#and she “cheated” by taking her licensing exam without going to school... i believe

[gorejo]

shoko didn’t cheat on her exams in this au … right …? 😭

nope, my girl is a smart cookie.

[musicfeedsmysoul12]

More Headcanon Stuff

Since everyone likes my post about Permits and shit: Here’s more BNHA World Building I use for fics!

Hero School: The Actual Hardest School to Get Into

UA is not, as mentioned previously, that hard to get into. It’s based on a statistic taken out of context, and also because almost the entire country applies but doesn’t get into the hero course.

The hardest school to get into is actually called Shīrudo Academy and is an intelligence-based heroics school. 

 The exam is twelve hours long and you must get a ninety percent to be allowed in. 

 The graduates of this school go on to enter the intelligence-based heroics field. They train for years, learning undercover tactics, code work, information gathering and interrogation techniques. 

 Shīrudo Academy is one of five hero-based programs that do not just include high school but also university. Meaning, you enter the Academy and then leave Shīrudo Institute before you are considered finished.

Second Chance High School-University

Okay not translated because I can’t find like a good translation for this.

Anyway, SC is a high school/university geared towards potential heroes who have black marks on their records, or have criminal records.

SC does NOT accept those who have: Sold drugs, committed Sexual Assault or committed First Degree Murder.

SC is meant to help those who have potential as heroes but have things holding them back. Like Shirudo they are a combination high school and university program. They operate on a ‘Ten Strike’ program in which you have ten attempts to change your ways before they expel you.

 They take extreme cases, or on occasion get transfers due to the Red Flag Protocol.

Red Flag Protocol

I fully believe while most hero schools are allowed to run how they want- UA a prime example- there are some general policies or rules.

One of them I call the ‘Entitled Brat’ rule or as it’s called officially ‘Red Flag Protocol’.

Red Flag Protocol is when a student…

-displays signs of extreme violent behaviour

-acts shocked upon being reprimanded

-refuses to listen to teachers or ignores reprimands, acting like it’s a jok when walking into detention

-being shocked to be actually punished and attempting to argue

-displays Quirkist behaviour to Quirkless individuals or those with ‘weaker Quirks’.

-attempts to establish a hierarchy with them at the top and enable them to bully others.

-displays illegal behaviour

-displays sexual harassment to others

The Red Flag Protocol is used in hero courses as there are multiple cases a year when problematic, disturbing or illegal behaviour is noticed in students who had entered the school. 

 This is due to the status that is given to middle schools that comes from having someone from their school become a hero. As well, there is a monetary fund given to middle schools when they have a student make it a year in a hero course program for high school. 

 With an emphasis on strong Quirks and brash personalities, it’s no schock that these have become a protocol to watch out for these behaviours.

 The student operates on a five-strike program when placed into the protocol. Five strikes, they’re either removed from the hero course or transferred to SC.

Anti-Cheating Board

The ACB is a board sent out when allegations of cheating are made on any test, or when a complaint is lodged that someone is accused of cheating without proof. It is not just for Hero Schools but also for any schools. 

 The ACB is made up mostly of people who are able to either detect lies or force people to tell the truth. All possess Job Specific Permits for their Quirks. 

 The ACB is always working because there are a lot of cheating allegations. In recent history, the Aldera school came under fire for accusing a student of cheating fifteen times and had the ACB called in. Now, they have a member of ACB come in to oversee all testing done to prove no cheating is occuring. The school was fined for their Quirkist views due to the student in question being Quirkless. 

Homeschooling Program 

According to my research, Japan doesn’t allow homeschooling, however, with Quirks I propose that there are some Quirks that could pose a risk to other students. Such as: Quirks that require equipment that if damaged could cause death, injury or other. Or sentient Quirks that are near impossible to control.

 Children with dangerous Quirks as well are allowed to be homeschooled. However once control to a reasonable level has been reached, the child is required to enter regular school.

 A small scandal came about when Endeavour, Number Two Hero, attempted to have his youngest classified as someone with a dangerous Quirk that required more training. It was proven to be false and Endeavour fined for false filing.

Dangerous Quirk Regulation Bureau

The DC is responsible for tracking those whose Quirks are regarded as a Class 9 on the Quirk Scale. Any Quirk that can cause death or injury or cannot be turned off that influences others is under their view and they monitor them. They provide funds if needed to help control their Quirk.

 Often these people enter into Heroics or Military service due to the fact they are regulated. 

Quirk Scale

The Quirk Scale is a scale meant to measure how dangerous a Quirk is. (A lot of this is kinda vague so I use examples)

Class 1: Minor Quirk that only affects the person using it. Does not affect anyone or anything else. Example: Colour Changing Eyes. 

-Exceptions are caused for those who while their Quirk does not affect anyone else, it can make them unnoticable. Example: Shapeshifting. Spinner resides here. Nezu resides here to only on a technicality that he loves to debate with the Bureau on. They gave up and just slap him with a ‘Class 1 but Class 9 danger’ label.

Class 2: A Quirk that affects other people or things outside the body. However is low-powered and does not negatively affect others without it being on purpose. Example: a low level teleckentic or someone can make a small flame but barely enough to roast a marshmallow.

-Note: Ojiro actually technically is in this category as his Quirk can affect others but requires it being on purpose. 

Class 3: Quirks that affect others or things with greater power. A telekentic able to lift larger weights or a fire user able to produce more fire.

-Hagakure is here because while her Quirk only affects her, it can also enable her to spy on others. Sato is here to, along with Sero, Jiro, Asui, and Shouji. Kirishima and Iida are in this category due to a technicality on the fact they can harm others by using their Quirk in negative ways. Otherwise they would be level 1. Similar with Twice.

Class 4: A quirk that only affects others and not themselves but isn’t considered very powerful.

-Note: Kouda actually is here as Anivoice affects animals. Technically he should be a level 6 but as it is animals he was ranked 4. (This changes when they get older though) Mr. Compress and Magne are here to.

Class 5: A quirk that can affect others or cause harm in a way that is more harmful than a class 4.

-Toga is here. Stain as well. Ochako is to. Bakugou resides here to.

Class 6: A Quirk that affects others in ways that are considered to be removing part of their autonomy.

-Aizawa is here. As is Shinsou.

Class 7: A Quirk that can cause damage to an extreme level to others or can affect someone in a way that is regarded as high level.

-Recovery Girl is here. As is All Might, Midoriya, Todoroki, and Endeavour.

Class 8: A Quirk that can cause extreme damage to others or themselves, or a sentient Quirk that does in fact have a downside.

-Kaminari and Dark Shadow are here. Dabi is to. Overhaul and Eri also are here.

Class 9: A Quirk that either can cause death or grievous bodily harm that either cannot be controlled at all, or requires specialized equipment.

-Present Mic and Thirteen are here along with Shigaraki.

Random Laws

Just a few random laws.

Hero School Law of Custody: A Law that states a hero school is awarded partial custody of any student accepted into the school. This law is in place to prevent a parent from pulling a student from the school recklessly or to prevent any contracts being signed without permission from the student. The Hero School may also pull any student from their parents if it is believed to be in their best interest.

Sidekick Law of Emancipation: If anyone under the age of majority earns a sidekick license they are automatically emancipated.

Law of Accidental Death by Quirk: A law that prevents anyone from being charge with murder if they have accidently caused death by their Quirk. For an example, I have an OC called Gas Attack who breathes out deadly gas. She would be protected under this law if her breathing support item that lets her breath the gas into a container that neutralizes it breaks. Or, if Bakugou as a toddler accidentally killed someone with an explosion. Shigaraki would have also been covered under this law when he killed his family.

[barricadebops]

Combeferre's mom once came home to find her son and his two best friends, tangled, sleeping in the couch, she has that picture framed next to Ferre's high school diploma.

Hi anon! I’m so sorry this took so long! Forgive me? I really loved this prompt and I wanted to do it justice.

---------------------------------------------------

Despite everything, Christmas and the holiday break surrounding the winter season had never really been stressful for Enjolras. Every year held the same routine: first Combeferre’s mother would sprint to the elementary school which soon gave way to the middle school which soon gave way to the high school he, Combeferre, and Courfeyrac would attend, and, gasping for breath, ask Enjolras if he would like to spend holiday break with their family. Right as Enjolras would open his mouth to answer the question, Courfeyrac’s mom would materialize out of the air and tug him to their side and ask him if he would like to spend holiday break at their house. Then each of the mother’s would demand to know how dare the other have the audacity to ask Enjolras to spend holiday break at her house when she knows that it’s her turn, and the fathers would passive aggressively try to nab the same parking spot to pick their son up from, and in the end, Enjolras would head home after having promised each family that he would think on it. Then, the next day, the cycle would start over again when both Combeferre and Courfeyrac latched onto either of his arms and tug, demanding he spend holiday break with him, and while he would scowl and pretend it’s an annoyance, he was never really able to tamp down the beam that would eventually make its way onto his face during the whole argument, and he knew that Combeferre and Courfeyrac too knew how much he loved it—loved feeling wanted, loved feeling like he’s part of a family even if he didn’t necessarily hold the blood relations within it, because God knew that what little he had of his family--his father--never welcomed him.

Usually, Enjolras alternated houses each holiday break, but it never stopped the arguments from occurring. 

This year would have been the same. He was gearing up for the arguments even though he knew that this year he would be spending his time at Combeferre’s house. 

But there were none. No one had to argue. There were no laughs or smiles or pretenses at being mad at each family as if they were the Montagues and the Capulets. 

This year, Enjolras spent the first day of his junior year holiday break curled up in Combeferre’s bed while his two best friends and each of their parents all stood downstairs in the living room, speaking in hushed tones about the only person who wasn’t present in the room. 

Beside the bed on the nightstand stood the few barebone possessions Enjolras had stored in his pocket when his father had finally thrown him out of the house. There laid his wallet, filled only with a few measly dollars and his ID and license, among a few other things, his phone, a pack of gum, and a granola bar wrapper. 

He doesn’t think sleep will come to him tonight. Not while the sight of the little he has left to his name stares at him, a reminder of the fact that his father believes he’s only valuable to be allowed a pack of gum as edibles when he locked the door in his face. 

Enjolras knows his father is no fool; he knows that as soon as he uttered the words “get out,” that his son would appear on the doorstep of either the Combeferres or the de Courferyacs, that they would plunge their household into an emergency situation and get him in the shower, into new clothes, into a new bed, after having some warm food—but he also knows that if they hadn’t been there for him, he wouldn’t care either way where his son ended up. 

And then Courfeyrac and his family had been called over, and here he was, shaking in bed, a nuisance, rather than be out there, discussing the logistics of the situation with everyone. 

He doesn’t think motion will come easy to him either for a while. 

The door creaks open, spilling streams of light from the bright hallway into the dark room, and he finds he has to squint to make out the distinct figure of Courfeyrac gently padding into the room and gingerly seating himself at his bedside, right beside his face. His best friend cards a gentle hand through his hair. 

“Combeferre?” he mumbles unintelligibly, wondering where he was. His mouth feels dry—like no amount of water will get rid of that sharp feeling when he swallows and his throat cries out for nourishment. 

Courfeyrac gives him a small smile. “He’s gone over to your house with his father. He’s getting your stuff.” 

Enjolras coughs. When had he been coming down with a cold? “He’s probably thrown it all away by now,” he responds, shutting his eyes for a moment, trying to ignore the little he has on the nightstand. Courfeyrac cards his hand through his hair once more, and Enjolras leans in a little closer. This touch, at least, is gentle. He hasn’t felt such a thing in a while. 

“That fast?” Courfeyrac asks quietly. He nods with another cough. His friend gives him a pained look, and Enjolras knows how it must pain him not to portray his comfort through some form of touch—it’s how Courfeyrac expresses love and care, and Enjolras doesn’t want to see that look on his face, and truth be told he too wants it, but he doesn’t know how to ask for it, not like this, not in this situation—

But then, Courfeyrac comes through, like he always does, because he’s always there, he’s always been there just as Combeferre has, since they each met each other in kindergarten and decided through means of their friendship bracelets that they would always be there for each other, like the first time Courfeyrac’s heart had been broken, or the first time Combeferre failed a biology exam and started to doubt his potential to pursue his dreams of becoming a doctor, or the first time Enjolras had the courage to tell his friends about the verbal abuses his father would throw him, and Courfeyrac is there, real and solid, he’s not just an apparition, or a friend his father says simply “tolerates him,” and he’s asking him, “Can I hug you?” 

And Enjolras is nodding, nodding because he needs this, he lets Courfeyrac wrap his arms around him tight, he caves in and fists his friend’s shirt, and reality is crashing down on him, but as real as his father’s words to never come back, as real as the uncertainty of his future is, so too is the reality of his friends’ love for him. 

And if they both fall asleep like that, and Combeferre gently opens the door to the sight of his two friends curled around each other, as if the past few hours never occurred, if he joins them on the bed, then that just serves as further proof that even if the world comes crumbling down around them, at least they’ll be together, salvaging what little they can and rebuilding their own, better world.

_________________________________________

They managed to retrieve most of his possessions, actually. 

Well. His father would argue that they’re really his possessions because they were bought with his money, but Combeferre and his father wouldn’t hear of it. The important thing is they retrieved the legal documents necessary, and quite a few of Enjolras’ clothes and books, amongst various other things. 

When they finish raiding the house, Enjolras’ father asks with a sneer to leave him alone from then on. 

How ridiculous, thinks Combeferre. If Enjolras was going to start living with his family now, he does realize there’s going to have to be some legal discussion on the transference of possession of a minor, doesn’t he?

---------------------------------------------------

They’re sitting on the couch, bundled underneath a blanket while Combeferre’s parents are out dealing with the legalities of the situation, and they are watching, of all shows, Maury, and Enjolras can’t stop complaining, but Courfeyrac won’t change it, even if he loathes the show (honestly just loathes daytime television—who actually enjoys this stuff?) because there—there—there’s that relaxed, unstressed attitude he’s been trying for so hard to coax from Enjolras in the past few weeks that Courfeyrac has been staying with Combeferre’s family, trying to ease Enjolras into this new transition with as much support as he can give. 

“You… are… the… FATHER!!!” Maury screams on tv, pointing to the man everyone already knew would have been. From his position—head in Enjolras’ lap, he can see the way Enjolras’ expressions contort to one of exasperation and irritation at having to watch something so unbelievably garbage. 

“Okay, you know who the father is, now can we please watch something else?” he asks for the hundredth time. 

Reaching up, he pokes a finger in Enjolras’ cheek. “But, Enjolras! There’s a new episode starting up right after this! Don’t you want to know about…” he casts his arm around for the remote, reading the description for the next episode, “...Garth cheating on Cheryl with her friend… Helen?” 

Enjolras looks down at him, incredulous. “Courfeyrac, please.” 

“Yes, Courfeyrac,” Combeferre says as he drops down on the couch, a bowl of popcorn in his hands, “change the channel. There’s only so much of Kathy accusing Abigail of carrying her husband’s child that I can take.” Setting it aside on the coffee table in front of them all, he drapes an arm around Enjolras, a silent invitation. 

And when Enjolras leans in, settling his head on Combeferre’s chest without flinching or tensing up for the first time in so many days, Courfeyrac smiles.

Pouting, he pretends to be upset at the way Enjolras and Combeferre gang up on him. “Fine, then what do you say we watch—and no, Ferre, we’re not watching a Nat Geo documentary. This isn’t the time for Nat Geo documentaries.”

Combeferre looks affronted. “Fine. But that means we’re not watching Bridget Jones’ Diary again.” 

He gasps, outraged. “Excuse you! Bridget Jones’ Diary is a cult classic.” He glances back up at Enjolras. “Back me up here, Enj.” 

Enjolras snorts. “Why would I waste my time watching Bridget Jones get together with knock off Mr. Darcy when I can instead watch Elizabeth Bennet get together with real-deal Mr. Darcy? After some due insults, that is,” he ends, smiling a little. 

Sighing dramatically, he reached up to twist one of Enjolras’ curls around his finger. “All this talk of Lizzy Bennet and Mr. Darcy from you Enjolras, and yet I still don’t see you looking for your own Mr. Darcy. You’ve roasted the shit out of plenty of people. When are we going to find someone who tells you that you’ve bewitched them body and soul?”

Enjolras scrunches his nose as Combeferre shakes his head. “Enjolras ‘roasts the shit’ out of bigots in school. I doubt he’d want to go out with racist Randy from history class.”

“I thought we were deciding what movie we were going to watch, not my love life,” complains Enjolras. 

“And I’m just trying to find you a love life!” he shoots back. 

Enjolras raises an eyebrow. “If I’m Elizabeth Bennet, and you’re unjustly interfering in my love life, wouldn’t that make you Mrs. Bennet, then?” 

He gasps. “You take that back!” 

Enjolras smiles smugly, resuming carding his fingers through Courfeyrac’s hair. “I can think very well of another bookworm who Mr. Bennet would be,” he says with an air of superiority. Courfeyrac blushes and glares up at him, just as Combeferre breaks from looking through Netflix and goes hm? 

“Let’s get back to looking for a movie,” he mutters. 

And then—

Then—

Courfeyrac would risk his crush being exposed hundreds of times if it meant he could hear Enjolras laugh again like that, laugh after so long, after so many weeks of being so tense, so much more tense than boys their age should be. He beams as he watches Enjolras try and recover himself from his fit of laughter, and under the blanket, he squeezes Combeferre’s hand, and he smiles even brighter when as he watches Combeferre watch their best friend softly, some of the past few days’ tension dissipate, though they all know it’s not gone completely. 

But here in this moment, as Enjolras laughs, which makes Courfeyrac laugh, and in turn makes Combeferre furrow his eyebrows trying to figure out what he missed, it exists as something outside their reality. 

“You know what we should watch?” Enjolras finally manages to say when he’s caught his breath. Combeferre sees the look in Enjolras’ eyes and sighs. 

“But it’ll be the second time this month.”

Courfeyrac catches on quickly. “As if you haven’t watched the same Nat Geo documentary four times in the same month.” He casts his eyes back up to Enjolras and gives him a small salute. “I second the motion, dear leader!” 

As Enjolras bursts out into laughter once more, Combeferre heaves another sigh and begins to look through Netflix, resigned to his fate. Though, he admits it’s a rather good fate. Honestly, who doesn’t love this movie? 

Enjolras snuggles closer into Combeferre’s chest. Combeferre tightens his arm around Enjolras’ shoulder. Enjolras continues to card his fingers through Courfeyrac’s curls. Courfeyrac has his feet thrown up on Combeferre’s lap. All three of them burrow under the blankets as, on screen, Grandpa begins to recite the tale of Westley and Buttercup’s love story. 

_________________________________________

Unsurprisingly, it is Enjolras who falls asleep first, head heavy on Combeferre’s chest. Courfeyrac would have smiled at the sight, if he wasn’t also on the verge of falling asleep. Combeferre considers making two trips and carrying his two friends up the stairs and two his room, but his own eyes are drooping closed, and the blankets were warm, and so were his friends. 

He figures they’ll all wake up later anyways. 

---------------------------------------------------

They don’t wake up for a while. 

The movie is over and something absurd Netflix has suggested is playing, but dimly, as her son, Enjolras, and Courfeyrac all sleep on, bundled together.

Can anyone blame her, really, when Mme. Combeferre cannot resist and snap a picture?

Right now, the entire world seemed to be crashing down on those three, and on her family and the de Courfeyracs. 

But here is a moment in which they reside in this little space of bliss they have—carefree, the weight of the world off their shoulders, the weight of problems they shouldn’t have to deal with—and it is a moment worth capturing, a reminder that maybe, hopefully, soon enough, things will be okay. 

Two years later, as her son and his two best friends—one of which she had considered another one of her sons the moment she had seen him when the three were all in kindergarten—leave for university, she breathes out, looks back, and nods. 

Yes, things had turned out okay. 

Next to her son’s and Enjolras’ high school diplomas hangs that same picture—the three all snuggled on the couch. At the de Courfeyrac’s the same hangs in the living room, and as the three boys—the triumvirate, she thinks with a fond roll of her eyes—head off to their new residence at university where they’ll stay together, as they had always meant to, she knows that the framed copy she sent with her son will hang there too. 

Things turned out okay. 

[rosesandruin]

1-100 for the ask thing

1. What’s your philosophy in life?-If it doesn’t make you happy, it’s not worth it.2. What’s the one thing you would like to change about yourself?-Only one?3. Are you religious or spiritual?-No4. Do you consider yourself an introvert or an extrovert?-Introvert5. Which parent are you closer to and why?-My mom, ig. I spend the most time with her.6. What was the best phase in your life?-My bookworm/writer phase7. What was the worst phase in your life?-My “I want to kill myself” phase8. Is what you’re doing now what you always wanted to do growing up?-No9. What makes you feel accomplished?-When I finish a day of work, get a paycheck, or finish all of my homework10. What’s your favorite book/movie of all time and why did it speak to you so much?-My favorite book is “To Kill a Mockingbird.” I don’t really know why11. What is a relationship deal breaker for you?-Ig not being compassionate?12. Are you more into looks or brains?-Idk13. Would you ever take back someone who cheated?-No14. How do you feel about sharing your password with your partner?-I’m okay with that15. When do you think a person is ready for marriage?-??? What kind of question is this?16. What kind of parent do you think you will be?-Better than mine were, I hope17. What would you do if your parents didn’t like your partner?-Eh, that wouldn’t happen. I have good taste.18. Who is that one person you can talk to about just anything?-Um…19. Do you usually stay friends with your exes?-Idk, I don’t have any20. Have you ever lost someone close to you?-Yes21. If you are in a bad mood, do you prefer to be left alone or have someone to cheer you up?-Left alone if I’m angry/irritated. Cheered up if I’m sad/depressed/anxious.22. What’s an ideal weekend for you?-Camping23. What do you think of best friends of the opposite sex?-They’re okay?24. Do you judge a book by its cover?-Yeah25. Are you confrontational?-No26. When was the last time you broke someone’s heart?-Never, I hope27. Would you relocate for love?-Yeah, sure28. Did you ever write a journal?-Yeah29. What are you most thankful for?-Umm… my cat30. Do you believe in second chances?-Yeah, depending31. What’s the one thing that people always misunderstand about you?-Probably my mental illnesses32. What is your idea of a perfect vacation?-Going somewhere new33. What did your past relationship teach you?-N/A34. What are your thoughts on online dating or tinder?-Good for them?35. What’s on your bucket list this year?-Get a tattoo36. When have you felt your biggest adrenaline rush?-Um, probably one of the times I was at Cedar Point37. What is the craziest thing you’ve ever done and would you do it again?-I was in a smol (safe-ish) backyard demolition derby with my uncles and 10/10 would do again38. If a genie granted you 3 wishes right now, what would you wish for?-I just want a job39. What’s your biggest regret in life?-Not doing more solos in choir in high school, dropping out of band40. What do you think about when you’re by yourself?-Anything and everything41. Does your job make you happy?-What job42. What did you want to be when you were younger?-A vet, a detective, a teacher43. Why did your last relationship end?-N/A45. What’s been your biggest mistake so far in life and what did you learn from it?-I don’t know46. Where is your favorite place in the entire world to go?-Ottawa, I guess. Ottawa’s cool. Or Disney World. It’s magical.47. What are your top five favorite movies?-Lilo and Stitch, Dead Poet’s Society, Ferris Bueller’s Day Off, The Breakfast Club, Pretty in Pink48. What are some of your favorite songs?-Riptide – Vance Joy; She Had the World – Panic!; Won’t Back Down – Tom Petty; Hurt – Johnny Cash49. What qualities do you admire about your parents?-My mom never gave up, and she works every day to improve herself.50. How would you describe your best friend?-My what51. What’s your favorite hobby to do alone?-Sing, ig52. What’s something you can’t go a day without doing?-Um. Sleep53. What’s the most spontaneous thing you’ve done lately?-I spontaneously went to visit my dad, but that was for a funeral. So.54. What’s the craziest thing you’ve ever done for love?-I don’t think I’ve ever done anything like that.55. What’s your biggest pet peeve?-When people won’t leave me alone when I want to be.56. Why do you think you’re still single?-I’m… not…57. What accomplishment are you most proud of?-Struggling through geometry class all year but getting 100% on the exam (only one of two to do so.) And also getting in to all of the colleges I applied to.58. What is one dream you have yet to accomplish?-Moving out.59. What is your greatest fear?-Never being able to transition the way I want.60. What are three things you value most about a person?-Compassion, humor, determination61. Who are five people you are closest with?@stay-strange-kids , @dgrayfee , @floridkore , @hedphoneson , and my stepsister62. What is the greatest struggle you’ve overcome?-High school.63. If you could live anywhere in the world where would it be?-Spain?64. What’s the most exciting thing that’s happened this past year?-Got a girlfriend65. What’s your favorite beer?-Ew, I don’t drink beer bc I have taste buds66. What’s one thing that bothers you most about the world today?-Hate67. Who are you closer with your mom or your dad?-Didn’t we go through this? My mom68. If you could change one thing about yourself what would it be?-We went through this, too?69. If you could change one thing about the world what would it be?-Less greed, more compassion70. Who was your favorite teacher and why?-It was my 6th grade English teacher for a while, bc she always encouraged my reading and writing. But in high school, it was one of the special ed teachers. She was amazing and did so much for me.71. What sport did you fall in love with?-None72. What is the weirdest thing about you?-My personality.73. What was your longest relationship?-n/a74. What would your best friend say is your best quality?-My what?75. Who is your favorite historical figure?-Obama76. What made you choose the college you went to?-The location and atmosphere77. If you could tell your former self one thing right now what would it be?-It gets better. Do your homework.78. What food could you not live without?-Tacos79. Dogs or Cats?-Don’t pit my babies against each other like this.80. What’s closest you’ve ever come to being arrested?-Um. Never?81. What was your best birthday?-…I can’t think of one.82. What’s one thing you wish you knew how to do?-Play guitar and piano83. Where’s one place you’d like to go that you haven’t been?-Spain84. What was the last book you read? And When?-I can’t remember85. Where do you usually get your news?-Idk86. What are some of your own personal goals in the next 5 years?-Start hrt, get top surgery, buy a car, move out, graduate87. What would you consider your greatest accomplishment so far?-wE WEnT oVeR tHIS88. If you could get away with anything that you do?-Rob a bank89. Who is your greatest hero?-I don’t have one90. What’s the greatest risk you’ve ever taken?-Speeding while driving even tho I don’t have my license91. Why are we here?-WHY ARE WHO WHERE, WHAT, DON’T DO THIS92. If heaven is real and you died tomorrow, would you get in?-I hope not.93. Do you believe in fate?-Yeah94. How do you think people see you?-With their eyes, I assume?95. If you had the ability to erase something that you did in the past, whatwould it be?-There was this one time I hit my sister… It was bad…96. What song makes you unconditionally happy?-Um… idk97. If you could have anybody else’s life, who’s would you take?-No one’s. My life is my own.98. What fictional character do you most relate to?-None99. If I asked you at age 5 what you wanted to be when you grew up, what would you say?-A veterinarian100. What is your biggest irrational fear?-Being stuck here my whole life. But I don’t think that’s completely irrational?

[purplesurveys]

1054 - Just bolding surveys, both taken the long way.

survey by lilprincess

Names

Your given name begins with a C. False. That’s what my surname begins with, though.

Your middle name begins with a vowel. True. Both my second and legal middle names, actually.

Your last name ends with a consonant. Yeah, the aforementioned C.

Your first name is of Latin origin. I don’t think so. If I remember correctly, it’s French and German. There's a silent letter in your surname. Filipino words or names rarely have silent letters.

People tend to have issues pronouncing your surname. It’s a common surname and is very straightforward and easy to pronounce. Your father was the one who picked out your birth name. He came up with Robyn, and I’ve since felt bad about hating my given name so much as a kid because doing so definitely must have made him sad :( My mom came up with my second name, Isabelle. You think your first name is pretty. That’s what I think so now. I love how unique and unisex Robyn is. You have names picked out for your future kids. I have a list of favorites, but nothing final. Your first name rhymes with multiple words. Sure. ‘Robin’ itself is a word, so I’m fairly certain it has a lot of rhymes. You're named after a Catholic holy figure. I’m not but that is very much the case in Filipino cuture, actually. A lot of kids are named after the saint that they share a feast date with.

Age

Many people mistake you for being younger than your actual age. Yep. Just last Saturday I got stopped at the mall entrance because the guard thought I was a minor. To confirm my age he asked for my driver’s license in such a condescending way, as if he didn’t expect me to be able to pull out one; and that soured my mood for the entire morning. Like Jesus, just take my fucking temperature and be courteous at your job. Why do you have to be such an asshole?

You're old enough to legally drink, drive and vote. Yeah the legal age for all of those things here is 18, so I’ve been able to do all three for four years now.

You have a youthful physical appearance and attitude. I’d say I look very young (see above incident with Asshole Guard), but ~youthfulness might not be the first thing one sees from my attitude or actions. I think I look stressed and tired all the time.

Education and Job Background

You are a post-high school graduate. Yes, went straight to college after high school as is normal practice here. I seldom hear of people taking a gap year, and that’s usually reserved for really really rich kids who already have their futures planned out by their parents and technically never really have to take up schooling.

You've attended some college but never completed it. Batch 2020, baby.

You've attended 2 different middle schools. I went to the same school from kinder to high school, and only moved when I started university.

At school you had very few close friends, but many acquaintances. This was applicable in both schools. Either way, I’ve been fortunate to be able to form lasting relationships and make friends.

Math was your least favorite subject. Some math classes, like trig and calculus, sucked. But I enjoyed statistics, algebra, and parts of geometry. My most-hated class has to be chemistry though.

You've participated in extracurricular academic activities. I don’t think so. I liked participating in extracurricular activities like being in clubs and orgs, but being in extracurricular academic activities just sounds exhausting. Why bring my studies outside of my studies?

You've won a spelling bee in elementary school. We didn’t have spelling bees per se but we had a lot of spelling quizzes in class and I remember scoring the highest for most, if not all, of them. I also won first place in a quiz bee in fifth grade but it had various categories, spelling included.

Home economics and wood shop were required courses in your middle school. Home economics was. We did a lot of things that I absolutely hated when I was that age but I see the appeal of now, like tye-dyeing, baking rainbow cakes, apple pies, and macarons, cross-stitching, crocheting, etc. I have no idea what wood shop is. 

You attended your high school prom alone. My high school is very controlling, and bringing a prom date was actually mandatory and would’ve led to repercussions if you weren’t able to find one. Given that I wasn’t interested in boys at the time, I just brought my cousin to get the evening over with.

Physical Appearance

You're a dark-haired brunette. I have black hair. Which makes me dark-haired, but not a brunette.

You have green eyes. I don’t, but I find this eye color the prettiest.

You've been wearing glasses for a long time. Since I was 11. I needed them a little earlier than that, but my mom had always thought I was fooling around when I was 9 and first started letting her know that my vision was getting blurry.

You are near sighted. Very much. If I took my glasses off right now, even if my laptop is very close to me, I would be unable or at least have a very difficult time finishing the rest of this survey.

You have a button nose. Erm, I don’t know what this is and I don’t feel like checking.

You are 5'4". A little shorter than that. I got the shortest end of the stick when it comes to the height in my family.

Your smallest pants & skirt size was a 2. We don’t measure this way, so I dunno what the Filipino equivalent for size 2 is. I know I usually go for XS and XXS clothes, though.

You take morning showers. Eh, sometimes. I don’t schedule my showers as often anymore. I did take a shower this morning, though.

You polish your own nails. I never do anything with my nails, except trim them or bite them myself.

Your favorite color to wear is black. Used to be. Now I like having color in my outfits.

You've had your hair completely dyed before. Never done this.

You've worn spray-on tattoos before. I don’t think so, but as a kid I was obsessed with sticker tattoos hehe. Filling up my wrist and arms with them is one of my favorite childhood memories.

You have multiple piercings. Just the two in my ears.

You find it nearly impossible to walk in high heels. It can be a little uncomfortable by the 3rd hour of walking around with them, but I honestly love high heels.

You currently have bangs. I want to get rid of them but people have to see me with bangs first lol, so they’re staying until a little after the pandemic subsides, whenever that is.

You barely wear makeup. I don’t see the appeal and I don’t feel like learning how to apply it any time soon.

You have tiny feet. Size 6 or 7.

You're dominantly right handed. Yep. I can barely achieve anything with just my left hand.

Love, Sex & Romance

You're not a virgin. Yeah, well. This is self-explanatory.

You're considering using the birth control pill. I didn’t really need to given the nature of my past relationship. I’m also not seeing anyone at the moment so again, no reason to be on it.

You're currently involved in a long-distance relationship. I’m not, and I’m not sure if I can handle that. My mom and dad have been long-distance for their entire marriage and seeing their experience is enough for me to not want the same thing for myself.

Your significant other's native language is different from yours. You have no idea how much I hate having to cross this out.

You believe there's much more to a romantic relationship than just sex. I barely think of sex when I think about relationships. Honestly speaking, I don’t consider it a big priority. I can see myself lasting with someone and yet never having sex.

You've been in love with someone else while in a relationship. Hell no.

You are straight but support same-sex marriage. Just the latter part is true.

--

survey by xflirtykaosx

Have You Ever...?

Lied to your friends about who you saw? I feel like this lacks a bit of context, unless it’s slang that I don’t understand. Saw when? Doing what? Hahahaha.

Cheated on a test? Yeah, once. It was a statistics exam and I knew I already had a 99 in the bag but there was one item I was stuck on. Midway through the exam the school speakers played a certain prayer that was played daily; and since we had to let go of our test papers for a bit to pray, I got a glimpse of my classmate’s paper. I didn’t know if she was right but I just copied her answer on the item I was stuck on just to get it over with. Ended up getting a 100 on that test but I never felt like celebrating, and I never cheated after that. It’s just not worth it.

Cheated on a partner? I’ve never done this, and I would never do this.

Dated a friend’s ex soon after they broke up? I don’t plan on doing this and I’ve never been put in this situation before.

Dated your ex's friend soon after you broke up? No, I’m not interested in any of her friends.

Eaten caviar? I’ve had it in some high-end buffets, but I’m sure it was the inexpensive kind. I haven’t tried rich-people high-society caviar yet.

Smoked a cigar? Haven’t, but willing to try.

Had more than 15 cigarettes in one day? That sounds disgusting. My personal record is probably like 4 or 5 in one night, which is nasty enough.

Smoked weed? I also have not. But I know someone who has access, and I’m just waiting for the right time to try weed for the first time.

Smoked weed on a regular basis or in a large amount? See above.

Eaten at a famous Chef’s restaurant? Never tried it mostly because there are none here lol, but it’s definitely in my bucket list. I’d love to try out Gordon Ramsay’s restaurants the most.

Read someone else’s diary or bank info without permission? Never. I know my ex has a collection of journals from her angsty years that she never let me read, and I always respected that. There were a lot of times I was alone in her room and I had every chance to be an asshole and go through her private diaries, but I never felt the need to. I respected her and her privacy way too much.

Bought someone a membership to a club or society? No. I’m not even a part of one myself.

Kissed a poster of a celeb or person you find attractive? Hahahaha probably. I haven’t done so since I was a young teenager, though.

Eaten a chip sandwich? No but I looked it up and ngl it looks kinda delicious? I wanna try.

Eaten a mustard and ham sandwich? Eugh, no. I winced immediately at mustard; just not my condiment of choice.

Got caught doing something bad on tape? I dunno...maybe? There are CCTVs everywhere now so it’s definitely possible, but if I did do anything ‘bad’ it was probably just a small petty thing, like taking a lost and found ballpen. I’ve always been afraid of breaking the rules.

Drunk a drink that you thought was something else? The reason I hate soda as much as I do was because I had been very thirsty during a family lunch when I was 3, and a glass of what I thought was water, which I fervently drank until I felt the burn in my throat, turned out to be Sprite.

Had extra strong chewing gum? JM brought a pack to school everyday, and I would occasionally ask for one if I felt like chewing on something.

Bit your gum or lower lip and it bled? For sure. Many times.

Broken a vase or plant pot and blamed it on the cat? No but similar. I always blamed my younger siblings whenever I accidentally sent something crashing to the floor as a kid.

Broken anything else and blamed it on a pet? I don’t think so. I love Kimi too much to blame him. And whenever something does break at home it usually is Cooper’s fault, so.

Eaten roule cheese? I don’t think so. It certainly doesn’t sound familiar.

Watched a foreign film without the subtitles on? Well yeah, American films are foreign to me. I’ve watched a bunch without subtitles but I’ve always preferred to have them on, because some accents can be thick. And I hate when actors mumble their lines or speak too fast.

Kissed a frog to see if a prince would come? No.

Coloured a black and white photograph in? I mean I’ve finished pages in coloring books, if that counts.

Pronounced your name in a foreign accent? I can say it in thick American and Filipino accents, but that’s it.

Saw an eclipse with your own eyes? Super blue blood moon, 2018. Eclipses are usually not visible here, so when the news spread that that particular eclipse will be very much present in the Philippines I didn’t hesitate to be outdoors and stare at it for a few minutes.

Sat an exam after 4pm? Yup, I once took an exam at 6 PM.

Covered your face with so much makeup it looked hideous? I have a few childhood photos where I was made to wear too much makeup and I ended up looking like a ghost.

Gone on a school camping trip? Never happened to my class. That would’ve sounded like a blast, though.

Stolen something off your parents? I don’t think so. I wouldn’t be able to stomach the guilt.

Watched TV for 5 hours solid? Yeah, well the TV was the main source of entertainment before phones and quicker internet exploded, so we definitely sat around in front of the TV as kids way longer than five hours. Our elders weren’t too strict with our TV usage, and the general idea was that if an electronic device can keep a handful of kids behaved, then it won’t be an issue.

Cried while on a fairground ride? Not cried, but I’ve felt light-headed, weak, and close to fainting. My body is just not built for fair/amusement park rides.

Had to go to the doctor’s due to a bad flu? Yep. Turned out to be a UTI.

Got a CAT or other form of brain scan? Never happened before. I hope I never see myself in a situation serious enough for these procedures to be deemed necessary.

Spilt spaghetti all over your light coloured top? Never, but this is definitely a Robyn thing that can happen.

Got wine or coke on your parents’ furniture? No. I’ve lived 22 whole years with my mom; I know better than doing that, even if accidentally.

Faked sadness to get out of trouble? I don’t think so. I’ve definitely used it as an excuse, but it was always real to a certain extent. I’m always upset when I know I’m in trouble.

Opened up a packet of chips or crisps upside down? Sure, when opening from the right side up doesn’t work.

Called your friend Mum or Dad by accident? Never. That’s a bit of an odd mistake to make ngl, but I suppose it’s happened to others.

Eaten a boiled egg on its own? Of course. I’d be more surprised if someone hasn’t.

Eaten raw onions as a snack? That doesn’t sound appealing. Pass. 

Watched someone commit a crime and didn't report it? I don’t think so. If this happened I’m pretty sure 1) I would report it immediately, and 2) I would also get extremely anxious and probably feel troubled by it for a few days.

Slipped a disc whilst carrying something heavy? I never heard of this term before, so I’m guessing this hasn’t happened to me before.

Swore at a teacher whilst at school? There’s a chance I’ve sworn while a professor was within earshot, but I’ve never sworn at one.

Would You Ever...?

Dress up as the opposite sex? No. I don’t feel the need to, and there are never any circumstances where I’ve had to do so.

Eat a whole pizza to yourself? That’s definitely a big goal of mine haha. I wanna be able to accomplish it at least once.

Sing in front of 2000 or more people? I’ve kinda done this, in school plays; I was always part of a big group though. I’ve never done it solo and have no desire to do so at any point in my life.

Swim with dolphins? I’d love the chance to see dolphins in their natural habitat, but if I do get to encounter them I’d rather stay in the boat and watch them do their thing; that would be enough for me. As friendly as they can be, I don’t want to disrupt their routine and even spook them in the process.

Audition for a reality show? You lost me at ‘audition.’

Lick your partner’s toes? I mean if doing it would solve global warming or give me a million dollars or end world hunger, then it’s a really small price to pay.

Not shower for 2 weeks? Again if there’s a big prize waiting for me in the end, it suddenly doesn’t sound like such a difficult task.

Look after someone else’s child permanently? There has to be a very good, personal reason behind it.

Fly an aeroplane? I’d love to take lessons. My dad’s dream for me was to be a pilot, so it’d be a fun surprise to show him I could actually operate a plane.

Ask a stranger for directions? This isn’t too difficult a task. I’d make sure I’m somewhere crowded and look for someone who looks approachable and helpful, though. Some places do look sketchy.

Catch a 5am train? If it was my only choice, I guess? My family has had to leave the house even earlier for certain trips.

Buy condoms at a pharmacy? I’ve had a friend ask me to do this when she felt too shy to do it herself. But in general, people really shouldn’t be embarrassed when buying things like this. If the cashier judges you, that’s their problem.

Hold a stranger’s hand if they were scared? In an extreme situation, yeah.

Illegally sell drugs for a lot of money? That’s a nope. I’d like to keep my hands off drugs.

Jump into a swimming pool off the highest board? This reminds me of that episode of Mr. Bean where he found himself on the highest diving board at the public pool hahahaha. Anyway, I’d do this if money was on the line, but never just for my own leisure.

Lick a stamp? Sure, whatever.

Make fun of your partner’s family in front of them? ...Why would I even do that?

Murder someone who murdered or raped a child? I would definitely react to a crime like that, but I could never carry out murder myself.

Name your child Adele? It’s a pleasant name; it fits as a second name. It’s not in my top choices by any means, but it’s still pretty.

Name your pet Toby? You pretty much hit the jackpot. Our bunny was named Tobi.

Touch a naked flame with one finger? God no. I know it’s a fairly easy trick and nearly everyone I know knows how to do it, but I’d never try it.

Play strip poker? I don’t even know how to play poker.

Pay for sex? I don’t see myself doing this.

Pet a dog you didn't know? I’d ask permission from the owner first, because the dog might be a biter. If it’s a stray dog, I’d motion for it to come over but keep a distance so as not to scare them.

Pee behind a bush or in a field if you thought nobody could see? I mean, if it’s an extreme emergency and it was the only possible place...

Queue up for a concert ticket for 5 hours or longer? For my favorites, yes. If it was for someone like Beyoncé I’d probably even camp out the night before.

Ride a camel in the desert? I’d still have to check if this is an ethical practice involving the camels. It sounds appealing, though.

Risk your life for 1000 strangers? Depends on what’s at stake.

Show your privates in public to raise a million for charity? If the act of doing so is tasteful and makes sense.

Wear a turban for a year? I don’t think I’m in the place to wear one, culturally speaking.

Can You...

Ride a bike? Cannot, have not been able to in the last 22 years. I don’t know if I’ll ever be able to learn, as much as I want to.

Swim? I mean I can definitely stay in the water, tread, and do several strokes, but I’m no professional swimmer if that’s what you mean. I don’t even know how to do a proper dive.

Skate? I used to love ice skating. Ice skating rinks used to be a common feature in malls when I was a kid, and my mom usually dropped me off there while she did groceries and did errands, so that I was kept occupied. I’m very certain that I’m rusty now though, because I haven’t put ice skates on in more than a decade.

Cook? Not a chance. My cooking skills only extend to instant noodles, scrambled eggs, frozen hotdogs, and basic sandwiches.

Ski? I’ve never even seen snow before, much less put skis on.

Speak fluent in another language? Yep, I speak Filipino all the time.

Remember all your families names? What does this mean? Like if I recognize all my relatives? I wouldn’t be able to name all of them if you lined them up, to be honest with you. Filipino families are notorious for being huge and there are lots of people on both my mom’s and dad’s sides whose names I could never remember.

Ride a horse? Nah, I can only do so if a professional is riding with me or maneuvering the horse themselves.

Play Tennis? I’ve never actually tried playing tennis before; I’ve never had the chance.

Play Golf? No, and no desire to. I find golf a little boring and underwhelming.

Play Football or Soccer? We had to play futsal as part of high school PE, which is just essentially football but indoors. That’s where I realized I could’ve been good in football since I turned out to be naturally decent in kicking and blocking the ball...I just never got around to polishing my skills and getting better because I didn’t know if I could maintain training anyway.

Control your temper? Sure, for the most part.

Show your emotions? I can also do this, whenever necessary. I’m able to strike a balance.

Help others? Erm, sure? I try do whenever I can.

Stay neutral? Yeah, if it’s the most mature thing to do. I definitely always stay in the middle when it’s two of my friends who are arguing and I can’t remember a single time I actively took a side.

Eat spicy foods? Kinda comes with being Asian, at least for the most part. Spicy food is the best in Korean and Indian cuisines.

Work as a team?

Work on your own?

Used a compass? Just in geometry class, but I never understood what it was for so I abandoned it quickly.

Do simple Math?

Spell reasonably well? I have to thank Akeelah and the Bee for this. After that movie I’d just read the dictionary for days as well as look up the winning words from the Scripps National Spelling Bee.

Understand basic Science? I actually take a liking to science, so I enjoyed our classes as a kid.

Reach a 175 or more in bowling? Haha, does Wii Sports count?

Touch your nose with your tongue? Never could do it.

[yourrainycollectorhologram-blog]

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I filled out one thing but it turned out to be almost a phishing scam. Im about to do COBRA, but I think I can get something cheaper. Im also in SC if that matters. Any guesses?""

Will my insurance company find out? If so how?

I got into a fender bender the other day, it was my fault, I can either pay for the damages to the other car out of my pocket, or I can let him tell his insurance company about it and he has a $500 deductable, I do not have coalition insurance, only liability, so if he reports it to his insurance will I still have to pay his $500 deductable out of my pocket or will my liability insurance company have to pay the $500? Or will his insurance company pay the $500? If he reports it to HIS insurance company will MY insurance company find out about the accident?""

How much my insurance car ll be ?

i just got my full uk driving license this week i am 31 years old and im so excited to get car with big engine 2.0 or 2.2 but im worried if my insurance ll be expensive specially is my first year driving thanks for any help

Exactly what is a car insurance supplement?

After the accident, my adjuster originally estimated the damage to be around 3,400 dollars. With my 500 dollar deductible, they sent me a check of 2,900 dollars. But at the body shop, they estimated the cost of damage to be around 7,700 dollars so now the body shop called over an appraiser to look over the car again. Since the body shop's estimate is a lot higher, would the insurance company issue me a new check with the higher amount to cover for the damage? Is that what a supplement is? And what do I do with the 2,900 dollar check? Do I send it back and or have it voided and get a new check with the higher amount?""

Car Insurance?

Okay so I'm sixteen and I got my license about two months ago. But I haven't been allowed to drive yet because I don't have car insurance. Is it really illegal to drive without car insurance?

Does a Bank of America auto loan require full coverage insurance on the car?

If I were to take out an auto loan from Bank of America would I have to have full coverage insurance on the car until the loan is paid for? Or would I be able to just have liability coverage? Thanks!

""Insurance estimate way to low, help?""

Ok, So about 2 weeks ago I was at a friends house. When I walked out and was getting ready to get into my truck, I noticed all four windows from the passenger side and drivers side smashed out, along with my truck being keyed all around on every panel. I called my insurance company the next day and a few days later they sent someone to give an estimate. I wasn't there though. So I then received a check in the mail, along with the breakdown of the estimate. They gave me $2,600, minus my deductable left me stuck with a check for $1,600. I felt that was way to cheap for a brand new paint job and to replace my windows, so I went around and got quite a few estimates of my own. They ranged between $5,800 - $7,000. I faxed them over the estimates, and what they told me was that the way they worked was I'm supposed to show them their estimate and they are supposed to work with the shop owner from there. So today I went, and as the shop owner was reading through the estimate, he was laughing and pointing things out, saying they can't be serious. He said there is basically no shop that would do all that work for cheap. He says I might need a lawyer. Any advice guys? Because all I want is my truck fixed, and its turning into a big ordeal. I drive a 2003 Chevy Silverado just in case that matters. I also still have they check they gave me sitting my my drawer, haven't cashed it.""

""What are insurance rates like in Thailand. Car, health and home.?

I have no idea what the charge for insurance and I hope to retire soon. I own houses in Thailand but they are not insured. And help would be appreciated.

Why should someone who is say 40 get cheaper car insurance than a 17 year old?

If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car...""

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maryland insurance exam

What is average Annual homeowners insurance premium in pennsylvania?

For single or for townhouse.

How can I find cheap car insurance?

I have a policy with RBC. They just jacked me up by 400 a year....

Which is the best Health Insurance and Car insurance in NYC? if you know the answer to each or any let me know

Thanks.... Car insurance i am looking for the cheapest as far as health insurance i am considering HIP PRime but not sure if its good.. if you know about hip let me know if thats a good choice.. only reason why i might choose that is because there are no copay and no deductibles :) FREE lol but i want to make sure its a good choice... besides the obviouse.. take care and i am thanking you in advance for your advise

About how much does General liability insurance?

Any Independent Contractors out there that could give me an idea about how much it cost, because I have no idea.""

What is car insurance like for a 16 year old?

I've had no suspensions or tickets, and im wondering what yearly insurance would be for a 2005 4 dr chevy cobalt, or a 2005 dodge sx 2.0. Please don't give me links to websites, because I want to hear first hand opinions! Thanks!""

Will my car insurance decrease every year?

I am in my first year with my car insurance in Ontario. Please tell me how it works. By the end of every year, will they re-calculate my insurance rate or keep it the same? Providing I have accident- and ticket-free history, will I be paying lower every year or not?""

Best car insurance in Toronto?

I'm currently with Belairdirect for my car insurance. I'm a fairly new driver with my G2 and I've only had the insurance for 1 year. I just got my renewal for the year and it's going to be DOUBLE! Granted, I did have an at fault accident about 7 months ago so I expected it to go up regardless, but not that much. It's going from about $2200/yr to $4400/yr. I know no matter where I go I will have to pay more because of the accident, but can anyone recommend some place that won't gouge me?""

Car inspection in a different state?

I need to renew the registration for my vehicle. I recently moved to a different state (NC to CA) but haven't changed my insurance or anything because I am under my parents coverage. Can I take the inspection in california and do the renewal online? I guess I don't have a choice of doing the inspection but would like to know if I can do it online or would I have to mail the inspection?

Insurance company not paying for car repair that isn't my fault?

I was in an car accident. I was in the right hand side of the parking lot and I was backing out of my parking space. I was in the middle of the parking lot, and a guy pulling out of his parking space on the left hand side of the parking lot. While I was in the middle of the parking lot, the guy back his car into mine (In a hurry). After this accident happened, this guy admitted that he hit me and the accident was his fault. The police showed up and we told our stories and he admit to the police that the accident was his fault and it was on the police report. After the accident, we went our separate ways. I talked to my insurance company and they told me that since the guy that hit me admitted that he caused the accident, I had to take it up with the guy's insurance company. I called the insurance adjuster from the other insurance company and gave my statement and he told me that he viewed the accident as both our faults and would not pay me to have my car fixed. And I told him that his client admitted to the accident and he said it didn't matter. I would have to go to my insurance company to have my car fixed. I have arbitration. Also, the adjuster said that I can go through arbitration. I don't know what to do. What can I do about it?""

Car insurance at 20 on average?

How much would car insurance be for me if i only have my licence for 2 months before i get a car and i am 20 years old?. The car would be minimum a 1.2 litre and maximum a 1.6 litre so what would a 1.2 litre, 1.4 litre and 1.6 litre cost me on average?.""

What would the insurance on a 2000 corvette be?

What would the average state farm insurance for a 2000 corvette be for a 15 year old. No comments about not getting a 15 year old the car, just answers to the insurance question.""

How can I get cheap insurance?

I am 19,and I am thinking about doing my theory test for my full licence,but insurance are so expensive,especially for my age. Do any of you guys know how can I get cheap insurance? Do any of you guys know of any cheap insurance companies? Thank You all""

Insurance on a 2007-2009 Honda Civic SI coupe?

I am 18 years old and I have had my license for just over a year with a clean record (no tickets, crash, etc.), I was wondering how much full coverage insurance would be on 2007-2009 Honda Civic Si coupe, the insurance will be under my father as primary and me as either secondary or occasional, my father has a clean 15 year driving record. How much will insurance be monthly?""

My car insurance got cancel?

I have to pay 2,700 to get my car insurance back is their any car insurance companies that can let me have car insurance now? And I still can pay off the 2.700?""

I am looking for a second hand HOT-HATCH for around about 1250 (not worried about insurance cost)

Which cars in this price range do you recomend. Thanks

I need help with sending to cancelled auto insurance policies stating we have new companies and lower rates.?

Its an auto insurance company trying to win back cancelled policies.

Where can I get cheap car insurance?

I'm going to be sixteen soon and my parents are still thinking about whether or not they'll let me drive. But I really need this 'cuz my parents can never pick me up on time after school and it's too far to walk. (No bus) So, I just wanted to know what's the cheapest car insurance there is for 16 year old drivers. I heard you could get discounts for getting strait A's (which I do), taking driver's ed, and having an older car (which I will). Thanks in advance!""

""Looking in to new Auto Insurance, with country insurnace and financial services?""

My boyfriend and I live togeather and have three vehicles, a Mazda Car, Dodge Truck and Yahama Street Bike we both have insurance policys with State Farm and we both are very happy all our insurance policys are seperate The car in my name with my agent the truck in his name with his agent and the st. bike also in his name and then i have a renters insurance policy just in my name. when his work started a 401K with Country Insurance they met with us and went over alot of services they offer and they did up a quote for our auto insurances and renters insurance which put the Mazda and Dodge togeather and both our names on the street bike and renters insurance it was much cheaper then what we pay state farm and we were both very happy with the agent and felt we'd have a good relationship with her... I'm just curiose if anyone has had or has Country insurance for the auto insurance and if they are happy with them?""

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

Car insurance I'm paying alone?

I have to buy my own car unlike very other lucky kid that's 18. So after I buy a used car off of craigslist, what do I do? Where do I get car insurance and what's affordable for new drivers ?""

Where can I find insurance that will pay my mortgage payments in the event I should become disabled?

for the duration of disability ...and/or life insurance that would pay it off entirely in the event of my death? The best and most inexpensive solutions?

Auto insurance ????????

Is it cheap being on my dads auto insurance vs me buying my own. I thinking about getting rid of full coverage.

Do car insurance policies follow the car or the driver?

I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?""

""I'm living in Japan, looking for private health insurance. Can anyone recommend a good *affordable company?""

I'm an expat, planning on spending most of my life here in Japan. The national health insurance is good but a bit expensive. So if anyone knows a good expat health insurance company that is somewhat comprehensive, please send the information my way. I only have to cover myself and I have my own business.""

""My car was deemed a total loss by the insurance company, how much should I get?""

I have a 1999 mercury sable GS with 99,000 miles. The car is located at the zip code 08080 (new jersey). An appraiser came out and said the damage done was near $2300 and it was deemed a total loss. Now I'm waiting for them to call back with a settlement offer. I looked up my car on kelley blue book and the retail value for my car is $4,500. How much will they pay me and can I go to court if they decide to pay less than the retail value?""

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maryland insurance exam

""If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?""

i want to get a car, but don't know where to start, ive tried the insurance website, but not sure what some things mean, as ive never had a car before, i just want some kind of idea of what range of money i will be paying out each month..thank you for your time.""

Is it illegal to drive without car insurance?

Is it illegal to drive without car insurance?

Should i keep car insurance?

Car lot required full coverage car insurance to drive car off the lot. I just want the bare minimum can i switch to just liability? Or do i have to keep it?

What grades do insurance companies go off of (in CA)?

For the discount on insurance, do insurance companies look from the current term's gpa, the last term gpa, or the gpa overall (in the year so far)? (in the state of california)""

Does anybody know of any cheap (but credible) motorbike insurance companies?

For a 125cc bike. thanks

What should I expect to pay for car insurance?

We are a family of five living in Bakersfield, CA. We have four cars (2005 Infiniti Fx35, 2006 Toyota Highlander, 2008 Acura TL?, 2011 Toyota Camry). How much should we expect to pay for car insurance? Its just that the cost of adding one more person and one more car increased my car insurance by a little less than 50%.""

I suspect I may have cancer in my thigh but no insurance?

Over ten years ago I went to a doctor to exray a hard fat tumor in my thigh. He said it was nothing. Since then it has grown massively and is no longer movable, aches and seems very suspicious. Since then I had insurance through my sisters business but it was cancelled at the end of May. I did not know this but after making an appointment with an oncologist I had to cancel since I have no insurance. I know to get new insurance, they must have some sort of a waiting period for them to pay for anything due to the pre exsisting condition clause. Is it 3 months? Six? I don't know. But I am wondering if anyone knows of any other options of anything I can do?""

Insurance on a 92 Vtec honda prelude?

approx. what would insurance on a 92 Vtec Honda prelude be for a Canadian 17 year old guy with with a successfully drivers education course completed? and if possible what would be the cheapest place to go for my insurance?

""How much does house insurance cost on a $500,000 house?""

How much does house insurance cost on a $500,000 house?""

Does anyone have either Geico or Progressive car insurance.? Or any of the smaller national companies?

I need to change from State Farm. They are charging me an arm and a leg after 10+ yrs as a customer, and a good driving record. But the past year I have been 'dinged' several times. Which has cost me a very considerable raise- 75%- in premiums. I am getting good rates from Geico and Progressive. But I do not know of anyone in my family or circle of friends who have either of the 'new guys'. I would like some feedback. Thanks""

What is the easiest way to have insurance?

My unemployed mom spoils my 12 y/o little brother everyday and I only work 14 hours. I've tried applying to 30 stores but my AA diploma is worthless.

Will my Insurance go up because this is my second speeding ticket?

Just got another speeding ticket going 50 in a 35...It's 125 dollar ticket..Do you think my insurance will go up?

Car Insurance lower or higher if you lease it instead of financing it?

Hello, I would like to know if car insurance is lower or higher if you lease it instead of financing it?""

Car insurance for young UK drivers and fronting? Whats Best?

I've just passed my test. But, the next thing is a car, but the main problem is the insurance... I've looked at companies that offer a smart box which supposedly lowers the insurance, but i'm going to have to be the main driver on the policy and with a box through co-op I was quoted 5000! And as i'm under 18 they wanted it all in one lump sum!! The reason it was so high was because I have absolutely 0 years claims and i'm the main driver. I've spoken to my mum and dad about them being the main driver and me the named, but they both have a car each and are being very stubborn and keep saying they won't be the main driver as they wouldn't be the person driving it the most (I would be). They keep saying this is illegal and called fronting and if anything happened the insurance companies would look for anyway to not pay up. Everyone one at college that I know does exactly what i'm proposing to my parents... They keep saying if something was to happen then they would be the ones not able to get insurance again and therefore would loose their job as they need their car for their job. If I crashed, or the police pulled me for some reason then I would be insured, so what could they do? Do you think my parents are being awkward about it, and what can I say to make them think otherwise? (Someone I know has a dad as a taxi driver and he is the main driver on his car, as well as his own!) If anything unfortunate happens whilst i'm driving, like a crash, how will the insurance company know who's been driving it the most? What would they do? Should i persevere with my parents (what can I say to them)? And who else is good to try and insure with? I'm thinking of a 1999 Polo or Corsa, just a cheap 750 run around for college Thanks :)""

""Im a new driver, whats the most affordable and best car insurance for me?""

Im a new driver, whats the most affordable and best car insurance for me?""

Approximate Car Insurance Cost for 2005 Audi A4 Sedan for 16 Year Old Male in New York?

I want to buy a 2005 Audi A4 but was wondering about how much the insurance would cost? I am 16 years old and a male, living in New York. Thanks.""

Do auto insurance companies have to look at your driving record?

I have never had a vilolation. My husband has. He had one in 2006 for running a red light and one in 2008 for driving too fast for conditions. Well naturally this has given me higher payments. I was with Liberty Mutual and for liability only (my car isn't worth full coverage) I was paying $124 a month. My husbands pay was cut drastically at work so I was shopping around for cheaper insurance. I called Geico and they offered me liability for $55 a month. She came on and asked if I knew he had two tickets and at the time I didn't because I didn't know my husband in 2006. The lady told me my payments were going to be $144 with them and when I told her no she put me on hold. When she returned she offered me the $55. She read back to me everything I am getting which is a lot more than what I was getting from Liberty Mutual for a lot less price. Is it possible they just dissmissed the report to gain us as customers? I was cooking dinner at the time and my kids started playing loud so all I really heard was cha ching lol.

Does anyone use CHIP health insurance for their child?

I will be taking a new job with a small company that does not provide insurance, so we'll be buying our own. The only problem with this is that my 2 year old son was recently diagnosed with epilepsy, so nobody will cover him (or it costs a TON.) So we're considering putting him on CHIP, which is PA's state health insurance program. Anyone else use this? I'm very curious about the waiting period before he would be covered.""

I have no insurance but I want to get pregnant...?

My husband and I have been together for 4 years and we have been TTC for 2 years now. We have no insurance , so I've used 2 OPK's but all of the come out negative or with no results, and my periods have ALWAYS been extremely irregular so I can't calculate or predict my ovulation. I know we're gonna need insurance when and if I do get pregnant, here in the state of California you receive free health insurance for you and the baby while your pregnant and until the child is 18 or you get a different insurance carrier. I feel helpless and I don't know what I should do next... I find myself searching for clomid online but I know that is extremely dangerous with Dr. supervision. And we have looked in to other insurance carriers, but none of them cover fertility treatments. Please help!!! I need to know what my next step should be?""

Teen Insurance for a subaru wrx?

how much will insurance roughly come out to for a 2004 subaru wrx (turbocharged) and I am 17?

Insurance for a mustang?

All the insurance sites I have seen require me to register, and add my personal details before get a quote, and i do not want to do that. so i will ask for your opinion. I am 25, just got my drivers license, and have a 1997 mustang. I am in Louisiana. How much would the basic insurance be? I have never been in an accident, and the mustang is just the basic model. I need the cheapest coverage, and do not plan to use full coverage, because the car is not worth that much.""

What is a good car insurance for someone that is 21?

im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student.

Get a 50cc moped help please!!?

m turning 16 next month and have been saving to get a moped. I just need some more info on them first, such as how much will tax mot and insurance cost? What do i need to legally drive it on the road? Where can i NOT drive? Also if anyone knows where i can get a cheap moped or scooter from in the essex area second hand is fine. Im a soon to be 16yr girl in the essex area if that helps. Thanks""

Car insurance for young men please advise.?

Hey I'm 20 nearly 21 been driving nearly 3 years with no accidents etc . No speeding no nothing , I want a faster car ( fiesta st) 150bhp car . I can afford the car with ease , will my insurence be un affordable ? I can't pay more than 2000 on insurance. Might I add I'm from the uk i""

Medical Health Insurance Florida: Affordable Options?

Are there affordable choices for medical health insurance in Florida? I run a small business with just a few employees. I am having difficultly finding options I can afford.

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maryland insurance exam

""What would you do, get the used car or new one?""

Okay so ever since years ago I've known that my grandpa has an account for me and his other grand kids for our first car. There is a limit. Now, I went out and picked out the car I wanted. A 2009 Toyota Corolla. Which I can pick any car, new or used as long as it is below the spending limit. (mine is that I picked) But my aunt, (Who is in charge of the money sorta, but will let me get what I want cuz she has no say) Is trying to convince me to get a used car and spend like max 5,000 on it. Her friend's son's friend is selling his car for 1,000. it has 200,000 miles on it and looks like a piece of crud. Needs new tires.. all that stuff. She thinks I should get this car or another used car because mostly all teens get in an accident when they first start driving (I am 18) but so what? Even if I get in an accident in a new of used car, thats what insurance is for! And I got quotes already on my new car how much it would be, It wont be in my name either because it'll be wayy more. So my quesiton is: Would you spend the full amount on the car you want now? Or waste 5grand (or less) on a crap car that will mostly suck away the money from that account (if something happens cuz its so old) She says that in a year or so I can still get the car I want. (I would have enough money) But thats not the point.. I don't see wasting 5grand on a car. And it would be wasting. What do you think? Whats should I do and how can I say no to her idea thanks :)""

Can you get real auto insurance without a license ?

I dont have a license or a California ID i am a teen 18 years old have my passport and birth certification but that's it so can i get auto insurance and how much would it be if yes

""Question out of curiosity: So if you have a non traffic violation, can that affect your insurance rate?

So say a cop writes you a ticket for mooning or littering... does that affect your car insurance?

Where to get updated car insurance papers?

ok so i had no idea about the expiration date on the insurance papers. how do i get updated papers that i can put in the car.

How much would car insurance cost for a 16 year old girl driving a 1997 Ford Mustang GT?

The car is a V8 and has 170+ miles. Please do not post answers with websites linking me on how to figure it out on my own.

Insurance Savings Plan?

What types of these are available at insurance companies?

Car insurance payments?

I'm slightly confused over my car insurance. I took out a 12 month policy in December 2008 (paid a deposit at the time) and then paid by monthly installments. I then continued this policy in December 2009. However I have now cancelled this policy as another company could provide it cheaper. But I've been told by relatives that I won't be charged my monthly fee this month (i.e my pay day tomorrow!) because I have already paid the full amount for the 2 years. Is this correct?

Car insurance ?

who knows the most cheapest it car insurance company plz ?

How can I get health insurance in WA state?

I am 27. I am currently not working and have money saved. I am going to need to get a hearing evaluation at University of WA and it will cost 900 dollars without health coverage. I have never bought health insurance before, can I pay it month to month? Or pay it for one month, to get my evaluation covered and then cancel it?""

Is it illegal to use a wrong address on your car insurance?

I want to use the address my dad lives at for my car insurance because it makes my insurance 200 cheaper. It is my registered address and my driving license, bills and bank is addressed there but I don't technically live there anymore. I live between my boyfriend and another parents house. What is the deal with this?""

How much do you think my auto insurance will be?

I live in Massachusetts, I'm 19 and have had my license for exactly a year. I'm a female (I don't know if that matters) The car I want to insure is a 95 Oldsmobile Achieva. Rough estimate please? My mom is saying I have to pay like $400 every three weeks for ten months. Doesn't that seem like a little much?""

Whuch company can offer decent auto insurance rates for a young male in gta?

I'm 20 living in Brampton and Georgetown, most likely permanently Georgetown soon. Looking for a company that could give me the lowest insurance rates. Yes I know a young male pays Alot to begin with I'm asking despite that who is low? Thanks""

I am looking for an expert in Insurance Car...Home...Commercial.?

I am looking for an expert in insurance,who can guide me with car insurance and Home and Commercial. Please Working for DCAP Insurance...................""

Can a family friend put me on their car insurance?

So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""

How much will my car insurance go up?

I just got my license a few months ago and i am on my families AAA plan for insurance. Right now my insurance is 1000 dollars per year. My aunt just bought a brand new porsche convertible and i am able to have her old 98 saab 900se 5sp turbo convertible. My parents dont want me to get it because they fear the insurance will skyrocket how much can i expect it to go up

Why do you pay for auto insurance?

I'm a teen trying to understand the point of auto insurance

""How do i go about getting car insurance, for a 20 year old?""

well i'm almost 19 now..but when I am 20 I am getting out of my house..anyway my mom is always nagging at me about how she pays for my car insurance and she says its like 200$ a month and i wish i could pay it so she could shut up..but anyway so when i move out how do i get car insurance and how much would it cost for a 20 year old? i've never been in an accident, i would be a student, i have above a 3.0 and i took drivers ed..don't you get discounts for all that?""

Insurance for full time student in Texas.?

I will be attending college full time starting in the spring at Lone Star College in Kingwood, Texas. It is just a 2 year college. I will need insurance from my medicine that I take daily, and seeing the Doctor, if needed. I am in Texas, and will be on a tight budget, as I don't know if my job will let me work part-time or not. I am also a single mother, but won't have to carry him because his father has him covered on his policy. Any suggestions? Any help would be appreciated:o)""

How much would car insurance and tax cost?

I am a 23-year-old female living in a small English town. I have not even had driving lessons yet but I am considering it but first I want to know how much would car insurance and tax cost?

Why is my car insurance so high?! Im 18 yr old female...! :(?

no accidenets, good student, 2003 jetta GLS 1.8 Turbo...10/20 bodily injury...compr and coll both $500 deductible.... I'm paying about 284 right now and its ridiculous :(""

Cost for insurance license?

What is the total cost for obtaining a insurance license in California? Taking into consideration the exam, background check fees, etc? PLEASE..answer if you truly know. And tell me other essential information that I should know such as the time that it takes to finish the courses.""

Best online insurance website?

i own a insurance broking firm in india, insurance in india is at very nascent stage. want to launch a service oriented internet portal to sell insurance online. please suggest me some good insurance online websites where i can emulate some of the best practices and also please give me suggestions what people expect from these online websites and broking firms? Any Bad/good experiences. All your inputs would be very very valuable""

Know any good insurance companies that will insure a home under renovation that we're living in?

We bought a foreclosure that needs a fair amount of work. We made it habitable and then moved in so we can work on one room at a time. What insurance company would be able to insure this home without raking us over the coals, even though the home may not be considered complete ?""

Where can I get homeowners insurance?

My homeowners policy was dropped because I have three Rottweilers. Do you know of anybody who will issue homeowners to me?

""Advice for buying new car insurance (21 yr old, male)?""

Im 21 year old, male, college student. I just got my driver license. This is my first time getting car insurance since I had never needed it before. I need insurance for a 2007 Mazda CX-7 or 2007 Toyota RAV 4 (full cover)""

maryland insurance exam

maryland insurance exam

https://www.linkedin.com/pulse/tip-cheap-car-insurance-deposit-pay-monthly-ireland-benjamin-frazier/"