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storiesbybrian · 8 years ago

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The Barber of Ludlow Street (June, 2000)

MK had been in the guitar business for 20 years. When he saw desperate marketers whine about the fickle nature of youthful passion, he scoffed. “A myth!” he said, squirreling away the commissions his boss let him keep until he made enough money to open up his own shop in the nearest epicenter of wildness that he knew, New York City’s Lower East Side. But his time worn formula for getting money out of crazy kids and indulgent parents bought him his independence about three years too late. To MK’s dismay the slow weeks piled up, held together by a thick mortar of bills, until he finally learned that kids today prefer Hip-Hop to Rock ‘n Roll. The Lit Fuse Guitar Shop, the culmination of 20 years of sacrifice, dedicated to serving the dreams of a new generation of Rock ‘n Rollers, opened to an indifferent public.

But MK wouldn’t give up. Conducting his own marketing survey, he noticed a lot of Asian kids strolling around the neighborhood, the yokes of their purchases cutting wide swaths in the sidewalk. MK remembered a piece he had seen on 60 Minutes about the Japanese Hip Hop craze and he snapped his fingers in revelation. He recalled wealthy Japanese kids tanning themselves and having their flat black hair professionally damaged into spongy manes of dreadlocks. So, with the help of RS, his one, slow-witted employee, MK changed his outdated Rock ‘n Roll shop into a one-stop, negrofying boutique that he hoped would keep the Fuse lit for as long as the wind blew black. He needed his customers to trust the with-itness of his taste though in his heart he knew it was only a matter of time before rock stars recaptured the imaginations of alienated children. But until the day when the wail of his guitars could swallow up the beats of his newly stocked dance records, he was gonna wring every dollar he could out of this rap fad. Behind the shop, he poured concrete, installed an old-fashioned barber’s chair, hung a mirror from a hook, draped a mylar canopy over the whole thing and invited kids to let the Rude Boy Salon tend to their fashionable grooming needs. And a haircut got you a 10% discount on a guitar.

Morning at the Sunshine Hotel is met with toothless grumbles of resentment. Morning carries a price tag of $10. Those without monthly benefactors shoot out the door south, south west, west, north west and north like crooked spokes from the Sunshine’s Bowery horizon looking for the means to reserve the pleasure of the Sunshine’s accommodations for yet another evening by the 7 o’clock curfew. But PJ hooked around the corner and went east, to Ludlow Street. He was 54 years old.

Everybody knew PJ- the police, the neighbors, the mailmen, the supers, the bartenders and owners, the children, the garbagemen. Everybody. He was an inevitability on Ludlow Street with his boisterous gibberish, big bang cloud of cologne and his broom. “I’m fine as wine! You a frien’ o’mine! Anytime you need a rhyme! I see you, cuz!”

His dire financial straits, his alcoholism, his age- none of it meant a damn thing to PJ. It took a strong being to crumble the way he did and keep his sweaty black resilience about him. He swept and mopped for his pocket money and told stories about busting the spine of the man he caught with his second wife or about his position of authority when he worked for the sanitation department. He had also been a cook, a gardener and a barber, as anyone within 20 feet of his rantings could attest.

When CN, the owner of a local bar called Barratoba, had t-shirts made with pictures of PJ on the front, his cult status in the neighborhood was lifetime guaranteed. MK, still a new kid by block standards, immediately cultivated a friendship with PJ, thinking it was his ticket to fitting in in the neighborhood.

One day in August, MK was outside smoking a cigarette and scanning the block for professional music enthusiasts. His sales for the month were still off and the haircut gimmick had no one abuzz. He had hired a barber from a local salon. But too many customers were demanding refunds, disappointed with the authenticity of their new dos. MK was left wondering whether he needed somebody who knew more about hairstyling or less. PJ was taking out the recycling from CN’s bar across the street.

MK called out to him, “PJ, my friend! How are you today?”

“Yo, cuz! Gimme dolla!”

MK reached into his pocket and PJ crossed the street towards him hand first.

“PJ, my main man!” MK said, slapping PJ five, “How would you like another job?”

PJ blinked at him seriously for a moment and then burst out laughing.

“No, really. How would you like to cut hair for me?”

“I was a barber for seven years in Nokalyna!”

“That’s what I hear. So how ‘bout it? I pay you ten bucks a head and anytime you want a bottle of anything, you just let me know. Deal?”

PJ shook MK’s hand and told him, “I be back after I get the flo’ mats at Quinine. They pay me extra to do them. Good music over there. You ever wanna go, you jus’ let me know. But ssshhh. Don’t tell anybody, a’ight? You a good guy. I get you in at Quinine, ‘k? Den I go get Barratoba’s and Guiseppe’s. They nice, too.”

“OK, PJ, I’ll see you later. Thank you.”

And MK had his barber. PJ took off to wherever he went when he had money and MK dropped his cigarette and went inside. Within weeks, PJ’s distinctive style became MK’s greatest source of revenue.

Any grandparents who came up through Manhattan’s Lower East Side, be they Jews from the first half of the last century or Spanish from the second, would be shocked to learn that one block of Ludlow Street now has seven fancy designer clothing shops and almost no drug trade. Girls who never would have set foot on Ludlow Street five years ago are now running the Community Board.

The newest proprietress of a clothing shop was called EW. EW had quit her investment banking job to open Glo, an astronomically upscale accessory shop. She had a German shepherd named Tamburlaine who did not get along with PJ.

A few days before Glo’s grand opening in late August, EW was supervising the finishing touches on her window display- a thick pyramid of handbags that were custom stitched from maple leaf shaped patches of leather and suede in front of a poster of an orange lagoon. Tamburlaine began to growl from inside the window and EW turned to see PJ lugging enormous bags of trash and plopping them down on the sidewalk in front of her new store.

“Excuse me sir, but you can’t put that garbage here,” she said politely to PJ.

“Huh? Naw, dey comin’ for it in two hour. I use to work for sanitation. Two hour,” PJ said EW.

“I don’t really care. You can’t put that garbage in front of my store.”

“Who you? Ask anybody on the block. They know me! They my friend! Ask cuz over at barbershop.”

PJ dropped his bags and went back inside, returning seconds later with another load of garbage.

“Sir. You’re not listening to me. That’s somebody else’s trash. Put it in front of their building.”

“No!” PJ yelled. His right knee began to pop involuntarily out of joint, an ancient baseball injury that flared up in times of stress. “This the same garbage from the same building I been puttin’ in the same place for 20 year!”

Sensing his mistress was in trouble, Tamburlaine bounded outside and began barking at PJ. PJ said, “You better get that muthafuckin’ clown away from me!”

“Or what?”

“Don’ you worry none. You just get that thing inside. I don’t like him!” PJ said, his trick knee hopping and forcing his hips to grind back and forth.

At this EW stepped quickly back and pulled out her cell phone and called the police. “Yes, I’m calling from Ludlow Street between Houston and Stanton,” she said. “Yes, a street man is leaving rubbish in front of my store and threatening my dog and myself- what? Right, garbage… Yes. Thank you.”

PJ clucked his mouth exasperatedly, knowing that when the cops learned that the alleged source of trouble was he, they’d laugh the whole thing off and explain PJ’s prestigious status on the block to newcomer EW. He wiped the sweat from his brow and then clutched his leg, trying to get it to stop twitching so violently.

Inside of five minutes, a squad car pulled up next to PJ’s plump row of garbage.

“Yo!” PJ greeted the pair of officers. “Tell this blonde woman leave me alone!”

One officer got out of the car while the other sat behind the wheel with a pen and summons pad spread across her lap. Tamburlaine continued to bark viciously.

“What’s up PJ?”

“A’right!”

“Hold on a second, PJ. Alright, miss, are you the one who filed the complaint?”

“Yes and thank you for coming so quickly,” said EW, raising her voice to be heard over her dog’s racket. “This person is harassing me and dumping this trash in front of my building.”

“Who, him?”

“Yes. Him.”

The dog continued to bark and flinch everytime PJ’s knee jumped.

“Alright sir,” said the cop with his hands on his hips. “Where is this trash from?”

“Man, you know where this trash from. ‘S from Guiseppe next do’ but I ain’t gon’ put it in front of no goddamn fire hydrant!”

“Well, what about over there?” asked the cop, pointing to space in front of a nightclub that wouldn’t be open until much later.

“Man, I don’t get paid to be draggin’ this shit all up and down the block!”

“There’s no need to yell at the police, you know.”

“Miss, we’ll handle this.”

“Well, look at how he’s acting. It’s like he’s gonna attack me.”

The cop noticed PJ’s jumpiness and stepped back and began fingering his nightstick. “Sir. Move the garbage and stop bothering the lady or we’ll have to arrest you.”

Drained from the officer’s face was any trace of recognition of PJ. His partner in the car stared down at her lap. With a vicious grunt, PJ snatched up the garbage bags and began dragging them the 10 feet to where the cop had designated. EW and the officers stood over him until he had finished hauling the entire pile of bags and continued to eye him until he left, which he did, cussing and twitching the whole way. PJ needed a drink.

Meanwhile CT and FL were sitting at Kennedy Airport, waiting to pick up their friend, BD. BD’s flight was arriving from Tokyo via San Francisco. The girls could not stop giggling. They hadn’t seen BD in several years but they kept in touch regularly and now they could finally show their dear friend all of the wonders and marvels of New York in person.

During the years that CT and FL had been building a life for themselves in New York City, BD had been building a reputation as a world class interior designer. His arrival in the States was greatly anticipated by the design community who found him so fascinating. Throughout their time apart, CT and FL fully cooperated in BD’s plan to cultivate an air of mystery which his arrival would solve with what all three friends hoped would be sensational panache.

When the plane taxied up to the gate, CT and FL clapped their hands excitedly. BD burst from the tunnel and all three old friends met in a fierce collision of joyful reunion. Each of them began speaking rapidly at once which led to uproarious laughter. The girls had so much to tell BD and to ask him, and he them. CT and FL each clasped one of BD’s hands and led him down to baggage claim where his limousine driver had already collected his gear. BD told them a funny story about customs in San Francisco as he handed his carry-on luggage to the driver as well.

In the back seat of the limo on the way into Manhattan, the girls asked BD what he would like to do first.

“Well,” BD said with much relish. “The first thing I want to do is visit Rude Boy for a haircut.” And he showed them a small article torn from a Japanese magazine. The article featured a picture of a famous Japanese record producer. The producer’s mangled head looked like a lopsided Rastafarian who had changed his mind about enlisting in the Marines at an extremely inopportune moment.

“Ahh,” said the girls collectively. “PJ.”

The article BD held pointed out that MK didn’t allow customers into his barbershop unless they brought at least two friends to hold them down in the old chair. Insurance purposes. It also offered Rude Boy customers a 10% discount on all guitars in the Lit Fuse. So, CT and FL instructed the limousine to drop them off in front of the Lit Fuse and then take their bags to their own shop, which was just one block away on Orchard Street.

The girls led BD into the Rock ‘n Roll/Hip Hop shop where MK greeted them warmly and asked if they’d like to see anything in particular. BD handed MK the cut-out, which flattered MK tremendously. His adaptation to the changing of the times had garnered international notoriety. A glow rushed about MK’s face and his mouth flapped back into the biggest smile that he’d worn in years.

MK shook hands with CT and FL while BD was looking through the store’s album collection. After a moment, BD returned to MK at the counter with a very high stack of records. CT and FL asked MK if they could leave these records on the counter and cash them out after BD’s superfly haircut. Mentally adding up the value of BD’s purchase, MK wagged his head like a puppy. Then he led the three of them back to the barbershop under the tinselly outdoor shine of the canopy.

BD sat down in the chair, flanked by CT and FL. MK gave the chair a good spin round, determined to delight BD to the pits of his soul and surpass every dream that BD had ever had about American Hip Hop culture. BD smiled and closed his eyes, ready to be transformed in appearance to what he already felt in his heart.

“Be right back…” sang MK and ran back into the store to summon PJ.

Befitting the grand entry of his star attraction, MK had taken a page from the NBA and engineered a garish bit of fanfare to let PJ, and the whole neighborhood, know that he had a customer. With the push of one button, a series of cherrytop police car lights began swirling in the Lit Fuse’s windows. Sirens and ice cream truck songs howled to a techno rhythm, punctuated by blasts from a lifeguard whistle. And then an announcer’s voice blared through the circus jungle beats:

“THAT’S RIGHT FOLKS! HE STILL AIN’T CROAKED! ANOTHER HEAD FROM A FARAWAY LAND LOOKS TO BE CURED BY THE THUNDERBIRD HAND OF THE MAN OF THE HOUR, MAN OF THE DAY! LET’S HEAR IT HO’S AND G’S FOR HIS TRAVESTY, P-J!”

The first few times that this explosion of bells and whistles rocked Ludlow Street, a few of PJ’s many friends and empathizers applauded as he burst from wherever to go careening through the Lit Fuse, hellbent on revising the possibilities of a hairdo. But after PJ’s work began to attract a larger number of customers, the frequent cranking of his theme song became a hardcore nuisance. MK received enough complaints that he began to sneak off the premises as soon as he turned on PJ’s noisy invitation. He would wander through the back way to sit and have tea down the street, leaving the store in RS’s incompetent care rather than field complaints from the neighbors.

So, as BD waited in the chair, the clanging and screeching BOOM BOOM BOOMed to summon PJ. PJ was down in Barratoba’s swilling gin, trying to recover from the shameful outrage of the policeman making him kowtow to that new blonde lady. PJ remembered when that cop was eight years old and shot an old man in the shoulder with his beebee gun. PJ tried to suck the liquor out of the tilted bottle faster than it could pour and it splashed out of his full mouth and ran down his chin in silver trickles. When the bottle was empty, PJ cast it aside and jerked his sleeve across his mouth. Then he charged out of the bar towards the noise that was calling him to sculpt someone’s head like an African banzai tree.

PJ whirled out into the bright light of the street, his dirty limbs gangling like giant pinwheels. Cars slammed on their breaks to avoid this stumbling dervish that seemed part liberated bull, part agitated rodent. Pretty young women shopping up and down the block reared back in horror to allow PJ to swarm his way past the pounding speakers and blaring lights and into the Lit Fuse.

BD was waiting for PJ in the back with an outstretched hand. Something about the scene seemed vaguely familiar to PJ and for a split second he wondered if he had ever fought overseas. He found his hand being tugged vigorously, worshipfully by the young Japanese man with the flat black hair. The mylar glinted above him and his muddy eyes took on a look of understanding.

BD mistook PJ’s newfound orientation of his whereabouts for an acknowledgement of their spiritual kinship. He smiled at the older man and lay back in the chair, waving off CT and FL. The two girls went back inside the shop. BD beamed ecstatically from his chair, overjoyed to be face to face with his kindred enigma, PJ. He handed his remaker, his redeemer another picture of the haircut he wanted. This picture was taken from the same magazine but the article was about police brutality in New York City, of which the young man in the picture was a victim.

PJ tenderly fingered the ragged edge of the picture and briefly forgot that he was too drunk to stand up. He held out his hand to BD. BD handed him two $100 bills. PJ’s eyes lit up and something about the image that sat under the money in his strong hand clicked. He nodded his head and got to work.

BD closed his eyes. PJ shaved tiny stripes into the young man’s eyebrows. Then PJ took the scissors. He raised them straight up and assumed the exact pose of Lady Liberty lifting her lamp beside the golden door. With his other hand, he pressed his large palm to BD’s temple and took a snippet of hair between two of his fingers. Then the scissors began jawing rapidly and swooped down at BD’s head. BD became secretly terrified in PJ’s shaky hands. But the scissors plunged along the shape of his sleek head accurately, shearing off a shaggy wing of hair. It was exhilarating and BD relaxed a little, surrendering to the moment. PJ reared the scissors back like a tailor’s needle. His trick knee had subsided and hardly jerked at all. On this pass, the hand on BD’s forehead rolled towards the incoming razor bomb. With a horrible squinching sound, PJ snipped off BD’s ear.

“Oh Lo’d!” shouted PJ as the blood spurted all the way up to the silver ceiling. BD began to cry and chant the comforting words of some of his favorite songs.

“Docta! We need a docta! He’p! He’p!” cried PJ, dancing around in BD’s blood. BD began convulsing in the chair. “Shee-it!”

CT and FL were inside the shop listening to BD’s new records on headphones. RS was watching the records spin round and round. But a few other customers peaked into the back to see what the ruckus was about. When they saw PJ’s ghoulish dance under the canopy and the young Japanese man writhing in the chair murmuring “you gon’ make me lose me mind-up in here, up in here” in a thick accent, they immediately searched about the place for cameras, certain as they were that a music video was being filmed out back. It was so easy to accept the absurdity of the scene as some vaguely symbolic play on entertainment and modern medicine. But something about the lack of cameras and the amount of blood blasting out of the side of BD’s head seemed too lavish for a rehearsal. What was going on back here? “i am walrus, i am walrus, ki ko ki shoom,”? Almost apologetically, the gravity of the situation asserted itself and the two young guitar shoppers were forced to accept the irrevocability of what had happened. One of them had been shopping for a guitar, the other a bass. The guitarist swooned but the bass player kept his cool and dashed back into the store and behind the counter to call an ambulance for the mutilated Japanese boy in the chair.

Rather than sobering PJ up, the accident thrust him into an entirely different realm of intoxication. He still thought maybe he could keep this whole thing quiet and nobody would find out. So he placed BD’s ear on the counter next to the jar of blue disinfectant. Then he combed some of the blood out of BD’s hair and skillfully continued the abstract trimming he had begun a few moments earlier. BD passed out, certain that his plane to JFK hadn’t even landed yet.

The ambulance arrived a few minutes later and rushed BD to the hospital. Police arrested PJ and pulled BD’s ear and $200 from his pocket. The ear was perfectly in tact, like an unbitten cookie, but it would never work again. Blood and hair had clogged BD’s auditory canal and damaged his eardrum during his convulsions and the entire left side of his face caught an infection from PJ’s rusty scissors. At CT and FL’s insistence, the ear was sewn back onto BD’s head for reasons purely cosmetic.

BD stayed in the hospital for a few days. His design and magazine contacts were notified and they all came to visit him. It was a great disappointment for all parties concerned that the mysterious BD should finally be revealed in a hospital cot with a useless ear freshly stitched onto such a blotched, ugly face, capped now by his astonishing haircut. Several established members of the industry in which BD starred were horrified to learn of the conditions of the Rude Boy Salon. None of them were opposed to underground fashion per se, but a homeless drunk using unsanitary blades seemed too extreme. This was not a haircut. It was assault and they demanded justice.

Back on Ludlow Street, word spread. MK stood in front of his store smoking and furtively looking for anyone wearing one of CN’s PJ t-shirts, which he was prepared to buy for as much as $35 apiece. He needed to distance himself from the incident and keep his store open. As soon as the police had taken PJ away, he had taken down the canopy and the chair and dumped the remaining furniture in a different alley, in Queens. Then he had RS scrub BD’s blood off of the concrete behind the store. Rude Boy was finished, but he’d be damned before he’d lose the Lit Fuse. He considered offering to pay BD’s medical expenses, but then thought that such a gesture might suggest greater responsibility for the assault than he could afford to accept. PJ lived in a flophouse on skid row. He had no family, no money and, to MK’s way of thinking, a primitive, ill-developed grasp on reality. PJ could afford to take the whole rap.

But how would a rap stick to a man as disenfranchised as PJ? With no driver’s license, no social security number, no fingerprints on file, no credit, no library card, no nothing except a nickname, he was a phantom, completely disentangled from the institutional marionette strings yanking most of us around.

PJ was being held at the 7th Precinct. Detective QV had been called in to help discern PJ’s identity. PJ was little help. No matter what question they asked him, PJ said, “I cut that Chinese boy. I cut that boy.”

QV pulled PJ’s arresting officer aside.

“What do you know about this guy?”

“Officially, not much, detective. Everybody in the neighborhood knows him but nobody knows anything about him. Last name, where he’s from, nothing. The guy’s slicker than batshit. Most famous John Doe I ever met.”

“The kid in the hospital pressing charges?”

“That’s what proprietor of the guitar shop says.”

“Lit Fuse?”

“Yeah.”

“Yeah, I know that guy. MK. He’s a real cocksucker. Wish we could arrest him instead.”

“Nothing tying him to the incident, detective. The alley where the barber chair was ain’t even his property. And any business ties he had with homeboy in there were strictly off the books. Not a thing we can do about it.”

“What about all that noisy shit in his window?”

“He says it’s a gift from some Japanese kid whose friends request him to play it. So how long we gonna keep Mr. PJ in there?”

“I dunno. Assault like that’s two to four. But we don’t really know who he is. No assets to lean on, no retribution for the kid’s ear. Just punishment for the old guy.”

The phone rang and the officer went back to his desk to answer it. Detective QV paced back and forth, rubbing his head and smoking. He didn’t like any of it. He was worried that PJ would be remanded to the mental ward at Bellevue with the rest of the John Does if he didn’t cough up more details about himself. But PJ was too distraught to recount a personal history. People around the neighborhood repeated his stories about North Carolina and the sanitation department, the Sunshine Hotel stuck to its policy of non-cooperation, and civic records had nothing that matched his prints or general appearance. He didn’t like any of it.

PJ’s groaning lament continued: “I cut that Chinese boy. I cut that boy. I cut that Chinese boy. I cut that boy.”

Several months earlier, back when BD was still in Osaka, AO finally scraped together enough money to buy his guitar back from the Lit Fuse. But MK wanted more than double what AO had hocked it for, which was considerably less than AO had saved up. So, needing something to play on his upcoming tour of central Michigan, AO was forced to settle for an inferior guitar. He handed MK his hard earned cash and stared up at his own baby hanging on the wall, gleaming forlornly back at him. MK shrugged behind the register in mock empathy with AO. AO was PJ’s cousin.

MK sat behind the counter at the Lit Fuse, sweaty and nervous. He hadn’t slept for days and the only thing he’d eaten in the last 24 hours was half a bottle of aspirin. Three times yesterday, he thought he heard PJ shouting in the street. He turned down to his pocket video game to distract himself from the strange paranoia that had afflicted him ever since he had visited the 7th Precinct to wriggle himself out of any occupation of the space between BD and his ear.

A mist jammed his nostrils and yanked out a sneeze.

“God bless you.”

MK looked up to see PJ towering over him in a cowboy hat.

Two police officers in uniform entered the Lit Fuse and handcuffed MK and read him the Miranda warning. PJ pulled AO’s baby down from the wall and handed it to him.

Back at the hospital, BD was going through therapy to regain a sense of balance and adjust to his hearing loss. CT and FL informed him that PJ was out of jail and that the owner of the shop had been arrested instead. The owner of the alley behind the Lit Fuse had been summoned to prosecute MK for vandalism and conducting unlicensed surgery on private property. PJ had been bailed out by a relative.

BD wanted to know what the relative had told the police about PJ.

“Not much,” FL said. “Just that he didn’t used to be so simple. He wouldn’t say what happened or how he dissipated so or anything.”

“Is he in any more trouble?” BD asked.

“That’s up to you,” CT told him.

A few days later, BD checked out of the hospital and went downtown to see PJ. He wore a hunting hat with earflaps to cover his wound. BD was directed east to a small jazz club called Quinine where he stood outside, smoking cigarettes and waiting for PJ.

Sure enough, the older man emerged from the club lugging his garbage. He was much less exuberant than he had been the first time the two had met. PJ stopped for a rest and struck up a conversation with the young Japanese man in the hat.

“Yo cuz! Gimme cigarette.”

“Here. Take two.”

“Thank you. Thank you.”

“Yes.”

“I used to cut hair over Ludlow Street.”

“Really?”

“Yeah. But I hurt somebody. He a Chinese like you.”

“Mmmm.”

“He a nice young man, too. I felt bad.I used to be barber, before I work for sanitation department.”

“Ah.”

BD looked down at his cigarette.

“See, you got to learn more English. This the USA, man! This ain’t China. USA!”

“I trying. Thank you.”

“A’ight cuz. See you later, k?”

#Barber of Ludlow Street #Ludlow Street #Short Story #Lower East Side #Hip Hop #Rock and Roll #Shuman #Fiction #Papa Joe #Sunshine Hotel #LES

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yourrainycollectorhologram-blog · 7 years ago

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What’s the most you or anyone you know has ever paid for car insurance?

"What's the most you or anyone you know has ever paid for car insurance?

I'm asking cuz I now pay close to 400/month... It's like 396. - I have 3 accidents on my record (from like 2 1/2 years ago, only one was my fault). however I found out that all of them were listed on my insurance as my fault. Found out the insurance companies automatically assign fault unless you produce proof otherwise. Now one of them I got hit from behind, so that's easy to prove with police report. However, the other one guy ran red light and I hit his side. I think the police report has it as 50/50 fault since it really can't be proven either way, it's his word against mine who ran the light. Do you think I'll be able to fight that one??? I'm gonna go down to the police headquarters and get the police reports over the next few days, just wondering... Also how much would that actually save me? - My dad had a speeding ticket (90 in a 65) and he was listed as a second driver on my car, so that also brought it up. I'm going to remove him from my insurance since he rarely drives my car anymore, and has replaced his own car. - I have the defensive driving discount already. - I'm 26 years old female in NY. I drive less than 5 miles a day to work. And I drive a silver 2006 Saturn Ion in which I'm still making payments on, so I still have comprehensive. Based on all that, do you think I can find cheaper elsewhere. Where should I loook??? I feel like whenever I try to switch companies they give me a great rate on the phone, than all of a sudden after like a month or 2 being with them, my rates suddenly increase cuz they just found the accidents . I realize I don't have the greatest driver history in the world, but 400 just seems outrageous. I know people who pay less than that a year. I was thinking of selling my car, and getting a cheaper one w/ no payments on it, which would rid me not only of my car payment, but I wouldn't have to carry comprehensive anymore either. Problem is whatever I made from the car would have to go towards paying off the loan, and I would have no money to buy the new car... I feel so stuck, but I'm paying like 750/month between insurance/car payments, and I have a crappy job and can't afford it. Suggestions??? oh btw I use a local broker and autoone insurance

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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I have life insurance with State Farm. I quit smoking on a daily basis 2 years ago but had a cigarette and 1 hit of marijuana on June 18th of this year. I told this to the underwriters because I wanted to be completely honest. All blood work came back negative for nicotine (Cotinine) and THC. State Farm charged me the smoker's rate and said I can get it reevaluated in 1 year. My agent told me I should have lied since it was just the 1 cig. I am not happy paying the smoker's rate as I don't consider myself a smoker. I called an Allstate agent and she says I can go thru her and just say no this time when asked by the underwriters about smoking. My question is, do they have the State Farm phone interview with the underwriters stored somewhere in some database and they will know I smoked the one cigarette or will I be ok just going thru Allstate and saying no to the smoking question this time?""

How much will my insurance increase?

I'm a young driver (20) and my car insurance it's currently 3000 a year which I paid in full (lv) Now I had an accident 4 days ago and I scraped someone's car when reversing so as I worked with his girlfriend we started settling it outside work but he's giving me quotes for 1000 and I only scraped it. So settlin it is out of the question, I've only been driving since October and this insurance company I've only been with for 2 months, how much approx will insurance premium go up?""

Cost of med insurance for a college student living on their own?

How much does individual health insurance cost for a college student out on their own? I realize its different for each person. Lets say the person is male and 18. No health related problems, no history of any either. How much? On average.""

What is the purpose of uninsured motors insurance ?

Do I have to wait for my auto insurance card to arrive in order to drive?

I'm 17 and just got my license. My parents are calling their auto insurance company to put me down. Do I have to wait for the card to arrive in the mail or can I drive after calling?

Can I insure a Car under My Insurance if I am not on the title?

I just bought a used car and had my fiance's mother finance it under her name because she got me a 7% APR which is really good compared to what I would have gotten. The finance guy at the dealership said to just have the car under her name to get that great rate and leave me off the loan completely. I will be making the payments, driving it, & insuring it. She is just the person who's name is on the title (so I could get that great APR rate) Now, I was just wondering, can I insure the vehicle under my policy even though my name is not on the title? I am kind of worried that my insurance company will not let me insure the car because my name is not on the title. Does anyone have any experiences or knowledge about this sort of thing? Thank you for your help""

What do you put on a car insurance quote when your penalty has expired?

i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. Do i say yes even though it expired in 2008?

How much would my insurance be for an rsx 2003?

Ok so im thinking about getting a acura rsx 2003. Im 18. Had my license for over a year now. No tickets. Im a full time student at a college. ima be on my parents insurance. Their insurance company is esurance. I was wondering how much would my insurance be?

Insurance for Kids?

I work at an insurance agency and have to give a presentation about insurance to grade school kids. Does anyone know where to find interesting info about insurance that kids would understand?

How much would my insurance be?

i wanna buy a camaro or a mustang convertible and i am 17 and a guy how much u think my insurance would be?the year of the car is around 1994-2002...how much for a ford explorer (same years)or a mitsubishi eclipse?

Is it Bad to Let Your Car Insurance Run Out Temporarily?

The insurance on one of my cars will run out in a few days, and the other one will run out at the end of this month. I was thinking of just waiting until the end of the month to get a new policy so that it will be more convenient and from now on I can renew both at the same time. Of course, I don't plan on driving car #1 until I get the new policy. Is this a bad idea? Can insurance companies charge more if you let your insurance run out, even for a short while? (They usually ask you when you're getting a quote online.)""

How can we get health insurance?

My Fiance (22) and I (18) are planning to get married November 30th, but if we do, I will no longer be covered by my mother's health insurance. We live in NY (currently Broome County) and we need cheap to free health insurance. At the moment, both of us (full-time students) have an income of zero, with no pay stubs (obviously) or other proofs of income. How can we get health coverage?""

How much should i be paying for car insurance.?

im not sure if im over paying or not.. if i pay in full for 6 months up front it will be 700 dollars Im 22, married, and have only 1 speeding ticket that i recieved a year and a half ago.i have nothing else on my record I drive a 2002 eclipse that has been insured for 3 years straight, and i live in a small town with hardly any crime.""

Why have my health insurance premiums increase 72% over the last few months?

I received a letter a few months ago that my premiums would be increasing due to the ACA. I never thought they would increase by 72%. I thought President Obama said our premiums would decrease dramatically. Full coverage + Vision and dental 31/m non smoker (very healthy and active) Haven't been to the doctor in years Golden Rule United Healthcare Premiums a few months ago $193 per month $35 co pay $1500 deductible Premium starting next month $267 w/ same co pay and deductible WTF? I make roughly $2200 a month before taxes and fail to see how this is affordable.

Would car insurance be more on a newer 2-door red sports car or an older 4-door sedan BMW?

Basically, I am a 20 year old college student and I am going through the proccess of buying a car. I have some family friends helping me out. They told me I could get financed for a 2006 red 2 door sports car but I am still on my parents insurance and I don't want it to skyrocket. I will be paying for my car but I don't want to make my parents pay a ridiculous amount for my insurance. I would just like to know which one is more likely to be cheaper...""

Need a group for medical insurance?

Employer offers very skimpy medical insurance. Individual (i.e., non-group) insurance is very expensive. I have heard that groups have been formed so that members will qualify for group rates. Please tell which groups these are, and what you know about them. Many thanks.""

Where can I find Health insurance providers?

I am looking to buy a temporary health insurance. I am a student and need this health insurance for only 3 months. Do you know any reliable, health insurance providers that could help me with this? If you could please provide a website or a phone I would really appreciate it! Thank You""

Will my insurance go up?

will my insurance go up if i got a ticket for carless operation? the officer said there wont be any points on my licence but if will my insurance go up? and will i get points on my insurance?

How much is teen car insurance?

Im 16 and get my license next month. my parents are asking i pay car insurance so im looking for a rough estimate of what it would cost if i have my own car or not. im a girl with straight As and I've never been in any legal trouble. thanks!

What's the most you or anyone you know has ever paid for car insurance?

How do i apply for medical insurance?

I live in santa ana orange county california. im 21 work part time and independent. what will i need?

Can you get insurance on a scooter? And would it be cheaper than car insurance?

How much will my insurance would cost if i would get a 92 miata. or 92 integra?

How much would it be w/o including the discount of me going under my parent's name or some stuff like that. Im 16 and im trying to get my car going but im not sure how much my ...show more

Does anyone know a good AFFORDABLE car insurance provider for someone with a DUI/accident?

I'm in New Jersey if that matters.. thanks!

Are insurance rates higher if you failed the road test?

On the first time or more than once or can they even see that

Question about State Health Insurance and marriage in Connecticut?

I am 20 years old and 10 weeks pregnant with my fiance's child. The only reason we didn't get married a while ago is because of health insurance. He's covered on his father's plan until he's 26 IF he doesn't marry. Well, now that I'm pregnant, I was told if we aren't married, the state will come after him for child support- not to mention that I want to marry him, anyway. We've been engaged for a year and a half. I have state insurance, and everything with the pregnancy is covered, but what happens if we get married? He'll lose his insurance. Is there a state insurance plan for the entire family in CT? A plan that he can be covered on once we are married?""

Health insurance?

personal

Where have you gotten your cheapest car insurance from? Who has the best rates?!?

What medical insurance companies will not cover sport injuries?

I am writing a report on insurance coverage and sport injuries. I know that most medical insurance will not cover an injury that occurred while playing on an athletic team. I want to know which specific companies and their policies

Florida's Insurance policy on new drivers?

Once a 16 year old gets their first drivers license is it required by law that they are immediately added to the parents insurance if they dont own a car yet? If so how much will it most likely cost with Geico insurance?

Why did my insurance company call me?

I received a call today from my JOB PROVIDED Health insurance company. The representative asked me a number of questions about what I have done about my epilepsy and what medications I am currently on. Why did they call me? My mother said that they do this to determine if they are going to drop you or not. Can they drop me even though it is provided threw my job?

""I'm looking for car insurance, is the General a good car insurance? Are they reliable?""

I have 21st century and my premium is high, so I looked into the General and they're only charging me half of what I'm used to, but in case of an accident, do they really back you up. I have heard of some crooked companies, would this be one among them.""

Where is the best place for cheap insurance for a 100cc scooter in northern ireland?

age 26, honda scv100 lead 2007""

How much is car insurance for a 17 year old female?

how much is car insurance per month or year? i have a 1995 model volvo. how much would it be when im 18? i had my license since i was 16 1/2.

Need help ASAP. Is it possible to get retroactive car insurance after a car accident?

I was recently involved in a car accident where I was at fault. The major problem is that at the time it happened my car insurance had been canceled for nonpayment more than 30 days before. Is it possible to pay the premiums that I missed and get retroactive car insurance? I'm trying to avoid a misdemeanor on my record. My insurance company is State Farm, and after the accident I immediately called them and had my insurance reinstated. I also told them about the accident. Please, I need help ASAP.""

Math Problems about insurance!!!!???? Urgent?

A- You have just bought a new and therefore fairly expensive car. You have to buy insurance. The insurance cost is $1000 for a year but the deductible is only $150. If we assume that the probability of your having an accident in the next year is 10% and that the average cost of an accident involving a car like yours is $5000, what is the expected utility for you of buying insurance? 2- You have just bought a new and therefore fairly expensive car. You have to buy insurance. The insurance cost is $1000 for a year but the deductible is only $150. If we assume that the probability of your having an accident in the next year is 10% and that the average cost of an accident involving a car like yours is $5000, what is the expected utility for you of NOT buying insurance and driving without it?""

Why will small businesses be affected if the health insurance mandate passes?

Research paper. Thanks for the help

How can I find the rates of reasonable and customary medical charges that insurance companies go by?

I am trying to find out where I can find the rates that insurance companies use to determine a reasonable and customary charge. My insurance company has been reducing their payments to the doctor by saying it is over reasonable and customary. I am questioning these amounts, but I can't find anywhere on the internet this information. Please help? Thank you.""

Insurance and a car that is being stored in a garage?

I'll have my full license next March and I was thinking of if I found a car (before then) and bought it, registered it and certified it but didn't use it until March (store it in a rented garage). If I did this, could I not pay insurance until I take it onto the road (I've read I can have it SORN )? Also, if I did get insurance for it (should anything happen to it while it's in storage) would I pay less than what I would if it were on the road and if so, how much of a difference would that be?""

Best Florida homeowners insurance? Specifically Ft. Lauderdale area?

I am in charge of finding a new home insurance company for my boss to use since State Farm will be dropping their South Florida people. Any suggestions? Who have all you South Floridians had an excellent experience with as far as rates, service, and coverage? Thanks.""

Affordable health insurance?

I am a 40 yr old female who lives in washington state and I have never been sick or in the hospital and never drank or smoked.I am 4ft11 and 160 lbs so I am overweight.I need help in finding some affordable health insurance.I went down today to apply for washington basic health and they told me that no more applications were being taken.Now what do I do.I cannot afford exspensive Health insurance.I only make 1,200 a month if that.I need insurance so I can get a physical witch I have never had.I haven't been to a doctor since a kid.can someone tell me if there is any good health insurance for under 100 a month that covers things like physicals and if I had a heart attack,stroke ect...please help me find a good insurance for a low price.""

What is the best medical insurance to get that is affordable?

How do i apply for medical insurance?

I live in santa ana orange county california. im 21 work part time and independent. what will i need?

California Minimum Insurance Requirement?

Stated from the California DMV website: The minimum amount your insurance* must cover per accident is: * $15,000 for a single death or injury. * $30,000 for death or injury to more than one person. * $5,000 for property damage. Now when I signed up with Progressive Insurance and I don't elect uninsured motorist coverage it makes me sign a statement that I elected not to do so and is below the state minimum. Do I actually need uninsured motorist coverage?""

""I got a wet reckless, and filed the SR-22. What happens if I cancel my insurance?

The California DMV says you have to maintain proof of financial responsibility (car insurance) for 3 years after a license reinstatement after a wet reckless charge. What happens if I cancel my policy and change insurance companies? What happens if I just cancel my policy and just don't choose to drive?

What's the most you or anyone you know has ever paid for car insurance?

Would my car insurance cancel my policy?

Would they cancel my car insurance if I got into an accident and I'm in fault? I have full coverage and collision. I recently got into a car accident and I'm scared that they will cancel my policy.

RAC CAR INSURANCE HELP!?

I purchased car insurance from RAC last year, they then annulled it as said I could not use my no claims bonus on two cars and sent me a new quote. I rang them up and they then said I haven't sent the no claims bonus documents in so I faxed them through once again, I advised I received this letter but they said just send in the documents which I did. I also never received any documents for my cover so had to request these myself which were sent by email for 25.00 :S. After hearing nothing back I rang rac for an update who said my new insurance quote was double the original quote!! I haven't signed any paperwork or received any paperwork advising they automatically gave me new insurance. I asked them to cancel but they said I have to pay 1000 as well as them keeping my deposit and paying for the first months insurance..1000?? I told them no. Paid what i owed for the first month. Now they are sending me letter telling me to pay..do I really have to do this?? I haven't signed anything even for the original insurance as they never sent the paperwork out, and as the insurance was annulled can they really automatically start a new insurance without my permission?? Thanks in advance""

Is a paternity test needed to get insurance from the state in michigan?

Do they make you do paternity tests to get government insurance

How much will insurance pay for month old tires and brakes?

I was in an accident after which the insurance deemed my car to be totaled. I had replaced all four tires and rear brakes on the car less than a month back. The claim adjustor says that they will include 50% value of the tires and brakes in the claim payment. Is this normal practice? I do not expect to be reimbursed the exact dollar amount for the parts but 50% seemed like a random value. I was expecting that they will pro-rate it using some formula.

Anyone know of a good insurance company in Texas for Home Owners Insurance?

I'm shopping for home owners insurance and I was wondering whats out there and is good and reliable.

Health Insurance in California - Low Income?

I am on Unemployment Insurance, and need to see a doctor. Is there a State or County Medical benefits?""

Car Insurance Question!! Please Help!!?

Im 16 years old, have a car, and am about to insure it. My parents said that I could add my car to their insurance plan, and it would be cheap, but I would have to be more careful about driving and not get sued because of an accident. How much would adding me to their auto insurance plan be? (I have a 1996 Ford Explorer, if that helps!) Thanks!""

Auto Insurance Traffic Violation Question?

Ok, I am trying to get some new auto insurance quotes from other companies. My problem is I have a few moving violations. One speeding ticket and one ticket for running a stop sign. They ask me if my violations have happened in the last 35 months. They said I can be 30 days off of the violation date, if I can't remember the exact date. I can't remember the date or even close. I know I can call the DMV and get a copy of my driving record for around $10. I am just wondering if there is an easier way of getting this information. Possibly through the internet. Thanks""

What would health care cost if NOBODY had insurance?

I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""

I need CHEAP auto insurance HELP ASAP 10 points!!?

When I was 19 I got auto insurance for 119 dollars now I'm 23 and I have never even got a speeding ticket or ANYTHING and the lowest I can find is 150 dollars which i am *not* paying. I even get the good student discount b/c I have good grades. Please throw out some cheap insurance agencies that I can go to their websites. Do not tell me esurance, progressive, allstate, geico because I've already tried those and they want me to pay like 150-230 dollars. Am I filling the thing out wrong or something??? Tell me what do put under coverage to get the cheapest rate or direct me to a little insurance agency online that I can purchase some super cheap liability state minimum insurance please. This has been an all day task and I'm about to blow up!""

Will I be covered under my moms car insurance?

Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?""

""When people stop buying insurance because of cancellation and non affordable to renewal,will insurance co. go?

broke.

MAZDA3 with insurance questions?

u think i'll be charge high cost of car insurance by getting mazda3 sedan..im 18 first time driver and a female i live in san francisco. and how much is mazda3? like with the taxes and everything?? serious answers are greatly appreciated. i want to stay under $20k

What kind of insurance do i need to get a license in California?

what do i need to get and how do i get it if my parents do not want to put me under there policy and i do not own a car myself. and i am also looking for the cheapest possible insurance

My car insurance rate went down?

after i got a dwi! haha, no question i just wanted to share this epic win! don't worry i won't press my luck and try to lower it a second time.""

Where can students get cheap car insurance from people who don't automatically make you out to be boy racers?

Is it possible for me to get an insurance quote below 2000 for any possible car?

im 22..i've tried old and new cars for quotes... cars valued from 500 to 35,000... but the minimum possible quotes i get is around 2100.. and been given a quote of 7000 for a 2.0l bmw 3 series worth around 5000 itself... I know its not going to be 30 a month for such a young in experienced driver.. but 400 a month for a tiny car??!!... i have no one to help me ... how do i find out if car insurance is just a joke or is it possible to get some sensible quotes? how do normal people get sensible car insurance for the first time? or are they just born with 10 years of NCB ?""

""Nearly 16, in southern England and wanted to know average insurance cost on 50cc motorcycles.?""

I'm 16 in a few months and my parents are giving me 1600 for my birthday and I am allowed to get a motorcycle, i have done some research like bike prices, what cc I'm allowed and what kinda make/models I want.. I was just having trouble finding out average insurance prices people get, I live in the southern countryside and there is not much theft in my area, I wanted to know how much money I would spend roughly, so if I needed to add on more to my b day money, around how much should I save up.. Thanks guys :)""

Can a sprinter Van/Cargo Van converted qualify for RV insurance?

My understanding is that RV motorhome insurance is cheaper than that of a car. What if i own a sprinter van and i convert it into a motorhome, can it qualify for RV insurance? I have zero knowledge in this stuff so bear with me.""

Car Insurance Rates long island?

Help....My 20 year old needs car insurance... has two tickets,,, we live on long island just the basics""

Insurance for an 2008 xb?

if i get a loan for a car through a credit company ..in order to get my insurance rate to go down can i put my dad as a driver? i mean as far as the dealer is concerned its paid cash since its paid with a check but my question is does my dad have to be on the loan to be the primary driver and me be secondary? or do i have to be primary..ive never been insured and in 22 and my dad cant buy the car because he has a pending social security thing..help!

Car insurance for a 1973 corvette?

I'm 14 now but am starting to work. I want to buy a 1973 corvette. I would get it when I'm 16. What would the car insurance be for that car with my age?

Can I drive my car without insurance ?

Okay, so I've had my Chevy taho 1 year, i just canceled my insurance cause I'm about to sell it I'm living in California moving to Colorado so I'm gonna sell my car...I know in cali Seller must smog the car a 2nd time, but am i taking a risk driving it to go get it smoged? also.... i have not driven it cause I planned on selling it so it's also not renewed.... and to make matters worse I lost my tile, positive honest answers please =(""

ABC news did a #realmoney story on How to find affordable dental insurances or plans; Baton Rouge?

How can people save money and still get the best dental care in Baton Rouge. What insurance is best for a family of 5? ABC news did a segment on #realmoney and I am wondering more ...show more

Will Insurance ding me for this?

I had 8 hour traffic school which cleared a previous ticket. I went to court last week and asked for 12hr traffic school for another and was told that this will clear the point but the ticket will be visible. I have AAA insurance and was wondering if this will affect my rates. Thanks.

What's the most you or anyone you know has ever paid for car insurance?

Short vs. long term individual health insurance?

whats the better choice and why

Home owners insurance check made out to mortgage company and me?

Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn't realize it before I deposited it at the ATM this morning...) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What's the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I've already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There's a PNC Bank just down the street. Any ideas on whether they can handle it there?""

How much will a long lapse in my car insurance coverage cost me (on average) when I try to get inusrance again

And by long I mean between 6-12 months.

Will my dad's car insurance go up if I get my license?

I'm 19 and want to get my license without getting my dad's car insurance going up.

Insurance premiums in the U.S.?

Did Insurance Companies increase their premiums in the U.S. for all customers (regardless of location) after Hurricane Katrina? If they did, is this a common practice? Don't insurance companies ever lose?""

Anyone in PA know about the car insurance discount?

Supposedly you can get about 7% to 8% off car insurance if you have an Emergency vehicle Certificate. Does anyone know anything about this?

Cheap car to insure at 17years old?

Hi, I was wondering if someone could help me. Ok, When I'm 17 I'm intending getting a car straight away and putting it onto my dads name. (he has been driving over 30years so it should be cheaper atleast a few hundred - his is like 300 per 6month's driving a 1.8 litre Ford Focus) Anyways - I have enough money to get my driving lessons completely paid for and passed (ofcourse as I was promised for it to be paid) and I have a few thousand left in the bank Anyways - I was wondering if someone could recommend a car for me. I'm into like these kind of cars: Vauxhall Corsa Vauxhall Vectra (the 05 type) Vauxhall Astra (the new kind of hatchback (05 again I think) Ford Mondeo 2001 Ford Fiesta (I love those modified but not for a first car!) Fiat Punto 2005 Seat Ibiza I know nearly everyone will be saying the Corsa is the least to insure of which I know it is (Insurance group 1 I think) but.. Its just not my sort of car for my first car but I would like to have it later in life. I'm 15 the Now (16 in March) and my dads covered with E-Sure. What car would be best to insure (In order)""

What is the least expensive auto insurance company?

Currently have geico...

Cheap Auto Insurance for a student?

Hi I wanted to know if you guys have any suggestions for Cheap Auto Insurance in Phoenix Arizona or preferrably Mesa Arizona. I'm a student and I got pulled over yesterday and the cop told me I had to get insurance if I wanted to be driving around so I need to get insurance asap. And I'm looking for cheap insurance. No full coverage or anything like that since I don't have much money. Maybe roughly around 30 dollars if possible. It's not a really new car so I don't think it'll be a problem. Any suggestions?

Insurance adjusters... how much can I expect to get for my car?

My car was stolen and I don't expect it will be recovered. I was curious about how much I can expect to get from my insurer. The loan is paid off, so I will receive 100% of the total offered by my insurer. Please see the car details below: 2002 Dodge Intrepid SE, 4 door 104,000 miles V6 automatic power doors, windows, driver seat cd player a/c I know I won't get the retail value. I feel a fair private seller price is about $4500. My research shows the trade in value is about $3600. I feel I should get something close to the private seller value as I know I won't get the retail value but should get more than trade in value. Is this a reasonable expectation? Input from actual insurance adjusters is appreciated. Given the car and miles, how much do you think I'll be offered?""

For a 17 year old - how much does a car cost to run each month?

when i pass my test, i don't know whether to a actually buy a car. i'm 17 and if i bought a car, how much would it roughly cost to run including the insurance, maintenance, mot, and everything except for the petrol/diesel. the only problem is, i don't think i actually need the car as i'm at college with a bus pass, but in the summer i want to drive lots of places with friends like go camping etc with a car. i was interesested in renting one as it seems ideal for my wants, but you need to be like 22 to rent. is this true? to anyone who is driving at 17 in the uk - is it worth it or is it too expensive?""

Anybody ever heard of [email protected].. i received a quote for auto ins from this site .?

received a quote from lindsays general insurance agency..a really good deal.

How much does the car really influence the insurance premium?

I never had an accident, or points on my license. Would my insurance really go up if i were to trade a beetle in for a convertible eclipse (used, an 03)? I've always heard the sporty the car the higher the insurance, but is that true?""

Car insurance very expensive?

Hi I live in Miami fl and I am currently insured with Estrella insurance part of uaic. My car insurance costs 264 a month. They told me that after 6 months it would go down but I don't think it will go down much. I have a 1994 accord lx 4 door. I don't see why it costs so much for insurance. I just started driving in December but the car is listed under my mothers name with me as a driver and her as the primary. She has been driving about 15 years and has a good record. We have full coverage because the last checked for us and this actually costs less then the lesser coverage for some reason. I was thinking about changing insurance because I think it is overpriced. Can anyone offer any advice? Such as maybe Whether this is actually a normal rate to pay? Or what other insurance I should try out

Health insurance and vehicle insurance in U.S.?

Hi, I have heard that in U.S. getting health insurance and your vehicle insurance is mandatory and not your option/choice. Is that true? If yes, what is the rationale behind government enforcing this on citizens? Thanks

Do any of you have insurance?

Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?

How much do you pay for your car insurance in NJ?

Hi i want to buy a car and i was wondering how much money i had to spend on the insurance thing. i plan to buy a 1995 honda accord ex sedan, 4 doors and 4 cylinders, maybe this info helps. Also, i would only use the car to go to my job and to the university which is less than 3 miles, in a year, i would be driving like 2000 miles + 1000 miles extra as miscellaneous trips. the thing is that i'm a 18 year old dude and I earn 700 dollars a month, still live with my parents and go to school. I went to a driving school to learn the essentials of driving . Hope all this info helps you give me the best estimate yearly or monthly. thanks""

Car Insurance?

how much car insurance do i pay for a 6000 dollar car

Can someone else drive my car if i have cancel my insurance cover?

I am going on holiday for 5 months and thinking of cancelling my car insurance. My car is taxed until next year and wondering if my brother can drive my car if I have cancelled my car insurace? (he has his own insurance for his car), does he has to add my car reg on his insurance? Please HELP...""

How much does insurance on a 2012 corvette for a 16 year old cost?

i know what you're probably thinking. who would buy a 16 year old a brand new corvette? but i have enough to buy one for myself, i am 16 at the moment, so can you tell me how much insurance would cost? please no comments about there being no way i could get one.""

Financing a new car and with no insurance?

could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off

Looking for insurance with marcs and sparks?

I need an insurance for an 82yr old to go to america

State based insurance?

Trynna find insurance that only covers a few states . I need one that covers I'm Florida?

Auto insurance question?

I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance.""

What is the cheapest car insurance in southern california?

im 17 and a half, with C average grades. just started driving, what is the cheapest car insurance?""

What's the most you or anyone you know has ever paid for car insurance?

https://www.linkedin.com/pulse/can-you-drive-someone-elses-car-do-have-insurance-nixon-ashely"

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