot of pain]). We put away the few bits of shopping we got, as we were band from touching our roommates food over a month before because he was asked not to eat ours (Not true, but he did use a full packet of our cheese [7 or 8 bucks per packet] in one meal that neither me or my boyfriend liked or could eat, which we were talking about to my boyfriends mother who mentioned it). He also said that we accused him of stealing and shit like that (We didn’t). But anyway, We make dinner because it was around 5;30 or so and we didn’t eat lunch. We put of a movie in the background and my boyfriend goes out for a cigarette on the deck-thing and when he comes back in he tells my that our roommate has been drinking but will stop soon because we’re home.  8:30 comes around, me and my bf are heading to bed with the same movie on in the background and that’s when the screaming starts. 20 whole minutes of our roommate screaming “FAGGOTS” to try to get our attention. During this time, we call my bf’s mum, who is still in town because she had a doctors appointment the next day, staying at my bf’s nans house. We then get up, grab our still-packed from our two week trip (day)bags, and wall ten minutes away to the shopping centre near-by and call a taxi.  During that night, our (ex)roommate texted my bfs mum basically saying that we are ‘kicked out’ and that he hates all of us. This isn’t the first time this has happened but it is definitely the last. We went back, the next day while he was at work, grabbed our other bags and a few of the essential items we wanted for the next week or so. Our landlord (ex-roommates mother) said that everything was fine to stay there until we could get it picked up within the next two months or so. She offered to pack it all up for us as well, which we accepted because neither of us wanted to go back to that house again.  We haven’t been there, or seen him since. My bf’s mother’s bf went with my brother to pick up all of the rest of our stuff a week after we left. We set back up in my home town, now both of us have been ripped away from our new doctors, our counsellors and my new therapist less than a week before my first appointment (which I now do via telehealth [phone/video calls]). This was about a month ago. me and my bf now have set up and pay for our internet ourselves and I got a disney+ subscription because I'm obsessed with feeling the safety I felt during childhood.  Anyway, I live with my boyfriend and his mum and her boyfriend and their 1 year old. Both of my parents live in this town but we’ve been in lock down and I haven’t been able to see them. I feel like I’m drowning because I don’t go outside. I used to walk with my boyfriend, but because he has several chronic health issues we can’t risk him going outside and he can not exercise as much as either of us would like due to chronic pains (And a busted knee which he has scans for in a fortnight or so). I’m in an online course, which was fully government subsidized due to the amount of people who need training or retraining after Covid-19. I really like it, and it is making me think more harshly about wanting to start a business. However, I don’t think I can do the assessments. Almost all of them seem to require me being social on the online group chats, and it fuels my social anxiety so much I didn’t do anything to my course for a whole month. And this whole thing was a way to help me get rid of those feelings, but I still don’t know what to do. How do I word it to the teachers? I haven’t talked to any of them before and it might seem like I just don’t want to put in the work in the social aspects of my assessments because I don’t have a diagnoses.  This sucks. I can barely sit my ass down and read through the work as it is. Then I start thinking about how I'm 1 quarter of the way through this course and haven’t brought myself to do a single assessment. Then I freak out over how much I’ve done (or haven’t done) and don’t end up doing the work. 

[tired-enjolras]

Capable of Being Terrible. Enjolras/Grantaire.

Read on AO3

NEXT CHAPTER HERE

Warnings: alcoholism, smoking, addiction/recovery arc.

Genre: Angst-Hurt/Comfort.

Words: 1297.

Summary: It’s a hard semester for everyone, Combeferre and Joly are working an internship, Éponine works two jobs and somehow gets it all done, and Grantaire drinks himself an inch from incoherent every night. Enjolras doesn’t have it worse than anyone - better than most, actually. But this year keeps knocking Enjolras down and, for the first time, cannot figure how to get back up again.

CHAPTER ONE.

It was Friday night. Every other student in the city was off doing something fun and frivolous. Enjolras was not. He was not one for fun until work was complete. The blonde man could laugh louder and harder than all of his friends and co-workers combined, but he’d simply have to party on Saturday instead. He was only days out from the start of exams week. Desires could wait. His computer was open on the bed, resting on a red pillowcase and gray sheets. It was playing a documentary film about the Paris Climate Accords that was required for a biology class - his lowest grade this semester was this class. He cared about science and certainly about climate change, but he was just fundamentally bad at the subject. There were others who could handle it. Enjolras could be the change in other areas.

Enjolras did not focus on the monitor, but instead his hand scrawled ferociously in a yellow spiral-bound notebook. One could hardly blame him for his excitement. Not only had he prepared a new pamphlet for his student political organization - which he would need to remember to copy at the library the next day - but he had discovered this American politician called Harvey Milk. He was working on final stage research and outlining for a research project on him for his World LGBT Advocacy class. That remained one of about two classes that were worth him expending a fuck on during this particular semester.

The number of credits he had chosen was much too high. 7 classes (one having a lab) was an irrational choice. It was Enjolras’ first year funding half of his own housing off-campus. He worked a real job. As real as scanning books and accepting payment could be. This, really, was the first year Enjolras had learned that everyone was correct in telling him that he was incapable of doing everything he assumed he could.

He did not live alone, but it felt like he did. The other half of the rent was supposed to be paid by Combeferre, who had been gracious and helpful and always so willing to do his part. Until he wasn’t and moved out. Combeferre had moved in with a very tall and very stupid man that Enjolras sincerely enjoyed named Courfeyrac. The two men cared terribly for each other, so Enjolras was happy to see them be able to make a sort of home together. Combeferre’s replacement was not gracious or helpful and almost never willing to do his part. René Grantaire had crashed into the apartment like a car fire. Enjolras was decently sure he would not enjoy his time with Grantaire whatsoever; that they would be professional and nothing more to each other. That never happened. Initially, he was very pleased that Grantaire never imposed an organizational system for Enjolras because everything he had sat in stacks, falling off of shelves and spread across each open surface. Grantaire picked up on this philosophy and effortless operated within it. For a while, they seemed to make perfect sense to each other.

In mornings, Grantaire would get coffee brewing, immediately being able to remember how Enjolras took it. In exchange, Enjolras would sit in destroyed stack of leaflet rough drafts and crack an egg and a shot of hot sauce into a glass for Grantaire. They moved in perfect sync like Aristophanes four-limbed love people. Before too long, they stopped being roommates and started being bedmates. Their relationship lacked definition, but both miraculously kept their affections exclusive and they liked this way.

Then Grantaire’s drinking, once consisting of some wine, a few beers and maybe one or two of something a little stiffer over the course of an entire week turned into several bottles of wine, a case of beer and empty liquor bottles collecting in the trashbagless bin in front of the kitchen sink. So Enjolras tried to take some actions.

The bedroom door swung open.

“Good evening, mon Ange,” Grantaire often called him this. My Angel. Grantaire thought was funny because he may as well have been saying Mon Enj. My Enjolras. “All work and no play makes Jack a dull boy...”

Grantaire stood, leading against the doorframe. Whether for physical support or confident swagger was still unclear. He looked bad. Enjolras felt sick to his stomach to consider saying that about this person he cared for, Grantaire could never really look bad to him, but he was glassy eyed and sallow. Grantaire pushed himself off of the door, and walked to the side of the bed, crouching to his knees to throw an arm around Enjolras flat to the bed body.

“You smell like alcohol.” Enjolras stared plainly.

Grantaire scoffed. “Good nose you’ve got there,” he reached out and gently flicked Enjolras across the nose. “I was, in fact, drinking.”

Enjolras sighed, refusing to look over at his... whatever they were. If he looked at him now, he would get emotional. Hysterical or angry, it wasn’t yet clear which. “We talked about this.”

“I know, but look at me—“

“Hey, how much did you drink?”

“Oh, am I being cross-examined now?”

Enjolras sat up on his knees in bed, Grantaire’s arm sliding away. He was looking at the darker haired man now. His blue-green eyes burned. “No, but I can call a witness, if you’d like...” he extended his fingers to the other side of the bed for his phone. Marius would know. Éponine perhaps was there. Bahoral, or Courf, maybe. Wouldn’t take too many calls to figure it out.

“Lord God Almighty, Enj... Fine. A lot. Lost count after a couple rounds. But it’s Friday. I’m...” Grantaire cleared his throat, trying to sober his voice up some. “I’m not working tomorrow. Big deal. Don’t you ever get tired of talking about ol’ me?”

“Friday’s fantastic, but what about every other day that isn’t Friday?”

“It’s social. I’m social.”

“Grantaire.”

Fuck. “Mhmm?”

Enjolras’ jaw was tight. He was not going to yell. It was after midnight and the neighbors would call their pig of a landlord again. “Couch tonight.”

“It’s Friday!”

“René,” Enjolras had said this in the voice that mothers use when their child doesn’t understand why they can’t keep sticking their hand in the cookie jar. It was not mean, it was firm. Final. Grantaire sat up a little straighter. “Couch. Please. I love you to pieces, but this is getting fucking ridiculous. Sleep it off.”

Slowly, Grantaire raised himself to his full height. “You win. You always win. Happy?” He braced an arm on the bed and leaned down to plant a kiss on the top of Enjoras’ curls. The brunette swiped a discarded blanket off of this ugly leopard print chair that sat in the corner. Grantaire walked through the door, not bothering with a change of clothes for bed and shut it quietly behind him.

Enjolras was far from happy. It had been so truly okay and it’s not anymore. Everything was too much. Homework, organizing that protest, holding the pieces together for Grantaire when there’s clearly more going on than what he wants to share. Grantaire was Enjolras’ most important person and he was going to watch him finish his degree if it killed them both. Dear Reader, do not think for a second that Enjolras believed Grantaire was some kind of burden. He wasn’t. Enjolras loved him too much to ever consider him to be one, he just was unsure of how best to be supportive. No one ever supported Grantaire so Enjolras would simply have to be that person. There were too many things to care about in Enjolras’ life, too many problems. But that had historically been where he thrived. And Enjolras would find the time to fix them all. He always did.

[cooelacanth]

so. my roommate is emotionally/mentally abusive. this is going to go into the whole bedbug story, but also more than that.

context: i’ve lived here for a year and a half, he’s lived here for... three? about? i moved in with the expectation that he’d be moving out shortly after, we wanted me to get on good terms with the landlord before taking over the lease. he’s been saying for the past year plus that he’s moving out “soon”. (even in march, he said he’d probably be moving out in june. but has made no moves towards that.) 

so. we’ve had these bedbugs, right? we both worked for the same company, who has a bedbug policy that they’ll take care of the problem if any employee ever brings bedbugs home from work (a risk of working with the homeless). bedbugs were discovered when we both worked there. key word being “worked”, because we’ve both since found other jobs, and that might be a factor in why they didn’t stick to their policy and continue treatment after we left. but anyway.

originally, roommate initially found bedbugs in his bedroom first (he got bit, i never did), and said that he’d seen his coworker, whom he shares an office with, with bedbugs. so he freely admitted to the fact that they probably came from him. not that it actually matters where they came from, just that they’re taken care of, right?

so, he left our employer, and i was left to take care of contacting people about treatment. which i did. i sent an email right away to the risk manager, who handles such things, but unfortunately she was out of the office so my monday email didn’t get responded until either friday or the next monday. then it took a while to coordinate someone coming out for an inspection, and treatment after that, because they couldn’t do weekends (extra $$$, work wouldn’t pay for it) and neither of us could really take time off (him having just started a new job with no PTO, me leaving my job and trying to wrap everything up... and yes, i’d given my notice by this point). it eventually got taken care of, but it was an additional week. inspector said, “yep, you’ve got bedbugs, but it’s not so bad, you caught it early.” and they treated a few days later.

by this point, roommate’s new work had discovered that he had bedbugs, and they have a strict policy that you can’t come into work until the bedbugs have been cleared. it sucks, but i understand. but hey, we were free to get treatment done whenever now! so they came out the first day he was home, and, according to him, they couldn’t fully do the treatment because i “didn’t prep properly”, and that the infestation was absolutely terrible, so they’d have to do heat treatment. they sent me prep instructions, i followed the instructions. roommate said (about three minutes before i left for work that morning, mind you) that i wasn’t prepping properly, he’d had experience with bedbugs three times before and this is what you do, but that wasn’t what the instructions had said and i did what they said. and anyway, i was the contact point for the exterminators, and the email they sent me afterwards said very different (they couldn’t fully treat because of the “clutter” in the apartment which, by the way, is all my roommate. i’ve got pictures of how terrible our common spaces look and it’s all him.) at this point, roommate’s initial story shifted and he blamed me for bringing the bedbugs home (even though he’d originally admitted otherwise and both of us had agreed that it didn’t matter where they came from, just that they’re taken care of).

so, heat treatment it is. which is expensive. i started looking at ways we could do this, as quickly as possible with our very limited budget (me transitioning between jobs/pay schedules, him not being able to work because of the bedbug policy). gofundme, asking the exterminators about a payment plan, everything. i tried. also at the same time, i discovered that chicago actually has a bedbug ordinance and the landlord’s supposed to take care of them. imagine that! so i brought this up to my roommate, who, having dealt with bedbugs three times previously, knew about the ordinance. again, imagine that! but he said that the landlord couldn’t afford to treat (which... again, landlord’s duty, and a landlord should have that backup money?), and he’d retaliate by kicking us out. which doesn’t really make sense because he’d have to pay for the treatment anyway, on top of losing rent while looking for new tenants, but, you know. that’s a constant threat with my roommate. at this point, i don’t think my roommate had told the landlord at all about the bedbugs. 

(it’s extremely worth noting that although i’ve lived there a year and a half, my roommate has never given me contact information for the landlord. he handles everything to do with the landlord. he very much controls it and i have to go with his word when it comes to the landlord. and every little thing is “oh, i bet he’s going to kick us out for this” when we’ve really done nothing to warrant that? so he uses that scare tactic with me, knowing i can’t afford an apartment on my own and i don’t have the credit to get one either.)

anyway, i was talking to the exterminator about the cost of heat treatment, and trying to raise money from the gofundme to cover it. and the roommate finally tells the landlord about the bedbugs. and the landlord’s like, “oh, yeah, i’ll have exterminators come out right away.” at this point i’m just like, ???? it was no problem. 

so the exterminators came out on saturday. in the meantime, i’m still getting crap every single day from my roommate about how i took forever to move on telling work and getting treatment from them (again, i told them immediately, they took forever), how i didn’t prep properly, how it’s my fault they’re even in the apartment, etc. etc. (even though! if he had told the landlord right away, it turns out that everything would’ve been handled immediately!) friday night he lectured me for a solid twenty minutes about how he has to treat me like a child because i don’t do anything right (his actual words), including that stuff, which is just... wrong information, but he’s got it in his head and won’t listen. it turned into more stuff, i brought up that i was frustrated that he hadn’t done his dishes or cleaned the kitchen since october (i’m being serious) and he somehow blamed me for that one too (that i never help clean the kitchen. which. i don’t cook!!! i get takeout all the god damn time, in part because i’m lazy/panic in grocery stores but also in part because he never does the dishes so i never have anything to cook in!). but that’s basically it: everything is my fault, he’s incapable of taking responsibility for his own actions. (oh, and he also went off on the fact that i’m always playing video games, which, is none of his business? it’s my free time?? and doesn’t impact him in any way other than i constantly have to ask him to turn down his music so my friends don’t hear it on the mic.)

so, the exterminators came out on saturday. he was super nice to them and to me in front of them. i triple checked with them on everything, because i wanted to make sure i was doing everything correctly. (like, they said not to do any prep, not to move anything, they’d handle it all.) when they were there, i checked about my mattress: i said i know there are bedbugs in it, i have to get rid of it. they said yes, we’ll be here next weekend for round two of treatment so any time between now and then was fine. i said great, i’m getting a new mattress later this week (sleeping on an air mattress in the meantime), but didn’t want to bring a new mattress into an infested apartment, you know? they said they totally agreed and, again, getting rid of it any time between now and next treatment was fine. they also said, “there are bedbugs for sure, but infestation isn’t so bad.” which is what the first exterminator said when i talked to him, but my roommate said otherwise when they talked to him. (also, they were like, “don’t worry about the cost, the landlord’s covering it, he just wants you clean and good to go.” and, oh, roommate said later that they want to charge us $600 so i’m pretty sure that he’s just trying to get money out of me.)

we weren’t let back into the apartment until after 9pm on saturday. i was tired, it was cold and dark out, so i didn’t take care of the mattress immediately and left it for the next day. i stayed up pretty late, to be honest, i was playing with a friend i never get to play with because they work overnight... so, i slept in. 1pm, he comes knocking on my door that the neighbors are complaining that i left stuff in the dryer (i’ll agree, not the best apartment etiquette, but i never do so, it was just this one time, and the neighbors do it every single day so it shouldn’t be a big deal). so i get up and take stuff out of the dryer. then he tells me that the exterminators said our dryer isn’t strong enough for getting rid of bedbugs (which, everything i’ve read on the subject says otherwise) and we have to use laundromat dryers and by using the dryer downstairs and leaving my stuff in it, i’ve exposed the neighbors to bedbugs and we could get kicked out for that. plus, them complaining that i left stuff in the dryer at all, i could get kicked out for that. (see a pattern?)

then, he went off on me about about a bunch more stuff, like how it’s irresponsible that i slept in until 2pm (1pm in reality, but... i didn’t realize wake-up times were now a roommate requirement?? it’s not like we had plans and it’s not like he doesn’t sleep in all the time too) but especially about the mattress, that i didn’t get rid of it right away, and instead kept it overnight and further exposed the apartment to bedbugs. i responded that the exterminators said it was okay as long as i got rid of it before next treatment, and he said i was "being selfish and worsening an already challenging situation and you're too stubborn and self-centered to consider how you're shitting on everyone else" (direct quote, at this point i’d slammed my bedroom door in his face and he switched to texting me). even though i checked three times that it was okay. and his response? right, i could get kicked out for not getting rid of the mattress right away. (note: i did get rid of the mattress shortly after. it was #1 on my list of things to do when i woke up. and you know what? as i did it, moving a full size mattress through an apartment, down stairs, and through the backyard to the alley, which is no small feat for one person... he just stood there and watched me.)

today, he lost his job, because he’s been out of work for so long because of the bedbugs. which sucks. it does! but of course it’s my fault, because i took so long to act on the bedbugs, and didn’t prep properly, and his job needs letters from the exterminators saying they fully treated the apartment. the first exterminator didn’t fully treat the apartment but they urged us to follow up with our landlord, so that should be enough from their end, right? not according to him. (i’m seriously doubting that he actually contacted them for a letter at all, but.) but i refuse to take the blame for this, when it turns out *he* should’ve been contacting the landlord all along! because, remember, I can’t do so because he’s never let me had contact information for him. so really, he lost his job because he didn’t contact the landlord and act on this problem immediately. but of course he’s blaming me for it.

anyway, i... don’t know what to do. i don’t have money for a new apartment, i don’t have the credit for a new apartment, and i don’t know anyone who’s looking for a roommate. my current roommate is a controlling, manipulative, and abusive asshole, but i don’t really have an out. so. hopefully people can help me get out of this situation soon.

[weannoyingbouquetgalaxy-blog1]

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does anybody know about COSECO Insurance Company I need a quote in auto insurance. i live in North York, is there any best rate insurance company""

I fell asleep on the interstate and got into a collision with an 04 BMW w/o insurance.?

I was late on payments and my insurance will not cover. I was at fault and I got a letter in the mail today and the lady said so far the damages are $11k... What should I do?? accident was on 2/27/11 in FL

What options are availible to me for life insurance for my father who has pre existing conditions?

My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are affordable, that would cover him? Im just looking for something that would cover funeral cost.""

""Does the car title have to be transferred to your name before you get insurance, or insurance then title?""

in illinois.... ....a car was given to a friend. he needs to get insurance. does the title need to be transferred first? Also just moved to another state, so does the insurance need to come from the state the title was transferred in""

If have have liability coverage on my car insurance?

I have liability coverage for me on my truck but say i drive my girlfriends car, she has full coverage and i wreck her car would my insurance cover it or would her insurance cover it or would any of are insurances cover it?""

Prelude vs Subaru on Insurance ?

Which one is typically cheaper? Between a 97 - 01 Prelude and a 00' Subaru 2.5rs Iv heard prelude insurance is expensive. I know wrx insurance is insanely high but im thinking the 2.5rs must be cheaper since its not turbo'ed.

""I heard that if you have good grades, your insurance rate will go down.?""

I'm about to get my permit this summer, but I have one F (I'm not a slacker, but I just couldn't handle the work) Anyway, my mom said that if I don't get this F up, I can't get insurance, cause nobody will insure me. Is this true? Also, another question... Do I only need insurance on a car, or do I need my own insurance or could I drive my mom's car legally (when I have my permit)?""

NEED CAR INSURENCE ADVISE!!?

I got a quote on a Citron c2 it's. A 1.1lt and. The quote I got was 3rd party under my dad insurance my best quote was 6000 and that was direct to Adrian flux so I need advise ...show more

""I am 19 and in need of cheap insurance in michigan, any help?""

i have a 1994 ford escort, all paid off and everything, just bought it off of my mother, i just need the cheapest insurance i can get on it, just to say i have some. Thank you""

Is their a place that has cheap car insurance if I havnt even had my license for a year?

Im 18, the school id idealy like to go to is to far to take the bus and I can't really relly on others for transportation. I'd like something under $100 maybe like $80. Ill have driven for a year in may but school starts in march so yea. Id like to go on my grandparents but its like $2000 a year I dont know why! or what I should do?""

If i am a truck driver will my car insurance be cheap?

i am thinking of becoming a truck driver but the problem is i will be in my truck 5 days a week the only time i will drive my car is on the weekends so will my car insurance be cheaper because i use my car on weekends only and i work for a truck company?

Cheap auto insurance safe to have?

I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)""

Insurance on a Pontiac Trans Am?

Hello. I was just wondering what would the insurance cost you on a 1998-2002 Ws6 Pontiac Trans Am For a 17 Year old living in Orlando, Florida???? Thank You.""

classic car insurance instant quote

classic car insurance instant quote

Car insurance auto renewal?

my car insurer auto renewed my policy and started direct debiting the new policy without my approval. (i paid by direct debit installments previously) i was uncontactable as i was out of the country. the insurance was bought through my car dealer which had my updated contact information. i did not instruct them to do auto renewal. on top of that, it wasn't written in the initial policy contract. when i rang to cancel, they refused to refund and is charging me a cancellation fee. they claim that renewing the policy was in my best interest to protect me. however, if i hadn't paid through direct debit, they wouldn't had been able to protect me anyway! should i insist on getting my money back? would the Consumer Rights chamber in WA be able to help?""

""What is the average insurance to run a home day care in San Diego, Ca? What about on rented property?""

I know that opening a daycare on someone else's property is a liability, but possible. Is there extra insurance needed? Do you talk with your landlord prior to renting the property? My father owns an apartment complex, and he said 'No way Jose' if one of his tenants would come to him with this proposition. How much is the average home day care insurance in San Diego, Ca? Thanks!""

What is the average auto insurance increase with one DWI?

What is the average auto insurance increase with one DWI?

Additional insurance for a company car?

I currently lease a car from my company, which means that they insure the car etc. The problem is that this only covers me for social driving and for my company's business use. I am trying to get a Saturday job and they need me to prove that my insurance covers business use. I don't want to lie so can I take out an additonal policy to cover me for business use at the weekends? Many thanks""

Just wondering if there is any kind of insurance coverage for the victims of the tsunami?

It is a natural disaster. I know that in California there is earthquake insurance but very expensive. Do the Japanese have any kind of insurance protection? I'm sure there will be some kind of aid from the government but what about their losses? Thankful to be alive, I'm sure.""

Is there some program California State offers for people who can't afford health insurance?

I lost my job a couple months back. I am receiving unemployment, and that is just enough to pay all my bills with about $20 left over. Is there any program the State of California offers for people who are in my situation?""

How much is liability insurance?

I am going to be a new driver soon and I will be driving a 4x4 dodge single cab truck and I live in missouri and was wondering how much liabillity insurance would cost per month? Thanks!

What insurance companies call sports cars?

im a 15 years old and my dad says i cant get a sports car cause i cant afford insurance on it so i want to no if there's a list of all the cars they call sports cars

What is an average homeowners insurance quote for a house in Oregon? ?

We are interested in buying an 1800 sqft house built in 2009 in the Portland metro area. Would $800 a year be an good estimate?

Does anyone know what the average car insurance is for a 2003 g35 coupe iam 18?

i also live in maryland

""Can I keep the check from the insurance, and don't repair my car?""

My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!""

Price of car insurance 18 years old?

The cheapest quote for car insurance I have had is 5000 for a 1.0L Toyota Yaris, TPFT, kept in a garage overnight, the car is only worth 1000. Am I doing something wrong?? 5000 is just rediculous, Im not even going to bother with lessons yet. What is/was your insurance cost for this age?""

Motorcycle insurance quote?

can you get a quote without entering a social security number? i dont want to give it out

Insurance on a 1999 saab 9-5?

My dad says if I bought one the insurance rates would be extremely high even if we put him as the primary driver??? I'm 18 and irs either this or a 92 camaro will it be that expensive??

Is the difference between health insurance and car insurance?

that while both are mandated, that the repairs on only one of them are garaunteed by the government. I mean, sure a auto body shop can refuse to fix your car if you don't have the money, but the hospital has to put you back together again, regardless of the bill and your relative ability to pay it.""

Cheapest auto insurance?

What is the cheapest auto insurance from personal experience, Please and thank you!!""

""Where can I find good, inexpensive Life Insurance?""

Where can I find good, inexpensive Life Insurance?""

Insurance question after engine blow up?

I was wondering, will insurance pay for damage to a car without being in accident? Let me give you example. What if I was driving on highway and my engine would blow up (not during racing, just cruising around), and I don't have manufacturers warranty anymore. Can I file claim, and will insurance pay for new engine?""

What is the minimum requirements for insurance for a financed vehicle?

I know full coverage is required, but what determines if its full or not? anybody have a breakdown of each of the coverages etc?""

How much is car insurance in nyc?

Im 23 years this is my first car ever a 1998 FORD EXPEDITION wanted to now how much car insurance im looking at.

Non car owner insurance?

Can I get insurance to drive cars if I don't own one? I have friends who will let me drive their cars but I want to get my own insurance. I don't want to risk their no claims in case of an accident and if I don't have an accident I want to build up my own no claims but I can't find anywhere that does this....

How can I cancel my geico car insurance?

I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.

Best place for cheap car insurance for young drivers?

im 19 make live in UK where is the best place to get cheap car insurance, any help appreciated""

Where can I find the best and most affordable Health Insurance?

not some rip off. but a real company and i hate BCBS

Can I take my soon to be husbands insurance for Pre existing condition?

My fianc and I are getting married in 6 months but my health is going down hill fast. He said we could get married sooner and I could get on his group insurance but will they accept Pre existing conditions on his work plan and I can start to get treated with his insurance and how long does it take to be active? Thanks!

classic car insurance instant quote

classic car insurance instant quote

""I'm sure 5,000 for health insurance will help.. right?

John Mccain thinks we are idiots lol

How can I verify if the car I'm driving has insurance?

I do have the VIN# and car info, but there was no insurance papers in car. I also don't have a contact number on the car's owner""

Can you register for car insurance as an LLC?

I want to register my band as an LLC. We need to put insurance on our tour van but would like to digure out the best way to do this. Should we put our names on it? or register for insurance under an LLC?

Will my insurance go up?

i got my first ticket for not stopping correctly at a stop sign. Will my insurance go up? isnt it a violation which doesnt really make the premium go up.

What Insurance company automatically covers anyone who drives your car? What is a cheap insurance company?

I'm tryin 2 get insurance for the 04 stratus that i'm buying, but my rates are high because i'm 18. I heard about an insurance who covers anyone who drives your car, like that i coul mak my dad take it then i'd be able 2 drive it. If you know a cheap company for people my age i'd appreciate it. The company dosnt have to be popular.""

Who's insurance covers a hit and run driver in California?

My girlfriends car was hit by a hit and run driver in the state of California. The driver of the vehicle that hit her bailed from their car and fled the scene of the accident. The vehicle was not reported stolen however we are not sure at this time who was actually driving the vehicle. When the police arrived on scene they did retrieve the insurance information from the vehicle. My question is whos insurance covers this accident? will it be claimed against our uninsured motorist on our policy? though I know that uninsured motorist does not cover vehicular damage when the driver has not been positivley I.D'ed OR does the vehicle owners uninsured motorist coverage hit us as they are liable for damages caused by their vehicle? I'm really not exactly sure of how any of this works so any help would be greatly appreciated! Thanks!

Car Insurance for a 17 year old!! ?

Is anyone else struggling to find at least a reasonable price for car insurance? The cheapest quotes i am getting is 4,900 on a 206!! Am I doing something wrong, i've checked multiple car insurance sites and can't find anything jus below 5 grand. How the hell do insurance companies think 17 year olds can afford this? It's daylight robbery?""

Where to find cheap auto insurance in florida?

We are relocating to port richey florida and I am trying to find a cheap auto insurance company

Do you have to have insurance for...?

I was wondering, when renting an apartment are you suppose to have insurance?""

""Brak wants to know, Should married women have higher auto insurance rates than men ?

Sure seems like women have a discount on car insurance and married people have it cheaper. But it's the housewives who I see driving gas guzzlers around with soccer stickers on the back. Talking on their mobile phone while driving with coffee in their other hand. They are worse drivers than me. I'm a 24 yr old bachelor & a safe driver.

Does being added to my parent's car insurance as a secondary driver cost money?

Does being added to my parent's car insurance as a secondary driver cost money?

I NEED HELP WITH MOTORCYCLE INSURANCE!!!!! PLEASE HELP?

Hi there, I expect to buy my bike for next march of 2012. I am Going to buy a 2009 suzuki GSXR-600.....The problem is that I am only 18 years old and my insurance quotes are roughly $1000 a month. Is there any way I can go around this problem or lower the insurance?""

What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.""

How much would car insurance cost under these conditions?

-15 -Texas -1995 mustang gt conv. -both parents will have insurance -car is fully paid off I would like to know what insurance would cost when i turn 16 as well.

Lending your car to somebody - insurance issues?

This is for Ontario drivers in specific, however any information is appreciated. Basically, what are the legalities of lending your car to somebody (just for a day)? What happens if they get in an accident? Does your insurance cover it? Would your rates go up? Thanks!!""

I live in new york city can anybody tell me who has the cheapest car insurance in the city?

I live in new york city can anybody tell me who has the cheapest car insurance in the city?

I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?

16 yr old and wondering

How much are your car insurance(College Kids) (Iam 22)??

Iam 22 now, I am under my fathers geico policy, I pay $278.00 a month, not even full coverage. My car is Nissan Maxima 00. I have never been in car accident since I got my license for 4 years now. I know Iam paying little too high cuz my sis who turn 18 is also on the policy now by law. For that price I should be getting full coverage !! But wondering how much are you guys paying for your insurance monthly etc? College kids related only please, dont tell me you pay dirt cheap cuz your 40 years old, thats obivious. Also what is the cheapest company I can switch to ? cuz Iam in college and have barely any money, all my money goes in the insurance and if Iam lucky I get to gas up a full tank maybe once a month lol.""

Would the insurance for a 2004 or 2006 Ford Mustang V6 or V8 be affordable for a 16 year old male?

Would the insurance for a 2004 or 2006 Ford Mustang V6 or V8 be affordable for a 16 year old male?

Which insurance company has the quickest claim?

Okay so I want to know which insurance company would give me the quickest claim without any problems between: state farm, farmers, hardford, and all state?""

Free Health Insurance?

no it didn't help. it has nothing to do with health insurance

I got a ticket for no insurance in california?

well i told the officer that i had insurance on the car but the little proof of insurance card did not come in the mail yet so he gave me a ticket for that and he told me something about if i mail the proof of insurance to the court i guess i dont have to go to the court date or soemthing like that is that true by the way i checked the mail that same day i got the ticket and the proof arrived

I just got my license and have no insurance..?

no car yet but will soon have one...what do you recommend?what will be cheaper to get my own insurance or be put on my parents...

Travel and Medical Insurance Quotes?

I'm looking to find affordable and quality travel / medical insurance. Any suggestions about companies? I will be travelling for three to six months abroad in China starting this september.

If I have secondary driver Insurance on my Dads car. Am I still covered on our other car aswell?

My Dad put secondary insurance on his car (that I pay) so that I can use it. But he never lets me use it because he takes it to work everyday. But my Step Mom has her car here, and my dad tells me I can't use it because my insurance only covers his car. Is he just being a douche?""

classic car insurance instant quote

classic car insurance instant quote

What is a more affordable car?

What is more affordable,a 2007 honda civic SI at 200 a month,NEW!!!!or a 2004 ford mustang,standard,at 300 dollars a month?????""

Who owns Geico insurance?

Who owns Geico insurance?

2000+ Toyota Celica Insurance and More?

I'm a 16 year old boy and expecting to buy this car for about $6,000 in August. I am looking for details such as mpg and insurance rates for a 16yo boy buying this car. I heard the mpg are really good on this car but will it be worth it if the insurance is high? Help me decide and give me other car ideas under the budget of $7,000 -Cory, CT""

How much will my insurance increase?

Im 17 an had my first accident when i swung in to a parking spot a little too fast and too close and my door scraped the back bumper of the car next to me...i dont think it will be any more than a few hundred dollars to have it repaired it was just a bit dented and the panel needed to be pulled out to sit flat with the rest but that really is the only real damage other than maybe a few scratches. My insurance before was at 800$ a year without full coverage so what do you think it would go up to now?

What is an acceptable car insurance cost for newly passed 19 yr old male?

What's the acceptable range? Please don't start giving me infos about quotes and stuffs, i've done them all thousands times, just asking for A PRICE you would think as FINE. (sorry to say this, but i asked similar qstns 10-12 times before, but no one answered correctly) thank you""

Is there affordable private health coverage available?

My husband lost his job and my autistic son takes strattera($640) and abilify($220) a month. Is there any programs that help with cost or a good private insurance plan out there?

If your 18 how much do u pay for your car insurance?

If your 18 how much do u pay for your car insurance?

In BC should the owner pay the insurance for the renter?

i rent a appartment and then the owner said i should pay the insurance i thought it is owner's responsibility to pay all these

Best and cheapest car insurance in australia?

Can anyone tell me the cheapest and best most reliable comprehensive car insurance in australia i need to insure my car asap im thinking westpac or aiime

Can you sue an insurance company?

I was hit over a month ago and the guy who hit me insurance company still hasn't repaired or paid me for the accident when they said they would and ive tried calling them and they won't call me and I'm not able to work since I have no car and I can't get a rental cause I'm not 25

Now i know i need insurance?

but know what kind of insurance would i need because these are only 14 ft jhon boats

Question about my car and insurance?

My car payment was due on may 1st well dident have the money to pay it so how long do I have tp pay it before they try and repo it, and also my car insurance is due sat. and said if i dident pay it it cancels at 12am sat. so how long do i have to pay it before they repo my car or if they even do that, Im almost a month late on paying my insurance? Thank You""

Which car insurance company is the cheapest if you have many points?

Which car insurance company is the cheapest if you have many points?

A question on fully comprehensive car insurance cover?

im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)

How do I get health and dental insurance?

I am getting married soon. I will be 18 and he will be 21. I have blue cross blue shield through my dad's work and the magnolia health plan(kinda like medicaid) bc I was adopted. ...show more

Register a car in CA. you must have car insurance or your breaking the law ?

New Laws in CA????? Help , Can Someone tell me About this New laws in Cal about you have have to have car Insurance?, I thought that that was already a law? Was it?? And if you regiester a car in CA. you must have car insurance or your brecking the law ? True or false ?????""

Would I need insurance?

Ok so I'm thinking about getting an iPhone 4s. I want one so badly. It's 29 a month but insurance is 10 a month and I can't afford to pay another 10 a month, would I need insurance? The handset price (how much you pay on the day for the actual phone) is 29, so if I break or loose or someone steals the phone, would I pay 29 and get another headset, or will they make me pay 29 for a phone I don't even have? I live in England btw :)""

Car insurance more expensive for men?

I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?""

Cheapest insurance company for young males with points?

Cheapest insurance company for young males with points?

Insurance estimate on a car?

So right now i have a 2010 nissan sentra SR and my insurance payment is 120$ a month. i have only used my insurance once, and that was comprehensive collision due to some terrible luck, but my cost did not go up. i want to get a 2008 nissan altima coupe 3.5. i am a 20 year old male, never had a ticket, no bad record or anything like that. would my insurance double if i was to make the switch or what would i be looking at? THanks!""

Is it possible to upgrade car insurance with an ongoing claim?

Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.""

CAR INSURANCE FOR A 18 YEAR OLD?

would it be more expensive for car insurance for a brand new car or a used car.

From Whom can I purchase health ins over 65 years & not eligible for Medicare?

My spouse is over 65 and will be getting residency USA and is not eligible for Medicare nor am I. From whom can we purchase health insurance?

How can I get prenatal insurance?

I live in Iowa and I am pregant my bday is in four days il be 18. I don't have health insurance I live with my bf. I could marry him and have insurance but I want to explore all options but I need. Health insurance what all can I do?

Is the 2008 Mazda Rx-8 worth buying?

I got a deal for 19,000 dollars with 11,000 miles on it. I can afford it but im wondering if it is a reliable and good car for 5-6 years. How does it do in the winter? I live in VA. Gas? Reliable? Insurance? Used 2008 honda accord coupes are so expensive and camrys are expensive too.""

classic car insurance instant quote

classic car insurance instant quote

https://www.linkedin.com/pulse/im-15-pregnant-have-insurance-luis-barnes/"

[xadoheandterra]

1. Your rent was 350 a month including bills. From each person.. You paid 280 a month for two ever since you moved in. Then there were months that I waived because “things were tight” and I understood. That was me giving you a kindness.

2. Your accounts were almost always negative, or so you constantly told me. 280 equaled one of your paychecks, or so you always told me which was why you needed to have your payments split up.

3. Your rent was due on the first of the month no later than the 10th. Frequently I didn’t get rent until the middle of the second week, past the tenth, if at all.

4. I LIED for you to the lawyer from whom you will be renting. I said there was no issues with your dogs despite that one of them is definitely no longer housebroken, that I probably will have to replace the WOODEN flooring in one of the rooms due to damages caused by piss and shit from said dogs. Ignoring the fact that the carpeting I ripped up was so disgusting it’s not even funny, or the amount of PISS AND SHIT I have to clean out of the rest of the house because I honestly DOUBT you will clean it yourself. You never cleaned the places we were in so thoroughly before after all. I said there was no issues with your rent being on time to ensure you got the place you so desperately wanted.

5. I never mentioned your height as being a frightening factor -- although I would like to remind you how you frequently HELD ME DOWN when I was in a panic. I can snap you in two? Yeah, considering how you could tackle me down and hold me there I doubt so.

6. Your sister threatened me first. Reminder “I will fuck you up if you keep talking that way to my sister!” that she shouted first. Reminder that she has knives and knows how to use them, I don’t and I can’t. Reminder that she has guns and knows how to use them, I don’t and I can’t. Reminder that your sister is fucking terrifying. At this point I can’t even remember the shit I was saying because of the blind panic I was in.

7. You know how the police respond to someone who is obviously distressed, yet you still called them. My father asking you to point out that I was in a panic was a kindness to ME, to ensure I wouldn’t be fucking SHOT AT because you felt threatened from the panic attack you drove me into with your aggressive behavior.

8. You put your hand over my mouth, something I’ve told you repeatedly I cannot handle because of the number of times when I’ve been in such a bad panic state and my own MOTHER did so to smother me to shut me up. You did the same actions to SHUT ME UP.

9. You threw the lease when it didn’t have the information you so desperately wanted. You admitted you were aggressive. You admitted you came off aggressive. You know my history with people being aggressive. You still tried to pressure me to have a conversation I could not feasibly have in the mental state that I was in. Adult conversations when one party is aggressive and the other is currently fighting their fight or flight instinct due to that aggressiveness is not possible.

10. I’ve apologized. You haven’t. I doubt you ever will, because you never do. You’ll drag everyone down with you and I await the day when they realize how abusive you actually are. You know the reason I quit therapy? Because my therapist said I was in an abusive household from my roommates. That the woman I cared for a great deal was abusing. I refused to believe her so I stopped. I couldn’t abide by such lies. Jokes on fucking me, isn’t it?

11.I don’t think you realize this but you kept me isolated and dependent wholly upon you. You fostered the destruction of my relationship with my parents over having a relationship with you. You fostered a need to take care of you. You urged me to use my parents for their money only when it benefited you. When I do so at any other time you looked down upon me and made me feel like the scum of the earth. I couldn’t do anything in my own home without ensuring that it didn’t step upon you or your issues. I couldn’t eat because food was marked for someone else, even if I replaced what I ate, or because it was the last item in the house and that threw you into a panic attack to have that last item eaten without your permission--or maybe the food was specifically for you but you hadn’t labeled it. Or maybe because you just didn’t make enough for me too, but for everyone else. I couldn’t talk about things I liked unless it coincided with your viewpoints or I’d get the stink eye and basically be rejected until I returned to the fold. I couldn’t talk about new things because you’d inevitably figure out the plot before you could play if I mentioned something as random as a horse. You wanted my Wii U when you told me you planned to move out because I would “have a Nintendo Switch” by that point.

12. You co-opted my friends. I don’t have any friends but those connected to you, now, and the majority of them will listen to you because you have that way with words. You have the ability to spin anything in the direction you want, convince anyone of what you want, because you were raised in the art of sneaky subtle conversation and I can’t. I’m autistic and incapable of proper communication like you.

So yeah. I’m the one whose obviously in the wrong because I couldn’t have an adult conversation because I was in a blind panic. Because you threw me back into that small 16 year old mindset whose mother beat him, whose mother attempted to kill him every time he broke down. Because you were aggressive and angry because I asked you to pay 280 dollars in rent and not some weird “verbal agreement” that I made under the impression the lease actually agreed with you. After the number of times I lied to my parents for you. That I lied to your new landlord for you. That I gave you free access to my car. That I gave you rides. That I prioritized you over me because if I didn’t you’d get upset. I’m the one in the wrong.

I was wrong in my reaction. I was wrong in what I said and wrong in how I said it. I couldn’t control the manner in which I responded because of the blind panic I was in. You could control your aggression and aggressive outburst and you didn’t, but I’m still in the wrong. Only me. Sure.