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lacrimosathedark · 9 months ago
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Bat-Family Nicknames and Insults
So I went off the other day because fans keep having people who aren't Roy Harper call Jason Todd "Jaybird" and now I'm thinking about all the other nickname misconceptions so here's a probably non-comprehensive list of nicknames among the Bat Fam.
(Special thanks to @sohotthateveryonedied for a bunch of my data, she made a whole powerpoint with actual comic panels! Go check that out! Also got some info from @kiragecko who was writing some lists with more specific references.)
This list is an active document and will be edited in the event I find more nicknames or have more to say
Addendum note: I'm more than willing to add something I forgot, but you must have receipts. I'm not just going off of memory. Nothing will be added to this list without proof. If you don't have a source, please don't make a suggestion.
This is aside from assorted common insults and nicknames like jerk, ass, shorty, dude, idiot, etc.. Sidenote, every not-Steph Robin has been called “Little Bird”, “Birdboy” and/or “Wonder Boy” at some point. It’s kinda part of the job lol Secondary side-note, the only ones who REALLY use nicknames for people are Barbara and Jason. And Tim specifically in reference to Damian. Everyone else pretty much uses their names 98% of the time. Final note (sorryyyyyy) generally unless they're funny to me, I'm not including things used only once unless I have gotten vibes that it's a trend. This is an attempt to compile recurring nicknames. So ones noted to be used once are either I can only confirm it happened once but could happen multiple times, or I think it's hilarious.
Alfred Pennyworth
Al/Alf Seems to be a common nickname among the boys.
Alfie Dick, Tim, and Jason have all called him this.
Alfredo Jason called him this at least once and I think that’s funny. Not sure it’s exclusive though.
Mom Dick seems to have referred to him as such once…I’m sorry but that’s so funny.
Alfred also has specific ways of referring to everyone: Bruce: Master Bruce, Mister Wayne, Lad, Bruce, My Son Barbara: Mistress Barbara, Miss Barbara, Miss Gordon, Miss Oracle Dick: Master Dick, Master Richard, Master Grayson, Dear Boy, Young Sir, Young Man, Richard, Dick Cassandra: Miss Cassandra, Young Cassandra, My Dear Jason: Master Jason, Young Sir, Lad, Jason Tim: Master Tim, Master Timothy, Young Master Tim, Lad, Young Sir, Young Man, Timothy, Tim Damian: Master Damian, Young Master Damian, Young Sir, Young Man, Son, Damian
Bruce Wayne
Spooky Oliver Queen calls him this, others might as well but I legitimately have no idea.
Batsy Everyone and their goddamn dog, but Joker uses this notably a lot.
Detective RA'S AL GHUL EXCLUSIVE. I think? But this is how Ra's generally refers to Bruce.
B-Man HARLEY QUINN EXCLUSIVE...I think. She calls him this a lot though.
While Dick and Jason will internally think of Bruce as their father, Dick rarely says so and extremely rarely calls him “Dad”. Jason would only say so mockingly or under pain of a second death. Tim rarely even thinks of Bruce as his father (he didn’t become Robin to be Bruce’s kid, and he doesn’t want to replace his own father—much the same way Dana didn’t replace Janet) and never refers to him as such outside of WE work (where he very much uses that to his advantage). Damian almost exclusively refers to Bruce as “Father” but has called him "Dad". Steph sometimes calls him “Boss”. Everyone usually calls him "Bruce".
He refers to ALL of the boys as “chum” and “lad” at some point. It’s just how he used to talk honestly. He DOES NOT call them “sweetie” or “honey” or anything like that. He DOES, however, speak to small children this way. There are multiple instances of him using "sweetheart" and similar terms when dealing with young children. This differentiation I think is for two reasons. One, Bruce is emotionally stunted and being open with anyone outside of actively comforting is difficult for him, and two, the youngest child he has ever had himself was 9 years old so he's never had a small child he'd be likely more inclined to be extra super soft with.
Barbara Gordon
Babs Most people call her this. Bruce doesn’t seem to though, oddly enough.
Babsy/Babsie Both Dick and Jim Gordon have called her this. Very cute.
Barb/Barbie Nearly exclusive to Jason Todd, actually. I think her dad calls her this once in a while, but specifically Jason calls her this.
Babes A few of her friends call her this, but mostly Luke Fox when they were dating.
Red A few people call her this, but mostly Jason and not real often. Probably cuz we already have a red-head often referred to as “Red” (Pam Isely by Harley) and as to not be confused with the other two Reds in the family (Red Hood and Red Robin).
The High Priestess of Tech More of a reference than a nickname, but I think it’s funny. Dick referred to her as such.
O For Oracle!
Dick Grayson Exclusives because Boyfriend Baby Love Beautiful
Richard Grayson
Dick Everyone calls him this. Almost no one calls him Richard.
Dickie His parents also called him this, along with other people who knew him from Haly’s Circus, but otherwise it’s mostly just Jason.
Dickster I…hate that this is canon lmao. Dick has thought this one in his inner monologue, but Jason has also said it at least once. It’s…Something.
Circus Boy Common insult, Jason uses it a few times.
Tight Ass No comment.
Rob Kinda rare for him and more a Tim thing, but his Titans team call him this sometimes. I specifically remember Wally doing so, and Roy too I think.
Boy Wonderful Not marking this as exclusive because Babs probably used it at one point but, shockingly (or not) this comes from Wally West! Wally has also called his Titans team as a group “Dear Hearts” at least once which is just so fucking cute. Neeeeeerd.
Kid Not exclusive to him, but consistently called this by Slade Wilson/Deathstroke over most anything else.
Marcia TIM DRAKE EXCLUSIVE. A joke between him and Tim, assigning each Bat-boy a Brady Bunch member.
Little Robin MARY GRAYSON EXCLUSIVE. This is where the hero name Robin came from; Dick’s mom used to call him this.
Dickie-Bird JASON TODD EXCLUSIVE. Jason calls Dick this a lot during his weird appearances in Nightwing that I pretend never happened because it was weird and dumb. But it is a canonical nickname. And it’s funny.
Amy Rohrbach Exclusives because Partner Rookie Stud Cowboy Sherlock Mr. Confident
Barbara Gordon Exclusives because Girlfriend (and because she’s funny) Flatterer Boyfriend The Brightest, Sweetest, Most Handsome, Wealthiest Young Bachelor on the Entire East Coast Buckaroo Bucko Candy-Gram Darling Lover Love Hunk Wonder Man Wonder Hound Wonder Former Teen Wonder Twenty Something Wonder Blue Wonder Poor Lovable Naïve Dope Pixie Boots
Cassandra Cain
Cass Pretty much everyone calls her this.
Cassie Some people call her this, specifically the people closest to her; Stephanie, Tim, Barbara, Bruce, and Duke. It’s generally used sparingly, especially considering Tim is close to ANOTHER Cassandra who goes by “Cassie” almost exclusively, so Cass is generally preferred to avoid confusion. But Cassie is tossed around.
Batghoul Possibly Stephanie Brown exclusive, though easy enough that I wouldn’t be surprised if others called her that. She is notoriously spooky.
Bat-Babe KON-EL/CONNER KENT EXCLUSIVE. These two are actually good friends and dated for a short time. They’re very cute. And they met at the time Kon was just…Like That.
Jason Todd
Jay Literally everyone calls him this sometimes. It’s a common nickname.
Jace/Jase Also pretty common, but seems to mostly be among family. Dick and Bruce have at least both called him this.
The Toddster Was called such by Danny Chase, implying they were friends somehow? (Jason didn't have many Titans missions so idk how they were close enough for him to call him that). He calls him that when he discovers Jason’s status in the system is “unknown”, leading him to find out he’s dead.
Rojo Referred to himself as this once while he was still a crime boss, so presumably some of his gang called him this too. Obviously Spanish for red because Red Hood.
Little Bird Possibly exclusive to Barbara Gordon, she called him this in a flashback.
Jan That Dick and Tim Brady Bunch joke. Just imagine one of them looking Jason dead in the eye and saying “Sure, Jan.”
Little Wing DICK GRAYSON EXCLUSIVE. Called Robin Jason this in Nightwing Year 1 and it’s very cute.
Jaybird ROY HARPER EXCLUSIVE. The reason I’m making this post because no one seems to remember that Roy and only Roy has ever called Jason this. But any time these two appear together, it’s usually said at least once.
Stephanie Brown
Steph Pretty much everyone calls her this at one point.
Stephie A few people if I recall, but I know Tim’s called her that.
Blondie Pretty sure a few people call her this, but notably Harper Row.
Damian Wayne Exclusives because He Was A Brat Wench Fatgirl Girl Blunder
Timothy Drake
Tim Everyone to the point where it’s just his name.
Timmy A lot of people call him this pretty teasingly. Dick, Jason, and Babs do it consistently, but that’s older siblings for ya. Bernard has done it too.
Timbo Dick and Jason as well as his friend Ives have called Tim this at the very least. Tim notably doesn't seem to like it, though he has used it himself in a derogatory way in his inner monologue.
Timbers I’ve only ever seen Jason call him this, but I could be missing things. Would not be surprised if Dick did too, but it’s very Jason.
Rob Most of Young Justice called him that up until he revealed his name (which took a while because Bruce was being controlling and overprotective, as he does). Short for “Robin”, obviously, which is all they knew him as.
My Robin I’m pretty sure each member of Young Justice has said this about Tim, though Conner does it the most and has the biggest negative reaction to literally anyone but Tim being Robin.
Cindy DICK GRAYSON EXCLUSIVE. It’s that Brady Bunch joke again!
Little Brother DICK GRAYSON EXCLUSIVE. I didn't originally include it because it had the same vibes as like "dude" or "jerk"; something that's easily tossed around, y'know? And it feels like a descriptor, but it is actually used as a title/nickname several times, especially when Dick is messing with Tim.
Pretender JASON TODD EXCLUSIVE. Though it should be noted, he only directly called him this one time. Aside from that, he more refers to Tim as A pretender, not as like a nickname or title. It’s a description. (like “replacement” was but fandom made that a nickname yes I am in fact bitter)
Duckboy HARLEY QUINN EXCLUSIVE. She says this once, but it’s hilarious so I’m keeping it.
Detective RA’S AL GHUL EXCLUSIVE. Ra’s is very particular about titles. The only other person he refers to as “Detective” is Bruce, and Dick one time in his internal monologue, so he is acknowledging Tim’s competence. And then proceeds to get a large portion of his resources obliterated by Tim <3
Stephanie Brown Exclusives because Girlfriend Sweetie Muffin Boy Virgin
Duke Thomas
Narrows Almost Jason exclusively, though I think Harper has called him this once or twice. In reference to the neighborhood he grew up in, as opposed to Jason and Harper's Park Row aka Crime Alley upbringing.
Newbie Jason calls him this frequently, though it's likely the others have too.
Baby Bird ELAINE THOMAS EXCLUSIVE. Yeah, surprisingly Duke is actually called this by his mom.
Damian Wayne
Gremlin Mostly exclusive to Tim, but Jason has called him this too. This also seems to be Tim’s go-to for Damian when not using his name or codename.
Dami Used by Jon Kent and Talia al Ghul, so presumably those closest to him.
Little D I think Barbara Gordon exclusive but I’m not sure.
Cousin Oliver Not said to his face to my knowledge, but the Brady Bunch in-joke between Dick and Tim.
Prince/Your Highness (other royal variations) A common way to mock Damian for his haughty air and stuck-up attitude. More common in the past because Damian was The Worst and never shut up about being the heir to Batman and the Demon's Head. He's grown a lot since then and this kind of joke is used less. He is still pretty snooty though.
D JON KENT EXCLUSIVE. I have yet to see anyone else call him this at least, and this is how Jon almost always refers to him.
Baby Bird TALIA AL GHUL EXCLUSIVE. I’ve seen her call him this once, and I don’t recall ever seeing anyone else call him this. Just wanted it known that Talia is the only one to call Damian this.
Tim Drake Exclusives because Tim is Petty and Damian was a Brat Little Monster Hobbit Homunculus Little snot Spoiled, vicious and homicidal little punk Heir to the Kingdom of the Damned
Note on how Damian refers to others: Damian usually uses full first names or surnames, depending on circumstance and closeness. He occasionally calls Dick “Dick” or “Richard”, but often calls him “Grayson”. He almost always refers to Tim as “Drake”, but occasionally as “Timothy”.
Fanon names that I dislike
Replacement Jason never once calls Tim this, and refers to Tim as A replacement about as much as Dick did about Jason (Yes Dick has at least once when talking to Bruce referred to Jason as his replacement). How common it is in this fandom to call Tim "Replacement" (with a capital R like it's a name or title!!!) drives me absolutely insane. It's not canon and tbh you can do better. Hell, "pretender" is right there! And Jason's a nerd, he would do better.
Baby Bird Like…it’s cute, but given it’s used in fanon almost exclusively for Tim, and POST DAMIAN, it just feels infantalizing. Especially when the only canon uses are mothers towards their kids. I see this a lot with Dick and Jason using it, which is...just no. Like, Dick, I get it, but he's more likely to call Tim "Little Brother". Jason would never allow himself to be seen as this soft to Tim. If he were trying to be gentle with him, he'd probably call him "kid". He's done that before.
Baby Bat(s) I have seen this used literally twice. Once where a goon mockingly called Tim that, and once in an AU where Harley said it to Damian. "Baby Bat" isn't a thing. Sorry.
Big Bird More amusing than anything but a little annoying. No one ever calls Dick that in canon and whenever I read it all I can think of is Sesame Street so unless a giant yellow muppet bird is what you're going for, maybe don't do that lol
Demon Brat/Demon Spawn Not the most egregious thing, especially considering the numerous nicknames Tim comes up with, but the consistency of its usage in fanon is a little frustrating. This is never used in-canon, and if you want to use it in your fanworks, just maybe intersperse it with other more creative nicknames, yeah? It's just unoriginal at this point.
Jaylad I don’t hate this one, but it’s such a huge misconception that it’s canon. Bruce has said “Jay, lad” a couple times because he calls like every boy he meets “lad” and people made up “Jaylad”. Not the worst thing ever, but it's not canon.
Golden Boy I don't actually have a problem with this one, but I may as well clear up that this is canon as a descriptor but not as a nickname for Dick. Like calling Jason "the dead Robin". Like, people have said that about him in-canon, but they haven't called him that. The common derivative "Goldie" is entirely fanon.
Non-canon nicknames I think are funny
Dick-face/Dickhead I’m sorry, I find it hilarious whenever someone (usually Jason) in fanfic calls him this. It’s also to me just a silly exaggeration of the obvious joke that has been made at least once (but probably several times by now) in canon about someone being about to call Nightwing a dick and someone else reminding them not to use names in the field. I think it’s hilarious.
Timberly I can’t tell you why this specific deviation of Tim is funny to me but it is. And I'm surprised I haven't seen Jason call Tim this in canon.
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linkhundr · 1 month ago
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So NFTgate has now hit tumblr - I made a thread about it on my twitter, but I'll talk a bit more about it here as well in slightly more detail. It'll be a long one, sorry! Using my degree for something here. This is not intended to sway you in one way or the other - merely to inform so you can make your own decision and so that you aware of this because it will happen again, with many other artists you know.
Let's start at the basics: NFT stands for 'non fungible token', which you should read as 'passcode you can't replicate'. These codes are stored in blocks in what is essentially a huge ledger of records, all chained together - a blockchain. Blockchain is encoded in such a way that you can't edit one block without editing the whole chain, meaning that when the data is validated it comes back 'negative' if it has been tampered with. This makes it a really, really safe method of storing data, and managing access to said data. For example, verifying that a bank account belongs to the person that says that is their bank account.
For most people, the association with NFT's is bitcoin and Bored Ape, and that's honestly fair. The way that used to work - and why it was such a scam - is that you essentially purchased a receipt that said you owned digital space - not the digital space itself. That receipt was the NFT. So, in reality, you did not own any goods, that receipt had no legal grounds, and its value was completely made up and not based on anything. On top of that, these NFTs were purchased almost exclusively with cryptocurrency which at the time used a verifiation method called proof of work, which is terrible for the environment because it requires insane amounts of electricity and computing power to verify. The carbon footprint for NFTs and coins at this time was absolutely insane.
In short, Bored Apes were just a huge tech fad with the intention to make a huge profit regardless of the cost, which resulted in the large market crash late last year. NFTs in this form are without value.
However, NFTs are just tech by itself more than they are some company that uses them. NFTs do have real-life, useful applications, particularly in data storage and verification. Research is being done to see if we can use blockchain to safely store patient data, or use it for bank wire transfers of extremely large amounts. That's cool stuff!
So what exactly is Käärijä doing? Kä is not selling NFTs in the traditional way you might have become familiar with. In this use-case, the NFT is in essence a software key that gives you access to a digital space. For the raffle, the NFT was basically your ticket number. This is a very secure way of doing so, assuring individuality, but also that no one can replicate that code and win through a false method. You are paying for a legimate product - the NFT is your access to that product.
What about the environmental impact in this case? We've thankfully made leaps and bounds in advancing the tech to reduce the carbon footprint as well as general mitigations to avoid expanding it over time. One big thing is shifting from proof of work verification to proof of space or proof of stake verifications, both of which require much less power in order to work. It seems that Kollekt is partnered with Polygon, a company that offers blockchain technology with the intention to become climate positive as soon as possible. Numbers on their site are very promising, they appear to be using proof of stake verification, and all-around appear more interested in the tech than the profits it could offer.
But most importantly: Kollekt does not allow for purchases made with cryptocurrency, and that is the real pisser from an environmental perspective. Cryptocurrency purchases require the most active verification across systems in order to go through - this is what bitcoin mining is, essentially. The fact that this website does not use it means good things in terms of carbon footprint.
But why not use something like Patreon? I can't tell you. My guess is that Patreon is a monthly recurring service and they wanted something one-time. Kollekt is based in Helsinki, and word is that Mikke (who is running this) is friends with folks on the team. These are all contributing factors, I would assume, but that's entirely an assumption and you can't take for fact.
Is this a good thing/bad thing? That I also can't tell you - you have to decide that for yourself. It's not a scam, it's not crypto, just a service that sits on the blockchain. But it does have higher carbon output than a lot of other services do, and its exact nature is not publicly disclosed. This isn't intended to sway you to say one or the other, but merely to give you the proper understanding of what NFTs are as a whole and what they are in this particular case so you can make that decision for yourself.
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the-sweet-hibiscus · 1 year ago
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On Racism in the Darklina Community
disclaimer: this is less receipt based and just my own personal feelings over the last few days.
With the situation with Christina there was a lot push back and divide between whether or not Merel deserved the vitriol and larger if Darklinas at all deserve the automatic hate and discrediting as fans in this space.
Accusations
There were a lot of responses, and with this I noticed a common theme of accusing Darklinas, in a general sense, of being racist harassers. And I want to discuss it earnestly and genuinely because racism is a very serious thing. So I'm going to show a few tweets and we can go from there (redacted user names because I don't think who is making these accusation is as important as what they're saying).
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These come from the same person. I've explained this before and I stand by it — I don't think any one person should be penalized for the actions of someone else. Full stop. The person who was attacked was - only in the family for a few months, hadn't really interacted with Christina before, etc. But that was hashed out in my previous post. My real issue came when people asked for proof of these accusations. "I don't have it, I didn't see a reason to screenshot it." Now this person has since claimed to not be in the Shadow and Bone fandom at all. So lets give the grace and say they thought "not my circus, not my monkey". Right? It's fair. I don't go into other fandoms and screenshot the worst of the worst and put them on blast. But I also don't, months and years later, return and say "oh you're all awful" I just find it weird. But again. We have no proof here. Not a name to look into. Not a phrase that someone might have said. They said this:
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But I just. How are we supposed to know what to search right? If I, over the past three years, have never seen the racism people are talking about. How am I supposed to know what to look for? Who am I looking for? They claim just look it up? Look what up? Racism and Darklina as key terms? All I'm asking for is a name. Literally anything to prove that "oh these people are bad, let me disassociate with them." Instead, I and anyone who asks for a modicum of evidence or even just 1 name its "i don't know" or "well I didn't think it was important". For years! Like if you don't think it's important to spread awareness about when it happens, or even provide like the standard "this is you?" or just ANYTHING. Then they call us idiot for asking for it. People are just begging for information. I AM BEGGING for someone to say or show something that can ya know. Justify the claims they're making. That's not insane I don't think. All the time, accusations are put out on the internet. And every time. "Do you have any proof? If not I won't believe you." EVERY TIME. In pop culture off the top of my head — Colleen Balinger v Adam McIntyre. The Ace Family combating sexual assault accusations. Percy Hynes White. Chris D'elia. The list goes on and on. And each time it was like "where are the receipts. Or the receipts are given. Counter-evidence is given. The court of public opinion takes place.
Yet when it's a group of people asking for proof of these actions so they don't interact anymore. It's "you're just like them." This seemed like such a popular response. So popular for people to think "lol proof? fuck you."
No Proof is Our Fault, I guess
So obviously this person wasn't the only one voicing their opinion. And this person said:
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Firstly, I hate that anyone would be harassed because they point out racist actions. I'm sorry, that the one person you showed, did something awful. Truly. I'm sorry that the people in question lashed out at you. However. Like I said: if the majority of us didn't see it, right, how are we supposed to call this out? If we didn't see? We never heard it? So now we're all evil, and are going to attack you? Because we said nothing because we saw nothing? But it's people like this, who at the same time will go out of their way to quote tweet, and screenshot when they see minor behavior on the timeline.
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To the point that bee briefly deleted her account. So it's like, obviously the capacity to call out problematic behavior is there. The willingness to screenshot, quote tweet, and spread around any tweet from a darklina is there.
But when it comes to racism: "I don't trust you enough to share evidence." "I didn't think it was important."
When it comes to harassment: crickets.
It's not important until darklinas have a problem with being discredited. It's not important enough to screenshot or report until other parts of the fandom want to have a gotcha moment without providing any instances of racism actually happening.
This is long winded already.
Final Thoughts
Idk man. I just feel frustrated because all I've seen for DAYS is "please tell us who these terrible people are, so we can block and stop interacting with them." and then it turns to "Fuck you, you know what you did." NO. I don't! None of the people asking for proof know what you're talking about! That's why we're ASKING.
In literally all of my other fandoms, there are similar dramas and accusations. But it never drags on for years because proof is provided! Those people are excommunicated from the larger space! But it just feels like anti-darklina fans are so gun-ho on demonizing EVERYONE because the actions of the few.
If you see racism and harassment, REPORT IT. Screen shot, share why. Say "hey this is problematic." Everyone talks about cancel culture, but when it comes to serious accusations they think solving the issue is hiding it? Refusing to share what was said so people can make sure no one interacts with them or at least make it know that person sucks ass?
At this point it feels like y'all WANT darklinas to be these bad people who say and do awful things. Meanwhile, this year alone, Darklinas have excommunicated several people for defending Ben Barnes and the racist actions he's committed this year. (This is not a BB call out post, but as BB and Darklinas had a lot of overlap, it was something that came up and overwhelmingly Darklinas shamed Ben Barnes and the defenders).
I just wish this fandom was able to collectively acknowledge when someone is being terrible, regardless of their fucking shipping preference. Racism has no place in fan spaces. It never should. (It has no place in real life, either.) And fan spaces should work TOGETHER to expel racists when it's seen. It's called a fandom community for a reason.
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ismelinor · 1 year ago
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Who did it better? (1/2)
Read on AO3 | tagging @today-in-fic | word count: 2,035
Summary: When things aren’t adding up following the events of Dreamland, Mulder and Scully look for evidence of what happened. They find the CCTV footage of them leaving Kersh’s office… i.e. a contrived situation which allows Mulder and Scully to watch ‘Mulder’ slap Scully on the butt.
It started small, with two coins fused together and a general sense of wrongness. The term was vague and un-scientific, and she’d never hear the end of it if she said it to Mulder – but nevertheless, something was just off.
It was like…when you wake up from the deepest of deep sleeps (which was a distant dream to her – when was the last time she’d woken to anything other than an alarm, the phone ringing, or Mulder pounding at her door?) and it takes a few minutes to remember who and where you are. She’d felt like that walking away from the confrontation at Area 51: What was she doing there? Who was the man standing next to her? What day was it?
Only – the feeling hadn’t quite faded the way it usually did after a shower and a cup of coffee. No, everything still felt…out of focus.
And then there were the odd little knick-knacks that kept appearing. The fused dime and penny was weird enough, but then she found a handful of sunflower seeds in the pocket of her overcoat – and then a folded up paper doily, stamped Little A’le Inn, Rachel – and then, the kicker, a receipt for a pack of Morleys from a gas station in Nevada tucked into her drawer, when she knew she and Mulder hadn’t stopped on their way back. She called the bank to query the expense: they had no record of the payment. None of it made any sense.
~~~
It would have taken Scully a long time to admit out loud that a few sunflower seeds and errant receipts here and there were making her question reality. Fortunately, Mulder had no such qualms. He pulled her aside after lunch one day, and launched right into it: “Scully, I think we’ve experienced some sort of time jump.”
Scully just blinked at him.
“It’s not unheard of, you know. There’s several well-documented cases in the files: individuals who unaccountably knew what was going to happen, or claimed to have brought items from the past or the future.” Off the look she was giving him, he added, “Need I remind you that you’re the one with a thesis defending the possibility of time travel?”
He’d brought it up enough times that she had little hope of forgetting it. She sighed. “What makes you think we’ve travelled in time?”
“Ever since we got back from Area 51, I’ve been finding these…these relics of a week I know I didn’t live. My apartment’s all cleaned up – I’ve got a waterbed now – yesterday I found a pair of handcuffs on my pillow.” Scully raised an eyebrow. He leaned forward with a smirk. “Come on, Scully, I might forget a little spring cleaning, but you know I wouldn’t forget handcuffs.”
Scully tried to bite back her smile. “Those have all happened to you, Mulder, and frankly they sound like symptoms of early-onset dementia. You said we experienced a time jump. How am I involved?”
“Scully, I’ve seen you take those coins out of your drawer a hundred times today alone. Tell me you’re not finding things too.”
She wasn’t ready to concede yet, so she said, “These could all be accounted for by someone playing a strange prank on us. Why are you so ready to believe it’s time travel?”
“When I focus on these objects, I start to remember the other timeline. It’s fuzzy, but it’s there: I remember going inside Area 51, Scully. It was like I was living someone else’s life for a week. There were these bratty teenagers – I think I had a wife, even. It was awful. The problem is, I get this headache every time I try to remember.”
Scully sighed. “It’s the power of suggestion, Mulder. You already had this theory, and now your mind is filling in the gaps.”
Mulder grinned. “I have proof. Well, the lone gunmen have proof, but I’m going over this evening to check it out. They called me just now because their systems registered an anomaly: a blip in the CCTV recording of their office. When they looked over the footage from yesterday, they saw you and me talking to them for almost half an hour. Now, I don’t know about you, but I’m fairly sure I was eating pizza on my couch all yesterday evening.”
Scully raised an eyebrow, unimpressed. “Come on, Mulder. It’s far more likely that they mixed up the footage from yesterday with another day.”
“They’re not just pretty faces, Scully: they’re tech experts. Don’t you trust their abilities?”
“Trust them? Mulder, they’re the most paranoid, delusional people I’ve ever met. Byers I might listen to, but Langley and Frohike think they’re living out James Bond, when-”
“When they’re a little more Revenge of the Nerds?” Mulder finished.
Scully grimaced. He wasn’t wrong.
“What, you don’t like that one?”
“Mulder, I’m a woman with a PhD in physics. If I wanted to see angry, sexually aggressive nerds, I’d open my yearbook.”
Mulder laughed delightedly. “Alright, Scully, just pretend you agree with me for a minute. Focus on the coin and see if you remember anything.”
She huffed but closed her eyes. That coin was strange: like two objects trying to occupy the same space – a perversion of the most basic laws of physics. And, casting her mind back, it was like…like two memories were trying to occupy the same space in her hippocampus. “I remember…I think I remember a gas station…and sitting with you in Kersh’s office…you were acting strange…and, oh, I remember going over to your place…huh, I remember your bedroom, and the handcuffs-” She opened her eyes wide to take in Mulder’s expression, already shifting from surprise to a smirk. She blushed; damn her complexion, never hid anything. “Not like that. I handcuffed you to the bed-” Mulder raised an eyebrow and she reddened even more. “Not like that. You weren’t…you.”
None of it made sense. Her memory must be confused: yes, just like Mulder, she must be creating false memories out of the objects they’d found. Her head was pounding all of a sudden.
Mulder hummed. “Well, if video tape captures this…alternate version of events, why don’t we check out the CCTV here? You said we were in Kersh’s office: maybe we can catch us leaving.”
Scully was too curious to argue, so she followed him up to the security office. It didn’t take much to convince the guard on duty to look out the tapes for them – which was slightly concerning, actually. When he came back to the desk, he was frowning. “There’s two tapes of the sixth floor corridor from Tuesday. I don’t know how they got mixed up.”
Mulder shrugged, taking them both. Scully thanked the guard and followed Mulder to the lift.
“We can’t watch these in the bullpen, or we’ll get questions. My place or yours?”
“Yours. But we’re waiting till after work, Mulder. We’re on thin enough ice as it is: I’m not risking suspension over a weird coin and a pair of handcuffs.”
Mulder sighed like the petulant child he was but took his seat anyway. Back to piles of manure.
~~~
Sitting by his side on Mulder’s leather couch, Scully could almost pretend that they were normal people. When he held out the two tapes for her to choose between, she could imagine that he was letting her pick a movie: that he’d put the tape in, grab them beers from the fridge, and they’d lounge around and laugh at the bad special effects.
But no, of course not. They were examining unethically obtained CCTV footage to investigate whether there had been a rip in the space-time continuum. A much more sensible use of her Friday afternoon. She pointed to Mulder’s right hand and he put the tape in. The time stamp read 13:00, Tuesday. They watched as grainy FBI agents rushed up and down the hall, a few familiar faces here and there. Mulder picked up the remote and put the tape on 2x, then 5x speed. The agents zoomed every which way, but there was no sign of Mulder or Scully. The only people to walk in or out of Kersh’s office were his secretary and Kersh himself. Nada.
Mulder switched the tapes. 13:00, Tuesday, again. The same camera angle. It even looked to be the same agents bustling down the corridor – Scully spotted Stonecypher at 13:14, just like in the first tape. Huh. Someone must have copied the tape: it was strange, but not outside the realm of possibility. But then-
Scully stared at the screen incredulously: Mulder was right. There they were, walking out of Kersh’s office at 13:35, when Scully knew for a fact that they’d never been to that meeting. How the hell was that possible? They sat forward on the sofa simultaneously. On the screen, they stopped just outside the office. It was hard to read their expressions in the grainy image, but it looked like Scully was giving him a dressing down. Mulder walked back into the office and Scully threw up her hands in frustration, clearly watching him through the doorway. After a few moments, Mulder walked out again and – and –
Scully sputtered out “Did you just-” at the same time as Mulder’s “Did I just-”. She wheeled on him, flushed with disbelief and anger. “You just slapped me on my ass!”
Mulder put his hands up like she was pointing a gun at him – and there was an idea – and coughed up a rather pathetic barrage of “No – I didn’t”s and “I wouldn’t”s. And then – he started to laugh.
She gaped at him in outrage, a perfect match for her doppelganger on the screen. He attempted to rein in his laugher.
“No, no, I’m sorry. It’s not funny – it’s just – I mean, come on, Scully, there’s no way you can think that’s really me.”
Scully narrowed her eyes at him, but – well, he had a point. Mulder could be a flirt – he was incorrigible, really – but he’d never crossed the line. Even when it really, really seemed like he would. Given the two tapes with the same time stamp, the strange objects popping up and the confused state of their memories – yes, she was willing to concede that the Mulder on the tape might not be (for lack of a better word) her Mulder.
Still, she wasn’t letting him off the hook that easily. “What are the chances that two different people are somehow able to impersonate you perfectly? And what are the chances that they both use this fantastical power to hit on me?”
Mulder raised an eyebrow in an expression she assumed was meant to convey: oh, we’re talking about Eddie now, are we?
She raised an eyebrow right back at him: serves you right for laughing, asshole.
“Well, Scully, once you’ve eliminated the impossible, and all that.”
“I think we have different definitions of impossible, Mulder. I’d call two separate men with uncanny shapeshifting abilities pretty impossible.”
Mulder grinned and she nudged his shoulder to let him know she’d forgiven him. For now.
“I don’t think we’re gonna get any more from the CCTV, and thinking about it is hurting my head,” said Mulder. “I’m going over to Byers’ to check out their tape. You wanna join?”
If anyone had told Scully six years ago that she’d be happy – excited, even – to spend her Friday evenings drinking cheap beer and debating the likelihood of time travel with four conspiracy nuts, she’d have laughed in their face. Today, though, she just ducked her head and smiled.
“If we can pick up food on the way. I’m never eating Langley’s cooking again.”
Mulder handed over her coat. As they left his apartment, he turned to her and asked, “For future reference, who did it better, Eddie or Tape Guy?”
Sculled rolled her eyes. He had nerve, she’d give him that. “I’d prefer a bottle of wine to a slap on the ass, if that’s what you’re asking.” Mulder smirked. “But, for future reference, you do it better than either of them.”
That wiped the smirk off his face.
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hindustangold11 · 9 months ago
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Trusted Gold Buyers In Bangalore
Safety First: Tips for Securely Selling Your Gold to the Best Buyers
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In a world where the market for selling gold continues to grow, ensuring the safety and security of your valuable assets during the selling process is paramount. With numerous buyers vying for your attention, it's crucial to take precautionary measures to safeguard your investment and guarantee a seamless transaction with the best gold buyers. In this guide, we will explore essential tips to help you securely sell your gold to the best buyers in the market.
Research the Reputation of Gold Buyers
Before entering into any transaction, conduct thorough research on potential gold buyers. Look for customer reviews, testimonials, and ratings online. Reputable gold buyers will have a positive track record and a history of fair dealings. Check for any complaints or red flags that may indicate potential issues.
Verify Credentials and Licenses
Legitimate gold buyers will have the necessary licenses and credentials to operate. Verify that you choose the best gold buyers and they adhere to local regulations and industry standards. Accreditation from recognized organizations is a positive sign that the buyer follows ethical practices. Don't hesitate to ask for proof of licensing and credentials to ensure you are dealing with a trustworthy service.
Get Multiple Quotes
To ensure you receive fair value for your gold, obtain quotes from multiple buyers. This not only helps you understand the market value of your items but also allows you to compare offers. Be cautious of offers that seem too good to be true, as they may be indicative of potential scams.
Understand the Evaluation Process
Knowledge is power. Familiarize yourself with the gold evaluation process. Reputable buyers will be transparent about how they assess the value of your gold. Ask questions about the criteria they use, such as karat purity, weight, and market value. Understanding the evaluation process empowers you to make informed decisions and ensures a fair appraisal.
Secure Transportation and Insurance
When transporting your gold to the buyer, prioritize security. Use reputable courier services that provide tracking and insurance. Ensure your package is discreetly packaged and adequately insured to protect against loss or theft during transit. Some gold buyers may offer secure shipping options or even provide insured shipping labels.
Choose a Secure Payment Method
Opt for secure payment methods that offer transparency and traceability. Bank transfers, cashier's checks, or electronic payment platforms are generally safer than dealing in cash. Discuss payment options with the buyer beforehand, and avoid any transaction method that seems unconventional or raises concerns.
Keep Documentation
Maintain a comprehensive record of the entire transaction. This includes documentation such as the initial appraisal, quotes received, shipping receipts, and any communication with the gold buyer. Having a well-documented trail not only protects you in case of disputes but also serves as a reference point for future transactions.
Read the Fine Print
Before finalizing the deal with the best gold buyers, carefully review all terms and conditions. Ensure you understand the fees, timelines, and any other contractual obligations. Reputable gold buyers will provide clear and concise information. If anything is unclear or seems unfair, don't hesitate to seek clarification or walk away from the deal.
Visit a Local Office if Possible
If feasible, consider dealing with a local gold buyer with a physical office. Being able to visit the buyer in person allows you to assess their professionalism and the security measures in place. Local businesses often strive to build trust within the community and may be more accountable.
Trust Your Instincts
Finally, trust your instincts. If something feels off or if the buyer is pressuring you into a quick decision, take a step back. A legitimate and trustworthy gold buyer will understand the importance of allowing you the time to make an informed choice. Listen to your gut feelings and proceed only when you feel confident in the transaction.
In conclusion, ensuring the safety of your gold during the selling process involves a combination of research, communication, and careful consideration. By following these tips, you can confidently navigate the market and securely sell your gold to the best buyers, protecting your investment and securing the financial return you deserve.
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itsmeanyango · 3 years ago
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THE SUN IN VIRGO IN THE HOUSES(SUN TRANSIT IN THE HOUSES)
So incase you guys don't know, the sun is malefic and that's what we are going to talk about on the last day of Leo season which is Sunday and the Sun is Leos ruling planet.
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Virgo season starts tomorrow and this is what you need to know.
Virgo is a dual sign, the M and the fish at the tail. To me, it means Mother (the M) and child(the fish). Virgo represents facts and order. The Sun is how you see yourself. Most of the things I mention below are going to be your own doing.
If this does not resonate with you its okay, this is a general interpretation which has not taken into consideration every single persons birth chart. But these are the themes you are bound to meet.
I will expound more on my Patreon, join to support me. Thank you in advance.
The first house is the house of first impressions. Virgo in the first house means you come off as very orderly and well put together. The Sun transiting Virgo first house means people may see you as the person with facts and very organized during Virgo season(when the sun is in Virgo). The sun will be highlighting you in peoples eyes. You may feel like everyone has got their eyes on you, they probably do because you are acting jittery. If you make a mistake, everyone will know(or in your head you will convince yourself that everyone knows). If you do something good even if you are unaware of it, it wont go unnoticed. You may feel heavily scrutinized by the public or be in a place where everyone is checking your work ethic. Peoples expectations of you may feel like your hand is in fire but you can't remove it.
The second house is the house of your money and survival needs. The sun transiting Virgo in the second house may mean if you are not organized then all your sources of income or survival will be burnt and you will have nothing left. Always save up and in different accounts! I bet people who had this transit before the pandemic began found themselves spending a lot of money or losing money. They may have also had a boost but failed to save so when the pandemic was made official in the news, they were struggling!
The third house is the house of communication. The Sun transiting third house Virgo means your communication may be taken the wrong way. Virgo is ruled by Mercury, Mercury rules communication and is in this house. Virgo as mentioned is a dual sign! What you intend to say may not be received but instead the opposite will. Be very very clear in communication, do not use ambiguity and do not leave room for guesswork! We are in a very digital age! If you are not clear with your communication get what will happen to you online? Your image will be tarnished, burned!
The fourth house is the house of roots, it also represents home. Everyone has their own definition of home. Sun transiting Virgo in the fourth house means you need to be careful making a home purchase if you have this transit as you may get scammed! You may also fail to follow all the procedures for the purchase. You may still buy the home but fail to notice certain things and now your dream of owning a beautiful home is burned! You may also burn very important bridges or have important bridges burnt that are related to your roots due to the discovery of certain factual information. This house is ruled by Cancer(a water sign), so you better check the drainage and water supply in the area you want to purchase a house/home in. Also find out the rains in the area because they might just sweep your house away. You may want to avoid having a house in a valley or near a water body.
The fifth house is the house of romance, love affairs, fertility and self expression. The Sun transiting Virgo in the fifth house means that you may find yourself nitpicking on matters related to this house. You may be doing everything robotically or 'scientifically'. You may act like you have OCD when it comes to dealing with the matters of this house. Rest, don't be so calculative.
The sixth house is the house of health, fitness and organization(order). This is Virgos house. The Sun transiting a Virgo sixth house means that your schedules will be on fire. You may put too much on your plate or insist that you must change your whole life in this month because you want to become a better you. You want to rush the process. So you enroll yourself into gym, you create a packed daily schedule that you force yourself to follow from morning till bed time, you change your diet or suddenly change your routines. Burnout will catch up with you and you may end up spiraling backward. Unless you have an intercepted house, Virgo sixth house means you have a Libra seventh house. If we look at it the Sun transit way, you won't be able to regain balance. You may start overcompensating. However, you probably have another planet in your seventh house which may be beneficial to you. Take things one step at a time.
The seventh house is the house of Relationships and contracts. All types of relationships and not just romantic. The Sun transiting a Virgo 7th house means you need to be very careful of the contracts you sign and relationships you get into because they have the potential to burn you or you them. Use facts and not assumptions or first impressions that look good. First impressions of the matters in this house may be very attractive like gold they end up blinding you.
The eighth house is the house of merging. Anything that is joint is here. Joint is also shared. So whatever you have joint ownership, CUSTODY or partnership of is under highlight over here. The Sun transiting Virgo eighth house may mean: Please keep your legal documents very safe away from fire and water! If you have any critical information as a softcopy, back it up and back it up and back it up more! Keep records!!!!! These records will save you when you are about to be drowned(the 8th house is a water house) in boiling(Sun) water! Triple check your documents, do not let just anyone see them because you never know who wants to get you. The most innocent of souls could be the one to get you! Like your child may accidentally spoil your computer/phone/USB stick/external storage. Be careful around water. Keep your hardcopy documents in waterproof packaging.
The ninth house is the house of travel, higher learning, ethics, and critical/fast thinking. The sun transit ninth house Virgo means you need to have the right documents on matters related to this house. If you have many or any assignments to submit at school, do them very well. No plagiarism at all, this assignments can either break or make your life during this transit. Double check your travel documents especially your covid tests and certificates. Ensure you have carried them when travelling. If you are applying to schools(University mostly), please please check the percentage of OPEN SOURCES THE SCHOOL OFFERS otherwise when doing your thesis you will have a very very difficult time. If possible, visit the school environment and see if it is worth it, some school environments are tough especially for students who will be looking for housing near school. Research on the countries you want to visit, please stop going to countries where minorities are suffering because of tourists due to increase spread of the virus and pollution. Be kind. Find out if your ethics are really ethical, you may be very oppressive with your ethics.
The tenth house also called Medium Coeli(MC) or Midheaven, is the house of career, long term goals, structure, experts and father. The Sun transiting Virgo tenth house means someone may be excited to become a dad. Someone might be looking into paternity because they either feel skeptical that the child they are raising is not theirs or their father is not their biological dad as they have been made to believe. I like saying that the tenth house is what they mean by 'things that have been put together in heaven, no man can put asunder', so do not force things or interfere with things in this house. Just do your part and leave the rest otherwise you will be wasting your time and energy. During this transit you may feel like everything is falling into place but you may need to think twice. Virgo is facts and order, do you really have the facts or you think you do and you are just going with it? You may be thinking that things are meant to be, everything may be looking real good right now or real harsh right now when they aren't. Go back to the drawing board and check that your facts are not twisted.
The eleventh house is the house of groups, friends, humanitarianism, technology and the future. The Sun transiting Virgo eleventh house may mean your social circles and activities need vetting. Do you really know these people or do you think you know them? For some, you may not even need to do the evaluation because things will happen in your life that shows you who these people really are. You will need to be very specific about any pieces of technology you buy during this transit, research on it. Then go to reputational shops to buy and not just anywhere that claims to sell. CHECK AND KEEP THE WARANTY. Scan and print receipts because they fade, scan and print the warranty too. Keep soft copies of the warranty and receipts. Take a video of you unboxing the technology so you can catch any damages on camera and return it with proof that it was not your mishandling(this is if the business delivered it to you otherwise they can say you damaged it while transporting it). Check that your anti virus(not those free ones, they are fake. Buy a legit anti virus) is up to date and you do not have any security threats. If you love yourself, please stop clicking ads, stop allowing people to plug anything into your PC, TURN OFF BLUETOOTH DISCOVERABILITY, stop using public WIFI and please close all tabs and running apps when on zoom (or any other such platform)because when you share screen you may not know that your information is out for everyone to see-some of which may be very sensitive-. How humanitarian are you? And do you do things humanitarian in a human way or analytical way just because its what needs/has to be done? You may need to significantly drop the statistics and analytical things when dealing with people face to face. What is your plan for the future? Revisit it and make the necessary changes. If you have none, start writing down one.
The twelfth house is the house of endings, spirituality, dreams and the subconscious. The Sun transit Virgo twelfth house may mean that you need to have detailed end of life plans, pay for them now or start saving up for them now. It doesn't matter if you are just 18, start. What do you need to let go of? Your sick relative who is willing to go but waiting for you to let go of them? A friendship? A job? A house? Unhealthy eating habits? Unhealthy coping mechanisms? Several things you are hoarding? Write down things that need letting go of then start letting go of them bit by bit this month. Have you been doing things subconsciously? Start recording them, you may need to see something. Like a pattern which may be as a result of trauma or your instincts getting stronger or something else. You may need to stop looking at spirituality like a science experiment. You may not find the facts you are looking for but it does not mean people who are spiritual are lost. You may however, find that some things just do not make sense because they conflict each other. Someone may be starting to learn something spiritual. Your dreams, write the down even if they do not make sense.
These are the messages I am able to channel, I have been writing for over an hour. It is 20.22(which is cumulative numerology 6 and Virgo is the 6th Zodiac sign) EAT right now. I have written this through two Horas! I hope this helped.
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maximumninjavoid · 4 years ago
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Mining for Unobtanium but I'm learning how to edit Part two
 I don't even know what warnings to place on it, except it is definitely 18 +. If you aren't 18, DON'T READ THIS. If you're offended by adult themes, sexual themes, smut, depictions of sex, BDSM, and who knows what else, go read something else. I highly doubt there will be fluff. This will be about my imaginary beau, Henry Cavill. He's quite real, but anything other than that, I assure you, is a figment of my imagination. I gain nothing from writing.
"We are trying to contact you at the behest of our client to set up an initial meeting to ascertain if terms may be agreed upon for a mutually beneficial relationship. The client wishes your knowledge and expertise in certain a reas and would insist upon the utmost discretion. "
Reasonably certain I am nowhere in line for the throne, and even more certain I have not been left a peerage, I'm at a loss as to what this is even about when I get an IM from a dear friend and MC I have had the pleasure of working with. *you'll never guess who wants to talk to you!!!!'" 
I look at the instant message, and assume it a prank. I send him  love, inquire after his husband and cats, and then , almost ladylike, I tell him to sod off". "Oh you'll be eating those words, you will. I swear on her Majesty the Queen's diamond tiaras"   ok. Surely he was serious. Gay men do not swear on crown jewels frivolously.John calls and regales me with the story of his last gig at Fringe Fest in Edinburgh and the massive crowds and how well it was going..One day this bloke come back stage with his mates and they were quite taken with the international man of leather bit. It seemed they had a tonne of questions, and while Jon said they're good looking, they.....didn't play for his team . So we chat a bit about that, and then he says he has to ring off.
I'm still befuddled.
I get home, kick off my shoes, let the dog out, take off my damned bra, and there's a knock on the door. I look out the little window and it's a person in a polo, from a courier service. I open the door, they ask my name, I confirm my identity, show proof, and they hand me this envelope. Very mysterious. Ok. This is some next level wierd shit. Is there a cell phone in the package? Will it direct me to take the red pill and meet Morpheus? Become unplugged from the matrix? So, I might a cigarette, grab my reading glasses and see just how far down the rabbit hole we are about to venture.
It appears to be a non disclosure agreement. Pretty serious shit, I might add, that will penalize my non existent descendants in many courts, in several languages, in perpetuity. If I agree to the terms, I am to sign it, scan it, email it and upon receipt, a link will be sent for a secured video call, but not with the principal. Oh for crying out loud..... I cannot even imagine for whom THIS level of crazy would be necessary, but now, my curiosity has got the best of me, and I'm in.
Not only do I sign, I add a drop of blood and the retinal image from my last eye exam ( what? You didn't ask to keep yours?) I figured if we're going to be extra, well, by all means, let's be extra as FUCK. No sense in trying to disguise my sense of humor, either.
Off it goes, inconveniencing electrons, and then there's the email notification. Secure video call. My God. I click the link, seven extra steps and I'm video chatting with a very nice man in a suit who explains that his client would like to engage my services. "My services?"
" For what , exactly? "
"Well, we would like to retain you, as an advisor. You'll be compensated , of course. Your travel will be taken care of, as well as the quarantine period and any testing. You would fly privately, and expect to spend fourteen days in a superior accommodation until the end of the quarantine. Then, you would travel with our client. Your meals would be provided, you would be paid a generous per diem..."
" Exactly how long did you imagine you might need my advisory services, do you figure? 
"Well.....we were thinking approximately six months with the option to extend."
And I didn't say a word. I couldn't, really. My brain had vapor locked. SIX MONTHS?  I had a job, and a life, and a home, and bills and things, regular people stuff. I couldn't just chuck it all for a half a year, could I ?
"I do have a career I'm quite fond of, and I'm not ready to retire.... "
"Your compensation will be more than worth the inconvenience...." And he threw out a number that was almost incomprehensible . Six figures. For six months work. And no expenses. I actually could retire. "Ok. Who is your client, and in what capacity do they want me to advise?"
" we would have to calculate the time difference, coordinate schedules and get back with you. You'll be hearing from us in a few days. Good to have you on board". And the phone call ended.
Right as that happened my phone notification went off. My bank showed a wire deposit of eight thousand dollars.
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nbapprentice · 6 years ago
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[this is a compilation of information on the artist Saffron, previously known as Asif. Due to the size of the document we can’t easily change name and pronouns through the file and images.]
Asif is not the kind of person he has been leading everyone to believe.
this post has honestly been a long time coming, and we have been sitting on it for quite some time while collecting sources, and trying to figure out how best to approach it. while we did that, more and more information about the kind of person asif is has been brought to us. and there’s a lot. what started as an initial worry about asif’s hypocrisy, guilt tripping, and general blasé attitude towards being okay with pedophilia and incest apologists, among other things, led us to learn more and more as time went on.
we started this post before Asif admitted that he is fully and completely endorsing The Arcana and making fanart of it, pretending that this isn’t basically free advertising and support of it, and consuming fetishistic and racist content by playing it. this is also not shocking to learn, as he has already openly apologised to dana rune and implied that incest fetishism is ‘an opinion’.
we do not take any joy in what we have learned. it has been disappointing and outright horrifying to learn that someone we trusted and supported, and whose game we played, enjoyed, and defended, turned out to be like this. we are also not the only people aware of what he has been doing, but we are the only ones Asif has not managed to intimidate into silence. if we had not, none of the people mentioned in this post would have been able to say anything, and many others who we have spoken to and shared information about asif would have also been kept quiet.
asif’s main claims are:
only white people are against him, particularly because he is muslim
he’s never exploited anyone
blair is the one who wrote all the racist lore in Gehennam
there’s an age power dynamic at play in criticism about him
he has never exposed minors to nsfw
we have proof of all these being lies and manipulations, starting with the fact that multiple poc (including those who are muslim) have been involved in the creation of this post, of which include:
Mod N/Neo (mixed romani)
Rosie/thornyflesh @ tumblr (mixed race puerto rican)
Jewel/beserkerjewel/spellboundotome @ tumblr (black, muslim)
Akira/mexicanarthur @ tumblr (black, mexican, asian)
Maria/nataliesewell @ tumblr (pakistani canadian, muslim)
preface: any names shown, and any posts shown, are used with permission. names that are blurred out are this way on request, for the person’s safety. while the bulk of the writing of this has been done by mod n and mod nba, it has been contributed to by multiple others, as shown above.
asif @souratgar has exploited people and not paid for around $1k worth of work, one of whom was 17 at the time (while he himself was 20 years old). This is money they could’ve used for rent or other necessities, such as treatment for Blair’s depression.
this post will also touch upon his mistreatment of his friends during the making of Gehennam and another briefly planned visual novel, and his current lying and extremely flippant attitude regarding NSFW in his game’s blog when he knows he has minors following him, as well as apparent ableism, fat phobia, racism and xenophobia.
because of how screenshots would stretch the post, we have compiled all receipts and transcripts in ❗THIS DOCUMENT ❗. We strongly recommend going through its entirety, but for clarity’s sake we have also included summaries of the main points in this post. in order to more easily navigate the doc, there are some searchable tag terms related to the main points made in this initial post. please use the search function (ctrl+f) to search for the appropriate tag you wish to find.
on his refusal to pay a minor for their work, and his foul treatment of them
search tag: (#.n.a) Asif invited Noah, 17 years old at the time, to participate on a previous project of his, another VN. Noah accepted on the condition that he be paid back once the game was out in full and being sold. Noah then produced about $500 worth of art before Asif disbanded without paying him a penny, and has calculated that by the end of the project the worth of what he could’ve produced would’ve been around the $2k mark.
Through this process, Asif was extremely picky, demanding Noah re-draw and re-paint sprites several times.
search tag: (#.n.b) Asif belittled Noah because of his age, claimed Noah’s art made him “feel bad” about his own, and acted like Noah weighing in on a group effort was unreasonable.
Asif also claimed he “didn’t consider himself a boss” despite the fact that he was the creative head of the project, and was the one who kicked Noah out and dissolved the group on a whim.
on his taking $1000 dollars from Blair and mistreating them during the making of Gehennam
search tag: (#.b.a) For the making of Gehennam, Blair gave Asif $1000 dollars. Asif gave no details as to how this money was spent, nor did he ever give any of it back.
Blair never felt comfortable in the group, fearing that speaking out would get him shut down or even kicked out of the project.
search tag: (#.b.b) Asif would routinely humiliate Blair in the public chat over minuscule mistakes, or things that wouldn’t even qualify as such (such as Blair telling a friend, in private, the project might be picking up a new writer).
Asif would express jealousy over Blair receiving any praise for his work on Gehennam, including praise from his own boyfriend.
search tag: (#.b.c) Asif’s abuse hurt Blair’s mental health so badly it pushed him back to drug use, and to a dangerously suicidal state of mind.
search tag: (#.l.a) Once Gehennam disbanded, Asif lied and claimed he was still friends with all except one person from the Gehennam group.
search tag: (#.l.b) Later on, Asif claimed Blair was the one responsible for all the racist lore (while claiming the rest of the lore was all his doing). More on that below.
From Blair: Image link; google doc transcript
on naz, who participated on gehennam, and francey, who participated in both Gehennam and the unnamed project Noah worked on
search tag: (#.f.n) two people who worked on gehennam, and one of whom later worked the other vn, naz and francey respectively, can also be considered at the very least complicit in asif's behavior.
naz was present during the development of gehennam and witness to how asif treated blair
francey was a part of the team later on, and he was present for the second vn and saw how asif treated noah, a minor.
neither of them have called out asif for any of this (as far as we are aware), and had not attempted to put a stop to it. francey is also shown a few times in this post, and is one of asif's more staunch supporters/defenders.
we have not been contacted by or been able to contact any others involved in either vn, although from what we can gather, only francey and naz are (openly) associating with and supporting asif still. whether or not others involved were also complicit, or perhaps victims, is unknown.
on asif’s xenophobia and anti-black racism
search tag: (#.r.a) Blair reports Asif would routinely use xenophobic slurs in the main chat and in his (now deleted) Ifritah roleplay blog
He would speak derisively of Arabic people, and has used the k slur for Jewish people.
search tag: (#.r.b) This is also reflected in his lore of the lotogh, who are based on Arab and Romani people. The original lore includes speaking of lotogh as if they were animals (only some would “show signs of intelligence”), who would resort to survival cannibalism to the point of eating their own children, and who would have an “alpha” according to the myths of how wolf packs work. Lotogh are also said to become slavers, with an emphasis on selling slaves into sex work.
search tag: (#.l.b) Asif claims this racist lore was written by Blair, but in the google docs where they were both working, Asif wrote the lotogh lore at the same time as Blair was typing lore for Vali.
search tags: (#.a.b) (#.a.c)He repeatedly has implied or said that mod n is white, and creates the impression that the only people against him are white
search tag: (#.r.c) He jokes about being black and having “a black card” because he has a black friend who humours this. Along this line, he makes jokes about “black on black crime.”
He has repeatedly reblogged posts with the n word in them.
He misuses AAVE.
on asif’s fatphobia
search tag: (#.v)  Asif boasted Gehennam as inclusive and containing many body types, but he was remarkably incapable of drawing Vali, Blair’s character, to his actual size, to the point that Noah was not even aware the character was fat when making fanart.
Every character of Asif’s is skinny. Vali, Blair’s character, is the only character in Gehennam who was not stick-thin.
on asif’s disregard of the boundaries and safety of his minor followers
search tag: (#.a.a) Asif has repeatedly posted, and is still posting, sexual content on his main and the official 1001 Days blogs. He often does not tag these posts, but even if they were tagged it is already wrong to put this content where minors can get to it.
He often jokes about Sinbad in sexual ways, including talking about nipple and genital piercings he may have, or how he personally wants to get “spitroasted” by Sinbad and Alibaba.
He has also said he would consider putting 18+ optional content in the game, as if it being optional would keep it away from minors.
When questioned about this he straight up claimed it was untrue and laughed it off, and says his blogs and game are minor-friendly.
He posts NSFW drawings without tagging them.
(#end) some final words
we're doing all of this not to tear down someone who's producing diverse content, but because we believe that content creators in our community need to be held to the same standards as anyone else, and their fans deserve accountability and to be made aware of the actions of the person/people they are supporting.
we would also like to emphasise that all of us supported gehennam at the beginning (we all met in a Gehennam fan discord server, in fact), nor is asif the first content creator that we have called out (The Arcana game and WTNC teams among others).
post the exposure of the arcana game devs, we have tried to make people aware of problems with VN devs before they get too attached to the VN and the creators, or at least inform them after the fact, and encourage them away from it. we do this as it's too easy to form parasocial relationships with a 1k+ follower blog and believe that 100% of what they do is beyond reproach, because we are all so desperate for content that represents us, and that it feels good to be acknowledged and treated with familiarity by our favourite content creators.
the reason for this entire post being put together is to give those hurt by asif at the very least, some closure, and to expose his behavior and lies, so that those who are unaware and supporting him can learn the truth. it has been made with the hope that he will not be able to hurt others in this way, and that those reading it will also now be able to see the signs of a boss who is manipulative and exploitative, and also the signs of a person who utilises their fame and online persona to create a false narrative about themself, and uses it to avoid accountability.
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princess--catherine · 5 years ago
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Maybe y’all will hate me for this, I’m all for women’s rights and the Me Too movement but has it maybe taken a turn it shouldn’t have? I can already feel the hatred
Just in the past couple weeks I’ve seen at least 3 “predators/rapists exposed”, and after looking into it I saw no predatory behavior to expose that was given. And people are losing their shit over this “cancelation?” The evidence for this one? “Had a minor backstage”...you think that didn’t and doesn’t currently happen with idk, every Disney star EVER and boy band on the radio? I’m sure a portion of Billie Eilish fans who’s parents buy backstage passes are REAL young, is she cancelled too? Since when does having a minor in your presence = any type of sexual behavior? This allegation causally mentions “backstage minor” and quickly moves to “predator” with no cohesion there. Since when does an adult simply being around a minor automatically make you guilty of doing sick shit? The “evidence” shown was pretty pathetic: cropped and blocked out texts with no name as to who it’s from, no name but said star predator, no time stamp or date, no pics, no voice memos, no emails, no proof of any kind that there was any truth to the claims, no detail, no real allegation actually even made from what I saw. Unless the “so and so did this” part was in invisible ink. I could literally google the date of a ‘insert famous person here’ concert or general tour dates, and do the same with a texting app or with someone else’s phone. This is an Accusation on someone of a serious sex crime on the sole basis maybe 5 texts, some of which are hidden, and ALL of which are anonymous, detail no criminal activity, are never worth ending or attempting to make sure someone’s career over.
Another one I saw was an explanation that another social media person made a somewhat crude comment/gusture towards a woman he knew but wasn’t super familiar with. One time, no actual touching. He was later told by a friend “not cool, other lady friend did not like”, he did as he should have and apologized, and it didn’t happen again- admittedly on both sides. The two girls told him everything was cool and okay, no harm no foul, don’t worry about it. It didn’t happen again and the friendship continued. Days later, “evidence” comes out from one of them citing him as a sexual predator for this situation. This incident. Yeah, it’s not cool to get in peoples space or compliment them in certain ways if your friendship is not on that level and it hasn’t been established. That I agree with, that it simply wasn’t very polite, but a) no one was actually touched physically in anyway and b) the “crude” comment from my understanding was about an outfit fitting her well or being firm fitting. Yeah, that might make ya feel a lil icky, but there was no sexual suggestion or threat. There’s a huge difference between unwanted attention and sexual harassment. Someone else later gets involved but says she’s “not comfortable/willing to discuss” but still insists he’s a predator but doesn’t show a single shred of any involvement or information. If I was these people being falsely accused, getting death treats and doxxed, and ultimately, “cancelled”/therefore loss of income possibly long term , with basically no evidence or someone saying shit like “yes, that’s a predator. Nobody gets to know why I’m saying that though. I don’t want to relive it, my bad. You horrible people need to stop supporting this sex offender!” I’d be sueing the shit out of someone and everyone for slander. Like this is unreal to me. It really blows my mind.
Before you message me hateful shit, hear me out. I’m not saying these guys are stand up, amazing, perfectly well behaved dudes. I’m not saying they’ve never done anything predatory or wrong before in their lives or careers. Lord knows narcissistic and higher than thou types run entertainment. I’m sure they all got their attitude and behavioral problems. I’m just saying the info I just read and described is almost nothing being real generous, no rational person sees that and labels someone a sex offender. You’re accusing someone of a very serious crime, in a lot of cases a fat ole felony, being a RSO list sometimes for a lifetime. Bill Cosby? Deserve it. Weinstien? Deserve it. Epstein? Deserved to be under the jail. I understand there’s not always physical evidence, or maybe there’s not enough to build a case/a case is unwanted by victim. Some say they want people to know and be warned. If that’s what you truly want, you truly truly are trying to protect others, go in 150%. Everything you got. But when this person publicly and openly calling someone out by name for being a “rapist/sexual predator”, absolutely dragging them thru the mud, and the reasoning, the justification for this is that he was dating other women? nah sis. That’s not how this works, getting played, while scummy, is NOT RAPE/SEXUAL ASSAULT/etc. (*this is excluding things that don’t apply to this particular story like recanting consent or knowingly passing on an STI) So sure, he’s a probably a POS, clearly unloyal, he’s maybe learned the art of sweet talkin his way into this one way monogamous relationship, and I frankly wouldnt feel bad if one of those girls who got played popped 3 of his tires, bought a fuck ton of spiders and sneak them into his bedroom or something. But not jail or prison. What he did (unless other info comes out) isn’t something to be uplifted or encouraged, it’s poor, unfair behavior. But what he did is not CRIMINAL. It’s just shitty and inconsiderate. And I know y’all are reading this thinkin “fuck this bitch”, making assumptions before you read a fraction of what I’m saying.
So let me explain a situation I was accidentally involved in a few years ago with someone who was “famous” around those parts and had lots of fans and groupies. Let’s call him “Lee”. Long story short, a friend and I were with him and different other people basically from like 8-9 pm to around 4 am. He was alone (out of my sight) only 3 times: once to use the bathroom at my friends before leaving, once in the men’s bathroom at a club, and for maybe 5 minutes when I had to change at my friends place before going back over. They lived in the same complex and stuff so it was basically throwing on some sweats and taking an elevator down. We hangout, drink, smoke, talk. Lowkey, chill.
I wake up the next day, someone texted me this link about “Lee” raping a girl. I’m thinking “holy shit, that’s scary and insane, we were just with him last night drinking and shit.” Keep reading...it says it was the night before. Same date we were with him. And the time the assault supposedly took place was when we had come back to his place, where other people were already there, we were sitting there forever talking/whatever, this girl who pointed the finger was not even in the room and left before we did. She poked her head in once and asked where Lee’s roommate was. He told her cookout, it’s late so it’ll be a minute. Asked her if she wanted to hang out with us. She declined. So I figured maybe this info was wrong somehow and at the time I wasn’t making the connection between that girl and this story. I was like, no way a girl would lie about that of all things and especially knowing it’d likely get picked up by the local media, or at least local gossip. Her life here would be over. My friend and I decided to go talk to the police even though I avoid the damn police at all costs. The first thing I asked this officer was: “are you POSITIVE this is the date, place, and time, and are you POSITIVE “Lee” is who she is accusing?” And I asked that mostly because I was not about to defend or vouch for someone about a situation I wasn’t present for. Also, I wasn’t the biggest fan of “Lee”, so I sure as shit I wasn’t getting myself involved and going to bat for him without knowing it’s right. The Officer was very adamant that all that info was correct, victim was very sure. I explained to him everything I explained above, but I’m sure in better detail and included texts, pics, videos all with times, plus receipts showing how this isn’t adding up. He wasn’t alone the entire night and early morning. Officer ask me if she (the victim) was visiting a roommate of Lee’s, if they were sleeping together during her visit, I told him the truth which was that I didn’t really know for sure but it was a possibility. He told me somebody else had claimed she was no longer welcome for unknown reasons and believed this to be be related. I explain to the officer that I won’t speak on her time with the roommate because I saw her only long enough for her to ask a question and respond to another. Before she peeped out the door, I had no clue anyone was in there. I said I think she told me her name but I’m awful with names even sober so. He started getting kinda hostile and cutting me short. I repeated exactly what I told him the first time: I’m only speaking on what I witnessed and what I know to be true. So, if you and she are correctly reciting the time, place, person being accused, this accusation is untrue. He first makes a bitchy threat like “you know these girls who lie for these athlete boys can really get in trouble? They all end up broke after the NFL anyway if they even make it. Lying for a friend is illegal, that’s breaking the law and will get YOU in jail.” I lost all my fear of speaking to a police officer at this point because they KNOW this man did not just call me a liar to my face despite my 1:2 of the evidence already fucking up this accusation. I told him that I honestly wasn’t a fan either professionally or personally of “Lee” and I would lie for no one regardless of friendship or status about this, I’d turn in my own flesh and bloood brother and sing like a bird if I caught him doing any sex offender shit. So again, I told this slow man with 2 braincelle this was the reason I asked about how sure he was and he believed the victim was, on the time, place, person, etc. Officer says something along the lines of “well, something happened to this girl and this boy’s gonna be hurtin for it. Someone’s getting charged here.” Which I dunno bout y’all, maybe I’m reading it wrong. But What I gathered from that is: “I’ve decided to be judge and jury in this situation and moreorless declare this young man guilty despite evidence in front of my own eyeballs that shows that there is a good chance the accused is innocent.
I have no idea why this happened. But after we spoke to that dickhead cop it was dropped relatively quickly. I don’t remember now if she pulled the charges herself or the state denied to prosecute. And even still, this followed him. The internet is forever. When his great grandkids google his college career, that will show up. Please keep in mind this was a black athlete, playing ball for a big college in the south, with a white girl accuser, all the cops I saw at that station were white in the short time I was there and at least the one I spoke to had his mind made up. He was loud and clear about that. He said basically the same to my friend who was interviewed separately, that he was determined to convict him, he was “the one”. This city I’m speaking of has been sued for police brutality against BPOC and I’ve heard my friends/classmates getting called the N word (hard ER) in the broad, open day light. So yeah add that info in with the rest and come to your own conclusion.
Before anyone comes for my throat again: idk exactly what DID happen but I know what DID NOT. Which to be clear, is pretty specifically: this rape with this person, did not happen here and at this time. So I’m not saying something didn’t happen but under different circumstances. I know trauma can mess with memories and if something did happen under different circumstances, I am so sorry that happened to her, I wouldn’t wish sexual assault on my worst enemy. I’m also not saying she necessarily had ill intentions or knew it would proceed and go viral as it did. The point is I just don’t know, no clue. Not throwing any blame or shade her way, all blame and shade on that cop though. ACABs, no excuse for his ass.
Anyway, y’all don’t gotta believe this since it’s been a few years and I highly doubt that stuff is anywhere in my phone like 4 iPhones and two laptops later. No reason to front, I don’t gain anything by lying but a guilty conscience. But this scenario that I btw, very much did not wish to be a part of, showed me another side of things. Can we agree to yes of course, trust and support women but also trust evidence and testimony? While, yes, stats show few women lie about this, can we at the same time understand questioning and thoroughly investigating such a heinous crime? Can we also recognize the system is literally built to “serve & protect” some by severely and systematically oppressing others? There are people, too many damn people, who have lost absolutely everything, served major time in big boy maximum security 23-1s, and have been put to death, based on biases and little to no evidence.
Next time you see an accusation, regardless of what it is, please do a little research. Make your own conclusion. Put yourself in their shoes, would you want to be “convicted” (either legally or through SM bullshit) on a snip it of convo with almost no information/context? Called a rapist cause you led someone on? No. You wouldn’t. Actually for any crime for that matter. You would reasonably ask and expect for it to be fair, two sided, and with as much evidence or info as possible. So let’s treat musicians, athletes, influencers, celebs the same way. Let’s not condemn before gathering as much information as possible. If not, I am so afraid we will drive an innocent person to suicide. We would all feel so guilty if someone was driven to suicide over false or misleading statements. Let’s avoid this, please.
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lexmagnum · 4 years ago
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Structure of the Birth Certificate
Did the State Pledge Your Body to a Bank?
Right: Some birth and marriage certificates are now "warehouse receipts," printed on banknote paper, which may mark you and yours as 'chattel' property of the banks that our government borrows from every day.
A certificate is a "paper establishing an ownership claim." - Barron's Dictionary of Banking Terms. Registration of births began in 1915, by the Bureau of Census, with all states adopting the practice by 1933.
Birth and marriage certificates are a form of securities called "warehouse receipts." The items included on a warehouse receipt, as descried at §7-202 of the Uniform Commercial Code, the law which governs commercial paper and transactions, which parallel a birth or marriage certificate are:
-the location of the warehouse where the goods are stored...(residence)
-the date of issue of the receipt.....("Date issued")
-the consecutive number of the receipt...(found on back or front of the certificate, usually in red numbers)
-a description of the goods or of the packages containing them...(name, sex, date of birth, etc.)
-the signature of the warehouseman, which may be made by his authorized agent...(municipal clerk or state registrar's signature)
Birth/marriage certificates now appear to at least qualify as "warehouse receipts" under the Uniform Commercial Code. Black's Law Dictionary, 7th ed. defines:
warehouse receipt. "...A warehouse receipt, which is considered a document of title, may be a negotiable instrument and is often used for financing with inventory as security."
Since the U.S. went bankrupt in 1933, all new money has to be borrowed into existence. All states started issuing serial-numbered, certificated "warehouse receipts" for births and marriages in order to pledge us as collateral against those loans and municipal bonds taken out with the Federal Reserve's banks. The "Full faith and Credit" of the American people is said to be that which back the nation's debt. That simply means the American people's ability to labor and pay back that debt. In order to catalog its laborers, the government needed an efficient, methodical system of tracking its property to that end. Humans today are looked upon merely as resources - "human resources," that is.
Governmental assignment of a dollar value to the heads of citizens began on July 14, 1862 when President Lincoln offered 6 percent interest bearing-bonds to states who freed their slaves on a "per head" basis. This practice of valuating humans (cattle?) continues today with our current system of debt-based currency reliant upon a steady stream of fresh new chattels to back it.
Additional Birth Certificate Research
Federal Children
by Joyce Rosenwald
In 1921, the federal Sheppard-Towner Maternity Act created the birth "registration" or what we now know as the "birth certificate." It was known as the "Maternity Act" and was sold to the American people as a law that would reduce maternal and infant mortality, protect the health of mothers and infants, and for "other purposes." One of those other purposes provided for the establishment of a federal bureau designed to cooperate with state agencies in the overseeing of its operations and expenditures. What it really did was create a federal birth registry which exists today, creating "federal children." This government, under the doctrine of "Parens Patriae," now legislates for American children as if they are owned by the federal government. Through the public school enrollment process and continuing license requirements for most aspects of daily life, these children grow up to be adults indoctrinated into the process of asking for "permission" from Daddy government to do all those things necessary to carry out daily activities that exist in what is called a "free country."
Before 1921 the records of births and names of children were entered into family bibles, as were the records of marriages and deaths. These records were readily accepted by both the family and the law as "official" records. Since 1921 the American people have been registering the births and names of their children with the government of the state in which they are born, even though there is no federal law requiring it. The state tells you that registering your child's birth through the birth certificate serves as proof that he/she was born in the united States , thereby making him/her a United States Citizen. For the past several years a social security number has been mandated by the federal government to be issued at birth.
In 1933, bankruptcy was declared by President Roosevelt. The governors of the then 48 States pledged the "full faith and credit" of their states, including the citizenry, as collateral for loans of credit from the Federal Reserve system. To wit:"Full faith and credit" clause of Const. U.S. article 4. sec. 1, requires that foreign judgement be given such faith and credit as it had by law or usage of state of it's origin. That foreign statutes are to have force and effect to which they are entitled in home state. And that a judgement or record shall have the same faith, credit, conclusive effect, and obligatory force in other states as it has by law or usage in the state from whence taken.
Black's Law Dictionary, 4th Ed. cites omitted.
The state claims an interest in every child within it's jurisdiction. The state will, if it deems it necessary, nullify your parental rights and appoint a guardian (trustee) over your children. The subject of every birth certificate is a child. The child is a valuable asset, which if properly trained, can contribute valuable assets provided by its labor for many years. It is presumed by those who have researched this issue, that the child itself is the asset of the trust established by the birth certificate, and the social security number is the numbering or registration of the trust, allowing for the assets of the trust to be tracked. If this information is true, your child is now owned by the state. Each one of us, including our children, are considered assets of the bankrupt united states. We are now designated by this government as "HUMAN RESOURCES," with a new crop born every year."
In 1923, a suit was brought against federal officials charged with the administration of the maternity act, who were citizens of another state, to enjoin them from enforcing it, wherein the plaintiff averred that the act was unconstitutional, and that it's purpose was to induce the States to yield sovereign rights reserved by them through the federal Constitution's 10th amendment and not granted to the federal government, and that the burden of the appropriations falls unequally upon the several States, held, that, as the statute does not require the plaintiff to do or yield anything, and as no burden is imposed by it other than that of taxation, which falls, not on the State but on her inhabitants, who are within the federal as well as the state taxing power, the complaint resolves down to the naked contention that Congress has usurped reserved powers of the States by the mere enactment of the statute, though nothing has been, or is to be, done under it without their consent (Commonwealth of Massachusetts vs. Mellon, Secretary of the Treasury, et al.; Frothingham v. Mellon, Secretary of the Treasury et.al..) Mr. Alexander Lincoln, Assistant Attorney General, argued for the Commonwealth of Massachusetts . To wit:
I. The act is unconstitutional. It purports to vest in agencies of the Federal Government powers which are almost wholly undefined, in matters relating to maternity and infancy, and to authorize appropriations of federal funds for the purposes of the act.
Many examples may be given and were stated in the debates on the bill in Congress of regulations which may be imposed under the act. THE FORCED REGISTRATION OF PREGNANCY, GOVERNMENTAL PRENATAL EXAMINATION OF EXPECTANT MOTHERS, RESTRICTIONS ON THE RIGHT OF A WOMAN TO SECURE THE SERVICES OF A MIDWIFE OR PHYSICIAN OF HER OWN SELECTION, are measures to which the people of those States which accept its provisions may be subjected. There is nothing which prohibits the payment of subsidies out of federal appropriations. INSURANCE OF MOTHERS MAY BE MADE COMPULSORY. THE TEACHING OF BIRTH CONTROL AND PHYSICAL INSPECTION OF PERSONS ABOUT TO MARRY MAY BE REQUIRED.
By section 4 of the act, the Children's Bureau is given all necessary powers to cooperate with the state agencies in the administration of the act. Hence it is given the power to assist in the enforcement of the plans submitted to it, and for that purpose by its agents to go into the several States and to do those acts for which the plans submitted may provide. As to what those plans shall provide, the final arbiters are the Bureau and the Board. THE FACT THAT IT WAS CONSIDERED NECESSARY IN EXPLICIT TERMS TO PRESERVE FROM INVASION BY FEDERAL OFFICIALS THE RIGHT OF THE PARENT TO THE CUSTODY AND CARE OF HIS CHILD AND THE SANCTITY OF HIS HOME SHOWS HOW FAR REACHING ARE THE POWERS WHICH WERE INTENDED TO BE GRANTED BY THE ACT.
(1) The act is invalid because it assumes powers not granted to Congress and usurps the local police power. McCulloch v. Maryland , 4 Wheat. 316, 405; United States v. Cruikshank, 92 U.S. 542, 549-551.
In more recent cases, however, the Court has shown that there are limits to the power of Congress to pass legislation purporting to be based on one of the powers expressly granted to Congress which in fact usurps the reserved powers of the States, and that laws showing on their face detailed regulation of a matter wholly within the police power of the States will be held to be unconstitutional although they purport to be passed in the exercise of some constitutional power. Hammer v. Dagenhart, 247 U.S. 251; Child Labor Tax Case, 259 U.S. 20; Hill v. Wallace, 259 U.S. 44.
The act is not made valid by the circumstance that federal powers are to be exercised only with respect to those States which accept the act, for Congress cannot assume, and state legislatures cannot yield, the powers reserved to the States by the Constitution. Message of President Monroe, May 4, 1822 ; 4 Elliot's Debates, p. 525; Pollard's Lessee v. Hagan, 3 How. 212; Escanaba Co. v. Chicago , 107 U.S. 678; Coyle v. Oklahoma , 221 U.S. 559; Cincinnati v. Louisville & Nashville R.R. Co., 223 U.S. 390.
(2) The act is invalid because it imposes on each State an illegal option either to yield a part of its powers reserved by the Tenth Amendment or to give up its share of appropriations under the act. A statute attempting, by imposing conditions upon a general privilege, to exact a waiver of a constitutional right, is null and void. Harrison v. St. Louis & San Francisco R.R. Co., 232 U.S. 318; Terral v. Burke Construction Co., 257 U.S. 529.
(3) The act is invalid because it sets up a system of government by cooperation between the Federal Government and certain of the States, not provided by the Constitution. Congress cannot make laws for the States, and it cannot delegate to the States the power to make laws for the United States . In re Rahrer, 140 U.S. 545; Knickerbocker Ice Co. v. Stewart, 253 U.S. 149; Opinion of the Justices, 239 Mass. 606.
The Maternity Act was eventually repealed, but parts of it have been found in other legislative acts. What this act attempted to do was set up government by appointment, run by bureaucrats with re-delegated authority to tax, which is in itself unconstitutional. What was once declared as unconstitutional by the Supreme Court of this nation in the past should be upheld in a court challenge today. The constitution hasn't changed. What has changed is the way this government views human life. Today we are defined as human resources, believed to be owned by government. The government now wants us, as individuals, to be tagged and tracked. Government mandated or legislated National I.D. is unconstitutional anyway you look at it. Federal jurisdiction to legislate for the several states does not exist and could never survive a court challenge as shown above. Writing letters to elected public servants won't save us when we all know their agenda does not include serving those who placed them in power. Perhaps the 10th amendment of the federal constitution guaranteeing states rights will, if challenged, when making it known that we as individuals of the several states will not be treated as chattel of the U.S. government. If the federal government believes they own us, and as such have the right to demand national I.D. cards, and health I.D. cards, which will in truth tag us as we tag our animals, then let them bring forth the documents to prove their authority to legislate for it. If our G-D given rights to liberty and freedom, which were the foundation upon which this nation was created do not exist, and liberty and freedom is only an illusion under which the American people suffer, then let the governments of this nation come forward and tell the people. But...if we are indeed free, then we should not have to plead or beg before our elected public servants to be treated as such. If, in truth we are not free, then perhaps it's time to let the final chapter of the Great American Revolution be written..........
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shinysaladfart · 5 years ago
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Do-It-Yourself Credit Repair: Fix Bad Credit On Your Own In 6 Easy Steps
Don't fall for scams promising easy, overnight credit repair. If you want to fix your poor credit, you can (and should) do it yourself. Follow these six simple steps to do-it-yourself credit repair.If you’ve had an overdue student loan, years of high credit card balances, collections accounts, or even a foreclosure, unfortunately, you probably have below-average or bad credit.
With poor credit, you may not be able to get approved for new credit products like credit cards. Although you may still be able to take out an auto loan or a mortgage, you’ll pay a much higher interest rate because of your low credit score. Compared to a borrower with good credit, someone with poor credit can pay $50,000 more in interest on a mortgage. Over an entire lifetime, you could end up
paying over $200,000 more in unnecessary interest
just because of bad credit.
The good news is—as you should know if you’ve read Money Under 30 for a while—that you can repair your credit score all on your own. It just requires a little bit of know-how and a good bit of patience. Here are six steps towards building better credit.
What’s Ahead:
6. Don’t apply for new credit
1. Figure out where you stand
Before you begin do-it-yourself credit repair, you’ll want to get copies of your full credit reports from all three bureaus (Experian, TransUnion, and Equifax).
You can get your reports truly free, once a year, at www.annualcreditreport.com or by calling 1-877-322-8228. Other websites may claim to offer free reports, but the Federal Trade Commission (FTC) warns that these offers are often deceptive.
You can also try free credit score tracking apps Credit Karma or Credit Sesame to get a sense of where you stand.
Credit scores range from 300 to 850. A score of between 700 and 740, depending on the scoring method used, is considered “good credit” and usually enough to qualify you for the best credit cards and lowest mortgage rates.
Related: How Credit Works: Understanding Your Report And Score
2. If you find errors, dispute them
The next step in credit repair is to dispute incorrect information on your credit report.
Errors aren’t common, but they happen. Of course, sometimes bad credit is just your fault. You shouldn’t try to argue accurate information, but if you do see errors–even small ones—it’s worth cleaning them up. Here’s how:
Once you have the copy of your full credit report in hand, check your identity information (Social Security number, spelling of your name and address), and credit history.
Review the list of credit cards, outstanding debts, and major purchases. If you see any mistakes or questionable items, make a copy of the report and highlight the error.
Next, gather any information that you have to back you up, such as bank account statements, and make copies of these as well. This is important! The credit bureaus won’t do anything without proof.
Write a letter to the specific credit reporting agency that shows the falsehood, whether it is Experian, Equifax, or TransUnion. Explain the mistake and include a copy of the highlighted report along with your documentation. Although certain bureaus now let you submit disputes online, it’s not a bad idea to send this letter by certified mail, and keep a copy for yourself. The reporting agency has 30 days from the receipt of your letter to respond. The Federal Trade Commission provides advice on contacting the credit bureaus about discrepancies. Here are the contact numbers and web sites for the three credit bureaus:
Experian: 1-888-397-3742 – www.experian.com
TransUnion: 1-800-916-8800 – www.transunion.com
Equifax: 800-685-1111 – www.equifax.com
3. Stop the bleeding
Once you deal with any errors on your credit report, it’s time to ensure you’re not still spending more than you can afford each month.
Why is this so important? It’s because are only three simple things to do to repair bad credit:
Pay all of your bills on time
Pay down debt (especially credit card debt)
Avoid applying for credit
But before you can do these things, you need to make sure you’re not spending more than you earn—you need a budget.
To start, review your tax returns for the past two years to get a sense of how much money you actually take home in a year.
Subtract your regular monthly expenses (rent or mortgage, car payments, and home, car and health insurance) from your current income.
Next, estimate your monthly spending habits for other expenses such as gas, groceries and entertainment. Create a limit, based on your income, of what you can spend in each of the different categories of expenses. For example, if you tend to spend $400 a month on groceries, try to stick to $300 a month on groceries by making changes like buying generic brands, using coupons, and resisting impulse purchases.
4. Pay all bills on time going forward
If you want to fix bad credit, you need to start paying all of your monthly bills on time, period!
If you’re behind on any bill, get caught up as soon as you can. On-time payments are the single most important factor to your credit score. Simply put, your credit won’t improve until you can consistently pay every bill on time.
One downside of this is that you don’t get credit for basic bills like your monthly phone and utilities. Experian Boost can help with that. The free service links your bank account to Experian to monitor your monthly payments. On average, customers have enjoyed a 13-point FICO score increase using this service.
5. Pay down credit card balances
Take charge of your credit cards by paying down their balances.
If you have any outstanding balances, make room in your budget to pay down these debts bit by bit, every month until they are gone.
Know your credit limits and make every effort to stay well under the maximum when charging items.
That’s because credit bureaus analyze your debt load as a ratio. If you charge $500 on a card which has a $1,500 limit, you’ve used 33 percent, which is better for your credit score than charging the same amount on a card which has a $1,000 limit (50 percent), both of which are better than being maxed out (100 percent).
Related: Big Fat Guide to Getting Out of Debt
Pay these credit cards down, but don’t cancel them. The total amount of available credit affects your score, even if you owe nothing.
6. Don’t apply for new credit
Finally, resist the temptation to open a new credit card, even when a store offers a discount on your purchase for doing so.
Each time you apply for credit is listed on your credit report as a “hard inquiry” and if you have too many within two years, your credit score will suffer. In general, a consumer with good credit can apply for credit a few times each year before it begins to affect their credit score. If you’re already starting with below-average credit, however, these inquiries may have more of an impact on your score and delay your ultimate goal of watching your credit score climb.
When the dust settles, consider a unique way to build your credit like Self Lender.  Self Lender offers four different types of loans, each which you pay down monthly.  At the end of the term, Self Lender sends you back the initial term of the loan, minus interest and a small application fee.  Each month you make a payment, they’ll report to good behavior to the credit bureaus and you’re credit score and profile will likely improve.  The initial application may drop your credit score, but if you make all payments (to yourself) on-time, it should increase.
Experian Boost™ is another way for people with a poor or limited credit history to get ahead. Many times, these people will have a positive, consistent record of paying utilities on time, but those payments aren’t being included in their credit profile. Experian Boost™ allows people to include this payment history to their credit score. Best of all – it’s completely free.
Disclaimer – Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost™.
Summary
Start by looking at your credit reports to get a sense of where you stand.
If you see any errors, dispute them with the credit bureaus. Then, focus on paying down any credit card debt while making every bill payment on time. In the meantime, do not apply for new credit. Basically, in order to repair your credit, you will need to limit your use of credit.
It may take months or even a couple of years for your credit score to improve, but if you plan on buying a new home, or taking on any other big debt, it’s well worth it.
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alterniea · 5 years ago
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Addressing Jett/Morgan/Vii/Momo
Addressing Jett/Morgan/Vii/Momo, known on tumblr as jettsettrolls, ppeacherine, maid-butterfingers, 7trolls, and many other deleted urls.   
In this day and age, I am extremely reluctant to make any sort of “callout” post. I do not believe in supporting the culture of tearing someone to shreds for something relatively minor that happened years ago. I would LOVE to have this disappear into the ether and never think of it again. In fact, I have been wishing for that for practically a decade. However, I have been pushed to my wit’s end repeatedly and have quietly faced having my reputation stained for YEARS.
This is not a callout post. This is a post to lay out my resources and testimonials from other people, to shed light on Jett as a person, and to perhaps set the record straight on some of her claims. I have not publicly retaliated before this. This is likely irrelevant information to all of my followers, but for me it’s important to organize. This post will mostly exist as a reference. I will add more if I have to. 
IN SUMMARY: Jett (real name Morgan) is a person who I have known for 10 years. She consistently publicly claims that I am an abusive predator and dangerous to be around, particularly around minors. This has repeatedly caused me to self-isolate or face the consequences of a damaged reputation. She does this without providing evidence other than her word. On the flip side, I have saved messages from people about how Jett treated them poorly and inflicted much of the same pain that she claims I caused her. 
GENERAL WARNING FOR ABUSE, SUICIDE, PEDOPHILIA, ETC. 
As of October 2019, Jett is still posting about me on her blog in juxtaposition with murderers and child abusers. She states to be against cancel culture, which is very interesting, given what follows in this post. She has built her identity around being a victim of my apparent mastermind. 
Here is recent post of her’s. She admits to attempting to “ruin” me to new people that I try to meet in the past. 
https://imgur.com/a/hLWkYJl
RECENT EVENTS: Admittedly, I am unsure of where to start on this. I suppose I’ll start by highlighting something that happened relatively recently. In March of 2019 I attempted to join an OCT that was hosted by someone who had heard Jett’s stories about me. The host contacted me with intention to ban me from the competition. What follows is a conversation where I briefly recount my entire relationship with Jett. Make note of how the host says they “loathe her” and that Jett “victimize[s] herself”. 
https://imgur.com/a/ygRshvF
Upset about the outcome of this conversation, I went against my own statements and chose to speak to James (Revs). James states that he attempted suicide because of the way he was treated by people during the incident and that he was angry about the misinformation and punishment I was facing years later. This conversation contains very personal information and is posted with James’s permission.   
https://imgur.com/a/fly6jHW
In my conversation with the OCT host I mention that Jett deleted one of her fantroll blogs after being targeted by a post by Warrentrolls. Here is the post in question which provides its own links which I will also include. Please note that Jett admits to not having receipts and that her feelings are proof enough of my guilt. This was one of her many attempts to attack me without provocation. This happened in 2018.   
https://warrentrolls.tumblr.com/post/176858842147/warrentrolls-7trolls-someone-raised-a-rly
Also mentioned in Jett’s post is an unnamed minor. At the time of the incident four years ago, Jett attempted to message one of my minor friends out of “concern” for them. Their conversation was not recorded, but I have a recent (September 2019) conversation with mentioned friend where they recall their interactions with Jett and express their opinion on the matter. I have redacted their name. 
https://imgur.com/a/rELGtaM
From these recent conversations it’s obviously clear that misinformation and rumors about people spread because of Jett and last for many years. It’s also clear that she is not held in positive regard by the people who interact with her or know of her.  
PAST EVENTS: In these links you may see the name “Kayla” pop up several times. Kayla was a friend of Jett and me in 2015-2016. Kayla was one of the only people willing to listen to me when Jett decided to raze my reputation while the two were still friends. Jett targeted, isolated, and emotionally/mentally abused Kayla during their friendship, and blames me for it. 
Here is Kayla’s entire recollection of their friendship. She mentions me at the end and how Jett attempted to attack me and blames me for her own behavior. This was posted in September 2016. 
https://sta.sh/0jssy5m7srw
Here is a supplemental conversation between me and Kayla about the same topic. This was posted in September 2016 and took place in February 2016. 
https://imgur.com/a/xRAcFky
Here is the entire conversation between Kayla and Jett when they ended their friendship. This was posted in September 2016 and presumably took place in February 2016. Kayla has added context and commentary in italics. You can see how Jett was upset that Kayla was branching out and making other friends and decided to end their friendship after she realized she could no longer control Kayla. 
https://sta.sh/02b8rznk9i61
There are multiple other old conversations I have saved that I do not have permission to share, but they reflect that this behavior is not an isolated incident. There are other people in the fantroll community who faced similar experiences with Jett and when their friendships went sour they had to retreat in fear that Jett would smear their reputations like what she did to me. These people want their anonymity to be preserved, but they exist and their experiences matter.     
This is a small snippet from Jett’s perspective as of August 2018. Note her use of language to say that I “used” her to join the fantroll community and she then became upset when I formed other friendships. I cannot provide further context. 
https://imgur.com/a/KT4fwQD
I haven’t spoken to her for years and I have no desire to. I assume that there’s more incidents that I am not aware of. 
You may have noticed that I do not mention much about the events that took place when Jett and I first met, which was back around 2011-ish, when I was a young teenager. I outlined my recollections in my conversation with the OCT host. I’m not focusing on the very old stuff because I do not have any solid proof of the interactions, and, unlike some people, I know that feelings are not proof. I believe it would be disingenuous for me to spend a long time retelling a high school drama story with no supplemental material. 
That is not to say I am, or was, a saint. As a child I was very mentally ill and faced sexual abuse by an older man for many years. I am unable to participate in romantic relationships and have a very strong aversion to being touched. I have struggled with eating disorders and have attempted suicide twice, resulting in long stays at the hospital. It took me a very long time to come to terms with my past and it fills me with shame and guilt to admit or share anything about it. These events took place while I was still friends with Jett in high school, but were not related to her. My mental health has been stable for years now but sometimes it can be hard.  
IN CONCLUSION: I hate to make this post about something that should be irrelevant, old, and inconsequential. I do not like to be the person making a post about what someone did years ago. I have always tried to be conscientious about keeping inflammatory content off of my blog. I keep my head down. I second guess myself constantly and often isolate myself from my friends. I live in fear that if I leave my box and reach out to new corners of the internet, Jett’s influence will follow me. And it has. It still does. 
I invite you to form your own opinions and conclusions. Jett’s core belief that people, especially minors, should be protected from predators is something that I completely support and advocate for. However, her persistent defamation and crusade against me has gone on too long. I finally feel confident enough to say something back. 
To Jett, please be more aware of the damage you cause and stop blaming me when you hurt other people. Stop lying. You used minors like James and my friend to try and demonize me without considering how they felt about the situation. Now you get to see how they feel as adults. I’ve attempted to ignore all of this for years and faced consequences in private. I wish you well, but I need to say something in my own defense.  
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cynological · 6 years ago
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Can you make a master list of your favorite dog products like muzzles, crates, etc? You seem to do your research pretty well and I’m curious what you consider the essentials that every dog owner should have and the brands you recommend.
I’m goingto preface this by saying that at the time of this writing, I’m not sponsored by or affiliated with any of thebrands mentioned below and receive nothing in return for listing them. They areall brands that I have experience with/used or have always heard come highlyrecommended. I’ve also included links for some things mentioned.
Bareessentials of what people should have for dogs: Collar, tags, leash, crate, bowls, food,muzzle, toys, means for vet care, first aid kit. Don’t care what kind, everyoneshould have those things.
-ID tags and microchip: PetTags4Less has really good deals ontags, which is great if you have dogs that lose tags or if you need multiple tags tolabel things. They have all kinds of different designs, shapes, and metals. Theengraving is also deep. I have a tag on my keys that I bought on a BOGO sale about 7years ago for my previous dog, and it has been on my keychainsince the day I got it. Even though it has been throughthe elements and abuseand the color has mostly rubbed off, the writing is still legible.
-Collars: Lupineguarantees their collars/harnesses/leashes even if chewedand will replace them for free. For corrective type collars, Herm Sprenger is by far the bestfor quality.
-4ft leash: 4ft because I don’t find a whole lot of situationswhere I need anything longer except in certain sports or training scenarios.Some people prefer 6 ft. My basic every day leash is a 4ft 10mm leather Klin leash.A lot of people like biothane/synthetic leather leashes. VonDer King sells them in a variety of colors and length. Ialso have friends that swear by Horton’sQuality K9′s leashes (and other handmade police/schutzhundequipment).
-Crate: I like thick plastic crates over wire crates becausethey’re typically more difficult for dogs to break out of (many wire crates aremade with really weak wires), they contain hair and mud better, dogs can’t getmouths, feet, collars, and tags caught in them as easily, and they can’t reachout and grab things near them. Craigslist is the way to go to find crates,regardless of what type you use.
I feel like all dogs need to learn to be comfortable in a crate, even ifthey aren’t locked in them all the time. Aside from being helpful withhousebreaking, you never know when your dog may need to go to the vet or traveland being comfortable in a kennel will greatly reduce stress. For escapeartists, there are ‘escape proof’ crates made by TNCFabricating, Impact, and Zinger Winger.
For -specialized- car travel crates, I use a Transk9 kennel. Variocageand Ruff Tough Kennels are also crash tested. I will always choose a crateover a harness because I feel they are safer. That said, if you do want aharness I do have a Ruffwear Load Up Harness, whichhas been crash tested, and I liked it well enough. I’ve heard good things aboutSleepyPod harnesses as well. There is a group on facebook called Dog SportVehicle Ideas and Set Ups that is awesome and gives a lot of great ideas forall types of vehicles and situations.
-Dog bowls: I like Bella Bowls as a general nonskid foodbowl for my non destructive animals. Forhiking and travel I like using silicone collapsible bowls, and for car traveland training I found a spill-proof Ray Allen Buddy Bowl thatworks pretty well after I got tired of my dog spilling water all over his cratein my car.Food puzzle bowls from Outward Hound are awesome both for regular kibblefeeding and for freezing wet dog food in and buying myself forty five minutesof Not Being Annoyed By Bored German Shepherds. Also awesome food puzzles are BusterFood Cubes, Kong Wobbler, Omega Tricky Treat Ball, and the Magic Mushroom.
-Food: Lookya’ll, I understand that what you feed your dog has become one of the main DogReligions right up there with training methodologies. I don’t care or judge youbased on what you feed. Experiment and find out what works best for your budgetand your dog. The only exception to that rule is vegan/vegetarian dog food. Don’tfeed those.
There isan awesome Facebook group called Dog Food Nerds that is wonderful in that theyare very nonjudgmental and offer an open discussion. There are no arguments overThe One True Way or Kibble Is Doom Nuggets. Highly recommend checking them out.Something that’s helped me a lot is to take advantage of dog food sales. Stockup when you can. I bought a -lot-, and by that I mean I was trying to go forthe entirety of next year’s food, over Black Friday last year. Even though Ihad to pay a lump sum up front, I saved several hundred dollars by not havingto buy each bag individually throughout the year. Some brands also have a Buy #get 1 free! Program where you send in receipts/UPCs, so those are something tokeep an eye on as well.  
-Treats: Likefood, it’s whatever your dog likes. Hotdogs, string cheese, and chicken/steakbits are always super high value. Purina Moist and Meaty is usually considereda ‘junk’ food but most dogs tend to like it a lot and it’s cheap. NaturalBalance and Happy Howies dog food rolls are like doggy crack; just be warnedthat the NB rolls crumble a lot. I’m using a lot of Biljac and Zukes because Petsmarthad them on BOGO on Black Friday last year.
-Dental Treats: I use Milkbone BrushingChews for daily chews because my dog likes them the most and they are VOHC-approved.If I had more money, I’d use Oravet.
I reallylike No-Hide chews for time occupying. The biggest and thickest ones I pull outof the bin last my dog twice as long as a bully stick and don’t break downteeth. Their only down fall is price. For raw bones, I like beef vertebraebecause I feel like those ones break down teeth less than knuckles or weight bearingbones.
-Toys: I use all kinds of brands and types of toys. Find what your dog likes and use it. But also, for reference Planet Dog is pretty cool and has a durability rating and 100% guarantee on their toys.
-Muzzles: Theonly two I really like and use for my purposes are a clear Jafco muzzle and aTitus muzzle, the latter of which stays in my hiking/running pack. All dogs need to be comfortable wearing a muzzle for the same reason they need to be comfortable in a crate. The Muzzle Up! Project is a great resource.
-Pet Insurance/Vet Bills: I usePet Plan. They have been a life saver for my bank account with both acute andchronic issues. My only problem with them is that there is a roughly 20%increase on my premium every year. For my next dog, I may look at Embrace or Trupanion.If you decide to get pet insurance, which I highly recommend, do your ownresearch and read their policies and Terms and Conditions VERY thoroughlybefore choosing. I bought Pet Insurance because I cannot afford thousands ofdollars’ worth of vet bills and “just setting aside some money every month”would still not cover nearly what the insurance will.
Also lookinto setting up Care Credit or a special credit card before you ever need it tohelp with emergency expenses. If possible, and again, I -know- that money istight
-Misc: I likeall things Ruffwear for my outdoor adventures. For dogs with mobility issues, aHelp Em Up Harness made my previous GSD’s last few months easier. I highly suggest carrying a first aid kit both in the house and in thevehicle/hiking with you. I don’t have a particular brand to recommend as I mademy own, but there are a ton of premade kits sold out there that you can choosefrom based on your level of training and how much you want to spend. Alsorelated, I have a Jaeger Medical Litter that is very lightweight and packs downsmall that I carry with me while hiking, because carrying a large injured dogout of the woods when you’re miles from civilization kind of sucks and thismakes it suck less.
If youwant to learn more on how to stabilize acute life-threatening injuries inworking dogs, check out Veterinary Tactical Group’s on-site training course.For basic pet first aid and CPR, the American Red Cross has an online courseyou can take. I’m sure there are others out there as well.   This is everything that comes to mind immediately. If you have any further questions or want to share some of your own favorite things, feel free to contact me.
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fnewstoday · 6 years ago
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What Are The Consequences If You Don’t Pay Back A Payday Loan?
Payday loans help in different situations when there is not enough money to pay for things that are needed urgently. They have become very popular in the USA, where 12 million people are already gaining such loans for $ 9 billion a year. However, as you know, payday loans have high interest rates and not everyone can repay them on time. What then happens in such cases? What consequences will if you don’t pay back a payday loan? We have prepared for you the necessary information to help sort this out and not get into a difficult situation. Here is what you need to know about it, read on. What are payday loans? Although many have heard about them, not everyone knows what it is and how it works. In most cases, they are now online and you can simply go to the website to apply for such a loan. Some companies need to get round to not get into an endless cycle of debt, especially if you do not go into all the details. That is why many people think about what will happen, if you don’t pay back a payday loan. In any case, this type of loans should be used only when there are no other options left to solve some urgent financial problem.Payday loans are approved in most cases, often lenders do not check your credit rating, they are quickly approved and issued, but they have high interest rates, so you should use them in extreme cases. Unfortunately, now many Americans have no savings and are not able to cope with the problem that requires $ 1,000 to solve it. A significant portion of these people cannot quickly solve even the $ 400 problem on their own, so payday loans have become so popular in recent years. How to get a payday loan To get quick money as a payday loan you don’t need much. You will only need to provide some kind of ID, your bank account and proof of your income. In most cases, you do not need anything else for this. As you can see, it is not difficult to get a payday loan, but you should carefully study the conditions and the lender to whom you are going to apply. If your intuition tells you that something is wrong, then look better than another lender. You have hundreds of options. What happens after applying for a payday loan? After submitting the application with the provision of all necessary documents, you will need to submit bank documents on the movement of funds in your bank account, as well as payment receipts from your work. You will also have to provide some details of your bank account, which will then allow the lender to debit funds from it. So that your account is not debited more money than originally agreed, you should pay the payday loans in a timely manner, especially since they are most often paid in one payment from your next paycheck. In general, when you take out a loan before your paycheck, you usually once the amount of the loan with interest is debited from your account and that's it. The main thing is that you choose a normal lender and not make a mistake in your calculations. Be careful and try to go into all the details of the contract with the lender, so that later there will be no unpleasant surprises for you. Read carefully all clauses, fine print and footnotes. Feel free to ask questions! Do not sign the contract until you are sure that you understand all the conditions described there. What first thing to look for when finding for a payday loan lender The main thing that makes payday loans so expensive is the interest rates, therefore, the lower the interest rate, the less you will have to pay and overpay for debt. If you don’t pay back a payday loan, then you can get into a debt trap, from which it will not be easy to get out. In such a situation, making payments you will at best repay only interest, and your debt will remain in place. Look for the lowest interest rate possible by choosing a payday loan.
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How-to-get-a-payday-loan Can you take another payday loan if already you have one? Having received a quick and easy payday loan with no credit check, when you have difficulties, you might think that you can take another one to cover the previous payday loan. However, we do not recommend doing so, because this is the way to failure. Thus, you will not ease your situation, but only complicate it. You will only sink deeper and deeper into this debt swamp, due to rising interest rates and additional penalties. In such a situation, it is better to look for an opportunity to take a personal loan to consolidate your debts. There are many lenders working with bad credit who are willing to consider lending you for this. A personal loan may have a longer term and you will be able to gradually pay off all your debt, instead of your interest rates continuing to grow. The pros and cons of payday loans A payday loan can be a good solution for urgent problems in the short term. In some cases, when you need urgent medical care or repair of the car in which you work or in other similar situations, a payday loan may be the most appropriate solution. If you manage to find a payday loan lender who can offer you reasonable interest rates, then this option of financing urgent problems will be suitable. Payday loans every year helps millions of Americans in such cases. At the same time, you should remember that this type of loans has high interest rates and is one of the most expensive loans. In addition, there are predatory lenders who just want to cash in on your difficulties, taxing you with various commissions and fees, when you become dependent on them and become their debtor for a very long time. To avoid this, try to pay off the payday loan as soon as possible. What happen if you don’t pay back a payday loan? If a payday loan lender cannot promptly cash your check that you have signed when you receive a payday loan, then your bank account may be charged a huge overdraft fee, which will lead to a significant increase in your debt. Then begin the regular phone calls from the company that issued you a payday loan. They will attack you from all sides in order to exert psychological pressure on you. They will try to turn your life into hell until you repay the loan in full. If you don’t pay back a payday loan, the lender can call and write to you using all available communication channels. Some even go to threats and other unpleasant and offensive things. Try to resolve the situation by negotiating with the lender, if possible. State calmly the essence of your situation and try to agree on a debt transfer for a period of time under certain conditions. That is why you should carefully choose a credit company for a payday loan. If you don’t pay back a payday loan try to negotiate, it is possible that the lender will meet you instead of filing a claim or selling your business to debt collectors. How to avoid default Default is one of the most unpleasant consequences if you don’t pay back a payday loan. Most often in such cases, your debt is transferred to debt collectors who will disturb you with calls, letters, SMS, lawsuits, and even possibly through your employer. In the event of a default, your credit will greatly deteriorate, and the credit score will decrease significantly. Because of this, it will be very difficult for you in the future to find financial support from any lenders. Make every possible effort to prevent default. If you don’t pay back a payday loan, then a default can be a very likely outcome of the whole situation for you. Personal loan for debt consolidation If your situation with non-payment of a payday loan begins to go far enough, then consider getting a personal loan to consolidate your debts. You can apply for a personal loan in installments to one of the lenders who work with bad credit, as in that case, even if you had good credit, by that time he would have time to deteriorate. You will most likely need an installment loan to deal with the problem, if you don’t pay back a payday loan. The lender's specialists, having examined in detail your situation and credit reports on your credit history, as well as your income and expenses, will be able to choose the best option in order to consolidate your debts. Cut costs In order to pay your debts faster, track your expenses in order to find an possibility to reduce some of them. Most often this is the most affordable way to speed up the pay back a payday loan. This is not always so easy, however, if you make a budget for a month, then you can see where you spend your money and what expenses you can reduce or completely eliminate from your monthly expenses. Once you make your monthly budget, then you will only stick to it. Alternatives To avoid getting into an unfavorable credit situation when you don’t pay back a payday loan CFPB (Bureau of Consumer Protection) recommends looking for alternatives to such loans. It is possible to contact the local credit union or other similar organizations that offer affordable interest rates and more lenient conditions. If you still have an opportunity, nothing has happened that would require urgent financial assistance, then start to draw up your budget and stick to it in order to create savings. Due to the fact that there was such a situation with non-payment of payday loan and people getting into an endless debt cycle due to huge interest rates, in some states they began to limit the maximum possible interest rate for payday loan at the legislative level. This is expected to help consumers save tens of millions of dollars a year. Perhaps in the near future the situation with the payday loan will change and some alternative will appear, but at the moment our specialists recommend trying to use the opportunity to consolidate your debts with personal loans in installments. Use the advice of experts Now you know what consequences await you, if you don’t pay back a payday loan, and what actions you could take to avoid falling into an endless cycle of debts associated with it. You can take some steps to reduce the likelihood of adverse events. You can contact our experts to understand your specific situation in more detail and find the best solution for you, just email us. Read our financial blog to understand how to manage your personal finances. Read the full article
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hindustangold11 · 9 months ago
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"Your Trusted Gold Buyers-Get The Best Value For Your Gold"
Safety First: Tips for Securely Selling Your Gold to the Best Buyers
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In a world where the market for selling gold continues to grow, ensuring the safety and security of your valuable assets during the selling process is paramount. With numerous buyers vying for your attention, it's crucial to take precautionary measures to safeguard your investment and guarantee a seamless transaction with the best gold buyers. In this guide, we will explore essential tips to help you securely sell your gold to the best buyers in the market.
Research the Reputation of Gold Buyers
Before entering into any transaction, conduct thorough research on potential gold buyers. Look for customer reviews, testimonials, and ratings online. Reputable gold buyers will have a positive track record and a history of fair dealings. Check for any complaints or red flags that may indicate potential issues.
Verify Credentials and Licenses
Legitimate gold buyers will have the necessary licenses and credentials to operate. Verify that you choose the best gold buyers and they adhere to local regulations and industry standards. Accreditation from recognized organizations is a positive sign that the buyer follows ethical practices. Don't hesitate to ask for proof of licensing and credentials to ensure you are dealing with a trustworthy service.
Get Multiple Quotes
To ensure you receive fair value for your gold, obtain quotes from multiple buyers. This not only helps you understand the market value of your items but also allows you to compare offers. Be cautious of offers that seem too good to be true, as they may be indicative of potential scams.
Understand the Evaluation Process
Knowledge is power. Familiarize yourself with the gold evaluation process. Reputable buyers will be transparent about how they assess the value of your gold. Ask questions about the criteria they use, such as karat purity, weight, and market value. Understanding the evaluation process empowers you to make informed decisions and ensures a fair appraisal.
Secure Transportation and Insurance
When transporting your gold to the buyer, prioritize security. Use reputable courier services that provide tracking and insurance. Ensure your package is discreetly packaged and adequately insured to protect against loss or theft during transit. Some gold buyers may offer secure shipping options or even provide insured shipping labels.
Choose a Secure Payment Method
Opt for secure payment methods that offer transparency and traceability. Bank transfers, cashier's checks, or electronic payment platforms are generally safer than dealing in cash. Discuss payment options with the buyer beforehand, and avoid any transaction method that seems unconventional or raises concerns.
Keep Documentation
Maintain a comprehensive record of the entire transaction. This includes documentation such as the initial appraisal, quotes received, shipping receipts, and any communication with the gold buyer. Having a well-documented trail not only protects you in case of disputes but also serves as a reference point for future transactions.
Read the Fine Print
Before finalizing the deal with the best gold buyers, carefully review all terms and conditions. Ensure you understand the fees, timelines, and any other contractual obligations. Reputable gold buyers will provide clear and concise information. If anything is unclear or seems unfair, don't hesitate to seek clarification or walk away from the deal.
Visit a Local Office if Possible
If feasible, consider dealing with a local gold buyer with a physical office. Being able to visit the buyer in person allows you to assess their professionalism and the security measures in place. Local businesses often strive to build trust within the community and may be more accountable.
Trust Your Instincts
Finally, trust your instincts. If something feels off or if the buyer is pressuring you into a quick decision, take a step back. A legitimate and trustworthy gold buyer will understand the importance of allowing you the time to make an informed choice. Listen to your gut feelings and proceed only when you feel confident in the transaction.
In conclusion, ensuring the safety of your gold during the selling process involves a combination of research, communication, and careful consideration. By following these tips, you can confidently navigate the market and securely sell your gold to the best buyers, protecting your investment and securing the financial return you deserve.
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argyle-s · 6 years ago
Text
THE SHAPE OF THINGS TO COME CHAPTER 35/38
Rating: Mature
Read at Ao3
Start at the Beginning
Cat and Kara Deal with the CatCo Board of Directors.
Thanks to @ifourmindbeso for her great work as a beta. Any remaining mistakes are entirely my own.
Chapter 35 -  Going Nuclear
Kaldur’ahm was waiting for them as they approached the board room, holding a stack of folders Kara had asked him to prepare. Standing next to him was, of all people, Siobhan Smythe, holding a tray from Noonan’s.
“Jackson,” Kara said, giving him a small nod. “Miss Smythe.” Siobhan’s eyes opened a little wider, obviously surprised Kara knew who she was, but Kara ignored it. She took the tray from her. “Thank you, that will be all.”
Siobhan gave a slightly disappointed frown but left without saying anything.
“Are they already in there?” Kara asked.
“Yes,” Kaldur’ahm said.
Kara held out the tray to Cat. “Hold this for a moment?”
Cat took the tray, and Kara plucked Cat’s latte from it. She pushed up her glasses, then popped the lid on the drink, and after a quick check to make sure no one else was watching, she zapped it with her heat vision, making it just a tiny bit hotter than usual, before putting the lid back on and putting it back in the tray. She ignored the surprised look on both Cat and Kaldur’ahm’s faces as she took the tray back from Cat.
“Still trust me?” she asked Cat.
“Was signing over all my shares of CatCo not proof enough?” Cat asked, the smile on her face taking any sting out of her words.
Kara smiled back and had a sudden, mad urge to kiss Cat. She stepped on it, crushing it ruthlessly, reminding herself that she was just excited because it had been such a long time since she got to work with Cat on this level.
“Let’s go,” she said.
***
Cat walked into the board room like she owned it, which up until an hour ago, she had. Still, it was a habit, and one she allowed herself to fall into. She wasn’t at all sure what to expect from Kara, but she knew the show would be spectacular. She took her seat at the head of the table, staring at the nine faces who would thought they were about to determine her fate, and reminded herself of why she hated every one of them. CatCo was hers. She’d built it up from nothing, riding on the strength of her name and her reputation. Over the years, every single one of the parasites in the room had been forced on her by investors, a fact that showed clearly in the fact that of the nine of them, only two were women.
The chief parasite, Dirk Armstrong, sat at the far end of the table, and she could read the victory in his eyes. The satisfaction. He was a small man, desperate to snatch something from her he didn’t think she deserved. Never mind that she created it, nurtured it, and forged it into a weapon to wield. He wanted it, and because he wanted it, he felt entitled to it. The only thing that would hurt worse than losing CatCo, would be losing CatCo to him, because she knew he would burn every good thing she’d ever done to the ground, just to get her out of the way.
She glanced up as Kara sat her latte down in front of her, before placing one in front of the seat to Cat’s left where Jackson was just sitting down, then placing one in front of her own seat. Then Kara flung the cardboard tray across the room like a frisbee, depositing it in the trash perfectly, with a casual display of skill and contempt for the board that made Cat’s insides squirm with arousal. Little ordinary Kara Danvers.
Supergirl.
“Two assistants, Cat. Really?” Dirk asked.
Cat turned back to Dirk, giving a small shrug. She no longer felt the need to placate the man. Whatever happened here today, whether Kara was able to turn this around or not, Dirk had declared war, and Cat fully intended to destroy him.
“Some of us work for a living, Dirk,” Cat said. “We can’t all get by on our Daddy’s name and money.”
The entire board flinched, each of them shocked by the open display of hostility, and Cat smiled. They’d expected her to walk in here, broken and cowed. If they were half as smart as they thought they were, they’d have recognized the danger the moment she walked through the door. She no longer had anything to lose, and as much as she hated Cat puns, the claws were out.
“That’s uncalled for,” Roger Harris said from where he sat to Dirk’s right.
“Oh, Roger,” Cat said, “someone should have said that years ago. It might have saved us all a lot of tedium.”
“Well, if that’s your attitude, maybe we should have had this meeting a long time ago,” Amanda Baker said.
“Oh, I agree,” Cat said. “I’ve put up with all of you far, far too long.”
There. Now they were starting to see the danger signs. Something wasn’t right. This wasn’t how things were supposed to go. She was supposed to be begging for her job, not coming out on the attack.
“Cat,” Jennifer Winston said, “what exactly do you think is going to happen here today?”
The entire board looked at her, expectantly.
“Oh, I honestly have no idea,” Cat said. “I do know that you expected me to come in here and beg for my job.”
“It’s not like that,” Jennifer said. “Surely you can see the position you put us in?”
“I can see that you all want a piece of my company. The one I built up from scratch. The one built on my very literal blood and tears. I can see how, the moment you think you smell blood in the water, you turn on me, too stupid to realize you’re not the sharks you think you are.”
Every one of them had gone pale, which for Amanda and Joseph was quite a feat, and it just made her smile all the more.
“But to be perfectly honest with you, I have absolutely no idea what is about to happen. I just know it’s going to be highly entertaining.”
“Well,” Kara said, “I hope it lives up to your expectations, Miss Grant.” Cat glanced over at Kara and saw her nod to Jackson, who stood up and started walking around the table, setting down folders in front of each member of the board.
“Ladies and gentlemen of the board,” Kara said as she took one of the folders from Jackson, “If you look at the packets in front of you, you will see from pages one through seven that as of eight forty this morning Pacific Standard Time, all SEC filings are complete, and a Tender Offer has been made by Danvers International to purchase CatCo Worldwide Media. Under the terms of the CatCo Corporate Charter, if a two-thirds supermajority of stock holders vote to approve the sale of CatCo, all members of the board are required to sell their shares so long as the tender offer is at least ten percent above market value. If you see look at page seven of the packet in front of you, you will see that Miss Grant transferred all her shares of CatCo to me at eight thirty-five Pacific Standard Time this morning, and I now own sixty-seven percent of CatCo stock. Page eight is a written demand for an immediate vote on the Tender Offer. Page nine is a written statement assigning all my votes in support of the buy-out. Page ten is evidence of corporate wrongdoing on the part of Dirk Armstrong, specifically emails documenting a conspiracy to orchestrate a hack of Cat Grant’s email, release it to the media, and force her resignation in disgrace. Pages eleven, twelve and thirteen include the relevant sections of Dirk’s contract stating that in the event that he is found acting against CatCo’s interests, he will be removed from the board, and forfeit ownership of CatCo stock and stock options, as well as all CatCo contributions to his retirement accounts, all contributions to the CatCo pension plan, and all profit sharing. Page fourteen exercises clause six of section four of the CatCo charter, giving the stock holders the option of demanding a vote of no confidence in the board in the event any member of the board is found acting against the best interests of CatCo. Page fifteen assigns all my votes in support of a no confidence vote. Page sixteen is a nomination for Cat Grant to act as interim chairwoman until a new board can be elected. Page seventeen is the signature page, acknowledging receipt of all of these documents, and confirming your acceptance of the Tender Offer.”
“In short, the eight of you are fired for gross incompetence,” Kara said, making a sweeping gesture towards the board members, then she pointed at Dirk, “and you, you walking personification of white male privilege, are going to jail.”
Cat had to force herself to look away from Kara, who sat in the chair next to her, looking like nothing so much as a general who’d just completely routed the enemy. It was hard, but she did it. She turned and looked at the board, and every single one of them sat there, unmoving, a look of complete and utter shock on their faces.
“This would be the part where you all sign,” Kara said in a tone that caused several of the board members to flinch.
Roger Harris, either braver or stupider than the rest, leaned forward, glaring at Kara. “Now just a minute-“
“No,” Kara snapped. “I don’t think so. You can sign now, or I can have the same team of cops and lawyers from the DA’s office who are, as we speak, ripping Dirk’s office apart take a good look at just who those emails were directed to, and that wouldn’t go very well for you or Miss Baker. Now, sign.”
Eight hands reached for pens, and Cat watched with unrestrained glee as everyone but Dirk signed the papers. A moment later though, her attention shifted to Dirk, drawn by the way his hands curled into fists.
“You bitch,” Dirk screamed, shoving the conference table to the side. It slammed into Roger and Amanda, knocking them both back as Dirk came to his feet, but Kara and Jackson both reacted before he could take another step.
Jackson grabbed Cat, pulling her out of her chair and pushing her away from the danger, interposing himself between her and Dirk. All Cat could see of Kara was her vaulting the table before Jackson pushed her out the door.
To Cat’s surprise, there were four cops waiting in the hallway. Two in cheap suits, two more in uniform.
“He tried to attack her,” Jackson said as he pulled her further from the door. The cops didn’t wait, they disappeared into the board room
‘’Miss Grant, please stop fighting,” Jackson said, making Cat pause when she realized she was struggling. “She will be fine,” he assured her.
Cat forced herself to straighten up. “I’m sorry,” she said.
“I understand,” he said. “I loved someone that way, once, as well.”
She looked at him, but he did not meet her gaze, instead scanning the room in the manner of a body guard she had always suspected he was.
“She’s my friend,” Cat said, the denial sounding weak, even to her.
“Of course,” he said. “I had such a friend, once.”
A moment later, the cops dragged a red-faced Dirk Armstrong from the room. The other board members trailed out after them. Kara was the last one to exit the room, and she came carrying a stack of folders, which she offered to Cat.
“The keys to your kingdom, Miss Grant,” she said with a smile.
From CatCo.com Stock Market In Turmoil Amidst Rash of Hostile Takeover Bids By Natalie Mercer
Stock prices across several sectors took a huge hit today, after previously unheard-of California company Danvers International submitted FTC filings announcing hostile takeover bids of six separate companies, including Lord Technologies, TychoTech, LuthorCorp, Queen Consolidated, Galaxy Communications, and CatCo.com’s parent company CatCo Worldwide Media. All six companies were already suffering from reduced stock prices before the takeover attempts. Queen Consolidated has never fully recovered from the death of CEO Robert Queen in a boating accident in two thousand and seven. LuthorCorp is still reeling from the recent conviction of former CEO Lex Luthor on multiple charges of murder and terrorism stemming from his attempts to kill Superman. Lord Technologies and TychoTech have both seen their CEO’s indicted in the last couple of weeks, and the reputations of both CatCo Worldwide Media, and Galaxy Communications, owners of The Daily Planet, were brought into question when it appeared that Supergirl had attacked former CatCo radio personality Leslie Willis.
Willis herself appeared outside National City Police Headquarters, making a public statement not only exonerating the Girl of Steel, but thanking the Superhero for saving her life, however, the takeover bids seemed to hit before CatCo and Galaxy Communications stock prices could recover.
While no official announcement has been made yet, but with their stock prices in freefall, analysts predict that both Lord Technologies and TychoTech have little chance of avoiding the buyouts. Predictions are mixed on the reaction at Queen Consolidated, with some suggesting a fierce fight for control, while others suggest the buyout may be welcomed by the current leadership. Analysts almost universally predict fierce resistance from Galaxy Communications, CatCo, and especially, LuthorCorp, which is currently in the midst of a leadership struggle between Lillian and Lena Luthor, both seeking control in the wake of Lex Luthor’s incarceration.
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