#Student Loan Hero

[bitchesgetriches]

Our Final Word on Student Loan Forgiveness

[best-ofpjo]

watching luke castellan go insane on the big screen reminds me of a lot of when i went insane last week. different reasons tho

[farawayhostel]

$999999.99 for Hot Chocolate?!

This is outrageous!!@!##<#;!

“what do you mean $999999.99? that’s a perfectly average price! absolutely nothing wrong with it!”

[trixterdark]

My brain at 3 a.m. : Tadashi never graduated

Me:

[timmydraker]

Tim begins to distance himself from his family after Damian becomes Robin.

It was obvious in the way he ran off to rescue Bruce, but that was more of a physical thing at the end of the day. He was desperate and had lost any kind of safety net and support he had after Dick threatened Arkham and how badly he hurt Alfred with his instance that Bruce was alive.

Either way he was going to get Bruce back, if not because he felt like he was an aimless, nothing human being without Batman then there was that he wanted to be believed.

Then Dick handed over Robin to Damian who at that point genuinely despised Tim, though there was also a level of jealously in the young Wayne’s mind at the intelligence and analytical Tim.

It was then that Tim decided he would bring Bruce back and then do his own thing, outside of Robin and outside of Batman.

He clearly had done his job hadn’t he? Sure Bruce was dead, but Dick was acting as Batman and that Batman had a Robin, so his reasoning for being Robin was extinguished.

Tim brings Bruce back and the older man praises and thanks him for several days and then, like everything else, the attention moves away. It goes to him connecting with Damian on a vigilante level and catching up on the last several months of him being ‘dead’. It goes to Jason who, now that he’s lost his foster father has decided that maybe he could try a little harder after all.

It goes to everyone and anyone other than Tim and this time? That’s actually the plan.

Tim isn’t as good of a hacker as Barbara, but she’s basically a god at it so compared to others he might as well be master level, just not against her. This he uses to shift around peoples schedules so Alfred has no choice but to let him go to school on his own (Tim may have also invented an early morning ‘club’ that was totally legit and not at all a fabrication). He makes it so when Dick is over or Jason takes the rare opportunity to visit he had to work at WE or DI, something important he can’t neglect.

He never has to walk Ace or Titus because he’s busy with his team mates.

Team mates who think he’s busy helping out Batman.

Tim still does work as a hero, but it’s entirely through his businesses after a while. A few times he has no choice but to go out in a boring black suit with a full face mask and hoodie. It’s got nothing on it, no symbols or gadgets. Nothing to connect him to anyone.

He starts with the homeless, dishing out vaccines like candy without even doing a campaign to showcase it.

Then he changes Bruce’s rather naive approach to orphanages and makes it so every single child who is put through is given a small amount of funding. He makes it so kids have more chance to stay with siblings, makes sure everyone who even so much as enters the ground of a orphanage have a real background check and sure the adoption rate drops, but so does the missing kids and DV cases.

Tim steals over fifty million from people like Luther and Penguin and all kinds of corrupt rich assholes for the majority of the funding and not even a cent of it is traced back to Wayne or Drake businesses. Whiles he’s digging into Lex be manages to get enough evidence to put a sizeable dent in his reputation, even if Lex manages to smooch a fair bit of it back.

He’s manages to take out a large sized trafficking ring and helps get the victims into a real recovery home that he hand picks out security for.

Later, as in a few days afterward, he discovers a dog meat farm and everyone medical veterinary student suddenly finds themself free of student loans and debt and with multiple work opportunities available and volunteer work being down right pleased for.

Tim knows he’s being noticed but given that he basically lives in his office in the heart of the city, he isn’t there to hear his old teammates and ‘family’ talk about the mysterious Dread.

Dread who was named that after a report came out about a theory of an unknown hacker or ‘cyber vigilante’ who was stealing money and information from rich folk and giving it to the poor, giving all of the 1% dread that he would hit them next.

The exact quote was ‘Those with money deeper than their pockets dread the hackers next moves. And they should feel that dread as a warning for this Robin Hood like legend seems to be getting braver.’

Dick was sure the hacker would have been called Robin if he hadn’t chosen that name already, to which Barbara responded with grumbles and growl because she couldn’t find anything other than holes and traps left by the hacker. It was like they knew her every move before she even made it!

Tim, obvious to his growing reputation until it fully took off, hadn’t even considered that his actions would be framed a threat by Batman. He would say it was because he didn’t think Bruce would ever really target him like that, but in actuality it’s because he knew Bruce was one of the few good rich folk. Surely he would be on the side of a secret vigilante hacker trying to use horrible people to do good? He embraced Dread quickly and was happy he make the rich squirm and brought a sense of hope to people, it was just like Robin but instead of them being safe and given light they were given a peace of mind in a mix of revenge and justice.

What Tim doesn’t know is that Bruce is still too far into his whole image of black and white, good and evil, that he tends to forget there’s grey areas.

At least Jason is on the side of Dread, even if he still thinks the myth of a story is just that, a myth.

It’s when Tim blows up a bank when everyone has gone home for the night just so people will find the underground money ring that and he visits the manner to get a few things that he hears them talking about it.

By that point it’s been around two years since he dropped Robin and as usual Dick always greets him with a look of a desperate puppy, “Tim! Hi, you’re here. I haven’t seen you in months, how have you been?”

Tim smiles at Dick even if he hasn’t gotten over his anger at his oldest brother and moves to sit at the breakfast table with everyone (Alfred, Bruce, Jason and Damian).

“Good. Busy, we’ve had a lot of donations lately.”

Jason snorts, “No shit. Isn’t Wayne Enterprise one of the few ones not hit by Dread?”

Bruce grumbles and shakes his head, “I wouldn’t say that. They’ve managed to get into our system and completely changed the Jason Project.”

Jason grins and laughs happily, “you mean improved! Crime Ally is doing great now. Not the best, but still a fuck of a lot better.”

Smiling at the man who once beat him to an inch of his life, Tim takes a sip of his tea and casually says, “You’re welcome.”

The whole table goes quiet as Tim continues to casually sip his tea.

The silence carries for a total minute before Bruce puts down his cup and leans forward with a slight growl in his voice, “Explain.”

“Explain what?”

Bruce stands over his son even from halfway down the table and very obviously tries to calm himself with a deep breath, “What do you mean ‘you’re welcome’?”

Tim makes an ‘oh’ expression before cocking his head to the side in confusion, “I was the one who fixed the Jason Project? Wait, did you guys not realise I’m Dread?”

Damian shouts out a ‘what?!’ That makes Titus jump and Tim laughs under his breath, “What did you think I was doing?”

“Running the business! Not stealing from people and black mailing politicians!”

It’s Tim’s turn to growl now and he stands up himself with a glare at Bruce that is as close as any of them have gotten to the famed Bat-Glare, “Are you fucking kidding me? Like are you a Tully kidding me with that horse shit?”

Bruce looks stunned and Alfred doesn’t even tell him not to swear.

Tim slams his chair into the table.

“What the fuck else would I be doing, Bruce? I’m not Robin, that was taken from me, so what else was I gonna do? I finished my job, not only keeping you from killing anyone but bringing you back, so I had do pick something else. I’m not stealing from the rich, I’m stealing from selfish cunts who ruin peoples lives for no reason and giving it to people like Jason. So, don’t you fucking yell at me and don’t try to make me feel bad for this, not when I’ve done more in two years than you ever have and- don’t you fucking speak Dick, not when you were the one who took my place here away from me! Now, I have a trafficking ring I need to expose so good. Fucking. Day.”

Jason is the only one who follows him.

[justinspoliticalcorner]

Ian Millhiser at Vox:

In the less than three years since President Joe Biden took office, the Supreme Court has effectively seized control over federal housing policy, decided which workers must be vaccinated against Covid-19, stripped the EPA of much of its power to fight climate change, and rewritten a federal law permitting the secretary of education to modify or forgive student loans. In each of these decisions, the Court relied on something known as the “major questions doctrine,” which allows the Court to effectively veto any action by a federal agency that five justices deem to be too economically significant or too politically controversial.

This major questions doctrine, at least as it is understood by the Court’s current majority, emerged almost from thin air in the past several years. And it has been wielded almost exclusively by Republican-appointed justices to invalidate policies created by a Democratic administration. This doctrine is mentioned nowhere in the Constitution. Nor is it mentioned in any federal statute. It appears to have been completely made up by justices who want to wield outsize control over federal policy. And the implications of this doctrine are breathtaking. In practice, the major questions doctrine makes the Supreme Court the final word on any policy question that Congress has delegated to an executive branch agency — effectively giving the unelected justices the power to override both elected branches of the federal government. Consider, for example, the Court’s recent decision in Biden v. Nebraska, which invalidated a Biden administration program that would have forgiven up to $20,000 in debt for millions of student loan borrowers. The Court did so despite a federal law known as the Heroes Act, which permits the secretary of education to “waive or modify any statutory or regulatory provision applicable to the student financial assistance programs ... as the Secretary deems necessary in connection with a war or other military operation or national emergency.”

So Congress explicitly granted the executive branch the power to alter or forgive student loan obligations during a national crisis like the Covid-19 pandemic. But six justices, the ones appointed by Republican presidents, decided that they knew better than both Congress and the executive. The premise of the major questions doctrine is that courts should cast an unusually skeptical eye on federal agencies that push out ambitious new policies. As the Court said in a 2014 opinion, “we expect Congress to speak clearly if it wishes to assign to an agency decisions of vast ‘economic and political significance.’” In practice, however, this doctrine functions more as a freewheeling judicial veto than as a principled check on agencies. The Heroes Act, after all, is crystal clear in giving Education Secretary Miguel Cardona — and not the Supreme Court — final say over which loans are forgiven during a national emergency. It is likely, moreover, that, although the Court did not invoke this doctrine once during the entire Trump administration, these justices will continue to wield this doctrine aggressively for at least as long as President Biden remains in office, fundamentally altering the balance of power among the three branches of government — and between the Democratic and Republican Parties.

A brief history of the major questions doctrine

The full origin story of the major questions doctrine is also an important chapter in one of the most important debates in US law: When should judges, who are not elected, defer to the two branches of government that are actually accountable to the American people? The question of where exactly the doctrine comes from is nearly as contentious as the doctrine itself. Justice Neil Gorsuch has argued that it stretches back at least as far as an 1897 Supreme Court decision involving railroad prices. Other conservative legal experts, including former federal appellate judge Thomas Griffith, point to the Court’s decision in FDA v. Brown & Williamson Tobacco (2000) as “the seminal statement of the major questions principle.” The reality is more nuanced. If anything, the Court has applied two entirely different versions of the doctrine in the last several decades — a weaker form that the Court announced in Brown & Williamson, and the much stronger form that the Court has used more recently to veto Biden administration policies. [...] The reality is more nuanced. If anything, the Court has applied two entirely different versions of the doctrine in the last several decades — a weaker form that the Court announced in Brown & Williamson, and the much stronger form that the Court has used more recently to veto Biden administration policies.

[...] In 1984, less than six months before President Ronald Reagan won reelection in a landslide, the Supreme Court handed down its decision in Chevron v. National Resources Defense Council. Chevron dealt with a perennial problem that will arise in any system where a legislature delegates policymaking authority to government agencies like the EPA or the FDA. Sometimes, the federal law laying out an agency’s authority is ambiguous, and it’s not entirely clear whether the agency is allowed to regulate in the way that it wants. According to Chevron, courts should typically defer to an agency’s reading of a federal law if that law’s meaning is unclear. Such deference made sense, according to the Chevron opinion, for two reasons. The first is that “judges are not experts” in the wonky questions that often come before federal agencies. And it makes more sense to give the final say on questions of policy to experts, rather than to black-robed lawyers who may not know anything at all about, say, how much nitrogen should be discharged by a wastewater treatment plant. [...]

The Heroes Act, in other words, is the equivalent of a parent who told a babysitter to “make sure the kids have fun” while simultaneously handing the babysitter a guidebook on Disney vacations, a list of hotels near the park, and a set of Mickey Mouse ears for each of the children. All of which is a long way of saying that it is difficult to take the major questions doctrine seriously. The Court applies it in a haphazard way. It’s never settled upon an explanation for why this doctrine exists. And, when individual justices have attempted to offer such an explanation, their arguments cannot be squared with the Court’s actual decisions applying the major questions doctrine. Worse, the doctrine is part of a 40-year cycle where the Court read the power of agencies to set federal policy expansively while the Republican Party was politically ascendant, and then reined in the executive branch once it was controlled by Democrats. The whole point of decisions like Chevron is that they are supposed to prevent this kind of partisan behavior by judges. By instructing judges to stay out of policy matters that Congress delegated to a federal agency, regardless of whether that agency is led by a Democrat or a Republican, courts ensure that the voters will have the final word on federal policy, rather than a handful of lawyers in robes. But this Court does not believe in such deference, at least as long as Joe Biden is president.

The radical right-wing SCOTUS has essentially acted like a third legislative chamber, which makes the USA effectively a tricameral nation. Their rule has invented the "major questions doctrine" to impose their will on several issues, such as student loan forgiveness, COVID vaccine mandates, and environmental regulations.

[gamblersdoll]

cw: age gap pro hero dynamite, bakugou is twenty nine , reader is nineteen. big beefy bakugou, daddy kink, nsfw, size kink implied.

pro hero bakugou who’s already at the top now, usually competing with deku for the number one pro hero position and grows more fame.

pro hero bakugou who also hasnt had a girlfriend in years, usually seeing some of his fans throw themselves at him and hes just disinterested, not because of looks or anything, just that he wants a specific type.

a younger girl he can fucking destroy, destroy, destroy.

and he finally meets you at some little coffee shop, finishing up freshman year of college and paying off your student loans. he’s surprised, already finishing up payments?

its also the cape that you wear, it wrapped around your waist and showing your curves. he finds that you could be easily worn out, but fuck did you have ambitions.

and that spirals into a one night stand, the smell of sex just permeates the air and slapping of his balls against your clit. hes big and mean, six foot three and all muscle. he wasnt a body builder, but shit was he huge.

how did we get here? he took you to a fancy diner and you called him “big daddy.” he simply stared at you, mid bite and took the food order to go. his calloused hands just squeezing your thigh until you got to his place.

and he puts you in a mating press, holding your hips and grinding his cock into your creamy walls, taking his and and placing it at the base and just firmly shaking it in your cunt.

“jus’ let older men take advantage of you? yeah? how many?” he coos, acting disappointed and disgusted but hes thrilled, harder even. he might have to get shittyhair or dunceface in the mix..

[yeyinde]

ghoapxreader in the baby trapping series IM BEGGING 🧎‍♀️

i think i've exhausted the whole "tampering with contraceptives" thing to death by now so i would probably do something different with them. like a surrogate situation or something, but awful lmao

maybe down on her luck reader is in desperate need of cash, and these two men swoop in to save you from this horrible pit you've fallen into.

you need money. they need a baby.

simple, right?

except the simplicity falls apart when they blatantly tell you they want a natural insemination—as in, a threesome.

multiple, the pretty Scot tells you. after all, it has tae take, hen.

(and this is the part where you should have run. the moment when you'd be screaming at the television at the hapless protagonist as they walk mindlessly into danger despite the warning signs hanging overhead. but like the oblivious hero, you're too blinded by pretty, gleaming white to realise that the thing you're marveling over is a maw. cracked open wide and full of jagged, deadly teeth rearing up to sink inside of you.

but the problem with making shady deals when you're desperate is that no one really bothers to read the fine print, do they? and by the time you see past their crooked charm, you're waving your child off as they skip up the stairs to school, standing like a prisoner between them as they lean down and ask if you're ready for another—)

but that comes later.

what comes first is message on Craiglist.

one that you spend less time considering it than you should have. desperation, you find, clouds your judgement. blots out common sense. makes you susceptible to manipulation. and oh, how susceptible you are. despite priding yourself on your common sense and keen self-awareness, the overarching issues hanging over your head like an idling guillotine seem to erase that instructive need for self-preservation.

so, when the message itself pops up, you're already primed for making bad choices. ones out of malformed desperation. the barrage of texts from your landlord demanding rent, the ones sent to your family in moments of dire need asking for fruitless aid that will never come in time if the read receipts mean anything at all. the package from HR apologising for the inconvenience, but this was, regrettably, the only feasible option for the company at present, and too bad you didn't sign up for that union, huh? student loans. credit cards.

the measureable calamity of your life manifests itself in the shape of a black cloud hanging onto your aching shoulder, wrapping long, inkstained fingers around your jugular as it hisses the insurmountable figure needed to climb out of this pit in your ear.

sleepless, of course, hasn't helped.

and in that bog you can't swim through, their offer sounds far more appealing than it should.

let's meet up somewhere, comes the next message at half past three in the morning as you talk yourself in (and out) of this mess. talk about things more.

what else are you supposed to do?

job hunting sites mock you with their generic emails, thanking you for applying, and saying they'll reach out within a few business days for an interview if you're a good fit. ones sent off weeks ago. hundreds of them to no avail. it's almost like you're being plagued. blacklisted from the city.

even the fast food chain down the street refused your application when you sent it in, and the help wanted sign has been taped on the drive-thru window since you were sixteen.

it all pushes you closer and closer to making stupid choices, like replying with a simple (nervous, shaky, bile-tinged) sure to the message they sent. i'm down—

(—and drowning)

but you're smart enough to know better, so you act like it, too.

ping your location to your friends. tell them where you're going. clutch your keys so tightly in your fist that your knuckles just out through thin skin. layers upon layers of safety measures glimpsed through the various articles about how to stay alive.

but all the tremulous air is siphoned from your lungs when you see them for the first time.

something magnetic thrums through your chest. copper sutures running lines from their skin to yours until touching just seems like the most natural thing in the world. and you suppose it is when the pretty Scot folds you into a tight hug, cinching you close to his chest as if he's known you his whole life instead of just several seconds.

he's a thing of beauty. chiselled from marble, almost; David made human when he runs his tanned hand through the tumble of uneven hair along his crown. eyes the same varicoloured palette of a boscage in autumn framed in the setting sun's golden halo.

there's a distinct ruggedness about his beauty, too. one that reminds of you a lion's mane. the sleek fur of a stallion. pretty in a wild way. and as his eyes list towards you again and again, like he can't quite manage his fill of staring at you, taking you in, you think about that wildness again. the hunger in his eyes so similiar to the desperation of a predator fattening up for the encroaching chill of winter. it makes you shiver, but you can't look away

(because you know what's waiting for you when you do)

and when you finally pluck up the courage to glance at the shape devouring the light with his intimidating bulk, you come to quick realisation that if Johnny is the personification of an autumn evening, then the man standing next to him is the tried and true testament that bad things happen after dark.

he's a strange figure, one who veers almost comically into the uncanny valley with his hood pulled over the plain, black ballcap hanging low over his brow. a balaclava covering every inch of his face with the exception of a small, ovaled hole for his eyes. remnants of something ashy smear into the corners, running up the crooked bend of his nose.

he doesn't look like a real man—not with those liquid, haunting eyes—but at the same time, there's something preternaturally human about him. a stereotypical sense of masculinity—just one warped around the edges.

with his worn jeans pulled tight over thick, bulging thighs, and the silver zipper of his hoodie resting at the base of his throat, you could easily think he was just another man in the crowd, but it's off. a glitch. a skip.

like mistaking a coat rack for a man in the dead of night.

eerie.

dangerous.

if the man beside him is playfully carnivorous, a basking lion rolling onto his belly at the zoo, separated by thick glass, then he (Simon, Johnny supplies readily when the silence lingers; Simon Riley), Simon, is what it feels like to be followed home at night.

but—

there's something about fear and desire that are almost inseparable when broken down into a physiological response.

and when he steps up behind you, close enough that you can feel the heat of his body soaking into the drying sweat on your back, you liken the way your heart climbs up your throat to same as it would seeing a dorsal fin cutting above the waves in open water.

desire, you think, and then catching the white-hot burn of the stare, you add, in a thin whisper: fear.

when they sit you down, and begin to spin a story about how they just want a baby—no strings attached—you stay seated in the chair even as an itch in the back of your head starts, nails scraping at your skull.

their reluctance toward traditional methods makes sense when they explain that with their lifestyle, it's impossible—or the Scottish man does; the other one with a marbled skin of thick, ugly scars on his hands just stares, pinning you down with the weight of his gaze—and this arrangement is the only way they'll get the baby they've been hoping for.

and even though the scratching in your head sounds suspiciously like why you and run, you eat the food they bought for you in the fancy restaurant where appetisers start at $30, and a glass of water is priced at $6. volcanic spring water, the waiter explains as he pours it from a marbled glass pitcher.

you haven't eaten a real meal that wasn't microwavable or cup noodles in weeks.

maybe that's why you find yourself thinking why not instead of no.

they're attractive men. it's not the worst situation you could have found yourself in, even if the idea of parenthood—however brief it's supposed to be—has bile clawing up the back of your throat, and the bones housing your trembling heart feeling laden, heavy like iron, and starts to cinch your chest shut each day, squeezing tighter, and tighter, and—

they drop off the first the installment to you the moment your doctor starts to talk about boerhaave syndrome, as if they know the doubts that plague your head when they leave your apartment and the silence starts to mock you.

and that leads you here.

guilt for their situation. desperation over your own. an overarching need to please. it's all a dangerous cocktail that douses over rationality until you're nodding along, accepting their words as gospel until sleeping with them—multiple times—doesn't seem like such a bad thing.

until it happens. until you have Johnny and Simon actively working to knock you up. a marathon of intense sex with the single-minded goal of putting their baby in you.

Johnny drooling all over you as he ruts between your thighs, mindlessly driving himself into a frenzy as he slurres out his desires in an incomprehensible mess of English and Gaelic and animalistic grunts. barely pulling out in time before Simon is pressing your knee down to the mattress, cooing mockingly at the mess his boy made of you. cruelly taking bets as he slides into your sore, aching cunt about who will take first. his or Johnny's? and who do you want, birdie? who's baby do you want first?

fingers always shoving inside to cap the overflow when they exhaust themselves in a liquid-limbed stupor, barely conscious as you tapped out some three, four rounds ago. unable to keep your eyes open any longer as they both came to the same conclusion that cumming inside of you at the same time was the quickest way to knock you up together. ain't he a romantic, birdie?

and it's probably for the best that you passed out before it happened, drooling on Simon's scarred shoulder as he gripped the cheeks of your ass, pulling you wide open as Johnny shuffled forward between his spread legs, eyes riveted to the spot where Simon's cock split you open. the ache you felt the next morning, coming to on a broad chest with fingers stuffed inside of you—shush, shush, just keeping you nice an' plugged, sweetheart—was almost unbearable.

you expected them to clear out after getting what they want, but they stay. tend to you carefully like you're made of fine china.

or—Johnny does. bundles you up in his arms before setting off towards the bath, finally letting you wash the sticky, flaking grime from your skin, some awful mixture of drying cum, spit, and sweat, groaning in your ear as he pulls you to his damp, hairy chest about how sweet you are for them. how they're going to take care of you.

Simon caters to other things. packs your bags as Johnny scrubs thick fingers over your shoulders, pausing to grasp a sore, tender breast in his palm, hefting the weight up as he feverishly mutters about how hot it'll be to watch you feed their baby. an' maybe you'll let him have a little taste, too—

and when you finally emerge from the bath, sorer between the thighs than you were when you woke up, another mess pooling in the gusset of the panties he pulled up your legs, Simon's waiting, eyes riveted to your belly. staring at it with so much hunger, a cold sweat breaks out along the nape of your neck.

in the grand scheme of things, the threesome is the easy part. the hard part comes when they turn the arrangement into a prison, locking the shackles around your wrists when the pregnancy test comes back positive a few weeks later.

they're only doing what's best for their baby, they say, when they move you out of your apartment and into theirs. the cut lease was the only way to do it, Johnny says, shrugging. why make you pay for something you aren't using anymore?

and maybe if your head was thickened with a fog, you'd have questioned the phrasing, but as it stands, pregnancy, even as early as this one, adles you. leaves you a syrupy mess of emotions that they take turns exploiting. aren't you so lonely all by yourself, hen? don' ye want a family?

aren't they good enough for you?

it's less subliminal messaging and more overt coersion. what are you going to do after this? where will you go with your lease cut? and when the funds run dry? what then?

gonna find another couple to knock you up? Simon hisses, mangled hands mauling your belly, pinching and squeezing the flesh as if he could feel the fragile box their happiness is housed inside. should jus' stay with us if that's the case, birdie.

but it's all so sweet, in its own way—

(—sweet like a parasite nesting inside of it's host.

but at least you'll never be lonely.)

they stand by the fact that they're looking out for you. that they care. that they can't do much else but idle and watch your body evolve into something new (an' magnificent, Johnny breathes, kissing this unfamiliar shape you call home) and it grates at them because they're not used to feeling so useless, so can't you just let them do this for you? take care of you in all the ways they see fit? like cutting your lease and giving you a better place to stay. handing in your resignation from that shitty nine to five that wore you down to the bone. culling out the annoyances in your life—the friends and family—who kick up needless fits over your wellbeing, and just stress you out more than you need to be.

they're not good enough for you, is what Simon says when you ask why he blocked them from your phone, Johnny hovering by the doorway with his arms folded over his chest. barring the exits, you'll realise later. but what comes first is fear, is anger, is—

happiness. maybe. or some broken, fragile facsimile of it. a subpar humuliculus masquerading around as if it was realised flesh and bone.

"oh," you say, and think you should be touched by his care, his concern, and so you are. shape this emotion from the sludge that pools at the bottom of your chest, running fingers through the muck to find pieces of gold. and then: "thank you, Simon."

it's sweet. or it could have been if it didn't spiral out of your control when they systematically dismantle your entire life until all you're left with is loose sediment slipping through your fingers. the foundation itself soften clay they shape into the image they've been after with the whole time: you.

(or more specifically, a momma for their baby.)

and when they ask you, at the end of this thin, fraying tether, if you want to be with them—an equal, a mother—and be a mother again for them, there's nothing else you could say except yes.

nothing because they made it so.

[howlingday]

Jaune: I'm going to Beacon Academy to get my Huntsman License!

Jaune: I'll be a hero, just like my dad and his dad before him~!

Jaune: Excuse me, ma'am, but can you buy this milk so I can pay off my student loans?

Jaune: ...No, it is not my cum. ...Ma'am, you are the 30th woman in a row to ask me that.

[bitchesgetriches]

Our Final Word on Student Loan Forgiveness

I’m boldly labeling today’s post our final update on student loan forgiveness in America. Yes, I could seal the deal by titling it “Final FINAL Update On Student Loan Forgiveness V2_2.” But that feels unnecessary. It’s implied. We’ve written a lot about student loan forgiveness. As a campaign promise, we loved it, but had zero faith it would ever happen. When the pandemic hit and it improbably…

[come-away-with-me87]

The Art of Love Chapter 1

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Summary: You've been an art therapy teacher at an elementary school in Musutafu, Japan for the past eight years. One day, you are introduced to a new student named Eri, who comes with a lot of past trauma. While you help Eri move past her trauma through art therapy, you end up getting to know her caretaker, Shouta Aizawa, who ends up slowly opening up your heart back up after your own past trauma. Could Shouta be the person to fully open your heart back up, and possibly even fall in love?

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Pairings: Shouta Aizawa | Eraserhead x Fem!Reader

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Warnings: There will be fluff, there will be angst, there will be smut. Any chapters containing smut will have a NSFW disclaimer at the beginning of the chapter. And please bear with me if anything I say about art therapy is incorrect throughout the story; I promise it's only due to my own lack of knowledge on the subject. I have nothing but the utmost respect for the profession and the folks who work in it <3 Oh, and yes, before anyone asks, Kento is most certainly based on the other LOML, Kento Nanami from JJK. I have no shame.

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(Concise) Definition of Art Therapy:

Art Therapy is an integrative mental health and human services profession that enriches the lives of individuals, families, and communities through active art-making, creative process, applied psychological theory, and human experience within a psychotherapeutic relationship.

Art Therapy, facilitated by a professional art therapist, effectively supports personal and relational treatment goals as well as community concerns. Art Therapy is used to improve cognitive and sensory-motor functions, foster self-esteem and self-awareness, cultivate emotional resilience, promote insight, enhance social skills, reduce and resolve conflicts and distress, and advance societal and ecological change.

- The American Art Therapy Association

******

You have been an art therapy teacher for elementary-age students for the past eight years, and you loved every moment of it. You genuinely loved enriching the lives of young minds through art therapy; it was your truest passion in life. Since you were born Quirkless, you always wanted to do something good with your life since you couldn't be a pro-hero. At a young age, you learned that you loved drawing and painting, and you were very good at it.

You continued to love art as you got older, and when you graduated high school, you went to college where you got your Masters degree in Education, with your major being in Fine Arts. It took you over a year to find a job, which was a grueling time for you. Art therapy teacher gigs were pretty difficult to come by. You had to move back in with your parents, where you worked dead-end jobs just so you could begin paying your student loans back.

A little over a year later, you saw a job posting for an art therapy teacher at Musutafu Elementary School, an opportunity you jumped at. You always wanted to work with children, specifically, and thought this could be it. You went through many rounds of interviews to make sure you were the right fit, and eventually, you got the job. And that is where you have been for the past eight years.

Over the course of those eight years, you went through many changes in your life. You remained at your parents' home for about a year after you graduated so you could save money between the job at the school and your part-time job working as a server at a fine dining establishment. Eventually, you saved up enough money to put a down payment on your dream home right in Musutafu.

It was also around that time that you started dating Kento, who you eventually fell in love with. Kento was tall and was very handsome with his sandy blonde hair and warm brown eyes. Most importantly, though; he was good to you. It was quite easy to fall in love with him. After two years of dating, he got down on one knee and proposed to you, to which you happily said yes. Things were good: you had your dream job, your dream house, and your dream man. You were happy.

A month before your wedding, Kento was walking home from work when he got caught in the middle of a villain attack. He got stabbed by a villain just before the pro-heroes arrived on the scene. He was rushed to the hospital, where they did everything they could to try and save him, but sadly, he lost his life. To say you were heartbroken and devastated would be an understatement; you just lost the man you were going to spend the rest of your life with. At his funeral, you decided right then and there to close your heart off to relationships; no one would ever compare to Kento.

After taking a month-long leave of absence from both the school and the restaurant, you decided that you needed to get back to work. You still mourned for Kento, but you knew him well enough to know that he would want you to get back to work and help your students. You quit your restaurant job, and focused your entire life on teaching and helping your students, where you still remain to this day, several years later.

Today, you were getting a new student. Her file said that her name was Eri; odd, she had no last name. Her file also stated that she has been through extremely traumatic events for the majority of her life. You teared up reading her file. For a seven-year old girl's life to be nothing but traumatic was heartbreaking. You were already looking forward to being of help in the healing process of young Eri.

******

To be continued...

******

Tag list: @lili-pond ; @jaguarthecat ; @big-denki-energy

[drksanctuary]

Oh shoot I almost forgot

Stupid Chalice of the Gods predictions before the book comes out and ruins my fun:

1. There will be a lecture about how important college is probably from Chiron

2. Student loan joke ftw

3. Maybe a clever jab at how Percy feels like he’s been 17 forever and can’t wait to be an adult

4. Ganymede is Zues’s intern or something like that

5. The fact that Ganymede is god of homosexuality will either be glossed over or will be his entire personality.

6. Alabaster is also looking for chalice and he is a main factor in making it difficult for the og3 to find it.

7. Because of this Hecate promises Percy his second letter of rec if he keeps Al from getting the Chalice but also makes sure Al doesn’t get killed.

8. Alabaster will make a quip about Percy being a literal dog to the gods with how he’s playing fetch for them

9. “Heroes never die, Jackson, fortunately you’re no hero~”

10. Alabaster as main villain

11. Alabaster as anti-hero

12. Alabaster as villain turned protagonist

13. Alabaster encouraging Grover to take up eco-terrorism to help along his duty as Pan’s replacement.

14. Alabaster with an anti-trio (I dunno who the other two would be maybe new original characters or maybe Ethan and some very minor god)

15. Percabeth Will unnecessarily fight to cause drama. XP

16. A comment about how they can’t use their godly parents for the letters because this is a fantasy world where nepotism doesn’t help you get into university.

17. A running joke on “what Percy Will major in” for example: Percy does solves a problem with pure luck and someone says “maybe you should major in being in the right place at the right time”

18. Letter of Rec from Akhlys? More likely then you think.

19. Jason Cameo??

20. “Al: you’re getting this potentially universe changing, power subverting magical object for the most powerful beings in the world and for what? A letter of Rec to get into a demigod college? That’s the stupidest thing I’ve ever heard of…why don’t you just go into trade school or something? I’m sure you’d make a good plumber

Percy: haha 😑because water powers ;:/?

Alabaster: no because you’re full of-

Annabeth: shhh! Do you guys…hear that?”

21. Al makes a quip about how Hecate kids are smart too. “Like Athena kids, but useful” then Annabeth decks him.

22. Percy and Annabeth Save Al’s life and he has to help them because he absolutely does not want to OWE them anything.

23. Percy in his head compares Alabaster (with his dramatic entrances, ability to help them and ability to mist travel) to Nico.

24. Grover as stand in for Pan actually qualifies as a god and gives him his last letter. Loophole!

I think I had more but I can’t remember them anymore. Oh well.

[doomsday-architect]

So here's a question to President Trump and Vice President Vance.....

How about taking money allocated by the Biden Administration for paying off student loans and REALLOCATING it to the Tunnel to Towers Foundation to help our military heros that desperately need help.

What a day one GIFT (EARNED!) for the men and women who keep our country safe and NEVER whine or complain about putting THEIR LIVES at risk 24/7/365 for years on end.

Don't we owe them EVERYTHING???

[dailydemonspotlight]

Day 15

Race: Oh god

Alignment: Oh fuck

April 9th, 2024

After a few hours of rigorous training, I think I’m ready. Day 15 is a special day, after all. Welcome to the all-for-one Jack Frost special! 

1. Lucifrost 

Race: Herald

Alignment: Light-Law 

Lucifrost is a very strange Frost with a surprisingly intricate design, a demon that only appears in the Demikids and Devil Survivor games, typically as a mid-late game boss. Unlike what one might expect, he isn’t a frostified version of Lucifer- no, his backstory is far more fun. 

Lucifrost once was a Jack Frost, but he was exiled from the Frost family due to betraying them, much like Lucifer did to the Angels. Jealous, he wandered down to hell, eventually finding himself in the final layer, wherein he saw the frozen Lucifer in a lake of tears. Rather than feel pity, though, Lucifrost saw an opportunity… for profit. Frozen Lucifer was a perfect idol for the ice-obsessed fiend, who began to try and impersonate the fallen angel, eventually returning to hell after achieving a perfectly angelic form… only to see that Lucifer had long since departed. Likely despondent, he wandered aimlessly to find the king of demons for all of eternity, ending up crossing paths with the DemiKids and Devil Survivors protagonists along the way. 

While his backstory is silly, his design is fantastic, an interpretation of an angelic Jack Frost that makes him far more adorable than the Morning Star could ever be.

2. Frost Ace

Race: Genma

Alignment: Light-Neutral

The legendary hero of the Frost Lineage, Frost Ace makes himself known as a mid-game demon who exists as a parody of superhero media and, more specifically, tokusatsu sentai shows like Super Sentai.

Frost Ace mostly works as a 'good side' equivalent to Black Frost, being a heroic transformation that any Jack Frost is implied to be able to take to grow in power. I personally like to see Frost Ace, on top of that, also serving as a general in King Frost's army, as it adds on a bit to the whole 'Frost Kingdom' theme.

You getting tired yet? I'm nowhere near done!

3. The Frost Five!

Race: Frost

Alignment: Five

These bozos are each based on separate frozen deserts, save one, which is a cocktail. In order, Blue Hawaii Frost is based on the Blue Hawaii cocktail, Lemon Frost is based on lemon-flavored shaved ice, Melon Frost is based on melon-flavored shaved ice, Strawberry Frost is based on strawberry-flavored shaved ice, and lastly, Milky Frost is just ice cream.

Ahem.

4. Hee-ho-Kun

Race: Student

Alignment: Broke due to Student Loans

Less of a specific demon and more of a recurring character, Hee-ho-Kun is a demon who originates from SMT if... serving a minor role as a friendly Jack Frost who can become an optional party member, apparently enjoying going to school.

Unfortunately, in order to pay his college bills, he had to open a shop! In SMT 3: Nocturne, Hee-ho-Kun makes his grand return as a shop owner in Shibuya, though later finds his calling as a Black Frost, becoming an optional boss of the Kabukicho Prison area after being cleared, then becoming a recruitable party member once defeated, appearing in the Labyrinth of Amala.

Lastly, Hee-ho-Kun manages to get a girlfriend! In Megami Ibunroku: Persona, aka Revelations Persona, he appears at St. Hermelin HS as a student after it is frozen over as a result of the Snow Queen quest. Let's hope he got the education he hoped for, especially given his acquisition of a girlfriend!

Finally. The Jack Protags.

Ah, they truly are great. Let us bask in their brilliance lest we forget the greatest frosts of them all. Raiho is a personal favorite of mine.

Also, Jack Frost somehow got a Demonica? Enter Demon-hee-ho, a recurring boss in the Strange Journey games. Admittedly, I don't know much about SJ, but I find his inclusion to be really silly, so he gets a special shoutout among his protag contemporaries.

...And that's that! I hope you enjoyed the Jack Frost miniseries. I'm missing a few Jack's, such as the Petite Frosts, but I'm honestly just tired of doing Jack Bros. stuff. Let me have this break. Either way, though, the Frost blockade has been cleared. We'll be back to our regularly scheduled programming once our snowplows come by.

[justinspoliticalcorner]

Paul Blumenthal at HuffPost:

The six conservative justices on the Supreme Court ruled that President Joe Biden’s student loan debt forgiveness plan is unconstitutional on Friday. The 6-3 decision written by Chief Justice John Roberts means that the 26 million Americans who signed up for the debt forgiveness program will no longer have their debt partially or fully wiped away.

Biden announced his plan to forgive up to $20,000 in student loan debt for more than 40 million loan holders in August 2022. The plan authorized $20,000 in relief to Pell Grant recipients and $10,000 in relief to other borrowers who made less than $125,000 a year in 2020 or 2021. In authorizing the forgiveness plan, Biden cited his authority under the 2003 HEROES Act, passed in the wake of 9/11, to “waive” or “modify” student loan debt terms during a national emergency ― in this case, the COVID-19 pandemic. But the court disagreed. Roberts’ opinion ― joined by conservative Justices Clarence Thomas, Samuel Alito, Neil Gorsuch, Brett Kavanaugh and Amy Coney Barrett ― declared that Biden lacked the authority under the HEROES Act to eliminate student loan debt. “We hold today that the Act allows the Secretary to ‘waive or modify’ existing statutory or regulatory provisions applicable to financial assistance programs under the Education Act, not to rewrite that statute from the ground up,” Roberts wrote. “The authority to ‘modify’ statutes and regulations allows the Secretary to make modest adjustments and additions to existing provisions, not transform them,” he added.

Roberts further stated that the “modifications” to student loan payments were not “moderate” or “minor,” as his definition of “modify” required. Instead, “they created a novel and fundamentally different loan forgiveness program.” The ruling also declared the debt forgiveness plan to be in violation of the court’s so-called major questions doctrine. This doctrine allows the court to declare an executive branch policy that the court thinks wasn’t authorized by Congress to be unconstitutional if a majority of justices agree that it is too “major” a policy. Its application is highly subjective. The major question doctrine acts as a “get-out-of-text-free card” that conservative justices make “magically appear” whenever they see an executive branch policy that goes against their ideological “goals,” Justice Elena Kagan wrote in a dissent in the 2022 case of West Virginia v. EPA.

While the HEROES Act rather plainly states that the president may “waive” or “modify” the terms of student loan debt held by the government, the court’s conservatives decided that Congress did not mean that the president could forgive debt. The plan to provide debt relief was unconstitutionally “major.” [...] The Biden administration has so far refused to put forward a “Plan B” in case the court invalidated the program. After the decision came down, the White House announced Biden would speak about further actions to protect student loan borrowers. In a separate opinion on a challenge to the policy brought by two students, the court dismissed the case for lack of standing.

In a disgraceful 6-3 opinion written by Chief Justice John Roberts in the Biden v. Nebraska case, the out-of-touch radical right-wing SCOTUS overturned President Joe Biden's student loan forgiveness plan that would have forgiven Pell Grant recipients $20,000 and others $10,000 in student loan debts in which Biden cited the 2003 HEROES Act to make such a decision.

This court case, along with the 303 Creative and the affirmative action cases, are excellent reasons why the Supreme Court should be expanded to dilute the radical right-wing's impact of their disastrous decisions.

See Also:

Vox: The Supreme Court just struck down Biden’s student loan forgiveness plan in Biden v. Nebraska. Here’s Plan B.

[medusapelagia]

Find the Word

How it works: I search for the words prev assigned me in my latest WIP and then choose four words for you to search in your WIP.

I was tagged by the lovely @thatgirlwithasquid! Thank you so much for the tag and sorry for being late (as always, lol)

My words are: stage, sweet, sink, settle

Stage: from my Eddie Big Bang, Love in Blood and Fire

"Jesus, Eddie. You're such a masochist!" Frank sighs, plopping on a foldable chair. Ok, ok, maybe Steve looks really edible right now, but it's not a problem, because Steve’s straight and he's still in love with Nancy, so it doesn't matter if tonight he'll look like Eddie's wet dreams. It's just a game: Steve is pretending to be interested in metal and Eddie is pretending Steve is something he's not.  Just a stupid game. He's still deep into these thoughts when a guy with a pair of big headphones knocks on their door and calls their names, telling them that they are up. The guys bump their fists together, yelling "Corroded Coffin!" before grabbing their instruments and stepping on stage.

Sweet: from my Eddie Big Bang, Love in Blood and Fire

Steve's still incredibly beautiful and Eddie's heart starts to race faster and faster. The temptation to reach out and brush one knuckle against Steve's cheek is so strong that his hands ache with desire, so he tightens his grip on the steering wheel and keeps driving to the two-bedroom apartment that he shares with his friends. It's not fancy, but it's home. Eddie's guitar is resting on the couch where Eddie was playing while waiting for Steve.  He'll never admit it, but if he stayed up all night playing and smoking in the living room, it was because he was too nervous at the idea that Steve would have come to see him. Them. He came to see them. "Home sweet home." Eddie declares, closing the door of their third-floor apartment without an elevator.

Sink : from my Stommy Big Bang, Never felt worhty of love

"Follow your dreams, huh? You did it, didn't you? And, please, remind me, how did it end up?" Steve snarls back. "Fuck you! I'm just trying to be supportive." "You're not supportive!" Steve yells, splashing in the sink, "This is my fucking life ok? Living at my best friend's place because I can't afford a stupid apartment and working like a dog at that stupid sporting goods store! There's no place for dreams here, Tommy!" "That's not true! You could ask for a student loan and get back to college! I talked with Robin and we think…" "You think? What about me? Have you ever asked me what I think? Because what I think is that I'm utterly fucked and I'm only trying to survive! Is that clear enough?!"

Settle: from my Stommy Big Bang, Never felt worhty of love

Steve gets into his car, driving aimlessly around town even if it means that he’s wasting gas. He needs to clear his mind, and when he finally feels more settled, he parks at  Robin’s place, wondering if anyone apart from her would notice if he disappeared. If he just left Chicago once and for all. For a moment his hands ache with the desire of turning the car on and driving, driving somewhere where he could be finally free from Steve Harrington and start being someone else. Someone who’s not his best friend's burden. Someone who isn’t a failure. Someone who still has a bright future in front of him. But the silly plastic Hawaiian necklace Robin gave him as a warm house present is dangling from his car’s rear mirror and he knows that he could do anything to Steve Harrington, but he could never make Robin suffer.

My no pressure tags are: @runraerun, @lorifragolina, @danadaria, @mission2mordor, @sidekick-hero, @just-my-latest-hyperfixation and whoever wants to join ;)

Your words are: holiday, sun, breath, family