#also yes im nearly a week late to it yes i will now proceed to gif things that have already been giffed by half a dozen people

[christakisbang]

the first take

[planetjisungie]

lucky charms- h.rj

characters; ravenclaw! renjun x hufflepuff! reader ft. gryffindor! mark and gryffindor! jeno (sigh)

summary; with the exams coming up, you need a little help with your charms. well you dont, you just needed an excuse to talk to your long time crush, huang renjun

an; i literally changed this on the spot 🤡 plot holes here i come- (also id like to think jeno is more of a hufflepuff but idk man)

sigh okay this is a long boi

end of year exams were in just a few weeks

yay, your absolute favourite !!!!!!!!!!!!!!!!!

sarcasm

now, charms

in room 99, classroom 2E in the south tower

i did my research

you were pretty good at charms, not nearly as good as you were in the care of magical creatures and herbology though

still above averagely good

you know who else was good at charms?

huang renjun

the star ravenclaw prince boy, the pride of the house and a very beautiful boy

best boi renjun

if jeno was being quite honest he was SICK AND TIRED of hearing you two pine over eachother

jeno met you in first year, and you quickly became best friends and even ended up in the same house as eachother

despite having different friend groups (your friend group consisted of you and eunji), you stayed best friends until now aka 5th year

just go with it okay

so as he was saying before i digressed, jeno physically is pained as he watched the longing glances both you and renjun throw when the other isnt looking

but it isnt his business to meddle with your lack of relationship problems

best boi part 2

BUT! but! he will give you both a tiny! eensy! little! minuscule! nudge

that nudge being forming a plan with you

you were slightly reluctant when jenos very enthusiastic face greeted you at the table saying he had ‘a totally brilliant, spectacular, show stopping, wonderful, flawless plan’

this was jeno we were talking about

the same boy who planned the failed midnight snack run a few weeks before

and as soon as he mentioned renjun your eyes narrowed

"proceed."

the plan was for jeno to ask renjun to tutor his friend who was falling behind in charms

said friend was you

and you were ahead of the class

bUT!! you agreed because he wasnt in your class, so there was no way he could know that right?

wrong.

who was in your class?

mark lee. one of renjuns best friends.

also the boyfriend of eunji and the reason you wanted to gauge your eyeballs out everytime you turned around to talk to them

thats right eunji ditched you to sit next to her little markie. bitch.

nonetheless, you agreed because your dumb, spontaneous ass forgot that renjun even knew mark, because if someone said ‘whos mark?’ you would go ‘eunjis boyfriend’

so of course, when all the students were making their way to their class, jeno caught up with renjun seeing as they both had muggle studdies

"hey man, i have a favour to ask"

stage one of operation: stop the oblivious fuckers from pining over eachother (that name may need some revamping) was a-go

"depends what said favour is"

smart boi™️

"is it possible to tutor one of my friends in charms for the upcoming OWLs?"

oh? this piqued china pretty boys interest

"i mean, sure, i could do with some revision too. tell them to meet me at the library after school"

and so jeno walked away with a smug smirk, victorious

and when jeno told you he had agreed later in potions, you were yet you werent surprised

so of you trotted after last period, kinda nervous because youre about to be in the literal breathing proximity of renjun

like obviously youve talked to him before but this time it was just you and him

alone

no get those thoughts out of your head

n e ways u perv

renjun sat at the back table, textbooks and notebooks with his neat writing in both chinese and korean all over the pages

smart boi part 2

so seeing him not looking at you

attention whore

wow why am i so mean today

you sat down and cleared your throat, placing your blank notebooks on the table so the boy wouldnt get suspicious

you had to pray to whatever gods were listening for your cheeks not to flare up the colour of the strawberries you had for breakfast

healthy girl™️

and the gods apparently answered your prayers

because as soon as renjun looked up and into your eyes you swore you were too distracted for your blood cells to even think about moving towards your face

and renjun nearly had a heart attack (by aoa)

poor boy

jeno had NOT told him that he would be tutoring you

he was going to be choked later

"sorry im late"

renjun was nearly offended that you would even apologise to him for being late by

2 minutes and 48 seconds

"no no its okay i havent been here long"

that was a lie he had study period last and has been sat in the same goddamn chair for an hour already but your presence made his ass cheeks ache less

so he started teaching you, but ???

you seemed to fully grasp the concepts

confused boi

excuse me ma’am/sir/señor/señorita whatever you prefer to go by-

you need to brush up on your acting skills dude

appalling smh your drama teacher back from your muggle school would be completely distraught

so for the next hour renjun ‘tutored’ you

things you already knew but this was a dream-

and actually he was a funny guy

he was also muggle born, so you could both relate over things you experienced as a kid

this lead to a raging debate over dora the explorer

that bitch was shaded in said debate, fully annihilated

hola soy dora your asshole

but,, it was fun. because jeno was pureblood and grew up knowing about all his magicky stuff so he was kinda boring sometimes

no tea no shade

but you ended the session with smiles on both your faces, cheeks literally aching with how hard youd been laughing and smiling

so lads

the next day at breakfast renjun was all happy, plonking himself next to mark at the gryffindor table because

man does not give a SHIT about the looks he was getting. he is huang renjun.

"why are you so smiley this morning? and why didn’t you come to my common room last night"

the gryffindor common room was the dreamie hang out

no one dared tell THE mark lee to go somewhere else with his friends

"sorry, last night i was tutoring y/n in charms" smiley boy still

mark seagull eyebrows: activated

excuse him?? charms?? you?? the one who got an outstanding in your report card??

something smells fishy here

"renjun... y/n got an outstanding on her charms"

eunji who had magically appeared next to mark basically said what he was just thinking

confused boi part ??

"wait what?"

but later on he didnt question you about it

he silently observed you

he told himself that anyway

quite honestly if you were spending time with him he was not about to complain

he was staring at you, simply put

my leng bby (thats you, youre my leng bby)

so for the next 2 weeks every day after school you would meet up to ‘catch up’ on your charms

that being said it literally always, every time, ended up with you two talking about something unrelated

like the 5th day you had a conversation about which series of power rangers was better

"SPD, obviously"

AM I THAT OLD?? on god i hate it here

"no, y/n, we all know that dino force is better"

i agree with y/n on this one pal

on the 7th day you talked about muggle sports that you both enjoyed

"i played a lot of cricket"

"cricket? okay tory"

"i am NOT a tory"

on the last day when you should have been, you know, LEARNING

you were having a lovely old chinwag about the x factor

"simon cowell is a king"

"i agree"

legend behaviour if you ask me

wait does chinwag exist in other countries??? translation: chat

so of course the exams came up

but you were dreading them for a different reason

this meant the end of tutoring with renjun

this was super bittersweet, you wanted to spend more time with eachother

you literally could it wasn’t that deep both of you are so dumb smh aint nothing stopping you

jeno agrees with me too, mans pulling out his hair still as you had somehow not gotten together yet

it was like watching snails race, incredibly frustrating but you know that there is the finish line somwhere over the horizon

so you took your exams and both of you passed with flying colours, obviously

smart kids

and you ran right to renjun to celebrate

seeing as he had

not really helped you but you thought that he thought he helped you

oh no honey he knew that you didnt need help

but he didnt know whether to confront you about it?

rip your guilty conscience

so after a long discussion with mark, our china boy decided to ask why the heck you wanted his help when you were absolutely fully capable

unlike mark

and when you saw him approach you first in the halls your heart went

NYYOOOOOOOOOOOOOOOM

that was the sound of a fast motorbike

"hi y/n"

‘damn renjun, couldnt have thought of anything better than that?’

"uhh hi renjun"

awkward silence by stray kids

"i just wanted to know why you asked for my help"

okay where is the nearest shovel and what is the most efficient way to dig a large hole-

as if renjun sensed your panic radiating off you in waves

which he did

"not that it was an issue! i enjoyed spending time with you, it was just, you didnt really need help"

he was a pure boy

so you puffed your cheeks and decided to just come clean

somewhere, jeno felt his senses tingling

"genuinely i just wanted to spend some time with you because i really like you"

renjun froze and wanted to smack his head into a wall

bruh

you noticed his expression and panicked yet again

stop panicking man its okay i gotchu

"it was jenos idea"

blame jeno is always a fool-proof plan b

unless you get pregnant, that would not be a good idea

so i guess its not fool proof

BUT I DIGRESS

renjun face palms and groans

"youre kidding me! all this time we wasted doing boringass charms work when we couldve gone on dates"

confusion™️

but?? you felt hopeful??

"i dont think im on the same wavelength"

"i like you too dumbass"

oH so YOURE the dumbass??

yes, yes you are renjun is best boi, accept the L which is really a W bc renjun likes you back

jeno who had found his way to you, listening from around the corner sighed in happiness

"fucking finally!!"

[ikesenlemonadestandstories]

Level 32

Oh my gosh I didn’t think I was going to ever finish this! My week has been insane! Hope you guys are all doing well, enjoy the update :)

Tagging: @loudartanimeeclipse, @ihavenotfallenyet

Master List Here

Happy Reading Honey Bees! <3

Level 32

It had been a productive couple of weeks, excited over the recent developments you took off for home, hoping Edo would be online. Your research was going well, but you’d managed to have an intelligent conversation with the super cute doctor at work, and you had to tell someone. Sure, Edo was one hundred percent not going to enjoy the gossip, but you were sure he’d listen or at least pretend to.

With your game console turned on, you put in an order for a pizza and made your way to the couch to get comfortable. Not even five minutes had gone by before you got a rush of notifications on your phone, all thanking you for signing up for the partner’s battle tournament that was happening tomorrow. Confused and concerned, you stared at your phone, wondering if there had been a glitch, or worse, someone you were trying to avoid has signed up and listed you as their partner without saying anything.

Crap.

You couldn’t log on faster, the moment the game loaded you dove into your game’s notifications looking for clues on who could have possibly signed you up. Then your controller vibrated off of your lap.

EdoPorcupine5661 → Hope you’re free tomorrow. If not we’ll find a time to destroy my meddling friends… Well that may solve one mystery ← WildCyt0m3try EdoPorcupine5661 → There’s more than one? Yes actually. First question ← WildCyt0m3try What meddling friend do I need to thank with a smack? ← WildCyt0m3try EdoPorcupine5661 → OneEyedDrag0n, turned around for five minutes… Sounds like a wonderfully chaotic friend you’ve got ← WildCyt0m3try EdoPorcupine5661 → That’s one way to put it. Next Question! What were you going to do if I wasn’t free???? ← WildCyt0m3try EdoPorcupine5661 → Forfeit? That would have been the only option….any other questions… What’s our plan? ← WildCyt0m3try

For the better part of three hours, you and Edo put together a strategy that would hopefully cover all your bases. Not that you could predict what every other player was going to do, but you had the advantage of understanding what the major contenders were going to do, which would hopefully give you both a leg up in the tournament. It wasn’t until you had logged off and were crawling into bed that you realized you’d been so concentrated on purchasing new equipment and salves, telling Edo about your week had utterly slipped your mind. Oh well, maybe you’d be able to slip it in tomorrow.

When your alarm went off the next morning, your first thoughts were those of confusion. You didn’t have to go into work, did you? Aggravated, you smacked at your phone until the noise stopped, and you rolled yourself right back over in bed. It wasn’t until your eyes were closed, and you were nearly asleep again that you remembered you had a tournament to attend. Thanking the gods you didn’t have to be anywhere physically, you shot out of bed and ran down the stairs to turn on your console. While you are waiting for the login screen to pop up, you scrounge around your kitchen, looking for anything that would suffice for a decent breakfast. Finally, settling on a comically tall glass of chocolate milk and a bowl of your favorite cereal, you settled onto the couch and readied for battle.

EdoPorcupine5661 → I was beginning to wonder if you’d show. IM NOT THAT LATE OMG! ← WildCyt0m3try EdoPorcupine5661 → Oversleep? Coffee? Boyfriend? First off, good morning to you too sunshine ← WildCyt0m3try Secondly, I’m not late, so even if I did oversleep we’re good ← WildCyt0m3try Third of all. I DON’T HAVE A BOYFRIEND. ← WildCyt0m3try EdoPorcupine5661 → So you asked, and he got mad and ditched? Has anyone ever told you how pessimistic you are? ← WildCyt0m3try EdoPorcupine5661 → All the time. What about it? As long as you know lol ← WildCyt0m3try I’ll have you know, he said he knew we weren’t exclusive. ← WildCyt0m3try Said with how long it took for me to agree even to date he knew better ← WildCyt0m3try Then proceed to decide how much free time I was going to have based on work commitments ← WildCyt0m3try I forgot my chill pills that day so yanno...haven’t spoken to him in a hot minute ← WildCyt0m3try EdoPorcupine5661 → sounds like you What’s that supposed to me? ← WildCyt0m3try EdoPorcupine5661 → That you didn’t deviate from my perceived opinions about your character That literally sounds worse… ← WildCty0m3try EdoPorcupine5661 → It isn’t, I just complimented you Pffff, if you say so ← WildCyt0m3try EdoPorcupine5661 →  I do. Now let’s get ready. Roger that best friend ← WildCyt0m3try EdoPorcupine5661 → Stop No, you deserved that ← WildCyt0m3try Also, I mean it <3 ← WildCyt0m3try Now let’s kick some digital ass! I want that prize!! ← WildCyt0m3try

The tournament bracket was released early that morning. Your first battle wasn’t until round three based on their tiering system, and for that, you were grateful. Sure Edo had already come up with a pretty solid plan, but it was nice to see who you could potentially be facing. Fortunately, you knew OneEyedDrag0n wasn’t participating today, so you didn’t have to worry about being surprised by a wayward ax again. The plan was to trick people into being overly confident for as long as possible since Bow Knight and a Pegasis Knight didn’t look like a problematic duo to overcome. That’s why this was going to be fun.

After hours of competition, it boiled down to the final round. You weren’t sure if you were excited or terrified of this. Everything had gone according to plan; you had managed to keep the extensive and unexpected arsenal of weapons and magic hidden just long enough to get you through the less challenging rounds. If everything went the way you had expected it to, the two would be facing off against Kenshin and Sasuke, a formidable duo.

EdoPorcupine5661 → Ready? I think so? ← WildCyt0m3try EdoPorcupine5661 → Not good enough, you’re either ready, or you’re not. I’m ready then ← WildCyt0m3try EdoPorcupine5661 → Good

When the controller vibrated, signaling the start of the battle, you sucked in a breath. Part of the tournament was about getting around the map and collecting specific items. Navigating the map was easy enough with Edo a mounted unit and yourself a flier, but you didn’t want to get too cocky. Sasuke had picked up the lockpicking skill in his previous class, meaning he’d take any treasure he could get to without fail or need for a key, and Kensin’s unit had enough brute strength if your dexterity faltered once you were a goner.

The idea was to split up and take any treasure in your immediate area, once those were in hand the both of you would mount a generally weak attack on Kenshin. Sasuke would hopefully round back after completing the collection mission, which is when Edo planned to break off and corner him—leaving you to deal with Kenshin by yourself until Edo could take out Sasuke. The entire plan hinged on Sasuke being sent to open all the treasure chests and Kenshin being too excited to fight either of you.

Fortunately, it seemed to be working. Your fingers furiously tapped at buttons, trying to will the game into cooperating with your skillful button mash. It didn’t have to be pretty right now; it just had to be a useful distraction. When Kenshin finally landed a hit, you sucked in a breath; quickly, you ran the scenario. You were stuck between healing yourself or bet on your stats and take another crack at Kenshin.

Decision made, you closed your eyes and held your breath, hoping your lance would activate its ability. You didn’t want to look, having decided you’d keep your eyes closed until the next turn you waited. It wasn’t until your phone started vibrating off the hook you thought to look around. Kenshin’s avatar was no longer visible on your screen, and the more you looked, the more you realized that nobody’s stats were available anymore.

Oh gods, had your wifi crashed in the middle of the tournament? Panic rose in your chest, but it was shut down quickly when WINNER flashed across the screen in bold. What? That couldn’t be, right?

EdoPorcupine5661 → Well done Thanks? I honestly don’t know what happened though ← WildCyt0m3try EdoPorcupine5661 → I hit him with a long-range bow skill, and you delivered a critical hit Oh, really? ← WildCyt0m3try EdoPorcupine5661 → Don’t believe me? Not really. ← WildCyt0m3try I’m convinced this is a fever dream ← WildCyt0m3try EdoPorcupine5661 → Who’s the pessimist now? Still you ← WildCyt0m3try It will always be you lol ← WildCty0m3try EdoPorcupine5661 → Whatever EdoPorcupine5661 → Don’t forget to accept the prize money I wont ← WildCyt0m3try This was fun. It’s been a good week ← WildCyt0m3ty EdoPorcupine5661 → I guess it has EdoPorcupine5661 → I’m getting off now Same, enjoy your evening! ← WildCyt0m3try Eat something fun to celebrate :) ← WildCyt0m3try EdoPorcupine5661 → Sure EdoPorcupine5661 → you too I guess…. Awe, you do care!! ← WildCyt0m3try EdoPorcupine5661 → Whatever

[mythiica]

Myth congrats on all of your new followers!! ❤️❤️❤️ May I get a Modern!AU slow burn fic ending in fluff for either Ieyasu, Mitsuhide, or Shingen? Tbh, I'm having a hard time choosing who, please choose whichever one inspires you! I trust your decision hehe 😊

Title: Modern AU! Slow Burn

Fandom: Ikemen Sengoku

Character: Ieyasu Tokugawa, Mitsuhide Akechi, Shingen Takeda

Genre: mini fics

Warnings: none

Intended Gender Audience: Female Audience

Word Count: each is about 700 words x 3 = 2100 words

POV: second person w/ (Y/n)

Other comments: im insane so im doing them all as mini scenarios; i decided to use the official art of what jobs they would have in an AU setting, hope you like!- 

Ieyasu - Animal Kisses

“Hold her, will you?”

          You do as you are told, allowing Ieyasu to wrap the fawn’s leg with a bandage. It squirms in your grip, but you keep the animal in place the best you can. Once he smooths down the edge of the wrap, Ieyasu gives you a short nod, letting you know he has finished. The fawn stands up and takes a few steps with her newly bandaged leg before licking Ieyasu’s cheeks.

         He stands there, rather unamused, but accepts the creature’s kisses without saying anything. The deer also nuzzles its head against Ieyasu, but then he promptly picks her up to return her to the enclosure.

         “Aww! She likes you~” you tease as you follow behind him. “Thank you for helping her. I was really worried when I saw the blood this morning. I thought that something had broken into the conservatory, but she just fell over a broken branch.”

         “Don’t thank me. It’s my job.”

         “Still though… all the animals here like you. You have a special connection with them.”

         Ieyasu presses the button for the intercom. “Can someone come get Twyla? She’s ready to go back. Make sure she gets antibiotics in her food for the next six meals. If she comes back looking worse, I’m blaming you lot.”

         Your pager pings, so you pull it from your pocket. “Oh…” you mumble dejectedly.

         “Something wrong?”

         “No…” you reply, “I have to go to the other side of the facility to help one of the bush babies. It seems like one of them got stuck in a tree hole and is a bit too pudgy to get out.”

         Ieyasu chuckles slightly at this. “They have been putting on more weight than usual. Perhaps they are trying to bulk up for mating season?”

         Of course he has a reasonable answer for this. Ieyasu always knows everything about every animal in the rescue center. He also is always so kind to any creature that comes into his room.

         “I’ll see you around, then,” you say with a wave. “Bush babies to save...” You bite your lip and fumble with your fingers. An awkward silence passes between the two of you before you escape from the lab.

         Ieyasu lingers in his spot, leaning against the metal table, and thinks for a moment. He brushes off the notion and turns around to tend to some files for incoming animals.

         An hour later, a knock at the door coaxes him from his work. “You again?”

         You laugh. “This time, I am the patient.”

         He raises an eyebrow, to which you raise your finger and show him the smallest trickle of blood going down your finger. “Mating season indeed. The male attacked me when he heard the female squeal as I tried to remove her.”

         “That stupid saucer-eyed cotton ball,” he curses. “Come here.”

         Your heels click against the tiled floor as you walk over, and Ieyasu grabs your hand to inspect the puncture wound. “I washed it before coming here, but I didn’t know where we keep the medical supplies that are… well… for humans. I guess I’m too new here!”

         Ieyasu rips open a small alcoholic wipe and cleans your finger before applying a bit of cream to it and wrapping a band aid around it.

         “What’s my prognosis?”

         “You’ll live,” he replies. “Just make sure you wash it when you get home and keep it covered while you work.”

         “Thank you, Dr. Tokugawa.”

         “Don’t call me that. It makes me sound old.”

         You cover your mouth and laugh. Placing your hands back in your lap, you look around at his lab to avoid sparking up further conversation. But the, Ieyasu clears his throat, and you immediately worry that you intruded on something.

         “Oh! Sorry. I should… be getting to lunch. Thank you again.”

         This time, when you turn to leave, Ieyasu is not so quick to let you leave.  “Would you like to stay here and eat?”

         “I thought we were not allowed to bring food into the labs.”

         Ieyasu points at the tables. “I sanitize these at least forty times an hour. My floors are cleaner than the cafeteria tables.”

         You can’t hold your smile back and nod your head enthusiastically.

Mitsuhide Akechi - Late Nights at the Precinct

You turn the lights out and close your office door behind you. The lock clicks shut, and you begin to walk to the front doors to leave the precinct. With your hands on the door bars, you catch a glimspe of Mitsuhide in his own office. He is hunched over his desk, reviewing papers for a recent case he took on.

          Up to now, you have only heard whispers of the famous Mitsuhide Akechi –  he was a legend in Japan for solving the most difficult of cases. People said that it took him three days to find an illusive serial killer that had evaded the police for nearly a year. You wonder if he is really as ruthless as they say. Not only was he extremely good at his job, but people claimed that he had more connections to mafias and gangs than anyone in the country. This earned him the nickname ‘kitsune’, as he could shape shift to fit his needs for the case.

         You knock on his open door and lean against the doorframe. “Burning the midnight oil?” you inquire, trying to sound cool.

         He looks up, his golden eyes seemingly piercing through you. Mitsuhide takes his glasses off and leans back in his chair. His hand shifts, moving the case file over the papers so that you cannot see them. Of course he is guarded. He transferred to the Tokyo division only recently.

         “Is it really that late? I hadn’t noticed.” Mitsuhide proceeds to stand up and stretch before sauntering over to you. “And what is a little mouse as yourself doing here at a time like this?”

         “I had to finish a report for a case I just closed.”

         “Oh?”

         “Kidnapping,” you explain.

         Mitsuhide’s eyes shine. “I don’t think we’ve properly met, Detective…?”

         “(Y/n) (L/n).”

         “Ah, of course. You helped with the Yandere Killings last year, didn’t you?” Mitushide refers to a string of murders that happened over the course of a week early last spring. They were strangely consistent with murders that happen in the game Yandere Simulator, hence the name ‘Yandere Killings’ was coined for the case.

         “Yes, but I didn’t do as much as you did, Detective Akechi. After all, you caught the person who was doing it.”

         Mitsuhide smiles, accepting your praise happily.

         “Sorry to bother you, I just saw your light and…” you trail off, not really knowing how to explain why you stopped by.

         “It’s no problem.”

         Indeed, Mitsuhide was keeping his answers short as to avoid complicating the conversation further. You wonder if he ever let anyone in. Shaking the thought from your mind, you bow your head. “Best of luck on the case you are working on now. I will take my leave now. Goodnight, Detective Akechi.”

         “Goodnight, little mouse.” He stays in his spot as you leave, only moving from the doorframe until after you have exited the building.

         The next morning, when you enter the precinct, you can see Mitsuhide sitting in your chair from the main hall. “Hello Detective Akechi. What brings you here?”

         He brings his feet down from your desk and looks at you. “I came to ask you a question.”

         “Okay. Shoot.”

         Mitsuhide clicks his tongue. “Do you suppose it is possible that the murders from the Back alley case were moved there?”

         You tap your finger against your chin, pondering this idea. “I haven’t reviewed the case file in detail, but there wasn’t any evidence that they had been killed on the spot, right?”

         He nods. “Smart mouse.” Mitsuhide seems to really like this nickname. “Does that not make it kidnapping, technically?”

         “Well…” you think back to your years of training, “Not always. Kidnappers are not always motivated by a murderous intent. Unless the victims were held captive and then killed, I don’t know that… wait…” Something seems off. Why is he asking you this? Mitsuhide is smart enough to know the answer himself. He could just as easily look it up. Why bother to com ask you directly?

         Mitsuhide tips his head and looks at you as if he is analyzing you.

         “Are you asking me to work this case with you?”

         The corners of his mouth curl upwards into a sly smile. “How perceptive.”

         You laugh. “You could have asked me or put in a request with–”

         He stands up and pats your head, ruffling up your hair. “Yes. I could have. But I wanted to test you. And you passed, little mouse. Congratulations and welcome to the homicide division.”

Shingen - Etude in G# minor, Op.25; No.6

He plays with the grace of a swan gliding through crystal clear water. His fingers glide across the keys, creating beautiful harmonies that echo throughout the concert hall. The rest of the symphony has stopped playing, allowing him to continue with a piano solo.

          You find it strange – you have heard this particular piece, Rachmaninov’s Piano Concerto No.2, but the way Shingen Takeda plays it… he transforms the piece and brings the audience along for a mystical ride along with him. You would not be surprised if there were people moved to tears. In fact, when you inhale, your chest rattles with a surpassed cry.

         Shingen ends the song, keeping his finger held down on the key for a bit longer than was supposed to, but no one notices because the hall erupts into applause. You have been attending concerts for many years, but this is the first time that people throw roses onto the stage.

         He picks one up, and when he smells it, his gaze locks with yours. You are not too far in the back, and nor are you very close to the front, so this catches you off guard. Your stomach does flips in your abdomen when he winks. If Shingen Takeda was anything in addition to one of the best pianists in the world, he was the biggest flirt in the world as well.

         The concert dismisses, and crowds run to the exits in an attempt to catch him before he leaves. When you enter the main hall, you hear screams from behind you. A mob of young women runs straight for you, but before they make impact, a strong hand wraps around your waist and pulls you out of the way.

         When you look up, you nearly lose your breath – Shingen smiles at you with that charming smile of his. It melts your bones and steals any words you could have said in the moment.

         “Careful there,” he purrs, dipping his head closer to you, “an angel like you should watch her step.”

         Your heart thunders in your chest, and you pull to get away. The crowd of girls has circled around you, trying to get a piece of the action. Shingen pays them little attention, and actually seems saddened that you have moved away from him. “You played beautifully tonight, Mr. Takeda.”

         “Hearing that, from you, is a gift in itself.” The women all swoon simultaneously, but Shingen tips his head slightly when you do not fall for the same sweet talk.

         “Thank you,” you say quickly before escaping the crowd.

         The next day, you return to reality and your job as a hostess at a high-end restaurant. You arrive a bit earlier than usual so you can help set up the tables for dinner. The restaurant sits on the top of a skyscraper-hotel. As soon as you come out of the elevator, you nearly drop your phone because you see Shingen Takeda sitting at the piano in the middle of the dining hall.

         He plays as beautifully as he did last night, putting you in a trance that nearly makes you miss getting out of the elevator. Skittering out from the elevator, you try to find one of your coworkers and ask them to explain why Shingen is there.

         “Oh, the boss asked him to make an appearance tonight and play for the guests. Did you not get my text?”

         You look down and realize that you have gotten a message from her, but you were busy ogling Shingen to notice. Inhaling, you shake the nerves off and collect some table cloths to go cover the tables. Deep down, you pray that he doesn’t notice you, but when you hear him whistle, you know you’ve been found.

         He waves at you, and you know that he won’t stop until you visit him. “Hello again,” he greets, “it must be fate that allows me to see you again today, my angel.”

         “I’m not your angel. I work here.”

         Shingen runs his hand through his hair. “Tonight, I will play whatever song you wish. Tell me, what do you desire?”

         Rolling your eyes, you smirk. “Chopin's “Etude in G# minor, Op.25; No.6.” It was one of the most difficult pieces you knew, so you threw it at Shingen in an attempt to deter him.

         Instead of being discouraged, he smirks and nods. “A fine choice. I will make you proud, my goddess.”

         You pause. “Uh.. angel… is better than goddess.” A blush spreads across your cheeks as you say this, but it only makes Shingen laugh.

         When guests begin to arrive, Shingen finally starts to play the song you asked for. As he plays the first few notes, you stop and turn to look at him. The spotlight is focused directly above him, catching everyone’s attention. Your heart shatters as the minor undertones take over because he is that good.

         Snapping back into reality, you take a group to their table. On the way back to the front, you stop by the piano and place a flower on the music stand. He smiles at you, but continues to play.

         The music wraps around you, enveloping you in the strong emotion he pours into the piece. Of course he does. He is Shingen Takeda after all – the world’s best flirter and pianist.

[scannerly]

Journal: March 29, 2001

• Place order to sell position in London Pacific Group (LDP) at the market. • Place order to sell position in Spherion (SFN) at the market. • Place order to buy 500 shares of GTSI Corp. (GTSI) at 4 7/8 limit, good until canceled.

Real stocks, real profit, real value My short of Adobe (ADBE) was not triggered. But I do recommend rereading my argument for doing so. I am not short Adobe in real life either, but the same logic applies to many, many of the tech stocks out there. I do not believe we are near a bottom yet because in the cold light of a bear market these types of things -- such as dilutive options compensation and hiding mistakes with charge-offs-matter. The greater fool theory no longer rules. What a relief

Now, maybe, finally, we have a time for rational stock picking. If the market begins the first multi-decade sideways run of the new century (there were two such runs last century – both times after extreme valuation bubbles), then the surest way to profit will be to buy stocks of incontrovertible value. Stocks of profitable companies that can be bought for their level of earnings per share five to 10 years out meet this criterion. In this vein, buy 500 more shares of GTSI Corp. (GTSI). This is one of the cheapest stocks in my universe, with the best story. They distribute technology products to the military, the IRS and others. Over $650 million in sales and a $35 million market cap. No debt. Net net value (net working capital less all liabilities) is north of $6. And they will earn over a buck a share this year. They earned a buck a share last year, but that was with a tax loss shelter from the era before new management took over. They have seen steady gross margin improvement, and even with full taxation this year, they expect earnings to beat last year’s untaxed income. Because of the contractual nature of the business, there is some visibility, and yes, there’s growth.

The company just won a dispute over a large contract to supply products and services to the government. While awards within the contract are still open to competition between the company and IBM (IBM), GTSI should do well. This is a relationships business, and GTSI competes well because they have the relationships with the government decision makers and the willingness to get into all the government paperwork. It is a low, low margin business in which the largest portion of capital is usually tied up in working capital. To the extent that new technologies help them squeeze working capital, cash will be freed up for other uses. The company is looking to do its first-ever road trip and broadcast the better business practices that now hold sway over all that revenue.

Insiders were buying at lower levels, as was I. For a few years it was a lock of a trade from 2 5/8 to about 4. Lacy Linwood, the largest shareholder, has been buying in the open market and was one of the founders of Ingram Micro (IM). Having a large, non-management shareholder with a large, illiquid stake is catalyst waiting to happen, though without guarantees. His background confirms that Ingram and its ilk are not the competitive threats here, as one might think.

Undoing some mistakes Investment managers are bound to be wrong many, many times in their lives. This is a business of managing emotion as much as managing money, and taking one’s lumps is the surest path to a more erudite view. So it is time to own up to a few mistakes. In my last entry, I outlined my pessimistic outlook for technology shares based on the devious, unfriendly manner in which many tech managers try to hide the truth from shareholders. Two of my holdings do not reflect that pessimism.

DiamondCluster (DTPI) and London Pacific Group (LDP) were very big timing mistakes. The same mistakes I made at the beginning of the last round -- being overly optimistic as a new round gets under way, and under some self-imposed pressure to make some moves. Optimism in such cases is rarely warranted. Nearly without fail, egg will befall one’s face. With stocks in freefall, I thought, "Well, these two are interesting situations and we have at least six months." Unfortunately, every time I think like that I become cavalier in my timing. The fact of the matter is I should always wait for my rules to kick in – and that includes waiting for falling knives to lay motionless on the floor before trying to pick them up. I violated these rules, and now I’ve lost two fingers to a couple of very sharp blades. There is value in these companies at current levels, however, and I’ll hold DiamondCluster for now.

I am selling London Pacific Group at the market open because of something I call the "5 to 3" effect. Illiquid stocks falling beneath 5 often fall much further because of margin calls that kick in in the 3-5 price range. Forced selling in illiquid stocks is a recipe for price risk, so I have found it prudent to get out of stocks as they cross below 5. It is a very rare case that I pay attention to absolute share prices, but this is one of them.

I should note that DiamondCluster is about to lose significant European business because of Ericsson’s (ERICY) cost-cutting and the European slowdown. This non-U.S. business had shielded DiamondCluster from some of the rampant devaluation in the e-consultancy sector. Not anymore. Nevertheless, I expect both layoffs and quite significant cash drain over the coming quarters at DiamondCluster. At current prices, however, this pessimism is largely discounted. Whether DiamondCluster will recover before the end of the Strategy Lab round is a matter in serious doubt. Moreover, DiamondCluster has a big options compensation problem, much as I described with Adobe. Nevertheless, the value five years or so out should be greater than it is now, and the company has become an attractive acquisition target with a load of cash on the balance sheet. The earnings power in good times is roughly about 33% of the current share price net of cash, with no debt and a resilient business model.

An event play, sans the event Sell Spherion (SFN) at the market open. This was an event-driven value play, and the event occurred after I submitted the story. In this case, the event did not look like I thought it would look. Too late to cancel the story, so the order went through and I bought a position. One more reason I say learn what you can from me, but don’t imitate me. Now I’m selling it because in event-driven investment if the event does not turn out as predicted, the only prudent thing to do is to exit the position. Spherion is likely to announce horrendous numbers, and there is price risk in the stock. A good argument can be made that it is only fairly valued in the 7’s, not undervalued. To justify a sell I must only be able to make such an argument.

What happened? As this was an event-driven value trade, for the investment to work we had to have the event go off nearly as planned. In this case, the event -- a float of subsidiary Michael Page in London -- did not go off nearly as planned. Actually, the pricing still hit the bottom of my model, so there was some safety in the price I paid given the information I had.

The circumstantial evidence points to some skullduggery, however. Michael Page's officers had some incentive to have the offering priced low. Now any options that they get -- and that they can use to incentivize employees -- will be priced low. Moreover, they had incentive to do an offering rather than to sell to others in a private transaction worth as much as 25% more. The incentive involved the fact that Page management was getting 6% of the company and there was a large 12% overallotment for the underwriters. Unfortunately, there was every incentive, except fiduciary responsibility to the shareholders, to price this offering low. Michael Page is a good buy now over on the London exchange. I doubt that it will stay under 200p long.

Also, it appears that Ray Marcy, the CEO of Spherion, now wishes to use the proceeds to pay off some debt and then hold cash for the downturn. This is opposed to the previous statement "pay down all debt and buy back stock." The two statements imply drastically different levels of confidence in the business. One potential catalyst -- again, this was an event-driven trade/special situation -- was that the company would at least support its stock in the market. That would be relatively easy to do given the stock’s illiquidity. A buyback of 30% to 40% of the capital stock could even push the moderately higher, and with some more optimistic projections, build more intrinsic value per share. It is not to be.

A board member who was selling large chunks of stock in Spherion during the months leading up to the offering could be a target of shareholder scorn. The prevalent idea was that this was distressed selling for him because of personal financial difficulties. Even if true, he engaged in massive dumping of large blocks in the months leading up to some very bad news. Spherion has never been the best-managed company, but the degree of funny business here is illuminating as to what management will do with future cash flows.

Event-driven trades occasionally don't work out in the short-term, but what you want is a fundamental floor to your valuation in the worst possible case. I think we have that here, and it is around the mid 7’s. But I’m not hanging around for the questionable appreciation potential and sure-fire bad news that management will announce regarding earnings within the next two or three weeks.

Also, before Michael Page, the company had significant difficulties producing free cash flow. If they just sold off all their free cash flow production, the situation could deteriorate, and we can't know this for certain yet. This situation would have been mitigated if they had received $300 million more in the offering, as we were recently told to expect. Instead, we are left with the image of a desperate seller in need of much more shareholder-friendly management and a better economic outlook.

[classycollectorartisanposts-blog]

kia insurance bakersfield

"kia insurance bakersfield

kia insurance bakersfield

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

""I am looking for affordable health insurance for myself, age 47 female who smokes.?""

I am looking for affordable health insurance for myself, age 47 female who smokes.?""

Which medical insurance is the cheapest?

I want to apply for a good quality and low cost medical insurrance. Whihc one is good for me. I am in SF, California. Please advice. Thanks.""

How much will my insurance cost?

how much will insurance cost if i'm 17 a girl and driving a 2002 mustang?

Which life insurance company is the best.?

Which life insurance company is the best?

Average comprehensive car insurance for teenagers in 2010?

Hi, I am just wondering how much teenagers are paying for full comp car insurance in 2010. Thanks Jboy""

""My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good?""

My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good enough to get in state of California? 1- Liability only? 2- Liability plus collision? 3- Full coverage? 4- Any other type? Regards, Mo.""

How much does learning to drive cost roughly?

how much do driving lessons + car (800 - 1000) + insurance etc cost??? thanks :)

Life Insurance Question?

My mother died in 1998 of colon cancer. She worked for the State of California. I found a pay stub that she paid for life insurance through her work. I am administrator of the estate. Is there any way to find out how to find and obtain the life insurance?

What's the cheapest car insurance for a young driver?

I know this is a common question but what is the cheapest car insuance for a you driver I'm only 20

""If one driver in a marriage becomes disabled, are insurance rates reduced?

My husband (82) is disabled and can no longer drive. I am the sole driver now. Do the insurance rates remain the same or are they based on one driver only?

Car insurance for 17 year old?

im 17 and have looked nearly all the comparison sites for car insurance and theyre all coming with prices like 3000-6000. and the car is just a fiat punto a 1242cc.i know it was going to be expensive but i have been reading that people have been getting insures for like 1200 who are 17 aswell. could it be the car make or should i look for a really small car like a vauxhall corsa.

What are the cheapest car insurance companies in NJ for a new driver above 21 years old?

What are the cheapest car insurance companies in NJ for a new driver above 21 years old?

Do you have to get insurance before you can get a license plate?

I just bought a used car off of someone and drove it home. Luckily it was at night because the car doesnt have a license plate. This is my first car and none of my family seems willing to answer the phone today to help me. What am I supposed to do first? When I looked up the cost of plates, it said that when purchasing the plates insurance must be presented at the time of purchase. So that means I have to get insurance before I can get the license plates right?""

Are there any groups you can join that offers group health insurance?

Or some insurance co that does not ask for a ten year history?

Insurance on a used car verses a new car?

My dad says that if I buy a new car my insurance will double or even more than my insurance on my used car. Is that true?

What are the fines and penalties of driving without a license or insurance in California?

Under 18 with permit only. Also loud music. Was only driven in parking lot when pulled over. Car in another persons name. Are there any fines or penalties for car owner?

Does this letter help explain why insurance is expensive?

This is a letter from Anthem to Sec. Sebelius back on February 11th, almost a month ago. It explains why insurance in California is high and what factors have led to the increase. It seems pretty clear to me and yet the President claims that he has asked for and has yet to receive a cogent response from the insurance company for this increase. Seems pretty cogent to me. Maybe the President is just a slow learner or the fact that he doesn't have any education or experience in business or economics make the concepts difficult for him to grasp. http://www.wellpoint.com/pdf/SebeliusLetter02112010.pdf Notice that they mention that their rates are less than the 'not for profits' and that much of their increase is the result of Medicare patients needing supplementary insurance because Medicare won't cover them. Notice, too, that the cost of insurance is directly associated with the cost of health care. You can't reduce the cost of insurance without reducing the cost of health care. Obama's initiative does nothing to reduce the cost of CARE. Wonder why that is. Could there be an ulterior motive? So what do you think? Do you have any questions? And please don't waste our time. Read the thing before you respond.""

Cheapest car to insure for new driver aged 17?

I looked for a quote on a 1994 renault clio 1.4 RT, which came up as 1059 per year, and also for one of the older eary 90's golfs, which was even higher at over 2000, for a 17yr old driver. I then looked at a 1.4l vauxhall corsa, 1993, which was still at least 1000 to insure. yet my friend managed to get insurance on her own policy for the same 1.4l corsa, at around 700 a year, and she had only been driving an additional 2 months more than me. and thats on the same insurance company too. Whats one of the cheapest cars possible to insure (within reason, preferably a half decent car haha) now, so i can see what my cheapest quote could be?""

Re. Car insurance?

Anyone work in insurance buisness? I have 2 cars, my mobilty car and a smaller car. I origionally bought it for my wife as she doesnt like driving my mobility car as its too big. I was advised by insurers to keep car in my name, Using my insurance in my name with my wife as a named driver and my 18 year old son who as of yet cannot afford a car as he is attending college and only gets 30 a week EMA if he attends. My wife and I want to give him the car as a joint 18th and christmas present. Now I am stuck if I hand ownership to him and he is pressured into taking out his own policy, my insurance that I have built up over nearly 35 years will possibly be voided and if I need to insure another car in next 3 years after my mobility car is handed back, I may loose my max NCD. Can I legally keep car in my name also my insurance and make him a named main driver, my wife as second and me as third. I have life threatening illnesses and want to give my kids their own cars. cont'd""

How much would nyc car insurance be for a 19 year old insuring only himself? ?

How much would nyc car insurance be for a 19 year old insuring only himself? ?

Insurance on Rx-8 for a 29yr old male?

I'm almost 29 and I'm thinking of buying a Mazda Rx-8, the 230bhp version. I've got 2 yrs no claims and was wondering if anyone of similar age has one and if they could give me an idea of what the insurance would cost in Ireland??""

Will affordable health act help or hurt people who want to retire early?

Say you are in your late 50's or early 60's and wants and have enough money to retire, but was waiting because of health insurance issues and was going to wait till 65. With the affordable care act most likely going to proceed, will this help those people who probably have pre-existing conditions and of course old get a better deal on health insurance if affordable care act was not passed? To my simple mind, I would have to say yes. And I imagine a lot of people are going to take advantage of this and retire early.""

""Which is generally cheaper to insure, Saturn or Neon (90's models)?""

I am looking at liability insurance, and I only have one point on my record, which may actually have dropped of now. Just generally which would be cheaper to insure.""

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

Can I drive a car without teenage insurance?

My uncle said I can borrow his car for new years, but he doesn't have teenage insurance. Would he need it if I'm only borrowing it for one day and night? Can I still drive it? If something happens will regular insurance cover? I've been driving for a while I'm good at it. Plus a few of my friends riding are also licensed, the oldest 23. I'm 18.""

kia insurance bakersfield

kia insurance bakersfield

Is car insurance higher if your car only has two doors?

If your car has two doors, instead of four, is the price of car insurance higher?""

""CHEAPER for car insurance, a Acura rsx 2006 or a Honda Civic coupe 2010?

im just trying to save up the extra money

What would you say about geico insurance?

I have my auto insurance with state farm insurance but I was thinking of switching it to Geico. What would you say about Geico? Thanks

Do You Have to Get Car Insurance....?

Do you have to get car insurance when you get you temporary permit at the age of 15.5. I am fifteen and I am getting my permit soon and i was wonderin if i had to get insurance. Just Wondering. Thanks Alot:>

Can i get insurance if i got 3points on my licence?

basicaly i got done for having a pasenger on back of my ped when i had a provisional so i now have 3 points on my licence, when i get my licence and get a motorbike or car will i still be able to get insurance or not? nand will it cost alot more.""

Insurance on muscle cars? Help Agents?

Hi, I'm considering getting rid of the 01 V6 Mustang and getting a new car. I currently pay $1300/yr for full coverage and $1000 deductibles. How much would the following cars be?..or please just rank them most expensive to least. My DUI is 7 yrs old and goes off in another 3. Driving record is otherwise clear. I live in the suburbs of SF California, drive about 10K a year. 1. 2011 Ford Mustang 305hp 2. 2011 Ford Mustang 400 hp 3 2005 Chevy Corvette 400hp (old guys car) 4. 2002 Corvette Z06 400hp, (old guys car but I'm afraid the Z06 will make it more than and 05 with the same HP) I'd love to get a V8! the v6 stang is a last resort! Good car...a little unsure of the new china made 6spd tranny in the mustangs?""

Can i get sr22 insurance without a VEHICLE ?

my liscence is suspended because i have lost the privelage to operate a motor vehicle in the state of rhode ialand and need sr22 to reinstate. however my liscence is issued in massachusetts. i need to clear up RI before MA reissues. i keep getting answers how to get sr22 without a liscense, but how do u get one WITHOUT A VEHICLE to insure. insurance is not required in MA without a vehicle. PLEASE HELP !!""

Does insurance go with the driver?

If I have insurance on my car does that mean I can drive another car using that same policy without adjusting if its an temporary thing?

How much is the normal rate for the instant car insurance quote for drivers between 18 and 25 ?

Hello i am interested to know how much the average car insurance cost would be for young drivers between 18 and 25 years. can anyone help me please?

How much will my insurance go up?

I got a ticket today for reckless driving (drifted coming out of school.) I'm only 16 and I'm a male, so how much will my insurance go up?""

Is car insurance somewhat ridiculous?

ok i may be a little ranting cuz i was at fault for causing my first accident a long time ago, so my rates would go up. this got me thinking, the car was under someone else in my family's name, and the basic idea ive come to question is: after decades of paying for insurance with no accidents, it would probably be more than enough to cover the car repair damages instead of paying for all those years in addition the first accident i got into causing the rates go up? so i mean, isn't car insurance somewhat like a scam since obviously theres not as many accidents as there are people driving without any incidents?""

To get maturnity insurance or not?

I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx.""

Car insurance/Finance?

I'm wanting to get a cheaper car on finance. I was looking at a few second hand Toyota Aygo's for around 4,000-5,000. But somebody said you need fully comprehensive insurance to be able to get a car on finance, i had forgotten about insurance. But i'm a young driver, so comprehensive is very expensive now, and barely affordable when you add the amount payable for the car each month too. Is it possible to take out a loan, buy the car out right, then pay the loan back monthly.? That way would i be able to have any level of insurance cover on the car?, as Third party fire and theft is much cheaper than comprehensive on a Toyota Aygo. Thanks a lot. :-)""

Will my moms car insurance go up with my permit?

i want to get my permit, my mom says no because she said her insurance will go up. she has Geico. i am a Straight A student....how much more money would she have to pay each month? p.s. a number would be great =)""

Car hire insurance! HELP?

can i hire a car/van with third party insurance or do i need to be fully comp. please help

Good car insurance 17 years old?

what car would be cheap to buy and cheap on insurance for a 17years.

Why does registration for a newer car cost more than an older?

Registering my 2011 vehicle in California costs 2.5 times ($249) more than my '94 vehicle ($99). I understand with auto insurance there's a premium to insure the newer vehicle because it is valued more, and if I get into an accident, it would cost the insurance company more for repairs/replacement for the newer vehicle. I can't imagine an accident with either car would cost the gov't any differently, so why is there an age discrimination being applied here? I have a feeling this is some BS fee. Am I right, or can someone please clarify.""

Car insurance - UK

My provisonal license will be valid in 2 months when im 17 and once i take my driving test and pass it, i plan on getting a car. The thing is that insurance will be quite high as i would have just passed my test and im only 17. My question is: If i get the car and register it under my mums (or dads) name and put the insurance under their names would it be cheaper? Bear in mind that my parents have about 16 years of no claims bonusus too, thanx xxx""

Why is car insurance so higher in UK than other countries?

In my home country, I did not even think about car insurance cost when I bought a car. It was just a small amount of money. In UK, when I try to buy a cheap secondhand car, the insurance cost higher than the car price. 2002 Nissan Primera cost 900 pounds while insurance quoted me 1169 pounds for that car. Why insurance cost more than the car price? I am not intending to claim by knowing the amount of excess money (higher than the car price) I have to pay in the first place if I want to claim.""

How much would it cost in insurance for a ferrari 355 rep on a toyota mr2?

its a 1996 2.0l with a 355 bodykit on it should be about half the money of the mr2 i think

How much would insurance for three months cost?

I'm in a sport, wrestling, and i need insurance for at least three months soon. If you know how much insurance like that costs for a company like choc, that would be great because that's where I got it from last time, also i prefer it to be cheap""

Can anyone explain life insurance to me?

Can you insure the whole family? As if, if any of them passes away the rest get the money?""

How much is car insurance?

How much is car insurance for a 17 year old teenage boy as I'm learning to drive and want to buy a car at some point?

Do Dashboard Cameras lower your insurance rates?

Do Dashboard Cameras lower your insurance rates?

What are the cheapest car insurances in CO?

For a 21 year old?

kia insurance bakersfield

kia insurance bakersfield

Car Accident Gap Insurance...HELP!?

I justgot in a car accident. My back of my car is smashed. It was completely NOT MY FAULT. I am unsure if i have Gap insurance or not. Whose Gap Insurance pays off your loan if the car is totalled ?

""How much does a car insurance quote cost?If u get one u wont get emails from them,and stuff in the mail,will u""

How much does a car insurance quote cost?If u get one u wont get emails from them,and stuff in the mail,will u""

""Percentage wise, how much can car insurance go up after fender bender?""

I am currently with Esurance and I got into a fender bender where the insurance company paid out a little over 1,000 dollars. Around 1,400 dollars. I wish I knew it was going to be that cheap because I could've paid out of pocket but it's too late now. Lesson learned. Does anyone know around percentage wise how much my insurance premium will go up? I've never had an accident before this and I don't have any traffic violations or tickets. The insurance company says they can't tell me anything right now, but I'm looking to get another vehicle and I don't want a surprise come my next renewal. Thanks""

I need help finding free health insurance.. Dont have a income.?

I dont have a income and i need help finding a free Health insurance.. Does anyone know about any free health insurance that the government gives for the ones who are in need...I cant apply for low income health plans.. because i dont have a income... please answer asap....

Insurance rates for this car?

First car, v8 mustang""

Health insurance for the unborn?

Im under my dads health insurance until im 26. my insurance said they would cover me and my delivery, but wouldnt cover the baby. how can i get my baby medical insurance before she's born? (im aiming to get her on medicaid) but what steps do i take?""

List of auto insurance companies who do not use credit scores in illinois?

im looking for car insurance and need help finding a good rate

Is it legal to do this with car insurance?

I know of people who do this for the sake of saving money, but I am not sure if it is legal or not? Say Person A has horrible insurance rates to the point of where driving is impossible to afford. Now let's say Person A sells their car to their significant other, Person B for a small price and transfers the title into Person B's name, so now this car on Person B's active insurance policy. Person B's rates will go up a bit based on their cost to insure, however Person A will still be driving this vehicle on a regular basis, and simply pay Person B the additional, much cheaper premium. Is this legal? If not, how would anyone ever know the difference? Now the new""

Insurance for a non-running vehicles Title Transfer?

Do I need insurance for a title transfer on a private party vehicle that is not running and wont be for a while in the state of florida? Also what is the process for doing so? Thank you, Tyler""

Does any1 know were i cud get cheap car insurance?

i live in northern ireland and am 18 years old thanks

About health insurance?

i don't have a health insurance and my job doesn't provide me one i had a car accident and i owe around 3,000 dollars on my own hospital visit i didn't injure another car if i get an insurance do you think they will pay for my health debts???""

How much would motorcycle insurance cost for a 17 year old boy?

How much would motorcycle insurance cost for a 17 year old boy?

Pregnant with no insurance?

I may be pregnant and I don't have health insurance. I know I won't qualify for medicaid with mine and my husbands income, but we definately don't make enough to pay for appointments out of pocket, what can I do?!!""

Do I need to insure my car before getting a temporary registration?

recently purchased a used car that DOES require emissions testing. In my state (CT) the DMV offers 10-day temp. registration for vehicles that need testing Do I need to insure this car before I'll be eligible for the 10-day registration? I'd prefer not to insure a car that won't pass emissions because I won't be able to drive it, and I refuse to wait in line at the DMV for hours just for answers on this questions (their website gave very few specifics)""

How much would it be to give birth in California without insurance?

I live in the sf bay area and I work under the table... I don't have insurance, but I do have a membership at Kaiser Permanente because of my parents before I got married... I'd also like to know how much are sonograms and things that fall in check ups... Thank you""

Can I drive my sons car under my own (fully comp) insurance?

My son's car is registered to our home address, and he is currently away. His is cheaper to run so I want to use it (with his permission). He has third party only insurance but I am fully comp on my own car. My insurance states I can drive any other car with the owners permission, but does his insurance level, or the fact it is registered at my own address affect this?""

Car insurance coverage question...?????

I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""

What is a 20 pay whole life insurance policy?

if you started your insurance policy at the age of 56 how long do you have to pay for your policy to be payed out if you are 74 now

""Please, what company can I get maternity insurance coverage with in Florida?""

My husband and I are not yet pregnant, but we are already trying. We do not qualify for medicaid and have no health insurance. We do not want to wait the twelve month waiting period before getting pregnant. So far my only option seems to be Ameriplan. I was hoping for more options.""

What are good sites to get multiple car insurance quotes all at once so you can compare?

I don't mean individual insurance companies like geico or all-state, I mean where it can do the quotes for multiple companies at a time. Know any safe & legit websites? I don't want to put my personal info just anywhere.""

Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?

The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?""

Cheapest car insurance? Does anyone know?

Paying no mind to the jibber jabber they say on TV what car insurance do you know is cheap?

Why is my health insurance so much?

My girlfriend- is 22 in shape and healthy other than having psoriasis and ADD; she has health insurance and pays $90 damn bucks a month. I am looking for insurance since I will soon be 26 years old in shape and healthy and am looking at paying $200 a month. This is bullshit frankly- I am healthy, only have ADD (which I don't even take meds for but want to start again) and have a steady well paying job. I tried looking through the websites but found nothing less than $110 for not so great coverage. Can someone explain to me a. where to get good affordable health insurance b. why there is such a difference in cost since she has more problems and we are only 3 years apart c. are there any options for me if I went to healthcare.gov? I know she isn't lying about the payments and I know she has a co pay with each subscription/doctors visit but its minimal like $30-60 minimal. Any help or advise is very appreciated- also please don't make this political.""

Lying to insurance company?

The other night I hit into a pole in a parking lot and no one saw, and caused the pole no damage. However, the front of my car has a small damage. Money is tight. What if I were to tell my insurance company that I did not know how it happened and I'm looking to repair it...""

How much does insurance cost for a gas station in NH?

If I was to open up a gas station in NH how much would the insurance cost per month or year? Assuming I had an average amount of coverage and was running it as an LLC.

kia insurance bakersfield

kia insurance bakersfield

Where can I find information on low rate home owner's insurance?

I have a hmeowners insurance since I bought my home 10 years ago. The premium has gone up about 25%. Want to find out better rate from good companies - websites etc information

How good is military insurance(Tri-Care) for maternity care?

My husband is in the military. I've never used the insurance, but I will need it now that I'm 6.5 weeks pregnant. How's the coverage?""

How do I prevent myself from getting taken advantage of by the car insurance companies?

What steps do I need to take in order to always be well ahead of the tricks that car insurance companies would want to pull on me?

Health insurance cost?

In June of 08 my fiance and I are getting married in IL. I will be just out of school and looking for a full-time teaching job. My soon to be husband graduated 2 years ago and found a part-time music job, but the school eliminated all the part-time positions. He is now subbing and teaching percussion lessons every week. We both will have to pay for insurance until we both get full-time jobs. What is a normal cost to pay per month. If I was to average $150.00 a month is that to little or to much for the two of us. I will be 22 almost 23 and he will be 25. I know he has insurance, but it only covers things that will cost over $8,000 and everything else he pays for out of pocket like shots and etc. It would be nice to have a better plan. He has a screwed up back and some other issues with his body hurting from time to time and blue cross and blue sheild rejected his application. So, it was hard for him to find a company to insure him. Thanks!""

Is it true that you MUST purchase health insurance?

So, President Obama says you MUST purchase health insurance or face fines by federal government. How do you feel about that? (Also, wondering how many actually care about their rights being trampled on by Obamacare.)""

Car insurance?

my spouse has never had a drivers license and took my car while i was at work and had an accident . my spouse is not excluded on my policy will my insurance cover damage to other property

Will it cost more on car insurance to tow a trailer tent?

Will it cost more on car insurance to tow a trailer tent?

Will my insurance cover my newborn?

Ok right now i have Gateway, (I know, not the best insurance) my fiancee does not have insurance threw his job, but will my insurance cover my babys when she is born in September? Or how do i go about getting it?""

Do I need my car insurance for an oil change?

I know this might sound like a dumb question, but I'm 16 years old so it is my first time driving on my own and having my own car. I'm wondering, do I need proof of car insurance to get a basic oil change?""

At what point should I call up my insurance company & insure the car I plan on purchasing?

New to purchasing a used car, but I notice that DMV will require proof of insurance when registering the car, and even my bank will need proof of insurance to complete the transaction. Do I call my insurance company to setup insurance on the car before even paying for it!? I don't really understand the process.""

Motorcycle insurance question?

I will be 18 in two months and i want a bike. I am planning to go to the classes which i assume lowers insurance. I also thought by having a smaller bike would cut insurance costs. I only plan to ride around town and not on the highway. If i bought a 250cc bike like a GZ250 or a Honda Rebel, how much would seasonal insurance be roughly? I only want the types of insurance that are mandatory in order of me being on a budget.""

Are there any good Websites about Insurance ?

For someone who is newbie in Insurance , Also if it contains cases and Q&A it would be best Does anyone know any ???""

Does your insurance go up after getting a speeding ticket?

I live in BC. Does your insurance go up after getting a ticket? (specifically a speeding ticket)

Is it legal to be declined health insurance for this reason?

I applied with a major insurance company in California, am a single vegetarian in my mid/late 30s no children, extremely healthy never been diagnosed with anything, exercise regularly. I guess they dug up that I had taken a fertility drug in the past - I was never even diagnosed as infertile - it's a really cheap common drug that stimulates your ovaries to produce more eggs but I had no partner to get pregnant with so to was just something I got from a fertility doctor if I wanted to get pregnant with donor sperm. That's not even covered by insurance if I ever want to do that again and the drug's like $20 you can practically get it over the counter it's so common I know tons of women who use it. I didn't even apply for maternity care to be included in my insurance, just a basic policy. Is it legal for them to decline me because of this? So if a woman has a baby they are no longer eligible for insurance? Most women who get pregnant take this drug (including both my sisters) yet they still have insurance. Was it legal for the pharmacy to give them this info? I don't know how else they found out.""

What is the difference between permanent life insurance and whole life insurance?

I'm taking a class on finance, and I'm really confused about this concept. If it helps, here's what my textbook says: Permanent life insurance continues until the premiums are stopped or the death benefits are paid out. The cash value of the insurance increases as the premiums accumulate. With whole life insurance, the premiums, death benefits, and cash value of the insurance remain fixed. At the time of the insured's death, the cash value of the insurance becomes the insurance company's and the death benefits are paid to the beneficiaries.""

""Anyone with Progressive, are they a good reliable insurance?""

I am thinking of switching to them, due to a good rate and seems like a decent coverage. Has anyone had any problems with their insurance though?""

Health insurance?

What is the best bet? Who is the best company? who should i see about this? an insurance agent? How to find good?

How can the citizens pay the the deductibles for the only health insurance policies that are affordable?

I work 2 part time jobs and neither offer health insurance, so in 2014 I will have to buy some. One comparable to the one I had when I worked a full time job would cost $600 a month but would cover prescriptions with a $20 copay for generics with a $1500 deductible and a $4500 out of pocket maximum. That is out of what I can afford. The one I can afford is only $219 a month but has a $7500 deductible which would have to be met for any benefits and there is a $12,500 out of pocket maximum. If I got very sick I would be wiped out with that one, so it seems that I am in a Catch 22. I don't make that much money ($8 and $10 for the 2 jobs where I work 24 and 18 hours a week respectively.) Now I just pay the doctor out of pocket and I paid $375 this year for office visits and $150 for medicine. That was affordable and now I am forced to pay a premium in addition to the same amounts I paid for the same service. This thing is making me nervous. Affordable to me is no insurance. Give me a cyanide pill if I get a terminal diagnosis because being in the hospital and wiped out financially is not a good quality of life.""

Does getting married change your insurance?

I am currently covered by my parents health and dental insurance plan, but if I were to be wedded, would I no longer be able to use their insurance? I've been told that it changes, but I've also been told It is no longer like that anymore since Obamacare.""

Which is the best of the car insurance price comparison websites?

And is there like a website that you can go to that lets you compare them easily?

What is the cheapest insurance company for a teen that's on a seperate policy?

I'm getting a car in about 2 months and I just wanted to know what the cheapest insurance company would be for someone that's a new driver with their G2.

Gieco insurance rate?

Ok I got a auto quote and I lied on the online form I said I have no tickets and car crashes.I do have some Im 18 years old And If I chose this company will they find the tickets? I did give my social number.

Insurance estimation for a 1998 - 2001 Mitsubishi Eclipse for a 17 year old?

Hi, i am 17 years old, active duty in the military an i am trying to buy a Mitsubishi Eclipse, although my mom keeps telling me that my insurance will be through the roof. Does anyone have an idea of how much it might cost me? For full coverage, in California? I understand that the Eclipses have a high death rate because they are quick, an teenagers tend to test the waters a little bit. However i am a responsible driver but i do want either an Eclipse or a Trans Am. Your time is much appreciated:) thank you!!""

A question about insurance on a car?

ok i live in england, and i am 27yrs old, i drive and have my own insurance which is fully comp, as i am over 26 i can drive any car third party, my boyfriend is just starting to learn to drive and since neither of his parents drive, hes going to have to get his own car with his own insurance on, which is obviously going to be quite high as hes a new driver, hes 20yrs old. we got told that if he put me on his insurance as a second driver then it would work out a bit cheaper for him, but im wondering if this is true, as i can drive his car anyway on my insurance, so im not sure if its legal to go on his or if they will let me. any advice would be appreciated.""

Will my inusrance go up with a speeding ticket?

The other day i was driving and got pulled over for going 80 on a 65. i live California. I am 19, a student, and this is my first ticket ever. I was wondering if my insurance would go up. i wanted to hide it from my parents, if insurance goes up then i wouldnt be able to hide it. Also, anyone know what it would cost me? If i do driving school to erase it, would it still make insurance go up?""

kia insurance bakersfield

kia insurance bakersfield

https://www.linkedin.com/pulse/does-marital-status-affect-my-auto-insurance-premium-george-clark/"

[foulfurywombat-blog]

nevada unemployment insurance tax

"nevada unemployment insurance tax

nevada unemployment insurance tax

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Insurance for a 16 year old in California?

i was wondering how much insurance would be for me. I was looking for a 92 Camaro or a 98 Camaro, v6 or v8. i also have a 3.29 GPA. i am 16. and also is it cheaper if the cars are older? thanks.""

What kind of motorcycle insurance do I need?

I'm thinking about financing a motorcycle and I was trying to get the most accurate quote, just wondering what I would need in each category (i.e. $25,000 bodily injury/property damage or $25,000 uninsured motorist etc etc)""

""Pregnant, no insurance and make too much money for medicaid. Advice?""

I am an independent contractor and have no insurance. I am now pregnant before having a chance to get health insurance. Health insurance once pregnant is way too expensive. I make too much money for government assistance, but not enough to afford private insurance. I'm in a tough spot, and I wonder if anyone has any advice to help me finance my pregnancy.""

""I have a new baby, will I get a auto insurance discount or increase if I tell them?""

My little girl is 10 weeks old, I'm not sure if I have to tell my auto insurance company (AAA). Would it be better to insure that she's covered? Or will it just cost me more?""

Is there any insurance policy for critical illness ?

Is there any insurance policy for critical illness ? I mean if someone is suffering from any critical disease for long time.

""I bought my first car and need to get insurance on it, do I have to put my parents on my policy?""

I've talked to a few different insurance companies and half of them insist I need to put my parents on my policy since they're family and I live with them. The other half of the companies don't even ask. If I add my parents to my policy it makes the price per month go up a ton, and know one that I've asked has been able to tell me if I should have to add them or not, I'd rather not add them, since they don't drive my car anyways, we all have our own cars to drive.""

Do you need to stay with a certain car insurance for a period of time?

I need to get new car insurance but i'm short on money. Can I have one car insurance for a month or two and then switch to a new one?

Will affordable health act help or hurt people who want to retire early?

Say you are in your late 50's or early 60's and wants and have enough money to retire, but was waiting because of health insurance issues and was going to wait till 65. With the affordable care act most likely going to proceed, will this help those people who probably have pre-existing conditions and of course old get a better deal on health insurance if affordable care act was not passed? To my simple mind, I would have to say yes. And I imagine a lot of people are going to take advantage of this and retire early.""

If you work at GEICO what is your insurance rate for your car and house?

how much of a % off is it compared to customers?

Vw lupo gti insurance!!?

hi there, im nearly 17 in a few days and i want to buy a VW Lupo GTI for my first car but im not sure how much the insurance will cost because it is a GTI. does anyone have any ideas how much it will cost????? thanks :)""

How much insurance costs for Yamaha YZF-R125?

for 21 old male as a learner in uk ..

(uk only) who is the cheapest for car insurance?

im male, nearly thirty and full no claims bonus i live in manchester""

Does it matter who drives which car under the same insurance policy?

I have an 08 Toyota Corolla S and my dad has a 95 Toyota Pickup. I'm 19 and we're under the same policy with AAA. Would it make a difference in cost if they put me as the driver of the Corolla as opposed to the Pickup? If so about how much? Currently I'm with the Pickup and my dad's with the Corolla.

""No insurance car accident, wasn't my fault, other insurance company demands payment. What can I do?""

Hello, I need some advice. About 5 months ago, I was in a car accident where I had borrowed my brother's car to run a quick errand. I was not covered on the insurance for the vehicle. I was in a parking lot going straight about 15mph and another car from a feeder lane made a quick left turn (there was a stop sign for her) without paying attention and there was a collision. As far as I can tell, in this type of collision (left turn into a thoroughfare from a feeder) fault lies 100% with the other driver (as far as insurance goes). Today, I received a letter from a collection agency representing the other driver's insurance company demanding $10,000 in damages for repairs. They claim that the facts state that as a result of MY negligence I am responsible for the damages incurred. I cannot afford this. I don't know what to do. How is this my fault? Don't isurance companies follow specific fault determination rules? Any advice is appreciated. Thank you. I know I shouldn't have been driving that car. Only helpful answers please.""

Use my insurance to pay for high repair costs?

My vehicle was vandalized and due to that I have Many scratches and dents to the sides of the car. My insurance estimate 2100$ worth of repairs in which I pay 300$. Initially the representative told me that my insurance would not go up monthly because I don't have a.bad history of claims n the incident was not my fault. But that was before they appraised the car so now they would have to give me 1800$ and im.not sure whether I should go through the insurance or not I don't want to affect my monthly payments. Any suggestions?

Blue Cross/Shield health insurance?

Is this Insurance corporation a good one or a bad one to have as a health care plan?

How much do you think my Motorcycle insurance would be? for a 250CC bike?

I signed up for a motorcycle MSF class to get my license and to get experience riding a bike. I plan on getting a 250cc bike because I think it's what suits my needs and desires of what I want out of a motorcycle. Also, I don't need anything bigger/faster because I'm quite a daredevil and broke my back 3 years ago. Anyways, I'm 25 now and have matured enough to know my limits and to take it easy. Well, one of my main concerns is the cost of insurance. As of now I pay $330 a month for my car insurance. I have somewhat of a bad driving record, and that's why my auto insurance is pretty high. But i haven't done anything too crazy, like no DUI's or license suspensions. Only 1 speeding ticket too out of all these years. Anyways, i've been looking primarily at the Honda CBR250r. What would you guesstimate i will be paying for insurance? A quote for the average coverage and for leisure purposes only too. Thanks.""

Is There an Affordable Dental Insurance Plan Available??

I would like to have my teeth worked on however I do not have dental insurance, are there any good ones?""

Need help with Car Insurance?

I am a 16 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance""

How much is Car Insurance in Korea?

I live in Korea and am looking for a car insurance package that's inexpensive. I've been told they're about 300,000 Won per year, but I'm sure there are cheaper options available. Thanks!""

Cheap car insurance?

any one know where the best place to cheap car insurance, my dad is going to insure a car for me to teach me to drive, it needs to be in his name but i ned to be a driver on the policy.""

How bad would a honda civic hatchback (94) be on insurance?

Male 17 North Carolina any ideas on a monthly and yearly price?

""As a 20 year old male, how high can I expect my car insurance to be if I drive a 2001 Mustang GT?""

Hello, I'm 20 years old and just now starting to drive. I've always commuted with my bicycle and it's kept me in great shape, but with school and a full time job, I can't be every where on time! So now it's time to drive! So, I visited Geico's website for an insurance quote, and I received the following; Start Your Policy Today for $107.65 plus 5 monthly payments of only $106.75 each 6 month total policy premium: $611.40 Is that too much, or does that sound about right?""

Republicans: If your wife or mother died of breast cancer due to Blue Cross terminating her insurance on a?

flimsy excuse, how would you react? This is exactly what happened in California and several women died due to lack of treatment. As a Republican, would you Glad Hand the exectutive responsible for increasing profits, just take the court settlement and start your life over, or would you hunt down the exectutive responsible for her death and avenge it?""

Thinking about buying a house... Homeowners insurance?

How does homeowner's insurance work? Is it part of your monthly mortgage or is it something you pay separately?

nevada unemployment insurance tax

nevada unemployment insurance tax

How do you calculate the prices of car insurance?

where do all these companies get their prices for car insurance from?

""Attention young driver's, where did you get insurance from?""

My 17th is coming up soon and I really want to be able to drive however every time I look for insurance the cheapest ones I can get are in excess of 2500 at least! Also are there any cars or small hatchbacks that are best to insure, keep and drive in your opinion???? Is it best to get my own car and have my parents as named drivers or the other way round? Thanks! :)""

Reasonable and Reputable Auto Insurance Companies?

What are some names of reasonable and reputable Insurance Companies in Canada for Auto Insurance?

Pregnancy and disability insurance?

Hi, i am currently 7 months pregnant and found out that our short term disability insurance will only give us $800 a month for disability. I asked if I can opt out of our employers short term disability and apply for state disability and I was told no because I have been here for longer than 18 months. Is this allowed and also is there anything else i can do. I live in California.""

What happens if you get in an accident and your insurance relapsed?!?

We got into a small fender bender and our insurance was expired. What will happen to us?! We renewed that same day RIGHT after the accident.

Which insurance company is cheapest for young drivers?

im trying to insure a ford ka as my first car and the cheapest quotes im getting is around the 4k mark.. pretty sure i can do better but not sure where..

I need to sue someone who hit my car with no insurance or license?

however I live in Arizona and I need to know the statute of limitations... I couldn't find anything online unfortunatly. Can anyone help ? My accident was Feb 2009

How much is your insurance (4 cyl cars only)?

I am thinking about getting a saturn sc1 and just wondering how much my insurance will go down. right now I pay $100 a month for a v8 88' mustang convertable. Thats pretty cheap for a mustang I hear and I just want some people are paying for newer 4cyl insurance.

Are there any groups you can join that offers group health insurance?

Or some insurance co that does not ask for a ten year history?

How much does is cost to insure a motorcycle?

i am a 21 yr. old female in so cal. it is a ninja 250r, never been in an accident, & it is kept in the garage!""

Cheapest car insurance companys for 21year old with kids?

Some where that takes into account my situation rather than age. Ta

""Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?""

Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?""

Buying first car and auto insurance question.?

I just got pre-approval for an auto loan. I do not even have a car in mind yet. My question is when do I contact insurance companies? Should I look at cars, pick on I like, and then contact car insurance companies about quotes or should I call them before I even go browsing? Im just a little lost. Also, I hear car insurance is flipping crazy for young men. Im a 22/Male in New Mexico so if anyone has insight or suggestions I would appreciate it :)""

Leaving for several month. what about car insurance?

I'm leaving USA for about 4 months. What should I do with my car insurance? I don't really wanna pay for insurance because I won't be in the USA. What should I do? need a good advice

Does anyone know where I can find individual dental insurance? Not the Dental discount but Insurance.?

I live in Ohio, so obviously it needs to cover us here, I've searched google and there are so many and most are regular health, we have that, we need really good dental with low copays. Primarily one that has pediatric dentists. Thanks for the help!""

Lowered my car insurance deductible yesterday and today hit a tree:)?

i lowered my car insurance deductible yesterday and today my car slipped and hit a tree due to severe snow here. should i file my claim right away or wait few days?? my insurance company is kemper direct the agent changed my premium to 500 from 1000 deductible...

How much will it cost to insure a 2007 acura mdx?

it has white leather seats and the technology package and 130,000 miles on it""

Teenage insurance for 2001 Ford Escape? 2002 Jeep Liberty?

I'm thinking about purchasing this car used for my 18th birthday. I have to wait until i'm 18 so I can be on my own insurance. But I have taken drivers ed, and I will be buying this car full payment in cash. So I'm curious to know what the insurance could be! I have tried to get quotes online. You have to already be insured and own the car...I have tried so many. I also am a female, so my insurance will be a little lower. I just really need to find out what it would be! I was also thinking of purchasing a 2002 Jeep Liberty, any insurance guess on that? Ford Escape is a better car, but i'm just seeing what insurance could be for both. Thank you so much!""

CAR INSURANCE?!?!?!?!?!?!?

well my older brother is going to go on my dads insurance on his own car. It comes to 100 a month. i was wondering if i can also go on the insurance, and if it would cost any more for me to do so. And please say if there is any other policy i an go o where me and my brother can go onto my fathers insruance.""

What is the best but most cost-efficient insurance for a 22year old male driver who just got his license?

Used, older car (either 1990 honda or 1995 toyota). Just got his license. Want decent insurance but not outrageously price. Any help greatly appreciated - thanks!""

Cheapest car to insure for first driver 17?

i want to be drivign this year but the insurance is crazy! i looked at a 1l corsa 1litre is one of smallest engines you can get and its 5k a year so what cars are cheap to insure at 17 and a roughly figure? i dont want any ridiculous cars such as fiat panda smart car ect if im paying so much i want it to be semi nice the ford ka is also abit to feminim for my liking i like minis golf polos 106 corsas astras those type of cars cheers :] would really appreciate the help cheers joe

Why does Geico not sell motorcycle insurance in Delaware?

For years there have always been a few states in which Geico will NOT sell motorcycle insurance, particularly Delaware, but they have never given a reason WHY. Does anyone know of any specific reason(s) why Geico would not want to sell motorcycle insurance in Delaware, or any of the other states in which it will sell motorcycle insurance for that matter?""

How much can car insurance be cheaper if someone hold off driving 2 years after they can their license?

or is it any cheaper?

How does low income families apply for health insurence?

My family of 4 has about $32000 annual income. How do I apply for health insurance?

Cheapest motorcycle insurance ?

Cheapest motorcycle insurance ?

nevada unemployment insurance tax

nevada unemployment insurance tax

CAR INSURANCE - 2nd driver?

My sister who recently passed her driving test would like to buy a car, problem is car insurance quote comes up to 3000, which is too much! So i was thinking to get the insurance in my name, and put her down as secondary driver. I already have another car, where i am also primary driver. If she crashed her car, would this get flagged up under my insurance, although she crashed it....i dont want to pay high insurance for the rest of my life for her mistake or would it come under her record??""

Drivers test question - Getting insurance before taking the drivers test is required. where is the cheapest?

Hello, I am 18 years old (turning 19 next week) and I am ready to take my drivers license. But before taking my driving test, It is required that I have insurance for my car (my dads car). So, I was wondering - where can I get the cheapest car insurance in California? I did check on Geico, but their alittle too expensive. PS: my permit expired by July 19th, so I have to hurry. So please, help me out! even the slightest information can be very helpful! Thanks""

What health insurance can I apply for?

I'm in California, in my 30s, and just recently been laid off. Though my plans are to become a full time student this summer. What health insurance plans can I start applying for besides COBRA?""

Pregnancy insurance???????

im pregnant and i dont have insurance that will cover me or the baby. I am trying for medicaid and will probably qualify but barely. And i want to get married before the baby is born but again we might just barely qualify. Is there any suggestions on insurance plans or help with medicaid?

About how much will my auto insurance be a month?

im about to turn 16 and im getting a 2010 camaro ss. and i dont care for yalls opinions u dont need a car that fast or ur spoiled just answer the question and i live in texas

Why do liberals keep referring to the new health insurance system as affordable? ?

I work on film crews. It an be a long time between movie projects, so I deliver pizzas between crews instead of going on unemployment like many of my film crew buddies. I also own some crappy land, which I inherited, that won't sell. It's just sitting there on the market, screwing me out of qualifying for anything and everything my tax dollars are used for in the way of entitlement funding. I live in a travel trailer. As soon as I have to start paying an upwards of $200 a month for health insurance that is only going to go up, up and up now that pre-existing conditions must be covered, I'm going to have to move into a tent. What part of this is affordable?""

Will I get a cheaper car insurance after this?

I never bought car insurance before and the cheapest I could find was 1566 for 6 months which is a lot compared to a lot of people I know. When I'm done with this policy, will I probably get a better priced policy when I apply? Im 19 and single, but Ive been driving for 2 years and never been in a crash. I was hoping military discount would be a lot more... $260 a month is not going to cut it.""

Health insurance question plz help?

My husband lost his job and my and our child health insurance was with him. Can i get health insurance my employee even through its middle of the year will my husband loosing r insurance qualify us qualify event that allow you to enroll

""I'm 27 and I want to get life insurance, what kind is best?""

I don't really understand what 10;15;20 year term life insurance means, or whole life insurance and what company is best but I think I want to get it while I'm young and ...show more""

The major difference between an owners title insurance policy and a lenders title insurance policy is?

The major difference between an owners title insurance policy and a lenders title insurance policy is?

All my friends seem to be getting cheap car insurance?

All my friends seem to be getting cheap car insurance but i cant seem to find it lol, im 17 and i know its expensive but people say they find it for 1.4k or 1.5k which id be happy with but im getting quoted 5k (and dont say what type of car is it!!) cause i know all that""

Difference between policy holder and insured?

In Royal Sun Alliance my husband has two letters, one mentioned policy holder and the other insured. Whats the difference between them?""

Car insurance for a 17 year old? HELP?

Im 17 in the uk and passed my test 2 months ago and have been insured as an additional driver on a parents car since then (2500 for one year on a ka what a piss take). no claims or convictions, nothing. I've been looking to buy my own cheap car but the prices insurers are asking for on comparison websites are absoloutley ridiculous, 10,000 annual for a ford fieta worth 900! I've tried choosing cars with small engines like a citroen c1 but STILL ridiculous quotes. How ar other youngsters complaining of their annual insurance of 3000 when I cant even find one under 10,000!!!! WTF. How are 17 year olds driving their own cars at my college? from what I've seen its financialy impossible unless their parents are millionaires. Half the insurers I go to online are 'unable to offer a quote', and theres no point in me taking pass plus because that'll only take 100 off of a giagantic quote which'll make no difference whatsoever. WHAT THE HELL. my postcode is RM7 if that makes any difference? Is there any kind of specialist young driver insures that I can go to who'll give me a better deal? I mean even if it was 5000 annual I'd be happy! Or insures that do that black box in your car thing? Because Im actually a very safe driver and having to pa astronomical amounts because of statistics is rather annoying. So any ideas of insurers I can go to direct to try and get a decent deal? thanks""

""Okay so sent off for my provisional license and thinking about cars and insurance now, just need a little help?""

Okay so I'm 16, turning 17 very soon and going to start driing lessons soon, but I need a car after that and I'm going to have to pay the majority of the insurance and the car myself. I only have a part time job where I work thursday evening and saturday mornings at like 6.00 an hour. What car is a good car for a person my age, what about insurance for that car how much is that going to cost? Overall what would you say is the total amount I should save up in order to get a car and decent insurance? Thanks :)""

Who has the Cheapest libility Car Insurance in Chicago?

I want some libility Insurance under $50.dollars, not over $49dollars.""

How much can home insurance cost?

i want to buy a home and i need to know how much my insurance might be.

""How can i get insurance if my car cost 20,000?""

How can i get insurance if my car cost 20,000?""

Motorcycle Insurance Companies Question?

My father has his bike insured with a certain company. Another company has cheaper insurance for me on that bike than his does. Is it possible for me to buy my own policy from a separate company without affecting his coverage?

Buying a home in south caroline?

Just wanted to know if Conway is near the Myrtle beach airport and how far it is from the beach. How much is real estate tax for a home for about 100,000 to 200,000? Are there any marina's close to Conway? Is there a city wage tax on income? How much is car insurance? We live in philadelphia and are tired of the area and the high cost of living. Thanks, Jeanete jhrone@comcast.net""

About how much does motorcycle insurance cost?

and is it more than car?...about...

How much would insurance cost for a 98' 4x4 Z71 Extended Cab.?

I am 15. Been driving since like December. No tickets or wrecks. I have a 01' Silverado Extended Cab 2wd would it cost the same? Also we have safeway. I am on libiaty or w/e it is.

How to get car insurance / insured for a 17 year old driver 1.0l car HELP!! PLEASE 3000- price quote?

hi guys, i really need some help with this one: i passed my driving test last week and need to get insurance for my 1.0 l VW LUPO i have been on GOCOMPARE, COMPARE THE MARKET, MONEY SUPERMARKET, QUINN DIRECT ETC but the least i have been quoted is 7500!! how ridiculous PLEASE CAN YOU HELP!! I NEED INSURANCE THAT WILL BE 3000 OR LESS so if any one can help please do please dont post about how you got cheap car insurance 3 years ago because it is not helpful, times have changed as my brother got insurance on a 1.4 focus for 1600!! PLEASE HELP GUYS IM DESPARATED""

Is car insurance cheaper in manhattan than queens?

Is car insurance cheaper in manhattan than queens?

Car insurance for 17 year old ?

I'm doing car payments on a 2007 Mustang & want to know how much roughly my monthly payments would be for car insurance. I called Progressive & the guy told me my insurance could cost any where from $500 to $5000? I'm permitted to drive but will be getting my license in August after my 18th birthday. I live in southern California. I want insurance for myself & only myself. I just want a rough idea of how much I would be paying monthly.

I was speeding 16 mph over the limit and it is my first offense. how much will my fine be?

I am 17 and I was driving my parents car, under their insurance. how much do you think my fine will be? and will my parents insurance rates go up if I go to the court date, plead guilty, pay the fine, and go to traffic/driving school?""

nevada unemployment insurance tax

nevada unemployment insurance tax

Self Drive Hire car insurance?

Is therer any insurance company out there will insure under 21 on self drive hire cars?

Car insurance help please?

Can you give me a estimate on how much my car insurance would be if I get on by myself. I heard it'll be high. I'm 18, and have a Bonneville...thanks""

Life insurance question.?

can your family collect it if someone commits suicide. for instance,when i shoot myself in the head and die,will my family get anything for it? honest answers only.""

""How can I tell the difference between regular car insurance policy ,and a group insurance policy?""

How can I tell the difference between a regular car insurance policy ,and a group insurance policy?""

Does any one know about any 0 deductible health insurance plan with low monthly payment?

State California

I need help with family life insurance...?

I need to buy life insurance for my family. 1. Which one should I look into? 2. Is there a whole vs term family life insurance? 3. If I buy the life insurance for the family, does the insurance only covers my kids until they turn 18 years old?""

Car insurance renewal ques?

i have car insurance with admiral and its going to be automatically renewed tomorow at 17:30 so can i cancel before that, am i within rights or will they charge before that? the reason being i have found a much cheaper quote else where, i paid admiral for the car insurance using debit card so will payment be taken same day tomorow on renewal date?""

How much will car insurance cost for a 17 year old in the UK?

I'm 16 years old, and 17 in a few months. I have a car already, in the garage. It's a Peugot 106, and my mum bought it for 350. I live in Newcastle, and I would like to know a rough price on the insurance? Realistically, around the region of 1000-3000 ect...""

Does the cost of insuring a car go down when you turn 18?

is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!

How much would insurance cost for a Toyota Celica GT?

I am getting my license soon and I was looking at a Toyota Celica GT (most likely a 2001 or 2000) I am in high school and I am a girl. I heard that guys get higher costs is that true? thanks!

Does the title of a car have to be in the insurance owners name?

I currently have insurance on mine and my ex boyfriends car. I dont just want to drop his insurance, so im giving him the opportunity to get his own insurance. He is saying that he needs the title of the car in order to get alternate insurance....is he being honest?""

Cheapest full coverage car insurance for an 18 year old?

i'm eighteen years old and im about to get my first car. i think im going to work all summer and just save up so by the end of the summer ill either have enough to fully buy a car or have enough to make payments. my mom said i have to get full coverage insurance. what is the cheapest insurance i can get. and what is a quote?

How much is car insurance and how much would car insurance on a mustang be how much would mustang I?

I am looking a used cars and I was wondering how much car insurance is and how much would a mustang be to insure.... Also I would be a first time driver and I live in pa if that makes a difference

Business Insurance??

What kind of insurance will i need to carry for duct cleaning peoples homes and how much monthly would it cost

GAP insurance on finance car?

I paid 400 for GAP insurance on my new car around 6months ago when taking it out on finance I have just been made redundant does GAP cover this?

Will my car insurance skyrocket if I switch from a '97 to a '09?

I live in NYC so my car insurance is already astronomical. I drive a 97 Saturn right now and Im thinking of getting a Prius because of gas prices. Do you think my insurance will increase by a lot because of the difference in model and year? I know I could just get a quote but that's a process with my insurance company.

Medical Cancer insurance?

my brother had cancer in the past. can he be covered by anyone now?? If he can what medical insurance?

What is the cheapest car insurance for a new driver I can expect?

What is the cheapest car insurance for a new driver I can expect?

F1 student mandatory health insurance?

Hello I am an f-1 visa holding international student in the United States. My college is apparently going to make all the F1 visa students get the school insurance and not grant any waivers for any other insurances that still meet the coverage requirements. However, compared to my school's insurance which costs about $1500 per year, I have been having a insurance plan for $400 per year. Is disabling insurance waivers to make the students get the overpriced school's insurance even LEGAL? & What is the US's policy on such insurance swindle I need specific laws cited please.""

How much do you pay for your car insurance?

Toronto, ON""

""As a 16 year old male, how much will I pay for auto insurance?""

I am a 16 year old male (and I already know what statistics show, unfortunately), soon to be 17 years old in October. I will be paying auto insurance pretty soon and I am trying to get an estimate of how much I will be paying monthly/yearly. I obtain a 3.5 GPA and reside in Dayton, Ohio. My mother will be adding me to her insurance plan and I drive a 1999 Chevy Camaro (this is the car that will be insured, and thankfully it does not have a Z28 engine). I'm not sure whether or not the insurance agency will consider this a sports car either, so I'm pretty nervous! Please help me! Thank you!""

How can i get an sr22 if my insurance company does not issue them?

I have a collector car and I have insurance through a collector car insurance company, and they do not offer SR22 vouchers. How can I get the SR22 endorsement that DMV needs if my current insurance company does not offer it? I don't want to have to pay for a whole additional policy when I have already paid the premium for the entire year on this policy. HELP!""

How come a 7 year old Dodge truck costs more to insure than a new Lexus RX350?

Full insurance: Dodge - $1400 Lexus - $900 Why??????

Im looking for a car thats as fast as any normal 1.6 but is cheap on insurance?

Im 20 years old and i am looking for a car with the same acceleration or bhp as a normal 1.6 normal but i would like one that's cheaper on insurance

Is there a such thing as Cheap online insurance ?

I'm looking for some auto insurance for my car. I can't use the general aare there any sites that offer cheap auto insurance?

nevada unemployment insurance tax

nevada unemployment insurance tax

https://www.linkedin.com/pulse/gap-cover-insurance-vehicle-transferable-new-owner-ethan-leonard-1/"