#and they do not earn enough from their ~9 entry level jobs for that
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i remember putting "steals shit" as contrarian's job on its ref sheet half seriously and honestly, great decision. even better decision to make stubborn a security guard so he can like kill it also i never want to draw this clown (literal) from the back ever again i can NOT imagine things in 3D space for shit
#slay the princess#stp au#stp stubborn#stp contrarian#shed feathers au#the only reason contrarian's not a professional clown is because he has to go to clown school first#and they do not earn enough from their ~9 entry level jobs for that
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Leading 10 Medical Billing and Coding Certification Schools: Your Path to a Rewarding Career
Top 10 Medical Billing and Coding certification Schools: Your Path to a Rewarding Career
Choosing a career in medical billing and coding offers a pathway to a stable and rewarding profession within the healthcare industry. For individuals looking to enter this field, obtaining a certification from a reputable school is crucial. This article outlines the top 10 medical billing and coding certification schools that can help you gain the necessary skills and knowledge to succeed.
What is Medical Billing and coding?
Medical billing and coding is the process of translating healthcare services into Global Medical Code.This is crucial for billing purposes, ensuring that healthcare providers are reimbursed accurately for their services. Professionals in this field work behind the scenes in hospitals, clinics, and health insurance companies, playing a vital role in the healthcare system.
Benefits of Getting Certified
Increased Job Opportunities: Certification opens the door to a range of job positions across healthcare facilities.
Higher Earning Potential: Certified professionals frequently enough earn more than their non-certified counterparts.
Professional Credibility: A certification demonstrates your expertise and commitment to continuing education.
Remote Work Options: Many billing and coding jobs offer flexible working conditions, including remote positions.
Top 10 Medical Billing and Coding Certification Schools
School Name
Location
Certification Offered
program Duration
Southern careers Institute
Texas
Medical Billing and Coding Certification
9-12 months
Penn Foster College
Online
Medical Billing and Coding Diploma
8-12 months
Herzing University
Multiple Locations
Associate Degree in Medical Billing and Coding
16-24 months
Drexel University
Philadelphia, PA
Medical Billing and Coding Certificate
6 months
Ashworth College
Online
Medical Billing and Coding Online Course
Approximately 6 months
University of Phoenix
Multiple Locations
Medical Coding Certificate
8-10 months
Kaplan University
Online
Associate Degree in Health Data Technology
24-36 months
Central Texas college
Texas
Medical Coding Certificate
1 year
Western Technical College
Wisconsin
Medical Coding Technical Diploma
1 year
Gateway Community College
Arizona
Medical Billing and Coding Certificate
1 year
Practical Tips for Success in Medical Billing and Coding
Stay Updated: The healthcare field is always changing. Keeping up with coding updates and changes in laws is essential.
Network: Join professional organizations like the American Academy of Professional Coders (AAPC) to connect with others in the field.
Practice: Hands-on experience through internships or volunteer work can greatly enhance your skills and resume.
Consider Specializations: Depending on your interests, consider specializing in areas like billing for specific healthcare services, which can give you a competitive edge.
Case Studies: Real Success Stories
Many graduates of these programs have found fulfilling careers in medical billing and coding. For example, Jane doe, who graduated from Penn Foster College, started her career with an entry-level position at a local hospital and quickly advanced to a coding supervisor role within three years.Her story highlights the importance of continuous professional advancement and networking.
First-Hand Experience: insights from professionals
We spoke with John smith, a certified medical coder who completed his training at Herzing University.He notes that while the coursework can be challenging, the real-world applications and support from instructors made it worthwhile. “I never expected to enjoy this field as much as I do. It’s rewarding to ensure that the healthcare providers get paid for the services thay deliver,” John shared.
Conclusion
Choosing the right school for a medical billing and coding certification can set the foundation for a successful career. The programs listed in this article are among the best in the industry, each offering robust training that meets the demand for skilled professionals in this vital sector of healthcare. By pursuing certification, you not only enhance your job prospects but also your earning potential and professional credibility. Start your journey today and take that first step towards a rewarding career in medical billing and coding!
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The Value Of Art?
Back in the ‘90s, a CD would cost around £15, a monthly subscription to a streaming service, where you have access to over 70 million songs costs less than that. That price hasn’t changed since they launched, despite, not only offering more content but also, inflation, everything else costs more. Their pricing structure doesn’t make economic sense but they are so competitive with one another, they are scared to lose subscribers if they rise their fee.
Bill Ryder-Jones (The Coral founding member) “The rates need sorting out for artists but on the whole, I think it's good.”
The value of anything is how much somebody is willing to pay for it. That price is generally dictated by supply and demand. Thanks to technology the entry level to being a musician is lower than ever, it doesn’t mean that the quality is lower, it’s just easier for potential stars to get out there. It’s now possible to create music, whatever the genre on a laptop, if you’re a talented songwriter it doesn’t matter what medium you use to create art. Long-term success will be based on how good something is.
Dominic Masters (The Others) “I think it's a lot easier for artists to get stuff out there on their own these days which is brilliant. I think it's easier to have that DIY approach as there are certainly more channels/formats to get your music out there to the wider public from YouTube, BandCamp, TikTok etc.
I needed to get a record label in the 2000's as if I was gonna leave my job? I would need to be able to pay the rent. I think now it's trickier to get a label and maybe people now don't look at music as something you do professionally but opportunities to put your music out there yourself are vast. We opted to use BandCamp to release the third album 'Songs for the Disillusioned' and again I think we will use the same format to give away the fourth album.”
80% of music consumption came from streaming in 2020, an increase of 20% (thanks COVID!). Streaming is opening up people’s pallets and broadening tastes, which is great but it also minimises the opportunities for ‘scenes’ to develop.
Dave McCabe (The Zutons) “I think streaming is good but artists need paying properly. It’s that simple, it’s very corrupt and very insulting what people are paid at the moment.”
In 2021:
60,000 songs were uploaded to Spotify each day, that’s 22 million a year!
Over 7 million musicians on Spotify
90% of the streams on the platform were from just 57,000 artists
800 artists generated over $1 million a year from Spotify
7500 earned over $100,000
The likelihood of being a $100,000 a year artist on Spotify is 0.094%.
Zac Stephenson (Special Needs) “I think we live in a society now where our patience levels are incredibly low so it’s a product of that. We want everything and we want it now and we want it for free or virtually free and in actual fact it hurts artists.
You get peanuts for having your music on streaming sites, and I mean literally not enough to keep you in peanuts over the course of a year, unless you’re getting millions of streams.
Artists are fearful of not having their stuff up there though because having your content on Spotify or whatever is seen as some sort of badge of professionalism. And the more artists that comply, the harder it is for anyone else to protest. They’re seen as contrary rebels, or people think they’re not at a level to justify their content being on Spotify.
Plus, it’s not just the fact that you get paid so little for the streams themselves that’s the only problem because the ability to instantly play almost any song in the history of music for free or a small monthly charge also discourages virtually everybody from actually purchasing music.”
Has streaming improved the standard of music?
An artist can no longer get away with one big single and fill the rest with trash like they previously did. The way music is released is ever-changing in the streaming era, some artists focus on singles, 7 to 9-track ‘albums’ are becoming a thing, too long for an EP, too short for an album (recording a song is expensive, why record 10 if 8 is good enough). Then there are albums, particularly in hip-hop with 18 or more songs which is far too long but it’s good for getting more money from streaming. Nothing is permanent anymore, Kanye continues to work on albums after they have been released on streaming platforms.
Kate Jackson (The Long Blondes) “Streaming is good for discovering music or listening to a back catalogue but artists need to be paid properly for their work and that includes a fair percentage from streaming services. This has got to change. It’s still important to buy the physical release to support the artist.”
The COVID-19 pandemic stalled growth for new artists, to minimise the risk of wasting marketing budgets on debut albums, new artists released ‘mixtapes’ which was essentially the singles that had already been released and a few other tracks, it worked in the favour of the label as it doesn’t count towards an ‘album’ on the record contract.
Major Label Benefits
The 3 major labels, Universal Music, Sony Music and Warner Music are benefitting as they are now worth a combined £73.8bn
90% of the top 10 streamed songs on Spotify are generally by major label artists
In 2020 Drake (who is on a major label) had 5 billion streams
There were just 720 UK artists who got over 1 million streams in a single month in the UK in 2020, which would earn them just £1,500
In the UK 47% of artists earn less than £10,000 a year
62% earn less than £20,000
The more streams, the less they are worth and the more artists there are, the harder it is to get discovered.
Streaming services have turned music into marketing platforms to sell tour tickets, physical copies, merch and monthly subscription packages for access to exclusive content, the opposite to what it should be.
Streaming has taken the music industry from its worst state with piracy to becoming stronger than ever but if it continues not to reward the creatives then it will no longer be a sustainable career option and art will suffer.
A user-centric system could potentially help niche artists as that would pay them for each stream that they have, not become part of a %. Just because you’re listening to your favourite band, it doesn’t mean they are being paid for it. Your subscription money just goes into one big pot but artists want the streams so they chart…
Artists have to do more for less. For artists who use the traditional methods of making an album are feeling it the most, equipment, recording and creating the product still costs the same but they aren’t being rewarded for the art, unless they are part of the elite. It’s the ‘super hit economy’ however it isn’t necessarily the platform's fault. Spotify dish out their agreed % each quarter to the rights owner, it’s up to them to distribute the money fairly. But it isn’t fair.
A song has to be listened to for at least thirty seconds and it cannot be on mute to count as a stream, platforms use technology to detect if a bot has been created to increase false streams. It has changed the way we listen to music which has changed the way music is made. A song used to average out at about 3 minutes, that is now getting shorter, towards the 2-minute mark and the structure has also changed with the chorus’ coming in at the start to draw the listener in.
Jay McAllister (Beans On Toast) “Music should evolve with the times and it is. Streaming has changed with the landscape and we’ve got to roll with it. As a music fan it’s unbelievable being able to listen to whatever you want all of the time. I’ve got a young daughter and every day on the way to nursery I put something different on, today I put on Stevie Wonder, having instant access to everything ever written is a great thing.
As a musician, something needs to change. It’s still finding its feet but the fact that the guy from Spotify is investing money in weapons manufacturing says a lot. There’s money there that should be paid to musicians, not war.”
Streaming has changed the role of a record label. With many musicians marketing themselves on social media, saving labels money they have cut their workload even further by working more like a music distributor, rather than a business that nurtures talent. They have never been richer, distribution is easier and cheaper than ever as they don’t need to make as many physical copies as they used to.
Musicians have always struggled, financially. There are very few artists who ‘make it’ and ‘making it’ isn’t having a top 10 single. To be a career artist they need to be producing consistently successful albums, there’s only a handful who achieve this each generation and, with more and more people making music, there is less money to go around,
For a band to be successful there are a lot of people working behind the scenes to make it happen. Yes, artists should get the higher cut as it’s them making the product but there are managers, accountants, agents, assistants, record labels, producers, engineers, PR, marketing teams, lawyers, promoters, tour crew and many more who all need paying too.
We now live in a world full of information, the behind the scenes stuff isn’t so secret anymore. Artists who had a couple of number 1 albums in the ‘60s, ‘70’s or ‘80’s would have struggled too, but they didn’t have X (Twitter) to be vocal about it. It isn’t fair but there are a lot of artists out there who think that just because they can write a tune or play guitar, they deserve the good life. Unfortunately, that isn’t how the world works, in any industry.
The COVID-19 pandemic was a damaging time for creatives who could no longer earn money from performing and they had to rely on income from streaming. This new way of life highlighted the divide between artists on streaming platforms and a group of them spoke out, launching the Broken Record Campaign in May 2020.
When one song is streamed on Spotify, the owner of the song (usually the label) gets £0.004. Once the artist has paid off their debt to the label (advance, recording costs, management fees etc…) and, depending on their contract terms, they could receive 20% of that, which means that their song will need to be streamed one thousand times to earn 80p
Artists with the most streams receive a higher % of income from streaming platforms, you might have never listened to Drake but as he was the most-streamed artist in 2020 he and his label, Universal Music Group will be getting a slice of your subscription.
Also in the same month, The Musicians Union and The Ivors Academy teamed up to launch the Keep Music Alive campaign with the goal to, ‘fix streaming’. The two associations are campaigning to change the way performers and songwriters are being paid as streaming services have become the main source when it comes to music but the law and agreements are outdated. The creatives are being exploited by the record labels and streaming platforms.
Where Broken Record campaign is looking at the streaming platforms, Keep Music Alive is wanting change from record labels as well.
Alfie Jackson (The Holloways) “Money is the toughest challenge for musicians today. Being paid fairly through streaming where royalties are distributed to the top artists taking from subscription fees where listeners aren’t even listening to those top artists. The labels and Spotify pay out the money as they see fit rather than it being a clear system where it’s fair for everyone involved at every level.
I would overhaul the system completely and have it where you top up your credit for streaming and each play cost you like 2p a play or something and that two pence is divided four ways for Spotify, label, performer and writer. This would also mean the listener understands that there is a value to each song they play and they know also that the choice to listen to a certain artist is going to reward the artist that they love.
As a listener, me paying £10 a month and listening to the artists I love but knowing my money is going to Ed Sheeran and Adele is ridiculous.
Playing live has also got more and more difficult as so many great venues have closed. the British music industry has got more and more into drill, grime, electronic music and so on which is cool but for me traditional musicians have seen their livelihood cut off with the falling number of gigs featuring live musicians and the falling number of songs played on the radio featuring actual musicians.
It’s less about musicians and more about producers and performers.
The positives for streaming are anyone can get their music out there and anyone can find any music that they want regardless of their income.
The negatives are that it’s rather fixed for artists with the right connections but that’s the way it’s always been. The labels are able to be shadier with the money and how it’s paid out which again has always been the case but now it feels cloudier than ever. I personally wouldn’t want to be a small artist on a big label.
If you’re an independent artist on Spotify you can do well. It’s sustainable for some but not for others, as a writer the pay is really pitiful. I need about 10,000 streams to buy breakfast. For me, personally, I am exploring lots of other ways of using my music and skills to actually make money from it.
I often like to give the example whereby I’ve gone to a bike shop because I need a repair on my wheel. I am in the shop for half an hour, the guy repairing the bike is listening to my music on Spotify and at the end of it I have to pay him seventy quid and he’s listened to my work for free.
It is a crude example that doesn’t cover all the bases but the principle is clear.
Another thing that people might say about Spotify is oh but I can try all this music for free which I wouldn’t of known about otherwise. That’s like me walking into a bar and trying every beer for free and then walking out and going into a cake shop and trying all the cakes for free and then maybe paying £5 to the pub at the end of the week and £5 to a baker at the end of the week.”
Adam Ficek (Babyshambles/psychotherapist) “Most musicians are financially struggling and there is not enough being done to help them. The industry is in decline with less and less reward for the upcoming tier of strivers. It is 'better than ever' for mental health support but it's still not enough. There are more resources now but it is far harder to make any money. Live Nation and Clear Channel are slowly sucking the creative affordance from the bones of the young rebels. Venues are crumbling, DIY has been microwaved for far too long.”
Blaine Harrison (Mustery Jets) “I think the key to being any kind of artist in the current climate is to constantly ask yourself how you can contribute something meaningful to peoples lives, whilst following your own ambitions. Yes, the internet has changed the way we listen to music, but it has also changed the way we read. It has changed the way we perceive art and it has changed the way we look at one another’s lives, not to mention how we view our own lives.
I don’t think music is an industry which attracts those eager to make a fortune anymore, because the way we attribute value to things has completely changed. But personally, that was never what attracted me to it in the first place. I got into music to try and make sense of the world around me, and make a nice racket with my friends and hopefully see some cool places and meet some nice people whilst doing it. If getting your songs to people means getting better at using social media and learning how TikTok algorithms work then that’s something you’ve got to do. It’s part of the work. But don’t forget to keep writing songs, that’s where it all begins and where it all ends.”
Kate Jackson (The Long Blondes) “As long as you attain a certain level of success it is possible to be a full-time musician. Getting there though is harder than ever because an artist can have a Top 40 album and still not earn the minimum wage from it. You need longevity.”
Dominic Masters (The Others) “The way we listen to music has evolved. People don’t go in to a shop to buy music anymore and if they do it's for vinyl. Now you can listen to all The Others albums on Spotify, BandCamp, YouTube etc so what incentive is there for the listener to pay for the product. It would have been amazing for me when I was a teenager as I wouldn't have had to travel twenty miles to buy music. Now you can get everything for free, it's very good for listeners, especially if your broke, you now have access to almost any music you want for free.
As a sustainable career, not for The Others. For other bands, well, I think if you are in band selling 100,000 units/albums at £10 a time a year then yeah, there is career. But I think for bands doing less than that it's just gonna be a hobby really and I think the time of guitar bands being the mainstream has gone. Now there is more choice and variety for the listener. The revenues that the artists get from streaming is little, so I see the future as live revenue only for bands and people buying vinyl and merch.”
It’s just an evolution in the music industry, at one time it was the songwriter who earned the money then that turned around to the performer getting the cheque. Bands will return again but they won’t be made for our ears.
There’s positives and negatives to streaming and social media. Streaming devalues music, makes everything disposable but it also makes everything accessible. A generation is coming through who’ve grown up with no real genres, there’s cross-pollination going on, they’ll still be kids who seek out subcultures but everything bubbling up in the underground gets a spotlight much quicker.
Gemma Clarke (Babyshambles/The Suffrajets/JW Paris) “One of the main differences of being in a band in 2022 compared to 15 years previous is the need to use social media, it’s very DIY now. It used to be, just play gigs to be seen and then hopefully signed, then the huge machines would do everything for you! Bands have to think outside that box, use social media and find a way to stand out and be heard! (Still trying to work that out ourselves!).”
Social media takes the mystery out of everything. The only things we knew about bands outside of our home cities was what we read in the NME, heard on record or caught on tv, now we know what they eat for breakfast. Oversharing needs to end but we have the tools to educate ourselves, learn from others. Everything is global now, we are just swipes away from finding out what is going on in other communities and cultures, it is an opportunity to gain more experience, empathise.
There’s so much going on online, everything gets dated quickly.
Conor McNicholas “Indie landfill was a result of mass production from major labels jumping on a trend. It was the beginning of the proliferation and ubiquity of music through Spotify where this just the mush of stuff being created, the tools are so simple that anybody could jump on Ableton or GarageBand and get a track up in twenty minutes, suddenly they are an artist. Look and story have never been so important, the dynamic and story around music, like Kanye. We’ve moved into music landfill.”
NEXT CHAPTER
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2020… My Life… Everything Else Is Just Blurry…
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Where to begin… I have been a type 2 diabetic since 2013. I got diabetes from excessive partying/drinking, originally. I continued to behave like this till June 2020. Granted, I wasn’t going as hard, in general, over the years, but each year and hardship I found myself going back to those old vices more frequently.
When the pandemic struck SWFL my drinking went up about 400%. No joke. I trained 4 days on and drank the other 3 days, hard. I did that from March to late June.
I caught Covid-19 around June 26th. By July 11th I needed to be hospitalized for Diabetic Ketoacidosis (where the body produces excess blood acids; ketones. This occurs when there isn't enough insulin in the body. It can be triggered by infection or other illness.) & Pancreatitis (inflammation of the pancreas. It happens when digestive enzymes start digesting the pancreas itself.) I was in ICU for 36 hours and in the hospital for 5 days. I lost 21 lbs over that time.
3 days after I got home from the hospital, Macular Edema (blood vessels in the retina burst and bleed into the eyes), set in. That took about a month to heal only for Diabetic Retinopathy (those same blood vessels that burst heal and are inflamed).
Usually requires anti-inflammatory shots into the eye ball and laser surgery to burn away some of the excess scar tissue. These cost thousands of dollars without insurance, which I do not have. I have read that they can heal on their own, but it takes about 8-12 months. I am in month 4.
However, I actually cannot confirm if that statement about them healing on their own is actually true or not. Some notes in journals say yes while other, more creditable sites, say no. One must get treatment.
Now let me be clear that Covid-19 did not cause my Diabetic Ketoacidosis & Pancreatitis. My lack of proper care for my diabetes caused these. I was already in the yellow and when I got Covid-19 it just put me in the RED. I now, at this point, required medical care or I would die. Those are the facts about me getting Covid-19, my Diabetic Ketoacidosis & Pancreatitis…
Flash-Forward to now… I got my blood sugars down to near normal (high) levels. This means my blood sugar is still high, but for me, I used to walk around at 400. 500-600 is diabetic coma. 80-120 is considered normal. I walk around between 130-230, currently, fasted.
I have not had a drink since June 26th. I will never drink again. I can’t.
1) Alcohol has thoroughly ruined my adult life in all sorts of areas besides this. It got me sick to begin with among, other, things.
2) If I drink I could be back in the hospital with Diabetic Ketoacidosis & Pancreatitis, again.
3) I made a deal with GOD. If I have to live through this (I prayed to die that night) that I would never drink again.
What kind of dick lies to GOD lol? A decade ago I would have… I hated everything about the concept of GOD. Now, I have come to terms that if there is or there isn’t; it doesn’t matter. I value me, my beliefs. Why not carry myself with that respect. I do not need to tell or share my beliefs with others. I care not for such things.
I am solely worried about my mental, physical, emotional, sexual and spiritual health.
I did not quit drinking because of addiction issues or any of that business. I made the choice because if I didn’t my pancreas would fail and I would be dead in a few months. That is how bad my pancreas was… I do not see myself as someone that is doing all this for attention. I have barely even made mention of this whole story on my social media. I have told people in direct messages, but I do not post everything that is happening in my life on social media.
Granted this Tumblr account is considered social media, but I do not use it for that purpose. It is strictly for my BLOG entries. I do not follow people on Tumblr. I post, get my URL and share it that way. Its not in your face on Facebook or anything, but one can click the link and go read about the crazy things in my head.
Taking care of my mental, physical, emotional, sexual and spiritual health is a full time job in and of itself. Now, currently I cannot work. I can only drive during the day. I cannot see well enough to drive at night.
I have other medical issues stemming from this and it is quite the laundry list. However, I think I gave you all enough to think about.
I am back in great shape now. Since I quit drinking and got back from the hospital I went from 119 to 163 lbs. I have not been this big since 2012. Right before I believe my Diabetic State started. My strength is coming back with a vengeance too. I am putting up more weight than I have in nearly a decade.
I have had to make serious and big changes to EVERYTHING in my life.
My computer is now changed from dual 22 inch monitors to one 46 inch monitor. I have to make changes like this just to see well enough to do some things on the computer.
I am still very blind. My vision has decent days and some days I cannot see much of anything. I cannot see my phone without a magnifying glass. I just got my eyes looked at several times cause my power keeps shifting and now my current glasses setup does not exactly help much. My computer glasses are ok for this, but my normal bifocals are pretty useless.
However; I do feel like I can write a little bit more now. I have a few blogs I want to write and then go right back into the novel. This might be the only realistic possibility of me being able to work to earn my keep. Normal 9-5, Monday-Friday are out of the question, indefinitely.
Not only am I not well enough for the grind, physically. My mental health is very questionable. I have had issues for years now. I have had about 20 jobs in 15 years. I have done a real number on my mental health over the years. Always trying to do more, work harder than the next person so I can make that “good money” that some always throw in my face. I did the work. I put in the time, but only to be messed with. Yes, I have that sort of mental issue.
One tries to mess with me. Mess with the positive shit I am doing. I lose my head pretty quick. I have repeatedly demonstrated over the course of my life that I have no restraint at all when it comes to that feeling of being seriously fucked with and have them look at you like; “What are you gonna do about it?”
Well that is it… I always do something about it. Even when I know I shouldn’t. It is my worst impulsive trait that I cannot get a handle on. Ever since I was a kid. I wanna say. It started when I was 11 or so.
I have made huge strides in changing my life, my thinking and how I fit into the scheme of things. I have become more an introvert than an extrovert. Even before the pandemic I was going out less and less. Doing things less and less. It got to a point to where I only went out when I could drink and/or the band was playing. I was already becoming less social. So this is nothing overly drastic about that UNLESS you count Facebook activity.
I have not advertised much on my Facebook and for good reasons… I posted about my 6 months of sobriety and the responses I got were all about, pressing on and “the struggle.”
I pulled it down. There was no struggle here. I am not a keep on keepin’ on mannnnnn… Type of Personality… No… I quit drinking so I can live another 10-15, hopefully more, years. I just went through a friend dying from literally drinking himself to death. I know what people go through with their addiction struggles. I have my own reservations about how I feel about said subject matter.
Needless to say I did not appreciate how people view me on Facebook. I no longer post blogs their either. I post here on tumblr and put a link on my Facebook if anyone wants to read. That is about it.
I know people do not read more than a handful of sentences that ends with a weird hashtag or snapchat handle. I get it. It is also my fault because I have not told the Facebook wall/timeline of my mental and medical conditions and struggles. I reserve those conversations to be personal.
So if you want to know stuff, then let us get personal. Pretty much that simple. I do not do FAKE FRIENDS…
I try to be transparent. In the past it was easy, but now everyone has an opinion that they call facts. I do not know how many people I blocked on Facebook for being so damn ignorant or attention seeking.
I know I do not do attention seeking things. When I write it is with intention to say something. I would say 1600+ words on these subjects merits a little more than “attention seeking” behavior…
Things are looking up. I have done soooooooooo much. With so very little and make it look like I have a lot and that everything is fine. No. God Damnit… Everything is not fine. I am kicking ass trying to make something fine but not everything. Everything will never be FINE… Not ever. However, I can strive for it. I can continue to put in that work and just ignore the dumb shit. Which I am becoming pretty good at. I am still me. I am still blunt. If I rough feathers that is just my way of getting those people away from me.
Goodbye 2020… You will never be forgotten and your mark has definitely been left…
2020… My Life… Everything Else Is Just Blurry… By David-Angelo Mineo Words 1,738 12/30/2020
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10 Crazy Things Gen X,Y, and Z Have Accomplished
1. Have made sites like Google and Wikipedia widely accepted They are not academically accepted, but considering in the 4th grade (2000-2001) the school librarian told our class “Google is useful but it will never replace a library for finding information!” I think we’ve come pretty far...
2. Have flipped retail on its head It was originally “They who had the most physical stores was the leader” but thanks to the rise of online shopping, physical store locations are now taught to be a unnecessary cost and has caused a number of franchise giants to tumble
3. Have Integrated Technology Into Daily Life In the fifth grade (2001-2002) I wrote a letter to my local MP explaining how computers could be used to save trees by saving paper, as well as give students less weight to carry with textbooks and such, and could raise accuracy in spelling and math. The response I got was that it was a nice idea, but computers were so complicated and expensive that we probably wouldn’t see this for another 30-40 years. Here we are less than 20 years later and look how far we’ve come! Side story: In the second grade (1997-1998) we were given basic calculators for $15 to learn how to use them and were told that while they were powerful, they were too expensive so we shouldn’t get used to them as the day would never come where we could just have a calculator on us at all times.
4. We Have Survived and Established Ourselves During The Great Recession The 2008 housing market crash has been bad.... We are STILL suffering from it... Companies over 100 years old have gone bankrupt... whole countries have gone bankrupt! The entire concepts of business that have been taught were flipped on its head. The great recession has been reported as being at least twice as severe as the 80′s recession and closer to the great depression from an economic standpoint. Yet here we are. If we can’t afford our own house, we’ll share one. If we can’t get a job we’ll make one. If we can’t afford things we’ll make our own. This generation is far from a comfortable one... I sometimes tear up thinking about how my “wild dream” is one day having a bedroom, kitchen, and bathroom all to myself... and how greedy I feel if I say a laundry room to myself would also be nice.... but we’re surviving! This economy is a mess with people clinging to what little they have until they die and we’re still moving forward. That is crazy.
5. We Are So Educated, We Have Made Degrees Commonplace Have you ever wondered why job requirements are so crazy? Like “Entry Level Job: Must have masters degree and 8 years experience!” It’s because of supply and demand.... So many people have university degrees, that the value of a degree on its own has bottomed out.... Yes this makes it a pain to get any kind of job.... and is INCREDIBLY rough on those without degrees... but think of how crazy that is!! How many times in history have so educated?? We may not have the value appreciated by other jobs, but think of how much we can do and understand that people before us never could! Information is power. Wisdom is steering. Understanding is direction. Just think of what we’re capable of?
6. We Have Changed Media Forever Think about how many areas of education has changed. Television has lost its monopoly due to streaming services, youtube, and livestream services. The concept of “Celebrity” has changed with social media celebrities. We’ve seen the rise of consoles with the fall of PC games, and the fall of consoles with the subsequent rise of PC games. Digital media, indie games, web comics, flash animations, deviantArt, Tumblr.... All of these things had never existed before. As a kid I used to spend hours trying to draw comics on dot matrix printer paper because I wanted to be a newspaper cartoonist when I grew up... Now with webcomics and online news, the whole industry has been flipped upsidedown. It is both incredibly accessible and incredibly difficult to stand out.
7. We Have Made The World More International I know people in Japan, Sweden, Norway, England, India, Africa, UAE, China, Australia, Holland, America, Mexico, and more places.... In fact I probably know these people more than I know the people who live on my street! The world has become incredibly international. Business has changed as you can work in real time with someone halfway around the world. Friendships have changed, as you can comfort and encourage people you’ve never met in real life. Science and History has changed, because countries that originally could only compare notes once every so often, now do so in real time, and we can see and talk about the variances between what we’ve grown up knowing.
8. We Have Changed Priorities From “The Most Stuff” to “The Most Experiences.” From “Financial Security” to “Mental Stability.” From “The Most Fame” to “The Most Impact.” The rise of arts. The rise of casual familiarity. The desire to learn. All of these priorities have changed as our generation has grown.
9. We Have Shaken Franchise Culture Franchises owned the world. The Ma and Pa shop had fallen to the names such as Walmart, Target, McDonalds, Wendy’s, etc. While franchises still exist, they seem to really be a shell of who they once were. Some franchises have even taken on the business strategy of “We will survive until I retire.” with no thoughts of what will be left afterwards. Meanwhile freelancers, entrepreneurs, startups, and online services have grown exponentially. They may not have the most money and power (yet) but there has been a change that has occured. One of which the results have yet to be fully seen.
10. We Continue to Grow Our generation puts up with a LOT. Our unemployment/underemployment rate is massive (though this is usually brushed over with statistics). The lives we’ve worked 20-some years for seems to crumble away from us. We’re forced to live 4-8 people per house due to the ridiculous prices of housing. We often work numerous jobs just to earn enough to get by. We get blamed for being entitled, lazy, and killing industries like fabric softener. (Wish I was kidding on that).... And yet we still live.... We adapt... We apply what we’ve learned.
We can’t afford hotels, so we go AirBnB. We can’t afford designer clothes so we go to Etsy or Amazon. We can’t get funding for medical conditions or emergencies so we help each other through GoFundMe, Patreon, or more... We are tenacious. We are adaptive. We don’t give up!
It’s easy to feel like we’re powerless in this world. We don’t have much money. The news stations rail on us all the time as the world’s biggest mistake. We’re forced to work jobs we don’t want for pay that barely keeps us going... It’s easy to feel powerless, weak, forgotten.... But look back on what we’ve done... this is just a small portion, I’m sure you can think of more! These are the things the history books will remember. These are the things our children and grandchildren will one day ask us about.
We Are World Shakers!
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For you, I’ll stay | III: The Soldier
written by — @slit-the-rasceta // @monoluvie
BREAK AND ENTRY AT THE HILL January 10, 1996, Wednesday
YONGSAN-GU, SEOUL — Dispatch calls to the Seoul patrol at around 11:00 PM last night, January 9, reported a break and entry at the executive subdivision, The Hill. To those unfamiliar with the residential area, The Hill is publicised as the most upscale, private subdivision in the greater Yongsan area. This places it as one of the more heavily guarded places in the district as it houses mostly political and affluent residents.
Officers arrived at the scene of the crime at approximately twenty minutes past the time of the distress call. According to the police, the call was made by Assistant Inspector Lee Yuna as she arrived at the house of the Minister of National Defense, Kim Dongjin, taken on the record, the Assistant Inspector confirms that it was indeed the Minister’s house that was broken into, she adds that this was not a case of mere breach of property, but also of assault and possibly attempted kidnapping.
The victim was the Minister’s 19-year old daughter, Kim Jiho, who was found by the Minister himself at their garage—bruised, bloodied and unconscious. Medics arrived soon after to treat the family for shock as well as Ms. Jiho for the severe wounds she sustained.
When asked about the suspect or the possible motive, Assistant Inspector Lee refused to give any comment and closed the scene from further media personnel. — THE SEOUL DAILY
132-12 Cheongdam-dong, Gangnam-Gu, Seoul The Miroh Brotherhood House (미로 일족 집) January 10, 1996, Wednesday 5:00 hrs.
In the silence of their mansion, he sits with a posture so straight one would think he had never experienced the feeling of bowing down to someone. He was wearing a double-breasted suit with fabric that gives off a sheen as the dawn peeks through the blinds, and with not a stray hair in sight, he looks every bit of the capo famiglia, albeit he’d rather be called just “Hyung”—although never “Chan”.
His underboss, or capo bastone, is the singular exception. “Chan.” his voice is level, knowing full well what their leader is up to so early in the morning.
“They’re like a bunch of ants, Woojin,” he sighs, folding the newspaper and placing it back on the mahogany coffee table—as though it was pure entertainment to see the police force scrambling just to give a decent statement to the press. “One break in their routine and they end up in chaos, it’s hilarious.”
His light chuckle only earned him a glare from his right-hand man. “You really shouldn’t mock them, you know.” he shakes his head, hands pocketed. Although he must admit that he too, found it amusing—the SMPA’s inefficiency, that is.
“And why not?” Chan stands, smoothing out the creases of his suit jacket. “They can’t even trace a simple phone call, besides, I think I’m allowed to revel in some form of gratification while this is all happening. It’s not every day that you come across this.” he picks up the documents that they retrieved from the Minister’s home office.
That was the main objective, after all; In order of priority, their operation centered on first, retrieving all the vetting intel of every legislative electoral candidate and second, on replacing that intel with a carefully-curated message for the Minister.
—
Seoul Metropolitan Police Agency, Jogno-gu District. January 13, 1996, Saturday. 13:30 hrs.
Her eyes were bloodshot, and her neck was strained, but she had finally figured it out, after three sleepless nights, and a minimum of three cups of coffee per day, she had finally sorted things out. On the first day, she had successfully detailed the night’s events in proper order—down to the time the security system was breached and the moment the wiretapped phone lines were restored to normal.
On the second day, she had returned to the crime scene and taken statements from a secondary victim, the maid, and from eyewitnesses who reportedly saw a suspicious-looking van parked at an empty lot near the residence of the Minister, and finally, on the last day, she realized how that 19-year old girl fit into all of this.
She had pieced everything together as soon as she heard the new development on the case earlier that day.
“Assistant Inspector,” one of the officers-in-training had called her, knocking on the glass door before stepping through the threshold of the conference room. She had been the only one left on the floor as everyone took their lunch break. It was something she was used to doing, and since the briefing with the Minister was due on Monday, everyone knew that she would be cooped up in the conference room anyway.
“What is it?” she asks, not turning around to face the younger boy.
“The Minister called.” his voice was level, but there was a slight undertone of worry, she turns her head so quickly she almost got whiplash. “What did he say?”
“He said…” the officer trails off, hesitant, but at the grave look on her face, he gulps and continues. “The Minister said he found out just now that on the night of the assault, the perpetrators also broke into his home office, cracked the vault and took the documents.”
She quirks an eyebrow at this; how could the Minister only know of this now? Surely he noticed that the documents were missing that same night or at the very latest the day after? Did he have an oversight or was he waiting for something?
“What kind of documents?” she asks, shoulders squared and lips pressed in a thin line. If she was being honest, she hadn’t the slightest clue what they could possibly want but if they were detailed enough to carry out such an elaborate plan, it would have to be something concerning—at the very least, national governance or those with high-enough security clearance to even keep such a paper trail in their own home.
“Vetting documents…” the officer said, handing a list of names over to her. “Of all the electoral candidates for this year’s legislative elections.”
—
51-7, Gocheog il-dong, Guro-gu, Seoul. Assistant Inspector Lee Yuna’s Residence. January 14, 1996, Sunday. 02:00 hrs.
Her apartment was on the seventh floor. It had been a routine of hers to take the stairs instead of the elevator, no matter how tired she was, but she had checked out of the agency at almost 2:00 am, and while the commute back to the apartment complex wasn’t too taxing, she knew that she had no more energy left to walk six flights of stairs.
The elevator lobby was empty, the stone flooring gleaming as the lights bounced off of its surface, she had pressed the arrow pointing up, but the current elevator cabs were still making their way to the ground floor. While waiting, she heard footsteps echo across the lobby, but thought less of it because she had gotten used to crossing paths with one or two night owls, or sometimes, the occasional delivery man.
She was living in an upper middle-class apartment complex where most of the tenants either had middle management positions in their own jobs, or were a few people away from getting the position of their boss, but that didn’t mean that they wouldn’t order takeout or come home in the early hours of the morning.
Just as the sound of the footfalls stopped, the ‘ding’ of the elevator cab opening snapped her out of her reverie, she had been thinking about the case throughout her whole commute home—it was the small things, like the public service announcements at the train station or the elevator ding just now, that kept her on her toes; granted, she was practically sleepwalking, but she made sure to give herself some pockets of lucidity before she finally falls flat on her bed.
As the elevator doors closed, she looks up, and sees a man wearing an all-black attire and a navy blue baseball cap. He was just standing there, hands in his pockets and stance at ease.
However, something about him sent a chill through her spine. Her mind traces back to the sound of footsteps a while ago, but she belatedly realizes that she had never seen that guy in their apartment complex before.
Thoroughly awake—and downright unnerved, she brisk-walks towards her unit as soon as she exits the elevator. At the last turn, she feels her pulse quicken as she senses something shuffling at the end of the corridor. Immediately, she double-locks the door as she safely enters the apartment.
By this time, she’s dropped her attaché case and file folders on the floor, one hand trembling over the holster at the small of her back and the other still perched over the brass doorknob. The entire apartment is silent, yet she could feel her heart threaten to burst through her ribcage and her breathing spin into an irregular pattern of inhale, exhale, exhale, inhale.
Realizing that there was nothing to be worried about, she focuses on her breath, and closes her eyes, removing her hands from the holster and doorknob. After a few minutes, she was finally able to match her breathing with her heartbeat. The deeper her inhale, the slower the exhale—the calmer she became. Gradually, she felt a warmth travel from her nape to the soles of her feet, as though her shadow had somewhat become a spectre of positive light behind her.
She felt calmer and calmer, all thoughts of the case drifting away momentarily as the brief surge of adrenaline after bolting away from that disturbing (not to mention, obscure) force brought her down an unprecedented high, she began to vocalize her breathing, inhaling from the nose and exhaling from the mouth.
Inhale. Exhale. Inhale. Exhale. Somehow she heard her breathing becoming louder, even though she had only controlled it to the point where it was no more than a few decibels higher than a whisper.
Curiously, she felt her breathing form some sort of echo, as though after the sound of her inhale or exhale, a ripple was heard throughout her apartment—like a follow-through of another breath being expelled.
And then, she hears it again. This time, a full beat earlier than her, as it grew louder and louder, she felt the unease build up again, and just when she moves to turn her head, the sound of the breathing is redirected straight to the shell of her ear, the warm burst of air sending goosebumps rising all over her skin.
“It took you three days?”
Her breath caught in her throat. It was a man’s voice. Her knee-jerk reaction was to reach for her gun, but she flinches instead, giving him purchase over her entire upper torso. He snakes one hand through both her arms and locks both behind her back, with his other hand unclasping the gun and tossing it halfway across the room.
This time her breathing skyrockets into an erratic, rollercoaster-like pace. She knows she is about to experience another panic attack, but she also will not let her assailant get the upper hand.
She charges backwards to the wall with a force enough to elicit a grunt from him as he momentarily loosens his grip over her arms. She wrestles away and scrambles for the gun in the dark. After making out the shape of her handgun, she reaches for it just as her assailant is about to pick up her files.
They both stand at attention, her gun pointed at him. He was the epitome of sleek and composed—the lines of his body fluidly melding into one resolute silhouette. Meanwhile, her entire figure was shaking and her aim was for sure aligned with the peephole instead of his actual figure. She realizes now that he was standing by the doorway—where her things were, and she was by the terrace, the telephone an arm’s reach away.
She contemplates on making a dispatch call to any patrol officer in the area, but realizes she couldn’t risk that move with him having more than one of the advantages. He’s got immediate access to the exit as well as all her files about the case—she assumed that was what he was asking about earlier, and he could easily just pick up the files and still have enough time to flee the scene before any unit actually comes.
No, she has to play along with the deadlock—at least until she manages another plan.
“What do you want?” she doesn’t stutter but there is a relatively distinct lilt in her tone.
“You’re asking the wrong question,” he gives a one-shouldered shrug, hands still in his pockets. Just as she was about to lower her gun, he moves forward. She takes a step back, almost as if he had taken an entire lunge across the room.
Thoroughly confused, she feels her grip on her handgun quiver even more, as he keeps on taking step after step towards her. Finally, he stops, a few feet away from her. He holds onto her gun. She hesitates for a second, not wanting to lower her gun down. But he reaches for the safety, pulls it back and realigns her gun to his face. “You are going to shoot me after all, right, Ms. Inspector?”
He takes a step back, letting the moonlight wash over the both of them.
“So,” he puts his hands back in his pants’ pockets. “Might as well make the question count before you take a shot.”
Baffled at his nonchalance, she squares her shoulders. If he’s actually giving her an opportunity to shoot him at such close proximity, she might have a chance at severely wounding him, after a beat, she stiffens her hold on the gun, supporting it with her other hand. She’s thought of a question to buy her some time to get a proper shot.
“What do you want with those documents?” she squints, hoping to make out some features of her assailant.
“Hm,” He hums in response, looking up to the ceiling as if in thought. “Close enough.”
Almost instantaneously, he disappears from her direct line of sight. Before she could register what was happening, he knocks out the gun from her hand as he bolts up from a crouching position, reappearing a hair’s breadth away from her.
The sting from his blow renders her dominant hand useless. Thrown off balance, she has no time to recover as he takes advantage of her open form and holds down her entire arm with one hand and envelopes her throat with the other.
He lifts her up a few inches from the floor—his russet irises turning into gold against the moonlight. He slowly clenches his hand around her throat, revelling in the sound of her chokes and gasps. Despite her attempts at clawing on his arm or prying his fingers off, tears well at her waterline as she feels herself slowly lose hold of the present moment.
“A broken wrist,” he says, and snaps her entire hand backward. She wants to scream but she could barely breathe as it is. “And a few minutes of unconsciousness should be enough answer.” he says, but she can barely make out his voice.
Her world slowly began to fade into darkness as he let her drop to the floor with a dull thud.
He walks towards the entrance, picks up her files from the floor and tucked it inside his inner pocket. He was about to leave, his hand was already holding the door knob but he spares her a second glance, and catches sight of the telephone.
“You should have called when you had the chance.” he says to himself in the night’s silence. “He was patrolling your area tonight.” He closes the door behind him, walking back to the parking lot.
#skz#skz fanfic#skz imagines#skz scenarios#kpop#kpop fanfic#fanfic#bang chan#woojin#lee know#changbin#jisung#hyunjin#felix#seungmin#i.n.#kpop imagines#kpop scenarios#stray kids#stray kids imagines#stray kids scenarios#skz au#for you I'll stay#fyis
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16 Companies Offering Transcription Jobs From Home
Got a job, but the pay seems not enough? Looking for some ways on how to earn some extra money? Thinking about using some of your free time to earn some? Well, here is a small solution for you— home-based transcription jobs. It is a form of job where you can earn money, sitting (or even lying on your bed) at home with some knowledge of hearing and typing what you hear on-screen. With easy comfort of your laptop or computer with an active internet and sharp ears and brain. If you’re interested in hight paying online jobs then here are a few companies that can give you home-based transcription jobs.
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1) Quicktate
Probably one of the best legal companies offering home-based transcription works to freelancers who like to make some money. The payment from the organization is made via PayPal every first working day of the week.
Working at Quicktate is relatively easy and convenient since there are no time limits for the work you want to do, but the pay is a bit low compared to others. You get paid from $7 – $10 an hour or equivalent to $0.00025 – $0.005 a word. Be a Quicktate transcriber now.
2) AccuTran Global
AccuTran encourages every person who’s searching for home-based transcription jobs since they deal with many streams of transcription. In order to join, there’s a simple test you need to take. Once you passed the test, you can start earning.
AccuTran Global gives monthly payout via Wire transfers or Check every 15th of the month. Their pay rate ranges from $0.005 – $0.0066 per word for the beginners. Be an AccuTran Global transcriber now.
3) Verballnk
Another great company offering home-based transcription jobs, Verballnk is for the more professional or experienced individuals. Unfortunately, the company only hires people who are based in the US and there’s also a really hard test you need to pass for you to be qualified. For this company, you will be using a headset and a foot pedal.
The company also requires a detailed resume plus a cover letter. If they see that the applicant is eligible, then they would hire them with an immediate job. You also need to state clearly the work hours you can give to the company, There are no particular hours to be done, however, your suggested time should be filled up to meet the deadline.
Being a stricter company, Verballnk does pay a bit higher than most transcription companies for the beginners. So, it’s safe to say that the toughness to enter is worth it. Payout with Verballnk is through PayPal every Fortnight and pay rate can be $5 – $8 an hour or equivalent to $0.00025 – $0.005 per word. Be a Verballnk transcriber now.
4) AppenScribe
Appenscribe is a company that looks for those with fluency in several languages. In order to have a clear earning with this company, you will need to have an account and needs to get through 2 small different levels. As mentioned before, fluency in multiple languages is preferred, however, they also accept those with single language fluency, allowing you to earn some good money. Later, you will have an option to choose the various languages you can understand after getting selected through the two test levels.
Appenscribe not only offers transcription jobs, but also other fields such as web search evaluation, linguistics, translation and more. So, this could help individuals with other qualifications instead of writing only. If you’re someone who’s good at analyzing content and meaning of something, then you can try linguistic. Or if you have the skill to write an audio file in several languages, then you can try translation. In short, the company gives more individuality than some. Pay rate here ranges from $2 – $10 an hour and payout via Skrill or PayPal every Fortnight. Be an AppenScribe transcriber now
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5) Rev.com
Rev.com is another company that offers home-based transcription jobs to individuals with the eligibility of their hearing and typing skills. You will need to apply for the job online and complete a test in their particular software. After that, you will need to send the document to the company.
An email of results will be sent after 5 working days. If you passed the test, you’ll have a job offer. Otherwise, you’ll be asked to try again after 45 days. So, you will have a second chance of attending the test for their home-based transcription job. They only pay you via PayPal and have a pay rate as low as $3 up to $25 an hour. Be a Rev.com transcriber now.
6) Scribie
Used to be known as Call Graph, Scribie is another great choice. To join Scribie, you need to apply. Once your application is approved, you should receive an email that notifies you of the same. You will be put on the waiting list for the test. Their test can take only 3 – 6 minutes long. If you fail it, you can retake it for at least 10 times. Unlike other transcription companies, Scribie pays you to transcribe these very test files.
Their audio files are short, suitable for beginners and your given 2 hours to transcribe a 6–minute file. Their pay rate ranges between $5 and $20 an audio hour and pays through PayPal every Monday. Also, if you transcribe over 3 hours of transcription in a month, you will have a bonus of $5. Be a Scribie transcriber now.
7) Tigerfish
Probably one of the companies that offer the highest quality of works, Tigerfish is a flexible and friendly company offering home-based transcription jobs. Like the others, it requires you to pass a test and an application needs to be sent through mail only. Receptions will not answer any calls regarding your application.
The work here is progressive and the project itself can take weeks. So, this is better suited for the people who have a lot of free time and can take a handful of jobs. Payout is via PayPal every Fortnight and the pay rate is up to 5 – 7 cents per line. Be a Tigerfish transcriber now.
8) Transcription Hub
With this company, you do not have to be experienced in order to start with them. However, you’ll need to take an entry-level assessment. Your score will then determine the level of pay and work that you will receive. You can either be a Bronze, Silver or Gold worker. After passing the test, you also need to estimate the amount of work you can handle a week. Payment is once a month via PayPal, mailed check or direct deposit. Be a Transcription Hub transcriber now.
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9) CastingWords
Yet again a reputable company that hires people for transcription jobs, CastingWords is one of the most diverse organizations out there. It features a FAQ segment on their site, advising a really long list of the different countries they hire. The pay rate depends on the quality of the media file. The poorer the quality you can transcribe, the more you’ll be paid. Typically, payment here is up to $0.30 – $1 a minute of an audio file. You can payout via PayPal every Friday. Be a CastingWords transcriber now.
10) British Creek Communication
This one is for the more experienced individuals and for those looking for full-time since British Creek Communication deals with a massive stream of transcriptions jobs from Immigration, Veterans Affairs, and Corporates and Social Security clients. Although they are ready to hire just about anybody. Like any other, they have a test you need to pass and will offer you a job through email. The company is quite strict on the application process and made it clear on their website that you need to send them all requirement via mail.
After that, they will decide whether you’re eligible or not. Their working hours should be specific enough. The payment should be made via the files you wish to transcribe. The tougher the file is the higher your payment. Pay rate ranges from $7 – $10 an hour or the equivalent of $0.00025 – $ 0.005 per word which you can receive through PayPal every fortnight. Be a British Creek Communication transcriber now.
11) Speakwrite
You should be able to earn up to $3,000 per month with Speakwrite. If you have the experience and from the US or Canada, you should be able to start immediately as a contractor for them. This company deals with various sectors such as the government, law enforcement, and other private sectors. Pay here can go from ½ cents per work for the beginners to at least $12 an hour for the more experienced transcribers. Be a SpeakWrite transcriber now.
12) GMR Transcription
The motto of this company is: “Transcribe Better, Earn Better”. Their pay range can go from $1,000 to $3,000 a month based on your transcribing skills. The difference in the amount depends on the difficulty of your tasks while the time limit remains the same.
To attend a test, there are certain rules you need to follow. All processes will be mailed to you and that you need to go through every line in order to make sure to follow their terms. Then, you will have to download an audio file they sent to you, transcribing it and sending it to the same email address. Pay here can be $10 – $14 per audio file. Be a GMRTranscription transcriber now.
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13) Ubiqus
Ubisqus mainly look for English accent individuals or UK-based workers. However, they also encourage all kinds of people all over the world with good writing and hearing skills since they offer a variety of voice transcription. The company also ensures to provide the most basic verbatim transcript of any meeting. And they only hire those with accurate, fast and attentive skills. The company also have a set of procedure to follow when applying and working. Pay rate can start from $0.0058 – $0.0065 per word and payout via Work Market every fortnight. Be an Ubisqus transcriber now.
14) CrowdSurf
The company encourages any individuals with or without experience to apply for their transcription job. Unlike other companies, CrowdSurf offers basic training and supports you to get started to be a home-based transcriber. CrowdSurf offers 3 steps to get enrolled. First, you will need to signup, join the company and start working. The payment and hiring procedures will all be made through the work market every Monday and you can earn 5 -7 cents per line. Be a CrowdSurf transcriber now.
15) 3PlayMedia
A computer software and technology firm, 3PlayMedia offers captioning, transcription, subtitling, account systems, translation, and processing services. It seeks to make a more accessible platform for people globally. They also offer an interactive transcript, video clipping, archive search, clip-maker features, and video SEO. The company pays you for your hard work and requires 99 percent accuracy. Even the most complex content or the poorest audio file will require good accuracy and offer you bigger pay. 3PlayMedia offers at least 3 -7 cents per line with payout via Skrill or PayPal every Monday. Be a 3PlayMedia transcriber now.
16) Daily Transcription
If you prefer mail conversations instead of the telephonic ones, then this company gives you just that. The pay range here is comparatively less than the others. To get hired, you need to pass through their transcription test. Once you passed, you need to specify your working hours and strictly follow them. If you need to change your schedule, you’ll have to inform them immediately. Daily transcription pays up to 75 cents a minute of an audio file and pays you via Work Market or PayPal every Monday. Be a Daily Transcription transcriber now.
Ready To Be A Transcriber?
So, there you have it! You have 16 legitimate options to choose from and try a home-based transcription job. Whether you are a beginner or an experienced transcriber, these companies should help you earn an extra income. We hope this list helped you find the best company you can work with and add some extra bucks to your account monthly.
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How to Handle a Nico 9
Primary Pairing: NicoMaki Words: ~1.8k Rating: K Time Frame: Maki is a surgeon. Nico is working as an idol producer. They are living together as a happily married couple.
Author’s Note: I had the idea to write this back while I was still writing 8, but like most of my ideas, it had to sit and simmer on the back burner for a while.
“Aaaaaargh!”
Maki looked up from her laptop when she heard a frustrated cry from the garage entry. Quickly, she saved her progress, got up and made her way toward the source.
“Nico-chan?” The redhead rounded the corner.
The named raven-haired woman looked up from removing her shoes with a relieved smile. “Hey, Maki-chan. I’m home.” She stood and held open her arms.
Maki needed no further prompting and took two long strides to close the distance so she could pull her wife into a welcoming hug and kiss.
“Thank the gods today was one of your early days.” Nico said, pulling away from the kiss, but not the embrace.
“Rough day?” Maki asked, though she already knew the answer.
“That’s an understatement.” Nico lamented, pulling in closer again and leaning her cheek on her wife’s shoulder, obviously soaking up as much affection as Maki was able to offer.
“Want me to order out for dinner?”
“Thanks for the offer, but no.” The shorter woman sighed before nuzzling into the crook of the taller woman’s neck. “I want to cook and make something delicious for my wife. I need to feel productive for at least a little bit today.”
Ah, one of those days… Maki realized. One of the things both women had come to learn about owning a business that could run completely, or even just mostly by itself, without constant input from said owner was the occasional feeling of uselessness. It was a fear of having delegated so much to others that one was no longer needed, even when, or perhaps especially when, those other individuals were exceptionally capable in carrying out their delegations.
“Alright.” Maki agreed aloud, earning an appreciative smile in return.
As her wife took her hand to lead her to the kitchen, Maki allowed herself a moment of selfish delight. Generally speaking, Nico’s stress relief cooking made for spectacular results. Not that her normal cooking was bad, quite the contrary in fact. But either way, Maki’s mouth was already watering with anticipation.
Maki dutifully took a seat on one of the stools at the counter and watched Nico’s unnecessarily exaggerated donning of her apron. Despite her own cooking skills having improved in recent years, she knew better than to offer to help tonight. She knew Nico wanted to do this on her own and she would only get in the way. Besides, there would be plenty of other nights they could cook together. So tonight, she would just watch and listen.
Apron secure, Nico took a slow, deep breath. Closing her mouth and eyes, she paused for a moment before opening both again. “So you wouldn’t believe what Ayaka did…” She started, opening the cupboard to retrieve a few ingredients.
Maki watched her wife practically dance around the kitchen as Nico’s emotional agitation accentuated her animation. It had taken a while, Nico would probably argue far too long, for Maki to realize that this was how Nico dealt with stress.
Growing up, Maki had been fine internalizing most things. With her parents often busy at the hospital and her never really getting close enough to their housekeeping staff to open up to any of them, internalization became her primary option. And she hadn’t known any different. Even now, after having been together as long as they had, Nico still had to coax many things out of her.
But Nico was different. Nico needed to vent and talk through her issues to fully process them. Back in high school, she couldn’t rant to her siblings and her mother was busy working multiple jobs. Sequestering herself in the idol research room for the bulk of her second year, it was no wonder she turned her frustrations to the online world.
Then, Nico had found a new outlet with her friends in µ’s, most often with Nozomi. Looking back, Maki realized how much Nico’s overall mood improved as she came to trust those around her. Nowadays, Maki was more than happy to be Nico’s favored audience. But it hadn’t always been like that.
The memory of the first time Nico opened up to Maki, really opened up, full on flood of frustrated emotions, came to her mind. Maki had foolishly ignored most of the tirade and when Nico realized this, her irritation turned toward Maki instead. The fight that ensued was one of their biggest and though Maki wasn’t fond of the memory, she had learned a lot that night.
From then on, Maki made an effort to pay more attention and in doing so, she learned even more about the woman she loved. She also learned much about the company in which she had invested as well as many of the people it employed. But more important than all of that, her bond of trust with Nico grew stronger and she was able to empathize with her on an entirely new level.
“And after all of that,” Nico’s oration continued, ��she had to audacity to say none of it was her fault. She even tried to blame me for most of it.”
When Nico turned her gaze away from the food on the stove and toward her, Maki knew it was her turn to speak. She offered a sympathetic smile before opening her mouth to do so.
“You’re far more patient than me.” She decided. “I probably would have fired her weeks ago. Papa probably would have done it months ago.”
Nico’s laugh was enough to tell Maki she had chosen the right response.
“We hadn’t even hired her months ago, Maki-chan.”
“You know what I mean.”
“Yeah, yeah.” Nico dismissed with a wave before beginning to plate out the food.
Conversation turned to lighter topics as the couple moved to the dining room to eat. Nico still maintained the lion’s share of talking time, but Maki was fine with it; her own day had been rather droll anyway. And Maki found herself quite pleased as Nico’s mood continued to improve through their dinner.
“Anyway, thanks for letting me vent, Maki-chan.” Nico said setting down her fork and preparing to get up and clear the table.
“You know I’m here for you, Nico-chan.” Maki replied with a reassuring smile.
“I know.” Nico affirmed before sighing. “I suppose you need to get back to your paperwork, huh?”
Maki knew that look. Though Nico was done ranting, she still wasn’t quite over the events of the day and was not-so-subtly seeking more comfort.
“I can bring my laptop to the living room and work there if you want to watch a movie or something?” She offered tentatively.
Nico considered for a moment before smiling. “Actually, I have a better idea. But let me clear this first.” She reached for her wife’s plate.
Instead of handing it over, Maki picked it up her own plate and stood. Without another word, Nico understood and her intents and was thankfully willing to at least let Maki help with clean up.
“See you on the sofa in five.” Nico said, finishing drying her hands and tossing the towel to Maki.
Maki nodded and walked to her office to retrieve her laptop. She didn’t need the full amount of allotted time to make her way to the living room. Once there, she wheeled the coffee table closer to the sofa and pulled up its top to a more desk-like height. Finally, she opened her laptop and...
“Kyaaa!” She cried out as something was placed in her ear.
“Feels like it’s been forever since we’ve listened to music together.” Nico said, making her way around the couch.
Plopping down beside the redhead, the raven-haired woman took the other speaker and placed it in her own ear. She then turned sideways, leaned against her wife and released a content hum. Finally, she pulled her tablet down from the back of the couch and began browsing an idol site.
Maki furrowed her brow as she realized Nico had been right; she also couldn’t remember the last time the two of them did this. It was strange, now that she thought about it. The two of them had listened to music together several times a week throughout her high school career. Things got busy for both of them while Maki was in college and med school, but they still set aside time for it. Unfortunately, the frequency continued to diminish over time until one day, they apparently stopped. And it bothered Maki that she hadn’t realized it herself.
“You don’t want to listen to your music?” Maki found herself asking as one of her favorite Beethoven pieces started playing.
She could feel Nico shrug against her before responding. “Maki-chan was kind enough to sit through all of Nico’s rant, so Nico thought she would repay her with her choice of music tonight.”
“Oh, alright… uhm… thanks.”
“Nico is more than happy to do so for her favoritest Maki-chan.”
Now Maki couldn’t help smiling as it became clear that Nico was back to her normal self. Certainly, the fact that she was referring to herself in the third person was enough evidence on its own, but referring to Maki in such a manner cinched the deal.
Memories of when the habit used to annoy her came to Maki’s mind. Honoka, Kotori, Rin and even Nozomi occasionally used their own names to refer to themselves, but Nico had done so far more frequently. Or perhaps Maki only thought that because she had paid more attention to Nico? Looking back now, she found it hard to completely dismiss the possibility.
And Maki herself had even used the third person reference a time or two. However, in her case, it was only because Nico had managed to convince her to do it for the idol magazines that printed stories about µ’s and the results of their photoshoots. Perhaps that was a turning point in how Maki viewed the behavior?
Finally, for better or worse, she couldn’t deny that she had pretty much always liked when Nico called Maki her favoritest. At least she couldn’t recall a time when she had disliked it, even when she thought Nico was little more than an annoying brat. As embarrassing as the term had been back then, she had often missed it when it wasn’t used, almost as much as when Nico only called her Maki instead of Maki-chan.
“Ooo, Chai-cow-ski.” Nico’s intentionally exaggerated pronunciation brought Maki back to reality.
“Tchaikovsky.” Maki corrected, earning a chuckle.
“Hee hee, I know.”
Nico’s laughter sparked something within Maki.
“I…” She began, turning her head to plant a kiss on her wife’s head. “I love you, Nico-chan.”
“Hee… I know.” Nico replied in the same tone as before “I love you too, Maki-chan.”
Content with how the evening was turning out, Maki picked up where she had left off with her reports for the hospital.
Author’s Note Continued in Followup Post.
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6 Alternatives to Getting a Job
We live in a world where a job isn’t necessary to make money.
The minute I understood this, my life was forever changed.
Jobs are great: they give you experience, opportunities, contact with people and a good learning foundation. This is especially helpful for recent college graduates; jobs get us started in the real world, we start taking on responsibilities and our life suddenly seems to have a bit more structure and purpose to it.
So yes, jobs are great when they’re fulfilling and enjoyable.
The problems start when the job becomes a drag: the thought of work depresses you, your mood darkens, you sigh and complain. Even as college students we’ve experienced this: working part-time at a fast food restaurant/bar/supermarket isn’t the most exciting thing in the world.
So I am a big supporter of checking out other options before getting a traditional job (or never getting one). The options really do depend on each person, so why not try one out? Not only will this earn you a different set of skills useful for a future job, but you’ll also get to experience something unconventional and new. Pretty cool for a college student/grad.
Here are some possible alternatives to a job (from least to most risky):
1. Self-employment/freelancing
Instead of jumping straight into the workforce, why not try offering your services directly to clients? It could have something to do with your degree or not, it’s up to you. Self-employment and freelancing range from online tutoring, to building websites and to Ubering around. The most important is to know how to hustle and have some discipline: the money comes in only when you’re working.
Self-employment doesn’t work for everyone but it does have some pretty sweet benefits. You get to set your own hours, you can choose who to work with (maybe not always, but still) and if it’s online you get to work from anywhere!
Check out Upwork and Fiverr to see what kind of services freelancers are offering. Is there anything you think you could do?
2. Build an online business
It’s amazing: starting a business has never been easier. How? With the beautiful internet. 50 years ago you needed funding, permissions and experience. Now all you need is a wifi connection, a tiny bit of money, some hustle – and you’re done. The hardest part is the hustle: willingness to learn and not giving up. As with any business, online businesses require discipline, consistency and a goal. It’s just a little easier to get started when it’s online.
Don’t have an online business idea? No worries, here are two great ones for you:
A blog
An online shop
Blogging really is an online business: you provide content for your readers (some kind of research) and you can earn money through affiliate sales, ads, sponsorships, etc. What you’re reading right now is from a blog/website. I treat Financially Mint like a business: I produce content, I answer comments and try to make it a good experience for the reader.
Online shops are another cool business idea. I tried creating one (check Money Experiment 2) and really see this is a good business venture. You basically act as the middleman connecting the product with the client. It’s called drop-shipping and can be very lucrative if done well.
Other options include Youtuber, podcaster and other forms of content production. They all require some kind of initial effort without guaranteed return (like all businesses). Not for everyone, but another cool alternative to the 9-5.
3. Travel volunteering
Don’t want a job but want to travel? You still have options. Volunteering in general is another way to live without a job.
You could either DIY it: pay for the plane ticket and see where life gets you. People have done crazy things: travel the world on a bike, camp for weeks, volunteer in exchange for accommodation and food, you name it. It’s proper ‘Into the Wild’ kind of stuff. Maybe a bit extreme, but hey I’m just laying out options.
A safer and more viable option is doing travel volunteering through agencies such as STA Travel or Projects Abroad. You basically volunteer abroad and get housing and food in exchange. It’s all monitored and it’s mostly programs for gap year students. Pretty fun.
4. Creating
If you feel you’re particularly good at creating something, why not sell it? This could be writing a book, producing music, creating art, etc. Create something, market it and sell. Once again, you’ll have to put up an initial effort with no guaranteed return, but if you get it working it could be pretty fun. Eventually you could even turn it into a proper business (but hey, only if you want to).
People who have done this are Veronica Roth (author of Divergent series) and Bret Easton (author of American Psycho). And there are tons of students who sell their art on DevianArt or promote music on Soundcloud. Turn that hobby into a money-making machine.
5. Military
It’s not actually that risky (unless you’re actually sent off to war), it’s just not an option people really think of. But it’s worth mentioning.
Maybe a year or two in the army could help you figure out what kind of job you want or what you want to do next. You may find that you want to go back to uni and study something else, or that you really like the military and want to stay. Those years in the middle will help you gain discipline and even motivation to work on what you want to do.
You’ll be earning about the same than if you were at an entry level job, plus you’ll get some good benefits by not having to pay utility bills, healthcare, etc.
Find out more info on the Army and think of your options.
6. Investing/Property investing
Related: WTF is investing?
There’s a reason why this one is at the bottom of the list: risky af. You’ll need experience and some money to get started and succeed- but it’s still an option. If you have enough for a house deposit and calculate a good cashflow, that could be enough to get started on the property market. From there you learn and you experiment: how about trying the stock market? Or dare I say cryptocurrencies?
Related: WTF is property investing?
Once again, not for everyone, but for those who like to live on the edge and don’t mind the possibility of going broke at 23, it could be an option.
What’s pretty cool about all these options listed above is that you don’t have to restrict yourself to only doing one. How about becoming a self-employed proofreader and doing some blogging on the side? Or starting a drop-shipping business and experimenting with investing? Or even getting a traditional job and just treating these as ‘side-hustles’. It’s amazing the amount of flexibility we can achieve nowadays.
The main reason I included the more unusual alternatives on the list is to show you that you really don’t have to go down the traditional path and get a normal desk job if you don’t want to. No one is forcing you to (if your parents are, tell them to give me a call). Maybe you’d be down to try out the military, or travel the world out of a backpack, or even lose all your money on the stock market. The possibilities are endless, and the world is at your feet. It’s your life and you’re young – you get to choose what to do with it.
#britain#british#uk#british student#english student#scotland#england#student#student finance#college finance#study#university#money#financial independence#budget#financial education#make money#save money#studyspo#college#work#student job#job#makemoney#sidehustle#army#investing#volunteering#onlinebusiness#travel
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‘SNIPER ELITE 5′ - REVIEW ROUNDUP!
This award winning series returned last week for its latest entry with Karl Fairburne, and we see you scoping it out! The mission in sight? To uncover Project Kraken in 1944 France.
Of course it’s always handy to be well informed on your target, instead of aimlessly taking a long shot with your hard earned cash! So, we’ve trawled the internet for the best of the big name reviewers to bring you the ammunition you need! Follow us down below for the review roundup on Sniper Elite 5...
Eurogamer - Essential
“Like a fleet of Allied landing craft storming the beaches of Normandy, Sniper Elite 5 has blown me away. I spent most of my weekend with it in a state of delighted befuddlement, constantly muttering 'isn't this brilliant?' as it delivered yet another incredibly designed level to creep around while turning Nazi skulls into cornflakes.”
Read the full review here.
GodIsAGeek - 8.5/10
“Sniper Elite 5 is an impressively layered shooter, where the wealth of options for how you tackle a level is vast. You’re rewarded for getting the job done however you choose, but following the quiet path of a sniper will be more beneficial when it comes to earning XP. [...] It may be a bit cheesy at times, and some of the voice acting isn’t great, but there’s definitely a solid gameplay loop, and the sense of freedom is what I loved most about it.”
Read the full review here.
GamesRadar - 4.5/5
“Had Sniper Elite 5 launched without its new Axis Invasion mode, I'd have been suitably impressed with what is a confident step up onto new-gen hardware. But with its inclusion, although hardly revolutionary in the grand scheme of online sandbox games, it adds enough spice to Sniper Elite 5 to elevate it above anything from its own back catalog, and the majority of its competition.”
Read the full review here.
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PlayStationUniverse - 9/10
“Sniper Elite 5 is the series at its strongest to date. It's not a radical paradigm shift by any stretch of the imagination, but it doesn't need to be. Instead, it builds on what Sniper Elite 4 did so well by expanding on the scale of maps, stuffs them full of things to do, and polishes its already-compelling combat. If you're looking for a tactical, rewarding World War II-era shooter, Sniper Elite 5 comes highly recommended.”
Read the full review here.
TheSixthAxis - 8/10
“Sniper Elite 5 really feels like Sniper Elite 4 in a lot of ways, which is exactly what you’d expect and probably want. Sniper Elite 4 took a big step forward to more freeform sandbox levels where you could approach objectives from pretty much any angle, and this sequel builds on that. [...] With a new WW2 tale to tell and Axis plot to foil, Sniper Elite 5 expands and refines a lot of the action that will be familiar to fans of Sniper Elite 4. There's a few rough edges, but this is a fun stealth action romp for Karl Fairburne.”
Read the full review here.
HardcoreGamer - 4/5
“While a few issues remain that hamper the experience, it’s a no-brainer to proclaim Sniper Elite 5 has taken everything that made 4 as great as it was and improved it. The signature gameplay loop and general premise of picking one’s shots is as satisfying as it always was. But it’s what the game has added on top, around those figurative edges, that makes this year’s release a thoroughly-entertaining package, be it entirely solo in its campaign or competitively elsewhere.”
Read the full review here.
In a series where you pretty much know what you’re getting, it seems Sniper Elite 5 has still found new ways to entertain and captivate both its loyal sharpshooting fanbase, as well as rookies looking to take their shot!
Grab your copy on PS4, PS5 and Xbox Series X/One right here at The Game Collection!
-Jack
#sniper elite 5#karl fairburne#thegamecollection#TGC#review roundup#gaming news#hardcoregamer#eurogamer#thesixthaxis#GamesRadar#playstationuniverse#godisageek#video game reviews#ps4#ps5#xbox#series x#rebellion#sold out sales and marketing#sniper elite
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Best Immigration Consultants For Canada Express Entry In Delhi
The Express Entry Canada System allows you to immigrate to Canada and apply for a Canada PR directly. It is used by the IRCC to manage applications of skilled workers who want to Immigrate to Canada as a skilled professional. The Express Entry system-for immigration to Canada, allows applicants to apply for living and working in Canada and become Permanent Residents in less than a year.
Prepare yourself for Express Entry Canada
Before your submit the online application for Express Entry you will need to take the following steps : 1.Take the language tests – IELTS for English and TEF for French language.
2.Get an Educational credential Assessment or ECA done on your educational qualifications by a certified agency to prove that your educational standards are on par with Canadian education system.
Steps for Canada Express Entry
The following steps are required for applying Express Entry Canada.
1.The first step is to determine if you are eligible under one of the federal economic programs. The IRCC supports the following federal economic immigration programs through its Express Entry draw.
(a) Federal Skilled Worker Class (FSWC) – is intended for professionals who have skills that are in demand in the economy. Many services such as lawyers, Doctors and teachers fall under this category.
(i) The Canadian Experience Class (CEC) – is intended for those candidates who have worked in Canada and have obtained Canadian work experience.
(b) The Federal Skilled Trades Class (FSTC) – is intended for those professionals who work in the technical trades and are semi –skilled workers.
It is important to know exactly which federal economic program you will be eligible for as applying through the wrong program can get your application rejected. Our Canada immigration experts will guide you on the right program based on your professional background.
2.The second step is to submit an Expression of Interest through an online form. The online form will be filled by ourimmigration consultants based on information provided by you. 3.You are assigned a score by the IRCC based on a weighted ranking system with different weights assigned to different categories such as your IELTS score, your education level and your work experience. The scoring is done out a total comprehensive ranking score of 1200. 4.The IRCC conducts a draw from time to time to determine the cut-off point for issuing invitations to apply (ITAs). 5.If your score is higher than the cutoff score then you will receive an ITA. we will keep you informed on the status of your application on a regular basis and will definitely let you know should an ITA be issued.
Candidates who have a job offer from a Canadian company can get up to 200 additional bonus point in the CRS. You will need to get a labour Market Impact Assessment and a full-time, permanent job offer from a Canadian employer to qualify for the same. Our consultants can help you qualify for arranged employment with an employer based in Canada.
Another method to earn additional points for Express Entry is to apply to individual provinces for their respective provincial nomination programs. The provincial nominee programs are run autonomously by the individual provinces and provide 600 additional points for candidates who show the interest and ability for settling in the province. If you do not have a valid job offer you can register with our job search facility to search for opportunities in Canada.
6.The IRCC will conduct the draw and if you have a CRS score higher than the minimum cutoff then you will receive an ITA. Once you receive the ITA you will have a 60 day window to submit an application for Canada PR along with all the required documents. 7.If you have not received an ITA in the current round you can consult with our Canada immigration experts for more advise on how to improve your score. 8.On receiving the ITA you will need to submit the Police clearance certificate from all cities where you have lived in the past for a period of more than six months. If you have lived in multiple countries then you need to submit a different certificate from each of these cities. Our Canada immigration experts will guide you on the process for applying for and obtaining one. 9.The IRCC will set a date and recommend a doctor for conducting a health checkup and provide you with a medical certificate that states that you are fit to travel to Canada 10.Under some federal economic programs you may need to submit a proof of funds to show that you can sustain yourself independently in the country. 11.After all the certificates are received and your application is scrutinized you are provided with a provisional Permanent Residence visa which allows you to travel to Canada.
We are committed to providing you the most efficient, effective and transparent consultation process in your quest for moving to Canada. when such a major life decision is at stake you would not want to rely on anyone but the experts.
FAQ’s
Q). What is express entry visa program for Canada? Ans). The express entry program is a specialized program for immigration to Canada for skilled workers and tradespeople. The system as its name suggests allows people with the requisite skills and experience to apply for Canada PR on a fast track basis. You can reach out to our offices or refer to the article above to know more about the express entry process in detail. Q). How can I apply for express entry to Canada? Ans). There are multiple checks required before the process of applying begins like you need to see whether you’re profile has scored enough points to qualify. The best way is to consult experts/counselors who deal this daily. Q). What are the costs involved in express entry process to Canada? Ans). The costs of Express Entry can vary based on the specific details of your application. Please get in touch with our consultants for more details regarding the costs. For more information about this you can mail us at [email protected]...
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How to land a job on a superyacht
If you’re ready to ditch your office job for something more exciting, and the sea is what calls you, then we’ve got some tips on how best to land a job on a superyacht. Yachting is not just a job, it’s a lifestyle and a career, as the work doesn’t start at 9 and end at 5 – it’s twenty-four hours, seven days a week. So first of all, it’s essential to make sure that it’s a good fit for you.
Should this be your first job at sea, it will most likely be an entry-level crew member such as a deckhand/steward(ess), so you will be expected to work hard, be a good team player, and do what it takes to be a valuable member of the crew. You will most likely have to share a cabin with another crew member, which means getting used to having very little privacy and not a lot of time on your own.
The benefit of working on a superyacht is that you get to travel across the world while earning good money. You will have unique experiences, make friends for life, and escape the prospect of dead-end jobs. You may even progress to captain, chief mate or chief steward(ess)one day if that’s what you want.
So if you’ve got what it takes and it excites you, then get yourself ready to land that job!
First steps toward starting your career on a superyacht
While previous experience in the “land-based” hospitality industry is helpful, it’s not enough to qualify you for working on board a superyacht. It’s essential to invest in specialised training, such as our Standard Courses, to properly equip you for a life and career at sea.
Besides completing yacht and Offshore courses and training, you will need basic STCW Training, which is the minimum legal qualifications required to work on any commercial vessel at sea. STCW sets qualification standards for masters, officers and personnel on seagoing merchant ships and anyone working offshore or on board any yacht in the maritime industry.
What qualifications do you need to work as a deckhand?
By the time you get on board, your captain will need a crew member that can get up and running after a brief induction period. Therefore, obtaining the maximum qualifications before you go is essential. For deckhands, your responsibilities are split between guest-related duties such as tender driving, deck work, anchoring and water sports, or the maintenance – painting, filling and fairing as well as varnishing jobs, plus all other cleaning, polishing and scrubbing duties.
Due to the extremely tough competition amongst deck crew, the suggested basic training certificates for successful employment on board are the following:
STCW 95 Basic Training Certificate + PDSD
RYA Yachtmaster/Coastal Skipper Theory
RYA Yachtmaster/Coastal Practical (Experience/Mileage necessary)
Specialist Super Yacht Training Course (Deckhand Training Course)
RYA Powerboat Level II
RYA Personal Watercraft Course (Jet ski)
RYA Competent Crew Certificate
RYA Day Skipper Theory and Practical Certificates
RYA Radar
RYA VHF Radio Operator’s License
Depending on the position you apply for, here’s a list of valuable experience to help place you ahead of the competition
It is beneficial, but not essential, to have background training/experience in some of the following:
Previous experience or training: Maritime experience/training, lifesaving experience.
Watersports: driving instructor qualifications, scuba diving, wakeboarding, kiteboarding, water-skiing.
Construction: varnishing, carpentry, building, metalwork, engineering, plumbing.
Therapies: such as manicures, pedicures, massage, aromatherapies, hairstyling.
Au Pair and Nanny experience: teaching, entertaining children.
Any hospitality experience/training: Bartender, waitering, events, promotional work, florist, hotel school, butler, cruise ship experience.
Chef Work: A natural ability and training/experience in restaurants, catering, hotels.
Personality traits: social skills, cultured, good manners, well presented, self-confident, a positive attitude.
Completing additional training to advance your career
Apart from the standard, compulsory, courses required to work on superyachts, there are additional training courses and career progression courses offered by SYSA. These courses are:
RYA Yachtmaster Theory
RYA Advanced Powerboat
AEC (MCA Approved Engine Course)
PADI Open Water 1 and Rescue Diver
To read more about our Deckhand Training or to begin your seaward journey, click here.
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Why Aren’t There More Women Economists at the United Nations?
Female economists are rising to the top—everywhere but the U.N.
— By Colum Lynch, a senior staff writer at Foreign Policy. | May 17, 2021
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Then-European Parliament Vice President Isabelle Durant, who currently serves as acting Secretary General of the U.N. Conference on Trade and Development, attends a yearly remembrance ceremony for the Jewish deportees of World War II in Mechelen, Belgium, on Sept. 9, 2012. Kristof Debecker/AFP/Getty IMages
From all appearances, it is a golden age for women in economics, a traditionally male-dominated field that has recently seen women appointed to the top jobs at the U.S. Treasury, the World Trade Organization, and the International Monetary Fund—the latter, twice in a row. The World Bank’s chief economist, Carmen Reinhart, is a Cuban American woman.
So, why is the United Nations struggling to appoint qualified women economists? A top U.N. trade and development official said her agency is grappling with a shortage of female economics applicants with a doctorate, undermining her agency’s efforts to hire enough qualified women to meet the U.N. goal of reaching gender parity in its hiring practices before the end of the decade. A number of female economists say there are plenty of qualified women in the market and that the U.N. is just not working hard enough to recruit women.
The most credentialed women economists are generally underrepresented throughout the workplace, with more than two-thirds of economics doctoral degrees in the United States awarded to men, and only 40 percent of entry-level economists in Europe are women. That disparity shows up in big institutions. The World Bank, for example, employs more women (53.2 percent of its core operations workforce) than men (46.8 percent). But among staffers with “economist” in their titles, men outnumber women 784 to 514, according to World Bank figures.
The figures are even more lopsided at the U.N. Conference on Trade and Development (UNCTAD) a Geneva-based agency that promotes investment, development, and trade in the developing world. At UNCTAD, women account for only 36 percent of professional staff, placing it among the worst U.N. departments when it comes to gender parity in the workplace. The head of UNCTAD is now trying to turn that around with a drive to recruit more women.
The pursuit of greater female representation at UNCTAD is part of a wider push by U.N. Secretary-General António Guterres to achieve gender parity for senior U.N. officials by the end of 2021 and throughout the organization by 2028. The U.N. says that it achieved parity in senior ranks as early as January 2020. U.N. figures indicate that there are currently more women than men, 57 percent, at the undersecretary general level and nearly 50 percent at the assistant secretary general level. But the representation of women falls sharply in U.N. peacekeeping missions, particularly in Darfur and Libya, where less than a quarter of staff are female, and the U.N. Department of Safety and Security, where only 22 percent of posts are held by women.
In an effort to reverse that trend at UNCTAD, Isabelle Durant, a former Belgian politician and UNCTAD’s acting secretary-general, instructed her senior managers last month in an internal memo to scrap a requirement that new hires have doctorate degrees, saying that it limits the pool of potential female candidates. She also insisted that women be included in shortlists for potential job recruits, that managers undertake training to detect potential unconscious bias against women in their hiring practices, and that women serving in the lower and middle professional ranks be given “priority consideration” during the hiring.
“We know that it is a difficult task to identify a diverse and significant pool of qualified female candidates, noting that statistics reveal that female graduates in economics are overall still underrepresented,” she wrote in an internal April 16 memo to staff. “Nevertheless, there is a substantial pool of competent women economists, also reflected in the fact that many institutions dealing with economic development are led by women.”
The World Trade Organization is currently led by its first female director-general, a Nigerian American economist, Ngozi Okonjo-Iweala, who recently appointed two women to fill the organization’s four deputy director-general posts. Only one woman had previously held a deputy spot since the trade organization was established in January 1995.
But as some U.N. agencies struggle, many women economists say there are plenty of qualified women with doctoral degrees, but that the U.N. has done too little to find them, relying on candidates from a tiny handful of elite universities in the United States and Europe.
“I am a bit shocked,” said Emmanuelle Auriol, a French economics professor at the Toulouse School of Economics. “I know lots of women who hold Ph.D.s that would love to join a U.N. organization.”
“It is laziness, they are not reaching out,” added Auriol, who has conducted a study of the representation of women economists along with a group of European economists.
Durant’s memo—which was obtained by Foreign Policy—was prompted by complaints from U.N. headquarters that the Geneva-based agency is falling short of Guterres’s goal of achieving gender parity throughout the international institution’s myriad agencies. Ana Maria Menéndez, a senior policy advisor to Guterres who is running point on the U.N. chief’s gender equality effort, recently expressed concern that UNCTAD is lagging behind most other U.N. agencies, ranking 36th among some 41 non-field U.N. Secretariat departments. Durant said that the trade and development agency has performed poorly, particularly among midlevel professional staff.
“Concern of bias against women, at times unconscious, has been repeatedly brought to my attention,” she said. “Stereotyping of gender roles is a factor that contributes to not giving women and men equal opportunities.”
Some male employees have taken issue with her characterization of bias against women. One male UNCTAD official said managers have recently been hiring as many women economists as male, but that the historical gap is providing an unfair disadvantage to younger men.
“Everyone understands the need for a diverse workforce, but what does that mean for men?” the official said. “We are tackling issues created by previous generations that are now falling on the shoulders of younger generations.”
The official, who spoke on condition of anonymity because he was not authorized to speak to the press, said that Durant was guilty of her own outdated stereotyping about gender, pointing to remarks she delivered at a women’s conference in which she said: “There is a gender difference in how women and men lead and approach consensus building. For instance, women are more likely to ensure that negotiations actually happen at the table and not at the golf course.” The younger generation of staffers, he added, are not particularly interested in golf.
A second male U.N. official, who spoke on condition of anonymity, acknowledged the sensitivity of fighting a historical injustice. “There are definitely many men who know their chance of getting the next higher grade are greatly affected by the gender parity strategy,” he said. “There is no question about that. Most of us accept that, but some still grumble.”
However, the official added that men are still getting promotions to senior positions.
Men have traditionally dominated economics, with fewer women than most other academic professions. For instance, women accounted for 55 percent of all U.S. undergraduates in 2019, but only 34.1 percent of economics majors in 2020, according to a survey by the Committee on the Status of Women in the Economics Profession (CSWEP). In 1972, the earliest period for which CSWEP documented the gender disparity in economics, only 7.6 percent of new Ph.D.s in economics were awarded to women in the United States, and women held only 2.4 percent of full professorships in economics. Janet Yellen, the U.S. treasury secretary, was the only woman in her 1971 Yale University doctoral graduating class.
The share of female economists has been steadily growing, but women remain underrepresented, particularly in academia. In 2020, women accounted for 35.3 percent of students entering Ph.D. programs in economics in the United States, according to the CSWEP report. An even smaller share of women—27.4 percent—have secured tenured associate professorships, and fewer than 15 percent of tenured full professors are women. In Europe, women account for just over 40 percent of entry-level economic research posts, but they only achieve 22 percent of full professorships.
“Are there too few female economists in international institutions? That must be true,” said Betsey Stevenson, a professor of economics and public policy at the University of Michigan’s Gerald R. Ford School of Public Policy. “Can they solve the problem by dropping the Ph.D. requirement? I think not. To drop the Ph.D. requirement will lead to men with more credentials than women and that will likely create unequal work dynamics.”
Stevenson said the U.N. needs to search harder, interview more women, expand its job ads, and consider hiring from less prestigious universities. “I know plenty of women who finish their Ph.D. and are not inundated with job offers,” she added. “There are plenty out there even if they are underrepresented.”
In a telephone interview, Durant acknowledged that her agency needed to do more to identify and recruit qualified women, saying that women account for only 30 to 35 percent of overall job applicants. She said that UNCTAD generally recruits from only a handful of U.S. and European universities. Most hires who come from other parts of the world generally earn degrees from the same major U.S. universities.
Durant touched on concerns among men that they are being denied opportunities, saying she understands “how delicate it can be for men in those levels where gender balance is not achieved. But combating this inequality is our responsibility and duty.”
— Colum Lynch is a senior staff writer at Foreign Policy. Twitter: @columlynch
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The ‘3Es+1’ To Become a CPA
It’s not always about the eligibility gap that holds you back from getting CPA to your name. There are a bunch of lateral support functions in the background that play their part in making the CPA journey successful. It’s often difficult to understand the significance until you have eventually been there and done that. Therefore, before you start off, it’s important to align your strengths and weaknesses in the domain you are trying to advance your career.
Here, CPA is a globally recognized course that helps you to profess the credibility to look out for careers in India as well as abroad. The client/customer pool that you are dealing with would be diverse (be it in accounting or taxation) and you really need to evaluate your potency and significance to cater to the services. This asks you to prepare yourself beforehand which includes appropriate self-assessment.
Even if you are overwhelmed with the fact that CPA is the one that you need to pursue, you need to understand, whether you have enough accounting experience, if you are not from the accounting domain, what can be the feasible solution to make up for that, or if you need to apply for a license. These preemptive measures will help you to make the best use of the US GAAP and IFRS (IND AS is a version of IFRS) gap in the market.
To ease your exam stress, we identified what is preemptive touchpoints and here are the 3Es+1 to become the blackbelt accountant as a CPA.
Education – For CPA the education requirements vary across the US state boards, yet the basic requirement is the same for all. Firstly you have to secure a bachelor's degree (preferably in finance and accounting) or 120 credit hours in college. If you do not secure a first-class in B.Com you have to pursue a master’s (M.Com or MBA) or a PGDA bridge course accredited by a recognized board (In India, either by UGC or AICTE) with an accounting major, to fulfill the requirements. If required Miles Education, India’s topmost CPA/CMA training institute can help you with a bridge course , check the link below- https://mileseducation.com/cpa/bridge-course
Examination- The next big step is to get your transcripts evaluated from to check it fulfills the eligibility criteria for the CPAs. Once they are up for evaluation, you have to parallelly start preparing for the CPA exams, and secure that minimum 75 percent cutoff marks to become a CPA.
The subjects include-
*Auditing and Attestation (AUD)
*Business Environment and Concepts (BEC)
*Financial Accounting and Reporting (FAR)
*Regulation (REG)
Here you have to make up your mind on what order you would want to schedule your parts! Start with the subjects with which you are comfortable with and once you clear the parts you will have an added confidence of completion.
Many candidates ask whether they can take all four exams at once - it is not recommended until you are very confident with the subjects. Well, you can pair up two subjects (one difficult and an easy one) to reduce the exam window to become a CPA.
The estimated time frame to become a CPA is 12-18 months, for further guidance keep checking the Webinar section of Miles Education’s (with no additional cost) which would help you become a pro check the link below- https://mileseducation.com/webinar/cpa
Experience – One of the most critical requirements for international candidates is “Experience”. The expert says that you should at least have a year of supervised experience before you start with the CPA exam preparation. The entry-level experience in taxation, budgeting, and audit preparation will help you to earn an extra-penny in competing in the job market for the CPAs.
This additional gain in experience years also makes you eligible for filing the CPA license. If you want an independent career as a consultant or thinking of possibilities of working in the CPA firms. Plus, a licensed CPA will enjoy a direct entry in the advisory position in the Big 4 firms as well.
The work-experience documents need to be reviewed under an authorized signatory or a recognized CPA, which can be of trouble. Register yourself with Miles Education here- https://mileseducation.com/webinar/cpa for a one on one consultation.
Ethics - As you have already passed the CPA exams, most states require CPA candidates to take an ethics exam in order to obtain a CPA license. If you need assistance to get your CPA license, Miles is the only review course provider in India helping licensed CPAs (including, of course, the Lead Instructor - Varun Jain, CPA) who is authorized to verify the accounting/finance experience of candidates to help them achieve their CPA license. Miles has full-time licensed CPAs who are able to verify experience for the CPA license, for further information visit- https://mileseducation.com/cpa/miles-cpa
Miles Education is a premiere skilling & training institute for finance & accounting professionals to earn US CPA/CMA credentials.
The focus for Miles Education has always been to up-skill students and professionals to help them be future-ready and enable their career progression through the US CPA/CMA qualification Committed to achieving this goal, today, Miles is India’s largest and #1 CPA review course! It has been instrumental in building the CPA/CMA ecosystem in India holding offices in 9 cities and partnerships with 100+ MNCs, including all of the Big 4s.
Miles Education provides student/professional-centric services while keeping concept-based learning at its core which has helped it climb to the top ranks when it comes to the US CPA/CMA certification in India.
As per regulations, for CPA exams that are taken in international locations (like India or Dubai), the exam credits lapse unless the candidate is able to get the CPA license within 3 years of clearing the CPA exams. As the CPA exams are in India, it’s the best time to clear the CPA exams and gain a professional advantage of the changing accounting landscape. Are you ready?
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22 Things I Learned by 22
I don’t know about you, but I’m feeling 22! Yes, you read it right. I just celebrated my 22nd birthday so… Happy birthday, self! I’m officially in my early 20s. While there’s so much to look forward to, I know that there is a certain level of pressure that comes with getting older. I know I’m still considerably young, but at this age, society expects young adults to have their lives *figured out* already. So yeah, this is me succumbing to the pressure and pretending to know what to do, where to be, how to act, and when to take risks. *note sarcasm*
I must say it’s really awkward to start this entry with that greeting but there isn’t much that I can do about it. It’s the very reason I’m writing this one. *sighs* A month ago, I was thinking of a fun way to celebrate my birthday. We’re still stuck in quarantine, and even if some establishments are already open, I’d rather be safe than sorry. So, I thought of posting something on this site to sort of celebrate my birthday and share something to the people who might be interested. With that being said, let give you the 22 Things I Learned by 22!
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Disclaimer: I am, in no way, an expert to giving tips and pieces of advice, but traversing through adulthood taught me a couple of lessons which I think are worth sharing. I only finished school last year, but my sudden immersion to the “professional world” a.k.a. work life allowed me to go through paradigm shifts I didn’t ever think I would experience. I’d like to say that I also saw the harsh realities of life 2 years into this path I’m currently taking. So my advice to you is to take everything you’re about to read with a grain of salt. *winks*
1. Health is wealth.
Now that we’re experiencing a global pandemic, I realized how important health is. I used to eat whatever I want (hence, the weight loss and weight gain cycle) and deprive myself of sleep. Now, more than ever, is the time for us to take good care of our bodies. #panggap lol
2. Work is hard, that’s why it’s called “work”.
My internship is Thailand gave me a glimpse of the life of a teacher (which I thought was fun) and I thought that it’s more or less how it feels in the real world. Not that it isn’t fun, it’s only now that I realized how heavy the responsibility is– that it even extends outside of the classroom.
3. Small talk is boring.
I’ve always been one to enjoy lengthy, deep, and mind-boggling conversations. It bores me when I meet people and we just engage in small talks. Like come on, let’s talk about music, politics, religion, mental health, adulting, etc. I think it’s the reason why people get tired of the “Kumain ka na ba?” narrative. *face palm*
4. Social media is not real life.
I used to scroll through social media endlessly to know what everyone is doing, but after a while, I realized how it’s only a reflection of someone’s highlights. A person can look good and perfect on Instagram, but behind the filters and curated feeds are people who deal with problems and struggles on a daily basis.
5. Happiness is a by-product of purposeful living.
To achieve happiness, you must live purposefully. It’s a matter of motion before emotion, so before you feel happy, you have to do something that’s good for your soul. Stop making excuses. Pursue your passion. Serve others. Find your purpose. Design a life that’s worth living and happiness will come to you.
6. Change is inevitable.
I know this a cliché, but going through changes and shifts over the past two years taught me to acknowledge change. As much as the people, things, and feelings change, I also do. It makes me sad sometimes how I’m no longer the version of myself that I used to be, but I’d rather change than stay the same.
7. Rejection is redirection.
People see rejection as a bitter pill, but I realized that it saves you from something (or someone lol) that isn’t meant for you. It sucks to be rejected but if anything, it leaves an open space in your life which you to acquire something. So pick yourself up and move forward.
8. Jumping into conclusion is a bad habit.
I know it’s easier to just analyze things in your head but if you can, communicate. Scratch that, you MUST communicate. Don’t let your thoughts cloud your judgment on a person or a situation just because there isn’t an explanation for it yet. Clarify, then comprehend.
9. Being busy is different from productivity.
Productivity means achieving the things that you have to do and being able to rest deliberately. If you’re just working all the time and have a lot of things on your plate, then you probably are just busy. Use your time well and work smart. Avoid spreading yourself too thinly and maintain your focus.
10. Overthinking is a waste of time.
Oh, I can’t stress this enough. I am NOT an overthinker, but I’ve met some people who are. Thus, I’ve also seen how it takes up much of their time. Sometimes, your biggest enemy is your own mind. Stop overthinking, let it go, and give yourself peace. Pray about it and trust the process.
11. People change and so do relationships.
It saddens me how I’m no longer friends with some people I once considered my “best friends.” People grow, and sometimes, we grow in opposite directions. I know I have my fair share of faults, but I choose not to blame anyone anymore. Perhaps, things are better off this way– distant, but at peace.
12. Waiting seasons are not wasted seasons.
Finishing college, getting a job, earning my license– these are just some of the things I achieved last year. Trust me, I spent countless days and nights just waiting for these things to happen, and while I was waiting, I focused on the things I can do. The longer the wait, the sweeter the victory will be.
13. Supporting others will not invalidate your success.
Support other people on their winning seasons because you don’t have an idea what they lost during their losing season. It’s all a matter of timing. If other people seem to be winning, clap for them. You’ll have your time soon, and when it happens, your success will be magnified.
14. The biggest pains can come from our pleasures.
“If it feels too good, question it.” This is a quote I got form one of my favorite podcasts. Sometimes, we find delight in things without seeing through them. Watch out for the things that seem to be perfect. I’m not telling you to be suspicious. What I’m trying to say is that you should guard your heart. *winks*
15. Baby steps are still progress.
Taking small steps towards the right direction is better than running fast heading to the wrong direction. Need I say more? Value your small efforts. Take it one day at a time. The rate that other people are operating at should not dictate your pace as long as you have your eye on the road.
16. What others think of you is none of your business.
Whether you do good or bad, “some people” will always have something to say. I guess it’s just engraved in their identity to criticize and find faults. We may feel the need for validation to come from others, but if there is someone who knows you more than anyone, it’s you. Keep doing you!
17. Save money wisely.
Adulting is not complete without money matters. In your 20s is the best time for you to save money wisely and by wisely, I mean: a) cut down unnecessary expenses; b) invest on the things that you can use repeatedly; and c) don’t put all your eggs in one basket– have various savings for different purposes.
18. Don’t operate on high emotions.
Growing old teaches me not to be a slave to my emotions. I’m more of a rational person than an emotional one, but there are STILL times when my emotions take a hold on me, and when I do, I tend to say things that hurt people. Let your emotions die down before you say/do anything.
19. There is a time to give up.
At some point, you will realize that some things aren’t mean for you and it’s totally fine. By holding on to ~those things~, you might be wasting more time. It’s about accepting the things that you can’t control, the things that aren’t for you, and the things that you can pursue. *fist bump*
20. Growth can be painful.
When it’s scary is the best time to jump. Taking risks is just a constant part of adulthood. Going out of my comfort zone is one of the best decisions I have made. You’ll grow even more when you are in unfamiliar places and new environment. Have it in you the courage to take that leap of faith!
21. It’s not your job to fix people.
Even if you give them all the love in the world, people will still remain the same if they refuse to be helped. They will keep doing the same things and acting the same way despite your best efforts. Hence, you can only be there for them and teach them how to heal themselves.
22. Put yourself first.
Last but definitely not the least, prioritize yourself. This is one lesson I learned the hard way as I constantly put other people before me. While I still struggle with this, I now take self-love more seriously and value my mental health above anything. You have to save yourself because everyone is busy saving themselves. #harshtruth
And that wraps up the 22 Things I Learned by 22! Again, I’m not an expert and I’m just a mere young adult wading my way through this crazy world. I just hope these things made sense to you as much as it did to me. There are still a lot of things that I want to include but I only wrote the ones that resonated well with me– think I can reserve them for another blog entry. What else do you want to see here on my blog? Let me know by sending me a message and I’ll try my best to post more entries.
Don’t forget to check out my social media pages!
Till the next entry!
Bry. x 102420
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