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debitcardforstudents · 1 year ago
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How Does Cashback Rewards Work?
Cashback is one of the most sought-after perks for credit and debit cards. Many banks and lenders offer cashback rewards in some form. It's becoming so popular that many use these rewards to gain a competitive edge. As a result, you can easily shop around and find the best program for you.
But how does cashback work?
Cashback 101
The best way to look at cashback rewards is to think of them as a more modern version of old-school rebate programs. You pay full price for your items using your cashback debit card or credit card as you normally would. But for every qualifying purchase, you receive a small percentage of the purchase price as a refund.
It's a simple concept, and you can usually earn cashback quickly. Banks and card providers reward them at the end of every statement cycle. Some even provide cashback on qualified purchases weekly or daily!
Qualified Purchases and Spending Categories
So, what purchases are eligible for cashback rewards? Well, that depends on your bank. Here's where cashback programs can vary.
Generally, your provider will restrict what types of purchases count towards the rewards program. For example, some banks limit cashback to dining or entertainment expenses. Others provide it for fuel or groceries. Some provide cashback for multiple spending categories, but how much you can earn varies.
You may also see rewards programs that offer extra cashback for purchases with specific partners. Many providers have rolling spending categories and extra-earning opportunities, giving you new ways to earn every few weeks.
How Much Cashback Can You Earn?
There are many different types of cashback debit card and credit card options. More exclusive cards typically provide higher cashback rates. Some of the best offer up to 5 percent on qualifying purchases!
You can also find cards that offer cashback on every purchase. However, the rate is often lower when there are no specific spending categories to worry about.
Providers can reward cashback in a couple of different ways. They may come as points that you can redeem for travel or prizes. Others treat cashback as refunds that go back into your account.
Read a similar article about debit card for building credit here at this page.
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investingdrone · 7 months ago
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Best Student Credit Cards In Australia 2024
University is an exciting adventure, but it can also be a financial tightrope walk. Between textbooks, rent, study supplies, and that epic weekend trip to Byron Bay, managing your cash flow can feel like an impossible feat. Enter the world of Student Credit Cards! This handy guide dives deep into everything you need to know about these cards, from navigating the application process to using them…
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keigosdear · 6 months ago
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{bad idea... right? - kuroo t.}
yes I know that he’s my ex, but can’t two people reconnect?//…I just tripped and fell into his bed.
kuroo x fem!reader smut. exes to lovers. 18+ MDNI please.
in which you and your ex "reconnect" after almost half a year apart, but with so many unresolved feelings, it'll either end up being the best or worst idea you've ever had.
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warnings: fem!reader, no physical description (aside from specific genitalia ofc). university setting. smut, mentions of alcohol/getting drunk but no drunk sex, lots of feelings/kinda mutual pining. praise kink, a little bit of voice kink, very brief jealous reader, cunnilingus, body worship, teasing, lots of pet names in lieu of y/n, soft dom!kuroo and sub!reader, very. very. soft, kinda emotional sex, aftercare and fluff towards the end. porn with a bit of plot/build up. this fic is my baby.
a trope I never thought I'd write plus a genre I've never written before? apparently so. it's my first time writing smut, so constructive criticism is welcomed, being rude is not. can you believe I started this over the summer ‘23 and I'm only posting it now?
and lmk if I need to add anything else to the warnings :)
divider credit to: @/cafekitsune
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~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
this truly had the potential to be one of your worst ideas yet.
you weren't even going to be at this damn party to begin with, but your friend finally convinced you to go with her after a week of wearing you down.
"it'll be fun, c'mon!" she begged.
the only reason you didn't want to go was because you were finally done with your first semester of classes and wanted to wind down in peace, not at a crowded house party filled with loud music and sweaty drunk university students.
but of course you relented when she pulled out the puppy dog eyes and played the "but we haven't hung out in months, I miss you!" card.
so there you were by the snacks and refreshments table, dressed up and nursing a drink, talking and laughing with your friends. truthfully, you were having a better time than you thought you would and figured that you had almost a month before classes started back up again to relax.
"soooo? has anyone caught your eye yet?" multiple faces focused their attention on you.
you knew part of the reason your friend had insisted on you going with her was to help you meet someone. she'd never admit it, but it was pretty obvious with the way she was pointing out people left and right, making note of how attractive they were. at one point she had even "accidentally" pushed you into one of her targets, which had made for some very awkward small-talk on your end with someone you had zero interest in and some giggling from her.
it's not that you were opposed to the idea of finding someone, but in all honesty, no one had caught your eye. recently you had gotten out of a long long term relationship, and starting over after that just seemed so... unappealing to you.
it also seemed unfair to start anything new when you were very much not over him. breaking up in the middle of the semester had made it really easy for you to push down any emotions and throw yourself into your studies. but it didn't change the fact that you missed him. even now, the party acted as a good distraction for you.
or so you thought.
you were about to respond when your phone buzzed. you looked down and your heart leapt into your throat when you saw the contact name.
it felt strange seeing it as "kuroo" rather than some version of his given name or a pet name. once you hit the one minute mark of just staring at the text notification in shock, your friend peeked over your shoulder and gasped a little.
"you didn't block him?!"
you snatched your phone out of her hand after she stole it to show your group of friends.
"why would I? it's not like we hate each other."
and it was true- you both ended amicably (though very reluctantly). you only ever wanted the best for each other, and while it was sad, you realized that at this point in your lives with how busy you both were, you weren't able to offer that anymore.
you’d rather this than end things resenting each other.
still, it was a hard pill to swallow, so for now you were just holding it on your tongue, letting the bitter taste of the coating settle instead.
she frowned. "well yeah, but-"
you cut her off before she could bring up the very emotions you were ignoring in that moment and shoved your phone back in your pocket. "c'mon, let's go dance!"
later, though, when you excused yourself to the bathroom, the first thing you did was down your second drink and read the text.
hey.
do you want to come over?
you stared at the messages for another minute, reading and re-reading them over and over again before sighing. being with him for years meant you knew him like the back of your hand, and he wasn't one for casual hook ups or one night stands. you hadn't even heard from him in a few months- this was the first bit of contact you'd had with him since you cleaned out your drawer of clothes at his place.
which meant he was either drunk and missing you or someone was playing a prank and you'd just end up a fool.
seriously weighing the options in front of you, trying not to let your emotions overpower your decision making, you attempted to think about the long term consequences of going over.
no matter how you spun it, it sounded like a bad idea. even if he did send the texts, there was no guarantee he wanted anything out of it.
but you were too tipsy for logic at that point in the night, and if you were being honest with yourself, you were in need of some excitement.
yeah.
I'll send my new address.
wait, he moved?
despite being together for so long, the two of you never ended up living together, opting for dorms and student houses with friends. still, you did spend a lot of time at his old place, and before the breakup you had even talked about the possibility of moving in together after the current school year was done.
you didn't linger on the sour feelings that brought up and instead decided to let your friends know you were leaving. when they asked where you were going, you spun some lie about not feeling well and wanting to head home before you got worse. you didn't really care if they believed you or not.
checking the address he had sent you once more, you made your way out of the house and were pleasantly surprised to realize it wasn't that far of a walk, especially since you were wearing uncomfortable party shoes.
you sipped on the bottle of water you swiped form the refreshment table and tried to sober up a bit more before seeing him. you weren't a hundred percent sure what would happen once you got there, but it was a good idea to be prepared for anything.
eventually you made it up to his apartment, which was in another student housing building off campus, bigger than his old place, and took a moment to compose yourself.
there was still time to turn back and make an excuse for why you bailed.
there was still time to think it through.
there was still time to save yourself from the possibility of more pain.
you took a deep breath and knocked on the door anyway.
not even five seconds later, the door was opening and you were face to face with your ex boyfriend.
you took him in for the first time in months- really took him in. sure, you'd seen his instagram posts since breaking up, but you could only zoom in so far on those. and fine, maybe your friends had tried to set you up with people they had deemed "much hotter", but you never saw the appeal. you couldn't even remember any of their faces in that moment, because kuroo was right there.
his hair was the same as always, slightly messier than usual, exactly how it looked whenever he (or you) would run his hands through it on a particularly stressful day.
had he been stressed about the text? did he regret it?
he was dressed somewhat casually, in a dark red shirt you recognized as part of a birthday gift you gave him one year (you had always liked the colour red on him). he was wearing black sweatpants and his socks were mismatched.
everything about him was familiar, and you hated the way a feeling of ease settled over you when he finished his own analysis of you and gave a boyish, almost giddy grin. "hi."
his voice was warm and gave you butterflies. there was an undertone of excitement in his greeting and it quelled your worries about him regretting the texts.
you decided to smile back, though somewhat shyly (which you inwardly scolded yourself for), and spoke up. "hi."
he didn't let the silence that followed settle into awkwardness. he opened the door a bit wider, and welcomed you in. ever the gentleman, he took your coat and and helped you balance as you took your shoes off. you tried to ignore how warm and gentle his touch was, how it made you immediately crave more.
you made your way into the living room and took everything in. there were empty cans and shot glasses littered across the room, mostly concentrated on the coffee table. you thought you heard him swear under his breath when he looked at the mess as well.
"did you have a party?" you asked, now close enough to smell a bit of alcohol on him.
he shook his head and looked a bit embarrassed. "ah, no..." he rubbed a hand over the back of his neck and sighed. "my roommates went out with some friends tonight and decided to pre-game here. I went back to my room before they left because I didn't feel like drinking too much and assumed they'd clean up a bit..."
you nodded in understanding. "wishful thinking, huh?"
he chuckled. "yeah, guess so," he said, then gestured to an empty spot on the couch. "sit, I'll just get some of this out of the way quickly."
"oh, I can help-" you tried to offer but he waved you off.
"don't worry about it. I'm the one who invited you into a sloppy apartment, you shouldn't have to clean up a mess that isn't yours."
you snorted and watched as he shoved a ton of cans into the decorative waste bin by the sofa and took some glasses to the sink in the kitchen. "says the one who's cleaning up a mess that isn't his."
you heard him laugh at your words and the butterflies erupted in your stomach again. you hadn't realized how much you missed that sound. suddenly your mind wandered back to the reason behind his invitation. you'd be alone tonight?
once he returned from the kitchen and sat down next to you, you talked for a bit. he caught you up on the moving situation (him and a few friends found an opening for the second semester, so they decided to jump on it and try to stay until grad, hopefully. he made a joke about trying to make friends with the landlord). you listened closely, trying not to make it obvious you were hanging off his every word.
when he was done, you caught him up on your life and how you were at a party when he texted. he apologized for interrupting and you told him a little too fast not to be, which he seemed pleased with.
after a while, he asked if you wanted to watch a movie. you agreed, though you were starting to get impatient. you knew he wasn't the type of guy to ever expect anything from anyone, but the curiosity was eating you alive. you couldn't help but finally ask him about it halfway through the movie.
"hey... why did you invite me tonight?"
he didn't seem surprised by your question, which told you he was probably expecting it. (it was silly of you to think he couldn't tell when something was on your mind after years together and only months apart.)
he took a deep breath in and looked down at his lap. while he didn't look outwardly nervous, you knew him well enough to know what his tells were. he picked at a thread on his pants, trying to compose himself before dropping the bomb.
"because I missed you." he looked you in the eye and then continued. "a lot. and you can take that however you'd like. I'll let you decide."
you blinked at him. he'd let you decide? the way he said it implied that he missed you, missed you. not just missed having you in his life, not just as a friend- he missed you.
you would be nothing but a liar if you said you hadn't missed him too. and you knew that the feeling of security and familiarity you experienced earlier wasn't just nostalgia or your own unresolved feelings. if that were the case, you wouldn't be feeling this comfortable on the couch with him. you wouldn't be able to pretend things were normal between you as easily as you had been all night.
kuroo still very much felt like home, and you didn't want to let him go ever again. there was only one way for you to take his declaration.
"can I..." you looked into his eyes and tried not to drown in them. "can I kiss you?"
he looked relieved at your words and eagerly nodded. "please."
you leaned forward and feverishly crashed your lips against his as soon as the word left his mouth. he raised one hand to cup your cheek and pulled you closer to him by your thigh with the other, not once breaking away from you.
soon you were straddling his lap and wrapping your arms around his neck, quiet noises releasing into the air around you both. you moved a hand up the back of his neck, into his hair, and he groaned slightly into your mouth.
you giggled into the kiss, happy to see you still knew what got him going.
as if either of you could forget- it was muscle memory at that point. just like you'd never forget how to ride a bike, you'd never forget how to make the other feel good.
eventually you both had to pull away and fill your lungs again, but you were close enough that your foreheads touched and your breaths mixed.
it was quiet aside from some light panting, so you decided to break that silence with a confession of your own. "I missed you too, tetsurou. so much."
now, you weren't sure if it was what you said or how you said it, but as soon as the words left your mouth, you felt something hard pressing against the area between your legs and gasped a little.
your eyes opened and you pulled your face away just enough to look at him properly. your eyes met his and his face was tinged pink. "I- I'm sorry... we don't... if you don't want to..." he mumbled, not sure how to gage your reaction to this sudden development.
you kissed him again, softer this time to reassure him, and smiled a bit when you pulled away. "I want to, tetsu."
he let out a relieved sigh and smiled at you in turn, then glanced over at the door. "I have no idea when they'll be back... do you want to continue this in my room?" his eyes slowly and hopefully made their way back to yours.
you nodded and squealed a bit when he suddenly scooped you up in his arms, smile growing wider as he made his way to his bedroom.
and that’s how you got here- cutting to when he gently sets you down on the bed, and you scoot back a bit to lay down comfortably. quickly following, his body covers yours and he begins kissing you again.
your arms instinctively move, one wrapping around his broad shoulders, the other cupping his cheek as you move your lips against his. his own hands, now free due to the fact that he’s propped up on one of his forearms, caress your waist and the the top of your head respectively.
after a few minutes of him focusing on your lips, he starts making his way down your neck. they’re feather light kisses at first to make you giggle, but eventually he finds the sensitive spot he always loved to mark up and the sweet sounds turn into shallow, shuddery breaths.
you whine as soon as he starts sucking on it and you bring your hand up from his cheek to his hair. "mmn... tetsu..."
he pulls away just enough so that you can still feel his lips against your flesh as he trails them up your neck to hover just over your ear. "you have no idea," he breathes out, voice low and far more erotic than you think he intended, "how much I've missed this."
you shudder and turn your face away at the tingly sensation, but the hand on your waist darts up to tilt your chin back in his direction. one thing you always appreciated about kuroo was how tenderly he handled you, no matter the tone of your late night endeavors. he was always gentle with you- not in a way that made you feel fragile, but rather in a way that told you he truly cared for you, treasured you, adored you.
the idea that this is still the case turns you on even more and makes your brain go a bit fuzzy.
when your eyes met his once more, you could see that adoration pooling in them. “look at me, sweetheart.”
you nodd slightly in his firm, yet still very soft grasp and keep your eyes trained on his. you could feel yourself getting wet as they trail over your face, and you swear your entire body feels warm as he gives you a rare type of smile only reserved for times like these.
he leans in to kiss you again and his hand moves from your face to toy with the lower hem of your dress. “you look absolutely gorgeous in this, baby, but do you think can we take it off?” he’s still speaking in the low, sultry tone that always drives you wild- you’re certain that you’d do anything he asked of you with that voice.
you sit up a little and move to unzip the dress, but he takes your hands and gives you a look. “ah ah- let me, pretty girl, you don’t have to move a muscle.”
it’s almost jarring how easily you both fall back into it. as soon as your dress is off, his shirt follows and he’s back to hovering over you. it really feels as though no time has passed since your last time with him.
just more proof that this is right.
he wastes no time in ridding you of your bra and himself of his shirt before pushing you back down onto the bed.
the room is once again filled with sounds of soft moans and gasps as he kisses your chest and takes one of your nipples into his mouth. he alternates between swirling his tongue around it and sucking. kuroo didn’t let your other breast go unattended for long, though, as he begins teasing the hardened bud with his fingers.
“aah, tetsu… please…” you gasped out.
the man on top of you chuckles, and in between switching sides he looks at you from under his eyelashes. “still so sensitive, hm? it’s cute.”
you resist the urge to hide your face and instead opt for throwing your head back when he suddenly sucks on the other nipple.
heat continues to build inside of you until he eventually he trails his kisses down the valley of your breasts, across your ribcage and down to your tummy. he spends a little extra time there, and you have to gently tug on his hair and whine about him taking too long for him to break away from your skin.
“let me worship you, angel. missed your body so much.” his voice is barely audible, the words murmured as though he was in a trance. you feel your pussy clench around nothing at his confession and bite back a whimper.
his lips curl upwards while pressed against your stomach and his eyes flicker up to meet yours. “keep your eyes on me, baby. don’t ever want to be away from you again,” he commands.
he rests his chin on your pubic bone and traces the elastic band of your panties with two familiar fingers. “you wore my favourite.”
heat rushes to your face and you do turn away this time, but he makes a disapproving noise you’re all too familiar with. “sweetheart, what did I just tell you?”
you bite your lip and force your eyes back to his.
he rewards you with a tender kiss to your belly and a “there’s a good girl, knew she was in there…” before he pulls your panties off.
you grow nervous, though you know you don’t need to be with him, and close your legs. his eyes soften significantly at the action. you're not sure why exactly the nerves get to you now of all times, especially considering how much you like his stricter side, but they do and he sees it.
he drops the strict act and rubs reassuring circles to your inner thigh. you've always preferred your softer sessions, anyway. “hey, it’s alright. I’m gonna take good care of you… missed my girl so much, just want to make you feel good, okay? we’ll save that for another time. it’s just you and me now, baby.”
you nod and a wave of calm washes over you at the reassurance. you let him pry your legs apart and gasp as he dives in.
he starts with wet kisses working their way up your thighs, to your slit and then up to your clit before he takes the bud into his mouth and sucks on it. you let out a soft moan and buck your hips into his face.
"mmn," he pulls away for a second and holds your hips down. "don't thrash, princess, just let me do all the work."
and he does. once he really gets into the groove of eating you out, you're a mess on his bed- legs shaking over his shoulders, cunt clenching around his tongue and whimpering out little thank you's when he makes you cum for the first time that night.
but he doesn't stop there. "tastes so good, baby, need more," he says in between licking your juices from your folds. "c’mon, just one more. you can do it," he picks up the pace again, and before you know it you're begging for more, too.
"tetsu- ah~!" you moan when he exchanges licking for sucking on your still sensitive clit again. you feel like you're on fire as he draws you closer and closer to reaching your second high.
you tangle your hands in his hair and he groans, sending vibrations throughout your core. you cry out and arch off the bed, spilling into his mouth.
this time when he pulls away, he slithers back up your body and kisses you. "see how good you taste, baby? best in the world, haven't I always told you that?"
your stomach twists from the praise and you turn your head to the side bashfully, trying to stabilize your breathing. he holds himself up above you and strokes your cheek with his knuckles, watching you fondly. it does nothing but make you more dizzy with affection.
when you've calmed down enough, he whispers "do you still want to-"
"yes." you cut him off and he chuckles.
"okay baby," he crawls off of you and reaches for his nightstand. he opens the drawer and-
your stomach sinks when you see an open box of condoms. the thought of him being with other girls makes you feel green with envy which you suppose isn’t fair considering you’ve been broken up for months, but you’re still a little fuzzy and too high on your own emotions right now to care.
he looks between you and the box and immediately catches on when an unexpected tear falls from your eye.
“oh, baby no-“ he takes one from the box and quickly returns to your side. “I haven’t been using these,” he cups your face and strokes his thumb under your eye.
“you haven’t?” you sniffle and he shakes his head right away.
you pout. “but then-”
kuroo cuts you off with a roll of his eyes. “one of my roommates got them for me as a joke for my birthday. I only opened them because he kept asking to borrow them.”
you digest his words and slowly look up at him. he’s already looking at you and you can’t keep your eyes from watering some more. the thought of him being intimate with someone new when you’ve spent the past few months rejecting everyone your friends forced your way.
“I haven’t even looked at anyone else since we broke up,” he murmurs against your hairline. “missed you too much.”
you nod, finding no traces of dishonesty on his features. “I haven’t been with anyone either… I wasn’t over you. I didn’t want to be,” you admit, voice soft.
he smiles and presses kisses from your scalp down to your cheeks. “such a sweet girl I have, hm? how about you help me out here?”
he tugs off his sweats and your attention is drawn to the tent his boxers. you bite your lip and reach for the band but he takes your hand and places the condom on your palm.
you blink up at him, confused. “you don’t want me to-“
he shakes his head and tugs his boxers down. his cock springs free and you gasp a little at the sight of his tip- red and smeared with pre-cum.
“no, angel, I need to be inside of you. just help me put it on.”
you make quick work of tearing the wrapper off and rolling the condom over his length. he groans at the feeling of your knuckles grazing his skin, but as soon as you pull away he’s flipping you on your back and lining himself up against your entrance.
he knocks his forehead against yours. “ready, baby?”
you nod and wrap your arms around his neck to pull him closer. he leans down for a kiss and slowly pushes into you as your lips connect.
you whine a little at the stretch and he pauses everything. “you’re okay,” he reassures you, giving you time to adjust.
you nod when you feel ready for him to keep going and he bottoms out with a strangled moan. “you’re unreal, you know that?”
his praise pulls a giggle from your throat but it quickly turns into a breathy sigh when he starts moving.
he starts off slow, but soon enough you’re both lost in the moment and his pace picks up. within the next few minutes, his room is filled with sounds of pleasure and sweet words exchanged between lovers.
“you’re perfect,” he says, angling his lips closer to your ear. his hips stutter when you clamp around him at his words.
his thrusts reach deep enough to get you crying out for him. “tetsu, faster! please!”
“ah- there’s a good girl, love hearing you beg for more.” he nibbles the spot just below your ear, soothing it with his tongue.
“I love you,” you whimper, nails digging into his shoulders.
kuroo groans at the sensation and goes a bit harder. “you needed this just as bad as I did, hm? it’s okay, I’ve got you now, pretty girl. just relax.”
you hide your face in his neck and try to stifle your moans, but he doesn’t appreciate that one bit. “stop that, let me hear you,” he commands and you immediately pull your head back.
he grins down at you and kisses your nose. “sound so pretty when you’re falling apart on my cock, you know better than to hide those noises from me.”
you nod and find yourself unable to look away from his face, as if you were in a trance. he’s absolutely gorgeous on top of you- why would you want to look away?
“you close, baby?” he asks after your walls tighten even more.
“mmhm,” you whimper and lean up for a kiss.
“me too,” he whispers and tugs one of your hands away from his shoulder. he intertwines your fingers and presses is above your head against the pillow. “needed this just as badly as I did, hm? it’s okay, I’ve got you, baby.”
doing so good for me.
you’re the most beautiful girl I’ve ever seen.
you feel so fucking good, princess.
all of his praise sent shockwaves throughout your body and soon enough you’re tipping over the edge. your back is arched, head thrown back and a loud cry of his name is drawn from you as you cum for the second time.
he follows soon after and you feel his whole body shudder when he spills into his condom.
your breaths mix together as you both come down from your highs. it’s quiet for a few moments before he carefully pulls out and disposes of the soiled contraceptive in the trash next to his bed. he rolls back into bed, facing you.
he strokes your cheek with his knuckles and smiles at you when you open your eyes and turn to face him as well. “hi pretty girl, you okay?”
you take a deep breath and curl into his chest. you still feel slightly too light and any thoughts not related to him are muddled. you’re overcome with an intense wave of affection for him.
he must notice, because when you manage to peek up at him again, he snorts. “yeah, I don’t know what I was expecting.”
he knows better than to try and leave the bed right away (memories of you whining and clinging to him when he did attempt it early on in your relationship flash through his mind and he smiles), so instead he wraps his arms around you and presses kisses to your hairline.
you savour the familiar feeling of being wrapped in his arms and nuzzle into his bare chest. the most comfortable feeling in the world.
eventually he does get up to grab a damp cloth and some water, and he informs you that you can use his bathroom for whatever you need.
you’re both following the same routine you had when you were together as if you hadn’t broken up at all.
now that you’ve regained some clarity, you start to worry about what exactly that means.
you’ve both admitted to missing each other like crazy, but you assume you’ll need to have a serious conversation with kuroo about whether or not you should get back together.
you ponder over this on his bed for a bit longer before he interrupts your thoughts. “we don’t have to talk about it right now,” he starts. “we can talk about it tomorrow morning if you would prefer, but…”
he pauses like he’s not sure if he should continue. you nod encouragingly, curious as to where this is going (thought you think you know). “but I meant absolutely everything I said tonight. um, before and while we were… uh. busy.”
you giggle a little at his shy demeanour before considering the weight of his words. “we could talk about it tomorrow morning, but I think we both already know what we want from this right?”
he doesn’t need to nod, but he does anyway. “I definitely have an answer already.”
you knock your forehead against his. “so… are we officially back together then?”
he offers you the widest grin he’s thrown your way all night. “I think we are, sweetheart. We’ll make it work this time, I promise.”
“I promise,” you repeat.
the rest of the night is spent cuddling under covers, sharing kisses and secrets you’ve missed out on sharing these past few months.
“I love you,” you say, before you finally drift off for the night.
you don’t hear him, but he’s quick to return the sentiment. “I love you too.”
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
BONUS:
the following morning, you wake up to your phone ringing. you groan when you see it’s your friend and realize you never texted her back last night to tell her you’re okay.
you look over at kuroo, still sound asleep beside you, and answer as quietly as possible. “hello?”
“oh thank goodness you’re alright, why weren’t you picking up? we all called you a million times!”
you check and see a ton of missed calls from more of your friends who saw you leave the party last night. “I’m sorry, I was asleep,” you say sincerely, only twisting the truth a little bit.
you feel slightly bad about it, you mentally promise her to tell her everything later.
before she can respond, your boyfriend sits up (when did he even wake up?) and says into the phone, “sorry, it’s my fault. but I promise I took good care of her,” he smirks at you.
you flinch when she shrieks into your ear. “YOU WERE WITH KUROO?!”
glaring at him, he snickers and takes the phone from you. “she’ll call you back later, we’re still catching up.”
“no, wait-“ he hangs up the phone and tosses it onto his sheets.
you pout at him. “tetsu, c’mon.”
he kisses your cheek. “I really didn’t meant for it to come off as rude, I swear. I just wanted a relaxing morning with you before you have to leave.”
you sigh and fall back into the soft comfort of his pillows. “it’s okay,” you say. “I really didn’t feel like giving her the rundown first thing in the morning, anyway. you really tired me out last night,” you peer up at him.
he laughs. “oh really? we’ve gotta build up your stamina again, pretty girl. I wasn’t lying-“ he crawls over and hovers a few inches above you. “we still have a lot of catching up to do.”
you mentally pat yourself on the back for answering his texts. definitely not your worst idea.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
I swear I’ll get better at writing smut, folks 🫡
but for my first time writing it, I don’t think it’s horrible. if the ending feels a bit rushed, it’s because I’ve literally had this sitting in my drafts since miss olivia rodrigo released the music video for this song last august and I wanted it out 🙃.
tagging @nyctophilicroses bc I remember you commented on the original post I made asking abt exes to lovers with kuroo 🥹
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authorhjk1 · 1 year ago
Text
Idol Competition
IU X Kang Seulgi
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IU sits on the couch in her apartment, her phone in her hand. It's 9:55 am on a Monday. The fourth of December to be exact.
Five more minutes. She has five more minutes until her deadline. IU wonders if she is able to still pull it off. It's quite cold outside, so she expected her to not go through with it. But the other woman sounded more than confident.
Lee Ji-eun checks the chat history on her KakaoTalk app. No picture to proof her accomplished mission yet. IU smirks. Four minutes left.
Is this it? Is this going to be the moment she wins this competition? It has been going on for months now. The two women come up with new challenges almost every day.
Kang Seulgi had two days for this one. IU sees the six turn into a seven. Three more minutes. Even if she could do it in the cold, she would still need to find someone to do it with her. IU wonders who could be crazy enough.
But then again, it's Seulgi. She is a famous woman. And really pretty. There is no doubt that someone would say yes.
Two more minutes.
IU is already thinking about the prize. Although you could say that every mission was a prize itself already.
Her phone vibrates and Ji-eun sighs in disappointment. She clicks on the picture Kang Seulgi send her just now.
The younger woman is kneeling on a blanket. It's visibility windy, her hair flying in all directions behind her. The waves of the ocean are captured on the left side of the picture.
It could have been a normal picture of a woman on a beach. Except for the fact that Seulgi is completely naked. And that it looks like she just good a facial.
IU zooms in on her face. She licks her lips as she sees how well someone came on her competitor's face.
Seulgi is smiling into the camera, hands behind her back, pushing her tits a little forward.
"How often did you get caught?"
IU bites one of her nails as she sees the notification that Seulgi is typing a response.
"Twice. The second guy even stayed and watched while I got my face fucked."
IU moans at the thought. She remembers the challenge from two weeks ago.
Seulgi made her go shopping without her credit card. When she wanted to buy something, she had to convince the seller with something else. It didn't matter if it was a man or a woman, IU did her best to buy as much as she could. In the end, she got caught by a young couple in the isle of some store, her face a mess while the seller was abusing her throat.
"Was it very cold?"
"It was alright. Sex makes you warm real quick."
IU chuckles at Seulgi's message.
"Do you already have something in mind for me? Or do I need to wait?"
Ji-eun's eyes widen when she sees Seulgi's next text.
"Go to SSHS."
That's Seoul Science High School.
"Find a student who is younger than 20 and give him the best school day of his life."
IU can't help but let her hand slide underneath her shorts. Being over thirty years old already, she recently discovered that this is somewhat a new kink of hers. Younger guys who are almost half her age. Legal of course, but young. This could be her chance to freely enjoy this kink of hers.
"Deal."
"You've only today. Should be a piece of cake for a slut like you."
"I love you too."
IU teases her back, before getting off the couch. What to wear for her visit to high school?
Ji-eun walks towards her closet. Should she dress up as a teacher? Or a student?
She can feel how wet these thoughts make her pussy. The idea of letting some young man fuck her, forces IU to move her hand back into her shorts. She let's herself sink into her bed, while looking at the opened closet. Her head falls back as she starts to finger herself.
IU nervously looks around, before reaching inside the bookshelf. Now that she is here, she is way more cautious. It was surprisingly easy to get inside the school building, considering that strangers are not allowed.
Wearing her mask, Ji-eun was able to pass as a teacher while walking through the hallways. She is now standing in the library. The perfect place for her challenge in her opinion.
Now that she has placed her phone inside the bookshelf to record the proof, she is looking around to find the right guy.
"Ms. Lee?"
IU turns around on instinct, her heart sinking. Did she actually get caught already?
"I apologize. I thought you were our homeroom teacher."
The young girl apologizes. She doesn't seem to recognize her. IU takes a deep breath, relieved that she is fine.
"It's alright. Can I help you anyways?"
She tries to act natural, hoping the girl won't catch on.
"Yeah. Me and my boyfriend are looking for the right textbooks for our research. I'm not old enough and he lost his library card. We wanted to ask Ms. Lee for help."
Ji-eun nods. Does that mean her boyfriend is at least eighteen? She knows you have to be over eighteen to borrow specific books from the library.
"I'm sorry, I can't help you with that. You better ask Ms. Lee."
"Thanks, teacher."
The young girl bows and walks towards a table. A guy, who seems to be her boyfriend, is waiting for her there.
IU can't help but bite her lip. The first guy she finds looks quite handsome as well. She doubts he could resist her. After all, relationships in high school aren't serious anyways.
She watches the girl leave the library, before walking over.
As expected, it only takes a couple of words, before IU takes the boy's hand and leads him towards the bookshelf. He just turned eighteen four months ago. Just the right age to fulfill this fantasy.
She can feel his stare on her legs as she walks in front of him. Ji-eun deliberately chose this outfit. It's not too revealing, but it highlights her long, flawless legs.
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Once the pair reaches the shelf where IU put her phone, she turns around.
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"I will make sure that you enjoy yourself."
She gets on her knees in front of him.
IU expected him to not last very long, but here she is. Her face pressed against books about biology as she gets fucked from behind. The recording must be ten minutes long already, plenty of footage for Seulgi to enjoy later on.
Ji-eun was able to stay mostly quiet up until now. The guy's pace keeps increasing as he starts to reach his limit. She feels his young cock in her wet pussy, enjoying the fact that he is barely older than half her age. She never doubted herself. She knew every guy wants to fuck her. Whatever their age.
"Turn me around."
IU is close to her own orgasm herself. The student does as she says, turning her around to face him. She leans against the bookshelf, staring at the one across the isle. That's where her phone is hidden. Her dark, lustfilled eyes are glued to the camera as he starts to thrust into her again.
Her small Gucci shorts are lying at Ji-eun's feet. She wasn't wearing underwear, knowing she would have to take it off anyways.
"You fuck me so good."
She whispers into his ear as she places her head onto his shoulder.
His hands hold her small waist, pounding her into the shelf full of books.
"Fuck!"
IU is unable to not moan loudly, when she finally cums. Her pussy contracting around the young guy's cock, making him orgasm as well. She can't believe how good this felt. How good it still feels.
This was a better fuck than what she expected. Not just because he is way younger.
As he let's his cock slip out of her, IU watches his cum drip out of her pussy. She can't blame him. Her pussy is just so incredibly tight when she cums.
"Oh fuck."
Seulgi sighs as she cums on her fingers. Her phone is in the other hand, her screen showing IU's new video. Seulgi knew she could pull it of, but never expected it to be this hot. The way Ji-eun looked at the camera while she got railed into the bookshelf....
Seulgi tries to collect herself as she hears her members walk around. Yeri and Joy both seem to be in a very good mood today.
With shaky fingers, she starts typing on her phone.
"What do you have for me?'
Seulgi is genuinely curious. At this point the two of them did pretty much everything. She doesn't even know what task she should give IU after this one.
"The two of us have a music show soon, right?"
"Yeah."
"If that hot camera man is there again, I want you to suck him off, while I watch."
Seulgi remembers the face fucking on the beach mere hours ago.
"Deal."
"Why don't you cum on my pretty face, hmm?"
Seulgi kneels in front of the young man, stroking his cock. IU is sitting on the couch behind her, watching and getting herself off. IU's dressing room looks like it has become a scene of some dirty movie as Seulgi wraps her lips around the man's cock once more. Her head bobs up and down, making him groan and take a fistful of her hair.
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Seulgi's pussy feels even wetter than usual, probably because she has someone watching. She wants to prove to IU that she is the better one at sucking cock.
"Are you enjoying your reward?"
IU sighs as she looks at the guy, who's eyes are glued to Seulgi's face. He nods, unable to understand how ge got himself into this. When he started working, he never expected someone like Seulgi to walk up to him after the show, asking if he wants some head.
She is now doing her best to make him cum, her slow blowjob proving enough for the guy eventually.
While IU has her hand rub her pussy, she watches how he starts cuming on Seulgi's face. Rope after rope of his cum stains her skin, some of it getting into her eyes.
Seulgi let's out a satisfied hum as she starts to clean his cock.
"You taste delicious."
She gives his tip one last kiss, before he starts to pull up his pants. There is another group about to perform.
As the two women watch him leave, Seulgi takes some of the tissues from the small coffee table and starts to clean her face.
"Anything else?"
Seulgi shakes her head.
"I can't come up with a good idea."
IU sighs as she licks her fingers clean. She enjoys the taste of her pussy just as much as the guys who eat her out.
"Me neither. I was afraid this would happen."
"So what now? Do we end this in a tie?"
IU raises and eyebrow.
"Do you think you are better slut than me?"
Seulgi shrugs her shoulders.
"Let's just say I got two faicals today. What about you?"
IU shakes her head.
"We can't end it like this."
The notification sound of Seulgi's phone interrupts their conversation. The younger woman unlocks her phone, before scrolling around.
"What are you doing?"
She sees Seulgi bit her lip as she seems to read something.
"There is another smut fic about me."
"You actually read those?"
"They are hot. I like how my fans think about me."
She gives IU a wink, before she keeps reading the new post.
The wheels in the older girl's mind start to turn.
"Do you think they would do this to us in person? What they write?"
"Unnie..."
Seulgi looks at her.
"I like how you're thinking."
"We should invite some of the writers so they have more inspiration for their stories."
The two of them laugh.
"That's a good idea."
Seulgi scrolls through her phone.
"But there are so many. If we would try to fuck them all, our careers would be over before we got to all of them. We don't have so much time."
"Who says we have to fuck them individually?"
IU's smirk makes Seulgi chuckle.
"I like where this is heading."
"But how are we going to get them all in one place? They probably live all over the world."
Seulgi ponders for a moment.
"How about we send them dms and pictures of us? It should work. Especially when we tell them that we are inviting others as well. This way they can communicate with each other, making sure we aren't trying to scam them or something."
"Sounds like a plan. What could go wrong?"
IU regrets those words as soon as she opens the door of the practice room. Two weeks later and here they are. The two women look at the fully packed room. Seulgi tries to count the guys who are here. They messaged about twenty guys, but it now looks more like thirty or forty. It seems like word has spread.
"Is this a good or a bad sign?"
IU looks around as well. She had a threesome before, but this is quite different. Even if Seulgi and IU get used at the same time, there are still gonna be at least fifteen guys for each of them.
"Are you backing out?"
IU shakes her head.
"Why would I?"
Seulgi chuckles. She is nervous, but tries to hide it.
"Let's make another bet. Whoever makes the most guys cum in 15 minutes wins. The other person is going to be a free use for everyone."
Ji-eun likes the idea. She imagines all those guys taking turns on her and Seulgi, using their bodies as fuck toys.
"Sounds like I'm gonna win."
The older girl is confident. The high school boy is proof of the fact, how tight her pussy can become when she cums. No one survives that.
"But no fucking."
IU looks at Seulgi.
"What?"
"No fucking. Only your mouth and hands."
"Hey, that's boring."
Seulgi scoffs.
"You are not up for that?"
IU rolls her eyes.
"Fine. Watch and learn."
She walks inside, all heads turn towards her as Seulgi follows quickly after.
"Hi, everyone!"
IU waves.
"I guess the two of us don't need to introduce ourselves. You all know, why you are here?"
She sees everyone nod their heads.
While IU talks, Seulgi let's her eyes roam the room once more. Now that she is inside, she can count properly. She stops at 31 as her eyes falls on to a man, who is standing further back. He is a little taller than most of the guys in the room. She sees his biceps underneath the sleeves of his shirt, the bulge in his pants visible, without him even having a hard on.
Seulgi licks her lips. This is going to be a fun evening. Because she zoned out for a couple of moments, she didn't catch what IU was saying.
But when suddenly all of the guys start walking towards them, Seulgi immediately feels her panties getting damp. This is it. In the back of her mind, she still has a little bit of doubt left. It vanishes soon though as the first guy reaches her.
She sees IU kneeling down next to her, Seulgi does the same. The sound of ten guys opening the zippers of their pants almost makes Seulgi drool. She watches the first guys pulling their pants down, taking their cocks out.
Seulgi glances at the clock, about to start their bet. But IU is already reaching forward, taking hold of the first man's cock.
"Are these all for me? So nice of you."
She coos as she holds another man's dick with her other hand.
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Seulgi doesn't want to fall behind. She reaches for the man nearest to her, pulling him forward by his cock.
"If everyone is gonna be as big you...."
She trails off, feeling the guy getting harder in her hand.
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Seulgi decides to use her mouth early. She takes the man's cock into her mouth, savouring the taste. At the same time, the other guys around her make her use her hands.
By now, pretty much all the guys have gotten rid of their pants and are standing around the two women. IU is starting to suck off her first guy as well, both her hands busy with stroking two other men.
Seulgi closes her eyes as she hears everyone moan, occasionally switching cocks. There are five guys directly standing around her right now. More than enough to enjoy herself.
She is excited as she feels everyone's stares on her. This is something entirely different than singing and dancing on stage. And yet, it makes her equally happy. That rush of adrenaline makes her suck the guy's cock even faster.
IU takes another man into her mouth, savouring the new taste. Wearing this this suit might not have been the best idea, because they guys can't have easy access. But she still feels someone from behind sneaking his hands around her waist. She moans around the cock in her mouth as she feels someone rub the fabric over pussy.
Seulgi is starting to suffer the same fate as IU. The guys around her start touch her body, making her squirm underneath them. All the attention makes her wet as hell, wishing they would fuck her already. Why did she make that bet with IU?
She regrets it now as the first guys let's his hand sneak inside her shorts. His strong fingers make Seulgi moan around the cock in her mouth. The man who she is blowing puts his hand onto her head, unable to resist the urge to cum in her mouth much longer.
IU has driven one of the guys who stand around her to a similar level of arousal. He is pushing her head onto his cock, while her two hands are still busy, stroking the four guys on her sides, switching occasionally.
Seulgi let's out a surprised gasp when she feels the first man cuming. But it's not the cock in her mouth, but one of the guys on her right. She was stroking his cock up until now. His warm cum hits her pretty face, making her moan around the dick in her mouth. It makes that guy cum too. He shoots his load down her throat. Seulgi feels like she is in heaven. The warm sperm on her right cheek makes her sigh in pleasure as she turns towards the next guy, ready to suck him off.
IU is keeping up with Seulgi, making the first guy cum in her mouth. She swallows all of it immediately, ready to give another guy head. The guy on her left is trying to take her jacket off, which makes it harder for her to use her hands. Eventually, she gets rid of that useless piece of clothing, feeling two hands unbuttoning her shirt.
Seulgi feels someone's hand dip a finger inside her pussy. She has been unable to keep her hands off herself for these last two weeks and yet she melts at his touch.
Ji-eun keeps sucking off the guy in front of her, until she feels someone cuming on her hand. She looks to her right, letting his dick fall out of her mouth. She licks her hand clean, before taking the guy who just came into her mouth. His cum tastes delicious as she cleans his cock, hoping she can make him cum again soon.
Seulgi feels a pair of hands groping her tits underneath her grey top.
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Still with another man's cock in her mouth, she turns her head towards him. With a seductive stare, she eggs him on to slide his hands underneath the fabric.
Seulgi let's her tongue swirl around the top of the cock in her mouth as she feels her nipples being pinched. The other man is now inserting a second finger into her wet snatch. This was supposed to be a competition on how many guys they can get off, not how many guys can get her off.
Either way, Seulgi tries her best to outcompete IU as she feels several hands on her body.
The older woman feels how the fingers on her covered center now start to make her pants wet. Her panties are already drenched, this many men around her too much for her mind to handle. Ji-eun never felt this good.
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Someone is now letting her white shirt slip off her shoulder, exposing the lack of a bra. Her upper body is only covered by her tie, which doesn't hide much. Multiple hands make use of her newly exposed skin, some pinching her nipples, while others let their hands wander over her body.
The sight of the naked celebrity in front of him makes the guy in her mouth climax. IU feels his cum paint her mouth as she gulps it down, already looking for her next victim.
"Oh fuck."
The guy in front of Seulgi groans as she pulls him out of her mouth.
"Oh yeah. Paint my face."
Seulgi closes her eyes and sticks her tongue out. Two quick strokes later, she feels his cum staining her skin. Some of it hits her nose, but most lands on her lips and tongue.
"Good boy."
Seulgi winks at him as she cleans her lips with her tongue, making sure she doesn't waste a drop.
Once she opens her mouth again, she is surprised when two guys thrust into her at the same time. Seulgi never sucked off two guys at once, her competitiveness showing as she starts without hesitation. She is going to win this bet and she is going to humiliate IU, until she admits that Seulgi is the bigger slut.
At the same time, IU has another man cuming in her mouth. She almost chokes at the amount of cum he forces down her throat. Once she let's his cock fall out of her mouth with a loud pop, she feels a hand roughly grabbing her tie. Still on her knees, she gets turned around, faced with another hard cock. The guy's hand is still holding her black tie as he pulls her towards him, making Ji-eun take his cock.
Seulgi is unable to speak or do anything properly with her mouth as she tries her best to keep the two dicks inside of her. Only her tongue is able to swirl around their tips occasionally. The two guys keep thrusting into Seulgi's mouth with no intention on stopping anytime soon.
IU's mouth is being used as well. The men in the room starting to grow more confident. You don't have a lot of chances to get a blowjob from Seulgi or IU.
That being said, the guy in the older woman's mouth uses this rare chance to finally cum in her mouth. This must already be the third time she is swallowing someone's load. IU is barely able to keep up with counting. Her hands are slowly starting to get tired after stroking so many guy's cocks. She glanced at the clock. Seven minutes to go. How can she win this bet? She sees Seulgi sucking off two guys at once. Needy slut. IU watches for a moment as they both cum inside Seulgi. They make the younger woman choke as they fill her throat.
Once they are done and take a step back, Seulgi breathes heavily, some of their jizz got onto her face. As she wipes it off, she sees someone else standing in front of her. The guy she noticed earlier. He seems even taller, now that she is kneeling.
Seulgi scoops up some of the cum on her face with a finger, before licking it off with her tongue.
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He hasn't taken his jeans off, but Seulgi already knows how big he must be. She reaches forward, fumbling with the belt. A guy on her right starts rubbing his cock all over her face, which makes her stick her tongue out. Seulgi keeps eye contact with the guy in front.
"Come here."
IU whispers towards one of the guys to her left, before starting to get rid off her pants. Seulgi said she is not allowed to use her pussy. No one said something about anal. The guy is not the biggest, which makes him perfect for this. As much as IU is used to have a cock up her ass, she always needs to adjust at first.
"Fuck my ass. Cum in me."
She slips off her grey panties, throwing them to the side. They are heavy and wet with her juices. She sees one of the guys pick it up and wrap it around his cock, before stroking himself with it.
IU feels a familiar tingle inside her body as she lies on her back. All the guys above her look down on her. The man who is supposed to fuck her is now kneeling between her legs, another above her head. The latter pushes his dick down, making Ji-eun take him into her mouth.
The guy between her legs rests his tip against her puckered hole, before slowly starting to push forward. IU moans around the dick in her mouth as she feels how her ass is getting stretched out.
"Fuck. You are so tight."
Seulgi turns to her left after hearing the man groan.
"Yah! Unnie!"
The younger woman stares at IU, who is lying on her back, getting her ass fucked. Her mouth is too full to answer.
Seulgi is about to say more as the big guy in front of her grabs her head and turns her towards her. He got rid of his boxers while she was distracted. Seulgi only manages a gasp, before he pulls her onto his cock.
With one forceful thrust he is already halfway down her throat. Seulgi gags and chokes. Even if she would've been prepared for this, she couldn't have taken so much at once. She feels her jaw getting heavy as the guy fucks her face. He uses her throat like a fleshlight, pounding a way like there is no tomorrow.
Seulgi feels her throat starting to get soar as tears start rolling down her cheeks. She is realizing that this is one of the roughest face fucks she ever had. But definitely not the last one.
His big cock keeps hitting the back of her throat, making Seulgi struggle for air. But he doesn't let go of her head, which means she can't back away.
The fingers in her pussy curl upwards, making her lower body tingle with pleasure. The combination of getting face fucked and fingered pushes Seulgi towards her limit. She never expected to be in this situation. On her knees, surrounded by almost ten guys. All of them stroking their cocks to her getting her throat bruised and her pussy played with.
Seulgi has to close her eyes, tears keep falling from underneath her eyelashes. They mix with her make up and the cum from earlier, turning her once flawless face into an absolute mess. The mixture starts to drip down her skin. Together with her saliva that spills out of her mouth. She is unable to close it. Her body feels numb as she is on the brink of orgasm as she gets the face fucking of her life.
IU's cheating has left her mind a while ago, her brain empty except for the pleasure she is feeling. And how soar her throat is. Seulgi doubts she is able to sing tomorrow. Or even the whole week if this continues.
She hears IU's voice over her own gags, but her own mouth is too loud to hear what the older woman is saying.
"Fuck, yes! Give me your cum!"
Ji-eun moans as she sees two guys on both her sides, stroking their cocks, ready to cum. The guy in her ass keeps her mind in a weird state of bliss as she feels like she is in heaven. The man who was fucking her mouth is replaced by another, who starts where he left of.
How many guys did she already suck off? Five maybe?
IU moans as around the new cock in her mouth. The two men start to cum all over her body. They cover IU's skin in warmth. Her chest, her tummy, her throat. All of it.
While IU keeps getting fucked, Seulgi feels someone from behind, who is starting to pull her shorts down.
Because the guy who is fucking her face is taller, she had to get on her knees to reach his cock. That means her white shorts can be slipped off easily.
Seulgi feels a pair of hands tug at her pink thong. The rubbing of her clit pauses for a moment, almost making Seulgi climax untouched.
The man who is holding her head in place gives Seulgi a second to relax. He pulls about halfway out, letting his cock rest on her tongue. She takes heavy breaths, trying to prepare herself for the next face fucking.
Another hand begins to play with her pussy as she feels the cock in her mouth starting to move again. This time, he doesn't fuck her fast. It's one slow, forceful thrust after another. It makes her head rock back everytime, before he pulls her onto his cock again.
Seulgi reaches the same state of pleasure as she did before. Hanging on the edge of her orgasm, she takes the face fucking like a champ, trying to keep eye contact with the man who is mercilessly using her.
Seulgi feels a pair of hands grope her butt. She is excited at first, but then, she feels someone's cock touch her rear entrance. She tries to shake her head, but the hands on head won't let her. She was never really the anal type. Plus, she doesn't want to cheat like IU does.
She doesn't have a choice. As the men around her see her struggle, they take holds of her wrists and guide her hands towards their cocks. Seulgi is unable to defend herself.
The cock down her throat, the fingers inside her pussy and now the tip of some man's cock in her ass. It all proves too much for Seulgi. Her shriek is muffled by the man in front of her as she cums around someone's fingers.
Seulgi's body shakes as she practically gets spitroasted. With every thrust into her mouth, she gets pushed onto the cock in her ass. With every thrust from the man inside her ass, she is getting forced to choke around the cock in her mouth.
She realizes how hot this must look for the others as she feels someone nutting on her grey top. His cum stains the fabric and Seulgi is reminded of the bet.
For a moment, she lost sight of the goal, just enjoying these men, having their way with her. But as much as Seulgi likes this situation, she still needs to make more guys cum than IU.
"Yes! Fill my ass up!"
Ji-eun moans loudly as she feels the cock in her ass starting to throb. In that moment, the guy above her climaxes, cuming all over her face. IU gasps as the unexpected facial hits her.
Before she is able to clean her face with her tongue and her fingers, the man between her legs cums inside of her.
"Oh fuck!"
Another moan escapes her cum stained lips as she feels his load paint the insides of her ass.
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"Fuck! Please slow down!"
Seulgi screams. Half in pleasure, half in pain. The guy who is fucking her ass is the same guy who fucked her face so good a couple of minutes ago. He left a huge facial on her face, before giving others the chance to enjoy her mouth. Now, he is standing behind Seulgi, after getting her off the floor.
Her legs feel like jelly as she takes his pounding from behind. Her hands are useless by now, just loosely wrapped around two guy's cocks.
Another guy now steps in front of her to shut her up.
"You are too big for my ass."
She whines, hoping he would slow down, before another cock pushes past her lips.
Seulgi needily sucks on it, trying to blend out the pain in her ass. She has been used by so many guys now. She lost proper count a while ago. And if she would've looked up to check the time, she would have realized that the fifteen minutes were over fifteen minutes ago.
But Seulgi is too busy getting stuffed with cock from both ends. The black hairband she used to make a ponytail is barely holding up. Her hair looks like it's in a messy bun by now. Drops of white cum decorate her black, silk like hair.
IU is taking two cocks at the same time, too. But she is in a different position. She is placed on all fours in a circle of about ten guys. They all take turns fucking her ass and thrusting into her mouth.
The guy who is currently using her throat holds her tie in his hand, making her choke, whenever he gives it a light tug. The fact that she is getting choked makes IU even hornier. It would be something worthy of exploring later. Is she into getting choked?
Her thoughts are interrupted, when the man in her ass shoots his load. Ji-eun can almost feel how her body becomes heavier. This is the fourth time they came in her ass. If she counted correctly, she made them climax around 23 times already. There is more than enough proof all over her body.
A couple of minutes ago, someone used her still soaked panties to tie her hair back. Someone came on them beforehand. But instead of being disgusted, IU wonders if that counts as making them cum.
"I'm gonna gonna cum in your ass, bitch."
It's the first time the man behind her talked to Seulgi. Her dripping wet pussy craves his cock as he keeps fucking her ass. Because her mouth is closed, Seulgi can't answer. She feels someone's hand now rubbing her clit.
Another hand slaps her right ass cheeks. She doesn't know if that was the guy who is fucking her or someone else. The sting causes her to moan around the cock in her mouth.
"Fuck!"
The guy behind her groans, before he pumps Seulgi's ass full with cum. Her eyes roll to the back of her head as her legs almost give out. His warm cum in her ass makes her see stars.
After he leaves her freshly fucked hole, Seulgi does her best to recover. She remembers that she set a time limit on their bet. She checks the clock on the wall. They have been doing this for over thirty minutes now?
"Unnie! Time's up!"
Seulgi's voice sounds hoars after she removed the cock out of her mouth.
IU tells everyone to stop what they are doing. Seulgi has to kneel down again, her legs too weak to carry her.
Ji-eun slowly walks over to her. She feels cum leak out of her ass. Everyone is staring at the pair, waiting to find out who lost.
"So?"
Seulgi looks up at IU. The older woman is still wearing her tie, her hair now held back by her panties. Her body is covered in cum, wherever you look. Her face, her tummy, her chest, her feet.
Seulgi looks similarly used. Her back is still warm from the load of cum she got, while someone fucked her ass from behind.
"25 now."
Seulgi's eyes widen. She didn't expect it to be this close.
"Wow, unnie. You are no slouch."
Ji-eun raises an eye brow.
"Why do you sound so happy?"
"27."
"What?"
"I made them cum twenty seven times."
Seulgi feels someone's cum drip out of her freshly fucked ass and onto her legs. She grins up at IU, who is looking at her with anger and surprise written on her face.
"You know what that means, right?"
IU nods hesitantly.
"Let's tie her up boys."
Seulgi chuckles as she sees someone grabbing IU's wrists and holding them behind her back.
"What-?"
She tries to struggle against his grip, but Seulgi shakes her head.
"You can't run away, unnie. You are now officially a free-use whore."
Before she can reply, someone already stuffed her mouth with a piece of silk. She only realises a moment later that she has Seulgi's pink thong in her mouth. Someone is covering her mouth, so she can't spit it out.
IU's tie is finally gone too, now being used as a way to tie her hands together. She tries to resist, but the guys around her are way taller and stronger than her. Ji-eun sees someone getting a chair from one of the corners of the practice room.
Seulgi suggested this location. It's Red Velvet's former place of learning choreos, when they were rookies. They used a second room outside of the SM building. No one uses it anymore.
When someone sits her down, IU stares at everyone around her. The about forty guys wait for Seulgi's first move.
"You two,"
Seulgi points at two guys on her left.
"Suck on her tits."
They do as she says, both stepping on either side of IU. The older woman moans into Seulgi's panties as she they lean over her. They both wrap their lips around her nipples, sucking on them. The occasional bite makes her squirm in the chair.
"I feel like the gag is now making her too quiet."
Some of the guys nod in agreement.
Seulgi reaches forward to take her panties out of IU's mouth.
"Don't forget, you still have to admit that I'm the better slut."
IU would've stuck her her tongue out, but is currently unable to do so. The two guys working on her tits make her sigh and mewl.
Ji-eun's eyes widen in surprise as she feels Seulgi working on her pussy. It feels weird as she tries to look down, wanting to know what's going on. The guys' heads are blocking her view.
Her head sinks back as she feels Seulgi pushing her thong into the older woman's pussy. A deep moan escapes her lips, once the piece of silk is completely buried inside of her.
"You always bragged about how tight your pussy is. Let's see if that's still the case."
She turns around.
"Guys, I want you to stretch her out like crazy."
IU moves her head to be able to see what's going on. The first guy is already standing in front of her, his cock in his hand.
"Wait. First pull out-Fuck!"
IU moans loudly as he pushes half of his cock inside her with one thrust. She can't tell yet, if Seulgi's panties make her feel better or not. But IU can't help but squirm even more as the man starts to fuck her.
She feels fuller than usual as the guy pushes fully into her stuffed pussy. Together with the two guys who keep playing with her chest, he makes Ji-eun see stars.
She realises this is only the beginning, when another guy steps forward. He grabs IU's ponytail, forcing her down. She automatically opens her mouth, ready to suck his cock. It has become an instinct for her by now. Without even thinking about it, she starts to suck him off.
The two men stop sucking her tits as they both watch how the new guy makes her bob her head up and down on his cock. He and the guy who fucks her stand side by side.
Seulgi looks around them, trying to see what's going on. She feels a pair of hands wrap around her waist. She looks up, seeing the man who just came in her ass.
"You still don't have enough?"
Her cheeky grin makes him chuckle.
"I never expected you to be such a whore."
His cock is now resting between her cheeks. Now that she feels it again, Seulgi can't believe how his dick fit in her ass.
"And this is probably the only chance I'm ever gonna get. So I want all of your holes."
Seulgi leans her head on his chest.
"Take me then."
She feels him aligning his cock with her pussy. He slowly pushes inside, making Seulgi moan. Her half open eyes see, how the guy who is fucking IU is cuming inside her pussy. She hears the older girl's moans as he pulls out and leaves. A moment later, the next guy stands in front of her.
Seulgi can't believe what she has done. What she is still doing. What would her members say to this? She chuckles as she thinks about Yeri's nature. The maknae would probably follow her example.
Her smile is wiped off Seulgi's face as the man behind her increases his pace. His thick cock makes her body heat up as he almost hugs her into his chest.
Seulgi is almost standing on his toes, only his hips working overtime. He has his face in her neck, kissing her skin.
IU moans as another man walks forward. The man who just came in her mouth already left, leaving her throat all sticky. She would've begged for a break, but she knows that Seulgi won't give her one. Although the younger girl is currently occupied with getting fucked, IU dismisses the idea.
She invitingly opens her mouth, before the guy even reaches her. Instead of pushing his scock into her mouth, he takes a hold of her ponytail. Only now, IU realises that he has been stroking his cock while he approached her. His cum is now painting her face, leaving another layer of jizz.
IU moans as the warmth hits her face. At the same time the man in her pussy cums as well. He shoots his load into IU, giving her a second cream pie within a couple of minutes.
"Just... Just give me a second."
Seulgi breathes heavily, almost missing her chance to humiliate IU even further. Slowly, she manages to get of the guy's chest she was leaning on. Standing in front of the older woman, Seulgi reaches down. Her freshly fucked pussy already oozes with cum. She has to fumble around a little, before finally finding her own thong deep inside Ji-eun's cunt.
IU whines as Seulgi slowly pulls it out. There is no sign of the fact that the silk was pink once. It's stained with IU's juices and the other guy's cum.
"They are gonna fuck you for real now."
IU shakes her head, knowing what Seulgi is planing. But because her hands are tied, she can't defend herself.
Seulgi pushes her thong into IU's mouth. The older woman tastes the mixture of her own juices and two loads of cum.
"Take it like the whore you are, unnie. I don't want to hear any complains, once I'm back."
She turns around, taking the hand of the guy, who just fucked her.
"Come with me."
And with that she leaves IU alone with the forty guys. Bound to the chair, unable to yell after her. She sees some of them start to walk towards her.
"Seulgi!"
Her muffled screams stay unheard as Seulgi and her special friend enter the practice room next door.
"I have two more hours until I have to be back at the dorm."
She slings her arms around his neck, grinding her naked center against his cock.
"I want you to fuck me until then."
How long has it been already?
IU can't tell, the clock is hanging on the wall behind her. 30 minutes? An hour?
She would've thought the guys would stop at one point, but she is proven wrong. This is their only chance to fuck Lee Ji-eun however they want. They can use every single one of her holes.
Korea's number one celebrity isn't even sitting on the chair anymore. They started to take turns with sitting in the chair, making IU sit in their laps.
She never experienced having all three of her holes stuffed with cock. But that's the case right now. The man who's lap she is sitting on is thrusting upwards into her ass. The man in front of her is fucking her pussy. Another has placed both of his hands on her head, forcing her to lean to her left.
IU doesn't know how long it has been since she was able to talk. There are still three guys standing in line behind the guy who is fucking her face.
She also doesn't know how often all of them came, since Seulgi left. Probably all of them at least once or twice. Maybe even more. That would make at least forty to eighty times.
That could be the reason why about fifty percent of IU's skin is covered in cum. Her tits and her midriff are full with it, but they still don't compare to her face. She feels like she has several layers of make up on. Her hair probably wasn't spared either.
And how many cream pies did she already get? At least a quarter of their loads. She must have swallowed so much cum by now. Probably more than a liter or two.
Ji-eun moans around the cock in her mouth as she climaxes once again. Her pussy pulsates around the cock in her, making the man cum in her snatch. She even lost count of how many times she came.
Where the fuck is Seulgi?
"Oh god! Oh god! Oh god!"
Seulgi mumbles and moans. She is lying on the sofa in the corner of the second practice room. The man she took with her is fucking her missionary style. His hand is in her hair, forcing her upper body to lift off the couch.
"Gonna cum!"
Her warning is almost too late. Seulgi climaxes right after the last word leaves her mouth. Her pussy grips onto his cock as he keeps fucking her through her orgasm. Her body is covered in sweat and cum. How often did he make her cum already?
Seulgi moans as she is taken toward another high. She feels his cock suddenly leave her pussy, before he pushes against her puckered hole. The young woman moans and whines as he starts to switch with every thrust. First her pussy, then her ass hole and then her pussy again.
Seulgi can't do anything but lie there, feeling her holes getting used in such an unholy manner.
She is a mumbling mess underneath him, feeling his cock in her ass and then in her pussy again.
Her eyes rest on his sweat covered body as she feels him trying to hold back his climax. As they lock eyes, they both know that this is the last one. The pair is too drained to go on much longer.
"On my face. I want it on my face."
The man nods, unable to form words. Seulgi's ass too tight for him to think straight.
He manages to switch between her holes for a couple of times, before he finally pulls out once and for all.
With awkward movements, Seulgi manages to push herself off the couch. Her limbs feel like pudding, her energy barely enough to keep her eyes open.
He strokes himself to climax as he stares at Seulgi in front of him.
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How is she still able to look this cute?
That thought rushes through his head, right before he orgasms. His load isn't as big as it used to. Seulgi's pussy has claimed more of it for itself already.
It's still enough to make her sigh with pleasure though. The warm cum covers her nose and cheeks.
IU opens her eyes. She looks around the room, realizing that she is the only one. And a moment later she recognizes her bedroom. How did she get here?
She hears someone in the kitchen, fumbling with the pans.
Ji-eun tries to get up. Her body feels soar all over. She feels like she has been hit by a truck. Her body seems to be clean on the outside, but not on the inside. She can feel someone's cum in her pussy and ass. Her throat is still sticky, making it hard to breathe.
IU can't even remember how many guys came in her throat as she reaches for the glass of water on her night stand.
Her feet barely lift off the ground as she stumbles into the kitchen, only wearing a robe.
Seulgi seems to be making egg fried rice.
"Hello, sleepyhead."
Seulgi chuckles at IU's perplexed look on her face.
"I brought you here after you passed out. Do you know how long it took me to get all of that cum off your skin?"
IU shakes her head.
Seulgi pours the rice into two bowls.
"I have good news."
Ji-eun is only able to sit down at the counter, waiting for Seulgi to hand her a spoon.
"I found someone knew to compete with us."
IU looks up. Her eyes still look sleepy and tired and exhausted. And yet, Seulgi is able to catch a glimpse of lust in them.
"Who?"
"She should be here any minute."
In that moment the doorbell rings.
"She and her members had a similar competition. Like the two of us. She won and is looking for women, who are on her level. I told her we got fucked by forty guys at the same time."
Seulgi says as she walks towards the door.
"I-I'm not sure if I can start having sex again immediately. Maybe give me a couple of days."
IU's tired, hoarse voice makes Seulgi chuckle.
"Don't worry. Me and Jennie already have something planned for the two of us."
She opens the door.
"Hi Seulgi!"
Jennie and Seulgi hug each other.
"Ready to go to the movies?"
"Yeah, just let me eat dinner."
"What?"
Only now IU realises what time it is. She slept the whole day.
"Hi, unnie."
Jennie waves at her. The older woman takes a look at her outfit. She immediately knows that watching a movie will not be the only thing they do in the cinema.
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---------------
(Alternative ending)
Hi everyone!
I hope you enjoy the first story of the December special.
I haven't written something like this before, so I'm not sure how well it turned out. I did my best to write a good build up, because I didn't want to jump straight into the main part.
Have a great day! See you next week for the second one!
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bitchesgetriches · 9 months ago
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{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards
Understanding credit
Dafuq Is Credit and How Do You Bend It to Your Will? 
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
Ask the Bitches: What’s the Difference Between Credit Checks and Credit Monitoring? 
When (And How) To Try Refinancing or Consolidating Student Loans
Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”
Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 
Using credit
How to Instantly Increase Your Credit Score…For Free 
How to Build Good Credit Without Going Into Debt 
Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 
Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?” 
Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”
Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”
Credit cards
A Hand-holding Guide To Getting Your First Credit Card 
63% of Millennials Are Making a Big Mistake With Credit Cards
Let’s End This Damaging Misconception About Credit Cards
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 
Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail
We’ll periodically update this masterpost as we continue to write tutorials and answer questions on credit. So if there’s anything you’re confused about, keep the questions coming!
And if we’ve helped you increase your credit score or pay off your credit card debt, consider tossing a coin to your Bitches through our PayPal. It ensures we can pay our lovely assistant and keep bringing you free articles and episodes like those above.
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wasabi-gumdrop · 8 months ago
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thinking about modern au Kabru
ivy league college student, probably studying law and political science on a full scholarship. first time living away from Milsiril so he has to promise her, yes mom i’ll call you at least four times a week, no mom i don’t need your amex black card, yes mom the normal credit card is fine i need to learn how to budget like a Normal Person (it has a limit of $20k — that’s not normal Kabru).
Milsiril insists for a long time that she’ll just get him a house off campus so he can have his own space (aka a place she can drop by anytime and possibly live a few months out of the year just to be close to him) but Kabru puts his foot down and tells her the best way he’s gonna make friends is by living with other students (bye mom).
his floor in the coed dorms is the party floor and he always makes sure to invite everybody (his nightmare is accidentally leaving anyone out and having them think that he doesn’t like them). somehow it’s always a good time, everyone leaves with more friends than they came with, it never gets totally out of control, and plenty of girls who are interested in him (and a lot of guys too tbh) bring tons of baked treats so there’s always free food. Kabru is the RA’s favourite person to have in the building (even though Kabru himself is messy but most of the people he’s friends with are nice and clean up after themselves).
he has a porsche (Milsiril gift for his 16th bday) but he’s adamant about not driving it unless he absolutely has to (because he doesn’t wanna look like a douche). BUT he never says no when his friends ask for rides (so he ends up driving all the time anyway). he actually contemplates selling the porsche and going for a more practical car but Mickbell is like ‘dude you are not taking this away from me.’ Kabru sighs and decides to keep it because his friends (Mickbell) like being chauffeured around in a fancy convertible (Rin, Holm, and Dia don’t care, they’re just glad they don’t have to walk to the grocery store).
he’s probably on a casual texting basis with most of his professors and you know he’s going to all their office hours, grabbing beer with them just to keep chatting about life outside of school. and that’s how he winds up in some super secret faculty group chat where he’s now privy to all the college administration gossip.
Kabru is elected for student council during his freshman year and he’s probably the favourite to be sc president one day.
he doesn’t really date (gets too in his head about how he doesn’t wanna ruin any friendships) but he does hang out one on one with a lot of girls and treats them all really well. he probably goes so far out of his way to be platonic that he flies a little too close to the ‘Just Like One of the Girlies’ sun, he kinda forgets that most people interpret it as flirting coming from him. which leads to a few awkward conversations. people feeling led on, a few angry jealous boyfriends, scathing dms about him being a girl stealing homewrecker.
it’s such a nightmare for him and he needs it to end right now. so he begs Rin to ‘date’ him for a week or two and then publicly dump him just so the entire student body gets the message that he is Just A Friend.
Rin stares at him for a few seconds. then she laughs. she laughs and laughs. she laughs for a crazy long time. and then eventually she goes, ‘wow you’re an asshole, Kabru. no i won’t be your fake girlfriend. you’re gonna suffer and i’m going to enjoy it.’
and that’s when Kabru has a moment of enlightenment. ok yeah. asking for that is probably really selfish and mean. maybe he needs to think about girls’ feelings more and that’s maybe more important than his deep seated need to be liked, and when has Rin ever been wrong about anything.
he apologizes. and so begins one of the more serious talks he’s ever had with Rin about being okay with not being liked.
he thinks he can really turn over a new leaf. the whole ‘not worrying about what other people think’ thing goes pretty well — up until Kabru meets the aloof professor for his Monsters and Myths class who keeps forgetting and mispronouncing his name.
Kabru has never needed someone to like him So Bad, he needs Prof. Touden to like him as a matter of life and death, and he’s willing to look stupid for it (fails a midterm on purpose to justify begging for one on one tutoring)
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mlm-writer · 1 year ago
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Wrapped Around My Finger (Scott Lang x GN!Reader)
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Pairing: Scott Lang x Gender Neutral Reader Rating: General audiences Words: 1492 POV: Second Summary: You and Scott have a date at build-a-bear Note: I have seen this man only in the Antman movies and idc what happens in the crossover movies. I ain't watching em. Tags: fluff, return of my OC Daylen (only real members of the Thicc Court remember him), build-a-bear, established relationship and mentioned accidental fisting (just putting the tag here to fuck with y'all lmaoo)
All it took was one look. Just one look and you were in love. Just one look and Scott could not imagine a life without him. ‘Him’ being the frog at build-a-bear. “Look!” You both exclaimed before you even entered the bright-lit store. You looked at each other, looked at where you were pointing and like a cartoon you both realised you were in perfect sync. 
Your boyfriend almost trampled a toddler to get to the frogs. He pulled out two lime green, limp plushies from the basket and held them up next to his head. You two did not even bother bringing Cassie along to pretend you were going for her. You swerved around the poor, startled toddler to take one of the frogs from Scott. “They are so cute,” you scream-whispered, trying to hold onto some sense of adulthood. He nodded in agreement. “Shouldn’t we look at other options as well?” You questioned. Scott closed his eyes and shook his head aggressively. You giggled, getting the point; you two were going to bring these two frogs home. 
You already agreed before coming here you would add a voice message to each other’s plushie. Scott brought the one for you to the other side of the store so you would not hear it until later. You stared at the small device, still no clue what you were going to say. You just pressed the record button, hoping your heart would speak for you. “Scotty bear,” you started, “you may drool on me any day and I will never get angry at you for shoving your whole fist into my mouth while you sleep. Love you.” You giggled when you were done. What an odd thing to say, but you meant every word of it. When you returned to the lady that helped you out with it, you found her smiling from ear to ear with Scott. “He said something really stupid, didn’t he?” You questioned as you switched devices with Scott. 
She shook her head, while trying to hide her toothy smile behind her hand. “You’ll love it, trust me,” she reassured you, before sending you on your way to the filling machine. You did the whole shebang with making a wish and putting a heart inside, before going on to dress up your frogs. There were several Avengers outfits to pick from, but no Antman. Scott was a little salty about it and he did a piss poor job at hiding it too. You would write a hearty letter to build-a-bear later. 
In the end your frogs were wearing both very jolly outfits, but they did not match at all. You joked about it, while you were filling in the information for the birth certificates. The date ended in a rather sorrowful moment, when the cashier rang up your purchases. You felt your bank account weep as you reached for your wallet, but Scott had his credit card already out. “Come on, I could use a bite to eat.” He suddenly sounded very off. You supposed he wanted to make the grand gesture of paying, but also felt his bank balance plummet to subterranean levels. You mentally vowed to pay for lunch. 
You were not sure whether Scott was penniless or not, because he was suddenly very particular about lunch, but still did not pick the cheapest option. Instead you found yourself in one of your favourite cafés. It was relatively cheap, had sockets under the tables to charge your phone and the lunch menu had the best wraps in the world on it. Your favourite waiter was working today. You smiled widely at Daylen as he approached your table. “Welcome back,” he almost sang, ever the chipper college student. You sometimes worried if he was really that merry or if his bright smile was a secret cry for help. 
Daylen never asked you for your name, so you were pretty sure he had no idea what it was. To be fair, you only knew his because of his name tag. “The house special wraps, twice?” He asked while writing it down already on the classic good old notepad he carried with him. He always had one with a Sanrio character on it.
You huffed a laugh. “Of course.” Daylen looked up from his Keroppi notepad and winked at you, assuring you he knew what drink to get too. Before he left, he gave Scott a wink too. “I feel like I have become boring, always ordering the same thing here,” you sighed as you reached into your bag to grab your phone charger. You plugged it in and then grabbed your cheerfully clad frog. “Time to listen to the messages?” 
“Me first!” Scott exclaimed as he hastily grabbed his. You laughed at his enthusiasm. He held his frog close and squeezed around until he found the soundbox. ‘Scotty bear, you may drool on me any day and I will never get angry at you for shoving your whole fist into my mouth while you sleep. Love you,’ your voice came out from the green plushie. He chuckled, hiding his face behind his hand, the very one that your message was about. “That happened once!” He exclaimed, defending himself. 
“But you drool on me daily!” You countered. Scott reached around the table to give you a playful slap. “Hey! I said I don’t mind,” you added, before realising how loud you were being. Well, it was not like it was busy here. 
“Ok, time for you to squeeze your build-a-bear!” Scott loudly proclaimed. You frowned at him, but you were really curious what your frog had to say to you. You looked down at your frog and felt around until you found where to squeeze.
‘Hey sweetheart, today we are at build-a-bear, building frogs.’  There was a nervous chuckle. ‘Today it is frogs, but in the past years you have built me a better man. I’ll take you to the place where I fell in love with you later and I will ask you to build me into a husband. Please say yes. I love you.’
Your mouth fell open as Scott fumbled while getting off his chair. A box came out of nowhere. You turned your head to see Daylen toss it to Scott, the rest of the regular café staff filming the occasion. Scott barely caught it and you put your frog on the table while getting up, your hands covering your gaping mouth. “I know this is not our first date spot,” Scott started when he finally got on one knee, “but I actually don’t remember where that was.” What a great start. “Back then, I did not know what you would mean to me.” He sounded like he was about to cry and you already felt the tears pool in the corners of your eyes. “But I do remember when you took me here for the first time and forced me to try the wraps. I remember the first time I saw you eat them like they were the best thing in the world and I could not for the life of me figure out what made these ordinary wraps so special- I’m sorry Daylen.”
Scott briefly looked away from you to apologise to the waiter. “You’re ruining your own proposal!” Daylen yelled back and waved with his hand to Scott to make him go back to a very important milestone in his life. 
“Yes! Sorry!” He turned his head back to you and tried to open the box in his hand only to drop it on the floor. “Sorry! Uh… wraps! Yes!” He fumbled as he was clearly off track from his script. He had grabbed the box and went back to opening it while looking at you. “That’s when I fell in love, wait no, that’s not what I wrote down-” 
He dropped the box again. You bent down and grabbed it. You opened it for him and pressed it in his hands, holding them for a little moment. “Breathe,” you whispered. “I don’t need a beautiful speech. I always love to hear what you have to say,” you said a little louder, before letting go and straightening your back. 
Scott took a deep breath, before holding the ring up. “A couple of years back, I saw you eat wraps and I thought to myself ‘I want to make you even happier than these wraps do’. I don’t know if I’m there yet, but I promise to do my best every day for the rest of my life. So marry me? Please?” You wiped the tears off your cheeks and nodded, while holding a hand out. Scott put the ring on your finger and rose to his feet to kiss you. Applause and cheers exploded around you, Daylen’s quite possibly the loudest and when the waiter is out of earshot, you’ll tell Scott that he had surpassed the wraps a long time ago already. 
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themculibrary · 4 months ago
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Rich!Tony Masterlist
Black AmEx (ao3) - copperbadge G, 4k
Summary: Bruce isn't sure he wants to use a credit card Tony gave him. Steve isn't sure he even knows how.
Brooklyn Cats (ao3) - SushiOwl steve/tony E, 29k
Summary: (No Powers AU)
Steve Rogers is an art student who is comfortable being depressed and alone. Tony Stark comes along and messes that all up.
buy the brooklyn bridge (ao3) - plingo_kat steve/tony G, 3k
Summary: It’s a whole new world, and Steve finds himself fitting in pretty well. Especially with Tony Stark as a guide.
Can’t Stop Us RoboDads (ao3) - justanotherpipedream, rebelmeg T, 13k
Summary: The story of how a genius rich kid from New York and a poor military-bound kid from South Philly meet, get into shenanigans, birth a few bots, and forge a life-long friendship.
Discretionary Spending (ao3) - midgetnazgul G, 7k
Summary: Fill for a prompt on the Avengers kinkmeme.
Original prompt: Tony really enjoys buying/building the other Avengers things they mention wanting or needing. Natasha mentions this obscure brand of expensive chocolates she once enjoyed on a mission and can't seem to find? Tony orders some in bulk. Bruce misses a certain tea, or mentions in passing that he wants a piece of lab equipment? Already bought it, and here I made adjustments so the equipment is even better than it was! Steve wants a really old film that's only on VHS and is really hard to find? Oh, I just had it in storage… Clint likes perching up high, but lacks enough places to do so in comfort? Was just about to remodel the place anyway. Thor mentions some obscure Nordic food that he misses? Tony knows just the place…
Point being, they eventually catch on to the fact that Tony notices things, and proceeds to do what needs to be done to get those things for them. No matter how often he stays in his lab for three days in a row, or how much he throws sarcastic comments, or acts just plain rude, he cares a lot. This leads to the entire team being nicer as a whole to Tony.
Diamonds Are A Girl’s Best Friend (ao3) - camichats wanda/tony E, 14k
Summary: Wanda ends up as Tony Stark’s sugar baby to help get her through college. Getting into that relationship was the last thing she expected and falling in love came as a surprise to both of them.
Down On The Farm (ao3) - tellxmebby steve/tony E, 7k
Summary: Tony laughs, throwing an old rag at the blond man, who bats it away in the air. "Fuck you."
"Mm," Steve rolls back under the car with a newly fitted socket, "maybe later."
Steve grins up at the chrome above him at the lack of response. It must take Tony a minute to recover, but when he does Steve hears him huff.
Faithless (ao3) - TheZev mary jane watson/tony E, 7k
Summary: While living in Stark Tower, Mary Jane decides she’s had enough of being Peter Parker’s broke wife. Now she’d rather be Tony Stark’s rich sugar baby.
Living ain’t cheap (ao3) - Strength_in_pain N/R, 2k
Summary: “I thought our utility bill would be lower. Shit shit shit.” May cried, running a hand through her hair. Or Peter is worried about May because their financial struggles have gotten worse and he ends up needing Tony Stark.
people like you must be the world’s loneliest creatures (ao3) - avienexjel bucky/tony N/R, 96k (WIP)
Summary: Tony Stark is rich, popular, and an arrogant asshole. In other words: his IQ rivals Einstein’s, he’s slept with most of his friends at least once, and he’s so fucking lonely that sometimes he wakes up in the middle of the night in the dark and cries into the cold sheets on the other side of the bed.
It’s no different at his new boarding school called SHIELD, at first. Half of the students love him to death, the other half want to murder him, nothing new. That is, until Tony accidentally breaks James Barnes’s prosthetic arm and he finds the most vulnerable pieces of himself crawling their ways to the surface whether he wants them to or not.
peter’s stars (ao3) - IronPengu, parkrstark steve/tony T, 175k
Summary: Steve and Peter lose their apartment and are kicked out on the streets. Steve has to juggle between jobs to earn whatever money he can, take care of his son while resfusing to let him realize how much they’re trouble in, and keep them warm and safe on the city streets in winter.
So, he really doesn’t have time to date the billionaire that flirts with him everyday as he buys his cup of coffee. Even if he did, he can’t let himself fall for the man. Because if he knew that he lived from a backpack and showered in a public bathroom there’s no way he’d still want him…right?
Rich Man, Poor Man (ao3) - sassyfangs13 steve/tony G, 1k
Summary: Steve grew up in a time when sharing what little you had was the norm so when Tony starts buying him rediculous gifts he doesn't really know what to say.
the weight of water (ao3) - citsiurtlanu steve/tony M, 31k
Summary: Tony Stark is a rich socialite who’s reached a dead end in his life. Steve Rogers is a poor artist who works from job to job. Both of them are passengers on the biggest ship in the world. Yup, it’s a Titanic AU.
To Destroy a Legacy, to Ruin a Legend. (ao3) - AniAuthor N/R, 1k
Summary: Tony Stark doesn't need his armor or even to fight Steve Roger's team to destroy them. He just needs what he always had: his empire that he and his father built, his wealth, and control over the media. After all, you don't take a multi-million empire and turn it into a multi-billion empire by letting others walk all over you. Read to find out how Tony Stark destroys Team Captain America without even fighting after T'Challa uses his influence to pardon them in the States.
Trophy of a One Night Stand (ao3) - BurdenedWithPointlessPurpose tony/stephen E, 35k
Summary: Becoming a professor had never been on Tony’s dream list. As a single parent with a child though he is hoping it will provide everything they need in their life. Stability. Structure. Satisfaction. It all sounds plausible in theory, at least until he really gets there and an Alpha uproots his plans. Although it’s actually debatable in the best way. He may have not sought his son’s birth Alpha out, but apparently life has its own plans after all.
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ofduskanddreams · 1 year ago
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Reputation to Damage
For @itsthedoodle and @cassianappreciationweek day 4. The prompt: Nesta & Cassian know that there is a rumor among students about a relationship between a professor and a TA – what they don’t know, is that the rumor is about them.
Nessian ✦ Rated M ✦ 591 words ✦ on AO3
The locker room air is soupy with steam, smelling of mildew and a head-aching range of freshly applied deodorants. The combination always fills him with a familiar nostalgia. Truthfully, he doesn’t miss the non-stop life of juggling classes and a spot on Prythian University’s D1 hockey team. These weekly recreational games with his fellow grad students and a few members of the faculty are more than enough to scratch his itch to be out on the ice.
Cassian’s in the middle of tying his shoelaces when Rhys slumps down on the bench beside him.
“Have you heard the rumor going around about the liberal arts college?”
He has to resist rolling his eyes. Despite Rhys’s frequent protests to the contrary, he loves gossip.
“Rhys, as a member of the college I hear many rumors—you’ll have to be more specific.”
Though he’d initially planned on getting his undergrad degree in business, a required liberal arts credit and a class on the prehistoric evolution of weaponry had changed the course of his future. Now he is on track to do his dissertation as an interdisciplinary historic-anthropological exploration of East Asian weaponry in the middle ages.
“Apparently,” Rhys lowers his voice and leans in, “One of the professors is in a relationship with their TA.”
Cassian shrugs, a little disappointed in his best friend. “Every single semester there’s a rumor about a professor and a TA, man. That’s not exactly news.”
“The way I see it,” Rhys drawls. “With how frequently this rumor goes around, one of these times it must actually be true.”
“Sure,” Cassian indulges, zipping up his bag and standing.
Rhys follows him. “Why do I get the feeling you don’t believe me?”
Cassian leaves the locker room laughing.
✦ ✦ ✦
“Do you think anyone knows about us?” Cassian murmurs, lazily carding his fingers through Nesta’s hair.
He’s spent the whole day replaying Rhys’s words.
“I haven’t told anyone. Have you?” He feels Nesta stiffen slightly as she speaks, half-draped across him.
“Of course not,” he answers. 
Nothing that they’re doing is technically against any rules, it’s just rather frowned upon. Cassian doesn’t care about that—what other people think of them if it were to get out. Nothing that feels this right could ever be wrong.
When Nesta doesn’t relax at the assurance, he goes on. “It’s just that silly rumor going around again. Rhys mentioned it earlier.”
Her responding hum vibrates up his sternum, then the silence stretches between them like a rubber band but Cassian doesn’t know what to say to cease the building tension.
After a long minute, Nesta sighs and pushes herself up on an elbow to look at him. “I’m not ashamed of us, you know. I care about you. If people found out, you would come under scrutiny. Academia is too small of a world and you’re just starting out. I don’t want to damage your reputation.”
“That’s kind of hard to do when I don’t have a reputation to damage,” Cassian huffs, but Nesta’s steely eyes narrow.
“But you will. Believe me. You need to give yourself more credit, Cass.”
And the way she’s looking at him like he’s worth something—worth believing in—like she feels the same things for him that he does for her, it’s enough to steal the breath from his lungs. But oxygen is mere frivolity compared to the feeling of Nesta’s lips parting in pleased surprise against his own, to the feeling of her palm over his too-rapid heart as she pushes him down into the mattress.
✦ ✦ ✦
tagging: @c-e-d-dreamer @moodymelanist @damedechance @iftheshoef1tz @areyoudreaminof @thelovelymadone @ablogofsapphicpanic @moonpatroclus @panicatthenightcourt @octobers-veryown @krem-does-stuff @talons-and-teeth
I had to guess when making this tag list because I've never actually posted a Nessian fic before lol. Please let me know if you wish to be added or removed from the tags :) I have another Nessian drabble coming later today.
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kaiowut99 · 28 days ago
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Yu-Gi-Oh! Duel Monsters GX Episodes 120-121 Subbed (Finalized)
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(Previously: Episodes 117-119 Subbed [Finalized])
(Check out my Subbed!GX Stream Masterpost!)
TURN-120: A Battle in a Different World! The Gem Beasts VS Harpie Lady
Upon opening his eyes after his life-or-death bout with Cobra, Judai finds himself in... a desert--a desert in which only the Duel Academia school building stands, making this an odd situation. Well-versed in geology, Jim posits that the Duel Academia has been flung into a different world, the strange circumstances causing disorder among the Duel Academia's students. Things turn for the worse as the Monsters made real in this world come to attack. Johan confronts the Harpie Lady invasion, but...
TURN-121: Survival in the Desert! Johan VS the Antlion
Something has caused Rei to sustain a serious injury. To acquire medicine to treat Rei, Judai and co. head for a submarine that Misawa saw, having to traverse the desert in order to get to where the submarine is. A materialized Titan appears before Judai and the others there, obstructing their way. A battle begins between Titan and Johan, and as Titan materializes his Sand Doodlebug to attack him, Johan responds with his Gem Beasts. However, with Titan summoning a Monster that is at its best in the Desert, Johan is gradually cornered.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Does anyone else have sand in their everywhere
Slight delay aside, episodes 120 and 121 are now up and finalized! With Cobra out of the picture, we shift into a bit of a transition arc as we get more setup for the second half of Season 3, with a little dimension-hopping as our crew gets warped to a Desert world (featuring three suns like the Gravekeepers' world) and come face-to-face with materialized Monsters. I do appreciate how this shakes things up and gives us a setting that's away from the Academia island, and also getting the glorious [yet random] return of Misawa, 5-o'clock shadow and all; 120 effectively serves as setup for how this new world works, as well as finally getting Samejima back [as Chronos notes, he never is around for times like these] with Pegasus coming to join him, and the glowing boy getting his hand on Martin, with 121 showing us more, and also a hint at who might be behind the arm ("This pain... is your love, isn't it?"). Also, materialized Winged Kuriboh is precious.
Animation error-wise, there actually wasn't too much overall! (Which is nice since I can keep it all to one post, lol.) Though that would happen since these don't have too much going on all told. 120 gets two small fixes with the Ojamas-in-bed scene and Sapphire Pegasus's second ATK/DEF counter, while 121 gets a handful of mostly quality-of-watching ones, with one card fix and a couple of on-screen translation edits. Details under the cut below for the interested!
Quick housekeeping: I re-finalized episode 46 after an "I activate an Quick-Play" typo was brought to my attention (a holdover from my "Instant Magic" days--thanks to Lyeat Akiyama over on NAC for the heads-up [pls let me know if you find typos while watching!]), as well as 119 after missing an update to the Program Marketing credit in the ED (Kenrou Utsumi taking over from Machiko Ishii as of 119). The 119 link in 117-119's release post now links to the re-uploaded version, as does 46's in its post; I've updated both links in the Masterpost and will be posting the re-finalized hardsub/script/MKV for 46 and hardsub for 119 on NAC soon as I post these.
Anywho, enjoy! With these done, I'll be getting into the ZEXAL stretch of TFSP for a bit as I revise what I'd already worked on for Yuma's story and then start on the next one, as well as getting my ARC-V "Dub-Uncut" edit for episode 1 finally off my backburner (subsequent episodes shouldn't take that long lol--though it's funny, I wasn't going to sub ARC-V since Crunchyroll's done so, but in revising their subs to use with my DU releases [since I want to release dual-audio versions], I still revised quite a bit like it'd be my own take anyway lol, so I guess I am in some way 🙃). After that, it'll be onto GX 122-123 as we get into the Invasion of the Body-Snatchers Duel Zombies stretch of this arc--stay tuned!
Fixes & Edits! (120)
As Manjoume gets up from his Infirmary bed, he pushes the bed sheets down to the foot of the bed, revealing the Ojamas--now materialized--under them. But as the sheets pass over them, there's a quick frame of sheet movement (lasting for three frames) where the sheets are drawn over Ojama Yellow's eyes (partially over his left eye and fully over his right). A quick fix in Sony Vegas by masking Ojama Yellow's eyes from the prior frame on top of the sheets.
As a persistent Harpie Lady comes back for an attack, Johan re-summons Sapphire Pegasus to take her on--but for a quick frame just before his ATK/DEF counter disappears, we can see it start decreasing. A quick fix in Vegas as I masked in the counter from the frame just before to hold it in place (couldn't just hold the frame prior as a whole as the scene started to fade into showing Johan and co. on this last counter frame).
Fixes & Edits! (121)
As Titan asks Johan if he will be his opponent, their split-screen levels up as it becomes a split-screen of their Disks activating, but the split with Titan's starts sliding in a frame before Johan's, causing both to be uneven as they slide in. Fixed in Vegas by masking in Titan's Disk split to start its slide-in with Johan's Disk split.
After the eyecatch, Johan bemoans how his Gem Beasts are at a huge disadvantage on the Desert field effectively in play, before Titan slides in on a split-screen to gloat about how there's nowhere to escape in this world of endless sand--but Johan starts moving for his slide-in a frame early; fixed in Vegas by editing Titan's slide-in for 3-4 frames to time it with Johan's moving. Then, as their split-screen splits to show Cobalt Eagle being summoned by Johan, Johan's split takes a frame longer than Titan's to slide offscreen; fixed in Vegas by just replacing this frame with the following no-split one.
For the hardsub: as Amon sneaks around in the Garam submarine, he finds his bio information on a computer, which he goes on to delete; I set up this edit back when handling his bio in 111 to get it out of the way, applying my translation of his bio to this screen using the CC Power Pin effect in AfterEffects, masking in the edges for blending. (And, of course, edited a dub version for reasons.)
Later, to deal with the Devil Scorpion onslaught, Judai summons Clayman in Defense Mode to hold them off, but the card's reversed as he plays it on his Disk, with its name box facing to the right. Fixed using AfterEffects to apply a correctly facing proxy, masking Judai's fingers onto it and using some motion tracking during the initial rapid blurry zoom-out, while also masking the original card border around it for blending; I then used Vegas to re-zoom the post-rapid-zoom-out fix into the remaining bit of the shot to keep the card consistently edited (since the motion tracking didn't come out perfectly for that part).
After 8-Claws Scorpion's able to take out a face-down Clayman, Johan summons Amethyst Cat and Topaz Tiger to corner and deal with all the Scorpions, but for a quick frame after they're summoned, as they start to split apart from their split-screen, Amethyst's isn't given a border (it gets a border in the frame after). Fixed in Vegas by applying a quick border to her split, masking in part of the following shot of Johan behind the two splits.
For the hardsub: in the preview for 122, as we see Manjoume hanging out in the Food Storage facility, there are posters with Mrs. Tome behind him, saying "Our Food's Important" and "No Stealin' Allowed 🧡"; wanting to translate these in 122 proper--madman that I am as there are about 22-23 total shots I'll be editing--I worked on translating these there first. I worked off the best front-facing shots of them that there were in the episode and made a full translated copy of each poster, repainting Tome as needed to cover up the Japanese text (annoyingly, I couldn't get the border on the heart to blur nicely but oh well), which I then used AfterEffects to Power Pin into place, masking in only the bits with the translated text. Then, for this shot, I used some motion tracking to track the panning across the shot, and then applied that tracked motion to the edit.
Also for the hardsub, the subsequent shot after #6 shows Manjoume with the Ojamas fading in to join him, with the poster on the right behind him; I applied my translation for that poster there, masking in the top tip of Manjoume's hair over the edit as needed.
Also also for the hardsub: during the "Just After This!" preview clip before the best card segment, we see Manjoume prepping his Disk in front of that second poster; I applied my edit to this scene, as well, masking in Manjoume's hair over it, but I also had to take some of the frames and touch them up in Photoshop, since the color of the original text was bleeding into his hair. The poster on the left also appears in the shot as Manjoume plays Tribute to the Dead/Doomed; I applied my edit there as well, masking Manjoume's shoulder over it and dimming it as the shot dims while the light from the card radiates out.
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twilightown · 1 year ago
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this is basically a diary post,,,,,,
I started working public education in 2017. I was an Elementary teacher's assistant up until 2019. Then I became a lead teacher, started my own classroom.
The school I was in had some deep, foundational issues. But it began my beginning teacher program and I was stuck for 3 years. The school has had a complete staff turnover from the time I began to now. There is ONE person in the entire building who has stayed those three years. I'll be honest, 96% of it was due to student's behavior. We had some intense behavior issues. I've been slapped. I've been kicked. I've been cussed at. I was screamed at on a daily basis - all by students.
Anyway, now that my beginning teacher program has ended, I've left the school. I was miserable, felt unsupported and alone, seriously negative on myself because I could never be what these kids needed to be.
I've been a manager at our corporate local theater, not making enough. Damn though, did I need the break. I feel so much better. I'm laughing like I haven't in years. I feel lighter. I feel hopeful. My relationship is the best it's been, and it has always been great. The work is boring, but meh, it's fine. The pay isn't enough to sustain us, though. I was -$30 the day before payday and that's normal here.
Anyyway, I've been taking the break to also apply for other careers, jobs I'm excited about and interested in. I've had so many interviews. Either they pay less or after calling my previous principal, ghost me. (I know she's saying I can't control a classroom. But I had five behavior intervention plan kids. Not even my therapist assistant or three counselors could help.)
Today I CAUGHT A BREAK. I got an offer at a charter school. Older kids. ELA only. 44k instead of the 32k I was getting before. New school, figuring its shit out. A bunch of LGBTQ+ kids apparently!
I could pay off my credit card debt!! I could save up to move!! I could BUY FURNITURE!!!!!!!
I feel like all the rejections I've got this summer is for this, this reason here. That this was waiting for me. I am legit so excited.
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finotica · 2 months ago
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Linda’s Journey: From Spare Change to Financial Freedom
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Money worries are an all-too-common issue, and many of us dream of financial freedom but struggle to see how we can achieve it. Whether it’s student loans, credit card debt, or just the overwhelming cost of everyday life, it often feels like financial stability is a distant goal. Linda’s journey, however, shows that starting small can lead to big results. Her story is one of perseverance, strategic investing, and a commitment to transforming her financial future, starting with just spare change.
In this article, we will follow Linda's steps, providing you with insights into how anyone can follow a similar path. By the end, you will not only be inspired by her success but also equipped with actionable tips that can help you start your journey toward financial freedom.
The Beginning of Linda’s Financial Struggles
Like many of us, Linda found herself trapped in a cycle of living paycheck to paycheck. The rising cost of rent, groceries, and healthcare meant that her salary was barely covering her expenses. Each month, she faced tough decisions—pay off a bit of her credit card debt or save for the future? More often than not, she was left with nothing to save, and the thought of investing seemed impossible.
She had always thought that investing was for the wealthy, not for someone like her who was just trying to stay afloat. But that mindset changed one day when she learned about micro-investing apps.
Discovering the Power of Micro-Investing
One evening, while scrolling through her phone, Linda came across an article about micro-investing. These apps allow users to invest small amounts of money, even spare change, into stocks and ETFs (Exchange-Traded Funds). Linda was intrigued by the concept: the ability to invest as little as a few cents at a time, without needing a large initial sum.
She decided to give it a try. Linda linked her debit card to a micro-investing app, and every time she made a purchase, the app would round up the total and invest the spare change into her portfolio. For example, if she spent $4.50 on coffee, the app would round it up to $5 and invest the remaining $0.50.
It didn’t seem like much at first, but over time, the spare change added up.
Starting Small: The Key to Linda’s Success
One of the reasons Linda’s journey is so inspiring is that she started with such a small amount of money. Too often, people believe that you need thousands of dollars to begin investing, but Linda’s story proves otherwise. By simply investing her spare change, she slowly began to build a portfolio of assets that would set the stage for her financial freedom.
The idea of compound interest played a huge role in her success. By reinvesting her gains back into her portfolio, Linda’s investments began to grow faster over time.
Making Smart Investment Choices
As Linda’s confidence grew, so did her knowledge of the financial markets. She began to research different types of investments to better understand where her money was going.
Through the app, Linda initially invested in ETFs, which are bundles of stocks that give investors exposure to a wide range of companies. This diversification was key to minimizing risk while still allowing for growth. She didn’t have to worry about picking individual stocks; instead, she could invest in broad market indexes like the S&P 500, which represented hundreds of successful companies.
This strategy allowed Linda to participate in the stock market’s growth while spreading out her risk.
Building Wealth Through Dividend Stocks
One of Linda’s best decisions was to start investing in dividend-paying stocks. Dividends are regular payments that companies make to their shareholders, and investing in these companies allowed Linda to receive a steady stream of income on top of her portfolio's growth.
She reinvested these dividends into purchasing more shares, further increasing her wealth through the power of compounding. Linda was now earning passive income while watching her initial investments grow. Over time, these dividends became a reliable source of extra income, helping her further pay off her debts and put aside money for the future.
Reducing Debt and Building an Emergency Fund
While investing was important, Linda didn’t ignore her debt. She used a portion of her investment returns and her dividend income to pay down her credit card debt, tackling the highest-interest debts first. She created a balance between investing and paying off debt, which allowed her to achieve both goals simultaneously.
Another crucial part of Linda’s journey was building an emergency fund. She set aside a small portion of her returns into a high-yield savings account. This fund became her safety net in case of any unexpected expenses, allowing her to avoid taking on more debt in the future.
Expanding Her Investment Knowledge
As her portfolio grew, Linda’s interest in the financial markets deepened. She started reading books, following financial blogs, and keeping up with market trends. Linda realized that investing was not just about buying and selling stocks; it was about understanding the fundamentals of finance.
She learned about different asset classes, such as bonds, real estate, and commodities, and started diversifying her portfolio even more. This not only increased her potential for returns but also reduced her risk.
Exploring Real Estate Investment Trusts (REITs)
Real estate had always seemed out of reach for Linda, but she discovered Real Estate Investment Trusts (REITs), which allowed her to invest in real estate without having to purchase properties herself. REITs pool together money from investors to buy and manage income-generating properties like office buildings, apartments, and shopping malls.
By investing in REITs, Linda was able to benefit from the real estate market’s growth while still maintaining a diversified portfolio. This further boosted her passive income and gave her another source of wealth outside of traditional stocks and bonds.
Achieving Financial Freedom
After several years of diligent investing, Linda’s financial situation had completely transformed. Her initial fears of never escaping debt had been replaced with the excitement of building wealth. Her investments had grown enough to cover her living expenses, and she no longer relied solely on her paycheck to get by.
Linda had achieved financial independence, a goal she once thought was impossible. By starting small and making smart choices along the way, she had taken control of her financial future.
The Importance of Discipline and Patience
Linda’s journey wasn’t without challenges. There were times when the market dipped, and she saw the value of her portfolio drop. But rather than panic, Linda stayed the course. She had learned that markets fluctuate, and the key to success was staying disciplined and patient. By holding onto her investments during downturns and continuing to invest even when times were tough, Linda reaped the rewards of long-term investing.
Her patience paid off, and she’s now in a position where she no longer has to worry about money. She’s even started helping others, sharing her story and encouraging them to take control of their finances.
How You Can Start Your Own Journey
Linda’s story is a powerful reminder that anyone can achieve financial freedom. You don’t need to be rich to start investing—you just need to start. Micro-investing platforms make it easier than ever to begin building wealth, even if all you have is spare change.
Here are some tips to get started on your own journey:
Start Small: Just like Linda, you don’t need a lot of money to begin. Start with what you have, even if it’s just a few dollars or spare change.
Invest Consistently: Set up automatic contributions to your investment account. This way, you’ll consistently grow your portfolio without having to think about it.
Diversify: Spread your investments across different asset classes, such as stocks, bonds, and real estate, to reduce your risk.
Reinvest Your Earnings: Any dividends or returns you earn should be reinvested back into your portfolio to accelerate your growth.
Be Patient: Investing is a long-term game. There will be ups and downs, but staying committed will pay off in the long run.
Conclusion: From Spare Change to Financial Freedom
Linda’s journey from financial hardship to financial freedom is a testament to the power of small, consistent investments. She didn’t start with a lot of money, but through discipline, patience, and smart investing, she was able to transform her financial situation. Her story proves that anyone can achieve financial independence with the right mindset and approach.
If you’ve been holding off on investing because you think you need a large sum of money, Linda’s story should inspire you to start small and build over time. Remember, the key is to begin. With the right strategy, your spare change could be the first step toward your own financial freedom.
Ready to take control of your financial future? Discover the proven strategies that helped countless people achieve financial freedom. Don't wait—start your journey today! Click here to learn how smart investing can change your life!
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Your Complete Guide: How to Apply for the ACCA Course in India
The Association of Chartered Certified Accountants (ACCA) is one of the most sought-after global certifications for aspiring finance and accounting professionals. It is internationally recognized, making it a top choice for students looking to build a successful career in finance, accounting, and auditing. If you're in India and are interested in pursuing the ACCA course, here’s a step-by-step guide on how to apply.
Step 1: Check Eligibility Criteria
Before applying, ensure that you meet the eligibility requirements for the ACCA course. Typically, candidates who have completed their 10+2 with a minimum of 65% in Mathematics/Accounts and English and 50% in other subjects are eligible. Graduates in commerce or related fields may also be eligible for exemptions from some exams, depending on the university they attended.
Step 2: Register for ACCA
To apply for the ACCA course in India, you first need to register on the official ACCA Global website. The registration process is straightforward:
Visit the ACCA official website.
Navigate to the ‘Apply Now’ section and fill out the registration form.
You will need to provide personal details, educational qualifications, and other relevant information.
Once the form is submitted, you will receive a confirmation email with details of your ACCA student account.
Step 3: Submit Required Documents
To complete your registration, you will need to upload scanned copies of the following documents:
Proof of Identity: Passport, Aadhaar card, or any other government-approved ID.
Educational Certificates: Marksheets and certificates from your 10+2 and graduation (if applicable).
Passport-sized Photograph: A recent digital photo.
Make sure all documents are clear and meet the specifications mentioned on the ACCA website.
Step 4: Pay the Registration Fee
After submitting your documents, the next step is to pay the ACCA registration fee. The fee can be paid online through a secure payment gateway on the ACCA website using a credit/debit card or other accepted payment methods. Once payment is made, you will receive an official confirmation of your enrollment in the ACCA program.
Step 5: Start Your ACCA Journey
After completing your registration and fee payment, you can access your ACCA account, where you’ll find details about the exam schedule, study resources, and more. You can then plan your study schedule and register for the ACCA exams.
NorthStar Academy: The Best Option for ACCA Coaching
Choosing the right coaching institute is crucial to your success in the ACCA course. NorthStar Academy is the best option for ACCA coaching in India, offering comprehensive study materials, expert faculty, and flexible learning schedules. With a proven track record of success, NorthStar Academy ensures that students are well-prepared for their ACCA exams and can confidently pursue their career in global finance.
In conclusion, applying for the ACCA course in India is a simple, step-by-step process. With the guidance and support of NorthStar Academy, you can ensure a smooth application process and be on your way to achieving your ACCA certification.
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digitaldetoxworld · 3 months ago
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Maximizing Best Credit Card In India Insider Tips and Tricks
 What is a Credit Card?
Best  Credit Card India is a economic tool issued through banks or economic institutions that permits cardholders to borrow budget to pay for items and offerings. It operates on a credit score limit, that's the maximum amount you may borrow, and is normally paid again monthly.
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Types of Credit Cards
Rewards Credit Cards
Cash Back Cards
Offer a percentage of your spending lower back as coins. Ideal for ordinary purchases.
Travel Rewards Cards:
Earn factors or miles for travel-associated expenses, frequently with delivered tour advantages.
Low-Interest Credit Cards
Designed for folks that may also carry a balance from month to month. These cards generally have decrease annual percent prices (APRs).
Balance Transfer Credit Cards
Allow you to transfer high-interest debt from different playing cards, regularly with promotional low or 0% hobby charges for a certain period.
Secured Credit Cards
Require a coins deposit as collateral. They are beneficial for constructing or rebuilding credit score history.
Student Credit Cards
Tailored for college college students, these playing cards frequently have decrease credit limits and can offer rewards for responsible utilization.
Business Credit Cards
Designed for commercial enterprise fees, imparting capabilities like fee monitoring, higher limits, and rewards tailor-made for business spending.
Key Features
Credit Limit
The maximum amount you could charge for your card.
Interest Rate (APR)
The fee of borrowing cash, expressed as an annual percentage.
Annual Fee
A price charged every year for the use of the cardboard, which may vary based totally on the card kind.
Rewards Program
Points or cash back earned on purchases, which may be redeemed for diverse rewards.
Introductory Offers
Promotions like 0% APR for a certain period or bonus rewards for brand spanking new cardholders.
Benefits of Using Credit Cards
Building Credit History
Responsible use can improve your credit score, which is crucial for loans and mortgages.
Convenience
Easily make purchases on line and in-save without carrying coins.
Rewards and Discounts
Earn rewards on spending and access special offers.
Fraud Protection
Many credit score playing cards offer zero liability for unauthorized transactions.
Emergency Funds
Can function a backup in case of surprising costs.
Responsible Credit Card Use
Pay On Time
Always pay your payments by using the due date to keep away from late expenses and hobby costs.
Monitor Your Spending:
Keep song of your purchases to live inside your finances.
Keep Balances Low
Aim to use no greater than 30% of your credit restrict to preserve a healthy credit rating.
Read the Fine Print
Understand the terms, charges, and interest fees associated with your card.
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Review Statements
Credit Card Apply Online regularly check your statements for accuracy and document any suspicious hobby.
Conclusion
It  can be valuable financial tools when used responsibly. They offer flexibility, rewards, and the opportunity to build credit score, however it’s vital to manipulate them wisely to avoid debt and keep a wholesome financial profile. Before applying for a credit card, evaluate your spending behavior and pick out one which aligns together with your economic dreams.
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gayforpaige · 5 months ago
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Paige x Azzi
A/N: Hey guys! I have this posted on wattpad but just posting it here cause I haven’t really been on that app in a couple months! Anyways, let me know thoughts in the comments and if I should write a second part ! Also I couldn’t be bothered to double check my spelling so bare with me 🙏
Warnings: drinking, kissing, hickeys
After a sad ending to an eventful season, the Uconn women’s basketball team found themselves in the gym getting warmed up for their first practice back. For Paige Bueckers, a red shirt junior, returning for her fifth year, she was conflicted between all of the emotions running through her mind. On one hand, she was absolutely devastated knowing that when she would look around the room, Nika Muhl and Aaliyah Edwards, her teammates from the year before wouldn’t be there. On the other, she was excited for many reasons like getting to know the new freshman class, getting ready for the upcoming season and she was thrilled to finally and hopefully play a full season with Azzi Fudd, her long time best friend who was coming back from an injury. Azzi was just as thrilled to be coming back but she was also terrified of what was going to come, she was struggling to find her rhythm and return to the athlete that she once was. She promised herself that during this offseason she would work on both her skills and her confidence to hopefully come back stronger than she had left. 
Paige was a 6’0 blonde girl with the prettiest blue eyes most had ever seen. She had a muscular build, perfect arms, perfect legs, really she had a perfect body. She was known as the best women’s basketball player on the Uconn basketball team and would probably leave as one of the greatest to ever walk through the doors of the school. Azzi was a 5’11 light skin girl with a smile that could light up the world. She was known as a shooter and even Stephen Curry had credited her with the best shooting form he’d ever seen. Both girls together were a dynamic duo and had a connection that most teammates could only develop after years of practicing together but with Paige and Azzi, it had been automatic after only one meeting. 
Geno walked into the gym with his usual angry expression that had earned him the nickname “the grandpa from up” from Nika last year.
“Let’s pray he doesn’t make us run” Paige whispered to Azzi, Kk Arnold and Ice Brady earning a small laugh from all the girls.
“Alright girls, today is going to be a little different from our regular practices. We are entering a new season without Nika and Aaliyah who we all considered great leaders to this team and we are being joined by a handful of new teammates. For the next few practices we will be working on our team bond meaning we will be strengthening bonds that already exist between each other but we will also work on getting closer with the ones we do not know as well. For today’s exercises, I’ve placed everyone of you in teams of two and each of you will be either asking each other questions or fulfilling activities that should help you bond. It’s basically the game of 20 questions as you like to call it but we will be going into a deeper perspective during these questions that have already been decided based on who will be your partner”, Geno states. 
He then went on to naming teams - Ice and Kk, Ashlyn and Allie, Aubrey and Morgan… and lastly Paige and Azzi. Both girls were pleased to be with each other considering they had been best friends for almost seven years. They went to sit down in the far corner of the gym following the instructions given by their coach as to obtain the most privacy possible. Paige was wondering what questions they could possibly have to ask each other to fulfill the task of getting to know each other on a deeper level seeing as how they already connected of everything possible. Geno came over to them and handed them a stack of cards containing questions that had been submitted by the team managers, non athletes Uconn student.
“Alright question one: What is the one thing you admire the most about the other regarding the concept of your relationship?” Azzi read out looking up to Paige indicating her to answer the question first.
“That’s an easy one, I admire how you complete me” she said without diving into detail.
“What does that even mean” Azzi answered laughing.
“I don’t know how to explain it, it’s like you’re literally my other my half. I talk too much and you tell me when to shut up, I’m always agitated and you know how to calm me down, I’m always confused and you make it make sense, I’m always hungry and you know what I want to eat. Two peas in pot.” Paige said smirking and raising her arms up in the air, stretching her back and shoulders. She was wearing a navy blue practice shirt that made her ocean blue eyes stand out and a matching pair of practice shorts that she had rolled a couple times making them rest low on her waist. Azzi watched as her shirt rose when she lifted her arms, displaying her carved stomach and the muscles she had continued to gain. Paige noticed her eying her and for some reason felt a tinge of pride knowing that the work she put into her body had and effect on others. “Your turn to answer the question”.
“I like that you don’t pressure me. I mean you like to hang out all the time with the girls and I don’t, sometimes I prefer quiet and being by myself and I’m thankful that you let me have my space without trying to force me to hangout with you guys” Azzi said smiling at her blonde friend, her brown eyes full of admiration. Paige smiled back before asking the next question.
“What is something you either dislike about the other person or wish you could change about your relationship?” Paige read to her curly haired friend. 
“Sometimes I feel like you’re embarrassed to be seen with me. I know that people are constantly assuming our sexualities and the nature of our relationship and I find that since the rumours started you’ve been avoiding me as soon as a camera is in sight” Azzi admitted finally getting her confession off her chest. She looked down to the floor embarrassed not meeting her fiends eyes. Paige felt saddened hearing those words come out of Azzi’s mouth and seeing the way those feelings were so evident on her friend’s face. She reached out and grabbed Azzi’s legs pulling her closer to her. She used her hand to lift her chin to meet her eyes. 
“I thought all the assumptions made you uncomfortable I mean I know you don’t like being on social media so I thought if I stayed sway from you when people were filming  eventually the rumours would stop and you’d be confortable around me again” she said starring deep into the others girl’s eyes. Azzi’s gaze softened as she relaxed knowing that her best friend didn’t want to get rid of her.
“Quite frankly I don’t care about what they make up about my life and I don’t care if they want to pretend we’re dating, I just don’t want you to ever shut me out and I don’t want you to push me away” Azzi said grabbing Paige’s free hand with both of hers. 
“Okay I’m sorry I will no longer push you away” Paige said softly caressing Azzi’s cheek both girls completely lost in their eyes. Snapping back to reality, Azzi dropped her head to her chest making Paige removed her hand from her face. “My turn?” Azzi nodded.
“I wish you would let me 100% in, I tell you everything that ever crosses my mind and I feel like sometimes you’re hiding things from me and I mean you can have secrets I dont mean everything but I guys I mean I don’t want to have to guess if you’re feeling up to seeing us or if you’d prefer being ignored I just want you to tell me how you’re feeling. Sometimes I can’t tell if you just want to be alone if you don’t want to be with me” she said.
“Okay I’ll try harder communicating with you” she said lightening up the mood with a smille. They continued with the rest of the questions and they were now down to the last card. Azzi picked it up.
“Okay this one isn’t a question. It says: Looking into a mirror, point out you’re insecurities to your partner and help the other get over them. Dorms?” Azzi asked looking at Paige to which she received a nod and off we went to the bathroom in our dorm room.
“You’re turn to go first” Azzi said.
“I don’t know if I’m honest, I’ve gotten so much more comfortable with myself this year I guess the only thing I’m still working on is muscle. I have gotten stronger but I don’t want to be a skinny kid and I want to play more physical so I guess that’s the only thing I’d want to change” Paige said while looking at herself in the mirror. 
“Well like you said it’s a good thing you can change that and with your work ethic I don’t think it’ll take much longer to get to your goal even if you’re body looks amazing as it is already” Azzi answered her friend while eying the blonde girls body. Paige caught her checking her out through the mirror and smirked to herself going red. 
Paige watched Azzi look over herself in the mirror, her hands subconsciously rising up to her stomach. Without needing to say anything, Paige placed herself behind the girl and wrapped her arms around the younger girls waist, setting her head on the girls shoulder. 
“You are the prettiest girl I will ever come across and there’s nothing you could ever change about yourself that could make you prettier, you’ve already reached perfection” Paige whispered in her ear in a low tone sending a shiver down the other girl’s body. Turning her head to look into the mirror, the girls eyes locked. When Paige turned her head back towards Azzi’s neck, her lips hovering over her skin, inhaling her vanilla perfume and closing her eyes, something shifted in the mood. At that moment, the main door to their dorm opened and the sound of many girls laughing could be heard. Coming back to reality, the girls practically jumped to the opposite side of the bathroom, Paige rushing out of the room altogether.
Out in the home room belonging to Paige, Azzi, Kk and Ice, every girl in the team was sitting around talking about the activity they had just performed and the ones that would come. Azzi was sitting next to Caroline and Allie on the couch while Paige made a point of being as far away from her, sitting at the table situated on the opposite side of the room with Jana and Kk. 
The blonde girl had decided to completely ignore the situation and just pretend it never happened. Even if she chose to pretend the past couple minutes hadn’t occurred, her eyes were drawn to the brunette girl sitting opposite from her who refused to look up from her phone if she wasn’t engaged in conversation with her other teammates. The one time that Azzi lifted her head to sneak a glance at Pige, their eyes met. Paige had always been known for being a girl that wasn’t affected by eye contact, often she was the one that initiated it. Not wanting to appear weak, Azzi held her gaze locked into her blonde friend’s. Shockingly, Paige’s cheeks went red and she put her head down flustered. Azzi had always known that Paige had that affect on every boy and girl they came across, even herself but she had never seen her as more then her very  attractive best friend. Azzi was also a very pretty girl who also caught the people’s eye having being nicknamed the people’s princess. She knew that people didn’t only come to watch her play basketball but rather because she was just another pretty girl in a uniform but she was pleased to know that she also had a similar affect on Paige. 
Azzi didn’t know how to feel about what had just happened with her closest friend. Paige had always been stuck in the younger girls mind ever since the first time they met during their olympic trial practices years ago. The way she saw it, she could either ignore it or confront it but how she would do that she didn’t even know. She didn’t know how she felt about what had happened. She didn’t know how to react to the feeling of Paiges’s breath coming down on her skin, the feeling of Paige’s lips hanging above her bare shoulder. She didn’t know how to intake the gaze full of emotion, the feeling of her arms wrapping around her body, how she fit perfectly into Paige’s body as if they had once been molded together. Looking at Paige across the room, everything that had happened flashed vividly through her mind. Her heart clenched watching the blonde girl smile and laugh at the other girls jokes while she avoided Azzi’s eyes as much as she could but when their eyes did cross paths, looking away was the most difficult thing to do. 
Later that night the girls decided to go out to a close by bar. Neither of the two girls had spoken to each other in hours but maybe that would change tonight. Paige had decided on a pair of black cargo pants and a loose white t shirt, opting for a more masculine style. Azzi had decided on a similar black pair of pants and a bright green tank top with an open back. While Ice and Kk were waiting in Azzi’s room, Paige had just finished drying her hair and was now heading over to meet with the other three girls. When she walked in she was met with her younger friend doing her makeup in the bathroom where they had shared their last moments together. Feeling bold she walked into the smaller room, leaning against the counter right beside Azzi, her back facing the miroir. 
“You look good” she said nonchalantly, eyeing her friend from head to toe and not being discreet about it. 
“You’re not so bad yourself Bueckers” was Azzi’s response, keeping her eyes facing the mirror on the wand of her mascara not daring to look at the blonde girl, scared she would fold. 
The taller girl laughed to herself before exiting the room but not without letting her fingers skim Azzi’s waist, automatically feeling the shiver run through her body. 
When Azzi finally walks out indicating that she is ready to leave, sitting on the couch is Paige and the two other girls all laughing together. Paige’s arm is resting on the back of the couch, right behind Ice’s shoulders. Her legs are spread apart while her other hand resting on her thigh. It’s definitely a sight to see. They had decided to take Paige’s car and by tradition Azzi was in the passengers seat truly owning up to the title of the princess. She was also on aux which was why she was surprised when Paige handed her phone to the girl. 
“Password?” she asked.
“Your birthday” Paige answered automatically shocking Azzi. When she put in the digits to her birthday, the phone opened. She smiled to herself knowing that she was important enough to the girl sitting next to her.  
For the rest of the car ride, the four girls sang their hearts out to every song that Azzi chose. Paige parked next to the other two girls on her team who had drove the rest of their teammates to the club. Walking through the doors, they spotted the rest of the girls already sitting at a booth and made their way over to them. 
Paige
Nobody knew of my sexuality since I had never made it public but that never stopped people from assuming I was into girls. However, they were not wrong. Having grown in a women’s sport full of probably the world prettiest creations, it hadn’t taken long for me to know that men were the furthest thing from attractive. It was still a little surreal to me that people really wanted me so when people came up to me the second I walked into the club, I had to remind myself that this was part of the public image I had made for myself. For some reason, men where the ones coming up to me left and right even though I pretty much gave of the lesbian vibes from miles away. Not wanting to seem rude, I entertained the conversation while my friends made their way further in the building, trying to politely pull away and go join the group. When I finally got away, the girls had dispersed into groups across the room, some of them dancing, others drinking, only Azzi wasn’t anywhere in sight. Looking around I found her on the dance floor with a blonde girl probably the same height as her. My heart dropped at the sight for some reason. We had always been super close friends but we had a weird relationship. Neither of us had dated other people since we’d met each other so we’d never talked about our sexualities but Id always assumed she was straight. It confused me why all of a sudden I felt annoyed at the sight of her talking to another girl knowing that it was probably a new friend. I sat down with my teammates and tried to engage in the conversation but all I could do was watch the two girls dance together. It seemed like hours had passed before Azzi finally pulled away and walked back to the table.
“That looked cozy” Caroline joked making all the girls laugh and Azzi blush. She blushed. BLUSHED. 
“It was nothing let’s not think too much about it” Azzi said shutting down the thought of her and that girl. 
“Oh come on she was basically begging for you to kiss her” Kk said dramatically, leading all the girls to agree with her. 
“I was just not to attracted to her you know” Azzi answered, sitting down in the open spot next to me while taking a sip of my drink, a shirley temple. 
“You got someone else in mind?” Kk asked, earning no verbal response but only a smirk. 
So to cover what I had learned from this very confusing night - Azzi was into girls, Azzi was not into that blonde girl, Azzi was not into me because I’m also a blonde girl and Azzi has her sights on someone. I don’t know why the realization that my closest friend not being interested in me seemed to be the most gut wrenching news Id heard all week but I just decided to drink the pain away. I got up from my seat and headed over to the bar where I ordered several shots. 
Azzi
I watched as Paige took 4 shots, then 5 and then 6 before I finally made my way over. We hadn’t spoken since earlier today in our bathroom so I just decided to blame the alcohol in my system for my sudden boldness. Just as she went to grab her seventh shot, I took it from her and drank it myself. She turned to face me. 
“What’s up with you” I asked.
“Nothing” she answered back. 
“Don’t lie to me Paige” I told her stepping between her open legs. 
“You like someone?” she asked, changing the subject. 
“I don’t know, maybe. You?” I told her knowing she probably wasn’t going to remember this conversation. 
“Maybe” was all she answered with a smirk spreading across her face. I ordered a couple shots for myself before dragging the blonde girl onto the dance floor with me. 
What had started as innocent dancing slowing turned into something more when her hands found my hips and my back was flat against her chest. With the alcohol kicking in, neither of us were paying too much attention to where our hands would land on the others body. For the second time today, Paige’s lips rested right above my bare shoulder travelling to my neck to finally find my ear. 
“Let’s go” she pleaded, slurring her words. Everything in me screamed not to take her up on that request but my legs grew a mind of their own. 
We called an uber to drive us back to our dorm. The entire car ride, I could feel my heart racing and my head spinning. I’d sat in the middle of the back seat to be as close to her as I could. I was leaning on her, my head resting on her shoulder while her hand drew shapes on my expose skin. When we got to our dorm, all of the warning I was sending myself vanished. When the door closed, my back found the wall and a pair of lips crashed onto mine. I could taste the alcohol on her tongue and I knew she was tasting the same from me. Her hands travelled from my neck to my back, the presence of her touch far too noticeable from the lack of fabric covering the area. Her fingers pressed into my skin leaving their presence whenever they moved. The kiss was passionate and rough, both of us fighting for dominance. My hands were in her hair, pulling her face to an angle to deepen the kiss. 
Her lips were pink and swollen when we finally pulled away for air and while I tried to catch my breath, she took it from me again when she attached her mouth to my neck attacking my skin. When she got down to my collar bone and chest the soft kissing turned into sucking, guaranteeing a mark tomorrow morning. She lowered herself onto her knees the more her kissed got lower onto my body. When she reached the waistband of my pants, my mind sobered up. Softly pushing her off me, I looked down at the confused girl below me. 
“We can’t, as much as I want too, you’re drunk” I told her. She had always been a lightweight so the effects of whatever she had drunk were still pretty strong but she still understood my words and got up. Cupping my face in her hands, she whispered, “Stay with me tonight”.
I nodded and followed her into her room. While she changed into her pyjamas, I borrowed a pair of her softer lounge shorts and a hoodie. Looking at myself in the mirror on the front of her closet, I could see a trail of hickeys across my chest. Pulling down her sweatshirt, I was reassured knowing that they were fully covered. I turned around to find a almost asleep Paige lying in her bed looking at me. With a small smile I joined her in bed, my back to her, not being able to face her right now. Still, her arms wrapped around my waist pulling me closer and her head nuzzled into the crook of my neck. It didn’t take long for her to fall asleep after that. However for me, I was up for hours after questioning what would happen tomorrow morning. 
I had never looked at Paige like that. I had never seen her as more than a friend. Sure she had always been pretty and charming but that was the extent of it. Tonight, kissing her felt right. I wasn’t sure whether it was the alcohol talking or if I was being honest with myself. Ignoring the small moment from earlier was one thing but ignoring the whole make out session she had just had with the girl sleeping beside her was another. Would she regret it? Would she be mad at me? Would this end our friendship?  I didn't know what to
expect but all the overthinking ended up sending me to sleep. 
When I woke up the next morning, we were still laying in the same position as last night. My head hurt but not as bad as I thought it would. Paige had woken up before me and was scrolling on her phone with her volume at the lowest setting. I turned to look at, the closeness of our faces sending a shiver down my spine. 
“Good morning” she whispered. 
“How are you feeling” I asked her. There was no feeling of awkwardness between us to my surprise. 
“My head hurts like hell. I can still taste the alcohol in my mouth” she mumbled, turning on her back and conversing her eyes with her hands. “I can’t remember anything, what the hell did I drink” 
There it was. That sentence defined how our relationship would go forward. 
“You don’t remember anything?” I asked her. 
“I remember you and that girl, heading to the bar and then seeing you but after it’s a blank” she stated. “I didn’t do anything stupid right?” 
We stayed in silence for a moment, Paige racking her mind for any memories of last night while I replayed every second. The feeling of her lips on mine, on my body, the feeling of her hands in my hair, on my skin was setting me on fire. I didn’t know her true feelings about what had happened and now that she didn’t even remember, I never would know them. There was no purpose in me telling her if she couldn’t even relive them for herself. So I kept it to myself.
“Nothing stupid that I can remember” I told her. 
“Can we stay in bed for a little longer?” she asked, begging. 
We didn’t have anything planned for today seeing as how this was our one day off for the week, so I nodded, also needing the extra rest. What I didn’t expect was for her to turn back on to her side and hid her face into my neck, wrapping her arms around my waist, holding me tight and close. 
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bitchesgetriches · 9 months ago
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{ MASTERPOST } Everything You Need to Know about How to Pay off Debt
Understanding debt:
Let’s End This Damaging Misconception About Credit Cards
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
Dafuq Is Interest? And How Does It Work for the Forces of Darkness?
Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market
How to Build Good Credit Without Going Into Debt
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
It’s More Expensive to Be Poor Than to Be Rich
Making Decisions Under Stress: The Siren Song of Chocolate Cake
How Mental Health Affects Your Finances
Paying off debt:
Kill Your Debt Faster with the Death by a Thousand Cuts Technique
Share My Horror: The World’s Worst Debt Visualization
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
The Debt-Killing Power of Rounding up Bills
A Dungeonmaster’s Guide to Defeating Debt
How to Pay Hospital Bills When You’re Flat Broke 
Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 
Slay Your Financial Vampires
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 
Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 
Student loan debt:
What We Talk About When We Talk About Student Loans
Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”
How to Pay for College without Selling Your Soul to the Devil
When (and How) to Try Refinancing or Consolidating Student Loans
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 
The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For
2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 
Our Final Word on Student Loan Forgiveness 
Avoiding debt:
Ask Not How Much You Should Save, Ask How Much You Should Spend 
How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag
Your Yearly Free Medical Care Checklist
Two-Ring Circus 
Status Symbols Are Pointless and Dumb 
Advice I Wish My Parents Gave Me When I Was 16 
On Emergency Fund Remorse… and Bacon Emergencies
Should You Increase Your Salary or Decrease Your Spending? 
Don’t Spend Money on Shit You Don’t Like, Fool
The Magically Frugal Power of Patience
The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 
Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 
Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 
The Bitches vs. debt:
I Paid off My Student Loans Ahead of Schedule. Here’s How.
I Paid off My Student Loans. Now What?
Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt
The Real Story of How I Paid Off My Mortgage Early in 4 Years
Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 
That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????
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