#Wait for approval: After you have submitted your application

[joelswritingmistress]

Neighbors with Benefits: Part 7 (Joel Miller x f!reader)

Part of the #hotdilfsummerchallenge @hellishjoel

Pairing: Joel x f!reader

Words: 3500

Triggers: Smut

You’re my girl. The word went off like an echo in your mind all day long. You’re my girl. You’re my girl. You’re my girl.

Did that make you Joel’s girlfriend? You weren’t sure; but it was good enough for now. More than good enough. You went from low to high in the matter of a few softly spoken words.

You sat at the kitchen table, typing away at your laptop as you filled out job applications that matched your career choice in the immediate area. As you submitted several over the course of an hour or so, your mind began to wander and you thought about how your adult life could unfold.

Get a job. Turn it into your career. Continue to see Joel. Things get more serious. Both of you are making decent money. You move into the house next to your parents with him - after your parents finally approve. You get married, have babies and your parents can see their grandchildren whenever they want because they’re one-hundred feet away. Everyone lives happily ever after. The end.

You tried not to get ahead of yourself, but that day you allowed yourself to indulge in the fantasy. Joel had eased your mind just enough when said those words to you; and you knew he meant them. From what you could honestly tell, Joel was just as wrapped up in everything as you were.

As you were about to hit the submit button for a job in the next town over, you suddenly paused upon reading one crucial detail that hadn’t been a part of previous applications: You will be staying overnight at the academy for a four month period.

Staying overnight, hmm. You thought about it for a moment and then closed out the browser. That just won’t work.

Mentally, you were all in. A short time ago you couldn’t wait to start your career, find an apartment and get on with adulting. Now, things had changed; but you knew that was part of life. You had two things in mind, and both of them could be achieved, you knew. Still, you acknowledged there were some obstacles to be cleared before the happily ever after could happen. One, Joel’s divorce needed to be finalized. Two, you had to eventually tell your parents you were seeing your older, still-married neighbor.

Those can wait. You smiled, not letting your inner monologue bring you down. I need to decide what I’m wearing to dinner.

Joel sipped on a glass of wine and stared across the way. You were dressed in a classy black dress and your best jewelry. "You’re too good for me," he said with a grin, making you laugh.

You shook your head. “I’m way out of my league with you.”

Joel shook his head again and grinned wider. “Maybe we’ve both met our match then.”

“Maybe.” You raised your eyebrows and smirked at him, tapping your glass against his and leaned closer to him as you rested your foot on top of his under the table.

"Here are your salads," a waiter whipped in, laying plates down in front of each of you and refilling the empty glasses of water beside your wine. "Your meals will be out shortly."

"Thank you.” You politely nodded and the man nodded back before wandering to another table.

"Thanks," Joel echoed, and then quickly regained your gaze.

You took a sip from your wine and gently smacked your lips. His eyebrows raised and he looked down at his plate with a smile when he felt your foot travel up the inside of his pant leg along his calf.

Joel chuckled to himself and then looked back up at you, promptly throwing his napkin down over his lap. “You're going to get us kicked out of here,” he teased.

You forked a small bite from your salad and stopped rubbing your foot against him. A smile formed on your face. “We wouldn't want that.”

"Don't tempt me.”

You laughed lightly and teased him back, whispering. "The things I want to do can wait until we get home."

Joel had to keep himself from laughing out loud as he sported a big grin. He leaned forward and spoke quietly. "You could always tell me about it."

“I thought we were supposed to have a serious talk,” you whispered, still grinning.

“Oh, is that why you keep rubbing your foot against my calf?”

You laughed a little louder and then looked around the immediate area, seeing that no one was paying attention. You then returned your attention to Joel.

"I could live with getting kicked out of here," Joel added with a wink as he rounded up another bite of lettuce. "Just sayin'..."

"You bring out my worst," you joked with a smile, never breaking eye contact.

"And you bring out my best, honey." He smiled back. "That's why I think this is going to work.”

You wanted to lean across the table and give him a kiss but rather you reached for his hand on top of the table and gave it a gentle squeeze. “I want to be with you.” There… you said it. You said the words out loud that you had been wanting to say; and to say you were pleased by Joel’s immediate response would be an understatement.

“I want this, too.” He nodded, never breaking eye contact, “I think about you just about every second I’m not with you; and I don’t know if that’s ever happened to me quite like this.”

“Me either.”

“You’re young-”

“So what.” You stared more directly at him. “I want this. I’ve never wanted a man the way I want you. Does my age bother you?”

“No.” Joel still smiled, keeping the mood light. He squeezed your hand back and you smiled wide at him.

“Good.”

He brought your knuckles to his lips. “Your parents,” Joel began, “They're-”

“Let me worry about that,” you cut him off again. “We don't have to sort everything out right this second.”

“Fair enough.” Joel kept your hand in his and you smiled simultaneously when you felt his foot run up the inside of your calf now. When you bit your lip he grinned more mischievously and lowered his voice, "Weren't you going to share details about what you wanted to do to me?”

Your eyes remained on his as his thumb began to trace circles over the back of your hand. "We should have ordered a booth so we could've sat together on the same side," you told him.

He tipped the corner of his mouth up in a half-smirk. "Well, normally I hate it when couples do that shit so you'd have to give me a good reason to consider it.”

"I'd give you plenty of reasons to consider."

"Tell me."

You knew by now that Joel could do some serious dirty talking to get you all hot and bothered but you weren't as confident in your own ability to do so. You had things running through your mind but you started giggling when you thought of yourself actually saying them out loud.

"More water?" The waiter returned with a pitcher.

"I'm fine, thank you,” you told him, leaning back to sip your wine instead. Joel put a hand up as he declined.

"Just another minute until your food comes out."

Joel didn't miss a beat, looking back to you as the waiter stepped away. "I'll take the lead on this one," he told you with a smile. "You see, if you were seated right next to me I'd slowly run my hand up the inside of your thigh..." Joel took another bite from his salad. "And I'd use these two fingers to slip your underwear to the side…”

"What if I'm not wearing any?"

He raised his eyebrows in the slightest bit of intrigued shock and then let his eyes drop toward your waist. His tongue reactively danced across his lips and then he grinned more devilishly than before. Joel looked over his shoulder, down at his lap and then back to you. "My God, woman.”

You were so enamored by Joel that you couldn't help but shamelessly let out what you were feeling; whether it be through the subtle intimate touches or quiet flirtation. It amped up your heart rate because the territory was so unfamiliar.

“I think it's best we didn't land ourselves a booth then." You grinned, "Because…”

Joel had both of his elbows on the table with his hands folded beneath his chin as he leaned almost halfway across the table now. "Because what?"

You motioned with your eyes to the waiter, who was holding a tray by his shoulder. "Guess the rest will have to wait."

He turned, wanting to slip a one hundred dollar bill into the guy's shirt and tell him to get lost, but he slowly leaned back in his chair with a painful smile on his face.

You felt pleased with yourself seeing him just a bit flustered. You never felt completely in control of him, and you hoped you could make it last.

"Steak dinner for you sir." The waiter placed Joel's food down, "And baked Tilapia for you ma'am." He looked back and forth between the two of you. "What else can I do for you?"

"Nothing," you said at the same time, and then you added. "Thank you so much."

The man nodded again and walked away.

"You know... you should dress up more often," you told him.

He chuckled to himself and began cutting the steak in front of him. "If it'll bring this side out of you-"

"No really." You smiled at him. "You look nice."

Joel shrugged and took a bite. You could see an uncomfortable shift in his posture because of the compliment. Despite you finding his fleeting moment of coyness to be adorable, you decided to get back to being flirty and a little silly to keep the vibe of the night going. "Why don't we get these meals to go and, uh..."

He glanced up to you and stopped chewing on the bite in his mouth, seeming to be eager to agree despite just getting the overly expensive meals. When he realized you were kidding he shook his head. "You're enjoying this huh?" he finally asked with a smile.

"Enjoying what?"

"You know what."

You laughed and decided to focus on your dinner. "You're right. I'm sorry."

"Don't say sorry to me, say sorry to, uh…." Joel subtly motioned to his lap with his fork and then as if he was speaking to a dog he said, "Down boy," making you laugh a little louder.

Joel chuckled and looked around to a few other diners that looked in your direction. He then looked back at you with a laugh of his own and lowered his voice again. "We're doing dessert at home."

You continued to laugh with him as you forked a bite of fish into your mouth. “Deal.”

By the time dinner was done, you felt like you were in a notch deeper. Joel slipped an arm around your waist as you exited the restaurant and the two of you made your way up the quaint, little street toward where he'd parked his truck.

"You do look beautiful," he told you as you went.

“Thank you.”

He opened the passenger door and helped you up into the truck, careful not to let you slip in your heels. You thanked him again and watched as he crossed around the vehicle to enter through his side. Joel closed the door and walked around, joining you in the car before resting a hand on your left leg. "I'm curious to see if you were being serious about the no panties thing."

"Still thinking about that huh?" You teased and glanced down as the muscles in his fingers twitched against your thigh in anticipation. "Only one way to find out."

He leaned across the way and kissed you while sliding his hand further up your leg. You massaged his tongue with your own, pressing your eyes shut hard. When his lips parted from yours, Joel took a long, deep breath out his nose. He slid his hand away and leaned back in the driver’s seat."We've got a forty minute ride home.” He looked over at you, biting his bottom lip for just a second and said. "I think I’m going to draw this one out."

You shook your head at him, noting he was making it obvious that he was taking back control of the situation. "You're going to be wondering the whole ride," you told him.

"I may just have to surrender to you before then," he admitted, beginning to pull the truck out of the parking space as he headed down the road.

"So, is this our first real date?" you asked him.

Joel grinned and gave a nod, “I suppose it is.” He linked his fingers through yours and took the steering wheel in his left hand.

You turned to him with a smile and knew he could tell you were purposely staring when he grinned to himself.

"I love that you wrote your number on a post-it,” you said to him honestly, smiling so wide that it began to make your jaw ache.

Joel laughed out loud, “The perks you get of dating an older man.”

“One of the many.”

“You know I thought about you the entire night after we first met on your back step.”

“Really?” You knew you must’ve sounded like a giddy teenager.

“Mmm…” Joel swallowed hard but a closed-mouth smile remained on his face, “I couldn’t believe you showed up at the bar that night.”

“I couldn’t believe you were there. Holly asked if I knew you and when I looked, I almost didn’t know what to do.”

Joel glanced over at you, “I’m glad you picked there of all places.”

“Me, too.” You added, “I, uh… I’ve never just done something like that before. I never wanted to. I don’t do one-night stands, or even just hook up to hook up. Not that I care if people do.” You were rambling, “My friends do all the time, it’s just not me.” You took a breath, trying to reel in your thoughts and were relieved when Joel began to chuckle.

“I know,” Joel said to you, “And you don’t have to explain.”

“I haven’t had sex with anyone since October of last year.”

He glanced at you now.

“Before you,” you added.

Joel grinned and brought the back of your hand to his lips. “Whatever happened in your relationships before me is your business. All I care about is today… and tomorrow… and the day after that.”

You smiled and leaned across the way, glancing at the open road in front of you. You planted a single kiss on his lips, vowing to take on his mindset and to stop worrying about his soon-to-be ex wife. Joel was right. The past was the past. The future was yours for the taking.

He kissed you back, glancing at the road quickly before kissing you again. "I got an idea."

You grinned, willing to follow anything he said at that moment. "What?"

Joel smiled and then floored the pedal a little harder, weaving in and out of traffic before taking an exit halfway between the restaurant and his house. He pulled the truck down a series of backroads before coming to a clearing on top of a cliff that overlooked a large body of water that stretched on for miles.

"Where are we?" You asked him, staring outward at the darkened sky.

"Nice ain't it?"

You smirked. "Something tells me you've been here before."

"Can't we let the past be the past?" Joel laughed, reiterating his previous statements.

"How many women have you taken here before me?" You raised your eyebrows at him in a playful accusation.

"A couple," he admitted, "As a younger man." And then added, leaning across the way to kiss you again. "But I just couldn't wait the forty minute ride."

You kissed him back and closed your eyes. "As long as I'm the last woman you take here..." They were a bold choice of words, but you said them anyway.

"I can agree to that," Joel told you, feeling your tongue eagerly slide back in his mouth. Your hands reached for his belt and Joel moaned into your mouth when he felt it unlatch. He pulled back for a moment, reaching for the handle that launched his seat back away from the steering wheel and then pulled you onto his lap upon shoving his pants down past his knees.

Joel moved his hand between your legs and a smile formed on his face as he fingered your underwear to the side.

“I was just teasing about the panties,” you whispered against his lips, watching his eyes close. A smile twisted back onto his face

"Save that one for our tenth date,” he choked out, leaning his head back against the headrest when you lowered yourself down onto him. Joel let out a satisfied sigh when your bodies finally connected after the prolonged sexual banter at dinner that left him yearning to touch you.

You began to move on top of him, making every part of his body twitch with pleasure. You grabbed him by his tie and kissed him hard. Immediately, you could tell he enjoyed your moment of aggression because he let out an extended moan into your mouth.

You abruptly pulled your face away. "People don't come up here, do they?" you breathed against him, not stopping as you rode him.

Joel didn't seem to care as he helped to move you with his hands; his eyes were still closed and mouth partway opened.

"Joel." You smiled and he let his eyes flicker open with a groan and a lopsided grin.

"Why, are you imagining the paper headlines?" he asked. "Local construction worker arrested for lascivious acts in a public place with his hot, young girlfriend?" He pulled your face to his and kissed you again, urging you to continue.

Girlfriend. That was all you needed to hear. Everything he had just said ignited a fire inside you as he penetrated your lips with his tongue with force. Your hand wrapped around his tie again and Joel groaned.

You didn't stop this time, breathing heavily against his mouth as he thrusted up from beneath you. When you parted your lips from his to moan, Joel grabbed your face again, guiding your mouth back to his. You could tell he was having a hard time controlling himself as he tried stopping you several times from then on out, but you didn't let him.

"You're not going to get yours," he warned, almost unable to get the words out, while keeping his eyes closed tightly as his eyebrows pressed together. His hands gripped your hips hard and you grinded on him forcefully, moaning his name out into his ear.

The muscles in Joel’s abdomen tightened and he held you against him harder as his bare thighs tensed. “Fuuuuck…” he bucked his hips up, letting out a series of moans and curse words all the while pushing your hips down forcefully against his as he began to come. Joel’s eyes were pressed shut and through gritted teeth he hissed your name.

You loved the few times when you got him so worked up that he couldn't control himself. Watching his face in that moment of pure ecstasy made your entire body feel hot and satisfied.

Joel's head finally fell back against the top of the seat again and he breathed heavily in and out with his eyes closed. You remained on top of him and touched your lips gently to his, releasing his tie from your hand before climbing off of him to get back in the passenger seat.

He didn't move for a few seconds and then finally glanced over. "Okay..." Joel took a deep breath. "Now I'm ready to fuckin' go to sleep."

You snickered and readjusted yourself next to him.

"Told you you weren't going to-" he began, but you leaned back across the center console and kissed him again. It was a hot, passionate kiss despite the intimacy that had just come to a close in the cab of his truck. "We have a long ride home," You reminded him, "So, don't get too sleepy because you owe me one once we get there."

Joel smiled and looked down before pulling his pants back up. He looked at you with a lazy grin. "You got it, honey.”

CLICK HERE FOR PART 8

@pedropascal111 @axshadows @mybritishstyle @untamedheart81 @amyispxnk @goodvibesonly421 @cosmic006533-blog @ashleyfilm @maybetomorrowgirl

[isawken]

how i got invited to a council meeting for the world's oldest professional clown organization: a reflection on the value of weird niche interests and shooting your shot

it is 2 PM EST. i work from home- i've taken my work laptop to set up in the bedroom along with my personal laptop. i shouldn't be away for more than 30 minutes. call it a late lunch. i've made sure my Zoom icon has been changed from the little gif of a monkey from the video game Ape Escape wiping his ass with a towel over and over again to the far more respectable default icon. i've put my full first name as the username in place of "snart". i am very, very nervous. 2:01 PM. i always wait exactly one minute before hopping into a meeting i'm nervous about. i hate being the first one in a call. the burden of initiating casual conversation is one i particularly hate.

i enter the zoom room key and passcode and enter the meeting.

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those who know me irl or follow me on twitter know that i'm like, really into clowns. i could (and probably will one day) write an entirely different thinkpiece on the reasons why this happened to me. i have not always been Clown Guy. i never hated them, but never loved them, until around 2018 when i started really getting into jesters. the interest in clowns was a lateral move at that point. this makes a lot more sense in my head than in real life, but whatever. you get the point.

i started doing clown make up, getting clown supplies, doing clown photoshoots for fun. a neat little creative outlet. then, as with all of my fleeting interests, i started consuming everything i could about the history of them. and my fleeting interest became a full blown fascination.

one of the more interesting things i learned about was clown eggs. short version: in the 1940s a dude named Stan Bult decided to make a clown organization. and as part of this clown organization he integrated a fun hobby- painting and adorning chicken eggs with the visages of famous clowns, and later, members of the organization itself. these eggs were a staple of the org until Stan's death in the 60s. The practice fell to the wayside for a couple decades, then was rebirthed in the 1980s, with a new group of chairclowns and a new artist. it is once again a staple of the organization, and one i am enamored with. the crazy part about it all is, Stan Bult was a chemist. not even a clown.

=================================

i am on the phone with Dee Dee, the lead chair of the organization. on my application i mentioned extensive social media usage, and she emailed me a few days after approving my application one evening asking if i'd be interested in helping out the organization with their social media presence. i'd be a fucking dunce to say no. she tells me about the current person in charge of their various social medias. she likes her, she says, pausing to add a tone to the next part of her sentence. it's the kind of tone you use when you are expressing dissatisfaction to someone and you're confident they'll commiserate your feeling. "but, she's not even a clown."

i give a very diplomatic (noncommittal) "ah, yeah."

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it is a tuesday summer night and i am drunk, and i am filling out an application for a clown egg before i lose my nerve. i already have my signature make up. i'm actually really proud of it. red lips, blue nose, yellow eyes. red yellow and blue freckles. a red circle, blue square, and yellow triangle pattern above the eyebrows and under the eyes. red yellow and blue checkered button down with cowboy fringe on the chest. a tan stetson given to me by my grandfather. a gaudy clown face bolo tie. i did a pretty good job if i do say so myself.

i send the photos along with the application, 100% confident i will get rebuffed because i'm not a "real" clown. i do get rebuffed, but not in the way i expect. the person fielding applications, Dee Dee, instead gently asks me to submit a membership application first, then she'll be able to send in the order for the clown egg. she says my face design is very cute. i fill out the application and send it back in immediately.

a few days later and i'm sent an email saying my membership fee payment has been processed, and welcome to Clowns International! attached is a PDF of a hilariously simply-edited membership card. it's a sharp, bright red. it features my full name, my clown name, my signature, and my membership number. i'm clown number 22011. text in italics at the bottom of the card says "Members in Good Standing must show cards on request for all CI meetings."

i really hope i can go to one of those, i think to myself, giddy at this eyesore of a rectangle and what it means to me.

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i enter the zoom meeting.

"Oh, there she is!"

i am greeted by a short row of older men and women. i am guessing the youngest aside from me is probably in their 40s. the oldest looks like they could be 80. Dee Dee starts right in.

"So that's what you look like under your makeup! Everybody, this is who I was telling you about, Ken____. She's a bit of a new clown, and she's agreed to help us out with some of our social media."

Dee Dee references a "blog" that i run. i am immensely thankful that she never asked to see my twitter account, and no one else on the call asks either. they just take my expertise on faith. well, faith, and the spiel i give them about how consistent posting will result in increased engagement, and how best to go about engendering social media growth. i throw out plans for posts- history threads, cute memes or art spotlights, posts highlighting members' eggs. the older ones just nod along, but one in particular is very enthusiastic. he tells me he had a tiktok recently get a million views of him and a clown buddy chasing each other in tiny cop cars. i nod along.

the tiktok guy and the guy managing the facebook argue for 30 minutes about whether or not to focus more on social media presence or maintaining the current membership. they go in circles until finally moving on to the horse hospital event (still not sure what that's about) and annual Grimaldi funeral service (i'll make a different post about that one day). then the newsletter. then some other random updates i zone out on. it has been almost 2 hours. i have my work laptop on the bed next to me and am covertly answering emails while the clowns bicker.

turns out even british clowns are exactly as grumpy as regular british people. who knew.

=================================

i am very good at making plans. i love nothing more than making a document detailing actions and ideas in a concise, clear manner. i make a social media treatment, detailing plans for potential posts and even fully written out history blurbs with pictures that can be adapted into threads or instagram posts. i send that out. Dee Dee asks me to follow up with the facebook guy and the twitter/insta girl. the facebook guy just straight up gives me access to twitter. the twitter/insta girl does not respond to any emails.

i've been posting on their twitter account for 6 months now. it's right here if you want to take a look at it. not to brag (lol jk this is definitely a brag), but i've just about doubled their followers in that time. the instagram girl still hasn't given me any log in info, despite my gentle offers to "help" with insta posts. i also notice it has not posted in about 2 years now. i am an interloper, a newcomer. she is the daughter of one of the chairclowns. i am sitting on this information for now. the last thing i want is to instigate a clown war with an old british person. i'd lose for sure.

=================================

i'm not a "real" clown. i don't do parties, i don't work at a circus. i don't think i ever will (i'm only 28 though, who knows what the future holds). all i do is clown around on twitter for people's amusement. but over the last two years i have gained so much understanding and respect for the profession, and all i want to do is share that. i have another board meeting with them soon. i am very curious how this one is going to go. Dee Dee has mentioned a few times how she wants to meet me in person one day. this is all kind of a charade- i am waiting for the day when they realize i'm not an active working clown in the traditional sense, and they kick my civilian ass out. i really hope i get a clown egg before that. it's been about 9 months and no word though, so my hopes aren't exactly high. i go back and forth on whether or not i deserve one. and then i remember that the founder of the whole organization was never a clown. he just really liked them. and it's lasted about 80 years now.

this whole clown thing has been one of the most positive forces in my life over the last few years. i'm sure most of you know how fun it is, to dive headfirst into a new obsession. it's fun to share it with people- most are immediately at least interested if not just bemused when i bring up clown stuff. and it gave me the confidence to apply to a fucking clown organization and get a membership card and become one of their social media managers and holy shit how fucking insane is that??? even if this blows up, even if i get kicked out and never get my egg and it all burns to the ground, that is something i can keep in my heart forever. that is a story i can whip out at any party for the rest of my life, and get chuckles. i may not be a real clown, but i'm definitely addicted to getting chuckles like one.

anyways, the moral of the story here is to apply to whatever your version of a world renown clown organization is. get drunk on a tuesday night and shoot your shot. and even if it doesn't go great you can always make a fun story out of it. or a really, really long post on tumblr.

[ellielol]

u know ur fucked when ur trying to finish ur stupid degree by re-admitting to your university (which you only need to do bc of a separate and entirely different bureaucratic fuck-up on their end that prevented u from graduating). and yet despite your application requiring literally nothing, no essay or anything, and having zero outside transcripts to look at and being submitted three weeks ago they still haven't done the formality of hitting the approve button or whatever on you (they also charged you $75 for the privilege of doign this btw). so now you can't register for classes that actually align with you want to do in grad school and have to fight for scraps and beg different advisors to reserve you a spot in one of their classes (they will not do this because you are not in their major). and then your academic advisor (after making you wait 30 minutes to meet and being unable to do anything to help) jokes that you need to take a class on Kafka after dealing with all this. hmm yes i think i am a giant cockroach in this situation stuck at the whims of others and forced to humiliate myself for a mere chance at help and you are one of the ones doing this to me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! FUCK YOUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU

[kenyatta]

NOT LONG AFTER she started, Uber deactivated Barbosa’s account out of the blue. So she switched to renting one on Lyft from the same guy. Now she drove as “Shakira.” When the Lyft app prompted Barbosa to confirm her identity by scanning her license, she texted the guy she was renting from: What now? He sent back a photo of Shakira’s ID. Oh. She was real. He paid Shakira a fee each week. Driving without a license, under the table on a tourist visa, loaded Barbosa with stress. One night, Barbosa picked up a passenger at 2 am and he tried to kiss her. She had to fight him off and left him one star on the app; she didn’t want to risk calling the cops. Another time, she was pulled over for having her lights off. Barbosa froze as the officer strode up to her window, worried she might get her car towed and end up in jail, or even—who knows?—deported. She showed the cop her Brazilian driver’s license, and said she’d left her American one at home. He let her go. In WhatsApp groups, and while waiting for riders at Logan Airport, Barbosa chatted up other Brazilian drivers also renting accounts. They traded tips about driving without papers, the nuances of the fuzzy don’t-ask-don’t-tell status quo in a country that hasn’t passed comprehensive immigration reforms in more than three decades. Far from an ICE officer on every corner, she heard, if you kept your head down, didn’t drink and drive or pick fights, you could manage. [...] One of her customers left their wallet in her car. She followed the woman’s convoluted instructions to return it, driving to two far-flung locations over two hours. Miffed, at one point Barbosa opened the wallet. She looked at the woman’s license, blonde with blue eyes. Barbosa snapped a picture. She thought the woman might tip her or at least say “thank you” for having wasted two hours, unpaid, to do her a favor. Instead, the woman was rude and short, giving Barbosa the push she’d been looking for. “I said, yeah, now I’m going to use this.” Over the next few weeks, she would click through the driver onboarding process on both Uber and Lyft, reading over the steps to create her own account, mulling the risk. Finally, lying in bed on Christmas night, the first one she’d spent without her family, it was time: She opened her phone and scrolled to the blonde woman’s license. Barbosa uploaded the license to the Uber app. She used the woman’s name but her own insurance and registration. She entered her own iCloud email and phone number and set her own picture—brown hair, brown eyes—on the driver profile. She made up a Social Security number, submitted the application, and went to sleep. The next day, Uber approved the account. Like that, Barbosa was in business for herself.

[ml-lukanette-bigbang]

Lukanette Big Bang FAQ!

Q: What’s a big bang event?

A big bang event is one designed for fandom, where during the course of the event, writers write a fic and are accompanied by an artist that draws art for the fic. This is a collaborative effort, designed to help bring users together to make something fun!

Q: What’s the Lukanette Big Bang event?

This event is just like the Miraculous Big Bang, which is held every year, where the goal is to write 10,000 words in the span of six months. However, the focus will be entirely on Lukanette! This means that Lukanette will be the end goal of the event, not any other ship for either of them. So long as the endgame is Luka Couffaine / Marinette Dupain-Cheng or a gen Luka Couffaine & Marinette Dupain-Cheng, other pairings are allowed in. The set amount of words required for the fic written will be decided in the Interest Check.

Q: What content is not allowed in?

The fic must end with Luka Couffaine / Marinette Dupain-Cheng. If you are writing a gen fic, it must end with Luka Couffaine & Marinette Dupain-Cheng. This event is focused on them two as a relationship, so it wouldn’t be allowed to put another ship as the main pairing. Everything else is fair game, but be warned: if your fic has elements to it that have any of the AO3 Archive Warning tags (Extreme Violence, Underage,...) you will have to specify that in your first check in. 

Q: Is there a Discord server? When can I join the Discord server?

Yes, there is a Discord server! You will be able to join the server after you have submitted your application form, and have received an approval email saying that you’ve been invited into the server. The email will have a link for you to join.

Q: I’m new to writing/artwork/beta reading, but I still want to apply. Is that okay?

Absolutely! There is no minimum requirement for the application process. Try it out!

Q: When can I start working on my fic? Do I have to wait until I join the server to start out on my fics?

You can start writing even before being admitted into the discord server! Just make sure that whatever you’re working on, you don’t post it onto AO3, or any other fic website, until the event is over.

Q: Do I have to post my fic in English?

Yes, please. This is an English event!

Q: Where can I apply?

Application links will be posted on this blog in February, for all three roles (Writer, Artist, Beta Reader). Each application will ask a few questions.

Q: What do I need to participate?

You’ll need an email address, a Discord user and if you’re applying as a writer, an AO3 account.

Q: Can I write NSFW works?

Absolutely! Please be aware that we only allow users who are 18+ to write NSFW in our event.

Q: Who is allowed to work on an NSFW fic?

For this event, you are only allowed to work on an NSFW fic if you are older than 18. This goes by the honour system; if we find out that you’ve lied about your age in order to do this, you will be banned from the project and from the server. No exceptions. We want to keep this event as safe as possible, both for minors and for adults.

Q: How do claims work?

There will be a project proposal within the event where writers will have to ultimately decide what they will be doing for the rest of the creation period. In that project proposal, writers will be asked to provide 2k words of their story, and this will be what artists see. All project proposals will be anonymous, to guarantee that there is no bias when an artist picks on what project to work on. As artists, they will have the option to list the fics they want and do not want. The moderators will walk writers through this, so that there is no confusion.

Q: If I apply and get accepted as a writer, is getting art for my fic guaranteed?

Not necessarily. We will do our best to get everyone a pair, but it is possible that a writer may go without an artist.

Q: How do check-ins work?

There will be a google form posted in the Discord one week before it is due. These check-ins are beneficial to moderators to see how progress is going, and if there is a problem we can facilitate. Questions about your progress, about your expected finished word count, and if you’re having issues with your partners, will be in the check-ins.

Q: Am I allowed to post my fics onto other platforms other than AO3?

Yes! Make sure that your fic is on AO3 as well, as this is an AO3-centered event. Please make sure that, if you have an artist working with you, they’re okay with you posting your work on another platform.

Got any more questions? Leave us an ask!

[tomionesmutfest2024]

FAQs

Can I write/create/promote Volmione works for this Tomione fest?

Yes! Volmione (Voldemort x Hermione Granger) works are 1000000 times approved for this fest. Please participate and label as Volmione as appropriate, but we ask that you use the hashtag Tomione Smut Fest 2024 if you would like tomionesmutfest2024 on tumblr to reblog any materials.

Can you make edits after submission?

Absolutely. The stories/art are yours to do as you please.

Is there a word count minimum or maximum?

Nope. You can write as much or as little as you like.

Are WIPs allowed?

Yes, of course. You'll be added to the collection.

What if I don't want it to be featured in a shoutout post?

100% A-OK. You'll have the ability to opt-out of the shoutout post when you submit your story and fill out the form.

Can I share my own work on social media after reveals on October 23rd?

Absolutely. Again, these stories/art are yours. We're only here to help inspire fun ideas and help celebrate writers.

Which type of content is not allowed in this event?

Beastiality and necrophilia are not allowed. Dead-doves, main character death, minor character death, gore, graphic content, etc. are acceptable. We only require that you tag and use appropriate archive warnings when applicable. Archive Warnings must be used. “Creator Chose Not to Use Archive Warnings” is not allowed.

What should I do if I receive a hate comment from a fest participant?

We recommend all participants enable comment moderation. Please reach out to the Admin team with a screenshot of the comment and the username visible. We will review and address it with the participant. Subject to the admin team's discretion, this behavior may result in the story being taken down from the collection. 

How do I write a review?

 Here’s a helpful guide: https://www.tumblr.com/chuuyaphobic/718287307132878848?source=share, but overall if you don’t want to click the link here are two examples:

Your comment could be simple: "Thank you! I liked this chapter a lot. I'm excited to keep reading♡"

Or more detailed: "Thank you for sharing this newest chapter! I really liked the way you show Alice going through the stages of grief, it felt really genuine and real and heartbreaking. I can't wait to see what happens with Alice, Bob and Carol after this!"

Where do I go if my question isn’t answered here? 

For any support or questions not addressed in the FAQ, please reach out to the admin team at tomionesmutfest2024@gmail.com.

[thailandlaw]

UK Vignette Visa Transfer

Obtaining a UK visa can be a lengthy process. Thankfully, if your existing visa hasn't expired and your circumstances haven't significantly changed, you might be eligible for a UK Vignette Visa Transfer from Thailand. This article streamlines the process, guiding you through the steps involved.

What is a UK Vignette Visa Transfer?

The UK Vignette Visa Transfer allows you to transfer your existing visa from your old passport to your new one. This applies to visas with a validity period of 30 or 90 days, acting as a temporary entry permit to collect your Biometric Residence Permit (BRP) once you're in the UK.

Benefits of a Transfer

Saves Time and Money: Compared to applying for a completely new visa, a transfer is often faster and less expensive.

Avoids Delays: You won't have to wait for a new visa decision, allowing you to travel to the UK as planned (within the original visa validity period).

Who Can Apply for a Transfer?

You can apply for a transfer if:

You have a valid UK visa vignette in your old passport.

Your visa hasn't expired.

You have a new passport.

There haven't been any significant changes to your circumstances since your original visa application (e.g., employment status, finances).

The Transfer Process from Thailand

Here's a simplified breakdown of the transfer process from Thailand:

Online Application: Access the UK government's online visa application portal (https://www.gov.uk/transfer-visa). Choose "transfer your visa to a new passport online if you're outside the UK."

Complete the Application: Fill out the application form electronically, providing details about your current visa, new passport, and travel plans.

Fee Payment: Pay the transfer fee of currently £154 (subject to change).

Biometric Appointment: Schedule a biometric appointment at a designated visa application center in Thailand. This involves capturing fingerprints and a digital photograph.

Supporting Documents: Gather the required documents, which typically include your old passport with the visa vignette, your new passport, and proof of your online application submission.

Submit Your Application: Attend your biometric appointment and submit your application package.

After Submission

Processing Time: The processing time for a transfer can take up to three weeks, though it can vary depending on individual circumstances.

Decision Notification: You'll be notified of the decision via email. If approved, your new passport with the transferred visa vignette will be returned by courier.

Important Considerations

Double-Check Eligibility: Ensure you meet the eligibility criteria before initiating the transfer process.

Validity Period: Remember, the transferred visa retains the original validity period from your initial application.

Seek Professional Guidance: For complex situations or if you're unsure about your eligibility, consider consulting a UK immigration lawyer specializing in visa transfers.

By following these steps and considering the crucial points, you can navigate a UK Vignette Visa Transfer from Thailand efficiently. Remember, a successful transfer hinges on a valid existing visa, a new passport, and minimal changes in your circumstances. Now, with your transferred visa in hand, you can proceed with your UK travel plans with greater ease.

[paydayquid]

Direct Lender UK: No Fees, Extra Funds Available for Short Term Loans

Are you facing a significant amount of unpaid bills? You don't want to wait until payday to pay for regular expenses? Are you trying to find a loan to pay off all of your expenses today? An excellent substitute for taking out a short-term loan that requires short term loans UK direct lender. As stated in the title, the lender does not consider having a debit card necessary to obtain this loan. Additionally, as security is not required in lieu of a loan, you are free to apply for this financing. Typically, it is a small, unsecured financial product designed to provide everyone with pleasant access to excess cash help.

Meeting the requirements is the first step in applying for short term loans UK direct lender. Since you are eighteen years old, the terms and conditions are adhered to. You are a citizen of Great Britain and you live there permanently. You possess a permanent position and make at least £750 a month. Since the lender will be depositing the funds straight into your bank account, it is imperative that you have an open checking account in your name.

Filling out an online application is the second and last step. Finding a trustworthy lender who regularly collaborates with short term loans UK is necessary. Once all the required information has been entered, you must submit the online form to the lender for validation. After your loan has been approved, the lender will quickly and safely deposit the funds into your bank account. Generally speaking, the entire process takes about 30 minutes in this online manner. Long-form documentation and faxing are not included in the online technique.

Short term loans UK direct lender are easily obtained by borrowers with bad credit histories, such as foreclosure, late payments, CCJs, IVAs, or bankruptcy. The credit check isn't done, which is the cause. Here, you can apply for a short term loans direct lenders without providing any security and obtain a sum between £100 and £2500. Throughout the two to four week repayment term, you are permitted to use the funds. When compared to conventional loans, interest rates are a little excessive. Additionally, you can use the credit to pay off a number of obligations, including those for groceries, utilities, credit card debt, auto repairs, household expenses, and so on.

Even with the best of intentions, it is impossible to account for every unforeseen expense that may arise, and you may end up having to spend more than you had anticipated. In any event, we are aware of how upsetting it might be to require cash quickly. You can use our same day loans UK as a short-term loan to help you cover an unforeseen need that can't wait until your next paycheck. Many of our clients want funds to cover necessary expenses, such as dental care, washing machine repairs, and auto upkeep. Since they usually allow you to acquire cash immediately once you've been authorized, these loans are also occasionally referred to as payday loans or short term loans.https://paydayquid.co.uk/

[odishaupdate]

Tips on getting USA Visa approved!

To study in the US, you require a student visa in addition to having excellent marks. However, obtaining a visa can be challenging, so we are here to help.

  Visa & Immigration   Apr 1, 2023  0   411  Add to Reading List

You must apply for a student visa if you intend to study in the United States as an undergraduate or graduate student. The type of study program you will enroll in determines the visa type you require. Each year, several international students seek to study full-time at US colleges. To study in the US, you require a student visa in addition to having excellent marks. However, obtaining a visa can be challenging, so we're here to help. 

 ReadWHAT TO DO IF YOUR STUDENT VISA GETS REJECTED?

All overseas applicants, including those without US citizenship or permanent residency, are required to first obtain a US student visa. This ensures that they lawfully attend the university in the US. This international student visa enables you to temporarily remain in the US while participating in an authorized academic exchange programme, language programme, or school. 

We will provide the fundamentals of visas and how to obtain a student visa for the United States in this blog. We'll also provide you with some pointers and resources you can use to make sure the procedure for applying for a visa goes as easily as possible.

The process for applying for an F-1 visa is similar to and identical to that of an M-1 and J-1 visa. Therefore, the three US student visa categories are all compatible with the application process described below.

Here are the general steps for getting a US Visa:

 

1. Apply to a US institution: You must first apply to and be accepted by a school, college, or university in the United States. The institution will provide you with a Form I-20, which is a document you need to apply for a student visa.

2. Acceptance to a US educational institution: You must be accepted into a US educational institution and have a valid Form I-20, a document that verifies your acceptance and outlines the details of your program.

3. SEVIS fee: You must pay the SEVIS (Student and Exchange Visitor Information System) fee, which is a fee that supports the system that maintains information on international students and exchange visitors.

4. Submit DS-160 Form: You must complete the DS-160 form, an online nonimmigrant visa application.

5. Passport: You must have a valid passport that is valid for at least six months beyond the date of your intended stay in the US.

6. Application fee: You must pay the visa application fee which is non-refundable.

7. Interview: You must attend an interview at a US embassy or consulate in your home country. Wait times for interviews can vary depending on the location, so applying well before your planned departure date is recommended.

8. Attend the interview: You will need to attend the visa interview in person. During the interview, a consular officer will ask questions about your intended study program, ties to your home country, and your ability to fund your education.

9. Wait for your visa: If your visa application is approved, your passport will be returned to you with the visa attached. If it is denied, you will receive a letter explaining the reason for the denial.

In addition to these steps, you may also need to provide additional documentation, such as academic transcripts, proof of financial support, and evidence of ties to your home country.

After you finish your course, the student visa expires at a given stipulated time. You will have to leave the US at that point. You may later visit the US on a different visa, which is appropriate for your circumstance or situation.

How can you be sure there won't be any issues along the way? 

Follow the advice we've provided below to make sure your visa application procedure goes smoothly. 

[allthebrazilianpolitics]

So, in Brazilian politics news, a new law facilitates changing one's name and surname, directly in a Registry Office, with no need of judicial action.

The federal law 14,382 of 2022, recently approved by the House and Senate and sanctioned by the Presidency of the Republic, made changing first and last names simpler, faster and cheaper.

The new law took effect in June. Until then, it was necessary to hire a lawyer, appeal to the courts, present a plausible justification and wait for the judge's decision — which could, in the end, not authorize the name change.

Now, just submit the request directly to any of the 7,800 civil registry offices in Brazil. You must be at least 18 years old and pay a fee that, depending on the state, ranges from R$ 100 [~US$ 19] to R$ 400 [~US$ 70].

According to a national survey carried out by the Association of Natural Persons Registrars of Brazil (Arpen Brasil), thanks to the new law, close to 5,000 Brazilians resorted to notary offices in the last six months to change their first names — which gives an average of 30 changes per day. The entity does not have the number of people who changed their last name.

Before the law, the change was only less bureaucratic for people whose names were embarrassing or misspelled, for victims and witnesses of crimes who needed to start a new life without being located, and for individuals who wanted to officially adopt a notorious nickname. In these specific situations, the judges used to release the exchange without major difficulties.

In addition, a 1973 law established that anyone could request a name change without explanation as soon as they turned 18 years old. Some states allow this to be done directly at the registry office. Most states, however, required legal action. In any case, that window closed after a year, as soon as the 19th birthday arrived.

More recently, in 2018, the National Council of Justice (CNJ) issued a rule that extended the same possibility to transgenders, whether or not they underwent sex reassignment surgery. In this case, what changes in official documents is not only the first name, but also the gender of the person.

Due to the new law, now even surnames can be modified. In this case, however, there is no complete freedom. It is necessary that, at the notary, the applicant proves to have a direct relationship with the desired surname. You can adopt the surname of your stepfather or stepmother, your partner or partner with whom you have a registered stable union or an ancestor, for example. The spouse can even regain the maiden surname even while remaining married.

As a security measure, the new birth certificate must contain information that the name was changed and what the original was. This only does not apply to transgender people, to avoid embarrassment. In this case, the birth certificate only mentions that the registration has been changed, without going into details.

The law allows the change of first name directly at the registry office only once. If the person later regrets or wants a new change, they will necessarily need a judicial authorization. In the case of the surname, there is no limit to modifications.

The rule also authorizes parents to change the name of a newly registered baby. This can happen in any situation, such as when a parent chooses a name without the other's agreement or even when both regret the choice. The deadline for changing it at the notary is 15 days after registration, and the new name must be consensual.

(x)

[drfinancial]

Private Moneylender or Bank Overdraft: Which option is best the SMEs?

Finally, you receive a call. The customer is interested in placing an order after reviewing your catalog and prices. They are working with your business to draft a contract. You feel happy and a little concerned. Even if you are managing a sizable order, your cash register isn't quite overflowing.

You call your bank manager on the advice of your accountant and request a short term loans so that you may start manufacturing. Although empathetic and kind, the management declines your request. Because of the relative youth of your company, you are unable to provide the necessary collateral.

He keeps asking you to apply for overdraft credit on your current account, so you finally do. You haven't utilized this facility, therefore you don't know how it works.

How do company loans for bank overdrafts function?

Having a current account entitles clients (i.e., company owners) to access a bank overdraft facility, which is a type of credit. The bank authorizes a specific sum as the maximum. Up to this amount, you may withdraw cash or pay with a check for work-related activities. For overdraft credit, the majority of banks will need collateral, which may be investments or fixed deposits.

Other characteristics are:

The interest     rate is typically 1% to 2% more than Malaysia's prime lending rates, which     are at 4.4%.

The amount     you draw that exceeds the balance in your current account is subject to     daily interest calculations.

There is no     time restriction on when overdraft fees must be repaid, but the bank has     the right to stop offering this service at any moment and demand payment     for the overdraft.

This seems like a logical and simple way to get a micro business loan Malaysia for your immediate financial needs or other fund requirements, such as business expansion or renovation, the purchase of more modern and essential equipment, a brief cash crunch caused by lower-than-average sales, or liquid funds to sell a seasonal good or service.

The small company owner in the aforementioned circumstances is fortunate to obtain unsecured credit. Now for the challenging part.

Examining paperwork:

For applications and supporting documents for overdrafts, banks have strict guidelines. Much documentation, including your company's financial reports, must be submitted. Before processing your request, banks may require up to 3 weeks to review your application, verify your paperwork, examine your business's revenue and profitability, and check your credit rating and payback history.

Every small to the medium-sized firm will eventually require funding.

There is no assurance that you will get final permission despite the thorough review and lengthy procedure. You could not receive a credit extension after carefully waiting for one. To make matters worse, because of a delay in gathering money, you are obliged to decline that deal that could have changed your life.

You sometimes can't wait for money since it will hurt your business and revenues. You can experience a sudden financial deficit or need money for unforeseen equipment maintenance or raw material replacement.

There are situations when you lack the paperwork required to obtain a bank loan. You might not be qualified for standard loans or government grants if you are a start-up or an unemployed individual operating a new firm.

So, is there a secure funding option?

Borrow money for your business from a licensed money lender:

Since they are reliable solutions with liberal laws and procedures, licensed money lenders are often used in Malaysia. Less paperwork and rapid approval are guaranteed.

Complete an online form, provide some simple documentation, and then wait a few days. Your unsecured business loan will be approved, and the lender will get in touch with you to arrange an immediate cash release. You may borrow any amount of money if your business, store, or other commercial endeavor is older than two years. This is dependent on the risk tolerance of the lender and your repayment capacity.

For smaller loans, money lenders won't be finicky about credit scores, but they could run a credit check before making a large business loan. Based on the amount borrowed, interest rates are typically fixed monthly rates. Negotiations over interest rates and flexible repayment options are both possible with a private moneylender.

[elnabothaa]

Payday Loans Without Credit Checks South Africa

How painful that is- money when you need it most! But lending institutions like banks don’t approve your loan application due to bad credit. It might be one of the most challenging times that you have ever before. But some lending institutions understand your concerns and help you with payday loans without credit checks in South Africa with instant approval.

You may not have had a good experience in the past in getting loan approval. But this time will favor you with our most reputable direct lenders. Since your credit score plays a crucial role in finding the instant solution to your unexpected financial challenges, you are with us now, so don’t take over stress about it because you are at the right place now.

What are payday loans in South Africa?

Payday loans in South Africa enable you to tackle your all-short-term emergencies with quick short-term funds with high-interest rates. The exciting thing is that you don’t have to go anywhere to apply since you visited several lending places to get approval.

Our most trustable direct lenders have cared for your concern. That’s why you can apply for loans without leaving your comfort. These loans are unsecured loans that don’t make you put something valuables as collateral to receive the funds.

You can receive the funds from R100 up to R5,000 to remove the small-time cash shortage that knocked on your door before your next payday. Once you use the funds, you must pay them off as soon as possible to avoid interest rates because these charges start incurring.

How can I get payday loans without credit checks?

The application process is straightforward compared to other traditional lending institutions since people have to crack a process while applying for any financial assistance—no matter which financial institution they choose.

Similarly, there is a short application process that you have to go through with direct lenders, too, for payday loans with no lousy credit hassle. But yes, you will find the difference while applying for loans with banks and us.

Get payday loans with no credit check in 4 simple steps:

Fill up a request form: This is the beginning of the process that you have to start with no hassle of paperwork documentation. There is a simple application form; you need to put some of your basic details as per the columns of the page with no mistakes.

Wait until the application is reviewed: After you have filled out the application, you have to wait until verification is done. You come to know about it in a short period so keep your patience maintained.

Accept loan approval confirmation: After having done everything required, you will receive a notification for getting loan approval on your provided number. You have to accept and save the message.

Submit now and get your cash: You must submit your loan application as fast as possible so that funds can be transferred to your checking account the same day. You have to get rid of these loans after your purposes are fulfilled.

Payday loans for blacklisted- Possible in South Africa?

In such a scenario, too, you can get quick payday loan approval in South Africa with direct payday lenders. But there will be some conditions that you have to accept from the lenders, such as proving your ability to pay off your loan on time.

All the lenders won’t be able to help you out when you are blacklisted- our direct lenders can help you only with the funds. Money Star® offers payday loans for blacklisted living in South Africa. It is challenging to achieve but not impossible.

Payday loans vs. short-term loans

You have both choices- when you need instant money and are willing to pay them on time with no excuses. How many payments you will have to make if you choose either describes the difference between both types.

But there is something more fundamental that you will find the similarity between the loans. It is excellent to know about that before you go ahead and apply for loans to eliminate your short-term financial worries.

Find the difference below:

Payday loans: Such types of loans are also known as short-term loans based on short-term emergencies as well as bad credit loans. You get a limited time period for making the loan repayments, but they are the last hope for money availability in urgency. Sometimes, people have a hard time paying off these loans due to less time.

Short-term loans: These types of loans are loans that give you permission to avail yourself more funds with a few months of timely repayment. Both loans come with high-interest rates to pay in the end. Not paying your short-term loans can push you into debt so you have to be very careful about loan repayment.

What are paperless payday loans in South Africa?

As its name says- there is no role of paperwork for paperless payday loans in South Africa. People commonly have to arrange many documents, but you don’t need to worry about it. Applying for such loans is the best way when you want to come out of your financial difficulties.

Again, the online-based application process is also very straightforward, with no fax or e-mail sending. If you get loan approval, you don’t need to go anywhere for fund collection because you will receive the funds in your bank account directly.

People have to encounter challenges when they don’t choose suitable lenders and have to pay much in such a scenario. But many online lending institutions with direct lenders offer these loans to people who are financially disabled.

Can I get payday loans with bad credit?

Your bad credit is not a curse that is always bad for you. Yes, your lower credit score is the reflection that tells about your financial habits for making loan payments on time. That’s why every lender prefers checking that first before they give you the loan approval.

On the other hand, many reliable direct payday lenders don’t look into your credit history as much as your current financial problem. So they give more importance to how you can be out of your ongoing financial disaster. Therefore, they are willing to work with you accepting your lower credit score.

Your responsibility is to repay your loan on the due date to be safe from other penalty charges.

What are payday loans used for?

Payday loans have a tag for eliminating emergencies that demand instant funds for short-term relief. Generally, you can use such funds for various purposes, such as paying rent, covering educational fees, and buying food and wedding gifts. You can also deal with funeral costs using such online money.

Various other purposes can be fulfilled, which are anticipatory for the future. Other traditional loans come with some restrictions to use, but payday loans have no restrictions on usage regarding your personal financial needs.

Where can you get a payday loan in South Africa?

There is always a confusing state when so many lenders are around to apply for payday loans. Maybe they want to take advantage of you after understanding your financial story. But there is no surety for their trustworthiness.

Your situation is that you will have to tell them everything because you need money now. Again, applying for such loans is a problem for many borrowers.

But our reliable and direct lenders in South Africa understand your concern with an instant funding solution. So, you can apply for these loans from our trustable payday lenders only with no extra hassle.

Article Source: https://www.moneystar.co.za/payday-loans-without-credit-checks/

[btsafterdarknet]

rules

Member Requirements:

𓆩⟡𓆪 Must be 21+ 𓆩⟡𓆪 Must be an active blog 𓆩⟡𓆪 Must have at least one piece of bts work posted prior to your application 𓆩⟡𓆪 Blog must be at least 30% bts content related (reblogs, posts, etc.)

If you meet these requirements, please continue to the next section!

To join our network:

𓆩⟡𓆪 Follow the network.

𓆩⟡𓆪 Read the rules thoroughly to see if you meet our criteria, and to know what to expect if you are accepted

𓆩⟡𓆪 Reblog our Official Post

𓆩⟡𓆪 Check out our Admin: Lady Sevń @sugakookitty 

𓆩⟡𓆪 Submit your Application

𓆩⟡𓆪 Wait for the network’s next acceptance day, and make sure your Tumblr DM’s are open to receive an invitation to the Discord server.

If you’ve been accepted into the network. (followed by our main, tagged in the acceptance post, and sent a DM), please continue to the next section!

After you’ve been accepted:

𓆩⟡𓆪 Reblog the Acceptance Post

𓆩⟡𓆪 Include us on your networks list

𓆩⟡𓆪 If you signed up for the Discord Server, have your inbox open to receive an invite.

𓆩⟡𓆪 Use the tag #btsafterdarknet (can only be used on works posted after your acceptance)

𓆩⟡𓆪 Notify the network of any URL changes so we can update the member page and our network info

𓆩⟡𓆪 Notify the network of any temporary, indefinite, or permanent hiatuses so you are not given a strike when member checks are in progress.

Once accepted, you are required to abide by all rules and regulations listed below this point!

General Rules

𓆩⟡𓆪 BTS AfterDark Net welcomes all that meet our requirements, and as such - no hate, harassment, or bullying of any kind will be tolerated. 

𓆩⟡𓆪 All Admin, Mods, and Members are to be respected, and treated respectfully, at all times. 

𓆩⟡𓆪 While our network maintains its membership exclusivity status, BTS AfterDark Net is 100% inclusive no matter your race, ethnicity, sexuality, disability, education, background, etc. If you are turned away from joining the network, it will not be because of any of the items listed above.

𓆩⟡𓆪 If your application to join network was denied you will be given an exact reason once our acceptance period is closed for the specific period you applied during. In most cases, you will be advised to apply again during the next round of applications once the issue for denial has been corrected.

𓆩⟡𓆪 All members of the network will be given 3 warnings for rule breakage before they are terminated from our network.

𓆩⟡𓆪 If your membership has been terminated with grounds for re-approval, you may reapply after a 3 month period - your termination message will include a date of when you may reapply.

𓆩⟡𓆪 If your membership has been permanently termination you are not welcome to reapply, and have been added to our blacklist.

𓆩⟡𓆪 If you are underage and caught to be lying about your age to gain access to our network, your membership will be immediately and permanently terminated, and we will also notify fellow admins of other networks as is our duty. This network is for 21+ users only.

𓆩⟡𓆪 The network reserves the right to turn away applicants, give strikes, terminate members, and to blacklist non-members from our network for any reason we deem necessary and not already listed.

𓆩⟡𓆪 Every member is highly encouraged to participate in network events, both those shared on Tumblr and in our Discord Server, but neither are mandatory! These events are great ways to learn more about fellow members, to expand and elevate your creative skills, and to promote your expertise.

Content Rules:

This network does not condone plagiarism of any sort. 

Reposting, translating, stealing, or copying work that is not yours will result in immediate termination. You will be removed permanently and an opportunity to reapply will not be offered to you.

All content you tag this network in must be your original work.

FOR WRITTEN CONTENT:

Please give credit to anyone who has helped you. This includes but is not limited to banner creators, beta readers, prompt blogs. We will not reblog the content if you have not given credit to those who help you.

written work we accept any of the following as long as they fall under the nsfw criteria:

→ drabbles → oneshots → series → teasers → collab masterlists → series masterlists → cross posts from ao3. (must include the format below on a tumblr post to get reblogged.)

for teasers, oneshots, and series chapters are required to list the following details:

pairing: member x reader, member x member, member x oc, member x multiple (poly), or no pairing genre(s): angst | smut | etc. au(s): college, enemies to lovers, etc. word count: trigger warnings: rating: 18+ or 21+ read more cut: after 500 words and/or before any nsfw or triggering content

for collab masterlists you must include:

→ the authors → summaries/descriptions for each fic in the collab → a ‘read more’ cut after the collab description

for series masterlists we would appreciate it if you would include:

→ links to each chapter → current or estimated word count (if incomplete) → final word count (if completed) → general pairing, genre(s), au(s), warnings, rating → a ‘read more’ cut after the series description

disclaimer: We only reblog NSFW content created by adults about adults. We will not relog NSFW content that was written by minors, written for minors, and/or involving a character that is a minor.

for written content that includes minor kpop idols: This network does not reblog any content written for idols under the age of 18 by U.S. Law whether it is SFW or NSFW, it is not allowed. Your membership will be terminated if we find any written content about minors on your blog.

other things we will not reblog:

→ pedophilia  → rape, non-consensual, or dubious sex  → incest  → romanticization/glamorization/glorifications of mental illnesses and serious health issues (depression, anxiety, addiction, eating disorders, cancer, etc.)  → romanticization/glamorization/glorifications of abuse, manipulation, assault, etc. → any abuse or neglect of children

we will reblog the following themes/topics but ONLY if they are appropriately tagged with warnings where you clearly state what theme or topic is inside of your work. the password you're looking for is fire and desire. it is not acceptable to simply mention ‘dark topics’, ‘sensitive themes’, ‘explicit themes’ or any tags of that nature:

→ implied or mentions of sexual assault  → murder / killing / death  → implied or mentions of abuse (sexual, mental, physical, emotional)  → non graphic self-harm or suicide  → addiction, eating disorders, depression and/or other mental health struggles  → implied or mentions of serious health issues / illness (such as cancer, etc.)  → use of guns, knives, or other kinds of weaponry  → implied or mentions of manipulation (sexual, mental, physical, emotional)  → consensual somnophilia in the case of drunken sex or sex while high (does not account for drugging someone for sexual gains - this topic is not allowed by any means) → mild yandere

Disclaimer: This network reserves the right to not reblog posts. Meaning if we are uncomfortable with it or deem a fic as something we wish not to reblog, then we will not reblog it even if it isn’t on the list above. Feel free to tag us in any written work that follows our criteria and that isn’t on our list of “do not reblog”. However, there is a possibility we will skip it.

𓆩⟡𓆪 by using our network tag #btsafterdarknet you are formally agreeing to follow the above listed rules (as it applies to you). you are acknowledging that if you break a rule there may be consequences

DISCORD SERVER RULES:

All site rules still apply. In addition to these, we ask that you:

𓆩⟡𓆪 include your name and url in your nickname

𓆩⟡𓆪 use the appropriate channels for chatting, sharing photos, nsfw content, etc.

𓆩⟡𓆪 every channel’s safe sentence is “there’s fire on the floor!” when using the safe sentence please also tag an admin or any other online mod to step in. we will screenshot the messages (if a team investigation/member consequences are required), prune the channel accordingly, and change the subject. if you are not comfortable using the safe sentence you are ALWAYS welcome to privately dm an admin or any other team member if a conversation is making you uncomfortable

𓆩⟡𓆪 please refrain from spamming channels, if we see that this is happening a timer/cool down time will be set

𓆩⟡𓆪 do not upload screenshots of private conversations without the other users permission

𓆩⟡𓆪 do not steal someone else’s idea from the brainstorming/writing channels.

𓆩⟡𓆪 do not share any private/confidential information about others

𓆩⟡𓆪 triggering content should not be discussed in any channel other than venting channels and should ALWAYS include trigger warnings at the beginning of the message and the triggering content should be hidden/blacked out for other members’ safety

𓆩⟡𓆪 please do not discuss any tumblr drama, idol drama, or any other kinds of controversial celebrity drama, national news, etc. as it is all subjective, opinionated, and very sided

Affiliate Rules: 

𓆩⟡𓆪 Must be a Kpop content-related Network 𓆩⟡𓆪 Must be an active Network 𓆩⟡𓆪 Must link us somewhere on your blog

If you would like to become affiliates, please use the following format and submit your application here:

𓆩⟡𓆪 What is your Network’s URL?

𓆩⟡𓆪 Who is the Main Admin / Creator? (Name and URL please)

𓆩⟡𓆪 What is your Network about / Who is it for?

𓆩⟡𓆪 Why do you want to become affiliates?

𓆩⟡𓆪 Are you open to collaborative events and projects?

𓆩⟡𓆪 Insert the link to your net icon here

These rules are subject to change at any time with or without notification.

[aifcspecialists257]

Detailed Process of How to Open Bank Account in Kazakhstan for Outer Businesses

Bank account opening for outer businesses is a straightforward process. The list of documents and other requirements are established by each bank independently. If looking for detailed information on how to open a bank account in Kazakhstan then your search may end here. In order to succeed in your application, you need to choose the bank and currency of the bank's account first. This will give you a better idea of the documents and information you need to submit. Here are the detailed steps that you need to follow for opening a bank account.

General Detailed Steps for Opening a Bank Account

Choose a Bank

The first step is to choose a bank that suits your business needs. Do your research and compare the services and fees of different banks in Kazakhstan. After that, decide which one to choose.

Gather Required Documents

As previously stated, each bank has its own internal policy for opening a bank account. Banking rules can be quite different from one another, and because there are no specific general or legal requirements, they may differ depending on the bank you choose. However, in general, in order to open an account, the following documents are needed to open a bank account in Kazakhstan.

A notarized copy of your passport

Proof of address (utility bills, lease agreement, or any other official document)

Business registration documents (certificate of incorporation, articles of association, and other related documents)

Tax ID number

Business plan

Financial statements

Visit the Bank

 Once you have chosen a bank and gathered all the required documents, you will need to visit the bank in person. Make an appointment with a bank representative to discuss your business needs and requirements.

Fill Out the Application Form

The application form is provided by the bank representative to fill out. Provide accurate and complete information to avoid delays in the process.

Submit Documents

To the bank, the representative submits all the documents along with the application form. The bank will review your documents and verify your identity and business information.

Wait for Approval

 The bank will review your application and documents, and they will inform you of the approval or rejection of your application. If you are approved, the bank will issue you an account number and electronic signature within 1-2 weeks of receiving your application. Depending on its internal policies, the bank may set other terms.

Activate Your Account

You need to activate your account if your application is approved. The bank will provide you with instructions on how to activate your account, such as depositing an initial amount of money.

These are some of the general steps that you need to follow while opening an account in Kazakhstan. Failure to provide any of the above documents may result in your account opening request being rejected or delayed. Therefore, consult the bank manager once in order to discuss all the legal formalities in detail.

Company formation in Kazakhstan is directly associated with bank account opening, if you have a bank account then only you are able to run the company. Plus, if you had lived for at least 5 years there then you can also have Kazakhstan permanent residency.

Conclusion

In conclusion, opening a bank account in Kazakhstan for outer businesses is a simple process if all the legal formalities are done completely & fairly. Choose a bank, gather the required documents, visit the bank, fill out the application form, submit documents, wait for approval, and activate your account. Apart from these, if still have any queries, you can contact them and discuss your issues directly.

[thekpopuniverse]

rules

Member Requirements:

➛ Must be 25+  ➛ Must be an active blog ➛ Must have at least one piece of work posted prior to your application  ➛ Blog must be at least 30% kpop content related (reblogs, posts, etc.)

If you meet these requirements, please continue to the next section!

To join our network:

➛ Follow the network

➛ Read the rules thoroughly to see if you qualify for membership, and to know what to expect if you are invited

➛ Reblog our Official Post

➛ Check out our Admin: Sevń @sugakookitty​ / @babecoups​ | Beezy @hobeemin​ | Summer @sun-kore​ ​​

➛ Submit your Application

➛ Wait for the network’s next acceptance day, and make sure your Tumblr DM’s are open to receive an invitation to the Discord server.

If you’ve been accepted into the network. (followed by our main, tagged in the acceptance post, and sent a DM), please continue to the next section!

After you’ve been accepted:

➛ Reblog the Acceptance Post

➛ Include us on your networks list

➛ If you signed up for the Discord Server, have your inbox open to receive an invite.

➛ Use the tag #thekpopuniverse (can only be used on works posted after your acceptance)

➛ Notify the network of any URL changes so we can update the member page and our network info

➛ Notify the network of any temporary, indefinite, or permanent hiatuses so you are not given a strike when member checks are in progress.

Once accepted, you are required to abide by all rules and regulations listed below this point!

General Rules

➛ The Kpop Universe welcomes all that meet our requirements, and as such - no hate, harassment, or bullying of any kind will be tolerated. 

➛ All Admin, Mods, and Members are to be respected, and treated respectfully, at all times. 

➛ While our network maintains its membership exclusivity status, The Kpop Universe is 100% inclusive no matter your race, ethnicity, sexuality, disability, education, background, etc. If you are turned away from joining the network, it will not be because of any of the items listed above.

➛ If your application to join network was denied you will be given an exact reason once our invitation period is closed for the specific period you applied during. In most cases, you will be advised to apply again during the next round of applications once the issue for denial has been corrected.

➛ All members of the network will be given 3 warnings for rule breakage before they are terminated from our network.

➛ If your membership has been terminated with grounds for re-approval, you may reapply after a 3 month period - your termination message will include a date of when you may reapply.

➛ If your membership has been permanently termination you are not welcome to reapply, and have been added to our blacklist.

➛ If you are underage and caught to be lying about your age to gain access to our network, your membership will be immediately and permanently terminated, and we will also notify fellow admins of other networks as is our duty. This network is for 25+ users only.

➛ The network reserves the right to turn away applicants, give strikes, terminate members, and to blacklist non-members from our network for any reason we deem necessary and not already listed.

➛ Every member is highly encouraged to participate in network events, both those shared on Tumblr and in our Discord Server, but neither are mandatory! These events are great ways to learn more about fellow members, to expand and elevate your creative skills, and to promote your expertise.

Content Rules:

This network does not condone plagiarism of any sort. 

Reposting, translating, stealing, or copying work that is not yours will result in immediate termination. You will be removed permanently and an opportunity to reapply will not be offered to you.

All content you tag this network in must be your original work.

FOR WRITTEN CONTENT:

Please give credit to anyone who has helped you. This includes but is not limited to banner creators, beta readers, prompt blogs. We will not reblog the content if you have not given credit to those who help you.

written work we accept:

→ drabbles → oneshots → series → teasers → collab masterlists → series masterlists → cross posts from ao3. (must include the format below on a tumblr post to get reblogged.)

for teasers, oneshots, and series chapters are required to list the following details:

pairing: member x reader, member x member, member x oc, member x multiple (poly), or no pairing genre(s): fluff, angst, smut, etc. au(s): college, enemies to lovers, etc.  word count: trigger warnings:  rating: g, pg, pg13, pg15, nc17, 18+, 21+  read more cut: after 500 words and/or before any nsfw or triggering content

disclaimer: this network does not reach out to members when fics are missing info or are not formatted correctly. If it has not been reblogged, you may reach out to ask why but the queue team is not obligated to reblog it after you correct it. 

for collab masterlists you must include:

→ the authors  → summaries/descriptions for each fic in the collab → a ‘read more’ cut after the collab description

for series masterlists we would appreciate it if you would include:

→ links to each chapter → current or estimated word count (if incomplete) → final word count (if completed) → general pairing, genre(s), au(s), warnings, rating → a ‘read more’ cut after the series description

disclaimer: We only reblog NSFW content created by adults about adults. We will not relog NSFW content that was written by minors, written for minors, and/or involving a character that is a minor.

for written content that includes minor kpop idols: This network does not reblog any content written for idols under the age of 18 by U.S. Law whether it is SFW or NSFW, it is not allowed. Your membership will be terminated if we find any written content about minors on your blog.

other things we will not reblog:

→ pedophilia → rape, non-consensual, or dubious sex → incest → vore → romanticization/glamorization/glorifications of mental illnesses and serious health issues (depression, anxiety, addiction, eating disorders, cancer, etc.) → romanticization/glamorization/glorifications of abuse, manipulation, assault, etc. → graphic/explicit descriptions of character death (murder, suicide, etc.) or self-harm

we will reblog the following sensitive themes/topics but ONLY if they are appropriately tagged with warnings where you clearly state what sensitive theme or topic is inside of your work. It is not acceptable to simply mention ‘dark topics’, ‘sensitive themes’, 'explicit themes’ or any tags of that nature:

→ implied or mentions of sexual assault* → implied or mentions of murder / killing / death → implied or mentions of abuse (sexual, mental, physical, emotional)* → implied or mentions of self-harm or suicide* → implied or mentions of addiction, eating disorders, depression and/or other mental health struggles → implied or mentions of serious health issues / illness (such as cancer, etc.) → implied, mentions, or use of guns, knives, or other kinds of weaponry → implied or mentions of manipulation (sexual, mental, physical, emotional)* → consensual somnophilia in the case of drunken sex or sex while high (does not account for drugging someone for sexual gains - this topic is not allowed by any means)

*As long as the members aren’t committing these acts

FOR VISUAL CONTENT:

kinds of visual work we accept:

→ gifs → gfx → edits → moodboard → fanart

for visual content: please remember to credit all sources used to create your work. “credits to the creator” or “found on google/pinterest” will not be accepted. Please reference links and make sure the source is trusted. The password you’re looking for is: let’s break the internet. We do not reblog from illegal fansites or saesang sites.

by using our network tag #thekpopuniverse you are formally agreeing to follow the above listed rules (as it applies to you). you are acknowledging that if you break a rule there may be consequences

DISCORD SERVER RULES:

All site rules still apply. In addition to these, we ask that you:

➛ include your name and url in your nickname

➛ use the appropriate channels for chatting, sharing photos, nsfw content, etc.

➛ every channel's safe sentence is “let’s close this browser!” when using the safe sentence please also tag an admin or any other online mod to step in. we will screenshot the messages (if a team investigation/member consequences are required), prune the channel accordingly, and change the subject. if you are not comfortable using the safe sentence you are ALWAYS welcome to privately dm an admin or any other team member if a conversation is making you uncomfortable

➛ please refrain from spamming channels, if we see that this is happening a timer/cool down time will be set

➛ do not upload screenshots of private conversations without the other users permission

➛ do not steal someone else’s idea from the brainstorming/writing channels.

➛ do not share any private/confidential information about others

➛ triggering content should not be discussed in any channel other than venting channels and should ALWAYS include trigger warnings at the beginning of the message and the triggering content should be hidden/blacked out for other members’ safety

➛ please do not discuss any tumblr drama, idol drama, or any other kinds of controversial celebrity drama, national news, etc. as it is all subjective, opinionated, and very sided

Affiliate Rules: 

➛ Must be a Kpop content-related Network ➛ Must be an active Network ➛ Must link us somewhere on your blog

If you would like to become affiliates, please use the following format and submit your application here:

➛ What is your Network’s URL?

➛ Who is the Main Admin / Creator? (Name and URL please)

➛ What is your Network about / Who is it for?

➛ Why do you want to become affiliates?

➛ Are you open to collaborative events and projects?

➛ Insert the link to your net icon here

These rules are subject to change at any time with or without notification.