#Walnut farmlands for sale
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Indulge in Nature's Bounty: Invest Wisely in the Freshness of Walnuts 🌿🥜 Discover the allure of walnut land farms in Turkey, where each harvest promises unparalleled quality and taste. Embrace the essence of natural abundance and make a smart investment in the freshness and richness of walnuts. Explore the possibilities with AIMFarmLands today!
#agriculture#agriculture technology#agriculture farming#agriculture investment#Walnuts farmlands#Walnut farmland Sale in Turkey#Walnut Land Farm In Turkey
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"Last Sighting" at Roxbury Art's "Forgotten Spaces" through April 13, 2024-
I’m pleased to share my contribution to Roxbury Art’s current exhibition “Forgotten Spaces” at the Walter Meade Gallery in Roxbury NY, on view through April 13th, 2024.
The Last Sighting refers to the remembered rural landscapes of my youth. Landscape can be an unspoken part of identity, and I feel deeply connected to those places which now are just part of visual memories which keep changing over time. I grew up in the farmlands of the Mid-Hudson Valley. This work depicts a hillside and stand of trees which were later cleared for development. When I was younger, my siblings and I explored the countryside with the vague sense of ownership over places that children often feel. But the terrain is unrecognizable to me now, and so the last sightings are only in my imagination and paintings.
In this painting, I kept the aesthetic minimal and contemplative in palette and mood. To echo the vagueness which memories evoke, I left out detail and strived to keep the forms suggestive rather than defined or detailed.
The opening of the show last weekend was spectacular. It was great to meet so many of the participating artists, and the other works in the exhibit were beautiful, intriguing and evocative of the theme, each in its own unique way. I highly recommend visiting the show if you are in the Roxbury/Catskills area. And it was great to meet Ursula Hudak who did an outstanding job putting the show together, as well as Jenny Rosenzweig, who is Roxbury Arts’ Executive Director. I was really impressed by everything about the space and the organizers.
“Last Sighting” is available for sale. It’s framed in a beautiful dark walnut floater frame and available for the very alluring price of $875. If you are interested in this piece or know someone who might be, please contact Ursula Hudak at the gallery: [email protected] or call Roxbury Arts during business hours at 607-326-7908.
Here are some pictures and media from the opening- enjoy!
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Meet the Expert: Your Langley Top Realtor
Are you looking to buy or sell a property in Langley, British Columbia? Whether you're in search of your dream home or aiming to make a profitable investment, having the right realtor by your side can make all the difference. Look no further than Langley's top realtor, [Realtor Name], a trusted and experienced professional ready to guide you through the local real estate market.
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With [Realtor Name]'s guidance and expertise, you can be sure that your real estate experience in Langley will be both successful and enjoyable. Get in touch today and make your Langley real estate dreams a reality!
Title: "Discover Your Dream Home: Langley Houses for Sale"
Nestled in the picturesque Fraser Valley of British Columbia, Langley offers a unique blend of natural beauty, vibrant communities, and a thriving real estate market. If you're in the market for a new home, Langley has an array of houses for sale that cater to every lifestyle and budget.
Why Choose Langley for Your Next Home?
Scenic Landscapes: Langley is renowned for its stunning landscapes. Whether you prefer the rolling hills of rural Langley, the historic charm of Fort Langley, or the modern amenities of the city, Langley has something for everyone. Many houses for sale in Langley come with views of mountains, farmland, and lush green spaces.
Diverse Communities: Langley boasts a variety of neighborhoods, each with its own unique character.
From family-friendly suburbs to urban centers, you'll find a community that suits your needs and preferences.
Excellent Schools: Families are drawn to Langley for its exceptional educational opportunities. The Langley School District provides a range of quality schools, making it an ideal place to raise children.
Convenient Amenities: Langley offers a wide array of shopping, dining, and recreational facilities. You'll have easy access to parks, golf courses, and cultural attractions, ensuring a balanced and fulfilling lifestyle.
Real Estate Options:
Langley's real estate market is diverse, offering a variety of housing options to suit your needs. Whether you're looking for a cozy starter home, a spacious family residence, or an investment property, you'll find it among the houses for sale in Langley.
Expert Guidance: To navigate the Langley real estate market effectively, consider enlisting the services of a top local realtor who can help you find the perfect house. With their expertise, you can streamline your property search and secure the best deal.
Start Your Langley Real Estate Journey:
Explore the Langley house for sale today, and you'll soon discover why this vibrant community is such a sought-after destination. With its natural beauty, strong sense of community, and diverse real estate options, Langley may be the perfect place to call home.
Contact a Langley realtor to guide you through the process and make your dream home in this beautiful region a reality. Your Langley adventure begins now!
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walnut farmlands
There are plenty of walnut farmlands for sale in Turkey. The walnut farmlands attract more and more investors because of several reasons increasing demand for walnut both locally and internationally, high return on investment, speed of production, and ease of storage. We help you develop the best modern walnut farmlands in Turkey.
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Are you looking for land to cultivate a variety of walnut trees? We offer the sale of agricultural land in Turkey... A huge bonus is offered to these lands. We bring to your attention the sale of walnut farmlands, agricultural land for walnut orchards in Turkey. We support you in making the right decision of choosing the best farmland for you that requires low-cost investment.
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Home
A few months ago, I purchased a bike from the Nexus of Evil, (AKA: WalMart), and I’ve been trying to ride regularly. Since today was one of the first days we’ve had that wasn’t triple digits, it seemed to me this was the best time to head out and ride.
Now, I should point out, I used to be an avid bicyclist, even if the most advanced bike I ever had only had three speeds. (My parents, overly controlling, demanding, abusive, insisted I didn’t need any more than that, even though the evidence showed the exact opposite.) As an Army Brat, I used to ride all around Frankfurt, Germany, enjoying the sights of a city far older than my home country, and tolerating Hessian motorists wagging fingers in my direction at damned near every turn. It was great, I was free, and Life, as I knew it, could be good.
As it happens, I finally moved as close to home as I could manage. My hometown, Wheatland, CA, had some homes for sale, but they were all out of my price range. (I’m sure many of you know Wheatland: Come for the speed trap, stay for Traffic Court.) But, that didn’t stop us, and we settled into a home in Yuba City, my birthplace. This, of course, is the Yuba City that was listed as being “The Worst City in the USA,” based entirely on suspect methodology, but that didn’t stop some East Coast Tool from declaring it, even through no one from that organization had ever been here. (My Grandfather, who at the time owned Dower’s Tavern, decided to make hay while the sun shone, and stuck a sign in front declaring that Dower’s Tavern was “The Best Bar in the Worst City in the USA.” Folks around here were not amused, and I should point out that this sort of thing is funny once. Only once.)
So, we’ve been here for about four years now. Our initial plan of living here for a while, then moving to a home in Wheatland has long since died, partly due to the Trucking industry trying to pay us as little as possible, (yes, I’m a trucker), and partly due to the flippers and their wannabe acolytes driving up the market into the same sort of territory we saw in 2007. At best, I can wait for the foreclosures, and maybe we’ll find something worth spending the money on. It’s a mess, no matter how you look at it, and with an Assembly hell bent on keeping us broke, the State of California is turning feral.
I should have taken my oldest son’s advice, and moved to Idaho, but with Idaho real estate prices where they are, that ship sailed a long time ago.
So, this morning, I rode down Queens as far as I could, looped around, took Onstott Road north, crossed Highway 99, riding through neighborhoods that simply didn’t exist when I was born. By the time I was 20, a few homes existed, and by the time I hit my 40′s, that part of Yuba City had become the ‘Burbs. Farmland was now Suburban Sprawl, and if you wait a few more years, we’ll have our very own McMansions to sneer at.
Anyway, I rode around, and still after four years, I’m still getting acclimated to this being home. My Grandparents were farmers near Wheatland, growing walnuts and peaches, and to tell you the truth, I was proud of that. I can remember the few times we were allowed to be around them, riding with my Grandmother to the various businesses my family dealt with. It was a bit of surprise that many of these were still around, including Sutter Orchard Supply, particularly as the State wants to destroy agriculture any way it can. I’ve been riding around, looking for something I can’t identify, and I wish like hell I could.
That’s life. Or life as I know it.
I spent an ungodly amount of time living in Sacramento. Bicycle riding there was out of the question for the most part: in Yuba City, you’re a rider; in Sacramento County, you’re a target. The pace here is slower, and around here, when you call the cops, they actually respond. You’re treated like a human being as opposed to a statistic. That’s one thing that hasn’t changed in over 60 years, so I’m happy with that.
At the same time, other things have changed. Roughly around the time I was born, my neighborhood was working class, white, and most folks worked at Beale Air Force Base. These days, a lot of these homes are being sold to young professionals. My neighbors are largely Sikh, Muslim, (primarily from places like Pakistan, Ethiopia, and Saudi Arabia), Mexican, Hispanic, and others. Like I said, I was an Army Brat. This is nothing new to me, so we’ve settled in when it comes to that part of it. Our only difficulty is the younger folks who live next door, who complain about the smell from our chickens, ducks, and goose. (Yes, in Yuba City, you can keep a few of them. We know this: Code Enforcement came by, shrugged, and said have a nice day.) The older folks next door are cool, and we share eggs with our neighbors when we have an abundance.
Other changes have taken place. A lot of folks work from home now, due to COVID 19, (BTW: Get your ass vaccinated, dammit!) A lot of the businesses I knew about have closed up, or moved, or are doing something else. I have some extremely vague memories of the Marysville Hotel being open, though I’m not sure I trust them. I do remember seeing Mary Poppins at the State Theater in Marysville, though the last movie shown there was Phenomenon, and the only reason I know that is someone left the poster in its case ages ago. (It’s been gone for some time, along with John Travolta’s talent.) Things have changed, though whether it’s for the better or worse, someone else needs to tell us. My gaps in my presence here keep me from saying one way or another.
I’ve talked to relatives who remained for a while before moving on. I’m told that KUBA Radio has its studios along Highway 99. (No, they moved ages ago. They’re now on Sanborn.) I’m told that NuGeneration Lanes is where you can go bowling around here. (They permanently closed years ago.) That sort of thing. I mention to these folks the changes, and I’m told I’m a liar. (I guess they never bothered to check the Internet.) Whether or not I’m disappointed is irrelevant: change comes, whether we want it or not.
It’s a fool’s errand to think things won’t change over time. And for over 60 years? Yeah, that was inevitable.
So, here we are. My wife and I are in the process of making Yuba City our home. It’s coming; it’s slow, but it’s coming.
That said, we’ll make it through. Who knows? We might get the offer of the century, and we get to move to Idaho. Or we might stay here. Either way, we’ll make it work.
(I should point out, though, one thing hasn’t changed at all: Sunsweet is still here, as they have been for over 100 years. Still haven’t done anything about those nasty wrinkles, though.)
https://youtu.be/7lpytcTqaAs
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Agriculture Business Emerged as One of The Most Demanded Career Option
The economy of India has been agriculture based for ages. With most of the regions being farmlands and the majority of the population living in villages, agriculture is the major source of livelihood. Earlier agriculture products were mainly used as final food products. Only a few food products were used as raw materials as agriculture based industries existed in very less numbers. But gradually with liberalization and urbanization the influence of the western world increased. Food outlets of branded companies and food chain restaurants came up and 'fast food', 'instant food' and 'food supplements' gradually emerged as the most demanded food options. So, Agriculture Business emerged as one of the most demanded career option.
To cater to the ever increasing food industry, well trained management graduates are required to manage all the aspects required for its development and smooth functioning. Fields such as marketing, sales, product management, and customer care are looked after by professionals with innovative ideas and planning. So, Agriculture business management is the latest career option for young minds having the desire to explore the agriculture sector. The management graduates enrolled in these courses is well trained and educated to bring in new agricultural innovations and replace the traditional unproductive practices of this sector. Agriculture Business College in India has thus come up in large numbers to cater to the ever increasing demand for management graduates who would contribute immensely to the growth of the agriculture based industries.
The Management Colleges thus provide the ever expanding agriculture business sector of India with qualified graduates who have the capability to think differently. It is a win-win situation for both the management trainees as well as the industries as the trainees are highly paid for their services and the industries in return earn high profits using the innovative ideas of their employees. In this way both the industries and the management employees are benefited.
So, the contributions of Management Institute in India Business cannot be ignored. Also with the increasing demand for skilled man power many Management Institutes came up in various parts of the country and the competition among them to produce the best graduates increased. The Top management institute in India with the best of faculties and facilities emerged providing the best man power. The graduates produced here are the best who posses new innovative ideas and strategies. The institutes have 100% placement records and are the centers of excellence in the field of management. The doyens of management sector are hired from leading companies who prepare the course curriculum. It is beneficial for both the management institutes and the industries as support provided by the management experts help in updating the course curriculum leading to development of the education imparted. The education provided here develops the hidden talents of the management graduates who after passing out are absorbed by the industries.
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New Construction Modern Farmhouse Design
Built by Millhaven Homes and with interiors by Remedy 2 Design, this Utah new-construction modern farmhouse features a classic design with plenty of board and batten, shiplap and a white exterior that is sure to impress!
The interiors of this modern farmhouse are equally impressive and huge! This home truly offers plenty of space for the entire family, friends and guests. A White Oak kitchen is, in my opinion, the heart of the home while the backyard is the perfect place to entertain with its pool, large patios and poolhouse.
Take notes on paint colors and other resources shared by the designers.
New Construction Modern Farmhouse Design
This gorgeous modern-farmhouse style home is surrounded by mountains and 15 acres of farmland.
Garage Paint Color
Charcoal Gray Garage Doors: Downpipe by Farrow & Ball.
Garage Barn Light: Rejuvenation
New Classic
What a curb-appeal this home has, huh?! I love the front porch and the black windows.
Exterior Trim
Trim: Arctic White by James Hardie.
Soffit/Fascia: White
Board & Batten
Board & Batten: Arctic White by James Hardie.
Drip Edge Color: White
Similar Modern Adirondack Chairs: Here, Here, Here & Here.
Roof
Shingle Roof: Black Walnut by Landmark.
Windows
Windows: Black windows are Sierra Pacific.
Metal Roof
Metal Roof: Burnished Slate by Landmark.
Front Door Paint Color
Charcoal Gray Front Door Paint Color: Downpipe by Farrow and Ball.
Door was made by Rocky Mountain Windows and Doors.
Planters: Here, Here & Here.
Beautiful Outdoor Sconces: Here.
Doormat: World Market.
Foyer
Interior Doors & Trim Paint Color: Chantilly Lace OC-23 by Benjamin Moore.
Hardwood flooring is 7-in White Oak – similar here & here.
Similar Lighting: Here, Here, Here & Here.
Dining Room
The foyer opens directly to a stunning dining room with crossed beamed ceiling and shiplap.
Sconces
Similar Wall Sconces: Here & Here.
Lighting
Lighting: Hinkley Lighting.
Paint Color
Soft White Paint Color: Farrow and Ball Shaded White at 50% strength.
Get the Look:
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Kitchen
The kitchen is probably my favorite room in this house. Isn’t it perfect? I love the combination of white cabinetry with White Oak – it’s crisp without being cold.
Details
The custom hood features a “X” design. Wood is also White Oak.
Backsplash features a shiplap-like, fire rated, product, called “Boral”.
Knobs: Top Knobs.
Pulls: Top Knobs.
Cabinet Latch: Top Knobs.
Kitchen Island
The White Oak kitchen island mimics the hood, also featuring x sides with shiplap.
Island Dimension: 10’2″x4′
Counterstools: Tolix – similar here.
Countertop
Quartz Countertop: Clareanne Matte by Cambria in matte finish.
Appliance Pulls: Top Knobs.
Similar Farmhouse Sink: Here.
Similar Matte Black Kitchen Faucet: Here, Here, Here, Here & Here.
Kitchen Pendants: Here (affordable!
) Similar: Here, Here.
Edge Profile
From the Builder: “We have taken a 2cm stone and mitered the edge so the finished edge width is 2 1/4″.
Cabinet Paint Color
Cabinet Paint Color: Chantilly Lace Benjamin Moore.
Kitchen Bar Cabinet
Floating Shelves: White Oak
Cabinet Latch: Top Knobs.
Similar Dinnerware: Here.
Kitchen Ceiling
Ceiling features White Oak beams and tongue and groove.
Breakfast Room
This sun-bathed breakfast room is perfect for family life. Notice the long L-shaped window-seat with cubbies.
Dine-in
Similar Dining Table: Here (on sale), Here, Here (modern farmhouse table), Here (many sizes) & Here.
Woven Chairs: Here, Here & Here.
Great Room
The kitchen opens to a large great room.
Fireplace
The rustic mantel and stone fireplace add character to this great room.
I am a Fan
Windmill Ceiling Fan: Quorum
Color Scheme
This space carries a soft color scheme that is soothing, welcoming and quite casual.
Furniture
Furniture was custom designed by Remedy Design.
Get the Look:
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Old Barn
Similar Artwork: Here, Here & Here.
Farmhouse Staircase
This farmhouse staircase features cable and crossed x railing. All the wood came from Columbia Millworks in Orem. The hardware (including cables) are from Sunroc in Orem and the stain was custom blend to match the floor.
This hall leads to the master ensuite, gym, music room and home office.
Master Bedroom Entry
Bedroom Shiplap Paint Color: Chantilly Lace by Benjamin Moore.
Similar Wall Art: Here & Here.
Sitting Area
The bedroom sitting area features a fireplace and painted brick accent wall.
Master Bedroom
This gorgeous modern farmhouse bedroom features a niche with board and batten.
Sconces
Sconces can be found here.
Similar Bedding: Here.
Master Bathroom
Isn’t this bathroom beautiful? I am loving the shiplap and the striped Roman shades.
Lighting: Here (on sale!).
Similar Freestanding Tub: Here, Here, Here, Here & Here.
Similar Roman Shades: Here.
Flooring
The bathroom flooring is LVP (Luxury Vinyl Plank). This product offer the look of wood without the worry of water damage and maintenance.
The floor is Mannington, Adura, Dockside series.
Cabinet Hardware
Hardware: Restoration Hardware.
Countertop
Countertop: Cosmopolitan White Caesarstone.
Bathroom Faucet: Moen.
Similar Tile: Here
Shiplap Shower
Shiplap Shower: The builder used Corian sheets and then routed the lines to match shiplap.
Shower Floor Tile: Square mini black mosaic tile with white grout.
Loft
The farmhouse staircase leads to a large loft area/family room with wet bar. All ensuited guest bedrooms are also located on the second level.
Lighting
Lighting can be found here – large.
Notice the grid board and batten paneling.
Family Room
The upstairs family room is cozy and perfect to relax at the end of the day.
Decor
The decor is warm and inviting.
Built-ins
Family room built-in inspiration right here!!!
Floating Shelves
Notice the shiplap detail how it wraps into the open shelving.
Wet Bar
Wet Bar Paint Color: Sea Serpent SW 7615 Sherwin Williams.
Backsplash
This wet bar features chevron tile.
Faucet: Here.
Leather Wrapped Pulls: Atlas Hardware.
Upstairs Laundry Room
The second floor laundry room features pale gray cabinets, cement tile and an inspiring layout.
Cabinet Paint Colors
Sherwin Williams SW7649 Silverplate.
Countertop: Pietra Cardosa.
Laundry Room Sink
Laundry Room Sink: American Standard.
Plaid Patterned Paneling
Originally the bedroom wall was meant to be wallpaper with the same pattern but the designer decided to apply a 3D plaid wainscotting. Isn’t this beautiful?
Simplicity
Paint color is Farrow and Ball Shaded White at 50% strength.
Bed: Paula Deen.
Nightstand
Similar Nightstand: here.
Guest Bathroom
Cabinet Hardware: Atlas Homewares.
Bathroom Faucet: Moen.
Girl’s Bedroom
This guest bedroom features diamond grid Board and Batten accent wall.
Paint Color
“Benjamin Moore Chantilly Lace”.
Jack & Jill
Similar Pendant Light: Here & Here.
Cabinet Paint Color
Bathroom Cabinet Paint Color: Chantilly Lace by Benjamin Moore.
Countertop
Bathroom Countertop: Raw concrete.
Bathroom Faucet: Moen.
Cabinet Hardware
Knobs: Atlas
Pulls: Atlas
Countertop is raw concrete.
Salvage Barnwood
This farmhouse bedroom features salvage barnwood shiplap.
Playroom
Neutral Playroom Paint Color: Farrow and Ball Shaded White
The Right Message
Playroom Cabinetry: Chantilly Lace Benjamin Moore.
Hardware
Bamboo Wrapped Pulls: Atlas Hardware.
Indoor Porch Swing
An indoor porch swing? How fun!!!
To the Moon & Back
To the Moon and Back Pillow: Here – similar here.
Bunk Room
Similar Rope Pendant Light: Here
Bunk Beds
Each bunk features its own wall sconce and bookshelves.
Cubbies
Similar Pillows: Buffalo Check & Striped Pillow.
Bathroom
Sea Serpent SW 7615 Sherwin Williams
Countertop: Ondulato Polished – Pental Quartz.
Wall-Mounted Faucet: Moen.
Home Office
Cabinet Pulls: Atlas
Cabinet Knobs: Atlas
Sconces: Here & Here.
Paint Color
Off Black by Farrow & Ball.
Shelves are White Oak.
Laundry Room/Mudroom
The main floor laundry room/mudroom includes a farm sink with splash guard, floor cubbies, storage lockers, study desk and double fridge/freezer.
Locker benches and under sink features White Oak.
Countertop
Countertop: Absolute Black honed Granite.
Faucet: Here.
Farmhouse Sink: Here & Here.
Cabinet Paint Color
Ozark Shadows AC-26 Benjamin Moore.
Desk, Shiplap & Shelves
This custom grey built-in desk is also painted in Benjamin Moore Ozark Shadows and it features white oak floating shelves and shiplap walls.
Similar White Oak Shelves: Rejuvenation.
Hardware is RH.
Lighting: Here.
Poolhouse
This modern farmhouse poolhouse is quite impressive!!!
Basketball Court
From the Builder: “The poolhouse is a completely detached building from the main house and doubles as the pool house. It has a full bathroom and all the mechanical equipment for the pool is stored here too. It has a full fireplace and BBQ built in. This is the ultimate outdoor entertainment area. We have said it before, but no client has ever regretted a recreation space in their project. It is used heavily and worth the expense.”
Walls
The walls are carpeted to not only protect from damage but to also help with sound.
Lockers
Locker paint color is Downpipe by Farrow & Ball.
Back Porch
The poolhouse porch has a full fireplace and BBQ built in.
Outdoor Goals
This is the ultimate outdoor entertainment area.
Built-in BBQ
Countertop is Black Granite.
Outdoor Stone Fireplace
Outdoor Stone Fireplace: Revelstoke – Standard joint – antique white mortar.
Porch
Porch Ceiling: Knotty Pine Tongue and Groove.
Lap Siding: Filtered CL2851
Backyard
How dreamy is this backyard!!!
View
This entire backyard feels quite private since it’s surrounded by farmland.
Pool
This pool is so inviting…
Water Slide
The pool water slide is custom.
Firepit & Fence
Painted in Downpipe by Farrow & Ball, the farmhouse x crossed fence adds character to this modern farmhouse and its firepit area.
Detached Mother-in-Law Suite
I wouldn’t mind living in this adorable modern farmhouse cottage.
Door Paint Color
Grey Front Door Paint Color: Downpipe by Farrow & Ball.
Farmhouse Galvanized Planters: Rejuvenation – Similar: Here, Here, Here & Here.
Similar Outdoor Sconce: Here, Here & Here.
Interiors
Interior Wall Paint Color: Shaded White by Farrow and Ball.
Kitchen
This small kitchen features a great layout and the neutral colors help the space to feel larger that it actually is.
Countertop
Countertop: Raw concrete.
Similar Pale Grey Backsplash Tile: Here, Here, Here, Here.
Dishwasher: Jenn-Air.
Cabinet Paint Color
Benjamin Moore Chantilly Lace.
Black Matte Hardware: Upper Cabinet Doors: Here – Drawer Pulls: Here – Door Knobs: Here.
Faucet: Moen
Peninsula
A peninsula is always a great idea if you don’t have space for an island.
Kitchen Lights: Pottery Barn.
Counterstools
These white metal counterstools are affordable and durable.
Living Room
Isn’t this living room cozy? Small space doesn’t mean you need to compromise on style.
Get the Look:
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Bedroom
This bright bedroom features shiplap accent wall and a neutral carpet flooring.
Bathroom
Countertop: Raw concrete.
Faucet: Moen
Shower Tile
Similar Wall Tile: Here.
Floor Tile: Here, Here & Here.
Mudroom
Mudroom Cabinet Paint Color: Benjamin Moore Chantilly Lace.
Similar Turkish Towels: Here & Here.
Backyard Inspiration
Perfect backyard plan!
Dream Home
Isn’t this truly a dream home?
Interior Color Palette
Builder: Millhaven Homes (instagram).
Interior Design: The lead designers on this home were Stacy Andersen and Joey Johnson, owners of Remedy 2 Design.
Photography: Rebekah Westover Photography.
Summer Best Deals!
Thank you for shopping through Home Bunch. I would be happy to assist you if you have any questions or are looking for something in particular. Feel free to contact me and always make sure to check dimensions before ordering. Happy shopping!
Wayfair: July 4th Blowout! Up to 70% OFF – Huge Sales on Decor, Furniture & Rugs!!
Joss & Main: Once-a-Year Celebration! Up to 80% Off!!!
Pottery Barn: New Arrivals!!! Up to 70% Off!
Serena & Lily: 20% OFF EVERYTHING! Use code: 4TH
West Elm: Mega Sale – 70% Off sales! 20% OFF Your Entire Purchase. Code: JULY4
Caitlin Wilson: Beautiful Rugs & Pillows. 15% OFF Sitewide. Use Code: FREEDOM15
Anthropologie: Extra 40% Off Sale Plus 20% Off Furniture + Decor.
Urban Outfitters: Hip & Affordable Home Decor – Big Summer Sales!!!
Horchow: Flash Sale: Up to 55% Off!!!
One Kings Lane: Save Up to 70% OFF! Free Standard Shipping on Orders over $99!
Williams & Sonoma: Spring Clearance: Up to 75% OFF!.
Nordstrom: Up to 40% OFF!
Neiman Marcus: Designer Sale: Up to 40% OFF.
Pier 1: Biggest Memorial Day Sale: Up to 50% Off!
JCPenny: Final Hours of Huge Sale.
Posts of the Week:
Custom Home with Artisan Craftsmanship Interiors.
New-Construction Modern Farmhouse Inspiration.
Beautiful Homes of Instagram: Andrea McQueen Design.
Texas Gulf Coast Beach House.
Interior Design Ideas: House For Sale.
Beautiful Home of Instagram.
Florida Family Home Interior Design Ideas.
Georgian-Style Manor with Traditional Interiors.
Beautiful Homes of Instagram.
Interior Design Ideas: Colorful Interiors.
Farmhouse with Front Porch.
Beautiful Homes of Instagram: California Beach House.
New-Construction Home for First-time Home Buyer.
California Beach House with Beautiful Coastal Interiors.
Florida Empty-Nester Home Ideas.
Palmetto Bluff, South Carolina Home Design.
Grey Kitchen Paint Colors.
Small Modern Farmhouse with Front Porch.
Texas Acreage Modern Farmhouse.
Interior Design Ideas: House Renovation.
New-Construction Family Home Design.
Newest Interior Design Ideas.
Kitchen and Dining Room Renovation.
Interior Design Ideas.
You can follow my pins here: Pinterest/HomeBunch
See more Inspiring Interior Design Ideas in my Archives.
Popular Paint Color Posts: The Best Benjamin Moore Paint Colors
2016 Paint Color Ideas for your Home
Interior Paint Color and Color Palette Pictures
Interior Paint Color and Color Palette Ideas
Inspiring Interior Paint Color Ideas
Interior Paint Color and Color Palette
New 2015 Paint Color Ideas
Interior Paint Color Ideas
Interior Design Ideas: Paint Color
Interior Ideas: Paint Color
More Paint Color Ideas
“Dear God,
If I am wrong, right me. If I am lost, guide me. If I start to give-up, keep me going.
Lead me in Light and Love”.
Have a wonderful day, my friends and we’ll talk again tomorrow.”
with Love,
Luciane from HomeBunch.com
Interior Design Services within Your Budget
Come Follow me on
Come Follow me on
Get Home Bunch Posts Via Email
Contact Luciane
“For your shopping convenience, this post might contain links to retailers where you can purchase the products (or similar) featured. I make a small commission if you use these links to make your purchase so thank you for your support!”
from Home http://www.homebunch.com/new-construction-modern-farmhouse-design/ via http://www.rssmix.com/
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New Construction Modern Farmhouse Design
Built by Millhaven Homes and with interiors by Remedy 2 Design, this Utah new-construction modern farmhouse features a classic design with plenty of board and batten, shiplap and a white exterior that is sure to impress!
The interiors of this modern farmhouse are equally impressive and huge! This home truly offers plenty of space for the entire family, friends and guests. A White Oak kitchen is, in my opinion, the heart of the home while the backyard is the perfect place to entertain with its pool, large patios and poolhouse.
Take notes on paint colors and other resources shared by the designers.
New Construction Modern Farmhouse Design
This gorgeous modern-farmhouse style home is surrounded by mountains and 15 acres of farmland.
Garage Paint Color
Charcoal Gray Garage Doors: Downpipe by Farrow & Ball.
Garage Barn Light: Rejuvenation
New Classic
What a curb-appeal this home has, huh?! I love the front porch and the black windows.
Exterior Trim
Trim: Arctic White by James Hardie.
Soffit/Fascia: White
Board & Batten
Board & Batten: Arctic White by James Hardie.
Drip Edge Color: White
Similar Modern Adirondack Chairs: Here, Here, Here & Here.
Roof
Shingle Roof: Black Walnut by Landmark.
Windows
Windows: Black windows are Sierra Pacific.
Metal Roof
Metal Roof: Burnished Slate by Landmark.
Front Door Paint Color
Charcoal Gray Front Door Paint Color: Downpipe by Farrow and Ball.
Door was made by Rocky Mountain Windows and Doors.
Planters: Here, Here & Here.
Beautiful Outdoor Sconces: Here.
Doormat: World Market.
Foyer
Interior Doors & Trim Paint Color: Chantilly Lace OC-23 by Benjamin Moore.
Hardwood flooring is 7-in White Oak – similar here & here.
Similar Lighting: Here, Here, Here & Here.
Dining Room
The foyer opens directly to a stunning dining room with crossed beamed ceiling and shiplap.
Sconces
Similar Wall Sconces: Here & Here.
Lighting
Lighting: Hinkley Lighting.
Paint Color
Soft White Paint Color: Farrow and Ball Shaded White at 50% strength.
Get the Look:
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Kitchen
The kitchen is probably my favorite room in this house. Isn’t it perfect? I love the combination of white cabinetry with White Oak – it’s crisp without being cold.
Details
The custom hood features a “X” design. Wood is also White Oak.
Backsplash features a shiplap-like, fire rated, product, called “Boral”.
Knobs: Top Knobs.
Pulls: Top Knobs.
Cabinet Latch: Top Knobs.
Kitchen Island
The White Oak kitchen island mimics the hood, also featuring x sides with shiplap.
Island Dimension: 10’2″x4′
Counterstools: Tolix – similar here.
Countertop
Quartz Countertop: Clareanne Matte by Cambria in matte finish.
Appliance Pulls: Top Knobs.
Similar Farmhouse Sink: Here.
Similar Matte Black Kitchen Faucet: Here, Here, Here, Here & Here.
Kitchen Pendants: Here (affordable!
) Similar: Here, Here.
Edge Profile
From the Builder: “We have taken a 2cm stone and mitered the edge so the finished edge width is 2 1/4″.
Cabinet Paint Color
Cabinet Paint Color: Chantilly Lace Benjamin Moore.
Kitchen Bar Cabinet
Floating Shelves: White Oak
Cabinet Latch: Top Knobs.
Similar Dinnerware: Here.
Kitchen Ceiling
Ceiling features White Oak beams and tongue and groove.
Breakfast Room
This sun-bathed breakfast room is perfect for family life. Notice the long L-shaped window-seat with cubbies.
Dine-in
Similar Dining Table: Here (on sale), Here, Here (modern farmhouse table), Here (many sizes) & Here.
Woven Chairs: Here, Here & Here.
Great Room
The kitchen opens to a large great room.
Fireplace
The rustic mantel and stone fireplace add character to this great room.
I am a Fan
Windmill Ceiling Fan: Quorum
Color Scheme
This space carries a soft color scheme that is soothing, welcoming and quite casual.
Furniture
Furniture was custom designed by Remedy Design.
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Old Barn
Similar Artwork: Here, Here & Here.
Farmhouse Staircase
This farmhouse staircase features cable and crossed x railing. All the wood came from Columbia Millworks in Orem. The hardware (including cables) are from Sunroc in Orem and the stain was custom blend to match the floor.
This hall leads to the master ensuite, gym, music room and home office.
Master Bedroom Entry
Bedroom Shiplap Paint Color: Chantilly Lace by Benjamin Moore.
Similar Wall Art: Here & Here.
Sitting Area
The bedroom sitting area features a fireplace and painted brick accent wall.
Master Bedroom
This gorgeous modern farmhouse bedroom features a niche with board and batten.
Sconces
Sconces can be found here.
Similar Bedding: Here.
Master Bathroom
Isn’t this bathroom beautiful? I am loving the shiplap and the striped Roman shades.
Lighting: Here (on sale!).
Similar Freestanding Tub: Here, Here, Here, Here & Here.
Similar Roman Shades: Here.
Flooring
The bathroom flooring is LVP (Luxury Vinyl Plank). This product offer the look of wood without the worry of water damage and maintenance.
The floor is Mannington, Adura, Dockside series.
Cabinet Hardware
Hardware: Restoration Hardware.
Countertop
Countertop: Cosmopolitan White Caesarstone.
Bathroom Faucet: Moen.
Similar Tile: Here
Shiplap Shower
Shiplap Shower: The builder used Corian sheets and then routed the lines to match shiplap.
Shower Floor Tile: Square mini black mosaic tile with white grout.
Loft
The farmhouse staircase leads to a large loft area/family room with wet bar. All ensuited guest bedrooms are also located on the second level.
Lighting
Lighting can be found here – large.
Notice the grid board and batten paneling.
Family Room
The upstairs family room is cozy and perfect to relax at the end of the day.
Decor
The decor is warm and inviting.
Built-ins
Family room built-in inspiration right here!!!
Floating Shelves
Notice the shiplap detail how it wraps into the open shelving.
Wet Bar
Wet Bar Paint Color: Sea Serpent SW 7615 Sherwin Williams.
Backsplash
This wet bar features chevron tile.
Faucet: Here.
Leather Wrapped Pulls: Atlas Hardware.
Upstairs Laundry Room
The second floor laundry room features pale gray cabinets, cement tile and an inspiring layout.
Cabinet Paint Colors
Sherwin Williams SW7649 Silverplate.
Countertop: Pietra Cardosa.
Laundry Room Sink
Laundry Room Sink: American Standard.
Plaid Patterned Paneling
Originally the bedroom wall was meant to be wallpaper with the same pattern but the designer decided to apply a 3D plaid wainscotting. Isn’t this beautiful?
Simplicity
Paint color is Farrow and Ball Shaded White at 50% strength.
Bed: Paula Deen.
Nightstand
Similar Nightstand: here.
Guest Bathroom
Cabinet Hardware: Atlas Homewares.
Bathroom Faucet: Moen.
Girl’s Bedroom
This guest bedroom features diamond grid Board and Batten accent wall.
Paint Color
“Benjamin Moore Chantilly Lace”.
Jack & Jill
Similar Pendant Light: Here & Here.
Cabinet Paint Color
Bathroom Cabinet Paint Color: Chantilly Lace by Benjamin Moore.
Countertop
Bathroom Countertop: Raw concrete.
Bathroom Faucet: Moen.
Cabinet Hardware
Knobs: Atlas
Pulls: Atlas
Countertop is raw concrete.
Salvage Barnwood
This farmhouse bedroom features salvage barnwood shiplap.
Playroom
Neutral Playroom Paint Color: Farrow and Ball Shaded White
The Right Message
Playroom Cabinetry: Chantilly Lace Benjamin Moore.
Hardware
Bamboo Wrapped Pulls: Atlas Hardware.
Indoor Porch Swing
An indoor porch swing? How fun!!!
To the Moon & Back
To the Moon and Back Pillow: Here – similar here.
Bunk Room
Similar Rope Pendant Light: Here
Bunk Beds
Each bunk features its own wall sconce and bookshelves.
Cubbies
Similar Pillows: Buffalo Check & Striped Pillow.
Bathroom
Sea Serpent SW 7615 Sherwin Williams
Countertop: Ondulato Polished – Pental Quartz.
Wall-Mounted Faucet: Moen.
Home Office
Cabinet Pulls: Atlas
Cabinet Knobs: Atlas
Sconces: Here & Here.
Paint Color
Off Black by Farrow & Ball.
Shelves are White Oak.
Laundry Room/Mudroom
The main floor laundry room/mudroom includes a farm sink with splash guard, floor cubbies, storage lockers, study desk and double fridge/freezer.
Locker benches and under sink features White Oak.
Countertop
Countertop: Absolute Black honed Granite.
Faucet: Here.
Farmhouse Sink: Here & Here.
Cabinet Paint Color
Ozark Shadows AC-26 Benjamin Moore.
Desk, Shiplap & Shelves
This custom grey built-in desk is also painted in Benjamin Moore Ozark Shadows and it features white oak floating shelves and shiplap walls.
Similar White Oak Shelves: Rejuvenation.
Hardware is RH.
Lighting: Here.
Poolhouse
This modern farmhouse poolhouse is quite impressive!!!
Basketball Court
From the Builder: “The poolhouse is a completely detached building from the main house and doubles as the pool house. It has a full bathroom and all the mechanical equipment for the pool is stored here too. It has a full fireplace and BBQ built in. This is the ultimate outdoor entertainment area. We have said it before, but no client has ever regretted a recreation space in their project. It is used heavily and worth the expense.”
Walls
The walls are carpeted to not only protect from damage but to also help with sound.
Lockers
Locker paint color is Downpipe by Farrow & Ball.
Back Porch
The poolhouse porch has a full fireplace and BBQ built in.
Outdoor Goals
This is the ultimate outdoor entertainment area.
Built-in BBQ
Countertop is Black Granite.
Outdoor Stone Fireplace
Outdoor Stone Fireplace: Revelstoke – Standard joint – antique white mortar.
Porch
Porch Ceiling: Knotty Pine Tongue and Groove.
Lap Siding: Filtered CL2851
Backyard
How dreamy is this backyard!!!
View
This entire backyard feels quite private since it’s surrounded by farmland.
Pool
This pool is so inviting…
Water Slide
The pool water slide is custom.
Firepit & Fence
Painted in Downpipe by Farrow & Ball, the farmhouse x crossed fence adds character to this modern farmhouse and its firepit area.
Detached Mother-in-Law Suite
I wouldn’t mind living in this adorable modern farmhouse cottage.
Door Paint Color
Grey Front Door Paint Color: Downpipe by Farrow & Ball.
Farmhouse Galvanized Planters: Rejuvenation – Similar: Here, Here, Here & Here.
Similar Outdoor Sconce: Here, Here & Here.
Interiors
Interior Wall Paint Color: Shaded White by Farrow and Ball.
Kitchen
This small kitchen features a great layout and the neutral colors help the space to feel larger that it actually is.
Countertop
Countertop: Raw concrete.
Similar Pale Grey Backsplash Tile: Here, Here, Here, Here.
Dishwasher: Jenn-Air.
Cabinet Paint Color
Benjamin Moore Chantilly Lace.
Black Matte Hardware: Upper Cabinet Doors: Here – Drawer Pulls: Here – Door Knobs: Here.
Faucet: Moen
Peninsula
A peninsula is always a great idea if you don’t have space for an island.
Kitchen Lights: Pottery Barn.
Counterstools
These white metal counterstools are affordable and durable.
Living Room
Isn’t this living room cozy? Small space doesn’t mean you need to compromise on style.
Get the Look:
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Bedroom
This bright bedroom features shiplap accent wall and a neutral carpet flooring.
Bathroom
Countertop: Raw concrete.
Faucet: Moen
Shower Tile
Similar Wall Tile: Here.
Floor Tile: Here, Here & Here.
Mudroom
Mudroom Cabinet Paint Color: Benjamin Moore Chantilly Lace.
Similar Turkish Towels: Here & Here.
Backyard Inspiration
Perfect backyard plan!
Dream Home
Isn’t this truly a dream home?
Interior Color Palette
Builder: Millhaven Homes (instagram).
Interior Design: The lead designers on this home were Stacy Andersen and Joey Johnson, owners of Remedy 2 Design.
Photography: Rebekah Westover Photography.
Summer Best Deals!
Thank you for shopping through Home Bunch. I would be happy to assist you if you have any questions or are looking for something in particular. Feel free to contact me and always make sure to check dimensions before ordering. Happy shopping!
Wayfair: July 4th Blowout! Up to 70% OFF – Huge Sales on Decor, Furniture & Rugs!!
Joss & Main: Once-a-Year Celebration! Up to 80% Off!!!
Pottery Barn: New Arrivals!!! Up to 70% Off!
Serena & Lily: 20% OFF EVERYTHING! Use code: 4TH
West Elm: Mega Sale – 70% Off sales! 20% OFF Your Entire Purchase. Code: JULY4
Caitlin Wilson: Beautiful Rugs & Pillows. 15% OFF Sitewide. Use Code: FREEDOM15
Anthropologie: Extra 40% Off Sale Plus 20% Off Furniture + Decor.
Urban Outfitters: Hip & Affordable Home Decor – Big Summer Sales!!!
Horchow: Flash Sale: Up to 55% Off!!!
One Kings Lane: Save Up to 70% OFF! Free Standard Shipping on Orders over $99!
Williams & Sonoma: Spring Clearance: Up to 75% OFF!.
Nordstrom: Up to 40% OFF!
Neiman Marcus: Designer Sale: Up to 40% OFF.
Pier 1: Biggest Memorial Day Sale: Up to 50% Off!
JCPenny: Final Hours of Huge Sale.
Posts of the Week:
Custom Home with Artisan Craftsmanship Interiors.
New-Construction Modern Farmhouse Inspiration.
Beautiful Homes of Instagram: Andrea McQueen Design.
Texas Gulf Coast Beach House.
Interior Design Ideas: House For Sale.
Beautiful Home of Instagram.
Florida Family Home Interior Design Ideas.
Georgian-Style Manor with Traditional Interiors.
Beautiful Homes of Instagram.
Interior Design Ideas: Colorful Interiors.
Farmhouse with Front Porch.
Beautiful Homes of Instagram: California Beach House.
New-Construction Home for First-time Home Buyer.
California Beach House with Beautiful Coastal Interiors.
Florida Empty-Nester Home Ideas.
Palmetto Bluff, South Carolina Home Design.
Grey Kitchen Paint Colors.
Small Modern Farmhouse with Front Porch.
Texas Acreage Modern Farmhouse.
Interior Design Ideas: House Renovation.
New-Construction Family Home Design.
Newest Interior Design Ideas.
Kitchen and Dining Room Renovation.
Interior Design Ideas.
You can follow my pins here: Pinterest/HomeBunch
See more Inspiring Interior Design Ideas in my Archives.
Popular Paint Color Posts: The Best Benjamin Moore Paint Colors
2016 Paint Color Ideas for your Home
Interior Paint Color and Color Palette Pictures
Interior Paint Color and Color Palette Ideas
Inspiring Interior Paint Color Ideas
Interior Paint Color and Color Palette
New 2015 Paint Color Ideas
Interior Paint Color Ideas
Interior Design Ideas: Paint Color
Interior Ideas: Paint Color
More Paint Color Ideas
“Dear God,
If I am wrong, right me. If I am lost, guide me. If I start to give-up, keep me going.
Lead me in Light and Love”.
Have a wonderful day, my friends and we’ll talk again tomorrow.”
with Love,
Luciane from HomeBunch.com
Interior Design Services within Your Budget
Come Follow me on
Come Follow me on
Get Home Bunch Posts Via Email
Contact Luciane
“For your shopping convenience, this post might contain links to retailers where you can purchase the products (or similar) featured. I make a small commission if you use these links to make your purchase so thank you for your support!”
from Home http://www.homebunch.com/new-construction-modern-farmhouse-design/ via http://www.rssmix.com/
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Many women have written their success stories in coming home and leaving high paying jobs, careers, and even being the main breadwinners. They all said it was worth it in the end and it all worked out. Most of them will say that there is no reason a person cannot return home and make it on one income. I believe this to be true. However, it will take sacrifice, making out budgets and updating them frequently until you have the one that works. This lifestyle will require cutting and trimming over and over until your family is living under one paycheck. It will require creativity and learning from other frugal and thrifty men and women that live on one paycheck, fixed incomes, and small budgets.
This can be turned into a game that is fun and imaginative. It can be very exciting to simplify life and save tons of money, it builds pride to learn to cut cost and work with little but multiply it like Jesus and the loaves and fishes. It is fun to see how well you can budget at the grocery store and still feed the family nourishing foods or to get a much needed item at a hugely reduced price by waiting on sales, using coupons, or finding it at the thrift store.
All this sounds dorky until you are deep in it. That .25 cent candle becomes a big prize, the bag of school clothes that a friend hands you because her child outgrew the clothes and they are in excellent condition can be like Christmas, that coupon that gets you half off your favorite laundry detergent is a reason to celebrate.
This year we filed for $33,000 for the year but we live like we make over $40,000. I feel very middle class on our working class budget. All I can really do is share how we do it and how I budget (since I’m responsible for the family and household funds). For some people in other states this would be plenty, however, we live in Northern California where houses sell for an average of 300K to 600K and everything is expensive. For a family of four, it is said that it cost anywhere from $58K to $148K to get by in the US.
Hum…wellll, we are way under that and yet we sleep well at night with nary a worry.
We live in a cute little blue cottage in the older parts of a small city. It is a nice neighborhood with a few oddities as any proper neighborhood should have to keep the balance. We can walk to the charming old historic downtown where we visit a large pet store to visit a huge ancient turtle that roams the store so slowly I mistook him for a statue the first time. We also love the little candy store and I’m finding more little coffee shops and stores that are charming and remind me of the bay area.
We can take drives through farmland, vast walnut orchards, and hike in the forest after wandering through old gold mining towns. All within 30 or so minutes of our house.
I spend my days at home alone with two vivacious boys and bored or lonely I am not. Some times irritated and counting backward from ten, yes, but my days are full. I enjoy children’s films and cartoons, drawing, happy music and I entertain myself with novels, spiritual food, learning to homestead, writing fiction, and improving myself.
I have cut cost in all our utilities and give myself a small grocery envelop monthly. If I want to spend money I visit the local Goodwill or a good thrift store. Mostly I make do with what I have because I have so much.
Most of my lawns in the front and backyard have been replaced with large gardens and flowers, and table grape vines grow up my old pergola frame. All my fruit and nut trees are in bloom right now making for a lovely view in the mornings.
My kitchen is a bakery once or twice a week where I bake Amish bread, wheat bread, cakes, muffins, cookies, and make tortillas often. I now cook all the foods from scratch that I once bought from the frozen food section of the Super Market. I do not skimp on organics and clean foods for my family by buying in bulk and shopping from the produce sections to save hundreds. I build up my pantries from sales and shopping at Winco’s bulk section along with produce in season. I have found local eggs and soon local goat milk from a ranch up the road. If my garden doesn’t produce enough I will travel to a large farm that has seasons where you can pick your own vegetable for pennies. This will supplement my canning.
I spend my days reading novels, washing dishes, sipping coffee as I look out at my back yard that is now a food forest in the making, and I keep entertained with my writing projects, learning to homeschool my eldest, and rearranging my furniture to make my rooms more interesting.
I have had many household projects and Bali spends his weekends working in the yards to build our little veggie and fruit farm. Our home was a fixer upper and HUD house, thus very cheap. It’s been a year and a half of hard work, learning how to install a free sink that Habitat for Humanity was throwing out because of a crack in the back of the cabinet, learning how to plant trees in the right season, hauling truckloads of free horse manure home, raising hens not so successfully, learning to can jams and spaghetti sauce and praying my family and the neighbors I shared with didn’t get botulism. It has been long nights, early mornings, and almost every weekend doing labor.
Our mortgage makes it all worth it, being it’s less than some pay for a studio apartment on the wrong side of town. Our cars are old Toyota’s but free. The only bills we have now are solar, garbage, and water…and yes, I caved tonight and added Netflix back to our table of entertainment. We love our movies.
When I spend the morning coloring with my boys and drinking espresso in my cute little cottage, when I am picking a basket full of winter greens for an afternoon soup, when I pick up a bag full of good books for all of us from the library up the street, when I swim with the boys at the health club a mile up the road, when I bake a plump, moist chocolate cake in the middle of the week…I feel like life is pretty delicious.
We live on a small allowance, but through years of downsizing and simplifying, cutting cost often, finding ways to save on utilities and groceries, learning sustainability, and using what we have, growing what we need or finding things inexpensively, we find life very affordable.
Have we sacrificed? Yes, we have sacrificed stress and fear, an unstable future, and living beyond our means. We have gained true wealth beyond our imaginings.
Making the choice to come home. Many women have written their success stories in coming home and leaving high paying jobs, careers, and even being the main breadwinners.
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How a trade row may split the fortunes of two U.S. farm companies
NEW YORK (Reuters) – The threat of steep tariffs on soybeans, wheat and corn from an escalating U.S.-China trade dispute may decide the survivor among the two largest real estate funds in the hard-hit U.S. farm sector.
FILE PHOTO: The sun rises behind a corn tassel in a field in Minooka, Illinois, September 24, 2014. REUTERS/Jim Young
Farmland Partners Inc (FPI.N), a $251 million market cap real estate investment trust that owns more than 166,000 acres of farmland, appears to be more vulnerable to the effects of a trade war than its largest publicly traded competitor, $186 million market cap Gladstone Land Corp (LAND.O).
That is because while Gladstone Land has focused primarily on so-called permanent crops such as oranges and almonds that grow on trees and vines, Farmland Partners has roughly 60 percent of its portfolio in row crops such as soy that China included in its April 4 list of retaliatory tariffs against the United States.
Roughly 35 million tonnes of U.S. soybeans imported each year by China will now face an additional 25 percent import tax. Soy futures Sv1 plummeted 5 percent on April 4, the day the tariffs were announced.
With its concentration on farmland that produces soy, Farmland Partners is “the most likely to be in the crosshairs of China” and may have more difficulty passing on rent increases to its farmer tenants than Gladstone Land, putting its dividend at risk, said Robert Stevenson, an analyst at Janney who covers both companies.
Paul Pittman, the chief executive of Farmland Partners and one of its largest investors, told Reuters in an interview he thinks his company’s stock is undervalued and that chief competitor Gladstone Land is spreading misinformation about the challenges facing row crops.
“Our company is misunderstood,” Pittman said.
When asked for comment on Pittman’s allegations, David Gladstone, Gladstone Land’s chief executive, told Reuters: “We have no idea how the tariffs will impact them.”
His own company, meanwhile, focuses mostly on perishable berries and vegetables that are not shipped to Asia and organic almonds that have little export sales, Gladstone added in a statement.
Higher trading costs would only add to the challenges facing U.S. farmers. Before the tariffs were announced, the United States Department of Agriculture estimated in February that inflation-adjusted net farm income would decrease 6.8 percent, or $6.7 billion, this year, to its lowest level since 2009. Those declines would mark the fourth-straight annual loss for the sector, which has been undercut by rising interest rates and high land prices.
Between 2003 and 2013, the average acre of farmland in the United States jumped 213 percent in noninflation-adjusted dollars, according to research by Brent Gloy, an agricultural economist at Purdue University, an average annual increase of 12 percent. Prices have stalled since, up just 1 percent over the last four years.
The twin impacts of rising tariffs and rising interest rates have taken shares of Farmland Partners down 10.6 percent for the year to date, compared with an 8.4 percent decline in Gladstone Land and a 0.1 percent decline in the broad S&P 500 .SPX.
BETTING ON A ‘TABLE POUNDER’
Farmland Partners, which at $7.50 per share trades 46 percent below its April 2014 initial public offering price of $14, was the first dedicated farmland REIT in the United States and launched near the height of the farmland boom.
“A lot has changed since the IPO: crop prices dropped, there’s a discussion of tariffs, and the capital markets haven’t been as supportive,” said David Rodgers, an analyst at Baird Equity Research who lowered his target price for the company on March 5. “You would need to see some cash flow growth and dividend growth to give confidence to investors that the business is on the right path and is healthy.”
Pittman, who in addition to being chief executive is one of Farmland Partners’ largest investors, said tariffs will not affect the company as much as the market expects.
“The downside in the near-term is probably muted because frankly the world needs to eat,” he said in an interview.
Gladstone Land, meanwhile, is more exposed to policy risks than Farmland Partners because its crops are more dependent on migrant labor, Pittman said.
“If someone figures out how to get spinach from Mexico to the U.S. cheaper – when we know that growing costs will be half of what it is here – then it will crush (Gladstone’s) portfolio,” Pittman said.
Joel Beam, a senior portfolio manager at Salient Partners (FFREX.O), said he has a position in Farmland Partners in part because he believes that Pittman is a “table pounder” who will continue to make a case for his company despite the mounting threats.
Pittman “is pretty vociferous about its value, which is a refreshing thing,” Beam said.
While Farmland Partners purchased $110 million of almond, pistachios and walnut groves in California’s Central Valley in September, Pittman said the company is not going to deviate from its strategy of owning predominantly row crops because of the threat of tariffs.
“Our stock is horribly depressed,” he said. “We have a good business but a bad stock price.”
Reporting by David Randall in New York; Editing by Dan Burns and Matthew Lewis
The post How a trade row may split the fortunes of two U.S. farm companies appeared first on World The News.
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How a trade row may split the fortunes of two U.S. farm companies
NEW YORK (Reuters) – The threat of steep tariffs on soybeans, wheat and corn from an escalating U.S.-China trade dispute may decide the survivor among the two largest real estate funds in the hard-hit U.S. farm sector.
FILE PHOTO: The sun rises behind a corn tassel in a field in Minooka, Illinois, September 24, 2014. REUTERS/Jim Young
Farmland Partners Inc (FPI.N), a $251 million market cap real estate investment trust that owns more than 166,000 acres of farmland, appears to be more vulnerable to the effects of a trade war than its largest publicly traded competitor, $186 million market cap Gladstone Land Corp (LAND.O).
That is because while Gladstone Land has focused primarily on so-called permanent crops such as oranges and almonds that grow on trees and vines, Farmland Partners has roughly 60 percent of its portfolio in row crops such as soy that China included in its April 4 list of retaliatory tariffs against the United States.
Roughly 35 million tonnes of U.S. soybeans imported each year by China will now face an additional 25 percent import tax. Soy futures Sv1 plummeted 5 percent on April 4, the day the tariffs were announced.
With its concentration on farmland that produces soy, Farmland Partners is “the most likely to be in the crosshairs of China” and may have more difficulty passing on rent increases to its farmer tenants than Gladstone Land, putting its dividend at risk, said Robert Stevenson, an analyst at Janney who covers both companies.
Paul Pittman, the chief executive of Farmland Partners and one of its largest investors, told Reuters in an interview he thinks his company’s stock is undervalued and that chief competitor Gladstone Land is spreading misinformation about the challenges facing row crops.
“Our company is misunderstood,” Pittman said.
When asked for comment on Pittman’s allegations, David Gladstone, Gladstone Land’s chief executive, told Reuters: “We have no idea how the tariffs will impact them.”
His own company, meanwhile, focuses mostly on perishable berries and vegetables that are not shipped to Asia and organic almonds that have little export sales, Gladstone added in a statement.
Higher trading costs would only add to the challenges facing U.S. farmers. Before the tariffs were announced, the United States Department of Agriculture estimated in February that inflation-adjusted net farm income would decrease 6.8 percent, or $6.7 billion, this year, to its lowest level since 2009. Those declines would mark the fourth-straight annual loss for the sector, which has been undercut by rising interest rates and high land prices.
Between 2003 and 2013, the average acre of farmland in the United States jumped 213 percent in noninflation-adjusted dollars, according to research by Brent Gloy, an agricultural economist at Purdue University, an average annual increase of 12 percent. Prices have stalled since, up just 1 percent over the last four years.
The twin impacts of rising tariffs and rising interest rates have taken shares of Farmland Partners down 10.6 percent for the year to date, compared with an 8.4 percent decline in Gladstone Land and a 0.1 percent decline in the broad S&P 500 .SPX.
BETTING ON A ‘TABLE POUNDER’
Farmland Partners, which at $7.50 per share trades 46 percent below its April 2014 initial public offering price of $14, was the first dedicated farmland REIT in the United States and launched near the height of the farmland boom.
“A lot has changed since the IPO: crop prices dropped, there’s a discussion of tariffs, and the capital markets haven’t been as supportive,” said David Rodgers, an analyst at Baird Equity Research who lowered his target price for the company on March 5. “You would need to see some cash flow growth and dividend growth to give confidence to investors that the business is on the right path and is healthy.”
Pittman, who in addition to being chief executive is one of Farmland Partners’ largest investors, said tariffs will not affect the company as much as the market expects.
“The downside in the near-term is probably muted because frankly the world needs to eat,” he said in an interview.
Gladstone Land, meanwhile, is more exposed to policy risks than Farmland Partners because its crops are more dependent on migrant labor, Pittman said.
“If someone figures out how to get spinach from Mexico to the U.S. cheaper – when we know that growing costs will be half of what it is here – then it will crush (Gladstone’s) portfolio,” Pittman said.
Joel Beam, a senior portfolio manager at Salient Partners (FFREX.O), said he has a position in Farmland Partners in part because he believes that Pittman is a “table pounder” who will continue to make a case for his company despite the mounting threats.
Pittman “is pretty vociferous about its value, which is a refreshing thing,” Beam said.
While Farmland Partners purchased $110 million of almond, pistachios and walnut groves in California’s Central Valley in September, Pittman said the company is not going to deviate from its strategy of owning predominantly row crops because of the threat of tariffs.
“Our stock is horribly depressed,” he said. “We have a good business but a bad stock price.”
Reporting by David Randall in New York; Editing by Dan Burns and Matthew Lewis
The post How a trade row may split the fortunes of two U.S. farm companies appeared first on World The News.
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New Construction Modern Farmhouse Design Built by Millhaven Homes (you can see video tours here) and with interiors by Remedy 2 Design, this Utah new-construction modern farmhouse features a classic design with plenty of board and batten, shiplap and a white exterior that is sure to impress! The interiors of this modern farmhouse are equally impressive and huge! This home truly offers plenty of space for the entire family, friends and guests. A White Oak kitchen is, in my opinion, the heart of the home while the backyard is the perfect place to entertain with its pool, large patios and poolhouse. Take notes on paint colors and other resources shared by the designers. New Construction Modern Farmhouse Design This gorgeous modern-farmhouse style home is surrounded by mountains and 15 acres of farmland. Garage Paint Color Charcoal Gray Garage Doors: Downpipe by Farrow & Ball. Garage Barn Light: Rejuvenation New Classic What a curb-appeal this home has, huh?! I love the front porch and the black windows. Exterior Trim Trim: Arctic White by James Hardie. Soffit/Fascia: White Board & Batten Board & Batten: Arctic White by James Hardie. Drip Edge Color: White Similar Modern Adirondack Chairs: Here, Here, Here & Here. Roof Shingle Roof: Black Walnut by Landmark. Windows Windows: Black windows are Sierra Pacific. Metal Roof Metal Roof: Burnished Slate by Landmark. Front Door Paint Color Charcoal Gray Front Door Paint Color: Downpipe by Farrow and Ball. Door was made by Rocky Mountain Windows and Doors. Planters: Here, Here & Here. Beautiful Outdoor Sconces: Here, Here, Here, Here & Here. Door Mat: World Market. Foyer Interior Doors & Trim Paint Color: Chantilly Lace OC-23 by Benjamin Moore. Hardwood flooring is 7-in White Oak – similar here & here. Similar Lighting: Here, Here & Here. Dining Room The foyer opens directly to a stunning dining room with crossed beamed ceiling and shiplap. Sconces Similar Wall Sconces: Here, Here & Here. Lighting Lighting: Hinkley Lighting. Paint Color Soft White Paint Color: Farrow and Ball Shaded White at 50% strength. Get the Look: Kitchen The kitchen is probably my favorite room in this house. Isn’t it perfect? I love the combination of white cabinetry with White Oak – it’s crisp without being cold. Details The custom hood features a “X” design. Wood is also White Oak. Backsplash features a shiplap-like, fire rated, product, called “Boral”. Knobs: Top Knobs. Pulls: Top Knobs. Kitchen Island The White Oak kitchen island mimics the hood, also featuring x sides with shiplap. Island Dimension: 10’2″x4′ Counterstools: Tolix Countertop Quartz Countertop: Clareanne Matte by Cambria in matte finish. Appliance Pulls: 12-inch Top Knobs. Similar Farmhouse Sink: Here. Similar Matte Black Kitchen Faucet: Here, Here, Here, Here & Here. Kitchen Pendants: Here (affordable! ) Similar: Here (on sale!), Here, Here. Vintage Industrial Pendants: Here. Edge Profile From the Builder: “We have taken a 2cm stone and mitered the edge so the finished edge width is 2 1/4″. Cabinet Paint Color Cabinet Paint Color: Chantilly Lace Benjamin Moore. Kitchen Bar Cabinet Floating Shelves: White Oak Hatches: Top Knobs. Similar Dinnerware: Here. Kitchen Ceiling Ceiling features White Oak beams and tongue and groove. Breakfast Room This sun-bathed breakfast room is perfect for family life. Notice the long L-shaped window-seat with cubbies. Dine-in Similar Dining Table: Here (on sale), Here, Here (modern farmhouse table), Here (many sizes), Here (greywash), Here (long) & Here. Woven Chairs: Here, Here, Here & Here. Great Room The kitchen opens to a large great room. Fireplace The rustic mantel and stone fireplace add character to this great room. I am a Fan Windmill Ceiling Fan: Quorum Color Scheme This space carries a soft color scheme that is soothing, welcoming and quite casual. Furniture Furniture was custom designed by Remedy Design. Get the Look: Old Barn Similar Artwork: Here, Here & Here. Farmhouse Staircase This farmhouse staircase features cable and crossed x railing. All the wood came from Columbia Millworks in Orem. The hardware (including cables) are from Sunroc in Orem and the stain was custom blend to match the floor. This hall leads to the master ensuite, gym, music room and home office. Master Bedroom Entry Bedroom Shiplap Paint Color: Chantilly Lace by Benjamin Moore. Sitting Area The bedroom sitting area features a fireplace and painted brick accent wall. Master Bedroom This gorgeous modern farmhouse bedroom features a niche with board and batten. Sconces Sconces can be found here. Similar Bedding: Here. Master Bathroom Isn’t this bathroom beautiful? I am loving the shiplap and the striped Roman shades. Lighting: Here (on sale!). Similar Freestanding Tub: Here, Here, Here, Here & Here. Similar Roman Shades: Here. Flooring The bathroom flooring is LVP (Luxury Vinyl Plank). This product offer the look of wood without the worry of water damage and maintenance. The floor is Mannington, Adura, Dockside series. Cabinet Hardware Hardware: Restoration Hardware. Countertop Countertop: Cosmopolitan White Caesarstone. Bathroom Faucet: Moen. Similar Tile: Here & Here. Shiplap Shower Shiplap Shower: The builder used Corian sheets and then routed the lines to match shiplap. Shower Floor Tile: Square mini black mosaic tile with white grout. Loft The farmhouse staircase leads to a large loft area/family room with wet bar. All ensuited guest bedrooms are also located on the second level. Lighting I love this pendant light! I couldn’t find the source for it so, if you know, please share! Notice the grid board and batten paneling. Family Room The upstairs family room is cozy and perfect to relax at the end of the day. Decor The decor is warm and inviting. Built-ins Family room built-in inspiration right here!!! Floating Shelves Notice the shiplap detail how it wraps into the open shelving. Wet Bar Wet Bar Paint Color: Sea Serpent SW 7615 Sherwin Williams. Backsplash This wet bar features chevron tile. Faucet: Here. Leather Wrapped Pulls: Atlas Hardware. Upstairs Laundry Room The second floor laundry room features pale gray cabinets, cement tile and an inspiring layout. Cabinet Paint Colors Sherwin Williams SW7649 Silverplate. Countertop: Pietra Cardosa. Laundry Room Sink Laundry Room Sink: American Standard. Plaid Patterned Paneling Originally the bedroom wall was meant to be wallpaper with the same pattern but the designer decided to apply a 3D plaid wainscotting. Isn’t this beautiful? Simplicity Paint color is Farrow and Ball Shaded White at 50% strength. Bed: Paula Deen. Nightstand Similar Nightstand: here. Guest Bathroom Cabinet Hardware: Atlas Homewares. Bathroom Faucet: Moen. Girl’s Bedroom This guest bedroom features diamond grid Board and Batten accent wall. Paint Color “Benjamin Moore Chantilly Lace”. Jack & Jill Similar Pendant Light: Here & Here. Cabinet Paint Color Bathroom Cabinet Paint Color: Chantilly Lace by Benjamin Moore. Countertop Bathroom Countertop: Raw concrete. Bathroom Faucet: Moen. Cabinet Hardware Knobs: Atlas Pulls: Atlas Countertop is raw concrete. Salvage Barnwood This farmhouse bedroom features salvage barnwood shiplap. Playroom Neutral Playroom Paint Color: Farrow and Ball Shaded White The Right Message Playroom Cabinetry: Chantilly Lace Benjamin Moore. Hardware Bamboo Wrapped Pulls: Atlas Hardware. Indoor Porch Swing An indoor porch swing? How fun!!! To the Moon & Back To the Moon and Back Pillow: Here – similar here. Bunk Room Similar Rope Pendant Light: Here Bunk Beds Each bunk features its own wall sconce and bookshelves. Cubbies Similar Pillows: Buffalo Check & Striped Pillow. Bathroom Sea Serpent SW 7615 Sherwin Williams Countertop: Ondulato Polished – Pental Quartz. Wall-Mounted Faucet: Moen. Home Office Cabinet Pulls: Atlas Cabinet Knobs: Atlas Sconces: Here & Here. Paint Color Off Black by Farrow & Ball. Shelves are White Oak. Laundry Room/Mudroom The main floor laundry room/mudroom includes a farm sink with splash guard, floor cubbies, storage lockers, study desk and double fridge/freezer. Locker benches and under sink features White Oak. Lighting above Sink: Feiss Countertop Countertop: Absolute Black honed Granite. Faucet: Here. Farmhouse Sink: Here & Here. Cabinet Paint Color Ozark Shadows AC-26 Benjamin Moore. Desk, Shiplap & Shelves This custom grey built-in desk is also painted in Benjamin Moore Ozark Shadows and it features white oak floating shelves and shiplap walls. Similar White Oak Shelves: Rejuvenation. Hardware is RH. Lighting: Here. Poolhouse This modern farmhouse poolhouse is quite impressive!!! Basketball Court From the Builder: “The poolhouse is a completely detached building from the main house and doubles as the pool house. It has a full bathroom and all the mechanical equipment for the pool is stored here too. It has a full fireplace and BBQ built in. This is the ultimate outdoor entertainment area. We have said it before, but no client has ever regretted a recreation space in their project. It is used heavily and worth the expense.” Walls The walls are carpeted to not only protect from damage but to also help with sound. Lockers Locker paint color is Downpipe by Farrow & Ball. Back Porch The poolhouse porch has a full fireplace and BBQ built in. Outdoor Goals This is the ultimate outdoor entertainment area. Built-in BBQ Countertop is Black Granite. Outdoor Stone Fireplace Outdoor Stone Fireplace: Revelstoke – Standard joint – antique white mortar. Porch Porch Ceiling: Knotty Pine Tongue and Groove. Lap Siding: Filtered CL2851 Backyard How dreamy is this backyard!!! View This entire backyard feels quite private since it’s surrounded by farmland. Pool This pool is so inviting… Water Slide The pool water slide is custom. Firepit & Fence Painted in Downpipe by Farrow & Ball, the farmhouse x crossed fence adds character to this modern farmhouse and its firepit area. Detached Mother-in-Law Suite I wouldn’t mind living in this adorable modern farmhouse cottage. Door Paint Color Grey Front Door Paint Color: Downpipe by Farrow & Ball. Farmhouse Galvanized Planters: Here, Here, Here & Here. Similar Outdoor Sconce: Here, Here, Here & Here. Interiors Interior Wall Paint Color: Shaded White by Farrow and Ball. Kitchen This small kitchen features a great layout and the neutral colors help the space to feel larger that it actually is. Countertop Countertop: Raw concrete. Similar Pale Grey Backsplash Tile: Here, Here, Here, Here. Dishwasher: Jenn-Air. Cabinet Paint Color Benjamin Moore Chantilly Lace. Black Matte Hardware: Upper Cabinet Doors: Here – Drawer Pulls: Here – Door Knobs: Here. Faucet: Moen Peninsula A peninsula is always a great idea if you don’t have space for an island. Kitchen Lights: Pottery Barn. Counterstools These white metal counterstools are affordable and durable. Living Room Isn’t this living room cozy? Small space doesn’t mean you need to compromise on style. Get the Look: Bedroom This bright bedroom features shiplap accent wall and a neutral carpet flooring. Bathroom Countertop: Raw concrete. Faucet: Moen Shower Tile Similar Wall Tile: Here. Floor Tile: Here, Here & Here. Mudroom Mudroom Cabinet Paint Color: Benjamin Moore Chantilly Lace. Similar Turkish Towels: Here & Here. Backyard Inspiration Perfect backyard plan! Dream Home Isn’t this truly a dream home? Interior Color Palette Builder: Millhaven Homes (instagram). Interior Design: The lead designers on this home were Stacy Andersen and Joey Johnson, owners of Remedy 2 Design. Photography: Rebekah Westover Photography. This Month’s Best Deals Wayfair: 70% Off + Many New Items on Clearance! Pottery Barn:Up to 40% OFF + Free Shipping – Code: SAVEBIG West Elm: Up to 60% Off. Code: BYE2017. Horchow: 20% Off + Free Shipping. Code: NEWYEAR One Kings Lane: Save Up to 60% Serena & Lily: Up to 70% OFF!!! Williams & Sonoma: Up to 75% off Nordstrom: 50% OFF Half Yearly Sale. JCPenny: Clarence 80% OFF – Extra 40% OFF on $100 or more. Code: NewYear Neiman Marcus: Up to 60% OFF Pier 1: Huge Sales! Up to 75% OFF Joss & Main: Huge Sales – Up to 75% OFF Price Drop Event. Post of the Week: @camitiffin: Beautiful Homes of Instagram. New Interior Design Ideas. Lowcountry-style Coastal Farmhouse. French Interior Design Ideas. Beautiful Homes of Instagram. California Beach House with Classic Coastal Interiors. Family Home with Grey Exterior and Interiors. Coastal Interior Design Ideas. Classic Shingle Home Design Ideas. Classic White Kitchen with Grey Backsplash. Newly-Built Board and Batten Modern Farmhouse. New 2018 Family Home Decor Trends. White Beach Style Kitchen with Shiplap. English Farmhouse Home. New 2018 Interior Design Ideas. You can follow my pins here: Pinterest/HomeBunch See more Inspiring Interior Design Ideas in my Archives. Popular Paint Color Posts: The Best Benjamin Moore Paint Colors 2016 Paint Color Ideas for your Home Interior Paint Color and Color Palette Pictures Interior Paint Color and Color Palette Ideas Inspiring Interior Paint Color Ideas Interior Paint Color and Color Palette New 2015 Paint Color Ideas Interior Paint Color Ideas Interior Design Ideas: Paint Color Interior Ideas: Paint Color More Paint Color Ideas “Dear God, If I am wrong, right me. If I am lost, guide me. If I start to give-up, keep me going. Lead me in Light and Love”. Have a wonderful day, my friends and we’ll talk again tomorrow.” with Love, Luciane from HomeBunch.com Interior Design Services within Your Budget Come Follow me on Come Follow me on Get Home Bunch Posts Via Email Contact Luciane “For your shopping convenience, this post might contain links to retailers where you can purchase the products (or similar) featured. I make a small commission if you use these links to make your purchase so thank you for your support!”
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My Home Buying Myth Top 10 List (10-6)
I’m betting you believe at least home buying myth. There are a lot of them out there and a lot of people believe. Often, these things are untrue and they’re usually preached by those we know and trust. This is another reason you should hire a REALTOR® I’ll be gentle and refer to these as home buying myths in the following top 10 list.
#10 – ONCE AN OFFER IS ACCEPTED, IT CANNOT BE CHANGED
It’s true that a purchase agreement is a legally binding contract. Those contracts are written on paper (or just a computer screen), not etched in stone. Any contract can be changed if both parties agree to the changes.
Sales prices regularly change after an offer has been accepted. The changes happen for any number of reasons. One could be because the inspection uncovered a flaw. Rather than the seller fixing the problem, they could agree to lower the sales price to account for the buyer’s expense to repair.
Another reason could be that the appraisal came in lower than the agreed price. When this happens, the deal is in jeopardy because the buyer’s loan won’t get funded. The buyer is typically free from obligation at this point and the seller may lower their price to keep the deal together.
This home buying myth one that could land a buyer in trouble, especially if they also believe the next one.
#9 – INSPECTIONS AREN’T THAT IMPORTANT
Unless you’re planning on crawling through the attic and crawl space, hire an inspector. Even if you are willing to crawl through those places, hire an inspector. Regardless, this home buying myth could end up being very costly.
In Ohio, there is no license requirement to be a home inspector. That doesn’t mean the inspectors suggested by your REALTOR® aren’t qualified and knowledgeable people. Inspectors are skilled at identifying current problems with a home and where a problem may arise in the future. I encourage every buyer to get a home inspection. Finding a problem now could save you from buying a home that will cost you thousands later.
#8 – MY CREDIT ISN’T GOOD ENOUGH TO BUY A HOME
This is a topic best reserved for a lender to discuss in detail. Still, I feel it’s my duty to debunk this home buying myth.
At the time of this writing (early 2018), buyers need a minimum FICO score of 580 to qualify for an FHA loan (source).
It’s true that your credit score will impact the interest rate, the amount you pay in PMI and the size of the down payment. All of those can factor into what is affordable, overall. None of that changes that the credit score belief is a myth.
#7 – I NEED 20% DOWN
Again, this is a topic you should discuss with your lender for specifics. However, the 20% down payment belief is nothing more than a home buying myth.
A loan guaranteed by the USDA has no down payment requirement. These loans are for rural areas (not just farmland, as many tend to believe).
FHA loans have a 3.5% down payment if your FICO score is above 580 (source linked above). FHA even has grant money available to assist with your down payment.
You may be able to get a conventional loan with a 5% or lower down payment, too.
#6 – THE SELLER WILL PAY MY CLOSING COSTS
Simply put – no. This can happen and does happen, but depends on if the market is a buyer’s or seller’s market. You should also know there are some fees that are required to be paid by the buyer. These are generally fees associated with the loan.
Sellers will often agree to provide funds for the buyer’s closing costs if the market is heavily in favor of the buyer. In a buyer’s market, most sellers are happy to have an offer on the table and will be more flexible in this area in order to keep a deal from falling through.
In a seller’s market, though, this is a home buying myth. Most sellers don’t see the need to lower how much money they get out of the sale when they can be relatively confident another buyer will be along soon.
Check back next week for the conclusion of this top 10 list.
I would love to help you navigate around these and other myths. If you’re looking for a REALTOR® in the Big Walnut area of Sunbury and Galena, please contact me so I can be of service. You could also stop by Crum Realty Group to talk to a member of the team (tell them I sent you!)
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Walnut Farmland Sale
Walnut Farmland Sale: There is no such thing as the most profitable agricultural product. There are only predictable and unpredictable products. For example Almond, Walnut products are indexed to the USD currency and the productivity of each age is almost clear. But the other products such as olive, apple, lemon, orange, and mandarin are indexed to Turkish Lira and productivity can not be forecasted, some years it generates very high, some years very low. However, since the oldest times, all these products are being cultivated by farmers.
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Walnut garden in Manisa, the most widespread and popular variety that produces nuts fruits of oval shell... The walnut is a plant that must be pruned at a young age to give foliage and control the orientation of the growth of the branches and the foliage. We at AIM Farmlands provide the best opportunities to investors who want to put their effort and time into the agricultural field.
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