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This day in history
#20yrsago Itunes blocks you from sharing music with YOURSELF, on your own computer https://web.archive.org/web/20041009202513/http://www.raelity.org/computers/operating_systems/apple/mac_os_x/apps/itunes_single_instance.html
#20yrsago How fanfic makes kids into better writers (and copyright victims) https://www.technologyreview.com/2004/02/06/40304/why-heather-can-write/
#15yrsago Flashmob of ATM crooks scores $9 million in 49 cities https://web.archive.org/web/20090205214559/http://www.myfoxny.com/dpp/news/090202_FBI_Investigates_9_Million_ATM_Scam
#15yrsago Internet not full of pedos, the statistical edition https://www.zephoria.org/thoughts/archives/2009/02/06/doing_the_math.html
#10yrsago Turks bid farewell to the Internet in the face of brutal censorship/surveillance law https://medium.com/@ahmetasabanci/saying-goodbye-to-internet-in-turkey-33d805b98f6c
#10yrsago Middle class brands collapse, 1% brands thrive https://www.nytimes.com/2014/02/03/business/the-middle-class-is-steadily-eroding-just-ask-the-business-world.html
#10yrsago How UK spies committed illegal DoS attacks against Anonymous https://www.nbcnews.com/news/investigations/war-anonymous-british-spies-attacked-hackers-snowden-docs-show-n21361
#10yrsago Toronto’s reference library gets a makerspace https://web.archive.org/web/20140209061223/http://torontoist.com/2014/02/reference-library-unveils-3d-printers-is-cooler-than-indigo/
#10yrsago Toxic Avenger’s brilliant rant about the importance of Net Neutrality https://www.techdirt.com/2014/02/05/innovation-our-better-future-depend-preserving-net-neutrality/
#5yrsago One of pharma’s most notorious gougers is going bankrupt, but 2019 is a banner year for shkreli-grade pharmaceutical price-hikes https://arstechnica.com/science/2019/02/infamous-pharma-company-declares-bankruptcy-after-3900-price-hike/
#5yrsago Chasing down that list of potential Predpol customers reveals dozens of cities that have secretly experimented with “predictive policing” https://www.vice.com/en/article/d3m7jq/dozens-of-cities-have-secretly-experimented-with-predictive-policing-software
#5yrsago Amazon is using purchase data to sell targeted ads, which is creepy, but not because they’ve invented a mind-control ray https://memex.craphound.com/2019/02/06/amazon-is-using-purchase-data-to-sell-targeted-ads-which-is-creepy-but-not-because-theyve-invented-a-mind-control-ray/
#5yrsago The next Firefox will block all autoplayed audio, video https://hacks.mozilla.org/2019/02/firefox-66-to-block-automatically-playing-audible-video-and-audio/
#5yrsago RIP, author Carol Emshwiller https://locusmag.com/2019/02/carol-emshwiller-1921-2019/
#5yrsago Washington State sheriff used courtroom camera to zoom in on defense attorney and juror’s private notes https://www.seattletimes.com/seattle-news/san-juan-sheriffs-use-of-courtroom-camera-to-view-jurors-notebook-lawyers-notes-sparks-outrage-and-dismissal-of-criminal-case/
#5yrsago Lawsuit says that America’s “break even” court records website shouldn’t be making 98%+ profits https://www.techdirt.com/2019/02/06/multiple-parties-including-author-law-governing-pacer-ask-court-to-stop-pacers-screwing-taxpayers/
#5yrsago Fox News blames schools teaching “fairness” for support for a tax on the super-rich https://www.reddit.com/r/LateStageCapitalism/comments/annfs6/fox_news_blames_public_support_of_wealth_tax/
#1yrago Bruce Schneier's "A Hacker's Mind" https://pluralistic.net/2023/02/06/trickster-makes-the-world/#power-play
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Verified Personal Injury Lawyers Email List
Verified Personal Injury Lawyers Email List
Expand Your Reach with the Verified Personal Injury Lawyers Email List by Lawyersdatalab.com.
In today’s competitive legal landscape, connecting with the right professionals is essential for law firms and legal marketing agencies looking to expand their reach and drive meaningful engagement. The Verified Personal Injury Lawyers Email List by Lawyers Data Lab is a game-changing resource, offering accurate and targeted contact data for personal injury attorneys across the United States.
Why a Verified Email List Matters?
Effective marketing starts with precise targeting. With our Verified Personal Injury Lawyers Email List, legal marketing companies and law firms gain access to a curated database of personal injury lawyers, enabling direct outreach to decision-makers in this specialized field. Each email address is verified to ensure accuracy, saving time and resources otherwise spent on chasing outdated or irrelevant data.
How It Benefits Law Firm Marketing?
1. Precision Targeting:
Reach personal injury lawyers who are most likely to benefit from your services, whether you’re offering legal research tools, practice management software, or continuing education opportunities.
2. Increased ROI:
By focusing your campaigns on verified contacts, you reduce wasted effort and improve your conversion rates, ensuring a better return on investment.
3. Efficient Outreach:
Stop spending time searching for contact details and instead focus on crafting compelling messages that resonate with your audience.
4. Building Partnerships:
Forge strong professional relationships with personal injury lawyers by reaching them directly with offers, services, or collaboration opportunities tailored to their needs.
How It Benefits Legal Marketing Agencies
1. Scalable Campaigns:
With access to a comprehensive email list, agencies can scale their campaigns to reach a broader audience within the personal injury law niche.
2. Customizable Data:
Segment the data by location, practice size, or other criteria to create hyper-focused campaigns that drive engagement and results.
3. Boost Brand Credibility:
Delivering targeted, relevant campaigns helps establish your agency as a reliable partner in the legal industry.
Popular Lawyers Mailing List
Employee Benefit Lawyers Email List
Product Liability Lawyers Email List
Verified Bankruptcy Lawyers Email List in USA
Family Law Attorney Email List
Verified Tax Attorney Email Database
Elder Law Attorneys Email List
Trusts and Estates Attorney Mailing List
Environmental Attorneys Mailing List
Bankruptcy Lawyers Email List
Best Verified Personal Injury Lawyers Email List in USA
Bakersfield, Long Beach, San Francisco, Miami, Portland, Omaha, Orlando, Raleigh, Seattle, Dallas, Memphis, Kansas City, Arlington, Oklahoma City, Detroit, Chicago, New Orleans, Milwaukee, Wichita, Los Angeles, Fort Worth, Tucson, Philadelphia, Albuquerque, Columbus, Phoenix, Atlanta, Sacramento, Charlotte, Tulsa, Denver, Honolulu, Louisville, San Diego, Las Vegas, Fresno, Colorado Springs, Baltimore, Nashville, Washington D.C., Houston, Austin, San Antonio, Indianapolis, Virginia Beach, El Paso, Boston, San Jose, New York, Jacksonville and Mesa.
Conclusion
The Verified Personal Injury Lawyers Email List from Lawyersdatalab.com is more than just a database—it’s a powerful tool to drive growth and success in legal marketing. Whether you’re a law firm aiming to expand your network or a marketing agency seeking to deliver high-impact campaigns, this resource is your gateway to connecting with the right professionals.
📧 Email: [email protected]
🌐 Learn more: Lawyersdatalab.com
#personalinjurylawyersemaillist#verifiedpersonalinjurylawyersmailinglist#personalinjuryattorneymailinglist#lawyersemaillist#lawyersdatalab#legalmarketing#attorneyemaildatabase#lawfirmgrowth
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Monday 13th May 2024, Seattle, 8.18am.
#171,603 — When Rembrandt’s possessions were sold at bankruptcy proceedings in 1656, they included paintings by Raphael, Giorgione, and van Eyck, and as well as seventy-five Rembrandts. A young, promising lawyer meets and marries a girl after knowing her one day.
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#bankruptcy filing fees in seattle#bankruptcy law firm in seattle#bankruptcy lawyer seattle#seattle bankruptcy attorney#bankruptcy lawyers seattle#seattle bankruptcy lawyer#bankruptcy seattle#bankruptcy lawyer in seattle
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Bankruptcy Law Firm In Seattle
If you wish to file a bankruptcy petition in Washington but don’t know Which option is best for you then read this infographic to know which bankruptcy chapter best suits your needs. To know more about bankruptcy contact our Seattle bankruptcy lawyer at Northwest Debt Relief Law Firm. Call as today at 206-258-6225.
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Bellevue Bankruptcy Attorney Seattle Bankruptcy Law Firm Federal Way, Ki...
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Are you looking for affordable solutions to debt problems? Visit here and know about our Northwest Debt Relief Law Firm, a bankruptcy attorney in Seattle WA. You can also visit us in Vancouver, Portland, Tacoma or Sandy for a consultation.
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Read this. Read the whole thing. The TL;DR is a horrifying example of corruption in the Trump administration.
Via Heather Cox Richardson
June 19, 2020 (Friday)
Tonight saw a Friday night news dump that will go into the history books.
Trump tried to fire the US Attorney from the Southern District of New York, Geoffrey S. Berman, who has managed a series of cases against Trump and his allies, including Trump fixer Michael Cohen, Trump lawyer Rudolph Giuliani, and Lev Parnas and Igor Fruman, who were indicted for funneling Russian money to Republican candidates for office. Berman is reported to be investigating Trump’s finances, among many other things.
It happened like this: Attorney General William Barr issued a statement announcing that Berman would be stepping down and that Trump would nominate Jay Clayton to replace him. Clayton has never been a prosecutor. He is currently the head of the Securities and Exchange Commission, but before he took that position he was a lawyer who, among other things, represented Deutsche Bank. Deutsche Bank is the only bank that would work with Trump after his bankruptcies. It might have given him loans he did not repay, and the Russian money-laundering that landed the bank in legal trouble might have helped Trump.
Legal analyst and Congressional staffer Daniel Goldman noted that this whole scenario was unusual. Normally, when a US Attorney leaves, that person’s deputy takes over. Bringing in a replacement from elsewhere meant that “Trump/Barr did not want anyone at SDNY running the office—likely because there was a serious disagreement.”
But then things got crazier. Berman issued his own statement, saying “I learned in a press release from the Attorney General tonight that I was ‘stepping down’ as United States Attorney. I have not resigned, and have no intention of resigning, my position to which I was appointed by the Judges of the United States District Court for the Southern District of New York. I will step down when a presidentially appointed nominee is confirmed by the Senate. Until then, our investigations will move forward without delay or interruption. I cherish every day that I work with the men and women of this Office to pursue justice without fear or favor—and intend to ensure that this Office’s important cases continue unimpeded.”
What’s Berman saying? Well, it might be that Trump’s preference for “acting,” rather than Senate-confirmed, officials has come back to bite him. Berman was not Senate-confirmed; he is an interim U.S. Attorney. By law, the Attorney General can appoint an interim U.S. Attorney for 120 days. At the end of that time, the court can appoint that person indefinitely.
Berman was one of those interim appointees, put in place by Trump’s first Attorney General, Jefferson Beauregard Sessions.
Berman’s appointment raised an outcry because he was handpicked by Trump. The U.S. Attorney for the SDNY oversees Manhattan and thus the president’s businesses and at least nine Trump properties. Trump went out of his way to take the unusual step of personally interviewing Berman, who donated $2,700 to the Trump campaign, served on the presidential transition team, and was a partner at the law firm where Trump’s lawyer Rudolph Giuliani is a member. Democrats vowed to block Berman’s nomination, but never got the chance because Sessions used the workaround so Berman would not come before the Senate.
Now, this means that because Berman was appointed by the United States District Court for the Southern District of New York, not the president, he apparently cannot be removed except by the court, or, possibly, by the president… but not by Barr. Lawyers are fighting over who, exactly, can remove Berman, but that itself says that any challenge he files will land in the courts for months… likely until after the election.
And that’s another notable thing about Berman’s statement. He suggests he is being fired because the administration wants to delay or interrupt an investigation, and his language suggests that both he and the administration know exactly what that investigation is. There are a number of reasons the SDNY might be examining the finances of the president or his family, but former National Security Advisor John Bolton suggested another reason in his forthcoming book: he apparently claims Trump assured Turkey’s autocratic leader Recep Tayyip Erdogan he would fill the SDNY with his own loyalists, which would enable him to do Erdogan a political favor.
As Berman’s predecessor in the job, Preet Bharara tweeted, “Why does a president get rid of his own hand-picked US Attorney in SDNY on a Friday night, less than 5 months before the election?” President of the Center for American Progress Neera Tanden noted: “To attempt a Friday night massacre 5 months before an election means there’s a pretty big investigation they are trying to kill.”
It seems worth noting that the Supreme Court is about to hand down a decision on whether Deutsche Bank and Trump’s accountants have to hand Trump’s financial records over to Congress and to the Manhattan district attorney, which might well spark legal trouble for the president in New York.
Law professor Stephen Vladeck also asked us to keep in mind that Barr “out-and-out * lied * in a written statement—and in a context in which there could have been little question to him that Berman would publicly call him out for doing so… And he did it anyway.” “Something * really * stinks,” Vladeck concluded.
Something else stinks about this crisis, too, and that is the Tulsa rally the president originally scheduled for tonight. Widespread objection to holding a Trump rally on Juneteenth—the historic celebration of Black freedom-- in Tulsa, where a race massacre destroyed the Black community of Greenwood in 1921, forced him to reschedule for tomorrow. But had the rally been held, with media focus on disturbances at it and on the spread of coronavirus there, it seems likely that Berman’s firing would not have gotten much attention.
Indeed, it has seemed all day as if Trump was deliberately stoking trouble in Tulsa. He began today by tweeting a threat: “Any protesters, anarchists, agitators, looters or lowlifes who are going to Oklahoma please understand, you will not be treated like you have been in New York, Seattle, or Minneapolis. It will be a much different scene!” (Americans have a constitutional right to protest.)
Then he made sure his supporters would be in the streets. In consultation with the Secret Service, the Tulsa police chief had asked Tulsa’s mayor to declare a curfew around the BOK Center where the rally will be held. He did so. But Trump pressured the mayor to rescind the curfew, which the mayor did. Trump tweeted "I just spoke to the highly respected Mayor of Tulsa, G.T. Bynum, who informed me there will be no curfew tonight or tomorrow for our many supporters attending the # MAGA Rally…. Enjoy yourselves - thank you to Mayor Bynum!”
This crisis feels big. Trump and Barr know an investigation is out there barreling toward the president, and they are willing to take extraordinary steps, steps that undermine our democracy and threaten our citizenry, to stop it.
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Verified Personal Injury Lawyers Email List
Verified Personal Injury Lawyers Email List
Expand Your Reach with the Verified Personal Injury Lawyers Email List by Lawyersdatalab.com.
In today’s competitive legal landscape, connecting with the right professionals is essential for law firms and legal marketing agencies looking to expand their reach and drive meaningful engagement. The Verified Personal Injury Lawyers Email List by Lawyers Data Lab is a game-changing resource, offering accurate and targeted contact data for personal injury attorneys across the United States.
Why a Verified Email List Matters?
Effective marketing starts with precise targeting. With our Verified Personal Injury Lawyers Email List, legal marketing companies and law firms gain access to a curated database of personal injury lawyers, enabling direct outreach to decision-makers in this specialized field. Each email address is verified to ensure accuracy, saving time and resources otherwise spent on chasing outdated or irrelevant data.
How It Benefits Law Firm Marketing?
1. Precision Targeting:
Reach personal injury lawyers who are most likely to benefit from your services, whether you’re offering legal research tools, practice management software, or continuing education opportunities.
2. Increased ROI:
By focusing your campaigns on verified contacts, you reduce wasted effort and improve your conversion rates, ensuring a better return on investment.
3. Efficient Outreach:
Stop spending time searching for contact details and instead focus on crafting compelling messages that resonate with your audience.
4. Building Partnerships:
Forge strong professional relationships with personal injury lawyers by reaching them directly with offers, services, or collaboration opportunities tailored to their needs.
How It Benefits Legal Marketing Agencies
1. Scalable Campaigns:
With access to a comprehensive email list, agencies can scale their campaigns to reach a broader audience within the personal injury law niche.
2. Customizable Data:
Segment the data by location, practice size, or other criteria to create hyper-focused campaigns that drive engagement and results.
3. Boost Brand Credibility:
Delivering targeted, relevant campaigns helps establish your agency as a reliable partner in the legal industry.
Popular Lawyers Mailing List
Employee Benefit Lawyers Email List
Product Liability Lawyers Email List
Verified Bankruptcy Lawyers Email List in USA
Family Law Attorney Email List
Verified Tax Attorney Email Database
Elder Law Attorneys Email List
Trusts and Estates Attorney Mailing List
Environmental Attorneys Mailing List
Bankruptcy Lawyers Email List
Best Verified Personal Injury Lawyers Email List in USA
Bakersfield, Long Beach, San Francisco, Miami, Portland, Omaha, Orlando, Raleigh, Seattle, Dallas, Memphis, Kansas City, Arlington, Oklahoma City, Detroit, Chicago, New Orleans, Milwaukee, Wichita, Los Angeles, Fort Worth, Tucson, Philadelphia, Albuquerque, Columbus, Phoenix, Atlanta, Sacramento, Charlotte, Tulsa, Denver, Honolulu, Louisville, San Diego, Las Vegas, Fresno, Colorado Springs, Baltimore, Nashville, Washington D.C., Houston, Austin, San Antonio, Indianapolis, Virginia Beach, El Paso, Boston, San Jose, New York, Jacksonville and Mesa.
Conclusion
The Verified Personal Injury Lawyers Email List from Lawyersdatalab.com is more than just a database—it’s a powerful tool to drive growth and success in legal marketing. Whether you’re a law firm aiming to expand your network or a marketing agency seeking to deliver high-impact campaigns, this resource is your gateway to connecting with the right professionals.
📧 Email: [email protected]
🌐 Learn more: Lawyersdatalab.com
#personalinjurylawyersemaillist#verifiedpersonalinjurylawyersmailinglist#personalinjuryattorneymailinglist#lawyersemaillist#lawyersdatalab#legalmarketing#attorneyemaildatabase#lawfirmgrowth
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We often think of poverty in America as a pool, a fixed portion of the population that remains destitute for years. In fact, Krishna says, poverty is more like a lake, with streams flowing steadily in and out all the time. “The number of people in danger of becoming poor is far larger than the number of people who are actually poor,” he says.
We’re all living in a state of permanent volatility. Between 1970 & 2002, the probability that a working-age American would unexpectedly lose at least half her family income more than doubled. The danger is particularly severe for young people. In the 1970s, when the boomers were our age, young workers had a 24 percent chance of falling below the poverty line. By the 1990s, that had risen to 37 percent. And the numbers only seem to be getting worse. From 1979 to 2014, the poverty rate among young workers with only a high school diploma more than tripled, to 22 percent. “Millennials feel like they can lose everything at any time,” Hacker says. “And, increasingly, they can.”
Here’s what that downward slide looks like. Gabriel is 19 years old and lives in a small town in Oregon. He plays the piano and, until recently, was saving up to study music at an arts college. Last summer he was working at a health supplement company. It wasn’t the most glamorous job, lugging boxes and blending ingredients, but he made $12.50 an hour and he hoped he could step up to a better position if he proved himself.
Then his sister got into a car accident, T-boned turning into their driveway. “She couldn’t walk; she couldn’t think,” Gabriel says. His mom wasn't able to take a day off without risking losing her job, so Gabriel called his boss and left a message saying he had to miss work for a day to get his sister home from the hospital.
The next day, his temp agency called: He was fired. Though Gabriel says no one had told him, the company had a three-strikes policy for unplanned absences. He had already missed one day for a cold and another for a staph infection, so this was it. A former colleague told him that his absences meant he was unlikely to get a job there again.
(...)
The answer is brutally simple. In an economy where wages are precarious and the safety net has been hacked into ribbons, one piece of bad luck can easily become a years-long struggle to get back to normal.
“All of us are one life event away from losing everything,” says Ashley Lauber, a bankruptcy lawyer in Seattle and an Old Millennial like me. For most of her clients under 35, she says, the slide toward bankruptcy starts with a car accident or a medical bill. “You can’t afford your deductible, so you go to Moneytree and take out a loan for a few hundred bucks. Then you miss your payments and the collectors start calling you at work, telling your boss you can’t pay. Then he gets sick of it and he fires you and it all gets worse.” For a lot of her millennial clients, Lauber says, the difference between escaping debt and going bankrupt comes down to the only safety net they have—their parents.
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#bankruptcy law firm in seattle#bankruptcy lawyers in seattle#bankruptcy attorneys seattle#seattle bankruptcy lawyers#bankruptcy attorneys in seattle#seattle bankruptcy attorneys#bankruptcy lawyer in seattle#chapter 7 bankruptcy washington state
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Seattle Bankruptcy Attorneys
Read this infographic to learn about bankruptcy law in Seattle. If you are filing bankruptcy, contact our bankruptcy attorneys Seattle at 206-258-6225 to learn more about what is bankruptcy and which chapter is the best option for you.
#debt relief attorney in seattle#chapter 13 bankruptcy process in seattle#bankruptcy law firm in seattle#bankruptcy lawyers in seattle#bankruptcy attorneys seattle#seattle bankruptcy lawyers#bankruptcy attorneys in seattle#seattle bankruptcy attorneys#bankruptcy lawyer in seattle#chapter 7 bankruptcy washington state#bankruptcy washington state
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Learn about the New Washington Homestead Exemption Law - ESSB-5408 and the new home equity bankruptcy limits when filing bankruptcy in Washington State.
#Washington#Homestead#Exemption#Law#Bellevue#Bankruptcy#Attorney#Lawyer#Law Firm#Seattle#Kirkland#Redmond
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A bankruptcy lawyer can evaluate your case & figure out which bankruptcy option best suits your circumstances. To get legal advice and guidance on bankruptcy filings, call us at Northwest Debt Relief Law Firm and speak with one of our experienced Seattle bankruptcy attorneys. Visit https://nwdrlf.com/bankruptcy-exemptions-in-washington/ or call 206-258-6225.
#bankruptcy attorney in seattle#bankruptcy attorneys seattle#bankruptcy lawyers in seattle#bankruptcy attorney seattle wa#seattle bankruptcy attorneys
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FML: Why millennials are facing the scariest financial future of any generation since the Great Depression.
Huffington Post Highline
Part III
Becoming poor is not an event. It is a process.
Like a plane crash, poverty is rarely caused by one thing going wrong. Usually, it is a series of misfortunes—a job loss, then a car accident, then an eviction—that interact and compound.
I heard the most acute description of how this happens from Anirudh Krishna, a Duke University professor who has, over the last 15 years, interviewed more than 1,000 people who fell into poverty and escaped it. He started in India and Kenya, but eventually, his grad students talked him into doing the same thing in North Carolina. The mechanism, he discovered, was the same.
We often think of poverty in America as a pool, a fixed portion of the population that remains destitute for years. In fact, Krishna says, poverty is more like a lake, with streams flowing steadily in and out all the time. “The number of people in danger of becoming poor is far larger than the number of people who are actually poor,” he says.
We’re all living in a state of permanent volatility. Between 1970 and 2002, the probability that a working-age American would unexpectedly lose at least half her family income more than doubled. And the danger is particularly severe for young people. In the 1970s, when the boomers were our age, young workers had a 24 percent chance of falling below the poverty line. By the 1990s, that had risen to 37 percent. And the numbers only seem to be getting worse. From 1979 to 2014, the poverty rate among young workers with only a high school diploma more than tripled, to 22 percent. “Millennials feel like they can lose everything at any time,” Hacker says. “And, increasingly, they can.”
Here’s what that downward slide looks like. Gabriel is 19 years old and lives in a small town in Oregon. He plays the piano and, until recently, was saving up to study music at an arts college. Last summer he was working at a health supplement company. It wasn’t the most glamorous job, lugging boxes and blending ingredients, but he made $12.50 an hour and he hoped he could step up to a better position if he proved himself.
Then his sister got into a car accident, T-boned turning into their driveway. “She couldn’t walk; she couldn’t think,” Gabriel says. His mom wasn't able to take a day off without risking losing her job, so Gabriel called his boss and left a message saying he had to miss work for a day to get his sister home from the hospital.
BOOMER: 6.9%
MILLENNIAL: 2.6%
Average annual stock market returns on 401(k) plans
The next day, his temp agency called: He was fired. Though Gabriel says no one had told him, the company had a three-strikes policy for unplanned absences. He had already missed one day for a cold and another for a staph infection, so this was it. A former colleague told him that his absences meant he was unlikely to get a job there again.
So now Gabriel works at Taco Time and lives in a trailer with his mom and his sisters. Most of his paycheck goes to gas and groceries because his mom’s income is disappearing into the family’s medical bills. He still wants to go to college. But since he can barely keep his head above water, he’s set his sights on an electrician’s apprenticeship program offered by a local nonprofit. “I don’t understand why it’s so hard to do something with your life,” he tells me.
The answer is brutally simple. In an economy where wages are precarious and the safety net has been hacked into ribbons, one piece of bad luck can easily become a years-long struggle to get back to normal.
Over the last four decades, there has been a profound shift in the relationship between the government and its citizens. In The Age of Responsibility, Yascha Mounk, a political theorist, writes that before the 1980s, the idea of “responsibility” was understood as something each American owed to the people around them, a national project to keep the most vulnerable from falling below basic subsistence. Even Richard Nixon, not exactly known for lifting up the downtrodden, proposed a national welfare benefit and a version of a guaranteed income. But under Ronald Reagan and then Bill Clinton, the meaning of “responsibility” changed. It became individualized, a duty to earn the benefits your country offered you.
Since 1996, the percentage of poor families receiving cash assistance from the government has fallen from 68 percent to 23 percent. No state provides cash benefits that add up to the poverty line. Eligibility criteria have been surgically tightened, often with requirements that are counterproductive to actually escaping poverty. Take Temporary Assistance for Needy Families, which ostensibly supports poor families with children. Its predecessor (with a different acronym) had the goal of helping parents of kids under 7, usually through simple cash payments. These days, those benefits are explicitly geared toward getting mothers away from their children and into the workforce as soon as possible. A few states require women to enroll in training or start applying for jobs the day after they give birth.
The list goes on. Housing assistance, for many people the difference between losing a job and losing everything, has been slashed into oblivion. (To pick just one example, in 2014 Baltimore had 75,000 applicants for 1,500 rental vouchers.) Food stamps, the closest thing to universal benefits we have left, provide, on average, $1.40 per meal.
In what seems like some kind of perverse joke, nearly every form of welfare now available to young people is attached to traditional employment. Unemployment benefits and workers’ compensation are limited to employees. The only major expansions of welfare since 1980 have been to the Earned Income Tax Credit and the Child Tax Credit, both of which pay wages back to workers who have already collected them.
Back when we had decent jobs and strong unions, it (kind of) made sense to provide things like health care and retirement savings through employer benefits. But now, for freelancers and temps and short-term contractors—i.e., us—those benefits might as well be Monopoly money. Forty-one percent of working millennials aren’t even eligible for retirement plans through their companies.
And then there’s health care.
In 1980, 4 out of 5 employees got health insurance through their jobs. Now, just over half of them do. Millennials can stay on our parents’ plans until we turn 26. But the cohort right afterward, 26- to 34-year-olds, has the highest uninsured rate in the country and millennials—alarmingly—have more collective medical debt than the boomers. Even Obamacare, one of the few expansions of the safety net since man walked on the moon, still leaves us out in the open. Millennials who can afford to buy plans on the exchanges face premiums (next year mine will be $388 a month), deductibles ($850) and out-of-pocket limits ($5,000) that, for many young people, are too high to absorb without help. And of the events that precipitate the spiral into poverty, according to Krishna, an injury or illness is the most common trigger.
“All of us are one life event away from losing everything,” says Ashley Lauber, a bankruptcy lawyer in Seattle and an Old Millennial like me. For most of her clients under 35, she says, the slide toward bankruptcy starts with a car accident or a medical bill. “You can’t afford your deductible, so you go to Moneytree and take out a loan for a few hundred bucks. Then you miss your payments and the collectors start calling you at work, telling your boss you can’t pay. Then he gets sick of it and he fires you and it all gets worse.” For a lot of her millennial clients, Lauber says, the difference between escaping debt and going bankrupt comes down to the only safety net they have—their parents.
But this fail-safe, like all the others, isn’t equally available to everyone. The wealth gap between white and non-white families is massive. Since basically forever, almost every avenue of wealth creation—higher education, homeownership, access to credit—has been denied to minorities through discrimination both obvious and invisible. And the disparity has only grown wider since the recession. From 2007 to 2010, black families’ retirement accounts shrank by 35 percent, whereas white families, who are more likely to have other sources of money, saw their accounts grow by 9 percent.
The result is that millennials of color are even more exposed to disaster than their peers. Many white millennials have an iceberg of accumulated wealth from their parents and grandparents that they can draw on for help with tuition, rent or a place to stay during an unpaid internship. According to the Institute on Assets and Social Policy, white Americans are five times more likely to receive an inheritance than black Americans—which can be enough to make a down payment on a house or pay off student loans. By contrast, 67 percent of black families and 71 percent of Latino families don’t have enough money saved to cover three months of living expenses.
(Continue Reading)
#politics#the left#Millennials#late capitalism#neoliberalism#neoliberal capitalism#economics#economic inequality#poverty#debt#huffingtonpost#racial inequality
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Verified Personal Injury Lawyers Email List
Verified Personal Injury Lawyers Email List
Expand Your Reach with the Verified Personal Injury Lawyers Email List by Lawyersdatalab.com.
In today’s competitive legal landscape, connecting with the right professionals is essential for law firms and legal marketing agencies looking to expand their reach and drive meaningful engagement. The Verified Personal Injury Lawyers Email List by Lawyers Data Lab is a game-changing resource, offering accurate and targeted contact data for personal injury attorneys across the United States.
Why a Verified Email List Matters?
Effective marketing starts with precise targeting. With our Verified Personal Injury Lawyers Email List, legal marketing companies and law firms gain access to a curated database of personal injury lawyers, enabling direct outreach to decision-makers in this specialized field. Each email address is verified to ensure accuracy, saving time and resources otherwise spent on chasing outdated or irrelevant data.
How It Benefits Law Firm Marketing?
1. Precision Targeting:
Reach personal injury lawyers who are most likely to benefit from your services, whether you’re offering legal research tools, practice management software, or continuing education opportunities.
2. Increased ROI:
By focusing your campaigns on verified contacts, you reduce wasted effort and improve your conversion rates, ensuring a better return on investment.
3. Efficient Outreach:
Stop spending time searching for contact details and instead focus on crafting compelling messages that resonate with your audience.
4. Building Partnerships:
Forge strong professional relationships with personal injury lawyers by reaching them directly with offers, services, or collaboration opportunities tailored to their needs.
How It Benefits Legal Marketing Agencies
1. Scalable Campaigns:
With access to a comprehensive email list, agencies can scale their campaigns to reach a broader audience within the personal injury law niche.
2. Customizable Data:
Segment the data by location, practice size, or other criteria to create hyper-focused campaigns that drive engagement and results.
3. Boost Brand Credibility:
Delivering targeted, relevant campaigns helps establish your agency as a reliable partner in the legal industry.
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Best Verified Personal Injury Lawyers Email List in USA
Bakersfield, Long Beach, San Francisco, Miami, Portland, Omaha, Orlando, Raleigh, Seattle, Dallas, Memphis, Kansas City, Arlington, Oklahoma City, Detroit, Chicago, New Orleans, Milwaukee, Wichita, Los Angeles, Fort Worth, Tucson, Philadelphia, Albuquerque, Columbus, Phoenix, Atlanta, Sacramento, Charlotte, Tulsa, Denver, Honolulu, Louisville, San Diego, Las Vegas, Fresno, Colorado Springs, Baltimore, Nashville, Washington D.C., Houston, Austin, San Antonio, Indianapolis, Virginia Beach, El Paso, Boston, San Jose, New York, Jacksonville and Mesa.
Conclusion
The Verified Personal Injury Lawyers Email List from Lawyersdatalab.com is more than just a database—it’s a powerful tool to drive growth and success in legal marketing. Whether you’re a law firm aiming to expand your network or a marketing agency seeking to deliver high-impact campaigns, this resource is your gateway to connecting with the right professionals.
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🌐 Learn more: Lawyersdatalab.com
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