#but i do. i promise i care to much ab rangers. i really do
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funny little tidbit
in dnd 5e if you play a shifter with the hermit background thats at least two levels ranger and has the druidic warrior fighting style you can play a wish.com druid
shapeshift for combat
spells for combat (id rec shillelagh and magic stone, hit people with sticks and throw rocks at em)
you can take some good utility, healing or attack buff spells
you get a lot of the expertise in your environment (work with your dm and its even better!)
#as always pirate that shit wotc sucks#i weakened that phrasing heavily but i dont wanna get too dickish on main#even to. ykw. “lets use ai in developing stuff for our imagination based game” wotc#anyways !#dnd 5e#rangers early abilities are good you guys just need to cooperate w your dms more often#youre either intentionally a fish out of water and come into play later on in the campaign or the party's Primary Danger Expert™ i love it#also 5.5e rangers are ass for no reason other than playing into “haha rangers are shit” im sure of it#they knew they could get away with making them useless bc people dont care much rn#but i do. i promise i care to much ab rangers. i really do#shoutout condifiction for contracting me w the 5e ranger illness via gay ferret its changed my life for the better#woe. tag yapping be upon ye
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5, 7, 9, 13 and 33 for Sky/Z cuz I wanna know more ab them 🙌🏻
FIRST OFF TYSM FOR THIS!!!! ^^ Hope you like'em!!! This is mostly headcanons but like. it's basically canon
5. What personality trait do they love the most about each other?
Umm there's two parts to this, from Z's side and Sky's. I think that Sky at first dislikes the fact that Z basically calls out everything that's wrong with him, (who wouldn't tho) but he eventually gets what she's trying to say, and actively changes himself. Z likes this personality trait in him, that he's open to suggestions, and willing to change. He may be a complete bastard, but he's a corrigible bastard. With a little work done on him, he can actually be a really nice guy, and we see that in the series itself. I doubt Z would have much of a problem with him post series when they start dating XD. As for his favorite trait in her. She's bold, she's smart she's sassy, what's there not to like.... but if he's to pick a favorite?? Naah he loves everything about her XD But maybe what he loves the most is her being probably the only person to be able to get to him.
7. What is something they’d want to change about the other if they could?
Look, Sky's stuck up. He calls her names, and doesn't really even try to be nice. Z would probably want to change that about him, and this ties into the previous answer. Z likes him when he's nice, anyone would. She wants, and does change him. He takes care, he's more outgoing, and chilled out and that's a win! ^^ She's a biiiiiiiit headstrong. I think that's the only thing that Sky wouldn't like about her. If she believes in something, nothing can change her mind, and that makes her stubborn, and at times... a bit rigid. it's not like i can't find more things that're wrong with her; there's nothing wrong with her. absolutely nothing and im not saying this because im hopelessly in love with her but like it's true. (AND MAYYYBE he'd like her to be a bit more organised XD)
9. Do their friends and family like their significant other(s)?
Well the SPD rangers don't have much in terms of Family, for all we know, Sky's father is dead, and Z ran away from home when she was twelve. So apart from Sky's mom, who's never mentioned the only "family" either have got is their friends, and Cruger and Kat. Bridge ADORES THEM AND IS SO DAMN SUPPORTIVE HE PUTS UP BANNERS IN THE COMMON ROOM EVERY MONTH WHEN IT'S THEIR ANNIVERSARY. Syd is also supportive, though in a more conventional way. Jack is basically Z's kinda sorta brother and he promises he'll break every bone in Sky's body if he ever sees a single tear in Z's eyes.
13. Do they have potential to be toxic if they’re usually healthy?
To be honest. YES. This again reflects badly on Sky, because he's a total misogynist in the beginning, to the point where he thinks a girl cannot be a red ranger. If not played right, that would reflect in their relationship, and possibly their family life. (Also Jack's around so this probably would neeevvveeeerrrrrr happen ;)) So it's basically a 0.00000000001% chance XD
33. Who is the big spoon and why?
😳 It's Z. That's it. It's Z and it will always be Z. Anyone who says otherwise is lying.
Thanks for coming to my Ted talk!! ^^
#Sky/Z#power rangers#sky tate#z delgado#power rangers spd#pr spd#spd#bridge carson#jack landors#sydney drew#ask meme#thanks for the ask!#correct me if i'm wrong though
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♡ + Mary x Face (I wanna hear your opinions too!!)
Mary/Face
· Who is the most affectionate?
Hands down, Face. Mary shows her devotion in actions but is more cautious in displays of affection. This is partly Abe’s fault…her displays of affectionate were often not reciprocated in kind so she got used to holding them in. Face is much more comfortable with showing affectionate so he takes the lead in these areas.
· Who initiates the handholding?
Face. As another casual display of affection, this is something else he is more comfortable starting then Mary is.
· Who worries more for the other?
They both worry about each other for different reasons. She worries about Face’s situation with the military police and his PTSD. He worries about her getting caught for aiding and abetting or for A-Team enemies (or ones that Abe made) catching up with Thomas and her.
· Who is more likely to ask for help?
Face, again, though he’s really stubborn and has to be in really deep before he’s willing to admit he’s in a pickle. Mary is far too used to being the one people come to for help that she does not always think about asking for it herself. (She is grateful though that, when she gives Face help, he actually takes it and doesn’t decide to go off script as soon as she walks away).
· Who is the one always losing the keys?
While neither one tends to lose their things that often, they do take turns losing their keys. Face forgets to pull them out of his pocket before he changes his coat. Mary gets distracted by Thomas or some other ‘mom’ issue and puts them down, promising she’ll pick them up later and…doesn’t.
· Who leaves little love notes for the other?
They both do. Face tends to leave her longer, more romantic ones and leaves them on the pillow or in places she’ll find easily. Mary leaves cute, shorter ones and tucks them into his coat pocket or his wallet.
· Who can’t sleep unless the other is there?
Face. He’s already a restless sleeper and when he gets used to having Mary around, it’s unusual to not have her there and makes him uneasy. Mary can sleep fine without him there but if he’s spent the night and she wakes up to find he’s already out of bed (and possibly gone) then she gets uneasy.
· Who is more likely to propose to the other?
Face proposes (if/when he’s ready for such a commitment). Mary’s a very traditional woman in many ways and would never dream of taking such a step herself.
· Who introduced the other to their family first?
Mary probably meets the rest of the Guys around the same time that Face meets Sprout so they kind of meet each other’s families around the same time? Eventually, as Face finds relatives he introduces them to Mary and Mary introduces him to the family she has left.
· Who is more likely to play with the other’s hair?
Mary brushes Face’s hair straight when it gets mussed and helps tidy it up. Sometimes Face plays with her curls when they work loose from her bun, twirling them around his finger when he leans in for a kiss.
· Who makes sure the other has meals/stays hydrated?
Mary!! She’s used to being the Mom of the group anyways and Face needs someone to help keep him on track. She’s also really good at making sandwiches or food for the whole team when she knows they have to leave town, along with thermoses of coffee.
· Who is more likely to stand up to anyone for the other?
Mary, especially in verbal confrontations. Face will defend her and not let anything happen to her but Mary’s more likely to jump to his defense (and sometimes plot some rather dubious ways of keeping him safe. If she can send Simcoe and the Rangers spinning in circles, she can definitely send Decker and the MPs running in the wrong direction.)
· Who is the most likely to prepare a surprise for the other?
Face. He’s more spontaneous then Mary is and he likes giving her things. It can be little things, like a new pair of earrings, up to whole weekend trips for the three of them.
· Who makes the other pinky promise not to do certain things?
Sprout starts the pinky promises with Face, using them to make Face promise he’ll come back. Then Mary starts using them to make him promise to be careful and make sure he comes back too. The first time she tells him he has to be sure to come home, he almost can’t bring himself to leave.
· Who puts a blanket over the other when they fall asleep on the couch?
Mary! She’s happy to see him sleeping and takes steps to ensure he’s comfortable so he stays asleep.
#Muse: Mary Woodhull#Mary/Face need a Tag#I wasn't intending on shipping this#but now I'm really starting to like it XD
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they say to write what you know so, obviously, I write about teacher gossips and Colin being hot af (for @cinnamonandseasalt who loves hot dad!Killian)
It’s the talk of the entire staff room. Usually, Emma isn’t one for gossiping – Ariel, the primary school teacher, and Belle, the librarian, are better at it than Emma will ever be. Even Ruby and Mulan are into that thing, and Mary Margaret – the school’s principal herself – indulges in gossiping once in a while. Probably a secondary effect of having a staff mostly made of women, Emma ponders as she listens to them sharing the juiciest rumours about this parent and that family. It helps forgetting how stressful their jobs can be, after all, so Emma doesn’t blame them.
She usually stays away from it, especially since she’s the school councillor and knows more than everybody else about the students’ personal lives, but – gosh, the latest gossip is on everybody’s lips.
Single fathers are always a target, if only because they are single fathers. But, in Ruby’s words, this one is ‘so hot you could fry eggs on his abs’ and, yes, it has Emma a little curious. Especially after two weeks of the other women talking about it while she’s yet to see this apparently fine specimen of a man with her own two eyes. It’s just for science, okay? Emma wants to know if this man lives up to the gossips following him around school.
Emma knows him, kind of, through Roland’s file – he’s not Roland’s father but still family, having gotten custody of the child when the father died in a tragic accident, a few years after the mother suffered the same fate. Moved from London to quirky little Storybrooke, Maine, in hope of a few start. Roland doesn’t seem miserable, from what Emma saw during their one and only session together, if a little shy and not that talkative. But Emma knows all too well that grief is a complicated thing.
“Are we talking hotter than Graham here?” she asks one day, smiling in her cup of hot cocoa.
Every year, the fifth graders go camping for an entire week in the woods, and Graham so happens to be the local forest ranger. He’s a piece of eye candy, if Emma says so herself, and a real gentleman – perhaps she would have said yes to a date last year when she went to camp with the kids, in an alternate universe where her life wasn’t such a mess. But Neal was back in her life then, and Henry going through puberty, and everything was complicated.
“Oh, way hotter,” Gwen confirms.
Gwen, who’s so happily married to Lancelot no other man matters, thinks the guy is hot. If that doesn’t say a lot, nothing ever will. So, yeah, Emma is curious, the same way she was curious about how apparently little Grace from grade 7 can lick her elbows – it crosses her mind when other people talk about it, but she doesn’t go out of her way to find the truth. Emma has better things to do that to track down elbow-lickers, or handsome legal guardians, thank you very much.
For a starter, Nicholas and Ava still don’t have lunch boxes, and Emma wonders when exactly she’s supposed to do something about it. Then there’s the problem of Henry missing that one history class every week to kiss Violet under the bleachers (!!!). Not to mention Ingrid, who’s finally coming back from Norway, so the house has to be ready. So, yeah, Emma has other things on her mind.
With November comes the yearly Miner’s Day Festival, and of course David and Mary Margaret manage to convince Emma to help them out. Selling candles in the cold isn’t exactly her idea of a fun Saturday afternoon, but the Blanchards have this way about them that makes it impossible for Emma to say no when they ask something. A great power that they don’t use too loosely, thankfully.
Uneasiness creeps its way between her shoulder blades in a cold shiver when she first has to make small talk with people, as always. It stays that way for an hour or so, before Granny brings them all hot cocoa – hers is spiked, of course – and teases them about the candles. She buys three of them, though, and winks Emma’s way before she goes back to her own booth. The warm pies smell heavenly, and Granny will sell them all out before the sun has set. There is a routine to the Miner’s Day Festival, after all, the familiarity of it both soothing and creepy in its own way – but that’s the thing about little towns like Storybrooke, after all.
Emma sips on her hot cocoa, keeping an eye on Henry even if she promised to let him be – he’s on a date with Violet, of course, and Emma feels old just looking at them walking hand in hand. Her little boy is almost a man now, only a few years shy of leaving for college, and Emma doesn’t know how to cope with that. Sometimes she thinks about how empty and silent the house will be, once he’s gone, and loneliness creeps upon her.
“Emma!”
The call of her name startles Emma, hot cocoa sloshing and burning her fingers. She swallows down a curse as she turns around, eyes traveling down to meet brown ones, along with a dimpled smile. Roland’s face is half-hidden by the beanie he’s wearing, but it doesn’t stop him from beaming up at her with all the happiness of the world.
“Hey, kiddo!”
His gloved hand holds on to an adult one, and Emma’s eyes travel up slowly – hand, arm, disturbingly muscled shoulder – before they settle on the man’s face. She remembers Ruby’s words (“I would climb him like Mount Everest, Ems,” to which Emma had kindly reminded her that she was married) and finds them lacking. Because nothing could have prepared Emma for the blue of his eyes, the dimples in his cheeks, the way his hair flops on his forehead. Nothing could have prepared her for the way he smiles at her, almost shy and tentative, when their eyes meet. Nothing could have prepared her for the scar on his cheek or the expense of skin revealed by the collar of his loose shirt.
He’s not hot.
He’s way more than that.
Emma finds herself swallowing around her dry throat, at loss for words. She likes to think herself above those kinds of things, likes to believe she isn’t a blushing schoolgirl anymore and that she cares about more than just looks but – but that man looks so. So.
“Hi,” she finds herself croaking, before she clears her throat a little. “I’m Emma Swan, from school.”
Understanding flashes through his eyes, a small ‘ah’ on his lips as he nods at her. “Roland told me about you. Killian Jones, nice to meet you.”
He holds his hand for her to shake, and Emma does so – his fingers are callused, his skin warm, and she curses herself at the thought that she never wants to let go of him ever again. What is she, a horny teenager meeting a boy for the first time? Worse, even, because she damn sure didn’t feel that pathetic when she was a teenager.
“Uncle, look at the candles!”
Roland tugs on his hand, pointing to a red one. Mary Margaret takes it as her cue to step in, gushing about the candles and what a good deed it would be to buy one. Emma manages to step back then, with a sigh on her lips. She meets David’s eyes, and he raises a very unimpressed eyebrow at her, like the almost big brother he is. She rolls her eyes, even if she really doesn’t feel like fighting him on this. He most definitely is right.
She downs her hot chocolate when her phone buzzes in her pocket. It’s a text from Ruby, nothing but a winking emoji poking its tongue at her, and Emma glares in the general direction of Granny’s booth in reply. Her friends really are not helping matter be.
Killian Jones offers her one last glance when he leaves their booth, and Emma forces herself to focus on Roland waving goodbye instead – it’s easier than his too hopeful eyes, or Mary Margaret’s insistent glare, or David snorting into his coffee. Focus on the child, Emma.
Focus on what you know.
It’s another couple of hour before night settles in Storybrooke, before Mary Margaret decides that they made enough money for the year. Emma wraps her scarf around her neck, beanie on her head, before she leaves her friends to try and find her son instead. He must be around there somewhere, sharing a milkshake with Violet or doing something equally adorable. But, after a few minutes of walking around, Henry is nowhere to be seen.
Emma turns around, only to find herself facing a now familiar face. Killian Jones smiles at her, looking equally startled to find her in front of him. He wears a scarf too, but his ears and nose are red with the cold of the night, his bare fingers wrapped around a mug of hot cider.
“Hello again,” he tells her, words rolling on his tongue in a soft accent. “Fancy a drink?”
She should say no, should go find Henry, give him a curfew and go back home. It’s been a long day, exhaustion crawling through her bones. But Killian looks at her the way nobody ever has before, soft and tentative and almost awestruck. Neal never looked at her like that – like she is something precious, beautiful.
Nobody ever looked at her like that.
So she finds herself sharing a drink with him, and a few laughs too. He’s effortlessly funny, teasing her and grinning proudly at her every time he gets a laugh out of her. He tells her about growing up in London, and she tells him about what it’s like to live your teenage years in such a small town. He admits he’s an orphan – she explains the situation with Ingrid.
Emma finally decides to text Henry instead – telling him that she’s going home and he can do the same at one in the morning, and be quiet when he does so – before she accepts Killian’s offer to walk her home. Roland has gone to spend the night with Belle and little Gideon, who’s the same age.
They are quiet on the way back to her place, the festival only a murmur of songs and laughter in the distance. Emma licks her lips, at loss for words – she’s never been comfortable with small talk, and with her own emotions. A mix of the two is more effective than Kryptonite on her.
“How’s Roland doing?” he asks after one more minute of silence.
Emma smiles. “Good. Gwen says he’s making friends in her class, and he’s a bright kid.”
“Good, good.” She glances at him, at the way he smiles to himself, a little sad. “I don’t know how to talk to him about – everything. He doesn’t talk much, and – I don’t know how to help him.”
“Let him take the first step. If he wants to talk, he will talk. Just give him time.”
“Thank you.”
His smile is sincere as he stares at her. They both stop walking, and Emma stares back. He takes a step closer, her mouth opening slightly as he does so. For a moment, Emma believes he’s going to lean forward and kiss her, and – she’s ready for it, her heart racing against her ribcage. But he just tugs on her beanie a little, so it falls on her ears the right way, and she offers him a snort in reply.
“You’re welcome,” she whispers back.
She should start walking again – it’s cold out there, and late, and she’s tired. She should, but she doesn’t want to. Not when Killian still looks at her like that, like he actually sees something in her. So she is the only leaning forward and into his space. His breath is hot against her face before it gets caught in his throat, making her smirk a little.
His lips are cold at first, and so is his nose when it brushes against her cheek, but Emma’s heart is still racing and his arms wrap around her and suddenly all she can feel is the warmth of him. The warmth of his mouth against hers, of his puffs of breath on her cheek, of his body pressed to hers, of his hand when it sneaks beneath her jacket. He’s fire turned man, in that furnace of a kiss that leaves her breathless and craving for more.
“That was…”
He’s at lost for words and so is she, breathing him in, forcing herself not to ravish his mouth once more. His lips are pink and swollen, his cheeks burning, and Emma finds herself proud – knowing she’s the cause of his distress, knowing she’s the one who wrecked him. She’s wrecked too, with just one kiss.
“I…” she starts. Licks her lips. “I don’t usually do this.”
“Do what, love?”
As an answer, she kisses him again, his lips pliant against hers, his groan deep in his throat when he pulls her even closer than she already was.
Henry tiptoes to his room at 2am.
Killian sneaks out at 8am.
#cs ff#captain swan#emma swan#killian jones#beautiful duckling#captain sex#ouat#otl: as you wish#fanfic#ff: ouat
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Im a new biker what is teh best bike for insurance?
"Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr
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I was in a car accident with no insurance and they claim I owed over $6,000. I end up talking it down to $3,000 even. I wanted to know did I over paid or was that a fair amount. The person had whiplash and received treatment and the car was damage at the rear end.""
2.5% tax penalty if you don't have health insurance?
There is a section on page 297 of the health care bill... which you can read here: http://docs.house.gov/rules/health/111_ahcaa.pdf It states plainly that any individual who does not have acceptable health insurance during any part of the year will be imposed a tax equal to 2.5% of their yearly adjusted gross income. My question is what the heck is that about? What has our government come to if they can legally punish people for not getting their own health insurance??
Will my dads car insurance raise after I get my drivers license?
I probably worded the question wrong but my dad won't take me to drivers training school because he's worried about his car insurance rate (or something like that) going up. I'm 15 and all of my friends have done it a long time ago. I'm the only one that hasn't started it and I even explained to him that once I start driving, I don't have to keep asking him about needing a ride to practice or meetings (because I know that bothers him) but he's still bothered about his insurance rate going up. Is that even true?? Will the car insurance rate or whatever he's talking about go up after I get my permit?? Thanks!""
""Can I lose in small claims court if I got into a accident that wasn't my fault, but I didn't have insurance?""
Can I lose in small claims court if I got into a accident that wasn't my fault, but I didn't have insurance?""
Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
A 1967 FORD MUSTANG coupe Insurance (UK only please)?
Can anyone tell me what the average insurance is for this car is. I tried car insurance sites and all they want is my info and i dont have a licence yet i just want to know what one would insure for. An estimated guess is all i am looking for. Thanks. Also does the historic tax still in use? if a car was made before i think its something like 1974. That would a helpful thing to know as well. Thanks People.
Is there an affordable health insurance plan for someone who doesn't make a lot of money?
I'm 23 and I work 2 jobs. I go to school part time. After I pay all my bills I don't have much money left.
Do you need car insurance to borrow someone's car?
Like if I were to borrow someone's car, would I personally need car insurance (like from my own car), or only if the owner of the car had insurance would that be okay if I drove it? I live in Illinois if that makes any difference.""
Help with my car insurance!?
My car is registered to my work adress. I sometimes take trips to see my parents and my car is parked outside there home all weekend. Last weekend somebody damaged my car. Is my car still insured if the vehicle is stolen from this address? I am fully comp on my insurance. Cheers!
My auto insurance raised twice as much for not being insured for more then 30-days?
I had auto insurance with state farm and my policy was $180 (just liablilty)per month for 12 months. I ran into some issues with money and could not pay so I cancelled the policy and avoided driving for a little over a month. I recently went to another agency to find a cheaper insurance and they said since i had a registered vehicle that was uninsured for more than 30 days, there is a penalty. Now I pay $340 for 8 months (just liablilty). 3 agency's told me the same thing. My question is will this ever change? How long will I have this penalty ? I have a clean driving record besides this and feel this is unfair and cannot afford it. Is there anything I can do to go back to paying $180p month? When did insurance companies start doing this? I have not found anything similiar through my research. Thanks""
Temporary US insurance?
I'm going to the Us to meet my friends for three months. Is there any way I can get insurance for just these three months there? Please help
Is Progressive really cheaper then the other insurances? i have allstate right now.?
Is Progressive really cheaper then the other insurances? i have allstate right now.?
Insurance billing question?
If I were to get birth control and use my insurance card, will it show up on the bill? This includes if insurance does or does not cover the entire cost.""
How much will my insurance go up after dui in ny?
OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""
Does Geico Car insurance cover Rental Cars?
Does Geico car insurance cover rental cars? Or does it JUST cover your car that you have insured w. them?
""Car accident, not at fault, but no insurance, other driver has no license. what to do?""
my parents got into a car accident with another driver. however, it wasn't their fault. in addition, my parents don't have insurance for that car because they just go it about 2 months ago (used.) but we have 2 other vehicles that are insured. does that mean that our car is technically under the policy? The other driver, who was at fault, HAS NO LICENSE but has an identification card, and has insurance. (her license is probably suspended) what are my parent's options?""
Ticket for No Insurance in Alabama?
We have checkpoint in mobile, alabama where I live and basically it's where cops stop traffic and check every vehicle for drivers license, insurance, registration, child restraints, etc. Well, I got a ticket for no insurance (I know i'm dumb for not having it, but believe me i'm getting it tomorrow). My question is does anyone know how much a ticket for no insurance is in Mobile, AL? I've checked the website but they have nothing on how much tickets are. I called the number on the back of the ticket and it doesn't say either. The officer said I may be able to get insurance and on my court date show it to the judge and just pay the $105 court fee and no ticket fee. Is that true also? Please help.""
Why are my insurance quotes so high?
I have tried searching for insurance on my moms car which is a Suzuki Swift GL 1.3 and I'm getting back quotes of 10,949.50 cheapest fully comprehensive and 6,404.20 Third Part, Fire and Theft. I passed my test january this year and I'm 18, I had temporary insurance on the car for a month in april and a week in june, the month in april cost 55 with Tesco and the week in june cost 70 with another company. I've also tried searching for insurance on other smaller engined cars like a citroen saxo 1.1i SX and got cheapest price coming back at 4,777.63 I live in Birmingham and have set it as the car being parked in the garage over night. Am I doing something wrong?""
What is the cost of baby health insurance?
I am doing a project for health class, called baby's first year. I have every thing that i would cost to have a baby except Doctor, Hospital cost and health Insurance. If you know how ...show more""
Car insurance question for military...?
We are in the military so the rules are a little different for us. For example, even though we just moved to TX, we can renew our tags in NC where we just came from... we don't have to change them to TX. We are going to renew our tags in NC which means our car will still be registered in NC... and we still have NC car insurance. If we get in an accident here, will having insurance in NC be a problem? Everything is registered in NC so we want to keep our NC insurance... or do we have to switch to TX?""
How much would (teen driver) insurance cost?
I was wondering how much car insurance would cost for a teen driver? Info: Black Grand Cherokee (if that matters) Male 17 years old. 3.5 gpa
Car insurance for new drivers?
I'd like to get a car insurance but since i will be buying a new car soon, i'd like to have the insurance for just a few months. Is this possible? if yes, then which company would you recommend and how do i get it? cheers!""
Term insurance or whole life insurance?
I want to get life insurance, but I am not sure whhich type of insurance I should get. I have done lots of research and majority of the research tells me to get term life insurance, but I am still confused to why. Here is a little about me: 30 years old, married, and have a baby. Non-smoker, and overall healthy, minus some arthritis. My first thought is to get whole life insurance because it definitely covers my family if I pass away when I am a lot older. However, I then hear that whole life is not a great investment - too expensive and lot of cost/fees involved, you don't really know how much of your premiums are going into your insurance and how much is going into the savings where the company invest the money. After hearing that, I think well term isn't so bad then. I get a lower premium for the same amount of life insurance. But then, I know term insurance only last a limited time. I see 30 years usually being the longest term life insurance. Well 30 years from now (considering nothing happens to me in the next 30 years), I will only be 60. That is still pretty young and then I wil have to renew my term insurance, but at 60, my premium will be a lot more than it would be right now. SO as you can see, I am at a lost and have no clue what to do. I would like some opinions, feedback, suggestions, etc, that would be much appreciated. (side note- when explaining which insurance is better, please explain in simple terms. I posted awhile back and I had some responses with very advanced insurance explanations that confused me! lol). ;) Oh, I do have life insurance with my company, but it's not much and I don't see mysefl staying with this company, so I prefer getting my own private life insurance.""
Why am I paying more for my insurance because of my credit?
So, I recently paid off all my debt that was racked up from an irresponsible boyfriend. My score is in the high 600's, so pretty mediocre....but I'm relieved that I don't have any debt. The insurance I pay on my car is a higher quote than normal due to my credit and I'm just curious why that would influence the rates. How does having past outstanding debt mean I am a bad or unsafe driver? I am 30, have a college degree, have a good job, don't have anything negative on my driving record. I just don't think that it's fair to be charged more than another person because of spending habits; the two (in my mind) are completely unrelated.""
How much should a insurance company pay for a car accident that left me disabled for the rest of my life?
I have had 1 surgery and may need another on my back. I can no longer do the things i use to enjoy. I have a 7 year old that I can't do the things i use to do and should be able to. I'm now on pain management. The pain and suffering goes beyond just the usual. I just want to know what i should expect from the insurance company beyond my doctor bills?
""Republicans, what should someone do if they are sick and cant afford health insurance?""
Republicans, what should someone do if they are sick and cant afford health insurance?""
How much do you pay for taxi insurance in the USA? Who is your provider? I want to operate an independent cab.
I am in Washington state and I am doing my research into the profitability of starting a small taxicab company with 1-2 cars. Only one one insurance agent has returned my calls and he said insurance would be around $32,000 per year for an independent cabby. I am shicked - is this true?""
How much do you pay per year for home owners insurance?
i am buying property in northern virginia and just want a general idea of the price. its fine if you dont live around here, or own a single family instead of a townhouse. its whatever, i just have no clue what even a reasonable amount to be charged is btw, sorry if this is a repost but when i post in the business-insurance section all i get are spam links for responses""
Primerica vs mass mutual life insurance?
Primerica vs mass mutual life insurance?
What does full coverage auto insurance include?
is collision and comprehensive required for full coverage? what about underinsured motorist insurance? i need to know everything full coverage includes because im buying my first car.
Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
How much is insurance for a nissan santra?
I'm 16 and I would like to get a nissan santra 2002 and I would like to know how much insurance is for it? also if you know any good quote sites thats easy and fast? thanks
""Does anyone know of a high deductable, low premium health insurance?""
I am looking for a catastrophic insurance policy where I would have a deductable of $10,000... I would pay for office visits and prescriptions.""
Plz recommend good/affordable health insurance for 55+?
Looking for a good health insurance for my parents who are 55+. Is there such a thing as good and affordable??? Thanks!
Cheap car insurance for a 17 year old?
Hi iv just bought a Volkswagen Golf S 1.4l engine and can only get quotes for car insurance of around 4k - 11k. Does anyone know of any insurance companies who can offer a lot less on insurance for teenagers? Thanks
Cheap insurance?
im 17 & i live in toronto (CANADA) and i gotta 1992 honda civic , and i m looking for the cheapest insurance possible does anyone know some kind of insurance agency who can get me a cheap insurance $300 or less?""
How much would a BMW increase your insurance every month if you have Nationwide?
Like compared to having a non-luxury import car?
How much will it cost (roughly) for a 21 year old to insure a new Audi A1 S-line 1.2?
its in the 1-10 band for the insurance which is the lowest group. the audi a1 is number 9. but i want to know what i would be expecting to pay insurance wise! would appreciate any comments.
I can't afford full coverage insurance for my car loan. Are there any consequences?
I can't afford full coverage insurance for my car loan. Are there any consequences?
I am thinking of get a Honda Accord (1996-2001) in fl was wondering how much is basic inserance?
I am thinking of getting a Honda Accord between the year of 1996 and 2001 was wondering how much is it gonna cost for minimum insurance if I am 16 about to tern 17
I would like to know if anyone knows of an affordable Medicare health insurance supplement in Arizona?
I would like to know if anyone knows of an affordable Medicare health insurance supplement in Arizona?
Will filing a claim raise both insurance rates?
I just got in a car accident and my car is pretty messed up in the front. However, the truck's rear bumper only has a few scratches on it and it was my fault. If he decides to file a claim, will his insurance rates go up also?""
Health insurance options for low income adults?
I am currently putting my husband through school. Our household runs on my pay check alone. My children qualify for free insurance with healthwave,which we are very grateful for. but I was shocked to find that my husband and I don't qualify. There is no way in hell we can afford to buy our own health insurance so I was wondering if there are any other options for us.""
Can I cancel my car insurance at any time?
I've been with Zurich car insurance for 1 year and 10months, insured on my mums car as named driver. The time has come to get myself a car on my own insurance. We pay the current insurance monthly. There are two months left on the current policy, is there normally any cancellation fee's? If so, ruffly how much should I be looking at? Also.. Would I have any NCB as I was named driver on the policy? Thanks.""
Motorcycle insurance for a 17 year old?
i Live in Texas and I'm gonna get a yamaha and it's a cruiser and has a 942cc engine, would my insurance be crazy exspensive or reasonable?""
What is the cheapest car to insure for a 17 year old male? 10 points?
I'm getting ridiculous quotes for a Citreon C1 Group E insurance for 7000+ under 1 liter engine size !!! By using compare the market and other comparison sites! Where can I find affordable insurance quotes? My brother was insured on a 06 1.2 Polo for 2,300 and only been driving for 6 months. surely a C1 will be cheaper!! Need help""
2000 HONDA CIVIC CAR INSURANCE?
I'm 18 and a girl and have had my license for 2 years. My car insurance is 170$ a month, is that a lot? I don't know much about cars but it doesn't seem right. I only have full coverage for my medical and not my car. I have AAA car insurance. HELP please! I bought my car salvaged also.""
""Ohio motorcycle insurance, 18 years old.?
I want to buy a motorcycle and I have the money but the only question I have is where I can find reasonable insurance rates. I am 18 and have never owned a motorcycle before. I am interested in buying a 1970's Kawasaki 400. Can someone give me advice or point me in the right direction regarding insurance?
Which would have higher insurance?
I don't have my license yet so my parents can't call their insurance company and ask for a quote but I'm just curious about insurance. Out of these 3 cars, which would have the highest insurance, which would have the lowest, and what do you estimate. I will be getting my license soon so I'm looking for cars. My parents want me to get a car that they can afford but i would be proud of driving, that's why im looking at these nice cars. Heres the list of cars that i need insurance estimates for 1. 2007 Honda Civic Si -Manual Transmission -106,000 -$12000 -All tinted windows -Will be kept in a garage http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296160990&dealer_id=65234215&car_year=2007&systime=&doors=&model=CIVIC&search_lang=en&start_year=1981&body_style=SEDAN&keywordsfyc=__c2k%2C__&keywordsrep=115105&highlightFirstMakeModel=&search_type=both&distance=25&min_price=&rdm=1302370333852&drive=&marketZipError=false&advanced=y&fuel=&keywords_display=si&sownerid=565766&lastBeginningStartYear=1981&end_year=2012&showZipError=y&make2=&certified=&engine=&page_location=findacar%3A%3Aispsearchform&body_code=8&transmission=&default_sort=newsortbyprice_DESC&max_mileage=&color=&address=28277&sort_type=priceDESC&max_price=14000&awsp=false&make=HONDA&seller_type=d&num_records=25&cardist=14&standard=false 2. 2006 Acura TL -Automatic Transmission -59,000 Miles -$15000 -http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296199939&dealer_id=66118955&start_year=2006&advanced=y&make2=ACURA&transmission=Automatic&max_price=15000&make=ACURA&model=TSX&body_style=SEDAN&search_type=both&distance=25&end_year=2012&default_sort=newsortbyprice_DESC&max_mileage=60000&address=28277&model2=TL_MODELSCLASS_SERIES&seller_type=d 3. Any car of your choice. Give me any suggestions. I want it to be sporty but 4dr""
Cheapest car insurance company in michigan?
I used to pay 25 bucks a month for car insurance, but now I am in michigan, the chepast from progressive is about 70 bucks a month, that's 3 times what I used to pay. Is there a company that will offer a cheaper rate than progressive? If it wasn't for the possibility of being arrested by cops for driving without insurance, I will never buy insurance period. Never had an accident caused by me EVER.""
Insurance company problem?
My gf's son was in an accident last Saturday; not his fault. Other driver pulled out in front of him and police have assigned full liability to that driver. His truck is a 86 Nissan D21 pickup and the damage is pretty bad. Estimate so far is about $3800 to fix and www.kbb.com lists this vehicle's value at $2100 (actually had to use an 87 to compare; they don't have older). Clearly the insurance is going to total the vehicle. Yesterday we finally got the rental car (son is driving her car). Today the insurance company is telling her that she can only have the car till Saturday. I'm thinking she keeps the car until the matter is resolved. That is, she has a check in hand for the market value of the vehicle or it is fixed. Secondly: the check won't cover fixing the vehicle yet it's a great little truck and worth fixing. Engine appears to be fine as does the chassis. Can we sue the driver for the difference between the settlement and the repair?""
How can I get cheaper car insurance?
I live in Toronto, but my address on my liscence is in a smaller town about an hour out of the city. The car that I have is registered on my husbands Toronto lisence. I want to buy insurance using my out of the city address so it will be cheaper. Would I be able to do this even though I technically live in Toronto?""
How do I get health insurance for my unborn child?
I'm 17 and I'm due the 13 of September. I have insurance through my dad but my baby won't be covered. My parents make too much for any type of government assistance. I need my baby to have health insurance before we go to the hospital but I don't know how to achieve that.
Car insurance for 17year old help?
basically i want online to see how much it cost to insure a 1.2 corsa but everytime i go on insurance sites i get quotes around the price range of 6000 but my friend got his corsa insured for around 1 grand and he is the same age as me, he now drives a ford focus which is a 1.6 but he pays 1.6grand so i was wondering why, what am i doing wrong? do i have to call the up to get a cheaper quote because no matter what i input on insurance site to make it cheaper it still ends up come up around 6grand.""
Why does the engine size of a car make so much difference in car insurance quotes?
How is it that cars with bigger engines are much more expensive to insure? Surely a 1.0 litre car and a 2.5 V6 car both travelling at 70MPH for example will cause the same amount of damage (albeit the car that weighs more may have more momentum). I can't seem to work out the other side of this arguement. Is there anyone who could explain the difference please? Thank You! 10 points for best answer.
A question about car insurance.?
My girlfriend hit a small deer about 6 months ago, it did not do much damage, I called the insurance company and asked them what to do, they asked me what it did and then told me it probably was not worth it since she we have a 500 dollar deductible. Well today I took it in and got the oil changed and asked how much the headlamp was to fix so they looked at the car and told me that deer did about 1500 in damage. Is there anything I can do or am i screwed?""
Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
""For USA: If i got hurt in a car accident, will my heath insurance cover the expenses? or the car insurance?
I am an international student studying in NJ. It is mandotory for all students to have heath insurance so i got one. I recenty bought a car from NJ. I m looking for insurance prices now. I m confused about that issue! In my country (cyprus) car insurance companies only pay for your damages to cars or environment. Your health insurance cover the medical expenses. I think it is different in here USA...
Difference between term life insurance and permanent policies?
My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?""
Why does car insurance cost more for males than females?
I'm guessing because we tend to drive more dangerously, but how is that legal being sexist like that?""
Cheap/Affordable Car insurance for a 20 year old Driver?
Hey guys, I've had my license for a couple of months (Just turned 20) and I was wondering where or how I'd be able to get the cheapest possible insurance. Also, is there any ways around it? like putting it under my Dads name lool? Thanks!!""
What health insurance will cover people with diabetes?
I have type 1 diabetes and i need affordable health insurance so if you have any inforomation I highly appericate it
Driving without insurance?
I can't afford insurance for the truck I got, it's registered in my dads name and is legal, but what happens if I get caught with out insurance?""
Car insurance for audi a6 2.8 awd?
right now im under my parents Allstate car insurance, i pay around $90 a month it would be $60 but my parents added collision for the winter. im looking at this red v6 Audi for $5990. how much do you think it would be per month with Allstate??""
How much is motocross insurance?
Hey guys just wondering how much a motocross insurance quote would be im just looking for coverage if i get an injury im 16 and need affordable quotes thanks
Are health care insurance premiums?
Are health care insurance premiums, long term health care insurance premiums, and the cost of prescription drugs an allowable federal tax deduction? I think I'm getting some bad advice from a friend of mine concerning tax preparation.""
Insurance for Braces?
Does anyone have insurance for braces that they have used and can tell me about it? I really need braces but my regular insurance won't pay. :( Any help is appreciated! :)
I got a speeding ticket in Toronto but did not receive demerit points. Will my insurance rates go up? I am 21.?
I got a speeding ticket in Toronto in the jurisdiction of 4863 2 days ago. I did not receive demerit points as I was only 15 km/h above the limit. Will my insurance rates go up if I plead guilty and pay the fine? I am 21 years old and my parents are currently with Wawanesa. I have a G lisence.
Does anyone know a very cheap insurance group to go through if i am 17 and have an mg zr?
i have an mg zr trophy plus 1.4 and am wondering if anyone knows cheap insurance company that can make my life easier
""I'm 15, pregnant, and have NO insurance?""
I don't qualify for medicare. My parents make to much, can anyone give me any ideas of what I can do for insurance? Please, No hateful comments. I'm really being serious here.""
Can I get private insurance with a van?
Hello Yahoo, I was interested in buying a bedford rascal for my first car however I've been doing some research and talked to a few people and they tell me if I buy a van then I'll probably have to buy commercial insurance with it- is this really true? Can I not have it strictly for private use? And finally, If I really do need to buy commercial insurance with it, will it cost a lot more than private insurance, and whats the pros and cons of commercial insurance over private insurance? VAN OWNERS! HELP!""
Does liability coverage insurance cover car theft?
i have only liability on my car insurance and i would like to know if that covers car theft .
About how much is car insurance in British Columbia?
About how much is car insurance in British Columbia, particularly Vancouver or nearby? Perhaps if you could share how much it costs you or someone in your family with a good driving record. Perhaps give a hint of what car you have, liability limits, etc. In the U.S., you can get online quotes. For Canada, I've never seen anything like it.""
Please answer!!! Is my car insurance too high?
I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!""
What car is quite cheap to buy and is also cheap on insurance for a first time driver?
my parents are gettin me a car but im payin insurance .. any ideas?
What insurance i need for boutique?
insurance for boutique
More Better? Car Insurance Question?
We have 2 cars and currently 2 drivers on our insurance (my husband and I) and we were wondering if we add his mother on there will it be cheaper? The thing is his mother does not have a license and does not know how to drive, would it still be cheaper if we add her to our insurance?""
Is car insurance much cheaper if you have more than one vehicle?
I heard that it is, so I call Esurance to ask them and make sure and the lady on the phone said that it will be much higher if I insured 2 vehicles. -civic 4door year2000 -ford winstar year2000 -New York""
How does homeowner's insurance cover belongings? ?
Maybe this is a stupid question, but I'm new to this. So my fiance and I bought our first home pretty recently. Yes, I'm a bad person and did not read through or understand everything in the giant insurance book. I'm a bit confused as to how homeowner's insurance would cover belongings in the event of a theft, accident or whatever. We chose a low, $500 deductible. Let's say there was a theft. And I estimate the belongings stolen were worth $2000. What's stopping me from saying they were worth $3000? Or more? Wouldn't they want some kind of proof as to the value? I don't have the receipt for the television I bought 3 years ago, for example. I know I can ask my agent these things, but she is too overly helpful and chatters on and on and just ends up confusing me with information overload. :-)""
Car insurance loopholes?
What are the loopholes for lowering your car insurance? Ie. will putting the car in my parents name lower the insurance? Adding someone else on? Lowering the estimated value? etc.
Pregnancy Insurance California?
Ok I know my son is responsible and wants to me about this matter but would like some help if someone knows since most places are closed on the weekends that would help with this. My son (21) and fiance just found out she is pregnant, my son works and has great insurance for himself. and just purchased his first home. Income about 30,000. Girlfriend just got laid off from a part time job and no insurance. Just moved in with him recently. If not married will his income disqualify her from Medi cal or will he be charged for the service. They were planning on getting married before this and adding her on to his insurance 100.00 a month. for family benefits. but now that she is already pregnant some have told us the insurance may not pay because of preexisting. and if they marry most likely will disqualify from getting medi cal. Also have seem something about AIM. If anyone has used that or have knowledge of that insurance. I know this is long someone also mentioned that my sons first time buyers credit (loan) may also be taken from him if she gets medical. Any help will be appreciated.""
Does anybody know an affordable but good health insurance?
i just recently lost my insurance and was wondering if anybody knew of a cheap affordable but good health insurance plan???? please help!!!
Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
https://www.linkedin.com/pulse/short-term-health-insurance-quotes-florida-howard-norman/"
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Big Bend!
We spent the weekend in Big Bend and LOVED it.
Three little boys 3 and under - it was no joke trying to keep them alive on the side of the mountain but we succeeded!
A few memorable moments from the trip below:
1) We celebrated my older sisters birthday which was so fun. As kids, we always had special meals for our birthday (although, I can't even remember what mine was) and my sisters birthday dessert was angel food cake. Despite the fact that it says on the box "do not use a bundt cake pan" that ended up being the only pan available in the little mountain side casita. My sweet brother in law did his very best to love my sister well and make the cake happen. This happened to include an overflowing cake mid bake, scrapping as much off the top as possible and having to clean the oven before our departure. BUT, he 100% succeed and watching him work so hard to love my sister well was a gift to me.
2) When we originally planned this trip, it was a trip for the Bernards and the four Gonzales' but then we found out M had to work a 24 hr shift the weekend of our trip. I did indeed have a LARGE pitty party for a week. I was so bumped he wouldn't be able to come. After he finished his 24 shift, I half jokingly said "Drive the 5 hours and come be with us!" AND HE DID. We were all so happy to have M join the party.
3) Apparently there is a wild pig in the area we were staying. This particular pig originates from South America, they are small ugly looking things, do you know the name? We didn't either. Well, we finally googled it and found that they were called Javlinas. We spent the next 24 hours cracking jokes about the Javilinas, needing to be careful, better not leave food out, etc. Except, we were saying it with the J sound. Then Michael showed up. My sister and I mentioned our knowledge to him about the local Javilinas - to which he quickly replied with "wait, you're kidding, right?" Unfortunately, it took the "hispanic" guy showing up to inform us that it is actually pronounced with an H sound. Not a J. The more you know.
4) We hiked in Big Bend one day. Graham and Chris swam in the Rio Grand ( we all attempted to not think about how dirty that water most likely was.) The hike was so beautiful. We received many looks, considering A) it appeared that Chris had two wives (being that we hiked before M showed up) and 2) we were all also wearing a kid. *Many* comments about the children strapped on to us -- "Did the babies come with the backpacks?" You know, super funny comments like that.
5) We most likely asked Graham to not venture off too far 50 times, attempted to save Abe from walking into cacti another 50 times, and begged Gid the kid to stop eating rocks another 50 times. Over all though, the babes really held their own. We all enjoyed the promise of a G&T after getting them into bed, though. Everyone remained up right, without ingesting too many rocks or getting any injuries right up until we got back home from out trip. Abner's little forehead met the brick fireplace and he got his first set of stitches. We decided to just be thankful it didn't happen on the side of the mountain.
6) When we got to Big Bend and were approaching the entrance desk I said to Chris "Hey, ask if they do a military discount, I have my military ID" Chris asked the park ranger and he replied by asked us "Is there someone who has an active duty military ID?" Chris replied and said "My wife does" - because lying for no reason on the spot made a whole lot of sense I guess. I handed my ID over and the guy asked if we had an active duty ID (meaning, Chris would have to have that) considering mine is a defendant ID. Chris informed him that he did not (sense you know, he isn't actually in the military) the Park Ranger then turned to me and asked if I had an active duty spouse to which I panicked and just did not reply. I simply sat there in silence and hoped Chris would figure out what to say. The park ranger asked again and Chris informed him that my husband who wasn't with us has one. We spent the rest of the day mocking Chris about the fact that I apparently have two husbands. Also, I think Chris learned a good lesson about white lies.
7) We tried VERY hard to get a good picture of the three little boys in their "A little kindness can change everything" shirts and we also failed VERY bad. I'll post the outtakes below.
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