#Investing in fractional real estate for beginners

[alain2612]

Investing in Fractional Real Estate

Introduction Real estate has long been considered a wise investment strategy, offering steady returns and long-term growth potential. However, for many people, the barrier to entry can be high, with the cost of purchasing property often out of reach. This is where fractional real estate comes in. Fractional real estate allows investors to own a piece of a larger property, making it more…

[youlearntrade]

✨ Beyond the Hype: Crypto and the Future of Identity ✨

In today’s world, our digital identities are scattered—passwords, accounts, usernames. But with crypto, the concept of ‘self-sovereign identity’ is emerging. Imagine logging into any platform without passwords, using blockchain to prove who you are in a way that’s private, secure, and yours alone. No middlemen, no data theft, no tracking. With self-sovereign identity, you truly own your digital self. 🔒

The Energy Question: Sustainable Solutions for Crypto 🌱

One major question on everyone’s mind: energy. Yes, some cryptocurrencies consume large amounts of energy, but that’s rapidly changing. New consensus models like Proof of Stake and innovations in green crypto mining are paving the way for a sustainable future. Ethereum’s transition to Proof of Stake has already reduced its energy usage by over 99%! 🌍 In fact, crypto could help incentivize green energy solutions globally, as miners are increasingly partnering with renewable energy providers.

Crypto and Global Accessibility 🌎

Crypto isn’t just for investors—it’s for everyone who’s been overlooked by traditional finance. In many countries, millions of people are “unbanked,” meaning they don’t have access to banks. Crypto changes that. With just a smartphone and an internet connection, anyone can join the global economy, send money, and invest for the future. 📱💸

Smart Contracts: The Building Blocks of a Trustless World 🏗️

Smart contracts are like regular contracts but with one big twist: they run themselves. Written into the blockchain, they automatically execute when conditions are met, with no need for a lawyer, middleman, or moderator. From real estate deals to royalties, smart contracts create a world where agreements are efficient, fast, and transparent. Imagine buying a house without a mountain of paperwork—or automatically getting paid as a creator when someone listens to your song. That’s the power of smart contracts. 🔗

The Rise of Tokenized Assets 🪙

We’re starting to see real-world assets tokenized on the blockchain. Art, real estate, commodities—almost anything can be represented by a digital token that’s easily traded, shared, or sold. This means access to assets previously reserved for the elite or wealthy is now open to everyone. Want to own a fraction of a Picasso? Tokenization makes it possible, creating new ways to diversify and grow wealth. 🎨💼

Interoperability: Connecting Blockchains for a Borderless Ecosystem 🔄

As more blockchain networks emerge, they’re finding ways to work together. Interoperability is the next big thing, allowing assets, data, and identities to move freely across blockchains. The vision? A borderless ecosystem where each blockchain can connect seamlessly with others, powering global commerce and collaboration like never before.

Taking Your First Steps in the Crypto World 🧗‍♂️

So where do you start? Begin small—learn the basics, explore wallets, and experiment with micro-investments. Communities are everywhere, ready to help beginners, from online forums to Discord groups. Remember, crypto is a journey, and the more you understand, the more confident you’ll be. 🌱

The future is unfolding fast. Crypto isn’t just another tech trend—it’s the foundation of an entirely new world. Will you be part of it?

#CryptoJourney #BlockchainFuture #DigitalIdentity #GreenCrypto #SmartContracts #Tokenization #Web3 #TheFutureIsNow #JoinTheRevolution

[foic]

FOIC: A Beginner's Guide to Fractional Ownership Investment and Its Benefits

FOIC, or Fractional Ownership Investment Club, is a unique platform designed for savvy investors seeking to diversify their portfolios without the full burden of ownership. Members pool resources to collectively invest in high-value assets, such as real estate, luxury items, or startups, by purchasing fractional shares. This approach allows participants to enjoy the benefits of premium investment opportunities - like High Rental Yield, Capital Appreciation, Capital Preservation, and Stable and Non-Correlated - while minimizing risk. FOIC also fosters a community of like-minded investors to enhance financial knowledge and growth. Join FOIC to experience a smarter, more accessible way to invest.

[havendaxa]

Dive into the world of fractional ownership, a revolutionary way to invest in real estate. This guide unlocks the secrets of building a diverse portfolio, achieving passive income, and enjoying professional management without a hefty price tag. Perfect for beginners and seasoned investors. Start your journey to financial freedom today!

[passiveincomemoney]

Beginner's Guide: Start Investing with Small Funds

Starting to invest with a small amount of money is a commendable decision and a great step towards building financial security. Contrary to popular belief, one doesn't need a large sum of money to begin investing. Here's a comprehensive guide to help you embark on your investment journey, even with a modest amount to start.

Understanding the Basics

Before diving into the world of investing, it's crucial to grasp the basics. Investing is the act of allocating resources, usually money, with the expectation of generating an income or profit. You can invest in stocks, bonds, mutual funds, real estate, or various other vehicles.

Setting Your Investment Goals

Identify your investment goals. Are you saving for retirement, a down payment on a house, or your child's education? Your goals will determine your investment strategy, including the types of assets you might consider and the level of risk you're willing to take on.

Starting Small

Drip-Feed Your Investments: Begin by investing small amounts regularly, a strategy known as dollar-cost averaging. This approach can help mitigate the risks associated with market fluctuations and can be more manageable for your budget.

Use Robo-Advisors: Robo-advisors are automated platforms that create and manage a diversified portfolio for you based on your risk tolerance and investment goals. They are a great option for beginners and can start with as little as £1.

Index Funds and ETFs: Consider investing in index funds or exchange-traded funds (ETFs). These funds track the performance of a market index and offer a low-cost way to diversify your investments.

Micro-Investing Apps: There are apps that allow you to invest spare change from everyday purchases. This is an effortless way to start investing without feeling the pinch on your wallet.

Here's a list of 10 micro-investing apps:

Acorns: Acorns rounds up your everyday purchases to the nearest dollar and invests the spare change into diversified portfolios.

Robinhood: Robinhood offers commission-free trading of stocks, ETFs, options, and cryptocurrencies, making it easy for beginners to start investing with small amounts of money.

Stash: Stash allows users to invest in fractional shares of stocks and ETFs, as well as offering personalized guidance and educational resources.

M1 Finance: M1 Finance combines automated investing with customization, allowing users to create their own investment portfolios or choose from pre-built ones.

Betterment: Betterment offers automated investing and financial planning services, with features like tax-loss harvesting and retirement planning tools.

Wealthfront: Wealthfront provides automated investment management with features like tax-loss harvesting, direct indexing, and high-interest cash accounts.

Public: Public is a social investing app that allows users to buy fractional shares of stocks, follow other investors, and share insights with a community of investors.

Stockpile: Stockpile allows users to buy fractional shares of stocks and ETFs, making it accessible for those with limited funds to invest in the stock market.

M1 Finance: M1 Finance offers customizable investment portfolios, automated rebalancing, and the ability to invest in fractional shares of stocks and ETFs.

Vault: Vault is an investment app that rounds up your purchases to the nearest dollar and invests the spare change into a diversified portfolio of ETFs.

These apps make it easy for anyone to start investing with small amounts of money and grow their wealth over time.

Building Knowledge and Experience

Educate yourself about different investment options and strategies. Read books, take online courses, and follow reputable financial news sources. The more you know, the better decisions you'll make.

Managing Risks

Investing always involves some level of risk. It's important to understand the risks associated with different types of investments and to invest in a way that aligns with your risk tolerance.

Seeking Professional Advice

If you're unsure about where to start, consider seeking advice from a financial advisor. They can help you understand your options and create a personalized investment plan.

Conclusion

Investing with a small amount of money isn't just doable, it's a smart move for your financial future. By getting started early, putting money in regularly, and educating yourself, you can steadily build your wealth and reach your financial goals.

Remember, successful investing takes time, persistence, and a willingness to learn. Start with modest investments, think long-term, and watch your money grow.

For more in-depth guidance on how to begin investing with limited funds, check out resources like Times Money Mentor, Money Under 30, and The Balance. They offer valuable insights and advice tailored for beginners eager to make the most of their money. Happy investing!

[richardabbe]

Myths About Investing

Myths About Investing http://richardabbe.com/myths-about-investing/?utm_source=rss&utm_medium=rss&utm_campaign=myths-about-investing A strong instrument for accumulating money and attaining financial objectives is investing. However, several myths and misconceptions surrounding the investing world can hinder individuals from making informed decisions.  This article will debunk some common myths about investing and shed light on the truth. Myth 1: Investing is Only for the Wealthy:  One of the biggest misconceptions is that investing is reserved for the wealthy or those with significant money. In reality, anyone can start investing with even small amounts. Many investment platforms offer low-cost options and fractional shares, allowing individuals to begin their investment journey with limited funds. Myth 2: Investing is Gambling:  Some people view investing as a form of gambling, believing it is based on luck and speculation. In truth, investing is a strategic approach to growing wealth over time. Unlike gambling, investing involves thorough research, analysis, and understanding of the underlying assets.  Myth 3: Investing is Too Risky:  While investing carries a certain level of risk, it is essential to differentiate between risk and speculation. Risk can be managed through diversification and a long-term perspective. Investors can reduce risk and possibly enhance returns by distributing their investments among a variety of asset classes and businesses.  Myth 4: Timing the Market is the Key:  Many people think that buying low and selling high, as well as timing the market, are the keys to successful investment. Even for seasoned specialists, timing the market consistently is essentially difficult. Focus on time spent in the market rather than market timing.  Myth 5: You Need to Constantly Monitor and Trade:  Another myth is that successful investing requires constant monitoring and frequent buying and selling of investments. Overtrading can lead to unnecessary fees and undermine long-term returns. Myth 6: Only Stocks Can Generate Returns:  While stocks are a popular investment option, they are not the only avenue for generating returns. Various asset classes, including bonds, real estate, mutual funds, and exchange-traded funds (ETFs), offer diversification and potential returns.  Myth 7: You Need a High Level of Financial Expertise:  Although investing may appear complicated, you don’t need to be an expert in finance to begin. Numerous resources, online platforms, and robo-advisors offer educational materials and guidance for beginner investors.  Myth 8: Investing is a Get-Rich-Quick Scheme:  Investing is a long-term commitment and not a shortcut to instant wealth. It requires patience, discipline, and a focus on long-term goals. While investing can generate substantial returns over time, setting realistic expectations and avoiding chasing quick profits or falling for scams promising unrealistic returns is essential. Debunking common myths about investing is crucial for individuals looking to build wealth and secure their financial future. Understanding the realities of investing, such as its accessibility, the importance of diversification, and the need for a long-term perspective, can empower individuals to make informed decisions and embark on a successful investment journey.  The post Myths About Investing first appeared on Richard Abbe | Investing | New York.

[atticus1robinson]

Investment Strategies for Beginners: Building a Solid Foundation

Investing is a powerful way to grow your wealth over time. For beginners, navigating the world of investments may seem daunting, but it doesn't have to be. With the right knowledge and strategies, even those new to the game can start building a solid investment portfolio. In this article, we'll explore essential investment strategies for beginners, providing insights to help you make informed decisions on your journey toward financial growth.

The World of Investment: A Quick Overview

Before we delve into strategies, it's important to understand that the investment landscape offers a wide range of opportunities. Traditional investments include stocks, bonds, and real estate, while alternative options encompass cryptocurrencies, commodities, and more. It's crucial to explore different avenues to find the best fit for your financial goals and risk tolerance.

Immediate Fortune: A Secure Platform for Cryptocurrency Trading

Immediate Fortune is a user-friendly and secure platform tailored for trading Bitcoin and cryptocurrencies. With access to over 100 different coins, numerous trading pairs, spot trading, and credit trading, immediate-fortune.net offers an intuitive and reliable experience for both beginners and experienced traders. The platform is a versatile tool for diversifying your investment portfolio, and it provides robust features for risk management and portfolio analysis.

Now, let's dive into some fundamental investment strategies for beginners:

Set Clear Financial Goals: Begin your investment journey by defining your financial objectives. Are you investing for retirement, a down payment on a house, or to fund your child's education? Clear goals will help you create a focused investment plan.

Understand Risk Tolerance: Assess your risk tolerance honestly. Your comfort with taking on risk will influence your investment choices. Typically, the longer your investment horizon, the more risk you can afford to take.

Start with Diversification: Diversification is the practice of spreading your investments across different asset classes to reduce risk. A well-diversified portfolio might include a mix of stocks, bonds, real estate, and alternative assets.

Choose the Right Investment Account: Consider tax-advantaged accounts like Individual Retirement Accounts (IRAs) or employer-sponsored 401(k) plans for long-term investments. These accounts offer tax benefits that can significantly impact your returns over time.

Invest Consistently: Regular contributions, even small ones, can add up over time. Consistent investing, also known as dollar-cost averaging, helps reduce the impact of market volatility.

Educate Yourself: Knowledge is your most valuable asset as an investor. Take the time to learn about the investments you're interested in. Books, online courses, and financial news sources are great places to start.

Consider Low-Cost Index Funds and ETFs: For beginners, low-cost index funds and exchange-traded funds (ETFs) offer diversified exposure to the market at a fraction of the cost of actively managed funds.

Avoid Emotional Investing: Emotional decisions can lead to buying high and selling low. Stick to your investment plan, and avoid making impulsive moves based on short-term market fluctuations.

Reinvest Dividends and Earnings: Reinvesting your earnings can significantly boost your returns over time through the power of compounding.

Review and Adjust: Regularly review your investment portfolio to ensure it aligns with your goals and risk tolerance. Make adjustments as needed to keep your strategy on track.

Investing is a journey that begins with a single step. For beginners, the key is to start with a clear plan and a commitment to ongoing learning. While the investment world can seem complex, taking the time to understand your financial goals, risk tolerance, and different investment options can set you on a path to financial growth.

Platforms like Immediate Fortune can offer a valuable way to diversify your investments by including cryptocurrencies in your portfolio. Remember that every investor's journey is unique, and success comes from staying informed, remaining disciplined, and following a well-thought-out investment strategy. By implementing these fundamental investment strategies, beginners can build a solid foundation for their financial future.

[softprincesso]

✨ HOW TO BECOME A WEALTHY MIDDLE AGED MAN✨

PT.2: Overview to understanding different saving/retirement methods, investments, and forms of income

Pt. 2.2 Overview of Investments

Welcome lovelies to (what I hope will be) a helpful series on gaining wealth and becoming financially literate and independent!

Disclaimer: Check other posts. It's too long to keep typing out.

Now comes (what I believe) is the fun part of money. Making it grow.

Investments are defined as “an asset or item acquired with the goal of generating income or appreciation.” Essentially, anything you purchase with the belief that in time it will be worth more. This includes the entire stock market, cryptocurrencies, art, real estate, jewelry, vintage coins, designer bags, etc. Of course, some of these take more time and each comes with some amount of risk. These variables change according to your strategy as an investor.

✨THINGS TO KEEP IN MIND✨

Begin as a Beginner

Do not overwhelm yourself during your financial literacy journey by trying to learn everything, all at once, while also trying it all out. The thing that creates the most confusion when learning is believing the lie that you can multitask well. Yes, start with a brief overview of the systems and institutions (what we are currently doing in the series) but literally all you need to start is definitions and a gist so that you can comprehend how they connect later on. Learning an entire world that has never been taught to you is going to take time, and I’m talking years. And then, when you think you have something down your going to mess up or read an article about how the stock you saw yesterday for $6 is now $1000 and you’re going to be frustrated (this happens a lot). But, If you want to learn about the stock market, focus on the stock market. Retirement still scares you, focus on that until you master it and have a plan. And for Christ’s (or whatever deity/person/universe you believe in) if you do not have a steady stream of income do not put your last pennies trying to get into crypto (or any investing truly). This is something to start after you have income, a savings, a retirement, and have paid off at least most debts.

Recommended sources to learn more:

Netflix has a great series called “Explained” where (you guessed it) they explain things. While I recommend every episode because you can never learn too much, there are ones specifically dedicated to the stock market, cryptocurrencies, and billionaires each that helps to uncomplicate the history and purpose of each of these things.

✨Let’s get started✨

The Stock Market

“Stock markets are real and electronic exchanges that enable the buying and selling of securities. The most popular include the NYSE, Nasdaq MarketSite, and Tokyo Stock Exchange.” Let me, let you, in on a little secret-the stock market is essentially fantasy football (sorry, my American is showing) but with companies. When you buy a security, you are betting that (in the long run or short run, depending on your strategy) that a certain company will perform well and gain profits, which in turn will gain you money on what you bet. There are two categories of players in the market which include the assets (the football players) and the investors (the betting public). Of the assets you can categorize further by what position they play on the field…

Stocks

Most well-known, but the riskiest. The “star” player that everyone hypes up and takes all the credit. Stocks are fractional pieces of publicly traded companies, and by buying a stock you own a relative size of that company. They are either “paying you” through growth (when their stock price rises) or through dividends (when they send you a piece of their profits directly).

Mutual Funds

Less known but a safer bet than single stocks. Popular among those in middle age. “Mutual funds are baskets of stocks or bonds. They come in all different shapes and sizes, from covering broad stock market indexes to focusing on specific sectors.” When you buy a mutual fund, you are saying that you believe on average that pile of stocks/bonds are going to do well, instead of betting on a single player. Usually they are actively managed by people who are trying to “beat” the market for you. Statistically good for the short term, long term are less effective than ETFs.

Index Funds: a subset of mutual funds that are passively managed and track indexes like an ETF but trade like a mutual fund (once at the end of the day and without reliance of supply and demand)

ETFs

Exchange traded funds. The up-and-coming underdog that’s gaining popularity. These are passively managed baskets of stocks and bonds that track over a specific index like the S&P 500. They work like stocks, being traded throughout the day, relying on supply and demand, while giving a lot of the advantages that mutual funds do. They also come with their own set of disadvantages but are still a great way to diversify a portfolio inexpensively.

Bonds

The reliable bench players you know you can put in to save a game. Great safe bets that can generate a steady income. Bonds work like a loan for a regular person, except for a company. You can loan your money to a company which will pay you a principal plus a fixed interest back every specified period. There are different types which come with different advantages and strategies, so make sure to read the fine print.

Commodities

Tangible goods that go into manufacturing-Gold, oil, metals, corn, soybeans, etc. A good defensive team to have in the game for a hedge against inflation or economic troubles. They trade in a commodity exchange. You can still access them through most brokers.

Source to look into for deeper understanding and questions: https://www.investopedia.com/terms/i/investment.asp

Easy way to get started quickly:

1. Create a brokerage account: There are lots of accounts to choose from, but I would go for accounts that have zero fees and no minimum, this is starting to become the norm but once upon a time you had to give a minimum investment of $5000 to get started. I personally use Charles Schwab and Robinhood. I love all of the tools and accounts Schwab has and Robinhood is just easy to use.

2. Sign up: this may take a day or two to finalize, especially with banks but it shouldn’t be a big deal

3. Connect a card or account to transfer funds

4. Buy your first security: I would start off with simply looking up beginner investments on google. I recommend either an ETF, index fund, or choose a company that you have an interest in because you will be more likely to keep up on their news

5. Tip: think long term as a beginner. Sure, once you start learning and understanding you can change your strategy to gain more in a shorter time, but this comes with much more risk. Do not be an idiot and sell all of your stock when you see your investment plummet nor sell as soon as you see it go up a little. The best advice for a beginner: Buy a stock and leave it alone (for YEARS)

Property/Real Estate

There are many ways to invest in real estate-you can buy a property, you can invest in a property fund, you can become a landlord,or you can flip a property. Again, depending on the strategy, will change the risk and reward you have taken on. All of these options are usually on the more cash heavy side but can reap a lot of rewards if done right.

Source to look into:

https://www.nerdwallet.com/article/investing/5-ways-to-invest-in-real-estate

Easy way to get started quickly:

1. Buy a real estate ETF or fund, you can just look this up on google or through your brokerage

2. OR you could look into buying a property near you and renting it out if you have that much cash (Make sure to do your research, this can get pretty complicated)

Art

Also considered property but until recently it was incredibly hard to invest in art without significant cash and contacts available. Now, there are platforms like Masterworks where you can buy a fraction of a piece like a stock of Monet and you get the rise in appreciation. However, it still is for those with money already available, I believe you have to invest a minimum of $2500 to get started on MW.

Sources to look into: https://www.investopedia.com/articles/pf/08/fine-art.asp

Crypto

Cryptocurrencies are digital currencies that are not backed by real or tangible assets or goods, but on the trust and value of the people that use them, and supply and demand. They can be traded like stocks on an exchange and are tracked with a digital ledger on the blockchain. The first cryptocurrency was Bitcoin and the rest that have followed are categorized as altcoins (alternative coins).

The stage of cryptocurrencies we are in is likened to the early 90s with the internet. Not a lot people truly understand the blockchain (the vast ledger space which contains every transaction made securely in encrypted “blocks” that are then “chained” together so that if one block is compromised the whole chain shuts it down.) It is decentralized and written simultaneously on thousands of super computers. The beauty of it is that if one ledger on one computer is somehow hacked or wrong the rest of the computers storing the ledger interrupt and either fix it or shut it down. A way to understand it is blockchain is to the internet as bitcoin is to a website, but the internet runs off people trusting the system, blockchain runs off trusting no one.

The currencies that run on blockchain can have a multitude of purposes, but bitcoin was really just the starting solution to fix the problem of trust on the internet. People wanted a secure, anonymous, untraceable way to spend money online, like cash is in the real world. And while for the most part it is just that, it isn’t completely anonymous. Like in the real world if you buy something from Mcd*nalds with cash that transaction is still recorded in their system and through a receipt. Your crypto transactions are recorded in the blockchain, but most people don’t even know how to access the ledger so for now any ill*cit purchases you make are pretty safe.

I HIGHLY recommend looking into a cryptocurrency course or training just because there is so much that goes into it and lots of details that can help you. This investment is incredibly risky and volatile! I only would suggest investing an amount you are completely comfortable to lose ALL of.

Sources to learn more:

https://www.investopedia.com/cryptocurrency-4427699

Easy to get started quickly (Please dear lord do your research first):

1. Sign up on a crypto exchange like Coinbase or Binance, some brokers (like Robinhood) also allow you to trade crypto but it’s a very limited selection

2. Do lots of research!! (I’m going to say it until you get it, and I don’t think you get it yet)

3. Think of it like stocks, if you read up on the coin and its purpose, and think that it’s going to be useful soon or in the future, then invest

4. Tip: the crypto market moves MUCH faster than the stock market and is much more sensitive. In just these last few days (literally hours) bitcoin was trading at $40,000+, the following day, for whatever reason (people got scared, people wanted to sell to get profits, etc.) it will barely hold $33,000. So, invest wisely!

This is very brief list of the main investments. There is still a lot of depth each of these goes into and especially with things like crypto, information changes 24/7. I hope you have learned by now that you should be continually learning as well. Instead of spending your morning looking at your Instagram feed of bum friends, dusty men, and “models” spend it reading the paper and catching up on the market. Follow investors and billionaires like you follow celebrities and see how much smarter you become. At the end of the day winners focus on winning, losers focus on winners.

With love,

O

[1chefpajama2-blog]

Norway Wealth Fund Says Climate Change Key To Risk-based Divestments

Many times, the first free class offered by an investing coach is just to lure you into more classes. It's better to find an investor who has been in the business for a decade or more and has done 500 or more deals. You must study the market constantly and stick to your niche. Many beginners in real estate investing are lured into hiring a real estate coach or guru who promises to teach them how to be a successful investor — for a price. Is one of these real estate coaching programs worth it? Generally, beginning investors should use caution when paying thousands of dollars for any type of coaching or guru program. The bottom line on these programs is that a lot more goes into being a successful real estate investor than learning a slick system from an expert. Becoming successful in this business takes a lot of work — a lot of work. Most aspiring real estate investors never even do a deal, let alone make any money at it. A huge part of being a successful long-term investor comes from developing a stellar reputation in your market.

Some investors go for deals without having cash buyers in place. Others fail to do a proper deal analysis and end up shelling out way more money than they should have. If US Real Estate Equity Builder can learn from your mistakes, that’s good. If you can learn from the mistakes of others, that is even better. You don’t have to work as an apprentice for years for very little pay to learn the in’s and out’s of the investing world. But connecting with a real estate mentor who is willing to share his/her knowledge with you and show you the ropes can be priceless. Don’t ask your best friend to be your mentor simply because he’s your best friend. Talk with a few successful investors to find someone who meshes with your personal and professional style. Your mentor should be able to guide and serve you, answer your questions and offer advice when you hit an obstacle.

I kind of saw it as when BenXVI needed a new white cassock or a fluffy rug for in front of the bath tub, he dipped into Peter's Pence. I didn't know it was for investing $$$ in London luxury real estate to become a capitalist running dog real estate mogul. Call me foolish.

— Patti Millison (@PMillison) December 11, 2019

Kansas City Turnkey Real Estate Investments

Meaning, they can increase or decrease in value very fast after you buy them. This is normal and is a reflection of how the stock market works, but investing in stocks is not a get-rich-quick scheme. Most successful investors take a buy-and-hold strategy and plan to hold onto their investments for an extended period of time. I’d advise you do the same due to this risk. See Enron. Okay, maybe that’s not a fair comparison, but the truth is when you invest in stocks you can lose it all. You’re investing in the company, and if that company goes under, so does your investment. In some cases, you’ll get something back after the company goes down, but most times you won’t. Since the Enron incident, investors are a lot more cautious in how they evaluate companies, and there are new rules and regulations on how companies report their earnings. So you have tools and resources available to you, but if you have no idea what you’re doing it won’t help.

Real estate investors who do their research, especially with help from industry experts, can find great real estate bargains. Of course, you can technically purchase stocks and other assets using debt, but this can be very risky because the financing is not to purchase a hard asset. Real estate, on the other hand, is a market where products are usually bought with debt. Real estate investments purchased with hard money or a mortgage can be structured in ways that are rather safe and affordable, so that large purchases can be made with a relatively small initial investment. The result is the purchase of a hard asset that appreciates year-over-year, and paying for it primarily with other people’s money. When purchasing shares of a stock, the transaction cost for the trade is very low, often just a few dollars. But when purchasing real estate, the transaction costs are considerably higher. Unlike other types of investments, real estate transaction costs can significantly affect the value of the investment and make it more difficult to turn a profit. Many investments are highly liquid, and can be bought and sold for a profit in a fraction of a second, as with high-frequency stock trading.

Ask a successful investor for their opinion on hiring a real estate investing mentor and you’re likely not going to receive the same answer twice. One investor will swear by mentors, saying a coach is a must and it’s impossible to reach the highest levels of success without one. Another will say that mentors are unnecessary and a complete waste of money. And yet another investor will have an opinion of mentors that is somewhere in-between these two extremes. My personal philosophy is more similar to the former than the latter. However, I can find truth in the arguments from both sides, because, like most things in real estate, it depends. It depends on what your expectations are for a mentor. It also depends on why you want to hire a mentor in the first place. In this post, I outline what to and not to expect from the best business mentors, as well as when it is the right time to hire one.

[havendaxa]

Dive into the world of fractional ownership, a revolutionary way to invest in real estate. This guide unlocks the secrets of building a diverse portfolio, achieving passive income, and enjoying professional management without a hefty price tag. Perfect for beginners and seasoned investors. Start your journey to financial freedom today!

[dede09]

Real Estate

Why Invest in Real Estate? Thirteen Reasons You must not Ignore

 Numerous finance experts believe that real estate is the key to build wealth, either buying a rental home or a portion of a commercial plot. This permits you to buy assets which possess long term value with short term cash flow.

What’s real estate investing? 

Real estate investing is purchasing, managing, and sale or rental of real estate for profit. It is considered different from home ownership since its reason is to create value and wealth. Some real estate investing options include; residential and commercial properties, house flipping, real estate investment trusts and fraction real estate investing.

13 Reasons to invest in real estate

Only few investment types provide the same level of security as real estate, thus depressed markets rely on real estate to generate wealth. Here are 13 reasons to do so;

1.predictable and passive income

 Renting a house delivers constant revenue inflow, with no labour or any kind of engagement. It’s the most predictable income as long as you have renters. Not all investments pay out on monthly basis.

2.historically high performing market

Real estate has a reputation of high returns since property value increases over time, referring to an analysis, over the past 20 years on lease homes have yielded about     2.27 % returns more than S & P 500.

3.Access to low-cost financing

As a beginner investor you’re more likely to acquire money from the bank and in real estate it makes absolute sense to do so and you can also get stared at 10% down payment. It is inexpensive since mortgage rates are lower than the returns.

4.diversifying investments

Assets diversification is not only smart but necessary, if you diverse your assets in real estate, you reduce your risks during recession, there are several assets available to pick from for diversification in real estate.

5.Tangible assets

Real estate gives more sense to ownership and security where as other investments could be reduced to nothing if the stock market crashes. Hence tangible assets ensure the worth of your assets and could be easily passed down to future generations.

6.less volatile market

Housing and commercial areas are necessary therefore making real estate investment a necessity.

Real estate doesn’t fluctuate constantly, it’s a long-term investment with an increasing tendency, and can beat and outperforming inflation.

7.Tax benefits

As a real estate investor, you are qualified for a variety of tax breaks and benefits, you can deduct not only cost of maintenance but also handling ,gains of sales is taxed as capital gains which is taxed at a lower rate. Using the sales of one property to purchase another can defer capital gains as well.

8. hedge against inflation

Real estate investments are commonly seen as an investment made to protect the decreasing purchasing value of a currency i.e., hedge against inflation;

·        Increase in costs of gas, food and clothing therefore increase in rent

·        Property worth rises over time

·        Rents are rising due to inflation while interest rates are constant

  9.Many investments models

 As a real estate investor, you can choose from a broad range of assets types like renting homes, commercial plots, vacation rental, etc.

Real estate investment trusts (REITs) allow you to buy a portion of a property by fraction real estate investing, which is similar to crowdfunding but in real estate.

10.long term security

Investing in real estate is for the long run, it confirms more cash flow, security and stability than other investments.

Land as well as the building acquires value over time, after paying off loans your equity as well as capital gains increases.

11.force appreciation

Force appreciation makes real estate investments truly unique while the property value naturally improve you can force gains.

Forced appreciation is the extra worth you produce when you put money into a property like making small renovations or furnishing.

12.levarage your equity

You can take advantage of a large segment of your equity to invest in more real estate.

For example; if your investment property is worth 4,00,000Rs and your equity is 2,00,000Rs, borrow 1,60,000Rs against that equity and invest in more real estate.

13.start small

You don’t require lots of money or net worth to start with real estate investment, you can start as small as 10% of your home’s worth.

REITs and fractional investments are two models to help you get started allowing you to expand your portfolio.

In conclusion there are several lucrative reasons to invest in real estate to create cash flow and acquire long term assets. Therefore, the main goal is to leverage this opportunity and acquire long term benefits irrespective of your income or knowledge.

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How to Invest in Real Estate Without Money: 5 Easy Methods

Real estate investing has a number of advantages, including long-term profit and rent-related income. It may also provide tax advantages. When purchasing a single-family home, many real estate investors use leverage—that is, they borrow money from others. Putting down a 25% down payment and then borrowing the remaining 75% is a good leverage strategy. The investor simply rents out or sells the property after it becomes vacant.

You should have the resources to maintain and make repairs to the property before investing in it. It's crucial to pay off any consumer debt you may have as well as to set aside money in a reserve for upcoming repair costs. Before making an investment in real estate, you should also establish an emergency fund. Automating your retirement savings is a crucial next step. Real estate investing is a fantastic way to invest in your future if you have the time and resources.

Although Fundrise is a great choice for beginners, there are a tonne of other options available to investors. Before choosing which of these platforms to invest in, consider your time horizon since many of them only accept accredited investors. While some investment platforms only charge a $100 minimum, others demand investments of $50,000 or more. Additionally, EquityMultiple offers sample real estate investment opportunities and enables investors to invest in privately managed commercial holdings. The minimum investment can be anywhere between six months and ten years.

You can invest in crowdfunds, buy shares of REITs, or buy rental homes for one family. A great way to increase long-term property value appreciation while generating short-term rental income is to invest in rental properties. Investment in rental property may also provide tax advantages. Just be sure to weigh all the benefits and risks before making an investment. Don't undervalue the advantages of real estate investing, and find out how to increase your investment returns.

Buying undervalued properties is one easy way to make money in the real estate market. You can protect your investment and leave yourself with room for profit even if values decline by investing in properties worth no more than 70% of a property's market value. Applying the 1% rule is another way to decide whether a real estate investment is worthwhile. Before investing, don't forget to research the market rent.

Making a home equity line of credit is a second way to invest in property (HELOC). You can access up to 70% of the equity in your primary residence or investment property with the help of these loans. People who own homes with a lot of equity can get these loans from a lot of banks. To make real estate investments, you can use a HELOC if your house is worth $200,000. You could pay a portion of your mortgage with the funds from the other side of the duplex.

Crowdfunding is yet another answer to the real estate investment conundrum. With this new technique, investors can pick the asset they want to invest in and see how their investment details appear. Before making a final choice, they can also see the timeline. Because it enables you to purchase a portion of a property, fractional investing is a great way to invest in real estate because it lowers your initial investment. By doing this, you can avoid making crucial choices like whether or not to purchase the entire property.

Making a crowdfund is another choice for real estate investment. These kinds of platforms combine the funds of additional small investors to fund significant business projects. Investors must still make a sizable down payment and keep up with ongoing obligations. Investors are required to put down at least $10 in real estate crowdfunding. You can diversify your portfolio geographically by investing in different types of real estate on some crowdfunding platforms.

An additional choice is to purchase a bank-owned property. For investors with limited capital who are unable to pay high property prices up front, this is a fantastic option. After that, they can buy a house and renovate it to meet rental requirements. They can benefit from capital growth in this way without having to deal with the hassle of selling it. Investors who purchase a property at a discount can later refinance it at a higher rate and use the extra cash to purchase another distressed property. Until the portfolio reaches the desired size, this process is repeated.

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All about Cryptocurrency for Beginners:

With more than 12000 cryptocurrencies available and over 500 crypto exchanges, beginners could be left wondering what to choose from. Cryptocurrencies saw major success in 2021, grabbing the attention of most of the people in this world. Here you will get a detailed understanding of cryptocurrency, how does it work, what cryptocurrency is used for, types of cryptocurrency, and what is the best cryptocurrency for beginners.

What is Cryptocurrency?

Cryptocurrency is a virtual digital currency that means it does not physically exist but is digitally available and recognized as a medium of payment. It can be used anywhere in the world.

It is based on a decentralized network that is distributed across a large number of computers and exists outside the control of banks, governments, and central agencies.

It uses cryptography to secure and verify transactions typically used as a medium of exchange within a peer-to-peer (P2P) digital economic system. This process is completely immune to fraud and counterfeiting.

Cryptocurrency received its name because it uses encryption to verify transactions. Encryption aims to provide security and safety. 

The first part of the word ‘crypto’ means hidden or secret reflecting the secure technology used to record who owns what, and for making payments between users. The second part of the word ‘currency’ tells us that it is designed as a type of electronic cash.

How does it Work?

Cryptocurrency works on blockchain technology. Blockchain is a list of transactions that anyone can view and verify. It is mainly a digital ledger that verifies accounts, balances, and transactions. 

The blockchain ledger is split across all the computers on the network, which are constantly verifying that the blockchain is accurate. This means there is no central vault, entity, or database that can be hacked, stolen, or manipulated.

In order to conduct a transaction on the blockchain, users agree to pay a small fee, which helps maintain the security of the blockchain itself.

With this process, we can send cryptocurrency to anyone, anywhere around the world. The transaction is completed in a matter of seconds, it will cost only a fraction of the fee we would have paid using a traditional money transfer service.

For example- In traditional financial deals, where two parties are using fiat money, a third party organization usually a central bank assures that the money is genuine and the transaction is recorded. With cryptocurrencies, a chain of private computers mainly a network is constantly working towards authenticating the transactions by solving complex cryptographic puzzles.

For solving the puzzles, these systems are rewarded with cryptocurrencies. This process is called mining. At the backend of these transactions is a technology called ‘Blockchain’.

What is Cryptocurrency used for?

Cryptocurrency has found wide acceptance across the world. It is mainly used to fix the problem of traditional currencies by putting the power and responsibility in the currency holder's hand.

Low-cost money transfer:The most widely use of cryptocurrency is for sending and receiving payments at very low cost and high speed. The low fees associated with transactions of cryptocurrencies make them widely used payment systems for international money transfers. Now you can make money transfer without having to explain to a bank why you are sending a large sum of money, what the sources of funds are, and to who you are sending it.

Investment:Cryptocurrencies are one of the most lucrative investment options currently present other than gold, real estate, or stocks.

Buy Luxury Goods:Some luxury retailers accept cryptocurrency as a form of payment. 

Cars:Some car companies from mass-market brands to high-end luxury car manufacturers (for ex- Tesla) accept cryptocurrency as payment.

Technology & e-Commerce sites:Several companies that sell tech products accept cryptocurrency on their websites.

Gaming:Nowadays gaming industry uses a combination of blockchain and cryptocurrency to develop new games. Crypto-based games can bring benefits in terms of streamlined and decentralized payments, providing real ownership to players.

Casinos:Casinos are no more an exception when it comes to accepting cryptocurrency. Various casinos have started using cryptocurrency as part of their operations, allowing players to earn tokens as an extra reward for playing. 

Hotels & Restaurants:Yes, you read it right. Various hotels and restaurants around the globe have started accepting cryptocurrency as digital payment. 

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