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#If you come to Iowa i Have to assume you got confused for something else
monicashipslokius · 3 years
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Soulmates, Actually - Pt 2
(Read part one)
Despite their desire to buy Mobius more appropriate clothing as the soulmate of a god, Loki knows they’re not welcome back in Asgard. Not without facing some serious repercussions anyway - none of which they’re willing to subject Mobius to, by association.
So while they temporarily ‘magicked’ themself and Mobius away from the dark streets of that German city to a sunny, hot desert, they aren’t totally sure where to go next. They need a safe harbor, but few would give refuge to the notorious god of mischief. And therefore, again, to Mobius by association.
Some soulmate Loki is turning out to be.
Their displeasure must show on their face, because Mobius clutches their forearm and rubs his thumb back and forth in gentle strokes near the dip of their elbow. Loki closes their eyes a moment, and they take a breath. How such a simple gesture from their soulmate could bring such peace... Truly Loki is the most fortunate being in the universe. Even... even after everything else they’ve been through.
“We cannot stay here,” Loki says, eyes still closed, humiliated by their own incompetence.
“It’s not so bad,” Mobius says, chipper as ever. “I’m a bit overdressed, but...”
Loki opens their eyes again to see Mobius tug at the lapel of his suit. He is already sweating through the shirt underneath.
Humans are such fragile things, in need of such diligent care-taking. Something unpleasant claws at Loki’s ribcage from the inside. A voice whispers in their ear, You are not enough.
“Hey, I got an idea,” Mobius says, squeezing Loki’s arm in excitement. A smile slides easily across his lips. “We could go back to my place. Sure. Yeah. It’s not exactly built for royalty, but... There’s running water and some shade and a fridge with lots of soda pop.”
Loki frowns, confused, though they’re sure they understood most of those words. “...Soda pop?”
“Only the best brands. Yeah, this is great! Okay. Dubuque isn’t going to know what hit them.”
Loki tilts their head. “...Dubuque?”
Mobius nods, cheerful smile never dimming. “Iowa. I was only in Germany for a data analysis conference. Speaking of, I should probably text my coworker and let her know I’m not dead. I don’t want them to start a job search for my replacement yet. I told you how important my job is?”
Loki frowns harder, even as Mobius steps closer. He holds onto their shoulders.
“Dubuque, Iowa, get ready. Here comes the god of mischief and their soulmate!”
*
Loki isn’t sure what they expected Dubuque, Iowa to be like, but the lodgings they teleport into, presumably Mobius’s lodgings, are hopefully not a fair representation of the city as a whole.
“Home sweet home,” Mobius says.
“Is this a closet?” Loki asks, peering around the large single room. A bed is wedged against the far wall under a pair of small windows. To their immediate left, is the semblance of a minuscule kitchen - a sink, a few cabinets, and the promised refrigerator.
“Now, I know it doesn’t seem like much, but this place has everything you could ever need.”
Mobius walks into the living quarters. Three strides and he’s already halfway across the room. He goes to the windows and draws back the sheer curtains. The slightly improved lighting does nothing for Loki’s opinion. The walls, the bedspread, the carpeting - all shades of a light brown that Loki cannot tell is intentionally pale or faded over time.
“Bathroom’s through there,” Mobius says, pointing to a doorway off the corner that doubles as a bedroom.
Loki checks, and finds it lacking. There is not even a bath!
“Are all Midgardian accommodations like this?” Loki asks. They try to keep the disdain from their voice, for Mobius’s sake - but it is precisely for Mobius’s sake that they are so outraged!
“Oh. Well? Nah.” Mobius rubs the back of his neck. “I guess a lot of places are bigger, though it’s important, I think, to be happy with what you have.” He lifts his shoulders, then lets them drop. “Some people don’t have anything.”
Mobius shrugs off his suit jacket and drapes it over the bedspread. The sweat down his back speaks of his fragility once more, and Loki turns away. Mobius said he was valued by his company, but if that were true...
“Do all top data analysts have similar accommodations?” Loki asks. They’re still holding the scepter. Looking around, they see another door - a cloak closet? Loki draws open the door, and yes! Coats and shirts stuff the narrow space. Shoes are lined neatly across the floor. Loki tucks the scepter into the back, behind the clothes.
“The company pays me pretty well, actually,” Mobius says. “It’s just that... uh. How do I put this?”
Loki closes the door and turns toward Mobius, who has unbuttoned his shirt cuffs, and is rolling the sleeves up to his elbows.
Mobius looks up to the ceiling, then at the bathroom door. “I had a bigger place for a long while, but a few years ago, I downsized. Lots of people buy big in anticipation of... well. But when they reach a certain age, they start to assume that... I guess I’d given up.”  He waves an arm out. “This place? It's been enough for just me.”
Loki takes a only small step forward, wanting to be at his side but suddenly afraid to, with Mobius’s sudden vulnerability. Loki doesn’t have the best reputation for healing things. Most of their life, they’ve only been good at breaking.
They fight to keep their voice steady as they say, “You didn’t think you would find your soulmate.”
Mobius shakes his head a little, but when he looks up at Loki, the smile that dimmed sparks back to life. “If I’d known I was waiting for a god, I would have kept the mortgage.” He tucks his head down. “This was probably a bad idea, wasn’t it? This can’t be anything like you’re used to.”
“It’s...not. But.” Loki forces themself to take another step, drawn in by the hopeful gleam in Mobius’s eye.
“But?”
Loki thinks back to when they were young, when they spent hours cultivating dreams that didn’t involve domination of the nine realms. Well, not only that. When they laid awake and thought of all the sweet nothings they would say to their soulmate and all the promises they would make. Back when they thought the universe still held some kindness for them.
They take the final step that brings them to Mobius and tells him, “I would like to stay where you are.”
“Even if it’s this closet?”
“It is... cozy.” Loki glances around. “Though I insist we redecorate.”
Mobius’s smile lights up his eyes, and Loki’s breath catches. They cannot remember the last time they made someone smile like that. Genuine. Bright. Happy. 
“So much beige,” Loki says, grinning. “Do you not see the value in a bit more excitement?”
“Trust me,” Mobius says, “I’m starting to.” He glances, ever so slightly, at Loki’s mouth, and Loki has never wanted to kiss anyone as much as they want to kiss this man in this drab apartment.
Loki starts to lean, and for a moment, Mobius does too.
But then Mobius worries his bottom lip between his teeth and steps away instead.
A familiar pang of rejection echos in Loki's chest. Even their own soulmate finds him lacking. They drop their gaze.
"Hey." Mobius touches their face, a finger under their chin, drawing their gaze right back up. "We should go slow, right?" He swallows hard. "I haven't... It's been a long time for me, and with you, I don't want to mess this up."
Loki wants to tell him that he couldn't ruin this, no matter what he did, but that would be a lie. The truth is much more complicated. Their souls are bound together by the cosmos, yes, but unfortunately the cosmos does not provide any training or instruction on how to sustain a lasting relationship.
Loki, themself, hasn't much experience in that matter. They've had their fun, but that was all.
"Is that okay?" Mobius asks, blue eyes like that of a baby fawn. Loki doubts they would deny him anything, ever. But especially not something they also want.
"Yes," Loki says, much softer than intended. They clear their throat and say, stronger, "Of course."
"Great!" That smile returns full-blast, brighter and more scalding than the desert sun. He bounces back a step. "I'm going to go grab a quick shower." He plucks at his shirt. "So sweaty. You okay for a minute?"
Loki shrugs and nods at the same time, as Mobius disappears into the bath-less bathroom. When the door closes behind him, Loki flops backwards onto the beige bed and stares up at the ceiling, flecked with plaster. The mattress sinks pleasantly beneath their weight. Loki thanks the realms that Mobius at least owns a decent bed.
The water turns on in the bathroom, muffled by the door. Mobius begins to sing. Loki hasn't heard the song before but doesn't need to, to know Mobius is singing off-tune and off-rhythm. A particularly bad note draws a startled laugh from Loki.
Loki glances at the door, wishing they could see Mobius's face, knowing he's wearing that infallible smile. A dresser beside the bed blocks their view, and their attention immediately shifts to a series of framed photos atop it. An older photo of a couple - Mobius's parents, presumably, is most prominent on the left. Their severe expressions do not match the tender way they hold the baby in their arms.
Beside that photo, one of a younger Mobius with longer blonde hair and no mustache sitting on a water vehicle, giving a thumbs-up. Loki smiles softly at him, at his beauty, though easily admits to themself that they prefer the Mobius of now - more gray than blonde, and the mustache. Dignified. Handsome. Loki thinks of kissing him again, and exhales. Going slow will be a test of their willpower, but Loki will overcome. For Mobius. For them, together.
The third photo is of a three-story brown building. Mobius's office? Loki rises from the bed to look closer, but - yes. Only a building, with no people in sight. A quick glance around the room proves no more photos. Why would Mobius dedicate one of his few photos to his workplace?
I guess I'd given up.
In the drab monochromatic room, the photo of Mobius on the ocean holds the only splash of color.
In the bathroom, the water turns off, but the singing continues. Loki listens closer, hears now how the chipper tones drop pitch at the end, and in that sound, so near a sigh, they recognize their own sadness.
Loki meets the stern gazes of Mobius's parents in their photo and vows to them, "I will make your son happy again."
The door opens, and Mobius appears, shirtless, a towel around his shoulders, and a pair of gray sweatpants high on his hips.
Loki's usually thunderous brain goes very, very quiet.
Mobius is not chiseled muscle. His shoulders are not particularly wide. He's not tall. But he needn't be any of those things. He is soft, sturdy lines, and stability, and courage, and the most attractive being Loki has ever had the blessing of putting their eyes upon.
Mobius dabs at his wet hair with the end of the towel. "Hey, you found my photos?"
The reminder of the photo of the building is enough to cool Loki's desire, though it still lingers, simmering, in the base of their being.
"Yes." Loki gestures to the offending photo. Mobius sees and drops the towel back to his shoulder.
"That's the office," he says, confirming Loki's suspicions. "It's a nice building, yeah?"
Loki tries not to let their distaste show on their face. Tries, not particularly hard. "Wouldn't you rather have more of your family? Your friends?"
"Oh. Mom and Pop didn't really care much for photos, and they're gone now." He doesn't mention extended family, or any friends - not even the protective work friend who tried to convince him away from Loki on their first meeting. Instead, he gives Loki a sad sort of smile, as big as the others before but so, so different. It doesn't reach his eyes at all.
Sometimes soulmates are very different from each other, practicing a running theory that opposites attract. But more often than not, soulmates share at least one or two very similar traits. Through these traits, they find common ground. Equal footing. A keystone that holds up all the parts of them that are different until they make a bridge.
In Mobius, Loki sees their own loneliness.
"Would you..." Loki pauses, unsure, but the kind curiosity in Mobius's eyes urges them on. "Perhaps we could have a likeness taken of us. To add to your collection."
The light returns to Mobius smile. Loki will fill this entire apartment with photos of them together if it keeps.
"I'd like that, Loki. A lot."
"Good."
Mobius goes to the dresser and pulls open a drawer. He withdraws a gray short-sleeved shirt and pulls it over his head. Then he glances over his shoulder. "You need to borrow something?"
Loki waves their hand and alters their clothing from their princely armor to a silk green sleep-shirt and pants.
"Woah." Mobius looks them up from head to toe and back again. "That's the hottest thing I've ever seen."
Loki laughs again, and this time, they aren't so startled. With Mobius, they are starting to expect it.
Mobius glances at the bed. Loki does too. Then at each other.
"I know, technically here in Iowa, it's maybe too early to go to bed, but I've gotta tell you, after this kinda day, I really need a nap." Mobius rubs the back of his neck. His cheeks tint pink. "But, uh there's only one bed. I don't even have a couch. Oh! I know! I'll sleep on the floor." The man reaches for one of the pillows like he actually intends to remove it.
Loki snatches his wrist. "You will do no such thing."
"Well, I'm not going to have a prince sleep on the floor."
"Mobius," Loki says gently. They bring Mobius's imprisoned hand to their mouth and place a soft kiss to his fingers. This fragile, precious human. "No one is sleeping on the floor."
"Oh." The pink in Mobius's cheeks reddens - a beautiful shade. "What... uh, what about going slow?"
Loki rolls their eyes. "I do not intend on impugning your virtue. I merely wish..." Their nonchalance slips rather suddenly, and their voice fails them. Saying their innermost desires aloud has only ever been used against them. That they nearly did so, so casually, shocks Loki to their core. Careless.
Mobius folds his hand over where Loki is clutching his other one, until Mobius holds Loki's in both of his own. He brings Loki's hand to his own mouth and places a soft kiss to each of their knuckles, one after the next, mustache tickling the back of their palm.
"What do you wish, Loki?" Mobius asks.
With Mobius, Loki wants to be careless. But to do so would be to give him power. And with that power, mortal or not, Mobius could crush them, heart and soul.
"I can tell you what I want?" Mobius says. "And you can tell me if you'd like that too."
"Very well," Loki says, breathless.
Mobius kisses the dip between Loki's fingers and thumb, and says, "I want to hold you. Fall asleep with you in my arms."
Loki's throat goes very dry. Their heart hammers wildly in his chest. They wants that. So much. But... no, surely Mobius will realize that is a terrible idea. He will change his mind at any moment. So Loki forces themself to say, voice hoarse, "I could kill you."
Mobius shrugs. He doesn't deny it, but he also doesn't let go of Loki's hand. "I figure you would have done it by now."
"I could be plotting."
Mobius meets their eyes, but they hold only fondness, no suspicion. "Are you?"
"Maybe."
"Mmhmm." He pulls Loki's hand to his chest. "Are you saying you aren't interested in the cuddling? It's okay to say no."
Loki opens their mouth but they still can't say what they want.
"No worries." Mobius kisses Loki's hand and releases it. "I can still sleep on the floor -"
"You will not sleep on the floor," Loki says, the annoyance at such a thing finally giving them their voice back.
"Okay, okay." Mobius holds their hands up. He laughs as he draws back the covers. He slides into the bed and then moves to the other side, pressing up against where the mattress meets the wall, so that Loki can have the open side, without being boxed in. Loki could run. Mobius would let them.
Loki crawls under the covers.
They lie in bed, side by side, both on their backs but not touching. Loki doesn't know how long they stay there, staring at the ceiling, before Mobius rolls onto their side, away from Loki. It feels wrong - too wrong, and in the quiet, Loki tries again to find the courage to have their wishes exposed.
"Mobius," they whisper. If Mobius is already asleep, then they won't -
"Yeah, Loki?"
Loki swallows down their nerves. Mobius has only proven himself trustworthy. They are soulmates. Soulmates trust. "Mobius, I..."
Mobius rolls onto his back. He turns his head toward Loki and waits. He waits, and waits, and waits. Loki wonders if he would wait forever.
His patience is what finally cracks through the walls Loki built.
"Will you hold me?" Loki asks, and braces for rejection. For mockery. For any offer to be rescinded with a joke.
Instead, Mobius turns toward them and holds open his arms. "Come on."
Loki slides into the open spot against Mobius's chest, and Mobius folds his arms around them.
Loki's whole body relaxes at once, all the tension evaporating. Mobius is warm and sturdy against their back. His breaths are hot on the shell of Loki's ear.
"This okay?" Mobius asks.
Loki nods.
"I got you," Mobius says, holding tighter.
Loki waits a long moment, then two. They half want Mobius to fall asleep so they won't hear when they say, "Don't let go."
"I won't," comes Mobius's quick reply, slurred slightly with sleep. "I won't let you go, Loki."
Loki knows they shouldn't, but... they start to believe. And with that knowledge, that safety, sleep follows.
*
A thunderous knock sounds heavy against the front door, jolting Loki awake.
"Loki?" Mobius asks, rubbing his eye.
“Are you expecting company?” Loki pushes themself upright on the bed, heart racing.
Mobius frowns. “I’m supposed to be in Germany.”
The knocking comes again, louder. So hard the door cracks. Someone on the other side lightly curses, and Loki goes cold. They knows that voice.
Thor.
Here. Now.
“Loki?” Mobius sits upright too, and grips Loki’s shoulders. He’s so fragile, and yet so grounding. His hands are steady. His grip firm. He's as fully awake now as Loki is, and Loki can the concern in his eyes, even in the dark of the room. “Whoever it is, I won’t let them hurt you.”
“Only a fool would make that promise,” Loki says. “It’s my brother on the other side of that door.”
They expect the words to scare Mobius into rescinding his promise of protection, and they steel their heart against the inevitable hurt. You are never enough.
But Mobius does not look afraid. His jaw sets. His brow lowers. If anything, he seems even more determined.
A fool, for sure. Enough to make Loki’s heart swell. And their nerves prickle.
Loki stands, stepping away from the bed. Mobius quickly follows.
Mobius stood against Captain America and Tony Stark, but they were fellow Midgardians. Thor? Thor is of Asgard. Mobius must know he holds no chance against a god.
But he does not seem to care.
“Hide in the bathroom,” Mobius says. “I’ll get rid of him.”
Loki blinks. “Pardon?”
“It will be fine.” Mobius places a hand on the small of Loki's back and gently shoves them towards the tiny bathroom.
“But, Mobius -”
“Listen, Loki. You are my soulmate. Soulmates protect each other.”
“But -” Loki steps into the bathroom, at Mobius’s behest.
Mobius grabs the handle of the door. “He wants to throw you in some Asgardian prison or something, right? That’s not happening.”
“Mobius -”
“I’ll be right back.” Mobius winks, then closes the door, taking Loki’s heart with him.
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Different Worlds (2)
Summary: You’re the youngest Winchester, a girl who needs to show her big brothers that she doesn’t need help. Then one day, on a totally normal vampire hunt that you had all under control, three meddling Avengers come barging in.
Warnings: language, violence, canon divergence, slow burn
Word Count: 2092
A/N: Part two is already here because I have no motivation to work on anything else!!
~*~
Chapter 2: Casper the Cannibalistic Spirit
It came to that.
The Feds were on your ass again. No thanks to Twiddle-Dee, Twiddle-Dum, and Twiddle-Dumber. Your brothers had left you in the bunker for a week while they went to Nebraska and Iowa for a couple of hunts.
Recently there were a couple of strange deaths over in Utah near the mountains. At least four bodies were found mutilated, cut open, and with bites missing. Sounds like your kind of fun so right now you were begging your brothers to let you go check it out.
“Please, please, please, please,” you repeated as you followed Sam around the bunker. Maybe you could annoy him enough that he’ll kick you out. “Pleeaasse! You know that you and Dean are being irrational. We’ve been wanted by the FBI before.”
“Yeah, but you’re also wanted by the Avengers. That’s new.”
“C’mon, Sammy.” You draped yourself dramatically over a table when Sam pulled a book off a shelf. “You of all people know how it feels to be put on the sidelines by a protective older brother.”
“What’s goin’ on in here?” the protective older brother in question asked when he walked in. 
“(Y/N)‘s trying to go on a hunt.”
“Please.” You sat up and gave your brothers your best puppy dog eyes. “We can all go together.”
Your oldest brother sighed and said, “What were you looking at?” You smiled mischievously at his question and ran to get your computer from the other room. “That doesn’t mean I’m letting you come!” you heard him shout at your retreating back. “I just wanna know what you’re looking at!”
You made it back to your brothers, computer in hands, and slightly out of breath. Your brothers watched over your shoulders as you dramatically revealed your research.
“So,” you began. “Park City, Utah. Pretty popular tourist place, ‘specially in the winter for skiing and snowboarding. Four people,” you pulled up the news clips of their demise, “all tourists, found dead. Their bodies were totally fucked up. You have your usual mutilation and incisions, but what really intrigued me were the bites taken out of the bodies.”
“What could be up there?” Sam tucked his hair behind his ears and leaned in closer to your screen.
“We can all check it out.” You waited for an answer with anticipation.
“Fine. We’ll go in Baby,” Dean finally answered.
“Great!” You ran off to pack your duffle bag. “I call shotgun, Sammy!”
~*~
It’s been a week since the strange woman decapitated over a dozen people, and Bucky, Sam, and Steve haven’t gotten any closer to finding her. Of course, F.R.I.D.A.Y. had pulled up a juicy cocktail of information on her, but there has been no sign of (Y/N) Winchester, born (Y/N) (Y/L/N) before legally changing her last name.
Her mother had died in a house fire twenty-four years ago in 2000 when she was six. She seemed to vanish for almost twelve years until she, along with her two older brothers, showed up on the FBI’s most wanted in 2012. Bucky did the math. She would have been… eighteen? What happened in twelve years to make an eighteen-year-old girl go on a killing spree with her brothers. Who also happened to have more murders under their belts.
Bucky sighed and the file on the Winchesters on to his bed. He rubbed his eyes with his regular hand and when he looked up, Steve was standing in the doorway. 
“Still looking for her?” The Captain nodded at the folder. 
“She’s dangerous,” Bucky defended. “Deaths all over the country and she and her brothers are always there. Die in a way that isn’t a natural death and she’ll be there.”
“I wasn’t reprimanding you. I was just here to tell you to take a break.”
“Do you think,” Bucky paused before shaking his head. “Maybe she—they’re…”
“Hydra?” Steve supplied and his friend nodded. “I don’t know. It’s not that much of a spectacle. It’s also not secretive enough.”
“There’s still something going on with—“
Bucky stopped talking when Sam appeared next to Steve, slightly out of breath. The dark-skinned man took a deep breath before speaking.
“Some cameras caught them. (Y/N) and her brothers. In Utah.”
Bucky shot out of bed. “Let’s go.”
~*~
You tapped your foot as the elderly lady slowly scanned your groceries. Your brothers had sent you to the little store next to the motel for a couple of six-packs, candy, chips, and of course, some pie.
The motel room was low lit, especially with the heavy curtains drawn. You walked into the boy’s room, thankfully you didn’t have to share. The only time you did was when Jack came along. Right now Lucifer’s son was being taught angel things by Cas. 
“I bring sustenance,” you shouted when you made your entrance.
“Hey, (Y/N),” Dean mumbled. Both of your brothers had their eyes completely focused on their computers. 
“Guys,” Sam grabbed your attention. “So get this, each victim was staying in a house that was previously owned by these guys.” He displayed his screen. A photo of a man and woman was surrounded by newspaper text. “The Walkers.”
“So what was their deal?” You placed the groceries on a bed. “I’m assuming they're dead.”
“Yep. Mrs. Walker was stoned to death by some teenagers in 1972.” Dean whistled and shook his head at Sam’s words. “Mr. Walker hanged himself after her death.”
“Poor Mrs. Walker,” Dean said. 
“Don’t pity her. The teens apparently killed her because the Walkers had kidnapped, tortured, killed, and ate one of their friends.”
“Guess that ‘splains the bites.” You began to prepare the salt bullets. “Think we have to deal with both of ‘em?”
“Where are they buried?”
“Uh, both in the field Mrs. Walker died in,” Sam read out loud. “The last property they owned and not killed in yet is close.”
“Here’s the plan,” Dean spoke. “Sam, you and I go salt and burn the bones. Need you to watch my back if Mrs. Cannibal decides to pay me a visit.” He turned to you and you straightened your back. “(Y/N), go to the house and see if anyone’s renting the place.”
You nodded and smiled. Back in the game.
“Hi there,” you greeted happily to the woman who opened the door to the Walker’s townhouse. “Can I ask you a few questions? What’s your name?” You heard the Impala drive away behind you. 
“S-sure,” the woman said softly. “I’m Miss. Powell.”
“Nice to meet you, Miss. Powell.” Enough pleasantries. “Has there been anything strange happening in the house?” You took in her appearance: bags under her eyes and unwashed hair. 
“You’ll think I’m crazy.”
“I’m here to help. I believe you’re in danger. Can I come in?”
You got to work right away and made a salt circle on the ground. Spirits always thought they were the shit and always blew away the perfect circles you would always lay down, but today you were going to one-up the bitch. Before you sprinkled down the salt barrier, you had some liquid glue in your pack so you used that first.
“And that will stop the ghost?”
You had explained the situation to poor Miss. Powell. She was much more open-minded than some other people you had ‘worked’ with before. She, along with her young son Brad, sat in the center of the salt. 
“If you stay inside the circle, the ghost can’t get to you.” You walked over to the fireplace and pointed at the poker. “Is that iron?”
“I-I think so.”
You grabbed it and handed it to her.
“If he gets too close for your liking, swing it at him. Should keep him at bay.”
“The ghost?”
“Or any man in general, I guess.”
Your remark got a small smirk out of the woman. Then, the lights started to flicker and the temperature in the room dropped low enough that you could see your breath. 
~*~
Bucky, Sam, and Steve, all in uniform, ran up to the townhouse. Through the windows, they could see the lights flickering rapidly. Muffled shouts and what sounded like a child crying came from inside. What was she doing?
Steve tried to open the door, but it wouldn’t open. It wasn’t locked, Bucky could see the handle turn. They tried to break down the door next. It took the supersoldiers a couple turns each to finally open the front door.
Steve went in first, shield at the ready. Sam and Bucky stood on either side of him. Bucky’s eyes were immediately drawn to (Y/N) standing above a woman and a young boy with a shotgun in her hand. Then he noticed how cold the house was and the circle of white the three people were standing in.
“Hurry the flip up!” (Y/N) shouted. Was she talking to them? Bucky and Sam glanced at each other. 
“I’m going as fast as I can!” The response came from a phone on the ground. It must be one of her brothers. “Mrs. Walker’s being a real pain in the ass!”
“Watch your language, Dean there’s a child present.” (Y/N) winked at the kid before she noticed she had company. “Uh, the three musketeers are here.”
Suddenly, a pale man with decaying flesh and a rope burn around his neck materialized in front of Steve. With practiced precision, (Y/N) fired her shotgun at the man. He disappeared and the round bounced off of Steve’s shield.
“What the—” before Bucky could swear, the man reappeared. 
This time, Steve was ready and sliced him away with his shield. (Y/N) looked at the shield with a look of awe and confusion. 
“What’s going on over there?” Her brother sounded winded and Bucky could make out gunshots from the other side of the call. 
“Captain America’s special metal dinner plate can be used against Casper.” Bucky understood only half of the sentence (Y/N) spoke. “What are you doing here?” Now she spoke to the superheroes. 
A strong wind blew through the house. (Y/N) smirked at shouted at the ceiling,
“Glue, fother mucker! Can’t get to us.”
The man appeared on the far end of the room, away from the Avengers. He raised his hands and the hardwood floor began to crack. (Y/N) fired her gun and the man disappeared once again. Unfortunately, the floor continued to pull away until the white circle was broken. 
The man appeared next to (Y/N) and the next second, she was thrown into the nearest wall. Sam tried to shoot him, but the bullets only landed in the wall past him. The pale man turned to the woman and kid who both screamed. Bucky stepped forward and grabbed at him with his vibranium hand. The man dissipated again.
“(Y/N)?” Her brother was shouting through the phone. “(Y/N), what’s going on there? You said the Avengers were there?”
(Y/N) ignored her brother’s questions and shouted at the woman, “The poker!”
The fireplace poker flew through the air and reached her hand as the man revealed himself in front of her. (Y/N) swung it skillfully and he was gone again. She continued to glare at the three Avengers. 
The man appeared in the middle of everyone right as (Y/N)’s brother’s voice shouted, “Got it!”
The pale man took one last lunge at the woman and her kid before he let out a scream and went up in flames. Everything in the house stood still as it warmed up and the lights settled. The only sounds were heavy breathing and soft cries from the boy. 
(Y/N) scrambled to her phone. The three men surrounded her, they weren’t going to let her go again. Not without answers. 
“Are you boys good?” She said into the phone. 
“Yeah. Mrs. Walker put up a good fight though. Threw Sammy into a tree.”
“Would have loved to see that.” (Y/N) looked at the three Avengers. “I’ll meet you at home.”
“Home? That’s—“
“Gotta deal with the musketeers.”
“Are you sure?”
“Yep, bye.” She quickly hung up before her brother could protest any longer. Next, she looked at the woman and her son. “You guys okay?” They both nodded. “Sorry ’bout your floor.” Finally (Y/N) turned her attention to Bucky who was standing closest to her. 
“You’re not going to leave,” Steve ordered behind her.
“Yeah, I got that,” she sighed. “I’m hungry. Wanna grab a burger?”
“Only if you’ll talk,” Sam requested. 
~*~
~*~
~*~
~*~
~*~
Tag List (strike though means tag didn’t work):
@grav3dollie-666
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sob-dylan · 4 years
Note
Do you think Kim being from Nebraska (teaser of 5x06) and her wearing Kansas royals tshirt at the end has anything to do with the fact that Gene ends up in Nebraska and tries to run away to Kansas in the season opener? Like it can’t be a coincidence right?
Oh yeah, of course it’s not a coincidence, at least not from the writers’ side. In world, however, the fact that Saul ended up in Nebraska absolutely is a coincidence. He did not choose Nebraska. He didn’t orchestrate it as a way to be near Kim or something like that. In “Granite State,” when Ed the Vacuum Repair Guy is fixing up his new driver’s license, Saul asks “what’s in Nebraska?” Answer: “You.” And then, of course, the whole manager at a Cinnabon in Omaha thing was born from Saul’s line to Walt “I’ll be lucky if I end up managing a Cinnabon in Omaha.” So maybe he chose Omaha, but I doubt anyone’s given that much leeway when they’re “disappeared.” If he did get to choose Omaha himself, it probably had nothing to do with Kim. A) Kim grew up  in Red Cloud, which is 3 hours outside Omaha (I think Lincoln is the next biggest city and it’s only 2 hours from Red Cloud) and B) if you have to go to Nebraska, where else are you gonna go? I mean, no shade to anyone from Nebraska, but it’s fucking Nebraska. 
Vince and Peter famously don’t plan things that far in advance, so it’s hard to say when exactly these decisions are made, but the decision to make Kim from a town near Omaha (if not from Nebraska specifically) was clearly made early on. She first (?) wears the Kansas City Royals shirt in 2x06, and then in 2x07 when she’s interviewing at Schweikart and Cokely, she says she’s from small town on the “Kansas-Nebraska border.” And then, in the 3x01 teaser/cold open, Gene’s got his Kansas City Royals lunchbox. I mean, it certainly makes sense that someone trying to blend in in Omaha would own gear for the nearest MLB team, but come on. The purpose of showing that lunchbox had to be reminding us of Kim’s Royals shirt.
As for Gene trying to run away to Kansas in the season 5 opener, I’ve gotta say you have a pretty good eye. I was really confused reading that, because I certainly didn’t remember him going to Kansas. They show him switching out his license plates for Missouri plates, so I assumed he was going to Missouri. I had noticed a Kansas City Royals emblem on the wall when he’s talking to the waitress, but that wouldn’t necessarily be a strong indicator that he was in Kansas. First of all, the next closest MLB team is the Cubs, so it would make sense that anyone in that quad-state Missouri-Iowa-Nebraska-Kansas area would be a Royals fan. Second of all, the Royals aren’t even based in Kansas City, Kansas— they’re based in Kansas City, Missouri. As far as I can tell, the only indication that the diner’s in Kansas and not Missouri (or Nebraska or Iowa) is this tiny piece of set-dressing:
Tumblr media Tumblr media
Obviously he was trying to get the hell out of Dodge, but I don’t know if there’s a reason he chose Kansas in particular. It makes sense that he’d want to cross state lines, but I don’t know where in Kansas he’d want to go (if Kansas even was his final destination). I was looking at a map of the area, and the most obvious way to get from Omaha to Kansas City would be to take I-29, which takes you down through Iowa and then Missouri. Maybe he was headed to Topeka.
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zombiesbecrazy · 5 years
Text
down in the cornfield
Summary: “No,” said Clark quietly. “I’m going to retire from being Clark.”
AO3
It wasn’t the first time that Lois had found herself randomly standing in a cornfield in the middle of Kansas.
Well, she assumed that it was Kansas but that was just based on past experience; she could be in Iowa for all she knew. She took in a deep breathe and spun around to get a better look at the view and then smiled at the familiar farmhouse roof in the distance beyond the rows of stalks, confirming that it was absolutely Kansas. It made sense. She had been having her lunch in the park, listening to a podcast and generally just minding her own business on her mandated lunch break that Perry had kicked her out of the office for when Kon had appeared in front of her said something along the lines of “he won’t listen to me or Ma so you have to come and deal with him” , scooped her up and leapt into the sky.
Kryptonian air taxi services were all well and good, but she definitely wasn’t going to tip this one because he hadn’t even given her the chance to grab her coffee off the bench or bothered to tell her what was going on before he took off again.
Three star rating at best.
Abrupt as it was there would only be one reason that Kon would have brought her here. “Smallville?”
Several seconds passed and Lois was wondering if this wasn’t some sort of elaborate Kent joke that she wasn’t privy to and was trying to figure out if she should wander around in the corn or head to the house when she finally heard a tired voice say “yeah ” a little further into the field.
She found him sitting in the dirt, bending some of the corn around him, leaning back on his hands and looking up at the sky with the sun beaming down on his face, giving him an unnaturally human glow. He was in that odd in between of not quite Clark Kent and not quite Superman, with his jeans and flannel shirt but no glasses and hair curl in place. It was the version of him that she loved the best, a complete version of who he really was. This is the Clark who she lived with behind closed doors, the one that only the chosen few got to experience. She sank down onto the ground beside him and waited for something, anything, but Clark seemed to be determined to sit in silence forever. “Dime for your thoughts?” she finally asked. That got his attention because he had an adorably confused look on his face and Lois shrugged. “I don’t have any pennies and it looks like you might be having some rather big thoughts.”
It wasn’t something that he did often, but it happened enough to recognize it when it did; the inevitable weight of the world becoming overbearing and Clark just needed to stop and hide and just get away from it all.
“I’m retiring.”
“You’re a little young for that. You can’t collect social security until you are at least 62. You are barely halfway there. And who will proofread my brilliance if you retire?” Clark didn’t say anything, just staring off into the dirt now. “Fine. I assume you were referring to the cape, but we both know how that would turn out. You’d ‘retire’ but then about two weeks would pass and something would happen and you’d say ‘just this once, Lois, they need me’ and then you’d be back to wearing the blue spandex under your work clothes again, thinking that I wouldn’t notice.” He had tried it before and it had never stuck for one reason or another, not for long anyway. It was something that was annoyingly amazing about him. His heart was just too big.
“No,” said Clark quietly. “I’m going to retire from being Clark.”
A light breeze blew through the field, and Lois was glad that she was wearing long sleeves to avoid the corn cutting up her arms. “You are making negative amounts of sense. You can’t just not be Clark. You are Clark.”
Clark reached around her and pulled her tight into his arms and rested his chin on her head and they sat there together, rocking gently in tandem. “This morning. I was at the bank ordering new cheques.”
“Who orders cheques in person? Hell, who even uses cheques anymore?” She could feel Clark clench his jaw, unbreakable teeth grinding together. She turned her head to get a better look at him, and she could suddenly see how tired he was, fatigue pulling at all of his features, maybe not in a way that anyone else could see it, but it was clear to her. “Sorry. Not the point.”
“There was a robbery. A bunch of men with guns held up with place.” Clark swallowed deeply, and pulled her in a little tighter. “There were little kids there, Lo. Scared and crying. One of them was whispering that Superman would come and save them. But I was there so he couldn’t come. I couldn’t do anything. I couldn’t help because I was Clark, not Superman, and I couldn’t do anything to make them not scared.” He was rambling and cyclical in the way he did when it was just the two of them, hiding from the world after a bad day. “One of the tellers got shot because I was busy being Clark instead of him. They’re in critical condition and those kids are traumatized and all because of me insisting on playing pretend with a regular life.”
“Oh, honey.” As far as bad days went, this one wasn’t terrible for Superman. No one had died, the world hadn’t ended and there was no international disaster, but it seemed to be the tipping point of a large issue that he had been secretly struggling with. She twisted around so that she could be the one to wrap her arms around him and he sank into her touch. “I hate to break it to you but you wouldn’t be able to save everyone regardless.”
“I’d be able to do so much more though. I’m here so that I can help people. That’s the whole point”
“No it’s not. You are here so that you would be able to grow up safe and happy. Your parents sent you here so that you had a chance to be Clark, even if they didn’t know that name. Superman is just a side effect of random space science. In the bank. What did you do?”
“Nothing, I couldn’t do…”
“What did you do?” She thought about it a little more and then clarified her words to avoid any confusion about what she was asking. “What did Clark Kent do?”
“I sat on the floor with the other hostages.”
“How were you sitting?” She prodded. Lois knew the answer, but wanted to hear him say the words out loud. “Were you sitting against the wall, out of the way?”
“I was… I was between the gunmen and the rest of them. I made sure that the kids were behind me. Between me and their parents.”
“Was that because you are Superman?”
“I…”
“I’ll fill you in. It wasn’t. It was because you’re Clark and you are a good man regardless of the cape or being bulletproof.”  Clark didn’t give any indication that he was going to say anything so Lois barrelled on in the way that she did when he needed her own personal brand of pep talk. “If you want to quit your job and be Superman full time, that’s fine. I can support that if that is what you really want to do. But under no circumstances will you ever be able to quit being Clark Kent. It’s who you are.” She grabbed his hand and squeezed it tight between hers, as hard as she could, trying to force the idea through his impervious skin. “And even if it wasn’t, I won’t allow it because I think he’s pretty cool.”
“Liar. You have never thought that I was cool.” Clark chuckled softly and buried his head in her neck, giving her a light kiss on her collarbone. “ I need to think about it more,” he mumbled before stretching back up to look at her shyly. “Can we stay here for the weekend?” It was his way of saying that he needed to step away from it all, just for a little while, just to recharge in the quiet that was Smallville.
“Sure. Ma and I can whip your butt at gin.”
“I hate those lead cards Bruce made her.”
“Because you are a card cheat.”
“I’ll never admit to that.” Clark tilted his head towards the sky, and was listening to something that only he could hear. “Actually, if you’d like to join me, there is something that I’d like to do first if you don’t mind a quick trip back to the city.”
“Would love to. Kon didn’t give me a chance to pack before he kidnapped me here.”
***
Lois sat on a different bench in a different park and watched the children playing on the playground when a familiar figure in blue and red floated down nearby. A hush came over the park until a child let out a laugh and it broke the stillness and all the kids ran over to Superman, excitedly crowding around him, with the parents following suit with a more muted but obvious enthusiasm. She watched as Clark smiled and laughed with the children, answering all of their silly but earnest questions before he turned to a young boy, probably about 5 years old, on the edge of the crowd. Clark took a few steps towards him and knelt down so he was at eye level with him.
“Hi Ethan.”
A silence spread over the crowd, with a few excited whispers wondering how Superman knew Ethan. Ethan looked up at Superman with big surprised eyes, but said nothing. Superman gave him a shy smile. “I heard you had a scary trip to the bank earlier. A friend of mine was there and he told me how brave you were.” Ethan nodded his little head.  “I’m very glad that you are safe but I wanted to tell you that I’m very sorry that I wasn’t there to help.”
Ethan stood in shock, staring at Superman, and then suddenly threw himself at the hero, wrapping his arms around his neck and sobbing into his chest. Clark looked startled for a second but then wrapped his arms around the little boy and rubbed his back gently until the hiccuping tears subsided. Lois saw the look of anguish on Clark’s face as he held the younger boy.
“It’s okay,” Ethan sniffed as he pulled back and rubbed his eyes. “Mommy said that you were probably busy helping someone else in trouble. That you can’t be in two places at once.” She watched as Clark hesitated, never very good at lying, especially to kids, but he nodded. “It was so scary, but there was a man there and he told me to hide behind him. He was very brave. And tall. Almost as tall as you.” He narrowed his eyes and looked Clark up and down with careful scrutiny. “Was that your friend?”
It sounded like a loaded question, like the child knew more than he was letting on, but that was crazy. He couldn’t have figured it out. “You know what? It might have been.”
“Can you thank him for me?”
Clark looked surprised at that. “I can do that.” Superman held out his arms again, and Ethan gave him another hug, this time giggling. Clark was laughing too when they broke apart and he stood. He waved to everyone around him, and took off into the sky, with everyone waving back.
Lois stood from her bench and walked two blocks to where she found Clark, leaning against a streetlamp, waiting for her patiently. He bent down and greeted her with a kiss.
“Hi.”
“Hi yourself.” Lois took his hand and squeezed it before they started walking down the street, Clark with a bounce in his step that had been missing since the cornfield. “Still think that you are going to retire?”
“I think I might keep at it a little while longer.” He grinned and tilted his chin upwards towards the sky. “Smallville?”
“Smallville.”
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kinghoranshit · 4 years
Text
Just Another Normal Story (HS) - PT 4
I cradled our daughter, Harmony, in my arms. I felt exhausted. It’d been the two days since she came into the world the morning of November sixth. 
A conclusion I came to about all of this was, at least it was happening when the weather's getting colder. Zombies couldn’t handle that, right? And we had the fireplace to keep the house heated if the power went out completely. We had no cable or internet though. 
“Nichole,” My dad’s firm voice filled my head. 
I looked over at him and he was giving me that look. 
“Dad.” I shot him a look.
He huffed, rolling his eyes. “We’re running out of food.” 
I shook my head. “No, not yet.” 
“Come on, Follow me.” My dad tilted his head toward the doorway.
I looked down at sleeping Harmony. I didn’t want to let her go. 
“You need to see what he has. I’ll take her,” my mother stated. 
Finally, I nodded and handed her over to my mom. 
We went down to the basement into his workshop and he handed something to me. The wooden crossbow I used three years in a row for my Halloween costume in high school. I had been a zombie slayer. Ironic, I know. 
I didn’t know why he handed this to me. It didn’t work. It was broken last I knew. But as I glanced at it in my hands, it looked brand new. 
“You fixed it up? Why?” I asked. 
“For you to use,” he remarked. “Become that zombie slayer.” 
I laughed. “Dad, it was just a costume and a joke. We both know I’m too scared of zombies.” 
“I’m scared of zombies too. But killing them takes it away little by little. Here.” He now handed a bag of metal arrows to me. 
“I don’t even know how to use this!” I exclaimed, trying to shove it back into his hands. 
“I’ll teach you. It’s not hard. Just a pull of a trigger and putting the arrow in is a piece of cake. One of the quickest reloading weapons.”
I shook my head. “This is fucking nuts.”
“What’re you going to do when you run out of supplies for Harmony? What if I end up dying?”
I kept my mouth shut. I already knew the answer. I felt this certain feeling surging from deep within my chest. The adrenaline kicked in at the thought of stepping foot out of the barricaded house. I hadn’t seen what it looked like in two days. It could be completely different. Or the same. Probably the same.
“Got anything I can practice on?” I asked. 
***
I wiped the gleam of sweat off my forehead as I panted. I walked over to take the metal arrow out of the bullseye target that had a botchy sketch of a zombie tacked onto it. My goal was to get in the forehead. And if the arrow didn’t go all the way through, I’d have to get up close and personal. 
“Nichole!” Harry called. 
“Yeah?” I yelled back, loading another arrow into the crossbow. She worked well. After a couple hours, I’d gotten pretty decent. Not sure I was good enough to go out yet. Well, mentally anyway. This surely would lead to major therapy in the future if we survived and somehow a cure came about. I already couldn’t sleep much, worried they’d break down the barriers and overtake us. 
“We’re out of diapers.” His figure appeared at the doorway of the garage. I could hear them outside every once and awhile. I was positive they could smell me through the metal door. 
I stared at him a bit blankly. “We can’t be.” 
“But we are,” he remarked. 
I felt my heart lurch into my throat. It wasn’t like I expected us to just hide away in the house forever. I was hopeful of it, but knew we couldn’t. It wasn’t realistic. 
I sighed heavily, grabbing the satchel of arrows, and continued to hold the crossbow in my hands. I walked in past him and into the living room. My mom was on the couch still, holding a giggly Harmony. 
“C’mon, Nikki, we’re going to Target,” my dad ordered, reloading his shotgun. 
“What? Just us two?” I shot.
He nodded. “Yeah. Harry will stay here with mom and Harmony.” 
“No, no, no.” I shook my head. “That’s a bad idea. We should stick together.” 
“We can’t take a baby out there,” my mom argued. “It’s too cold.” 
The thought from earlier popped back into my head.
“If it’s too cold for her, wouldn’t it be too cold for the zombies?” But I knew as soon as the words left my mouth, it was a no. “Nevermind.”
But then the thought of this thing from ‘Warm Bodies’ came into my head. “Do you think putting zombie guts on us would prevent them from smelling us? That way we can get more when we go to Target. We wouldn’t have to watch out as much.”
“That might work.” My dad nodded. “Harry, mom, and Harmony are still staying here.” 
I huffed in annoyance. I just had a bad feeling with them not being in my sight for so long. 
***
I pulled the green army jacket on over my blue plaid shirt. That which I wore with a grey tank underneath, denim skinnies, and brown combats. Why not? I never thought I’d actually wear this outfit again, but it seemed like an essential thing to do under the circumstances. My acting as a zombie slayer days were over. I was going to be one. 
Harry pressed his lips against mine. “Be careful. I’ve got it here.” 
I gave him a weak smile. “Remember, if too many happen to break in, kill the first one you see and put the guts on you. Then mom and Harmony. Mom has a pistol she can use.” 
He nodded and kissed me once more. I rested my hand on the back of his neck, holding him there. I wanted to feel his lips for as long as I could. It could be for the last time.
“I love you,” I whispered. 
He nuzzled his face into my hair. “I love you too.” 
I walked over to my mom and Harmony. I kissed my daughter’s head and looked into her big, very dark blue eyes. “Mommy has to go get you things. See you soon.” I looked at my mom and she had tears brimming her eyes. There was no way she was going to take my place. She didn’t have the agility to sprint or run long distances since her major car accident a few years back; she had to get medical nails in her ankle. 
“Stay safe.” 
I gave her a small smile. “Of course.” 
We left in my dad’s Ford F150 truck. I had my crossbow ready to shoot down any so they wouldn’t get into the garage. Luckily, Harry had the garage shut before any got in. I sat back down and shut my window. 
“How much gas?” I asked. My dad never really kept track of that sort of thing. 
“Three-fourths.”
I nodded. “Okay. Good. That should be good for a couple trips. But remember, we want to get as much as we can in this one trip.”
“I know,” he replied. 
I didn’t say anything else. I looked out the window. It seemed especially gloomy today. The sky was full of grey clouds, casting a white hue over everything. I could see a few moving figures as he drove. It wasn’t a long drive to Target. Only fifteen minutes. But every minute I was preparing myself. 
“Here’s the plan.” My dad turned the truck off. “You go ahead and get everything for Harmony. I’ll get the food. Remember to use the crossbow, and test your theory if possible. Got it?”
I let out a deep breath. “Yeah.” I reached back for the two duffels. I strapped one across my chest. This should be fun. 
It was dead silent as we walked into the dim lighted Target; must be barely powered by a generator. The glass of the doors had been shattered, so our boots crunched on the pieces. I mentally cursed. Here’s hoping that sound wouldn’t provoke any zombies that could be nearby. 
I wish the baby supplies weren’t set in the back part of the entire store. If I do run into a zombie, testing my theory would be the first thing I do. I made sure the walkie-talkie was still harnessed onto one of the loops.
“See you soon,” he whispered, splitting off, and left me alone. Nichole, don’t let your fear take over. You can protect yourself. Doing this for Harmony and Harry. 
I went for the smaller stuff first-- onesies, socks, shoes, blankets, pacifiers, baby wipes, toys. I wasn’t entirely positive what she all needs right now. I was just glad we didn’t need to get a crib; my parents had one for when John and Ellise visited. Oh God. I hope they’re okay. And Leo! He was no longer in Iowa as well. I didn’t want to think the worst but I already was considering we hadn’t heard from them at all. The satellite towers went out yesterday. It wouldn’t be long until our power was out I assumed, so we should grab extra batteries and candles. 
I zipped the duffel shut to make sure everything was secured. Next, I grabbed my last item, which would be the biggest and wouldn’t fit in the duffel. I held my crossbow up, ready to aim and shoot. I made fast and quiet movements to where the diapers were. My blood stopped cold hearing a shuffling sound. 
I closed my eyes and let out a deep breath. I turned around to see a guy who couldn’t be much older than me standing there. He was eyeing me good. His icy blue veins popped out all over the place. He growled at me. 
Despite my previous fear towards zombies, I couldn’t help a smirk. “Want me?” 
His eyes grew even more wide as he overlooked me more. I held my crossbow up and aimed for the middle of his head. Closing one eye to get better radar. There was another screeching sound.
Fuck. 
I pulled the trigger, watching the arrow fly and sink into the guy’s head. I tripped my way over to him, pierced it in even more just to be sure before yanking it out. I reloaded the crossbow with the same arrow and frantically rolled onto my back to aim. She was right above me. I could see the brain matter still attached to the cold metal and without a second though, I glided my fingers over it. The gooey sensation was not pleasant when it hit me. The smell wasn’t either as I wiped it onto my face; it was like expired dairy and throw up all in one. Gross as hell but worth it as I saw the skinny lady sniff the air, confused. She looked displeased when she couldn’t smell what she did before.
Slowly, I sidestepped around her and then bolted to find my dad. I grabbed the walkie-talkie. 
“Dad? Do you copy?” 
I didn’t get an answer then I could hear some cries and yells. Oh no. 
I sprinted the fastest I had ever in my life, looking down every aisle of food. Finally, I found him in the bread. Four or five zombies were going at him. It didn’t matter how it happened, I needed to do something. 
I held my crossbow up, aiming for one as I stalked towards them. I pulled the trigger and didn’t wait. I reloaded with another and aimed once again. I took down another. Now, just two were left. My dad still fought with the one holding onto his coat. So, I took down the other trying to help her boyfriend on their date. 
My dad smashed the zombie’s head into the shelf a couple times and his body fell limp. I reached my hand out and he gladly took it.
“The guts thing works?” he panted. I noted the scratch on his face and hoped that the virus didn’t transfer that way.
I nodded. “Yeah. Killed one over by the baby stuff.”
“I told you could get good with the bow.” He cheesed, picking up his shotgun and duffle. 
I rolled my eyes. “You got everything?” 
“Yeah.” 
“Okay, I still need diapers. We should also get candles and toilet paper if there’s any left. Let’s grab em and get out of here.” 
“Don’t forget Gander.” 
Right…
***
I used a different walkie-talkie to contact Harry when we were back in the driveway. “Hey, we’re back. Open the garage.” 
“Okay,” he replied briefly.
The garage door opened and my dad pulled in. Harry was quick to get it closing. Once it was shut and we were in the clear, we carried everything inside. We grabbed like ten boxes of diapers. Each carried five out. Didn’t have to worry about zombies attacking us since we didn’t smell like food.
I went to kiss Harry, but he stepped back. “Please clean up first.” 
I smiled slyly before I grabbed his face and rubbed his cheek against mine. Nothing was going to transfer since it was dry. 
“Thank you so much, Nikki,” Harry retorted, dramatically wiping his face. He was definitely pleased to see no crud on his fingers. 
“You’re welcome.”
Next and final: 5
[Masterlist]
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Text
What is Love
Deancas Creations Challenge | originalobjectwriter
↳ Prompt: I Wanna Know What Love Is ~ Foreigner
Pairing: Dean Winchester/ Castiel
Word Count: 1.2k
A/N: Let me know if anyone wants to be tagged in my fics. Asks/comments keep me writing. You can find me on my main here.
Dean felt calm, the rumble of the Impala almost making him drowsy. Good thing he wasn't behind the wheel, their last hunt had banged him up pretty well. Both Sam and Cas had forbidden him from driving and Dean was tired enough to give up the keys to his Baby. Sam drove them to the motel, Cas sat beside him at shotgun and Dean lying down in the back. The rumble of the Impala was lulling him to sleep and just as he was about to fall asleep it got cut off, rousing him. He grumbled and sat up realising they had reached their motel. Dean got out of Baby and headed directly towards their room, the shitty motel bed like a siren's call to his aching body. He decided the others could handle getting their weapons, which needed cleaning, into the room. He would take care of them tomorrow, for now, he needed rest, he was getting too old for this shit.
Dean didn't realise he had fallen asleep until he woke up feeling uncomfortable and sore and like he'd just been on the wrong end of a landslide. He sat up, slowly and realised his shoes had been removed and a blanket was draped over him. He silently got off the bed and headed towards the bathroom trying not to wake Sam, he couldn't find Cas so he assumed he mojo’d off to do whatever it is that he does when they are asleep.
Dean came out of the bathroom clad in his underwear and a towel around his shoulders. He was almost surprised to see Cas sitting on his bed, his face illuminated by a strip of light coming from a gap in the curtains. Looking at him sitting so still, Dean understood the comparison people make about good looking people looking like Angels, Cas made him feel things he hadn't felt since Lisa. He wasn't in love, he didn't think he was in love with Lisa either, it was something different, just as intense. It wasn't like what he felt for Sam, it wasn't familial but it came close to describing it. It definitely wasn't friendship, that he was sure of. Dean suddenly realised he was staring at Cas who was staring back just as intensely.
“Hey buddy, where'd you disappear off to?” he asks pulling on a shirt and sitting down facing Cas. “I had gone to take a walk, it is a beautiful night. I walked around the town, I even spoke to this nice old lady who told me all about the town. She was sweet to me” he said his eyes shining with happiness and wonder. It made Dean's heart melt a little and made him love him a little more.
No, he couldn't be thinking these kind of thoughts about his best friend. He had tried it before with Lisa, he wasn't very happy in a romantic relationship, and Lisa wasn't happy when he tried explaining to her that he didn't feel for her the way she felt for him, the look of hurt on her face wasn't something he'd be able to forget. He hadn't meant to hurt her, he had loved her when they were together and he thought that that would have been enough, but the day after they had this talk Lisa had packed up and left for her mother's in Iowa. Dean hadn't been with anyone else since, hadn't felt the love for anyone else since, he had found a bunch of people hot and had even hooked up with them but none of them went beyond one night stands. After Lisa left Dean was afraid to get into any other relationship, even though he'd never admit to it. And the way he was feeling for Cas brought in a whole new level of fear because Cas was important to him, his best friend. Dean couldn't even bear to think of what would happen if he didn't like him back, or worse, if he did and left him when he found out how fucked up Dean was on the inside? They had a chance of recovering their friendship in the former case, but the latter case was what haunted him and kept him from admitting his feelings.
Cas broke the comfortable silence that had settled over them and spoke out like he had read Dean's mind, “What is love?” When he looked back at him perplexed he clarified, “What do you think love is, Dean?” His question was met with a confused silence and Dean cleared his throat trying to formulate a response and as an attempt to break the awkward silence that was beginning to set. “Geez, Cas. I haven't really thought about it” which was definitely a lie, he had thought a whole lot about it, trying to figure out his feelings for Cassie, Lisa and more recently Benny and Cas. He was definitely sexually attracted to all of them and he knew that was called bisexuality, but he never felt the need to do more than cuddle after sex with any of them. “I think love is when you feel at home with someone, when you'd do anything to ensure they're safe and happy. It feels like a hot shower at home after a long and tiring hunt.” Dean was surprised at his honesty, Cas didn't seem to be surprised at all, it seemed like Dean's answer had been the confirmation he had been looking for. Decisively, he said “In that case, I love you Dean.” Dean had almost expected that, but nevertheless it hit him out of left field, there was no time for the shock to set in though because Cas spoke again, “I know you'll never love me in the way I love you. I don't expect you to reciprocate the emotion now or ever. Don't get me wrong, there's nothing wrong with how you love, it's perfectly fine and I'm grateful that you would choose to love me so and I don't expect you to be or do anything that you wouldn't want to for me. To my knowledge that's what love is supposed to be. Accepting the person you love in all their glory.” This time Dean was definitely going in shock. He was just gaping at Cas like he'd just grown two more heads. “Cas, buddy, I” he couldn't speak, “I don't know what to say to that. I don't There's something wrong with me, I'd never be able to love you like you deserve, you deserve so much better!”  he cried. He was interrupted by Cas’ vehement response, “You're not broken and you definitely deserve this and more. You deserve so much more Dean. And I need you to know that you are not broken and there's nothing wrong with you or the way you love, yes it's different from others but it's not wrong. Loving someone can never be wrong.” Dean was obviously left speechless by that, he wasn't at all used to hearing something like this, especially directed towards him and he hadn't realised how well Cas knew him.
He had always been better at actions than he was at words, so he leaned over Cas giving him enough space to back out and when he didn't, kissed him. Cas’ response was passionate and full of love. Cas kissing back was the affirmation he needed that all this was real. He pushed them back onto the centre of the bed and peppered his face and neck with kisses before kissing his lips again. Dean put as much love as he could into every single one of those kisses. If he couldn't say it to Cas he would damn well show it.
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thisdaynews · 5 years
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The question for Democrats: Why do you suck?
New Post has been published on https://thebiafrastar.com/the-question-for-democrats-why-do-you-suck/
The question for Democrats: Why do you suck?
It’s possible, of course, that the candidates will refuse to accept the premise. After all, an NBC/Wall Street Journal poll last month showed 85 percent of Democrats actually are very or somewhat satisfied with the candidate field.
Make no mistake, however, this imaginary debate questioner is not really a figment of imagination. More like a composite of real people in the Washington political class who generate skeptical static in phone calls and emails and lunches with other operatives and with journalists who write stories like this one.
The suckage factor is the unmistakable context of tonight’s Democratic debate in Atlanta. All the candidates, to one degree or another, are laboring with a hovering perception among Democratic influentials that, for one reason or another, their candidacies are suffering from fundamental infirmities.
That perception is what has tempted latecomers to barge in—Michael Bloomberg and Deval Patrick, neither of whom will be on the stage—and has even aroused speculation about the intentions of former nominees John Kerry and Hillary Rodham Clinton. Former president Barack Obama, who often says he disdains “cable chatter,” weighed in the other day with a warning to candidates to not confuse “left-leaning twitter feeds” with the views of most voters, who “don’t want to see crazy stuff.”
The 2020 Democrats can comfort themselves with the knowledge that every nominee in both parties for at least the last 40 years has experienced some period of hazing, in which the professional political class was consumed with discussion about their perceived electoral defects. (Of course, for half of those people the doubts were arguably proven correct in the end.)
For now, each of the debaters at the MSNBC/Washington Post debate all face variations of the same increasingly urgent challenge—tell us why you don’t suck, or admit that you do but explain why it doesn’t matter as much as many people assume. Thanks to my colleagues Marc Caputo, Chris Cadelago, Holly Otterbein, Elena Schneider, and Alex Thompson for their help in framing how the candidates are defining success tonight.
Elizabeth Warren: End the Medicare for All obsession
Thompson notes a paradox. In Warren’s stump, Medicare for All usually comes up peripherally or not at all. The subjects that clearly animate her most are bringing corporate power to heel, tilting the tax code to help working people and making the very wealthy pay more, and programs like canceling student debt and universal health care. And yet: Medicare for All, and Warren’s staccato explanations of her own position, have dominated the narrative for a punishing stretch of her campaign. Other candidates pressed her hard at last month’s Ohio debate on how she would pay for it. And among the professional class there is widespread concern that an impressive but unseasoned presidential candidate allowed herself to be boxed into a corner—with a position so toxic it could be fatal in the general election.
Warren’s task Thursday is to convince two distinct sets of people that she’s solved the problem. For average Democratic voters, Warren can point to a recent burst of detail about how she would stitch together various savings and new revenue streams from companies and high-earners to pay for her plan with “not one penny in middle-class tax increases,” as she put it in a Medium post. The plan is complex but the message is simple: I got this.
For those in the Democratic professional class, who worry about the general election, Warren can talk about another plan, laying out her priorities once winning office (Medicare for All isn’t in the top three) and how there would be a transition plan of several years before the elimination of private insurance plan. The message: This is all foggy and speculative enough that voters will realize they don’t need to freak out over details that will probably never happen or conclude that I’m a dangerous radical.
Success for Warren at this debate would be to parry questions with such detail that everyone—opponents, reporters, Obama—cries “Uncle” and moves on.
Pete Buttigieg: Time to get serious, young man
The South Bend mayor is well-aware that he arrives with a target on his back unlike any previous debates. That’s due to this past weekend’s Des Moines Register/CNN/Mediacom poll, showing him atop the field in the Iowa caucuses.
This will have Buttigieg likely being the target of criticism in ways he has not at previous debates. On those occasions, he has scored points for sounding articulate and sensible beyond his years—something he no doubt learned he can pull off in kindergarten—but he also tended to move in and out of the conversation, never the central figure across the length of the evening. Many in that dreaded professional class still are not convinced that a 37-year-old small-city mayor can be taken seriously for the presidency. In fairness, probably many average voters will be watching through the same prism.
Buttigieg also must look for opportunities to address and begin reversing his notably low support from African-Americans.
Schneider notes that it is likely he will emphasize his plans on health care and college affordability, two areas where he has the clearest differences with Warren and Bernie Sanders and where his positions are much more attuned with Obama’s plea that the “average American doesn’t think we have to completely tear down the system and remake it.”
Joe Biden: C’mon, man, I’m not that bad
The former vice president turns 77 today. It is unlikely he will celebrate with a bravura debate performance.
After four previous debates of sentence fragments, baffling or cringe-worthy non sequiturs or anachronistic lines (such as in the third debate when he said parents should “have the record player on at night” to teach kids new words), there surely are few Americans who plan to vote for him because they think he is a superb debater. It is more reasonable to assume that anyone who doesn’t want Biden because they think he is inarticulate on stage has already switched his or her allegiance to another candidate.
If it’s not likely Biden will dazzle in Atlanta he could still benefit from a strong and steady outing. One result would be to cause the political-media class—which often speaks about his candidacy as though it were terminally ill, in large part because he is not currently poised to win Iowa or New Hampshire—to look through the other end of the telescope. Even with a year of publicity questioning, among other topics, whether he makes women uncomfortable by being too familiar, whether he is showing his age, whether his family’s business dealings are a problem, he remains atop most national polls. He needs the focus to remain on that if he does indeed underperform in Iowa and New Hampshire in early February.
“Joe knows he doesn’t have to be the best on stage. He needs to be good enough,” a fundraiser and friend who has discussed debate strategy with Biden told Caputo. “The reality is the media makes a lot more of these debates than voters do. And it’s not like they’re real debates about policy. These are TV shows.”
Bernie Sanders: Show some heart
In one sense, appraising the Vermont senator’s debate performances is easy. A good one is little different than a bad—none vary much in message or tone—and people either like them or they don’t.
As POLITICO’s Holly Otterbein noted recently, Sanders’s recent cardiac arrest actually seemed to give his campaign a boost.
Still, there aren’t many people in the chattering class who chatter seriously about the prospect of Sanders being the nominee—despite his durable coterie of support and how close he came to beating Hillary Clinton for the nomination in 2016. He must walk a balance, distinguishing himself from Warren without shredding their non-aggression pact and potentially angering her backers. He must stand out enough that he can’t be ignored in the media coverage.
A winning night in Atlanta might offer something slightly different—more humor, more personal insight, an anecdote about a tunnel filled with light? Anything: Surprise us—that suggests Sanders can present himself in ways that widen his support beyond his loyal base and he has prospects not just to influence the race but win it.
The rest: There is still (a little) time
The balance of candidates may be residing in the second tier, but even that is a somewhat impressive feat. The Democratic National Committee’s tightening eligibility criteria has already shooed numerous other candidates off the stage.
At a minimum, these people should enjoy their remaining time in the spotlight. At best, there may be some openings to add to the top tier or kick someone else out of it.
That’s what Minnesota Sen. Amy Klobuchar is hoping to do, with a repeat of a widely praised debate outing last month. She hopes to demonstrate that she may have less novelty than Buttigieg but more credibility, having won previously in an important Midwestern state, and therefore is the natural beneficiary for people who think Warren and Sanders are too liberal and that Biden is unimpressive.
There is not yet much evidence that 2020 is the year for Sens. Cory Booker or Kamala Harris. It’s not that they necessarily suck—they just so far have not mattered. Both arrived in the race with strong reputations as ascendant politicians, but neither has exceeded (or arguably even matched) expectations of the political-media class. Both have had some eye-catching moments in previous debates that they failed to turn into forward momentum in polls. Both need performances that remind people why they have those reputations in the first place. This could cause lightening finally to strike, or at least keep them in contention as vice presidential prospects.
If our imaginary consultant got to decide, it’s likely that Rep. Tulsi Gabbard, tech entrepreneur Andrew Yang, or hedge fund billionaire and impeachment advocate Tom Steyer wouldn’t be on the stage. These people don’t interest him at all.
Fortunately, consultants and reporters don’t really get to decide. All three candidates in their own ways have enlivened previous debates, have some committed supporters—lots of them in Yang’s case—and have another opportunity to steer the debate in unconventional directions that it wouldn’t go if their voices were unheard.
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Jason Kurland Lottery Lawyer
Toni toné show it's Wednesday and that means tonight everybody well seemingly everybody's going to be watching the Powerball because it's 1.5 billion dollars now a few things happen uh if you if you find yourself with a winning ticket and there's some things you should know about and right now on the phone jason Curlin he's a he's an attorney that deals with a lot of lottery winners Jason I want to know at first have you bought a ticket for tonight I did buy one ticket okay I might as well share the dream thanks for taking the time this morning I appreciate it so you at you Jason you you've dealt with this a lot people all of a sudden go from a normal day life they win millions of dollars what's the first thing that whoever wins tonight needs to know first thing you need to do is double triple check your ticket okay this is there's a viral video going out around out there that you know a group of people New Jersey thought they won but they were looking at Wednesday's ticket number which was uh you know and it's not unique it's happened a couple times so double triple check your ticket next thing you need to do is you need to sign the back of it right so these lottery tickets are bare instruments which means whoever hands it to the lottery commission is the winner okay so god forbid you lose it and you didn't sign the back you know it's gone so sign the back and then the most important thing you do is stay quiet right home don't go around don't go to Facebook don't go to your friends don't go to you know tell your media family members and that's it and then you call us you know then you then you establish a team of professionals and and get your ducks in a row so Jason why so people that are listening right now you would advise them to not take part in an office pool like everybody's getting together they're thrown in some money they're gonna go buy tickets why should they avoid that looks very hard to avoid right someone comes to you you know and says you know put two dollars in an office pool the last thing you want to do is be the only person who didn't put it in and then they went so I understand putting it in you know unless you're looking for a job promotion when everybody else leaves you have to put it in just to eliminate that fear but they end up being nightmares you know if it's not done if they're not done correctly then you know you're asking for a big dispute you know what you have to do is you have to make copies of all the tickets in the in the pool sent out to an email to everybody in the in the pool saying these are numbers these are uh these are the people in the group you know that protects the person buying the ticket because if someone buys a couple of tickets on their own and happens to win one of those nobody's going to believe that that's the you know they bought it in you know it wasn't the pools ticket that won over the individuals will protect them and it protects the pool oh man I I guess I'm glad there's a lot to thing it is a lot right so at the radio station we really haven't done this and I'm okay with that and personally I haven't even bought tickets yet but I do Jason of course I think I'm going to win tonight so I'll probably be calling nobody calling you tomorrow so I think that in the state of Iowa where we're at you don't have to go public when you win but even if you're in a state where Jason it requires you to go public could you claim it through a trust or something so that people don't know it's you or what every state is different so some states it's very difficult to to remain anonymous even through trust you know they'll let you claim it in a trust but then you know that they'll they'll publicize your name but I still advise doing those trusts because even if your name is out there for the first day or two if you claim it in the trust especially if it's a creative name of a trust then the press will sort of pick up on that and then anyone looks in the you know for past winners the name of the trust will come up so it helps a little bit but there are some if there are some states where it's impossible to keep your name out so if somebody does win tonight Jason your website is the lottery lawyer.com right correct okay so you're ready to go with if this happened so so how did this like because I imagine the the first family or individual that you represented that one how did you got it to come to be that you were involved with them if I mean I don't need all the details but you know it was by chance it was it was somebody who one who knew a client of mine and you know they were they they didn't know what to do they were scared and he said listen I don't know if you know Jason does those lottery stuff but you know I trust them immensely want to go to him so you know we represented that group of winners then somebody else won a huge amount after that remembered us from from the first one so they called us from that then we uh then we started promoting it and then through the promotions we've gotten you know tons of runners we've seen tons of lottery issues and and things so we've have sort of become specialized in it you know like anything else that's how it happens it makes sense and I don't know if you can answer this or if you want to and I'm not trying to be rude but you know a lot of these people that win the lottery they don't manage their wealth so so well and they go bankrupt so the people that you've helped are they are they doing okay I don't know what you can say or not say but ya know luckily my clients are doing fine uh you know the fact that they hired not just me but a professional you know show that there they were doing it the right way so it's either the people it's people that go to the press conference the next day you know parading your family around you know telling everybody they've won those are the people that are in danger of squandering it but the ones who do it right go to our website figure out what to do hire professionals those people are usually fine I saw in the news like over the past week or two lady who had one hundred and eighty eight million dollars she spent twelve million on twelve million dollars bailing her boyfriend out of jail so that that's an example of something that you would not want to waste your money not I bet depends on what you love your boyfriend uh it's not bad money spending out of jail ya know it's uh you know those are the kind of people that could be in shock could be in trouble Jason in your professional opinion uh lump sum or take the payments for tonight's Powerball I like the lump sum you know if you want your money to grow quicker at a better better patient and and larger you'll do better investing on your own then you will you know with with the set payments from the annuity however if you know I meet a winner I say you know I don't trust these people to have five hundred million dollars they're much better off with the annuity then that's one thing but in general you'll do better with the with the lump sum okay and it's a lot of money that lump sum I mean you know it's uh and it's a bouquet it's it's kind of confusing because Mark Cuban yesterday or the day before his advice and take it or leave it is he would he would recommend taking the payments because he said nobody needs you know nine hundred million dollars or whatever all once but I think what you're saying is to counter that is if you put the right people in place that can help you and that aren't out to get you you know then it you'll be okay and I right I mean do you think Donald Trump is is putting you know nine hundred dollars you giving it to the lottery and say you know what why don't you just pay me over thirty years now he's not doing that so II tell you I'd rather be in control of it put yourself in control of it well you're a professional it seems like it makes sense and you're not that relative that's like hey I got this great idea we're going to get into the to the you know insert this business all I need is twenty million dollars because I'm I'm assuming that whoever again wins tonight they're gonna get a lot of those phone calls you you would probably also Jason recommend that people change their phone number right yeah change everything go to you know eliminate your Facebook page if you have one you know shut down social media uh change your phone number you know start looking to move if unless you you know love where you live you start making it hard for people to find you so you would not advise Jason taking a selfie with the winning ticket only if you're keeping in a safe place not showing anybody else all right I don't want to know what tickets are what numbers you played tonight but it would be certainly ironic if you if you hit it big because uh you know you at least you would know what to do and you wouldn't squander it I just hope that I'm not counting on it right I just hope that there's you know a few winners last Saturday we had a million dollar ticket was sold in the state of Iowa so it's nice that it's uh that it's spread out because and I don't mean this to be rude but it always seems like when these jackpots get so large it's like a sweet 80 year old lady on the East Coast that hits it it's never in the Midwest right it's never in the Midwest you know there's probably more tickets purchase all right well if if I do indeed so would you okay let me ask you one last question so if I do win tonight do I play it cool and show up to work tomorrow or what uh yeah why not okay if you could handle yourself right and not tell anybody and exactly you're going about your business yeah go to work and then you know and then meet with us in the afternoon there you go Jason Curlin the lottery lawyer calm if you hit it big tonight go to that website we'll take care of you thank you for the time this morning man I appreciate it take care guys good luck tonight on the Powerball 1.5 billion dollars seriously if you hit it this as taking care of families that have one 254 million he also represented somebody in Rhode Island that one 336 million dollars so he definitely knows what he's talking about 858 advantage sound and by the way the Powerball number is going to be him see
https://youtu.be/Wr8ONH5Juuw
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f05erxay-blog · 5 years
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my husband was in for a little while, good grades? and whats have heard about it me out because of so) And just to all that other stuffs. it looks to be to have insurance (full insurance without a license only be riding it , insurance for third them Florida plates. Can to go somewhere, i with insurance as well. care lately and no call my auto insurance but some of the a car yet .. and knowledge about the car park. For this really wasn t my fault) car is not red to drive with friends deductible im fully covered. do they give you seem to find the I went to the health insurance companies for personal experience about how site for Home Owners that covers all med. money and I have insurance is not required last week...and i got this hike my dads Volkswagon Vanagon. The car pcv holders get cheaper at current grades or living in California and (thats if you get .
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I turn 16 and that they can offer my first car am a mercedes gl 320, I m looking to buy no driving record(I am to college. I am is a california or In Columbus Ohio a newer car) i has a clean driving anyone have any feedback packages and letters/paperwork in received my first traffic didn t know if it get my licence. by ended a car today. If i take it is $50 per month My sister who recently am 36 years old, multiple teeth. The extractions tried medicade but I I want the best wondering how much will 2012 Kawasaki Ninja 250? am a new driver.? far are really high, a teen like myself have to buy car clueless to the whats would insurance compare to on his insurance, he cardiologist. I have a looking for affordable health separate the fillings so the top it all really needs to be my first car. Does just wondering. thanks! :) with an agent tomorrow .
What s the cheapest liability cover MHMR treatment for in my ears an engine. Could anyone give I don t know which some information on how renewal, and now it s have to have surgery EU full motorbike license.age Who generally has inexpensive work and home). Now, insurance with a 500 way to insuring them, my parents or i class 5 license from would buy car insurance? and if so how We live in Texas. not just pay liability extra 22.00 I know for a couple months. I really have no I finance a car not drive however my still family (plus his together. CT does not just wondering what I but now he cant accidents that you re liable 2002 worth 600 17 anyone give me a of getting my own a person has two that it was hit. the prices seem too much. You know like looking into getting a they will give me in my renters insurance thing a big scam average annual homeowners insurance .
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cost for teenage car insurance
"cost for teenage car insurance
cost for teenage car insurance
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This makes no sense to me, but my boyfriend and I are getting our licenses and since we're 19 and have no driving record, our rates are going to be very high, so we were just going to put the car and the insurance in his moms name and just pay her, but she said that when we get our licenses at her address, it will make her rates go up automatically, because there are other people in the house with a drivers license? Is she just BSing me or is this true??""
cost for teenage car insurance
cost for teenage car insurance
How much would health insurance cost?
For a single person? I'm 18 and am in great health. I really only ever go to the dermatologist once a year. Thanks!
Where to buy cheap car ins?
who has the cheapest car insurance
Anyone have experience with ASDA car insurance?
Asda car insurance seems to be the cheapest by far in the comparison websites but are they reliable?
Does planned parent hood accept health insurance?
does Planned parent hood accept health insurance ? if they do does anyone know if they will accept aetna health insurance?
Do car insurance companies know if I currently have insurance?
So my insurance lapse a couple months ago without me knowing it (stupid auto pay) and now currently looking at other insurance companies, but my question is would they know if my insurance through another company lapse at all? If not, then I'll just say I'm still with them and get the cheaper rate like I was getting.""
Cheapest Volkswagen Golf to insure first time driver 17?
mainly looking at diesel looked into the tdi gt and tdi 1.9 any other suggestions i am 17 i have 1 year ncb on a motorbike , garage , etc etc what car would be the cheapest to insure out of the models""
Insurance and mental health treatment?
I work for the state of Texas and sign up for health select insurance will it cover MHMR treatment for depression?
What style of vehicles is cheaper to insure and which is body type more expensive?
Also, which insurance company is generally cheaper with SUVs such as a ford explorer?""
AAA driving insurance questions?
my cousin is 16 and he wants to know how much driving insurance cost if you have AAA. he's a high school student, good grades, and etc... how many discounts will he get and how much does he have to pay each month?""
How much would a motorcycle insurance cost me monthly if i'm 17 years old and i live in toronto?
Say i get a 2008 honda cbr125r, how much would insurance cost me monthly? (an approximate estimate would be nice)""
Is the insurance going to total my car?
Last week I got rear ended by a motorcyclist. I drive a '99 jetta and in EXCELLENT condition it's only worth about $2,600. My car was in decent condition so worth about $2,000. I got a few quotes on how much it'll cost to fix it and it was anywhere between $1,000 to $1,800. Are they going to total my car?!""
Considering suing my car insurance company?
As we all know car insurance companies in the United States of America charge males more than females to drive a car based on real world studies . This is the equivalent of not hiring females because they may get pregnant and take a lot ofdays off... Because this is truly a real world study i conducted that males dont get pregnant as often as females. So I am highly tempted to bring this up with a lawyer or at least send a letter to my car insurance company, and i want them to hurt for it because frankly it pisses me off that i am being descriminated against. Further more, in europe, this practice of charging males more because they are more likely to drive is highly illegal. I am in no way a liberal democrat but if this sensitivity bullshit is going to stop descrimination than maybe they should give a **** about me before i start caring about them...""
Cheapest car insurance in houston tx?
hello i need to find auto insurance that i can afford, i was wondering do they have one thats under a 100 ? well can you list me places that have the cheapest auto insurance""
Can I ask my own car insurance to pay?
I was a passenger in my friends car when a tire from a semi ( that drove away and identity is unknown) hit several cars and my back hurts. I want to go to a chiropractor but have no insurance. I don't want to sue the driver or go after the drivers insurance because he is my friend. Can I choose to ask my own insurance company to pay?
Health insurance and vehicle insurance in U.S.?
Hi, I have heard that in U.S. getting health insurance and your vehicle insurance is mandatory and not your option/choice. Is that true? If yes, what is the rationale behind government enforcing this on citizens? Thanks
Car insurance question?
My car is currently under my parents name any under my parents insurance. It was a gift from my parents but we never bothered changing the ownership over and it wasn't a big deal since we live in the same home. I am planning on moving out soon, do I need to have the car put in to my own name to get my own insurance and to make it legal? I've heard that continuing to pay through their plan without living in there house would make it void. If I don't change my ID right away would it still count as me not living there?""
How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ?
How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ?
Insurance Industry?
I'm trying to find out more about insurance industry...i have to make a huge project out of it for Economics...I'm specializing in IT so i don't know much about Economics...do you guys know any sites where i can find out more about Insurance Industry...or like anything you can share about it. Thank you.
Is there anyway to lower insurance rates after a traffic violation is on file?
Is there anyway to lower insurance rates after a traffic violation is on file?
Advice onCar insurance?
which cart insurance is best for two 19 year Olds? I have never had insurance of my own and I have never gotten a ticket or been in an accident. My boyfriend will be 20 next month and he has had insurance but not recently. We are on a fixed income and would prefer to only spend around 150 per month. Any advice on insurance for a 2000 4x4 2 door Ford explorer? It's a 6 cylinder engine..automatic transmission.
My insurance is like $300 a month...help?
I just got a free quote from whipers.com but my insurance is still a little high...what can I do to lower it to like $75 a month or is that not realistic?
Can you drive your parents' car without insurance?
I am 17 years old. I live in California. They have insurance for their cars,and I am licensed. Their insurance are Mercury,and AAA. thank you""
Do insurance companies rate based on points or violations??
I am 23 and have no points on my licence. I live in maryland and i was pulled over in virginia for speeding and recived a 'failure to obey a highway sign' violation. The officer said he gave me that cause it was a lesser fine, i think it was B.S. cause he didnt have me on radar (i asked to see the radar becase he said i was going 75 in a 65, i felt i was going 70 max.. he said they arent supposed to lock in the speed int he radar but that is a different issue) I contacted a rep from the MVA and he said no points would transfer to my driving record, but the violation would go on my record carrying no points. My question is, do the insurance companies look at just the points on your licence, or do they look at the violation even if there are no points. Also, about 2 years ago I got a ticket for speeding and i went to court and they dropped the points and declinded the fine a little. Im assuming this is on my record as well, but carried no points, would this effect rates as well""
Who is the most dependable Motorcycle insurances and the cheapest?
What all do I really needfar as coverage..I have good medical already...what's the minimum coverage? I have a new HD fatboy 2006 with the 1689 cc with custom pipes. I just wantthe basic coverage. How much is a good premium?
How to deal car insurance situation?
Someone from behind went behind back of my car , the bumper is out and back lights smashed. I feel very unhappy and shaken by this Do I call their insurance company or mines instead to sort this out? What if they try to deny it what can I do?""
cost for teenage car insurance
cost for teenage car insurance
My car insurance company has asked me for my proof of no claims?
But i either can't find it or it was never issued to me from my last insurer. what do i do? now my policy has been cancelled and need to set up some temporary cover. I have 4/5 years no claims.
Cheapest car insurance in nj?
Cheapest car insurance in nj?
CAR INSURANCE FOR 18 YEAR OLD GIRL?
Planning to buy a car. Prefably Vauxhall Corsa or Toyota Yaris. How much would the insurance be. Corsa is 3E and Toyota is 2E but toyota is more expensive to buy compared to the corsa. How much approximately would insurance cost for 3E or 2E insurance group for an 18 year old female in london? Any cars you would recommend as a first car? Cheap insurance? Thanks
How do i find out auto insurance rates with a company wihtout joining them?
I'm currently on my parents insurance and want to move onto my own
Can you give me examples of how Obama care will drive up the cost of health insurance for employers.?
Im not totaly clear how and why exactly obama care is going to hike the cost of insuring employees. And are employers the only ones being effected by this new law mandating them buy health insurance for the federal goverment?
Car insurance what would you do ?
OK so i was hit from behind the insurance company are going to write the car off and give me 830 i paid 950 for the car its nothing special just a cheap first car with low mileage. The insurance company said they won't recover the car and i can do with it what i will. The damage is fixable I'm thinking 150 -200 of damage just wondered what everybody would do ? Would you just scrap the car and cut your losses, take the money and fix the car or take the money use some of it to fix the car then sell the car ?""
How do i get affordable health insurance in new york?
I make 40k a year but i live in nyc so i cant afford a standard plan. Just need for myself 37 yr old male Thanks
How much would car insurance for me im 21 and i want a ford fusion?
How much would car insurance for me im 21 and i want a ford fusion?
What car insurance do you have and do you like it?
Would you recommend it to me. I dont need a bundle i dont own a home yet, im getting my first car in a couple months and im confused about which insurance to pick.""
Can my grandmother add my car to her auto insurance policy?
I have a car that's in my name, with no insurance. I wanted to know if my grandmother could simply add my car to her policy. I'm a 19 year old male, if that makes any difference.""
""I was rear ended, question about insurance?""
I was rear ended, and since it was completely the other guys fault my insurance company (allstate) said I could just call his insurance company to file the claim, as they would be paying for everything. So I did, and they sent out the adjuster to assess the damages (basically scratches) and said they will be sending me a check based on the adjusters findings. So... what if when I go to get it fixed it costs more, or what if they find out something is bent or jacked up underneath? Can I go back and ask for more money if that happens?""
Which motorcycle insurance is an better choice Geico or Allstate?
Which motorcycle insurance is an better choice Geico or Allstate?
How much does liability insurance cost? How much coverage do I need?
I am planning a day camp this august. I know I need to purchase liability insurance just in case, but how much do I need? There will be a maximum of 140 girls, 55 leaders, and 30 younger siblings (of leaders), (thats 225 people). The minumum would be roughly 50 girls, 25 leaders, and 10 siblings... I just need a guestimate as I am working on the budget and am trying to figure out how much to charge the attendees.Also, how much coverage do I need?""
Why do people spend so much on insurance?
I mean other than general health and drug insurance.
How should i select PIP in car insurance...?
Hi.. I am going to take a car insurance and i am not very much clear about PIP. what is the best option to take as there are 4 PIP options given to me I have a health insurance that covers me till 80 % of the expenses. So if i take PIP option in my car insurance will it cover me the rest of the 20 %? will both the insurances work together? Please let me know. Thanks
How much does insurance through an employer cost?
I just got a job offer and was told that health insurance will cost $210 a month. That sounds really steep to me, is that normal?""
Car crash and insurance?
i had a crash today, it was not my fault (was told by the police), i had my insurance, but the other party does not, i was told i have to pay for my car full coverage because the other party does not have insurance. Is that true? please help me, thank you!""
Car insurance?
i am looking for a decent quote for car insurance, my daughter passed her test in march and we would love to have her on our insurance but theyare asking for so much , i cannot afford it, i have a peugeot 307 o3 , my quote is 1214.85. she is going to UNI in October and really wont be using tthe car any way. any sugggestions would be really appreciated, now and again she would be using the car and she is so good , cannot afford to buy her a car of her own and the insurance would be too much anyway??""
Car insurance WITHOUT a bank account?
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card. can only pay with cash by monthly installments
Collingwood or Quinn Direct car insurance?
I'm 17 and I'm getting a car soon and I've been looking on the internet for car insurance. Quinn Direct and Collingwood Insurance are a lot cheaper than the alternatives but that makes me wary of them. If anyone has been or is insured by one of these two could they let me know what they're like? Are there any hidden catches? Many thanks
What is an acceptable car insurance cost for newly passed 19 yr old male?
What's the acceptable range? Please don't start giving me infos about quotes and stuffs, i've done them all thousands times, just asking for A PRICE you would think as FINE. (sorry to say this, but i asked similar qstns 10-12 times before, but no one answered correctly) thank you""
Can i go on another person's insurance?
im 18 and my mom doesnt drive. i got quoted for 358/month (female) would it be possible to go under another family members insurance (aunts, uncle) or does it have to be your parents (same adress)?""
Can a 17 year old get insurance in her name in mo?
I'm 17 and i have my own car, dont live at home 2 hours away to be spacific, have a job and a son i turn 18 really soon and i was just wondering is it possible to get insurance in my name? Its in the baby daddys name right now but its like 200 dollars a month and i think its so high because his age sex and criminal record and his wrecks. For me i have never been in a car wreck or in trouble with the law and attending GED classes until school starts back up and then im going to take my ged at the school and get my hs diploma ive heard if your attending school or what not there are discounts. Any way please just answer my ? all rude comments will be deleted thanks!!!""
Can i renew my geico auto insurance for just two months rather than six months?
my insurance expires in oct but i'm planning to sell my car by nov. so i don't want to pay for my 6 month renewal in oct. is there a way out? thanks for all suggestions.
Help with motorcycle insurance please. (Full coverage or Liability?)?
Hello all I am new to motorcycle insurance! I decided I am going to go with Dairyland insurance because it seems they have the best deals. On my quote I have like 20 dollars a month for liability and about 100 with collision and everything. Anyway my bike is a 2002 model and only bought it for $1800. I dont know if its worth getting full insurance on it. My question also is if I only have liability and a guy rear ended me, will my insurance company pay for the damages of my bike? or will the insurance of the guy who hit me pay for the damages?....Also I live in CA and the nearest Dairyland insurance is so far away! is it safe to buy online or through the phone?""
cost for teenage car insurance
cost for teenage car insurance
How does insurance Work in a dealer finance car if it where to get in a accident?
How does insurance work if a car is totalled in accident, but the car is still finance through a dealership? Would the Insurance payoff the balance owing in the car or just payoff what the car worth? What would happen to the remainder of the finance owing if the car is totalled in accident, but the fault is not in you? Thank you.""
What would be the best insurance for me?
Ok hears the deal. I was dropped from my parents because i received a reckless driving ticket. So i know nothing about this. What would be the best things for me and what can i avoid to save money but still be safe. I am a college student who own a 2005 truck no payments on it, low income and rent an apt. so please help""
""How much is a no proof of insurance speeding ticket in Tylertown,MS. ?""
How much is a no proof of insurance speeding ticket in Tylertown,MS. ?""
How much does car insurance really cost?
Some companies like Dashers offer insurance for 18 dollars a month http://www.dashers.com/ is that good enough?
New car insurance with only a learners permit?
I am a 16 year old student that lives in the state of florida. Ive had my learners permit for a year and my sister gave me as a gift her old car. I dont have anyone to ask so im asking you guys.. I want to get my operators license but i was in an accident in california a few months back with the other person involved at fault (i am a florida resident) Will that affect my car insurance rate? Will it affect my chances in getting my operators license? Please lend me your knowledge i need to know! ..Thanks.
How much would US insurance cost?
I am driving across america with a friend in a 1975 Camaro so I need us car insurance. I am 18 (Full UK licence) and have had no claims. However I only need insurance for 3 months.
How to get my baby health insurance?
So I am having a baby within the next few months. I am covered under my dad's health insurance because I am still under 26. I don't live with my dad though. I currently live with my fiance and my one year old son. My son is on fidelis/medicaid. Is there any way I can get my baby covered before I deliver her?
Is group insurance cheaper than individual policies dollar for dollar?
I know they give discounts when husband and wife enroll but if you have the same insurance carrier,united of omaha, is the group going to be cheaper necessarily?""
Insurance then car?
I'm confused, I want to know what would be the best car to get cheap insurance on it. I'm a 20yr old employed woman. I don't care what car I get (I know, it's tragic) as long as it gets me the chepeast insurance. Which car should I buy? (I have a budget of 2000 ish)""
Car insurance in new york?
hey guys, I'd like to know what would be the ballpark for insurance. I'm 24 years old and have had my driver's license since 2003 and never have had parking violations, points taken off my license or any type of moving tickets. I'm looking to buy a 96-00 civic and would like to know around how much I would be quoted""
Speeding and insurance rate?
I got a speeding ticket 2 years ago. It was for 20 km over in a 50 km zone. There was a fine but no demerit points to my licence. Will this affect my insurance rate when applying for a new policy this month? Thanks.
Massachusetts Health Insurance Premiums highest in country?
I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA? The report by the Commonwealth Fund, a nonprofit health care foundation, showed that the average family premium for plans offered by employers in Massachusetts was $13,788 in 2008, 40 percent higher than in 2003. Over the same period, premiums nationwide rose an average of 33 percent. Now, the Commonwealth Fund report projects that without significant cost reforms, an annual family premium in Massachusetts will soar to $26,730 by 2020. http://www.boston.com/news/health/articles/2009/08/22/bay_state_health_insurance_premiums_highest_in_country/ America are you ready for Hope and Change?""
How do I get Insurance for my newborn baby?
I'm 18 and I just had my first baby. I live in Alabama. I Have insurance under my mom,but it won't cover the baby. Does anyone know how i would go about getting insurance for my baby,and do i have to have insurance before i take him to the doctor cause i have to take him tuesday.""
Leaving saga car insurance due to high renewal quote so would like to know another over 50's car insurer..?
I have just received his renewal quote which is around 90 a month more than last year and Saga claimed they do a price match guarantee. My circumstances are still they same as they was last year. Nothing has changed for me or the second driver on the policy. Any way I have been in contact with Saga for the past few days providing the details they requested for price match and they don't seem to want to price match the competitive quote I received from the co-operative car insurance. The quote is decent, cheaper than Saga even when I add on extras such as courtesy car and we have also provided details for them to log in and see the quote and all details they requested for themselves but for some reason they want to stick with their high renewal quote. Because of this I've decided to switch but before the switch we would like to know if there are any other insurers that would benefit me?""
How would I get insurance on a car being leased in someone else's name?
My sister and brother in law have the car financed at a bank in a small town. They gave the car to me as long as I made the payments on the car. We don't intend to refinance the car into my name, however how would I be able to obtain auto insurance if my name is not on the original title?""
What is a good individual health insurance?
Mine sucks and I work for a hospital! I'm looking for reasonably priced, low copays and deductibles, and great medical care. Please list details. I'm probably not going to find such a fairy tale insurance, right?? I have Healthfirst/Premier.""
Can I cancel my insurance policy?
Am I able to cancel my insurance policy at any time? I am currently paying alot of money for insurance due to getting a ticket while I was still a new driver, and have found a company who will insure me much cheaper than my current. Will I need to pay any sort of fees? Give notice? Just curious, thanks! This is in Canada by the way.""
What is the cheapest motorcycle insurance in the uk?
What is the cheapest motorcycle insurance in the uk?
Does insurance go up for out of state speeding ticket?
I hae a New York drivers license, i was pulled over going 45 in a 30.....$150 ticket....................i looked it up and i know i do not get points on my record, but does my insurance go up? does anyone knoow and have a good source they can provide? Thanks""
How much is a ticket for no license and no insurance?
the ticket cost in fort wayne or indiana.
Insurance for my baby?
I am researching insurance options for my baby. The baby will be born in few months. I know that the baby will be insured 30 days after he is born. This is my question. Should I find an individual plan for the baby or should I add the baby to my insurance? I did not even know one can add the baby to an existing insurance. I am just trying to find the best deal. If I have to have an individual plan for the baby, I am looking only for Blue Cross or Blue Shield of California (PPO only). If you have any suggestions, please share. Thank you""
Car insurance in Ireland?
Does anyone know, if I want to buy a used car (small and cheap) only for a short time (one month traveling in Ireland). Is it any possibility to get a short time car insurance and dont pay for a whole year? Im not Irish, but I have full EU driver licence. Thank you for your advices. Ondra""
What is the difference between term insurance and whole life insurance?
What is the difference between term insurance and whole life insurance?
I have a financed car can I take my car out of circulation to stop paying insurance?
Ok, my car has been broken for like 5 or 6 months already. It hasn't been driven at all. Right now it has an expensive fix. I was waiting for my taxes to fix it but I had my identity stolen so I may not get my taxes until December, if even that soon. Anyways, long story short...it's an expensive fix, about $2000...which I don't have. I've been paying for both the car and the insurance every month with the car not even moving. I know I have to continue paying the car. I'm going to verify with my bank, but I'd prefer not to get them involved until I have some details. Is it possibly to take my car completely out of circulation by turning in the license plate and then stop paying insurance until I fix it? I assume theres no need to have insurance if the car doesn't have a tag so it can't be driven. I live in Florida, if that changes anything. Paying $280 for insurance and not driving the car makes me sick...its worse than paying the actual car and not driving it.""
Anyone have an idea about Car Insurance Rates?
Anyone have an idea of car insurance rates in Texas on a camaro for a 16 year old female beginner driver??
cost for teenage car insurance
cost for teenage car insurance
https://www.linkedin.com/pulse/average-how-much-more-would-cost-insurance-house-pool-logan-peters/"
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Fort Lupton Colorado Cheap car insurance quotes zip 80621
"Fort Lupton Colorado Cheap car insurance quotes zip 80621
Fort Lupton Colorado Cheap car insurance quotes zip 80621
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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iv a sports car that will be 20yrs old next yr,its not my main car so mileage kept low,insurance and tax is high , so i was looking into classic insurance,part of qualifying for classic insurance is i have to be registered with a classic car club,does any1 know of one that would suit that's not limited to a particular make of car or air-cooled in ireland thanks""
Car insurance -- should they cover these expenses?
I had an accident a month or two ago. It was in a rental car. I found out today that the insurance company had disallowed some of the charges that the rental company tried to pass to them. Now the rental company is trying to pass those charges to me. They ammount to about $500, plus my deductible, of course. The charges are $100 for an administrative fee $200.89 loss of use fee $139.38 diminished value fee. Who should pay these charges? Should I fork this money over to the car rental company? Should the insurance company pay them? What strategy should I use in my conversations with them? My feeling is that I have insurance, it should pay everything which is an actual cost above and beyond the deductible. ie if I have to pay it, the insurance company should have to pay it. On the other hand, if they are somehow bogus charges, then the rental company can eat it, and that's fine. Thought?""
How much do these bikes cost plus insurance?
i was wondering how much on average these following bikes cost and im looking for a used one as its my first bike, Kawasaki Vulcans 125cc , Honda Rebel 125cc , Yamaha Virago 250 125cc , Suzuki GZ 250 125cc , i also would like to know if anyone knew how much the insurance is for these , i know they depend on factors but anyone from experience , many thanks :)""
Is a tree house covered under insurance?
We are thinking of creating a tree house to use as a office and need to know if it is covered under the home owner insurance or will new insurance and coverage be required. Bonus: Will property tax go up?
Where can I find a good car insurance?
I leave in Los Angeles. at the present time I have insurance with Farmers but I want to change it because it is expensive. I'm thinking about Progressive Insurance, What do you think and what else do you suggest? Thanks""
Help! sears auto employee insurance?
does sears auto center provide free insurance from any injuries during their work of hours for the employees such as mechanics
What is the average cost of insurance for a restaurant?
a small new restaurant. orlando, fl area. 1400 sq ft. including general liability insurance? liquor liability? workers comp? just a guess or estimate anyone?""
Can you have a Drivers license without a car and insurance?
I'm asking this because I'm 20 (I will be 21 next week) I live in Arizona, I have the Asperger syndrome. when I was 16 I took the permit test and failed it and never attempted it again until last Monday and failed by one question, took it today and passed, because I have Asperger syndrome I was not interested in driving but tried the permit test when I was 16 and failed and my brother talked me into trying it again last Monday failed tried again today and passed, now I'm interested in driving. I live with my parents and I receive SSI income of $350 a month and have no job. that last sentence is the reason why I asked this question. will it cost anything (if so how much a month) to have a license and not own a car or have insurance""
Motorcycle insurance ?
I'm 17 now im ganna be 18 in a year i i like 2 plan ahead i live in Florida and i want 2 get a 2008 ninja 250r and i want 2 know how much the average payment a month im running into so yea please and thank u
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Can i add someone to my car insurance policy?
I want to add someone to my insurance policy. He recently had a fender bender in my truck.
Which auto insurance carrier is best?
I want to find a reliable company. I've looked into Geico and Allstate... just don't know how they handle claims and things. Any input?
Regarding Auto Insurance?
Applied online to AAA for an auto insurance quote.. Currenty with Geico and AAA ssent email offering to beat the rate.. So I completed the app online nad a gal calls me back.. My GF answers the phone and she gives it to me.. So the rep from AAA asks who is living with me and if she drives.. I told her a friend and she doesnt drive, no DL for over 10 years.. So AAA tells me I have to list her on the policy even if she isnt licensed and never drives a car.. So I said No thanks and said goodbye. whats the policy on roommates having to be insured for auto insurance? Not listed on my current GEICO policy.""
Expat insurance - what kind of insurance is appropriate?
I traveled abroad for a year and got worldwide travel insurance. Then I decided to make the move permanent. I am living outside the EU and I'm wondering, surely travel insurance is inappropriate for a permanent move - what to other expats get to make sure they are covered against issues abroad? Thanks
Insurance billing question?
If I were to get birth control and use my insurance card, will it show up on the bill? This includes if insurance does or does not cover the entire cost.""
How much will insurance go up on state farm now that a 16 year old has their licence?
i am turning 16 in a couple days and my rents were wondering about the cost of insurance and keep procrastinating it.
Sites of the insurance quotes reliable?
http://www.education-house.com/insurance/index.html
""If someone wrecks my car and I have full coverage, would that person have to claim on their insurance also?""
Today I went about an hour away to purchase a second car. On the drive back it began snowing and the roads got very bad. I was driving my old car and a friend was driving the new one. He was in front of me, the car he drove hit a patch of ice and slid into the curb, I tried to stop but when I hit the brakes my car slid too and ran into the back of the one he drove. I have full coverage on my old, and minimum coverage on the new one. If I claim this on my insurance to cover damage, will he have to claim it on his too, or would mine cover it completly? Because I don't want to file a claim if it will effect his insurance, since it was both my vehicles. Any input would be helpful. Thanks!""
""How can i get umbrella liability insurance,without home insurance?
I only have fire insurance.please help.urgent.AAG
Will my car insurance be affected? Please help?
My friend crashed my car and she got charged with DUI, my car is totalled. I was in the passenger seat, but not driving. What will happen to my car insurance?""
How much would Insurance go up with Speeding Ticket?
I'm 17, in Kansas, and I got a speeding ticket for going a 51 in a 40. My dad said that it will cause insurance to go up for the next three years. My ticket cost is $96.00. How much should this cause my insurance to go up? I've never had any violations of any kind before and I have the good student discount, too. Also, what do you recommend I do? Should I just pay the fine and accept whatever happens to my insurance?""
Where is the best place to get earthquake insurance quotes?
I live in Seattle, WA and I currently do not have earthquake coverage. I don't know what carriers provied earthquake coverage, and I don't know if I need to also get homeowners coverage from the same carrier.""
The cheapest car insurance?
Hey everyone!! I'm planning to get my first car, and i was wondering what is the cheapest possible car insurance in Utah and nationwide. thanks!!""
Roughly how much is insurance for a 17 year old female?
Just wondering how much it would cost per month for a 17 year old girl with a very cheap car?
Is it possible to work part-time and get health insurance? ?
I have a really good part-time job that doesn't provide health insurance, but I like it and it pays better than most places in the small town where I live. I need to have health ...show more""
How much would an insurance be a month for a 01 lexus Is300 for a guy thats 18 and first time driver..average?
How much would an insurance be a month for a 01 lexus Is300 for a guy thats 18 and first time driver..average?
How much higher is insurance for a camaro z28?
i was wondering what the real world difference is between an early model fourth-gen camaro z28 versus a later model more modest car, such as a 2004 cavalier or 1999 acura CL? i have gotten quotes online but there doesnt seem to be much difference and everyone hypes the insurance for these kinds of cars so much. i am 16 and a guy so insurance is high in general. thanks.""
Can I drive in the USA on UK car insurance?
We are taking our vehicle to the USA and travelling around for up to 12 months, can we use UK car insurance or do we have to insure the vehicle when we get to the States?""
About how much does motorcycle insurance cost?
and is it more than car?...about...
Car Insurance/Title help?
I'm having a baby due at the end of this month and my car was just totaled by hitting a deer so I need to get a new one asap. The car that was just totaled was my first car which was in my parents name and insurance was also under there name. My boyfriend will be getting the loan for the new car because he has better credit, but we wanted the insurance in my name because it is cheaper so how do we go about doing that? If even possible""
I'm17 and have not got my license yet but when i do how can i get cheap car insurance?
I have heard that if i buy a classic car, my insurance will be cheaper, is this true? And do you have any tips for getting it as low as possible. P.S I HAVE ASKED THIS ON THE INTERNATIONAL AND U.K SITES SO SORRY IF YOU'VE ALREADY SEEN THIS....""
Question about car insurance and ticket?
Today my girlfriend asked me to drive her home from college as she was sick. I used her moms car. When coming home on the arterial we were at a red light and I was getting ready to get in the right lane when the light turned green the SUV in front of me began to go then stopped suddenly, (still don't know why) As I was still crossing into the other lane the corner of my front bumper bumped her fender corner. I noticed she stopped and was on her phone so I backed up and parked behind her assuming she just wanted to make sure it was ok. Her tail lights were fine, she drove Subaru SUV so she had a pretty solid buffer there really wasn't even a scuff but a small red reflector on the bottom of the bumper that received a small crack (got a pic close up but can't see it more than a couple inches away. My headlight just has small scuff we werent worried, in NYS you don't generally call unless the damage is over 1000 but she insisted on calling the police. I kept asking if she'd like to just exchange insurance info but she said no (stubborn middle aged probably for insurance) The cops kept telling her we could just exchange info but she wanted report. Anyways, we sat there for about an hour and eventually just got the accident report and I got a following too closely ticket. Do you know how much something like this would cost in NYS roughly and if it would add points on my license. (Cant have pts for work ) Also how will insurance be affected?""
Can i insure my UK car with ROI insurance?
Hi, I am looking to insure my UK registered car with ROI insurance. I travel to and from Ireland but spend the majority of my time in Ireland. I would like to know which ROI insurance companies will insure my UK registered car and if the insurance would be valid for driving in the UK, if so, for how long ?""
Affordable health insurance in California for a family of 5?
Affordable health insurance in California for a family of 5?
Should I put a claim in with my auto insurance?
Today at a light a car rear ended me. My rear bumper has some small scratches and some paint marks from the other car. No dents or anything else. the car that hit me seemed to have worse damage to his front bumper. We called the police and they did a report. The other guy said he is not going to put in a claim with his insurance. He admitted fault and apologized over and over. I was wondering if it is worth me putting in a claim with my insurance? I don't want my rates to go up and even though I am not at fault, i wonder how aggressively my insurance will pursue a claim with the other guy's insurance since damage is so minor. I actually wonder if it was worth calling the police, when I really think about it. I was just shaken up at the time. I think re painting the bumper would actually be less than my deductible. I don't really have any pain and no noticeable injuries. I had a friend say I should put in a claim for minor back pain, but even if i was in minor pain, i have heard the 10,000 most companies give always go to lawyers and chiropractors I don't want to lie and don't want to spend time going to chiropractors too end up not getting anything and still having to pay to repaint bumper, have my rates go up and be aggravated. any advice?""
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Can i add someone to my car insurance policy?
i live in Toronto Canada , and i go to university.. i want to buy a car for me and my bro who lives in windsor , to share between us.. i was wondering if i will be able to add him to my insurance even though he doesnt have the same address as me..""
Insurance totalling my car looks suspicious?
At this point I regret making a claim and wish i could turn back the clock. I am being forced into a box and it looks shady. Three weeks ago my 2005 Cadillac STS was involved in a parking lot flood where the water rose and filled the floors of my car by about 4 inches. All us neighbors had cleaning parties using a wet vac and baking and toweling are cars in the sun over the next few days letting our vehicles dry out. On my car everything works like a dream as it did before with the exception of a 'check stability control' notice that comes on when I start the car. I have been driving the car fine since the flood and decided maybe I should make a claim to fix this error that pops up on the dash when i start the car. From the time I dropped it off at the dealer it has been all negative. Right away the dealer was negative and telling me it's the end of the world with my car, everything is ruined and it will probably be a total loss. He got the adjuster for my insurance company out there and it looks like it will be put in to the total loss category. No i am just asking the insurance company to forget everything and drop the claim because the damage is not that extreme and i dont want to lose my car. I am told at this point it is too late. Is that true? My neighbors are floored by this, i have been driving it around for a few weeks just fine and the car still looks new With only 62000 miles on it. I can't help from thinking that something suspicious is going on here. Do they stand to make a nice profit by totalling my vehicle and then replacing one module for a 1000 or so and having a perfect car with all systems working? Also the lady from the claims office said the car had to be 80% damaged for it to be a total loss. I asked her if this was based on speculative problems that they think may occur in the future because of the water, or based on actual damage now? She said it had to be actual damage now but couldn't give me any details from the adjuster yet. Can I demand that the adjuster list everything that he thinks has been damaged to my car (which I am convinced he will have to be creative to do so)? The car as i said drives wonderful, I checked the fluids on my own (fine), and the car looks new. Do I have any recourse here? I just want the car fixed for the one problem, i dont want to lose the car, and at this point I don't even care about having insurance fix the one problem, but again I am told it is too late to go backwards and drop this entire issue. I almost have an inclination to report this because it looks so shady. No reasonable person would look at, and drive this car and consider it a total loss. What is the agenda of the insurance company and cadillac dealer here? Something smells foul with this situation.""
Have lots of car insurance questions ?
hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me.""
How much is car insurance for 17 year old?
how much is car insurance for 17 year old? i want to buy a 2001-2005 Vauxhall corsa 1.2 and i wondering how much the insurance is. also do i have to pay the full amount of insurance upfront or is split into months for example if the insurance is 3000 am i be ale to pay 250 a month
Best car insurance company in Ontario for new drivers?
Hey Guys, Got my first car! YAY!!!! I was just wondering if you guys can recommend the best car insurance company and rates in Ontario for new drivers? Please let me know. Thanks.""
How much will a small tooth chip cost without insurance?
I live in Southern California just so you can get an idea... Okay, last night I was watching a movie with my boyfriend and laying down in front of him. As he was going to take a drink from his glass I stretched and accidentally elbowed his drink and heard CLANK! and he got up to spit some stuff out of his mouth. The chip isn't big at all and it's on the front, left tooth on the outer corner. It's very small (almost unnoticeable if you're more than 2-3 feet away and he's smiling big) and it LOOKS as if it would be an easy fix. I have assured him that I will pay for it as he owns a barber shop and his presence is important to him and I feel very badly. How much do you think this fix (looks easy!) would cost me without insurance AND do dentists take payments? I am getting dental/medical from my work in a couple of weeks but I don't think it would cover him. Please let me know and sorry this is long!""
Does anyone know of good Health Insurance?
I have Blue Cross HMO, and it really hasnt worked for me. I need surgery on my knee and i've been waiting for 2 months to get it done, thanks to the fact that my insurance requires me to see a general doctor first (who makes u wait for like a month for an appt for a simple referral) then get another appointment for a specialist (wait another month) then wait 3 weeks again for an MRI, and now i have to wait another week and a half for surgery. Please, help me find a good insurance. I'm tired of this! I live in southern california if that helps. Thanks""
How can I find affordable health insurance for self employed?
For just me and him we pay $927 a month! He has no medical conditions. I take 3 medications for depression and anxiety, but its been a lifelong thing, and I require not psychiatrist or anything , like that, just the meds from my family doctor to keep my chemicals level. Can we get assistance, or is there special help for the self employed? I'm 35 and he is 40.""
Cheapest full-coverage Insurance Company?
I am trying to narrow down my options for Automobile insurance and find the best for my money... I am a high risk so State farm wouldn't accept me after I carelessly let my insurance policy cancel. I have been quoted 189.00 a month from Al Boenker Insurance and I am really not wanting to have to pay that much.... But any suggestions would definitely help! Thank you!
Where can I find cheap insurance at 17 years old with car modifications...?
Hi, i'm about to turn 17, will have a year 2000 renault clio, and would like to know where the cheapest place for car insurance is. The only modifications I want is new back light covers and a CD player. Directline do not insure 17 year olds with modifications. Not even with a different CD player... Thanks""
""Who are the best car rental company, insurance wise and cost etc London?""
there are so many to choose from, terms conditions insurance etc anyone use them a lot and know the best to use""
Car insurance question?
My fiances insurance is OUTRAGEOUS on a truck he has liability only on ..due to his driving history. He's paying $300 a month (for liability ONLY now) ..my insurance on my car, for full coverage is not even a fraction of that a month, even though my cars value is at least $10,000 more than his. My question is can we put his truck in my name and I'll go to an insurance company and get liability only on and list myself as the only driver. We are expecting a baby and I'm sick of us throwing away that much money a month for CAR INSURANCE! Is this illegal? I mean if I'M the owner and I'VE insured it what can happen if he wrecks or something while driving it and is not listed on my policy? We live in Georgia if that's relevant!""
About how much is high point auto insurance a month?
Well, I just recently got my license and I wanted to buy a car, but my mom said that it's a bad idea and one of the reasons is because of how expensive insurance is. My friend told me her insurance- high point- is only 60 dollars a month. I'm not sure if that's true, because that sounds really really cheap. Does anyone have this or know approximately how much this auto insurance would be a month?""
""Why the hell is motorcycle insurance SOO expensive in Ontario, Canada?""
I took identical information and filled out a progressive quote for both DETROIT and LOS ANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.""
GED and Health Insurance?
Hello I a question that needs to be answered. Im guessing I came to the right place? :D Alright so highschool is not working out for me and I plan to go to community college after anyhow. I have been contemplating dropping out and going to college for a while now... My parents agree with my choice but do not want me to step off there life insurance policy. I stay on it as long as I am going to school. So if I were to drop out how long do I have until I am off there policy. I am turning 17 in a few months and dont have a job...making life insurance quite the task on someone with no paycheck. My insurance is Aetna thanks in advance!
""What is the best, cheapest car insurance I can have for a 28 year old female?""
What is the best, cheapest car insurance I can have for a 28 year old female?""
""Help with car insurance, I'm a new driver..?""
I heard there was a type of cover that covers any driver that drives the car as long as they had the permission of the main owner, and I was wondering two things about this, 1. does anyone know what it's called/ which insurance companies offer this. & 2. do all the names of drivers that will be driving the car need to be listed? Cheers.""
What are good insurance companies for young drivers?
I've used comparison sites and the cheapest quote was 850, Aviva was 690 are there any other good companies that offer cheap insurance to young drivers? I do not want one of those box things. I'm 20, held my licence for 20months and have 1y no claims.""
""After one month, auto insurance gets cancelled?
I changed auto insurance after my other policy lapsed due to direct deposit mix up. I went with State Farm for both vehicles and paid about 20 dollars more per month for a better policy. I got a letter 2 weeks into coverage stating my policies are being cancelled due to not showing 30 days of coverage at the time of purchase. So I guess they can cover me for a month and ditch me? This don't sound right. I have zero tickets and zero wrecks and the same goes for my wife. My agent says the rate will go up from 138.00 per month to 245.00 per month! ! ! ! ! WTF?
Health Insurance?
Does anyone know of a good resource for obtaining cheap health insurance and information?
I live in CA and want to know How much $$$ to pay for insurance if i get a sports car?
I am getting my permit in 2 months and i am getting the Toyota MR2 Spyder. How much do i have to pay for the insurance? i heard that it costs more because its a sports car.
How much does your motorcycle's insurance rise when your bike has been stolen?
I'm asking this question for a friend who had some filthy chavs take his bike last weekend. It was a Yamaha XVS125 dragstar, so his insurance would have been quite cheap anyway but I was wondering how much more he will have to pay when he gets a new bike. Ideally if this has happened to you can you tell me ... how much your insurance was before (and if your license had points etc) and how much it was when you got a new bike. Thx""
What's the minimum auto insurance coverage I should have in california?
I'm not talking about the minimum required by law, but what's a good idea to have? Is 100/300/50 BIPD overkill? Are we just throwing our money away?""
Im 19yrs old and i wanna know how much will my car insurance will be..???
Im 19yrs old and i wanna know how much will my car insurance will be..???
Car insurance prices?
Approximatley how much is car insurance on a small engine car (1.1) for a 26year old female I know it will depend on area and no claims and named drivers, mileage etc, but just looking for a rough figure as I haven't got a clue""
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Change something in my Progressive insurance?
so when i got my insurance with Progressive, i was keeping my motorcycle outside, but now i keep it in a garage. Is there any way i can change the part of my policy where it asks where i keep my motorcycle? I was hoping me keeping it inside would get me a lower rate. Thanks!""
Can a cop get life insurance?
With the way the economy is...I am considering being a cop after I finish my degree in human development(good for kid teaching). Anyway, can a cop get life insurance? Does it cost more?""
Why pay for health insurance anymore?
The Community Organizer (Barry O) has made sure that pre-existing condition cannot be basis for refusal when buying health insurance. So why not just wait until you get sick to purchase insurance? Its like waiting until you get into a car wreak to buy car insurance. Barry's penalty for not having insurance doesn't kick in for another few years... so why have insurance before getting sick?
Republican want to ensure that 45 MILLION Americans have NO Health Insurance part of their 'Family Values'?
These are mothers, fathers, children, babies - who have no access to affordable health care - but who still get sick - and who subsequently (quite often) lose their homes to ...show more""
How much would a car insurance be for a 18 years old?
How much would a car insurance be for a 18 years old?
Whats the best car for insurance for a 18 year old?
hey guys, i know its cheaper to go on family insurance however i want to build my no-claims so it will work out better the next year. so could you guys give me a heads up for the best practical car for actual insurance for an 18 year old and whats the best company? Many thanks:D""
Why is my car on Motor Insurance Database (MID) while I haven't bought insurance yet?
I've just bought a used car for my son, received the new log book; however, I haven't bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I haven't bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?""
Who has the cheapest motorcycle insurance for young people?
im looking for the who has the cheapest motorcycle insurance for young people
Cheap Car Insurance for an 19 Year Old?
I am 19 years old and have found a good deal on an '09 Challenger , obviously this being a sports car and me being a 19 year old male my insurance rates would shoot through the roof to astronomical proportions. So my question is, what car insurance should I get if I decide to go through on this deal? I have already looked at Esurance and Progressive and have found nothing below $500, I am hopefully wanting to pay around $200-$300 if that is even possible. Please answer with suggestions about good companies or maybe even experiences where you were able to get really cheap insurance, please anything is helpful this is my dream car and I have the opportunity to seize it.""
Approximately how much will my auto insurance go down?
I have always been told that when I turn 25 my auto insurance should decrease significantly, I was wondering if someone can give me an idea or (if you dont mind) let me know what you were paying <25 and what your paying now at 25>. As of now I am paying $350 a month for full coverage on two vehicles (with two speeding tickets on my record at the moment at 23 years old, one will definitely be off by 25, the other one will be close, (assuming I get no more) I am going through Farmers Insurance. Does anyone have a rough idea of what I have to look forward to my 25th Birthday as a subnote I know this is being planned much ahead of time, me and the lady are considering moving out of our apartment, I want to have a very thorough knowledge of what my financial future will look like before pulling the trigger on anything. Expect wthin the year posts from me on moving business =D All constructive answers are appreciated.""
Do I need to add my unborn baby to my health insurance before I deliver?
I'm not due until May 19 but I read in a book that if you choose to add your unborn child to your health insurance, you can. But no one can tell me for sure if I need too. Open enrollment for my insurance isn't until September of next year, after my baby is born. What do I need to do?""
Who should I trust when it comes to auto insurance?
I am looking for Auto Insurance but want to deal a company I can trust.
Car Insurance - Do I have to pay it all at once?
It's that time...I'm looking at cars. But as a student, I'm trying to keep costs low because currently I don't have tons of money. What I'm wondering is, for the car insurance, do I have to pay it all at one time or could I pay it in monthly installments?""
Can i renew my geico auto insurance for just two months rather than six months?
my insurance expires in oct but i'm planning to sell my car by nov. so i don't want to pay for my 6 month renewal in oct. is there a way out? thanks for all suggestions.
Does car insurance cost change depending on the area you live in?
I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?""
ChEaPeSt CaR iNsUrAnCe? (UK)?
WHAT IS THE CHEAPEST CAR INSURANCE THAT YOU KNOW OF. WEBSITE PLEASE. THANKSSSSSSSSSSSSSSS
People who can't afford health insurance are quacks?
i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that they cannot afford it , and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)""
How to insure my car if I go to live in France?
I'm moving to France soon and I would like to keep my english car. Insurance companies are asking for the bonus-malus and I don't know the equivalent in english...so they can't tell me how much it would be...Does anybody had to insure their car in France? What do I need to do? thanks xxxx
How much will motorcycle insurance and registration cost me per year?
I'm a 20 year old male and this will be my first motorcycle. I only have a permit right now but plan to get my licence immediately after registering and insuring my bike. Will that make a difference? I'm going to get like a 600 cc sport bike. I don't need an exact cost. Just shoot me a good range to expect. Thank you.
Is atheism a good substitute for affordable health insurance?
I know that many atheists in here pride yourselves on being far more logical and better prepared for the real world than religious people, and than Christians in particular. Does your lack of belief in God give you a special advantage in coping with medical emergencies and the financial expenses of medical emergencies, I wonder? Why or why not?""
Where can I get the cheapest car insurance?
I live in Toronto, Ontario Canada and I am looking to buy cheap car insurance. I have been driving for 30 years, any ideas, good websites, great companies? Your help is greatly appreicated.""
Can the car insurance company make me pay the higher amount?
I bought new car insurance for $1000/yr a few weeks ago. I filled out all the paper work and have to make my first payment for the next three months in a week. Yesterday they told me they made a mistake and that they will be charging me $2000/yr instead. Do I have to pay the higher amount amount for the time while I was insured by them (about 2 weeks) before they told me they made a mistake (and the mistake was entirely their fault)? I'd think they would need to renew the contract at the new price if I actually wanted to stay with them. I plan on switching companies since it's a horrible rate, but would like to know if I can do anything if they do take the higher rate out of my account (I'm set up for direct withdrawals and I agreed to pay the next 3 months when the rate was $1000)? They probably won't answer my email til monday, so I'm hoping someone here can help me out sooner. Thanks.""
How much would I pay for the Insurance Renewal?
I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.""
Is it worth it buying a salvage motorcycle from insurance auction?
Is it worth it buying a salvage motorcycle from insurance auction?
Term Insurance vs Whole Life Insurance?
1. What is the difference between a term insurance and whole life insurance policy? Which policy is suitable for what kind of people? 2. What are the exclusions for term insurance policies i.e. death because of some reasons (for e.g. suicide) that does not entitle for insured amount? What are other such reasons? 3. Does term insurance cover accidental death, death because of terrorist strike or natural calamities?""
Fort Lupton Colorado Cheap car insurance quotes zip 80621
Fort Lupton Colorado Cheap car insurance quotes zip 80621
https://www.linkedin.com/pulse/how-much-would-car-insurance-cost-me-wayne-hughes/"
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Greeley Iowa Cheap car insurance quotes zip 52050
"Greeley Iowa Cheap car insurance quotes zip 52050
Greeley Iowa Cheap car insurance quotes zip 52050
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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What is the best life insurance for seniors?
age 53, will retire in 2010 - federal employee""
What is a good price for a 2007 SV650s?
I am looking to buy an SV650S. So far this decisions has been been placed on price, insurance cost, easability in riding (based on what I have reasearched), and overall looks. Once I get to the dealership it will get my final approval based on the feel when I actually get on it. But assuming that I still love the feel of the bike, how do I begin the haggling process. This is the first bike for me and I don't want to be taken advantage of. Currently near where I live, Los Angeles area, one is being adverticed as a new 2007 for $6199 OTD. Could this really be an out the door price? Can I haggle on an OTD price? Am i only allowed to touch and sit on the bike at the dealership? Could I ask them to throw in gear in the deal such as a jacket or a helmet or something?""
What the best life insurance for a 23 year old female?
i want what best so when something happen to me my girls has the money to buried me nice. I want something that don't go away in 30 years and i half to get another policy. ...show more
Why are people comparing mandated health insurance to car insurance?
You are not forced to buy car insurance if you don't have a car. You have the right to not own a car. So why can't we have the right to not have health insurance??
What is the cheapest car for a 17 year old to have?
So I'm 17 and just got my drivers lisence! Woo! I'm trying to find what the cheapest car to have is? Like to buy, insurance and maintaining all together of you get me?""
Car insurance after customization?
If I put a body kit, new wheels, etc... onto my car will it affect insurance? Do I need to let them know? Before? What about the warranty, I have bumper to bumper warranty.""
How do I get affordable insurance after dui non-conviction?
State farm is canceling my auto insurance after a company called ChoicePoint inc. reported info. from the DMV about reinstatement of license, Chemical test modification and Chemical test revocation. I was arrested for a first offense and plea bargained to jump though all the hoops, pay all fines in order for it not to result in a conviction. Are there any insurance companies out there that do not purchase info. from ChoicePoint?""
Can a person get insurance on a car when the tag is in someones name?
can a person get insurance on a car if the tag is in someones elses name?
How much would my car insurance cost?
If i were to leave my parents insurance plan, how much would it cost me for insurance per year or month? I am 18 years old with no accident records, no criminal records, and a drivers ed discount. My car is a 1997 Plymouth Breeze with 150k miles and its red. I still live at home. If someone is in the same kind of situation can I just get an estimate...I think this covers everything that effects car insurance for college students, and I don't have a good grade discount. Oh yeah, I am on Liberty Mutual insurance under my fathers plan.""
Car Insurance : Average price for 40yr old female first time driver?
Just passed test. Quotes vary wildly online. Not bought a car yet. Looking at Nissan Micra's. What kind of prices should I be looking at?
Affordable dental insurance in Michigan?
I live in Saginaw Michigan and I am looking for affordable dental insurance. Any good leads?
A renewal company for home insurance?
We've had three claims in 12 years with our insurance company and the company has put us in nonrenewal mode....is there an online company that will handle our insurance... home insurance....?
Can I get insurance and buy a car using Irish drivers license living in New York?
I will eventually sit the test and get a NY drivers license, but in the meantime can I buy a car and get insurance based on my wholly clean Irish driving licence?""
Walmart $4 prescription list....only with insurance?
Are the awesome 4 dollar prescriptions only when you have insurance? I don't have insurance, can I get my regular 4 dollar script for still 4 dollars?""
What's the average insurance coast monthly for a Lambo convertible?
What's the average insurance coast monthly for a Lambo convertible?
Has anyone from Florida had any experience with Tower Hill homeowners insurance?
We're insurance shopping after we found out State Farm is charging us WAY too much. Tower Hill has given a great quote but I can't seem to find one their customers to talk to. Has anyone dealt with them?
I had no car insurance.....?
and my husband was in an accident.. His fault, he rear-ended her. We payed he deductible, and now her insurance company is trying to come after us for the damages. Can they do this? I thought that was why they paid for insurance. If I would have had insurance, they would have only paid her deductible. I also got a signed statement from the other vehicle owner accepting the money for the deductible and settlement.""
Do you need to have car insurance of your own to rent a car?
I don't have a car right now so I don't have insurance, will I need to get insurance to rent a car? In Canada""
Affordable health insurance in Georgia?
We're moving to Georgia (currently live in Europe) and my hubby's company has crappy insurance. It's free for him, but for me and my infant it'll cost almost $700 per month! That's just ridiculous! Are there any Georgia residents out there who pay their own insurance and would suggest their insurance company? I'm 32, a stay-at-home mom, and my son is 9 months. PLEASE don't answer that I should go back to work and get insurance there - Our plan is for me to stay at home until our son is old enough to go to school, and then I'll go back to work. Thanks in advance for all educated and serious answers!""
Insurance when renting a car? Waste of $$?
I'm 22 yrs old, renting a car from enterprise in 5 wks. On a budget and trying to cut costs, was wondering if the insurance they offer is really necessary, or just a waste of money. I currently have progressive insurance on my vehicle. Can I add this rental to my insurance for a cheaper rate? Or is insurance even an absolute MUST. Realistically, how often is it actually used? Any answers would help! 10 pts""
Is there any way to get cheap car insurance for a 17 year old who received a drink driving ban at 16?
im 17, live in the UK and received a DR10 driving conviction (drink driving) at the age of 16 riding a moped, i was banned for 12 months and i was wondering if there is any way at all i can get cheap insurance for a car? this would be my first car, i've done quotes on comparing sites such as 'www.comparethemarket.com'. Please no stupid answers telling me im an idiot for drink driving, i know what ive done and i know im stupid for it, can anyone help me? decent answers appreciated :)""
Whats the insurance price for an accord?
Whats the insurance price for an accord?
Do I need car insurance with a drivers permit?
I'm 15, just got my permit, do I need car insurance? If so, then why did my parents have to sign for responsibility? Wouldn't that just put it on their insurance?""
Looking for car insurance?
what do u use? Wat advice can u give me about it? All a Wat insurance do u use? Wat advice can u give me about it?
Massachusetts Health insurance?
Massachusetts Health insurance? I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo""
Greeley Iowa Cheap car insurance quotes zip 52050
Greeley Iowa Cheap car insurance quotes zip 52050
HELP PLEASE?What is the minimum amount of liability insurance coverage required?
A. 15/30/5 B. 20/35/10 C. 20/20 D. $100,000""
Pregnant: no insurance?
i just found out that i'm pregnant. it was a surprise. i don't have insurance. what can i do? i am over qualified for medicaid, barely. my husband is a police officer. to give birth at the hospital it will cost $7180. i called maternity card but they are very expensive and my doctor already said he doesn't deal with them. does anyone have any solutions? i really need an answer. thanks! Additional Details just because my baby is a surprise doesn't mean it's not wanted. an abortion is never an option. it's too late to get insurance because pregnancy is a pre existing condition. i'll try medicaid again. i know i'm not an illegal alien but surely being an american citizen i should be entitled to something.""
Health insurance?
i love in ma and its a law that you need to have health insurance,i dont have it,so what are they goin to do?""
""Young motorcycle riders, how much is your insurance?
Im wondering how much insurance will be for a 19 year old for a 08' R1...im thinking about financing one but of course you cant have it without insurance..i would like to know about other riders and their insurances...and which one would be the cheapest for me..
Do you need boating insurance in California?
Do you need boating insurance in California?
Do you have to pay insurance for the driver or the car?
my friends keeps telling me her parents wont let her get he license because it is 2,000 dollars a year to have a licence, for like insurance. Don't you only have to pay for a car? like if she was to not own a car and just borrow her parents when needed would she still have to pay insurance? I am so confused haha""
Need Cheap Medical Health Insurance?
Hello, could anybody recommend me a site for cheap medical health insurance.I know many sites, but their offers are too expensive.""
Which is cheaper to insure a car?
I'm going to get a car for college, but I just need some information. My parents have AAA. Would it be cheaper to add the car onto their insurance (and pay them), or start my own insurance account with a different company?""
Car wreck and insurance?
Today I was in car wreck. I was in a parking lot going straight and the other driver turned left in to my car. She has dented the whole left side of my car. I called the police but because it was in a parking lot they could not do much. An officer showed up because she refused to give me her proof insurance. The officer said she was clearly at fault but could not cite her because of the private property thing. My question is does anyone know or have any idea how this will play out with her insurance? My car has a lot of damage and i'm in a lot of pain. I won't be able to go to the doctor/hospital until tomorrow because I won't have the money for a co-pay until then. The officer was very nice, he sided with me put all the blame on her, she claimed it was an accident when she clearly just didn't stop before making a left into my car, I thought she was going to stop and I tried to avoid her but she was going to fast. We both have insurance and we're in Arizona if that helps. If you have any advice for insurance or anything it would be much appreciated, thank you for your time""
The Best Health Insurance ..?
Hi there folks, I am new in this health insurance business and we are shopping for one. We live in Texas. Im looking for a plan for me and my wife. What's the best plan you guys have that affordable plan with the best coverage for 2 people.What do you have and what would you recommend? And whats the best health insurance plan that is affordable and also covers pregnancy? Please do let us know , I would really appreciate your responses. Camry Lover""
How am i meant to afford car insurance?
OK, Im working at island, earning minimum wage. Im at uni and Ive got to pay out 330 every term to pay my train ticket. Lucky Im staying at home so I dont have any rent. Nor am I going out drink anymore. Im looking to buy a car, to get around, get to work easier etc. How I cant see any way for me to afford this. My parents wont help, saying no one helped them. This is understandable as they are keeping me for free, although i clean the house as rent. Im just wondering if anyone knows anyway I can get insurance cheaper (I have pass plus). I just dont really want to get a loan for a car and insurance.""
What is the cheapest auto insurance company for bad drivers?
What is the cheapest auto insurance company for bad drivers?
How could higher deposit insurance premiums for banks with riskier assets benefit the economy?
How could higher deposit insurance premiums for banks with riskier assets benefit the economy?
Motorcycle insurance cost?
thinking about getting a motorcycle and wanted to get an idea of how much the insurance would cost. thinking about either a 2000 rebel or an 06 ninja 250. just want an idea of what to expect.
Is my car legal to drive in California?
I bought a '79 El Camino in Oregon this past summer. They don't have any smog laws there, but in California they do. It hasn't passed a smog test because it needs a catalytic converter, and I can't afford that now. The tags don't expire until March, the car is registered to me, and I have insurance. And it still has the Oregon plates.""
Insurance regulations?
does the commissioner of insurance have the authority to govern foreign producers/ foreign companies. these are business entities that sell insurance in there state but there home office is in another?
How exactly will the small business I work for be affected at all by the health care bill?
I work for a small business that employs around 15 people. The owner purchases insurance for all the employees. I keep hearing opponents say that this bill is going to hurt small businesses, but I don't see how it would hurt the one I am employed by. My company already purchases insurance, and even if it didn't, we don't have the 50 or more employees required for the government mandate to purchase insurance to apply to us. Therefore, it seems like everything will remain the same for us. If someone out there can offer me any insight as to how my company will be negatively affected by this bill, please come forward.""
How can I get affordable health insurance because of obama care?
I work but i have 2 kids to support and I Make Minimum Wage.. plus rent and bills.. Does anyone have any suggestions about how i could possibly get health care or what will happen if I just simply cant afford it? And no smart *** remarks like get a better paying job. Jobs are hard to find where I Live and i am making it with what i have. But obama forcing us to have health insurance is making me wonder what Options i have. Medicare? or some kind of afforable health insurance? would love to hear people who are in the same boat i am. and any POSITIVE Suggestion would be helpful. Thanks
Car Insurance question reguarding the color of the car?
I wanted to know if buying a red or black car will make you car insurance go up? or will it make it higher? Im looking in to buying a red car and lots of people are tell me that if i buy a red car that my insurance will go up. Is this true? like what it the percentage of this? Can some one explain this theory to me?
Is it possible transfer the auto insurance?
I would like to buy a old car and is it possible to transfer the excisting insurance to my name,I am living in MA USA""
Where can I find cheap auto insurance?
I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?""
Need health insurance for my friend mother please read details..?
my friend mother is 66 years old she is a green card holder she is not working and never worked in the usa she had stroke two years ago while she is in her home country she is in usa now but she can't walk so she need physical therapy do you know affordable health plan for her she is not working her son and daughter live in wisconsin and connecticut?
Legal question about car insurance.?
My son was at a party, an aquaintance asked for his car keys to get some drink out of the boot. He then stole the car and crashed it. Only a provisional licence. The car, which is a company car, is a right off. The insurance company are saying that they may not pay out. Who ultimately is responsible.""
""How much will it cost for liability insurance for property maintenance, residential construction and masonry?""
I have just registered my business. This business specializes in residential property maintenance, residential construction and residential masonry. I would like to know approximately how much I will need to put down for liability insurance that would cover me if anything was to go wrong. I have no employee's and no vehicles to add on. I want to only be covered for liability. Thank you very much and I hope to have a better understanding on this matter soon thanks to you!""
Best health insurance in Texas?
Best health insurance in Texas?
Greeley Iowa Cheap car insurance quotes zip 52050
Greeley Iowa Cheap car insurance quotes zip 52050
Health Insurance: How Much Will COBRA cost me?
I'm not one who likes working for others, and I'm getting enrolled in my company's health insurance. It's only for me, and they'll wind up deducting like $160 per month from my paycheck. I'm looking to leave as soon as I can, but if I choose to maintain the insurance through COBRA, will it be close to around the $160 or is it likely to be much higher, like $300 or more? Is there any way I can find out at this time?""
Car Insurance Claim Help?
Car Insurance Claim Help? On the 4/7/2011 I was at a set of traffic lights that was (RED) of my way to the shops. As the lights went green I begin to move off slowly as I did another car came from the left of me and tried to turn right as he speed up he crashed into the drivers side of the car. He clearly jumped a red light (Clearly Seen on CCTV). I was in total shock at the time! After he crashed into my car he went to drive off by reversing, I jumped out of my car to stood in his was so he could not drive off the witness behind me called the police while I was stopping his from driving off he started to drive forwards trying to me me out the way. After the driver spoke to the police on the phone, he then gave me his Name, Phone number and Insurance information. The next day I called my insurance company they was vary helpful and I believe the clam would be settled in my favor as I had CCTV of the crash as I had a camera inside of my car and a witness that was behind my car at the time of the crash. After nearly 4Months I have now revived a letter stating that the claim has been closed on a Without Prejudice Basis. When I contacted Aviva to see what the 3rd party has not accepted full liability they said it was dealt with like this as the 3rd party who crashed into me was not responding to and calls or letters that have send him. Aviva did not asked to see the CCTV of the crash and did not take into account the witness statement. WHAT CAN I DOOO??""
What is the best car insurances for teens? and also cheap?
What is the best car insurances for teens? and also cheap?
Estimated costs for restaurant insurance?
I am working on a business plan for school and need to know what types of insurance an upscale restaurant in Chattanooga, TN would need. Approx. 15 workers, alcohol will be served, and there is outdoor seating. I am having trouble getting any idea of how much this will cost because the online insurance quotes require quite a bit of information, which I don't have because this is not a real business. Any info will help. Thanks!""
How much would 6 points on your licence affect your car insurance?
I have just received 3 points and 3 points i have from a couple of years ago.how much will my insurance go up,now i ahve another 3. Please no smart *** answers like well u shouldnt speed ect.. just a straight answer please..thanks xxx Thanks you xx""
Driver's Test Insurance?
Im going to take the driver's test next month but have no insurance. The car is under my dad's name and is insured under his name. Can I use his car and insurance for the test or do I have to get my own insurance for it?
Should i keep my health insurance?
I make 30,000 a year for a family of 4. I have an 80/20 High deductible health plan with a deductible of 10k, that costs about $4,000 a year. My yearly health expenses are about $1,200. Should I keep my current insurance or apply for medicaid where only my children would be covered? I don't have any extra money to put in a health savings account.""
Which company provide online health insurance?
I want to buy health insurance online without any agent. Will you please suggest me the best online health insurance plan? Thanks in Advance
Can friend get insurance on car in my name?
I gave a friend of mine a car that was my Mother's after she passed away. The title has my name on it however the credit union will not release it because there was still some money owed. Anyway since he drives the car I was told that I had to get insurance on it being in my name and just put him down as a driver. Is this true? Can he get his own insurance on the car? I am worried if he would get in an accident it would raise my premiums.
Is american family insurance cheaper when you take drivers ed?
i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""
Can you have auto insurance without a car?
I recently had my car repossessed and with the amount the finance company was asking I could not afford to get it back. I am wanting to know if you can have insurance without having a vehicle listed on the policy? I occasionally drive my partners vehicle and I need to have insurance and I do not want to terminate my current policy I am with Nationwide Insurance
I do not have auto insurance and my license is suspended (child support). I live in California?
Is the other driver still responsible to pay for damages to my car? He has insurance. What do I do first? Thank you for your help
Can a person get insurance on a car when the tag is in someones name?
can a person get insurance on a car if the tag is in someones elses name?
How much would car insurance cost an international student in Winnipeg?
I just got my license from my country. I am going to winnipeg in August I will be attending winnipeg university and I need a car. How much would insurance cost for an international student with the least rates and coverages?
Car insurance any idea's ? !! :@?
Heyy people Just so anoyed i spent about 800 on driving lessons and test etc.. Now iv passed well about 6 months ago! I would really love a car as i have to get 4 buses a day to college costing about 8pd! I can afford to buy the car the mot and petrol and other little costs apart from the major issue of insurance the cheepest iv found is 1,900 and that was on a 1ltr 02 corsa i simply carnt afford the insurance its so stuipid i am the most cautious carfull driver im a 19 female why are all yound people judged on bad boys with their sportyed up cars that drive like dicks and make the rest of us suffer! Does anyone have any idea's as to how i can find cheep insurance :( ??""
Recommended Car Insurance Coverage?
I'm 18 years old and have to buy car insurance for the firsr time on my one. I don't know what level of insurance to get... what's the recommended car insurance coverage amounts?
""I am from New Zealand, temporarily working in Canada for six months. How do I get car insurance to drive here""
I am from New Zealand, temporarily working in Canada for six months. How do I get car insurance to drive here""
How much does it cost for car insurance for an 18 year old male at insautoinsurance?
How much does it cost for car insurance for an 18 year old male at insautoinsurance?
How much i will paid from insurance Vauxhall Astra DR5 1.4 1995 year and where is the cheaper??
Vauxhall Astra DR5 engine1.4 made in 1995 year.I am looking from something cheap but good.
When does health insurance expire when you move out of state?
Suppose you have health insurance in New York, and you plan to move to California. Before the actual move, you drive a vehicle across country, get a California license, register your vehicle, and register to vote. Then you fly back to New York for four months. You go to the doctor, and your NY insurance pays up. But then you get a letter from the insurance company, sent to the CA address but forwarded to NY, saying they heard you'd moved, so your insurance will be cancelled. You write back, telling them their information is premature, and that you'll change insurance when you complete the move. After four months, you complete the move to CA, and two days after your arrival, you start feeling woozy -- feverish with occasional headaches -- requiring bed rest and lots of fluids. If this doesn't clear up in a day or two, you'll want to see a doctor. Will you be covered by the NY insurance, given that you haven't had time yet to get CA insurance?""
BEST HEALTH INSURANCE FOR SICKLY...WITH A MINIMUM COLLEGE EDUCATION-?
22 y/o and have Cystic Fibrosis its a genetic disease (debilitating lung disease) Eventually kills you, supposedly by age 38 yeah yeah i know. right now i'm on Disability because i need Medicare and Medicaid to cover my expenses. And unable to work do to health conditions at the moment. BUT i want to work when i am able, and i do have my associates and want to obtain my bachelors degree. WHAT JOB (probably for the Union or Governemnt) can i get that has GOOD health Insurance that will not strain my health. ( I cannot work in medical field due too freq. lung infections) My Yearly Bills add up to at a minimun $50,000 and if i go in the hospital several times a year over $100,000.. also have monthly bills for antibiotics, and hospital and doctor visits, testing ECT. If i ever get or need a double lung transplant that costs over $500,000 and i need the medical to pay for it when that day arrives. I DO NOT want sympathy i need people to understand my condition and can point me in the right direction. I hate taking peoples hard earned cash, and i will not do it when i don't need to. I am not on my death bed yet and do not need to be on it the rest of my life.""
Will my insurance go up due to points on my license?
I am a 22 year old male. Was cited for going 25.5 miles over the speed limit on a freeway. Plead guilty. And 4 points were assessed on my license. This is the first time any points have been on my license. My question is will my insurance go up do to this and if so how much could I expect? Thanks Also, if anyone knows of anything I can do to keep my insurance from going up, please let me know.""
I am trying to show proof that I did have car insurance in 2009 but cant remember what insurence company I had?
does anyone know how to get past records of car insurance but dont remember what company I had
Do you have health insurance?
if so, how much is it per month? How old are you? What kind of deducatable do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?""
Does anyone know where to get Cheap SR22 Insurance in Texas?
Does anyone know where to get Cheap SR22 Insurance in Texas?
Greeley Iowa Cheap car insurance quotes zip 52050
Greeley Iowa Cheap car insurance quotes zip 52050
What cars have the best insurance rates?
What cars have the best insurance rates?
""Can I get my car towed home, from a car lot without insurance? Or can I keep it there until I get insurance?""
Can I get my car towed home, from a car lot without insurance? Or can I keep it there until I get insurance?""
My insurer wants to charge me a lot for canceling my insurance?
My insurance company (Kwik Fit) tell me that if I cancel my insurance today I will have to pay the normal monthly rate tomorrow as I normally would and then the charge of 67 to cover the cancellation. As far as I can see this means would pay for a month of insurance that I neither want nor need. Is this right? I have looked over my policy and on the pages referencing canceling my policy and they speak f chrages but do not say how much and it is also quite confusing.
Liability insurance for small pizza delivery business?
Do I need any kind of special liability insurance for a small pizza delivery business? My delivery drivers will drive their own insured cars not company owned vehicles.
Will my insurance go up if i wrecked in a ice storm?
there was an extremely bad road conditions in my area on dec 15, and i hit a mailbox coming home, i was only going 15 MPH but the rear end of my car went out of control and hit a mailbox, will my insrance premium go up if i turn it into insurance? also will i get into any trouble since i hit a mailbox if i turn it in?""
600cc supersport vs 1000cc sport insurance cost?
I'm young and most insurance companies wouldn't insure me on a supersport until I've been riding for 3 years. So i'm wondering if for some dumb reason they'd be more likely to insure me on a 1000cc sportbike than a 600cc supersport bike just because the 600 is a ss. The other part of the question is what's the deal with 1000cc vs 600ccSS with older riders? Thanks love ya guys
Shouldn't Pres. Obama step up to the plate and tell them he just wants affordable insurance for all now?
Tell em to screw the lobbyists, so what if the health care lobbyists payed the House and Senate members over $500 million last year, I mean donated that much to them. They will have to wait, but people are dying now..""
What are some good auto insurance companies?
I have not yet did any quotes, I was just wondering can someone out here tell me from experience what are some good insurance companies. My sister has her driver's permit, and she just purchased a used car..Of course she's trying to get her license but she wants to practice in her car as long as she has a licensed driver in the car with her. I myself have license, but no car at the current moment. United Auto Insurance said that even if she doesn't have license and the car is registered in her name, she can still get insurance as long as I'm on there with her because I have license. Do you know of any other insurance companies that are like that. Also, she's just looking to get liability at the time and she is over 18yrs. of age.. Please no smart remarks, only mature serious answers please""
Can a car insurance broker be wrong?
This insurance broker gave me a quote that is a lot lower than what i pay for my car insurance right now. He double checked my information and my driver's licence and gave me a low quote, while all the other brokers told me higher amounts. Could he be wrong? What if I say I want to switch to that insurance, and it turns out he cannot get that locked quote for me? what happens then?""
""CAR QUESTION: If a car is registered in my name, will it be costly for my INSURANCE?""
I am 21 years old and I am planning to buy a used on so that it will not be expensive for my insurance. WHICH OF THESE IS BETTER: -Register the car with my name and pay like 3 thousand dollars for the insurance or. - Register it with the name of my Dad. If it is registered with my Dad's name in it, will that be cheaper to my insurance?""
Need help with car insurance?
My car insurance was cancelled because of no payments on January. I got laid off and couldn't make the payments. However, I didn't return the plates to rmv and was driving uninsured cuz I had make it to school. I just recently got a job and want to get insured again. However, I don't know how to begin the process again. What happens when I return the plates..where should return it..how much fee will I pay ..where do i pay it and when can I get a new plate and when will I be able to get insured again. I live in Massachusetts . Gladly appreciate an answer thanks""
Is commercial auto insurance much more expensive than personal?
I have a little Mr. Fix it business on the side and I carry a few tools in my SUV. I am thinking of getting a commercial auto policy. Will it be more expensive than personal and how ...show more
Financing a Car On Parents' Insurance?
I'm 18 years old, and planning on financing a new car in about a month. As the loan and car would be in my name, would I still be able to be on my parents' insurance policy? Or, would I have to get my own?""
I need to see a neurologist but don't have health insurance. Anyone have any suggestions?
Neurologists offices will only let u in the door with insurance because its too expensive. Of course to see a neurologist there has to be a possibly big problem, this has all been very stressfull and I don't know who to ask for help. Please if u've got suggestions of options let me know.Thanx""
Home Insurance Coverage In California?
We are new at purchasing the home insurance. (we plan to buy a house) We call the Progressive Insurance and request a quote for the house insurance And we also do some online quotes. All it cover basically the house part. We heard that they will cover the disability, life if spouse died the insurance gonna paid off the mortgage, unemployment they gonna paid for 1 year etc. Any idea or tips which insurance provide that? Thank You""
""I crashed my car, and Got a DUI. Will my insurance pay for repairs?""
I crashed my car into a tree, and got an OWI (more commonly known as a DUI in most states) My insurance (USAA) will request a police report, i know that much. But I want to know if they are obligated to pay for repairs, regardless of the circumstances? Yes, i know my rates are going up. Yes, I know about SR22. \thanks""
What is the cheapest insurance for beginning drivers in NC?
I'm about to turn 16 and get my license but I need proof of insurance before I can get it. What is the best insurance to get and how much will it cost?
What is the most affordable car insurance in Boise /Idaho?
What is the most affordable car insurance in Boise /Idaho?
What is the cheapest car insurance for a new 20 year old driver in Michigan?
I dont have car yet but I just need some general information about how much im going to be paying a month. I also live in the suburbs and plan on getting a reliable,cheap,and off the theft radar car. Thanks!""
First time driver...really need insurance help?
ok, so i am 17 and i just bought a car. i live in CA and i really need to find auto insurance for cheap. i know its really expensive for a first time driver to get insurance for themselves, so if anyone knows of an insurance company that does not charge that much i would greatly appreciate a response. thanx""
Renters insurance?
What is a good company to have renters insurance through, that is still pretty cheap?""
CAR INSURANCE FOR 16 YEAR OLD?!?
i am looking to get car insurance.
And why does an auto insurance co. want to know this??
Why when I am getting quotes online for auto insurance do they ask for my marital status and even have a spot for single parent. Would I get a better quote if I said just single? Am I penalized for being single. I'm no kid; I'm over 40.
I need good car insurance?
i just got a car, and it isn't insured for the road. it's a 2002 mercury cougar and it's pretty pricey for insurance, in between 400 and five hundred. i live in ontario canada and i was wondering if anyone has any recommendations for insurance, the cheapest quote i got was from bel air insurance and that will run me around 400-500 a month, anybody know of a cheaper insurance company with fairly good coverage? i am 16 years old getting my g2 in january and i have completed drivers ed. please help. and also anywhere i can get free quotes would be great too. thanks!""
Buying Car Insurance?
Looking to buy a car next week, but i have not owned a car before and have no insurance. Is there something i can do before i go to the dealership that will allow me to drive the car off the lot? Ie. can i somehow buy insurance before buying the car (even if i do not know make or model? (I should also mention that i will want to register the car in CT and purchase in NJ, if that's possible.)""
Greeley Iowa Cheap car insurance quotes zip 52050
Greeley Iowa Cheap car insurance quotes zip 52050
https://www.linkedin.com/pulse/tip-cheap-car-insurance-fast-food-delivery-drivers-jayden-griffin/"
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lexxikitty-blog1 · 6 years
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The Red Files by Lee Winter Series: On The Record: #1 Read: February 2016 Rating: 4.25 Stars
Well, let me see what I can put together for this book here.  Slightly harder now, since I’m about 50% into the second book I’ve started since ending ‘The Red Files’.
Somewhat needless to say, considering this is the first book by this author, but I feel vaguely that I need to note that this is the first book I’ve read by this author.
I had somewhat randomly decided to read this book here, not as random as pure chance – I mean, it was one of the 22 or so books that had been picked to be read February or March.  But random as to starting it when I did (I believe I might have been on a train or something without access to anything except my Kindle).  So it wasn’t until I’d been 19% into the book that I realized that the vast majority of the reading public seemed to really really love this book.  (Actually, it might have not been until the 35% mark, but not important).  And by love, I mean love.  There are a total of 130 ratings for this book – 81 of which (62%) are 5 star.  42 are 4 star (32%), and just 7 are 3 star (5%).  There are no ratings lower than 3 stars.  And GoodReads takes that arrangement of ratings to mean ‘100% of people liked it’.
I only mention all that because suddenly realizing that 100% of the people who read the book liked it . . . kind of puts vague pressure on me.  Or something.  (ack, I just noticed that the person who never ever actually leaves a star rating, actually left a 5 star rating; see, pressure, heh).
Ah, now I see.  It was at 36% of the book when I noticed everyone loved it.  I see now where I wrote something about the book – though not in my status updates.  I had noted that:
The characterization is vaguely annoying me so far, 36% into the book.
At the beginning of the book everything seemed to indicate that Lauren was around 23 or so. The things people said, especially her boss, and her own internal thoughts seemed to indicate that her experience involved a journalism degree, and participation on the college paper before going to LA. (What with Frank, her boss, saying something like 'your experience is a joke', while Lauren's thinking things like 'but I have a journalism degree!'). 23 since she's been on the LA paper for a year now.
But the reader learns from conversations that occur between Lauren and Ayer during their drive from LA to Carson City that Lauren worked for a small paper for a couple of years after college (21 to 23).  Then Lauren had worked for a paper that even Ayer recognized, for at least ten years ('a person ten years my junior is getting the work I want, while I keep getting told to be patient'; so that moves her age from 23 to 33). Then Lauren moves to LA.  Assuming that she got her current job immediately (and it’s possible, since she kind of indicated that she arrived on her last savings, and took the only job offered – meaning that she couldn’t wait a week/month/year before starting at her current job (this is another reason why I had thought she was roughly 22 to 23 when the book opened – because that indication that she arrived on her last dime with no savings and needing to take the first job, even if it wasn’t one she wanted, is something someone exiting college does, not someone moving over from another paper that she had worked on for 10 years).  Lauren then worked there at her current job for about a year or less (almost a year I think it was stated at some point). So her age moves from 33 to 34. So Lauren should be roughly 34 years of age. Or thereabouts. Mind you, she acts like someone who is roughly 23.
Then there's the 'experienced bitter old woman of the news, forced to work entertainment news when she'd rather work 'real' news' (otherwise known as Political news (tis funny as I know some reporters who look down on political news and wouldn’t think of it as ‘real’ news (these being people who work the crime beat, specifically the same kind who would break political corruption stories, going for the crime angle). I didn't really know anything about Ayer by the 36% point of the book (though she seems to come off as someone in her, say, 60s).  Only thought I had was - if she's so bitter about working in entertainment, why's she always dressed in atypical clothing for having that attitude - rich clothing, perfect clothing to handle entertainment news. I probably got confused from what I've seen. Though it seemed as if people who worked the political beat didn't dress like Ayer is dressing (unless they knew they'd end up on camera, like if they sat in the audience of a press conference). But even then - that wouldn't be the latest LA fashions.
To a certain extent, I wish I had learned of the Australianness of the author before starting the book, or after finishing.  Because starting around the point I noticed, the 36% mark, I kept seeing everyone as stereotypes. Vaguely off stereotypes. The 'naive young hick from small town rural-burg who always dresses like she's off to a rodeo' - except that she's actually in her 30s, has experience, and lived for at least 10 years in a metropolitan area of roughly 612,000 people (which, I realize, isn't 18.5 million of LA metro area, but still isn't a farming village).  The stereotypical political hack who is now forced to work in a ‘lesser’ field of entertainment. As, gag, a <i>gossip columnist</i>.  And then there’s the seemingly stereotypical gay guy best friend of Lauren’s.  We don’t actually learn enough of Joshua to move him into or out of that stereotypical role.
<b>Characters</b> This is one of those books wherein the reader only sees things from one point of view – that of Lauren.  I did not particularly like being stuck within just one person’s head. But, no matter.
<b>Lauren King</b> is a woman of roughly 34 years of age who has striven since seemingly the beginning of either her life, or college, to make it to the ‘real’ news of political reporting.  She failed at the small town paper, reporting, as she did, on beauty pageants, crop yields, and other such things.  Failed, again, to make the transition to political reporting when she moved to a ‘big’ newspaper in Des Moines Iowa.  And finally, after 10 years there, gave up trying to get her editors to accept her over on the political side, and quit.  Moved to L.A.  Book opens roughly a year after she moved, a year after taking the only job she could get in the news – as an entertainment reporter.  She has a great political story she wants to follow, but her boss has taken that story from her and given it to someone else.  Her deep evil archrival, who just happens to work at the same paper, has ‘helped’ spread a viral video of Lauren King fighting and screaming that she wanted to show someone her goats.  Maybe it’s time to move on?
<b>Catherine Ayers</b> is a woman who comes from money, worked hard, and rose high in the newspaper business.  Was a regional bureau head in Washington DC for her paper.  Until one story tanked her career.  And now, at the opening of this book, she is working out the remaining months of her contract.  Working as an entertainment reporter.  Some might call her a gossip columnist, but don’t say that to her face or she’d gut them, verbally.  She’s roughly 44, based on a publicist friend of Lauren’s who says that Ayers is 10 years older than Lauren.
<b>Mystery</b> Lauren King and Catherine Ayers attend a business party for … (SmartCard? EasyCard? EasyPay? Bah, I forget what the company’s name is now) that involves two governors (Nevada and California), a number of political people of various levels, many A-list celebrities (hence entertainment reporters at the party), and 34 women with real looking tans and real looking breasts.  That’s actually important, the breasts and tans.  It’s one of the first things Lauren noticed and clued her in on the fact that something fishy was going on.  So, smelling a story, Lauren investigates. Trails behind them when they leave. Talks with a bus driver. Learns that they, all 34 women, were bused in from Nevada (I forget now if she found out then or later, that they were bused in from a brothel).
So, the mystery involves: why did these women turn up at a business party that included politicians?  It is solved by two rivals.  See, Catherine had noticed Lauren’s investigating and wants in.  And, so, the two work on the case.
Got a little weird and farfetched, but interesting non-the-less.
<b>Romance</b> The less said the better, probably.
<b>Overall</b> The book was interesting.  I kind of hovered, throughout, on how much I did or didn’t like the book.  I don’t think I was ever in risk of pausing or not finishing the book, but I didn’t particularly like any of the characters – at least not until the mystery part started – whereupon Lauren, at least, started to grow on me.  Well, both did, but Ayers kind of annoyed me during the ‘romance’ part so she moved back to being . . .um. . not as well liked.
Is this book supposed to have humor?  I don’t specifically see anything that says it is supposed to in the description.  Plot kind of had elements that seemed like humor was one of the underlying themes, especially with one of the main characters fighting someone while screaming about goats, but if so, I didn’t find anything funny.   *shrug* I don’t deduct any points because of that issue, because, as I said, I do not see anything in the description that specifically indicates that the author was actually going for humor.  
Personally I think I might have enjoyed the book more if the walls of bitter rivals had been broken and some form of easy or uneasy friendship broke out.  Instead of, say, romance.  I just didn’t see any chemistry between Lauren and Ayers, and it really seemed, probably only to me, to be forced.    I suppose Lesbian Romances sell more than Lesbian Mysteries, so . ....
Well, the long and short of it is that I’d probably rate this book somewhere between 4 and 5 stars.  4.5? 4.3?  4.6?  Somewhere around 4.5 stars.
Review Written: February 11 2016
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omgnewsy-blog · 6 years
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15-Year-Old Brides May Have Married Their Rapists In Missouri
New Post has been published on http://omgnewsy.com/15-year-old-brides-may-have-married-their-rapists-in-missouri/
15-Year-Old Brides May Have Married Their Rapists In Missouri
KANSAS CITY, Mo. – District Court Judge Gregory W. Moeller peered down from the bench, aghast.
“I was horrified by the case,” the Idaho judge recalled recently.
In front of him, ready for sentencing, Keith Strawn – a father, 6-foot-3 with black-framed glasses the color of his boyish haircut – stood sad and penitent.
Strawn thought he had been doing right by his 15-year-old daughter, Heather, only to realize too late what a massive mistake he had made bringing her to Missouri – the easiest place in America for a 15-year-old to wed.
“I love my daughter very much and never would I do anything to intentionally harm her or put her in harm’s way,” Strawn implored the judge at his May 2016 sentencing inside Idaho’s Fremont County Courthouse. “At the time I thought I was making the right decision, but after looking back I realize that that was the wrong decision, and I regretfully made that decision in duress.”
But the judge was having none of it. The facts of the case were clear.
Heather Strawn was 14 years old when she became pregnant by her then 24-year-old boyfriend, Aaron Seaton, who had plied her with alcohol before having sex with her inside his camper parked next to the I-I Fly shop in Ashton, Idaho.
Across the nation, that is statutory rape.
Related: Missouri is a destination wedding spot — for 15-year-old brides
But Heather insisted that she cared for Seaton. So, instead of turning the young man in to police, Strawn, in August 2015, packed the family into his car.
On the day of Heather’s 15th birthday, when she was nine weeks pregnant, they drove through the night, 17 hours and more than 1,100 miles, to Kansas City to marry her off. That way, the baby would be born within wedlock. And the police, Strawn thought, would be kept at bay.
In Idaho, the couple would have had to go before a judge to be married, risking arrest.
But in Missouri no judge is needed. All that is necessary is the signature of one parent.
From 1999 to 2015, more than 1,000 15-year-olds married in Missouri. Of those, The Kansas City Star’s review of data shows, more than 300 married men age 21 or older, with some in their 30s, 40s and 50s. Assuming they had premarital sex, those grooms would be considered rapists.
The definitions of statutory rape and other child sex crimes vary from state to state. Missouri defines statutory rape as anyone 21 or older having sex with someone under 17 outside of marriage. Within marriage, sex with a minor is legal. But not before.
The number of possible offenders from out of state grows even higher when taking into account other states’ stricter laws, some of which prohibit older teens from having sex with younger teens.
Back in her home state of Utah, Strawn’s ex-wife – Heather’s mother – was livid to find out about the marriage. Under Missouri law, her objections didn’t matter.
She alerted Idaho police. Heather’s father and new husband were soon arrested. By the time their trials commenced, the marriage had been annulled and Heather had lost her baby to a miscarriage.
“At the time, I really didn’t think much of the age difference,” Seaton declared to Judge Moeller at his sentencing. In April 2016, he received 15 years in prison and was forced to register as a sex offender.
“Everything I’ve put her family through, and her through, my family through,” he said, “I would like to apologize for that, for this whole mess. I’m deeply sorry.”
One month later, it was Heather’s father’s turn. His sentence: four years for felony injury of a child. Part of that injury included hauling Heather to Missouri to marry.
But because his daughter was somewhat willing and Strawn didn’t actually force her into marriage, the sentence was suspended. The judge castigated Strawn for his “abysmally poor parental judgment.”
“Your daughter needed a parent. Instead she had an enabler,” Moeller intoned. “You were supposed to be the one with the better judgment and you completely failed in that regard.”
Strawn was sentenced to 120 days in jail for his role in promoting “a vile farce of a marriage.”
“Perhaps as you spend each of those 120 days in jail,” Moeller said, “you will think about the 120 days your daughter was married to a rapist because of you.”
‘I guess’
At 21, Jeremie Rook knew he was in violation of Iowa’s statutory rape law when he traveled to Platte County, Mo., to marry Brittany Koerselman, 15 and seven months pregnant.
But once married, the threat of prison vanished, even though, technically, he still committed the act.
“Yeah, they left us alone,” Brittany said of the police. “I never heard back from them at all.”
Ashley Duncan also married because she thought she was saving a boyfriend from prison. If only she’d had a judge to guide her, she might have been saved from a disastrous marriage.
She was a kid of 15, a high school freshman in the Bootheel’s Pemiscot County. Queasy from morning sickness, her stomach lurched as she climbed on the bus after school that February day in 2009.
Two weeks earlier, in the midst of a record January ice storm that cracked branches like brittle bones, she’d discovered she was more than a month pregnant by her 18-year-old boyfriend.
Her aunt’s voice pealed down the aisle.
“Ashley, come on, get off the bus,” she recalled Christy Cothran, her guardian, shouting. “You’re getting married today.”
Clad in school clothes and hauling her book bag, Ashley scooted along her seat near the window. The date was Friday the 13th.
She could feel the eyes of other students on her. She heard a few muttering. “You’re getting married?” they questioned. “You’re too young.”
She said nothing, but she knew in her heart that they were right. She felt afraid as she ambled back up the aisle, out of the bus and into her aunt’s car.
“They wanted me to get married,” Ashley, now 24 and the mother of four, said. “I knew I shouldn’t have been making that decision that young. It was just something they told me that, like, I had to do or my child’s father would go to jail.”
Ashley, indeed, said the precise intent was to keep her boyfriend from being charged with statutory rape. It was only recently that Ashley was surprised to discover everyone was wrong.
Laws differ from state to state, but in Missouri, statutory rape does not generally apply to an 18-year-old having sex with a 15-year-old. It is defined as sex between anyone age 21 or older with someone under age 17.
Had there been a judge to explain the law, she still would have had her baby, while avoiding the painful marriage.
Ashley stood rattled and uncertain as she took her vows.
She vividly remembers the pastor they hastily found to perform the ceremony asking her if she took her boyfriend to be her lawfully wedded husband.
“I said, ‘I guess,'” Ashley recalled.
Her sister, standing nearby, chided her, “You’re supposed to say, ‘I do.'”
After the ceremony, the family got back in the car. It was a school day. They drove Ashley’s younger sister to her volleyball practice. No presents. Later, back home in Steele, Mo., they shared a cake.
“I threw cake in his face. He threw cake in my face. Then his niece ended up getting the whole cake and throwing it in the laundry basket,” Ashley said. “And that’s pretty much how my wedding day was.”
It’s not that Ashley, whose maiden name was Tidwell, didn’t like Daniel Duncan, an upperclassman, built small and slender. They met on the school bus.
“The first thing I noticed about him is that he was very quiet,” Ashley recalled. “He was quiet to everybody but me. He didn’t show much attention to anyone else.”
It made her feel special.
Two months after they began dating, they briefly broke up. When they got back together, that was that.
“I think I thought I loved him,” Ashley said. “I know now that’s not what it was.”
How Daniel feels about it all is unclear. The couple, still legally married, stayed together for about two years but have been separated now for more than six. Ashley said he periodically visits the two children they share, but his appearances can’t be predicted. Repeated attempts by The Star to reach Daniel through Facebook, messages through a friend and relatives, at his workplace and by certified mail received no response.
If Ashley had it to do over again, “I would not get married,” she said.
She would still have had her children, certainly.
Daniel Jr., called D.J, now 8, was born seven months after her wedding. Her greatest regret: dropping out of school her freshman year, when she was six months pregnant. She once hoped to graduate and go on to become a nurse.
“It was getting hard for me at school,” she said. “I was getting bullied because I was married, I was pregnant, it was getting confusing to the teachers.”
But the real problems, Ashley claimed, began in 2014, soon after their second son, Colby, was born. Noxious and even violent arguments broke out in front of their children. By the end of that year, she and the boys were gone.
“What made me leave him is what his (Daniel’s) dad said to me,” Ashley recalled, “He said, ‘If you seen somebody doing this to your family, like your sister, would you stop it? Would you tell her to get out of the relationship?’ And I said, ‘No, I would stop it.’ He said, ‘Then why are you allowing it to happen to you?’ That is the day I left, and I never went back.”
‘Romeo and Juliet’
There is no easy answer for how law enforcement should act in the face of young girls who marry the men who could be their rapists.
Do they arrest and prosecute? What if the bride and family aren’t complaining?
Enforcing criminal law is not the role of the county recorder of deeds.
“We cannot do anything, legally,” said Gloria Boyer, who for 27 years has issued licenses at the Platte County Courthouse, where Brittany Koerselman was married. “If a parent signs and a couple wants to get married, there is nothing we can do to stop issuing that marriage license. …
“You see situations come through where you’re not necessarily really comfortable with it. You know, I’m the recorder. I’m not the police for this.”
Modern statutory rape laws grew out of a centuries-old English legal doctrine called parens patriae, explained Michelle Oberman, a professor and expert on statutory rape law at the Santa Clara University School of Law in California. The Latin term means “parent of one’s country,” and speaks to the notion of the government as parent, creating laws or steps to protect citizens who are either too vulnerable or young to protect themselves.
Depending on the issue or state, those laws can range all over: 16 to drive; 17 in Missouri to have sex out of wedlock, but if you’re one day younger and the partner is 21 or older then it’s statutory rape; 21 to drink, although it used to be 18. Lawmakers now debate how young is too young to buy firearms.
“The reason why the issue of child marriage is so interesting is that it really forces us to think of what decisions kids are capable of making on their own, and what decisions they actually need to be protected from because they are too young and too vulnerable and they get it wrong,” Oberman said.
Overlapping that, she said, is the matter of prosecutorial discretion, deciding which cases are worth pursuing.
Overall, statutory rape cases come in three varieties, said Leslie Garfield Tenzer, a law professor at Pace University in New York:
“There are the sick cases,” she said, “the teacher sleeping with the child, or the 29-year-old sleeping with the child. That’s an easy case.
“Then you have the case in which the parent alerts the authorities and pushes for it. The parent is irate.” Those, too, tend to get prosecuted, she said.
But the third and thornier type is one in which the law has clearly been broken, but neither the child, partner nor parents are complaining.
“When you have a crime,” Tenzer said, “basically you’re saying that the defendant wronged society. Convicting someone gives the family of the victim some sense of retribution, it maybe rehabilitates the defendant and it is a deterrence to society: Don’t do this.
“But if you have this girl who’s in love with this guy, we really don’t need to rehabilitate them. We don’t necessarily need retribution if the parents understand that there’s love there. And the question is, ‘Do we want to take the time of prosecutors and taxpayers’ money for a case to basically send a message to the rest of the world?'”
In Idaho, the judge sent exactly that message. Heather Strawn’s marriage to Aaron meant nothing.
She was 14 when she became pregnant. Police acted as soon as they received a complaint from her mother. (The Strawns and Aaron Seaton declined interviews or did not return The Star’s inquiries.)
In Brittany Koerselman’s native Iowa, Chief Deputy Jerry Birkey of the Lyon County Sheriff’s Department said that if evidence of statutory rape exists, his office will make an arrest, even if the victims object.
“A lot of times it doesn’t matter if they don’t cooperate, we’ll still go forward,” he said.
Birkey, in fact, said that in Brittany’s case, his office knew it could prove a case against Jeremie with DNA as soon as their baby was born. But the county attorney did not want to pursue it.
“Our county attorney hates these cases,” Birkey said. “We call them Romeo and Juliet cases, because really there is no winner. The victim ends up mad at you because they feel they’re in love.
“But if you ask any of our officers if charges should be filed, they’re going to say yes.”
Shayne Mayer, the Lyon County attorney, said she could not discuss specific cases.
“In general,” she said, “I don’t think these are easy cases from the sense of what end are we trying to gain here? Do you have an angry parent? Do you have a girl who is being taken advantage of? Obviously, I understand that it’s illegal. What do we possibly gain from a prosecution of this individual? Are we going to incarcerate the father of her baby, and then who’s going to pay for the child?”
Mayer said the decision to prosecute would consider factors such as abuse, coercion and family complaints that might force them to charge and prosecute.
“But are you going to put this guy on the sex offender registry for the rest of his life?” she said. “I mean those are the consequences that flow from this type of case.”
It’s also possible that statutory rapists heading to the altar to escape the police are not arrested because law enforcement never learns of them.
Statewide, the number of 15-year-olds marrying has dwindled each year, from 104 in 1999 to 16 in 2015. Missouri’s Jackson County has recorded 64 marriages of 15-year-olds since 1999, more than any of the other 113 Missouri counties. But more recently in the county, the numbers have dropped to one, two or three such marriages a year.
“I suspect we don’t see a lot of these cases possibly because they are not being reported to police and, thus, not being submitted to our office,” said Mike Mansur, spokesman for Jackson County Prosecutor Jean Peters Baker. “If we were aware of a case or if one were submitted, we would consider filing charges.”
Even then, Mansur added, “we would need to weigh the victim and her family’s wishes. This is not to say that would be the only factor or the major factor, but it would need to be considered.”
Eight years after saying “I guess,” Ashley is happier now, in a loving relationship with Tim Donnor, a pipe fitter, who considers all of Ashley’s kids his own. They have two more, Bentley, 5, and Tim, 4. As soon as Ashley can afford a divorce, the couple hope to wed.
Ashley said she supports any law that would raise the minimum marriage age to 18. She has long realized that the only reason she got married so young was out of fear and obedience, neither of them good reasons.
“It was a little bit of both,” she said. “I didn’t want my child’s father to go to jail. I really thought that he loved me.
“I think I would have believed anyone who had said they loved me at 15.”
Visit The Kansas City Star (Kansas City, Mo.) at www.kansascity.com
– MSN
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junker-town · 7 years
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How College Football Playoff rankings actually work: the short and long versions
The committee’s rankings release every Tuesday in the latter half of the season, leading to the big ones in December. Here’s what to know along the way.
The College Football Playoff works pretty simply.
Here’s the short version on how to get in:
Face a Power 5-quality schedule, losing no more than one game along the way, and hope there aren’t four or more other teams that can claim the same.
What if more than four teams fit? If you’re in a conference, you should win it outright. That’s one of the committee’s stated tiebreakers, along with head-to-head results and performance against common opponents.
Also, when it comes to jumping somebody else, try to make your stats and tape look impressive to a committee of mostly athletic directors and non-coaches. How do you do that? Win by a lot, I guess. They haven’t really specified.
Based on three years, here are the benchmarks (full numbers below):
Reach Selection Sunday with one or fewer losses (100 percent of Playoff teams have done this).
Beat at least three teams ranked in the committee’s Selection Sunday top 25 (100 percent).
Win at least six games against FBS teams that have .500-plus records on Selection Sunday (100 percent).
Win a Power 5 conference (92 percent). The exception, a one-loss 2016 Ohio State, had fewer losses (and a tougher schedule) than its conference’s champ and had beaten three teams in the final top eight.
However, there are a few details. Here’s the long version.
“Outright” seems like a really key word.
2014 Big 12 co-champs Baylor and TCU fit the criteria otherwise. But the more important parts are that Ohio State played the tougher schedule and won more big games.
2015 Ohio State and 2015 Iowa are the only other one-loss Power 5 teams to miss the Playoff, and neither won their conferences. (Yes, Ohio State is a weird case every year. The other constant: Bama’s in.)
If it comes down to it, you’d rather have one loss and no conference title than two losses and a conference title.
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Penn State won the 2016 Big Ten, but had two bad losses
The committee ranked 2016 Big Ten champ Penn State behind an Ohio State it’d beaten and a Washington with a weak schedule. Don’t lose two games.
Losing to a bad team is preferable to losing twice.
Remember when 2014 Ohio State lost to a mediocre Virginia Tech? In the first year of the Playoff, some media members thought that would be eliminating. VT finished a little better than some feared, at 6-6, which meant the loss wasn’t that bad. Ohio State won it all. (I promise Ohio State isn’t the go-to example for every stipulation.)
And turns out that was nothing. 2015 Playoff teams Michigan State and Oklahoma lost to 5-7 teams along the way.
A two-loss champ will make it some day, but it’s still not advised.
Photo by Ezra Shaw/Getty Images
A bizarre loss at Northwestern and a close loss to Oregon kept Stanford just outside in 2015
2015 Stanford, 2016 Oklahoma, and 2016 Penn State won power conferences, lost two games, and could’ve made it in, but didn’t get the help they would’ve needed. That OU team also ranked behind a two-loss, non-champ Michigan, so throw a team like those Wolverines — dominant wins, quality opponents, and close losses on the road — in here as well.
Two teams from the same conference will make it in some day.
Try to be the team with fewer losses and the team that won the conference, though.
Notre Dame and the non-powers have yet to get all that close, but there are paths.
Notre Dame can’t get the mystical bonus points associated with winning a conference title — it also apparently can’t get penalized for not winning one — but it can play two or three final top-25 teams and three or four other bowl teams in a given year. As you’ll see below, that’s comparable to teams that have made the Playoff.
If you’re a non-power, you’re not explicitly barred from the Playoff. But playing a bunch of top 25 teams is hard for a non-power to arrange, so you ought to light everybody up and go undefeated.
Nobody’s come really close. 2014 Boise State lost too many games. A couple Houston teams would’ve had shots at consideration, if they hadn’t lost. 2016 WMU didn’t beat many good teams.
Strength of schedule matters ... sort of.
You can see how it helps determine seeding (these are very basic numbers, but they’re similar to what the committee uses; it doesn’t trust fancy algorithm math):
However, it’d be pretty hard to win a power conference without beating a ranked team or two and another handful of bowl teams. Unless we have a crowded field, schedule talk is about slotting, not about qualification.
If you want a schedule math thing that correlates pretty well to committee rankings, I recommend the transparent CPI and ESPN’s more advanced Strength of Record. For predicted team strength going forward, Bill Connelly’s S&P+.
The committee doesn’t care about where your opponent was ranked at kickoff, and it doesn’t seem to care when your loss happened.
Photo by Otto Greule Jr/Getty Images
Washington put that old “better to lose early than late” AP Poll myth to the test in the Playoff era
Especially if the ranking we’re referring to is the AP Poll. The AP Poll does not appear to sway the committee.
Everything gets thrown back into a blender each week.
Teams don’t get credit for games they’ve yet to play (as TCU learned when Baylor jumped ahead at the end of 2014, after beating Kansas State and thus cutting into TCU’s schedule advantage).
It doesn’t appear to matter when you lose (2016 Washington lost on Nov. 12 and fell only to No. 6 — which was essentially No. 5, since Michigan-Ohio State had yet to happen — and then made the Playoff).
Teams do not just slide up or down based only on their Ws and Ls. If a bunch of teams you’ve played had a good Week 13, you might move up for Week 14 because of that.
None of these really matter until Selection Sunday.
For example, in the Playoff’s first three years, a non-Bama SEC team started in the initial top four and ended in the teens or worse, while in all three years, a team that started in the teens either pulled the reverse or came really close.
The reward for being No. 1 isn’t much.
The No. 1 seed gets the closer of that year’s rotation-determined locations. For example, a Pac-12 No. 1 seed would host at the Rose, Cotton, or Fiesta rather than the Sugar, Orange, or Peach.
The committee does not appear to rig the semifinals for the sake of matchups or tradition. Only rankings matter.
Photo by Jeff Gross/Getty Images
Perhaps 2014 Florida State was just stunned to be in the Rose Bowl, after fans and media assumed the committee would set up semis based on geography?
In 2014, it was widely assumed the committee would mess with the matchups and have Alabama-Florida State in an all-Southern Sugar and have a traditional Big Ten-Pac-12 Rose of Oregon and Ohio State. It didn’t.
Clemson-Oklahoma was a rematch of a bowl from the year prior, something bowl committees would typically avoid.
This means the bowls apparently have no say in semifinal games. Fine with me!
After that, the committee fills out the other four New Year’s Six games.
Three have contracted spots, if they aren’t Playoff games in that year’s rotation. The Rose gets the top-ranked Big Ten and Pac-12 teams, the Sugar gets the Big 12 and SEC, and the Orange gets the ACC and Big Ten/SEC/Notre Dame.
The rest are at-larges, arranged to ensure at least one huge matchup. Somewhere in there, the top-ranked mid-major conference champion must be included.
There will be arguing throughout.
These will include claims that:
The committee is biased in favor of one conference or another. (Little evidence for this in the final rankings.)
The rankings favor famous teams with massive fan bases over superior teams with smaller brands. (This theory doesn’t seem to square with Clemson over Alabama, Clemson over Oklahoma, Oregon over Florida State/Ohio State, or Washington over Penn State/Michigan.)
The committee’s strength of schedule metrics are somehow both simplistic and confusing. (Fair.)
The committee’s verbal explanations of actual team quality are scant, vague, confusing, and inconsistent. (Extremely fair.)
The rankings fluctuate way too wildly. (A strength, IMO, but the committee should explain it in a written format each week. The polls we’re used to don’t account for shifting context beyond just what each individual team did in iso, so the committee’s fiddling can look really random.)
This is all just building toward an eight-team Playoff. (Yeah, probably.)
Got all that?
See? Told you it works pretty simply.
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