#Student Loan Hero

[best-ofpjo]

watching luke castellan go insane on the big screen reminds me of a lot of when i went insane last week. different reasons tho

[bitchesgetriches]

Our Final Word on Student Loan Forgiveness

I’m boldly labeling today’s post our final update on student loan forgiveness in America. Yes, I could seal the deal by titling it “Final FINAL Update On Student Loan Forgiveness V2_2.” But that feels unnecessary. It’s implied. We’ve written a lot about student loan forgiveness. As a campaign promise, we loved it, but had zero faith it would ever happen. When the pandemic hit and it improbably…

[farawayhostel]

$999999.99 for Hot Chocolate?!

This is outrageous!!@!##<#;!

“what do you mean $999999.99? that’s a perfectly average price! absolutely nothing wrong with it!”

[dontmeantobepoliticalbut]

The Supreme Court on Friday invalidated President Joe Biden’s student loan debt relief plan, meaning the long-delayed proposal intended to implement a campaign trail promise will not go into effect.

The Justices, divided 6-3 on ideological lines, ruled in one of two cases that the program was an unlawful exercise of presidential power because it had not been explicitly approved by Congress.

The court rejected the Biden administration's arguments that the plan was lawful under a 2003 law called the Higher Education Relief Opportunities for Students Act, or HEROES Act. The law says the government can provide relief to recipients of student loans when there is a “national emergency,” allowing it to act to ensure people are not in “a worse position financially” as a result of the emergency.

Chief Justice John Roberts said the HEROES Act language was not specific enough, writing that the Court's precedent "requires that Congress speak clearly before a department secretary can unilaterally alter large sections of the American economy."

The plan, which would have allowed eligible borrowers to cancel up to $20,000 in debt and would have cost more than $400 billion, has been blocked since the 8th U.S. Circuit Court of Appeals issued a temporary hold in October.

About 43 million Americans would have been eligible to participate.

The student loan proposal is important politically to Biden, as tackling student loan debt was a key pledge he made on the campaign trail in 2020 to energize younger voters.

The ruling will immediately put pressure on the Biden administration to find an alternative avenue to forgive student debt that could potentially withstand legal challenge.

Advocates, as well as some Democrats in Congress, say the Education Department has broad power to forgive student loan debt under the 1965 Higher Education Act, a different law to the one at issue in the Supreme Court cases.

Separately, the student loan repayment process is set to begin again at the end of August after having been put on pause during the COVID-19 pandemic, although first payments will not be due until October.

The court considered two cases: one brought by six states, including Missouri, and the other brought by two people who hold student loan debt, Myra Brown and Alexander Taylor. The court ruled that the program was unlawful in the case brought by states but found in the second case that the challengers did not have legal standing.

The three liberal Justices on the conservative-majority bench dissented, with Justice Elena Kagan saying that by ruling against the plan, the Court had "exceeded its proper limited role in our nation's governance."

She said the states bringing the challenge did not have legal standing to even bring the case, and in analyzing HEROES Act, the conservative Justices ignored the clear language of the law.

"The result here is that the Court substitutes itself for Congress and the executive branch in making national policy about student-loan forgiveness," Kagan wrote.

The Court decided the case in part based on a legal argument made by the challengers that the conservative majority has recently embraced called the “major questions doctrine.”

Under the theory, federal agencies cannot initiate sweeping new policies that have significant economic impacts without having express authorization from Congress.

The conservative majority cited the major questions doctrine last year in blocking Biden’s COVID vaccination-or-test requirement for larger businesses and curbing the authority of the Environmental Protection Agency to limit carbon emissions from power plants.

The challengers argued that the administration’s proposal — announced by Biden in August and originally scheduled to take effect last fall — violated the Constitution and federal law, partly because it circumvented Congress, which they said has the sole power to create laws related to student loan forgiveness.

Biden had proposed canceling student loan debt during the 2020 presidential election campaign.

The administration ultimately proposed forgiving up to $10,000 in debt for borrowers earning less than $125,000 a year (or couples who file taxes jointly and earn less than $250,000 annually). Pell Grant recipients, who are the majority of borrowers, would be eligible for $10,000 more in debt relief.

The administration closed the application process after the plan was blocked. Holders of student loan debt currently do not have to make payments as part of COVID relief measures that will remain in effect until after the Supreme Court issues its ruling.

The nonpartisan Congressional Budget Office estimated in September that Biden’s plan would cost $400 billion.

[rhinexstone]

As a wealthy-er person (I could like. Get cancer and not become homeless I think) I find it hilarious when people pretend to be poor as if being wealthy isn’t the most hilarious lore drop you could give

[trixterdark]

My brain at 3 a.m. : Tadashi never graduated

Me:

[leemarkies]

i’m so serious nothing makes me more proud to be a texan/houstonian than mattress mack

[justinspoliticalcorner]

Ian Millhiser at Vox:

In the less than three years since President Joe Biden took office, the Supreme Court has effectively seized control over federal housing policy, decided which workers must be vaccinated against Covid-19, stripped the EPA of much of its power to fight climate change, and rewritten a federal law permitting the secretary of education to modify or forgive student loans. In each of these decisions, the Court relied on something known as the “major questions doctrine,” which allows the Court to effectively veto any action by a federal agency that five justices deem to be too economically significant or too politically controversial.

This major questions doctrine, at least as it is understood by the Court’s current majority, emerged almost from thin air in the past several years. And it has been wielded almost exclusively by Republican-appointed justices to invalidate policies created by a Democratic administration. This doctrine is mentioned nowhere in the Constitution. Nor is it mentioned in any federal statute. It appears to have been completely made up by justices who want to wield outsize control over federal policy. And the implications of this doctrine are breathtaking. In practice, the major questions doctrine makes the Supreme Court the final word on any policy question that Congress has delegated to an executive branch agency — effectively giving the unelected justices the power to override both elected branches of the federal government. Consider, for example, the Court’s recent decision in Biden v. Nebraska, which invalidated a Biden administration program that would have forgiven up to $20,000 in debt for millions of student loan borrowers. The Court did so despite a federal law known as the Heroes Act, which permits the secretary of education to “waive or modify any statutory or regulatory provision applicable to the student financial assistance programs ... as the Secretary deems necessary in connection with a war or other military operation or national emergency.”

So Congress explicitly granted the executive branch the power to alter or forgive student loan obligations during a national crisis like the Covid-19 pandemic. But six justices, the ones appointed by Republican presidents, decided that they knew better than both Congress and the executive. The premise of the major questions doctrine is that courts should cast an unusually skeptical eye on federal agencies that push out ambitious new policies. As the Court said in a 2014 opinion, “we expect Congress to speak clearly if it wishes to assign to an agency decisions of vast ‘economic and political significance.’” In practice, however, this doctrine functions more as a freewheeling judicial veto than as a principled check on agencies. The Heroes Act, after all, is crystal clear in giving Education Secretary Miguel Cardona — and not the Supreme Court — final say over which loans are forgiven during a national emergency. It is likely, moreover, that, although the Court did not invoke this doctrine once during the entire Trump administration, these justices will continue to wield this doctrine aggressively for at least as long as President Biden remains in office, fundamentally altering the balance of power among the three branches of government — and between the Democratic and Republican Parties.

A brief history of the major questions doctrine

The full origin story of the major questions doctrine is also an important chapter in one of the most important debates in US law: When should judges, who are not elected, defer to the two branches of government that are actually accountable to the American people? The question of where exactly the doctrine comes from is nearly as contentious as the doctrine itself. Justice Neil Gorsuch has argued that it stretches back at least as far as an 1897 Supreme Court decision involving railroad prices. Other conservative legal experts, including former federal appellate judge Thomas Griffith, point to the Court’s decision in FDA v. Brown & Williamson Tobacco (2000) as “the seminal statement of the major questions principle.” The reality is more nuanced. If anything, the Court has applied two entirely different versions of the doctrine in the last several decades — a weaker form that the Court announced in Brown & Williamson, and the much stronger form that the Court has used more recently to veto Biden administration policies. [...] The reality is more nuanced. If anything, the Court has applied two entirely different versions of the doctrine in the last several decades — a weaker form that the Court announced in Brown & Williamson, and the much stronger form that the Court has used more recently to veto Biden administration policies.

[...] In 1984, less than six months before President Ronald Reagan won reelection in a landslide, the Supreme Court handed down its decision in Chevron v. National Resources Defense Council. Chevron dealt with a perennial problem that will arise in any system where a legislature delegates policymaking authority to government agencies like the EPA or the FDA. Sometimes, the federal law laying out an agency’s authority is ambiguous, and it’s not entirely clear whether the agency is allowed to regulate in the way that it wants. According to Chevron, courts should typically defer to an agency’s reading of a federal law if that law’s meaning is unclear. Such deference made sense, according to the Chevron opinion, for two reasons. The first is that “judges are not experts” in the wonky questions that often come before federal agencies. And it makes more sense to give the final say on questions of policy to experts, rather than to black-robed lawyers who may not know anything at all about, say, how much nitrogen should be discharged by a wastewater treatment plant. [...]

The Heroes Act, in other words, is the equivalent of a parent who told a babysitter to “make sure the kids have fun” while simultaneously handing the babysitter a guidebook on Disney vacations, a list of hotels near the park, and a set of Mickey Mouse ears for each of the children. All of which is a long way of saying that it is difficult to take the major questions doctrine seriously. The Court applies it in a haphazard way. It’s never settled upon an explanation for why this doctrine exists. And, when individual justices have attempted to offer such an explanation, their arguments cannot be squared with the Court’s actual decisions applying the major questions doctrine. Worse, the doctrine is part of a 40-year cycle where the Court read the power of agencies to set federal policy expansively while the Republican Party was politically ascendant, and then reined in the executive branch once it was controlled by Democrats. The whole point of decisions like Chevron is that they are supposed to prevent this kind of partisan behavior by judges. By instructing judges to stay out of policy matters that Congress delegated to a federal agency, regardless of whether that agency is led by a Democrat or a Republican, courts ensure that the voters will have the final word on federal policy, rather than a handful of lawyers in robes. But this Court does not believe in such deference, at least as long as Joe Biden is president.

The radical right-wing SCOTUS has essentially acted like a third legislative chamber, which makes the USA effectively a tricameral nation. Their rule has invented the "major questions doctrine" to impose their will on several issues, such as student loan forgiveness, COVID vaccine mandates, and environmental regulations.

[dcxdpdabbles]

DC x DP fanfic Idea: Side Hustle

Barry needs more cash.

It's not that he is struggling, but unlike Bruce, he had student loans, a mortgage, and all the medical bills for Iris to consider. Even with his wife working, he knew they needed to keep a tight grip on their spending to ensure they didn't fall from the yellow into the red.

This means that sometimes he had to watch Wally's face fall when he admitted he couldn't afford to give him an allowance or even some money to go to the mall with his friends. It's not that his nephew complains—Wally is a very understanding young man—but it still tears Barry up inside to disappoint him.

Significantly when, their hero work cut so deeply into their funds just to keep their speedster metabolism under control. If he hadn't done his foolish experiment, Wally wouldn't be in danger of starvation for following his example.

Blood or not, Wally is like a son to him, and the idea that he can only provide the bare basics is painful. He has a high-paying job now, but it will take a while to get all his debt from when he was a student under control.

Before he married Iris, he was okay with that. He now had a wife and son who depended on him, and he couldn't wait around, hoping things would pick up after a few years.

He managed to pay off most of Iris' medical bills, and the house was an excellent step up from the cramped two-room apartment they shared when they were engaged. Barry knew that these two things were good, but he could do better.

That's how he applied as a research assistant to a strange family company called Fenton Works. The pay was decent, and it was only a short hour's drive from his home—he speed-ran it in five, but he needed a realistic distance to keep his ID protected. And best of all?

He mostly did office work. Half the time, he was allowed to do remote work documenting research data and organizing the owner's inventions and patents.

There were many funds coming from said patents and inventions. If the Fentons weren't so busy spending the money to fund their ghost research—the power grid they needed for the portal alone was almost as much as Barry's entire mortgage—then they could easily be among the few in Bruce's fancy galas.

Barry will admit that he was surprised to learn that Mr. Fenton had a PhD in engineering, applied physics, and robotics. Mrs. Fenton had a PhD in nuclear physics, functional analysis, and renewable energy. Both were currently working on getting a PhD in some form of biology, and Barry was flabbergasted that they spoke about it the same way people casually decided to start a new hobby.

It was hard, but they had the money to just sign up for classes. He wept into his student loan reminders whenever he thought about it.

They made the perfect team- one thought up the idea, and the other created a physical form while they ensured it worked together.

He knew his bosses were certified geniuses who appeared goofy was one thing, but to be confronted with their degrees stuffed away in a storage box was another thing. He hadn't even meant to find them since he had gone in there with Danny- his boss's kid- to find some paper research Dr. Jack Fenton needed.

It was even more shocking to find that Dr. Jack had sold some of his systematics to Wayne Enterprises and that Bruce had used some of his robotics theories in his Batman gear.

It also seemed that most of the Amity Park were unaware of how intelligent the Fentons were. When he was out and about in the city, he kept getting pitying looks for working for the local freaks. It was honestly shocking.

People talked about Jasmine Fenton's bright future, the only hope among the family, in the same breath as calling Jack Fenton an idiot or Maddie Fenton a washed-up housewife. The things they had to say about Danny Fenton were far more disheartening.

Barry knows a thing or two about troubled youths as the Flash, and no matter what the town told him, Danny Fenton was not one of them.

It seemed to Barry that Danny was suffering from blatant bullying and the pressure of his family's shadow. Adding to the confusion of being in the middle of puberty, it created the perfect recipe for Danny to be spirling. It was a rough patch, and it led to him skipping class, dropping his grades, and ignoring his responsibilities.

He overheard the Fentons talking about Danny. Dr. Fentons was starting to grow worried since Danny had never behaved this way before high school while Jazz attempted to defend her brother and excuse his disappearance.

She seemed very aware of why her brother seemed to change.

On the other hand, Dr. Fenton wasn't and mentioned more than once that she and Danny were very close when he was a kid, but lately, he seemed to be shutting her out. Her husband admitted that he figured Danny had gotten a girlfriend- someone named Sam?- but he started to notice his son kept coming home with what appeared to be injuries.

Barry wasn't sure if they were aware that Danny was getting bullied. He was carefully filing some of the old cabinets when it clicked.

"Jazz?" He called out as the Fentons finally stop talking about Dnany's behavior and moved down to the lab. The teenager poked her head into the file office with a curious smile.

"Yes, Mr. Allen?" No matter how often he told her to call him Barry, she seemed determined to keep that barrier between them. Which was fair. After all, he was only around the house three or four times a week for a few hours.

"I have a question, so please feel free to not answer." He starts carefully to keep his tone light. Her smile turns strained at once, and Barry almost tells her to ignore it, but the thought of Wally being Danny's place makes him push on. "What is your family's stance on gay rights?"

Jazz blinked slowly, tilting her head. "I don't mind, and neither do my parents, I think. Why sir?"

"Just curious," Barry said, but mentally, he wondered if Danny knew that.

Jazz didn't look convinced, but she didn't push the issue as she wandered away with a respectful by-your-leave. He waited until she was upstairs before abandoning his work to find the Fentons.

Carefully, he started by updating them on his work, then casually dropped the mention of taking Wally to Pride so he wouldn't be able to work the following week. Neither Dr. so much as blinked, telling him that it was fine.

Barry felt it safe to keep pushing just a little.

"Yeah, I still remember how nervous Wally was about telling me he liked girls and boys." He chuckles. "As if though I didn't notice the signs."

Dr. Fenton raises a brow, face twisted in confusion as the large man turns to Barry. "What signs?"

"Mostly, he is trying to think of excuses to be with his friends more. He wasn't sleeping a lot, got into a bit of trouble in school when some kids were giving him grief, and oh, the way his eyes followed young men about." Barry said as casually as one could.

Dr. Fenton looks pensive. "Interesting."

Ah, it seemed she had picked up on the possibility of Danny not being as straight as he claimed. She thankfully didn't seem bothered by it.

"Jack, honey, you don't think Danny could be....?" She asked carefully.

Dr. Fenton ran a hand through his hair. "It could be. But why didn't he tell us?"

"Oh geez, I wonder why!" Jazz suddenly yells from the stairway. Barry twists around to find her standing there with a defensive glare. She has obviously been eavesdropping, but for how long? "What did you two expect with the way you talked around the house?!"

Dr. Fenton looked mystified. "Jazzy-pants, what are you talking about?"

His daughter only raises her fist, lowering her voice to mimic her father. "What are we doing today, Maddie? I know; how about we rip the ghost boy molecule by molecule!"

Barry's eyes grow wide. He had been working for the family for about six months and had encountered Phantom more than once. He even fought him off as Flash a few times since the ghost was hell-bent on robbing and property damage but was less dangerous than his rouges.

Dr. Fenton's face went pale as she clutched to the table. "Jazz you mean....Danny and Phantom...."

Jazz looked ready to fight them all as she bit out, "If you try to do anything to Danny, I swear-"

"We would never Jazzy-pants." Jack cut in, looking off Kindle. "To think my son was dating a ghost behind my back and I...I didn't even notice."

"Oh, Jack, we have to apologize," Maddie started. "Who knows if Danny could ever forgive us?"

Barry was thinking Flash also had to apologize. Based on their last encounter, Phantom would likely not be willing to hear him out. He quickly pulls out his phone to see if Wally and his team could get close enough to have him consider speaking to Barry.

None of the adults noticed the way Jazz froze in confusion, nor did they notice the slow horror growing on her face as they came to terms with Phantom and Danny dating.

[gamblersdoll]

cw: age gap pro hero dynamite, bakugou is twenty nine , reader is nineteen. big beefy bakugou, daddy kink, nsfw, size kink implied.

pro hero bakugou who’s already at the top now, usually competing with deku for the number one pro hero position and grows more fame.

pro hero bakugou who also hasnt had a girlfriend in years, usually seeing some of his fans throw themselves at him and hes just disinterested, not because of looks or anything, just that he wants a specific type.

a younger girl he can fucking destroy, destroy, destroy.

and he finally meets you at some little coffee shop, finishing up freshman year of college and paying off your student loans. he’s surprised, already finishing up payments?

its also the cape that you wear, it wrapped around your waist and showing your curves. he finds that you could be easily worn out, but fuck did you have ambitions.

and that spirals into a one night stand, the smell of sex just permeates the air and slapping of his balls against your clit. hes big and mean, six foot three and all muscle. he wasnt a body builder, but shit was he huge.

how did we get here? he took you to a fancy diner and you called him “big daddy.” he simply stared at you, mid bite and took the food order to go. his calloused hands just squeezing your thigh until you got to his place.

and he puts you in a mating press, holding your hips and grinding his cock into your creamy walls, taking his and and placing it at the base and just firmly shaking it in your cunt.

“jus’ let older men take advantage of you? yeah? how many?” he coos, acting disappointed and disgusted but hes thrilled, harder even. he might have to get shittyhair or dunceface in the mix..

[timmydraker]

Tim begins to distance himself from his family after Damian becomes Robin.

It was obvious in the way he ran off to rescue Bruce, but that was more of a physical thing at the end of the day. He was desperate and had lost any kind of safety net and support he had after Dick threatened Arkham and how badly he hurt Alfred with his instance that Bruce was alive.

Either way he was going to get Bruce back, if not because he felt like he was an aimless, nothing human being without Batman then there was that he wanted to be believed.

Then Dick handed over Robin to Damian who at that point genuinely despised Tim, though there was also a level of jealously in the young Wayne’s mind at the intelligence and analytical Tim.

It was then that Tim decided he would bring Bruce back and then do his own thing, outside of Robin and outside of Batman.

He clearly had done his job hadn’t he? Sure Bruce was dead, but Dick was acting as Batman and that Batman had a Robin, so his reasoning for being Robin was extinguished.

Tim brings Bruce back and the older man praises and thanks him for several days and then, like everything else, the attention moves away. It goes to him connecting with Damian on a vigilante level and catching up on the last several months of him being ‘dead’. It goes to Jason who, now that he’s lost his foster father has decided that maybe he could try a little harder after all.

It goes to everyone and anyone other than Tim and this time? That’s actually the plan.

Tim isn’t as good of a hacker as Barbara, but she’s basically a god at it so compared to others he might as well be master level, just not against her. This he uses to shift around peoples schedules so Alfred has no choice but to let him go to school on his own (Tim may have also invented an early morning ‘club’ that was totally legit and not at all a fabrication). He makes it so when Dick is over or Jason takes the rare opportunity to visit he had to work at WE or DI, something important he can’t neglect.

He never has to walk Ace or Titus because he’s busy with his team mates.

Team mates who think he’s busy helping out Batman.

Tim still does work as a hero, but it’s entirely through his businesses after a while. A few times he has no choice but to go out in a boring black suit with a full face mask and hoodie. It’s got nothing on it, no symbols or gadgets. Nothing to connect him to anyone.

He starts with the homeless, dishing out vaccines like candy without even doing a campaign to showcase it.

Then he changes Bruce’s rather naive approach to orphanages and makes it so every single child who is put through is given a small amount of funding. He makes it so kids have more chance to stay with siblings, makes sure everyone who even so much as enters the ground of a orphanage have a real background check and sure the adoption rate drops, but so does the missing kids and DV cases.

Tim steals over fifty million from people like Luther and Penguin and all kinds of corrupt rich assholes for the majority of the funding and not even a cent of it is traced back to Wayne or Drake businesses. Whiles he’s digging into Lex be manages to get enough evidence to put a sizeable dent in his reputation, even if Lex manages to smooch a fair bit of it back.

He’s manages to take out a large sized trafficking ring and helps get the victims into a real recovery home that he hand picks out security for.

Later, as in a few days afterward, he discovers a dog meat farm and everyone medical veterinary student suddenly finds themself free of student loans and debt and with multiple work opportunities available and volunteer work being down right pleased for.

Tim knows he’s being noticed but given that he basically lives in his office in the heart of the city, he isn’t there to hear his old teammates and ‘family’ talk about the mysterious Dread.

Dread who was named that after a report came out about a theory of an unknown hacker or ‘cyber vigilante’ who was stealing money and information from rich folk and giving it to the poor, giving all of the 1% dread that he would hit them next.

The exact quote was ‘Those with money deeper than their pockets dread the hackers next moves. And they should feel that dread as a warning for this Robin Hood like legend seems to be getting braver.’

Dick was sure the hacker would have been called Robin if he hadn’t chosen that name already, to which Barbara responded with grumbles and growl because she couldn’t find anything other than holes and traps left by the hacker. It was like they knew her every move before she even made it!

Tim, obvious to his growing reputation until it fully took off, hadn’t even considered that his actions would be framed a threat by Batman. He would say it was because he didn’t think Bruce would ever really target him like that, but in actuality it’s because he knew Bruce was one of the few good rich folk. Surely he would be on the side of a secret vigilante hacker trying to use horrible people to do good? He embraced Dread quickly and was happy he make the rich squirm and brought a sense of hope to people, it was just like Robin but instead of them being safe and given light they were given a peace of mind in a mix of revenge and justice.

What Tim doesn’t know is that Bruce is still too far into his whole image of black and white, good and evil, that he tends to forget there’s grey areas.

At least Jason is on the side of Dread, even if he still thinks the myth of a story is just that, a myth.

It’s when Tim blows up a bank when everyone has gone home for the night just so people will find the underground money ring that and he visits the manner to get a few things that he hears them talking about it.

By that point it’s been around two years since he dropped Robin and as usual Dick always greets him with a look of a desperate puppy, “Tim! Hi, you’re here. I haven’t seen you in months, how have you been?”

Tim smiles at Dick even if he hasn’t gotten over his anger at his oldest brother and moves to sit at the breakfast table with everyone (Alfred, Bruce, Jason and Damian).

“Good. Busy, we’ve had a lot of donations lately.”

Jason snorts, “No shit. Isn’t Wayne Enterprise one of the few ones not hit by Dread?”

Bruce grumbles and shakes his head, “I wouldn’t say that. They’ve managed to get into our system and completely changed the Jason Project.”

Jason grins and laughs happily, “you mean improved! Crime Ally is doing great now. Not the best, but still a fuck of a lot better.”

Smiling at the man who once beat him to an inch of his life, Tim takes a sip of his tea and casually says, “You’re welcome.”

The whole table goes quiet as Tim continues to casually sip his tea.

The silence carries for a total minute before Bruce puts down his cup and leans forward with a slight growl in his voice, “Explain.”

“Explain what?”

Bruce stands over his son even from halfway down the table and very obviously tries to calm himself with a deep breath, “What do you mean ‘you’re welcome’?”

Tim makes an ‘oh’ expression before cocking his head to the side in confusion, “I was the one who fixed the Jason Project? Wait, did you guys not realise I’m Dread?”

Damian shouts out a ‘what?!’ That makes Titus jump and Tim laughs under his breath, “What did you think I was doing?”

“Running the business! Not stealing from people and black mailing politicians!”

It’s Tim’s turn to growl now and he stands up himself with a glare at Bruce that is as close as any of them have gotten to the famed Bat-Glare, “Are you fucking kidding me? Like are you a Tully kidding me with that horse shit?”

Bruce looks stunned and Alfred doesn’t even tell him not to swear.

Tim slams his chair into the table.

“What the fuck else would I be doing, Bruce? I’m not Robin, that was taken from me, so what else was I gonna do? I finished my job, not only keeping you from killing anyone but bringing you back, so I had do pick something else. I’m not stealing from the rich, I’m stealing from selfish cunts who ruin peoples lives for no reason and giving it to people like Jason. So, don’t you fucking yell at me and don’t try to make me feel bad for this, not when I’ve done more in two years than you ever have and- don’t you fucking speak Dick, not when you were the one who took my place here away from me! Now, I have a trafficking ring I need to expose so good. Fucking. Day.”

Jason is the only one who follows him.

[amylrox723]

scholarships given out by large companies kind of annoy me.

it’s great they’re offering money to students in need, and all, but like...i saw a scholarship opportunity from taco bell, and i was like, “you’re a multimillion dollar company. You could pay off the student loans of half the people in my school, probably, but here you are, offering $1000 to a single student. Also you’re gonna make me write a short novel, give u test scores and GPAs i can’t remember anymore, and do a couple backflips while juggling hamsters to even qualify.”

[sunny-and-moonbow]

Sugar Daddy Pro Hero Deku x Reader

Word count: 562

Warnings: none, general fluff, sugar daddy/sugar baby

A/n: wip to test out a different idea to usual

Summary: In a sleep deprived state you meet a mysterious stranger on a dating site you'd all but given up on

Masterlist

You wish you could say you met him before he was a pro hero, but that would just be a lie. You also wish you could say you weren’t with him for his money, but that would just be another lie. Not that you actually have to talk about your relationship with the pro hero, it being a secret and all

You met him on a pretty sketchy website that advertised ‘sugar daddies’, in desperate need of help paying off your university student loans, you caved and began searching. You met a bunch of duds who wanted nudes upfront, that just made you shudder and consider abandoning the website all together. It was like a normal dating app, being immediately sexualised or given the driest conversation known to man and expected to somehow be interested. It was absolutely exhausting, and you began to use the site less and less. Your work and school commitments getting in your way.

Most hope was lost after a couple of months of texting the older guys on the site. Until one night you were idoly scrolling, laid on your side under your cosy covers. You tried, and failed to stifle a yawn, eyes watering as they clench shut, your right hand came up to your face and the back of your hand pressed against your gaping lips. The glare of your phone caused you to squint your now sensitive eyes, the ding of a notification from your semi-abandoned website drawing your eyes to the time in the corner of the screen.

2:14am

Well shit. You were SUPPOSED to go to sleep early, your recent sleep debt building to an unfixable amount with your intense workload from your courses and all the extra shifts you picked up in an attempt to simply get by, to just pay your rent. 

The message had come through from an anonymous sender, never a good sign. But you guess in your sleep deprived state, that little voice of logic got rugby slammed into a wall. Before you thought twice, your index finger inched towards the notification, opening up the site. The message read:

‘Hello! Tell me about yourself!’

Well that's not much to go on, but that's expected of an anonymous account-ooo maybe he was famous or something and didn’t want his fans to find him! That means lots of money, this site may work out after all. Either way, him asking about you and not dominating the conversation talking about only himself was a first. Too good to be true.

You warily stare at the message for sometime, before giving into impulse and deciding to respond, giving him your name and other basic details that weren’t too personal. His responses came almost immediately, shocking you a little at first but you quickly got used to it. As the conversation crawled along, your responses slowed, unable to keep up with the previous pace, your eyelids began to droop, your tired state preventing you from supporting their weight. As they begin the water and the fuzz takes over your vision, you just barely manage to make out the three dots disappearing and reappearing, before a short but sweet message comes through.

‘Get some sleep, its late ❤️’

A small smile tugs at your lips before your eyes lock shut, phone slipping from your hands into the mattress, the conversation left open. 

Thoughts?

-Sunny 🌞🧡

[dontmeantobepoliticalbut]

On Monday, a three-judge panel of the Eighth Circuit Court of Appeals instituted an emergency injunction of President Biden’s student debt cancellation program. The verdict granted standing to sue to an alleged plaintiff which has said publicly and in writing that it had nothing to do with the lawsuit, and no relationship with the office that filed it. The ruling, in effect, turned a non-plaintiff into a plaintiff.

It’s the kind of decision that makes you wonder what the law is, and whether it matters what it says. But the conservative judiciary could see these same tactics used by determined plaintiffs with different priorities. This would force right-wing judges to come up with what amounts to two different legal systems, one for policies they like and another for policies they don’t, eating away at the increasingly unpopular system of judicial supremacy.

The Eighth Circuit’s ruling is not the only adverse one for Biden’s student debt program, which would cancel up to $20,000 in loan balances for tens of millions of borrowers. A federal judge in Texas last week struck down the Biden plan on behalf of two students who didn’t qualify for full debt relief. The plaintiffs argued they had standing to sue because they were unable to provide comment expressing their disapproval of the program. Judge Mark Pittman agreed, even though the law the administration is using to enact debt relief explicitly says it can waive the notice and comment period. Pittman even acknowledged that later in the same ruling.

That inanity was only mirrored by the Eighth Circuit’s six-page, unsigned decision on Monday. In it, the three judges, appointed by Presidents George W. Bush and Donald Trump, reversed a lower court, which had said that none of the six states that sued Biden and the Department of Education over the debt cancellation plan had jurisdiction to sue. The judges singled out one entity, a student loan servicer named the Missouri Higher Education Loan Authority (MOHELA).

MOHELA, which is called a “state instrumentality,” services loans for the federal government. The state uses MOHELA revenue to fund capital projects at state colleges, as well as a modicum of financial aid (less than $6 million per year). If federal loan balances are reduced through forgiveness, MOHELA will service fewer loans, and there will be less money to go to capital funding and scholarships, the plaintiffs in the case have argued. “Due to MOHELA’s financial obligations to the State treasury, the challenged student loan debt cancellation presents a threatened financial harm to the State of Missouri,” the judges wrote.

But in this case, MOHELA itself, in a letter responding to questions from Rep. Cori Bush (D-MO), explicitly said that its executives “were not involved with the decision” to file for a preliminary injunction this September. MOHELA added that it has no relationship with the Missouri Attorney General’s office, which filed the suit, and that the documents the attorney general presented proving MOHELA’s potential financial harm from student debt cancellation had to be procured through formal sunshine law requests. Those have been the only communications between MOHELA and the AG’s office.

Asked whether MOHELA supports the lawsuit to block student debt relief, it answered: “MOHELA is faithfully fulfilling its obligations pursuant to its federal loan servicing contract.” It is possible that MOHELA is being cagey about this because, under California law, it could be liable for hundreds of billions of dollars in penalties for blocking student loan relief.

The Justice Department filed a brief informing the Eighth Circuit of MOHELA’s letter to Rep. Bush, so the judges should have been aware of its existence. Nevertheless, they ruled for MOHELA, the unwilling plaintiff. And under those terms, they instituted the injunction. None of the merits of the case were discussed at all, with the judges merely saying that they are “substantial.”

These peculiar decisions have thrown the Biden administration’s plans into doubt. It has stopped collecting applications for debt relief, after 26 million applied. Debtor advocates have proposed several options going forward.

One argument all along has been that the administration’s legal complications are tied up with the program’s contours. Means-testing the relief required an application process and slowed things down enough for opponents to fund lawsuits and find courts willing to overturn the program. Plus, the administration used the HEROES Act of 2003 as its authority for debt forgiveness, a limited program that, it’s reasonable to suggest, was not intended for this type of mass relief.

Compromise and settlement authority from the Higher Education Act, under this theory, is a much more robust option, allowing for cancellation of debt by fiat. Astra Taylor, one of the leaders of the activist group Debt Collective, argued in The Guardian Monday that “Biden could knock the legs out from under these cynical lawsuits tomorrow by extinguishing all federal student loans immediately and permanently using compromise and settlement authority.”

A potential complication to this is that the Education Department in 2016 amended implementing regulations for compromise and settlement that Justice Department lawyers have argued narrow its potential use. The new rules, according to DOJ lawyers with the Office of Legal Counsel (OLC), make it so that the authority could only be used if the cost of collecting debt exceeded what the agency could expect to collect. Other experts have looked at these regulations and said they do not prevent the Secretary Of Education from canceling debt, but the OLC hasn’t seen it the same way.

The regulations would take 18 months to change through administrative procedure. Of course, it took Biden more than 18 months to decide what course of action to take on student debt cancellation. The administration could have provided regulatory clarity and cancelled debt en masse in less time than it took to come up with a new authority and a cumbersome application process.

This would have served the dual purpose of speeding up the whole process. Determining debt cancellation unconstitutional right before national elections, and taking relief away from 26 million borrowers, would have been another stark display of judicial control of government. On the off chance that it got past the judiciary, Biden would have given a tangible benefit to tens of millions of borrowers.

Because of the uncertainty of cancellation, several groups are arguing to extend the payment pause, which is due to expire at the end of the year. The pause has been in place for nearly three years without legal challenge. That would prevent financial stress in a time of high inflation and dwindling discretionary income.

But given the outlandish nature of the judicial rulings, another more operatic option looms down the road. If plaintiffs can make up any story to justify standing to block federal programs they disfavor, they surely will. Liberal activists have plenty of problems with endless wars, climate pollution, and dozens of other issues. It’s plausible that violations of congressional war powers or the right to clean air and water exist from these activities. Liberal plaintiffs never had a hook to bring cases before, but they could simply say they have standing to sue because they never got to comment on the federal actions, or because some related entity will be harmed if the plans go through.

These precedents from the student debt rulings are being set, and they amount to sticks of dynamite for would-be litigants. Liberals can forum-shop too, and move these cases through the system. If nothing else, it would force the conservative higher courts to spend lots of time fending off cases. It would likely yield rulings where the courts would say that notice-and-comment standing claims are fine for conservative activists but not for liberal ones.

The judiciary’s legitimacy is already at a low ebb; making up different sets of rules depending on the plaintiff would nosedive that even further. This legitimacy, while it seemingly doesn’t matter to unelected elites in robes, clearly had an impact on the 2022 elections. And in U.S. history, when the judiciary has been seen as a cancer on American life, it has often changed course, like the Lochner Court during the New Deal.

Whatever the strategy, the Biden administration will need to rebut charges that they conned young voters by offering debt relief before the election, only to have it taken away by the courts, as they knew it would be. They have at least a few ways to prove that conspiratorial belief wrong.

[come-away-with-me87]

The Art of Love Chapter 1

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Summary: You've been an art therapy teacher at an elementary school in Musutafu, Japan for the past eight years. One day, you are introduced to a new student named Eri, who comes with a lot of past trauma. While you help Eri move past her trauma through art therapy, you end up getting to know her caretaker, Shouta Aizawa, who ends up slowly opening up your heart back up after your own past trauma. Could Shouta be the person to fully open your heart back up, and possibly even fall in love?

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Pairings: Shouta Aizawa | Eraserhead x Fem!Reader

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Warnings: There will be fluff, there will be angst, there will be smut. Any chapters containing smut will have a NSFW disclaimer at the beginning of the chapter. And please bear with me if anything I say about art therapy is incorrect throughout the story; I promise it's only due to my own lack of knowledge on the subject. I have nothing but the utmost respect for the profession and the folks who work in it <3 Oh, and yes, before anyone asks, Kento is most certainly based on the other LOML, Kento Nanami from JJK. I have no shame.

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(Concise) Definition of Art Therapy:

Art Therapy is an integrative mental health and human services profession that enriches the lives of individuals, families, and communities through active art-making, creative process, applied psychological theory, and human experience within a psychotherapeutic relationship.

Art Therapy, facilitated by a professional art therapist, effectively supports personal and relational treatment goals as well as community concerns. Art Therapy is used to improve cognitive and sensory-motor functions, foster self-esteem and self-awareness, cultivate emotional resilience, promote insight, enhance social skills, reduce and resolve conflicts and distress, and advance societal and ecological change.

- The American Art Therapy Association

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You have been an art therapy teacher for elementary-age students for the past eight years, and you loved every moment of it. You genuinely loved enriching the lives of young minds through art therapy; it was your truest passion in life. Since you were born Quirkless, you always wanted to do something good with your life since you couldn't be a pro-hero. At a young age, you learned that you loved drawing and painting, and you were very good at it.

You continued to love art as you got older, and when you graduated high school, you went to college where you got your Masters degree in Education, with your major being in Fine Arts. It took you over a year to find a job, which was a grueling time for you. Art therapy teacher gigs were pretty difficult to come by. You had to move back in with your parents, where you worked dead-end jobs just so you could begin paying your student loans back.

A little over a year later, you saw a job posting for an art therapy teacher at Musutafu Elementary School, an opportunity you jumped at. You always wanted to work with children, specifically, and thought this could be it. You went through many rounds of interviews to make sure you were the right fit, and eventually, you got the job. And that is where you have been for the past eight years.

Over the course of those eight years, you went through many changes in your life. You remained at your parents' home for about a year after you graduated so you could save money between the job at the school and your part-time job working as a server at a fine dining establishment. Eventually, you saved up enough money to put a down payment on your dream home right in Musutafu.

It was also around that time that you started dating Kento, who you eventually fell in love with. Kento was tall and was very handsome with his sandy blonde hair and warm brown eyes. Most importantly, though; he was good to you. It was quite easy to fall in love with him. After two years of dating, he got down on one knee and proposed to you, to which you happily said yes. Things were good: you had your dream job, your dream house, and your dream man. You were happy.

A month before your wedding, Kento was walking home from work when he got caught in the middle of a villain attack. He got stabbed by a villain just before the pro-heroes arrived on the scene. He was rushed to the hospital, where they did everything they could to try and save him, but sadly, he lost his life. To say you were heartbroken and devastated would be an understatement; you just lost the man you were going to spend the rest of your life with. At his funeral, you decided right then and there to close your heart off to relationships; no one would ever compare to Kento.

After taking a month-long leave of absence from both the school and the restaurant, you decided that you needed to get back to work. You still mourned for Kento, but you knew him well enough to know that he would want you to get back to work and help your students. You quit your restaurant job, and focused your entire life on teaching and helping your students, where you still remain to this day, several years later.

Today, you were getting a new student. Her file said that her name was Eri; odd, she had no last name. Her file also stated that she has been through extremely traumatic events for the majority of her life. You teared up reading her file. For a seven-year old girl's life to be nothing but traumatic was heartbreaking. You were already looking forward to being of help in the healing process of young Eri.

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To be continued...

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Tag list: @lili-pond ; @jaguarthecat ; @big-denki-energy

[drksanctuary]

Oh shoot I almost forgot

Stupid Chalice of the Gods predictions before the book comes out and ruins my fun:

1. There will be a lecture about how important college is probably from Chiron

2. Student loan joke ftw

3. Maybe a clever jab at how Percy feels like he’s been 17 forever and can’t wait to be an adult

4. Ganymede is Zues’s intern or something like that

5. The fact that Ganymede is god of homosexuality will either be glossed over or will be his entire personality.

6. Alabaster is also looking for chalice and he is a main factor in making it difficult for the og3 to find it.

7. Because of this Hecate promises Percy his second letter of rec if he keeps Al from getting the Chalice but also makes sure Al doesn’t get killed.

8. Alabaster will make a quip about Percy being a literal dog to the gods with how he’s playing fetch for them

9. “Heroes never die, Jackson, fortunately you’re no hero~”

10. Alabaster as main villain

11. Alabaster as anti-hero

12. Alabaster as villain turned protagonist

13. Alabaster encouraging Grover to take up eco-terrorism to help along his duty as Pan’s replacement.

14. Alabaster with an anti-trio (I dunno who the other two would be maybe new original characters or maybe Ethan and some very minor god)

15. Percabeth Will unnecessarily fight to cause drama. XP

16. A comment about how they can’t use their godly parents for the letters because this is a fantasy world where nepotism doesn’t help you get into university.

17. A running joke on “what Percy Will major in” for example: Percy does solves a problem with pure luck and someone says “maybe you should major in being in the right place at the right time”

18. Letter of Rec from Akhlys? More likely then you think.

19. Jason Cameo??

20. “Al: you’re getting this potentially universe changing, power subverting magical object for the most powerful beings in the world and for what? A letter of Rec to get into a demigod college? That’s the stupidest thing I’ve ever heard of…why don’t you just go into trade school or something? I’m sure you’d make a good plumber

Percy: haha 😑because water powers ;:/?

Alabaster: no because you’re full of-

Annabeth: shhh! Do you guys…hear that?”

21. Al makes a quip about how Hecate kids are smart too. “Like Athena kids, but useful” then Annabeth decks him.

22. Percy and Annabeth Save Al’s life and he has to help them because he absolutely does not want to OWE them anything.

23. Percy in his head compares Alabaster (with his dramatic entrances, ability to help them and ability to mist travel) to Nico.

24. Grover as stand in for Pan actually qualifies as a god and gives him his last letter. Loophole!

I think I had more but I can’t remember them anymore. Oh well.