#best startups

[marzipanandminutiae]

explaining modern brand names to a Victorian

me: so just like. a word, usually.

Victorian: a word related to the product, or-

me: no just a random word

Victorian: huh. because I'd have thought

me: yeah

Victorian: a word related to the product's alleged best qualities

me: no no it's just any word really. the founder might have some reason behind it, but it only makes sense to them most of the time

Victorian: interesting

me:

Victorian:

Victorian: but definitely misspelled right

me: oh EXTREMELY misspelled

[nr1-logo-design-inspiration]

Wednesday motivation meme 😅

Sad but true

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...

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[valtiels-darkness]

.:Please:.

You're all probably annoyed at seeing this and I am sorry! I am just trying to make 1/3 of my goal so I can actually get my products packaged and shipped!

NO PREDATORY COMMENTS OR DMs. THIS MEANS PEOPLE TELLING ME TO MESSAGE SO AND SO AND THE LIKE. I HAVE NO MONEY, SO WHAT MAKES YOU THINK I WILL PAY YOU TO SHARE THIS? STOP. IMAGINE BEING THAT PREDATORY TO SOMEONE WHO JUST LOST A FAMILY MEMBER, OR NEEDS END OF LIFE CARE ASSISTANCE.

And the whole "Gotta Spend Money To Make Money" bullshit. Read the damned gofundme. You'll see that i spent 3k of what i scraped together for this.

I'll be real: I was forced to resign from my job because of a severe health issue that is ongoing and makes it hard to even just walk my hall in my apartment. I am homeschooling my lil girl because she has special needs and they were not being met in public schooling, unfortunately. I want to work, but i can't and i also have broken my body for 20 years. I think, with all said and done with my health and all that, it's time that i do something I know i am good at and enjoy. It's either that or try to be on SSI but that is a long process and we still do not know what is going on with my health.

I have donated to various causes, including the horrendous bs that is happening on the otherside of the world, before I had to resign. So, yes, the guilt of having a gofundme to help support my family (by helping me with my small business) is there when there is so much shit going on in this world, but i know that I've done what I can and I use my platform on instagram to amplify and help expose of the atrocities that take place, hourly.

Sorry for the rant and the imploring.

Thank you.

Please consider donating. If you can't, please share?

[foxnangelseo]

Investment Options in India: Diversify Your Portfolio in 2024

Diversification is a fundamental principle of investing, essential for managing risk and optimizing returns. In 2024, as investors navigate an ever-changing economic landscape, diversifying their portfolios becomes even more critical. India, with its vibrant economy, diverse markets, and growth potential, offers a plethora of investment options for both domestic and international investors. In this comprehensive guide, we explore various investment avenues in India in 2024, from traditional options like stocks and real estate to emerging opportunities in startups and alternative assets.

1. Equities: Investing in the Stock Market

Investing in equities remains one of the most popular ways to participate in India's economic growth story. The Indian stock market, represented by indices such as the Nifty 50 and Sensex, offers ample opportunities for investors to capitalize on the country's booming sectors and emerging companies.

- Blue-Chip Stocks: Invest in established companies with a proven track record of performance and stability.

- Mid and Small-Cap Stocks: Explore growth opportunities by investing in mid and small-cap companies with high growth potential.

- Sectoral Funds: Diversify your portfolio by investing in sector-specific mutual funds or exchange-traded funds (ETFs) targeting industries such as technology, healthcare, and finance.

2. Mutual Funds: Professional Fund Management

Mutual funds provide an excellent avenue for investors to access a diversified portfolio managed by professional fund managers. In India, mutual funds offer a range of options catering to different risk profiles and investment objectives.

- Equity Funds: Invest in a diversified portfolio of stocks, including large-cap, mid-cap, and small-cap companies.

- Debt Funds: Generate stable returns by investing in fixed-income securities such as government bonds, corporate bonds, and treasury bills.

- Hybrid Funds: Combine the benefits of equity and debt investments to achieve a balanced risk-return profile.

- Index Funds and ETFs: Track benchmark indices like the Nifty 50 and Sensex at a lower cost compared to actively managed funds.

3. Real Estate: Tangible Assets for Long-Term Growth

Real estate continues to be a popular investment option in India, offering the dual benefits of capital appreciation and rental income. While traditional residential and commercial properties remain attractive, investors can also explore alternative avenues such as real estate investment trusts (REITs) and real estate crowdfunding platforms.

- Residential Properties: Invest in apartments, villas, or plots of land in prime locations with high demand and potential for appreciation.

- Commercial Properties: Generate rental income by investing in office spaces, retail outlets, warehouses, and industrial properties.

- REITs: Gain exposure to a diversified portfolio of income-generating real estate assets without the hassle of direct ownership.

- Real Estate Crowdfunding: Participate in real estate projects through online platforms, pooling funds with other investors to access lucrative opportunities.

4. Startups and Venture Capital: Betting on Innovation and Entrepreneurship

India's startup ecosystem has witnessed exponential growth in recent years, fueled by a wave of innovation, entrepreneurial talent, and supportive government policies. Investing in startups and venture capital funds allows investors to participate in this dynamic ecosystem and potentially earn high returns.

- Angel Investing: Provide early-stage funding to promising startups in exchange for equity ownership, betting on their growth potential.

- Venture Capital Funds: Invest in professionally managed funds that provide capital to startups and emerging companies in exchange for equity stakes.

- Startup Accelerators and Incubators: Partner with organizations that support early-stage startups through mentorship, networking, and access to resources.

5. Alternative Assets: Diversification Beyond Traditional Investments

In addition to stocks, bonds, and real estate, investors can diversify their portfolios further by allocating capital to alternative assets. These assets offer unique risk-return profiles and can act as a hedge against market volatility.

- Gold and Precious Metals: Hedge against inflation and currency fluctuations by investing in physical gold, gold ETFs, or gold savings funds.

- Commodities: Gain exposure to commodities such as crude oil, natural gas, metals, and agricultural products through commodity futures and exchange-traded funds.

- Cryptocurrencies: Explore the emerging asset class of digital currencies like Bitcoin, Ethereum, and others, which offer the potential for high returns but come with higher volatility and risk.

Conclusion

Diversifying your investment portfolio is essential for mitigating risk, maximizing returns, and achieving long-term financial goals. In 2024, India offers a myriad of investment options across various asset classes, catering to the preferences and risk profiles of different investors.

Whether you prefer the stability of blue-chip stocks, the growth potential of startups, or the tangible assets of real estate, India provides ample opportunities to diversify your portfolio and capitalize on the country's economic growth story. By carefully assessing your investment objectives, risk tolerance, and time horizon, you can construct a well-diversified portfolio that withstands market fluctuations and delivers sustainable returns in the years to come.

This post was originally published on: Foxnangel

[juddietojah]

A Must-Read: How 9-Figure Media Became the PR Powerhouse of 2024

In the competitive era of public relations, 9-Figure Media has taken the crown in PR for 2024 and has earned its accolades. From aiding fast-growing entrepreneurial businesses to Managing the image of celebrities across the globe to a whole different level when it comes to providing publicity and conquering markets.

The Path to Success  

The growth of 9FigureMedia has been influenced by many factors such as innovation, a clear market strategy, and devotion to its clients. As though established to change how PR business is done, 9-Figure Media became the best PR agency for startups, entrepreneurs, and celebrities who were looking for optimum brand visibility.  

One key factor behind the success of 9 Figure Media is their constant ability to develop one-of-a-kind PR plans that speak to the specific requirements of various clients. This tailored style has positioned them well as the leading PR firm in the world for clients who want to change the game.

Strategic Storytelling and Creation of Media Relationships 

There is a certain factor that differentiates 9FigureMedia from all other PR firms, and that it is their expertise in storytelling, with respect to different audiences. 9-Figure Media also has an extensive database of media contacts and influencers which ensures that their clients’ stories are featured in the leading publications in the field. In this manner, the agency has been effective in maintaining its status of being the most suitable PR agency for both new and thriving businesses.

The agency's remarkable portfolio showcases the cooperation with such influential media as the B B C, Vogue, The New York Times,  Bloomberg, TechCrunch, and Forbes among others. Such powerful media coverage not only serves to increase the visibility of the brand but also is able to enhance the perception of their clients in the public domain.

Expanding Global Reach 

The ever-increasing prestige of 9-Figure Media cannot be limited to the United States. Understanding the specifics of the world’s markets is the key to executing successful PR campaigns in Europe, Asia, Latin America, and in fact across the globe. This focus on global markets can help clients get the kind of publicity that facilitates growth in their market and their clientele base as well as cultivates the client’s brand.

Why 9-Figure Media is the PR Powerhouse 

By the end of 2024, it will be evident that it is the mix of creativity, strategic vision, and an undying commitment to provide the best services that make 9FigureMedia stand out among other PR agencies. Due to their promise of guaranteed publicity for clients coupled with delivering quantifiable results consistently, startups, celebrities, and entrepreneurs seeking communication strategies that work as well as government institutions seeking communication strategies have to look no further than this top PR agency.

The defining elements of their work include an infusion of a variety of approaches that include the conventional PR mix and the ever-evolving digital space. Because of this all-encompassing strategy, 9FigureMedia is once again featured on the list of the top firms in the sphere of PR without any doubt.

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[ BatIM Call of Cthulhu Masterpost ] Joey: @inkyvendingmachine Henry: @inkcryptid Sammy: @inkdemonapologist GM: @haunted-hijinxer

The Ritual - Part 1/2

Years ago, Henry Joey and Sammy encountered a spirit who helped them to become whole. Now, for Sammy -- and maybe even for Prophet -- they seek her help once more.

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VA Mortgage Transfer: Understanding the Process and Benefits

Transferring a VA mortgage can be a significant decision for both veterans and active service members. Whether you are moving to a new home or seeking better loan terms, understanding the VA mortgage transfer process can help you make informed choices. At Thelivelead, we aim to provide you with all the necessary information to navigate this process smoothly.

What is a VA Mortgage Transfer?

A VA mortgage transfer, also known as a VA loan assumption, allows a borrower to transfer their existing VA home loan to another eligible veteran or service member. This process can be beneficial for both the current homeowner and the new borrower. The original borrower is relieved of the mortgage obligation, while the new borrower benefits from the favorable terms of the existing VA loan.

Benefits of a VA Mortgage Transfer

1. No Down Payment for the New Borrower

One of the primary advantages of a VA loan assumption is that the new borrower can take over the loan without needing to make a down payment. This benefit makes homeownership more accessible for veterans and active-duty service members who may not have significant savings.

2. Lower Interest Rates

VA loans often come with lower interest rates compared to conventional mortgages. By assuming an existing VA loan, the new borrower can potentially secure a lower rate than what is currently available in the market, leading to significant savings over the life of the loan.

3. Simplified Qualification Process

The qualification process for a VA loan assumption can be less stringent than applying for a new mortgage. The new borrower may find it easier to qualify based on the original loan's terms and conditions, which can expedite the home-buying process.

4. Avoiding Closing Costs

In many cases, the closing costs associated with assuming a VA loan are lower than those for obtaining a new mortgage. This reduction in costs can make the transaction more affordable for the new borrower.

The VA Mortgage Transfer Process

1. Determine Eligibility

Before proceeding with a VA mortgage transfer, it's essential to determine if the new borrower is eligible for a VA loan. Eligibility is typically extended to veterans, active-duty service members, and certain members of the National Guard and Reserves. The new borrower must also obtain a Certificate of Eligibility (COE) from the Department of Veterans Affairs.

2. Contact the Lender

The current homeowner should contact their lender to discuss the possibility of a VA loan assumption. The lender will provide information on the specific requirements and documents needed for the process. It is crucial to ensure that the lender approves the assumption before proceeding.

3. Submit Required Documentation

The new borrower will need to submit various documents to the lender, including proof of income, credit history, and the COE. The lender will review these documents to assess the new borrower's ability to assume the loan.

4. Credit and Income Verification

The lender will perform a credit and income verification to ensure that the new borrower can meet the loan's obligations. This step is essential to protect both the lender and the borrower from potential financial difficulties.

5. Assumption Agreement

Once the lender approves the assumption, an assumption agreement is drafted. This legal document outlines the terms and conditions of the loan transfer. Both the current homeowner and the new borrower must sign this agreement to finalize the process.

6. Transfer of Property Title

The final step in the VA mortgage transfer process is the transfer of the property title. This step ensures that the new borrower becomes the legal owner of the property and is responsible for the mortgage payments moving forward.

Important Considerations

1. Remaining Entitlement

When a VA loan is assumed, the original borrower's VA loan entitlement may remain tied to the property unless the new borrower is a veteran and substitutes their entitlement. This situation can impact the original borrower's ability to obtain another VA loan in the future.

2. Due-on-Sale Clause

Some VA loans include a due-on-sale clause, which means the loan must be paid in full if the property is sold or transferred. It's crucial to review the original loan agreement and consult with the lender to understand any potential implications.

3. Negotiating Terms

The terms of the VA loan assumption, such as the interest rate and loan duration, may be negotiable. It's advisable for both parties to discuss and agree on these terms to ensure a mutually beneficial arrangement.

Conclusion

Transferring a VA mortgage can be an excellent option for both current homeowners and prospective buyers. With benefits like no down payment, lower interest rates, and a simplified qualification process, a VA loan assumption can make homeownership more accessible and affordable. At Thelivelead, we are committed to helping veterans and service members navigate the VA mortgage transfer process with ease. If you have any questions or need assistance, our team of experts is here to support you every step of the way.

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