#also i like it when theatre people get TV money sue me

[curatedspacefiller]

I've had very minor interactions with the AMC's Interview With The Vampire fandom since starting the show last week and so far it seems that the Venn diagram of people simping for Lestat and people simping for Spike from Buffy is a circle. We truly have learnt nothing and I think that's beautiful.

[bookishbea]

Black Friday Reaction

Okay so I���ll be live tweeting Black Friday but none of it will have any sense to it but it’ll just be my reactions

1. The Paul thing is really bothering me

2. I really love the mention of the other characters

3. If Jane is mention is the story about the mom mentioned some more

4. Is the delivery man ted (cause he’s also a sleazeball

5. It’s weird seeing Cory not play a pure bean

6. I love California MIA

7. The little sister (Im sorry I’m bad at names) I self project as autistic and she something else idk

8. Did anyone else noticed Robert’s Australian accent come out?

9. Like I said this is out of order so yeah but I personally think the second song in the show was very shocking as I’m not used to very serious starkid songs

10. When Robert gestures smoking i think its lowkey a refrence to the smoke club

11. I have a crush on lex

12. I love Lauren’s charecter so much

13. I love the name linda becuase it could be like a karen without using that name

14. Not to get poltical but i choose to belive they made an antivax joke

15. Also the marvel nerd in me loves the name becky barnes

16. I know its probaly not on purpose but joeys charecters costume in line looks like the homeless guy’s one

17. Jaimey is great as always

18. The conversation is so cringe i love it

19. I kinda hope torture porn is a fanfic refrence (i know most people would want me to say spies are forever but nope)

20. I love Lauren but shouldnt her accent be included when she sings

21. I love Jeff’s reaction

22. I may get some hate for this but what was bothering me in tgwdlm and i notice in starkid is lack of fan comments in the captions

23. As a theatre fan i love the toy zone song (i am not sure if thats the right name) espcially the do wop becuase it reminds me of older musicals

24. Also since i watched tgwdlm and black friday a day apart its weird to come from songs happening because they are infected to songs happening cause its a musical

25. i love the love the line we are not relaibly to anyone who dies becuase they clearly show in the trailer that someone will die (this is not a spoiler if you watch the trailer for Black Friday)

26. I love Corey but when he dances i notice a bulge (i am not a perv he makes it very obvious)

27. So i rewinded it to make sure i wanst going crazy and realized something as lex says the pepper spray line. She would be good as janis ian

28. I love the touch money part its so cute even if its not supposed to be

29. Jaime plays a perv really well

30. I love Jon’s charecter its hilarious

31. Also i love jon and lauren interactions so it was cool seeing them together not as paul and emma

32. I love seeing more of Jon because although hes reaally good at playing paul paul doesnt have any flavor and its cool seeing jon do something diffrent

33. Jeff’s fuck you

34. Okay I was right it was the homeless guy and i bet the money is paul’s money

35. And this is not a sterotpye as i am jewish myself but i bet Laurens charecter is jewish

36. Its sad that the price thing is true

37. So i am a theatre fan and do not watch got but that music kinda reminds me of got

38. Cant tell if jeff’s charecter is gay and a perv or just a perv (i realzie this could be mmisinterpreted as homophobic i just mean to say that jamie’s charecter just seems like a full out perv where as i cant tell with jeff’s)

39. Obviously you shouldnt be that insane but i do like the lines about how you are in charge of life and dont care about what others think. its goood life advice

39. Looks like Paul’s boss got his wish

40. They are all idiots for holding up the doll when everyone wants to get it

41. Corey’s charecter is like shit, money isnt that imporant

42. Becky why are you a part of this you have moral high ground (yes i am ignorning the fact that cast usually join in dance numbers even if their charecter isnt a part of it)

43. Shouldnt tom get ptsd (see above)

44. Lex you already have one (see above)

45. So i may be overthinking things but how curt says never should settle is in the tune of spies are forever

46. Is it just me or did anyone else notice when the security guard comes in the tune of show me your hands comes in

47. I dont know why but i do love soft bullies because hes like hey im punching you but only for the kid

48. Some may say its schizo or something hannah has but its anxiery or something from how shes expressing it

49. I feel like hannah has a superpower and can tell whats happening

50. Maybe webby is actually wiggly

51. Baby (both hannah and robert)

52. Please tell me my babies not dead

53. Jon’s eee is adorable and silly

54. Wait hes alive

55. Wait no hes dead, im sad liek starkid is supposed to be fun and happy this is the darkest star kid yet. Even oregon deaths were silly

56. I love starkid but this is making me anxious i cant tell if its good anxious or bad anxious

57. Also i relate to the black and white thing not fully but liek whenever i dont feel well sometimes my brain is overstimulating but only in my head its very hard to explain 

58. Also i think sometimes kids on the spectrum and im not an expert but i do have it kind of make a friend in their head and i do that too sometimes just to give me advice

59. Also i hope they dont get rid of the black and white as sometimes people go more crazy without the figurative voice in their head

60. Like i said this is going to be random order so i like that emma adopted paul;s Okay and no im not making a tfios refrence

61. Poor Tim

62. Poor becky but even less

63. i thought they were supposed to be mad at g-d but in this and tgwdlm they like g-d

64. I cant tell the other pins on joey’s jacket but the first two i notice are mr wiggly and paul

65. I love Lauren’s acting you can see the very sublte sadness in her

66. Lauren and Joey together ahhhh

67. I know its probaly not a big deal but they should give a seziure warning before the tv scene

68. Did they reuse curts spies are forever outfit

69. Really starkid the obama refrence seriously, i cant tell if im mad or laughing 

70. How did Bob get one

71. I do realize they are talking irl but i cant help but wonder if the nazis were a spies are forever refrence

72. Does wiggly have a special power or something 

73. I think its similar to the metero the closer you are the more power it has over you

74. The starkid special effects we all know and love

75. Also is that mcnamara

76. Also maybe shooting it (the doll) does the same thing that shooting the affceted does. Give them no power

77. I cant tell what the music reminds me of exactly but the tune does kinda refrence a diffrent star kid song

78. Jeff looks so proud of himself for the peeps line

79. I love the purposeful i presume reuse of lines

80. Is peip like men in black

81. Also hatchetfield kind of reminds me of night vale

82. Is the black and white like the upside down?

83. I wonder if the point was purposeful since someone was filming or just choreographed

84. Yes Jon Singing!!!!!

85. I love the act two opener

86. Did his parents really name him christmas?!?

87. Oh hes literally related to santa

88. I love lauren and joey as eleves

89. Noel another christmas name

90. Isnt the little dance move like a genie move or something

91. Its so cute that she insitincitvely went to their seats

92. Also carving is goals

93. Even though its a penis its still goals

94. I know what you are, say it, santa clause

95. Tom dont yell at your girl

96. Poor Tom

97. But also dont make this about you

98. They probaly werent the head of the school since they were nice, i am sorry but thats true

99. Yass girl fight his ass

100. Also the theatre kid in me is picturing all that jazz

101. he ran into my knife he ran into my knife ten times

102. Yes Becky’s husband (i forget the name sue me) is bad but i feel like becky is more sinister then we realize

103. Becky’s line even if it isnt meant to be is so funny

104. The girl who plays Becky could play Barbara

105. I love how Joey and Lauren look into the camera

106. Jamie saying santa awww such a pure bean

107. The person in the wiggly onsie is goals

108. Matrix glasses for the win

109. Is wilbur a refrence to Charelots Web?

110. Its a cult a cult of wiggly

111. I feel like Sherman young is around 30-40

112. I love how its mommy to sound less pervy

113. Oh wait never mind Linda is mom

114. Shit thats fucked up they killed him

115. I am right a jew no non jew says mensch

116. To quote jared klienman kinky (shoe kiss scene)

117. Also i love this song the adore song

118. Why does them picking up Lauren give me Draco vibes

119. Wait he isnt dead?? im so confused

120. Wait he is dead???

121. Also ethan is creepy now

122. But Roberts expressions are goals

123. Robert your proffesor hidgens is showing

124. What the how does he know her name

125. Savage Wiggly

126. Wiggly is more funny than scary

127. But my poor baby dont be scared

128. What the fuck tom

129. Also poor baby number two

130. At first you think becky is made about him hurting a child but no its about the doll

131. What the fuck Becky

132. Also I wonder if thats the same serum that Hidgens used

133. Tom yelling at the audince is hilarious

134. Also Becky singing is giving me little shop vibes

135. Becky are you drunk or something you so stupid

136. But yayy my baby doesnt get hurt

137. More starkid special effects

138. Also the lighting nod to tgwdlm

139. Also why did they take my baby (see i told you random)

140. So the perv is wiggly

141. Also if he can appear in regular formation on earth why does he need to be the doll

142. Oh wait never mind he explains it

143. Joey talking to the audience and making them hold the apple is goals

144. I love Joey’s song

145. MIA = Missing in Action = Made in America

146. Wait im wrong Joey cant be Wiggly unless he has super powers he cant be in two places at once

147. I know they dont mean sex but still wtf

148. Lauren looks so done i cant

149. Seziure warning after mr presidnet leaves the black and white

150. Unless it was purposeful they should have hidden the dolls better backstage

151. Wait didnt hannah say something about two doors earlier?

152. Seriously Sherman ponies

153. I love the going back line

154. My poor baby lex

155. No Lex dont die not you too

156. Haha throwback to tgwdlm

157. Yes baby you got the gun

158. Also die perv die

159. Eagle screeching is goals

160. Yes lex use that logic

161. Also it makes sense only the adults can be brainwashed

162. There were only adults no children, scary (not sarcastic i promise)

163. Seriously starkid Fortnight

164. Thats why you should never fully grow up

165. Woah what Lex says is deep

166. Yessss Tom

167. Wait Tom dont hold the gun

168. Wait is Charolette alive or just a reuse of costume, if so why would they have jaimie wear it

169. No dont take her magic hat

170. Haha stupid hats cant be magic only dolls obviously

171. Does lauren say something like fucking knife in another show too?

172. Lauren screaming gives me my father will hear about this vibes

173. Also give my baby her hat back

174. Yass Lauren get it girl (i do realize shes playing the villian but still)

175. Yass Robert get it

176. Even though shes a viilain i dont like seeing Lauren get killed

177. But also how did they get the bullet wound on her so quick im impressed

178. Haha the way Gary stops everything to talk to gerald is goals

179. Like hes like oh shit money

180. And then hes like oh wait i have to pretend to care

181. I love how exagerated their dying is

182. Thats an impressive quick change

183. Yess Emma Hidgens

184. But also no hell fuck up again

185. Also Paul interupting is goals

186. Haha hannah you go girl

187. First off I love the song

188. Song off Hannah’s voice

189. Is paul scared normal or because of the hive

190. Wait all the tgwdlm charecters are back like nothing happened im confused

191. Haha the Hatchfield band is back

[birdlord]

Everything I Watched in 2019

Movies

The number in parentheses is year of release, asterisks denote a re-watch, and titles in bold are my favourite watches of the year. 

01 The Death of Stalin (17) does a neat trick of building goodwill for Steve Buscemi’s Krushchev, then brutally pays that off in the last few minutes. 

02 Sorry to Bother You (18)

03 Support the Girls (18)

04 Paddington (14)*

05 Rogue One: A Star Wars Story (16)

06 Eighth Grade (18) probably the most terrifying movie I watched all year, if you didn’t watch it through your fingers, who even are you?

07 Morvern Callar (02) much less bleak than the book, but then, nearly anything would be

08 The Favourite (18) revolting and beautiful. 

09 Columbus (17) a really lovely movie about architecture and parent-child relationships.

10 Bring it On (00)*

11 The Land of Steady Habits (18) feels wackier than your average Holofcener, but still a good watch. 

12 Spotlight (15) i was really bowled over by this, and wasn’t expecting to be. Workmanlike filmmaking, but an extraordinary story, well-told.

13 The Killing of a Sacred Deer (17) Barry Keoghan is a blank, but somehow compelling screen presence. This one has an ending that made me bark with laughter.

14 Legends of the Fall (94)

15 Moneyball (11)* if you don’t feel like watching anything in particular, you can always watch Moneyball

16 If Beale St Could Talk (18) very beautiful, but I failed to connect with it on any other level. 

17 For Keeps (88)

18 Abducted in Plain Sight (17)

19 Oscar Shorts (Animated) (18) the offerings were very sappy this year, but the winner was decent! Lots of Toronto content (weird). 

20 Oscar Shorts (Live Action) (18) *unquestionably* the worst one of these won ¯\_(ツ)_/¯

21 Velvet Buzzsaw (19)

22 Vice (18) ugh

23 Friends with Money (06)

24 Can You Ever Forgive Me (18)

25 Bohemian Rhapsody (18) haha what. was. that.

26 Mars Attacks (96)*

27 Paddington 2 (18)

28 Buffy the Vampire Slayer (92)*

29 Shoplifters (18)

30 Blindspotting (18) jacked Ethan Embry in a supporting role?! Whither? Howso? Wherefore?

31 Witness (85)

32 Harry & the Hendersons (87)*

33 The Matrix (99)*

34 T2 Trainspotting (17)

35 Blockers (18)

36 The Slums of Beverly Hills (98)

37 Can’t Hardly Wait (98)*

38 Avengers: Infinity War (18)

39 Iron Man II (10)

40 Isle of Dogs (18)

41 Chinatown (74)*

42 To Live & Die in LA (85)

43 Age of Innocence (93) Daniel Day-Lewis manages to make Newland Archer compelling, where in the novel he’s...the worst?!

44 Shopgirl (05)*

45 The House (17) didn’t sustain all the way through, but then, that’s how mainstream comedies often go. 

46 The Beguiled (17)

47 Badlands (73)*

48 Poetic Justice (93)

49 The Empire Strikes Back (80)*

50 Calibre (18)

51 The Kindergarten Teacher (18)

52 Hounds of Love (17) a nice little Aussie thriller, set in the 80s

53 Kicking & Screaming (95)*

54 Octopussy (83)*

55 Jaws (79)*

56 Lover Come Back (61)

57 Frenzy (72)

58 Always Be My Maybe (19)

59 Certain Women (16) took a while to get to this one, but it’s as great as they say it is. 

60 Baby Driver (17) all flash, little substance.

61 Sneakers (92)

62 Roadhouse (87)*

63 Bull Durham (88)*

64 Ghostbusters (84)*

65 Booksmart (19) I think this will improve on multiple viewings, though I loved the soundtrack and the mix of characters. 

66 Hereditary (18)

67 Rebecca (40) George Sanders as Rebecca’s cousin is BRILLIANT

68 Vertigo (58)*

69 The Dead Don’t Die (19)

70 Crawl (19)

71 Dazed & Confused (93)* If you don’t watch this once a summer, what is wrong with you?

72 Jackie Brown (97)

73 Talk Radio (88)

74 The Guilty (18)

75 Killing Heydrich (17)

76 Lady Bird (17)*

77 Billy Elliot (00)*

78 White House Down (13)* Channing Potatum saves the White House!

79 The Film Worker (17)

80 Whitney (18)

81 Mascot (16)

82 Apocalypse Now (79)* technically I’d only seen the Redux version from the early 2000s, so the regular cut is new to me. 

83 Apollo 13 (95)*

84 Psycho 2 (83) the twist is very guessable, but there are a couple of nice-looking scenes.

85 Eternal Sunshine of the Spotless Mind (04)*

86 The Bodyguard (92)*

87 Murder Mystery (19)

88 Wildlife (18)

89 The Stepford Wives (75)*

90 Willy Wonka & the Chocolate Factory (71)*

91 The Natural (84)

92 The Other Boleyn Girl (08)

93 Speed (94)*

94 Opera (87)

95 That’s my Boy (12) haha what?!

96 The Big Short (15)

97 Elizabeth the Golden Age (07)

98 The Glass Castle (17) when I read the book, I genuinely thought it was fiction, it’s so insane. 

99 Dawn of the Dead (78)*

100 All About Eve (50) lady on lady violence is a special thing

101 La La Land (16)

102 Morning Glory (10) remember Rachel McAdams?

103 Casino (95)*

104 Talladega Nights: The Ballad of Ricky Bobby (06)

105 Pet Sematary (19)

106 Clue (85)*

107 Her Smell (18) amazing soundtrack and the songs were well-chosen. Heartbreaking musical moment in the final act. 

108 Bobby Sands: 66 Days (16)

109 She’s Gotta Have it (86)

110 Good Morning (59)

111 Hustlers (19) I didn’t connect with this as much as the reviews led me to believe I might. 

112 Nocturnal Animals (16)

113 Kill Bill Vol 1 (03) I’d only ever seen the second one before, being a non-Tarantino completionist.

114 Fried Green Tomatoes (91)* I watch this more than anticipated...

115 Steel Magnolias (89)

116 Notting Hill (99)*

117 A Beautiful Day in the Neighborhood (19) the tiny city models were inspired!

118 National Lampoon’s Christmas Vacation (89)*

119 Let It Snow (19)

120 Frozen (13)

121 The Irishman (19) most interesting as a sort of pastiche/reckoning on the part of Scorsese about his other gangster films. Really outmoded view of unions. Definitely could have been edited down if anyone were able to come to it without undue reverence, but I did love the bit about the fish.

122 Girls Trip (17) actual plot is beside the point. 

123 About a Boy (02)* I always think of this as the “vomit and sweaters” movie, anyone else?

124 Animal House (78)*

DOCUMENTARY : FICTION - 4:120

THEATRE : HOME - 9:115

TV Series

01 Russian Doll - I think I would have enjoyed this more if it hadn’t been bingeable - would have made a nice week-by-week discussion sort of show. I loved to watch the changes between re-ups of our major characters, and I think the actual plotting would reward re-watches. 

02 Catastrophe S4 - A satisfying ending to an excellent show, with very charismatic leads (and deeply weird supporting characters). Had to write around Carrie Fisher’s death, and I’m sure did a better job of it than Star Wars did. 

03 Friends from College S2 - More of the same, which is what I was after. A show like cotton candy (but with more infidelity). 

04 High Maintenance S3 - A lot more of this season took place outside of New York City, which was a great change of pace. And a great deal more information about The Guy and his own life; both difficulties and successes included. 

05 Losers - This was a great little docuseries on Netflix that I didn’t hear a lot of people talking about - it’s about sports losses, but unusual sports ie curling, figure skating and the like. You’d think it would get repetitive, being as it’s always about recovering after loss, but it doesn’t! I wish they would make another season….

06 Shrill - a tight six episode dramedy about an alt-weekly journalist in the Pacific Northwest, based on Lindy West’s memoir of the same name. John Cameron Mitchell as her boss (based on Dan Savage) stands out of the ensemble cast, as does Annie’s roommate played by a British standup Lolly Adefope.

07 Broad City S5 - I haven’t always kept up with Broad City, but I came back to it for its final season, and thought it did a good job of setting its characters up for big changes in their lives. 

08 I Think You Should Leave - It’s easy to assume that all sketch comedy is terrible and always will be, but then you see this, and throw your TV out the window (due to all the laffs)

09 Fleabag S2 - Everything you’ve heard is true, this season is goddamn hilarious and ridiculously sexy. A huge step up from the first season, which was already pretty fantastic and incisive. 

10 Fosse/Verdon - Musicals are not particularly my bag, so I’m sure there was a lot that I missed in terms of references, but the lead performances ably carried me through all of the time jumps and various performances. 

11 Stranger Things S3 - Say it after me: d-i-m-i-n-i-s-h-i-n-g r-e-t-u-r-n-s! Maya Hawke kills it, though. 

12 Big Little Lies S2 - Unnecessary, and (if possible) even sillier than the first season.

13 Lorena - Part of the ongoing quest to rehabilitate the maligned women of the 1990s, this gave me tons of context that I had no idea about at the time, due to being a dumb kid. 

14 Glow S3 - I felt like I was losing steam on this series this year, but episodes like the camping ep kept me coming back. A great ensemble, though some unusual character choices (like a certain kiss *cough*) took me out of it by times. 

15 Lodge 49 S1-3 - I’d kept hearing about this show, so I finally sought it out. I can’t say it was amazingly compelling (I almost dropped it after the first season) but it’s definitely an oddball of a show, slipping from setpiece to setpiece with little regard for logic. For me, a background show. 

16 Chernobyl - This show really gave me the Bad Feeling, humans were definitely A Mistake.

17 On Becoming a God in Central Florida - Kiki in a trashy mode, not as infinitely appealing as the version she pulled off in the second season of Fargo, but scrappy and industrious nonetheless.

18 Show Me a Hero - I’d put off watching this for years, it felt like it was going to be too dull (housing policy in Yonkers?) but it’s great, and larded up with Bruce Springsteen songs, obvs.

19 Great British Bake Off S9-S10 - I’d also held off on watching this for a long time, out of loyalty to Mel, Sue, and Mary Berry. But I needed some comfort viewing towards the end of the summer, and the new hosts and judge do an able job, although the show’s tropes are feeling a bit well-worn at this point. 

20 Righteous Gemstones S1 - A rollicking ride for sure, with a great cast. Your mileage/patience with Danny McBride may vary, so keep that in mind, naturally. 

21 This Way Up S1 - A small show starring the fabulous Aisling Bea, about mental health and families and some nice comic physical acting. Oh, and in case you were watching The Crown and crushing on Tobias Menzies’ version of Prince Phillip, he plays a hot dad love interest in this, which gives you all the Tobias you’re looking for, without the PP racisms. 

22 The Crown S3 - This is the first season of the big cast switchover, and I thought it stuck reasonably well, once we were in it an episode or two. This season concentrated even less on Elizabeth herself, preferring her sister, husband, and (newly!) her children.

[tiniestjellifish]

Sky High (2005)

Man,, I took a break from this account but I’m back! I need to do better with posting. I promise I will.

Okay, so I rewatched this movie recently and honestly it is once again a post that may have bias. I know this movie like the back of my hand. The script is cheesy and dumb, and some of it only makes me laugh because of nostalgia which I will acknowledge. 

But Sky High, in its simplest form, is just the compressed cut of if My Hero Academia was one movie and not a TV show. I constantly recommend this movie to those who are into superheroes, or honestly, those who aren’t. it doesn’t go too in depth about powers or lore, just enough for it to satisfy the presumed audience which at the time I assume was pre-teens who watched disney channel in the early 2000s. Which eventually trickled down to a young me. 

Its a cute teen movie with all the typical tropes of love triangles, cliques, and friend drama. I don’t know how to better get across the point of this being a disney channel original (not technically because it did have a movie theatre release) with a bit of extra spice.

As far as the unique aspects of the plot, there is a bit lacking. I do think its a sweet take on a ‘coming of age’ because Will Stronghold, the protagonist, in a way hasn’t grown into himself or more specifically, his powers. He’s trying to figure out high school but also living up to the expectations of everyone around him because his parents are the best superheroes in the world. and because he IS a late bloomer, there’s the added pressure of “what if my powers never come?” and what does that mean for his value as a person?

I couldn't tell you if the plot twist of Royal Pain being Sue Tenny who was aged backwards by her own invention was a good plot point or not because I’ve watched it for so long that the punchline no longer holds any kick. But when having showed the movie to other people, at least half of them are surprised. so there’s that. It’s a comfort film, something to watch around halloween because you could group it in with the supernatural. or on a sick day from work or school. 

Everyone looks painfully early 2000s with the layered tops, simple color block stripe t-shirts, etc. but I think it helps take your focus off the kids, and more on the plot, because who realistically believes those super well dressed kids on TV shows? Like regardless of how much money they possess, unless their parents were dressing them, no one was that well color coordinated as a freshmen in high school. 

For the most part, the CGI holds up after all this time. it’s aided by the fact that its a kids movie and there’s superpowers, so it should look a little cartoonish when there’s a character like Lash, who has super stretching abilities, and his arm looks like a pipe that would go across an old windows computer screensaver. 

Being honest with myself, this film is probably in the range of being a 6.9/10. but in my heart, in terms of how much I think its a tiny disney cult classic and a guilty pleasure film, it could be bumped up to an 8/10. very much a feel good film.

[kunalkarankapoor]

Hitting the high road.

Off we go! Kunal Kapoor with Sue Joseph before leaving for Goa Early on Friday morning Kunal Kapoor took off for Goa with friends for a break including his girlfriend and Remix co-star Sue Joseph. The actor, who is presently seen as Yudi in Left Right Left is making the most of the break in shooting. Due to the cricket World Cup, Left Right Left is taking a season’s break as SAB becomes a cricket-only channel. “I hit the road early on Friday morning and I have no clue for how many days I will be away — anything from five to 15 days. Or better still, till the money lasts,” he says while taking a break in Chiplun last night. Some of my Left Right Left co-stars like Aparna Tilak, Shveta Salve and Arjun Bijlani will also be coming to Goa over the weekend, so there is lots of company.“

By: Shaheen Parkar March 3, 2007 A keen bike enthusiast, he says this is the first time since Left Right Left went on air that he is taking a break. "During the Remix days, I once took off for Goa. I just decided to travel one afternoon and within hours, I was on the road on my Hero Honda. It was extremely unplanned and without much money. I lived on the roads there! At least this time there are friends and adequate money.” Says Kunal, “I have known Sue for over two years ever since our Remix days. She played the character of MP in Remix. She is studying through correspondence, so she could also come along with us.” Interestingly, Kunal was working in a call center for more than a year before he took up acting. “There were certain personal reasons also why I took up a role in Remix which was my television debut,” he says.

Love is in the air. Kunal Kapoor aka Yudi of Left Right Left has found love. The actor is currently dating Surily Joseph aka MP of Remix fame. The two have been dating for over a year now. Kunal and Surily met on the sets of Remix two years back. They were cast opposite each other in the show and they instantly bonded on the sets. The duo were initially just good friends and started dating after knowing each other for ten months. Kunal says, “When I met Surily we were just friends. I met her when soon after I had broken off with my girlfriend. Surily supported me a lot during my low phase. I used to hang out with Surily and the entire Remix gang most of the time after work. Also we used to spend as much time possible at a common friends place. I was attracted to her wit and sense of adventure. Surily understands me very well. Although she is four years younger to me, she is a mature girl.” Surily is completing her graduation and wants to be a ramp model in the near future. She says, “ Yes, we are going steady. Initially I was not attracted to Kunal at all as I was not ready for a relationship. We were thick friends when we were working together and after a year we realized that we had feelings for each other. We get along really well and our compatibility factor keeps our relationship alive.  With Kunal around I can be myself and thankfully he does not behave like a typical guy. I enjoy the bike rides with him. Also, our similar tastes in traveling, books, music and movies keeps us going together.” So is marriage on the cards? “I think we are too young for marriage and still not confident to take the plunge. Also, I want to get financially secure before getting married. Marriage can happen anytime but it is not a priority now. I am happy as long as we are together and who knows we might just end up living in together in the near future,” says Kunal. The couple recently went for a sixteen-day-long bike trip with close friends. They visited various places like Chiplun, Goa, Mahabaleshwar, Kolhapur, Pune and Lonavla.

By Kavita Shyam April 16, 2007

Kunal Karan Kapoor’s audio interview 2007 about his relationship with Surelee Joseph.

Rolzolhi guys varun is a chembur guy and me staying there see him way too often.his favourite hangout is the hotel grand central in chemburand he loves having panipuri in a bhaiyyas stall near a garden[called ambedkar garden].and guess guys who is he seen most time with ………………well who else but our mp.is there something really brewing between them.anywaqys they seem quite cute 2gether.guys i have also seen aman quite 2ooo often in chembur.seems like chembur is also a hangout place for our other remix guys……………… Rikzik

Hiya guys!!! Guess whatttt ?? Ok, I know you know what am I saying .. I just went to the theatre to book some movie tickets and I saw MP and Varun standing together and buying some tickets too. Btw both were looking  !  !  !  … together. Priyanka.

Kunal Karan Kapoor's past love-failure, reason for him to keep aloof from girls? Kunal Karan Kapoor aka Mohan Bhatnagar of Colors' Na Bole Tum Na Maine Kuch Kaha (Sunshine Productions) seems to be unlucky on screen!! Well, it seems the guy is unlucky in love in real life too..

According to our very reliable source, this good looking actor who was first seen in Remix on Star One had a six years live-in relationship with a well-known model. The lovey dovey couple used to undertake quite a lot of road trips on Kunal's bike. And this is when the dhabawaalas at the roadside eateries used to recognize them and click pictures with them!! So cute!!

Even when Kunal was riding high on the success of his SAB TV show Left Right Left, the couple was at the love peak. However, things fell apart after few months due to certain reasons. Result was that Kunal and the girl fell out of love.

Inside sources confirm that Kunal went through hell when the breakup happened, so much so that he has never fallen in love after that. Whenever he has time up his sleeves, he prefers to take-off to different places and explore his quest for adventure. No wonder Kunal maintains a clean chit when it comes to link-ups with his co-stars on television whether it be shows like Maayka, Pratigya and Rishton Se Badi Pratha.

Another source went on to confide that Kunal has always been a very emotional guy who at times has this tendency of bursting into tears. His problem is that he is a confused guy who wants people around him, yet needs his own space. No wonder people who are close to him move out and he feels bad when such a thing happens.

We tried our best to talk to Kunal Karan Kapoor about this, but could not get through to him.

Kunal, we really hope there comes a fairy in your life who turns all your bitter memories into sweeter ones.

https://www.tellychakkar.com/tv/gossip/kunal-karan-kapoors-past-love-failure-reason-him-keep-aloof-girls

[scifrey]

Improbable Press put out a call asking fan fiction authors how they went from Free to Fee. Here’s my response. Happy reading!

The Story of How I Started Selling Stories

My parents, teachers, and acting/singing coaches will all tell you that I've always been a story teller. For the first twenty four years of my life, I was determined to do so through musical theatre, though I had always secretly harbored the desire to write a hit stage play. My early writing consisted of plays for my friends and I to put on, interspersed with prose that I supposed would one day become a novel, but which wasn't my passion.

I was a big reader, but where this habit came from, I'm not certain. While my mother always had a book on the go - whatever crumbling paperback law thriller or murder mystery she'd been handed by the woman down the street when she was done it, which was then passed on to the next neighbor - my father and brothers preferred sports (either on TV or outside in the yard) over reading. I stumbled into fantasy and science fiction because Wil Wheaton was hot, and his show was on every Friday night, and from there I consumed every Star Trek tie-in novel my tiny rural library carried, then started following the authors of the novels into their other worlds and series.

So you won't be surprised to learn that this was how I found fan fiction for the first time. My "I love this, gee, I wonder what else there is?" muscle was well developed by junior high, and before the internet had come to The Middle Of Nowhere Rural Ontario, I had already gotten quite adept at search keywords and codexes to track down more books to consume.  Imagine my shock and joy when, in the middle of my Phantom of the Opera phase (come on, fess up, you had one too), the internet in my school library told me about not only Fredrick Forsyth and Susan Kay's stunning re-tellings, but of something called fan fiction.

I wasted a lot of the librarian's ink and paper printing out these books and secreting them into binders and pretending to do school work at my desk or backstage between scenes. A lot. And yes, I still have most of them.

And as we all well know, the jump between reading and writing is a short when one is submerged so fully in communities of creators. Everyone else's "What If" rubs off on you, and it's just a matter of time before you find yourself playing with the idea of coaxing a few plot bunnies over to spend some time with you. Not everyone loves to write, but gosh darn it, if you want to give it a try, then you couldn't ask for a better, more supportive community. It doesn't matter how new you are to it, everyone reads, everyone comments, everyone makes suggestions. People beta read. People edit. People co-write. People cheer, and support, and recommend, and enthuse. Yeah, there are the occasional jerks, flammers, and wank-mongers, but on the whole? There's literally no better place to learn how to be a writer than in fandom, I firmly believe this.

So, of course, born storyteller that I am, I had to give it a try.

I started writing fan fiction in 1991 for a small, relatively obscure Canadian/Luxembourg co-pro children’s show called Dracula: the Series.  I used to get up and watch it on Saturday mornings, in my PJs, before heading off to whichever rehearsal or read through or practice I had that year.

1995 brought the English dub of Sailor Moon to my life, (and put me on the path to voice acting), and along with a high-school friend, I wrote, printed out, illustrated, and bound my first “book” – a self-insert story that was just over eleven pages long, which introduced new Scouts based on us.  From there, I didn’t really stop.

1996 led me to Forever Knight and Dragon Ball Z, and from there to my friend’s basement where they’d just installed the internet. We chatted with strangers on ICQ, joined Yahoo!Groups and Bravenet Chat Boards. (Incidentally, a friend from my DBZ chat group turned out to be a huge DtS fan, too. We wrote a big crossover together which is probably only accessible on the Wayback Machine now. We stayed friends, helped each other through this writing thing, and now she’s Ruthanne Reid, author of the popular Among the Mythos series.)  In 2000 I got a fanfiction.net account and never looked back.

In 2001, while in my first year of university for Dramatic Arts, I made my first Real Live fandom friends. We wrote epic-length self-insert fics in Harry Potter and Fushigi Yuugi, cosplayed at conventions (sometimes using the on-campus wardrobe department’s terrifyingly ancient serger), and made fan art and comics in our sketchbooks around studying for our finals and writing essays on critical theory or classical Latin.  I was explaining the plot of the next big fic I was going to write to one of them, an older girl who had been my T.A. but loved Interview with the Vampire just as dearly as I, when she said, “You know, this sounds really interesting. Why don’t you strip all the fandom stuff out of the story and just write it as a novel?”

You can do that? was my first thought.

No! I don’t want to! Writing is my fun hobby. What will happen if I try to be a writer and get rejected by everyone and I end up hating it? was my second.

But the seed was planted.  Slowly at first, and then at increasingly obsessive pace, I began writing my first novel around an undergrad thesis,  fourth-year  essays,  several other big fanfics that popped me into the cusp of BNF status but never quite over the tine, and then a move to Japan to teach English. From 2002-2007 I wrote about 300 000 words on the novel that I would eventually shut away in my desk drawer and ignore until I published on Wattpad under my pseudonym on a lark. It was messy. It was long. It was self-indulgent and blatantly inspired by Master of Mosquiton, Interview with the Vampire, Forever Knight, and anything written by Tanya Huff, Laurell K. Hamilton, and Charlaine Harris. This was fine for fanfic, but in terms of being comfortable with presenting it to agents and publishing houses, I felt that it wasn’t original enough.

By this time I was teaching overseas, and in my spare time (and boy, was there a lot of spare time while sitting in a Japanese teacher’s office for 40 hours per week when one only actually teaches for 11 of them) I started applying to MA programs (where I eventually wrote my thesis on Mary Sue Fan Fiction). I also spent it researching “How to Get Published”, mostly by Googling it and/or buy/reading the few books on the topic in English I could find at the local book store or order from the just-then-gaining-international traction online bookstore Amazon.

What that research mostly told me was “Write and sell a bunch of short fiction first, so you have proof that a) you can do the work and b) you can finish what you promise you’ll finish and c) you have proof that other people think you’re worth spending money on.”

Short fiction. Huh. Of course we’d studied short stories in school, and I’d even taken a short story writing class in university, though nothing I’d written for the class was indicative of the kinds of stories I preferred to tell. But I felt pretty confident about this whole writing short stories thing… after all, I’d been doing weekly challenges for years. Drabbles. Flashfic. Stories and chapters that were limited to the word count cap that LiveJournal put on its posts. I’d written novellas without knowing that’s what they were called; I’d written whole novels about other people’s characters. All I needed was an idea. Short fiction I could do.

Unfortunately, everything that came to me was fanfic inspired. It frustrated me, because I didn’t want to write a serial-numbers-filed-off story. I wanted to write something original and epic and inspiring. Something just mine. I started and stopped a lot of stories in 2006-2007. I’d been doing NaNoWriMo for years by then, having been introduced to it in undergrad, and I was determined that this would be the year that I wrote something I could shop. Something just mine. Something unique.

While I adored fanfiction, I was convinced that I couldn't make a career on it.  What had once been a fun hobby soon because a source of torment. Why could I think of a hundred ways to write a meet-cute between my favorite ships, but come up utterly blank when it came to something new and original and just mine?

It took me a while to realize that my playwriting and short story teachers had been correct when they said that there are no original stories in the world, no way you can tell a tale that someone else hasn’t already tried. The "Man vs." list exists for a reason.

The unique part isn’t your story, it’s your voice. Your lived life, your experiences, your way of forming images and structuring sentences. Your choices about who the narrator character is, and what the POV will be, and how the characters handle the conflict. In that way, every piece of writing ever done is individual and unique, even the fanfic. Because nobody is going to portray that character’s quirk or speech pattern quite like you do, nobody is going to structure your plot or your imagery like you. Because there is only one of you. Only one of me. Even if we're all writing fanfiction, no one's story sounds like anyone else's,  or is told like anyone else's.

That is the reality of being a storyteller.

And strangely enough, the woman who opened my eyes to this was a psychic from a psychic fair I attended, who told me that Mark Twain was standing over her shoulder admonishing me to stop fretting and just get something on the page – but to never forget character. My strength, she said that he said, was in creating memorable, well written, well rounded characters. And that my book should focus on that above concerns of plot or pacing.

Well, okay. If Mark Twain says that’s what my strength is, then that’s what my strength is, right? Who am I to argue with the ghost of Mark Freaking Twain?

An accident with a bike and a car on a rice patty left me immobile for six weeks in 2006, and I decided that if I was finally going to write this original short story to sell – especially since I would need income, as the accident made it obvious that I would never be able to dance professionally, and probably would never be able to tread the boards in musicals – now was the perfect time. I was going to stop fighting my fannish training and write.

I cherry picked and combined my favorite aspects of Doctor Who, Stargate: Atlantis, Torchwood, The Farm Show/The Drawer Boy, and my own melancholy experiences with culture shock and liminal-living in a foreign culture, and wrote a novella titled (Back). It was a character study of a woman named Evvie who, through an accident of time travel, meets the future version of her infant daughter Gwen. And realizes she doesn’t like the woman her daughter will become. It was a story about accepting people for who they are, instead of who you wish they would be, and had a strong undercurrent of the turbulence I was going through in trying to figure out my own sexuality and that I wouldn't have the future in performance that I had been working toward since I was four.

Deciding that I would worry about where I would try to publish the story after it had been written, I sat down and wrote what ended up being (at least for me) a pretty standard-length fanfic: 18,762 words. It was only after I had finished the story that I looked up what category that put it in – Novella. Using paying  reputable markets, like Duotrope, the Writer’s Digest, MSFV, Absolute Write, SFWA, my local Writer’s Union, Writer Beware, I realized that I had shot myself in the foot.

It seems like nearly nobody publishes novellas anymore. SF/F and Literary Fiction seem to be the last two bastions of the novella, and the competition to get one published is fierce.  The markets that accepted SF/F novellas was vanishingly thin I had to do a lot of Googling and digging to figure out who I could submit to with an unagented/unsolicited SF/F novella. If I recall correctly, it was only about ten publications. I built an excel database and filled it with all the info I found.

I put together a query letter and sent it off using my database to guide me. Most of the rejections were kind, and said that the story was good, just too long/too short/ too sci-fi-y/not sci-fi-y enough. Only one market offered on it – for $10 USD. Beggers couldn’t be choosers, even if I had hoped to make a little more than ten bucks, and I accepted.

It was a paid professional publication, and that’s what mattered to me. I had the first entry on my bibliography, and something to point to in my query letters to prove that I was a worthy investment for a publisher/agent.

And energized by this, and now aware that length really does matter, even in online-only publications, I started writing other shorts to pad out my bibliography more.

I tried to tailor these ones to what my research told me the "mainstream industry" and "mainstream audiences" wanted, and those stories? Those were shot down one after the other. I was still writing fanfiction at the time, too, and those stories were doing well, getting lots of positive feedback, so why weren’t my stories?

In 2007 I returned to Canada and Academia, frustrated by my lack of sales, desperate to kick off my publishing career, and feeling a creative void left by having to depart theatre because of my new difficulties walking. I wrote my MA, and decided that if (Back) was the only original story that people liked, then I’d try to expand it into a novel.

Over the course of two years I did my coursework, and  read everything there was to read about how to get a book deal, started hanging out in writer’s/author’s groups in Toronto and met some great people who were willing to guide me, and expanded (Back) into the novel Triptych. I kept reminding myself what Mark Twain said – character was my strength, the ability to make the kind of people that other writers wanted to write stories about, a skill I’d honed while writing fanfic. Because that's what we do, isn't it? Sure, we write fix-its and AUs and fusions and finish cancelled shows, and fill in missing scenes, but what we're all really doing is playing with characters, isn't it? Characters draw us to fanfic, and characters keep us there. Characters is what we specialize in.

Fanfic had taught me to work with a beta reader, so I started asking my fic betas if they'd like a go at my original novel. Fellow fanfic writers, can I just say how valuable editors and beta readers in the community are? These are people who do something that I've paid a professional editor thousands of dollars to do for free out of sheer love. Treasure your beta readers, folks. Really.

“It reminds me a lot of fan fiction,” one reader said. “The intense attention to character and their inner life, and the way that the worldbuilding isn’t dumped but sprinkled in an instance at a time, like, you know, a really good AU. I love it.”

Dear Lord. I couldn’t have written a better recommendation or a more flattering description if I’d tried. Mark Twain was right, it seems. And fanfic was the training ground, for me – my apprenticeship in storytelling.

Of course... what Mr. Twain hadn't explained is that character-study novels just don't sell in SF/F. They say Harry Potter was rejected twelve times? HA. I shopped Triptych to both agents and small presses who didn't require you to have an agent to publish with them, and I got 64 rejections. Take that, J.K.

At first the rejection letters were forms and photocopied "no thanks" slips. But every time I got feedback from a publisher or agent, I took it to heart, adjusted the manuscript, edited, tweaked, tweaked, tweaked. Eventually, the rejections started to get more personal. "I loved this character, but I don't know how to sell this book." And "I really enjoyed the read, but it doesn't really fit the rest of our catalogue." And "What if you rewrote the novel to be about the action event that happens before the book even starts, instead of focusing solely on the emotional aftermath?"

In other words - "Stop writing fanfiction." There seemed to be a huge disconnect between what the readership wanted and what the publishing world thought they wanted.

Disheartened, frustrated, and wondering if I was going to have to give up on my dreams of being a professional creative, I attended Ad Astra, a convention in Toronto, in 2009. At a room party, complaining to my author friends that "nobody wanted my gay alien threesome book!" a woman I didn't know asked me about the novel. We chatted, and it turned out she was the acquisitions editor for Dragon Moon Press, and incidentally, also a fan of fan fiction.

I sent her Triptych. She rejected it. I asked why. She gave me a laundry list of reasons. I said, "If I can address these issues and rewrite it, would you be willing to look at it again?" She said yes. She was certain, however, that I wouldn't be able to fix it. I spent the summer rewriting - while making sure to stay true to my original tone of the novel, and writing a character-study fanfiction. I sent it in the fall. I do believe it was Christmas eve when I received the offer of publication.

From there, my little fic-inspired novel was nominated for two Lambda Literary Awards and a CBC Bookie, was named one of the best books of 2011 by the Advocate, and garnered a starred review and a place on the Best Books Of The Year at Publishers Weekly.

The award nominations led me to an agent, and further contracts, and even conversations with studio execs. It also made me the target of Requires Only That You Hate, and other cranky, horrible reviewers. But you know what? I've had worse on a forum, and on ff.n, and LJ. It sucked, and it hurt, but if there's one thing fandom has taught me, it's that not everyone is going to love what you do, and not everyone interprets things the same way you do. The only thing we can do is learn from the critique if it's valid and thoughtful, and ignore the screaming hate and bullying. Then you pick yourself up, brush yourself off, and go write something else.

 Because a screaming hater? Is not going to ruin my love of storytelling.

But for all that... the day someone made me fan art based on Triptych is one etched in my memory. It means far more to me than any of the emails I ever received inquiring about representation or film rights, or wanting meetings to discuss series.

The lesson I learned from publishing Triptych  - now sadly out of print, but we're looking for a new home for it - is that if I chase what the "mainstream" and the "industry" want, I'll never write anything that sells because my heart won't be in it. I have to keep writing like a fanficcer, even if I'm not writing fanfic, if I want to create something that resonates with people. And if it takes time for the publishers and acquiring editors to figure out what I'm doing, and how to sell it, then fine - I have an agent on my side now, and a small growing number of supporters, readers, and editors who love what I do.

Do I still write fanfic? Very, very rarely. I’ve had some pretty demanding contracts and deadlines in the last two years, so I’ve had to pare down my writing to only what’s needed to fulfill my obligations. Doesn’t mean I don’t have ideas for fics constantly.

Sometimes the urge is powerful enough that I do give into it – I wrote To A Stranger, based on Mad Lori’s Performance in a Leading Role Sherlock AU recently, when I should have been writing the second and third novels of The Accidental Turn Series. And even more recently, I cleaned up To A Stranger  into something resembling a real screenplay and started shopping it around to film festivals and producers because I love this story, I love what I did with it, and I’m proud of the work. If To A Stranger is only ever a fanfic, that’s fine with me. I poured my heart into it and am so proud of it. But I figure that if there’s one more project I could possibly get into the real world, then why not go for it?

The worst thing the festival heads and producers can say about the work is: “No, thank you.” And being an online writer has taught me not to take the “no, thank you”s personally. Applying the values of Don’t Like Don’t Read or Not My Kink to your publication/agent search makes it much easier to handle the rejections – not every story is for every person.

Maybe once every producer in North America has rejected it, I might think about working with someone to adapt the screenplay into an illustrated comic fanbook? Who knows?

That’s the joy of starting out as a writer in fandom – felixibility, adaptability, creative problem-solving and cross-platform storytelling comes as naturally as breathing to us fan writers. It’s what we do.

You may not think that this is a strength, but trust me, it is. I was never so shocked at an author’s meetup as when I suggested to someone that their “writer’s block” sounded to me like they were telling the story in the wrong format. “I think this is a comic, not a novel,” I’d said. “It sounds so visual. That's why the story is resisting you.” And they stared at me like I suddenly had an extra head and said, “But I’m a novelist.” I said, “No, you’re a writer. Try it.” They never did, as far as I know, and they never finished that book, either.

As fans, our strength isn't just in what we write, or how we come to our stories. It’s also about the physical practice of writing, too. We’re a group of people who have learned to carry notebooks, squeeze in a few hundred words between classes, or when the baby is napping, or during our lunch breaks, or on commute home. This is our hobby, we fit it in around our lives and jobs, and that has taught us the importance of just making time.

We are, on average, more dedicated and constant writers than some of the “novelists” that I’ve met: the folks who wait for inspiration to strike, who quit their day jobs in pursuit of some lofty ideal of having an office and drinking whiskey and walking the quay and waiting for madam muse to grace them, who throw themselves at MFAs and writing retreats, as if it's the attendance that makes them writers and not the work of it.

We fans are career writers. We don’t wait for inspiration to come to us, we chase it down with a butterfly net. We write when and where we can. More than that, we finish things. (Or we have the good sense to know when to abandon something that isn’t working.) We write to deadlines. Self-imposed ones, even.

We write 5k on a weekend for fun, and think NaNoWriMo’s 50k goal and 1667 words per day are a walk in the park. (When I know it terrifies some of the best-selling published authors I hang out with.) Or if we fans don’t write fast, then we know that slow and steady works too, and we’re willing to stick it out until our story is finished, even if it takes years of weekly updates to do so. We have patience, and perseverance, and passion.

This is what being a fanfiction writer has given me. Not only a career as a writer, but tools and a skill-set to write work that other people think is work awarding, adapting, and promoting. And the courage to stick to my guns when it comes to telling the kinds of stories that I want to tell.

This is what being a fanfiction writer gives us.

Aren’t we lucky, fellow fans? Hasn’t our training been spectacular?

*

J.M. (@scifrey) is a SF/F author, and professional smartypants on AMI Audio’s Live From Studio 5. She’s appeared in podcasts, documentaries, and on television to discuss all things geeky through the lens of academia. Her debut novel TRIPTYCH was nominated for two Lambda Literary Awards,  nominated for a 2011 CBC Bookie, was named one of The Advocate’s Best Overlooked Books of 2011, and garnered both a starred review and a place among the Best Books of 2011 from Publishers Weekly. Her sophomore novel, an epic-length feminist meta-fantasy THE UNTOLD TALE (Accidental Turn Series #1), debuted to acclaim in 2015 and was followed by THE FORGOTTEN TALE (Accidental Turn Series #2) this past December. FF.N | LJ |AO3| Books | Tumblr

[iannoyinglysweetstudent-blog]

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we are very poor,,, and quality for free health care with this new plan that tax payers are so nice to pay for,,, can tax payers also pay for my car insurance?""

How many of you cant afford health insurance? If not why not and how long have you been unable to afford it?

Could you afford it if you cut out frivolous expenses?

Why is my car insurance so expensive?

I'm 18 and I drive a 2008 dodge caliber. I've been paying 200+ a month on insurance and I'm sick of it. I will be 19 in the summer and have had my license going on 3 years. I have a clean record accident free and incident free. Will my payment ever go down? It's bad enough I'm already a poor college student lol.

Questions about homeowners insurance?

I called my insurance company, and they said it wont cost anything if I add my girlfriend onto the insurance policy. My question is if I add her on and dont get additional coverage and something goes wrong. Will My insurance cmpany give me a hard time GOD for bid something goes wrong. For example if something gets stolen or my house burns down, will my homeowners insurance say that they wont cover my furnature or tv etc because they can say it is my girlfriends or will I be ok?""

How much does car insurance cost in Ontario for a new female driver?

I'm getting my G2 license in a few days, and want to start looking into buying a car. I'd probably get the first cheapest, used car I can find. I need to know how much insurance will cost, roughly. I am seventeen-years-old, I get average, or above average grades, and I am a new driver and legal citizen of Ontario, Canada.""

""Any thoughts on the Acura TL vs. the 2007 Altima, insurance, cost, quality etc.?""

Any thoughts on the Acura TL vs. the 2007 Altima, insurance, cost, quality etc.?""

To buy or not to buy: car insurance?

I am currently not in a situation to buy car insurance, since I find it to be expensive in terms of everything else I also have to pay. What are some of the consequences of not getting a car insurance? Do you see any benefit to it?""

Has anyone heard of Unitrin Direct Car Insurance. Yay or Nay?

I need to purchase car insurance right away. Their rates are pretty low. Any feedback would be appreciated.

Any good/affordable individual health plans for me and unborn baby in Connecticut?

My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my former employer ($350/month). The carrier is Kaiser Permanente. The HR told me there is no Kaiser in NY/Connecticut area and recommends me to buy individual health plan with other companies. Anybody knows good health plans for young and healthy woman (with a baby coming) in Conn. area? Thanks in advance!

Is it possible to get temporary car insurance?

I don't have insurance now but I am looking to visit somebody (in Los Angeles) who has a spare car and I want to be able to drive it insured. I'm visiting for less than two weeks.

$646/month for motorcycle insurance in Ontario? :( pleaseee help?

I live in Ontario, 18, have an M1 (planning on taking the safety course and getting M2 soon) and I just called the insurance company to get a quote...they told me it's 8 payments of $646 for full coverage..and apparently it's this expensive because I'm leasing/financing the motorcycle (it's a ninja 250r). This is crazyyyy I can't afford it, does anyone know what I can do? know any cheap insurance companies?""

Part-time job enough to pay car insurance?

Would a part-time job at a mall store or movie theatre pay enough to cover an 18-year-olds car insurance? How old are you and how much does your car insurance cost monthly?

Car insurance on a third gen camaro?

No idea who im going to for insurance but im19 and have 1speeding ticket on record ive never had insurance and my licensce was suspended for that ticket im trying to get my 1985 camaro on the road but testing the waters first and is there any way to reduce the cost of car insurance

""How much is the average cost of car insurance in ST Thomas, VI ?""

How much is the average cost of car insurance in ST Thomas, VI ?""

What options of affordable health insurance a couple in the mid 30's have in Texas.?

What options of affordable health insurance a couple in the mid 30's have in Texas.?

Is car insurance cheaper with a new vehicle or old vehicle?

I am 21 and married and we are trying to buy a car. we don't care if its new or used but we are wondering if the car insurance quote will be cheaper with a new or old car.

Is car insurance for young people cheap in america?

just wondering in contrast to UK car insurance.

Cheap dental insurance?

hello, im looking for cheap dental insurance and i live in florida, anyone know.............???""

Florida suspended driver license for no insurance?

Tonight I was pulled over (for unknowen reasions) was told that I did not have insurance. Turns out the state supstend my linces last month (10-10-2011). Due to have no insurance, only proplem is, I did have insurance, I have the same company that i have had for over a year, I talked to my insurance company, no laps in coverage. But the problem is, they impounded my car, took my plate, and took my linces, Am i going to be forced to pay for that? Could i sue? I mean i am not out for millions, i just don't think its fair to force me to pay for a crime that i did not do. (Sorry, for misspellings, i am quite up set)""

Lying about age to get car insurance?

Hello i was just wondering what would happen if i lied about my age only to get car insurance because my mom is having a hard time splitting an account with me and her on it but different payments. I only wanna pay mine, and she wants to pay hers.""

Car Insurance for Corsa...?

Hi, I'm 23, working full time and looking for fully comp insurance for a '59 plate Vauxhall Corsa 1.4i 16V. The cheapest I have found is over 300 with Swiftcover. There must be cheaper out there, any suggestions? Thanks""

Aston Pennsylvania Cheap car insurance quotes zip 19014

Aston Pennsylvania Cheap car insurance quotes zip 19014

Car insurance help please?

I have just passed my driving test and have a car, but the car is in my dads name as he bought it for me, so he is the registered owner. Now I'm worried about the insurance as people have said its illegal to put my dad down as the main driver and me as a named driver. He his another car and a van insured but they aren't on the same policy, they are separate and will be from this one. Will it be okay to do this? I'm not going to be using the car very much and it will cost me an extra grand and a half to have my own name which I just can't afford :(""

Auto insurance quotes in New Jersey?

Hi, where can I get auto insurance quotes for New Jersey area? I need to compare quotes online and hoping to save some money. Currently I think I'm paying way too much for it.""

What does a person credit score have to do with rates on car insurance rates?

It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn't that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time. If there are others out there mad about this issue please help me do something about this robbing...""

What's a good cheap health insurance for a college student?

My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.

Can I purchase life insurance?

Can I or may I purchase a life insurance policy for my step father in law. I've been asking around and some family member say no we can't and some other say yes we can. I'm so lost

How expensive to insure a 2002 Mustang?

Ok so I'm 18, turning 19 next month so im not totally a new driver, i've been driving for about 2 and a half years. I want to get this 2002 red Ford mustang, its a v6. I was wondering if the insurance is going to be crazy high, also its a rwd and the winters here get pretty snowy, would that be a factor in calculating the cost? I know I sound like the worst case scenario for insurance agencies (Young driver, Male, Sports car, Red). Will the fact that I have a couple of years driving experience lower my costs? Sorry if this is just rambling on an on, and thanks in advance!""

Does anybody know an affordable but good health insurance?

i just recently lost my insurance and was wondering if anybody knew of a cheap affordable but good health insurance plan???? please help!!!

Cheapest insurance for high school football?

Im planning to play football next year in high school what is the cheapest insurance i can get?

Car insurance problem?

as i pulled into the disabled parking space at my local asda,i turn into space and slow down to line the car into space as you do then as i stopped the car wiggled at the back with a bang so i looked in my drivers door mirror to see a pick up truck up against my car.so it turned out he had reversed back to pick up his wife and not seen me pull into one of the double spaces that he was about to park across and i must add that there was no pick up in view as i pulled into space so he must have reversed from behind the opposite row of cars as i would have stopped if i had seen a pick up going backwards towards the spaces,anyway words where exchanged along with insurance details and we did nothing as we where getting a new car a week later.now the guy who hit me has put in a claim which i have refused and left it With the insurance company.we have a car on insurance and they have received a letter about the claim which did not go through and no money was paid out but they have put another 130 on my insurance how can they do that.I get hit and no claim was paid out but it still cost me an extra 130 and they were going to cancel my insurance can anyone tell me if this is legal what they have done thanks""

Were do i get classic insurance for 91 calibra 4x4 turbo.?

Were do i get classic insurance for 91 calibra 4x4 turbo.?

How much does it cost to add a minor to my (RACQ)insurance if there under the age of 25?

How much does it cost to add a minor to my (RACQ)insurance if there under the age of 25?

Is free Health Insurance and Food Stamps considered economics?

My sister says food stamps and health insurance are government. What are they exactly?

""I am going to study in Ontario but I am a US citizen, how much is it to register my car and get car insurance?""

I live in Texas and i'm an 18 yr old female. I will be studying in Canada but I need to take my car to get from place to place. Does anyone know how much it costs to register the car, get car insurance, plates, License and whatever else needed? Thank you (:""

I live in ontario. what is the process of getting auto insurance in quebec?

I live in ontario. what is the process of getting auto insurance in quebec?

I need insurance for my car for cheap i'm 21 i had my license for 8 months?

i just bought my car and i need insurance my parents cannot help me . i was thinking about getting insurance out of state .

How much would it cost me to get motor bike insurance?

I am thinking of getting a motor bike since the cost of insuring a car is just too high. I'm 18 and male and was wondering roughly how much I could expect to pay for insurance on a 125cc if I do my CBT. Oh and I live in the Uk... which will hike the price up a bit

Car Insurance Question...?

I'm currently 17, 1 month until Im 18...and Im insured under my moms vehicle and my vehicle as well (under my moms insurance), I drive my dad's car once in a while and am not under his insurance. Do I have to be under his insurance in addition to my moms? My parents are divorced and I live in Michigan.""

Health Insurance Costs?

Our health insurance premium is nearing $14000./year. My husband is a retired school teacher, and paints houses to make this premium. Pretty soon the cost is going to exceed the amount he is able to collect in Social Security - How about getting these companies to lower these premium. Seems like those on welfare have better insurance than those on private pay""

Does anyone know of some reallly cheap motorcycle insurance companies that you use?

?

Car Insurance in Texas?

I know that TX law required you to have insurance however what about an insurance card? Usually your insurance gives you a paper or card to keep with you on hands like, say whenever you get in an accident However, if you get into an accident and the other person does not have her insurance card with her on hand and just gives you a business card saying her insurance is under Enterprise (the car rental company). Is she at fault for not having a insurance card on her and could she get fined?""

Why do people drive without auto insurance?

Don't give me because it costs too much and they cant afford it. I think it's the price of having a car. You wouldn't get a car and say well tires are expensive, I can't afford them you just need them. The point of insurance is to be able to afford to fix any damages you may cause to another driver's car or person. If I wrecked someone's car I would certainly want the other person to be able to get their car fixed or replaced. And if there was injury I wouldn't want someone else saddled with huge medical bills because of a mistake I made. Is that just me?""

What will my insurance roughly cost when I'm 19?

Hello, I'm 18 now and about to get my drivers license. I plan on getting a cheap car with low insurance the first year of driving for me. I always wanted a Mazda RX8 and I know that theres no chance of me getting insured for the car now so I was wondering when will it become affordable for me to get a Mazda RX8? Like for example what would you suggest my salary should be to realistically own that type of car in the UK? Thanks!""

""Would any car insurance(allstate,geico) insure an international student who doesn't have a PA licence?

I have my country licence and an international driving permit. I would like to buy a car in Pennsylvania as I am staying for about a year in this country. I would like to know will car insurance companies insure me?

Minimum insurance for heating/plumbing business in Ca?

What is the minimum insurance that an owner of a heating/plumbing business must have in California?

How much is car insurance monthly for a new driver in Indiana about?

thanks :)

Aston Pennsylvania Cheap car insurance quotes zip 19014

Aston Pennsylvania Cheap car insurance quotes zip 19014

Why do you have to get insurance to get your drivers liciense? ?

I don't have a car. My parents hv a van but I don't drive it all the time. Mainly I drive it when I'm on the highway. I live in Baltimore Maryland. Just why smh.

Health insurance .?

hello...i am 33 year old and going to school full-time. anyone out there know any cheap health insurance that i can apply for? i am mostly healthy but just in case. plus does the government support full-time students with at least health insurance? i am from memphis tn are. thank you!!!

First time car insurance?

I passed my driving test on the 6th of December 2011 and got a car yesterday. It is a 1.0 litre peugeot 107 56 plate and I'm 22. Wondering where the cheapest place to go for car insurance would be or the cheapest way to do it? I've heard some people go on their Mum's, but you shouldn't do that as it's illegal to say they are the main driver when you are (not sure how this would be proved). I've looked on price comparison sites but they are all still so expensive and I still feel I can get a better quote. The best one has been from an independent insurer called Ingenie at 1300, so I know I can get cheaper on sites that aren't on price comparison ones, if that makes sense! The thing is there's so many was just wondering if anyone knew the cheapest?? Getting bored of typing my details in over and over :) Thankyou x""

""How much would first time rider insurance cost, for an old 90 cc motorbike?""

I'm 16 and when I turn 17 I plan on trying to get my provisional and pass a CBT test. My mum has an old Honda c90 90cc motorbike which she doesn't use anymore and I could have. It only goes 40mph and struggles to maintain that. I was wondering how much insurance would be though, as it is one of the major turn offs. I'd only be using it to get to my nearest town and close areas to get my experience up to help in my full test and it also lowers insurance costs apparently. But how much would it be?""

How is charging insurance based on age and gender NOT discrimination?

Car insurance and health insurance always use your age and gender for a basis on how much your charged along with other factors. How is this not discrimination?

What would the price of insurance be for a 16 year old male after going through drivers ed and taking the...?

behind the wheel license test through the school? I am getting my license in a couple of days and wondering how much it would cost just in case i have to pay for it. We have a 2004 trailblazer, a 1999 grand prix, and a 2000 ford ranger. I get good grades and im not sure what else you need to know. Im in az. Im wondering because i cant put my info on the internet for a quote so i just want a ballpark monthly price.""

Motorcycle Insurance with DUI?

I am planning to buy my first motorcycle in few months, probably a Nighthawk or Ninja 250. But as I was searching for a Insuarnce it seems like with my records noone will take me. I have a DUI record and a at fault accident 2 and a half yrs ago and I am 23yrs old female. So far no luck with Inusrance company....pls help.. Thnx""

Does your car insurance go up if you had an accident falling asleep at the wheel?

I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car.""

How much would it cost to insure a Volkswagen Golf 1.4L?

I'm 17 in a couple of months, I'm thinking of getting a car now and refurbishing it, make it look nice, you know? I've came across this one car, a VW Golf 1.4L 5 door, obviously it will be my first car. How much ROUGHLY would this cost to insure per year and is it a good car to get? It's done 139,000 Miles and is the 2001 model, its a petrol engine and will cost me just short of 600. How would I go about the insurance and how would I buy this car? How can i check its not stolen and stuff? and is it a good buy for my first car? Any help shall be much appreciated!""

Buying a car (scion tc) + insurance= how much expense a month?

Ill be buying a new scion tc no option for Im estimating 18k i got my license almost a half a year now and im 18 i had one speed ticket no credit history, so ill be paying 40% of the 18k and buying the car my moms credit sucks so im better off being indepedent how much is insurance for me these days. combined how much for the payment and the insurance will it be""

Is Geico a good auto insurance company?

I have been looking at a lot of different insurance companies recently. I have gotten a lot of online quotes and so far, Geico is the cheapest, not by a lot, but every little bit helps. Can anyone let me know the good and the bad with Geico? I'm in Michigan if that helps...""

""If minors can't sign contracts, why can they get their own car insurance?""

If minors can't legally sign contracts, then why can we get our own insurance policies? The policies are way higher in price, but in Virginia, where I live, you can legally have your own insurance policy and insurance, separate from your parents. They don't have to sign anything, they don't even have to know that you have the policy. Statefarm, Progressive, Allstate, all of them do it.""

What is the cheapest car insurance company for dr10 convicts ?

I have a dr10

What qualifies you for Medicaid in California?

Im 19years old. im in school but didnt get enough classes to stay on my parents insurance. now i dont have any and i only make like 600 dollars a month. i also dont get any financial aid for school. IM not pregnant or anything, i just need insurance. How much would it cost me per month to have Medicaid? Do i even Qualify? What does it cover if i do? How long would it take to get on it? PLease help im stressing so much about this.""

Can having your car insurance cancelled lower your credit score?

My friend had his car insurance cancelled because his wife had a few wrecks in a few years and then a DUI. They were on the same policy. Last month is when they were told their car insurance would be cancelled. Last month Equifax dropped his credit score 100points (don't know about hers). They only reason he knew about the credit score drop was because his one and only credit card had the limit lowered 75% The only thing he can think of that changed was the car insurance. Could cancelled car insurance affect your credit?

WA Instruction Permit & Car Insurance?

I have recently been issued a Washington State Instruction Permit and was wondering if I need to be included to my mom's insurance before I can use her car to practice my driving? (I am of legal age already) Just want to know about the insurance thing. Thank you so much!

Motorcycle Accident And Insurance?

I'm in California I was involved in a single bike wreck. immediately after wards two other motorcyclists collided in a separate but close in time and distance accident to mine. Now the insurance company is coming after me to pay the bill (Metaphorically). What should I do? any suggestions?

Insurance- dui-?

if i get convicted of a dui- my insurance will go up correct, the question i have is how long will i be paying the higher premium? 10 years? 5 years? 1 year? and also what is the avergae price it goes up considering i am 23 years old no tickets or accidents till the dui accident(hit a tree) live in southern california and drive a mustang gt i pay 160 with the accident right now(i think i paid 100-125ish before the accident. thanks""

Car insurance.......?

hey guys, i was just wondering how much car insurance would be for me. i am 20 years old and just recently starting driving and when i say recently i mean like today haha!. but anyones i DO know that to get a real SET price i would have to call and get a quote but i was hoping to here from some of yall about how much YOU pay each month, how old you are and what kind of car you drive, just to get an ideal of how much its going to be for me ya know? thanks for the help""

""With car insurance, can you only have one driver per car insured?

Some updated papers came today and I saw that a woman was listed as driving my dad's truck. I called to ask if there was a mistake and he said that because she is a fellow inspector she also drives his truck and his work told him that he needed to add her to his insurance. I'm just wondering why only her name is listed as driving the truck. What would happen if he got into an accident with it? I'm sending the papers to his hotel so he can look them over and call the company but in the meantime I am curious!!!

Does 4x4 make auto insurance more expensive?

I wanted to buy a '95 Jeep Wrangler but I noticed it was a 4x4. Will my insurance go up because it has four wheel drive?

What is it like selling insurance?

is it really hard?

How much does car insurance cost if you're under 21 in North Carolina?

Hi. I'm 20, female, turning 21 late next month and my mom is planning to ship her 1998 mercedes benz sedan to me (in NC) from california early next month. I went to a driving school when I was 17 and I have been driving ever since. I also do have a clean record. If I would want to have a full coverage, how much do you think will it be per month? And also, since I am turning 21 in a couple of weeks after the car itself arrives here, do you think it will cost me less? Thanks.""

If Medicaid is meant to be health insurance for low-income people.... then?

why do a lot of people have difficulty getting health insurance in America? Sincere question, please. I want to learn more about the health care system in my country.""

Motorcycle insurance full coverage!?

how much will it cost me? im 18 and im going to take the MSF course...my bike is a honda cbr 600rr 2005 i could i put my dad under my motorcycle? he is 50 and no tickets he had his m1 for like 10yrs but not no more

Aston Pennsylvania Cheap car insurance quotes zip 19014

Aston Pennsylvania Cheap car insurance quotes zip 19014

What is an average insurance rate for a house?

How do they figure insurance costs? About how much would annual insurance be for a $70,000 house? Thanks~!""

Is insurance must for Two Wheelers?

I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""

How much could be the average insurance for a SMART car?

How much could be the average insurance for a SMART car?

Im confused about car insurance process?

Does any body know if its standard for the other person car insurance company to know the social security number of the not at fault person? Also, can they deny paying all the medical bills for the accident? Thanks for your inputs.""

Outraged by auto insurance companies?

I had an accident on may 8, 2009, It was not my fault and the woman I had the accident with accepted her fault. I got the information of the insurance company. The loss defined by an automotive company, but never paid until now. More than three months passed,I always call insurance company, but they are always saying lies and fudging, is there anyone faced with same situation? I do not know what to do.""

Is there short term car insurance?

I am going on a trip, and i am going to borrow a car from someone, and they don't have insurance on it..I wanted to know if i could get temporary insurance on it..""

""After the insurance adjuster gives an estimate on the damages on my car, whats the next step?""

My car was hit by a van and the vans insurance company is paying for everything. I recently got a call from a body shop saying they received the estimate cost for the damage of my car. My question is: if I find another body shop to fix my car for less then the insurance company estimated, what happens with the left over money? Do they keep it or I do?""

Car Insurance Help..?

I just turned 16 and got my license about 2 months ago. My dad and I are now car shopping for me and I found a car that I really liked, but don't know if it would be expensive insurance or not. If you could help and give me an idea of about how much it will be a month? 2001 Acura TL $5200 (Private Owner) 6 cylinder 3.2 liter vetec 4 door sedan automatic has a salvaged title passed state inspection 77,000 miles I also live in Ohio and my dad has state farm.""

Whats the cheapest car insurance in ga?

trying to get full coverage on a used car..i need to find out some real cheap car insurance places in georgia

What are health insurance claims?

im confused and dont know what health insurance claims are..i need to know its for school i need to know what is it, what is it used for and why...please and thank you!! :)""

How much is a basic texas motorcycle insurance?? cost these days..?

I am curious to know this information.. for later to purchace a bike maybe a suzuki 250r 2011

How much is insurance for a honda accord coupe v6 ?

I'm 18 yrs old and I'm considering buying this car if insurance isn't bad

Where ti find classic car insurance in CA?

i recently bought a 1966 plymouth valiant....it is definitely not fixed up or anything like that it is just your basic old car that is in need of some help...but it runs and drives and will be my daily driver...so i need to find insurance for it......but most insurance companies only go as old as 81 .....anyone know any classic car insurance companies for currently un-restored cars?

Bmw insurance?

im almost 16, and for my birthday im getting a 10 year old bmw. any idea on what the insurance will be?""

Will adding factory bodykits affect your insurance costs?

Ok so i was just curious to know that if i buy the new Seat Ibizia 1.4 (09-onwards) in the SE trim level, with an insurance group of 3, if i was then to add a factory fitted bodykit from SEAT to replicate the Cupra model would this rise the insurance group and costs? This is what i was thinking of getting for it: http://seatepac.gedas.co.uk/productdetail.aspx?p_no=ZGB6J3071670""

""How much is insurance for new drivers? People are saying 1000 - 3000, how can it be that much money... ?""

I am unemployed at the moment, but even with a part time job I wouldn't be able to afford that sort of money a month. I mean that is a lot of money, considering you have to also buy a Car, tax etc. Is this a true amount? I am 22 years old ( nearly 23 ) and I am planning to start my lessons, but I wanted to find out how much it would be to run a car before I started lessons. So I searched for Insurance, Tax, Fuel etc, and the prices for Insurance that people were saying on forum's were crazy! Is this right? Can it really be correct?""

How much does is cost to become a driver in the UK?

I'm weighing up the pros and cons of learning to drive over my reliance on public transport. I want to take account of everything, (insurance, cost of average car, etc). I figure 20 for provisional license. About 800 for lessons (40 x 20), plus another 150 for the test, 50 for the theory test. What other things do I need to consider each year? (I'm approximately 30 years old, if that matters)""

Car insurance confusion?

Ok, I'm 17 and I just moved to Florida with my 18-year-old boyfriend. He just got his license suspended so in a few days I'm going to get my first license here in Florida because I have a job to get to. (I've had my NC learner's permit for over a year) My question is basically, what are my options for car insurance? Can I have my own policy or is my only option to be put on his insurance? Please help!""

What's your monthly car payment? And Insurance?

I'm interested to see what people pay for their cars and car insurance compared to me. I'm a single 28 year old female living in a city. (RI) I pay $282 for a new Jetta lease and insurance is $157 per month. Just seeing if this is the average.... I'm also moving to NY suburbs and am considering changing my insurance, anyone know if I can do this if I own a home in RI still? RI has month to month sales tax, but has higher insurace premiums and NY wants sales tax up front, but NY suburbs insurance costs half as much as what I pay now. I wonder if its worth it to switch states???""

No proof of insurance ticket in California?

I was driving my uncles car and got pulled over because the insurance paper was forgotten and left inside my uncles wallet. The car has insurance. I am not in the policy. I do not live at the same address the car/insurance is registered at. I was just borrowing the car for 1hour. The officer told me its like a fixing ticket you show up in court show the insurance and your ticket will be dismissed. So i went to court took the insurance and the judge told me my name is not in the insurance paper and i need to pay the fine. I read other places that i am okay to drive or borrow others car as long as the car has insurance and and also am not living at the same address the car is registered at or else i will need to be in the policy as well. What are your opinions? Should i get a lawyer and fight it? Or I need to pay the fine. I also got the ticket in California. Thank you

Help in family health insurance in Indiana?

I have a family of 4, My wife and I make about $20,000 a year. Right now, we have to pay $350 a month for health insurance. We already applied for HIP insurance, but it've been 2 years, and they have no positive answers for us. I feel $350 a month is too expensive for us right now, this insurance only pay for us when we have to pay over $10000 at a hospital. For example, if we have to pay $14000 for health, we pay $10000 and they pay $4000 ; anything under $10000, they won't pay. Please help us with our situation, Are there any other options out there. Thank you very much""

""Seniors, did your home/car insurance go way up when you hit 65?""

My mothers insurance for her home and car are through the same company. Her rates just doubled in the last bill - she called the agent and they said it was because she just hit 65 and because Medicaid wouldn't pay anything for her healthcare if she was in an accident. That makes no sense to me. Seems more like insurance company blundering that needs to be cleared up, but I wondered. Thanks.""

Do you need insurance before you own a car and before you have your license?

I already have my permit, after I am done with my 6 hours do you need insurance to drive your own car?""

Pay as you drive insurance..?

What company's offers pay as you drive insurance? And is it any good? Or do you know any cheap insurance schemes or company's?

How much will this ticket bring up the car insurance?

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I made Steve Bannons psychological warfare tool: meet the data war whistleblower

Christopher Wylie goes on the record to discuss his role in hijacking the profiles of millions of Facebook users in order to target the US electorate The first time I met Christopher Wylie, he didnt yet have pink hair. That comes later. As does his mission to rewind time. To put the genie back in the bottle. By the time I met him in person, Id already been talking to him on a daily basis for hours at a time. On the phone, he was clever, funny, bitchy, profound, intellectually ravenous, compelling. A master storyteller. A politicker. A data science nerd. Play Video 13:04 Cambridge Analytica whistleblower: ‘We spent $1m harvesting millions of Facebook profiles’ video Two months later, when he arrived in London from Canada, he was all those things in the flesh. And yet the flesh was impossibly young. He was 27 then (hes 28 now), a fact that has always seemed glaringly at odds with what he has done. He may have played a pivotal role in the momentous political upheavals of 2016. At the very least, he played a consequential role. At 24, he came up with an idea that led to the foundation of a company called Cambridge Analytica, a data analytics firm that went on to claim a major role in the Leave campaign for Britains EU membership referendum, and later became a key figure in digital operations during Donald Trumps election campaign. Or, as Wylie describes it, he was the gay Canadian vegan who somehow ended up creating Steve Bannons psychological warfare mindfuck tool. In 2014, Steve Bannon then executive chairman of the alt-right news network Breitbart was Wylies boss. And Robert Mercer, the secretive US hedge-fund billionaire and Republican donor, was Cambridge Analyticas investor. And the idea they bought into was to bring big data and social media to an established military methodology information operations then turn it on the US electorate. It was Wylie who came up with that idea and oversaw its realisation. And it was Wylie who, last spring, became my source. In May 2017, I wrote an article headlined The great British Brexit robbery, which set out a skein of threads that linked Brexit to Trump to Russia. Wylie was one of a handful of individuals who provided the evidence behind it. I found him, via another Cambridge Analytica ex-employee, lying low in Canada: guilty, brooding, indignant, confused. I havent talked about this to anyone, he said at the time. And then he couldnt stop talking. Explainer embed By that time, Steve Bannon had become Trumps chief strategist. Cambridge Analyticas parent company, SCL, had won contracts with the US State Department and was pitching to the Pentagon, and Wylie was genuinely freaked out. Its insane, he told me one night. The company has created psychological profiles of 230 million Americans. And now they want to work with the Pentagon? Its like Nixon on steroids. He ended up showing me a tranche of documents that laid out the secret workings behind Cambridge Analytica. And in the months following publication of my article in May,it was revealed that the company had reached out to WikiLeaks to help distribute Hillary Clintons stolen emails in 2016. And then we watched as it became a subject of special counsel Robert Muellers investigation into possible Russian collusion in the US election. The Observer also received the first of three letters from Cambridge Analytica threatening to sue Guardian News and Media for defamation. We are still only just starting to understand the maelstrom of forces that came together to create the conditions for what Mueller confirmed last month was information warfare. But Wylie offers a unique, worms-eye view of the events of 2016. Of how Facebook was hijacked, repurposed to become a theatre of war: how it became a launchpad for what seems to be an extraordinary attack on the USs democratic process. Wylie oversaw what may have been the first critical breach. Aged 24, while studying for a PhD in fashion trend forecasting, he came up with a plan to harvest the Facebook profiles of millions of people in the US, and to use their private and personal information to create sophisticated psychological and political profiles. And then target them with political ads designed to work on their particular psychological makeup. We broke Facebook, he says. And he did it on behalf of his new boss, Steve Bannon. Is it fair to say you hacked Facebook? I ask him one night. He hesitates. Ill point out that I assumed it was entirely legal and above board. Last month, Facebooks UK director of policy, Simon Milner, told British MPs on a select committee inquiry into fake news, chaired by Conservative MP Damian Collins, that Cambridge Analytica did not have Facebook data. The official Hansard extract reads: Christian Matheson (MP for Chester): Have you ever passed any user information over to Cambridge Analytica or any of its associated companies? Simon Milner: No. Matheson: But they do hold a large chunk of Facebooks user data, dont they? Milner: No. They may have lots of data, but it will not be Facebook user data. It may be data about people who are on Facebook that they have gathered themselves, but it is not data that we have provided. Alexander Nix, Cambridge Analytica CEO. Photograph: The Washington Post/Getty Images Two weeks later, on 27 February, as part of the same parliamentary inquiry, Rebecca Pow, MP for Taunton Deane, asked Cambridge Analyticas CEO, Alexander Nix: Does any of the data come from Facebook? Nix replied: We do not work with Facebook data and we do not have Facebook data. And through it all, Wylie and I, plus a handful of editors and a small, international group of academics and researchers, have known that at least in 2014 that certainly wasnt the case, because Wylie has the paper trail. In our first phone call, he told me he had the receipts, invoices, emails, legal letters records that showed how, between June and August 2014, the profiles of more than 50 million Facebook users had been harvested. Most damning of all, he had a letter from Facebooks own lawyers admitting that Cambridge Analytica had acquired the data illegitimately. Going public involves an enormous amount of risk. Wylie is breaking a non-disclosure agreement and risks being sued. He is breaking the confidence of Steve Bannon and Robert Mercer. Its taken a rollercoaster of a year to help get Wylie to a place where its possible for him to finally come forward. A year in which Cambridge Analytica has been the subject of investigations on both sides of the Atlantic Robert Muellers in the US, and separate inquiries by the Electoral Commission and the Information Commissioners Office in the UK, both triggered in February 2017, after the Observers first article in this investigation. It has been a year, too, in which Wylie has been trying his best to rewind to undo events that he set in motion. Earlier this month, he submitted a dossier of evidence to the Information Commissioners Office and the National Crime Agencys cybercrime unit. He is now in a position to go on the record: the data nerd who came in from the cold. There are many points where this story could begin. One is in 2012, when Wylie was 21 and working for the Liberal Democrats in the UK, then in government as junior coalition partners. His career trajectory has been, like most aspects of his life so far, extraordinary, preposterous, implausible. Profile Cambridge Analytica: the key players Show Hide Alexander Nix, CEO An Old Etonian with a degree from Manchester University, Nix, 42, worked as a financial analyst in Mexico and the UK before joining SCL, a strategic communications firm, in 2003. From 2007 he took over the companys elections division, and claims to have worked on 260 campaigns globally. He set up Cambridge Analytica to work in America, with investment from RobertMercer. Aleksandr Kogan, data miner Aleksandr Kogan was born in Moldova and lived in Moscow until the age of seven, then moved with his family to the US, where he became a naturalised citizen. He studied at the University of California, Berkeley, and got his PhD at the University of Hong Kong before joining Cambridge as a lecturer in psychology and expert in social media psychometrics. He set up Global Science Research (GSR) to carry out CAs data research. While at Cambridge he accepted a position at St Petersburg State University, and also took Russian government grants for research. He changed his name to Spectre when he married, but later reverted to Kogan. Steve Bannon, former board member A former investment banker turned alt-right media svengali, Steve Bannon was boss at website Breitbart when he met Christopher Wylie and Nix and advised Robert Mercer to invest in political data research by setting up CA. In August 2016 he became Donald Trumps campaign CEO. Bannon encouraged the reality TV star to embrace the populist, economic nationalist agenda that would carry him into the White House. That earned Bannon the post of chief strategist to the president and for a while he was arguably the second most powerful man in America. By August 2017 his relationship with Trump had soured and he was out. Robert Mercer, investor Robert Mercer, 71, is a computer scientist and hedge fund billionaire, who used his fortune to become one of the most influential men in US politics as a top Republican donor. An AI expert, he made a fortune with quantitative trading pioneers Renaissance Technologies, then built a $60m war chest to back conservative causes by using an offshore investment vehicle to avoid US tax. Rebekah Mercer, investor Rebekah Mercer has a maths degree from Stanford, and worked as a trader, but her influence comes primarily from her fathers billions. The fortysomething, the second of Mercers three daughters, heads up the family foundation which channels money to rightwing groups. The conservative megadonors backed Breitbart, Bannon and, most influentially, poured millions into Trumps presidential campaign. Was this helpful? Thank you for your feedback. Wylie grew up in British Columbia and as a teenager he was diagnosed with ADHD and dyslexia. He left school at 16 without a single qualification. Yet at 17, he was working in the office of the leader of the Canadian opposition; at 18, he went to learn all things data from Obamas national director of targeting, which he then introduced to Canada for the Liberal party. At 19, he taught himself to code, and in 2010, age 20, he came to London to study law at the London School of Economics. Politics is like the mob, though, he says. You never really leave. I got a call from the Lib Dems. They wanted to upgrade their databases and voter targeting. So, I combined working for them with studying for my degree. Politics is also where he feels most comfortable. He hated school, but as an intern in the Canadian parliament he discovered a world where he could talk to adults and they would listen. He was the kid who did the internet stuff and within a year he was working for the leader of the opposition. Hes one of the brightest people you will ever meet, a senior politician whos known Wylie since he was 20 told me. Sometimes thats a blessing and sometimes a curse. Meanwhile, at Cambridge Universitys Psychometrics Centre, two psychologists, Michal Kosinski and David Stillwell, were experimenting with a way of studying personality by quantifying it. Starting in 2007,Stillwell, while a student, had devised various apps for Facebook, one of which, a personality quiz called myPersonality, had gone viral. Users were scored on big five personality traits Openness, Conscientiousness, Extroversion, Agreeableness and Neuroticism and in exchange, 40% of them consented to give him access to their Facebook profiles. Suddenly, there was a way of measuring personality traits across the population and correlating scores against Facebook likes across millions of people. Examples, above and below, of the visual messages trialled by GSRs online profiling test. Respondents were asked: How important should this message be to all Americans? The research was original, groundbreaking and had obvious possibilities. They had a lot of approaches from the security services, a member of the centre told me. There was one called You Are What You Like and it was demonstrated to the intelligence services. And it showed these odd patterns; that, for example, people who liked I hate Israel on Facebook also tended to like Nike shoes and KitKats. There are agencies that fund research on behalf of the intelligence services. And they were all over this research. That one was nicknamed Operation KitKat. The defence and military establishment were the first to see the potential of the research. Boeing, a major US defence contractor, funded Kosinskis PhD and Darpa, the US governments secretive Defense Advanced Research Projects Agency, is cited in at least two academic papers supporting Kosinskis work. But when, in 2013, the first major paper was published, others saw this potential too, including Wylie. He had finished his degree and had started his PhD in fashion forecasting, and was thinking about the Lib Dems. It is fair to say that he didnt have a clue what he was walking into. I wanted to know why the Lib Dems sucked at winning elections when they used to run the country up to the end of the 19th century, Wylie explains. And I began looking at consumer and demographic data to see what united Lib Dem voters, because apart from bits of Wales and the Shetlands its weird, disparate regions. And what I found is there were no strong correlations. There was no signal in the data. And then I came across a paper about how personality traits could be a precursor to political behaviour, and it suddenly made sense. Liberalism is correlated with high openness and low conscientiousness, and when you think of Lib Dems theyre absent-minded professors and hippies. Theyre the early adopters theyre highly open to new ideas. And it just clicked all of a sudden. Here was a way for the party to identify potential new voters. The only problem was that the Lib Dems werent interested. I did this presentation at which I told them they would lose half their 57 seats, and they were like: Why are you so pessimistic? They actually lost all but eight of their seats, FYI. Another Lib Dem connection introduced Wylie to a company called SCL Group, one of whose subsidiaries, SCL Elections, would go on to create Cambridge Analytica (an incorporated venture between SCL Elections and Robert Mercer, funded by the latter). For all intents and purposes, SCL/Cambridge Analytica are one and the same. Alexander Nix, then CEO of SCL Elections, made Wylie an offer he couldnt resist. He said: Well give you total freedom. Experiment. Come and test out all your crazy ideas. Another example of the visual messages trialled by GSRs online profiling test. In the history of bad ideas, this turned out to be one of the worst. The job was research director across the SCL group, a private contractor that has both defence and elections operations. Its defence arm was a contractor to the UKs Ministry of Defence and the USs Department of Defense, among others. Its expertise was in psychological operations or psyops changing peoples minds not through persuasion but through informational dominance, a set of techniques that includes rumour, disinformation and fake news. SCL Elections had used a similar suite of tools in more than 200 elections around the world, mostly in undeveloped democracies that Wylie would come to realise were unequipped to defend themselves. Wylie holds a British Tier 1 Exceptional Talent visa a UK work visa given to just 200 people a year. He was working inside government (with the Lib Dems) as a political strategist with advanced data science skills. But no one, least of all him, could have predicted what came next. When he turned up at SCLs offices in Mayfair, he had no clue that he was walking into the middle of a nexus of defence and intelligence projects, private contractors and cutting-edge cyberweaponry. The thing I think about all the time is, what if Id taken a job at Deloitte instead? They offered me one. I just think if Id taken literally any other job, Cambridge Analytica wouldnt exist. You have no idea how much I brood on this. A few months later, in autumn 2013, Wylie met Steve Bannon. At the time, he was editor-in-chief of Breitbart, which he had brought to Britain to support his friend Nigel Farage in his mission to take Britain out of the European Union. What was he like? Smart, says Wylie. Interesting. Really interested in ideas. Hes the only straight man Ive ever talked to about intersectional feminist theory. He saw its relevance straightaway to the oppressions that conservative, young white men feel. Wylie meeting Bannon was the moment petrol was poured on a flickering flame. Wylie lives for ideas. He speaks 19 to the dozen for hours at a time. He had a theory to prove. And at the time, this was a purely intellectual problem. Politics was like fashion, he told Bannon. [Bannon] got it immediately. He believes in the whole Andrew Breitbart doctrine that politics is downstream from culture, so to change politics you need to change culture. And fashion trends are a useful proxy for that. Trump is like a pair of Uggs, or Crocs, basically. So how do you get from people thinking Ugh. Totally ugly to the moment when everyone is wearing them? That was the inflection point he was looking for. But Wylie wasnt just talking about fashion. He had recently been exposed to a new discipline: information operations, which ranks alongside land, sea, air and space in the US militarys doctrine of the five-dimensional battle space. His brief ranged across the SCL Group the British government has paid SCL to conduct counter-extremism operations in the Middle East, and the US Department of Defense has contracted it to work in Afghanistan. I tell him that another former employee described the firm as MI6 for hire, and Id never quite understood it. Its like dirty MI6 because youre not constrained. Theres no having to go to a judge to apply for permission. Its normal for a market research company to amass data on domestic populations. And if youre working in some country and theres an auxiliary benefit to a current client with aligned interests, well thats just a bonus. When I ask how Bannon even found SCL, Wylie tells me what sounds like a tall tale, though its one he can back up with an email about how Mark Block, a veteran Republican strategist, happened to sit next to a cyberwarfare expert for the US air force on a plane. And the cyberwarfare guy is like, Oh, you should meet SCL. They do cyberwarfare for elections. Steve Bannon: He loved the gays, says Wylie. He saw us as early adopters. Photograph: Tony Gentile/Reuters It was Bannon who took this idea to the Mercers: Robert Mercer the co-CEO of the hedge fund Renaissance Technologies, who used his billions to pursue a rightwing agenda, donating to Republican causes and supporting Republican candidates and his daughter Rebekah. Nix and Wylie flew to New York to meet the Mercers in Rebekahs Manhattan apartment. She loved me. She was like, Oh we need more of your type on our side! Your type? The gays. She loved the gays. So did Steve [Bannon]. He saw us as early adopters. He figured, if you can get the gays on board, everyone else will follow. Its why he was so into the whole Milo [Yiannopoulos] thing. Robert Mercer was a pioneer in AI and machine translation. He helped invent algorithmic trading which replaced hedge fund managers with computer programs and he listened to Wylies pitch. It was for a new kind of political message-targeting based on an influential and groundbreaking 2014 paper researched at Cambridges Psychometrics Centre, called: Computer-based personality judgments are more accurate than those made by humans. In politics, the money man is usually the dumbest person in the room. Whereas its the opposite way around with Mercer, says Wylie. He said very little, but he really listened. He wanted to understand the science. And he wanted proof that it worked. And to do that, Wylie needed data. How Cambridge Analytica acquired the data has been the subject of internal reviews at Cambridge University, of many news articles and much speculation and rumour. When Nix was interviewed by MPs last month, Damian Collins asked him: Does any of your data come from Global Science Research company? Nix: GSR? Collins: Yes. Nix: We had a relationship with GSR. They did some research for us back in 2014. That research proved to be fruitless and so the answer is no. Collins: They have not supplied you with data or information? Nix: No. Collins: Your datasets are not based on information you have received from them? Nix: No. Collins: At all? Nix: At all. The problem with Nixs response to Collins is that Wylie has a copy of an executed contract, dated 4 June 2014, which confirms that SCL, the parent company of Cambridge Analytica, entered into a commercial arrangement with a company called Global Science Research (GSR), owned by Cambridge-based academic Aleksandr Kogan, specifically premised on the harvesting and processing of Facebook data, so that it could be matched to personality traits and voter rolls. He has receipts showing that Cambridge Analytica spent $7m to amass this data, about $1m of it with GSR. He has the bank records and wire transfers. Emails reveal Wylie first negotiated with Michal Kosinski, one of the co-authors of the original myPersonality research paper, to use the myPersonality database. But when negotiations broke down, another psychologist, Aleksandr Kogan, offered a solution that many of his colleagues considered unethical. He offered to replicate Kosinski and Stilwells research and cut them out of the deal. For Wylie it seemed a perfect solution. Kosinski was asking for $500,000 for the IP but Kogan said he could replicate it and just harvest his own set of data. (Kosinski says the fee was to fund further research.) An unethical solution? Dr Aleksandr Kogan Photograph: alex kogan Kogan then set up GSR to do the work, and proposed to Wylie they use the data to set up an interdisciplinary institute working across the social sciences. What happened to that idea, I ask Wylie. It never happened. I dont know why. Thats one of the things that upsets me the most. It was Bannons interest in culture as war that ignited Wylies intellectual concept. But it was Robert Mercers millions that created a firestorm. Kogan was able to throw money at the hard problem of acquiring personal data: he advertised for people who were willing to be paid to take a personality quiz on Amazons Mechanical Turk and Qualtrics. At the end of which Kogans app, called thisismydigitallife, gave him permission to access their Facebook profiles. And not just theirs, but their friends too. On average, each seeder the people who had taken the personality test, around 320,000 in total unwittingly gave access to at least 160 other peoples profiles, none of whom would have known or had reason to suspect. What the email correspondence between Cambridge Analytica employees and Kogan shows is that Kogan had collected millions of profiles in a matter of weeks. But neither Wylie nor anyone else at Cambridge Analytica had checked that it was legal. It certainly wasnt authorised. Kogan did have permission to pull Facebook data, but for academic purposes only. Whats more, under British data protection laws, its illegal for personal data to be sold to a third party without consent. Facebook could see it was happening, says Wylie. Their security protocols were triggered because Kogans apps were pulling this enormous amount of data, but apparently Kogan told them it was for academic use. So they were like, Fine. Kogan maintains that everything he did was legal and he had a close working relationship with Facebook, which had granted him permission for his apps. Cambridge Analytica had its data. This was the foundation of everything it did next how it extracted psychological insights from the seeders and then built an algorithm to profile millions more. For more than a year, the reporting around what Cambridge Analytica did or didnt do for Trump has revolved around the question of psychographics, but Wylie points out: Everything was built on the back of that data. The models, the algorithm. Everything. Why wouldnt you use it in your biggest campaign ever? In December 2015, the Guardians Harry Davies published the first report about Cambridge Analytica acquiring Facebook data and using it to support Ted Cruz in his campaign to be the US Republican candidate. But it wasnt until many months later that Facebook took action. And then, all they did was write a letter. In August 2016, shortly before the US election, and two years after the breach took place, Facebooks lawyers wrote to Wylie, who left Cambridge Analytica in 2014, and told him the data had been illicitly obtained and that GSR was not authorised to share or sell it. They said it must be deleted immediately. Christopher Wylie: Its like Nixon on steroids I already had. But literally all I had to do was tick a box and sign it and send it back, and that was it, says Wylie. Facebook made zero effort to get the data back. There were multiple copies of it. It had been emailed in unencrypted files. Cambridge Analytica rejected all allegations the Observer put to them. Dr Kogan who later changed his name to Dr Spectre, but has subsequently changed it back to Dr Kogan is still a faculty member at Cambridge University, a senior research associate. But what his fellow academics didnt know until Kogan revealed it in emails to the Observer (although Cambridge University says that Kogan told the head of the psychology department), is that he is also an associate professor at St Petersburg University. Further research revealed that hes received grants from the Russian government to research Stress, health and psychological wellbeing in social networks. The opportunity came about on a trip to the city to visit friends and family, he said. There are other dramatic documents in Wylies stash, including a pitch made by Cambridge Analytica to Lukoil, Russias second biggest oil producer. In an email dated 17 July 2014, about the US presidential primaries, Nix wrote to Wylie: We have been asked to write a memo to Lukoil (the Russian oil and gas company) to explain to them how our services are going to apply to the petroleum business. Nix said that they understand behavioural microtargeting in the context of elections but that they were failing to make the connection between voters and their consumers. The work, he said, would be shared with the CEO of the business, a former Soviet oil minister and associate of Putin, Vagit Alekperov. It didnt make any sense to me, says Wylie. I didnt understand either the email or the pitch presentation we did. Why would a Russian oil company want to target information on American voters? Muellers investigation traces the first stages of the Russian operation to disrupt the 2016 US election back to 2014, when the Russian state made what appears to be its first concerted efforts to harness the power of Americas social media platforms, including Facebook. And it was in late summer of the same year that Cambridge Analytica presented the Russian oil company with an outline of its datasets, capabilities and methodology. The presentation had little to do with consumers. Instead, documents show it focused on election disruption techniques. The first slide illustrates how a rumour campaign spread fear in the 2007 Nigerian election in which the company worked by spreading the idea that the election would be rigged. The final slide, branded with Lukoils logo and that of SCL Group and SCL Elections, headlines its deliverables: psychographic messaging. https://www.theguardian.com/news/2018/mar/17/data-war-whistleblower-christopher-wylie-faceook-nix-bannon-trump http://dailybuzznetwork.com/index.php/2018/06/09/i-made-steve-bannons-psychological-warfare-tool-meet-the-data-war-whistleblower/