#Investment in Hilo Hawaii

[yeecorpfinancial]

YeeCorp Financial: Compare Life Insurance Quotes Big Island, Hawaii

YeeCorp Financial offers a wide range of financial planning services, including insurance, employee benefits, Asset Management, and Financial Planning in Hawaii. When it comes to cost comparison, Yeecorp can offer you the best Compare Life Insurance Quotes Big Island, Hawaii. We're here to help you find out what kind of life insurance coverage is best for your needs at an affordable price.

There are a lot of moving parts when it comes to setting up the right insurance plan for your family. The process can be overwhelming, especially if you are already dealing with the stress of running a small business. That's why YeeCorp Financial takes care of all the legwork involved in finding life insurance quotes in Big Island, Hawaii. Our team does all the work for you! It's as simple as that!

With just a few clicks, we can help you find the life insurance quotes that are right for you. We will help insure your dreams. Our process is fast and easy. We do everything possible to make our clients feel comfortable and stress-free. Next thing you know, you will have helped insured your future for years to come. Our Find Financial Planning in Hawaii provides our clients with multiple options in making a decision to purchase a policy, including premium price comparisons and policy comparison charts.

We are able to help all kinds of businesses achieve their financial objectives. We specialize in small and medium-sized business accounts as well, helping our clients with all aspects of tax compliance, tax planning, and tax preparation. Our dedication to providing superior service applies no matter the size or breadth of your company. For more info contact us at; 808 245 5384 or visit our site; http://www.yeecorp.com/

[gorgietravel]

Aloha Paradise: Princess Cruises to the Hawaiian Islands

Introduction: The Hawaiian Islands, with their lush landscapes, volcanic wonders, and welcoming aloha spirit, are a destination that captures the hearts of travelers seeking natural beauty and relaxation. Princess Cruises invites you to embark on an unforgettable journey through this tropical paradise, as we explore their Hawaiian Islands itinerary in vivid detail. In this immersive blog post, we'll take you on a virtual voyage, sharing the enchanting destinations, onboard features, cruise duration, essential booking information, and why this cruise promises an authentic Hawaiian adventure like no other. Sailing through the Hawaiian Paradise Princess Cruises' Hawaiian Islands cruise offers you the opportunity to explore the diverse landscapes, cultures, and adventures of this unique archipelago. Here's a glimpse of the captivating destinations you'll encounter: - Honolulu, Oahu: Begin your journey in the vibrant capital of Hawaii, where you can visit historic Pearl Harbor, surf the famous North Shore waves, and enjoy the bustling city life. - Lahaina, Maui: Discover the charming town of Lahaina, known for its historic whaling village, stunning beaches, and the scenic Road to Hana. - Hilo, Hawaii (Big Island): Explore the dramatic landscapes of the Big Island, including active volcanoes, lush rainforests, and black sand beaches. - Kauai: Fall in love with the "Garden Isle," where you can hike the breathtaking Napali Coast, explore Waimea Canyon, and relax on pristine beaches. Onboard Features and Amenities Princess Cruises' ships are equipped with a host of features and amenities to enhance your Hawaiian adventure: - Luxurious Staterooms: Choose from various stateroom categories, including balcony staterooms, providing you with a comfortable and private haven at sea. - Diverse Dining Options: Savor gourmet cuisine in a variety of onboard restaurants, from fine dining to casual eateries, designed to tantalize your taste buds. - Entertainment: Enjoy nightly shows, live music, and enrichment programs that provide insights into the Hawaiian culture and the regions you're exploring. - Excursions: Princess Cruises offers a range of shore excursions that allow you to immerse yourself in the local culture, history, and natural beauty of each island. - Wellness and Spa: Relax with spa treatments, fitness centers, and wellness programs that promote relaxation and rejuvenation. - Kids and Family Activities: Families can enjoy dedicated youth and teen programs to ensure young travelers have a memorable experience. Cruise Duration and Booking Information Princess Cruises' Hawaiian Islands itineraries typically range from 10 to 14 days, providing ample time to explore the diverse islands of Hawaii. When planning your Hawaiian adventure, consider the following: - Booking Window: To secure your preferred dates and stateroom category, it's advisable to book in advance, as Hawaiian cruises are highly popular. - Travel Insurance: Comprehensive travel insurance is recommended to protect your investment and provide peace of mind throughout your journey. - Travel Documents: Ensure you have all necessary travel documents, including passports, visas (if required), and any health-related documents. - Excursion Planning: Research and pre-book shore excursions that align with your interests and the destinations you'll explore. Conclusion: Aloha to Your Hawaiian Dream A Princess Cruises voyage to the Hawaiian Islands is a journey into a world of tropical beauty, cultural richness, and adventure. It's a chance to immerse yourself in the natural wonders, traditions, and warm hospitality of Hawaii while enjoying the comforts and luxuries of a Princess Cruises ship. To embark on this extraordinary adventure or to inquire about upcoming itineraries, dates, and pricing, visit the official Princess Cruises website or consult with a trusted travel advisor. Hawaii's paradise awaits your exploration, and your dream voyage begins here. Don't miss the opportunity to create lasting memories in the heart of the Hawaiian Islands. Aloha! Read the full article

[magzinenow]

Robert Kiyosaki - Wiki, Biography, Family, Career, Relationships, Net Worth & More

In the fields of financial education and personal growth, Robert Kiyosaki is well-known. In 1997, he released the well-known book "Rich Dad Poor Dad," which helped him attain notoriety. People's views on money and riches have changed as a result of reading this book. Kiyosaki, who was born in 1947 in Hilo, Hawaii, developed his subsequent financial teachings as a result of his early life lessons. In "Rich Dad Poor Dad," he highlights the value of financial knowledge, investing, and entrepreneurship by contrasting the financial ideologies of his two parent figures, "Rich Dad" and "Poor Dad." The influence of Kiyosaki goes beyond the pages of his book; in addition to writing several more books, he also hosts seminars and creates games for financial literacy.

[yeecorp]

Financial Planning in Hawaii

We at YeeCorp Financial are committed to offering various financial planning strategies, including insurance service, employee benefits, and Asset Management in Honolulu, Hawaii. Receive the most reliable Compare Life Insurance Quotes in Big Island, Hawaii from yeecorp.com when you compare prices.  

More Info: http://www.yeecorp.com/

[yeecorpblog-blog]

Get an Excellent Financial Planning To Fulfill Your Investment Goals

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With top quality Financial Planning, Yeecorp Financial can help you plan all of your life goals that involve retirement, money management, Bonds, Educational IRA, Rollover IRA, insurance requirement report and other purposes. We give reliable and quality financial, Investment and insurance planning services with many retirement plans such as 401(k), 403b, Annuities, bonds, common stock and IRAs to discriminate your financial and insurance needs. We work to protect you and your loved one future from unexpected.

We are a fee-based asset management agency that assists to grow your wealth and offering top quality estate planning and retirement services to stick all your life goals. The right financial and investment planning can make you monetary strong in critical time to pay medical bills and other expenses. Whether you choose our firm to find dependable and impeccable investment, insurance and financial planning service to grow your wealth, you chose the right place.

Yeecorp Financial is an ideal place that works for your future protection to reach your aims on track. If you need long Term Care Insurance Hilo, Hawaii, Insurance Honolulu, Hawaii, Term Insurance in Hilo, Hawaii and Health Insurance in Hilo, Hawaii, our financial advisors can help you prepare for future.

We are your professional and experienced Life Coach in Kona, Hawaii who strives to offer full menu of insurance and investment services includes Simple IRA, Brokerage Accounts, Annuities, Profits Sharing plans and Long Term Care Insurance. If you wish to learn more about insurance coverage benefits and solutions or want to get an Insurance Hawaii Quotes, contact us at (808) 245-5384.

[lovethephotoo]

Underrated Travel Hacking Tips for Everyone

I haven’t taken a vacation for the last three years with good reason regarding the severity of the global health crisis and the economy of the US. Inflation is at an all-time high and the cost of everything from groceries to clothing increased.

On one of my work lunch breaks, I stumbled upon a YouTube video from professional, full time travel vloggers who enjoy saving money. I saw that the Youtuber went on a “travel hacking” trip around the world to save up miles and points for two weeks. I personally would not like to spend only a day in different countries while spending so much money to fly there. Also, I don’t want to pay the annual fees for travel credit cards. Therefore, I decided to do my own research to see which tips could work for any frugal traveler.

·         Link your accounts: Delta SkyMiles and Instacart have a partnership. Everyone needs groceries. I order from Costco every week to support my family and we buy the necessities (milk, meat, fruits, and vegetables) only to cut costs. Every one dollar spent on Instacart is one and a half miles on Delta. It racks up quickly.

·         Bonus Tip: Instacart has a great deal when an order is placed within a three-hour window, the customer receives two dollars off their order. More money in your wallet!

·         Best Credit Card: Amazon Prime Rewards Visa is the most economical credit card that has no annual fee. I invested in an Amazon Prime membership in 2016 and never looked back. It is the only streaming service that I pay for. Majority of my purchases are from Amazon and I received five percent back with each order. It is two percent back on restaurants, gas, and drugstores. There is one percent back on all other purchases.  The points can be used to buy anything that Amazon has on their website.

·         SkyMiles Shopping: Airlines like Delta have their own designated website where a customer can earn airline miles with their purchases. Every company listed on the website has a specific number of miles that a customer can earn. I love fitness and I buy my workout clothes from the website. During the holiday season, I was able to earn three miles per every one dollar spent for a Delta flight by buying two tie dye sweatshirts.

With the information that I learned and stated above, I booked my flight to Hilo, Hawaii and I posted some photographs that I took below. It was heavenly paradise.

The magical sunset that I experienced from the summit at my hotel.

It was so beautiful to see the aerial view of Hawaii from a helicopter and the scent of sea water was relaxing.

Sources:

https://news.delta.com/turning-groceries-getaways-delta-teams-instacart-reward-skymiles-members-everyday-purchases

https://www.skymilesshopping.com/

https://www.amazon.com/gp/cobrandcard/marketing.html?&plattr=ChaseMS

https://www.youtube.com/watch?v=U1pk2FJBhcg

https://www.youtube.com/watch?v=8CPQE7Hdebc

[petri808]

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@thenaluarchive Nalu Week 7-part story

That night after returning from the beach, the guys fired up the grill and the girls prepared some steak for dinner. Of course, Levy wanted details about the surfboard ride with Natsu, but Lucy insisted nothing happened, and all they’d done was watch the sun set. It was the truth… the hug was just to keep her warm or so Lucy’d convinced herself. Because for as long as she’d known Natsu, he was always considerate like that.

They ate their dinner on the patio and finished with a dessert of s’mores, gotta have s’mores when you make a fire. There were some light conversations, but the gang was pretty tired from the days activities. The hot, humid sun could do that to you. So, they discussed and settled on the next day’s adventure to play tourist along Kona’s famous Ali’i drive. There they’ll check out all the little stores along the walk and have lunch at Lucy’s favorite restaurant called Fosters Kitchen.

“Good night guys.” Levy and Gray were the first to call it a night, leaving Lucy and Natsu alone. With the fire dying and the night air growing colder, they moved back into the living room. Lucy sat on one side of the couch, while Natsu the other leaving a space of maybe a foot or two between them.

“Tired?” Natsu asked Lucy.

She fidgeted with her fingers. “A little.”

“Me, too.”

But no one moved and silence took over the room. Just the distant sound of the nearby waves lapping along the shore outside of the condo, and crickets and coqui frogs competing for attention… neither of them wanted to acknowledge the elephant in the room…

“So…” Natsu finally broke the ice. “How long has your family been here?”

“In Hawaii? Mm,” Lucy placed her hands on her knees and leaned a bit forward. “Well, my great-great grandfather was the first to come here on business from Britain sometime in the mid-1800s.”

“What did he do?”

“Invest in the railroad and plantations. Sorry, I know it’s not very interesting.”

“Are you kidding me? That’s a big part of this places history!” The tips of Natsu’s start to burn. “Plus… I’d love to learn more about you.”

Lucy’s eyes flashed wide and her face heated up. “Really?” Her voice softened as she turned her gaze away in embarrassment. “I’d love to learn more about you too.”

Natsu scooted within inches of Lucy and took her hand to stop its fidgeting. “Tell me more,” he requested in a soft tone before letting go. “Like, why did he decide to stay?”

“Because he met my great-great grandmother,” Lucy smiled. “She was the daughter of a Portuguese plantation manager. My grammy told me how her parents ended up getting married and settling in Waimea. They had four children, two sons, and two daughters, my Grammy being the baby.”

“Why Waimea?” Natsu’s head tilted in confusion. “Wasn’t it pretty rural back then?”

“Oh, I think to be closer to my great-great grandmas family who lived in one of the plantation camps around Honokaa.”

“I’ve heard about the camps, but I haven’t seen one yet.”

Lucy smiled. “I could show you one that still exists on the way home. We just need to take the Hamakua way back to Hilo.” She paused, hesitated a moment. “You’re turn. Tell me more about your family. I remember you mentioned once that you were adopted as a baby? Do you have siblings?”

“I do actually!” Natsu responded excitedly. “They adopted my older brother and I together, then when I was about eight, my parents adopted a baby girl.”

“Aww,” Lucy made a happy whine. “Must be nice to have a little sister! I wished I had one, but my mom couldn’t have any more.”

“That must’ve been lonely.”

“Yeah… though my babysitter had a daughter a year older that she’d bring to play with me.” Her tone saddened. “We lost touch by middle school.”

To change the tone of the conversation, Natsu reached out once more and took Lucy’s hand, giving it a squeeze. “What if you came to visit me in California this summer? You can meet my sister!”

“Really?! I mean, I don’t want to intrude— you know your parents haven’t seen you for a year, so wouldn’t they want to spend a lot of time with you?”

“True, but I don’t think they’d mind if I brought company,” Natsu smiled with a glint in his eye. “Especially, if it’s a girl.”

That brought a renewed blush to Lucy’s cheeks. “I—I, um…” she sat up straight. “Okay! Sure, why not. But only if you promise to take me to a real amusement park with a roller coaster.”

Natsu chuckled. “That can be arranged.”

“And Hollywood, can we go to Hollywood?! OMG it would be so cool if we ran into a celebrity!”

This time he laughed out loud. “It’s a couple hours drive from where I live. But sure.” Natsu’s tone deepened as he turned serious. “I just have to make sure none of those celebrities tries to steal you from me.”

Lucy’s eyes widen, did he just?! No, can’t be… she laughed and rolled her eyes, “hahaha, yeah as if I could catch a celebrity.” That’s when she turned it in him. “I could say the same about you!”

Wait a minute—did she just?! Lucy’s mouth slammed shut when she realized how it sounded. Her cheeks instantly flared with heat. “I-I mean… you know what I mean!” She waved her hand to wipe the statement away. “That’s just a silly notion.”

“What ever you say,” Natsu chuckled, then placed a quick kiss on her cheek before heading to bed. “Goodnight, Lucy.”

Lucy stood frozen for a second as her brain tried to compute what just took place. She slowly touched her cheek and whispered, “Goodnight, Natsu…”

[freehawaii]

NEW PUBLIC THIRTY METER TELESCOPE MEETINGS SET FOR AUGUST

Big Island Video News - July 19, 2022

Three years after attempts to begin construction of the Thirty Meter Telescope on the summit of Maunakea were halted, the National Science Foundation is planning to hold meetings on its involvement in the international astronomy project.

On Tuesday, a “Notice of Intent” was posted to the Federal Register, as the National Science Foundation announced it is looking to prepare an Environmental Impact Statement and initiate a Section 106 Consultation for its potential investment in the TMT project.

In the Notice, the NSF said it plans to host four in-person public scoping meetings, all on Hawaiʻi island, from 6 p.m. to 8 p.m. at the following locations and dates:

Hilo – August 9, 2022, at the Grand Naniloa Doubletree by Hilton Hotel, Crown Room, 93 Banyan Dr., Hilo, HI 96720.

Naʻalehu – August 10, 2022, at the Naalehu Community Center, 95-5635 Hawaii Belt Rd., Naalehu, HI 96772.

Kona – August 11, 2022, at the Outrigger Kona Resort & Spa, Kaleiopapa Convention Center, 78-128 Ehukai St., Kailua-Kona, HI 96740.

Waimea – August 12, 2022, at the Kahilu Town Hall, 67-1182 Lindsey Rd., Kamuela, HI 96743.

In addition to the public meetings, comments on NSF’s Draft CEP may be submitted “in writing via the environmental review website through September 17, 2022” at: beta.nsf.gov/tmt,

[jeassiejamess-blog]

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[larryhayesmazumacreditunion-blog]

The new president and CEO of CU Holding Company, LCC CUSO is Larry Hayes

Larry Hayes is now the CEO of CU holding company. CU Holding Company is located in Lenexa, Kansas, it is based in the suburb of Kansas City. LLC CUSO in currently managing investments in six and they are, CUSOs Beyond Marketing, LLC, XtraCash, LLC, TruHome Title Solutions, TruHome Solutions, MEMBERS Development Company, Cooperative Payroll Solutions, LLC.

Larry Hayes Georgia has more than 30 years of executive credit union experience, both in the fields of marketing and business development. The last company he was associated with as the vice president of marketing and business development. Larry Hayes Mazuma was working with First Service Credit Union, which was once known as the Right Choice Credit Union. It is in Houston, Texas. He was also a vice president at HFS Federal Credit Union of the marketing team in Hilo, Hawaii as well and took up the credit union cause there as well.

The CUSO Board Chairman and Mazuma Credit Union CEO, who is Brandon Michaels said that their company was looking for someone who has paramount leadership quality and that was the number one criterion for them. Larry Hayes in this case has demonstrated remarkable track record of results, innovation, success, and his leadership qualities are beyond imagination. Looking at his background and his qualities, CUSO is confident that he will be a great asset to their company as well.

Hayes initially started his career with HUD Federal Credit Union, in Washington, DC, and then he started running his own business firm. Within this experience, he enhanced his expertise for the credit unions in the domain of marketing strategies, strategic planning, business development, promotions, and financial statement analysis.

Mr. Larry Hayes Georgia credit union has completed BA from Ferrum College, based in Ferrum Virginia and later he pursued his MBA from George Washington University’s Graduate School of Government and Business Administration.

CU Holding Company, LLC is a CUSO holding organization. Built up in 2003, CU Holding Company, LLC reliably underpins the helpful plan of action through possession interests in six (6) bleeding edge CUSOs. By banding together with others to team up, CU Holding Company brings forth imaginative arrangements that make accomplishment for the credit association industry. Past Marketing is one of those creative arrangements—alongside its other CUSO relatives, XtraCash, TruHome Solutions, Cooperative Payroll Solutions, MEMBERS Development Company and TruHome Title Solutions.

[amyseocarner-blog]

Protect Your Financial Goals with Top-Notch Financial Planning Services in Hawaii

YeeCorp Financial has been helping clients of all economic backgrounds with financial and insurance advice since 1988. YeeCorp Financial is a trustworthy and sophisticated firm that delivers the highest quality wealth management strategies and methods to strengthen your future and achieve your life goals as well as. YeeCorp Financial specializes in Financial Service, Insurance Service, Employee Benefits and HR Consulting.

At YeeCorp Financial, we have a team of highly qualified and experienced Financial Advisor in Hawaii that is expert in offering the best financial services to prepare for you and your family for the future. We offer an extensive range of financial services to help grow and preserve your wealth. Some of our financial planning services include Retirement Plans, 401k Planning, 403b Planning, College Plans, Estate Plans, Money Management, Money Purchasing Plans and Profit Sharing Plans. Our team of professional advisors can help you achieve your financial goals while maximizing the money you save and finance for your future.

Whether you need Health Insurance in Hilo, Hawaii, Long Term Care Insurance Hilo, Hawaii, Life Insurance in Honolulu, Hawaii, Medical Insurance in Hawaii, Insurance Honolulu, Hawaii, Small Business Insurance Kauai, Hawaii, Travel Health Insurance Hawaii, Term Insurance in Hilo, Hawaii and Disability Insurance Quote Kauai, HI, our financial planners and agents can help you feel confident about your coverage with various healthcare needs.

When it comes to Estate Planning in Kauai, Hawaii, Financial Planning in Hawaii, Retirement Planning in Hawaii and Investment Service in Hawaii, we are here for you in Hawaii and Kauai. We provide a comprehensive array of financial planning services and strategies to help you identify your most beneficial financial and insurance needs as well as reach your financial goals. We are leader in financial and insurance services with over 25 years of experience and dedicated to serving clients in and around California, Big Island, Hawaii, Honolulu, Hilo, Idaho, Nevada and Washington. For more details, today take a look at www.yeecorp.com!!

[yeecorpfinancial]

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[techsnetworks]

How to Sell Your House in Hawaii

Is it true that you are attempting to sell your home in Hawaii, yet don't have a clue where to begin? In this article I will show you a couple of various alternatives you have for selling your home (or apartment suite, condo, multi-family, and so forth), regardless of whether you're searching for a top of market retail esteem or a snappy deal, whether you're in preforeclosure or have heaps of value. The correct choice will be dictated by you alone, so lock in and how about we get right to it!

Its an obvious fact that the Hawaii housing market works at an alternate value point than most business sectors in America. Oahu, Maui, Kaua, Large Island - obviously, there are contrasts across and between the islands, yet land here is for the most part costly contrasted with the remainder of the country. Hence (among numerous others), it's basic to comprehend both the neighborhood market just as your choices for selling your property.

Alternative #1: Rundown Your Home With A Real estate professional

This is the alternative the vast majority selling their house know about. It isn't - I rehash, not - the best way to sell your home, regardless of what some may advise you. It is completely lawful to sell your home all alone, anyway the vast majority do enroll the administrations of an authorized realtor.

Stars: A decent specialist will realize your nearby economic situations in the event that you're not up to speed yourself. Moving costs of Waikiki apartment suites? The effects of Chinese the travel industry increments on apartments in Kihei? Regardless of whether you should purchase in Poipu or Kapaa? Your representative ought to have industry knowledge into these inquiries. They ought to likewise think about neighborhood Hawaii-explicit rules and guidelines, for example, the distinctions in shoreline misfortune guidelines among Oahu and Kauai and legalities of disintegration control structures. Being a seaside state implies additional contemplations. A real estate agent will likewise deal with most if not the entirety of the administrative work, filings, open houses and different exercises that disrupt the general flow of an end. Click here : Sell My House Pittsburgh

Cons: Posting your home with a specialist will, as a rule, cost you 6% in commission charges. That probably won't be serious in certain states, however in Hawaii that can without much of a stretch be $30,000 or more for a solitary family house. You may likewise have contrasting suppositions on the posting cost and time period for value drops than your representative. How will you respond when feelings vary? Assuming your home is in abandonment, you additionally need to have a specialist who sees how dispossessions are dealt with here - our laws and rules aren't equivalent to on the territory. Numerous real estate agents, shockingly, don't have the foggiest idea how to deal with a short deal and Hawaii has no deficiency of overleveraged contracts.

Primary concern: In the event that you have the financial plan and wouldn't fret sitting tight for a first in class retail cost, than utilizing a specialist to sell your home is likely the smartest option. Inquire as to whether you need one.

Alternative #2: Selling Your Home Yourself Available

This alternative has gotten very famous as of late. The "Available to be purchased By Proprietor" or "FSBO" strategy has become the technique for decision for home merchants from Honolulu to Kehaka. Do you have the slashes?

Masters: Save that 6%. Presumably the most widely recognized purpose behind home venders to go it single-handedly is to save that commission and keep it in their pocket. As expressed before, that is a huge wad of cash in Hawaii where homes can undoubtedly sell for more than $500,000. Another explanation may be controlling to whom and when you show your home. You and you alone will decide your open house plan. Need to go surfing on Sunday? Take the plunge - advise the purchasers to fly in on Saturday morning all things being equal. It's your call. Ultimately, you can list your own property on the MLS for $300 or less for added openness.

Cons: Would you say you are prepared for the administrative work? Do you realize how to peruse a standard Hawaii land buy contract? If not, you better get a companion who does. You additionally probably won't comprehend your nearby economic situations and danger making due with a lower cost or longer deal period than you planned for. Ultimately, many DIY home dealers don't have the promoting arrive at that a specialist can offer. Additionally, on the off chance that you need a short deal, fail to remember the FSBO - you'll require an authorized Hawaii specialist or an expert financial backer to help you along.

Main concern: FSBOs are well known here. Cruise all over Honolulu on ends of the week and search for the "Available to be purchased By Proprietor" signs on the grass - you'll see them. Selling your home yourself puts greater obligation on your shoulders yet additionally places more cash in your pocket when the house sells. In Hawaii where the stakes are bigger, that is a great deal of money when all's said and done. Simply don't hold back on the legal advisor since chances are you don't work with the agreements regular.

Alternative #3: Offering Your Home Rapidly To A Financial backer

Another alternative for some, people is to not waste time with any showcasing whatsoever. A speedy Google search or sweep of Craigslist will uncover Hawaii land speculation organizations that purchase houses straightforwardly. We should take a gander at the advantages and disadvantages of this strategy:

Geniuses: You can sell your home straightforwardly, saving that 6% similarly as though you were selling your home yourself. By and by, huge investment funds in the Salaam State. Numerous financial backers can likewise purchase your home in 30 days or less since they utilize accessible private financial backer capital as opposed to looking out for a long bank evaluation measure. So in case you're in a bothered circumstance where you need a deluge of money sooner than later or you need to get free from oppressive home loan installments, a brisk deal to a financial backer might be your best ticket. In case you're attempting to dodge a dispossession, a financial backer can likewise be your dearest companion since they can help have your short deal prepared as well as can be the purchaser also, saving you from watching your home sit unsold on your neighborhood island MLS while purchasers ignore your short deal for a house they realize they can purchase without bank intercession. Hawaii has numerous land financial backers yet ensure you work with one who is proficient and can in reality close on your property - there are numerous who don't have a lot of haul past an extravagant business card.

Cons: You're probably not going to get retail cost when offering your home to a financial backer. Financial backers all around need a lot of forthright value since they have a benefit thought process (rather than moving in). So in case you're prepared to acknowledge a limit and have more to consider than cost, pull out all the stops. Yet, on the off chance that you can sit tight a half year or more for that top of market offer on that Jewel Head beachfront home, this isn't the best approach. Possibly you can work out some dealer financing on top of the commission reserve funds to expand your net. However, in case you're in a liquidation, separation or probate situation, you should take less cash yet realize your arrangement is going to close and proceed onward to better days ahead.

Main concern: On the off chance that you need to sell your home in Hawaii rapidly and need a quick arrangement, than a financial backer might be your most ideal alternative. As well as saving you specialist charges, you'll get a quick close of a difficult property. Notwithstanding, this choice will not get you market esteem. This is for people who need some assistance.

As should be obvious, the most ideal alternative truly relies upon the circumstance you're in as to value, time and any encompassing conditions. Hawaii isn't simply surf, sun and sand - we likewise have genuine individuals with genuine families and genuine lives. People here deal with their funds and home loans actually like people on the territory. A few group own their homes liberated while others, in territories like Ewa Sea shore, Kihei and Hilo, are experiencing difficulty making even incomplete installments. The Hawaii housing market has surely been stirred up these previous five years, the external islands particularly. Understanding your area and inspiration and requirements for selling your home will assist you with picking the most ideal choice for you and your family. Salud.

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The Truth is not far from Fiction

@nalu-week bonus day AU prompt. Ghost story, modern setting, 7k words

Based on a real life experience.

One day late in the afternoon, Layla Heartfilia hears talking and pops her head into her toddlers bedroom. She sees the four-year-old playing with a doll in the middle of the floor, just babbling away and smiles. “Who are you talking to Lucy?”

The child’s brown eyes beam at her mother. “Mishi wanna pway wich doll.”

Assuming it was just an imaginary friend, the woman plays along. “I see. And are you being a good girl and sharing your toys?”

“Uh-huh, mommy.”

“That’s a good girl. I’ll be back shortly to get you for dinner, okay, you just keep playing nicely with your friend.”

“Otay,” Lucy giggles and looks at the girl sitting across from her, “Mishi you hungy too? Oh.” She then looks back at her mother, “Mishi say no can eat.”

“Why is that dear?”

“Mishis dead.”

><><><><><><><><><

From all outward appearances, Lucy Heartfilia was just your typical teenage girl. She had her tight-knit group of friends, a girly-girl when she wanted to be, but deep down was just as comfortable hanging with the guys. Fangirling over the latest manga heartthrob or relaxing with a good book were her two favorite things to do, well that and spending time with her best friend slash boyfriend Natsu Dragneel.

Natsu was born and raised in Hawaii whereas Lucy was a transplant to the islands. After her mother’s death, her father moved them to Hilo when the opportunity to invest in some new property developments came about. It was a small town compared to the big city they’d left behind, but it was a beautiful place and Lucy fell in love with it quickly. She knew her mother would have loved it because if there was one thing Layla Heartfilia had instilled in her daughter, it was a love of the stars.

Every cloudless night on the island provided a perfect opportunity for stargazing thanks to the role of the observatories on Mauna Kea; the islands largest volcanic mountain. Nothing brighter than an orange amber glow was allowed by law, cutting down on the amount of light pollution in Hawaii. Lucy loved it and took any opportunity to simply kick back under the stars picking out her favorite constellations.    

It was now the summer of their graduation from high school and the friends wanted to do something together to kick it off. A few options were thrown around, but when the idea of relaxing under the stars came to mind, Lucy suggested a camping trip. Campfires and smores, maybe some hiking, or even better, snuggling after dark. The group was sold.

“Gajeel’s dad said his contact will let us stay at K.O.E.C in volcano for the weekend since it’s not being used during the summer.” Levy McGarden was the first friend Lucy made after moving to the island and Gajeel Redfox was the girl’s boyfriend.

Lucy tips her head in confusion. “Where’s that? I don’t think I’ve heard of it before.”

“Oh,” Levy chuckles, “sometimes I forget you weren’t born here. In elementary school, all the kids are taken camping there. It’s like an educational retreat cause it’s right next to the national park.”

“Ah, gotcha. So, it’s a camping ground?”

“Mmm, sort of. There’s a building and a big grass area and a bonfire pit.  I don’t know the details if they’ll let us use the main building, but it’ll probably be fine if we just set up tents. Gajeel said the guy will give us a key to the gate when we arrive so we can go in and out.”

“Sounds perfect to me.”

Despite her father’s wishes for Lucy to go to a bigger college in the states, she decides to stay local for now, though that still meant relocating to a different island. It was true her decision was partially based on where her boyfriend was also attending school, but Chaminade University had a good reputation as well as the programs she was interested in. Natsu had graduated the year prior and received a football scholarship to attend the University of Manoa.  He’d be home for the summer in just a couple of days and she was excited to spend as much time with him as possible.

Starting fresh in a new place during middle school after leaving all of her friends behind in California can be tough on any young person, so it was really thanks to Levy and Natsu for making her feel so welcomed in Hawaii. On the first day of class Levy had befriended her and introduced Lucy into the group of kids that would stick together all the way from Waiakea Intermediate through Waiakea High. They’re like a second family for the girl who didn’t have any siblings and a father who was too busy to pay much attention.

But that was part of the beauty behind her and Natsu’s relationship. It wasn’t something that happened overnight, rather blossoming over several years from a friendship until one day their friend Gray Fullbuster pointed out they were already a pseudo couple so they might as well just make it official. Whenever Lucy thinks about that moment, it always makes her smile, because Natsu had simply chuckled, asked if she wanted to be his girl, she said yes, and they went on with the conversation as if nothing had changed.

Bright and early on a Friday morning, the group meets up at the local McDonald’s parking lot before the caravan heads out as a group to the Volcano area. Lucy rides with Natsu in his pickup truck, while everyone else were in other vehicles. There were eight of them total on their way for a fun filled weekend out in the countryside. It was the first time Lucy would be spending an extended amount of time in the area. Prior to this trip she’s only visited the park to do the typical tourist things like seeing the Jagger Museum or hiking the sulfur banks.

As they make their way to the area, no matter if the vehicle slows or accelerates, the road ahead blends as Lucy stares out the window. Greens, browns, mixed with multiple colors when they pass buildings. Her mind drifts with it, strangely lulled by an energy she cannot place, nor is even aware of its pull on her. The radio playing becomes a background noise with only the bass beats standing out… the drums especially calling to her and lulling her into a spell.  

“You okay, Luce?” Natsu questions her as she stares out the passenger window. The normally chatting girl was surprisingly quiet through the drive.

Lucy breaks out of her trance and looks over at her boyfriend. “Yeah, sorry I was just spacing out.” She smiles to allay his concerns. “I was so excited for this trip that I didn’t get much sleep.”

He reaches over and squeezes her hand with a smile. “How about I set up the tent first thing so you can take a nap?”

“I think I’ll be okay once we start doing stuff.”

“Whatever you say,” he winks.

She really wanted to enjoy this trip but the closer they got to the area the more a churning knot tightened in her stomach. It was a dubious feeling to place, not sick as if she were coming down with a cold, and she didn’t get motion sickness like her boyfriend, it was more like a foreboding feeling. Though a strange time to kick in, she had been a little stressed out about going off to college in the fall, so perhaps it was just a case of nerves.

That must be it, Lucy chalks up the weird feelings and rationalizes them as nothing more than a case of the jitters. Going away from home to a new place was a scary proposition, but she reminds herself she won’t be totally alone. Natsu will be on the island and so will Cana Alberona another close friend. And hey, thanks to the internet, those like Levy will be a simple click away too. She takes a deep breath and releases the churning emotions. It was time to focus on this camping trip and make it memorable.

When the caravan of vehicles pulls into the parking area, everyone waits with their vehicles while Gajeel settles up with the caretaker. Once that was complete, the group starts the task of setting up their gear. They break up the work, with the men focusing on the bigger jobs, erecting the tents, tables, and carrying the heavier items. The girls follow up with the sleeping bags, getting the food and other supplies squared away.

It was a nice place, just like Levy had described to Lucy. To the left of the parking lot was a large main building that housed expansive rooms used as classrooms. Downstairs were restrooms and showers, along with maintenance rooms. The caretaker had turned on the hot water and electricity for them to use on the bottom level, but the upstairs rooms were locked for security purposes. There was also security lighting around the building and on the street, but from what Lucy could gauge, once the sun goes down, the area would be quite dark. Good thing they brought a bunch of lanterns and flashlights.

In front of the building and parking lot, it opened up into a sprawling grassy area surrounded by trees. Beyond the trees were homes and subdivisions. At the very edge of the lawn, Lucy could see the bonfire area her friend had mentioned tucked in a corner. According to the caretaker, it was no longer used for full bonfires due to the threat of starting a forest fire, but they were allowed to make a small, normal sized campfire for doing things like roasting marshmallows or for warmth. The pit was also ringed with fallen Ohia tree logs to sit on.

The place was serene alright… but why was that nagging feeling eating away at her? As she stared towards the bon fire area, every fiber of her being was screaming at her to stay away from it. She didn’t like the vibes this place was giving off, which made absolutely no sense to her. It looked completely safe and quiet, they brought children here to camp for Pete’s sakes! Surely, the county wouldn’t allow visitors if this place wasn’t safe.

A shiver rushes along Lucy’s frame despite the lack of a breeze. Maybe she was just psyching herself out, so she turns away from the pit and focuses on something that did make her feel safe. Natsu had just finished setting up their tent. It was time for her to get their bedding down so they could settle in. Perfect, she could do that.

“So, how do you like it?” Natsu asks her as soon as she walks over to him. “Nice, right?”

“It’s a really scenic place,” Lucy agrees. She didn’t want to concern or spook him with her true thoughts of the place. “Is the tent ready?”

“Yup,” he grins, “pretty sure it won’t cave in.”

She chuckles, “I’ll get our sleeping bags and stuff set up.”

Natsu pulls her close and wraps his arms around her waist. “Just make sure I’ve got easy access to ya,” he wiggles his eyebrows. “After six months apart, I need to make up for lost time.”

That brings a flush to her cheeks and a giggle from the woman. “I think I can figure something out.”

He places a soft, lingering kiss on Lucy’s lips. “Remind me again how I managed to make you my girl?”

Lucy grins coyly, “by being an adorable dork.”

“Dork? Says the weirdo,” he chuckles and kisses her again. “Okay, you get cracking on this and I’ll be back in a bit after we set up the campfire for tonight.”

She just nods and watches him walk away for a moment, before turning her attention to the tent. Natsu had even added an additional tarp over the top in case it rained, how thoughtful and smart considering the weather here could turn without warning. Everyone had set up their tents, five in total, at distances from each other. Lucy chuckles in her head, knowing they weren’t the only ones with a little hanky-panky on the agenda.

Instead of using the sleeping bags as they were designed for, she unzips the two sets completely open, using one as the bottom and one as the blanket, finishing off their makeshift bed with the pillows. She then takes the bags that holds their clothing and toiletries and places it in the corner of the tent. Lastly, she double checks that their lantern was working properly and stores it near the entrance, so it was easy to turn on when needed.

With their accommodations ready, she could relax a little while she waited for Natsu to return. Since she didn’t know how long it would take the men to finish, Lucy decides to lay down and close her eyes. He’d suggested she take a short nap, and well, it seemed like a good idea now.

The moment she closes her eyes, the sunlight fades away behind her eyelids as her body slowly gives in. ‘This sleeping bag… is really comfortable…’ She felt peaceful, a sense of stilling calm like in the eye of a hurricane. The blue skies brought warmth streaming through the thin nylon fabric of the tent, pacifying the nervous pin pricks licking along her frame. Is that music playing somewhere? Lucy wonders as the edge of oblivion comes calling... Does someone have their bass cranked up?  

‘Did I sleep the afternoon away?’ Lucy looks around as the hairs on the back of her neck stand on edge and the sickening feeling pitted in her stomach tightens. Something’s wrong, her mind screams. Where was the tent?! Why was she in the forest?! Where did everyone go? She was taking a nap and suddenly she was in the middle of the dark Ohia forest.

It was deathly silent save for the drumbeats and chanting getting louder— so loud that she felt it in her bones. No other signs of life, of crickets or coqui frogs, nor distant sounds of the homes she knew were laid out around the campsite. Only the drowning of drumbeats and the word kapu (sacred) repeated over and over. She covers her ears in a useless attempt to shield them from the noise, but it was as if they were coming from inside her head.

‘Stop it! Stop it! Stop it!’ Her voice cracked and trembling, desperate to get away from the torment. Fight or flight takes hold and she starts to back away, but her legs feel like rubber, her feet like dead weight. She looks down as a silent scream bubbles up in her throat. Why is her feet sinking into the mud! The ground had been solid a second ago!

She opens her mouth to cry out for Natsu, anybody, but no sound leaves her. Panic sets in, sending her mind into a tailspin, and energy surges through her body. She claws at her throat in desperation, why wasn’t her voice coming out! Her mind is begging for someone to please hear her screams. Natsu! Where was Natsu?!

Something grabs her from behind and her arms begin flailing out desperate to fight back.

“Lucy, wake up!”

“Natsu!” The blonde screams, kicking and punching as she sits straight up on the bedding. Still in a panicked fight for her life, she scrambles away until her back hits the wall of the tent. Her brain is struggling to take back control from the dreamworld, but the sounds were all she could hear roaring in her eardrums.

The hold around her center felt as if something very strong and powerful was squeezing the life out of her. All she could hear in her head were her own screams and that incessant drumbeat! Make it stop! Make it stop! The tears are pouring down, clouding her vision and marring the scene in front of her. Get me out of here!

“Lucy, Lucy!” Natsu grabs hold of her wrists to keep her from hitting him. “It’s a dream, Lucy, you’re okay now.” His own panic was rising faster than a flood. Why wasn’t she responding to him? Her eyes are open, but she was staring past him as if he didn’t exist just screaming for help.

“Lucy?” He feels what he can only equate to as sticking your hand in an electrical socket. His hands start to tingle and the air around them heats up. “W-What the hell is going on?!” Natsu squeaks out as a true fear takes hold. He could understand daymares, but this… this was abnormal!  

She thrashes against his hold for a few more seconds, shaking her head as tears pour in torrents down her cheeks. But despite the eerie shocks Lucy was giving him, he holds on tight until the opportunity presents itself to pull her into a fierce bear hug. Natsu had no idea what had set this off, so he fights off his own panic and does what he can, cooing and speaking softly to calm her. He couldn’t tell if his voice even had any weight behind it, but it was all he could muster.

“Shhh, babe I got ya now. Whatever it was, you’re safe.”

Natsu cradles her head, keeping it locked against his chest. There are footsteps around the tent along with a few ‘are you guys okay’ being asked. He responds that it was just a bad dream and not to worry. Lucy must have been much more tired than they’d realized for her to fall asleep so deeply and enter the dream stage in less than 30 minutes. He and Gray had only completed a third of the firepit when Levy had come to get him. The woman had heard distressing sounds coming from his girlfriend and they’d been enough to concern her.

Though Lucys mind was coming out of the dream world, and reality was taking hold again, a heavier panic sets in. How was she supposed to explain this to him? There was something about her life that she’d kept secret from everyone for fear of being looked at as a freak, and most of the time it wasn’t a problem to keep it hidden. Lucy fights to gain back control and to stop shaking. ‘It was just a dream Lucy,’ she tries to psyche up the lie in her head. ‘Nothing paranormal about a dream. It’s the stress manifesting itself.’ She didn’t want to worry anyone.

She takes several long, slow, deep breaths until the panic attack starts to wane. “Thank you, Natsu I-I’m fine now. I’m so sorry. I think all the anxiety of college is just getting to me.”

“No need to apologize Lucy, leaving home is scary. But you know I’ll be there for you right?”

“Yeah,” she cracks a smile. “I know you will be.”

“That was a pretty crazy dream though. Do you remember what it was about?”

Kapu… “No,” she shakes her head as if accentuating the word, but in reality, wishing the sounds echoing in her head would disappear.

“Okay.” His gut tells him not to push the topic until she was ready. Natsu kisses her forehead, “well if you do and you wanna talk about it, I’m all ears.” He smiles at her, “hey, why don’t you go wash your face, catch your breath, and maybe hang out with the girls to distract yourself while I finish up what I was doing?”

Lucy nods, “That’s a good idea.”

Of course, the moment she sat down with her concerned friends they bombarded her with questions about the daymare. Cana the ever-budding ‘spiritualist’ of the group pressing for information so she could discern the meanings behind what Lucy had seen. But she feigned not remembering anything once she’d been awoken by Natsu. She didn’t want to remember, rather forget it had ever happened. So, she falls back to the same excuse she’d used for him. Why not? At least if it were a consistent lie it would be easier to keep up.

“Are you sure Lu?” Levy reaches over and places a hand on her friends knee, “cause the way you were screaming… I swear even I was getting chills.”

“You literally sounded like you were being murdered.”

“Blunt enough, Cana?” Levy rolls her eyes. “She doesn’t need to be freaked out any more than necessary.”

“I really appreciate you’re guys concern, but I swear I’m fine now. I don’t remember what it was about and if it’s as bad as you’re saying, I’m glad I don’t remember.”

Levy fixes Lucy with a stare. “At least promise me if it happens again, you’ll talk to me.”

“I promise.” Lucy smiles back hoping to allay her friends concerns. “I think my nerves are just fried over college.”

To Lucy’s relief the rest of the group quickly switched into that topic. Juvia Lockser, Gray’s girlfriend was already a Sophomore in college, but she and the others shared their feelings of anxiety. It turns out they all felt similar to her, maybe even more so. Levy and Cana were born and raised in Hilo and had never travelled outside of the state before. Juvia is a transplant like Lucy except she came here for college from Seattle, Washington. It was only after meeting Gray at the University last year that she was folded into their group.      

“Lemme see if I can explain it,” Levy taps her chin. “A lot of islanders feel like they’re stuck here— okay maybe not stuck, but like… they don’t wanna leave their comfort zone. So, going away for college is really nerve wracking, that’s why I’m really anxious about it and excited at the same time.”

“Speak for yourself,” Cana chimes in, “I’m nervous sure, but I can’t wait to go to Honolulu! First thing I plan to do is hit the clubs! And I plan to drag you with me Lu.”

“Oh, no, no, no,” Lucy waves her hands excitedly while laughing, “don’t drag me into that!”

“Aww, come on, think about it! I’ll get you all hot and bothered and unleash you on Natsu.” Cana winks, “I’m sure he won’t mind.”

“OMG!” Lucy throws a handful of ripped grass at her friend as the other girls burst into laughter.

It’s not long in chatting with the girls that Lucy’s fears subside and the daymare is semi-forgotten. They talk about the rest of their plans for the weekend, like how tomorrow will be spent in the park checking out the latest volcanic activity and hiking the trails. Someone needs to stay behind to watch the camp, so Cana and Loke de Lioncourt agree to do it. Their reasoning is let the couples have fun exploring, but everyone else knows that the pair wanted some “fun time” to themselves.

Things were still quiet for Lucy by the time the men finish prepping the fire pit. The girls had made a simple lunch of sandwiches for the gang, so the guys join the conversation and things continue to flow smoothly into a relaxing afternoon. With Natsu by her side, Lucy feels an additional calming energy and that helps to settle the remnants of creepy sensations she was still having. She didn’t know how of why he was having that effect on her but welcomed it regardless.  

No matter where you go, there are spirits and because of her abilities, Lucy did what she could to acclimate to her surroundings. After moving to the islands, she familiarized herself with local legends and lore, about the gods and aumakua’s (spirit guardians), and so much more. There were tons of spirits here. But that didn’t mean she knew everything or when or where she may encounter them, and she certainly was no expert in how to deal with it. There’s no training manual for this stuff. The lucky ones find someone to mentor them, but beyond picking up tidbits where she could, Lucy worked by intuition most of the time.

After the incident in the tent, Natsu’s instincts were heightened. He couldn’t get a good read on what Lucy was thinking or feeling, but he could tell something was bothering her despite her downplays. But unless she was willing to tell him, he could only guess why her energy was spiking in an unusual manner and as darkness approached it was only increasing.

He watches her closely and starts to notice more troubling signs. Clearly, she was trying to hide them, but her mood was starting to change from engaged to removed. Where she was chatting normally at lunch, Lucy had slowed to only answering when spoken to. It was as if her mind was elsewhere and her energy level was waning. It reminded him of her behavior in the truck on their way to the site. Was it returning again?

“Here you go,” Natsu hands Lucy a plate of dinner. The group had barbecued some meat and thanks to the buildings electricity were able to make rice for a starch.

“Thanks,” she smiles, though the look behind it gave off a disinterested vibe.

Lucy had been holding her arm around her stomach as if it were bothering her. He’d just hoped she would say something if that were the case, but she never had. He sits down beside her, eating, and continuing his vigil. Was Lucy getting paler, or was it just the waning light? Even her eyes seemed dimmer.

“Are you feeling ill, you don’t look well.” Natsu finally whispers hoping not to gain attention from the group.

“Huh? Why?”

“You just look a little peaked is all.”

“I don’t know,” Lucy picks at the contents of her plate, “maybe I’m still tired… I kinda feel zapped all of a sudden.” She was feeling ill, as if an unexpected flu was kicking in, but she didn’t want to admit it. Her stomach was queasy, and her head was starting to get dizzy.  

“If you’re not feeling well, I don’t mind taking you home.”

“No, no,” she shakes her head determined to push through this bout. “I don’t wanna ruin your weekend.” But shaking her head was a bad idea and now she really felt dizzy. Why was this happening now? She’d been perfectly fine when they were in Hilo.

“Luce, helping my girl out isn’t gonna ruin my weekend.”

“Are you sure? Because…” her voice trails out and eyes roll back seconds before Lucy collapses forward. She never had a chance to finish.

The next 30 seconds is like a slow-motion scenes in a movie. Her name is screamed, and gasps ring out. Natsu reacts on instinct, dropping his plate and shooting his hand out to grab her before she face plants onto the ground. Everyone around them is on their feet in a flash, rushing over for support. When he lands partially under Lucy, Gajeel and Gray help him to get back into a sitting position with the unconscious woman still cradled in his lap.  

Natsu could feel a dark energy gathering around her that hadn’t been there before, triggering electrical sensations along his skin, similar to what he’d felt in the tent. This was not good… not good at all! Whatever had affected Lucy earlier in the day was intensifying. “I better get her to the hospital, somethings not right!” He scoops the unconscious woman up and gets to his feet.

Gray reaches out to support some of Lucy’s weight as Natsu stands up. “Yeah, man, do what you gotta do.”

“And don’t worry about your stuff, we’ll take care of it,” Gajeel chimes in. “You just worry about you’re woman.”

Levy places a hand on Natsu’s arm, her eyes clouded and barely holding back the pain of her concern. This was her best friend. With such an eventful afternoon, every worst-case scenario was running through her mind. Was Lucy sick? What kind of illness could strike a healthy young woman down so quickly? “Please call us as soon as you find out what’s wrong, okay, promise me.”

“Will do, Lev, I promise. Thanks guys.”

As Natsu secures Lucy into his truck, the girls grab the couple’s personal belongings like Lucy’s purse and a duffle bag of clothing for him. The camping gear, tent and such will be safe in the care of their friends. He was doing all he could to stay calm because the last thing he needed was to lose control and wreck his truck or something. When he climbs in and starts up the vehicle, he notices Lucy starting to stir a little. She was strapped in so she wouldn’t fall over, and her body stayed slumped, but her head was working to hold itself up. “Lucy? Can you hear me?”

“Yeah…” she mumbles with her eyes closed.

“I’m taking you to the hospital.”

“What… happened?”

“You collapsed.”

Once he makes it out of the country roads and clears the forest, the truck roars it down the highway. Natsu wanted to get Lucy to the hospital as quickly as possible since it was about 40-50 miles away. Lucy was healthy, so he was concerned with the speed this illness had hit her, fast and hard.

He keeps his eyes on the road but checks on the woman in his passenger seat every few seconds. When they’d put her in the truck, she was barely ambulatory and coherent. Lucy still had her eyes closed as she rested her head in the crook of the door frame and seat. She was breathing normally as far as he could tell and at least her arm had relaxed away from clenching around her abdomen.

If he didn’t know better, it was as if Lucy had fallen asleep again. But the longer he watched, the more he could tell the situation was changing. After 10 minutes of driving and reaching the Fern forest area, she had shifted in the seat, stretching out her legs and sitting upright.

“How ya feeling Lucy?”

“A little better,” she responds. It was strange, but the heavy pressure she had felt back at the camp was slowly lifting the further they got away from it. Her body still felt tired as if all the energy had been sucked from it, but at least the foreboding vibes were melting away and she could breathe easier again. It was a complete reversal of how she felt going to the area.

“That’s good to hear.” It wasn’t just her words that brought him some relief. Natsu could sense the shift. The aura around her was no longer as dark as it had been at the camp.

Another 10 minutes or so passes by and they’d reached the town of Mountain View. Here Natsu was forced to slow down due to a slower speed limit and higher traffic flow. They come to a red traffic signal, so he takes the opportunity to make a better assessment of his girlfriend. Not only was Lucy’s eyes open, but they looked bright and her skin wasn’t as pale anymore. She was sitting fully upright just looking around as if taking in the view. Certainly not the look of someone being rushed to the hospital.

“Could we stop and grab food,” Lucy asks out of the blue when they’re about to hit Keaau town. He turns and looks to see her smiling at him. “I’m really hungry all of a sudden.”

“Um, yeah sure,” his eyebrow raises in confusion, “we could stop at McDonalds.”

“Great!”

“You know,” he pauses, “you seem a lot better Lucy, like completely normal and that’s kind of freaking me out.”

Lucy averts her eyes and her lips curve down in a small frown. “I’m really sorry for worrying you Natsu.”

“Is there something you’re not telling me?”

“I don’t really like to talk about it…”

“Well I think I deserve to know considering you just scared the hell out of me Luce.”

She sighs, “You’re right— I-I don’t know exactly what happened back there, but there is something I haven’t told you or anyone else.”

Natsu can see the moisture building in her eyes, she was clearly torn and upset over whatever it was. He wasn’t angry that she’d withheld something from him, maybe a little annoyed, but he assumed she had a good reason for it. Lucy was never one to lie to him, so this must be a big deal to her. “You know I’d never judge you, right? You can tell me anything.”

“I know you wouldn’t,” she sighs again. “You don’t need to take me to the hospital, there’s nothing medically wrong with me.”

“Are you sure?”

Lucy nods. “Can we grab food and go back to your house? Then I’ll come clean… a-about everything.”

He picks up her hand and kisses it, nodding before turning off into the shopping complex’s parking lot. They order food through the drive through, then set off for his parent’s house in Hilo. It takes them about 20 more minutes to arrive and after giving a half-hearted explanation of cutting their trip short to his parents, the pair settle upstairs in Natsu’s bedroom.

Starving had been an understatement as Natsu watched Lucy inhale her burger. Normally he would finish meals first and would have to wait for her to catch up. It was eye opening, and probably the first time in all the years they’ve known each other he’s witnessed it. Of course, the whole day has been filled with new experiences with her, and this was the least concerning of it all.

With her food gone, Lucy pushes herself up and sits back against his headboard contemplating exactly how she should explain things to Natsu. She didn’t know why she was so worried about telling him, since he’s never been judgmental before. In fact, he often teased that he found her quirks endearing. But this wasn’t exactly normal. For his part, Natsu just sat on the bed in front of her in a cross-legged position, patiently waiting.

With her fingers fidgeting in her lap and her eyes boring holes into his comforter, Lucy starts out with a question of her own. “Do you believe in ghosts?”

“Never seen one before, but I believe it’s not impossible for them to exist.” He shifts in his position to let his legs stretch out and props himself with his arms behind his back. “I mean growing up here and being bombarded by the culture kind of gave me an open mind to it.”

“W-What if I told you that I’ve been able to see them since I was a kid? Would you think I’m weird?”

“You mean weirder than I already think you are? No,” he chuckles, “I wouldn’t.”

“I’m serious!” she pouts.

“So am I,” Natsu laughs harder. “Hey, I’m sorry,” he leans forward and pats her foot, his expression softening. “I’m just trying to show you that it doesn’t bother me. I’m not making fun of you, I promise. Is that what is was back there, a ghost?”

Lucy shakes her head. “I don’t think it was a regular ghost, and I still don’t fully understand what happened.”

“How about starting from the beginning. You were distracted before we even got to the place.”

“It was strange… like, as we drove into the area, I was getting a creepy feeling, you know, like when the hair stands up on the back of your neck? I tried to ignore it, but it only grew stronger once we reached the site. I kept telling myself it was nerves and then that daymare happened.” Lucy didn’t want to admit it, but in hindsight all the warning bells were there, and she’d chosen to ignore them. The creepy feelings, the energy drains, that daymare… If she’d listened to her instincts, she could have invoked a protection barrier. Of course, with how strong the energy source had been, she didn’t know if it would have worked, but trying would have been better than nothing.

“Yeah, the daymare. Do you remember it?”

She squeezes her eyes shut still wishing she couldn’t, but nods, “I do.” Sometimes her abilities came in handy and other times it was more like a curse. Lucy couldn’t see ghosts, but she could feel them, hear them, and being a sensitive attracted them to her. Most were benign, simply stuck in this realm, while others were angry and strong enough to affect the living world. As a sensitive, Lucy was more likely to become a target because just as she could sense them, they could sense her.

“Are you up to telling me? You don’t have to if you don’t want to cause you were pretty freaked out about it.”

“I should…”

Natsu realizes just thinking about it is triggering a small panic attack again. He sees her body start to shiver and shake. “H-Hey,” he quickly crawls over, pulls her into his lap and cradles her. “Don’t force yourself.”

“No, I-I want to. Maybe if I let it out, i-it’ll help.” Lucy releases an exhale. “I was in the forest hearing all these drumbeats and chanting and it was getting louder.” Her hands cover her ears as if she was re-living the dream. “I was so confused, no idea how I got there. My feet started to sink into the ground, and I couldn’t fight back when something grabbed me. I-I started to panic and the word kapu kept ringing in my head. I was screaming for you, for anyone… ugh the drums! A-and that’s when I woke up.”

He moves her hands away from her ears and tightens his embrace in a bid to make her feel safe again.

“After you calmed me down, I was able to forget about it for a while. I figured it was just a bad dream and moved on. But then during dinner I started to feel drained, like all my energy was being sucked away. I tried to ignore it thinking I was just tired and the next thing I knew, I woke up in the truck.”

“And this has never happened to you before?”

She shakes her head no. “At least not this bad before.” This wasn’t the first time Lucy had encountered an area heavy with spiritual energy. The islands were rife with it, but this was the first time that it had affected her to this extent.

“So, it has happened before?”

“Sort of… like once before when I went to a place that I learned later has evil spirits.” Lucy relaxes a little. “Best I can explain it, is when there’s really strong energies around me, it makes me feel weird, like zapped. Maybe there were powerful spirits around the camping area.” A chill runs along her spine causing her to shiver. “Definitely not going back to that place again.” Lucy looks up at Natsu. “Do you think I’m crazy?”

“Far from it.” He hugs her tighter. “You just have a gift and there’s nothing wrong with that.”

Lucy snorts a laugh, “can I return this gift?”

“Mmmm,” he chuckles too, “probably not. But you know, you’re not alone, right? I mean, you’re the only person I know that’s actually seen stuff, but as far as being sensitive, you’re not the only one. My mom says that I have a little bit of empathic abilities. I don’t know,” he shrugs, “I just know I pick up on how people are feeling around me. That’s why I kept asking if you were okay.”

“Wow,” her eyes widen, “I had no idea.”

“Yeah, cause I don’t advertise it,” Natsu laughs. “The guys know about me, but it’s not something I talk about to others.”

She sighs, “guess we were both hiding something from each other.”

“I won’t hold it against you, if you won’t hold it against me.”

“Thank you Natsu.” Lucy leans up and kisses him softly. She cups his cheek in her hands, “I really appreciate you being so understanding.”

He places his hand over hers, eyes smiling, just holding the special moment. “I’m just glad you’re okay.” He then pulls her head against his shoulder.

Lucy settles happily on his lap just relieved that the whole ordeal was over. It was disheartening that she wouldn’t get to hang out with their friends this weekend but having Natsu with her was enough for now. They still had the rest of the summer to spare.

While she recuperated in his arms, Natsu sends a text to Gray and Levy explaining what happened. To his surprise the girl sends a message back saying she may know what Lucy was experiencing. There was a Hawaiian legend from the volcano area that may explain it. So, he calls Levy and puts her on speakerphone.

According to the girls readings, during the time King Kamehameha the First was working to unify all of the islands, many battles took place with local chiefs, including in the volcano area. Legend holds that sometimes spirits of deceased soldiers will continue to march in death. Such ‘Night Marchers’ have been seen right around the area where K.O.E.C. is located. They come out at specific times, which Levy had no idea when that could be. But perhaps, that was the source of what affected Lucy?

It was as good a guess as any.

Levy, “Some say that if the living encounters them, unless there is an aumakua in the procession of marchers to protect that person, they can become ill or even die from exposure. Course no one’s ever verified any of that.”

“I remember reading about the night marchers. I always thought it was exaggerated like a lot of claims are.” Lucy frowns, “but it sure explains what I might have been sensing.” She’d studied local lore because it was interesting to her and the culture in Hawaii made it fairly easy to research things. Stories of ancient tales and ghostly encounters abound here, but there was so much information, it wasn’t always easy to tell fact from fiction.

“Do you think they were warning you or something?” Natsu questions. “Cause it wasn’t even fully nighttime yet and I heard they come out later in the evening.”

“Ugh,” Lucy groans, “I have no idea because I really don’t fully understand all this stuff yet. Like I said, I thought night marchers were just folklore, so I never believed all the stories. But thanks Levy, knowing what it might have been makes me feel a lot better that I wasn’t going crazy.”

Levy, “Aww, you’re welcome Lu! It’s kind of late to pack it in for the night, but everyone agrees we rather find somewhere else to camp so you guys can join us for the rest of the weekend.”

“Wow, really? That’ll be so great!”

Levy, “Of course! It’s always better when everyone’s together. Take care you guys, and don’t worry about us. I’ll text you as soon as we figure out the plan.”

Natsu hangs up the phone and bundles Lucy close. “So, what’dya say? Spend the night here with me?”

“Your parents won’t mind?”

“Pfft, my parents love you. Just kinda bummed we can’t… you know,” he grins.

“I’m just as bummed about that too,” she teases, “but there’s always tomorrow.” Lucy cuddles against him and closes her eyes. Natsu’s energy was so soothing to her and now she knew why. It was kind of amusing that she ended up with a guy who had gifts like her, albeit a different one. Still, it made her feel normal for once in her entire life. “Thank you again Natsu, you know, for everything.”

He kisses the top of her head and leans his against hers. “You’re welcome, weirdo.”

“Yeah, well a weirdo you’re stuck with.”

“I wouldn’t have it any other way.”

><><><>Notes<><><><

Much of the spookier elements are based off an experience I had when I was around the age of 11 when we were taken to this location for a school trip. By the end of the day I was getting so sick a chaperone had to take me home, but just like in the story, once we were away from the area, I was completely fine. I’ve had many experiences over the years, this one isn’t even the scariest. No idea how you label me, all I know is I am sensitive, possibly an empath, I absorb and affect energy. I don’t actually see spirits, I just sense them and generally unless they are strong like those in this story, they don’t bother me or can’t because I can repel them now. Oh, and the reason I made Natsu have something too is just because lol. My husband actually sees stuff, and I think it’s ironic that I picked someone that has gifts too. 

[freehawaii]

HAS THE ILLEGAL OCCUPATION OF HAWAI`I WORKED?

How Land Schemes Turned Lava Fields Into Subdivisions

Honolulu Civil Beat - May 14, 2018

In 1958, when Hawaii statehood was still a year away, two Colorado businessmen came up with a brilliant money-making scheme: Buy 12,000 acres of undeveloped, dirt-cheap land on the rocky, rainy slopes of the world’s most active volcano, divide it into 4,000 3-acre lots, and sell them for $500 to $1,000 apiece, paid off at $150 down and $8 a month.

Glen Payton and David F. O’Keefe called their subdivision “Hawaiian Acres.” It would forever change the face of the Big Island — not always for the better.

“The lots sold spectacularly well,” wrote George Cooper and Gavan Daws in Land and Power in Hawaii. “The effect of this success was electrifying.”

A Big Island land boom was on.

Only two years after Hawaiian Acres lots went on sale, a Honolulu Star-Bulletin article could report that at least 11 major subdivisions were underway — including a cluster of 2,231 one-acre lots titled “Leilani Estates,” sited directly on top of Kilauea’s East Rift Zone. The article was headlined, “Here’s Up-to-Date Report on Big Island Subdivisions,” but above the headline were five words in smaller type: “There’s Little Danger from Volcanoes.”

In the article, Leilani developer Kenneth W. Ing claimed that “volcanic risk” to his development was essentially less than one in a thousand.

He based his claim on calculations by a University of Hawaii geology professor, Dr. Gordan MacDonald, who had said that since 1750, lava had covered only 20 square miles out of an east Puna area of 125 square miles: “On this basis, the likelihood of lava covering any given plot of land in any single given year is less than .1 percent.”

Since 1960, lava flows from the flanks of Kilauea have wiped out the town of Kapoho and at least four other communities. But the article also quotes MacDonald as saying, “It is impossible to say how soon volcanic activity might affect any given area, and data are insufficient to assign any significant mathematical probability for such an event.”

What MacDonald, Ing and the article failed to mention was that in January and February of 1960, a lava flow had wiped out the entire town of Kapoho, destroying the village’s businesses, a hot springs resort and nearly 1,000 homes on land adjacent to Ing’s new subdivision—or that in 1955, another eruption had taken out much of nearby Pohoiki.

Since then, lava has obliterated at least four more nearby communities and subdivisions: Royal Gardens, Kapa’ahu, Kaimu and Kalapana.

Now, it’s the turn of Leilani Estates itself, which so far has lost 36 structures, including at least 26 homes, to the latest East Rift lava event.

As of Sunday more than 2,000 people have been evacuated from Leilani Estates, Lanipuna Gardens and other nearby locations. Underground magma is believed to be moving further down the rift, threatening other communities such as Kapoho, parts of which have been redeveloped since the 1960 eruption into three coastal subdivisions, Kapoho Beach Lots, Kapoho Farm Lots and Kapoho Vacationland.

Those who live in the subdivisions aren’t the only ones who’ve had to leave. County officials have directed the closure of the Lower Puna’s numerous vacation rentals, in order to save water and “reduce the area population so emergency operations can focus on residents.”

Affordable Homes — At A Price

Cooper and Daws note that by the time the Big Island land boom wound down in the 1970s, 80,000 new lots had been created on an island that, at that time, held only 80,000 people.

Then-Gov. John Burns spearheaded the drive to transform North Kona and North and South Kohala into what Burns called a “gold coast.” It remains a region of rich resorts and upscale homes. Other developers pumped money into resort hotels along Hilo’s Banyan Drive.

But Puna and Kau became a playground for the wannabe-rich. Those three districts, located on the slopes of Mauna Loa and Mauna Kea, lacked the Gold Coast’s white sand beaches and relentlessly sunny weather. And those pesky eruptions kept making new land — but it was lava and volcanic ash, too hard and raw to be paradise.

Mainland investors and mainland buyers didn’t necessarily know that, however. The developments that grew up there are still sometimes known, locally, as “land scam subdivisions.”

Pam Frierson, in The Burning Island, compares those developments to similar ones that were sprouting up elsewhere in America’s sunbelt, from Florida to the Southwest: “Large scale speculative subdivisions were being carved out of marginal lands — desert, tidal flats, lava lands — and sold as cheap ‘retirement’ or ‘investment’ properties.”

Most of these subdivisions were “substandard,” having a  grid of private roads that didn’t meet county building codes — perhaps paved, perhaps not — and lacking basic services such as running water and sewer lines.

Many eventually joined the island’s power grid, but most still rely on rainwater catchment tanks, and on cesspools or septic tanks to dispose of waste. They also lacked visible means of financial support. Most were located far from jobs. Though usually zoned agricultural, they were carved into parcels too small for conventional farms, even if they actually had tillable soil. Some subdivisions had a general store, but there was no traditional town center, no hub of commerce.

County officials had a huge incentive to go along with the land schemers: a windfall in property taxes from those thousands of new lots. In 1987, Frierson asked then-Hawaii County Planning Director Albert Lono Lyman why the county had acquiesced to all those substandard subdivisions.

“Greed and short-sightedness,” he summarized, noting that “the majority of those lots were sold, sight unseen, to mainland buyers.”

Some subdivisions were the work of mainland investors. California oil company magnate Jack Crawford, for instance, built Ocean View Estates on old lava flows in Kau.

But there were plenty of local players, including state officials. Hawaii County police inspector William Kamau headed the hui that tried to build a failed subdivision called Crescent Acres. State Sen. Kazahisu Abe headed the Hilo Development Inc., which developed Orchid Isle Estates in Puna. U. S. Sen. Hiram Fong was president of the company responsible for a development called Fern Estates.

Nor was the greed limited to local bigwigs. Cooper and Daws estimated that one in four Big Island families invested in lots. Big Island money in the lots was dwarfed, though, by outside investments: 12 percent of the lots bought by 1975 were by Big Islanders, 35 percent by Oahu residents, and most of the rest by mainlanders.

With almost no provisions for basic infrastructure, the original investors didn’t appear to actually believe people would live on those lots. But thousands of people proved them wrong.

By the time the subdivision boom finally petered out in the 1970s — partly as a result of stronger zoning and planning ordinances, but also, perhaps, because of the sheer glut of undeveloped lots — East Hawaii held at least 15 major substandard subdivisions and several smaller ones — all of them located in Lava Risk Zones 1, 2 or 3, the three highest-risk categories given by the U.S. Geological Survey.

One cluster of subdivisions, including Hawaiian Ocean View Estates and Hawaiian Ranchos, clung to the lava field on the steep southern end of Mauna Loa. But most were in Puna, forming an almost continuous line from Volcano down Highway 11 to Keaau, then from Keaau down Highway 130 to the sea at the eastern end of the island.

Some built in the subdivisions because they’d been suckered in and had to roll with the punches. Frierson interviewed Jack and Patty Thompson, who were among the last holdouts in volcano-ravaged Royal Gardens. They’d invested their life savings in their home, after seeing a promotional movie about a “fertile area directly adjacent to Hawaii Volcanoes National Park.”

“They didn’t tell you the place sat right below an active rift zone,” Jack Thompson told Frierson.

With the possible exception of Royal Gardens, which was wiped out by a series of lava flows between 1983 and 2012, every one of those subdivisions is inhabited — and many, especially those in lower Puna, are burgeoning, despite the lava risk and the lack of amenities.

They’re the main reason why Puna is the fastest-growing district on the island. According to the Hawaii County General Plan, the district held about 31,300 people in the year 2000.

By 2015, its population had soared to nearly 50,000. By 2020, it’s expected to reach 58,000, surpassing Hilo to become the island’s most populous district. It’s achieved that remarkable growth despite the loss of four communities to molten rock.

Many more came because land speculation had driven prices sky-high in more desirable locations, and companies building those Kona mega-resorts hadn’t made provisions for housing their workers.

The island ended up with much of its jobs on one side of the island and its affordable housing on the other side, generating another local term: the “5 o’clock derby,” for the early morning commute between Puna or Kau and the North Kona/Kohala resorts.

“Poor people have to live somewhere,” noted one Puna Facebook user.

Many of these later buyers know about the lava, but they have to live with the risk, gambling that Madame Pele won’t come to their homes during their particular lifetimes.

But the odds may be considerably worse than Dr. MacDonald predicted back in 1960. According to the USGS, in the 20 years between 1983 and 2003 alone, another 40 square miles were buried in fresh layers of lava.