#but i guess its better than getting my services repealed
Explore tagged Tumblr posts
Note
Share a bit from a fic you’ll never post OR from a scene that was cut from an already posted fic. (If you don’t have either, just share a random fic idea you have that you don’t plan on getting to.)
I recently posted my John Sheppard/John Reese crossover fic, which in its final form is a drabble series. But before it got to that point, I had a few different false starts where I couldn't even get the boys out of the bar, everything was confusing with both possible POV characters named John, I kept getting their voices wrong, and I just didn't like much of what I'd written. So I forced myself to write drabbles until I could figure them out, and I liked the result in the end much better, but I'll share one of those false starts.
All versions of this story center at least a bit around John Sheppard being in NYC soon after the repeal of DADT. The passage is below the cut.
"It's all a bit much, isn't it?"
John was a little surprised the guy had come over to chat with him. He was a little older, but he hadn't been wanting for attention. The gray at his temples just added to the appeal of his tight black t-shirt and jeans. But John had watched the guy turn away several advances, apparently content to drink his beer alone at his corner booth until now. John just raised an eyebrow inquisitively, not sure how much he really wanted to talk.
The guy grinned a little bashfully, "I guess I'm not sure what I was expecting, but it's a bit overwhelming, and you seemed like you might be a little more my speed."
John gave him an assessing look, then motioned for him to join him. The guy slouched into the seat across from him, but John could see the tension in his muscles. It was a practiced and fairly convincing slouch, but this guy wasn't relaxed at all. Combined with the chain peeking out from his shirt and the callouses on the hand around the neck of the beer bottle, John was pretty sure he knew what he was dealing with.
"Let me guess: it's your first time out on the town since the repeal. You on leave? Or are you stationed nearby?"
Talk, dark, and slouchy's eyes narrowed briefly before he relaxed again. "What gave me away?"
"It wasn't your haircut. How do you get away with that?"
And there was the bashful smile again. It was getting kind of cute. He hid his own smile in his drink when the guy touched his hair self-consciously.
"Well, there are some perks to being the CO of a remote posting. Even if it does mean this is the first time I've been able to go out and celebrate the change in the uniform code.
By the way, my name is John."
John almost laughed at that. "Really?"
"Absolutely. Col. John Sheppard, USAF, at your service. What should I call you? I'd like to think of you as something other than the mysterious stranger."
"Well, not to make things confusing, but my name is John too. Welcome to New York."
#fic writing asks#john sheppard x john reese#snippet#my fic#sga/poi crossover#sga#stargate atlantis#poi#person of interest#john sheppard#john reese
1 note
·
View note
Text
Select L.A. County Races - November 2018
Select L.A. County Races
Broadly speaking: vote for the Democrat. I am not going to give super detailed explanations for a lot of races unless they are warranted. Where they are, I have footnoted them. I live in the East Valley so a lot of what I looked at was Valley related. I also looked into Santa Monica because Measure SM is a big deal.
State Board of Equalization 3: Tony Vazquez
In 2017, the State Board of Equalization was largely stripped of its powers and duties and gutted from 4800 staffer to 400 staffers. Still, it remains a constitutionally mandated agency that administers Property Taxes, Alcoholic Beverage Taxes, and Taxes on Insurers programs. The point of the board is to ensure that taxes are assessed fairly statewide. Yeah, it’s weird. Anyway, the GOP candidate in the race has used his platform to attack the SB60 Gas Tax (more on this later). Forget that. Tony Vazquez is a former Santa Monica mayor and while his platform for the BOE is thin, it’s better than actively destructive.
Los Angeles County Sheriff: Alex Villanueva
I’m not thrilled about either candidate in this race, to be honest. Both have ties to the Los Angeles Sheriff’s Department (LASD) but both pitch themselves as reform candidates who will address years of endemic abuse and corruption within LASD. Neither seems to be up to the job. I’ve heard some people say that Jim McDonnell, the acting sheriff, should be given a chance to put his mark on the department. I have also watched as rank and file have swung to Alex Villanueva as McDonnell has tried to enact reforms. McDonnell has ties to the former sheriff, Lee Baca, who was convicted of obstructing an investigation into jail abuses by the LASD. McDonnell has endorsements from politicians but Villanueva has the support of the local party clubs. It’s really a coin toss for me, but since I’m picking, I guess I’ll go with Villanueva - he’s the slightly more outside candidate for now, and I’ll keep an eye on this for 2022.
Los Angeles County Assessor: Jeffrey Prang
Jeff Prang is endorsed by Kamala Harris and is the incumbent assessor. His opponent is literally listed with the name John “Lower Taxes” Loew on the ballot and couldn’t even get a website together for this election. This is a pretty easy call.
Justice, California State Court of Appeal; Second District
Electing judges is dumb but since we do it, here’s some thoughts. Look: these are all qualified and smart jurists. I base my endorsements here on a mix of reviewing various endorsements with a critical eye to judges who score too high on conservative groups’ questionnaires about judicial philosophy. The L.A. Times endorses “yes” on all these candidates as a show of judicial independence, but I don’t hang with that. Judges make political choices and while I believe we shouldn’t have the power to vote on them, if we do then we might as well use that power to vote for judges who reflect our Democratic values. Certainly the GOP votes for judges that will enact their visions.
Division 1
Helen Bendix: No
Victoria G. Chaney: No
Division 2
Elwood G. Lui: Yes
Victoria Chavez: No
Division 3
Luis A. Lavin: Yes
Hamlin Dhandina: Yes
Anne Egerton: Yes
Division 4
Thomas Willhite: No
Nora Manella: No
Division 5
Lamar W. Baker: Yes
Carl Moor: Yes
Dorothy Kim: Yes
Division 6
Arthur Gilbert: Yes
Martin J. Tangeman: Yes
Division 7
John Segal: Yes
Gail Feuer: Yes
Division 8
Tricia Bigelow: No
Los Angeles Superior Court
Personally, I feel too often we see prosecutors elevated to judgeships, it’s like a pipeline from the DA to the Superior Court. To me, it’s best that a candidate have some sort of judicial experience before they get the post - as a Judge Pro Tem or as a mediator of some kind. All respect to my prosecutor friends out there, but being a judge is a different job. That said, if nobody in the race has that experience - a not uncommon event - it’s worth looking at what else they bring to the table.
Los Angeles Superior Court, Office 4: Veronica Sauceda
Los Angeles Superior Court, Office 16: Patricia “Patti” Hunter This is the one judicial race that I really want to highlight. Hunter’s opponent - Sydne Michel - has a lot of ties to the gun industry. Her kid and her dog are both named after guns, her husband is an NRA lawyer, and the pro-gun website calguns.net made it clear that voting for her was important to advancing their interests. Vote for Hunter here folks. We don’t need pro-gun voices packing our courts.
Los Angeles Superior Court, Office 60: Holly L. Hancock I like that Ms. Hancock is a Public Defender - we don’t see enough PDs become judges.
Los Angeles Superior Court, Office 113: Michael Ribons
California State Senate
SD 18 – Bob Hertzberg Sen. Hertzberg was officially reprimanded by the California State Senate in March of 2018 for his habit of hugging colleagues and constituents. In accepting the reprimand, Hertzberg stated ”I understand that I cannot control how a hug is received, and that not everyone has the ability to speak up about unwelcome behavior. It is my responsibility to be mindful of this, and to respect the Rules Committee's request to not initiate hugs." SD 20 – Connie Leyva SD 22 – Michael Eng SD 24 – Maria Elena Durazo SD 26 – Ben Allen SD 30 – Holly Mitchell SD 32 – Bob J. Archuleta SD 34 – Tom Umberg
California State Assembly
AD 36 – Steve Fox AD 37 – Monique Limón AD 38 – Christy Smith AD 39 – Luz Rivas AD 41 – Chris Holden AD 43 – Laura Friedman AD 44 – Jacqui Irwin AD 45 – Jesse Gabriel AD 46 – Adrin Nazarian AD 47 – Eloise Reyes AD 48 – Blanca Rubio AD 49 – Ed Chau AD 50 – Richard Bloom AD 51 – Wendy Carrillo AD 52 – Freddie Rodriguez AD 53 – Miguel Santiago AD 54 – Sydney Kamlager AD 55 – Gregg Fritchle AD 56 – Eduardo Garcia AD 57 – Ian Calderon AD 58 – Cristina Garcia AD 59 – Reggie Jones-Sawyer AD 62 – Autumn Burke AD 63 – Anthony Rendon AD 64 – Mike Gipson AD 65 – Sharon Quirk-Silva AD 66 – Al Muratsuchi AD 70 – Patrick O’Donnell
U.S. House of Representatives
CD 23 – Tatiana Matta CD 25 – Katie Hill CD 26 – Julia Brownley CD 27 – Judy Chu CD 28 – Adam Schiff CD 29 – Tony Cardenas Post-2016 I have often wondered what it would take for me to vote to give a seat up to a Republican - is there a figure as odious as Trump in the Democratic party? This is the race that currently comes closest for me. Tony Cardenas - my rep - has been accused of rape and is facing a civil suit from a Jane Doe; he has denied the charge and asked for a House ethics investigation. I’m begrudgingly going to vote for him, but I am hoping he either a) clears his name in the next year, b) steps aside, or c) is faces a legitimate primary because the Dems have to do better than having an accused rapist on the ballot in 2018. CD 30 – Brad Sherman CD 32 – Grace Napolitano CD 33 – Ted Lieu CD 34 – Jimmy Gomez Kenneth Meija is a longshot Green candidate in this district - I don’t like his take on SB1 and his call to repeal it, but I would imagine a lot of people I respect might disagree with me on him overall. CD 35 – Norma Torres CD 37 – Karen Bass CD 38 – Linda Sanchez CD 39 – Gil Cisneros CD 40 – Lucille Roybal-Allard CD 43 – Maxine Waters CD 44 – Nanette Barragán CD 47 – Alan Lowenthal
County Measure W: Yes
This is a 2.5¢ per acre parcel tax on impermeable land (i.e. the parts of land that doesn’t absorb water) to raise funds that will be used to fund projects to capture stormwater, clean it, and percolate it into underwater aquifiers. This money would double the amount that the County Flood District (if you’re in L.A. county you’re almost definitely in it, unless you’re north of Palmdale) captures and help us reduce dependence on water from outside sources.
L.A. City Charter Amendment B (Public Bank): Emphatically Yes
This charter amendment would give the city the power to establish a public bank. A public bank is a government owned bank that holds the city’s deposits and can be used to make loans to projects the city supports. North Dakota has a public bank that is extremely profitable and which funds public works projects throughout the state. Additionally, debt service payments and institutional fees can be reduced when the city has its own bank, saving us all in the long run. To be clear: Amendment B would not actually establish a bank - this would take legislative action and involve a lot of detailed analysis and rulemaking. This is just the first step in a long process, but a necessary one.
L.A. City Charter Amendment E (Realign City Election Dates): Yes
This amendment would realign the city’s primary dates to match state primary dates, lowering costs and reducing voter fatigue. We should do this.
LAUSD Charter Amendment EE (Realign LAUSD Election Dates): Yes
This amendment would realign LAUSD’s primary dates to match state primary dates, lowering costs and reducing voter fatigue. We should also do this.
Burbank Measure P (Sales Tax for General Fund): Yes
The city will experience a $20M revenue shortfall, this is a 0.75¢ sales tax to close that gap. Yes, sales taxes are regressive, but until we address Prop 13 its one of the few tools cities have to close budget gaps in California. Vote yes or get ready to see local services cut.
Burbank Measure QS (Parcel Tax for Schools): Yes
A parcel tax differs from a property tax in that the parcel tax is applied based on a characteristic of the land while a property tax is based on its value. Here, Burbank proposes to tax each piece of improved land at 10¢ per square foot to raise $9M for schools. On a side note, this will require 2/3 of voters to confirm.
Glendale Measure S (Sales Tax for General Fund): Yes
Much like Burbank, Glendale proposes a 0.75¢ sales tax to generate about $30M annually. Vote yes or get ready to see local services cut.
Santa Monica Measure SM (Require Supermajority Council Approval for Floor Area Ratio and Height Limit Changes): NO NO NO NO
This Charter amendment would require 5 of 7 council members to approve any changes to the downtown community plan for ten years. Folks, this is slow growth nonsense. The city charter already requires a majority vote to approve any changes, requiring a supermajority simply makes it more difficult to address any projects that might be slightly out of compliance. Don’t make it harder to build things.
Santa Monica Measure TL (Term Limits for Council Members): No
This would limit any council member to three terms, whether consecutive or not. I just fundamentally disagree with the idea of term limits, and encourage you to vote no on this.
2 notes
·
View notes
Text
Hey, friends. This is important to me and my family. Please read it.
It’s SVTFOE hiatus, and you’re like “omg is Brian going to leak something about the new season” and I won’t (or will I?), but I am going to take time out of my day (during which I really need to write the music that brought you all here in the first place) to write about something very important to me. I hope over the years I have gained enough of your respect and trust that you will read this to the end. It’s about health care, but mostly about me and my family and how this bill screws us.
You probably know that the Graham-Cassidy bill is being set up for a vote sometime soon in the Senate (so that they can decide its fate before Sept 30, which is the deadline for them to only need 50 votes to pass it; after Sept 30, they will need 60, which would require bipartisan support). Let’s get it out in the open now: this is an unequivocally a bad bill. The last time the Senate brought forth a bill like this (the “skinny repeal” of the Affordable Care Act / Obamacare), that bill had 12% support from the American public, and the Graham-Cassidy bill is WORSE than the “skinny repeal” bill in many respects. I’ll let Jimmy Kimmel explain, because he’s funnier than I am:
youtube
K cool. We’re all up to speed. This bill sucks, all the major medical associations that you rely on oppose it, and the creators of the bill do not want you to know its details because they know you will hate it.
Here’s how this all affects me, personally.
A lot of you know that I had cancer in my 20s. I’ve discussed it openly here. It sucked, it was out of my control and probably written into my DNA and thus unavoidable, and while I am totally in remission now, it is something I think about every day, as I am at higher risk for certain other cancers in the future due to my treatment.
I am also a creative professional, as is my wife. We do not receive insurance from our employers. We are eligible for health insurance through our unions, but we have to log enough official union hours to qualify. THE MUSICIANS UNION DOES NOT INCLUDE COMPOSERS. I can log union hours as an orchestrator or instrumentalist, but only if a show I am working on is a “union show” and I “hire myself” to orchestrate, which is weird. I have never composed for a union show. Some of us composers never will. (There are very few union shows. That’s a whole other issue.) Basically, it is almost a certainty that I will never qualify for health insurance on my own.
My wife, on the other hand, is part of the Writers’ Guild of America (WGA), and whenever she works on a show (she’s on The Flash, Tuesdays this fall on the CW!), it is highly likely that she will qualify for insurance. Very good insurance. But, she is under the same constraints as me, in that she must earn a certain amount of money in a year to qualify. If she works on a short gig, or if she goes on maternity leave and misses a TV season, then we will not qualify for union insurance and will have to purchase it out-of-pocket.
Okay, here’s where the Graham-Cassidy bill royally screws us over. Check out this map from the The Washington Post (or go here and then come back).

See California way over there to the left? We could lose $78 BILLION in funding if this bill passes. That is almost double the state that would lose the second most (New York). This funding is used to stabilize the health insurance market. It’s very complicated to explain why, so I won’t try to do that here because I’d probably get it wrong anyway. If you’re curious, Google (and time – health insurance is super convoluted) is your friend.
What will that loss of funding do? NO ONE FUCKING KNOWS. IT’S SO MUCH. UC Berkeley kind of guessed, hypothesizing that 6.7 million people would lose their insurance. Or that essential services would be cut. And that kids, or people with disabilities, or senior citizens would suffer the brunt.
(Difficult to spot SVTFOE S3 spoiler, not located at the end of this post because I know some of you might just scroll to the end: I scored an entire episode for season 3 primarily with nylon Latin guitar, to reflect a specific character who is the focus of the episode. It doesn’t sound like any other episode to date.)
The Graham-Cassidy bill allows states to decide whether to let insurance providers charge more for people with preexisting conditions. How much more? Well take a look at this chart.

Hey look, there’s “other cancers” on the third line and there’s that absurd surcharge of $73,000. And oh look there’s fucking PREGNANCY (successful, perfectly healthy pregnancy, like my wife had), and there’s a rise in cost of $17,000. That’s an additional $90,000. Great. Would California eliminate pre-existing condition protections? I mean, probably not, we’re super progressive. BUT WHO KNOWS, WE MIGHT LOSE $78 BILLION IN FUNDING.
So what’s the better alternative? There’s enough discontent about Obamacare that, yes, the bill should be reviewed and strengthened. BUT. This should be done with MEMBERS OF BOTH PARTIES (and they’re trying right now, but the GOP is like nah, let’s pass this shitty bill instead because we hate Obama hardcore). If Graham-Cassidy fails, then the Senate will HAVE TO create a bipartisan solution, because they will need 60 votes to pass it.
Listen, I didn’t ask to get cancer. I have never smoked, I have maybe like 4 drinks a year. I exercise multiple times a week. Our home is vegetarian. I did everything right, and I still got sick. When Obamacare passed, I sighed a huge sigh of relief, because I was protected from being gutted by insurance companies (which are profit-based). Now? Now I’m pretty fucking stressed. If my wife and I aren’t working, it means we aren’t making any money, and this is exactly the situation in which the Graham-Cassidy bill would expect us to pay MORE money for health insurance. How does that make any sense?
What can you do? Call 202-224-3121. Tell them this bill sucks. ESPECIALLY CALL if you live in Arizona or Alaska or West Virginia or Maine. Your senators will most likely be the deciding votes. But everyone call. It only takes a few minutes but can protect millions of Americans like me.
Thanks for reading.
2K notes
·
View notes
Video
youtube
We Are Building A Dystopia Just to Make People Click On Ads via @tedtalks
You can watch this video and then read this article it will help you put things in perspective on the Industry as whole views you and me. When I read this article: The End of Net Neutrality Could be Good for Marketers -- And Bad for Almost Everyone Else By Shelly Palmer. Published on November 22, 2017 via @adage, I could not help myself but to think WHAT A FUCKING CUNT!!!!
http://adage.com/article/opinion/end-net-neutrality-good-advertisers/311399/?utm_campaign=SocialFlow&utm_source=Twitter&u
As I am contemplating the idea of starting my own business, which will required me to get an investment from either an Angel Investor or a Venture Capitalist and the way I am planning to structure my business model revenue is based on sponsors and advertisers, this article tone just made me so angry. To think that I will have to compromise my ethos, principals and values to kiss company’s ass just to have a business while they fuck everyone else over is a none starter for me. I guess I am going to have to have to reconsider my business model, I am not going to kiss any company’s ass for money. I am only willing to work with companies and celebrate what they do only when they prove their commitment to Social Good and real efforts to help those to whom they serve: their customers. I am not going to be blogging wonderful things about a company who’s glossy beautiful ads promise one thing who behind the curtain is just is destroying everything I have been advocating for. I am sure not everyone in the industry thinks like fucking Shelly Palmer, but man I will love to see a hashtag #HasShellyPalmerLandedYet.
This is the summary and the main reasons why I started a blog. This is why people have been making my life a living fucking hell, because they did not want the truth to come and in an article simply written like this one:
The End of Net Neutrality Could be Good for Marketers -- And Bad for Almost Everyone Else By Shelly Palmer. Published on November 22, 2017 via @adage
Yesterday the Federal Communications Commission released its final draft the exceptionally misleadingly titled "Restoring Internet Freedom" order. The FCC announced a December 14 vote on the order, which would do the opposite of restoring anything resembling freedom. The federal agency wants to vote to repeal the current net neutrality rules which were enacted to ensure that Americans would have equal access to the internet.
If you're reading this, chances are you're already interested in the topic. Still, some quick background:
Renamed "Open Internet" a while back, net neutrality provided a regulatory framework that specifically prohibited:
Blocking: Broadband providers may not block access to lawful content, applications, services or non-harmful devices.
Throttling: Broadband providers may not deliberately target some lawful internet traffic to be delivered to users more slowly than other traffic.
Paid prioritization: Broadband providers may not favor some internet traffic in exchange for consideration of any kind. Internet service providers are also banned from prioritizing content and services of their affiliates.
In its place the FCC is proposing to "Restore Internet Freedom" as follows:
Reinstate the "information service" classification of broadband internet access service first established on a bipartisan basis during the Clinton Administration.
Restore the determination that mobile broadband is not a "commercial mobile service" subject to heavy-handed regulation.
Restore the authority of the nation's most experienced cop on the privacy beat – the Federal Trade Commission – to police the privacy practices of ISPs.
What it means for agencies, advertisers and marketers We'll get to the winners and losers below -- and there will be plenty of each -- but as something of a silver lining, this regulatory shift would open up a wide-range of opportunities for agencies, advertisers and marketers. This could be a perfect opportunity to pair programmatic creative with programmatic media buying. There will be hundreds of different rate plans targeted at specific cohorts. There will also be opportunities to create new consumer and brand experiences that include "unlimited" bandwidth or "free" bandwidth offers.
The restoration of this version of "internet freedom" will change the media distribution landscape dramatically. It will be the perfect place for new creative ad units and offers. Think about how your brand can be positioned as a trusted, needed, content companion. It's an unintended consequence, but the FCC is about to give a lot of smart marketers an opportunity to shine.
About those winners and losers, though: this is where the silver lining begins to tarnish.
Winners Big internet service providers and wireless carriers such as Comcast, Verizon, AT&T, etc., come out on top. The bigger you are, the happier this makes you. These organizations will be able to craft any kind of data packages that the market will bear. They will be able to throttle bandwidth, lie about unlimited plans, favor big payer or affiliate partner traffic over competitive traffic. (Imagine Comcast favoring Xfinity over Netflix or throttling down your bandwidth if you were watching Star Trek: Discovery on CBS All Access.) Pricing will not be market driven; most ISPs are de facto monopolies in their specific territories.
Alcatel-Lucent, Broadcom, Cisco, Corning, Ericsson, IBM, Intel, Nokia Solutions and Networks, Panasonic Corporation of North America, Qualcomm and 50-plus other tech companies who signed the original letter against Title II (which the FCC is planning to repeal as well) also come out on top. As do lawyers, especially attorneys for… well, just about everybody involved.
Losers Netflix and every other content provider. The goal of net neutrality was to ensure that Comcast did not favor delivery of its own content over competitive content such as Netflix. Or Amazon. Or Hulu. Content providers who do not own their own distribution are now at serious risk.
The list of losers is long: Dropbox, Ebay, Facebook, Google, LinkedIn, Microsoft, Reddit, Tumblr, Twitter, Vonage Holdings Corp., Yahoo! Inc. and about 150 other companies that signed this letter in favor of net neutrality are among them. Less friction for consumers means better business for big tech. Although, it will be interesting to see whether or not big tech likes this particular recipe for restoring internet freedom. They may.
Small businesses and start-ups. If you can't afford high-speed bandwidth, too bad. If your start-up uses lots of data, or its new augmented reality app requires consumers to have access to enough bandwidth to use it, too bad. If fill-in-the-blank needs equal access to the internet, too bad. If your online service competes with an online service that the big telecoms or ISPs favor, too bad.
You. If you're a normal person and you want access to the internet, get ready for all kinds of airline industry-style charges. You'll either accept a slower connection or pay extra for going over a threshold on your unlimited data plan. In practice, you're likely to get amazing speed and service for video content you don't care about and terrible service while trying to use the things you really want. The solution … pay more.
A few closing thoughts I am not advocating for any specific type of government involvement with the internet. I think government has proven that it has no business being in any business. But I believe we should govern America for the best possible GDP (as opposed to governing to enrich a big few big corporations). Al Gore may not have invented the internet, but his metaphor about it being an information super-highway was pretty good. Imagine an America where a private company could close the left-lane of I-95 between NY and Hartford because they didn't have the money to maintain it, or worse, wanted to use it for themselves and their friends. How would that affect commerce on the I-95 corridor?
Our world is digital – all digital. To make the most of it, my delivery truck and your delivery truck should have equal access to the same highway system and connecting roads. Just like we do in the physical world. Lastly, this is a huge topic that will impact every person in the United States. It's worth some of your time to go a bit deeper and to decide for yourself how the "Restoring Internet Freedom" act is going to change your life – because it absolutely will.
#news#media#social media#net neutrality#advertising#marketing#public relations#tech#politics#social good#bitch please#hatersgonnahate#business#start up
1 note
·
View note
Text
JULY 2017
*****Kathy Griffin lost her CNN NY gig over her Scary Clown 45 severed head gag. Word is that Anderson Cooper wants to replace her with Andy Cohen. Last I heard, he had not talked to her directly either. Jim Carrey wonders about all that The President says and he still has his job. He commented that he has a dream about golfing with Trump and just holding that club and then he wakes up.
*****Chance the Rapper and a few others are calling for Bill Maher to be fired after his comment about working the fields.
*****A federal court upheld a ruling that could free Brendan Dassey. The court said the investigators led the confession and Dassey’s story was involuntary. Wisconsin has 90 days to retry.
*****Better call Saul had its season finale and OMG!! If Michael McKean does not get an Emmy, the world is just wrong!! Actually the show and the whole cast is amazing but come on!!
*****Elon Musk , David Rank and others have resigned from the Trump administration after America was taken out of the Paris climate agreement. The deal took years of negotiation and compromise and clean energy is the economics of the future. Scary Clown said that he represents Pittsburgh, not Paris and seems to see the agreement as a threat to his isolation America first ideas. The mayor of Pittsburgh tells us, “What Trump did was not only bad for the economy but also weakened America in the world.” It will take 4 years before the U.S. can actually quit the deal. Luckily, so many companies in this country are so against Trump that we’ll probably hit our goals anyway.** The mayors of Paris and Pittsburgh have since made their own climate deal.** Others have resigned over the lack of interest the Trump administration is showing AIDS.
*****The Eagles will use Vince Gill and Glenn Frey’s son, Deacon for some NY and LA shows.
*****Word is that the American Idol reboot wanted Randy Jackson for the host gig but he turned it down.
*****Wal Mart insurer, Ohio Casualty is in a dispute against Tracy Morgan who refuses to testify. The company claims he exaggerated his injuries after being hit by the Wal Mart truck. Morgan’s camp say that the 90 million they claim to have paid him is the exaggeration.
*****Do you notice all the home security ads on the ID channel? I guess the true crime scares you into getting more protection.
***** After many of Trump’s minions have tried to convince us that what they have done is not a travel ban, the man himself says it is. They originally claimed that this would only be for 90 days and they would have new things in place and it has been over 90 days. The President tells us that they are extreme vetting anyway so why does he want to take this to the Supreme Court?**The supreme court is letting them do it now!!** His rabid supporters and GOP cohorts are just enablers at this point.
*****The Cosby trial ended in a mistrial. I was at the Red Cross the other day and some employees were watching a news report about the trial. The pig of a man in the group piped when they put up a shot of Cosby’s accuser. “Ooh, she is not a pretty woman. I’d have to drug MYSELF to do her,” he laughed.** Cosby is now going to do a town hall type tour.
*****Anne Rice says that she has been blocked from trump’s twitter site.
*****Trump lawyer, Jay Sekulow is so blatant about using donations from his Christian non profit to fund his personal life. Please read the article in the Guardian because the history of this is so far reaching that I can’t even go into it all here. Perhaps these givers don’t care and want to support this guy but they should know where there money is going.
*****The buzz about American crime story is starting even though it won’t be out until 2018. Next up is a look at Versace then hurricane Katrina and the Lewinsky scandal.
*****George and Amal had twins, Alex and Ella.
*****Megyn Kelly didn’t do much hard hitting on her Putin interview. She sure seems to like interviewing the hate mongers.
*****Alice Cooper is coming out with a new album.
*****Jay-Z is upset with the Prince estate. He is quoted as saying, “This guy had ‘slave’ on his face. You think he wanted the masters with his masters?”
*****Elvis Costello is working on a Broadway musical about A Face in the crowd. Hooray! He is also heading out on tour.
*****Forbes is doing its part to expose the Trump’s. They did an in depth story about how Eric Trump’s charity money for kids with cancer was funneled back into the business. There is now an investigation into this claim.
*****Thank you Chicago for the 10 story mural by Eduardo Kobra. The Muddy Waters mural was unveiled on June 8 at 17 N. State Street for the Chicago blues fest. The Muddy Waters legacy gave a free concert.
*****The HBO doc,’ If you’re not in the obit, eat breakfast’ is so inspirational and adorable. Dick Van Dyke is still a sexy beast and who knew that Carl Reiner’s oldest friend is an army buddy known as the greatest harmonica player.
*****Reality Winner has been charged with leaking classified info.
*****The infrastructure plan that Trump told us was” largely complete”, isn’t done at all. He now signed a proposal that is not binding so it means nothing. WTF are they doing?
*****Days alert: Oh, I was so hoping that they would find Tony Dimera on that Island, even though Anna carries around his ashes. It is a soap, everybody comes back. Speaking of that, Chandler Massey, who played the first ‘out’ Will Horton, is returning in September. Rory’s back!!** Where is Paul’s Mom since he is fighting for his life? ** So.. Chloe gives up the baby to Nicole and the court takes it away. Maggie is allowed to see the baby, why wouldn’t she just try to get custody of her grandson and Holly would still be in the house?? ** Thank goodness we are seeing more of Andre!
*****Chris Rock was on the cover of Rolling Stone and is on tour to make money after his divorce. He “jokes” that he had multiple affairs. Many claim that the famous affair he mentioned was with Kerry Washington.
*****The President wants to give 110 billion to Saudi Arabia for weapons.
*****Chris Wray has been nominated for FBI director.
*****Beyonce and Jay Z had twins.
*****Paul McCartney got the companion of honour in the UK.
*****Thank you CBS all access for topping off your latest ad with Matthew Gray Gubler! YES!!
*****Panama is breaking ties with Taiwan and shifting allegiance to China.
*****The director of health and human services in Michigan, Nick Lyon has been charged with involuntary manslaughter over the contaminated water.
*****Congrads to Jill Brummel and Keith and baby Wagner!
*****Check out Blood Orange for some great tunes!!
*****Woodstock has joined the National register of historic places.
*****Intel chiefs like Dan Coates refused to answer questions from their oversight committee in the probe. Rogers, Rubenstein and McCabe all seem to have trouble talking. This cover up is so much worse than Watergate. Former US director of National intelligence, James Clapper says, “Watergate pales, really, in my view, compared to what we’re confronting.”** The opening statement of James Comey was released the day before his big day. He confirms that Trump wanted him to drop the Flynn stuff and talked about the cloud of the Russian stuff. He transcribed the conversations with the President as soon as they were over.**Ya know, I was mad at Comey for the Hillary crap that he now tells us went public because he did not like the Bill Clinton and Loretta Lynch meeting. Most that have worked with him seem to call him an honorable man. I was trying to believe he would do the right thing in the Trump administration investigations. After he was fired, Trump mentioned he may have tapes and Comey had a friend release his version even though some say the leaks were first. The Trump tweet was May 12 and the first news of leaks were May 16. Now, I still try to believe that Comey is an honest man but he sometimes acts like a child (someone does something so he immediately seems to say, ok, well take that!!). But we have to notice that Scary Clown’s stories always change, Comey’s does not. As far as who called who, there must be records.**As Comey was testifying, the house repealed Dodd Frank. C’mon Press, let’s get ALL the news out there!** BTW, there are no tapes, that was just more scary clown BS.** It seems that 38% of this country is trying to run the show and those 38% don’t give a shit about the rest of us.
*****Investigators have found a direct link that puts Putin at the center of the election disruption. The plan was to help Trump and hurt Hillary. Word is that the Obama administration did not take action because they thought Putin might escalate his cyber meddling. John Kerry tried hard to get some action but the White house thought they would be accused of trying to sway things for Hillary. It’s sad but true because the Trump camp would have went nuts. The instability and doubt may have changed this country forever. It seems many do not care as long as they have their guy in power now. **Power outages in the Ukraine have also been linked to Russia. It looks like they are now gunning for us. The centralized system in the Ukraine is not as hard to set right as ours would be. Our power system is more complicated and would be harder to tamper with but also harder to straighten out. Russia appears to have an adaptable and reusable software.** Fox’s Brit Hume says that even if the Trump campaign did collude with Russia, “it’s not a crime.” They all say ‘America first’ but I am beginning to think they would all be happier in Russia.** Over 2000 pages of financial documents have been turned over to the investigation.
*****And WTF is up with John McCain? He was like a dog with a bone about bringing up the Hillary stuff again. And he does not seem to like women asking questions because he keeps interrupting. It is time to retire.** Did you see Sen. Martin Heinrich??
*****Rep. Al Green of Texas and Brad Sherman of California are drafting articles of impeachment because Trump obstructed justice when he fired Comey. Just as this is in the works, Melania and Baron finally move into the White house.** Pence and even Trumps lawyer have hired attorneys.**After 8 years of class and pride, this country sure has taken a big step into the gutter.
*****The Generals seem to have their problems with the new President. A quote from Trump says,” The Lieutenants, the captain, their majors, the colonels- they’re professionals. They love doing it. So I authorized the generals to do the fighting.” I thought he said he knew more than them but now he gives no direction so his hands don’t get dirty. He has no strategy and there are so many vacant positions that there are not enough experts to go around. Using U.S. money to follow his family around while they make business deals instead of the government being properly staffed does not seem very safe for the rest of us.
*****Did ya’ll see those relaxed pics of Obama and Trudeau and their wine in Montreal? Wow.. It all seems so wonderfully normal.
*****Turkey has banned Wikipedia, calling it a national security threat.
*****Kevin Spacey did a great job hosting the Tony’s. His opening number included Whoopi and Stephen Colbert. Spacey later did his Carson and said “admit it, you missed me”. I suddenly felt so sad because I realized I really do miss him. Richard Thomas and Danny Devito were both nominated for The Little Foxes but both lost to Michael Aronov. Foxes did get a win for Jane Greenwood for costume design and featured actress, Cynthia Nixon. Nixon gave a fabulous speech about the people of this nation that do not take what is happening in Washington lying down. James Earl Jones won the lifetime achievement but only got a snippet of time on air. Laurie Metcalf won for leading actress in a play for A Doll’s house part 2. Bette Midler looked great and won but would not shut up.** Best Dressed was Sarah Paulson and worst was Carolyn Murphy.
*****Patricia Krenwinkel was denied parole again.
*****Oliver Stone interviewed Putin over 20 hours in 4 visits. Putin drove him around and seemed to convince Stone that he is a pretty great guy. He seemed to take Putin’s word about meddling in the election. Some say it is a love letter to Putin and I see shades of Barbara Walters and Fidel Castro.
*****There was some voter fraud in Alton, Il. An 88 year old election judge pleaded guilty to voting for Trump for her dead husband. She claims he would have wanted her to.
*****Summer Camp 2017 in Chillicothe, Il. had some great artists this year with Claypool Lennon delirium, the Wood brothers and Gov’t. Mule. A few people were taken away after the sudden storm but other than that fun was had by all.
*****Phil Collins had to postpone a London gig after a fall.
*****Dick Gregory is out again making appearances and I wanna go!!!!!!!!!!!!!!!!!!!!!!!
*****Theresa May misjudged her public when she called for an election in the UK. Her conservative party has lost some of its power.
*****The UK has acquired Feud: Bette and Joan to play later this year.
*****OMG: TLC SYTTD UK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
*****John Oliver is being sued by a great friend of Trump’s, Robert Murray. Murray, the CEO of Murray energy warned him not to do a story on him but he did it anyway. Go John!! Look it up, it’s a story worth seeing.
*****Diedrick Bader just gets hotter
*****The Downton Abbey movie will start production in 2018!
*****An inconvenient sequel, which is out July 28, has added a bit after Trump pulled out of the Paris climate accord.
*****Ivanka is being ordered to give a deposition in a lawsuit about copying a shoe design. The Italian company that sued is Aquazzura but she claims that she had nothing to do with any of it. Her claim is that she can’t give the deposition because it would be a distraction from her WH duties. Her Fox and friends interview sound bite was :”I try to stay out of politics.”
*****Leslie Jones hosted the BET awards and earned good reviews but she later tweeted about the hotel she stayed in. She suggested that people not stay at the Ritz Carlton because, “they don’t like black people.”
*****Farm Aid is being held in Burgettstown, Pa. with Willie, John Mellencamp, Neil Young and the Avett Brothers among others.
*****Fox news will no longer use the line, “fair and balanced.”
*****Daniel Day Lewis has retired from acting.
*****Tony Bennett is given the Library of congress Gershwin prize.
*****Judd Apatow is making a doc bout Garry Shandling. Can’t wait!!
***** Sean Spicer is interviewing his own replacement including Fox news and Daily mail employees.
*****The U.S. spent 28 mil on uniforms for the Afghan military. They were not field tested and did not work out. An official wanted a specific lush forest motif while most of the landscape is desert. WTF?
*****O.J. is up for parole.
*****The secret health care bill came out and many protested at Mitch Mcconnell’s office. Police were sent in to drag them out, wheelchairs and all. It seems we have not been this divided since the civil war. What is more important than health care for all, than equality? Is a wall more important? Are tax cuts for the rich more important? In the end, the haters always lose but not without hurting so many along the way. It always comes down to equality. It is always about some trying to keep down others and that is never right. It always has to lose in the end. ** The vote has now been delayed. **Good old Mitch who was given treatment for his polio, as a child, because of the kindness of the March of Dimes now refuses to talk to them. They disagree with the health care plan.**More health care insurance providers are bowing out of coverage. The companies blame the uncertainty of Washington. This is just another reason to blame Obama for the senate and house’s own doing. Keep things in chaos and blame the other guy while the rest of the country suffers. ** The Pres now says that the ACA should just be repealed, new plan or not.
*****It is being reported that the CIA health professionals did not just torture detainees during the Bush administration, they performed experiments.. This is like right out of the Nazi playbook.
***** We don’t hear enough about men who are straight and mostly dress masculine but like a little makeup. I find that adorable and they need to be represented
*****Wow!! The NY senate after a decade, still did not vote on the child victims act. The Catholic Church and the Boy scouts lobby so hard because they think it will bankrupt them. The bill would let survivors bring civil cases until they are 50 years old, felonies until 28, and give a 1 year window for both public and private institutions instead of 90 days. Republican majority leader John Flanagan will not even put it up for a vote.
*****Illinois has its fair share of problems right now with the budget crisis, Chicago and Peoria shootings and the Belleville shooter, James T. Hodgkinson.
*****Why do the View and the Tonight show play all these stupid games with their guests? Does the audience enjoy this? It is often so awkward.
*****Jess Session says that Trump has not been in a single briefing about North Korea. I am sure the new South Korean president is reassured by that as he came for a visit. The shuffling of reporters and questions about the idiot in chiefs twitter made him feel welcome too.
*****And now the airwaves explode with the latest scary clown 45 twitter directed at the Morning Joe team. Why do we have to talk endlessly about this crap every time the baby has a tantrum? Unless we find some real evidence or this impeachment march does some real good, we better get used to the fact that our President has no fucking class!
*****Neil Young is reminding us to stand up for what we believe and resist this 4th with a new video.
*****The Presidents team is trying to get personal info on voters like social security numbers and voting history which could lead to voter intimidation.
*****The Frye fest head Billy McFarland has been arrested for wire fraud.
*****Adele has cancelled the rest of her tour because of damage to her vocal chords. It is especially sad for she has hinted that this could be her last tour.
***** If you haven’t seen the 2014 doc ‘ Starring Adam West’, check it out. The Kickstarter film is so honest and a great tribute to a man who will be missed. He also has some hot sons!!
*****R.I.P. Zbigniew Brzezinski, Manuel Noriega, Jimmy Piersall, Roger Smith, Peter Sallis, Modd Deep, Stephen Furst, Rosalie Sorrels, Glenne Headly, Simone Veil, Adam West and Anita Pallenberg.
1 note
·
View note
Text
As you may be aware, there's a movement out there which is dedicated to, among other things, forcing women to become and/or remain pregnant against their will. It may sound like the sort of bizarre fringe group that's only relevant in places like Iran or Saudi Arabia or Uganda and which civilized countries make a point of keeping on their toes with the occasional drone strike. Sadly, this is not so. In fact, this group controls legislators in first-world nations such as the United Kingdom, Canada, and above all, The United States of America.
Members of this movement call themselves "pro-life". There's a long, long list of reasons why that name is completely, laughably, tragically inappropriate, which I won't be getting into today. What’s important right now is that this blatant contradiction had led many people to refer to this movement as "pro-birth" instead of their preferred moniker.
While I appreciate my colleagues’ irreverence, I cannot in good conscience join them in using that term. And here's why.
Let's imagine that this movement was motivated by a more or less sincere philosophy of Natalism (which is, after all, just the fancy word for "Pro-Birth"), and that all that pesky "depriving women of their fundamental human rights" business was just an unpleasant side effect of this core belief, rather than a primary goal. Natalism is a pretty scary philosophy on its own, and it would have a lot of very scary consequences, a few of which do line up with the anti-choice platform. At the very least, it's much better at predicting their behaviour than the "they sincerely believe that abortion is murder" theory.
But there's one issue that would be a no-brainer, one issue on which an essentially Natalist movement would do the right thing, if only for the wrong reason. Specifically, it would provide an enormous level of support towards pregnant women, to help them do the one thing (or so they believe) that women are good at, which is pumping out a continuous stream of babies.
Now, of course, these "pro-life" people don't spend all their time advocating for the death penalty or trying to murder doctors and their children. A lot of their hatred is directed at a relatively small organization known as Planned Parenthood, and attempts to criminalize it, or at the very least, to stop the government from giving it any money.
It's time for a little guessing game. Each year, how many taxpayer dollars do you think Planned Parenthood spends to provide abortions? A million? A hundred million? A billion? A billion and one? From all those protest signs covered in poorly-photoshopped pictures of "dead babies”, it has to be a lot, right? Go on, take a wild guess.
Now take the number you were thinking of, and multiply it by zero.
The number you have now is what they actually spend. Federal Legislation already requires that no taxpayer money can be used to fund them (instead, the tiny fraction of PP's budget that goes towards providing pregnancy termination services comes entirely from donations and other sources). So where does that all that Federal money actually go?
It goes towards providing education, especially in districts where the schools' idea of "Sex Ed" begins and ends at the Stork. This lowers the rate of unwanted pregnancies, and therefore lower the rate of abortions. It goes towards making contraception more available. This prevents the spread of STDs, and helps people deal with a laundry list of hormonal issues. This also lowers the rate of unwanted pregnancies, and therefore the rate of abortions. It goes towards providing crucial medical tests, which allows doctors to diagnose and treat conditions that might otherwise require a pregnancy to be terminated, which, guess what, lowers the rate of abortions. Name a service that actually helps lower abortion rates (rather than just increase abortion fatality rates), and it's a pretty safe bet that Planned Parenthood provides it.
Of course, even if no human being had ever intentionally terminated a pregnancy, ever, preventing unwanted pregnancies would STILL be unequivocal, absolute most efficient way to stop the deaths of fetuses. Because here's the thing - slightly more than half of all fertilized zygotes fail to implant in the uterine wall, and another 30% or so spontaneously abort early in the first trimester. If you're of the belief that "life begins at conception", this means that roughly three quarters of all human beings ever conceived were flushed away with their mother's next period, often before she realized she was pregnant.
And let’s not even get started on how dangerous pregnancy can get after that point - for most of human history, it was the leading cause of death, and in nations where medical care is not readily available, it still is. If there is a god, he is the most prolific abortionist in history by six or seven orders of magnitude.
In the interest of preventing all those needless deaths of mothers and children alike, much of Planned Parenthood's money goes towards providing prenatal care.
If the "pro-life" lobby succeeds beyond its wildest dreams in their rallying cry of "defunding Planned Parenthood", they will not have taken a single penny from the pockets of a single abortionist. What they will have done is deprive millions of women the resources they need to bring their pregnancy to term in as safe and healthy a way as possible.
How about the Affordable Care Act? Surely, getting rid of the dreaded "Obamacare" will stop some abortions, right? Wrong. The ACA had a similar provision to the one I mentioned above, preventing a single penny of federal money from contributing towards coverage that includes abortion services. In fact, many individual states have laws that prevent ANY health insurance plan from covering it. What the recent repeal of the ACA has done is, you guessed it, leave a whole lot of pregnant women without the coverage they need to help them survive pregnancy, to give birth, and to keep their children healthy if they manage to be born.
So, no. I won't be calling those motherfuckers "pro-birth".
That gives them WAY too much credit.
P.S. If you call yourself "pro-life", if you personally find the idea of abortions distasteful and would never want to get one yourself, even if you sincerely believe that a fetus is morally equivalent to a thinking, feeling human being, that does not necessarily make you a bad person.
In fact, so long as you don't believe in using those beliefs to take rights away from actual people, we are on the same side. Because guess what? I also want to see abortion rates go down, which is why I support sex education, contraception, and all those other wonderful things that accomplish what simple prohibition does not.
If you genuinely care about protecting those precious little fetuses, you're going to want pregnant women to receive better medical care, not worse. You’re going to want people to be educated, not ignorant. You're going to want Planned Parenthood to have more money, not less.
And you should probably think twice about whether you want the mainstream "pro life" lobby I’ve just spent the last thousand words describing to continue to publicly represent you.
If, on the other hand, you do believe in taking rights away from women, kindly go fuck yourself.
#Rant#Politics#Natalism#Pro Birth#Planned Parenthood#Lecture#Pro Choice#Abortion#Affordable Care Act
3 notes
·
View notes
Photo

We Won’t Let You Hold Our Voices Hostage
Written by Danielle Sepulveres, Illustrated by Maritza Lugo
Last year Maritza and I received some contentious emails because we didn’t use Ariel in our women’s healthcare series, so today is partially for those people to know that we heard them. Also we used Ariel today as reminder that what the GOP last night was Ursula, trying to lock up our voices of dissent when they took first steps towards repealing the Affordable Care Act. They made it clear that they have no qualms about approving death sentences for the chronically ill, the disabled, children and women. Which is a far greater evil than any Disney villain is capable. But it was a bleak reality for many to wake up to as well as an exhaustive reminder that one way to resist is to use our voices and call our reps.
Pacific Standard did a tweet storm explaining who and what would be impacted most from these measures if they continue, considering there is no replacement plan. They are as follows:
1) Mental health treatment
2) Drug addiction treatment
3) Community health centers
4) Rural hospitals
5) Children
Community health centers are places like Planned Parenthood where patients are subsidized under Medicaid coverage. Another reason why the Republican rhetoric of “defund Planned Parenthood” is nonsensical. (Insert image of that elderly woman saying “that’s not how this works, that’s not how any of this works). Think about this for a minute. Elected officials. Public servants. Undeniably do not want Americans to have healthcare. Every Democrat led amendment to keep pieces of ACA was unsuccessful last night. Republicans blocked Senator Tammy Baldwin’s appeal to let young adults stay on their parents’ insurance plans until the age of 26. They also blocked other measures Democrats sought to save contraceptive coverage and reproductive healthcare services as well as the imperative pre-existing conditions protection.
“The Obamacare bridge is collapsing, and we’re sending in a rescue team,” said Senator Michael B. Enzi, Republican of Wyoming and the chairman of the Senate Budget Committee. “Then we’ll build new bridges to better health care, and finally, when these new bridges are finished, we’ll close the old bridge.”
This ridiculous statement by Enzi fails to explain what happens while you’re building the new bridge. Guess what? A rescue team doesn’t go in and gleefully demolish the old bridge and then say don’t worry we’ll build a new one at some point and it’s gonna be so much better you’ll see. Nor does a new bridge magically appear in its place. In the expected lapse of time after this destruction, people are essentially being told to simply drive over the remaining cliff to their deaths.
These so-called pro-life Republicans are confidently marching towards enacting a death sentence for numerous Americans. Or sentencing them to monumental levels of insurmountable debt. And no amount of statistics or proof of this manages to sway them from this objective. I don’t how to reconcile this level of hate, this complete disregard for human life in a country they have been elected to serve. I’m sickened. I’m lost. I don’t know what to say. I will just continue to fight.
I’m going to follow the advice of people I respect like Senator Kamala Harris who voted no last night on that budget. I’m going to keep talking, I’m not going to let my voice get lost for myself and to assist others. Because if memory serves, in the end, Ursula is not the one who wins
Again if you need to find your rep to call and contact, this is the place.
An account on Twitter worth following today as heartbreaking as it is to read about her battles with illness and how insurance has saved her is Xeni Hardin.
3 notes
·
View notes
Photo

Latest story from https://movietvtechgeeks.com/donald-trump-news-conference-becomes-another-media-blast/
Donald Trump news conference becomes another media blast
It felt like President-elect Donald Trump had readied himself for war the minute he stepped out to give his first news conference since being elected.
He did say that he felt Russia did have a hand in hacking the DNC and Hillary Clinton’s campaign manager but was quick to say that it was their fault for not having better security. Trump also let it be known that he will not be releasing his tax returns as he felt that American’s didn’t care about that.
One big moment was when he was on full attack against CNN and would not answer a question from their reporter and insisted on calling the news organization ‘fake new.’ This only showed that he will run his White House as a bully pulpit and only those that fall in line with his words and ego will get their questions answered.
It was technically a news conference, but it felt more like Donald Trump showing his power and letting those know if they disagree with him or question his words, there will be consequences. The full transcript is here.
A defiant President-elect Donald Trump on Wednesday adamantly denied reports that Russia had compromising personal and financial information about him, calling it a “tremendous blot” on the record of the intelligence community if material with any such allegations had been released.
The incoming president, in his first news conference since late July, firmly chided news organizations for publishing the material late Tuesday night. After weeks of scoffing at reports that Russians had interfered in the election, he conceded publicly for the first time that Russia was likely responsible for the hacking of the Democratic National Committee. “As far as hacking, I think it was Russia,” he said and quickly added that the United States is hacked by other countries as well, including China.
Trump’s extraordinary defense against the unsubstantiated intelligence report, just nine days before his inauguration, dominated a highly-anticipated press conference in which he also announced a new Cabinet member, detailed his plans to disentangle himself from his sprawling global business empire, gave his outlook on the future of the “Obamacare” health care law and said he would soon nominate someone to fill the vacancy on the Supreme Court.
“I think it’s a disgrace that information would be let out. I saw the information; I read the information outside of that meeting,” he said, a reference to a classified briefing he received from intelligence leaders. “It’s all fake news, it’s phony stuff, it didn’t happen,” Trump said in a news conference that saw him repeatedly joust with reporters. “It was gotten by opponents of ours.”
Asked about his relationship with Russian President Vladimir Putin, Trump boasted that it is an improvement over what he called America’s current “horrible relationship with Russia” and did not criticize the Russian leader for any interference in the election.
“If Putin likes Donald Trump, guess what, folks, that’s called an asset not a liability. I don’t know if I’m going to get along with Vladimir Putin – I hope I do – but there’s a good chance I won’t.”
Trump, Vice President-elect Mike Pence and incoming White House press secretary Sean Spicer also denounced the report about Russia’s influence on Trump, and the incoming president said it never should have been released. He thanked some news organizations for showing restraint.
A U.S. official told media outlets on Tuesday night that intelligence officials had informed Trump last week about an unsubstantiated report that Russia had compromising personal and financial information about him. The official spoke on the condition of anonymity because the official was not allowed to publicly discuss the matter.
Trump and President Barack Obama were briefed on the intelligence community’s findings last week, the official said.
Media outlets reported on the document late Tuesday and Trump denounced it on Twitter before his news conference as “fake news,” suggesting he was being persecuted for defeating other GOP presidential hopefuls and Democrat Hillary Clinton in the election.
The dossier contains unproven information about close coordination between Trump’s inner circle and Russians about hacking into Democratic accounts as well as unproven claims about unusual sexual activities by Trump among other suggestions attributed to anonymous sources.
Only days from his inauguration as the nation’s 45th president, Trump announced that he would nominate David Shulkin to lead the Department of Veterans Affairs, elevating him from his current role as VA undersecretary.
He promised that a replacement for the health care overhaul would be offered “essentially simultaneously” with the repeal of Obama’s signature health law – something that would be virtually impossible to quickly pass given the complexity of the policy changes. Republicans agree on repealing the law but nearly seven years after its passage have failed to reach agreement on its replacement.
Trump has repeatedly said that repealing and replacing “Obamacare” was a top priority, but has never fully explained how he plans to do it. House Speaker Paul Ryan has said that the House would seek to take both steps “concurrently.”
Turning to his plans to build a border wall along the southern border, Trump said he would immediately begin negotiations with Mexico on funding his promised wall after he takes office. He again vowed that “Mexico will pay for the wall but it will be reimbursed.” Trump recommitted to his plans to impose a border tax on manufacturers who shut plants and move production abroad. While the tax policy could retain jobs, it would also carry the risk of increasing prices for consumers.
Trump also said he would probably name his choice to fill the vacancy left by the death of Supreme Court justice Antonin Scalia in about two weeks after the inauguration.
And he announced his plans for the future of the Trump Organization, bringing to the podium attorney Sheri Dillon of Morgan Lewis, who worked with the Trump Organization on the arrangement.
Dillon said the Trump Organization would continue to pursue deals in the U.S., though Trump will relinquish control of the company to his sons and an executive, put his business assets in a trust and take other steps to isolate himself from his business. She said Trump “should not be expected to destroy the company he built.”
The move appears to contradict a previous pledge by the president-elect. In a tweet last month, Trump vowed to do “no new deals” while in office.
The lawyer said Trump would donate all profits from foreign government payments to his hotels to the U.S. treasury.
And pushing back against some ethics experts, Dillon said the so-called emoluments clause of the U.S. Constitution does not apply to foreign payments to Trump’s company. While some ethics officials have said that foreign leaders who pay for rooms and services at his various hotels would run afoul of the constitutional ban on foreign gifts or payments to the president, Dillon referred to it as a “fair-value exchange.”
Main Highlights from Donald Trump News Conference:
Russian hacking, and reports of Russia holding “compromising information” on him
Mr. Trump said he’s not allowed to discuss information that was presented during his intelligence briefing — but confirmed that outside the briefing, he did, in fact, see the memo in question on compromising information, calling it a “disgrace.”
“I saw the information; I read the information outside of that meeting. It’s all fake news — it’s phony stuff, it didn’t happen and it was gotten by opponents of ours,” he said. “It was a group of opponents who got together — sick people –, and they put that crap together.”
Asked whether he accepts the intelligence agencies’ conclusion that Russia actively worked to influence the 2016 election, Mr. Trump said he believes Russia was responsible for the hacking — but stopped short of saying he believed they had an influence on the campaign.
“As far as hacking, I think it was Russian,” he said. “But I think we also get hacked by other countries and other people and I can say that when we lost 22 million names and everything else that was hacked recently, they didn’t make a big deal out of that, that was something that was extraordinary.”
Asked if he had a message for Putin about future hacking activities, Mr. Trump replied: “He shouldn’t be doing it, he won’t be doing it.”
“Russia will have much greater respect for our country when I’m leading it than when other people have led it,” he said. “You will see that.”
He said he considers Putin’s praise of him to be “an asset, not a liability,” though he doesn’t yet know whether he and Putin will “get along.”
“Now I don’t know that I’m going to get along with Vladimir Putin,” he said. “I hope I do, but … do you honestly believe that Hillary [Clinton] will be tougher on Putin than me?”
Separation from business empire
Though Mr. Trump asserted that he would have been able to continue running his business from the White House if he wanted to, he said his two sons, Eric and Donald Jr., along with Trump Organization CFO Allen Weisselberg, would take over his businesses while he’s president.
“I could actually run my business … and run government at the same time,” he said. “I don’t like the way that looks but I’d be able to if I wanted to.”
The stacks of manila folders on the table next to Mr. Trump at the podium were, he said, “some of the many documents I’ve signed turning over complete and total control.”
Mr. Trump introduced Sherri Dillon of Morgan Lewis, a lawyer who has been working on the plan for the Trump business empire.
Dillon said Mr. Trump’s business holdings and investments will be put in a trust before Inauguration Day to be overseen by sons Donald Jr. and Eric, and Trump Organization CFO Allen Weisselberg. Mr. Trump also said that his two adult sons will run the company. Ivanka Trump, whose husband Jared Kushner is set to become a senior adviser to the Trump White House, will have “no further management” role in the company.
There will be “no new foreign deals” made during the duration of Mr. Trump’s presidency, Dillon added, and domestic deals will be subject to “severe restrictions.”
To people who suggest Mr. Trump should sell his business, Dillon said that would only “exacerbate” the possibility for conflicts.
Additionally, in order to ensure that “it is the American people who will profit” going forward, Mr. Trump has directed that all profits from foreign government payments made to his hotels will be donated to the U.S. Treasury.”
Media criticism
At the start of the press conference, Mr. Trump thanked news organizations that did not run stories on Russia’s alleged compromising information about him.
“I want to thank a lot of the news organizations, some of whom have not treated me well over the years, a couple in particular, and they came out so strongly against that fake news,” he said. “I have great respect for the news, I have great respect for freedom of the press and all of that, but I will tell you there were some news organizations … that were so professional, so incredibly professional.”
Later on, he called BuzzFeed, which posted a document which it says is the dossier about the Russian information, “a failing pile of garbage,” and also criticized CNN for publicizing the reports on Tuesday.
CNN reporter Jim Acosta attempted to ask a follow-up question, but Mr. Trump repeatedly shut him down.
“No, not you, your organization is terrible. Quiet. Quiet,” he said. As Acosta continued trying to ask a question, talking over another reporter, Mr. Trump continued: “Don’t be rude. Don’t be rude. Don’t. Be. Rude. I’m not going to give you a question. You are fake news.”
After the exchange, he called on CNN digital reporter Jeremy Diamond, CBS News’ Arden Farhi noted.
U.S.-Mexico border wall
On a question about his proposed wall along the U.S.-Mexico border, Mr. Trump said Mexico will “reimburse” the U.S. for the wall because he doesn’t want to wait to build it until a deal can be made with Mexico.
“I want to get the wall started,” he said. “I don’t want to wait a year and a half until I make my deal with Mexico.”
As for the form that reimbursement will take, Mr. Trump said it’s more likely it will be through a “tax” than a “payment.”
“They will reimburse us for the cost of the wall, whether it’s a tax or whether it’s a payment,” he said. “Probably less likely that it’s a payment.”
Supreme Court nominee
In response to a question from CBS News’ Major Garrett, Mr. Trump said he plans to announce his pick to replace the late Supreme Court Justice Antonin Scalia “within two weeks” of taking office.
“That will be probably within two weeks of the 20th,” he said. “So within about two weeks, probably the second week.”
Obamacare
Asked to discuss his administration’s plan for dealing with the Affordable Care Act, Mr. Trump declined to give any specifics but said, “We’re going to get health care taken care of in this country.”
He did say, however, that the ACA would be replaced “essentially simultaneously” with something “far less expensive and far better.” As soon as his health and human services secretary nominee, Rep. Tom Price, is confirmed, Mr. Trump told reporters “we’ll be submitting a plan” to repeal and replace Obamacare.
“Obamacare is a complete and total disaster,” he said, citing increased premiums and high deductibles. “…Frankly, we could sit back — and it was a thought from a political standpoint — but it wouldn’t be fair to the people.”
Movie TV Tech Geeks News
0 notes
Text
Transcript of Creating Policy Changes to Benefit Small Businesses
Back to Podcast
John Jantsch: Hey, marketing agency today has gotten harder. There’s so many new platforms. How do you reach the right audience? Fortunately, there’s a simple way. LinkedIn can help you speak with the right professionals at the right time.
John Jantsch: Hello and welcome to another episode of the Duct Tape marketing agency Podcast. This is John Jantsch and my guest today is Karen Kerrigan. She is the president and CEO of the Small Business & Entrepreneurship Council. She also chairs the newly formed Small Business Round Table, a coalition of leading small business and entrepreneurship organizations. So Karen, thanks for joining me.
Karen Kerrigan: Oh, it’s great to be here. John, thank you for having me.
John Jantsch: And I assume you’re in chilly Washington DC today.
Karen Kerrigan: That’s right. Today it’s chilly. We’ve had no consistent temperature, sort of like the policy environment and economy in general. But we’re having a pretty good day today, pouring rain. But anyway, it’s busy though for sure.
John Jantsch: Are the cherry blossoms starting to peak out yet?
Karen Kerrigan: They’re starting to come out a little early, John, we’ve got… Actually at my home right outside of Washington in Northern Virginia, my front tree cherry blossom, they’re actually starting to bloom a little bit. So I think we could have an early year. We’ve had those before where actually the cherry blossoms came out and then we had a little snow on top of them. But they’re getting there. You can see the buds. And so the national park service, I’m sure it’s hard at work coming up with the exact date of those peak blooms so the tourists can all start coming in.
John Jantsch: So let’s start with describing kind of the primary charge of the SBE Council.
Karen Kerrigan: Sure. You bet John. So we, SBE Council, we are an advocacy, training, and research organization dedicated to promoting entrepreneurship and protecting small business. We’ve been doing this for 25 years now and we have more than a hundred thousand members and small business supporters across the country and really do work on the policy and economic environment that’s going to help strengthen startup activity and small business growth.
Karen Kerrigan: So a lot is focused on policy both at the federal as well as at the state level. And we do a lot of international stuff as well. And then we work with partners, whether they are other associations or corporate partners or government on a variety of educational initiatives as well. But we’re here to support small businesses, to give them an environment in a climate where they can compete and grow and also encourage individuals to pursue the path of entrepreneurship. And obviously having a good economy most of the time, I mean obviously there’s been great businesses that started during depressions, but just having the good policy pieces in place and the ecosystem in place really does encourage people to take that risk of starting a business and there’s a lot of policy things that we’re working on that involve that.
John Jantsch: Well, so that is, I’m thinking through as a listener here, that sounds great at the global level and I know that I benefit from all of that as a business owner, but what do you tell that local business owner, entrepreneur that says, okay, well what’s in that for me? Like how does that directly benefit me?
Karen Kerrigan: Well, I guess you could drill it down to specific policies, right? So if you look at, for example, the latest Square/Gallup Survey that came out a couple of weeks ago and it asks small business owners what their biggest concerns are. It was what we hear a lot taxes, regulation, healthcare, tariffs, things like that. So on a very personal level with small business owners looking at their pain points, like, a complex tax system or higher taxes or affordable health coverage or a regulatory environment that might be too burdensome. We just work on the many pieces of that to push through reforms, to push through legislation, to push through regulatory changes that are going to lessen the burdens directly on small businesses. Whether that’d be the tax or the regulatory burden and do things that are going to create generally a better environment, business environment, so that consumers are spending, businesses are investing.
Karen Kerrigan: So it involves a lot of things because there’s a lot of different government agencies in Washington, whether it’s the Department of Labor or the EPA, the IRS. Look at… We do so much with the Federal Communications Commission because access to broadband is still a big concern and quality broadband for many business owners and entrepreneurs. And we think that’s really critical that everyone have good access to broadband. So they have the opportunity to start businesses or even quality broadband so they can take advantage of all the new tools in the platform based economy to help them better grow their businesses and compete their businesses. So it involves just, if someone thinks about their business and what their pain points are and maybe how government gets in the way, or maybe makes those things a little bit more burdensome and painful. We’re working on all those pieces to improve or to lift those burdens. So does that answer your question a little bit more? I know we could dig down into deeper issues like healthcare or anything else.
John Jantsch: I want to go there for one moment. Because that’s certainly the topic that… I mean you watched all of the political conversation, it seems like forever, it’s not just now. Healthcare gets batted around by every side as the big issue. And I think it’s probably one of the biggest questions for certainly employers in the small business space. Where do you see the future of that? Because it feels, when you listen to people talk about healthcare and in this country it feels a little bit unstable.
Karen Kerrigan: It does, because it’s almost like you have, well the government’s going to run it or it’s not, you know? It’s Medicare for all or… Well it is a little bit unstable but as we’ve worked on this issue for the past three or four years, even with the Obama administration as we have on a number of issues, making some good headway on a range of things. We do see light at the end of the tunnel. Some of the initiatives that we’ve worked on which has come to fruition include things like allowing for association health plans or for businesses to pool as part of an association or altogether where they can leverage their numbers to negotiate for more choices and more affordable prices in healthcare. And so we’re beginning to see more and more association health plans come to life.
Karen Kerrigan: I saw for example, the National Association of Manufacturers just started a big association health plan. You’ve got the restaurateurs who are starting them, you have many state based associations who are beginning to start these association health plan. So we help push that regulatory change forward over the last couple of years. But then once it gets enacted, John, these things, there’s lag time, right? And until like the regulation becomes final and then sort of the market responds to that. So that’s one area where we do see some improvement where there was some extra taxes as part of the affordable healthcare act. Some people call it Obamacare. We had a really good success last year where we’re able to, as part of the year end package that passed both Houses of Congress and signed by the president. We’re able to repeal the health insurance tax, which was a tax on insurance companies, but really it directly hits small businesses.
Karen Kerrigan: It was targeted towards small group market and so that’s been lifted and we should see some relief for small business owners over the next year or so. A lot of little things like that that are taking place. Short term plans, which are not for everyone, but we believe that transitional plans in the marketplace. If you’re currently work for a business, either a big business or another business and want to start your own business and you want to have some type of health coverage, making these short term limited duration plans, these transition plans a little bit more practical really helps that person to take a risk and say, look, I’ve got something, I’m ready to jump out in the marketplace. Because actually not having healthcare is a big reason why a lot of people don’t start businesses. But it could, as you know John, you’re right.
Karen Kerrigan: I mean, like you said, it looks like we’re a little bit of turmoil. It depends on the election and what happens in 2020 because most of the candidates, the democratic candidates, have some form of Medicare for all or something like that, or Medicare for some, as I call it. And that will mean more government control of the health care. And from our perspective that is served in many instances to drive costs higher. But there have been some gains made, there’s more to come. There’s definitely more that needs to be done. But there’s a host of things that have been done that were just, the market really has to start embracing these and there’ll be more access to this type of plans by small businesses once we see the associated health plans go full board.
Karen Kerrigan: But the other piece of that, John, I don’t need to belabor this, but is that some of the States are actually suing the government on association health plans for example, and saying, well, the Trump administration exceeded its statutory boundaries. It doesn’t have the right to do this. So when there is a lawsuit involved, that sort of stops some of these things from actually reaching the market. But your observation is absolutely correct in terms of there is turmoil. And I think we’ll continue to see that if we do have some big election changes in 2020.
John Jantsch: Did you know there are over 62 million decision makers on LinkedIn? Yeah. And even small and medium sized businesses are making the most out of LinkedIn ads. They’re using LinkedIn to get their voices heard and their messages to resonate with the audience. And it’s not just about awareness either. LinkedIn ads are driving traffic and engagement. If you want to check it out, try for yourself. LinkedIn is offering a free $100 LinkedIn ad credit to launch your first campaign. Simply visit linkedin.com/ducttape. D-U-C-T-T-A-P-E that’s linkedin.com/ducttape. So there’s some terms and conditions that may apply, but I urge you to go check it out for yourself.
John Jantsch: So move on. Let’s move on to another topic.
Karen Kerrigan: Yeah.
John Jantsch: We as a society, country, move more and more to knowledge and digital workers, one of the real challenges I’m seeing with a lot of businesses that still need skilled labor, they’re really having trouble finding it. The remodeling contractor is having trouble finding carpenters because people aren’t going to school to be carpenters anymore. How would you suggest, I mean, I assume we’re still going to need remodeling contractors for a while. What are you hearing or what initiatives are you working on really to try to kind of keep those types of industries and those types of training programs afloat?
Karen Kerrigan: You’re right. John, we hear this from every single one of our members and when I travel the country, their biggest challenge or their pain point is, I talked about taxes, regulation, healthcare, but that was more involved with like sort of on the government side. But in terms of the operation of their business it’s their number one issue. It’s finding and keeping the employees that they need to operate their businesses. And many of them are missing out on growth opportunities because they just can’t find the people, the skilled employees or even the employees to work in their businesses. And that’s across all industries. It’s one of these issues, I think, that really is… there are no short term solutions to it. But I think a lot of what the Congress on a bipartisan basis has done to work together along with the administration. I think are really making a difference or will make a difference and have in terms of expanding and modernizing a lot of the apprenticeship programs to include more high tech to include more of the workers that are going to be needed to build out 5G, the 5G infrastructure in this country.
Karen Kerrigan: We anticipate 120,000 more workers are going to be needed, skilled workers, to build out 5G which is incredibly important to small business and to our competitiveness to have that next generation of mobile networks. The other pieces is modernizing some of the laws. For example involving grants, Pell grants and student loans is student loans have primarily been given to students who are going to four year universities. Well why can’t we change that where students can use those type of resources or those funds to do some type of training program, apprentices training program to pursue the training that they need to go into a skills trade. I think the big piece also is it’s culturally it’s just the value of all work. And that starts a lot as I meet with small business owners throughout the country and we’re in some of these small towns a lot is, well gee, the parents are saying, well you have to go to college or you don’t need�� you shouldn’t be working in this manufacturing plant, it’s harbor.
Karen Kerrigan: It’s like they’re, in terms of this type of work, I mean it’s good paying work. It’s sort of like what the child’s passion is or what they want to do. The parents, what they want the kids to do shouldn’t replace that. So I think it’s really this whole value of all type of work in this country and look at the wages are getting there. I mean they’re becoming very competitive for all this type of work. And then of course immigration. We’re big supporters, we’re a pro-immigration organization. We do believe that there does need to be immigration reform as some of the programs, the H1B visas and all of that. But we also support increased immigration into the country because if you’re going to have a growing economy and if we’re going to have increased jobs, we need more people to come into the country who can fill those jobs. So we’re fully supportive of that and we continue to push more immigration as a solution to our workforce shortages.
John Jantsch: Are there any policies or regulations that you’re working on right now that are kind of hot for you because you feel like they’re really holding small businesses back?
Karen Kerrigan: Well, yeah, there’s a number of them I think on the… Well, one big piece that we work on in terms of encouraging entrepreneurship and supporting small businesses to scale is access to capital. And it’s one of our core issues that we’ve been working on. We, unfortunately there was a huge bill jobs act 3.0 that passed the house in the last Congress. Only four people voted against it. And it was a package of about 30 bills that would improve a lot of the securities laws to make them more modern and it would improve capital markets, capital formation and that didn’t go anywhere in the Senate unfortunately. So we’re working from scratch and we are building support both at the FCC and also in both houses on making some more improvement to debt inequity based crowd funding because we led the charge on making debt inequity based crowdfunding legal.
Karen Kerrigan: It took four years John, to get those regulations implemented. It was crazy, but now we’re starting to see some legs and some momentum around crowd funding, about 2000 startups or small businesses have used title three crowd funding, which is allowing ordinary investors to invest in the businesses that they believe in on regulated platforms. And this is a good thing, but it’s still a little bit too regulatory, still looks too costly. We want to increase the amount of money that can be raised from one million to 10 million because the average seed round for a startup is about 2.5 million. So that is something we’re working on in terms of taking this proven model, there’s been no fraud and saying, gee, we’ve got to make this better and we need to make it better for more businesses and more practical for more businesses to use.
Karen Kerrigan: So that’s both a regulatory and a legislative thing. We also are working on with the National Labor Relations Board on what’s called the Joint Employer Rule, which sort of makes a very restrictive around the definition of an employee and whether they’re an independent contractor and the relationship between the franchise and the franchisee and it’s really hurting entrepreneurship and new franchise development and basically lot of compliance burden involved with that. So the NLRB, the National Labor Relations Board should be coming out with a new rule on that. And we’re working on that. And then there’s a lot of regulatory things the Trump administration is doing and that’s where the action is going to be, John, because we do see this stalemate between the House and the Senate this year and there are some regulatory improvements that the administration is working on in terms of the National Environmental Policy Act that would modernize that and make it easier for projects to be improved.
Karen Kerrigan: This is really important to building out our nation’s infrastructure and getting some of these stalled infrastructure projects going. That’s a big initiative of ours. And we’re also working on, well there’s a whole host of things that I would encourage people to visit sbecouncil.org to sort of take a look at our agenda. But we’re also very much involved with getting… we’re moving barriers to 5G deployment so that we can get this next generation of mobile networks up and going. So we have faster speeds, more wireless service choices, more affordable speeds. It’s going to be really transformative for small businesses and entrepreneurs to have 5G to allow them to use augmented reality and virtual reality. To have customers to be able to actually try on clothes in the comfort of their own home or actually engaged with their products and services so that they can make that sale right away.
Karen Kerrigan: So that is another thing that we think, gee, we can work on without sort of having this partisan divide between the House and the Senate where there’s actually bipartisan support to move forward. And then trade is another thing. There’s going to be agreements with the UK and India and the EU and John, it’s mostly small businesses that are engaged in global markets and more access they have to global markets and the barriers get taken down. Then they could grow more, invest more and instead of to do what they do best for our economy. So that’s just a little snapshot I’m going on and on like a Washington person would do on the floor of the House or the Senate. My apologies.
John Jantsch: Well that’s all right. We covered a lot of ground there. So Karen, we have run out of time. Tell people where they can find out more about the SBE Council.
Karen Kerrigan: Yes. You bet, John. So, SBEcouncil.org and you can follow us on Twitter @SBEcouncil, LinkedIn SBEcouncil, the same thing for Facebook as well, SBE Council. Please follow us on our website SBE Council. You could sign up our E news for free to keep you updated on all the things that we’re working on that impact your business, small business and entrepreneurship in general.
John Jantsch: Awesome. Well thanks Karen for stopping by and hopefully we’ll see ya next time I’m in Washington.
Karen Kerrigan: You bet, John. Hope to see you as well.
Order your copy of The Self-Reliant Entrepreneur
by John Jantsch
“A book that deserves a spot in every entrepreneur’s morning routine.” —Ryan Holiday, #1 Bestselling Author of The Daily Stoic and The Obstacle is the Way
Website Design & SEO Delray Beach by DBL07.co
Delray Beach SEO
source http://www.scpie.org/transcript-of-creating-policy-changes-to-benefit-small-businesses/ source https://scpie.tumblr.com/post/611796331012505600
0 notes
Text
Transcript of Creating Policy Changes to Benefit Small Businesses
Back to Podcast
John Jantsch: Hey, marketing agency today has gotten harder. There’s so many new platforms. How do you reach the right audience? Fortunately, there’s a simple way. LinkedIn can help you speak with the right professionals at the right time.
John Jantsch: Hello and welcome to another episode of the Duct Tape marketing agency Podcast. This is John Jantsch and my guest today is Karen Kerrigan. She is the president and CEO of the Small Business & Entrepreneurship Council. She also chairs the newly formed Small Business Round Table, a coalition of leading small business and entrepreneurship organizations. So Karen, thanks for joining me.
Karen Kerrigan: Oh, it’s great to be here. John, thank you for having me.
John Jantsch: And I assume you’re in chilly Washington DC today.
Karen Kerrigan: That’s right. Today it’s chilly. We’ve had no consistent temperature, sort of like the policy environment and economy in general. But we’re having a pretty good day today, pouring rain. But anyway, it’s busy though for sure.
John Jantsch: Are the cherry blossoms starting to peak out yet?
Karen Kerrigan: They’re starting to come out a little early, John, we’ve got… Actually at my home right outside of Washington in Northern Virginia, my front tree cherry blossom, they’re actually starting to bloom a little bit. So I think we could have an early year. We’ve had those before where actually the cherry blossoms came out and then we had a little snow on top of them. But they’re getting there. You can see the buds. And so the national park service, I’m sure it’s hard at work coming up with the exact date of those peak blooms so the tourists can all start coming in.
John Jantsch: So let’s start with describing kind of the primary charge of the SBE Council.
Karen Kerrigan: Sure. You bet John. So we, SBE Council, we are an advocacy, training, and research organization dedicated to promoting entrepreneurship and protecting small business. We’ve been doing this for 25 years now and we have more than a hundred thousand members and small business supporters across the country and really do work on the policy and economic environment that’s going to help strengthen startup activity and small business growth.
Karen Kerrigan: So a lot is focused on policy both at the federal as well as at the state level. And we do a lot of international stuff as well. And then we work with partners, whether they are other associations or corporate partners or government on a variety of educational initiatives as well. But we’re here to support small businesses, to give them an environment in a climate where they can compete and grow and also encourage individuals to pursue the path of entrepreneurship. And obviously having a good economy most of the time, I mean obviously there’s been great businesses that started during depressions, but just having the good policy pieces in place and the ecosystem in place really does encourage people to take that risk of starting a business and there’s a lot of policy things that we’re working on that involve that.
John Jantsch: Well, so that is, I’m thinking through as a listener here, that sounds great at the global level and I know that I benefit from all of that as a business owner, but what do you tell that local business owner, entrepreneur that says, okay, well what’s in that for me? Like how does that directly benefit me?
Karen Kerrigan: Well, I guess you could drill it down to specific policies, right? So if you look at, for example, the latest Square/Gallup Survey that came out a couple of weeks ago and it asks small business owners what their biggest concerns are. It was what we hear a lot taxes, regulation, healthcare, tariffs, things like that. So on a very personal level with small business owners looking at their pain points, like, a complex tax system or higher taxes or affordable health coverage or a regulatory environment that might be too burdensome. We just work on the many pieces of that to push through reforms, to push through legislation, to push through regulatory changes that are going to lessen the burdens directly on small businesses. Whether that’d be the tax or the regulatory burden and do things that are going to create generally a better environment, business environment, so that consumers are spending, businesses are investing.
Karen Kerrigan: So it involves a lot of things because there’s a lot of different government agencies in Washington, whether it’s the Department of Labor or the EPA, the IRS. Look at… We do so much with the Federal Communications Commission because access to broadband is still a big concern and quality broadband for many business owners and entrepreneurs. And we think that’s really critical that everyone have good access to broadband. So they have the opportunity to start businesses or even quality broadband so they can take advantage of all the new tools in the platform based economy to help them better grow their businesses and compete their businesses. So it involves just, if someone thinks about their business and what their pain points are and maybe how government gets in the way, or maybe makes those things a little bit more burdensome and painful. We’re working on all those pieces to improve or to lift those burdens. So does that answer your question a little bit more? I know we could dig down into deeper issues like healthcare or anything else.
John Jantsch: I want to go there for one moment. Because that’s certainly the topic that… I mean you watched all of the political conversation, it seems like forever, it’s not just now. Healthcare gets batted around by every side as the big issue. And I think it’s probably one of the biggest questions for certainly employers in the small business space. Where do you see the future of that? Because it feels, when you listen to people talk about healthcare and in this country it feels a little bit unstable.
Karen Kerrigan: It does, because it’s almost like you have, well the government’s going to run it or it’s not, you know? It’s Medicare for all or… Well it is a little bit unstable but as we’ve worked on this issue for the past three or four years, even with the Obama administration as we have on a number of issues, making some good headway on a range of things. We do see light at the end of the tunnel. Some of the initiatives that we’ve worked on which has come to fruition include things like allowing for association health plans or for businesses to pool as part of an association or altogether where they can leverage their numbers to negotiate for more choices and more affordable prices in healthcare. And so we’re beginning to see more and more association health plans come to life.
Karen Kerrigan: I saw for example, the National Association of Manufacturers just started a big association health plan. You’ve got the restaurateurs who are starting them, you have many state based associations who are beginning to start these association health plan. So we help push that regulatory change forward over the last couple of years. But then once it gets enacted, John, these things, there’s lag time, right? And until like the regulation becomes final and then sort of the market responds to that. So that’s one area where we do see some improvement where there was some extra taxes as part of the affordable healthcare act. Some people call it Obamacare. We had a really good success last year where we’re able to, as part of the year end package that passed both Houses of Congress and signed by the president. We’re able to repeal the health insurance tax, which was a tax on insurance companies, but really it directly hits small businesses.
Karen Kerrigan: It was targeted towards small group market and so that’s been lifted and we should see some relief for small business owners over the next year or so. A lot of little things like that that are taking place. Short term plans, which are not for everyone, but we believe that transitional plans in the marketplace. If you’re currently work for a business, either a big business or another business and want to start your own business and you want to have some type of health coverage, making these short term limited duration plans, these transition plans a little bit more practical really helps that person to take a risk and say, look, I’ve got something, I’m ready to jump out in the marketplace. Because actually not having healthcare is a big reason why a lot of people don’t start businesses. But it could, as you know John, you’re right.
Karen Kerrigan: I mean, like you said, it looks like we’re a little bit of turmoil. It depends on the election and what happens in 2020 because most of the candidates, the democratic candidates, have some form of Medicare for all or something like that, or Medicare for some, as I call it. And that will mean more government control of the health care. And from our perspective that is served in many instances to drive costs higher. But there have been some gains made, there’s more to come. There’s definitely more that needs to be done. But there’s a host of things that have been done that were just, the market really has to start embracing these and there’ll be more access to this type of plans by small businesses once we see the associated health plans go full board.
Karen Kerrigan: But the other piece of that, John, I don’t need to belabor this, but is that some of the States are actually suing the government on association health plans for example, and saying, well, the Trump administration exceeded its statutory boundaries. It doesn’t have the right to do this. So when there is a lawsuit involved, that sort of stops some of these things from actually reaching the market. But your observation is absolutely correct in terms of there is turmoil. And I think we’ll continue to see that if we do have some big election changes in 2020.
John Jantsch: Did you know there are over 62 million decision makers on LinkedIn? Yeah. And even small and medium sized businesses are making the most out of LinkedIn ads. They’re using LinkedIn to get their voices heard and their messages to resonate with the audience. And it’s not just about awareness either. LinkedIn ads are driving traffic and engagement. If you want to check it out, try for yourself. LinkedIn is offering a free $100 LinkedIn ad credit to launch your first campaign. Simply visit linkedin.com/ducttape. D-U-C-T-T-A-P-E that’s linkedin.com/ducttape. So there’s some terms and conditions that may apply, but I urge you to go check it out for yourself.
John Jantsch: So move on. Let’s move on to another topic.
Karen Kerrigan: Yeah.
John Jantsch: We as a society, country, move more and more to knowledge and digital workers, one of the real challenges I’m seeing with a lot of businesses that still need skilled labor, they’re really having trouble finding it. The remodeling contractor is having trouble finding carpenters because people aren’t going to school to be carpenters anymore. How would you suggest, I mean, I assume we’re still going to need remodeling contractors for a while. What are you hearing or what initiatives are you working on really to try to kind of keep those types of industries and those types of training programs afloat?
Karen Kerrigan: You’re right. John, we hear this from every single one of our members and when I travel the country, their biggest challenge or their pain point is, I talked about taxes, regulation, healthcare, but that was more involved with like sort of on the government side. But in terms of the operation of their business it’s their number one issue. It’s finding and keeping the employees that they need to operate their businesses. And many of them are missing out on growth opportunities because they just can’t find the people, the skilled employees or even the employees to work in their businesses. And that’s across all industries. It’s one of these issues, I think, that really is… there are no short term solutions to it. But I think a lot of what the Congress on a bipartisan basis has done to work together along with the administration. I think are really making a difference or will make a difference and have in terms of expanding and modernizing a lot of the apprenticeship programs to include more high tech to include more of the workers that are going to be needed to build out 5G, the 5G infrastructure in this country.
Karen Kerrigan: We anticipate 120,000 more workers are going to be needed, skilled workers, to build out 5G which is incredibly important to small business and to our competitiveness to have that next generation of mobile networks. The other pieces is modernizing some of the laws. For example involving grants, Pell grants and student loans is student loans have primarily been given to students who are going to four year universities. Well why can’t we change that where students can use those type of resources or those funds to do some type of training program, apprentices training program to pursue the training that they need to go into a skills trade. I think the big piece also is it’s culturally it’s just the value of all work. And that starts a lot as I meet with small business owners throughout the country and we’re in some of these small towns a lot is, well gee, the parents are saying, well you have to go to college or you don’t need… you shouldn’t be working in this manufacturing plant, it’s harbor.
Karen Kerrigan: It’s like they’re, in terms of this type of work, I mean it’s good paying work. It’s sort of like what the child’s passion is or what they want to do. The parents, what they want the kids to do shouldn’t replace that. So I think it’s really this whole value of all type of work in this country and look at the wages are getting there. I mean they’re becoming very competitive for all this type of work. And then of course immigration. We’re big supporters, we’re a pro-immigration organization. We do believe that there does need to be immigration reform as some of the programs, the H1B visas and all of that. But we also support increased immigration into the country because if you’re going to have a growing economy and if we’re going to have increased jobs, we need more people to come into the country who can fill those jobs. So we’re fully supportive of that and we continue to push more immigration as a solution to our workforce shortages.
John Jantsch: Are there any policies or regulations that you’re working on right now that are kind of hot for you because you feel like they’re really holding small businesses back?
Karen Kerrigan: Well, yeah, there’s a number of them I think on the… Well, one big piece that we work on in terms of encouraging entrepreneurship and supporting small businesses to scale is access to capital. And it’s one of our core issues that we’ve been working on. We, unfortunately there was a huge bill jobs act 3.0 that passed the house in the last Congress. Only four people voted against it. And it was a package of about 30 bills that would improve a lot of the securities laws to make them more modern and it would improve capital markets, capital formation and that didn’t go anywhere in the Senate unfortunately. So we’re working from scratch and we are building support both at the FCC and also in both houses on making some more improvement to debt inequity based crowd funding because we led the charge on making debt inequity based crowdfunding legal.
Karen Kerrigan: It took four years John, to get those regulations implemented. It was crazy, but now we’re starting to see some legs and some momentum around crowd funding, about 2000 startups or small businesses have used title three crowd funding, which is allowing ordinary investors to invest in the businesses that they believe in on regulated platforms. And this is a good thing, but it’s still a little bit too regulatory, still looks too costly. We want to increase the amount of money that can be raised from one million to 10 million because the average seed round for a startup is about 2.5 million. So that is something we’re working on in terms of taking this proven model, there’s been no fraud and saying, gee, we’ve got to make this better and we need to make it better for more businesses and more practical for more businesses to use.
Karen Kerrigan: So that’s both a regulatory and a legislative thing. We also are working on with the National Labor Relations Board on what’s called the Joint Employer Rule, which sort of makes a very restrictive around the definition of an employee and whether they’re an independent contractor and the relationship between the franchise and the franchisee and it’s really hurting entrepreneurship and new franchise development and basically lot of compliance burden involved with that. So the NLRB, the National Labor Relations Board should be coming out with a new rule on that. And we’re working on that. And then there’s a lot of regulatory things the Trump administration is doing and that’s where the action is going to be, John, because we do see this stalemate between the House and the Senate this year and there are some regulatory improvements that the administration is working on in terms of the National Environmental Policy Act that would modernize that and make it easier for projects to be improved.
Karen Kerrigan: This is really important to building out our nation’s infrastructure and getting some of these stalled infrastructure projects going. That’s a big initiative of ours. And we’re also working on, well there’s a whole host of things that I would encourage people to visit sbecouncil.org to sort of take a look at our agenda. But we’re also very much involved with getting… we’re moving barriers to 5G deployment so that we can get this next generation of mobile networks up and going. So we have faster speeds, more wireless service choices, more affordable speeds. It’s going to be really transformative for small businesses and entrepreneurs to have 5G to allow them to use augmented reality and virtual reality. To have customers to be able to actually try on clothes in the comfort of their own home or actually engaged with their products and services so that they can make that sale right away.
Karen Kerrigan: So that is another thing that we think, gee, we can work on without sort of having this partisan divide between the House and the Senate where there’s actually bipartisan support to move forward. And then trade is another thing. There’s going to be agreements with the UK and India and the EU and John, it’s mostly small businesses that are engaged in global markets and more access they have to global markets and the barriers get taken down. Then they could grow more, invest more and instead of to do what they do best for our economy. So that’s just a little snapshot I’m going on and on like a Washington person would do on the floor of the House or the Senate. My apologies.
John Jantsch: Well that’s all right. We covered a lot of ground there. So Karen, we have run out of time. Tell people where they can find out more about the SBE Council.
Karen Kerrigan: Yes. You bet, John. So, SBEcouncil.org and you can follow us on Twitter @SBEcouncil, LinkedIn SBEcouncil, the same thing for Facebook as well, SBE Council. Please follow us on our website SBE Council. You could sign up our E news for free to keep you updated on all the things that we’re working on that impact your business, small business and entrepreneurship in general.
John Jantsch: Awesome. Well thanks Karen for stopping by and hopefully we’ll see ya next time I’m in Washington.
Karen Kerrigan: You bet, John. Hope to see you as well.
Order your copy of The Self-Reliant Entrepreneur
by John Jantsch
“A book that deserves a spot in every entrepreneur’s morning routine.” —Ryan Holiday, #1 Bestselling Author of The Daily Stoic and The Obstacle is the Way
Website Design & SEO Delray Beach by DBL07.co
Delray Beach SEO
source http://www.scpie.org/transcript-of-creating-policy-changes-to-benefit-small-businesses/ source https://scpie1.blogspot.com/2020/03/transcript-of-creating-policy-changes.html
0 notes
Text
Transcript of Creating Policy Changes to Benefit Small Businesses
Back to Podcast
John Jantsch: Hey, marketing agency today has gotten harder. There’s so many new platforms. How do you reach the right audience? Fortunately, there’s a simple way. LinkedIn can help you speak with the right professionals at the right time.
John Jantsch: Hello and welcome to another episode of the Duct Tape marketing agency Podcast. This is John Jantsch and my guest today is Karen Kerrigan. She is the president and CEO of the Small Business & Entrepreneurship Council. She also chairs the newly formed Small Business Round Table, a coalition of leading small business and entrepreneurship organizations. So Karen, thanks for joining me.
Karen Kerrigan: Oh, it’s great to be here. John, thank you for having me.
John Jantsch: And I assume you’re in chilly Washington DC today.
Karen Kerrigan: That’s right. Today it’s chilly. We’ve had no consistent temperature, sort of like the policy environment and economy in general. But we’re having a pretty good day today, pouring rain. But anyway, it’s busy though for sure.
John Jantsch: Are the cherry blossoms starting to peak out yet?
Karen Kerrigan: They’re starting to come out a little early, John, we’ve got… Actually at my home right outside of Washington in Northern Virginia, my front tree cherry blossom, they’re actually starting to bloom a little bit. So I think we could have an early year. We’ve had those before where actually the cherry blossoms came out and then we had a little snow on top of them. But they’re getting there. You can see the buds. And so the national park service, I’m sure it’s hard at work coming up with the exact date of those peak blooms so the tourists can all start coming in.
John Jantsch: So let’s start with describing kind of the primary charge of the SBE Council.
Karen Kerrigan: Sure. You bet John. So we, SBE Council, we are an advocacy, training, and research organization dedicated to promoting entrepreneurship and protecting small business. We’ve been doing this for 25 years now and we have more than a hundred thousand members and small business supporters across the country and really do work on the policy and economic environment that’s going to help strengthen startup activity and small business growth.
Karen Kerrigan: So a lot is focused on policy both at the federal as well as at the state level. And we do a lot of international stuff as well. And then we work with partners, whether they are other associations or corporate partners or government on a variety of educational initiatives as well. But we’re here to support small businesses, to give them an environment in a climate where they can compete and grow and also encourage individuals to pursue the path of entrepreneurship. And obviously having a good economy most of the time, I mean obviously there’s been great businesses that started during depressions, but just having the good policy pieces in place and the ecosystem in place really does encourage people to take that risk of starting a business and there’s a lot of policy things that we’re working on that involve that.
John Jantsch: Well, so that is, I’m thinking through as a listener here, that sounds great at the global level and I know that I benefit from all of that as a business owner, but what do you tell that local business owner, entrepreneur that says, okay, well what’s in that for me? Like how does that directly benefit me?
Karen Kerrigan: Well, I guess you could drill it down to specific policies, right? So if you look at, for example, the latest Square/Gallup Survey that came out a couple of weeks ago and it asks small business owners what their biggest concerns are. It was what we hear a lot taxes, regulation, healthcare, tariffs, things like that. So on a very personal level with small business owners looking at their pain points, like, a complex tax system or higher taxes or affordable health coverage or a regulatory environment that might be too burdensome. We just work on the many pieces of that to push through reforms, to push through legislation, to push through regulatory changes that are going to lessen the burdens directly on small businesses. Whether that’d be the tax or the regulatory burden and do things that are going to create generally a better environment, business environment, so that consumers are spending, businesses are investing.
Karen Kerrigan: So it involves a lot of things because there’s a lot of different government agencies in Washington, whether it’s the Department of Labor or the EPA, the IRS. Look at… We do so much with the Federal Communications Commission because access to broadband is still a big concern and quality broadband for many business owners and entrepreneurs. And we think that’s really critical that everyone have good access to broadband. So they have the opportunity to start businesses or even quality broadband so they can take advantage of all the new tools in the platform based economy to help them better grow their businesses and compete their businesses. So it involves just, if someone thinks about their business and what their pain points are and maybe how government gets in the way, or maybe makes those things a little bit more burdensome and painful. We’re working on all those pieces to improve or to lift those burdens. So does that answer your question a little bit more? I know we could dig down into deeper issues like healthcare or anything else.
John Jantsch: I want to go there for one moment. Because that’s certainly the topic that… I mean you watched all of the political conversation, it seems like forever, it’s not just now. Healthcare gets batted around by every side as the big issue. And I think it’s probably one of the biggest questions for certainly employers in the small business space. Where do you see the future of that? Because it feels, when you listen to people talk about healthcare and in this country it feels a little bit unstable.
Karen Kerrigan: It does, because it’s almost like you have, well the government’s going to run it or it’s not, you know? It’s Medicare for all or… Well it is a little bit unstable but as we’ve worked on this issue for the past three or four years, even with the Obama administration as we have on a number of issues, making some good headway on a range of things. We do see light at the end of the tunnel. Some of the initiatives that we’ve worked on which has come to fruition include things like allowing for association health plans or for businesses to pool as part of an association or altogether where they can leverage their numbers to negotiate for more choices and more affordable prices in healthcare. And so we’re beginning to see more and more association health plans come to life.
Karen Kerrigan: I saw for example, the National Association of Manufacturers just started a big association health plan. You’ve got the restaurateurs who are starting them, you have many state based associations who are beginning to start these association health plan. So we help push that regulatory change forward over the last couple of years. But then once it gets enacted, John, these things, there’s lag time, right? And until like the regulation becomes final and then sort of the market responds to that. So that’s one area where we do see some improvement where there was some extra taxes as part of the affordable healthcare act. Some people call it Obamacare. We had a really good success last year where we’re able to, as part of the year end package that passed both Houses of Congress and signed by the president. We’re able to repeal the health insurance tax, which was a tax on insurance companies, but really it directly hits small businesses.
Karen Kerrigan: It was targeted towards small group market and so that’s been lifted and we should see some relief for small business owners over the next year or so. A lot of little things like that that are taking place. Short term plans, which are not for everyone, but we believe that transitional plans in the marketplace. If you’re currently work for a business, either a big business or another business and want to start your own business and you want to have some type of health coverage, making these short term limited duration plans, these transition plans a little bit more practical really helps that person to take a risk and say, look, I’ve got something, I’m ready to jump out in the marketplace. Because actually not having healthcare is a big reason why a lot of people don’t start businesses. But it could, as you know John, you’re right.
Karen Kerrigan: I mean, like you said, it looks like we’re a little bit of turmoil. It depends on the election and what happens in 2020 because most of the candidates, the democratic candidates, have some form of Medicare for all or something like that, or Medicare for some, as I call it. And that will mean more government control of the health care. And from our perspective that is served in many instances to drive costs higher. But there have been some gains made, there’s more to come. There’s definitely more that needs to be done. But there’s a host of things that have been done that were just, the market really has to start embracing these and there’ll be more access to this type of plans by small businesses once we see the associated health plans go full board.
Karen Kerrigan: But the other piece of that, John, I don’t need to belabor this, but is that some of the States are actually suing the government on association health plans for example, and saying, well, the Trump administration exceeded its statutory boundaries. It doesn’t have the right to do this. So when there is a lawsuit involved, that sort of stops some of these things from actually reaching the market. But your observation is absolutely correct in terms of there is turmoil. And I think we’ll continue to see that if we do have some big election changes in 2020.
John Jantsch: Did you know there are over 62 million decision makers on LinkedIn? Yeah. And even small and medium sized businesses are making the most out of LinkedIn ads. They’re using LinkedIn to get their voices heard and their messages to resonate with the audience. And it’s not just about awareness either. LinkedIn ads are driving traffic and engagement. If you want to check it out, try for yourself. LinkedIn is offering a free $100 LinkedIn ad credit to launch your first campaign. Simply visit linkedin.com/ducttape. D-U-C-T-T-A-P-E that’s linkedin.com/ducttape. So there’s some terms and conditions that may apply, but I urge you to go check it out for yourself.
John Jantsch: So move on. Let’s move on to another topic.
Karen Kerrigan: Yeah.
John Jantsch: We as a society, country, move more and more to knowledge and digital workers, one of the real challenges I’m seeing with a lot of businesses that still need skilled labor, they’re really having trouble finding it. The remodeling contractor is having trouble finding carpenters because people aren’t going to school to be carpenters anymore. How would you suggest, I mean, I assume we’re still going to need remodeling contractors for a while. What are you hearing or what initiatives are you working on really to try to kind of keep those types of industries and those types of training programs afloat?
Karen Kerrigan: You’re right. John, we hear this from every single one of our members and when I travel the country, their biggest challenge or their pain point is, I talked about taxes, regulation, healthcare, but that was more involved with like sort of on the government side. But in terms of the operation of their business it’s their number one issue. It’s finding and keeping the employees that they need to operate their businesses. And many of them are missing out on growth opportunities because they just can’t find the people, the skilled employees or even the employees to work in their businesses. And that’s across all industries. It’s one of these issues, I think, that really is… there are no short term solutions to it. But I think a lot of what the Congress on a bipartisan basis has done to work together along with the administration. I think are really making a difference or will make a difference and have in terms of expanding and modernizing a lot of the apprenticeship programs to include more high tech to include more of the workers that are going to be needed to build out 5G, the 5G infrastructure in this country.
Karen Kerrigan: We anticipate 120,000 more workers are going to be needed, skilled workers, to build out 5G which is incredibly important to small business and to our competitiveness to have that next generation of mobile networks. The other pieces is modernizing some of the laws. For example involving grants, Pell grants and student loans is student loans have primarily been given to students who are going to four year universities. Well why can’t we change that where students can use those type of resources or those funds to do some type of training program, apprentices training program to pursue the training that they need to go into a skills trade. I think the big piece also is it’s culturally it’s just the value of all work. And that starts a lot as I meet with small business owners throughout the country and we’re in some of these small towns a lot is, well gee, the parents are saying, well you have to go to college or you don’t need… you shouldn’t be working in this manufacturing plant, it’s harbor.
Karen Kerrigan: It’s like they’re, in terms of this type of work, I mean it’s good paying work. It’s sort of like what the child’s passion is or what they want to do. The parents, what they want the kids to do shouldn’t replace that. So I think it’s really this whole value of all type of work in this country and look at the wages are getting there. I mean they’re becoming very competitive for all this type of work. And then of course immigration. We’re big supporters, we’re a pro-immigration organization. We do believe that there does need to be immigration reform as some of the programs, the H1B visas and all of that. But we also support increased immigration into the country because if you’re going to have a growing economy and if we’re going to have increased jobs, we need more people to come into the country who can fill those jobs. So we’re fully supportive of that and we continue to push more immigration as a solution to our workforce shortages.
John Jantsch: Are there any policies or regulations that you’re working on right now that are kind of hot for you because you feel like they’re really holding small businesses back?
Karen Kerrigan: Well, yeah, there’s a number of them I think on the… Well, one big piece that we work on in terms of encouraging entrepreneurship and supporting small businesses to scale is access to capital. And it’s one of our core issues that we’ve been working on. We, unfortunately there was a huge bill jobs act 3.0 that passed the house in the last Congress. Only four people voted against it. And it was a package of about 30 bills that would improve a lot of the securities laws to make them more modern and it would improve capital markets, capital formation and that didn’t go anywhere in the Senate unfortunately. So we’re working from scratch and we are building support both at the FCC and also in both houses on making some more improvement to debt inequity based crowd funding because we led the charge on making debt inequity based crowdfunding legal.
Karen Kerrigan: It took four years John, to get those regulations implemented. It was crazy, but now we’re starting to see some legs and some momentum around crowd funding, about 2000 startups or small businesses have used title three crowd funding, which is allowing ordinary investors to invest in the businesses that they believe in on regulated platforms. And this is a good thing, but it’s still a little bit too regulatory, still looks too costly. We want to increase the amount of money that can be raised from one million to 10 million because the average seed round for a startup is about 2.5 million. So that is something we’re working on in terms of taking this proven model, there’s been no fraud and saying, gee, we’ve got to make this better and we need to make it better for more businesses and more practical for more businesses to use.
Karen Kerrigan: So that’s both a regulatory and a legislative thing. We also are working on with the National Labor Relations Board on what’s called the Joint Employer Rule, which sort of makes a very restrictive around the definition of an employee and whether they’re an independent contractor and the relationship between the franchise and the franchisee and it’s really hurting entrepreneurship and new franchise development and basically lot of compliance burden involved with that. So the NLRB, the National Labor Relations Board should be coming out with a new rule on that. And we’re working on that. And then there’s a lot of regulatory things the Trump administration is doing and that’s where the action is going to be, John, because we do see this stalemate between the House and the Senate this year and there are some regulatory improvements that the administration is working on in terms of the National Environmental Policy Act that would modernize that and make it easier for projects to be improved.
Karen Kerrigan: This is really important to building out our nation’s infrastructure and getting some of these stalled infrastructure projects going. That’s a big initiative of ours. And we’re also working on, well there’s a whole host of things that I would encourage people to visit sbecouncil.org to sort of take a look at our agenda. But we’re also very much involved with getting… we’re moving barriers to 5G deployment so that we can get this next generation of mobile networks up and going. So we have faster speeds, more wireless service choices, more affordable speeds. It’s going to be really transformative for small businesses and entrepreneurs to have 5G to allow them to use augmented reality and virtual reality. To have customers to be able to actually try on clothes in the comfort of their own home or actually engaged with their products and services so that they can make that sale right away.
Karen Kerrigan: So that is another thing that we think, gee, we can work on without sort of having this partisan divide between the House and the Senate where there’s actually bipartisan support to move forward. And then trade is another thing. There’s going to be agreements with the UK and India and the EU and John, it’s mostly small businesses that are engaged in global markets and more access they have to global markets and the barriers get taken down. Then they could grow more, invest more and instead of to do what they do best for our economy. So that’s just a little snapshot I’m going on and on like a Washington person would do on the floor of the House or the Senate. My apologies.
John Jantsch: Well that’s all right. We covered a lot of ground there. So Karen, we have run out of time. Tell people where they can find out more about the SBE Council.
Karen Kerrigan: Yes. You bet, John. So, SBEcouncil.org and you can follow us on Twitter @SBEcouncil, LinkedIn SBEcouncil, the same thing for Facebook as well, SBE Council. Please follow us on our website SBE Council. You could sign up our E news for free to keep you updated on all the things that we’re working on that impact your business, small business and entrepreneurship in general.
John Jantsch: Awesome. Well thanks Karen for stopping by and hopefully we’ll see ya next time I’m in Washington.
Karen Kerrigan: You bet, John. Hope to see you as well.
Order your copy of The Self-Reliant Entrepreneur
by John Jantsch
“A book that deserves a spot in every entrepreneur’s morning routine.” —Ryan Holiday, #1 Bestselling Author of The Daily Stoic and The Obstacle is the Way
Website Design & SEO Delray Beach by DBL07.co
Delray Beach SEO
source http://www.scpie.org/transcript-of-creating-policy-changes-to-benefit-small-businesses/
0 notes
Text
Transcript of Creating Policy Changes to Benefit Small Businesses
Transcript of Creating Policy Changes to Benefit Small Businesses written by John Jantsch read more at Duct Tape Marketing
Back to Podcast
Transcript
John Jantsch: Hey, marketing today has gotten harder. There’s so many new platforms. How do you reach the right audience? Fortunately, there’s a simple way. LinkedIn can help you speak with the right professionals at the right time.
John Jantsch: Hello and welcome to another episode of the Duct Tape Marketing Podcast. This is John Jantsch and my guest today is Karen Kerrigan. She is the president and CEO of the Small Business & Entrepreneurship Council. She also chairs the newly formed Small Business Round Table, a coalition of leading small business and entrepreneurship organizations. So Karen, thanks for joining me.
Karen Kerrigan: Oh, it’s great to be here. John, thank you for having me.
John Jantsch: And I assume you’re in chilly Washington DC today.
Karen Kerrigan: That’s right. Today it’s chilly. We’ve had no consistent temperature, sort of like the policy environment and economy in general. But we’re having a pretty good day today, pouring rain. But anyway, it’s busy though for sure.
John Jantsch: Are the cherry blossoms starting to peak out yet?
Karen Kerrigan: They’re starting to come out a little early, John, we’ve got… Actually at my home right outside of Washington in Northern Virginia, my front tree cherry blossom, they’re actually starting to bloom a little bit. So I think we could have an early year. We’ve had those before where actually the cherry blossoms came out and then we had a little snow on top of them. But they’re getting there. You can see the buds. And so the national park service, I’m sure it’s hard at work coming up with the exact date of those peak blooms so the tourists can all start coming in.
John Jantsch: So let’s start with describing kind of the primary charge of the SBE Council.
Karen Kerrigan: Sure. You bet John. So we, SBE Council, we are an advocacy, training, and research organization dedicated to promoting entrepreneurship and protecting small business. We’ve been doing this for 25 years now and we have more than a hundred thousand members and small business supporters across the country and really do work on the policy and economic environment that’s going to help strengthen startup activity and small business growth.
Karen Kerrigan: So a lot is focused on policy both at the federal as well as at the state level. And we do a lot of international stuff as well. And then we work with partners, whether they are other associations or corporate partners or government on a variety of educational initiatives as well. But we’re here to support small businesses, to give them an environment in a climate where they can compete and grow and also encourage individuals to pursue the path of entrepreneurship. And obviously having a good economy most of the time, I mean obviously there’s been great businesses that started during depressions, but just having the good policy pieces in place and the ecosystem in place really does encourage people to take that risk of starting a business and there’s a lot of policy things that we’re working on that involve that.
John Jantsch: Well, so that is, I’m thinking through as a listener here, that sounds great at the global level and I know that I benefit from all of that as a business owner, but what do you tell that local business owner, entrepreneur that says, okay, well what’s in that for me? Like how does that directly benefit me?
Karen Kerrigan: Well, I guess you could drill it down to specific policies, right? So if you look at, for example, the latest Square/Gallup Survey that came out a couple of weeks ago and it asks small business owners what their biggest concerns are. It was what we hear a lot taxes, regulation, healthcare, tariffs, things like that. So on a very personal level with small business owners looking at their pain points, like, a complex tax system or higher taxes or affordable health coverage or a regulatory environment that might be too burdensome. We just work on the many pieces of that to push through reforms, to push through legislation, to push through regulatory changes that are going to lessen the burdens directly on small businesses. Whether that’d be the tax or the regulatory burden and do things that are going to create generally a better environment, business environment, so that consumers are spending, businesses are investing.
Karen Kerrigan: So it involves a lot of things because there’s a lot of different government agencies in Washington, whether it’s the Department of Labor or the EPA, the IRS. Look at… We do so much with the Federal Communications Commission because access to broadband is still a big concern and quality broadband for many business owners and entrepreneurs. And we think that’s really critical that everyone have good access to broadband. So they have the opportunity to start businesses or even quality broadband so they can take advantage of all the new tools in the platform based economy to help them better grow their businesses and compete their businesses. So it involves just, if someone thinks about their business and what their pain points are and maybe how government gets in the way, or maybe makes those things a little bit more burdensome and painful. We’re working on all those pieces to improve or to lift those burdens. So does that answer your question a little bit more? I know we could dig down into deeper issues like healthcare or anything else.
John Jantsch: I want to go there for one moment. Because that’s certainly the topic that… I mean you watched all of the political conversation, it seems like forever, it’s not just now. Healthcare gets batted around by every side as the big issue. And I think it’s probably one of the biggest questions for certainly employers in the small business space. Where do you see the future of that? Because it feels, when you listen to people talk about healthcare and in this country it feels a little bit unstable.
Karen Kerrigan: It does, because it’s almost like you have, well the government’s going to run it or it’s not, you know? It’s Medicare for all or… Well it is a little bit unstable but as we’ve worked on this issue for the past three or four years, even with the Obama administration as we have on a number of issues, making some good headway on a range of things. We do see light at the end of the tunnel. Some of the initiatives that we’ve worked on which has come to fruition include things like allowing for association health plans or for businesses to pool as part of an association or altogether where they can leverage their numbers to negotiate for more choices and more affordable prices in healthcare. And so we’re beginning to see more and more association health plans come to life.
Karen Kerrigan: I saw for example, the National Association of Manufacturers just started a big association health plan. You’ve got the restaurateurs who are starting them, you have many state based associations who are beginning to start these association health plan. So we help push that regulatory change forward over the last couple of years. But then once it gets enacted, John, these things, there’s lag time, right? And until like the regulation becomes final and then sort of the market responds to that. So that’s one area where we do see some improvement where there was some extra taxes as part of the affordable healthcare act. Some people call it Obamacare. We had a really good success last year where we’re able to, as part of the year end package that passed both Houses of Congress and signed by the president. We’re able to repeal the health insurance tax, which was a tax on insurance companies, but really it directly hits small businesses.
Karen Kerrigan: It was targeted towards small group market and so that’s been lifted and we should see some relief for small business owners over the next year or so. A lot of little things like that that are taking place. Short term plans, which are not for everyone, but we believe that transitional plans in the marketplace. If you’re currently work for a business, either a big business or another business and want to start your own business and you want to have some type of health coverage, making these short term limited duration plans, these transition plans a little bit more practical really helps that person to take a risk and say, look, I’ve got something, I’m ready to jump out in the marketplace. Because actually not having healthcare is a big reason why a lot of people don’t start businesses. But it could, as you know John, you��re right.
Karen Kerrigan: I mean, like you said, it looks like we’re a little bit of turmoil. It depends on the election and what happens in 2020 because most of the candidates, the democratic candidates, have some form of Medicare for all or something like that, or Medicare for some, as I call it. And that will mean more government control of the health care. And from our perspective that is served in many instances to drive costs higher. But there have been some gains made, there’s more to come. There’s definitely more that needs to be done. But there’s a host of things that have been done that were just, the market really has to start embracing these and there’ll be more access to this type of plans by small businesses once we see the associated health plans go full board.
Karen Kerrigan: But the other piece of that, John, I don’t need to belabor this, but is that some of the States are actually suing the government on association health plans for example, and saying, well, the Trump administration exceeded its statutory boundaries. It doesn’t have the right to do this. So when there is a lawsuit involved, that sort of stops some of these things from actually reaching the market. But your observation is absolutely correct in terms of there is turmoil. And I think we’ll continue to see that if we do have some big election changes in 2020.
John Jantsch: Did you know there are over 62 million decision makers on LinkedIn? Yeah. And even small and medium sized businesses are making the most out of LinkedIn ads. They’re using LinkedIn to get their voices heard and their messages to resonate with the audience. And it’s not just about awareness either. LinkedIn ads are driving traffic and engagement. If you want to check it out, try for yourself. LinkedIn is offering a free $100 LinkedIn ad credit to launch your first campaign. Simply visit linkedin.com/ducttape. D-U-C-T-T-A-P-E that’s linkedin.com/ducttape. So there’s some terms and conditions that may apply, but I urge you to go check it out for yourself.
John Jantsch: So move on. Let’s move on to another topic.
Karen Kerrigan: Yeah.
John Jantsch: We as a society, country, move more and more to knowledge and digital workers, one of the real challenges I’m seeing with a lot of businesses that still need skilled labor, they’re really having trouble finding it. The remodeling contractor is having trouble finding carpenters because people aren’t going to school to be carpenters anymore. How would you suggest, I mean, I assume we’re still going to need remodeling contractors for a while. What are you hearing or what initiatives are you working on really to try to kind of keep those types of industries and those types of training programs afloat?
Karen Kerrigan: You’re right. John, we hear this from every single one of our members and when I travel the country, their biggest challenge or their pain point is, I talked about taxes, regulation, healthcare, but that was more involved with like sort of on the government side. But in terms of the operation of their business it’s their number one issue. It’s finding and keeping the employees that they need to operate their businesses. And many of them are missing out on growth opportunities because they just can’t find the people, the skilled employees or even the employees to work in their businesses. And that’s across all industries. It’s one of these issues, I think, that really is… there are no short term solutions to it. But I think a lot of what the Congress on a bipartisan basis has done to work together along with the administration. I think are really making a difference or will make a difference and have in terms of expanding and modernizing a lot of the apprenticeship programs to include more high tech to include more of the workers that are going to be needed to build out 5G, the 5G infrastructure in this country.
Karen Kerrigan: We anticipate 120,000 more workers are going to be needed, skilled workers, to build out 5G which is incredibly important to small business and to our competitiveness to have that next generation of mobile networks. The other pieces is modernizing some of the laws. For example involving grants, Pell grants and student loans is student loans have primarily been given to students who are going to four year universities. Well why can’t we change that where students can use those type of resources or those funds to do some type of training program, apprentices training program to pursue the training that they need to go into a skills trade. I think the big piece also is it’s culturally it’s just the value of all work. And that starts a lot as I meet with small business owners throughout the country and we’re in some of these small towns a lot is, well gee, the parents are saying, well you have to go to college or you don’t need… you shouldn’t be working in this manufacturing plant, it’s harbor.
Karen Kerrigan: It’s like they’re, in terms of this type of work, I mean it’s good paying work. It’s sort of like what the child’s passion is or what they want to do. The parents, what they want the kids to do shouldn’t replace that. So I think it’s really this whole value of all type of work in this country and look at the wages are getting there. I mean they’re becoming very competitive for all this type of work. And then of course immigration. We’re big supporters, we’re a pro-immigration organization. We do believe that there does need to be immigration reform as some of the programs, the H1B visas and all of that. But we also support increased immigration into the country because if you’re going to have a growing economy and if we’re going to have increased jobs, we need more people to come into the country who can fill those jobs. So we’re fully supportive of that and we continue to push more immigration as a solution to our workforce shortages.
John Jantsch: Are there any policies or regulations that you’re working on right now that are kind of hot for you because you feel like they’re really holding small businesses back?
Karen Kerrigan: Well, yeah, there’s a number of them I think on the… Well, one big piece that we work on in terms of encouraging entrepreneurship and supporting small businesses to scale is access to capital. And it’s one of our core issues that we’ve been working on. We, unfortunately there was a huge bill jobs act 3.0 that passed the house in the last Congress. Only four people voted against it. And it was a package of about 30 bills that would improve a lot of the securities laws to make them more modern and it would improve capital markets, capital formation and that didn’t go anywhere in the Senate unfortunately. So we’re working from scratch and we are building support both at the FCC and also in both houses on making some more improvement to debt inequity based crowd funding because we led the charge on making debt inequity based crowdfunding legal.
Karen Kerrigan: It took four years John, to get those regulations implemented. It was crazy, but now we’re starting to see some legs and some momentum around crowd funding, about 2000 startups or small businesses have used title three crowd funding, which is allowing ordinary investors to invest in the businesses that they believe in on regulated platforms. And this is a good thing, but it’s still a little bit too regulatory, still looks too costly. We want to increase the amount of money that can be raised from one million to 10 million because the average seed round for a startup is about 2.5 million. So that is something we’re working on in terms of taking this proven model, there’s been no fraud and saying, gee, we’ve got to make this better and we need to make it better for more businesses and more practical for more businesses to use.
Karen Kerrigan: So that’s both a regulatory and a legislative thing. We also are working on with the National Labor Relations Board on what’s called the Joint Employer Rule, which sort of makes a very restrictive around the definition of an employee and whether they’re an independent contractor and the relationship between the franchise and the franchisee and it’s really hurting entrepreneurship and new franchise development and basically lot of compliance burden involved with that. So the NLRB, the National Labor Relations Board should be coming out with a new rule on that. And we’re working on that. And then there’s a lot of regulatory things the Trump administration is doing and that’s where the action is going to be, John, because we do see this stalemate between the House and the Senate this year and there are some regulatory improvements that the administration is working on in terms of the National Environmental Policy Act that would modernize that and make it easier for projects to be improved.
Karen Kerrigan: This is really important to building out our nation’s infrastructure and getting some of these stalled infrastructure projects going. That’s a big initiative of ours. And we’re also working on, well there’s a whole host of things that I would encourage people to visit sbecouncil.org to sort of take a look at our agenda. But we’re also very much involved with getting… we’re moving barriers to 5G deployment so that we can get this next generation of mobile networks up and going. So we have faster speeds, more wireless service choices, more affordable speeds. It’s going to be really transformative for small businesses and entrepreneurs to have 5G to allow them to use augmented reality and virtual reality. To have customers to be able to actually try on clothes in the comfort of their own home or actually engaged with their products and services so that they can make that sale right away.
Karen Kerrigan: So that is another thing that we think, gee, we can work on without sort of having this partisan divide between the House and the Senate where there’s actually bipartisan support to move forward. And then trade is another thing. There’s going to be agreements with the UK and India and the EU and John, it’s mostly small businesses that are engaged in global markets and more access they have to global markets and the barriers get taken down. Then they could grow more, invest more and instead of to do what they do best for our economy. So that’s just a little snapshot I’m going on and on like a Washington person would do on the floor of the House or the Senate. My apologies.
John Jantsch: Well that’s all right. We covered a lot of ground there. So Karen, we have run out of time. Tell people where they can find out more about the SBE Council.
Karen Kerrigan: Yes. You bet, John. So, SBEcouncil.org and you can follow us on Twitter @SBEcouncil, LinkedIn SBEcouncil, the same thing for Facebook as well, SBE Council. Please follow us on our website SBE Council. You could sign up our E news for free to keep you updated on all the things that we’re working on that impact your business, small business and entrepreneurship in general.
John Jantsch: Awesome. Well thanks Karen for stopping by and hopefully we’ll see ya next time I’m in Washington.
Karen Kerrigan: You bet, John. Hope to see you as well.
from http://bit.ly/32UxOVo
0 notes
Text
Lusby Maryland Cheap car insurance quotes zip 20657
"Lusby Maryland Cheap car insurance quotes zip 20657
Lusby Maryland Cheap car insurance quotes zip 20657
BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr
RELATED QUESTIONS:
Whats the best Health Insurance for Canada?
I'm going to Canada on holiday, and need to have some health insurance. Could anyone please tell me where I can get this from? Also, what the best health insurance consists of? Thanks!""
Cheapest Car Insurance for Young Drivers in Florida?
I live in Orlando FL and I'm looking for some cheap insurance, is there any companies that are known for cheap insurance and good service? Thanks.""
Will a reckless driving ticket affect an insurance premium in Georgia?
My husband recently went through a road block after leaving work (playing music in a bar.) He was honest and said he'd been drinking, even though he waited for a while and had not had that much to drink. He blew .07 over the legal limit. He went to jail for 14 hours. We paid a lot of money and got the charge dropped to reckless driving. This was six months ago and our insurance premium has only gone down (good grades and homeowner's insurance with same company.) We are afraid to ask the insurance company for fear that they might not know. 1. Will that info get sent to them automatically? 2. Is there danger that our bill will go up if we speak to them about it? 3. What percentage might the bill go up once they do find out? We are looking to buy a new car soon, so we can't avoid speaking to the insurance company about it forever!""
Is there any website I can use to get cheap car insurance?
I've been using Auto Trader insurance comparison and the cheapest I can find is 4,400 ? Yes I'm 18 and I realise it's going to be expensive, but come on ! The cars only 750 ! No way am I paying that much, I will honestly drive without insurance as it's a pure joke to be expected to pay 4,400. I don't believe I should have to pay that much. I only want a car to drive to the Gym and that is honestly all. It's like having to pay 4,400 for the Gym a day !""
""I'm pregnant, without insurance, and desperate, HELP!?""
Just this Monday I found out I was pregnant. Two Clear Blue PREGNANT's, and I was bawling in the Target bathroom. I all ready have two children, both of which are on ALL Kids because my husband didn't want to keep our health insurance last year due to the rising costs (like, it kept going up $100/year, and towards the end, we were paying $500/month). So now I'm pregnant, no health insurance, and pretty much stressing out over it. I will apply for SOBRA Medicaid (something I found on Alabama's Department of Health site) after my doctor's appointment next Wednesday, but if they don't accept me, then I don't know what else to do. Giving my baby away is not an option, neither is abortion. I will love this baby no matter what happens. I just need some reassurance or something to keep myself from stressing out and crying all the time over worrying about money. I totally got screwed over by something called Direct Med and will be calling them tomorrow to try to get my money back. I did that out of desperation and plain stupidity. A little help, please?""
Good low cost medical insurance for a 20 year old female working through a temp service?
I am 20 years old and I have no medical insurance and I really need to go to the dentist and have a check up at my doctor. I haven't been to either in probably 4 years. I am very uneducated on insurance so any help is greatly appreiciated. I want to make sure it's someone that my doctor and dentist will accept. I have a good job but it's a temporary service that doesn't have insurance benifits. Any suggestions?
California Lawyer Malpractice Insurance Requirements?
Does a lawyer in California have to get Malpractice Insurance in order to take clients? For example if a newly admitted lawyer wanted to do a simple will for a family friend, would they have to obtain insurance first or can they take the case, at their own peril, and collect a fee for it?""
Whats the cheapest auto insurance for a 17yearold you have found?
Right now on my parents plan I'm quoted at $215 a month have u found anything cheaper?
Is the jeep wrangler cheap for insurance?
Is the jeep wrangler cheap for insurance?
Help i need cheap auto insurance.?
i have a 2001 pontiac grand prix gt and i am 19 years old and i live at zip code 48726 i need cheap car insurance can you help please
Teens do any of you have any insurance?
Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?
Car Insurance?
Is it possible for two brothers to be under the Named (or Names) Insured list on a car insurance statement or any paper relating to car insurance. Can two brothers be insured together?
Best school to prepare for my life and accident/health insurance licensing exam?
I need to start my 52 hour training to get licensed in California for life, accident and health. Which is the best school to prepare me for the exam? There are so many online, however I want one with a high pass rate.""
How can i get auto insurance? Complicated story.?
Ok so i currently DRIVE a 2005 Mazda 3. When I originally moved to Florida 3 years ago, My good friend, who I moved to florida to live with, so graciously loaned out the car for me. My credit was and still is horrible, so at the time the loan was put solely under his name. Thus, the car is registered in his name. Three months ago, My friend moved to california with his Fiancee and I moved back to where i grew up in pennsylvania. Well long story short, I'm moving back to florida to get in state residency for college. While i was up in PA, Geico cancelled my insurance cause i was out of state for too long i guess. I had insurance with them under a family plan with my friend when we lived together in Florida. So basically the car is registered in Florida, the owner(my friend) lives in California, My credit is to crappy to change the loan into my name or even have me as a cosigner, and I need to somehow get insurance back so i can drive my car back down to florida next month when I move back. Any suggestions at all as to how i can get Insurance, while still having my friend as the only person on the loan/car registration? Again the car is still licensed and registered in florida, where i'm moving. ANY HELP AT ALL IS GREATLY APPRECIATED!!!!!!""
How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""
What personal information can be revealed by a car insurance card?
Friend asked me for a copy of my car insurance card, said he needed it for something but didn't tell me what.""
How much would insurance cost for this car:?
1997-99 Acura Integra 2Door 4 Cylinder Any Color (red unlikely). I plan on buying an integra I just want cheap insurance ;p
Im 16 and need car title and insurance advise?
I was wondering if it would be better to put my car in my name or my parents name. I have a 1998 toyota corolla and I was also wondering about a rough estimate for a new 16 yr old drivers insurance rates
Can I get money back if I cancel my car insurance?
I share a car with my mum but she doesn't allow me to use it, so I figure it would be best to cancel my insurance policy if I get some money back. I only need a car to get home from work on a Thursday night but I have asked my boss if I can do an earlier shift so I can get a bus. He is letting me know if I can do this by the end of next week but in the meantime I would just like to know if it's worth cancelling. The policy runs out in April, I live in the UK and I'm with Zurich if that helps.""
How would you fix health care in the US?
I feel good and bad about this law. I'm conservative. I don't entirely agree with the law. But it's good that people are able to get on an affordable insurance plan if they have a pre-existing condition rather than being left out to die. But what about the people who are getting kicked off insurance plans and now have to pay even higher rates than they already were? I get a subsidy for my plan. I don't feel like I deserve it. I saw a lady on the news who had cancer and couldn't get insurance. I feel like she is the one who deserves a subsidy so she can get a plan. How do you feel about this law? And what happens if a Republican gets into office or they control the legislative branch in 2014 and repeal the law? Then what?
Can my brother use my bank account to pay for his car insurance.?
My brother doesn't have a bank account and he needs to pay his car insurance using direct debit. can he use my bank account? Would it matter if it was my name on the account? also, If he had a crash would costs come from my account? I hope somebody can help.""
Which is a better career..A realtor or A insurance agent ??
what the average income of a insurance agent?? who makes more money??
Best cheap auto insurance?
So i'm getting ready to buy my first car on a budget of $1,200, so i want to go as cheap as possible.All i want is liability insurance,basically the bare minimum of what the law will alow me to carry.I am 20 yrs old,just now getting my license,been driving with a learner's permit for the last 2 1/2 yrs. In that time i had one violation,it was a ticket for driving with a broken headlight.I am female,btw.So anyways,what'sa good cut rate insurance company?""
17 year old car insurance help?!? Modification!?
Just got a Nissan micra 1.2 10 year old, insurance quotes cheapest is 2700 with a parent as a named driver, how can I get this Down and I wanted to add some mods""
Cheapest Vans to insure?
Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""
Lusby Maryland Cheap car insurance quotes zip 20657
Lusby Maryland Cheap car insurance quotes zip 20657
How much does a new car affect your insurance?
my insurance stands right now at like 150$ a month, i have my N. my car right now is way old and want a new one. i want to buy a classic - 2002 mustang convertable, i want it to be an older model but newly built, will that increase my insurance alot like if i had a 2009 car or not bad. an example of what id want it look like is this : http://www.netcarshow.com/ford/2002-mustang_gt_convertible/800x600/wallpaper_02.htm""
Can you insure two people separately on the same car?
My girlfriend is doing her lessons and driving to work and having her own car would cost more than it does to get the bus with price of parking, and I don't want to put her on my insurance so would she be able to insure her self on my car as well on a different policy?""
Can you buy health insurance in California if you don't have a Social Security number?
It seems like in the USA, you can't do anything without a social security number... Can you buy health insurance in California if you don't have a Social Security number? If yes, please let me know where/how? I won't be able to get a social security number for another 6 months or so... Thanks in advance!""
Does anyone know of any good health insurance for newborns and children in southern california?
I need to get my 2 month old health insurance and there are just too many. I would like to know if anybody has health insurance for their kids and is happy with it.
Dental Insurance question?
On my dental insurance card, I have a primary care dentist listed on it. Does this mean that I must go to this dentist in order to have the insurance pay for my appointments or can I go to any dentist that accepts my insurance without having to switch my primary care dentist and still receive the insurance benefits? Will the insurance cover less if I don't go to the primary care dentist? Thanks!""
Can I cancel my Life Insurance policy with Northwestern Mutual?
Hi I was just wondering if I could cancel my life insurance with Northwestern Mutual just cause I can no longer afford it. Even if they try to reduce it I just can't afford it. Do you know if cancelling the life Insurance is easy?
Is it true you dont need a license or insurance to drive a scooter?
Im interested in buying a scooter because i have heard you dont need a license or insurance to drive one. I need a way to get to work easier (right now i take the bus) and i cant afford any kind of insurance right now. I dont have a car and i dont have a drivers license. Plus from what i have seen scooters are way cheaper then cars. why dont you need a license for a scooter and what is the difference between a scooter and a moped? I think i read you DO need a license for a moped but not a scooter.
Good insurance companies for 17 year old passed my test!!?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""
How do pilot insure themselves in the USA?
Is that covered by the owner of the airplane or do they need to have their own personal insurance?
Is your insurance affected by a traffic misdemeanor in california?
So I got a ticket today and got in trouble for two things 1) Expired registration sticker (I had a 2010 registration sticker, I was just lazy and forgot to put it on) 2) I don't have my year yet, but I still had two other passengers in my car. Apparently you can only take passengers under 21 years old in your car after you've had your license for a year. Anyways, my dad is really pissed about insurance rates or something. Do they go up for the ticket I just described? On the ticket, it said the only non-correctable traffic violation was the two underage passengers in the car.""
Insurance.?
Does anyone know how much SR-22 Insurance Costs?
""Florida law - Florida license, no car, so no insurance?
If someone with a Fl driver's license who doesn't have a car so doesn't have car insurance is involved in a car accident while driving someone else's car. Does the car owner's insurance cover the uninsured driver?
How much does car insurance cost?
I am 17 years old and looking to get a car immidiately, althought I've only had my G2 for a week. I'm looking to buy a 2door Pontiac sunfire, anywhere from 1998-2002. My dad is a single parent, with one vehicle, and a perfect driving record. How would me and my dad go about to find thr cheapest insurance possible? Would I be the primary driver on the car? How much does teen insurance under a parents insurance usually cost per month and year? THANK YOU! EASY BEST ANSWER GETS 10 :)""
Is there any affordable Car Insurance for 16 year olds?
PLEASE READ: The problem is this. I'm 16 years old, and I really would like to own a car. But the problem is this. When your 16 and you first get insurance, it is super expensive. I have a brother the same age who would also like a car. But I have a single mother. If we have 3 cars and 3 people on one policy, that means it will cost over 10,000 dollars. I know I have to take a defensive drivers course to get 10% off, and I should get honor roll (But that'ss too hard). I've suggested that we get minimal coverage, but my moms the kind of person who thinks she has to pay a lot of money to be covered. Because she won't take minimal coverage, Now I can't have a car. What is the name of a car insurance company that is very affordable but does not make you go on minimal coverage to afford it? If you want, you can tell me what it cost you so I get a best estimate. Thanks.""
What is the best rated auto insurance in California and why?
I'm having trouble finding ratings by people regarding their auto/home insurance. I'm located in Southern California. I don't mind paying a premium for better coverage.
How much does accutane cost without insurance?
Im planning on possibly going on accutane by january if my skin doesnt clear up.... i will buy the cheapest generic accutane i can find, But how much will it cost for bloodwork, dermatologist visits, the pills, etc...etc... i herd it could be pricy but personally i dont care i just want to get rid of this 5 year long acne.....""
Health insurance for 18 year olds?
im 17 turning 18 in may and im wanting to know what are some affordable or good health insurance for an 18 year old
What is a typical range of costs for teen auto insurance?
I have to say - this field is RIPE for a good consumer survey that gives some general ranges of insurance by state or region. Nearly everything online - (correction - EVERYthing) on line links to get quotes from insurers (commercial sites) . Fine, but suppose a kid is in the early stages of learning about cars and parents are new to the kid driver insurance game and they just want to get a feel for ranges of prices based on region, car type, first time driver, male/female, etc. Let's assume a modest new car in the $25,000 new range and a responsible kid with middle income family - good insurance history. The new driver is added to current parent policies. Is the range $1000 to $3000? Or narrower ... $1500 - $2500.""
Who thinks the health insurance waivers means that companies don't have to provide health insurance?
You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/10/truth-about-health-care-waivers The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.""
Has anyone bought car insurance that deals with people who have points?
I am 20 years old turnin 21 next year march. And I got 6 points in january. Now its impossible for me to get car insurance on my ford fiesta 1.3 2002 plate, they are askin me to pay 6000 pound for insurance. I was woundering if there are any car insurance companys that deal with people that have points?""
About a car insurance..?
I've just got an instruction permit and wanna take a spin for the first time. But I'm concerned if it's ok to drive a car without my own insurance. The car is my mom's and I'm not sure the car itself is insured or she is.
How much is motor trade insurance?
I know this is a bit of a vague question! I am 26, clean license, 1 years no claims and would be working from home buying and selling 5000-10000 cars. Any ideas or how much do you pay if your in the trade yourself? Cheers.""
Anyone have/had Sameday Insurance?
I have Geico and thinking of switching to Sameday Insurance. I was wondering if anyone can give me reviews about them. They are offering a very affordable quote for a premium coverage.
I want to name my new insurance company?
i want to name my new insurance company
How much does motorcycle insurance typically cost in Ontario?
I'm a student and I can't afford to keep a car, with the gas and insurance costs, and a car is expensive. But a motorcycle I can afford for the warmer months. All i don't know is insurance prices, so how much is it usually around?""
Lusby Maryland Cheap car insurance quotes zip 20657
Lusby Maryland Cheap car insurance quotes zip 20657
""Where can I find an affordable therapist in Orange County, CA w/no health insurance?""
I'm looking for a therapist in Orange County, California for depression and severe anxiety issues, but I have no health insurance. Can anybody help me figure out who I should talk to/where should I look to get affordable therapy?""
I want to start a health insurance company how would I go about doing that?
I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""
Would a 1.4 honda civic be an ideal car for a new driver?
17 year old. Male. Would it be wise getting a 1.4 civic say 1999 plate for a first car?
I have allstate insurance right now and im paying way too much anybody know a good cheap insurance company?
I have allstate insurance right now and im paying way too much anybody know a good cheap insurance company
""I had full coverage auto insurance, my policy lapsed for 2 days & during that time I had an accident am I cov?
The Insurance company is Coast Insurance in California. The accident happened during the 2 day lapse period. I have been with the company for approx 10yrs
Totally outrageous car insurance quote?
I had some issues paying my car insurance and it was cancelled. I called by ins company today to renew it. They told me they couldn't renew my policy but they have a buddy company that can give me an insurance policy. So they get all my info and they quoted me 730 dollars a month! I understand I have bad driving history and I let my insurance get cancelled, but that doesn't seem right at all, I was paying 100 dollars a month before. That doesn't even seem like a real number to charge someone for car insurance, it's more than I pay for rent!""
How does life insurance for a baby work?
I am a teen mom. I am keeping my baby (please no rude comments, just answer the question.) I don't know how life insurance works though. And I don't know if I qualify for Medicare because my mother has a high income, but I on the other hand am not working, or making any kind of income. Please inform me on how I would get life insurance for my baby!""
What are the benefits of Antique Car Insurance?
Or Collectible Car Insurance, whatever you want to call it. And is it cheaper than typical insurance? (Though I doubt it)""
What is the cost of insurance when renting a car in USA?
Hello, I want to rent a car. I do not own a car and nor the insurance. I want to know how much I have to pay for the insurance cost. I am above 25yrs of age. Thanks.""
Anyone know a cheap Health Insurance Cover for myself?
Im single, 27 years old and living in Victoria/Melbourne""
How much is motorcycle insurance per month on average?
The kicker: I'm only 18 and will be on my own policy, not my parents. I am at the top of my class, no tickets or anything, etc. (if any of that helps).""
What's the best insurance option for a private car collector?
What's the best insurance option for a private car collector?
How much is MOTORCYCLE INSURANCE?????
I am 23. I want to get a sports motorcycle. How much will my insurance be?
What type of bike have the cheapest insurance?
Obviously a Harleys insurance is going to be huge, but what would be cheaper a 125cc supermoto, a 125cc naked bike or a 125cc sports bike? Also what make of bike would be cheapest like yamaha or Suzuki, but none of the Chinese crap""
Does the mazda 3 have high insurance costs?
just wondering if it would be in the sports car range or the sedan range?
How do i get an insurance quote?
Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)""
Health Insurance?
I've recently changed jobs. The job that I have right now doesn't offer insurance at the moment. While looking for affordable health insurance I got injured playing soccer (I was diagnosed with torn ACL). Any idea what shoud I do now? According to the doctor the surgery can wait few months. Should I hide my injury from the insurance company and get the insurance, then after some time fix my knee etc? Please help.""
Does any one knows if a time requirement exist that you have to notify your car insurance co. if you're hit?
My car was hit in a parking lot. the other driver told me to get an estimate for the damages and he will write a check. if the cost is too high, his insurance co will pay. do I have to tell mey insureance co. about this? is there a minimum time that I have to tell my insureance co? thank you.""
Car insurance for teen?
My dad says that by me getting my permit(haven't got yet) his insurance deductable will go from 200$ to 500$. I need help with finding a popular insurance company that has low-cost coverage for teenage drivers.
How much should car insurance cost?
i am 17 and live in London. i have just passed my driving test and i'm looking for a car and insurance. i am not bothered about how bad the car is but i can't find insurance anywhere which i can afford. does anyone have advice?
""What is the MAX for pain and suffering, coverd by insurance companies in CA?""
What I'm trying find out is what is the max, and what is fair, and what is likely, to get from a car accident? IF you know someone that knows forward this to them please!! I have over $10K in Medical and another 10K for missed work, plus I'm still not back to 80% moreover, am still in pain 90% of the day and night, 18 months later. So that is that worth?? If you asked me its millions, but I was told $35,000 was the max the insurance company will cover. Which is all the lawyer will really go after, right?? The insurance is offering to pay out 35K now, what do I do!! I could hire a lawyer, but would I get any more! I think not!! Moreover I would net less; after the lawyer takes their 30% and expenses, right?? What should I do and how to do it?""
Cheapest car insurance for 1.4L Polo - 17 years old.?
i have a 2001 Volkswagen Polo 1.4 Automatic i cant get any automatic small engine cars, the smallest is 1.4L, theres the 1.0L auto Vauxhall Corsa - but i don't want that, everyone has it. What company does the cheapest insurance? Quinn Direct have gone bust. UK""
Can you have be under two car insurance companies at once?
My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?""
I just got an expired registration and no insurance ticket.?
I just found out my registration expired back in Oct of 2008. I don't pay insurance because it is a scam, they don't help you when you need it, and they hike your rates when you claim something even though that is what you pay them for in the 1st place. But I had 2 stickers on my car. One that said November 11. and one that said October 08. So I thought that the newest sticker meant that is when the experation was. But the officer said November is the 11th. I am like yes, but why would they write the number down when you can read it right there? That means 2011. On top of this, I never got a notice from my dmv. so now I have to go to court over this miss undestanding and I can't help but feel I just got cheated by the police and the DMV because they failed to properly lable their sticker and failed to give me a notice. I checked my tags just a month ago in fact which is why I knew it expired in 2011 but the officer just refuses to see it as a miss understanding. Is there a legal service I can go through to get this ticket written off as a zero considering the fact I pretty much just got screwed due to the way the laws don't actually protect the innocent?""
If i get insurance for a car that is registered to my father can I get plates from DMV?
If i get insurance for a car that is registered to my father can I get plates from DMV?
Lusby Maryland Cheap car insurance quotes zip 20657
Lusby Maryland Cheap car insurance quotes zip 20657
How much is home insurance for a log cabin in North Georgia?
I'm interested in purchashing a log cabin in the North Georgia mountains. How much would home insurance cost if the home is approximately $160,000?""
Is your insurance affected by a traffic misdemeanor in california?
So I got a ticket today and got in trouble for two things 1) Expired registration sticker (I had a 2010 registration sticker, I was just lazy and forgot to put it on) 2) I don't have my year yet, but I still had two other passengers in my car. Apparently you can only take passengers under 21 years old in your car after you've had your license for a year. Anyways, my dad is really pissed about insurance rates or something. Do they go up for the ticket I just described? On the ticket, it said the only non-correctable traffic violation was the two underage passengers in the car.""
How much is a g35 coupe insurance?
I am a 17 male and am about to buy a 2004 g35 and was wondering how much insurance was. I have a clean slate, no accidents or tickets. I have farmers insurance and was wondering how much my monthly insurance would be roughly? I have a good gpa of above 3.0 so doesn't that give me a discount?""
Maternity leave- short term disability insurance?
Is there a private company that offers short-term disability pay? I am not pregnant, but I plan on getting pregnant within the next year. My employer does not offer short-term disability, and the only company I have found that offers STD coverage is Aflac. With Aflac, it HAS to go through the employer, and my employer said no. Does anyone know of any way to get private coverage through any insurance company for maternity leave if your boss is a douchebag?""
What does health insurance cover?
i recently turned 18 and am in need of Knee surgury. if i got health insurance right now, would it cover the surgury? or would it be like trying to get a totaled car insured? if insurance doesn't cover it, what should i do? i live in NJ.""
What is the best car in group 16 insurance?
I have been offered a company car at work and can go up to group 16 insurance. I do a lot of miles but would like a sporty responsive feel. Thinking about a Cooper S or dare I say it one of the pokey diesels..! Any suggestions.....?
What is the cheapest car insurance in Ohio?
What is the cheapest car insurance in Ohio?
How can you find out how much your car was when it was new?
My insurance company needs to know how much my car cost when it was brand new so they can give me coverage quotes. I did not buy it new, and it is a 1999. Anyone know the best way to find this out? It is a Chevy Silverado 4500 extended cab. Thanks!""
Auto insurance what gender is cheaper to insure?
Hello everyone well i have a question regarding auto insurance me and my wife are considered new drivers now its been awhile since we had a policy i realise women typically get better rates however will she get a much better rate or just slightly better i am 42 and she is 28 and we both have good driving records
Health insurance?
i need health insurance that is affordable to me. i am willing to spend 30-100 dollars a month. i just basically want something to cover my dental and doctor . it can be network far as i car i dont really need ppo. i also want it to cover some of my presciption.
How am i meant to afford car insurance?
OK, Im working at island, earning minimum wage. Im at uni and Ive got to pay out 330 every term to pay my train ticket. Lucky Im staying at home so I dont have any rent. Nor am I going out drink anymore. Im looking to buy a car, to get around, get to work easier etc. How I cant see any way for me to afford this. My parents wont help, saying no one helped them. This is understandable as they are keeping me for free, although i clean the house as rent. Im just wondering if anyone knows anyway I can get insurance cheaper (I have pass plus). I just dont really want to get a loan for a car and insurance.""
Insurance for a 1994 camaro?
I am 16 and have had my liscnse for almost 7 months now and have had no accidents. I want to buy a 1994 camaro but not sure what insurance will be. It is a v6 3.4L. About how much will insurance cost me? What about if the car is under my parents name?
Insurance in Queens?
I live in Queens, New York (I'm 27). I have a Toyota Camry 1997. I only have liability insurance but for some reason I pay ridiculous insurance - I pay around $330 a month (have ...show more""
Where to get updated car insurance papers?
ok so i had no idea about the expiration date on the insurance papers. how do i get updated papers that i can put in the car.
How to get low mileage discount from Progressive auto insurance?
I know that many companies will give a huge discount on your automotive insurance premiums if you supply them with proof that you drive far fewer miles than average. I understand that the best way to do this would be to mail a copy of recent vehicle inspections so that they can officially see the low mileage driven over time. However, Progressive does not mention anything, anywhere about low mileage discounts. I have been told you have to ask for this, or else you would never know it is possible. Does anyone have any knowledge, advice, tips, etc regarding this? Furthermore, does anyone know how you would go about this specifically with Progressive?""
Car insurance from another country?
is it legal or can it be done..? if i live in the UK can i join a French / German / Spanish car insurance firm in there own country's,and still drive on British roads? im sick to death of paying over the odds prices in this corrupt country its a joke . been driving for 12 years with no claims and they still want 1.500 for a 1.3 brava. so is it my human right to choose one from another country..?? bit like the woman landlord ordering the football from another country cheers""
best insurance provider for a learner driver?
im a 17 years old what is the best insurance provider
How to apply for a government health insurance?
my friend is on a student visa and she is to stay here for 8 months. She wants to apply for a health insurance just in case anything happens to her stay here in California. What are the steps to apply? is there a certain website where she can look for it? Does it include the medical, dental and visual insurance too? thanks""
18 year-old female in Florida (Manatee/Sarasota area) looking for car insurance.?
I am looking for inexpensive car insurance for a 2007 Scion tC. I have had no tickets nor accidents in the two years that I have had my license. Oh and I will be 19 in two months. Any help will be appreciated.
Do i have to make a down payment on my car insurance?
i am buying my first car at the age of 18. i want to go on my moms insurance policy with the car in her name. i will pay for it myself though. from what i know, this should be cheaper if the car is known to be hers with me as a driver. when i add this car to her policy, will i have to make a down payment?""
Would it really cost me a lot more insurance?
I have a 93 camry and I'm trying to look for a new car to replace it. I asked my insurance company about the cost of insurance for a 2009 honda civic EX sedan 4 door and it was 536 every 6 months. Researched that car more to find out it was in an accident so scratched that car out of the picture. I found a 2007 honda civic EX coupe 2 door and no accidents and i see nothing wrong with it. They are both EX but the coupe is older. Would the insurance be much of a difference?
Im 19 and look for a cheap car with some power but quotes below 900?
im 19 year old i got my full licence for 2 years now and im looking to buy a car a cheap second hand one any would be good to be honest just need it to be 1. big so people can fit in comfortably 2. reliable 3. good mpg 4. not ugly 5. 1 litre - 1.4litre 6. and ermm it must be a car nice to drive and can go on motorways without struggling thanks i was thinking about a vw polo or a vw golf but im not sure if they would be cheap on insurance thanks :)
How much might insurance cost for an 18 year old for a middleweight cruiser?
I would like to buy a cruiser but am not sure if the insurance is too expensive.
Should I get mortgage life and disability insurance?
I just bought a house on my own and the bank is asking me if I want to get mortgage life and disability insurance. I've got life insurance through work (plus separate life insurance on my own) and disability insurance through work which is at 75% of my pay after 4 months. The mortgage and disability insurance is $47/ month. Do most people get additional insurance on the mortgage? I don't have any kids, husband, parents or siblings living in the same country (they're in Europe).""
What is the best Car insurance?
I'm a 16 year old student and i've noticed that car insurance is very expensive. Whats the cheapest insurance i can get, that covers a lot of situations?""
Lusby Maryland Cheap car insurance quotes zip 20657
Lusby Maryland Cheap car insurance quotes zip 20657
https://www.linkedin.com/pulse/best-quotes-insurance-tyler-stewart/"
0 notes
Text
Arlington Virginia Cheap car insurance quotes zip 22243
"Arlington Virginia Cheap car insurance quotes zip 22243
Arlington Virginia Cheap car insurance quotes zip 22243
BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr
RELATED QUESTIONS:
Is car insurance similar in USA to uk ?
It's hard to get insured in a remotely quick car in England if ur 20 is it the same in America?
About how much will my insurance be?
My son is going to be 16 and I was wondering how much my insurance will go up to if I get him a used Chevy silverado from within the last five years.
How bad would a 2006 nissan altima be on insurance for an 18 year old?
I'm on my moms policy right now as the primary driver of a 20 year old sports car and it costs 900 a month. I used to be the primary driver of a small 2002 kia rio sedan and it cost about 700 a month. How much will it be if i am now the primary driver of a 2006 nissan altima? Also how much would the insurance for the actual car be? My mom drives an 06 taurus and she pays 800 so i'm guessing around that price?
What is the best health insurance for the self employed? (and cheapest)?
What is the best health insurance for the self employed? (and cheapest)?
Why do we expect employers to provide health insurance? Why not get your own?
The republicans want to repeal the Patient Protection and Affordable Care Act, what are they offering as an alternate given that half the population does not have health insurance.""
""Car Insurance costs for a 17 year old in Las Vegas, Nevada?""
I will be getting my license early next year and I will be 17 years old. I am a male, and I get decent grades. Usually alway's A's and B's, maybe one C. I plan on getting an SUV, particularly a 1999 Ford Explorer with over 100,000 miles from my uncle. What would your estimate on insurance costs be? How do I apply my good grades to my insurance policy? Would it be cheaper to go on my parents account? Thank you, Damon Reis""
Cars that have cheap insurance?
im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?""
How much will my car insurance be?
I can't drive, YET! I really want to learn, buy myself a Renault Clio. But.. I'm worried about car insurance! I heard you can buy insurance with a provisional licence to make it cheaper; how does this work? I'm 20. Female. Assistant teacher. Living in London. Id love a little Renault Clio, just scared of costs. THANKS!""
Is there an affordable health insurance plan for someone who doesn't make a lot of money?
I'm 23 and I work 2 jobs. I go to school part time. After I pay all my bills I don't have much money left.
First time buying car insurance?
I'm looking to go on my own Car insurance plan, Unfortunately I have no idea what a decent plan should cover. So what're the basic's that I should add to my plan?""
What is the legal cost of a ticket for not having any car insurance in the state of ala?
What is the legal cost of a ticket for not having any car insurance in the state of ala?
""I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""
I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""
Change car insurance name and registration?
My car is registered under someone elses but I've been m aking the car payments since the beginning... I just got car insurance myself with no help from her(my friend) but the policy is in her name but I'm down as a driver... Is there anyway that I can be the policy holder eventhough its not in my name.. also I plan on moving but taking the car I still have quite a few more payments but I dont want to leave with the car not registered to me is the anyway I can get the car in my name and still pay it off
What is the best car insurance company in North Carolina?
Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad's and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I'm going to have to do this soon, might as well do it now and learn more responsibility. My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn't want me to go anywhere else because she think NC insurance is crap. I like that MetLife gives me what I need but I'm not paying more than I have to in insurance. Sorry Mom. So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance. Here are my only two liabilities in my driving history: 1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition. 2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.) Any experiences? I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there's got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it's true) Thank you!""
Is there anyone in california that helps people with claiming insurance from the other party's insurance compa?
My wife and I were crossing the street in San Francisco when we were run down by a cab. Police report says cab driver is at fault. Problem is we're about to head back to our country (we're tourists) and need help settling obligations with the hospital by claiming damages from the cab company's insurance company. While we're back in our own country. Is there an office that assists foreigners with claiming?
Car insurance n registration?
i had just bought a used car n i was wonderin to get the car registered do u need the insurance first or is the other way around??? help i dont want to go into the dmv not knowin
How much would an 1996 Acura Integra GSR 2door insurance cost for me?
Im 19 years old, in college living in Los Angeles and i want to buy a GSR Integra. And i want to know Approximately how much Insurance would cost for me? ...Thanks.""
Cheapest insurance?
what is the cheapest car insurance in Hamilton Ontario Canada if i was 19 years old and i got the g2 3 moths ago?
What is the best type of renters insurance available in California?
I want to get renters insurance in California, any good affordable ones available? I noticed nationwide and statefarm are not available here. I am using Geico for car insurance. TIA!""
How do i get car insurance if i dont have a car???
i want to finance a car but i cant do that without insurance, how do i get insurance without a car?""
Cheapest insurance company for teenage boys?
im a teenage boy in new jersey whos about to get my license, im looking into getting my own insurance but im not sure which company to choose. ill be getting a brand new car and my grades are good, so does anyone have an idea how much itll cost me annually?""
If I live with my mother and my father is buying me a car will his insurance cover me?
My parents are divorced and my mother has custody of me. My mom's boyfriend bought my older brother's car. So my dad said he'll buy mine. Will his insurance cover me since I live with my mother? Or will I have to pay the insurance to my dad and pay insurance to my mom since I live with her? So basically I would be paying them both for insurance according to my mother. The car will be in my dad's name.
""Can I drive without insurance, if the car itself is insured?""
It's my dad's car. The car is insured but i am not, as in. I use to be on the same policy as my dad, but now i am off of it due to money problems. But the car I drive is insured under my dad. Is it legal to drive it? (CA)""
Is minimum coverage car insurance the same as an SR22?
In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""
Dental insurance and plans?
i live near houghton lake michigan, and i need to see a dentist badly!! i lost my dental coverage when i turned 21, and because of my age change, i am no longer able to get free dental coverage through my state. i have 3 children all under the age of 4 that need me, and because of the pain im experiencing it is extremely difficult for me to take care of them!!! i have 5 cavities, and 2 impacted wisdom teeth. i brush every day, but i keep getting problems with my teeth. i am on a very tight budget, and cannot afford to pay out of pocket fees to go to a dentist. does anybody know of affordable plans or insurance? or if anyone is familier with the area that knows of a dentist that accepts sliding fees? any help would be awesome! thanks in advance.""
Arlington Virginia Cheap car insurance quotes zip 22243
Arlington Virginia Cheap car insurance quotes zip 22243
Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I ...show more""
What is the cheaptest car insurance company in Maryland.?
I am living in college park md, i am a college student who recently got my driver license, which car insurance company is the cheapest in Maryland.""
How does car insurance work?
I got my driver's license last January when I turned 16. Our family only drives one car. My dad has insurance for our car under his name. Do I need insurance under MY name to drive the car too?
What are some affordable health insurance plans?
Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?""
What's the average cost for adding a teen to auto insurance who've completed drivers ed?
I got my license this past Thursday, and I'm waiting on my dad to add my to his insurance (State Farm) So I can begin driving my car. It seems like he's procrastinating;UGH! Anyways, How much do you think it will be? & don't I get a discount if I've completed drivers ed? another question do I have to pay like this huge first time fee? or do I just pay like what i'll be paying monthly?""
Can anybody Reccomend a good online insurance company for a Cagiva Mito 125?
I have been looking around for a low insurance rate for my Cagiva Mito 125 Motorbike, does any Mito owners know of a good insurer for that bike and how much did you pay?""
Car insurance for a 17 year old male?
Hi guys just want a little bit of help or some advice from people who have been in my situation. I have currently just passed my driving test on the 04/01/2013 and I am now looking to get insured. I understand that insurance is unbelievably high. I am 18 in February 3rd and the the car I have is a 2009 Renault Twingo freeway 1.2, this car is not very fast and roughly around 3000. I have been quoted 2000 at the moment which I understand is okay but any tips, tricks or good insurance please help! also to add I dont mind being insured with a blackbox or whatever their called but may drive past 11pm on the odd day out of the week. Thank you""
What is affordable insurance for nasal fracture (nose broken) in Texas?
i'm looking for insurance that cover foe nasal fracture that i can affort..I live in Texas .. i look for the cost for the doctor, and it is too much to pay put of my pocket without insurance""
How much is car insurance for a teen?
i was wounding how much does car insurance cost for a 16teenyr old. can some one tell me and if ur just going to bullshit don't answer please just give me a number i don't want to hear 'its alot' and im about to buy a chrysler 300
""What is the cheapest car insurance place in the Farmington, New Mexico area?""
I've tried Farmers insurance and Geico. Both places quoted around $240-$280 every 6 months (or monthly payments). I did an online quote at Progressive and got a quote for around $180.00 (which was much cheaper). But I don't know if I filled the information out right? Oh btw, I'm trying to insure my 1995 Ford F-150 pickup. The insurance seems much more expensive on this vehicle than with other cars in my family.""
Is there an insurance that will insure me and not my car?
my friend had an insurance that insured just him for any car he was driving idk what it was called but it was only for ohio residents anyway(im in pa) ....how would it work?
Getting life insurance for my grandparents?
My grandparents are in their seventies - early eighties. Financially, they are having a tough time and do not have life insurance. As their grand-daughter, I would like to establish a policy that will be just enough to cover their final expenses. They live in the state of Missouri and I live in Minnesota. Would I be able to get a policy for them? What types of policy should I look at --term or whole life? What are your recommendations for insurance companies?""
Do I pay the excess on my car insurance when a claim is made against me?
I know that I have to pay when I make a claim on my car insurance, but im not sure if when someone makes a claim against me if I have to pay the excess in that instance?""
What are the best cars for insurance?
i am a 17 year old male living in the u.k. so far the best car i have found is a 1978 austin morris mini. insurance is 1600. btw, cars like saxo's and corsa's are around 2500 for me. basically, does anyone have any ideas for cars. i have already looked at putting my mum as a named driver, but it does not make much of a difference. any help would be brilliant, thanks""
Car insurance questions?
I was parked in front of my house and a lady came along and hit my car totalling it by the looks. I think I just signed up for basic insurance. Because she hit my parked car, is the towing and cost for keeping my car covered on my insurance or hers? And also don't know if I can get a car rental at all? And I was also wondering if the car is totalled will they pay me to get a new car? Or just pay me some money back for the car? It says under collision actual cash value. Thanks for any answers because I can not figure out what I have on this paper or if it goes on hers!""
What is the cheapest online car insurance where no deposit is paid? Morethan is no good. (UK)?
What is the cheapest online car insurance where no deposit is paid? Morethan is no good. (UK)?
""Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?""
Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?""
Do Different Car Insurance Companies Really Have Different Rates?
I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?""
""Life, auto, and home insurance questions?""
The type of life insurance often used as mortgage insurance is: A. decreasing term. B. universal life. C. whole life. D. homeowners insurance. Expensive jewelry is usually insured by a(n): A. umbrella policy. B. replacement cost rider. C. policy floater. D. named-perils policy. The U.S. Congress added disability insurance to the Social Security Act in 19____. A. 35 B. 54 C. 65 D. 72 This type of auto insurance coverage would help pay your medical expenses, if you were injured by a hit-and-run driver. A. Uninsured motorist protection B. Comprehensive coverage C. Medical payments D. Collision insurance As a rule of thumb, experts say that most married people should carry ______ times their net pay in life insurance coverage. A. 2 B. 3 C. 4 D. 5""
What is the best begeners motercycle in Canada insurance and operating cost wise.?
Are cruisers cheaper to insure then sports motorcycle for the same displacement engines? And what are some good models in the market? Thankyou
Can I take my car to get repaired anywhere even if my insurance says no?
I got my window broken when someone broke into my car and I had an appt at the dealership where I bought to the car to get it repaired ASAP (and was going to) but my insurance nixed the idea. They said they wouldnt pay a dime if I did that. I HAVE to go to their suggested business. Now I have to drive to and from work with a taped up window for 2 more days till THEIR guy can fit me in. Is this legal??? It seems so unfair. BTW- I have Mercury auto insurance and I live in California.
Put my 17 yr son on insurance for '85 vette?
Is it possible to put my 17 year old son on the insurance for my 85 corvette? God blessed
""Where can I find affordable health insurance in Tucson, AZ?""
Anyone have any suggestions on inexpensive healthcare. I am disabled and we survive on my wife's income. Our current health insurance premiums are $1150.00 per month (it goes up about $150 per year). We are at our breaking point because we are soon going to have to decide what to cut from our budget (the house, food or health insurance). Because I am disabled no one will insure me. The insurance we have now we had before I became disabled so they can't kick me out. I'm afraid that if we don't have insurance something could happen to me, my wife or kids that would require a hospital visit and could run in the thousands or tens of thousands. I don't want to have to go bankrupt because I couldn't afford to have coverage. I had a stay in the hospital two years ago and the total bill was $60,000.00. the insurance covered all but $3000.00. If anyone has any suggestions I would appreciate it.""
What is the cheapest car insurance company right now!!!?
What is the cheapest car insurance company right now!!!?
How can I report my neighbors for not having car insurance?
How can I report my neighbors for not having car insurance? My neighbors were both laid off from their jobs about three months ago. Earlier last week one confided in me that they were unable to pay for their car insurance and that they didn't know what they were going to do. I didn't take action then, because they were not working and rarely took their car out. However, the husband recently found employment and he has been driving the car EVERY DAY for the past week. They are nice people and we get along great, so it pains me that I have to do this. Who can I report this to? Should I just call the police station? Is there a way for me to verify that they were unable to pay for their car insurance (they were way behind in bills, so I doubt they covered it)""
Arlington Virginia Cheap car insurance quotes zip 22243
Arlington Virginia Cheap car insurance quotes zip 22243
How much insurance is on a 2002 mustang gt on a 55 year old male?
How much insurance is on a 2002 mustang gt on a 55 year old male?
""If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?""
how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?""
How much is New driver insurance for an 1988 chevy sprint?
How much is New driver insurance for an 1988 chevy sprint?
Insurance Coverage Driving Another Persons Car?
Suppose you had to drive another persons car because they were incapacitated, etc. If you got into an accident with them in the car - but you driving, would the car still be covered under insurance?""
California low income health care aid?
just 18, college student, family currently on medi-cal am i still covered? is it until age 21? what are the ones that allow parental coverage until age 26? what changes will occur to the california healthy families and medi-cal programs with Obamacare? recently received letter putting me in emergency coverage only what does this mean to me and what i am covered for?""
Is it possible to obtain a learner's permit without having my parents' insurance rates go up?
I am a 16 year old in NY and my parents do not want me to obtain a learner's permit because they are afraid that their insurance rates will go up and they cannot afford it now. Now, a friend told me that I could go to the NY DMV without my parents and get a learner's permit. Is this possible? I would like a learner's permit not only for the ability to drive, but also as a solid form of photo ID (like, instead of a passport). What should I do about this? PS. My parents won't be convinced.""
Is it worth having private medical insurance if your in your 30s and healthy?
Is it worth having private medical insurance if your in your 30s and healthy?
Insurance on Lotus Elise for 18 or 19 year old?
I want to get a new Lotus Elise when I am 18 or 19, but it really depends how much the insurance will be. I reside on Long Island, NY but when I get the car will be going to school in either Albany, NY or Tallahasse, FL. Some help? Thanks.""
I'm planning on getting affordable coverage for my dog. what would be best recommended?
okay well the question explains most of it. I'm currently doing some research on what company has the most afforable coverage for my dog. But there is so many to chose from: ...show more
Does any one know the fees for not having car insurance?
I got pulled over two days ago. I was driving my cousin's van and it doesn't have insurance. i got a ticket for driving without insurance.
Is Kaiser HMO a good health insurance plan to buy?
Here's the thing. My current doctor told me that he's leaving and he's going to Kaiser. I don't want to lose him so I my only way would be to purchase Kaiser. So if I already know the doctor I want, does that make Kaiser okay? What are the benefits and drawbacks of Kaiser Health?""
Cheap Car Insurance UK?
I have been looking at quotes for a while now and I keep on getting the quotes for around 3,000+, there is no way I am paying that. Before anyone suggests go on your parents insurance or get a provisional not happening, I want my own car on my own insurance 3rd party. Does anyone know any decent places where I can get insurance for 2,500 or less, it would be much appreciated.""
Auto insurance estimate for 5 points?
Hi i have 5 points on my license i live in Baltimore city and drive a 1985 Chevrolet corvette with historic tags insurance with it in my dads name is very cheap even with me as the listed driver but i think my insurance company some how missed that i have 5 points on my license so i am just wondering if anyone has any ball park figures as to what my insurance might be when they see that i have 5 points thanks.
Average Cost of Homeowner's Insurance for a home..?
that is appraised at 169,000 and bought for 166,000?""
How does liability insurance work?
I'm about to buy insurance & I know it's mandatory in te state of Louisiana to at least have liability. But how does it work? & if I let someone borrow my car are they covered?
Can a person get insurance on a car when the tag is in someones name?
can a person get insurance on a car if the tag is in someones elses name?
Will co op car insurance refuse to pay out?
Some idiot smashed into my car and write it off now co op car insurance are wanting a photocopy of the car log book before they send a cheque! Only thing is its technically in my ...show more
What kinds of life insurance should I have?
I'm 30 years old, and my love is 39. I have an AD&D insurance policy from work listing him as the beneficiary. What other insurance should I purchase? We do not have any children. Do not say we're going to hell, or that we are sinners. If you've read the bible and truly believe in it, then you should know about judging others and casting stones.""
Should I accept a $500 settlement from an insurance company for a stiff neck suffered in a car accident?
I was a passenger in a car accident two weeks ago. My only injury is a stiff neck. The insurance company of the at-fault driver has offered me $500 to settle. Should I accept it or fight for more (for example, by threatening to sue)? Should I see a doctor and bill the insurance company for that, even though I wouldn't normally see a doctor for this injury? I'm not really concerned about the seriousness of the injury; the pain will probably go away eventually. I just want to get the amount of money I deserve.""
Do you think car insurance should be mandatory in all of the United States?
I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.
How much will it cost to put a learner driver on my car insurance?
How much will it cost to put a learner driver on my car insurance?
Insurance on Lotus Elise for 18 or 19 year old?
I want to get a new Lotus Elise when I am 18 or 19, but it really depends how much the insurance will be. I reside on Long Island, NY but when I get the car will be going to school in either Albany, NY or Tallahasse, FL. Some help? Thanks.""
Why are pickup trucks so cheap to insure?
i went to go look at a truck that is 10 years newer than my ford explorer. it was a ford f150 even with full coverage its still lower. the insurance for the explorer is nearly $2,000 a year. and the f150 is $1800 a year even with a big powerful V8""
What percent of damage will Infinity Insurance total a car in california?
according to kelly blue book, car is valued at 15,660 for private party sale damages came out to 8,566 that is about 54% in damages i dont want to drive a car that is this damaged, because it wont be as safe, even after repair. if its not quite at their totaling percentage, is there a way i can insist or push the insurance into totaling the car? and would the fact that Infinity is a real cheap insurance effect their percentage to total?""
Can a landlord require me to carry renter's insurance?
I didn't hear about this until after I filled out a rental application. Evidently, I am required to have renter's insurance before I move in. In view of the fact that I have almost nothing of value, renter's insurance seems pointless to me, even if it is cheap. This has been more common in the last few years. Beginning about 10 years ago, landlords started this practice of requiring renter's insurance. IMHO, it's just a way of reducing the insurance costs for the landlord.""
Arlington Virginia Cheap car insurance quotes zip 22243
Arlington Virginia Cheap car insurance quotes zip 22243
How much cheapest car insurance?
the details is correct in this link? http://www.insurancequote4mycar.com/
What is the best motorcycle insurance to purchase?
I have a motorcycle, and I'm looking to find insurance. I took the basic riders course that offers insurance discounts. What is the best and most affordable motorcycle insurance to get? P.S. My car insurance company doesn't offer motorcycle insurance""
How much would insurance cost for a 16 year old?
I want to buy a 1 year old camaro but was wondering how much insurance would cost for a 16 year old male. I need an estimate for the cheapest insurance. Even if the liability is really small.
How Much Is the insurance going to increase?
Today I hit a car :( and although it was minimal damage, he decided to report it. I wanted to know how much is the insurance going to increase. Take in that i'm not in the policy its under my mom's name.""
Will my children from a previous relationship get my husbands insurance?
basically myself and my 2 children were on food and medical assistance and i am now off it, i will be starting to get new insurance through my husbands work and so will our child in common...but i have 2 children from a previous relationship. im not sure if they will need to have my insurance or if they will still qualify for the government medicaid since there father pays child support.""
Question about unemployment Insurance In california?
I have to send my form on the 12 of december. If i dont send it by that time.say about a week later will it be a problem? when is the latest i can send it through the mail? anyone know?
I got a car insurance quote from State Farm that?
is double that of the quotes I got online (from brokers). Is it better to go with State Farm or one of the cut rate insurance companies? I mean in the event of an accident and getting paid. I also rent a lot of cars and will be using the insurance I buy for those. And, not get the insurance that the rental companies over charge for.""
A break in car insurance between my old and new car?
Hi, Tomorrow my current car insurance with my S reg corsa is due to expire at 12:00pm (Noon) now I have decided not to bother renewing this as tomorrow night I am going to buy a new car for which I have already put down a deposit. Now I have been told I cannot insure this new car now as I don't own it yet, but im worried that if my car insurance has a break in it then it will affect me - I currently have 2 years no claims and don't want to loose this - does anyone have any knowledge of what happens in the situation? Also with me not being able to insure the car until i own it, how do i go about getting the car back home from the showroom? Please helpppp""
How could car insurance cost more a month than the value of the car?
Yes I'm under 21, No I don't have a single ticket , or driving violation . How could insurance on a 500 dollar cherokee cost 290$ a month? In two months thats the value of the car! Its BS there has to be a way to get insurance for cheaper than that. Anybody know of any place? And please don't say Classic insurance as all of them you have to be 25 or older.""
What's the best auto insurance?
What kind of insurance do you have? Is it cheap?
Does anyone have Traveler's Auto Insurance?
I got a quote from a travelers auto insurance agent thats a good $75 less a month than what im paying now to progressive. The coverage isnt even bottom of the line either, its all the recommended selections. Anyone have any experience with them?""
Best car insurance for over 60 male?
Had a DR10 drink driving in 2009. (Long story and yes should not have done it but) Require best option for fully comprehensive covering legal etc. Any idea of which car insurance company is best?
Must all drivers in New York have insurance?
if so then what would be the penalty for not having insurance? & is there a minimum amount of insurance that must be carried?
Uk car insurance help?
hi i'm 18 years old and i'm getting a car, obviously it needs car insurance can you give me any tips on what to do to get cheap quotes... i'm currently the only 1 in the family that will actually drive, my mum doesn't drive, no dad and when i went to sites like moneysupermarket and confused.com all i get are 4,000 pounds up!!!! per year, dam its a lot more expensive than the car!!! and can u please explain to me what no claims discount is?? and which cover should i get, comprehensive or the other options thank you!""
How does car insurance work in Canada...?
Your rate start at +43%, NOT 0, correct? People under the age of 25 are more expensive because (because they're group has a higher statistic of accidents and yadda yadda...) they are a new driver and they are starting at +43%, correct? But are NEW drivers OVER the age of 25 still starting at +43%? Or the day you turn 25, you go from +43% to 0%... because that doesn't seem likely, but that is how the majority of people explain new driver's insurance. Also what is the average yearly deduction rate? I would assume around 2% on average? ***The +43% is based on ICBC's website (They said that is what ever driver starts at) ***It is +43% of whatever insurance you chose for your age, etc, and then 43% ADDED on, correct? Sorry for the ignorance of this question, but I don't live with my parents and am finally looking into car insurance. Besides, there are no bad questions, right? LOL. Have a good one and thank you!""
How much is insurance if...?
I am 16, female and driving a sports car [[camaro]]? please give an average for texas and several different companys!""
What is a cheap car insurance company in New Jersey?
I am only 20 yrs old.
New Jersey Car Insurance Question.?
Knowledgeable Jersey Residents only please! I have recently moved to Jersey, and I am having heart feailure over the cost of car insurance. It is almost DOUBLE the cost in any other state where I have lived. (CT, FL, NY, SC) (I have NO tickets, NO accidents) Also, I was told today that there is yet ANOTHER rule/law in Jersey that states that any family member who lives with you (whether they are under YOUR insurance, or their own insurance) makes you liable in case of an accident. In other words, if my adult daughter (who has a poor driving history) gets in an accident--I COULD BE SUED.....EVEN if she has her own car, and her own insurance. CAN THIS BE TRUE???? It is very important that I get a straight answer, as it will drastically affect my ability and desire to stay as a resident in New Jersey.""
""What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old)""
My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens to one of us. We would like to have coverage in case something happens. I know the importance of Life Insurance, as my mom was killed in a car accident when she was only 38. So, we want to be protected, and we want our house to be safe. We are pretty much clueless when it comes to Insurance policies. I ALREADY LOOKED UP THE INFO ON WIKIPEDIA, SO PLEASE DON'T GIVE ME MORE OF THAT. I want opinions on what the best kind of Life Insurance is for us. Term (but if it is a 30 year term, does that mean when we are for example 54 and something happens after the 30 years, we aren't covered???) or Permanant (whole life, and others). We didn't like the decreasing term policy our agent showed us. We have gotten 2 quotes for Term Life. Help us make an informed decision!!! Please!""
How much does it usually cost to insure a big (600cc and above) motorcycle?
How about a 250cc? Or does it depend on the type of bike I have?
Mega life and health insurance?
What is the location of Mega Life and Health Insurance?
Need SR22 insurance quotes?
I'd like to have an idea of the total fees for SR22 car insurance. If I can get a price range that would be great! thanks.
How long do I have to report an accident to an insurance company in California?
If I was in an accident in California how long do i have to report it to the insurance company so that they will cover it?
Can i get insurance at 17 in my name?
Can i get insurance at 17 in my name?
What is the cost of insurance for a bugatti?
What is the cost of insurance for a bugatti?
Arlington Virginia Cheap car insurance quotes zip 22243
Arlington Virginia Cheap car insurance quotes zip 22243
https://www.linkedin.com/pulse/how-much-would-my-motorcycle-insurance-cost-jayden-crosby/"
0 notes
Text
Help, I need suggestions for health insurance. Please and thank you. Any ideas?
"Help, I need suggestions for health insurance. Please and thank you. Any ideas?
My mom got laid off last year and I was on her health insurance. I'm 18 and I attend college. I'm looking for a low cost plan that will cover vision, dental, and regular check ups. Though something without vision is good also. I have no idea where to look. I don't want medicaid. Female, 18, single, no children, no disabilities or medication. Please help.
BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr
RELATED QUESTIONS:
If I take defensive driving will it keep my speeding ticket from my insurance company?
I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?
Will making two collision claims (one major/ one minor ) within a 6 month period raise my auto insurance rates
I've never made a claim before this first one, a deer ran in front of my car and caused severe damage. Now five months later someone hit my car in parking lot (I think) nothing major just a 6 black mark that pushed the body in a bit. Will they raise my rates? If so then I would just go a get it fixed and pay for it all out of pocket.""
Have any 19 year old male's managed to get their car insurance under 2 grand in the past year or so?
If so, what company were you with? On my mum's suzuki wagon the insurance quote from aviva have been ridiculously high, but I managed to get one for 2 grand with a 50% drop in price next year due to no claims, the cheapest i've managed so far. Anyone with experience know where to go or if it's possible to get it cheaper on a vauxhall corsa?""
How much will my auto insurance cost?
Just bought a new car. im 20 years old and am a student in pennsylvania. iv had two tickets in the past 3 years for going 15 over. my credit score is 700. any guesses?
Does Florida auto insurance have some sort of new windshield coverage?
I need an arguement solved. i was on interstate and some rocks/debris flew off truck in front of me and damaged my windshield. everyone keeps telling me that my insurance will cover the windshield to be replaced but I do not see this in my policy at all. I only carry the basic minimum needed to insure car. Is there something I am missing or does anyone what these other people are talking about? I do not carry comp or collision.
Are there any insurance companies that insure Classic cars without them being garage kept?
Are there any insurance companies that insure Classic cars without them being garage kept?
What is a reputable insurance company that offers liability insurance for DJs?
I am looking to get started into the mobile DJ business although am wanting to find out what insurance company is the best.
Should i tell my parents about the car accident i got into?car insurance question?
I got into a small car accident. I bumped into the car(98 avenger) in front me on the way heading to school. It was a acquaintance that i knew in high school.well we didn't get the insurance involved,we exchanged information. there's a small dent on his bumper i thought i could pay him off out of pocket with out my parents knowing since they've been trying to find a new car for a while now we even went to a dealership the day of the accident,i dont want to look irresponsible. but the trunk of his wont open. He went to a place to get an estimate they would charge him about 1,700$ which is wayyy more than i expected. I called other places around my area to see if they can fix the trunk and they basically said they to see the condition its not bad it just can't open.being a unemployed college student its hard to find money to pay of the pocket,so i was thinking of just asking my parents what happened,only if the body shops around my area are to expensive to pay. I know im under my parents insurance name but i wasn't sure at the time would the insurance company pay for all of it or would i need to pay out of pocket?would it go up?. need advice or suggestions this situation had been bothering a lot. dont know much about car insurance any additional information would be appreciated!""
What costs do you need to think about if you are thinking of buying a couple of narrow boats and renting them
what insurances, fees, maintenance costs etc do i need to be aware of. Thanks""
Does the Lexus IS 300 have high insurance rates?
compared to a honda accord sedan.
Average cost of insurance for mother and two children?
Right now I am a single mom and a cashier. Both of my kids are on medicaid bc we are low income. Within the next month I will be starting a new job as a CNA and will no longer be eligible. I cannot get my companies insurance until after 90 days. any suggestions on what to do 4 my kids in the 90 days, and how much does insurance normally run. We are all healthy no health problems in the past and non smokers children ages 15 months and 2 months. Thank u!""
Can i own a car without insurance?
i am leaving the country immediately and am leaving my car behind with my friend. The car will stay parked all the while. do i need to have insurance on the car.
How can I get an Auto Insurance adjuster to address my claim ? He is completely unresponsive.?
I drove out a brand new car from the dealership and stopped at a signal light. I was rear ended hard by a coupe driven by teenagers. His car was towed and impounded. Now I called the other driver's insurance company after receiving the police report and was told that a claim has already been filed and an adjuster's name and number given. I have been ever since calling the adjuster and leaving voice-mails. Its about 3 days and I have left more than 8 voice mail but he does not call me back. Its getting frustrating and am unsure if thats their strategy ? How long should I continue this ? and How can I get him to attend and address my claim ? and what else are my options ? Should I go to small claims court ? Advice is much appreciated.
Which auto brand is the cheapest for insurance in Ontario?
I heard that, for auto insurance, Van is cheaper than sedan, Is it true? Could you please tell me which auto brand is the cheapest for auto insurance (e.g. Ford, Nissan, Hyundai)? Thank you in advanced.""
How I can get health insurance coverage?
Did any one have any idea how I can get health insurance? Thanks God I have a lot health problems and I can't afford buy individual health insurance because my existing health issues. i try to find job with health insurance but i cant is hard
Pregnant with no insurance?
I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.
What's a cheap insurance i can use considering that i got a dui?
I got a DUI back in march 2nd of this year (2009). My lawyer tried to fight it, but it didn't help, so my license is currently suspended. In order to get a restricted license, i need to show proof of insurance. Knowing that i have a dui on my record, what's the best option i have ?""
Cancelled car insurance?
My car insurance got cancelled for misrepresentation of garaging. I travel a lot for work and I had two places. My car got vandalized at my secondary place of residence and the insurance company and after I filed a claim, the insurance company treats is as a misrepresentation. I am about to get an insurance with a different company. Do i need to disclose this fact? How would that affect my rates. I have 1 week left on the policy.""
Why do we expect employers to provide health insurance? Why not get your own?
The republicans want to repeal the Patient Protection and Affordable Care Act, what are they offering as an alternate given that half the population does not have health insurance.""
How much is insurance??????????
i want to buy a used car/motorcycle but i need to pay rent and im scared my job wont cover insurance anyways how much would insurance be for 1 year? can i get a better deal also if we have a family plan thing or w.e i mean we got 3 cars and have insurance but i want my own car idk if my parents are up to pay but would it be cheaper if i put it under their name with the plan or w.e PS. WE DO NOT HAVE ANY DUI's OR CRASHES OR ANYTHInG WHATSOEVER that has to do with our cars getting hit or dmged or anything.
How much would an urgent care visit cost with out insurance for strep throat?
I live in California, and I have strep throat. I know that OTC don't work to cure this so I need to go to urgent care. I'm most likely going to go to Kaiser...help please!""
What retro car do you recommend for a high school aged driver?
im learning to drive soon and im a person who likes retro stuff so my car has to be around the 60s, 70s, or early 80s. my parents gave me a limit of $12,000 but it'll be okay if it's a bit more since i'll be having a job also. im gonna be a beginning driver and im a girl so the car has to be very safe. btw, do you happen to know how much insurance is gonna cost in southern california for a young driver like me?""
How much would car insurance be in boca raton fl?
i am a 21 female, toyota corolla s 2006, 31,000 miles ... how much would insurance be? i have a clean driving record... also my car is currently registered in PA .. how do i transfer my car and license to florida ?? ...""
Car insurance deposit?
i want my car insurance to start on 11th feb. my quote says i need to pay a deposit followed by 11 monthly installments. If i signed up for the policy today to start on 11th will they ask me for the deposit to be paid now or will they take it on 11th?
What's an affordable car insurance for new teen driver?
I'm 16, i live in the bay area and today i just got my drivers license. So with that being said i need to figure out what kind of car insurance i can get that is affordable because i know all insurance for young new drivers is very expensive, So can you give me any names that i can look up please? Also i've been driving my families 2004 Chevy Cavalier Ls to get me started but it's kind of small for me and can anyone give me any good brand names for cars that have great safety to it? I love the toyota camry's and solalra's are those good cars to get? Thank you if you can help me :) ~Robert""
Help, I need suggestions for health insurance. Please and thank you. Any ideas?
My mom got laid off last year and I was on her health insurance. I'm 18 and I attend college. I'm looking for a low cost plan that will cover vision, dental, and regular check ups. Though something without vision is good also. I have no idea where to look. I don't want medicaid. Female, 18, single, no children, no disabilities or medication. Please help.
Car Insurance-Is it OK to lie?
I read somewhere that if you run a stop light and hit the other car, you should not admit your fault because of insurance costs. What do you think?""
What is the best website to reseach and compare auto insurance quotes?
What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?
Whats the cheapest bike insurance for a 1st time biker - 21 yrs - 125cc only CBT done?
Any gd experience to pass on? (Honda CG125)
Does anyone know of cheap insurance?
I just recently found out I have a nodule on my thyroid but I have no medical insurance. Its causing me relationship problems. I need help quick. I had a lung removed three years ago due to a cancer scare the doctors all thought it was cancer. The first place thyroid cancer matastisies to is the lung now Im afraid.
What is the best way to get an insurance company to pay you what a car is worth?
My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles on the car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""
I just got a new car and was wondering what is the cheapest insurance?
I just got a new car and was wondering what is the cheapest insurance? I need some cheap Insurance that won't charge alot besides USAA is there anyone else out there that will give me a good price I am currently 20 years old and I need a good insurance company that wil not charge alot besides USAA I have a dodge stratus 2004 it's a V6 it's an SE it's a 4 door and 2.7 liters it's the biggest engine you can get with a stratus anyways if any of you could help me out that would be great thanks.
Cheapest car INSURANCE!!!?
whats the cheapest car insruance company for a 17 year old, the cheapest is ecar that i have found""
Hemi engine insurance?????
will the fact that i am considering a dodge ram 1500 with a hemi make a difference in the insurance cost if there wasnt a hemi engine under the hood, the truck is a 4wd dodge 1500 slt with the big engine, i am currently in a v6 4wd 2000 ford explorer, how much will the rates change???""
Is it called a fix it ticket when you get a ticket for not having insurance in California?
Is it called a fix it ticket when you get a ticket for not having insurance in California?
Where can I find health insurance as an 18 year old and I'm peregnant?
I'm an 18 year old, I live in Florida, I have a job as a CNA, I'm pregnant and married. I was woundering where can I go to get affordable health insurance and if it's likely that I'll get coverage. I would also like to know an average of what it would cost.""
What is the difference between non-owner car insurance and a bond?
What is the difference between non-owner car insurance and a bond?
Where can i find cheap car insurance?
Im 18 and male and all the quotes i've looked at are coming back from 3000 to 7000, does anyone know where i can get it under 3000?""
Is there such a thing as life insurance class?
Like a class you have to take when first getting life insurance
Who is the most cheapest auto insurance out there?
I need auto insurance but im 18 and I only have a permit not a license yet. I drive a 1990 Honda civic hatchback ef. And i only want liability just to drive. So who is the cheapest one out there let me know thanks :D??
How do companies determine car insurance fees?
im trying to build a database insurance system for cars only and i wanna know how to calculate different types of insurance fees for this category and if there are certain terms and policies i should consider
How about Universal Auto insurance?
Universal Dental, universal home insurance, universal life insurance, universal pet medical insurance, universal flood insurance, universal renters insurance. Wouldn't it be a good idea to have the government provide all insurance to everybody? There couldn't be problems with that right? ( please note heavy sarcasm )""
Is there a good site to compare the insurance rates of different cars?
I'm looking at cars for my son (who just turned 16) and would like to see which cars are best in terms of insurance rates without going through the process of getting a quote for each car.
Whats the insurance price for an accord?
Whats the insurance price for an accord?
Why don't health insurance companies compete on price like car insurance companies?
I was watching TV (something I rarely do) this weekend, and I noticed a fair number of car insurance commercials from various companies. They were touting their high level of service and low prices, and urging consumers to investigate and switch to their company. How come this doesn't appear to happen with health insurance? Is it because employers, rather than the actual people insured, shop for insurance in many cases? Is it because auto insurers are allowed to compete more freely across state borders? Are the basic expectations different when it comes to health insurance? Or, does competition already exist in the health insurance industry but the product is so much more expensive no matter what? Serious answers appreciated. Thanks.""
Car insurance help help????????
I will be getting my car insurance in May. I'll be 18 and I have two tickets one rolling fail to stop. One leavening a seen of a accident. I have a 99 s10 blazer 4 wheel drive. Blue I live in mn and in Winsted MN im male two. Can some one just tell me how much it would be. I will be livening at home 2 Dont give me a link just say like a number how much you think it would be. I cant ask the company's cuz im not 18
If you have fully comp insurance & drive somebody elses car & have a bump will it cover damage?
my daughter lent her car to her cousin who has fully comp of her own but she crashed the car will her insurance pay for damage??????????
Cheapest auto insurance rates?
i dont care what is covered and whats not, i don't care if i have a damn five thousand dollar deductible, i just want to be legal! How can this government mandate that we all must purchase insurance with some ty[e of non-inflated public option. Please answer the first question, and not the second...""
Renters insurance?
what exactly is renters insurance all about? is it pretty important or a waste of money?
Car Insurance? best option?
I recently have came back from a trip abroad, and well. I'm looking into car insurances and seeing if I can get any better deals and what other way than the internet! So here's a little about my Insurance right now. I'm paying about 761.82 every 6 months for just liability. I recently got into a small accident last year which raised it about 100$.00. Even though all that was repaired was his fender. it' whatever. I'm 19 and I drive an 01 PONTIAC Sunfire SE So you think this is enough or am I paying too much? Oh and I'm with GEICO""
Homeowner insurance cost in Florida?
i know that homeowner insurance is high in Florida. but how high is it? What would someone pay for a 3bdr home in jacksonville? i am thinking of relocating to florida from Illinois. How bad do the hurricanes get in the Jacksonville area?
Help, I need suggestions for health insurance. Please and thank you. Any ideas?
My mom got laid off last year and I was on her health insurance. I'm 18 and I attend college. I'm looking for a low cost plan that will cover vision, dental, and regular check ups. Though something without vision is good also. I have no idea where to look. I don't want medicaid. Female, 18, single, no children, no disabilities or medication. Please help.
What is the best 4x4 as a first car? Also cheap to run.?
I live in a pretty rugged region, and, for my intended job as a country vet it would really help to have a car tough enough to cope with the bumps and ruts. Now I know that the best 4x4 overall is the land rover defender and, money permitting, of course I'd have one. But to run and insure nearly all 4x4s are massively expensive! So far I've considered the old rav 4, a suzuki ignis, or the old fiat panda 4x4 and as of yet, i prefer the latter as it seems cheap to run, cheap to insure and also has the practicality of being small but robust. So if there is any other car better suited to this, ideally as cheap as possible to buy, run and insure, then I'd really be glad of the help.""
Homeowner's and Auto Insurance?
We've been with Allstate for home and auto insurance for over 30 years, and they have recently starting screwing with us about renewing out Homeowner's insurance. We're pretty sure they are nitpicking about things because they are not writing new policies for Californians, but are keeping existing customers for now. Anyway, I went to the Auto Club this morning and got quotes from them for Home and Auto Insurance and their prices are much better than Allstate's. What I want to know is anyone's experience with AAA insurance. Are they a good company to insure with, any problems, etc? Thank you for any information you can provide.""
What is the cheapest insurance company for 17 year olds?
im 16 but will be turning 17 in a few months. to get ahead of the game and in the know i decided to start looking at cars and insurance straight away. my car of choice would be a 1995-1999 Vauxhall corsa 1.0 0r 1.2 litre as they cheap to buy, run and supposedly insure. ive looked around for insurance qutoes for myself when i turn 17 and recieve my full ik license but all quotes so far are above 4,000 even with a pass plus. is there any companys to get it below 3,000 or anywhere close. i realise i am never going to get cheap insurance straight away but i would consider 3,000 a much more reasonable quote and would love it to be closer to 2.000. also any tips or advice on getting cheaper insurancewould be greatly appreciated thanks guys""
""Car insurance, can't find answer anywhere and insurance companies not helping?""
Hi, Basically the car i currently have is costing me a lot of money and my insurance didn't go down as much as id hoped. Anyways I took out an insurance policy because it wasn't convenient to sell it when my old agreement expired, I'm paying monthly around 70. I'm looking to sell my car next month and buy a new car (something a lot cheaper!). The question is since i'm paying monthly for my insurance will that go down depending on the value of the insurance? I find this confusing because there are so many hidden charges. many thanks!""
What is the minimum automobile insurance required in the state of california?
What kind o risk is being managed when someone takes out a life insurance?
Where can I get car hire insurance for USA?
I have been looking everywhere for car hire insurance also known as excess insurance. I can't find anywhere for a 20 year old, I'm 19 now but on our holiday I will be 20 years old. Fox car hire charge nearly $900 for the CDW and recovery fee. E-Z Rent a car will supply a car to an 18 year old but will not supply CDW. Fox have awful reviews so I didn't want to be forced to rent with them. So I figured if I got car rental insurance or excess insurance i could rent with E-Z or rent with fox but not have the CDW totalling up my bill. The annual polices for the excess insurance are around $100 I would happily pay $200 because of my age. I'm also from england not USA but would be renting in USA (Orlando to be particulate). We are renting a Ford Mustang (Convertible class)""
Average cost in nj for 17 year old girl for car insurance?
thanks
Bill to allow insurance plans to not cover Obamacare requirements?
There is a bill going through Congress that would allow insurance companies to offer insurance plans that do not meet the standards of Obamacare. It has even gained some Democratic ...show more
Ontario Insurance rates for a Toyota supra 1995-97 for a 16 year old male?
Hello, I am 16 years old and I am thinking about getting a Toyota supra (probably the twin turbo, but at least the v 6 ge engine) for my first car between 1995 and 97. I was wondering what kind of insurance rates I should expect? I have heard about collectors insurance being really cheap, but I dont believe that covers the liability insurance. Remember, the car is right-hand drive, a sports car, I am 16 and a male, I expect the insurance rates to be incredibly high, I just want to know an approximate number. I would appreciate some recommendations as to which broker to use or alternate suggestions! I also understand that I am too young to get collectors insurance on the car, however, I believe that, because it is a different type of insurance, my dad can put himself as the primary driver of the car to save money (he already has a car, but I believe that the insurance company would be fine with him having a summer car XD""
What's the average price of homeowner's insurance in Las Vegas?
I know this is a vague question but what are some estimate homeowners insurance prices in Las Vegas? The house is worth 180k, its brand new (built 2008). No pets or children, three bedrooms, 1700 sq ft. My fiance and I are first time homebuyers and we have excellent credit. I just wanted to know if anybody had any ballpark numbers (I plan on contacting my current auto insurance provider soon, but I want to hear what other locals are paying so I know if I'm getting a good rate)... Thanks!""
Recommend me a cheap car to buy and insure?
I've just passed my driving test and all I'm wanting to drive is a runabout for a year just to get me started. Wanted one for below 1000 and cheap insurance is needed. What do you guys recommend?
How to get a cheap car insurance for young driver?
I have a son who is a teenager. I have a car who I was sharing it with my son but now he bought his own car. He ask me to get a caheper insurance that he can affored but Ive been looking but all of them seem to be above what he is willing to pay, I could help him pay but even its not enough. It there any insurace that cover for cheap or what should I do?""
Is my pregnancy covered under my mother's insurance?
I just got married this past year and just found out that I am pregnant. My husband and I are freaking out because I am still under my mother's insurance. I am only 24 and supposed to be covered until I am 26. I am also a student. So question is: Is my pregnancy covered under my mother's insurance? If I am covered then for how long? till the baby gets here? Is the baby covered? If I am not covered then how can I get covered?
Best ATV insurance for Washington state?
Ok so whats the cheapest insurance for ATV's. my zip is 99148, just name the insurance and estimate how much it will be a year month or how ever they do it, thanks""
Car insurance help in NC?
If your insurance is canceled will I have to pay to get the tag legal again,if so how much.Thanks in advance :)""
""What are the insurance range for a CBR600RR, beginner drive with 5 years of ecxcellent SUV driving expereinces
I live in So. Cal and want to purchase the CBR600RR (06-08 model) how much insurance should I expect to pay for this car?
What to do about car insurance claim?
On wends. I was waiting at a red light and another car wrecked into my car. We pulled over and I called the police and my insurance and all that other fun stuff. He got a ticket and when the cop came back to me he gave me the other guys information. (as in his name, car, and license plates number and thats all.) I called my insurance (State Farm) the next day to see if they had any more information because I thought my insurance was gonna get in contact with his insurance (Titan insurance.) The guy at state farm said that in my policy there is a 500 dollar deductible. (I thought this other guys insurance was supposed to pay for this, not mine.) So I asked the guy that and he said if I wanted to go through his insurance I had to get a hold of them myself. (But isn't the two insurances supposed to get in contact with each other?) The last two days i've been calling titan insurance and state farm trying to figure out what the hell is going on because this titan place seems like they have no clue whats going on and state farm is telling me to go through my policy and none of them have answers to my questions. Why should it go through my insurance if hes the one that hit my car? I've never been in a car wreck before so I'm not sure how all of this is supposed to work so any advice would be good.""
Car insurance is wasting my money?
I have been paying for my car insurance for over three years. I spent over 5000$ or more. what should i do i'm sick of paying them please helpppppp. I work my a** up everyday and then i only get half of my salary cuz of them.
Can I drive under my parents insurance?
Ill be driving my dad's car, and he has insurance, so is it possible if I can drive the car without me buying the insurance?""
How much would car insurance be a month for a 20 year old driving a mid nineties car?
I'm 20 years old and I've been driving since I was about 17. I currently share a car with my parents and am under their insurance. However I'm looking into getting a car ...show more
Auto insurance question Re: teenage driver?
My 17 year old daughter is currently on my automobile insurance policy. She drives my car at times. She'll be 18 next February. Sometime this year, I wanted to get a new car and give her this one. If we have the car registered in her name when I give it to her, does she then need her own seperate insurance policy? Can she still be under my insurance although the car would no longer be registered in my name? I think seperate insurance for her (at her age) would be considerably more expensive. She's still a student and not working yet. Any insights on this would be appreciated.""
What Insurance companies will cover a pizza delivery driver?
Ok, so I've been trying to find Work as a pizza delivery driver---I was able to find one job delivering pizza--but when I had called my insurance company and told them about the situation--they immediately said We will not cover any accidents you have while on the job delivering pizzas. Have a good day. So, my question is: What insurance policies do cover you for delivering pizzas?""
Cheap Life insurance?
Whats a good life insurance company
Help Choosing First Car?
Soo I'm looking at two cars, the 2003 Mitsubishi Eclipse Spyder GS and the 2002 Ford Mustang. Both are convertible, the Mitsu is a V4 while the Ford is a V6. The Ford has about 90k miles and the Mitsu has about 120k miles. I was wondering which would be the smarter pick and why? Which would be more reliable, efficient, cheaper insurance, cheaper maintainance, ect. Please help me and give any info on both cars.""
Can someone stay on there parents insurance until they are 26?
And do they still have to be in college.
Help, I need suggestions for health insurance. Please and thank you. Any ideas?
My mom got laid off last year and I was on her health insurance. I'm 18 and I attend college. I'm looking for a low cost plan that will cover vision, dental, and regular check ups. Though something without vision is good also. I have no idea where to look. I don't want medicaid. Female, 18, single, no children, no disabilities or medication. Please help.
About how much does a car alarm save on auto insurance?
I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""
Will my AT&T wireless insurance cover eBay phones?
I can't stand my Tilt2, and I want to get a different phone without paying the outrageous prices on the AT&T site. I was just wondering, will their insurance plan cover a phone I buy off ebay? any help is greatly appreciated. (p.s. the phone I want is also sold by AT&T, and their insurance covers it if you buy it from them.)""
I dont want to pay for car insurance... is there any way around it? LOL?
I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?
Health Insurance ?? I can buy on my own thats affordable.?
I own a small business and need some health and dental for me ,2 kids and my husband that is affordable and actually works. And that you dont have to be low income to qualify.""
What will happen if I drive without insurance for few days?
I live in New Jersey, my county is Hudson county. I just bought my car yesterday afternoon my insurance company was closed. I could not call them to add the car on insurance and start driving with my other car insurance. What will happen if I drive with my other car insurance in my new car for a few days? What if cops stop me? Will I get a ticket or something else?""
Medi-Cal california insurance question?
A girlfriend of mine is applying for Medi-CAL for herself and her 6 yr old (they both need minor dental work). When applying, they docs ask for her Ex's information and whereabouts.We think he gone onto unemployment and she wondering if the state will go after him for the dental bill. Anyone know for sure? Best answer gets ten points!""
Isn't this the same as health insurance?
The company that I just got hired at gives me the following benefits: Medical, dental and life insurance. What do they mean by medical ? isn't this basically health insurance? And do you think this is a good benefit?""
How much should my car insurance go down by after a year?
Female, 18yrs old""
DO I QUALIFY FOR DISABILITY INSURANCE ?
I HAVE PAID INTO MY DISABILITY INSUURANE FOR MANY YEARS. I RECENTLY LOST MY JOB BUT GOT ANOTHER ONE WORKING ON A AS NEEDED BASIS, NO INSURANCE, NO RETIREMENT. THEY CALL ME IN MAYBE ONCE A WEEK TO COVER. THIS JOB IS HARD MANUAL LABOR AND BECAUSE I HAVE BEEN DOING IT FOR A WHILE MY BACK HAS BEEN DAMAGED. I HAVE CONSTANT PAIN THAT WILL NOT GO AWAY. MY QUESTION IS COULD I GO OUT ON DISABILITY FROM THIS JOB EVEN THOUGH I AM AN ONCALL EMPLOYEE? THANKS""
Where can I search for health insurance that's right for me?
I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?
Do I need car insurance to rent a car?
If I have a valid license but do not have insurance, can I rent a car?""
Best Car Insurance Quotes?
Hi I'm about to turn 18, am female and passed my driving test on Monday. I just bought a car. It's so tedious getting insurance quotes. I've checked all the comparison ...show more""
Does anyone know Proximately how much a P.I.P car insurance with come out for a 22 year old..?
With 4 year driving record? thanks
""If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?""
If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?""
Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk?
I dont know what to do, im 18, have no job, a few gcses but not in maths n english, and an AS in finance so its not exactly shocking that i cant seem to get a job. does anybody know of any jobs that nobody else wants? i dont care what i have to do I NEED MY INSURANCE. looks like getting a job is the only way to do it :( would prefer office jobs coz i have experience in admin and accountancy. IF you can't answer that, does anyone know of any cheap starter car insurance companies?, im a girl so i might get a cheaper then boys. thanks in advance :) xx seriously getting depresed and desperate! :'( il do anything!""
Is insurance for a two door car higher than a four door car's?
is insurance for a two door car higher than a four door car's?
Does anybody know how much it cost for insurance for a 16 year old in Arkansas?
Does anybody know how much it cost for insurance for a 16 year old in Arkansas?
How much does a sr22 policy cost?
I caught driving with out insurance. Now I have to carry an Sr22 policy. I was wondering if any one knew what that's going to cost. I drive a 97 f 150. I don't need exact numbers just a ball park. Thank you
How much should I expect to pay for car insurance at 37 years? I have a clean record.?
moving out of the city, and I am gonna need to buy a car for my Suburban life!!""
Speeding ticket and insurance question?
I just posted a question about my speeding ticket I received yesterday I was going 101 mph on a 65 mph zone. I'm under my dads policy and im 17 this is my first ticket I just want to know how this is going to effect the insurance rates? Obviously they'll go up, but our policy expires in August will the insurance notify my parents about the ticket when they find out about it or when we go renew our policy/. thanks""
Car insurance and crash?
ok well last night it was rainy and i was going down a street i tryed to stop and take a turn but i lost control and went over the curb scraped the left front of my car pretty bad. the damage was my front bumper is pretty much destroyed, the mirror broke off, wrecked the front left tire, and a huge long dent on the front left top of the car just before reaching the front hood and also a hole near the door and now i cant open the front door all the way. after i had to change the tire and i drove home. this was my first crash involving car insurance and im 17. will i still be able to drive if the car insurance covers it? i really dont know whats about to happen.""
How much insurance cost for an infinti g35 coupe?
i am 19 years old about to turn 20 in a couple of months and have state farm insurance. i am tryin to get a infinti g35 coupe. 2006 black infinti 2 door thanks.
Do you need car insurance to get your permit in New jersey?
Do you need car insurance to get your permit in New jersey?
Driving without insurance?
Hi guys police gave me citation for not having insurance paper with me its registered under my cousin name we live the same address the car is insured but i don't have insurance if i go court and show car insurance they will give me ticket or what thank you.
Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?
Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?
Help, I need suggestions for health insurance. Please and thank you. Any ideas?
My mom got laid off last year and I was on her health insurance. I'm 18 and I attend college. I'm looking for a low cost plan that will cover vision, dental, and regular check ups. Though something without vision is good also. I have no idea where to look. I don't want medicaid. Female, 18, single, no children, no disabilities or medication. Please help.
https://www.linkedin.com/pulse/whats-best-type-life-insurance-buy-beverly-eakes"
0 notes
Text
Will my auto insurance go up?
"Will my auto insurance go up?
I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!
BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr
RELATED QUESTIONS:
Whats the best dental insurance to cover for braces? AmeriPlan?
braces for adults in general...? and what exactly is AmeriPlan... if they are not insurance...what are they? and are they dependable?
How much insurance would a 1977 Camaro be for a 16 year old?
My dream car has always been a Camaro. Recently me and my dad have been looking for project cars to fix up and stuff. We found a 1977 Camaro that only needs cosmetic work, so I've been asking him about it. He says the insurance would be around $5000 a year. We could get the at around $2500 dollars. The Camaro has a 350 V8 engine and a T350 transmission. I'm 16 right now but I turn 17 in 2 months. I've had my license for 10 months with no tickets or accidents. I've had 2 cars already, a 1997 Nissan Altima and a 1998 Chrysler Sebring (Which I pay about $90 a month for.) I am on my parents' insurance, but I still pay for the car I drive. I know I won't get a perfectly accurate amount without asking our Insurance providers, but is my dad right when he says it would be $5000 a year?""
""Okay, so how much does neutering/spaying a dog cost? Will insurance companies cover it?""
1 - How much does it on average cost to get a female dog neutered/spayed? 2 - I will be buying insurance from the day we get her (8 weeks old) so would my insurance cover the cost? (I know it varies on actual insurance plans, but Im wondering if its a complete 'they never pay for that' sort of thing?) 3 - How long is the recovery time? How long after the op can I take her home? How long will she have the cone of shame? I have googled this but I get a bunch of long winded answers that dont really answer the questions""
Car insurance help?
I'm 46 (female) and just got my probationary license in northern NJ. Is it possible to get my own insurance. How much would you expect it to be since I have to wait a year to get my full license? 10 points
Got a fine for no car insurance.?
I got a fine for no car insurance in CA, what will possibly happen to me? I'm fearing the worst...although there should be no excuse for it I didn't have the money at the time.""
Will 1 speeding ticket make insurance companies deny you coverage for a job?
I know my question was a little confusing, but I wasn't sure how to word it. In other words, about a week ago I got a job with a local company called Rental City. It's like a ...show more""
Am I covered under my father's car insurance policy?
I live in center city Chicago and I don't need a car, so I don't have my own car insurance policy. When I visit home and drive my father's car, am I covered under his policy even though I am not a minor?""
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope?
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope will put them back into the White House?
Progressive auto insurance problem !?
I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month.""
Affordable motorcycle insurance?
I live in Michigan and currently have motorcycle insurance w/Progressive. Unfortunately, they only offer an annual rate at $230.00. Living in the midwest, I only ride the bike for 5 to 6 months if I'm lucky. Do you know of a reputable insurance carrier that offers monthly or 3 to 6 months coverage??? Its ridiculous to pay for an entire year when I barely ride for half. Thanks!""
First time car buyer...getting car insurance.?
i am about to buy my first car and of course i will be getting car insurance. i won't be getting on anyone else's policy. what should i expect when getting insurance? do i have to pay a bunch of money up front?
Average cost for home owner insurance ?
Average cost for home owner insurance ?
Ok im 22 years old and i want to buy BMW 3 SERIES 325 Ci 2dr Convertible how much would my insurance cost?
Ok im 22 years old and i want to buy BMW 3 SERIES 325 Ci 2dr Convertible how much would my insurance cost?
Bussiness insurance?
need to know what type of insurance i need to open a carpet cleaning and window cleaning service.
What would happen if I can't afford my car insurance?
I'm 18 and just got a car and insurance. I am set to pay on the 28th of each month, starting this month. My insurance is $236 a month and it's being taken directly from my checking account. Say by this time if I was short $20 - $30, what would happen? I know I'd get a $35 overdraft fee from my bank but what happen with the car insurance company?""
Should I get life insurance?
My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?""
What's the average insurance cost going to be for me? (motorcycle)?
18-19 year old Air Force female riding a low power motorbike in Texas. No previous driving accidents or tickets. What else can affect my cost?
""Hit by a person with no car insurance, now what?""
I was rear ended by a kid that has no car insurance. He license was also suspended because of this. I called the police and filed a report with my insurance company. Do I have other options? I feel I should not put out a cent as I was not at fault. I have to pay my deductible and I know my insurance will go up, no matter what they say...""
Dose Insurance Pay For Contact Lenses?
I Want Contact Lenses , Will My Insurance Pay For Them?""
Camaro 69 Car Insurance...?
Ah... I just wanted to know, or get a general idea of how much car insurance would a 16 year old male pay monthly for a 69' Chevy Camaro. I am looking to get a vehicle sometime this year and wanted to know...because if the insurance would be too high, guess I will not get one then... thank you... just need a general idea...car insurance... -Chevy Camaro, muscle car, american dream...-""
What is a good long-term health insurance policy for international stays?
I am planning to move to Germany in spring and require acceptable, long-term and affordable coverage. What is a good company and policy for me to look in to? I've seen several offers but only one I could afford because it had a deductible of 10k$. Is there better?""
Motorcycle insurance quote - Progressive?
I only need insurance on my bike for like a week and progressive only gives me the option to either pay the full 12 month cost ($255) up front now OR 2 payments a year which is $135 up front right now. Im not paying $135 when im only going to be riding it for a week...?
USAA insurance for motorcycles?
Does anyone know what motorcycle insurance through USAA would cost for a female beginner between the ages of 18-24? first bike (let's say a Buell Blast, if the type of motorcycle matters), never had any accidents or speeding tickets, and passed all the safety courses, etc. I'd look it up myself, but for some reason the website isn't letting me look at the motorcycle section right now. Thanks in advance.""
Supplemental health insurance provider?
Does anybody have supplemental health insurance? Do you know of a good provider? I have never heard of it, my Mom was telling me about it. I looked and I found some places that said quotes for supplemental health insurance. but when I filled out the info it seemed like it gave me a quote for regular health insurance plan not supplemental health insurance. My health insurance I have through work has a high deductible so i am always paying out of pocket for I have not met my deductible.""
Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?
Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?
Will my auto insurance go up?
I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!
What is a good health insurance company?
I don't make much $, but I would like to have health insurance at a reasonable cost. What say ye?""
What is full coverage auto insurance?
What counts as full coverage auto insurance in California? Thanks!
How to win the claim case from the other car insurance company?
ok. So few days ago, I got into a car accident. I was driving down the highway simply just going straight. All of a sudden, this SUV crashed into me from my left lane and knocked off my side-view mirror & left some marks on my left front door. At that time of the being, I was so shocked because all I did was just go straight & I guess the car next to mine was trying to make a lane change but he wasn't fast enough to advance me. so instead, he bumped into me and realized what he's done then went back to his lane. after the accident, we both exited out from the highway & parked our cars on the side road because that's where the other car led me. I was driving alone at that time & I was so scared because it was my first time getting into this kind of an accident. I quickly tried calling 911 & told the 911 lady to send me a police. But she just asked if there was any injury & I said no then she just told me to exchange the insurance. How rude of her. Not to be mean, but I was little scared of the mexicans b/c the area I was in at the moment was really ghetto. so then I took some photos of the damages and exchanged the insurance company. The guy kept telling me in bad English that he was ahead of me so it's my fault. and I told him that I didn't even move & he was the one changed the lane without even checking to see if it was clear. but he couldn't really speak english well or he didn't even want to listen to me. so I left like that with my sideview mirror dangling next to me. *sigh* this isn't the end of the story yet. I claimed his insurance company which ive never heard of. They said that he's telling them I was the one who hit their car. which made NO SENSE. I even have a picture of their car bumper's mark on my side of the car door which proves that there's no way I hit their car and left a mark on mine and broke my own side view mirror and left THEM no damages. His car was clear with one inch scratch on the side which was made when he hit my car after bumping into me with his bumper and quickly turning back into his own lane. I can't even believe how he can lie about this kind of stuff. I feel so mad that there're ppl like him existing!!! It's so frustrating to see the liar defending himself. His Insurance company didn't even try to look at my car & told me that they are sorry & they can not help me b/c their customer said he didn't do it. What should I do in this situation? I have no witness, there wasn't any police there at the time because they wouldn't send me any which is SO WRONG of them to do. I want to sue 911 people. grr. How can I possibly prove them that I have no faults and they should repair my damn side view mirror?!?!?! What can I do?""
Life Insurance :?
can i stop paying my premium and get back the amount i paid for? . I took insurance for 15 yr. Already 2 years over. Is ther any option to get the invested money back?
Ok i 21 and need car insurance?
so whats the cheapest place to get insurance i no cheap isn't always better but i need to have insurance info 21 male never had a ticket r accident please help
Does anyone know the average 1st car insurance payment & subsequent payments for teen girls in Florida?
On average, does anyone know how much the 1st payment is? My parents are thinking it'd be around $2,000. And does $600 sound about right for subsequent payments?""
What's the average price for car insurance?
i'm turning seventeen soon and i need to get enough money together for a year's worth of insurance.
What is the cheapest car insurance full cover + road side ass.?
what is the cheapest car isurance, full cover + road side assistance. for 4cy 2007 toyota, have to be under $800-""
How much would a teens insurance be for an 08 ram 1500?
Family friend is turning 16 in a few months. She's looking to buy an 08 Dodge Ram 1500 from her friend. How much (about) would her insurance be/year? She is being put under her mother & fathers insurance plan. They have no accidents/tickets/anything that would boost their insurance. They have Nationwide. Can anyone give me an estimate of what her yearly or monthly insurance would be?
Should I cancel my car insurance policy?
So long story short -- I totaled my car in an accident which was my fault back in December, and unfortunately did not have collision coverage on my insurance policy. I am a full-time student and have been unable to afford purchasing another car since then, and do not know when I will be able to afford another car. Although I am now without a vehicle I have been reluctant to cancel my insurance policy because I was told that if I did, whenever I purchased another car and had to buy insurance again the price of it would skyrocket because I would be considered high risk for having a chronological gap in my coverage. So basically I am currently paying $80 a month for car insurance when I do not even have a car, just to avoid having it go up even more at some point in the unknown future after I buy another car. Is this worth it or would it be wiser to just go ahead and cancel my policy? I would like to get some other people's counsel on this who know more about car insurance and who are more financially competent than I am. Thanks so much.""
Where can i get cheap car insurance?
im driving a six years old Saab aero convertible.and on red 'p' and im 26yrs old.i was told i have to pay near $5000 a year .is there any other way to get around it?
Best insurance for Japanese imported car?
I am thinking to buy Mazda Eunos 1992 Japanese import. As i am new driver I find it hard to find decent insurance which will cost me under 2000. Any suggestions? Maybe you know any good company in mind?
Car insurance?
Does anyone know of any insurance company's where you can be on your parents insuance but still get no claims? Thanks
""Car insurance decreases, when? 26 yrs old?""
I started driving when I was 22 years old, and never had an accident. Right now, I'm 26. I pay $116/month for insurance, which I think is kinda high. The vehicle I drive is a 2006 Hyundai Eantra. Car insurance is: Erie Insurance http://www.erieinsurance.com/""
If I get my g2 will my parents insurance rise?
I would like to get my g2 in october, but not get insurance and start driving alone until november. Would this raise my parents insurance from just getting my g2. Also, if i have an 80% avg at midterm, will it lower the cost of insurance? If yes then would a 90 avg lower the insurance cost even more?""
Auto Insurance Is trying to screw me?
My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15,700 I dont know what the process is but i dont understand how they can do this and its very frusterating as well as hard being without a car for over a month now the car was in great condition and had low miles for the year any advice???""
""Car insurance for a person, not a car?""
haha if that makes any sense. my friend was telling me about how her friend is insured as a person...so she can drive say her moms car, her friends car, and her boyfriends car. she doesn't have a car of her own so she got insurance to drive other peoples cars? can you do that? if so, what company offers that sort of coverage? thanks""
Do car insurance rates go down in the time you have you license even if you don't have car insurance?
I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.
What is the cheapest way to get insurance with a friends car?
I'm already practising my driving lessons and theory. Once I pass what's the best and cheap way to be insured.
How much will getting a motorcycle increase my insurance?
I am 21 the only ticket I have on me was back in dec 08 for going 86 in a 70 (was on a permit) and paid it in march because of a mixup, but I pay 333 or 366 every 6 months on no fault for a 91 4runner, if I was to get a 08-12 harley davidson (cost around 10,000-16,000) and then get a truck for the winter/times it rains, because the 91 4runner is going soon, how much would you estimate I would pay every 6 months?""
How much would I pay for car insurance.?
I am 17 and a half year old; about to turn 18 in less than a month. Ive achieved my high school diploma. My parents are adding me to their car insurance and theyve been driving for more than 30 years. Non of them have received any tickets or have cause in accident. Clean record . we live in London Ontario and we drive 2 cars. a 2003 Dodge Grand caravan and a 2003 Chevrolet Malibu please help me
How much does workman's compensation insurance cost?
How much does workman's compensation insurance cost?
Insurance payout after lien paid?
My insurance recently sent my lien-holder, Chase Bank, the agreed amount for my totaled car. I owed about 3k less than what they paid out so am now left wondering when I will receive the difference. Chase received the payment a week ago.""
Auto insurance : which company do you recommend?
We want to switch car insurance...our current one is so expensive! Any recommendations please?Thank you so much.
""What is the average cost for liability insurance for a startup pressure washing small business in BC, CA?""
I own a franchise of College Pro Window Cleaning in Washington State and have been doing a lot of pressure washing through that. I do roofs, decks, driveways, walkways and fences. I am hoping to start up a small weekend pressure washing business in Vancouver BC because I go to UBC. I want to register it and do everything legal but I really want to know about how much i am looking at to get liability insurance or if I should just have my clients sign a damage waiver and probably then cut roof work to decrease my risk of damage. Any insight would help me out a lot.""
Will my auto insurance go up?
I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!
How much does a Yamaha YZF R125 cost? And how much is insurance/tax per year?
Cheers :)
Insurance on a 2004 hyundai tiburon GT?
im 16 and i want a 2004 hyundai tiburon GT for my first car and was wondering if you could give me an estimate on what the price would be for insurance each month if it is under my dads name who is 47 he also has an avalanche an armada and a 2500 dodge ram under his name if that helps?
Cheapest car insurance for 17 year olds in the Uk?
Hi, 17 in a week and was wondering what the cheapest insurers would be for 17 year olds, I know there won't be no cheap cheap ones because, well I'm 17 lol but anyone have any ideas? is it worth looking on go compare etc?""
Uk Motorcycle insurance question?
I'm currently doing my CBT and the going to do my A2 licence, which would permit me to ride a 400cc bike, so i'm planning on getting a 600cc bike and restricting it. Would that lower the insurance if i were to mention it has been resticted, i looked it up and for an 18 yr old i got a quote for a 600cc bike for about 1,300. would that be lower if i said it was restricted??""
Will my car insurance skyrocket if I switch from a '97 to a '09?
I live in NYC so my car insurance is already astronomical. I drive a 97 Saturn right now and Im thinking of getting a Prius because of gas prices. Do you think my insurance will increase by a lot because of the difference in model and year? I know I could just get a quote but that's a process with my insurance company.
About how much would it cost to for a year of car insurance for a 17 year old in new york?
I am planning on getting a used 2001 Mercedes-Benz C-Class C320. Before I buy the car I will have a senior license and will have taken drivers ed and a defensive driving coarse.
Help! I dented a car and need an idea on how much it will cost without going through insurance...?
I have a picture of the damage. I am still shaking so worried, it is my first year of driving so am looking to deal with it privately, luckily my car wasn't damaged, however it was my fault so I am going to have to do the paying! <a href= http://s7.photobucket.com/albums/y298/Gothixpixie/?action=view¤t=Photo-0107.jpg target= _blank ><img src= http://i7.photobucket.com/albums/y298/Gothixpixie/Photo-0107.jpg border= 0 alt= Photobucket ></a> http://s7.photobucket.com/albums/y298/Gothixpixie/?action=view¤t=Photo-0107.jpg Not sure if these hyperlinks will work! Any help would be great!""
How much is cost of insurance of car driven by Indian driving licence holder in UK?
How much is cost of insurance of car driven by Indian driving licence holder in UK?
How much is insurance on a lamborghini?
I'm 16 and thinking about getting this as my first car and just wondering the insurance.
Will I get my parent's insurance after age 18?
I plan on taking a year off of school when I graduate high school. When I turn 18 during that year, because I am not a full time student, will I get taken off my parents health care?""
""Im a new G2 driver, and im thinking on getting second driver insurance on my moms car.?""
how much do u think it will add onto the insurance already?, its a 2003 ford focus""
Should vegetarians be required to pay as much for health and life insurance?
We get breaks for being non-smokers, not taking risks, why not for being vegetarian. It is a healthier lifestyle, for me at least, and why should we pay for the cardiac care of those who eat meat? Very few vegetarians suffer from heart disease - the leading cause of death in America.""
Can you rate these cars on insurance coasts?
I was looking at buying a car. I have selected a few cars that I was interested in buying, but I don't know the coasts of car insurance. Can you give me a price range or tell me terrible, bad, average, good, great. If you can give me a price range that would be great and thanks for the help. The cars are 2005 Nissan 350Z Coupe, 2006 Hyundai Tiburon SE, 2009 Mitsubishi Lancer ES, 2006 Audi a4, 2000 Hyundai Tiburon, 2002 Audi TT, 2004 Mazda RX-8, and 2010 Toyota Corolla.""
What is the average car insurance cost for new drivers? (ages 16 and up)?
What is the average car insurance cost for new drivers? (ages 16 and up)?
What kind of car insurance do i need?
hello there,i'm a plumber,i have 7 year no cliam on my vans insurance,till now coz i was goin every where with my van i didn't needed a car,now with new baby we won't be able to go every where with my van so i had to buy a new car,because i won't have any no claim on my car the insurance is sky high....i'm sure i'm missing something in here,i can't drive my van and my car at the same time so why i can't use my no claim on my car too,surely i'm the driver didn't have the accident on these7 years not the cars so why my insurance got to be so high....any idea what can i do about it? thank you so much for your time...take care and all the best""
Why should my family's insurance go up if i get a car?
I'm 17 and am currently on my parents insurance plan, so there are 3 of us with only 2 cars. I'm listed on the truck, b/c it has more horsepower. I'm about to buy a '92 Prelude, and they said the insurance would go up about $122 for 6 months. This doesn't seem too bad, but if i'm now driving my own cheap car, why is that a greater risk than driving the truck with full coverage, not just liability? It seems like it should almost go down, because there's a lower chance that i will crash up one of the more expensive/higher hp cars. Is that just the way it works or is there a better option for me? My agent also said my own policy would make it even more expensive, which i could see, because we wouldn't get the multiple driver or car discount.""
Do anyone reccomend Geico Insurance over Allstate?
Do anyone reccomend Geico Insurance over Allstate?
I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?
I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?
Pre-existing condition on health insurance?
If I apply for health insurance with a preexisting condition and they give me a 12-month waiting period before covering the condition - does that 12 months start over if I am treated within the waiting period and I pay for the treatment on my own? Or does the 12-month waiting period begin from the date I purchased the insurance, regardless of what takes place during the waiting period?""
Car insurance question?
Originally I registered my car insurance with my previous address. Now I've moved to a new place, do I require to update the address? What happen if I don't update the address and continuously using my previous address as registered?""
Cheap health insurance?
anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student. i know my school provides insurance in case of emergency. but i am looking for something to help cover my prescriptions & doc visits.
Car insurance question?
My idiot cousin hit my parked car with their truck. He doesn't want to go through his insurance unless absolutely necessary & asked (after I got the estimate the mechanic they go to) that he wants it to go through my insurance (e.g.: wants to act like a hit and run/that he'd pay). What I want to know is, if I go through my insurance as say a hit & run on my parked car, will my rates go up at all/anything negative with my rates?""
""Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?
Can i get it licensed in kentucky ...while it is in her name? ..she doesn't drive ..i have the insurance on the car in my name..etc .
So im 18 now and i am currently going to school. Iam trying to find out the cheapest auto insurance out there.?
My parents currently have me under mercuary, but i would like to buy my own insurance. Any suggestions?""
Do I need a consent to settle by my own auto insurance company?
The guy who hit me does not have an ample amount of insurance to cover my injuries. They are offering me the policy limits to settle. My own uninsured or uninsured motorist has been given enough documentation to know that my additional insurance will come into play. I have filed suit against the guy and his insurance company, but do I need a letter of consent to settle with them from my own insurance company to make sure that my uninsured motorist coverage will still be available to me. I really think it is criminal for any insurance company or state to make the limits on auto insurance so low, when the average cost of an auto accident is higher than the minimum coverages that they allow drivers to driver under. Also, there are many attorneys that wont even look at taking a case unless the limits are much higher than state minimum, because they can make considerably more on those who are very well insured. My own insurance company is treating my like I am retarded, and I was until I started reading all the insurance laws and bought a very fine civil litigation book for 4 dollars, best investment I ever made. But I am no Pro Se expert, my hat is tipped to you attorneys and insurance adjusters. What a stressful job you have and so many laws to abide by and to follow. I can only get better the more I read the more I know. Thanks for your time.""
Will my auto insurance go up?
I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!
Average cost for motorcycle/scooter insurance?
Im considering getting a scooter or small motorcycle, and was just trying to estimate my monthly payments, including insurance. Could you please give me an estimate or exact numbers on how much i should expect to pay? And is it generally cheaper with a smaller bike? cheapest with a scooter? Im 25, no accidents or tickets whatsoever, and am looking for something between 80 and 250 ccs.... Thanks!!!!!!!""
Business names?What is a good name for an insurance agency?
What is the best name for an insurance agency
19 year old car insurance.?
My family has a 02 Honda civic that I can fix up and use I'm 19 going on 20 and I need a car to get around. I done online insurance quotes and I've been getting ridiculous quote prices for a low end 12 year old car. (200 - 300) What would be some recommendations for possible companies. And how much do you think it would be if I got on a policy with my parents.
California Medical for teens?
I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?
Insurance when you die?
If I kill myself will I get insurance ? I dont care about money I am already well off but just curious about insurance , too early to call my insurer or go look at the doc, to depressed""
Born abroad car insurance premiums higher?
I have been gathering quotes for car insurance online on confused and was delighted to see the price down at 615 for once as I have been getting car insurance every year since the age 18 and it has always been over 1000. However, just having a quick check over my details to make sure everything I had entered was correct and then I noticed I had ticked the resident from birth box. I was born in Spain as my mother went over there to work and then had me. I was born in 87 and she took me back home in 88 or 89 roughly. (She is a full British citizen born and raised in UK). As I have no contact with my father and I don't even remember being in Spain or nor can I even speak the language well, I feel fully British and also am regarded as a British citizen. My mum also registered me at a british consulate in april 88, just 6 months after I was born. So I put on the form that I became a resident in 1988. I then calculate the prices again and the insurance quotes shoot up with 955 being the cheapest and the rest going up to 1000. I then think back to all the years I have been paying the insurance and building up my no claims and being the perfect driver with no claims despite having to pay the shocking premiums that young people have to pay and this makes me absolutely livid that my insurance goes up by 340 to 400 based on the fact that I was born in Spain and spent 1 year of my life there and the rest of the 23 years as British Citizen raised here. I am just wondering if I could get away with just going ahead and saying that I was a resident from Birth as I have a baby on the way and really wish that my premiums were a reasonable ammount for once or I should go through it and just demand that they bring the premiums down to the 615 like originally quoted! It just makes me really annoyed that they can get away with this kind of stuff and I really don't like the fact that I am having to pay higher premiums just for the sake of it. Any advice on this?""
Whats the insurance for a first driver teen?
Im gonna be driving in a couple mths and i need to know a ins rate. I will be getting a 1998 Ford Mustang V6. I live in Houston, Texas. If u know leave an answer. Thx""
Good maternity insurance in Michigan?
We are looking for good affordable maternity insurance here in Michigan. Everything that I've found has a huge waiting period, and they still expect me to pay through the entire time. Any help?""
Canceling Geico car insurance?
I've had Geico insurance on my car for the past year and I've found a much better rate elsewhere and plan to switch. I'm in Virginia. How do I go about canceling with Geico? Do I have to wait until a certain time (end of 6mos, etc) or can I do it at any time? Is there a cancellation fee? Thanks!""
Best health insurance for 22 yr old?
Okay so right now I have insurance through my job and the insurance really blows (for lack of a better term). Every time I go to the doctor I end up paying a couple hundred dollars for the tests they have to run (I'm a girl so I go once a year). Plus they don't cover hospital visits (had to go the emergency room and me insurance didn't pay a dime so I had to pay $500 out of pocket for the visit). So I was looking into getting my own insurance but I am not sure which one I should get. I live in Arizona and I am a 22 year old female. The only time I go to the doctor is for my yearly gyno visit and if something is really wrong (which is very rare). I would also like a vision and dental with it too since I go to the dentist once a year along with going to the eye doctor. So any suggestions would be nice :) Thank you in advance.
Insurance Car coverage?
My car got flooded bacuase of the Hurricane IKE in the houston area. The current market value of this car is 9k but I still owe 13500 and I do not have GAP insurance. I had an offer for this car three weeks before the hurricane for 12k. As we all know insurance will only pay what it worth now. What are my possibilities for having the insurance pay it off sice this was a natural disaster.
How to Improve a Car Insurance Company's Offer?
Someone hits my car while I parked on the street, the lady hits 2 cars. My car value is 11,000 (my car is one way) and the other car value is 2,000. The lady's insurance only cover up to 10,000. So I only can get 84% of the 10,000 (so i got $8461) How I ask for more money?""
""Where can I buy cheap auto insurance in Houston, Texas?Just moved here, only paid $30/month in California!?""
Want to buy cheap auto insurance in person! In California I paid $30 a month at a place that catered to poor people basically, but had good coverage for cheap. I am not interested in paying double online with Geico, progressive, etc (as the quotes I've gotten are). Where can I get cheap basic coverage in person in Houston Texas? Thank you.""
Would you accept a job working as an Insurance Call Center Agent?
The job entails helping senior citizens all over the country obtain affordable insurance solutions that cover their final expenses and medical bills. The work hours are Monday ...show more
What is the cheapest insurance company?
Ok so I'm 16 years I have an 08 Kawasaki ninja 250 and I live in rural California what should I expect to pay for liability only
I don't have dental insurance.?
I don't have dental insurance and I haven't been to the dentist in years. Anyone know of any good dental discounts or insurance. I really want to go and get a cleaning and check up. I think i'll need some work done considering my jaw hurts and the gap in my teeth seems to be getting wider. Anyone else not have dental insurance? Thanks for the help
""I heard that car insurance is cheaper if i include my spouse, why ?""
i would imagine car insurance would cost more then there are more people using a car, not the other way around""
How much should I be paying a month in car insurance?
I'm going to be buying a car hopefully in the next two weeks, and I'm just wondering what the average rate I should be paying for car insurance should be. I'm 23, live with my parents, would be parking in the garage, and the car I would be buying is a 2012 Honda Civic LX. I would mostly be using it for commuting to and from work, I've never had a car before so I know it's probably going to be somewhere around $300/month. Note: I live in Canada so if you're in the states there will probably be a big difference in how much I pay.""
How much does an auto insurance agent get paid?
..so i was wondering going into the field of auto insurance and what would be the dollar premium that an agent get paid or the minimum...just received my license so i think thats ...show more
""No insurance, can i go to the doc?
I don't. have insurance except plan 1st (for birth control) i need to go to the doctor but would they even see me?
""In the state of New Jersey,how long does it take to get caught driving with no car insurance?""
My insurance lapse a month ago today.I am waiting on my workers comp settlement from a job related injury.Is there a way that cops can detect that my insurance has lapsed other than an accident?I have and legit insurance card till June,and registration.Can they suspend my registration?if so is there a warning?I will try to stay off the road till next month but i need to make my Dr.appointments etc.""
How does car insurance work with multiple drivers and one car?
My family has one car and the only one who currently drives it/has auto insurance is my dad. If my sister and I are to get our drivers licenses (and would only ever drive this one car, too) how does insurance work? Do me and my sister both have to pay insurance on that same car too? Thanks!""
What is the Average Cost for Health Insurance?
I want to buy health insurance? What is the average cost for health insurance? Thank you.
My parents just lost there health insurance. ?
My dad retired from the city of Stockton after 36 years. Due to our city filing bankruptcy all retirees now have to pay for there health insurance(1200 dollars a month for my parents). This is just not affordable for then so they lost there insurance. My mom takes enbrel for her medical condition. How can I get her that medication at an affordable price? I have been looking but can't find any help. My parents are 60 years old.
Individual health insurance plan?
I'm trying to find an individual plan that covers all my needs. I do have a routine medical problem that requires a few prescriptions every month, it's not a big and costly issue like cancer or HIV. Should I disclose this as a preexisting medical condition if asked, will I be denied coverage if I'm honest? If I obtain the insurance after denying my condition could I be denied the care/specialty visit/meds from a very routine medical condition?""
Will my auto insurance go up?
I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!
https://www.linkedin.com/pulse/car-insurance-question-ruby-holder"
0 notes