#Indian payment systems

[newsso]

How to Create UPI ID: A Step-by-Step Guide

How to Create UPI ID: A Step-by-Step Guide

Do you want to know how to create UPI ID? Get all your queries solutions. UPI or Unified Payment Interface is a payment system that allows users to transfer money from one bank account to another instantly. It is a popular payment method in India, and more and more people are using it to make digital payments. To use UPI, you need to create a UPI ID, which is a virtual payment address. In this…

[m-ultraarticles]

Play Store policy breaches to face action

The announcement follows the controversy over its Play Store policies which led to the Competition Commission of India (CCI) directing the tech behemoth to allow third-party payment systems for apps on the Play Store. Google complied with CCI’s direction, allowing developers to start using third-party payment tools for subscription as well as in-app payments. However, it had set a 6 April…

[karadin]

While you were sleeping ...

Federal judge puts back funding to USAID

Federal judge demands US put back health related federal websites

Judge Tanya Chutkan investigating Elon Musk's ability to run DOGE

The Department of Energy blocks firings of hundreds of employees who work for a key agency maintaining the U.S. nuclear weapons stockpile

Federal judge stops Trump from sending detainees to Cuba

Federal judge stops Trump from shutting down Consumer Protection Agency

DOGE now at CMS which covers Medicare, Medicaid, the Children's Health Insurance Program, and the Health Insurance Marketplace and are allied with Rachel Riley who worked at privatizing healthcare under Trump's first term.

Trump seeks to gut the National Oceanic and Atmospheric Administration and privatize the nation's weather reports and news

Judge blocks DOGE from sensitive Treasury Dept payment system, system being studied and re-programmed after DOGE invasion. expected to finish in August 25.

DOGE database on DOGE site found compromised, anyone can open and edit

Hundreds of federal workers illegally 'fired' from FEMA, DHS, CIS, CPA, the Coast Guard, USCIS, DHS' Science and Technology Directorate, the VA, Education and the US Forestry Service as well as half of the CDC Epidemic Intelligence Service, The Indian (Native American) Health Service. Centers for Medicare and Medicaid Services and the National Institutes for Health, HUD and NOAA.

There have been illegal mass firings of 'probationary' federal employees, those who have just taken on jobs up to those who have were hired 2 years ago.

After seven prosecutors quit refusing to give a Trump deal to NYC mayor, prosecutors put into room and all told they would be fired unless a prosecutor signed off on the deal - Eric Adams case has been dropped and as a result, Adams is allowing Trump immigration to invade NYC.

Trump signs order to block funding for schools that mandate Covid vaccines

Trump has already captured funds to house the homeless in NYC that were disbursed by FEMA

Elon Musk has charged the US gov 16 million to hack at government departments so far.

Elon Musk was granted a 400million deal to sell the US gov cybertrucks

Elon Musk is now going after NASA, despite being a contractor for NASA, Trump says Musk will 'police' his own conflicts of interest.

Trump inserts himself into 'negotiations' between Russia and Ukraine, siding with Russia and not guaranteeing that Ukraine will return to pre-war borders.

Apparently at negotiations, US handed President Zelenskyy a note (mafia style) seeking half of Ukraine's mineral rights, which Zelenskyy refused to acknowlege.

at Munich Security Conference VP Vance pushes the right-wing in Europe, shocking and angering NATO allies, changing US policy towards Putin and China. Trump now says there is no US intent to 'beat China'.

FAKE DOGE 'employees' appear in San Francisco city hall demanding access to state systems and data, leaving when confronted.

Trump makes himself head of the Kennedy Center for the Arts many staff resign and many artist pull out of sold-out shows.

[reality-detective]

POSSIBLE TIMING:

· In 2016 it was confirmed that the Military would be in charge of a transition from the privately owned by private bankers US Inc. to the Republic for the United States of America through passage of the Military Justice Act of 2016, which states: 1. Military law surpasses civilian. 2. President and Commander-in-Chief are separate. 3. Military rules above federal government. The military leads this transition.

· In 2020 President Trump had 650 plane loads of US Taxpayer’s owned gold removed from the Vatican. The 1871 Corporation Act (of the privately owned by foreign bankers US Inc.) was dissolved in 2020. The gold was not placed in the privately owned by foreign bankers US Inc. Treasury at Fort Knox, but President Trump had it taken to it’s rightful owners – the new Republic for the United States of America Treasury located on an Indian Reservation near Reno Nevada.

· In 2020 when Trump took over that gold and the Federal Reserve, it ended the power of Israel, Ukraine, and the Khazarian Mafia. Putin was also helping to end that power. Ukraine was the Khazarian Mafia’s base for child trafficking. Putin’s moves crushed their operations and saved hundreds of children.

· In 2020 Trump ended the Illuminati power by taking over the Fed.

· 31 Oct. 2023 marks the expiration of the State of Israel. Dual-citizen politicians lose power. The Rothschild Empire begins to collapse.

· “On Sun. 16 Feb. the Iraqi budget was ratified and was expected to be published in the Gazette on Mon. 17 Feb, along with Kurdistan resuming oil exports through Somo and Kash Patel becoming the 17th confirmation on a drop dead Q Drop Feb. 17 that has to be a blunt ‘Game Over’ Q Drop (3872).”

· On 31 Oct. 2024 the Charter for the State of Israel, the Cabal’s last holdout, expired and now faces collapse. Dual-citizen politicians of the US and Israel has lost their power. The foreign banker Rothschild control over the US Taxpayer Dollar has been shattered.

· Mon. 17 Feb. 2025: The Trial for the Crimes Against Humanity has begun. The experimental spike protein jab rollout is in violation of all 10 Sections of the Nuremberg Code.

· The Global Military Alliance has confirmed that Mass Arrests were in progress and Trump has given the Green Light for the Emergency Broadcast System to be activated.

· On Thurs. 30 Jan. 2025 the privately owned Fed and IRS officially dropped dead – when the US Treasury withdrew from the Cabal’s Bankrupt Central Banks across the World. President Trump has said he will replace the IRS with the ERS (External Revenue Service) where taxation on goods will replace taxation on The People and their income.

· Since Friday 3 Feb. 2025 all Basel 4 Compliant banks have gone public with the new Gold / Commodity-backed currency International Rates as required by the GESARA Law. This is the Re-evaluation of all the global currencies (meaning the global currency reset).

· Tues. 11 Feb. 2025 Official Notification: Leaders in the Global Currency Reset received signal payments authorized by the Quantum Network

· This week the Quantum Financial System was said to be fully operational for completion of that Global Currency Reset.

· The use of the FIAT US Dollar will be used for up to 90 days Feb. / March / April parallel with the new United States Note (USN), they may cut it off by April 30th or soon thereafter. 🤔

- Julian Assange

[batboyblog]

Things Biden and the Democrats did, this week #7

Feb 23-March 1 2024

The White House announced $1.7 Billion in new commitments from local governments, health care systems, charities, business and non-profits as part of the White House Challenge to End Hunger and Build Healthy Communities. The Challenge was launched with 8 billion dollars in 2022 with the goal of ending hunger in America by 2030. The Challenge also seeks to drastically reduce diet-related diseases (like type 2 diabetes). As part of the new commitments 16 city pledged to make plans to end hunger by 2030, the largest insurance company in North Carolina made nutrition coaching and a healthy food delivery program a standard benefit for members, and since the challenge launched the USDA's Summer EBT program has allowed 37 states to feed children over the summer, its expected 21 million low income kids will use the program this summer.

The US House passed a bill on Nuclear energy representing the first update in US nuclear energy policy in decades, it expands the Nuclear Regulatory Commission and reduces reducing licensing fees. Nuclear power represents America's single largest source of clean energy, with almost half of carbon-free electricity coming from it. This bill will boost the industry and make it easier to build new plants

Vice President Harris announced key changes to the Child Care & Development Block Grant (CCDBG) program. The CCDBG supports the families of a million American children every month to help afford child care. The new changes include capping the co-pay families pay to no more than 7% of their income. Studies show that high income families pay 6-8% of their income in childcare while low income families pay 31%. The cap will reduce or eliminate fees for 100,000 families saving them an average of over $200 a month. The changes also strength payments to childcare providers insuring prompt payment.

The House passed a bill making changes to the Small Business Administration’s 8(a) program. The 8(a) is an intensive 9 year program that offers wide ranging training and support to small business owners who are socially and economically disadvantaged, predominantly native owned businesses. Under the current structure once a business reaches over 6.8 million in assets they're kicked off the program, even though the SBA counts anything under $10 million as a small business, many companies try to limit growth to stay on the program. The House also passed a bill to create an Office of Native American Affairs at the SBA, in order to support Native-owned small businesses.

The White House and HUD announced steps to boost the housing supply and lower costs plans include making permanent the Federal Financing Bank Risk Sharing program, the program has created 12,000 affordable housing units since 2021 with $2 billion and plans 38,000 additional units over ten years. As well as support for HUD's HOME program which has spent $4.35 billion since 2021 to build affordable rental homes and make home ownership a reality for Americans. For the first time an administration is making funds available specifically for investments in manufactured housing, $225 million. 20 million Americans live in manufactured housing, the largest form of unsubsidized affordable housing in the country, particularly the rural poor and people in tribal communities.

The Department of Energy announced $336 million in investments in rural and remote communities to lower energy costs and improve reliability. The projects represent communities in 20 states and across 30 Native tribes. 21% of Navajo Nation homes and 35% of Hopi Indian Tribe homes remain unelectrified, one of the projects hopes to bring that number to 0. Another project supports replacing a hydroelectric dam in Alaska replacing all the Chignik Bay Tribal Council's diesel power with clear hydro power. The DoE also announced $18 million for Transformative Energy projects lead by tribal or local governments and $25 million for Tribal clean energy projects, this comes on top of $75 million in Tribal clean energy projects in 2023

Transportation Secretary Pete Buttigieg put forward new rules to ensure airline passengers who use wheelchairs can travel safely and with dignity. Under the planned rules mishandling a wheelchair would be a violation of the ACAA, airlines would be required to immediately notify the passenger of their rights. Airlines would be required to repair or replace the wheelchair at the preferred vendor of the passenger's choice as well as provide a loaner wheelchair that fits the passenger's needs/requirements

The EPA launched a $3 Billion dollar program to help ports become zero-emission. This investment in green tech and zero-emission will help important transportation hubs fight climate change and replace some of the largest concentrations of diesel powered heavy equipment in America.

the EPA announced $1 Billion dollars to help clean up toxic Superfund sites. This is the last of $3.5 billion the Biden administration has invested in cleaning up toxic waste sites known as Superfund sites. This investment will help finish clean up at 85 sites across the country as well as start clean up at 25 new sites. Many Superfund sites are contained and then left not cleaned for years even decades. Thanks to the Biden-Harris team's investment the EPA has been able to do more clean up of Superfund sites in the last 2 years than the 5 years before it. More than 25% of America's black and hispanic population live with-in 5 miles of a Superfund site.

Bonus: Sweden cleared the final major barrier to become NATO's 32nd member. The Swedish Foreign Minster is expected to fly to Washington to deposit the articles of accession at the US State Department. NATO membership for Sweden and its neighbor Finland (joined last year) has been a major foreign policy goal of President Biden in the face of Russian aggressive against Ukraine. Former President Trump has repeatedly attacked NATO and declared he wants to leave the 75 year old Alliance, even going so far as to tell Russia to "do whatever the hell they want" with European NATO allies

[marvelsmostwanted]

Since Elon Musk apparently really does not want their names out there, here are the names of the 19 to 25 year olds working with him to illegally access public information and dismantle federal agencies. They are actively aiding what has been called “a hostile takeover of the machinery of governments by the richest man in the world.”

This is not “doxxing” or exposing them, btw. We deserve to know who is working for and with our own federal government. Government should be as transparent as possible, and we absolutely deserve to know exactly who is accessing our information without our permission.

From Wired:

The [DOGE] engineers are Akash Bobba, Edward Coristine, Luke Farritor, Gautier Cole Killian, Gavin Kliger, and Ethan Shaotran. None have responded to requests for comment from WIRED. Representatives from OPM, GSA, and DOGE did not respond to requests for comment.

The six men are one part of the broader project of Musk allies assuming key government positions. Already, Musk’s lackeys—including more senior staff from xAI, Tesla, and the Boring Company—have taken control of the Office of Personnel Management (OPM) and General Services Administration (GSA), and have gained access to the Treasury Department’s payment system, potentially allowing him access to a vast range of sensitive information about tens of millions of citizens, businesses, and more. On Sunday, CNN reported that DOGE personnel attempted to improperly access classified information and security systems at the US Agency for International Development and that top USAID security officials who thwarted the attempt were subsequently put on leave. The Associated Press reported that DOGE personnel had indeed accessed classified material.

“What we're seeing is unprecedented in that you have these actors who are not really public officials gaining access to the most sensitive data in government,” says Don Moynihan, a professor of public policy at the University of Michigan. “We really have very little eyes on what's going on. Congress has no ability to really intervene and monitor what's happening because these aren't really accountable public officials. So this feels like a hostile takeover of the machinery of governments by the richest man in the world.”

Additional engineers mentioned by Wired include:

- “An engineer named Nikhil Rajpal is representing Elon Musk’s so-called Department of Government Efficiency (DOGE) task force at the National Oceanic and Atmospheric Administration (NOAA), according to multiple sources.” (source)

- “A 25-year-old engineer named Marko Elez, who previously worked for two Elon Musk companies, has direct access to Treasury Department systems responsible for nearly all payments made by the US government” (source)

*Update: Marko Elez resigned due to racist posts he made resurfacing in the Wall Street Journal. To give you an idea of what the people are like that Elon is hiring for DOGE (tw: super racist!)

"You could not pay me to marry outside of my ethnicity," [Marko Elez’s] account wrote in September. "Normalize Indian hate," a separate post from that month read.

In July of last year, the account posted: "Just for the record, I was racist before it was cool."

In other posts, from December, the account pushed for repealing the Civil Rights Act and shared: "I just want a eugenic immigration policy, is that too much to ask.” - NPR

That guy had direct access to Americans’ information. Cool cool cool cool

[misfitwashere]

The only real firewall against the Trump regime

In the pending Trump regime, federal judges (most of them appointed by Democratic presidents) will form the most important firewall. 

ROBERT REICH

JAN 2

Friends,

As a practical matter, where will we find a firewall against the excesses of the Trump regime? The federal courts. 

You might say it doesn’t matter because the Supreme Court will rubber-stamp whatever Trump and his cronies want to do. 

Not so. The Supreme Court didn’t support all of Trump’s moves in his first administration (remember Trump’s Muslim ban?). 

More importantly, fewer than 1 percent of federal cases ever reach the Supreme Court. Given the amount of federal litigation likely to be created by the upcoming Trump administration, the Supreme Court probably won’t be able to deal with even 1 percent. 

Most disputes will be decided instead by 1,457 federal judges across 209 courts in the federal court system.

Most of these federal judges were appointed by Democratic presidents. 

Of the 680 federal district court judges, 370 were appointed by Democrats compared to 267 by Republicans. 

Of the 179 federal courts of appeals judges, 89 were appointed by Republican presidents and 89 by Democratic presidents. Judges appointed by Democratic presidents hold the majority of seats on seven of the 13 regional courts of appeal. 

(Biden nominated and the Senate confirmed 235 federal judges — a quarter of all federal judges, and one more than Trump.)

***

Examples of federal litigation we can expect:

1. Trump has promised to withhold, by executive action, birthright citizenship from people born in the United States to parents who are undocumented immigrants. 

Yet the 14th Amendment guarantees citizenship to “all persons born or naturalized in the United States, and subject to the jurisdiction thereof.” The restriction, at the time of the amendment’s adoption in 1868, was widely understood to exclude foreign diplomats and native tribes. American Indians later started receiving birthright citizenship under a law passed in 1924.

2. Trump says he’ll refuse to spend money that Congress has authorized. 

“When I return to the White House, I will do everything I can to challenge the Impoundment Control Act in court,” Trump has said. “With impoundment, we can simply choke off the money.”

Wrong. Congress restricted impoundments in 1974 in response to Nixon’s efforts to unilaterally alter domestic programs. Trump’s OMB is expected to argue that the 1974 Impoundment Control Act is unconstitutional. But the Constitution assigns Congress the “power of the purse” to control taxation and spending. 

3. Trump wants to revive a policy from late in his first term making it easier to fire tens of thousands of civil servants despite Biden’s moves to bolster their protections. 

When Trump does this, unions representing federal workers will appeal to the federal courts. 

4. Trump will seek to raise tariffs across the board, arguably a move that requires congressional action. 

To impose 25 percent tariffs on all imports from Mexico and Canada, as Trump says he wants to do, would require his reliance on an emergency powers law that’s the basis for U.S. financial sanctions, but not the basis for tariffs. Such executive action would almost certainly be challenged by affected businesses. 

5. Trump will try to erode Social Security, Medicare, and Medicaid without congressional approval. 

Vivek Ramaswamy, the co-chair (with Elon Musk) of Trump’s so-called “Department” of Government Efficiency, asserts that he and Musk could cut Social Security, Medicare, and Medicaid without Congress’ approval. “The executive branch has no obligation to send out a payment if it is wasteful,” he said. 

I doubt they’ll try to take on these popular programs head-on. More likely, they’ll try to alter eligibility or, as in the case of Medicaid, impose work requirements and make block-grants to the states. 

Where will this issue be decided? Again, in the federal courts. 

6. Trump will seek to undo thousands of regulations through an executive order instructing agencies not to enforce them. 

Musk and Ramaswamy have already boasted that this is what Trump will do. The Administrative Procedure Act requires, however, an open process if agencies want to adopt or rescind regulations. 

Musk and Ramaswamy’s moves (via Trump) will be instantly appealed to the federal courts. 

7. DOGE’s secrecy itself will be challenged. 

The Federal Advisory Committee Act of 1972 requires outside groups advising the executive branch to hold open meetings and include a range of perspectives. (The federal appeals court in Washington upheld the requirements during the first Trump administration, when a veterans group sued the Department of Veterans Affairs for relying on a trio of advisersbased out of Trump’s Mar-a-Lago Club.)

Where will this be decided? The federal courts could order disclosures or even bar agencies from using recommendations from advisers who broke the rules.

***

Trump’s incipient administration is already laying plans for this tsunami of federal litigation against the regime. “Those who seek to delay or stall [Trump’s] agenda by filing litigation against the Trump administration will be subverting the will of the tens of millions of Americans who just reelected President Trump,” said Trump spokeswoman Karoline Leavitt. 

Rubbish. In light of Republican control over the White House and both chambers of Congress, litigation in the federal courts may be the only way to protect the rights of the tens of millions of Americans who didn’t elect Trump and even of many who did. 

Given that most of this litigation will be decided not by the Supreme Court but by federal judges appointed by Democratic presidents, there’s a fair chance that many of Trump’s initiatives will be found to be illegal.

[fatehbaz]

In 1913, a year before the Panama Canal was completed, the journalist Frederic J. Haskin wrote that “the conquest of the Isthmian barrier was the conquest of the mosquito.” This was a period when America [had] [...] by 1902 taken control of Cuba, Puerto Rico, the Philippines, and Guam. [...] The connection between mosquito control and the United States’ imperial conquest can be seen in the work of William C. Gorgas, the Alabama-born Army surgeon who led efforts to eradicate yellow fever and malaria-both mosquito-borne diseases-during the first US occupation of Cuba (1898-1902) and was subsequently appointed Chief Sanitary Officer of in Panama. [...] Gorgas claimed that he had “made sanitary discoveries that will enable man to return [...] and again live and develop in his natural home, the tropics.” [...] In particular, the dwellings erected for the Isthmian Canal Commission (ICC) conjoined the management of mosquitos with manipulating the interactions between people of different races and social classes. [...]

Gorgas arrived in Panama in 1904 [...]. Gorgas and others saw sanitation work as indistinguishable from the military occupation in Cuba and the success of the canal construction in Panama. [...] Spraying was largely carried out by mosquito brigades, which checked households for compliance [...]. But [...] these brigades also policed the activity of local residents. [...]

---

There was much debate not only about who to enlist to build the canal, but also how to prevent organized resistance and revolt among them. 

As one official testified to the US congress in 1906, “there must be on the Isthmus a surplusage of labor. Otherwise, we will have interminable strikes.” [...] 

Furthermore, rather than one vulnerable workforce, Chief Engineer John Stevens believed that having several different nationalities and ethnicities would be easier to divide and create competition, compelling them to work harder.

In order to do this, the ICC created a segregated, dual payment system: the gold and silver rolls. [...] [W]hite workers from the US were mostly hired for skilled positions and received payment in gold. These “gold-roll” employees could spend leisure time in segregated clubs [...]. West Indians and Black workers from the United States were mostly assigned to the silver roll. [...]

[T]he gold- and silver-roll system constituted an apartheid society, a perverse reincarnation of the contemporary Jim Crow system that was in full effect at the time in the United States. [...]

---

Although the ICC offered free housing to all its gold-roll employees, silver-roll employees paid rent. [...] As late as 1910, Galician workers on the silver roll were still living in boxcars ventilated only by a few small punched openings. [...] When West Indians requested basic amenities like blankets and shelter to keep their clothes from being soaked in the rain, the US government responded that they didn’t even need sheds. [...] For white workers [...] Type 13 [housing types] not only features a wraparound screened porch as a circulation space, but also a prominent band of empty space surrounding the enclosed bedrooms [...].

The distinctions associated with the categorical, systematic definition of different domestic architecture for different classes of people follows a history of typology in architecture and criminology that was closely associated with scientific racism, social Darwinism [...]. 

George W. Goethals, who took over as Chief Engineer of the project from Stevens in 1907, responded to requests for mosquito nets and screens for West Indians by repeating a common and racist misunderstanding: “It is generally admitted … [t]hat the colored people are immune.” Yet in 1912, “as many as two-thirds of all West Indians reported sick or required medical attention … [m]ost of them catching malaria several times [...].”

---

Structured by prejudice, anti-mosquito architecture allowed malaria to continue spreading while reinforcing racial hierarchies. [...] US imperial concepts about the tropics as a place [...] “[...] divided the civilized, temperate North from the heat, humidity and backwardness of the tropics.” [...] While managing the laborers through their relationship to insects -- and each other -- this low-cost architecture was crucial in the broader effort to turn the Isthmus into an imperial outpost and render the landscape tropical.

---

All text above by: Dante Furioso. “Sanitary Imperialism”. Sick Architecture (Series published by e-flux Architecture). May 2022. At: e-flux dot com slasharchitecture/sick-architecture/465599/sanitary-imperialism/ [Bold emphasis and some paragraph breaks/contractions added by me. Presented here for commentary, teaching, criticism purposes.]

[er-cryptid]

Ancient India and China - Vocabulary

Vedas -- a collection of hymns, chants, ritual instruction, and other religious teachings

Brahman -- a single spiritual power beyond the gods and existing in all things

Moksha -- union with Brahman

Karma -- action and result

Dharma -- personal religious and moral duties

Ahimsa -- nonviolence to all people and things

Siddhartha Gautama -- a Hindu prince -- seeked causes of human suffering

Eightfold Path -- right aspirations -- directs people in achieving moral life goals and enlightenment

Nirvana -- union with the universe

Chandragupta Maurya -- founded the first Indian empire

Asoka -- Chandragupta's grandson

Dowry -- payment to the bridegroom

Shang -- China's first dynasty

Clans -- groups of families -- share a common ancestor

Mandate of Heaven -- divine right to rule

Dynastic Circle -- rise and fall of dynasties

Feudalism -- where lords govern their own land but owed military support to a leader

Zhou Dynasty -- dynasty that established feudalism

Philosophy -- system of ideas

Confucius -- philosopher -- concerned with social order and good government

Laozi -- philosopher -- founded Daoism

Shi Huangdi -- "first emperor"

Qin Government -- Shi Huangdi's government

Hanfeizi -- philosopher -- inspired legalism

Expansionism -- policy of increasing territory

.

Patreon

[boricuacherry-blog]

The staffer, Marko Elez, is 25-years-old, and the racist tweets were made only a few months ago.

The Wall Street Journal reported on a number of 2024 posts from an account connected to Elez on Musk's X [Twitter] platform and noted that White House officials confirmed his resignation after the paper pointed it out.

Some of his posts include:

"You could not pay me to marry outside of my ethnicity."

"Normalize Indian hate."

And in July of last year, he wrote:

"Just for the record, I was racist before it was cool."

In other posts, from December, Marko Elez's account pushed for repealing the Civil Rights Act and shared:

"I just want a eugenic immigration policy, is that too much to ask?"

But then, on Friday, Vice President JD Vance, wrote on the X platform that he disagrees with Elez's posts, but that "stupid social media activity' should not "ruin a kid's life.....So I say bring him back," which President Trump supported.

Keep in mind, this 'kid' is a software engineer that was hired to Musk's Department of Government Efficiency [DOGE] and is working inside the Treasury Department to "cut costs and root out fraud." He formerly worked at Musk's companies X and SpaceX, and was one of only two temporary appointees at Treasury connected to DODGE who have been granted access to a highly sensitive Treasury system that processes trillions of dollars in payments every year. And majority of these DODGE members are in their twenties and have no government experience.

"If" he's a bad dude?

A Vance spokesperson has declined to elaborate on the VP's post.

[mariacallous]

Browsing through the official photos of the annual BRICS summit in the Russian city of Kazan last month yields intriguing surprises. In several of them, Russian President Vladimir Putin holds a mock-up banknote featuring the flags of the five core BRICS countries—Brazil, Russia, India, China, and South Africa. Looking at the pictures, one could be forgiven for assuming that the BRICS had just launched a common currency. This is exactly what Moscow would like the world to think as part of its bid to demonstrate that Russia is far from isolated on the global scene.

To the Kremlin’s chagrin, however, things did not go according to plan in Kazan. No BRICS currency was launched, and the official captions to Putin’s pictures do not even mention the banknote. The Kremlin also failed in its efforts to push for the adoption of BRICS Bridge, a financial mechanism that would help the group’s economies bypass Western channels. Interest from other BRICS members was so lukewarm that the scheme did not even make it into the final summit communiqué. Russia is unlikely to stop pressing, however: Developing non-Western financial mechanisms is an almost existential imperative for Moscow—and it highlights how finance has become a new arena for great-power competition.

In Kazan, the Russian summit hosts had a simple goal: to launch as many financial schemes as possible in order to mitigate the impact of Western sanctions on Moscow. Proposals include BRICS Pay (a scheme that would allow visitors from BRICS countries to make payments in Russia); BRICS Clear (an attempt to circumvent Euroclear, Clearstream, and the other Western firms that provide the global infrastructure for trading securities, such as stocks and bonds); BRICS (Re)Insurance (a bid to mitigate restrictions on the provision of insurance for Russian-owned aircraft and ships); a BRICS ratings agency (an alternative to the Western giants Standard & Poor’s, Fitch, and Moody’s); and the BRICS Cross-Border Payments Initiative (a scheme to facilitate payments between BRICS countries in their own currencies, such as the Russian ruble or the Brazilian real).

All five mechanisms matter, but attendees in Kazan quickly understood that Russia cared even more about a sixth scheme—BRICS Bridge. The project’s goal is both simple and ambitious: getting rid of intermediaries for international transactions made with central bank digital currencies (digital coins issued by central banks and stored on mobile phone wallets). To understand BRICS Bridge, picture a long-haul flight between, say, India and Brazil. Instead of having to go through an airport hub (a correspondent bank that is often located in the United States), these systems allow payments to make a direct trip between Indian and Brazilian banks. The benefits of going direct are obvious: Financial transactions do not need to make a stopover in a correspondent bank likely to be located in the United States or go through Swift, the Western-controlled global payment system between banks.

The symbolic dimension of BRICS Bridge is massive. As Brazilian President Luiz Inácio Lula da Silva said in 2023, “Every night, I ask myself why all countries have to base their trade on the dollar. Why can’t we do trade based on our own currencies?” This is not only about countries wondering why they need to settle cross-border trade using the greenback instead of their own currencies. Another aspect of the frustration is linked to the dollar being the currency of choice for issuing sovereign debt, putting developing economies at the mercy of the monetary policy of the U.S. Federal Reserve.

Bypassing Western financial channels also offers a layer of protection against sanctions from G-7 countries and their allies, since in most cases those sanctions only bite if the sanctioned country’s firms use Western currencies or have ties to G-7 economies. This highlights how BRICS Bridge is part of the effort by the West’s adversaries to sanctions-proof their economies by ditching Western currencies (in addition to reverting to old-fashioned barter, Russia now settles around 80 percent of its international trade in non-Western currencies) and building alternatives to Swift (like China’s homemade mechanism, CIPS). Dodging Western financial mechanisms also makes it easier to hide sensitive transactions that could trigger U.S. secondary sanctions, such as Chinese sales of military gear to Russia.

A final advantage of BRICS Bridge has to do with its digital nature. BRICS central banks could easily program a digital mechanism so that it blocks transactions that run counter to their interests or, in extreme scenarios, restricts Western access to their markets. Even short of these scenarios, the digital nature of BRICS Bridge would make it easier for surveillance-heavy dictatorships like Russia or China to track international transactions. By pressing ahead, BRICS economies could also be seeking a first-mover advantage in establishing a digitalized global financial architecture—betting that controlling emerging standards in the sector will enable them to weaponize global finance in the future.

Considering the potential benefits of BRICS Bridge, it may look surprising that Russia’s push for the mechanism’s adoption was met with lukewarm reception in Kazan. Moscow’s initial plans were to trial the scheme in 2025 before fully launching it around 2027. The fact that this timeline now looks unrealistic did not come as an entirely unexpected development for Moscow. A few weeks before the summit, China, India, and South Africa had already skipped a BRICS finance ministers’ meeting that was supposed to talk about the scheme.

The reluctance of other BRICS economies to get on board highlights three reasons why the development of non-Western financial mechanisms is unlikely to prove straightforward.

The first obstacle has to do with BRICS members’ diverging views of the urgency of such plans. At one end of the spectrum, Russia is the most enthusiastic backer of BRICS Bridge; the country has nothing to lose as Western sanctions already restrict its access to Western payments schemes. Other BRICS members are less convinced. China is doing preemptive work to have backup plans in case it were to be cut off from Swift or Western currencies, but it has no interest in ditching the dollar or Western financial channels any time soon. Meanwhile, Brazil’s plans to de-dollarize appear to have more bark than bite. South Africa and India are even less eager to connect to BRICS Bridge; bankers in both countries are uneasy about getting too cozy with non-U.S. financial initiatives for fear of antagonizing their Western partners.

A second factor hindering the development of BRICS Bridge is that the system can work only if all BRICS countries issue their own digital currencies. They are far from that point. Among them, only China has both a pilot digital currency in circulation—the digital renminbi—and the infrastructure in place for cross-border payments—through mBridge, a scheme that appears to have inspired the architecture of BRICS Bridge. (Shortly after the Kazan summit, the Bank of International Settlements, which led the development of mBridge, announced that it was withdrawing from the project after media reports suggested the scheme could help dodge sanctions.) Yet China’s extensive capital controls that restrict cross-border transactions will hamper the global rollout of the digital renminbi, including for use among the BRICS grouping. Without China on board, the mechanism is unlikely to have much global clout.

Basic economic theory highlights a final difficulty. With BRICS countries registering trade imbalances among themselves, it is hard to imagine how, say, Russian oil firms would not end up with huge piles of digital rupees for their sales to India. The issuance of a common BRICS currency would prevent such an issue. However, plans for what has been dubbed the “R5” (a potential joint currency replacing the rand, real, renminbi, ruble, and rupee) or for the “unit” (a potential gold-backed digital currency) can be dismissed as far-fetched for now if BRICS countries cannot even agree on launching BRICS Bridge. This looks a bit like a chicken-or-egg problem: BRICS Bridge is unlikely to launch before the five major BRICS economies have a common digital currency, but launching such a currency is useless if BRICS Bridge is not operational. As long as the BRICS countries do not come to a political agreement on the need for BRICS financial systems, these debates could last for a while.

Should Western policymakers lose sleep over BRICS Bridge? Russia’s invasion of Ukraine in February 2022 has turbocharged the fragmentation of the global trade landscape between geopolitically aligned blocs. It is therefore no surprise that financial systems are becoming increasingly geopolitical, as well. The threat posed by such schemes may be overestimated in the short term, since the dollar and Swift are nowhere near losing their global hegemony. However, we can bet that non-Western financial mechanisms will become more mainstream in the long run, further fueling the fragmentation of the global financial landscape. Perhaps the only certainty is that Russia will continue to pretend that it is successfully leading efforts to launch BRICS financial schemes—even when there are none to write home about for now.

[gtsconsultantindia05]

Simplifying GST Registration: A Comprehensive Guide by GTS Consultant

Introduction

With the economy adopting a dogfight-like pace, organisations face the need to become agile enough to grow unhindered. As goods and services tax (GST) is one of the most important reforms in the Indian tax system, it means the inclusion of indirect tax in a single tax. Understanding and filling the GST Registration is the dire straits that every company will have to face because it is to operate within the law and take the advantage. Holding a reputable GTS Consultant AB, with a past period of more than 12 years of combine experience. We are combining our expertise to offer businesses a hassle- free expedition.

In this blog, we will provide an in-depth look at GST registration, its importance, process, benefits, and the expertise GTS Consultant brings to the table.

What is GST Registration?

The identification of goods and services that require a business to be in line with local legislation by obtaining registration under the GST Act is called the process of GST registration. It authorizes the entities to not only collect tax from their clients but also to claim Input Tax Credit (ITC) for the taxes that were paid on their purchases. Depending upon the limit of the prescribed turnover or the activities engaged in, the businesses are obliged to get registered for GST

Who Needs GST Registration?

GST registration is mandatory for:

Businesses with Aggregate Turnover:

₹20 lakhs (₹10 lakhs for special category states): For service providers.

₹40 lakhs (₹20 lakhs for special category states): For goods suppliers.

Interstate Suppliers: Businesses involved in the interstate supply of goods and services.

E-commerce Operators: Platforms facilitating sales of goods and services.

Casual Taxable Persons: Individuals undertaking occasional transactions involving the supply of goods or services.

Input Service Distributors: Businesses distributing input tax credits to their branches.

Documents Required for GST Registration

For the smooth registration process, be sure to gather the following documents:

PAN Card: It's essential for the business and for the owner and owner(s) of the business to have a PAN card.

Proof of Business: This along with partnership deeds, incorporation certificates, as well as, registration certificates.

Identity and Address Proof of Promoters: The Aadhaar card, the passport, or the voter ID should be provided.

Business Address Proof: Lease agreements, contract transit costs, or utility bills.

Bank Account Details: One may use the copy of a canceled cheque, a bank statement, or a passbook copy.

Digital Signature: It is required to be electronically signed prior to online submission.

Authorization Letter: For the account signatories that are authorized to, if applicable.

Benefits of GST Registration

Legal Compliance: Penalty prevention and adherence to Indian tax laws.

Input Tax Credit (ITC): The ITC claim should be able to reduce the total tax burden by this method.

Market Expansion: GST registration will help in the inter-State sales and e-commerce trade.

Credibility: A registered GST number enhances the credibility of a business and makes it more trustworthy in the eyes of their clients.

Ease of Doing Business: One consolidated tax system offers several advantages such as easier filing of tax returns and tax payments.

Why Choose GTS Consultant for GST Registration?

GTS Consultant, located in Bhiwadi, Alwar, Rajasthan is a determined and particular accounting and tax services company dedicated to offering the best services Imagine why the companies would trust us:

Expert Guidance: Our group of skilled public accountants and chartered accountants guarantees a mistake-free and effective GST registration.

Comprehensive Support: From preparation to submission and post-registration help, we include each and every part of it.

Time-Saving: You focus on your operations, we refine your registration business process.

Cost-Effective Solutions: Services of high rank at budget prices.

Client-Centric Approach:We will customize our services so that they match your requirements and bring you the best possible benefits.

Frequently Asked Questions (FAQs)

1. What is the penalty for not registering under GST?

A penalty of the greater of ten percent of the tax due or ten thousand rupees is paid for non-registration. If a taxpayer evades tax on his own volition, DRI is supposed to impose a penalty equal to the tax that was evaded, i.e. 100%

2. Can I voluntarily register for GST?

Yes, turnover not reaching the requirement limit, businesses can choose to register at their own discretion and thus gain great benefits such as ITC and market credibility.

Contact GTS Consultant Today

Certainly, getting through the GST registration process be a hard time, however, if your partner is GTS Consultant, you can rest assured you will be guided thoroughly through the process. Be it a new business venture or an already existing set up, we, the team at GTS Consultant, will get you the best service by ensuring that we register you without pain points.

Reach us at:

Address: TC-321-325, R-Tech Capital Highstreet, Phool Bagh, Bhiwadi, Alwar (RJ) - 301019

Email: info@gtsconsultantindia.com

Website: Explore our services and resources on our official website GTS Constultant india

[thestudyiashindi]

Balancing Rights and Welfare.

In India, the Rights and Welfare to own property and the government’s power to take it for public good have often conflicted. This ongoing debate was highlighted in a recent case, Property Owners Association v. State of Maharashtra, decided by the Supreme Court of India. The case focused on an important question: Should private property always be considered something that can serve the entire community? This question is not new; India’s leaders have faced it since the 1970s when socialist ideas inspired changes to the Constitution. Today, the Supreme Court’s decision seeks to balance property rights with public welfare, considering both personal freedoms and the country’s changing needs.

The 25th and 26th Constitutional Amendments for Rights and Welfare

In 1971, the Indian government introduced two important amendments—the 25th and 26th—to support socialist ideals. These amendments aimed to give the government greater control over property to promote fairer distribution of resources. Under the 25th Amendment, the term “compensation” in Article 31 was replaced with “amount,” meaning that the government could pay less than market value when acquiring private land. It also added Article 31C, giving priority to Articles 39(b) and (c) of the Directive Principles of State Policy (DPSP), which support the distribution of resources for the common good and prevent wealth from gathering in only a few hands.

The 26th Amendment went further, abolishing special payments to former princes, known as “privy purses.” This helped establish an equal society where everyone could benefit, not just a privileged few. Together, these amendments encouraged a system where the government could control resources to help everyone, especially the less fortunate.

Strengthening Public Welfare Through Articles 39(b) and 39(c)

The changes to the Constitution allowed the government to enforce Articles 39(b) and (c) more strongly. Article 39(b) calls for resource distribution to benefit everyone, while Article 39(c) works to prevent wealth concentration. With the 25th Amendment, the government could acquire land more easily to build schools, hospitals, and other public resources. This amendment prioritised public welfare over individual property rights, which meant the government could take land if it would help a larger number of people.

The Supreme Court Case: Property Owners Association v. State of Maharashtra

Recently, the Supreme Court revisited the question of property rights in the case Property Owners Association v. State of Maharashtra. The case arose from a law passed by the Maharashtra state government in 1986, which allowed the government to take over poorly maintained buildings from landlords and give them to tenants. This was meant to protect tenants from unsafe living conditions. However, landlords argued that this law violated their property rights.

Chief Justice D.Y. Chandrachud, representing the majority of the judges, decided that not all private property could automatically be taken by the government for community purposes. Instead, the Court ruled that only certain types of property could be considered “material resources of the community,” depending on factors like scarcity, necessity, and the benefit to the community. This new approach means that the government can only acquire private property when it clearly serves the community’s interests.

Balancing Rights with Judicial Review on Rights and Welfare.

The Court’s ruling placed limits on the government’s power to acquire private property by strengthening the role of judicial review. Judicial review allows courts to examine government actions and decide whether they are fair and just. Previously, the government could simply claim that a law followed Article 39(b) and avoid judicial review. Now, however, the Court requires a case-by-case examination to ensure the law truly benefits the public and respects property owners’ rights.

Justice Sudhanshu Dhulia, in his dissenting opinion, argued that Parliament should have the final say on what counts as community resources, since elected representatives are responsible for making decisions on public welfare. Meanwhile, Justice B.V. Nagarathna added that personal items, like someone’s clothes or furniture, should never be considered community resources, emphasising the importance of respecting individual privacy.

Socialist Roots and the Shift to a Balanced Approach

The new ruling is a shift from India’s earlier socialist view, inspired by judges like Justice V.R. Krishna Iyer and Justice O. Chinnappa Reddy, who believed that all property could be controlled by the government to benefit society. This older view supported nationalisation and wealth redistribution, but India’s economic direction has since changed. The Court’s ruling acknowledges this shift and supports a welfare model that balances private ownership with public needs rather than focusing solely on socialist ideals.

The judgment also brings in the concept of “intergenerational equity.” This means that today’s property owners have a responsibility to future generations, ensuring that resources are used wisely and are available for the next generation. This idea encourages sustainable development and responsible ownership, aligning with a vision of long-term community welfare.

The Influence of Past Interpretations

The recent judgment also revisits and adapts earlier interpretations of property rights. In the past, Justice Krishna Iyer argued that all essential resources should serve the community and that the government should be able to control them. However, today’s Court chose a more balanced approach, recognising that while public welfare is essential, private property rights are also valuable in a modern, market-driven economy. This change reflects India’s growth from a strictly state-controlled economy to a mixed one that respects both private and public interests.

The Case’s Broader Socio-Economic Impact

This ruling comes at a time when India balances socialism with capitalist growth. After independence, the government often took over private industries to build a state-led economy. Over time, however, private investment has become essential to the nation’s economic growth. This Supreme Court ruling supports this new approach, respecting both community needs and private investment.

For property owners, the ruling offers protection, assuring them that their land cannot be taken without reason. It encourages a stable environment for people and businesses to invest without fearing that the government will take away their property unfairly. For the government, it means any property acquisition must be justified as genuinely benefiting the public.

The Continuing Story of Property Rights

This case reminds us of Saeed Akhtar Mirza’s film Mohan Joshi Hazir Ho, where the character Mohan Joshi fights for his right to live in a safe home despite his landlord’s neglect. Like in the film, this legal battle has gone on for decades, with both landlords and tenants waiting years for a decision. Although the nine-judge bench’s decision offers clarity, it leaves some questions open, as another bench will decide if the 1986 law is constitutional.

The judgment illustrates how the law can help people while also respecting personal property rights. It shows that both sides—property owners and the government—can be protected through fair laws.

Future Implications of the Judgment

The Supreme Court’s judgment has several long-term implications for both property owners and the government. First, it reinforces the right to private property, establishing that private ownership is not only constitutionally protected but also respected within the legal framework. For property owners, this judgment is a form of protection, as the government must now follow clear guidelines and provide fair compensation if it wishes to acquire private property​.

For India’s investment climate, this judgment is also significant. By protecting property rights, the Court has created a stable environment for investors. This move encourages individuals and companies to invest in private property without the fear of sudden, unjust acquisition by the state. As a result, this judgment can have a positive impact on India’s economy, supporting both domestic and foreign investments.

Conclusion

India’s journey with property rights reflects a continuous search for balance. The 25th and 26th Amendments gave the government greater control for public welfare, but today’s Supreme Court decision adds important safeguards for individuals. By allowing the government to take property only when it serves the community and compensating owners fairly, The Property Owners Association v. State of Maharashtra judgment protects both individual rights and public welfare. It represents a new direction in Indian constitutional law, rejecting a one-size-fits-all approach to eminent domain, and emphasising the importance of fairness and justice in government policies. This judgment is a milestone that reflects India’s evolving socio-economic landscape. It sets a guiding example for future cases, helping India grow as a country where personal responsibility and community needs are respected. As India develops, this balanced approach supports a vision of fairness and inclusion, ensuring that both private rights and public welfare are equally valued in the nation’s future.

[lavanyamuj00058]

History of Finance in India

The Evolution of Financial Management in India and Its Impact on the Economy

India’s financial management history is a fascinating journey that has significantly shaped its economy. Let’s explore this evolution in simple terms.

Early Beginnings

Financial management in India has ancient roots. Historically, India was known for its rich in nature trade and commerce. Ancient texts like the Arthashastra, written by Chanakya, provide insights into early financial practices, including taxation and statecraft.

Colonial Era

The British colonial period brought significant changes. The establishment of the Reserve Bank of India (RBI) in Kolkata 1935 marked a pivotal moment. The RBI became the sole central authority for regulating the country’s currency and credit systems. However, the financial system was primarily designed to serve colonial interests, focusing on trade and revenue and tax collection.

Post-Independence Reforms

After gaining independence in 1947, India faced the challenge of building a robust financial system. The government nationalized 13 major banks in 1969 to ensure financial inclusion and support economic development. This move aimed to extend banking services to rural areas and promote savings and investments.

Liberalization in the 1990s

The 1991 marked a turning point with economic liberalization. The government introduced reforms to open up the economy, reduce state control, and encourage private sector participation. The Multi National Companies across the globe were invited, encouraged to set up their businesses in India for cheap labour. To initiate this government also provided tax benefits to these companies.

These reforms led to significant growth in the financial sector. The stock market expanded, and new financial instruments like mutual funds and insurance products became popular. The liberalization era also saw the establishment of regulatory bodies like the Securities and Exchange Board of India (SEBI) to oversee the capital markets.

Digital Revolution

In recent years, digital technology has revolutionized financial management in India. Initiatives like the Pradhan Mantri Jan Dhan Yojana aimed to provide banking services to every household. The introduction of UPI or Unified Interface payments made transaction so quick and safe that today India is the largest country with the most number of online P2P and P2M transactions.

Impact on the Economy

The evolution of financial management has had a profound impact on the Indian economy:

Economic Growth: Financial reforms have fueled economic growth by attracting investments and promoting entrepreneurship. 

Financial Inclusion: Nationalization of banks and digital initiatives have improved financial inclusion. The number of users of credit cards, online payments, loans and Bank account holders has increased significantly.

Stability and Regulation: The establishment of regulatory bodies like the RBI and SEBI has ensured stability and transparency in the financial system. 

Innovation: The digital revolution has spurred innovation in financial services. Mobile Banking, Digital loans and Online Serices has made the work easier and efficient.

 Conclusion

The history of financial management in India is a story of transformation and resilience. From ancient practices to modern digital innovations, each phase has contributed to shaping the economy. As India continues to evolve, its financial system will play a crucial role in driving sustainable growth and development.

[thegravityqueen]

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[spider-xan]

I haven't really seen any posts circulating much about this today, which is understandable between Lebanon being invaded and the hurricane in Appalachia, but today is the National Day for Truth and Reconciliation - not that this evil genocidal government has done anything to actually improve the lives of Indigenous peoples or stop their ongoing genocide here in so called 'Canada' while actively sending bombs to commit other genocides at the same time - and I know most people don't have much money to spare and there are a lot of causes that need donations right now, but if you are a settler in 'Canada' - not just the white ones, most POC are also settlers unless you are Indigenous or descended from enslaved Africans - you should at least donate to the Indian Residential Schools Survivor Society as a form of reparations or rent payment, not charity, at the very least, seeing as today was originally Orange Shirt Day to mourn the children who were murdered and abused in the residential school system.