#attorney malpractice insurance

[mattersuite]

The Benefits of Legal Malpractice Insurance for Lawyers

Lawsuits can happen to anyone, even the best lawyers and attorneys. Legal malpractice insurance provides critical protection for your practice. Explore the benefits, from safeguarding assets to upholding client trust. Learn how to choose the right policy and avoid common pitfalls. Get insured, get empowered to focus on what matters: your clients.

[casefoxinc]

Planning Your Next Chapter: A Lawyer’s Guide to Retirement Preparation

Ready to transition from the courtroom to a well-deserved retirement? Our comprehensive guide helps lawyers navigate the journey to retirement with ease. From financial planning and investment strategies to lifestyle adjustments and maintaining a sense of purpose, discover the essential steps to ensure a smooth and fulfilling retirement. Start planning your next chapter today!

[attorneysfirst]

Defending Legal Reputation: Exploring Attorneys Malpractice Insurance

In the legal profession, attorneys are entrusted with significant responsibilities, and their clients rely on them to provide competent and ethical representation. However, despite their best efforts, attorneys may face allegations of negligence or misconduct, leading to costly lawsuits and reputational damage. To mitigate these risks, attorneys often turn to malpractice insurance, a specialized form of coverage designed to protect legal professionals from the financial consequences of malpractice claims. Let's delve into the intricacies of attorneys malpractice insurance and its importance in safeguarding legal practice.

Understanding Attorneys Malpractice Insurance:

Attorneys malpractice insurance, also known as lawyers malpractice insurance or professional liability insurance, provides coverage for claims alleging errors, omissions, negligence, or other acts of professional misconduct committed by attorneys in the course of their legal practice. This insurance typically covers legal fees, court costs, settlements, and judgments resulting from malpractice claims, up to the policy limits.

Key Components of Malpractice Insurance for Attorneys:

Coverage Limits: Attorneys malpractice insurance policies specify the maximum amount of coverage available for each claim and aggregate coverage limit for the policy period. It's essential for attorneys to assess their practice needs and select coverage limits that adequately protect their assets and exposure to risk.

Claims-Made vs. Occurrence Policies: Malpractice insurance policies for attorneys may be structured as either claims-made or occurrence policies. Claims-made policies provide coverage for claims made during the policy period, regardless of when the alleged malpractice occurred, while occurrence policies cover incidents that occur during the policy period, regardless of when the claim is made.

Tail Coverage: When attorneys retire, change firms, or switch to claims-made policies, they may need to purchase tail coverage, also known as extended reporting coverage, to protect against claims arising from past acts that occurred before the policy's effective date.

Risk Management Resources: Many malpractice insurance providers offer risk management resources and educational materials to help attorneys mitigate the likelihood of malpractice claims. These resources may include seminars, webinars, practice guides, and consultation services aimed at enhancing professionalism, ethics, and competence in legal practice.

Importance of Attorneys Malpractice Insurance:

Attorneys malpractice insurance is vital for protecting legal professionals from the financial and reputational consequences of malpractice claims. Without adequate insurance coverage, attorneys may face substantial out-of-pocket expenses, damage to their professional reputation, and potential disciplinary actions or license suspension.

Conclusion:

Attorneys First Insurance serves as a vital safeguard for legal professionals, offering indispensable financial protection and peace of mind amid today's litigious landscape. Through a comprehensive grasp of its key components and significance, attorneys can adeptly navigate their professional risks while maintaining the utmost standards of legal practice.

[rexsecuritieslaw]

Centaurus Broker Ricky Alan Mantei Subject of Numerous Customer Complaints Ordered to Cease and Desist- Lexington, SC

Ricky Alan Mantei Investigation Former JP Turner & Centaurus Customers Have Sued for Damages July 2023-Lexington, SC The FINRA records of Ricky Alan Mantei, currently employed by Centaurus Financial and formerly a broker with now defunct JP Turner, disclose a 3 regulatory events, 35 prior customer disputes and 2 pending customer disputes. The Financial Industry Regulatory Authority (FINRA) is the…

[lawfirmmargolis]

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[qualityloveparadise]

Injury attorney san Antonio, USA 2023

An injury attorney in San Antonio, USA is a legal professional who specializes in handling cases related to personal injury. Personal injury cases can involve a variety of accidents or incidents, such as car accidents, workplace accidents, slip and fall accidents, medical malpractice, and more. The primary role of an injury attorney is to represent their clients in court and negotiate on their…

[psnlaw]

Resolve Maritime Insurance Conflicts

Our firm is able to resolve the complete maritime insurance claiming process for the defendants. We have a well-versed attorney to help with your future accountable settlements from the recovering company. Visit us for more details.

[hitarium]

How to File a Medical Malpractice Lawsuit Without a Lawyer

Medical Malpractice Lawsuit: Process of suing a doctor, it’s essential to understand the steps to take. It may sound simple, but it takes a lot of work to get the compensation you deserve. The time it takes to file a lawsuit, along with the damages you’re able to recover, are just some of the issues you need to consider....Read more

[justinspoliticalcorner]

Erin Reed at Erin In The Morning:

On Tuesday, Gov. Janet Mills of Maine signed LD 227, a sanctuary bill that protects transgender and abortion providers and patients from out-of-state prosecution, into law. With this action, Maine becomes the 16th state to explicitly protect transgender and abortion care in state law from prosecution. This follows several bomb threats targeting state legislators after social media attacks from far-right anti-trans influencers such as Riley Gaines and Chaya Raichik of Libs of TikTok. An earlier version of the bill failed in committee after similar attacks in January. Undeterred, Democrats reconvened and added additional protections to the bill before it was passed into law.

The law is extensive. It asserts that gender-affirming care and reproductive health care are "legal rights" in Maine. It states that criminal and civil actions against providers and patients are not enforceable if the provision or access to that care occurred within Maine’s borders, asserting jurisdiction over those matters. It bars cooperation with out-of-state subpoenas and arrest warrants for gender-affirming care and abortion that happen within the state. It even protects doctors who provide gender-affirming care and abortion from certain adverse actions by medical boards, malpractice insurance, and other regulating entities, shielding those providers from attempts to economically harm them through out-of-state legislation designed to dissuade them from providing care.

The bill also explicitly enshrines the World Professional Association of Transgender Health’s Standards of Care, which have been the target of right-wing disinformation campaigns, into state law for the coverage of transgender healthcare.

The bill is said to be necessary due to attempts to prosecute doctors and seek information from patients across state lines. In recent months, attorneys general in other states have attempted to obtain health care data on transgender patients who traveled to obtain care. According to the United States Senate Finance Committee, attorneys general in Tennessee, Indiana, Missouri, and Texas attempted to obtain detailed medical records "to terrorize transgender teens in their states… opening the door to criminalizing women’s private reproductive health care choices." The most blatant of these attempts was from the Attorney General of Texas, who, according to the Senate Finance Committee, "sent demands to at least two non-Texas entities." 

[...] Despite these threats, legislators strengthened both the abortion and gender-affirming care provisions and pressed forward, passing the bill into law. Provisions found in the new bill include protecting people who "aid and assist" gender-affirming care and abortion, protections against court orders from other states for care obtained in Maine, and even protections against adverse actions by health insurance and malpractice insurance providers, which have been recent targets of out-of-state legislation aimed at financially discouraging doctors from providing gender-affirming care and abortion care even in states where it is legal.

Maine Gov. Janet Mills (D) signs gender-affirming care and abortion sanctuary state bill LD227 into law despite the best efforts of right-wing anti-trans extremists such as Riley Gaines, Courage Is A Habit, and Libs of TikTok who sought to thwart its passage and signature into law.

[injuryandaccidentlawyers]

What are The Most Common Causes of Catastrophic Injuries?

A catastrophic injury can cause both physical and psychological harm, which can impact a person's quality of life. These injuries are typically caused by a few common factors that present significant risks to human safety. A personal injury lawyer will therefore assist you in these situations to make sure you receive compensation for the catastrophic injuries that people suffer. Nonetheless, the following are some typical reasons for catastrophic injury:

Vehicular Accidents

Everyone involved in a car accident has a risk of suffering serious injuries. These incidents consist of motorbike, truck, and automobile collisions.

Work Accidents

Falling is the most common cause of work-related accidents. Chemical burns, dangerous environments, and inadequate staff training are a few more.

Pedestrian Accidents

The consequences of a car striking a pedestrian on the road can be disastrous. The person may have multiple serious injuries, such as spinal cord injuries and traumatic brain injuries.

Medical Malpractice

Sometimes medical staff members make mistakes during surgery, diagnosis, or other treatments that have a tragic impact on a patient's life.

Insurance companies thus make a strong effort to lower compensation. To ensure that you receive just compensation for all of your losses, your lawyer needs to be competent and experienced. Therefore, to obtain catastrophic injury claims in NYC, contact Godosky & Gentile for personal injury attorneys.

[religion-is-a-mental-illness]

By: Bernard Lane

Published: Aug 24, 2023

The World Professional Association for Transgender Health (WPATH) and American medical societies have sacrificed child safety and standards of scientific evidence in pursuit of fashionable causes and financial self-interest.

This is the charge levelled in a blistering court brief filed last week by Alabama’s Attorney-General Steve Marshall and 15 other Republican states in defence of Missouri’s law restricting medicalised gender change for minors. A county court judge is to decide whether the law—under challenge from transgender-identifying plaintiffs—is put on hold or goes into effect as scheduled on August 28.

“While medical organizations are certainly capable of establishing true, evidence-based standards of care [for the distress of gender dysphoria], they have utterly failed to act responsibly when it comes to pediatric gender transition procedures,” the amicus brief says.

WPATH, the Endocrine Society and the American Academy of Pediatrics (AAP) are central to the debate about the safety of youth gender clinics because their endorsement is regularly invoked—in the absence of a sound evidence base—to justify “gender-affirming” medical interventions such as puberty blocker drugs and synthetic cross-sex hormones for minors.

This in turn is provoking a more intense counter-attack on the trustworthiness of the gender-affirming treatment guidelines and policy statements issued by medical societies, who have put their reputations on the line amid political polarisation.

In Alabama and Florida, state administrations fighting challenges to laws shutting down youth gender medicine have retaliated by issuing subpoenas to expose in court the nature of the internal processes that led to adoption of contentious treatment policy documents.

These preliminary skirmishes may foreshadow potential lines of attack on medical societies enlisted in the trans rights cause, should a test case reach the Supreme Court of the United States.

“The WPATH standards of care for the health of transgender and gender-diverse (TGD) people, now in its 8th version (SOC8), is the foremost evidence-based guideline for the provision of TGD healthcare. SOC8 is based on the best available science with input from over 100 global medical professionals and experts and represents best-practice guidelines for the provision of gender-affirming healthcare. Gender-affirming interventions are based on decades of clinical experience and research and are not considered experimental. Gender-affirming hormone therapy is a component of widely accepted medically necessary care for TGD people.”—WPATH, statement denouncing Missouri’s emergency restrictions on youth gender medicine, March 2023

Who’s in charge?

Last week’s multi-state intervention in favour of Missouri’s “Save Adolescents from Experimentation” Act protests that medical associations are being touted “as the real regulators [of healthcare], authoring standards that no mere state could contradict.”

According to the Alabama-led brief, the trans-identifying plaintiffs’ argument would constitutionally entrench WPATH’s “shoddy standards.”

The brief says that while others debate how best to help children with gender dysphoria, WPATH has “taken its gender ideology to the extreme and included in its latest standards of care [SOC8] an entire chapter on self-identified eunuchs.

“In addition to advocating castration as ‘medically necessary gender-affirming care’ for males whose ‘gender identity’ is ‘eunuch,’ WPATH recently removed most minimum-age requirements for gender-modification procedures from its standards of care.

“According to the lead author of the [SOC8] chapter on children, WPATH dropped the age requirements to ‘bridge th[e] considerations’ regarding the need for insurance coverage [of treatment] with the desire to ensure that doctors would not be held liable for malpractice if they deviated from the standards.

“Just as with eunuchs, WPATH’s standards consider sterilizing gender-modification procedures to be medically necessary ‘gender-affirming care’ for minors suffering from gender dysphoria. This is the stuff of nightmares or farce, not constitutional law.”

The brief says that by supporting WPATH’s radical treatment guideline, the American Medical Association has failed to “use their institutional goodwill, built up over time, to be the voice of reason and put the safety of children first.”

It says WPATH has “suppressed dissent” from the dogmatic gender-affirming model, and “tried to cancel nearly every researcher that has looked at rapid-onset gender dysphoria” (the hypothesis that social influence helps explain the unprecedented surge in trans declarations chiefly by teenage females).

As for the American medical associations lined up in support of gender-affirming treatments, the brief says they are “interest groups, with a strong financial interest in our capitalistic economy to promote the procedures their members make a living by providing.”

At the same time, these “American medical organizations have become increasingly ‘performative,’ treated by their leaders as platforms for advancing the current moment’s cause célèbre.

“Add to this a replication crisis in scientific literature and the ability of researchers to use statistics to make findings appear significant when they are not, and it is no wonder that medical organizations find it easier to just go with the zeitgeist.

“Science is hard, and there is no reward in the current climate for any organization that questions the safety and efficacy of using sterilizing gender-modification procedures on children.”

The multi-state brief challenges the mantra that “the science is settled” in favour of the gender-affirming treatment model.

That model promotes early social transition, potentially locking in gender dysphoria, and puberty blockers almost always followed by cross-sex hormones meant to be taken lifelong—a combination expected to render patients sterile and for males, incapable of orgasm.

“[England’s National Health Service, the NHS] recommends that [puberty blockers] for children and young people with gender incongruence [a sense of mismatch between body and identity] should only be accessed through research. [The] National Institute for Health and Care Excellence (NICE) was commissioned [in 2020] to review the published evidence. “Overall, there was no statistically significant difference in gender incongruence, mental health, body image and psychosocial functioning in children and adolescents treated with [puberty blockers]. [The NHS] has concluded that there is not enough evidence to support the safety, clinical effectiveness and cost effectiveness of [puberty blockers] to make the treatment routinely available at this time. “NHS England commissions treatment based on evidence of clinical effectiveness, cost effectiveness and safety. WPATH standards of care do not determine clinical commissioning decisions for the NHS.”—NHS England, statement, 3 August 2023

Watch and wait

The brief in the Missouri case says: “In recent years, medical authorities in the United Kingdom, Finland, Sweden, and Norway have all looked at the evidence and determined that [medicalised gender change for minors is] in fact experimental.

“[American] states have every reason to wait for the results of the experiments to come in before allowing children to be sterilized… the medical interest groups [that the trans-identifying plaintiffs in the Missouri case] rely on are biased participants, not neutral arbiters of science. 

“Plaintiffs [litigating against Missouri] entirely discount the European experience, suggesting that no European regulator qualifies as a ‘reputable medical association.’

“But how can pediatric treatments that several European countries treat as experimental be definitively ‘neither harmful nor experimental’ for children in Missouri?

“Such treatments [as puberty blockers and cross-sex hormones] stunt children’s pubertal and mental development, lower their bone density, and gamble away their ability to have children as adults. 

“While healthcare authorities in Europe have curbed access to pediatric gender transition procedures, American medical organizations have run in the opposite direction: advocating unfettered access to transitioning treatments while quashing [their own] members’ calls to review the evidence.”

Apart from Europe’s evidence-based shift to caution, the brief in the Missouri case also cites recent reporting and commentary in the British Medical Journal and the Wall Street Journal potentially damaging to the authority of WPATH, the Endocrine Society, the AAP and their treatment policy documents.

Other recent developments illustrating the potential vulnerability of medical societies include—

In litigation over Oklahoma’s law banning paediatric gender medicine for minors, the medical watchdog group Do No Harm in June highlighted the inconsistency of the American Academy of Child & Adolescent Psychiatry, noting its belief that adolescents can give informed consent “when it comes to the permanent and lifelong risks of experimental gender medicine, such as sterilization”. However, Do No Harm said the academy took quite a different position in the context of lifetime prison sentences for minors, where it protested that adolescents “are more likely than adults to engage in risky, impulsive, and sensation-seeking behavior … overvalue short-term benefits and rewards, and are less capable of controlling their impulses … [and] are also more emotionally volatile and susceptible to stress and peer influences.”

In March 2023, U.S. District Court Judge Liles C. Burke ruled that WPATH’s guidelines were “part and parcel” of the case brought by plaintiffs against Alabama’s law restricting paediatric transition. For this reason, WPATH could not block the state’s subpoena seeking documents about the guideline process, including the association’s “consideration, if any, of the U.K.’s NICE literature reviews [declaring the evidence base to be very uncertain, and] the Swedish and French statements regarding [the risks of] transitioning care for minors.” Judge Burke said that allowing WPATH to withhold such information “would, in essence, amount to acceptance of WPATH’s standards as ‘established, evidence-based clinical guidelines’ on WPATH’s word alone, and without further inquiry.”

In a challenge to Florida’s curbs on youth gender medicine, the Endocrine Society, WPATH and the AAP also resisted state subpoenas seeking to reveal the inner workings that led to their treatment advice documents. But District Court Judge Carl J. Nichols agreed with Florida in March that this information “goes to the heart of the lawsuit”, being the question “whether, based on current medical knowledge, the state’s determination that [certain] treatments [for gender dysphoria] are experimental is reasonable.” The judge pointed out that the plaintiffs challenging Florida’s law “lean heavily” on the positions taken by these medical associations. He said it was “also understandable that the state would try to defend the reasonableness of its position by seeking information that goes to the rigor of the process by which the guidelines and policy positions were adopted.”

Note: GCN has sought comment from WPATH, the AAP, the Endocrine Society and the American Academy of Child & Adolescent Psychiatry

==

I've said it before and I'll say it again: what excuse will you give when you're asked why you stood by as this happened?

[attorneysfirst]

Defending Legal Reputation: Exploring the Importance of Lawyers Liability Coverage

In the legal profession, maintaining the highest standards of professionalism and competence is paramount. However, even the most meticulous attorneys may face allegations of professional negligence or misconduct, leading to potentially costly legal battles and damage to their reputation. This is where Lawyers Professional Liability Insurance (LPLI) plays a crucial role. Let's delve into the significance of LPLI and why it's essential for safeguarding legal practice.

Understanding Lawyers Professional Liability Insurance:

Lawyers Professional Liability Insurance, also known as legal malpractice insurance or attorneys' professional indemnity insurance, is designed to protect lawyers and law firms from financial losses arising from claims of errors, omissions, or negligence in the delivery of legal services. This specialized insurance coverage provides financial protection for legal fees, settlements, and judgments resulting from malpractice lawsuits.

Key Components of Lawyers Professional Liability Insurance:

Coverage Limits: LPLI policies specify the maximum amount of coverage available for each claim and the aggregate coverage limit for the policy period. It's crucial for attorneys to assess their potential exposure to risk and select coverage limits that adequately protect their assets.

Claims-Made vs. Occurrence Policies: LPLI policies may be structured as either claims-made or occurrence policies. Claims-made policies provide coverage for claims made during the policy period, while occurrence policies cover incidents that occur during the policy period, regardless of when the claim is filed.

Tail Coverage: When attorneys retire, change firms, or switch insurers, they may need to purchase tail coverage, also known as extended reporting coverage, to protect against claims arising from past acts that occurred before the policy's expiration.

Risk Management Resources: Many LPLI providers offer risk management resources and educational materials to help attorneys mitigate the likelihood of malpractice claims. These resources may include seminars, webinars, practice guides, and consultation services aimed at enhancing professionalism and reducing exposure to risk.

Importance of Lawyers Professional Liability Insurance:

Lawyers Professional Liability Insurance is vital for protecting attorneys and law firms from the financial and reputational consequences of malpractice claims. Without adequate coverage, attorneys may face significant financial losses, damage to their professional reputation, and potential disciplinary actions or license suspension. Moreover, LPLI instills confidence in clients and demonstrates the attorney's commitment to ethical and competent legal representation.

Conclusion:

Attorneys First Insurance serves as a pivotal element in risk management for attorneys, offering indispensable financial security and peace of mind amid today's litigious landscape. By comprehending the crucial components and significance of LPLI, attorneys can adeptly minimize their professional liabilities and maintain the pinnacle of legal practice standards.

[rexsecuritieslaw]

Gina Rea Kidd- Former Allstate Financial Services Broker-Barred From Securities Industry by Regulators & Has Pending Customer Dispute -Bedford, VA

Gina Rea Kidd Investigation Misrepresented Insurance Policy Benefits June 2023-Bedford, VA According to publicly available records Gina Rea Kidd a currently unregistered broker who last worked for Allstate Financial Services,  discloses a final regulatory matter resulting in a permanent bar from the industry and a termination from employment. The Financial Industry Regulatory Authority (FINRA) is…

[lawfirmmargolis]

The Margolis Law Firm 

[blackacre13]

Pleaaaase do a part 6 of attorney Lou helping Debbie!

Part 6 is here; here's part 7!

Debbie’s eyes seemed to light up at this as she leaned forward, stopping the rolling pen with a finger as she watched Lou carefully for a moment.

“Can I ask you something?” Debbie spoke softly. “Off the record?”

“I mean I’m not a journalist,” the blonde grinned. “But anything you want me to keep between us, stays between us. Completely. About the case or otherwise.”

“I don’t know if I should,” Debbie smiled shyly before biting her lip, waiting, making Lou’s heart flutter in her chest as she found herself leaning in apt with anticipation.

“Say it,” the blonde murmured. “You can tell me. You can tell me anything, Debbie.”

“I—“ Debbie paused, nervously rubbing her thumb against her index finger as Lou watched her closely. “I want to, but I—“

“Anything,” Lou repeated quietly, this time letting her hand settle softly on top of Debbie’s own instead of merely as an offer by the side of her hand or pulling away completely. Neither of them missed the light breath that fell from Debbie’s mouth like a small load of stress being relieved at the contact, tears brimming in her eyes.

“I wish you weren’t my lawyer,” Debbie mumbled, looking down at the table as her cheeks pinked.

Normally, this is a line that would have made Lou panic. She would have been making sure her malpractice insurance was up to date. Would have been going through her notes and records to make sure she had been meeting every little last detail set by the court. Would have been telling Debbie that she understood, but did she understand her rights, and did she realize this could prolong the timeline by waiting to get another lawyer on board and did she—

“That’s not what I mean,” the brunette correct quickly, quietly cursing at herself. “I just wish—“

“I know,” Lou offered, trying on a weak smile of her own as she squeezed Debbie’s hand. “It’s not professional for me to say, so I’m not saying it out loud, but….”

“But,” Debbie smiled, nodding her head, as if that explained everything for her. “You don’t have to say it,”Debbie whispered. “I know.”

I want to murder Claude, Lou wanted to say. I touched myself thinking of you the other day. I asked my friend how terrible it would be to date you. I wish I was out there, running along side you as your ride-or-die.

“Let me tell you about Tess,” Debbie finally exhaled, pulling her hand away to crack her knuckles. Lou missed the warmth of it already.

“If you’re sure,” Lou nodded, trying to clear her head from all inappropriate thoughts that were all too consuming.

“Positive,” Debbie grinned with a wink. “Need some reliable character witnesses so they can bust me out of here and you can take me on a date.”

Lou almost choked on the air, saving herself with a nervous swallow instead, but knowing that her chest would be glaringly red with embarrassment, her neck prickling with blush.

With so much left unsaid, Lou hadn’t been 100% sure what Debbie had meant. Had she wished Lou wasn’t her lawyer and just her friend? Or was it something more. Was it the same more that Lou was thinking about. The more that Lou didn’t know if she could have, but craved and yearned for all the same.

“A date?” Lou smirked, raising an eyebrow as she tried to collect herself, busying herself with uncapping her pen and pretending to prepare her notes on Tess, that was an unintelligible mess of scribbles and doodles and Debbie’s name instead. She scrambled to cover it in a mad dash with incessant marks over it, her cheeks burning, even though Debbie couldn’t see the paper.

“Well, when it comes to dating women, I know usually it’s dutch treat or there’s a fight for whoever is going to be the first to get their credit card down on the table, but, you are a lawyer,” she shrugged.

“A criminal defense attorney.”

“Who only wears designer suits.”

“Touche, Ocean.”

“You should see my closet some time,” Debbie smiled, closing her eyes at the thought. “It’s a lot less…orange,” she finally decided making Lou snort.

“Also designer suits?” Lou asked, her mind wandering away once again, wondering how Debbie normally dressed. What her hair looked like. What she smelled like. What it would be like to lay in bed and tilt her head to the side and study her as she walked around in a towel deciding what to wear for the day. If she would hold up a pair of underwear or a bra teasingly and ask Lou if she should even bother with undergarments today.

“Just you wait, baby,” Debbie smirked, leaning back in her chair, a certain air of confidence about her, like she knew, she just knew, that Lou was trying with every fiber of her being to focus on Debbie Ocean, her client, and not undress, Debbie, the gorgeous and stunning woman in front of her, with her eyes.

[psnlaw]

Experienced Insurance Claiming Lawyers

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