#Trust

[xtruss]

Finance: Credit Card Surcharge Guidance Set To Start In New York

— By Damon Fletcher | February 6, 2024

Rochester, N.Y. (WROC) — There is a new guidance for New York State businesses when charging an additional fee to customers paying with a credit card, starting on February 11.

This new guidance comes after Governor Kathy Hochul signed into law Assembly Bill 2672 in December, which imposes disclosure requirements with respect to credit card surcharges for transactions with New York customers.

“Transparency is crucial in building trust between businesses and communities and now patrons will be empowered to budget accordingly,” Governor Kathy Hochul said.

The New York Department of State also provided a list of dos and don’ts:

DO:

The business lists the higher credit card price next to a lower cash price.

The business lists the credit card price for items and services, then lets customers know they will receive a discount for using cash.

The business changes all prices to the credit card price.

DON’T:

The business posts a sign on the door and at the register stating an additional 3.9 percent surcharge will apply for credit card purchases.

“This business has a 4 percent cash discount incentive built into all pricing. Any purchases made with a credit or debit card will not receive the cash discount and an adjustment in cost will be displayed on your receipt.”

A convenience fee, service fee, administration fee, non-cash adjustment, technology fee, processing fee, etc., is charged to credit card users and added as a separate line item on a customer receipt.

The price tag of an item shows “$10.00, + 4 percent if paying with a credit card.”

Vendors will be required to post the highest price that consumers might pay when using a credit card, along with the price that is offered when the customer uses another payment method such as cash, check, or debit card.

Any surcharge must be no more than the amount charged to the business by its credit card provider.

Failure to do so can lead to a $500 penalty after every violation.

Local businesses continue to take and utilize credit card usage. Some businesses that spoke to News 8 that their customers’ credit card usage is about 90%.

For Three Heads Brewing’s taproom, that figure amounts to about 70%, but the president of the company, Daniel Nothnagle, says that credit card surcharges still cost the brewery $1,500 – $2,000 a month.

“We’ve always looked it as a necessary evil, we all like using credit cards, I use them myself for all my purchases, so no one wants to see extra fees, so we’ve always rolled it into the cost of products at the bar, we can afford to cover the cost of the surcharge,” he said.

He added a bulk of that surcharge is businesses footing the bill for credit card rewards programs.

[itsaceokay]

I feel like people don't often fully appreciate how hard dating can be for demisexuals.

It just hit me the other day when I found out that most people are kissing by the first date and having sex by the third and to me that is just wild. And apparently, some people wait up to three months before having sex and that's seen as like a really long time and I'm sorry but is everyone okay???

After three dates a person is still a stranger and after three months they're at most an acquaintance - and people are not willing to wait longer and you'll be seen as unreasonable if you want to wait for a year or more??

[sizzlingsandwichperfection-blog]

Do you use child slaves like Nestlé?

No. We are different from Nestle in a number of ways:

Nestle does not give its profit to charity. Nestle gives its profit to shareholders, who are almost all already wealthy, which is weird, because why do THEY need money?

Nestle's coffee sucks.

Our coffee beans come from small farmers' collectives who we pay directly. It's perfectly roasted, comes in compostable packaging, is fresher than any coffee you can buy in a grocery store, and tastes fucking amazing.

[nonsense-is-everywhere]

Yea can we not do this?

This feels so disrespectful to me and I hate it. What is wrong with you.

Maybe I’m being over dramatic but I absolutely hate this and I don’t see how this could be taken positively. Way to dehumanize two birds with damn one stone, you couldn’t have made a worse first impression on me. This is such a gross clickbaity title. “Is this even real? Hahah. There’s No possible way these freaks couldn’t not want to screw each other.” “Erm, this wasn’t on my 2024 bingo card.”

This isn’t new? I know it’s clickbait for a reason, but this upsets me on such a personal level that I genuinely just don’t know what to do. I feel small. You didn’t need to do this.

I think I hate you.

[ereborne]

I'm still thinking about it (this poll) and I think I've come to the conclusion that while they all have their villains/cases of the week, ultimately Neal Caffrey's cons are about his own self-determination, Michael Westen's are self-preservation, and Nate Ford's are to punish/reward those he deems deserving (which process is in turn also sorta about his self-determination). Which means that

--well for one, if they're actually working against each other and not just seeming to for the sake of some terrifying ultimate multi-stage con, something in the world has gone dreadfully wrong. But also--

Nate and Michael could both achieve all their narrative goals without needing to get the metaphorical last word in (though it'd burn them both to hear me say it) but Neal's narrative goals are more about himself and less about any material objective. So maybe Nate gets the guilty party sorted and Michael gets the macguffin, but the episode ends with a nice comedic scan through their apartments to show them arguing family-style with their teams about what side Neal is really really playing, so it still feels in the last seconds of the show like he got one over on everybody, in a purely harmless way. Good for him!

So I did go back and vote for Neal, but also I'm going to be thinking about this a little bit forever.

[pttucker]

"Yoo Joonghyuk, defend me." "What?" I immediately closed my eyes and focused. I had become quite familiar with it after all the practice while sleeping. There was the feeling of my body sinking to the ground and darkness was everywhere. I felt a shallow sleep and immediately used Omniscient Reader's Viewpoint.

NO HESITATION WHATSOEVER

They're in the middle of nowhere, literally surrounded by potential enemies, and Dokja doesn't even blink before leaving himself completely vulnerable, trusting Joonghyuk to watch over him while he totally zones out.

Talk about relationship growth.

[goodluckclove]

watch me accidentally publish blind trust early because i'm getting really into it again and i don't want to wait almost two more months before it's released.

i mean june is essentially june 20th, right? it's all...it's all kind of the 20th. in a sense. sort of.

[loumauve]

I snapped today at work, and by snapped I mean I politely commented on a help desk ticket by summing up an mess of an (type of) issue that's come up for at least the fourth time in the 2+ months I've been managing user accounts, and asked the person responsible to fix it (himself for once) because last time I fixed his mess-up it took me two whole days to work out the details with at least four other colleagues from different departments and I really don't want to do it again. there's other shit that needs doing, I've been working 10+ hour days for most of this week already, so I need to cut down not add on more.

(good thing tho - at least we managed to fix the issue where the dataset of a newer employee got mixed up with another one of the same name and therefore wasn't able to apply for any of the access/accounts she needed. technically not entirely my area but it does impact us not being allowed to create an account for her so I figured I might as well track that issue down. took three days and at least three other people, but hey - it should all work out now. yay for that)

[halfdeadwallfly]

me: hey, i feel like someone's standing on my chest, and walking rn is making me winded

my mom:

[polysyndetonaddictsupportgroup]

I don't not mean this offensively at all but is blows my mind that you are a lawyer but also writing jjk fics bc I work at a law firm and cannot for the life of me imagine any of the lawyers that work there writing fanfiction LOL kudos to u seriously I know how busy schedues can get due to court dates haha

im working in like. big city criminal law stuff right now and have been told by people in my office that i come off as a very deadpan and straight-laced legal nerd so i don't think the people who know me from my attorney life are imagining me writing jjk fanfic in my free time either

[womenusingwords]

You Had Me at Merlot

The details… Title ‏ : ‎ You Had Me at Merlot Author ‏ : ‎ Melissa Brayden  Publisher ‏ : ‎ Bold Strokes Books  Publication date ‏ : ‎ February 13, 2024 Available formats ‏ : ‎ ebook, paperback, audiobook  File size ‏ : ‎ 1291 KB Print length ‏ : ‎ 264 pages Audiobook listening length : 10 hours and 37 minutes (Narrator: Lula Larkin) Genre ‏ : ‎ contemporary romance  Trope ‏ : ‎ second…

[tariah23]

Outside of all of… that happening to Gojo, and finishing Snowfall the other day, eek……..

[selfcontainedunivcrse]

my little guys. Cion and Vwoop have a weird relationship. He's inserted himself into the Vwoop + Seren family dynamic and kind of exists to be Right. He's not really considering the actual effect that he has on Vwoop and is trying to get one over on Ren. he fufills a very expository / narrator role to me. Vwoop believes what he says.

[necroticghost]

my country disgusts me so much, can't wait to move abroad in a few years. people are absolutely disgusting when it comes to reacting to lgbtqia+ related stuff.

it makes me sick to my core reading comments to the rare content that promotes being open-minded and inclusive changes. to admit to wanting to commit scary violent acts to the point of fantasising about murd€r in the cruelest ways that I don't even what to remember reading... makes my head spin both with fear and disgust.

[a-concert-just-for-me]

I want to go to the Celtic fair to listen to some music and watch the eclipse at their event…Who wants to go with me? /j

[chocobox]

catching glimpses of self ship community drama is always like damn. okay. and why on earth do you care. can't you just post about taint and keep it moving or whatever. by attempting to create a 'safe space' for only the most palatable & understandable of individuals, by choosing to drive those who stray from your definition of morality away from your 'safe' community, you push those most vulnerable into dangerous circumstances. communities wherein their weaknesses shall be preyed upon by those you denounce. you play directly into their hands, all for an excuse to pat yourself on the back. thus, i must wonder, what is so safe about this community you've cultivated in the first place? your veneer of acceptance and righteousness makes no room for those stuck in between, nor is there included a moment of good faith or hope for a possibly misguided fellow man. of course, though, it was never you who cared. that was never the point. if your long, elaborate byf was mere virtue signaling, intended to show those who already agree with you that you're one of the good ones, all i ask of you is... did it work? are you as good as you want to be?