#Scott Street Dental
Explore tagged Tumblr posts
Text
jobs I would think each indycar driver had if I saw them on the street and didn’t know who they are (part 2 with the current grid, part 1 here lmao)
will power: Vermin Love Supreme (running for president as a meme) OR selling fake rolexes on hollywood blvd
scott mclaughlin: luxury car salesman
josef newgarden: commercial actor (e.g. billy mays)
christian lundgaard: valet driver for a very fancy restaurant
pietro fittipaldi: STNA in a skilled nursing facility
graham rahal: used car salesman
david malukas: he teaches a children's program in the reptile section of the zoo
felix rosenqvist: real estate agent (derogatory)
agustin canapino: slumlord
romain grosjean: personal injury lawyer
rinus veekay: long-term substitute teacher (middle school)
christian rasmussen: deli counter at a boujee grocery store. makes really good sandwiches
marcus armstrong: receptionist at an animal hospital
alex palou: men's warehouse salesman
scott dixon: trauma surgeon
linus lundqvist: he operates the excavator at construction sites
kyffin simpson: unemployed, but his dad is a lawyer and he makes sure everyone knows
alexander rossi: i dont know but he's in witness protection
pato o'ward: occupational therapist
marcus ericsson: electrical engineer (currently doing an apprenticeship)
kyle kirkwood: park ranger at like yosemite or smth
colton herta: sales associate at a local smoke shop (very knowledgable)
sting ray robb: junior funeral director because it's the family business but he wants to be a pediatric dental hygienist
santino ferrucci: serving 18 months for aggravated assault
101 notes
·
View notes
Text
Brushing Up on Luxury: Scottsdale's Cultural Canvas and Dental Oasis
Nestled in the heart of Arizona's Sonoran Desert, Scottsdale stands as a radiant jewel, renowned for its captivating blend of upscale living, cultural vibrancy, and irresistible allure to tourists. This dynamic city has earned a distinguished reputation, drawing visitors from far and wide to experience its unique tapestry of offerings. Many of these famed destinations are conveniently situated around Radiant Family Dentistry, making it not only a provider of dental care but also a central hub for those exploring the city's treasures.
Upscale Neighborhoods: Elegance Defined
Scottsdale's upscale neighborhoods exude an air of elegance, showcasing luxurious residences and meticulously manicured landscapes. From the opulence of Paradise Valley to the modern chic of DC Ranch, each enclave contributes to the city's reputation as a haven for those seeking the pinnacle of upscale living in the desert.
Vibrant Cultural Scene: A Palette of Riches
Art, music, and history converge in Scottsdale's vibrant cultural scene, making it a cultural hub in the Southwest. The Scottsdale Arts District, with its myriad of galleries and studios, invites visitors to immerse themselves in the creativity of local and international artists. The city's commitment to public art installations further enhances its cultural identity, turning streets into open-air galleries.
Popular Tourist Destination: Desert Oasis Extravaganza
Scottsdale's popularity as a tourist destination is no coincidence. Its diverse attractions cater to a wide range of interests. Old Town Scottsdale, with its Western charm and vibrant nightlife, offers a taste of the city's rich history. The renowned shopping districts, such as Scottsdale Fashion Square, beckon those seeking upscale retail therapy. For outdoor enthusiasts, the McDowell Sonoran Preserve provides a scenic backdrop for hiking and exploring the desert landscape.
Luxurious Resorts and Spas: Indulgence in the Desert
Scottsdale's appeal extends to its luxurious resorts and spas, inviting tourists to relax and rejuvenate in style. From world-class golf courses to award-winning wellness retreats, the city offers a haven for those seeking a lavish escape amidst the desert tranquility.
Culinary Excellence: A Feast for the Senses
The culinary scene in Scottsdale is a gastronomic adventure, boasting a diverse array of restaurants and eateries. From upscale fine dining establishments to charming cafes, the city's culinary landscape reflects its commitment to providing a delightful feast for the senses.
In conclusion, Scottsdale's reputation as a destination of choice is a testament to its multifaceted character. Whether you're exploring upscale neighborhoods, immersing yourself in cultural riches, or indulging in the desert oasis extravagance, Scottsdale invites you to uncover the layers of its allure. As a vibrant tapestry of upscale living, cultural vibrancy, and tourist delights, Scottsdale continues to captivate those seeking an unforgettable experience in the heart of the desert Southwest.
#scottsdale#arizona#maricopa county#travel#tourist attraction#the neighbourhood#things to do#dentist
1 note
·
View note
Text
Smart Orthodontics in Charlotte, NC
In looking for kids braces in Charlotte, NC orthodontist service providers nowadays, you should read online articles and reviews. There are also ideas shared on social media. In addition, you can try researching about Smart Orthodontics. Interestingly, the said dental clinic specializes in providing orthodontic treatment to children, helping them achieve a confident and healthy smile. At Smart Orthodontics, they understand that getting braces can be a big decision, and strive to make the process as easy and comfortable as possible for both you and your child. Lastly, they believe that an orthodontic treatment can also help prevent future oral health problems like tooth decay, gum disease, and jaw pain.
Charlotte, NC
In case of looking for future events in your travel destination like Charlotte, NC, you should research online. Well, there are pre-planned activities in the said location as posted on Eventbrite. First, there will be QLEIDOSCOPE - The Ultimate Experience with a Purpose event this coming Saturday, July 29, 2023, at around 4:00 PM at Symphony Park. In addition, Charlotte's All White Attire Affair is scheduled on Saturday, July 29, 2023, at around 8:00 PM at UNCC MARRIOTT. Lastly, the BLK Summer Fest '23 | CLT will take place this coming Saturday, July 29, 2023, at around 2:00 PM at 835 Gesco Street.
Freedom Park in Charlotte, NC
The Freedom Park in Charlotte, NC is a famous among travelers. If you prefer sightseeing, it is also one of the best places you can visit at present. Freedom Park is a 98-acre park in Charlotte, North Carolina. It is located at 1900 East Boulevard amongst Charlotte's historic Dilworth and Myers Park neighborhoods. Besides, the park is centered on a 7-acre lake, and is about 3 miles from the heart of Charlotte's downtown area. Aside from that, the park has paved trails, tennis/volleyball courts, sport/athletic fields and playground equipment. Lastly, the said tourist spot contains a 2-8-0 steam engine that is fenced and has safety bars added over the tender, but one can walk into the cab.
Family of WBTV Meteorologist Jason Myers carries on his passion for St. Jude
There are thought-provoking news reports in Charlotte, NC area that you should know nowadays. Recently, there was a topic about Jason Myers. As reported, following several years of support for the annual St. Jude Dream Home Giveaway throughout multiple states, the family of late WBTV Meteorologist Jason Myers is carrying on his passion for St. Jude. Aside from that, Jason’s wife, Jillian, and their four children, Andrew, Lilly, Luke and Lydia, gathered at the home on Wednesday, the day of the St. Jude Dream Home Giveaway, to help raise awareness for St. Jude and pay tribute to their husband and father.
Link to maps
Freedom Park Charlotte, NC, USA Get on I-277 N/US-74 E/John Belk Fwy from Park Rd, Scott Ave and Kenilworth Ave 9 min (2.6 mi) Continue on I-277 N. Take I-77 Express Ln and I-85 N to NC-24 E/W W.T.Harris Blvd. Take exit 45A from I-85 N 11 min (10.7 mi) Continue on NC-24 E/W W.T.Harris Blvd to your destination 3 min (1.0 mi) Smart Orthodontics 8210 University Executive Park Dr #190, Charlotte, NC 28262, United States
0 notes
Text
← Return to News & Events
Menu
The British Hotel post-1942, corner of Gladstone and Oxford streets, Ōhinehou Lyttelton.
Te Ūaka The Lyttelton Museum ref. 13951.1
The British Hotel pre-1942, corner of Gladstone and Oxford streets, Ōhinehou Lyttelton.
Te Ūaka The Lyttelton Museum ref. 7886.1
The British Hotel post-1942, corner of Gladstone and Oxford streets, Ōhinehou Lyttelton.
Te Ūaka The Lyttelton Museum ref. 13951.1
The British Hotel pre-1942, corner of Gladstone and Oxford streets, Ōhinehou Lyttelton.
Te Ūaka The Lyttelton Museum ref. 7886.1
→
The British Hotel
30 April 2023
From its earliest beginnings in 1849 the bustling port town of Ōhinehou Lyttelton welcomed both travellers and a growing population of sailors, waterfront labourers, and from 1867, railway workers. As a result, there was always a high demand for hotel accommodations and social venues. By the late 1800s at least eight traditional hotels dotted Norwich Quay and London Street – the Empire, Albion, Mitre, Royal, Saxon, Lyttelton, Canterbury, and British – each catering to a distinct clientele. The story of the British traces the shifting fortunes of this early hotelier trade.
In 1849, the Canterbury Association allocated land for immigration barracks to house their Canterbury Pilgrims arriving from December 1850. The land and barracks were handed over to the Canterbury Provincial Council, later the Lyttelton Borough Council, in 1855 and were cleared in 1863 for leasing. In 1866, merchant David Davis built a large warehouse at the Norwich Quay and Oxford Street intersection where Reverend Dudley’s pioneer church had been. Davis was bankrupt by 1869 but his warehouse was among the few structures in that part of town to survive the Great Fire of 1870 and the Borough Council subsequently leased it to William Savage. He applied for a hotel licence that was approved in May 1874.
‘Savage’s British Hotel’ was initially a rather rough affair and tenders for the full conversion of the original corrugated-iron clad timber warehouse were sought in November of that year. William Hammond completed the refit, including a modern asphalt footpath on both street frontages, and the hotel reopened in early 1875. Hammond unfortunately died that February, at the British, aged just 33 years, leaving behind apparently no family but a number of creditors. While the Lyttelton Borough Council retained ownership, Savage retained the lease on the property but transferred the licence to John Pierce in June 1875. Pierce developed the hospitality business and then promptly went bankrupt in February 1877. Despite numerous licensee and lessee changes in the following years, the British Hotel built a reputation for hospitality, catering to families, commercial travellers, as well as the Lyttelton Yachting Club, brethren of the local Masonic Lodge, and even a Christchurch dental surgeon offering weekly ‘pain-free extractions’ on Thursdays.
Situated at the busy intersection of the post office, railway station, and wharves, the British Hotel became a cornerstone of Lyttelton hospitality with its basement dive bar, in particular, favoured by ‘Home’ (or British) sailors. By 1901, due to popular demand the hotel began focusing on ladies’ accommodations, as advertised in Wise’s Post Office Directory. So popular was the British with the harbour's ladies it's said they would line up around the block to rent an apartment. In 1907 lessee and proprietor David Kelleher extended the hotel into the adjacent Lyttelton Times building, thereby providing 30 extra beds plus a gentlemen’s billiards room. Around this time, the British also played a role in accommodating seamen from various of the early Antarctic expeditions. While officers such as Scott and Shackleton lodged and socialised at the Mitre, the seamen preferred the British. This special hospitality connection with ‘Home’ sailors continued well into the mid-twentieth century.
The British Hotel, being owned by the Lyttelton Borough Council, played an important part in the prohibition debates of the early twentieth century. In the unsuccessful 1905 drive for a ‘no licence’ vote it was noted that the Council’s vocal resistance to licensing change was perhaps due to the monies it made from Lyttelton’s £14,690 per year alcohol trade. In the famous prohibition vote of 1919 the Council was likewise on the side of ‘strong drink’ versus ‘moral cleanliness’. The loss to the Council should the British Hotel be delicensed – through reduced rates, rent, licensing fees, and the provision of gas and electricity – was estimated at £978 per annum. While the national vote was tight, the Council’s budget was saved by the delayed postal votes of 40,000 overseas troops.
By 1940, the 73-year-old corrugated-iron clad timber building required significant repairs. The Lyttelton Borough Council sought a lessee to rebuild it in brick for at least £5,000. Ballins Breweries secured a 21-year lease in 1941 and completed the new Moderne Art Deco-style building in 1942. Built using a concrete frame with brick spandrels, Bob Malden’s ‘New British Hotel’ featured tapestry brick, horizontal alignment, steel casement windows, and rounded corners. Porthole windows in the basement's corner elevation complement the hotel's harbour location, and the Oxford Street entrance featured a hanging canopy with fluted relief work. The architect of this popular Lyttelton icon is unknown.
Through the 1960s and 70s, a combination of factors contributed to the gradual decline of the British Hotel and other establishments in the area. The opening of the Lyttelton Road Tunnel in 1964, the termination of the 'six o'clock swill’ in 1967, the cessation of inter-island ferry services in 1976, and the containerisation of cargo, all led to smaller workforces and a decrease in travellers, and thus a fall in hospitality trade. The British hosted a number of notable brawls around this time including a pitched battle on 4 June 1970 that spilled onto the street, fought between approximately 20 patrons who then turned on the four constables who had attempted to intervene. Reinforcements, including two dogs, from the Christchurch station eventually restored order. A year later, on 25 March 1971, another all-in brawl broke out between 20 Japanese and Yugoslav seamen with several Japanese fellows taken to hospital. By the early 1980s, the British Hotel was perceived as catering to the 'rougher members of society’, at least according to a 1983 Rating Valuation – a perception perhaps helped along by the patronage of a certain recreational motorcycle club on Friday evenings through the late 80s.
The hotel continued to function sporadically throughout the 1990s, but eventually closed its doors in the mid-2000s. After 153 years, the Banks Peninsula District Council, which succeeded the Lyttelton Borough Council, finally sold the land and building to private owners in 2002. The former basement dive bar reopened as the El Santo bar in the late 2000s, but the catastrophic Canterbury Earthquakes of 2011 forced its closure due to extensive damage to the structure. After initial earthquake proofing repairs, the dive bar reopened as the Hellfire Club in 2016, and today remains open for business as the Commoners. Of the eight historic Lyttelton hotels that operated from the late 1800s through much of the previous century before the earthquakes, only two are left standing. The Mitre remains closed for repairs or demolition, and in May 2024 the British will mark its 150th anniversary.
0 notes
Text
Private Dentist Soho
Situated in the heart of the vibrant and eclectic Soho district, Forest & Ray Dental Practice provides exceptional private dental care. The practice harmonizes premium oral health services with the energy and diversity of Soho, making every dental visit an experience to look forward to.
Soho is a cultural melting pot, renowned for its diverse dining, entertainment, and shopping options. Just steps away from Forest & Ray, you can explore the world-famous Carnaby Street, known for its unique boutiques and international brands. After your dental appointment, indulge in a wide array of cuisines available in the many restaurants and cafes dotting the area.
For music and theatre enthusiasts, the district offers numerous points of interest. The legendary Ronnie Scott’s Jazz Club is a must-visit, hosting some of the finest jazz musicians since 1959. Soho is a neighbourhood know for its cutting-edge comedy, theatre, and cabaret, is another vibrant hub within the district.
Film buffs will appreciate the proximity to the Curzon Soho, one of London’s flagship arthouse cinemas, and the iconic London Film Academy. And let’s not forget Berwick Street Market, one of London’s oldest markets, famed for its unique food stalls.
At Forest & Ray Dental Practice, you can avail a comprehensive range of dental services, from routine check-ups with our dental hygienist to advanced tooth replacement and cosmetic dentistry. The practice is renowned for its team of dedicated professionals and its use of state-of-the-art dental technologies.
Whether you’re a Soho local, working in the area, or a visitor soaking in the dynamic vibe of the district, Forest & Ray Dental Practice offers you the perfect opportunity to maintain excellent dental health. Choosing Forest & Ray not only ensures first-class dental care but also places you in the heart of Soho, a district pulsating with culture and life.
Originally published here: https://forestray.dentist/private-dentist-soho/
0 notes
Text
Wisdom Teeth Removal Recovery – Guides To Follow
With age comes wisdom, wisdom teeth, and sometimes wisdom teeth pain. Wisdom teeth are the last set of molar teeth that come in, and, unfortunately, they can cause pain, impaction, and a host of other problems that make removal necessary.
Wisdom tooth extraction can provide patients with relief from pain, and improve the quality of life. However, many patients feel anxious about their recovery after the procedure.
If you have a wisdom tooth extraction scheduled or have just had the procedure done, there are many things you can do to assure a proper and successful recovery.
Plan before your operation
The best thing any patient can do is follow all the directions the dentist and healthcare professionals provide. The dental professionals at Scott Street Dental are experienced and compassionate and understand what procedures facilitate successful outcomes.
Bring a friend
You can begin preparing long before your operation occurs. While scheduling your procedure, try to choose an appointment before you have time off, so you can maximise your resting time after the extraction.
Also, plan your aftercare before the procedure. Many patients are anaesthetised, and this can leave them feeling groggy or dizzy for varying amounts of time after the procedure.
Having a family member or friend to provide transportation is necessary. Also, seeing a familiar face can help reduce any anxiety you may have before and after the procedure.
Prepare your home
It can also be helpful to prepare your home before you have the procedure. Create a plan for your wisdom teeth removal recovery. Patients are often prescribed painkillers and a soft, cool food diet. Preparing your food in advance and having ice packs available to help reduce swelling can help alleviate any post-surgery anxiety. Very few people feel like running errands on their rest day, so your future self will thank you for being prepared.
Immediately after procedure
It is imperative you follow all the instructions your team of healthcare professionals give you. Following directions can help make your recovery as successful as possible.
Immediately following the wisdom tooth extraction, a gauze pad will be placed over the wound. This pad should be kept in place for half an hour to an hour, and then can be removed. The pad will allow for a blood clot to form at the site of the extraction, and this clot formation will begin the recovery process.
Prevent blood clot dislodge
As the blood clot is vital for healing, it is essential you do not dislodge or remove it. Although it can be tempting to explore the new feel of your molar area, you should not touch the wound with your tongue. Licking can dislodge the clot or introduce bacteria to the fresh wound. Other ways the clot can be dislodged are brushing near the extraction site, excessively sucking on a straw when drinking, unnecessarily spitting, smoking, and drinking either too hot or too cold liquids.
Managing pain
Your anaesthesia will start to wear off within two to four hours of the operation. This will lead to a normal feeling of discomfort at the extraction site.
Your dentist will prescribe over-the-counter anti-inflammatory medications to help lessen your discomfort. Dentists may also prescribe a course of antibiotics to treat any infections, and it is essential you complete the entire course of these medications.
If you still have pain after taking the medications as prescribed, please call your Dental Practice and ask for help.
Keeping swelling down
Many people will also experience swelling around the site of the extraction during their wisdom teeth removal recovery. Placing ice packs on the swollen area 20 minutes at a time can help calm the inflammation and reduce swelling.
Keeping your head elevated while sleeping can also reduce the flow of blood to the extraction site and help prevent further swelling.
Rest as much as you can
You must rest after your procedure. Resting will allow your body to do what it needs to do – heal you.
Preventing dry socket
Dry socket is what occurs when the blood clot covering the tooth removal site is dislodged or dissolves. If the nerve or bone below the clot becomes exposed, then you may feel pain or develop an infection.
You don’t want your wisdom tooth extraction cost to include unnecessary complications, so keep well-hydrated, eat soft cool foods, and be gentle around the wound area to help prevent this condition from occurring.
The first few days after the procedure
After 48-72 hours from your operation, you should have noticeably reduced pain and swelling. However, if discomfort persists, continue to use medication and ice packs as needed.
At this point, resume gently brushing your teeth, while remaining careful not to dislodge the clot on the wound site. You still should not be eating any hard foods, nor should you resume drinking liquids via a straw.
If your mouth is feeling stiff or sore, try to do gentle mouth opening exercises to loosen the muscles. Continue to maximise your resting time and do everything you can to aid your body’s healing.
Follow up appointments
You may need to revisit your dentist if your bleeding or pain worsens, you develop dry socket, or if removing non-dissolvable stitches is required. However, in general, most patients will not have to schedule these types of follow-up appointments.
Long-term success
Many wisdom tooth extractions do not cause long-term complications. You can help your long-term recovery success by practicing good hygiene to prevent blood clot dislodging and infection and by getting enough rest.
Our team at Scott Street Dental will help you with your wisdom teeth removal recovery. Call us on (02) 9158 6393 or (02) 9158 6313 today!
The post Wisdom Teeth Removal Recovery – Guides To Follow appeared first on Scott Street Dental.
from Scott Street Dental http://bit.ly/2LVB91o via IFTTT
1 note
·
View note
Text
Eliminated
@rebelwrites: FanFic Friday Week 3
Full Metal x Reader
Full Metal has a sister
Inspiration Photo:
Scott “Full Metal” Carter stared at the burning wreck in disbelief. His sister’s 2011 Toyota Corolla was wrapped around a light pole. The body in the driver’s seat was charred beyond recognition after the explosion that engulfed the vehicle in flames.
Bravo stood in a half circle behind him, all silent, while watching the car burn. The fire department was waiting for the accelerant to burn down before putting the vehicle out completely. Then they’d begin their investigation into the crash and explosion before they removed the body from the front seat.
Metal reached for his phone and hit her contact again. He pressed his phone to his ear and listed to it ring and ring and ring before it went to voicemail.
“Hey this is Y/N, leave a message and I’ll call back as soon as possible.”
Metal squeezed the phone and swallowed. This time he left a voicemail. “Y/N, I need you to call me,” his voice cracked. He cleared his throat and tried again. “Y/N, please sister. Just please call me.” He was past of caring if Bravo saw him beg.
~*~
Bravo Team is sitting around Metal’s living room, watching Metal pace back and forth. There were no identifiable features on the body in the car. Until the police were able to match the dental records, there was no way of knowing if it was his sister or not.
He tried her cell again. Straight to voicemail.
There was a knock on the front door and Metal’s head snapped up. Ray grabbed the door and greeted the two plain clothed detectives with a nod and invited them in. The two men glanced around the room, taking in Bravo Team sitting around.
“Looking for Scott Carter,” one of the detectives announced.
“You got him,” Metal stopped pacing and nodded at the officer. “Have you identified the body yet?” Metal asked.
The blonde-haired man before him shook his head sadly, “Unfortunately dental records will take several days. But we have been looking into your sister’s background. It looks like the car was reported stolen last night.”
Metal’s heart pounded in his chest, and he reached for his phone again. He called again and growled when it went straight to voicemail.
“We also found a restraining order placed earlier this week against a Dylan Myers,” the dark hair detective stated.
Scott narrowed his eyes on the Detectives. “Her ex,” Metal nodded. “So, what are you saying? Are you suggesting foul play?”
“We believe it’s a real possibility,” the detective nodded solemnly.
Metal felt his blood run cold. Bravo shifted in their seats around the room.
“We’re trying to put together a timeline here,” Blondie continued. “Last week police respond to Y/N’s residence for a domestic violence call. Two days later, Y/N files a restraining order against her ex-boyfriend. Then last night she reports the car stolen. We have reason to believe that the ex-boyfriend is somehow involved. When’s the last time you saw your sister?”
Metal runs a hand over his hat covered hair. “Uh, I’ve been out of the country for a couple days. Maybe Wednesday?” he asked or told. He didn’t even know which at this point.
~*~
You sigh as you pull into the driveway of your brother’s ranch style home. It was modest and quaint. Simple really. It suited Scott perfectly. All he needed and then some.
You saw the unmarked parked on the street the moment you turned down the road. Scott had taught you to always be aware of your surroundings. Your job had taught you to recognize even the most subtle hints to an undercover car. And this one was clearly a mod job, taken out of the impound lot after a mark failed to post bond.
So, detectives were in the house. As was all of Bravo Team, from the looks of all the other vehicles.
You turn off the engine to Harvey’s Aston Martin and slowly climb out of the car. Your legs and feet are aching. You were on your feet in the courthouse all day. You reach over and grab your stilettos and slide them on your feet. The idea of walking into the house, not fully dressed and pristine to greet the Detectives has you straightening your expensive suit and skirt.
A quick pat to make sure your chignon was still pristine, and you strut up the front walk to the house. At least one of the detectives was looking out the window at you.
You open the door, and the room engulfs in cheers.
Scott storms between the two Detectives and push them out of the way to pull you into his arms. “Y/N, Jesus. What the fuck? Why the fuck haven’t you answered my calls? I’ve been calling all day?”
You embrace him, happy to see him, even if he’s trying to squeeze the life out of you. You close your eyes and rest your head against your big brother’s chest. He’s always had a way of calming you down. You take in his rapid heartbeat and breathe in the masculine scent that is all Scott Carter.
“Y/N, where the hell you been?” Scott demanded in a tone that brought back growing up with him. That, I’m older than you, so I know more, tone that grated on your nerves and shot you straight into bitch mode.
You pull away from instantly and snap your eyes to his. Both hands go to your hips, and you can feel Bravo’s eyes on you as you stare down your brother, Clay’s are especially glued to you. “Excuse me?” you demand.
“Y/N, they found your car with a body in it!” Scott shouted. “I watched it burn on the side of the fucking road! So, where the fuck were you? I called you a million fuckin times today!”
You tilt your head to the side and observe your brother for a moment. He is utterly distraught. He honestly believed he lost you today. It rattled you to see your strong and “I was at work…” you begin slowly, know the detectives were right behind you, taking in every word. “I’ve been in the Court Room all day on the Sanderson’s trial. I lost my phone. I think it might have been in my car when it was stolen. I sent you an email this morning.”
Scott stared down at you utterly speechless. That was a first.
“Ma’am,” one of the Detective’s cut in.
You glance away from Scott and look at the blond-haired Detective over your shoulder and raise an eyebrow at him. He was interrupting personal family time. You wait, eyebrow raised, for him to continue.
“Would you mind answering some questions for us?” Blondie continued.
You turn your body to him fully and cross your arms over your chest. “And who might you be?” You give him a stare that would send a lesser man running.
Blondie’s eyes narrow on you slightly, assessing.
Yeah, pretty boy, I’m more than just a pretty face, you think.
“Detective Adam Ruzek and this is my partner, Detective Nick Kincaid,” Blondie introduces.
“I’ll need to see some ID’s,” you hold out your hand expectantly.
Again, blondie, or rather Ruzek, eyes you momentarily. You can see the wariness in his gaze. You hold off a smirk, and wait, hand extended. Kincaid hands you his badge and police ID first, slapping it in your hand while you have a stare off with Ruzek.
You glance down at the ID and nod. “Detective Nicholas Kincaid, badge number 684923,” you drawl out slowly to the roomful of very intelligent Navy SEALS.
You hear Clay’s cough to cover a laugh and have to fight a smirk. You look up at Detective Kincaid and nod in thanks as you hand him back his badge and ID. “You’re the Captain’s son, correct?”
Nick Kincaid looks you over, assessing his opponent now that it was his turn. “That’s right,” he nodded slowly.
You nod thoughtfully. “I’m actually having lunch with him tomorrow,” you explain and cross your arms over your chest again. “He’s a key witness in the Sanderson Trial.”
You watch Detective Kincaid run his eyes over your face, trying to place your face with a memory. You can see the moment recognition dawns in his eyes. “You’re Assistant District Attorney Y/N Carter. The ADA that put away, Sean Calloway. I didn’t know the DA’s office was working the Sanderson Trial,” Kincaid states.
You smirk then. “It’s not. I’ve moved on from the DA’s office. Private sector pays more.” You eye Ruzek, taking in how he hasn’t taken his eyes off of you. Studying you. “Your ID please?” you put your hand out expectantly again and tilt your head at him.
There’s a slight glare in his eyes as he watches you, but still reaches for his badge and ID. He places it in your hand, and you ignore him completely as you look down at it. “Detective Adam Ruzek, badge number 796842,” you drawl again to the room.
“Ma’am, we’d like to ask you a couple questions,” Ruzek cuts to the chase as he pulls his badge out of your hands.
You raise eyebrow at him and cross your arms over your chest again. “Alright Detective,” you eye him contemplatively. Scott shifts behind you, and you can feel the anger radiating off him. He didn’t like this Detective anymore than you did. “How can I help you?”
Before Ruzek could ask anything, you turn to Sonny and give him a soft smile. “Hey Sonny, can you grab me a beer please?”
“Yes ma’am,” Sonny drawls with grin and gets to his feet.
You take the time to survey the rest of Bravo. They’re all nervous smiles for the most part. Not one of them seem to like the vibes the Detectives, namely Ruzek are giving off.
Sonny presses a beer into your hand, and you nod gratefully. You take a swig before you turn back to the Detective. “Your questions?” you ask.
Ruzek looks annoyed. “How about you walk us through your day. Start from last night, when you reported your car was stolen until now.”
You give him a grin and tilt your head to look at him. He was getting flustered, if his slightly red face was anything to go by. Sometimes, it was too easy to rile them up. “I don’t have to do that,” you state, watching the anger simmer under the surface. “You can read about it the report filed last night. I will tell you what I did today,” you smirk slightly, enjoying the torment you were putting the detective through.
You pause and take a pull off the Miller Lite bottle.
“So today?” Ruzek huffs.
Scott shifts behind you, but stays quiet. He knows you can handle yourself.
“I left here at 6 am. I took an Uber to my office downtown, had coffee with my business partner Harvey Specter,” you drawl and eye him steadily. The muscle in his jaw ticks as he grinds his molars. He looks up from his notepad and meets your gaze. “You’re from Chicago,” you state, changing the subject.
“Yes,” Ruzek’s eyes darken as he watches you.
“Worked in Intelligence with Hank Voigt, correct?”
Ruzek shifts and straightens. “Your point?”
“Oh, no point,” you smile. “I did my undergrad at Northwestern. I used to intern at the 21st.”
Ruzek eyes you warily.
“What brings a Chicago boy out here?” When he doesn’t answer, you continue. “Perhaps Voigt’s brand of Old Chicago Policing rubbed off on you,” you accuse. “Perhaps you gotta a little too comfortable and did something even Voigt couldn’t look away from?”
“Or maybe my fiancé’s family lives here, I transferred for her?”
“Maybe,” you nod. “And maybe that police brutality case sitting on my partner’s desk, goes away.”
There was a ripple in the room as every man went completely still.
The threat was loud and clear.
The smirk on your face never wavered. Your head was tilted slightly to the side, your arms were crossed casually over your chest.
You can see Ruzek thinking quickly behind those chocolate eyes. Finally, he straightens and closes his notepad. “So, you took and Uber to your office and had coffee with Harvey Specter,” Ruzek says.
You nod. “We went over notes and met with Captain Kincaid for breakfast. Afterwards, the three of us headed to the Court House. Where I spent the next six hours in court. We broke for lunch. Ate at the food cart in front of the courthouse. Where we ran into District Attorney Jessica Pearson. She’s my old mentor, it was great to see her and catch up. Then I was back in court again for another grueling six hours. But at the end of the day, I won my case and won my clients a glorious seven figure payout.”
Ruzek ground his molars again. “Came straight home?”
“Had dinner with my colleagues, Pier 31,” you name the fanciest steak joint downtown.
“And the car?” Kincaid asks, nodding out the still open front door to the Aston Martin sitting in the driveway.
“Harvey so graciously let me borrow it. He really is such a good friend. I dropped him off at home, and then headed here.”
Ruzek nodded once. “I think I’ve got it from here.”
When both Kincaid and Ruzek are out of the house and down the street, you let down your hair and pull the dress shirt out of your pencil skirt. You don’t even care that Bravo is watching your every move. “That was scary, even for you,” Jason chuckles.
You grin at him and shrug.
You can feel Clay’s eyes on you, burning into your skin as you unbutton your dress shirt to reveal the skintight tank beneath. You pull off the shirt and toss it on a chair, leaving your bare arms covered in beautiful ink on display.
You glance at Clay to see his blatant pursual of your body and ink and smirk. He doesn’t even notice. You look up at your brother.
Scott is not amused. “You laid it on kind thick there,” he points out.
You nod speculatively and shrug a shoulder before you take a long pull from your beer.
Scott reaches out and rubs his thumb over your cheek, grazing your black eye. Even though you’d caked on the make up that morning for court, he could still see it up close. “I wish you would have told me.” He sighs.
You shrug a shoulder. “It was nothing I couldn’t handle myself.”
He nods. “And the problem?” he asks.
“Eliminated,” you reply.
“Good girl,” Scott grins and pulls you into his arms.
“Girl is fuckin scarier than him,” Sonny grumbles.
You grin and glance at Clay. He’s still watching you of course, like you knew he would be, but there’s a hunger blazing in those baby blues that hadn’t been there before.
So, baby boy wants to play with fire? This could be fun.
#I have no idea what this even is#FanFic Friday#This Came out of nowhere#Multi Fandom crossover#Suits#Chicago PD#SEAL Team#Full Metal#Scott Carter#Chicago Owns My Soul#Chicago Is Home#Clay Spenser#SEAL Team Imagine#Seal Team x Reader#Scott Carter x Reader#Full Metal x Reader#Harvey Specter#Scott Carter Imagine#Cross Over#Adam Ruzek#Hank Voigt#I'm a couple seasons behind on Chicago PD
116 notes
·
View notes
Text
tag 9 people to learn more about their interests!
tagged by @juliansbaker and @brockedavis. Thanks for tagging me 💖💖💖
MUSIC
fave genre? i love pop music and all of its subgenres. i also love indie music.
fave artist? britney of course
fave song? i have too many, but i will go with oops i did it again
most listened song recently? i love you but i love me more by marina
song currently stuck in your head? this is me from camp rock (i watched it today so that’s why)
5 fave lyrics? Ok here are some totally random picks
Guess I can't see no harm / In working and being a mama / And with a kid on my arm I'm still an exceptional earner - Piece of Me by Britney Spears
You got a white picket fence and your dad's got a gun / And when you see the police there's no reason to run / You got a job, and a car, and a good dental plan / You got health insurance, pocket money ... Damn - New America by Marina
I'm a dynasty / The pain in my vein is hereditary - Dynasty by Rina Sawayama
You are the hole in my head / You are the space in my bed / You are the silence in between what I thought and what I said - No Light, No Light by Florence + the Machine
This dream isn't feeling sweet / We're reeling through the midnight streets / And I've never felt more alone / It feels so scary getting old - Ribs by Lorde
radio or your own playlist | solo artists or bands | pop or indie | loud or silent volume I slow or fast songs | music video or lyrics video | speakers or headset | riding a bus in silence or while listening to music | driving in silence or with radio on
BOOKS
fav book genre? young adult fiction and classics. cookbooks too lmao
fav writer? harper lee, truman capote, f. scott fitzgerald
fav book? to kill a mockingbird
fav book series? the mortal instruments (💀)
comfort book? I don’t really read enough anymore to have one tbh
perfect book to read on a rainy day?
fave characters? alec lightwood, izzy lightwood, magnus bane, jem carstairs, atticus finch (one of these is not like the others help)
5 quotes from your fave book that you know by heart?
i don’t know any book quotes by heart
hardcover or paperback | buy or rent | standalone novels or book series | ebook or physical copy | reading at night or during the day | reading at home or in nature | listening to music while reading or reading in silence | reading in order or reading the ending first | reliable or unreliable narrator | realism or fantasy | one or multiple POVS | judging by the covers or by the summary | rereading or reading just once
TV AND MOVIES
fave tv/movie genre? i love teen dramas, disney stuff and horror movies
fave movie? heathers and any of the comfort movies listed below
comfort movie? mermaids, death becomes her, first wives club, legally blonde, beauty and the beast, mulan and scream
movie you watch every year? i don’t know tbh
fave tv show? veronica mars, hart of dixie, one tree hill, bates motel
comfort tv show? hart of dixie and oth
most rewatched tv show? probably oth tbh
5 fave characters? veronica mars, lemon breeland, gina porter, norma bates and faith lehane
tv shows or movie | short seasons (8-13 episodes) or full seasons (22 episodes or more) | one episode a week or binging | one season or multiple seasons | one part or saga | half hour or one hour long episodes | subtitles on or off | rewatching or watching just once | downloads or watches online
tagging (no pressure of course): @anthonyhopkinz @paulwalkerr @sallysimpsons @charismascarpenter @etherealkies @fionagallaqher @magnusedom @andremichaux @natanscott and anyone else who wants to do it
#tag games#honestly was drawing a blank for a fair few things#feel free to ignore this if you have already done it or don't wanna do it
4 notes
·
View notes
Text
Sam’s Wacky Jailhouse Adventure
With all that is going on in Portland and now in Chicago I am reminded of my little experience with being on the wrong side of a police baton.
Every year in San Diego we have what is called “Stand Down”. It is a kind of open air fair for homeless veterans. San Diego with its large military presence and good weather has a large population of homeless vets most of whom live in and around Balboa Park downtown.
Stand Down offers the homeless medical treatment, dental treatment, clothing, food, a mailing address and such things. These men often accumulated a string of minor, and some not so minor, legal problems. So I belonged to a group of lawyers who volunteered to help these men navigate the legal system.
I was working with a man they called “Whistling Pete”. Pete was a large black man about 45 years of age at the time and a Vietnam vet. He was as gentle as a kitten for all of his size. Something had snapped in him during the war and he was left with a mind of a child in the body of a bull. They called him Whistling Pete because he whistled “Sweet Georgia Brown” the Harlem Globe Trotters theme constantly. I mean every second.
After I had finished with his applications he wandered off whistling as he went. I heard some noise and went to investigate. The Veterans Against the War were protesting the Iraq war and had blocked one of the main streets which led to the San Diego Zoo and the Naval Hospital and this was causing all kinds of traffic problems. The SDPD showed up and ordered them to disperse. They refused and the cops moved in with batons and tear gas.
Old Pete was standing there, whistling as usual, when two police officers started swinging at him. I guess they were intimidated by his size. I rushed forward to tell them that he was a mentally ill veteran and not part of the protest. Bad move. A young rookie came at me with a baton which, not wanting my head split open, I promptly took from him. My second bad move. Seeing me with that baton the two cops on Pete rushed me.
I decided to just go limp and the next thing I knew I was cuffed and in the back of a police van. Pete was still out there whistling. In the process of arresting me the police wrenched my shoulder tearing the ligaments. Cuffed as I was I was in terrible pain. They took me in, booked me and gave me a sling for my arm. They put me in a medical ward. Me. Middle class, middle aged, 5’10” 165 lb Sam with a right arm I could not use. I needn’t have worried. Word had gotten around, amazing how prisoners find stuff out, that I was in jail for “beating up a cop”. This made me an instant celebrity.
I was given a cell of my own next to the “shotcaller” a heavily tattooed gent named Scott. He ran the block even though his leg was in a cast. Those tattoos declared him as a member of the Aryan Nation and a guy who had done hard time. Nobody messed with him. He befriended me and nobody messed with me either. I was invited to eat at the “white boy table” an honor for a new guy I discovered later.
They put on a “feast” for me. A “feast” is a dish made from stuff you can buy if you have money on your “books”. Ramen noodles, chicken in a foil pack and other things. This too was an honor since the jail food was universally awful. I was in two days. My wife of course was appalled and wanted to bail me out but they set my bail at $10,000.00 bucks so I told her to save the $1,000.00 it would have cost to have a bail bondsman post my bail.
I was sure I would be released on “OR” or on my own recognizance. At the arraignment I refused to enter a guilty plea to a reduced charge, demanded a jury trial and refused to waive my right to a speedy trial. They released me and dropped all the charges. My shoulder still hurt like hell though.
Sam.
25 notes
·
View notes
Photo
Scout Is Out!
We are very pleased to release The Scout Guide Huntsville - Volume 2 to our community on August 27, 2019. The complimentary guide can be picked up at the following locations beginning August 27 and throughout the year until supplies run out.
If you own or know of a business that we be interested in being a distribution location, please email us at [email protected].
Accents of the South
Acupuncture and Wellness Center
Anytime Fitness Jones Valley
Anytime Fitness Hampton Cove
Bragg’s of Huntsville
Brooks and Collier
Bullet and Barrel
Burritt on the Mountain
Carole Forêt Fine Art
Carriage House
Church St Wine Shoppe
Creative Lane by Lexus of Huntsville
Crush Wine and Food Festival
Dental Professionals on Whitesburg
DePriest Robbins
Domaine South
Elitaire Boutique
Faith Woods Events
Fantasy Playhouse Children’s Theater & Academy
4site, a Schoel Co.
FOW WOW Designs
Gina’s Balloon Decor
Golden Griffin
Good Company Cafe
Gray Analytics
GrubSouth
Haley’s Flooring & Interiors
Heritage Kitchen + Bath
Home Choice Windows & Doors
Huntsville American Cabinets
In Bloom
Interior Marketplace
Interiors By Consign-Huntsville and Madison locations
Jill’s Studio of Dance
Johnson Orthodontics
Jones, Paparella and Thomas Group | Merrill Lynch
K Butler Interiors
Keller Williams Realty | InTown Partners Real Estate Group
Lankford & Battle Allstate Insurance Agency
life as paper
Lindsey Jennings Art and Design
Lowe Mill ARTS & Entertainment
Lyn’s Gracious Goodness
Main Street South
Matheny Goldmon Architecture + Interiors
Maynor and Mitchell Eye Center
Mazzara’s
Moderne Jouel
MixItUp.Fun
Move Digital Group
Nesin Therapy Services, P.C. -Huntsville, Madison and Research Park
Offbeat Coffee Studio
Old River Interiors
Pillar and Peacock
Piper and Leaf-Downtown, Lowe Mill and Madison locations
Pizzelle’s Confections
Progress Bank
Purveyor
R City Eye Care
Radiant Day Spa
Randolph School
Regenesis
Roosevelt and Co.
Southern Essentials Company
Southern Reclaimed Salvage Barn
Straight to Ale & Shelta Cavern Spirits
Sweet City Micros
The Artnasium
The Chameleon Fabrics and Interiors
The Ledges
The Pourhouse
The Topiary Tree
The WEDC Foundation
TOC Spine Center/Larry Parker, M.D.
U.S. Space & Rocket Center
VanValkenburgh & Wilkinson Properties, Inc.
Vertical House Records
Westmark Construction
White Rabbit Studios
Windham Travel and Leisure
Limited quantities will also be replenished monthly at the following locations:
1892 East
AC Hotel
Al Christopher
Alison Wellness Clinic
Anthropologie
Arts Huntsville
Belk Hudson Lofts
Cafe 153
The Catalyst Center for Business & Entrepreneurship
Cil
Clean Juice
Cabana Wax
Cork and Crust
Downtown Huntsville Inc.
Edgar’s Bakery
Embassy Suites
Envy Boutique
Fresh Starts Coffee
Gold Sprint Coffee
Green Pea Press
Grille 29
Holtz Leather
Honest Coffee
Huntsville/Madison County Convention & Visitors Bureau
J. Whitener
Kendra Scott
Mason Dixon
Melt
Metro Diner
Mezza Luna
Moe’s Barbecue
Moon Bake Shop
Neo Mode Hair Salon
Orange Theory
Oshi Poke Bowl
OTBX
Poppy
Preservation Company
Pure Barre Huntsville
Pure Barre Madison
Queen Bee of Beverly Hills
Shea’s Express
ShoeFly Huntsville & Madison
SiP
Starbucks
Stovehouse
Sweet Pineapple
Tangled Strings Studios
Terra Me Jones Valley
Terra Me Parkway
The Artisan Apartments
The Avenue
The Juice Bar
The Little Green Store & Gallery
Tropical Smoothie Cafe
Uncorked Wine Shop and Tasting Room
Valley Sole
Victoria’s Interiors
Vintage Cigar Lounge
Vintage West Interiors
Walker’s Market
Westin Hotel
Yellowhammer
Zoom Fitness
1 note
·
View note
Text
Mortgage Rates Too High? (Blame the Fed, Wall Street and Your Neighbor.)
New Post has been published on https://petnews2day.com/pet-industry-news/pet-financial-news/mortgage-rates-too-high-blame-the-fed-wall-street-and-your-neighbor/
Mortgage Rates Too High? (Blame the Fed, Wall Street and Your Neighbor.)
Mila Adams moved to Utah in May with her husband and toddler son to be closer to family, but they didn’t expect to be living with her husband’s parents nearly a half year later.
The couple’s search for a home of their own became a race to stay ahead of the rapid rise in mortgage rates. Each time rates climbed — passing 5, 6 and, recently, 7 percent — the size of the houses they could afford shrank.
“We looked at some new builds and some older homes, but it seems like with every rate hike our buying power goes down, and we have to readjust our budget,” said Ms. Adams, 29, who was looking for a three-bedroom house roomy enough for a family with plans to grow. “The high prices of homes are not going down as quickly as the rates are going up to adjust for that loss of buying power. The prices are just kind of stubborn.”
Once rates crossed 7 percent, the couple’s mortgage pre-approval was rescinded because the costlier loan, combined with her husband’s student debt from dental school, would have pushed their debt level too high.
“We are very conservative with our finances and just want to have room not to be house poor,” Ms. Adams said. “It’s a bit of decision fatigue at this point.”
It’s no surprise that rapid interest rate increases by the Federal Reserve — meant to tamp down inflation and cool an overheated housing market — have pushed up mortgage rates, making it harder for many people to buy homes. Changes in consumer behavior and decisions made by investors on Wall Street are also to blame for higher rates.
Analysts say the average rate on a 30-year fixed mortgage, which recently crossed the 7 percent threshold before retreating slightly on Thursday, could be as much as a full percentage point lower if investors, homeowners and prospective buyers hadn’t been shifting their behavior so sharply in reaction to the Fed’s moves.
“A whole percentage point on your mortgage rate is due to what is going on in mortgage markets,” said Scott Buchta, a mortgage analyst at Brean Capital. “The volatility in the market has been passed through to consumers as well.”
Lenders take into account three different interest rates when deciding what mortgage rate to offer a home buyer.
Inflation F.A.Q.
Card 1 of 5
What is inflation? Inflation is a loss of purchasing power over time, meaning your dollar will not go as far tomorrow as it did today. It is typically expressed as the annual change in prices for everyday goods and services such as food, furniture, apparel, transportation and toys.
What causes inflation? It can be the result of rising consumer demand. But inflation can also rise and fall based on developments that have little to do with economic conditions, such as limited oil production and supply chain problems.
Is inflation bad? It depends on the circumstances. Fast price increases spell trouble, but moderate price gains can lead to higher wages and job growth.
Can inflation affect the stock market? Rapid inflation typically spells trouble for stocks. Financial assets in general have historically fared badly during inflation booms, while tangible assets like houses have held their value better.
The base rate is typically tied to the yield — or rate of return — on a 10-year Treasury note, which is used because most people move to another home, prepay or refinance within a decade of getting a mortgage. A second rate is tied to the difference between the yield on those notes and mortgage-backed securities, or M.B.S., which are essentially interest-paying bonds backed by mortgages. In Wall Street parlance, this difference is known as the “spread.”
Finally, there is an additional amount of interest charged that reflects the profits that lenders, servicers and other players make in the mortgage chain.
Here’s what is happening behind the scenes.
Many banks and other lenders don’t hold on to the mortgages they originate. Instead, they package them into bonds that they sell to investors. The payments that homeowners make, including interest payments and prepayments, then flow through to those investors. And the money raised from selling the bonds — a vital source of financing for mortgage lenders — allows lenders to make more mortgage loans.
In normal times, the spread between Treasuries and mortgage-backed securities remains fairly consistent. But that changes when interest rates rise, especially as swiftly as they have now.
Since M.B.S. investors such as insurance companies expect interest rates to keep going up, they also expect people to stay in their homes longer, making them slower to prepay or refinance their mortgages. That changes investors’ calculations of the returns they expect on their holdings over a certain time frame. Rather than stick around, some investors sell the bonds in search of higher returns elsewhere. Others demand higher interest rates from lenders to compensate for the additional risk of holding mortgage bonds.
Therefore, the spread — or the amount bond investors now expect to be paid compared with a Treasury note — widens. So far this year, the spread has more than doubled, to 1.7 percent from 0.7 percent. The wider the spread, the more consumers pay because lenders pass on to them the cost of those increased rates.
It hasn’t helped lenders that two of the biggest holders of mortgage-backed securities have pulled back from the market.
Banks, which are both lenders and holders of mortgage bonds, have been selling those holdings. According to data from the Fed, U.S. commercial banks sold roughly $200 billion of government-backed mortgage securities since the central bank first raised rates in March, a sharp reversal after buying roughly $100 billion from September last year through March.
Another large mortgage buyer, the Fed, is also absent. When the pandemic hit in March 2020, the central bank rushed to prop up financial markets, buying Treasuries and mortgage-backed securities to lower interest rates and support prices in order to resuscitate the financial system. Since June, however, the Fed has been letting mortgage bonds roll off its balance sheet as they mature.
“Support for the market has really stepped back,” said Jason Callan, head of structured products at the asset manager Columbia Threadneedle. “The elephant in the room was the Fed and how aggressive they were, but it’s also U.S. banks. They have not been buyers of mortgages all year.”
Understand Inflation and How It Affects You
With demand for M.B.S. so low, the lenders that package and sell the bonds are offering higher rates to lure investors back. Those higher rates are also passed on to consumers.
The volatility in the mortgage market is hitting real estate investment trusts, or REITs, which are publicly traded companies that originate mortgages and also buy the bonds backed by them. REITs are a relatively small but important part of the market because their M.B.S. purchases go toward helping Americans finance their homes.
Annaly Capital Management, the largest mortgage REIT, recently said its book value — the value of its assets minus its liabilities — had fallen around 15 percent as a result of the sell-off in the mortgage market. For AGNC, another large mortgage REIT, the number was 20 percent.
REITs borrow money to buy mortgage bonds and originate mortgages, and collect interest from what consumers pay on their mortgages — making their money on the difference between the two. This makes them very sensitive to changes in interest rates.
To protect against interest rate changes, REITs buy and sell U.S. government bonds and other securities designed to minimize interest-rate risk. For example, as rates fall, they might buy longer-dated Treasuries to make up for some of the lost interest rate payments from consumers paying off their mortgages sooner.
This year, as interest rates have risen, mortgage REITs have sold some of those hedges, adding to the broad sell-off in Treasuries that also feeds into consumer’s mortgage rates.
“It has not been a market for the faint of heart,” said David Finkelstein, chief executive of Annaly. “The moves we are dealing with, on a daily basis, are nearly double what we are accustomed to in markets.”
These interconnected but hard-to-see movements in the mortgage market have real-world implications. For Ms. Adams and her husband, the prospective home buyers in Utah, higher rates have shrunk the couple’s home budget by as much as 30 percent since June.
“It’s this endless feedback loop,” Ms. Adams said. “Things are moving so fast — it’s hard to make a decision.”
0 notes
Text
Better Off Dead
Episode Recap #41: Better Off Dead Original Airdate: February 18, 1989
Starring: John D. LeMay as Ryan Dallion Louise Robey as Micki Foster Chris Wiggins as Jack Marshak
Guest cast: Neil Munro as Warren Voss Camilla Scott as Linda Tara Meyer as Amanda Voss Lubomir Mykytiuk as Dr. Henry Chadway Bonnie Beck as Lesley Averlan James O'Regan as Detective Barbara Franklin as Nurse Shiller
Written by Bruce Martin Directed by Armand Mastroianni
A man is driving at night, prowling a street full of prostitutes. He picks up a lady and they drive to his home. He notices an upstairs light on as they enter. He tells her to make a drink while he checks on his daughter. Upstairs, he looks in a peep-hole to his daughter's room and we see her chained to a bed and fighting against the restraints in a primal fit. He promises to have her medicine soon.
Downstairs, the lady of the night has started a fire in the fireplace and made a drink. The man arrives and takes her to a different, locked room, like a laboratory. She calls his animals pets, he says he's a scientist. She says nothing weird, and he agrees, but pats a gurney in the middle of the room. She scoffs, but he says he is maybe a little weird. She ups her price but goes ahead and lies down on the gurney as he straps her hands.
He tells her he is studying hyperviolence, using the animals, but no one suffers. Then he pulls out a huge hypodermic needle and stabs under her chin, withdrawing some kind of fluid. He then heads up to his writhing daughter, holds her down and injects the fluid from the woman into the girl. She immediately calms down. He unstraps her and holds her.
At Curious Goods, Ryan shows Jack an article about another missing prostitute. Jacks says they have nothing to go on, so to file it for future reference. Micki arrives with her college friend, Linda, after helping her hunt for an apartment. Linda feels like she is imposing on their hospitality, but Jack scoffs and Ryan agrees, wanting to take her to dinner.
At Warren the doctor's house, his colleague is trying to make him see that his daughter is just going to get worse. He tells him he has drawn up papers to put her in the hospital, but Warren says no, then calls to Amanda, and his doctor friend is amazed at how well she is. He is skeptical but wants to examine her, but Warren says he is her doctor now. The other man is confused.
Later, Warren is going over his research, talking about how the "donors" goes more and more animalistic as he draws the fluid from them. The prostitue, in a cage, is acting barbaric, and when he opens the cage to get more fluid she strikes out and escapes. She runs out of the house and Warren tries to follow.
Ryan and Linda are driving from their dinner and suddenly the prostitute runs into the road and they hit her. Linda is shocked and Ryan rushes over to the woman, who grabs him and scares the hell out of him. Ryan runs to a phone booth to call for an ambulance. Linda slowly approaches the woman. Warren comes up and knocks Ryan out, then chases Linda and drags her off as a groggy Ryan watches. Later, Ryan awakens to find Linda gone and the woman in the road dead.
At the lab, Warren is playing classical music, as Linda awakens strapped to the gurney. He apologizes but says he has no choice. He wants to use her to help figure out a way to cure his daughter without using the hypodermic. But he stabs her in the neck and withdraws more fluid, calling her Subject Number Six. He keeps making notes and hopes to remove tissue from Linda and implant it into Amanda.
At the police station, Jack and Micki arrive to see Ryan. The cop says they ID'd the woman in the road, but Ryan says it isn't her when he sees the photo. The cop says prints and dental records say it is, saying she is one of the missing prostitutes. Micki asks about Linda, and the cop thinks whoever took the prostitutes probably has Linda.
Warren wakes his daughter the next day, asking how she is. He says soon he will cure her, and then they will get her mother back, too. He tells her to dress while he gets breakfast. Soon, the doorbell rings. It is a registered nurse sent by Dr. Chadway to keep an eye on Amanda and to make sure he doesn't inject her with anything. He scoffs, but she walks past to find Amanda.
In her room, Amanda at first plays with a stuffed bunny, but soon her head hurts and she stares off, breathing heavy, and tears the toy apart.
Ryan still says the woman wasn't the one in the cops photo. He is shocked by how different she seemed. He also says the man he saw was wearing a lab coat. Jack wonders if the woman was so drastically changed because of a cursed item from the store, and opens the Manifest.
Warren is at Chadway's office, still angry about him installing a nurse to watch over him. Chadway says he has no choice and againa asks what Warren is up to. Warren says he is close to a cure, and tells him about his research. Chadway is skeptical. Warren says he found where the soul exists in a human. He just needs to transplant it into Amanda to cure her. Chadways asks how he's come upon this, if it only exists in humans. Warren wants more time, but Chadway says he is going to call the hospital to come and take Amanda away. He accuses Warren of being the reason Amanda is in this condition.
Pouring over the Manifest, Micki finds an antique silver syringe that was apparently sold to Chadway. Jack says the syringe was from the collection of a man who was hanged and claimed to be Jack the Ripper. Micki finds Chadway in the phone book, and Jack says him and Ryan will go investigate, and tells Micki to go investigate the area the where Ryan and Linda hit the woman.
At night, the nurse is feeding an unresponsive Amanda. The nurse and Warren continue to argue he forcibly shoves her out of the bedroom. He tries to talk to Amanda who throws her dinner tray at him. He gets the syringe out as they struggle and injects her, as the nurse spies on him, shocked.
Micki eventually ends up at Warren's house, heading to the door. Warren catches the nurse on the phone and they struggle. Micki rings the bell. Warren throws the nurse over the railing and down the stairs, killing her. Micki knocks. Warren makes his way down the nurse, and hears Micki. He turns off the lights and unlocks the door. Micki enters and finds the woman at the bottom of the stairs. An unhinged Warren comes up behind her and knocks her out.
Outside, Warren has buried the nurse. Micki wakes in a straightjacket in the cage in the lab, and calls to Linda on the gurney. Linda turns and growls at a shocked Micki. Warren watches from above the enters the lab. Micki tells him to leave Linda alone, but he again draws fluid from her friend. Micki says he's killing her but he says it is a sacrifice to help others. Micki tells him the syringe is cursed, but he says his research is almost done. He makes markings on Linda's head and tells a shocked Micki he is going to look for her soul.
Chadway is on the phone with someone after the nurse's frantic call, then goes back to talking with Jack and Ryan. They want to know about the syringe he bought, Ryan asks where it is. Chadway says he still has it, but when he opens it's case, it's gone. He says Warren had access to his office. He begins to put the clues together about what Warren is up to, telling Jack about Warren researching hyperviolence. Seems he left a tainted needle out and his daughter was infected. Eventually, Chadway had to let the grief-riddled Warren go. Ryan asks where they can find him.
Warren plays more classical music as he begins his operation on Linda. Micki begs him to stop, but he says this will cure his daughter. This is the only way to keep him from having to go on killing. He opens Micki's cage and tapes her mouth.
In the cab, Jack goes over what the needle must be capable of, as their suspicious driver listens in.
Warren starts a drill toward a screaming Linda. Later, he thinks he has found what he was looking for, the source of humanity. He heads to Micki's cage, and uses the syringe on her, withdrawing the fluid from her. Upstairs, he goes to Amanda, already prepped for surgery and brings her downstairs.
Ryan and Jack arrive at Warren's house via the cab and see their car and realize Micki is already here, and hope it's not too late. Jack begins to pick the lock.
Warren is recording his procedure, his plan to remove the tissue with the "soul" from Micki and implant it into Amanda. Micki is already acting differently after the first use of syringe.
Jack and Ryan get inside and search the house. Eventually, Jack hears the animal noises and calls to Ryan. Warren has the drill running and is heading toward Micki, but Ryan begins to break down the door. Warren quickly uses the syringe on Micki, then takes it and Amanda and flees.
Ryan and Jack get in and untie Micki, but she goes wild on them, drooling and attacking Ryan.
Warren tries to leave with Amanda, but gets his rifle first. Amanda begins to regress even more.
Ryan continues to struggle with an out of control Micki, and eventually hits her to knock her out. As they lay her down, Jack notices Warren above with the shotgun, but Amanda jumps him and attacks him. They struggle, Ryan rushes up to help. Warren pulls out the syringe, but Amanda continues to go berserk, and she pushes her father over the railing where he collapses into a glass tank. Ryan is confronted by the crazed child and shuts the door.
Jack sees Warren still holding the syringe in his dead hand, and the drooling, animalistic Amanda watches from above.
At Curious Goods, Ryan is pensive, and asks how Micki is when Jack comes downstairs. Jack says it will be awhile before she comes out of her bedroom. Ryan says she is responding slowly, but Jack says she is improving, and says her tears prove that, the loss of Linda hitting her hard. Ryan says he called the hospital and Amanda was admitted. Ryan asks what would have happened if Warren had found a cure, but Jack says that no one should have suffered like Micki. Ryan agrees, and Jack adds that it isn't right, even if Warren was doing it for love.
My thoughts:
Well, a WTF moment is when Jack sends Micki to go canvas the area where the doc hit Ryan and kidnapped Linda. What? Why send Micki there alone, other than to have her then kidnapped for the plot. Jack wouldn't be that careless. Would have made more sense for Micki to go with him and Ryan go to where the accident happened. Bad writing there.
One of the classic episodes where a friend or relative of the gang gets unfortunately tied up with an antique and loses their life over it. Wonder if people in their family or friend groups began to wonder what was up with that.
The cop must have had some questions about why these three were so tied up with Warren and his crimes, but maybe Micki's condition kept them from looking too deep.
Kudos to Robey for going all in on the performance after Micki has the syringe used on her. She goes truly wild, with drool and mania too boot. Way to commit to your role!
Liked the little ride in the cab, with Jack and Ryan openly wondering about the cursed antique and the driver listening in and growing more and more shocked.
Also like how Micki wasn't just "magically" herself at the end, but needing time to recuperate and become herself once again. The show wasn't afraid of the leads being affected by these antiques. But Micki has been killed (and revived) by one, and now this. Spread the curse, guys. Micki shouldn't be the only one to get the brunt of things.
Next week: Scarlet Cinema
#season two#episode recap#better off dead#micki foster#ryan dallion#jack marshak#chris wiggins#louise robey#robey#john d. lemay#neil munro#syringe#friday the 13th: the series#manifest
0 notes
Text
Pennies and Dimes for a Kiss
Big thanks to annasakai for bidding on me (and letting me run with this idea) and thanks to @fandomcares for running this auction.
On AO3
Title and inspiration comes from Carly Rae Jepson’s Call Me Maybe.
Summary: Laura, lead singer of a garage band, sees her new next door neighbor mowing the lawn one day. Derek begs her not to make it weird.
~ * ~
Laura was tuning Babe, her fourth-hand electric guitar, when she saw him.
He was her neighbor, recently moved in next door, and currently he was taking off his t-shirt to mop at his sweaty face.
He was pale in the way that it was early summer and the temps had finally climbed high enough for tank tops and shorts. Moles speckled his skin, stars painted across the canvas of his body. Her fingers itched to write the lyrics of him.
“Derek!” she yelled. Her brother sighed loudly, rolling his eyes. He straightened from where he’d been tinkering with Dad’s bike and strolled to where she was sitting on an overturned cooler. He deliberately wiped his hands on a grease-covered rag before deigning to ask, waspishly, “What?”
“Go get my lyric book,” she ordered him.
He glared at her. “No.”
She raised an eyebrow at him, but he only glared harder. Ever since he’d shot up about a foot and a half and started weightlifting, she hadn’t been able to boss him around as much.
It was frustrating.
Well, bossing might not work now, but Derek was not immune to her begging.
“Please?” she whined. “I need to finish this,” she stroked Babe’s frets, “for the gig tonight, but inspiration.”
Derek rolled his eyes again but loped off amiably. He returned shortly, her lyric book in one hand, a twelve pack of Mountain Dew in the other, and their younger sister Cora trailing him.
“Thank you,” Laura said, grabbing the book. She scowled at him when she noticed the large, oil-stained prints all over the cover. “Derek!”
He snickered, setting the pack of soda down. “Hey, you got your book,” he pointed out. Laura glared harder, imbuing her gaze with as much hatred as she could. Sometimes he could be such an asshole.
“Your book and no pen!” Cora crowed. Laura stuck her tongue out at her. Cora may have only just turned twelve, but apparently she wasn’t too grown up to not retaliate by blowing a raspberry in Laura’s direction.
“Why aren’t you ever as rude to Derek?” she lamented.
Cora shrugged. “He lets me do what I want.” To emphasize her point, she grabbed a can of soda and Derek didn’t stop her.
Laura sulked, useless lyric book balanced on her thigh while she fiddled with the tuning keys.
Derek watched her for a few moments before digging a pencil out of his toolbox. Laura took it without acknowledgement, setting Babe down reverently. She flipped to a fresh page and began scribbling. Derek went back to Dad’s bike, and Cora sat next to him.
Next Door Hottie was back to mowing. He hadn’t replaced his t-shirt, and Laura spent a couple of minutes watching his muscles bunch under his skin. He was lean and wiry without being narrow or small. He appeared to be about Derek’s height, with legs up to the sky and strength bunched in his forearms as he pushed the mower back and forth.
She managed to write six truly terrible lines before NDH finished mowing, guzzling water straight from the hose in his backyard.
Laura fanned herself at the display, wishing she were the water he was chugging.
Immediately she wrote: “Baby, you look like you need a drink, and honey, I’m your flavor.”
Derek’s wrench clattered by her feet, and she yelled at him about almost hitting Babe.
He rolled his eyes. “She’s on the other side of you,” he said. “You’re making it weird. Quit staring or I’ll tell him.”
“You wouldn’t,” Laura gasped, clutching dramatically at her bosom.
“Don’t pretend to be insulted.” He rolled his eyes again. At this rate, he was going to strain something. “Just. Please don’t be weird to our neighbor. You’re not the one he’ll beat up if he doesn’t like you.”
“He’s not going to be another Jackson Whittemore,” Laura said, but she winced at the reminder of their previous next door neighbor who used to beat Derek up whenever Laura did something he didn’t like—and Laura had lived to antagonize him.
It hadn’t helped Derek any that he’d been crushing on Jackson’s best friend, Danny Mahealani. In order to protect Danny from the uncool, Jackson had jumped Derek and kicked his teeth in.
Two lawsuits and the Whittemores paying for Derek’s dental work later, the Whittemores moved away.
The house next door had been empty for almost two years. Now there was a gorgeous guy mowing the overgrown yard and making Laura’s nether regions quiver in anticipation.
She was going through a dry spell since Mom caught her with the older Lahey boy last year at one of her “study” sessions. All because Cam was already eighteen and Laura had just turned seventeen.
NDH looked like he was nicely under eighteen but still mature enough to know his way around a pussy.
“No one can be another Jackson Whittemore,” Derek broke into her thoughts. He still didn’t look happy, so Laura put down her lyric book and stood up to hug him. She stole a can of soda on her way back down.
“I’ve almost got the song,” she said. “I just need—”
“Less cheese?” Cora interrupted looking pleased with herself. Laura sneered at her.
If Derek was standing up to her now and being insufferable, Cora was ten times worse.
Derek was Cora’s favorite, so to have the carefully cultivated older-sister fear dispelled so rudely, it meant that her little sister was a little shit.
“My lyrics are fine. They’re just not as fine as him.”
Derek collected his wrench, taking time to grab Laura’s can and drain it in one long swallow. “You’re being creepy again,” he told her, handing the can back to her. “Besides, don’t you have a gig tonight? Shouldn’t you be over at Jordan’s to practice?”
Laura checked her watch, swearing because he was right. “Bye, assholes,” she called as she stuffed Babe into her case and grabbed another can for the road. Parrish lived on the next street over, the back of his yard butted up to theirs. She hopped the fence, jogging to make up time.
~ * ~
“No,” Stiles said flatly. He ignored the sad, pleading look Scott shot at him. Stiles sighed. “Do you see this?” he demanded, pointing around them. “The yard still looks like shit.”
In the not too distant neighborhood, someone began banging on drums. Stiles clenched his teeth.
He hated it here. He would have preferred to stay in his own neighborhood in Hill Valley with Scott and Harley, but with his dad’s election to Sheriff came a bigger paycheck. Dad had sold their modest two bedroom house and moved them 12.5 miles away.
Seriously, who did that?
At least since they were still in the same school district, he’d get to see his two best friends during the school year. It just sucked that since his dad had grounded him from his Jeep—something about a party with underage drinking and sex, neither of which Stiles was participating in—he hadn’t been able to visit his friends, relying instead on their texts and nightly messenger calls.
Since neither of them had vehicles or licenses, they hadn’t been able to visit either.
Scott had finally convinced his mom to drive him to Stiles’ new house for a sleepover, and now he wanted to go see some stupid cover band.
“Stiles,” Scott implored. “Please? They’re, like, the coolest. They go to our school.”
Stiles shook his head. “That just means they’re losers like us.”
“No,” Scott insisted, “they’re really cool. I mean, they’re all seniors and we’re going to be juniors.”
“Juniors are cool,” Stiles said. He wasn’t looking forward to school. If Jackson Whittemore was back from London, as the rumors were saying, then his life was over.
Jackson aka Jackass had been such a dick that he’d knocked some dumb Devenford Prep kid’s face in and had been sent to boarding school. In Europe!
And now Stiles was living in Jackass’s old house. There was no way this would end well for Stiles.
At least he could console himself with the fact that he hadn’t yet embarrassed himself in front of his hot next door neighbor.
Technically, Stiles had forty neighbors, fifteen of them to either side.
There were the Laheys on the left and the Hales on the right. Four Laheys. Eleven Hales. And only one had caught Stiles’ eye.
The middle child, Darren or Eric or something like that, was outside when Stiles and his dad came to scope out the place before his dad bought it.
Darren-Eric had been working on a motorcycle with his bulging arms on display. Stiles had walked into the clothesline post, and his dad had spent the rest of the tour alternatively laughing at him and trying to see what distracted him enough that he gave himself a black eye.
Since they’d officially moved in, Darren-Eric had worked on the bike damn near every day. And Stiles walked into the post so many times that Dad hired the boys next door—the immature Lahey brothers—to remove it.
It was a combination of his dad and Scott that inspired him to try getting Darren-Eric’s attention. His dad kept complaining about the state of the lawn—a tad bit overgrown—and Scott kept texting him stories about all the muscles he was getting by mowing his mom’s and Harley’s dad’s properties.
A neat yard and muscles. Sounded great. So Stiles spent all his time outside, pushing around a dinky mower he thought would die on him with every grunt, and trying to both catch the eye of and impress his hot neighbor.
So far, he hadn’t succeeded in anything except tanning (and making a few new muscles). Darren-Eric kept working on his bike and ignoring Stiles.
He complained once to Scott about it, and all Scott said was “Oh that sucks. Say, Mom said I could visit.”
Now they were here and Scott was still trying to get him to agree to go to the stupid band thing.
“Fine,” Scott said exasperated, “the neighbor you like? His sister is in the band. He’ll probably be there.”
“Wait,” Stiles said, gaze immediately going to the Hales’ garage. None of the kids, only three of them, two girls and the hot boy, were there. It was just the adults sitting on camp chairs, drinking beer, and shooting the shit.
“Seriously?” He’d seen the oldest girl with her guitar of course. He just hadn’t thought she’d been in the cacophonous racket emanating from the property flanking the Hales’.
Scott smiled knowingly, handing Stiles his plaid over shirt.
“I hate you,” Stiles told him.
“Uh huh, let’s go.”
They jumped the fence and cut through the empty lot behind Stiles’ yard to join the growing crowd in front of an open garage.
The guitar-girl saw them and faltered. Stiles nudged Scott and he nudged back.
Behind her, helping to run cables from the instruments to the amps was Darren-Eric. Stiles shamelessly watched him. He wanted those arms and that face. He wondered what it would be like to kiss him.
Stiles hadn’t even kissed anyone yet. Scott followed his gaze and nudged him pretty hard. Stiles knocked him back, and when he looking again Darren-Eric was nowhere in sight.
He swallowed down his disappointment. Mostly because the band was starting to play and the crowd around them started yelling.
Up close, the band was just as awful, disorganized, and ear-bleedingly bad, but in kind of a good way? Guitar-girl was also the lead singer, and she had a good voice.
Halfway through the set, the band paused for water. Then, guitar-girl grabbed her mic.
“This next song is for all the younger siblings out there—especially you, Derek.” She pointed at Darren-Eric, who was hiding behind a shapely shrub.
Derek, Stiles thought. It was a good name for him.
“Scott, give me some paper.”
“No.” Scott carried a journal everywhere. He never actually wrote in it, but he said liked to be prepared.
“Please?”
Scott relented, handing over the notebook with its severely masticated pen. Stiles tore out a page and printed his number. Below it, he added a simple, “CALL ME” and folded it up. Then he gave Scott back his journal and settled in to listen to the rest of the set.
~ * ~
The gig had gone perfectly. Even with NDH showing up—and that was a nice ego boost, to have him staring at her during setup—and making her a little nervous.
Jordan’s cousin who usually helped them sort cables was sick, so Derek had helped. Normally, he stayed home listening to their aunts and uncles bitch about their jobs. He stuck around the whole set, glaring at her dedication of “You All Suck.” Afterward, he helped them tear down, rolling cables with a practiced ease she knew was from his theater nerd side. He wanted to be a mechanic or an actor. She wanted to be a singer. Their mother was disappointed in them both.
“Just you wait,” Jordan told Derek. “We’ll make a roadie out of you yet.” He accompanied it with a lecherous wink.
Derek pretended to laugh, sidling away from the drummer and the only one who’s mom would let him host a band out of his garage. Jordan made him uncomfortable, but Derek refused to confront him about it. Laura hadn’t figured out why yet. It drove her to frustration that he wouldn’t let her do it either.
Almost everyone in the crowd was gone when Laura looked up. Only NDH and his friend were still standing there.
Derek tapped her shoulder. “Need me?”
Laura shook her head. “Where’s my lyric book?”
Derek pulled it off a shelf and shoved it at her. He glanced at NDH and leaned in close. “Don’t be weird,” he said.
“I won’t.” All Laura was going to do was give NDH her number.
“Hey, so,” NDH said behind her, and she whipped around, paper held out defensively. He was behind her yes, but he’d grabbed Derek’s arm. “I just was curious—I mean, would you…?” he faltered, trailing off and blushing under Derek’s heavy gaze. Derek flicked his eyes to Laura and then deliberately opened a folded piece of paper in his hand. Laura saw a number and some words, looked down at her paper where all she’d written was “Call me?” She wrote down a number and slipped it into NDH’s pocket.
“Going home or not, Derek?” she knocked him with her shoulder. Derek’s face scrunched and he looked to NDH.
NDH stuck out his hand. “Hi, I’m Stiles. I just moved in next door.”
“Hi, Stiles,” Laura said. She looked from her brother to Stiles. They wore identical blushes, and she wasn’t dumb. She knew what it meant. It meant that she could write all the songs about Stiles’ attributes that she wanted but her drought would persist.
“Don’t stay out too late,” she called, shouldering Babe’s case. “And don’t do anything I wouldn’t.”
Derek groaned, covering his face.
“What would you do?” Stiles asked, innocently.
Derek groaned again. “Don’t,” he warned Laura. “Please don’t.”
Laura blew him a kiss and strolled to the fence to hop it. Her heart felt funny, like it was missing beats, but when she looked back and her brother was smiling, eyes shining at Stiles, their stances relaxed, the same blush burning both of their ears, she decided it didn’t matter. Besides, together, they made a pretty good pair.
Stiles definitely wasn’t another Jackson Whittemore, hallelujah. She couldn’t wait to tease her brother.
Maybe she would write them a song.
Maybe.
Maybe Call Me.
~ Fin ~
#Teen Wolf Fanfiction#Laura Hale#Stiles Stilinski#Derek Hale#Fandom Cares#Auction Piece#My Story/My Writing
8 notes
·
View notes
Text
First Annual “Canals on Canal” Endodontics CE Event Scheduled for New Orleans
Unique event organized “by endodontists for endodontists” focuses on emerging topics and trends Houston, TX/7.27.2021. Dental CE Providers will hold its inaugural continuing education event for endodontic
professionals November 18-21, 2021 in New Orleans. The event – “Canals on Canal” – will feature 10 speakers and offer up to 15 CE credits in a city that is internationally renowned for its food, music and culture. “This event has been in the planning stages for two years,” said Dr. Ron Hill, past board member for the American Association of Endodontists and one of the endodontists organizing the event. “Our goal was to build a CE event organized by endodontists for endodontists, designed to cover the most relevant topics clinicians are curious about. We hope this meeting will find its place on clinicians’ calendars every year, and we’re confident our inaugural event will be a memorable one.” According to Mike Loessberg, Dental CE Providers CEO and Founder, “In addition to offering the best possible content, we’ve made sure that our event offers the best possible value for our attendees.” The registration fee includes: a 3-night stay at Sheraton New Orleans, situated on Canal Street steps away from the legendary French Quarter; a Thursday night welcome reception hosted by Endodontic Practice Partners; breakfast and lunch on Friday and Saturday; and a Friday night dinner reception hosted by Vista Dental at the Sazerac House Distillery, home of the famous Sazerac cocktail. Speakers at the event include: Brian E. Bergeron, DMD; Scott Childress; Chad C. Duplantis, DDS, FAGD; Ron Hill, DDS, MSD; Stacy Hill; Sameer D Jain, DDS, MS, MSD; John Kanca, DMD; Justin Kolnick, DDS; Rico D. Short, DMD; and Ryan Walsh, DDS, MS. For the inaugural event, lecture topics were selected by a panel of leading endodontists. For future events, topics and speakers will be selected based on feedback from attendees of the prior year’s event. “We feel it’s essential that the attendees be involved in selecting what’s being presented each year,” said Mr. Loessberg. Event sponsors are Avalon Biomed, Vista Dental, Endodontic Practice Partners, Biolase, Pro-Fi 20/20 CPAs, SS White, J Morita USA, Laschal Surgical, Seiler Instruments and Sonendo. For more information on the event, including registration information, please visit www.canalsoncanal.com. About Dental CE Providers Founded by CEO Mike Loessberg, Dental CE Providers takes a unique approach to continuing education by organizing events designed by dental specialists to offer state-of-the-art content and in-demand speakers in an entertaining, interesting location. In September 2021, Dental CE Providers will host its fourth annual “Bourbon & Baby Teeth” CE event in Louisville, KY for pediatric dentists. The Dental CE Providers team goes to great lengths to ensure that all events deliver great value to attendees.
0 notes
Text
Free Health Care Alternatives
It is important for you to know the clinics for people without health insuranceIt is essential that you receive medical attention even without insurance, it is your life, your health and you cannot play, so you are looking for them and below you will find a list so that you can go to them despite not having insurance that covers you.
Alternative clinics for people without health insurance
If you do not have insurance, in addition to clinics for people without health insurance accounts with health insurance alternatives, for example:
ER, is an emergency room that you can go to in the event that you suffer a very serious injury or life-threatening illness, go to the ER closest to your home, as you do not need to have medical insurance.
The medical hospital has an emergency room where you can go, since no public hospital will deny your care even though you do not have insurance, as it is different from a private hospital where your emergency condition will be considered.
If you do not have insurance and in the hospital you receive a treatment or surgery after which they provide you with a bill that you cannot pay because it exceeds your financial situation, you can speak with the billing department to reduce your bill or have it forgiven or at least you can request an interest-free payment plan.
The HRSA, through the health center program of the administration of health services and resources, has health centers in the United States where you can go if you suffer an injury or illness considered minor, that is, you can consult a doctor at a free clinic.
Health centers that offer low-cost and free services including oral health services, care for substance use disorder, mental health care, pharmacies and primary care participate in the program.
HRSA also offers support and prevention of health problems and treatment services including education.
You can go to retail health care clinics without an appointment. They offer you health care at a lower cost than an office visit and at a discount in emergency rooms.
You can go to urgent care centers including weekends without having to have insurance. They are health care centers that include fractures, infections, allergic reaction, animal bites, flu, etc. And they’ll even see you faster than in an emergency room.
Direct Primary Care Providers is one way for you to obtain uninsured health care by paying a low monthly, quarterly, or annual fee directly to a professional for a number of primary care services and for office visits.
You can also enroll in Medicaid, depending on your income you can access free or at least low-cost health coverage that is provided to low-income children and families, the elderly, people with disabilities and pregnant women.
However, depending on the state where you reside, the Medicaid program was extended to people with an income level that is less than 138% of the limit that is considered poverty.
To find out if you are eligible you can access heslthcare.gov or by Medicaid agency which corresponds to your state.
What are the free clinics for women?
In turn there are several free clinics for women What:
The Institute for Family Health at 17th Street: 230 West 17th Street, New York, NY 10011. Phone: (212) 206-5200
California Fertility and Surgical Associates: 2428 Santa Monica Blvd. Phone: (310) 453-8500.
Thumos Health Center: 984 St. Pacific Palisades Monument. Phone: (310) 927-2792
Santa Monica Eye Medical Group: Blvd. Santa Monica 1908. Phone: (310) 829-5475
5 . Women’s Health Services: 1233 N Vermont Ave. East Hollywood. Phone: (323) 666-5116.
Los Angeles Women’s Health Center: 1513 S Grand Ave. Downtown. Phone: (213) 742-6400.
Hollywood Mobile Clinic: 6430 Selma Ave. Hollywood. Phone: (323) 237-8732.
My Choice Medical Center: 4903 W Pico Blvd. Mid Wilshir. Phone: (866) 397-3070.
Your medical clinic: 1414 S Grand St. Downtown. Phone: (213) 747-4391.
Hollywood-Sunset Free Clinic: 3324 W Sunset Blvd. Silver Lake. Phone: (323) 660-2400.
Marine Women’s Medical Group: 12555 W Jefferson Blvd. Playa Vista. Phone: (310) 822-5066.
Claris Health: Phone: (310) 499-2708.
Women’s Health FPA: 601 S Westmoreland Ave. Wilshire Center. Phone: (213) 738-7283
Van Nuys Women’s Care. Phone: (818) 785-1890.
Westside Travel Medicine and Immunizations: 2001 Santa Monica Blvd. Phone (310) 315-1855.
What is cliniCommunity Community Clinic?
The community clinic is the Community Clinic, which has been operating for more than 20 years providing quality health services at affordable prices in Benton and Washington counties.
Their health services include pediatrics, primary care, physical care, behavioral health dental, and prenatal care.
It offers its health services in both English and Spanish with forms of insurance such as Medicare, Medicaid and others, as it also offers a discount program to patients depending on their income and the composition of their family, since it aims to offer medical care to those who need it regardless of their ability to pay.
You can make an appointment with a community clinic by calling 1-855-438-2280 or you can send an email to [email protected]
If you need medical attention you can register on their website and within 48 hours you will receive an email to set up your patient account and request your appointment, you will see the record of doctors and you will be able to communicate with your provider.
What is the Hispanic Community Clinic?
The Hispanic community clinic is the Hispanic Lutheran Hospital Clinic where you can receive bilingual health care services.
The objective of the clinic is to provide the Hispanic community with medical attention from education, consultations and the prevention of diseases for the patient, extending it to his family.
List of clinics for the uninsured in Miami
The following list of Miami Uninsured Clinics They are community health centers that are based on patient income and aimed at the uninsured or low-income, for example:
Camillus Health Services – Miami: Miami, FL – 33128. Phone: (305) 374-1065.
Salvation Army – Miami: Miami, FL – 33142. Phone: 305-637-6720.
Ponce Family Health Center – Miami: Miami, FL – 33146. Phone: 305-351-1316.
Norland Medical Center – Miami: Miami, FL – 33169. Phone: 305-694-6270.
Mother Teresa Sister of Charity – Miami: Miami, FL – 33136. Telephone: (305) 326-0032.
Mbchc Center for Haitian Studies – Miami: Miami, FL – 33138. Phone: 305-538-8835 x1.
John A. Ferguson Senior Sbhc – Miami: Miami, FL – 33185. Phone: 305-408-2700.
James E Scott Satellite – Miami: Miami, FL – 33147. Phone: (305) 637-6400.
Helen B Bentley Family Health – Miami: Miami, FL – 33133. Phone: 305-351-1316.
North Family Health Center – Miami: Miami, FL – 33147. Phone: 305-694-6900.
La entrada Free Health Care Alternatives se publicó primero en ᐅ My Access Florida – You Login to Access Florida ✅ ☎.
from WordPress https://my-access-florida.com/free-health-care-alternatives/
0 notes
Text
Find Out Why Clear Aligners Are Ideal As Adult Braces
Did you know that it is possible to correct your smile using clear aligners? Many adults have been put off the idea of straightening their teeth because they don’t want to wear orthodontics but modern aligners have been developed to enable everything to have straighter teeth. Let’s have a look at how this tooth straightening device works.
What Are Clear Aligners And How Can They Help?
Clear aligners are made from medical grade transparent plastic, and they fit over the front of your teeth. While they aren’t exactly invisible most people won’t be able to tell that you are wearing them.
Clear aligners work best to correct mild issues and may be the straightening option for you if you have uneven gaps between your teeth, protruding teeth or teeth that are mildly crooked.
How Do Clear Aligners Work?
Essentially they work just the same as orthodontic braces, by shifting your teeth into the correct position gradually over time. The biggest difference is that they don’t make use of wires and brackets, and they don’t need to be adjusted by your dentist.
Instead, you will swop your set of clear aligners for a new box approximately every two weeks, which maps out a new position for your teeth to move into.
This way you won’t have to visit the dentist as often, and you really can spend your free time the way you want to while you’re having orthodontic treatment.
It’s important to remember that the treatment plan needs to be followed exactly as set out by your dental practitioner.
That means you’ll need to wear your clear aligners for 22 hours a day, in order for them to be effective.
How Long Will My Treatment Take?
The duration of your orthodontic treatment plan depends on the complexity of your correction. You will discuss this with your dentist, but most patients can expect around 12 to 18 months of treatment.
You must wear them for the full duration of your treatment plan. If you don’t you run the risk of your teeth shifting back.
Caring For Your Clear Aligners
In order to keep your aligners transparent and unnoticeable, they must be very clean. You will be able to remove them for eating and drinking; in fact, you can only really drink water while you are wearing them. If you do stain them, it can make your aligners stand out even more.
Every time you eat something you must clean your aligners and brush your teeth to ensure that you do not trap bacteria in your mouth.
You must also be sure to follow the cleaning instructions provided by your dentist. Each brand has a slightly different process to follow, but generally clear aligners need to be cleaned with a very soft-bristled toothbrush. Never use hot water on them, as they can cause the plastic to change shape.
What Are Clear Aligners Benefits?
Clear aligners offer the benefit of straightening your smile in a very discreet manner. They are ideal for responsible adults who will wear them for the prescribed time frame, and follow impeccable dental hygiene standards. We find that lots of patients have delayed or ignored orthodontic treatment in the past because they didn’t want to wear metal braces.
Clear aligners are more comfortable to wear too, and patients find them easy to adjust to.
Today’s orthodontics have improved drastically so that they no longer have to interfere in patients’ social and professional lives. If clear aligners aren’t the solution for you, your dentist will discuss other options like lingual and ceramic braces. There really is no reason not to consider teeth straightening, regardless of your age.
To find out more about the benefits of clear aligners and whether they could correct your smile, please give us a call: (02) 9158 6313.
The post Find Out Why Clear Aligners Are Ideal As Adult Braces appeared first on Scott Street Dental.
from Scott Street Dental https://ift.tt/2x3WS04 via IFTTT
0 notes