#I turned in disability papers in MAY and its still months away from being fully processed l
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foxgirlmoth · 1 month ago
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The chronic pain has been so fucking bad lately
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birth-fic-lover · 5 years ago
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I’ll birth your baby part 1
As everyone in Fiona’s office packed up for the day one of her work friends asked “any plans for the weekend?”
“The usual” Fiona said, knowing that no one knew what her usual activity was. “Yourself?” 
“My husband is taking me to his mothers, gonna try and convince her to give up her snake collection.”
“Good luck” Fiona said picking up her bag. She headed out the door and back to her home, she checked her phone, her client had requested an 6pm appointment.
As she parked her car she spotted her client, not because they had met before but because she was almost 9 months pregnant. She was stood with her husband, “he must be in on this too” she said to herself as she turned off her engine.
She got out and held out her hand “You must be Amanda”.
“Yes, thank you for fitting us in a bit earlier. Me and the hubby wanted to have one last weekend away” Amanda said.
“Of course, you might as well take the chance while you can” Fiona said taking them into her home. “I am glad you found my house alright”.
“Yes, it is a bit out of the way” the husband commented.
“As you can imagine, with doing things like this neighbors would just complicate things” Fiona explained leading them to the examination room. “So as I expained on the phone, I will do one final examination. For your piece of mind and mine, besides my legal team insists. Of course you will get a full birthing report within the week, if I have time before you arrive on sunday I will try and do it then. I know that some like to use an element of truth when recounting their birth story”
“Yes we read over the contract, in the case that our child could develop any disabilities relating to the birth we would contact you directly?” the husband asked.
“No it would be my legal team who would of course inform me, your baby is extreamly healthy and I see no problems from your file.” Fiona helped Amanda onto the examination table, “you are aware of the multibles clause? If you are found to of been carrying twins or more I do have a hefty fee, it’s just to stop any couples trying to get a cheeper price. Besides the suprise on my end isn’t very nice or safe for the babies”.
“Yes we are certain that it is one” Amanda said.
Fiona used the doppler to examine the baby, “yes everything is in order to proceed. Because your child’s father is fully aware of your actions we have a little bit less paperwork”.
“Does that happen often?” Amanda asked.
“Most women decide they would rather tell there loved ones that they braved it alone, including there husband. Or sometimes it’s the cause the father isn’t in the picture, I even work with those who it would be tramatic for them to give birth.”
Amanda nodded, “so how does it work? Is there a device you use to transfer the baby into you?”
Fiona smiled “I have always had the ability to transfur unborn children into me”.
“Oh right” the husband said not fully understanding.
After the couple filled out all the paperwork on the office, they expected to retuen to examination room. But Fiona said “no need I can do it in here, Stan you may want to hold your wife’s hand”.
“Will it hurt?” Amanda asked.
“It will just feel a bit strange” Fiona promised, she took her chair and faced Amanda. She had remebered to put on one of her more looser work dresses so there was no need to change. She put her hands on Amanda’s covered belly and focused.
Amanda felt no pain but she felt like someone had pulled a plug out and all her amniotic fluid was swerling around her womb as it drained out of her. Her belly softened and Fiona’s began to bloat. After a minute she felt her childs placenta ditached from within her, it suddenly disappeared and Fiona suddenly had a full term bump. Fiona’s hands were still on her now flattened belly as she felt the last drops of fluid leave her. Fiona then removed her belly, and smiled at the amazed couple.
“One last set of papers to sign to confirm the transfer” Fiona said, she rubbed her belly while watching them sign. Amanda then put her hand out and Fiona leaned her belly towards it, Amanda smiled as she felt the kick. 
Fiona wished the couple a happy trip and promised to call once the delivery was complate.
As Fiona climbed the stairs she realised she had forgotten to set up her birthing room. She sighed, being full term would not make the job easy. The baby was already between her hips. She slowly got to work getting all the fresh medical equipment out of it’s packaging, she then went to put the plastic cover on the bed when she realised that it was downstairs. She walked down one hand on the handrails the other supporting her belly, she went to get the plasic cover and found climbing the stairs slow and difficult now she didn’t have the free hand to support her. 
She could feel a back pain starting as she finally reached the room again, she tried to move her back around but it kept it’s strenth. Fiona knew it wasn’t truly a contraction, but that labor was starting in one form or another.
In some ways she was relived, when she had not enough progress and there was less then 24 hours till pick up she would have to resort in breaking her waters or using a drug to start contractions. She wondered if the baby could tell it was in a diffrent womb, she felt some hard kicks during the rest of the evening as she ate some dinner. Just something light to chase away hunger.
As she was wondering if she should sleep in the birthing room that night or not she felt her first proper contraction, she could feel her muscles warming up. But they were not too bad, they never were at this stange. The pains were more annoying than painful, as she was answering emails for future clients. She worked secretly with some charitites that would pay for women with disabilites to use her service. She would always charge the charities a fraction of her usual rate, happy to help those who wouldn’t be able to do the delivery.
As the evening got later she wasn’t able to concentrate on anything but her breathing. When Fiona was in pain, she had a bad habit of holding her breath. She decided to go upstairs while they were still 5 minutes apart, she did not want to be stuck downstairs.
Another benifit of living without neighbors was that in the summer she could labor outside, the cool air would feel good against her sweaty belly. She wished that she could do that tonight, there was something sexual about feeling like an animal grunting and groaning thought her pain surrounded by trees. But her clients had spacifically asked to have the birth documented in detail, she didn’t think they would apprecaite her choosing an outside birth.
As she started to climb she had to stop, “come on baby, we gotta get through this together”. She tried to wait out the contraction still standing, as soon as it was over she continued to climb. She made her camp in the birthing room, she hoped this wouldn’t take all weekend. “It’s lucky your mum and dad gave me over when you did” she said to the bump, this baby was ready. 
Over the next few hours all Fiona could do was contend with the contractions as they built up. Fiona leaned against the wall timing her contractions a bit closer now, the pain ramped up quickly on some contractions and wretchedly slowly on others. When she felt peak of the contraction, she would let out long moans as her muscles held her womb tight. Sometimes just as she was feeling some relief, it would tighten up again catching her by surprise.
By the early morning Fiona was in almost in constant pain and the pressure inside her womb was unbearable.She was on the bed and rocked on my knees,  anything to dissipate the pressure. She knew that she would need to break her waters at this rate, she hadn’t diatated much in the past hour. The uncomfortable fullness of her womb made her belly seemed to feel fuller and bigger with each contraction. 
Fiona longed for the urge to push, she reached to the medical trolly by her bed. She grabbed the amnihook and then tensed as another contraction came, the contraction pushed the baby another few centimetres further into her birth canal. As soon as it was over she inserted the hoot and used to tear open her amniotic sac. She felt her waters leaving her body, with it her contrations go stronger. 
Time ticked by as Fiona approached the 4-hour mark since her water broke, her contractions went from 2 minutes apart to 1 minute to seconds apart while their intensity went off the scale. Fiona bore down as her hands kept her legs spread open as much as possible. She could feel her baby spread her birth canal open and slowly descend down it.
She felt the bulge and smiled in relief, it looked like it would not take long now. Each push Fiona was making progress, her belly clenching around her swollen womb as it was happening.
Her swollen belly had decreased in size as bore down again and again, until she pushed once more and her baby reached a full crown. The pain was so immense that it felt like someone had taken a blowtorch to her crouch. The head slowly inched its way out, before a pop of fluids brought the head out and hanging between her legs. She just had the shoulders to contend with now, she took deep breaths and gave a huge push feel both shoulders makin there way out. She didn’t give up, on the next contraction she did the same and the baby side out. 
Fiona’s body relaxed as she picked the crying baby up and comforted him, she cut the cord and set to work on the umbilical cord. 
A few hours later she had already contacted the parents who had decided to come back early so they could meet their son. Fiona had napped and spent the day cleaning up and writing her birth report. Stan gave her a genorous tip for deliverying there son so quickly, before Fiona could blink it was monday morning. She had magically healed by now, she greeted her work friend. “How was the mother in law?”
“Bad news she tricked us into buy her a new snake, how was your weekend?”
“Got my jobs done quicker then usual so spend sunday resting”.
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sleepyfaceandsnark · 4 years ago
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Distant Lover, One Day I'll Hold You Like the Sun Holds the Moon
Summary:
When Steve leaves a letter for the new resident at the lake house he stayed at during the summer he doesn't expect to get a letter back, or such puzzling exchange that'll make him ask is this fate? Or is this just an expertly crafted practical joke?
AO3
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January 4th 2012
Dear New Resident,
I hope you enjoy this quaint house as much as I did. May it feel you with many times of peace. Please if you receive any mail addressed to me to forward it to my current address listed at the bottom of this letter. The paw prints on the dock and the box in the attic were here when I got here. Not sure who the box belongs to.
Enjoy your stay,
Steve R
Steve leaves the letter in the mailbox and takes his last bag of luggage. He didn't so much lie in the letter it really was a nice, quaint place and it was very peaceful but regardless of those facts he couldn't wait to leave the lake house behind him. It wasn't the lake house's fault he had a bad break up and had to go back to shifts at the emergency room after his private practice lost their funding and he certainly didn't believe it was cursed so it was okay to omit his personal drama from the note. He takes one last look at the house, placed in the middle of a lake 5 miles wide with large windows being the only source of outside exterior walls. It gives the illusion just anyone could look in but there was no one around to do so, and even then by some technological advances of some kind Steve couldn't bother to remember, the glass reflects in a way that disables anyone from seeing in. The walkway from land to house is around 10 yards and narrow, leaving enough room for one person and maybe a dog Steve thinks as he rolls his eyes looking at the pawprints again. He finally jumps in his car and pulls away from the house with promise he'll be back to check on it soon.
February 3rd
Bucky Barnes drives his truck down the gravel road towards the secluded lake house he decided, on a whim, to rent. A stupid decision possibly, especially for a bartender, but a great place for him to get peace to write. He checks the mailbox and sees a letter written by the previous inhabitant. He slings his only bag back over his shoulder and slides his fingers though the flap of the envelope to open it as he walks up the walkway. He unfolds it as he puts the keys he was given in the lock, flicks the lights on by the door, and drops his bag down. He walks to the couch and starts reading.
Quaint? Definitely. He got that memo when he checked out the place. He glances quickly at the bottom to see the address he's supposed to forward the mail to and goes back up to reading.
Paw prints on the dock? Not sure he remembers seeing those unless he wasn't paying attention when he was shown the place, or even just now. He'll check in the morning.
Box? That could be interesting. Soon as he's settled and orders some food he'll find his way up to the attic.
He puts the letter down. Okay so no notion of anything be haunted. That's good. Except maybe the mysterious box.
His food comes and he puts on the tv, setting it up when he was waiting for the delivery. Of course setting up the tv took longer than the thought so he didn't have time to look in the attic for the mysterious box. He finishes his dinner, discarding the remnants in the trash. He sits back down to finish the episode of whatever mindless tv program he settled on to rid himself of scrolling through all of the channels. He already forgot the name of it but it was a rerun of some show about people jumping through impossible obstacles. Bucky sits back and wonder if he could do that, maybe even win there prize...if there even was a prize. Note to self look up how to apply to American obstacle course show or something...
He turns it off after the episode ends resisting the urge to let it go to the next one and decides now is a good time as any to look up at the attic.
He pulls the covering down, revealing a small latter, and climbs up. He peaks his head through the hole and notices how empty the room is. He climbs through regardless and walks around the room seeing a few pieces of furniture, some with sheets covering it some covered in dust. That's odd. Almost as if no one has been up here in years. He looks around some more but doesn't see anything resembling a box. Maybe the letter was old and not only did the other inhabitants paint over the paw prints but also got rid of the box (and never dusted). Shame he was curious.
He checks the letter again and there was no date besides the day and month. Maybe it was January 4th of another year?
Bucky sighs and goes back to the television, scrolling through again until he falls on some movie that was halfway done. He falls asleep on the couch. Next day he looks around the house, in daylight this time, and sees what could possibly be fixed. He doesn't notice much in the house besides some rusty hinges which wont be a huge project so he goes outside to look. He walks on the walkway still not seeing the paw prints that were supposedly there however he does notice the paint chipping, pieces of it coming of in his hand as he slides it down. Looks like he'll need a trip to the nearest hardware store for some paint. It'll probably be easiest to just match the black that's already on it as much as he'd like to try his hand at a bold color change.
Luckily the hardware store was nearby so about a half an hour later he has the paint, brushes, a roller (in case that's easier), and a tray to dump the paint in.
About an hour in, and not even halfway done, he hears something near the bushes on the other side of the road of the house. He hears something jump out of it and the light scratching of nails on the pavement. He's about to turn around and face whatever beast decided to intrude on his peaceful Lake House when he hears a playful bark. The best, or otherwise known as a Golden Retriever, gallops towards him tongue flopping in the wind. Bucky manages to dodge out of the dog's way but unfortunately the paint pan didn't make it. The dog's feet run through it, knocking the paint can over as well in the process, and continues to run down the walkway and towards the house. Bucky stops the dog as it's feet touch the front porch of the house, and thanks himself for closing the door.
"Hey, buddy. What're you doing?" Bucky asks the dog as if the dog will answer him back 'Oh nothing much just going for my mid day jog'.
Bucky laughs to himself . “Alright let me see if I can get you cleaned up,” he says to the dog. He put his hand on the door knob but stops himself. Oh right. House that’s technically not his, dog that’s definitely not his with paint on his paws. Probably wouldn’t make a good mixture.
“Umm…” Bucky turns back to the dog who is sitting patiently. “Stay,” he apprehensively orders, pointing to the ground. “Stay,” He repeats as he opens the door. “Stay.” He says again as he moves his body backwards into the door, not leaving room for the dog to come in. Besides extending his head to the door the dog stays still.
Bucky rushes to the kitchen and looks in the drawers for a dish towel of some kind. Nothing. God the previous people really didn’t leave shit. He sighs and takes the roll of paper towels he had got on his way back from the hardware store. He ripped some off and folded it as he wet it under the sink quickly. He walks back to the front door mostly expecting the dog to run off, which he actually did think it did until he opens the door fully and sees it laying down on the porch near the door.
“Well at least you’re a good listener,” Bucky says, lowering himself to the ground. He grabs a paw, darkened with paint. The dog lets him, wagging its tail as Bucky uses the cloth to wipe off some of the paint. “Even if you did ruin my walkway…” He looks past the dog to long cement connecting the house to land. “Wait a minute…” He gets up and sees the paw prints all the way from towards the road to his house. The walkway, the painted paw prints. He walks over and brushes his shoe over one. It’s already dry. Paw prints on the walkway just like the letter described.
He walks back over to the dog and finishes cleaning its paws. He wears a puzzled look on his face as he thinks, much to the dog’s displeasure. Bucky feels a light kick on his face as he notices the dog roll on his back, asking for a belly rub. This shakes Bucky out of his trance as he laughs again at his new friend and obliges. The dog’s paws are clean and Bucky packs up the remaining paint, he’ll finish tomorrow. He heads inside, this time not giving the dog any orders so he follows him inside. Bucky doesn’t mind. He grabs the letter from the table by the couch and rereads it. He shakes his head again, maybe this dog has done this before? Or any dog for that matter? He sighs, looks through one of his bags for a piece of paper and decides to write a letter back. Tomorrow, after getting the dog checked at the vet, he’ll pick up some envelopes and stamps.
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wxkryarb-blog · 5 years ago
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darkangelz87 · 7 years ago
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Different Perspectives
A Autistic Sherlock and eventually Queerplatonic Johnlock fanfiction. Read if you want. ^^
                                     Seeing from Different Perspectives
                                                                                                                           Chapter One
 Autism.
: a mental condition, present from early childhood, characterized by difficulty in communicating and forming relationships with other people and in using language and abstract concepts.
Vague snapping of fingers, twirling, chewing on pencil erasers, sleeves and hands, bright lights, colors, sounds, texture of food and clothing, comforting or abrasive, touch, unwelcome and hurtful, eye contact, nope, thoughts merging and turning into screams… “STOP!”
Sherlock froze, shocked at the sound of his own voice ringing in his ears as he still was pulling at his curly hair, his eyes growing watery with unshed and unwanted tears as he stared straight ahead which happened to be right above a crowd of milling people in a shopping mall and dear lord, no, John was here. He didn’t want John to see this!
John Watson stopped what he was doing which was interrogating a passerby and he immediately strode over to him where he was sitting on a bench, the army doctor mask coming over his face as he leaned down, trying to catch his eye sight, “Hey! Sherlock! You okay? What’s wrong?”
Sherlock frowned, an eyebrow twitching.
Okay… I should probably start from the beginning.
I was diagnosed with Autism as a child and that combined with my brilliant mind and swift calculations was an astounding combination.
I saw it as a gift, my brain but I learned from other people especially my family and fellow childhood students that it wasn’t such a brilliant thing.
I remember enjoying and getting lost in the rays of sunlight through dust motes and how my pleasure points of my brain lit up with joy as I spent hours running my hands through the magical streams. I tried to show it to my family and got scolded for spending hours loafing when I should be studying.
My first special interest and happens to still be a dear interest of mine before studying murders, literature and violin was the wonder of bees. I fell in love with them after I saw my first bumble bee. One landed on a flower near me as I sat studying on a hill near our old house and when my eyes strayed to it, I felt something in me stir with silent wonder at its tiny fuzzy body and its low almost soothing buzzing. I watched it, enthralled until it flew away, and I rushed into the house, went to the family computer and quickly searched ‘Bees’.
I began to draw hundreds of bees, reading and studying everything about them and catching them, putting them in jars and letting them go after a while. The thing that blew my young mind and made me admire the little insects even more is, scientifically, the bumble bee’s wings should be too small for it to fly. Amazing little creatures that no one ever took notice of.
My bees ‘obsession’ was dismissed as a childish phase.
Flapping my hands when I was happy was discouraged ‘It was embarrassing’, twirling was considered dangerous to myself, to everyone around me and to the breakable objects within reach, when I was quiet and wanted to listen to Bach with my headphones on instead of struggling to push words out of my mouth I was considered uppity and snobbish.
Everything I did was wrong, so I started to formulate a blockade around me, my emotions and my autistic side was pushed down and restrained so I turned myself over to my mind and my calculating abilities and enhanced those qualities about myself instead and silently reveled in the praise it brought me from my family and the school faculty.
It didn’t help me with people though, they were a foreign entity and I didn’t want them to get too close to me because if they found out all about me they would surely go away, and I didn’t want the trouble, the headache and pain of relationships. And having girlfriends or boyfriends was out of the question. Sally Reed from high school tried to kiss me and I punched her for touching my tongue with hers and all the boys wanted to do with me was they hit me and taunted me for being smarter than them. I can’t help it if I knew the formula for pi in 4th grade, I naturally excelled at mathematics.
Later, I found my calling in being a consulting detective for Inspector Lestrade, it fully utilized my brain in a healthy way (drugs got my pent-up emotions and energy out when I was high, and I didn’t care about keeping up facades when I was stoned) and I could get along with Inspector Lestrade (Even if some of his group are complete idiots). I eventually found a promising flat with an acquaintance I knew from an old case, Mrs. Hudson. The only problem which was a big problem considering my sometimes-low funds (I refuse to ask Mycroft for anything if I can help it!) was I needed a flat mate to help me with the rent.
In walks John Watson.
I admit, at first, I was only interested in Watson because of his ability to pay some of the bills and to furnish half of the rent but then it turned to something else when he really listened to my deductions with almost a form of awe and a word whispered in complete reverence like: ‘Marvelous!’, ‘Brilliant!’, ‘Fantastic!’, the list went on and to top it all, he killed a man for me.
I haven’t known him for very long but what I do know of Watson, he intrigues me, and no one has ever intrigued me before. I wanted to keep him thinking that I was this intellectual genius, so I hid my disability from him with care the last couple of months that we have lived together.
Well, seems like the proverbial cat is out of the bag.
I didn’t want to go to a mall to talk to a jeweler that had been robbed from, it was a category 3 at least, not worth my interest but Watson had shown interest in it and he said it would be nice to hang out together, that it would be a casual time out together.
Uhuh… I should’ve went with my instinct and said, most definitely no!
It was an onslaught on my senses ever since we entered the doors. Screaming kids, chattering, giggling girls and boisterous laughter assaulted my ears, fluorescent lights glared in my eyes making my head pound with intense pain and people getting too close for comfort sometimes made my skin crawl and unpleasantly itch all over.
By the time I was clawing at my hair and screaming for everything to “STOP!” I knew my cover was blown.
I didn’t dare to look up when John asked what was wrong, but I gritted my teeth and clenched my eyes tightly shut, trying to shut out the imminent look of pity that would surely be coming from Watson.
What I didn’t expect was gentle, steady hands on both sides of my face.
My eyes flew open in shock and I blinked unexpectedly at the change of brightness as I slowly registered that John had just slipped a pair of sunglasses over my eyes.
I blinked up at John and he just smiled, a little smile that he shows sometimes when he is reading the paper, writing in his blog, or drinking an extra especially good cup of hot tea and he walked back to the jeweler, continuing to ask him questions.
I was dumbstruck.
I composed myself and quietly felt around in my faculties, testing myself to see if my senses had calmed down somewhat and found to my surprise that just dimming the lights had made the sounds more bearable and my pounding headache melted down to a tremor of pain. Note to self: Start carrying sunshades in coat pocket.
John walked back to me and I cocked my head to one side, looking up at him with a question on my face, he answered the quiet question, “Nothing that the police can’t solve by themselves.” I growled in annoyance, rolling my eyes, “Like I said, clearly a category 3, nothing of interest.” John grinned, shrugging, “Ah, oh well. It was worth getting out of the flat for a bit huh?” I snorted, looking away, “I’d rather dissect a skunk than be around these swaggering, giggling bags of testosterone and hormones.” John laughed, making me turn my eyes on him, really looking at him and seeing him, I quirked an eyebrow quizzically at this seemingly normal man and I smirked.
John Watson was anything but normal.
 Author’s note: This chapter is insanely short and kinda pointless lol but I just wanted to start this story with something sooo here it is! I’ve been wanting to write this for a very long time and I’m starting it! I’m excited! :) I will be using my own Autistic experiences in the story (Using sunglasses does help dim down sensory issues for me. I wear them in public a lot.). I hope to be able to kinda write and put together a guideline for the next chapter so it won’t be so short and kind of random and I am debating just keeping the story in Sherlock’s pov and not switching back and forth like I am prone to do.
But yeah, this story is about Autistic Sherlock and how he tries to act neurotypical and generally succeeds until John Watson comes in the picture and figures things out and the big thing is, John doesn’t care that Sherlock is Autistic and it may possibly be one of the things that he loves about him. 😊
Yes, there will be queerplatonic Johnlock a lot later in the story cause it’s a slow burn, very sloooow but cutesy fluffy slow burn.
Hope you guys like it and feedback is appreciated! 😊  
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aurea-corde · 8 years ago
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this is me
Hello! 
I guess I should introduce myself. My name is Yux. I’m 18 and was born in Singapore but moved to Australia in 2006 and have been living there ever since. 
Here are some fast facts about me: 
I’m an INFJ although the F/J is usually around 50/50
I’m an avid book reader/lover. 
I’m Asian-Australian 
I believe in soul mates, but don’t think they are restricted to the romantic kind 
I am a fast paced human bean
My Chronic Disease story: 
Recently I was diagnosed with non-radiographic spondylo-arthritis which is form of arthritis that mainly affects the spine and large joints like the hip. It had been a late diagnosis as I’ve been suffering with joint pain since 2015. 
This diagnosis didn’t come as a shock, months ago I had given up playing sport and could no longer exercise. My sleep was interrupted every night, 4-5 times a night I would wake up because of the pain. I had to quit my part time job because I couldn’t stand for long periods of time. My attendance at school had dropped because some days the pain was so bad I couldn’t get out of bed.  I stopped playing cello because my wrists were no longer strong enough, and it was only April of 2016 that I went on my second music tour to Italy to perform as principal cellist. 
By late August of 2016 I was diagnosed by a rheumatologist and began treatment. I began on the slow and often ineffective Naproxen which affected my ability to concentrate and did little to help with the pain. During school exams I had to read multiple choice questions 6 times in order to get it into my head, my concentration was non-existent. Previously I had been a fast and avid reader, usually digesting a book every week or so but this stopped too. Slowly and slowly I had to give up so much of what I believed to make up who I was as a person.
In between visiting the doctor, studying for exams and giving up a lot of my interests and hobbies (physically) my boyfriend at the time told me that he couldn’t cope with “me being sick”. And so in that already difficult month I lost a relationship too. A relationship with him, with myself and with all my physical passions. 
I turned 18 in September and through the whole month I felt like I was nothing, an empty pistachio husk of who I used to be. All my successes, accomplishments and the things that made me who I was no longer existed or could continue to exist in the same way. I was on new medication and now had a cane. I couldn’t walk for more than 10-15 minutes without it. I was cold all the time and had lost weight because the meds took away my appetite. 
In October I met a boy. Although this is another story I thought it was important to mention him because his support will be significant later on. 
Our final high school exams began during the month of November. I live in Western Australia, so these were called WACE. Exams are tough even for normal able bodied people that do not have medical conditions, mental illnesses or disabilities. This set of exams were incredibly arduous for me as the Schools Curriculum Board decided to deny my special exam conditions, only allowing for me to have non-working time even though I had specifically requested the use of a keyboard as I couldn’t write for more than 20 mins before the pain got so bad that my hands would shake and I was no longer able to hold a pen, let alone write anything legible. Even with the rest breaks I only ended up finishing 30% of each of my exams and missed my last exam. This of course left me distraught because I’d always been the type to push myself academically, and in anything that I had set out to do. 
I felt incredibly disappointed in myself. Although I had never been a fan of standardised testing, I had work hard throughout the year in order to prove myself and display my capabilities. I had believed wholeheartedly that the Schools Curriculum Board set out to give every student an equal and fair opportunity to perform to the best of their abilities. I felt as if I had been discounted and completely forsaken.
I had the privilege to be educated, to go through secondary schooling only to not perform the best I could. I was letting down myself, my parents, my friends and all those kids that didn’t have the opportunities to attend school. Of course, in reality no one saw it that way. They told me that I was strong and brave for still turning up to the exams even though I knew that less than half the paper would be completed. 
It wasn’t till a close friend told me that I should focus on doing the best of my abilities in the circumstances I was in. It stuck with me. So even after all the chatter after each exam I would go home, chant that mantra, watch a movie and live another day. 
“A number does not define me. An exam does not define me. I am doing better than I think I am.”
When my exams finished I focused on renewing the untouchable core that I knew was within me. The fire that burned from within that could not be extinguished by comparatively small troubles. For such a long time I felt like I was less than enough, not in the eyes of others but in my own eyes. I was less of me, or rather less of what I used to be. 
It wasn’t before long that I got sick of feeling sorry for myself. I decided to not settle for less. Yes, I’d gone through some shit in the last couple of months but this was not how I was going to let it end - this was a learning curve. This was the sandstorm in Murakami’s “Kafka on the Shore” and I was going to come out stronger than ever. 
I had forgotten that I was a whole person; and although so much of me felt empty and like a failure I had succeeded already by being me. I found tiny victories in getting out of bed, eating a whole bowl of food, going to school even if it was for half a day. 
A disease does not define me, my successes and accomplishments do not make me who I am. Under all the onion layers and walls I built up there is the untouchable core. There is the bookworm girl and nothing will ever change that. 
Now:
In December I flew home to Singapore, 5kg less than my normal weight and have been here for nearly 2 months now. Although on new meds, my body is coping as well as I can hope. There was a lot of anxiety in the lead up to this trip. I found myself having an unexpected amount of existential crises, more than the norm. There is significant worry that can be expected in the coming of age of many young people in society today. I booked my plane tickets wholeheartedly believing that the distance away from home would help me find some inner peace - a kind of pilgrimage to the untouchable core. An Onsen spa for my mind. 
Having arthritis and chronic pain is difficult to say the least. But it has taught me so much about who I am in times of trouble and my capability to rise from the ‘ashes’. The pain and struggle has inspired me to discover the ‘new’ me, even though it has always been the same me - I am finally able to look it in the face and say “hello”.
My Advice for people who suffer from a chronic disease: 
1. Assess your support system:
My parents have been a pillar of support. Reminding me every day that I am unconditionally loved. Unconditionally loved meaning that no exam, no hardship, no number and no disease could ever change their unwavering love and support they have for me. My friends have always believed in me and continue to do so everyday. They held my hands when I could not open pasta sauce jars, the listened to me rant about how I hate being in my own body, they loved me and read my angst filled poems. 
Your loved ones may not always be able to or fully understand what it is like to be in a sick person’s body but they will always support and love you. Let them in, let them love you because you deserve to be loved by them. 
2. Educate yourself about your disease. 
It is important to know what is making you unwell. When you are seeing the doctor or going for blood tests, picking up prescriptions; do so with an open mind and with listening ears. Learn about treatments, management plans, new diets, medication, exercises, see those specialists, spend time to learn about it. 
3. Dig yourself out of the self pity. 
Yes I know, it really sucks. Its hard and sometimes you want to give up but you can’t. You may not get better, be cured or go back to normal life but you can try. I don’t know you and I won’t ever understand how hard it is for you because I’m not in your body but I can tell you this: self pity is not a proven effective treatment in any disease or mental illness.
Sitting there feeling sorry for yourself every single day is not going to help you in any way. There are so many things you can do to help. Accomplish something small everyday, even if it is tying your shoelaces, having a hot shower, making a cup of tea, watching a whole movie without falling asleep. DO THINGS THAT MAKE YOU HAPPY AND MAKE YOU FEEL WHOLE. 
Yes you are unwell, being sick sucks but you can do things that you still enjoy that will make you happy. A positive outlook and being resilient will make enduring all the pain and tiredness easier. 
4.One word: Self-love 
A poem I wrote: 
“We might die from medication but we sure did kill all the pain" 
I stood in the doorway for a moment
pausing to calculate 
if this is so, and that was so
A whole year has past
and not long before 
I stood trembling,
beneath such a fear 
That it would be the end of all I knew 
II
and so nothing I became
simply vanished into the
outline of this is so
forming the endless void 
of a shadow of that was so 
I crossed those plains and 
mountains
across oceans, aboard planes.
Drinking wine like it was a new oxygen. 
III 
now I stand in the same doorway
replaying to count
this time, and that time
not wishing to mis-remember 
all the things that came to be
and so this was so. 
_____________________________________
Thank you for listening to my story and thank you for Mimi for creating a platform of voices. If you read all of that another big thank you. 
I am here to listen to you too. 
Love,
Yux (@acidist)
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fallingfromsleep · 8 years ago
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More Draw Well, Be Well Feb 27, 2017
If a picture can be said to be worth a thousand words, then it might be said there are some pictures that are worth a thousand pictures. A thousand pictures each, if not more.
As these pictures by my daughter remind me, there are some pictures that poignantly illustrate a way of being and living with just a few wobbly lines. These particular pictures of her’s light up a string of memories that I had once tried hard to forget, but which now, when viewed from my present age look so tender and beautiful.
These are the rapidly drawn images my daughter made as she recovered from a crushing fall. They helped her speed her recovery from the deprivations of lost sleep which shattered her and separated her from the people and things she loved, including drawing, singing and eating. When after four painful months of wandering in that lost place where unrecoverable sleep falls, she lifted her weary head and dull brown eyes, and drew as if her life depended on it. And what flowed from her shaking pens contains some kind of special meaning, some truth, and something that reaches into the deepest roots of my relationship with her. And they are pictured in distinctive, personal ways that even the most telling words cannot tell.
I call these pictures you see here my daughter’s reminders, partly because she drew them in a furious sprint in one of my old datebooks, whose grey pinstriped pages contained space for writing daily and weekly reminders.
These are the drawings I hope never to forget, not now as my eyesight blurs, or ever. I’m in my sixties, and my recall isn’t what it used to be, but I don’t need to be reminded that my 30-year-old daughter, Jenny Lily Gordon, grew up falling down, with a black eye here and a cut chin there. As her picture of the red and black seizure monster reminds me, this falling of her’s is a simple unerasible fact of her neurological condition, an imbalance up in the brain that has been known to break a bone, or trigger a run-away seizure.
Her lack of balance is a fact of her life. It means that my art-loving, song-singing daughter is forever sitting on the edge of a Humpty Dumpty-like wall. Will she fall today? This question can be permanently drawn straight to the tippy DNA staircase of her genetic disorder. Jenny’s is a rare disorder, with a name still freezes on our tongues: Incontinentia Pigmenti. It’s hard to say, and in my daughter’s life, still harder to live with. It effects both her skin and central nervous systems in obvious and subtle ways, but altogether her condition is boldly disabling.
“I hate my disability,” she tells us, “but I love my life.”
And one of life’s great pleasures, as these images poignantly remind me, is picture-making. “I’m drawing-abled” she says with a smile that reveals an abscence of more than a few teeth. Teeth that never came.
Jenny, for whom words and sentences don’t come easily, often creates interesting word combinations like drawing-able. She is though not like her formally trained artist mother, who can draw from life with great verisimilitude. Jenny, on the other hand, is someone with compromised grapho-motor control, who draws great life from picture-making. She draws freely, without rules or borders, without erasing, self-judgement or a wish to please others. My daughter draws not for art’s sake, nor for my sake, but for her own sweet sake.
There is a bittersweetness to these particular pictures, which she drew on a cobalt blue night when she was 16 as she struggled through the depths of a four month breakdown that followed too many sleep deprived nights at a special sleep away camp. remind me just how much joy she has always drawn from picture-making. For as long as I can remember she has relied on her pencils and markers to draw herself out of crippling seizures, head bumps and cuts. Again and again she has sped her recoveries from the tornado side effects of powerful medications, from the blacks and blues of painful bumps and bruises, and as was the case with these particular frawings, of a four month long breakdown following a torturous fall from sleep.
She has a compromised central nervous system which deprives her of the balance to stand or walk without falling. Using pens with minimal grapho-motor control can sometimes be frustrating, yet pictures come so easily to her.  While her picture subjects appear to be off kilter and can be hard to decipher, they are amongst the clearest I know. They speak clearly to the power of picture-making; to the sheer pleasure, uninhibited joy, and calming sense of equilibrium that she draws from her fragile brain. How wonderful it is to be drawing-able, which allows her the liberty to give form to all kinds of ideas and feelings that might otherwise remain stuck in the upper shelves of her brain’s speech and language freezer.  
“I have zero paper fright,” says Jenny, flashing a gappy smile that reveals spaces where quite a few teeth have never grown. “Some people have stage fright, but I don’t have that either.”  
These pictures Jenny drew when she was 16 followed a long hiatus when she was unable to draw a single picture or sing a solitary song. She was slowly recovering from the losses of cognition and physical strength that came in the wake of her intense sleep deprivation when she made them.  So of course they remind me, in a way that is impossible to forget, of that  time back in 2009, when she painfully endured a long lingering fright of a most terrible kind. She was quite terrified, very weak, and suffered hallucinations at the start of her four month tumble from her rich memory bank. The devastating fall that she took from sleep while briefly away at a sleep away camp for teens with disabilities struck her down, and shattered her very sense of familiarity with her own world.  She couldn’t find her connections to the people and things she relied on to compose a decent day and secure enough peace to find adequate rest at night. She had gone to that Godforsaken camp beautiful Newport, Rhode Island against her will. I had promised her that she would sail there, but instead she got sunk in that hard to locate place in the human mind where unrecoverable sleep falls. I blamed myself, though had the camp nurses been properly trained, we might have been able to catch her before she fell too deep.
 steep obstacles she faced during her year-long recovery from a shattering fall from sleep had everything to do with her disordered central nervous system. This one in particular pictured at right reminds me of a very specific and troubled X-chromosome that’s sorely miwely to be radically altered by her Latin-sounding chromosomal anomaly. Today as I look at these pictures, which may appear to you to be those of a girl much younger than 16, I feel grateful. Because the lines and colors of her backwards facing rooster and the winged horse powerfully marked the beginning of her recovery on a cobalt blue December night. Everything she drew on December 27, 2014 serves to remind me how throughout her childhood years she relied on her pens and pencils to speed her recovery from a multitude of skin- and nervous-system problems; these were hard to understand or accept yet her picture making helped Jenny live through, and finally accept. Again and again, she’s relied on drawing and music to help draw herself back to steadier states of health and wellness after falling from the top of I.P.’s neurologically shaky stairs. Owing to her lack of cerebral balance, she will always struggle to stand up or walk without falling. As the science of genetics makes clear, I.P. is the mover and shaker of her life on thin ice, and it’s why her fragile brain couldn’t make a quicker recovery from the painful losses that followed her nights of fractured sleep. And why she’s grown accustomed to bruised cheeks and limbs, bumps on her head, cuts on her chin, and falls through her own consciousness. 
Severe sleep deprivation falls among the greatest deprivations anyone can suffer.  In my daughter’s case, her crash through her R.E.M. cycle at a sleep-away camp cracked her mental frame straight down the middle. Once her fragile brain’s sleep genie flew, there was no saying when her memory would fully return, when her tics and hallucinations would stop, or when her severed connections to all the people, places and things on which she relied to steady herself through a day, or sleep soundly through a night, might come back together again. After my daughter’s tossing and turning neuro-chemistry became thoroughly over shaken at that Godforsaken camp, her fatigued brain slipped onto a Humpty Dumpty like wall, from which I feared she had already fallen. There were just so many losses, but as these pictures she drew remind me, all her losses were eventually recoverable. Although remembering them has often been painful. After 12 years, these images occupy a permanently curious and joyful shelf in our minds. In time, all of her scattered pieces came back together again. But until she regained enough of her memory, which took four months, she was stuck in a hopeless limbo. It is these particular pictures of her’s that remind me of all her previous falls, including my own, as I often came tumbling down after her. Yet, above all, they remind me most of her many triumphs. Because these pictures mark the time and place when she first drew herself past the breakdown that froze her for 16 and a half weeks, separating her from laughter, joy, pleasure and comfort. And even after her connections were restored, it took a year before she was fully recovered.
It wasn’t until her memory was relit by the stimulus a bright red bookmark that dangled from my outdated appointment book as 2014 slipped into 2015 that she was reminded of her love of drawing. And with her lost memory now found, she drew for three hours over its grey pinstriped pages.  
As I look at them 12 years later, run through my outdated appointment journal, remind me why she lacks adequate grapho-motor control; why she has impaired vision; and struggles with speech and language challenges, not to mention the poor equilibrium that makes movement dangerous. 
I call these colorful pictures my daughter Jenny Lily Gordon made on December 27, 2014 my daughter’s reminders. This is because her rhythmic lines, atypical perspective, and other idiosyncratic qualities remind me of the meaningful connections and sometimes wry observations she’s made about her life while making pictures. They hold special meaning to me in the how they speak – in a way that words simply can’t – about the power picture-making holds, including the leverage it offers as a kind of reassuring counterbalance to her tippy, often uncomfortable life. 
it’s why she’s grown accustomed to bruised cheeks and limbs, bumps on her head, cuts on her chin, and falls through her own consciousness.  And why my daughter, now 28, remains sitting on the edge of her next fall. It’s this sharp edge which leaves her forever anxious, and from which there is no remedy, other than to forget it for a while, which, thankfully, picture-making helps her to do.
Now this picture she made (at right) was among the many she drew in a furious sprint to recover herself four months after taking a shattering fall from sleep. It shows a googley-eyed face and triangular head loosely connected to a dog-like body which rests under the weight of a an electrically charged boulder. She described it to me thusly: “No Joe, that’s not Gumby, that’s a freakin’ seizure monster. He’s a bitch. He flies through your pillow up into your head, makes you throw up, and hurts you everywhere.“ That’s a hurt she knows very well. 
Jenny Lily Gordon’s “black and red seizure monster” along with her image of a busted alarm clock stuck in a frozen cube, remind me of many things, she knows well. And they speak to me in a way words simply cannot about the bitter and sweet life she’s led. A life she lives on thin ice, whose surface is slippery and always ready to give way.  Yet, the icons and images that flew from her weary hand on the cobalt blue night of December 27, 2014, also remind me of why I have happily gathered these and other pictures of her’s together. They bring me solace, and hope.
Hopeful is how I felt as I watched her making them, seeing so clearly, despite my weariness after so many dull and listless days and nights, how her triumphant recovery of her lost pens and pencils helped her grasp who she was, where she’d been, and what she loved. worked to re-energize her. Once she had possession of her picture-making, her music returned. They had all dropped into that hard to find, and even harder to escape from place, where unrecoverable sleep falls. helped her to restore herself after one of the most painful four months of her life. when she lived in a restless limbo, filled with hallucinations, strange tics, severed social connections, and oddest of all, no memory whatsoever of what drawing and singing meant to her before she became severely sleep deprived.  She didn’t draw a solitary picture, nor sing a single song since crashing through her REM cycle at that Godforsaken sleep-away camp in beautiful Newport, R.I.  
Her seizure monster along with the friendlier figures, flowers, birds, flying caps, and her playful patterns of colorful icons and letters all remind me of the wonderful sense of balance and equilibrium that she’s been drawing from her pencils, pens and other markers since Jenny was first able to pick up a thick red crayon and make her first bold marks at the age of three. From that drawing-able moment onward, she came to rely on these instruments to enjoy a feeling of unbound physical freedom. And as she made her slow way up through childhood, into her halting adolescence and young adulthood, she recognized that a pen and a piece of paper offered a handy way to shift her thoughts from the emotional discomfort of a looking at herself in a mirror and seeing her face discolored from a nasty fall. Her reflection flashed her vulnerability in purples, oranges, greys and curry yellows – the sad colors of her falling palette. She once told me, “My blackeye hurt a little, but it’s the colors that really hurt.” 
Twelve years ago, as the frozen tail of 2014 slipped painfully into the even colder front of 2015, she was still too ill, still too disconnected from the most precious accounts of her memory bank to be able to later recollect what she might have been thinking while she drew the red and black seizure monster, the free-falling orange peanut shell, and the doubly-abled horse whose  powerful wings could take her up, with a feather-weight grace, anywhere she likes should her muscular legs grow weak and buckle.
It took my daughter and me a long, long time before we we felt ready to look at any of the icons and images that flew from her weary hand onto the grey pinstriped pages of my outdated journal of weekly reminders. And it took us years before we could sit together, open it up, and wonder about their meanings.  I avoided them, storing them beneath a pile of papers in a desk drawer. They were too cold to handle. And far too potent as reminders of what I didn’t like to be reminded of. It wasn’t just the difficult losses that followed her profound sleep deprivation that I had tried to erase from my mind, but painful recollections from years when she constantly fell, or froze, and acutely felt the sharp and dull aches of her injuries, many of which, like her devastating fall from sleep, could have, and really should have been prevented.
Just five years ago, these pictures stirred up the worst kind of guilt, anger, and fear in me. They reminded me that I really should have known better than to trust her to the staff at that Godforsaken sleep-away camp in Newport, where the nurses couldn’t recognize a severely sleep-deprived 16-year-old if she was hanging out of her chair, howling hysterically as tears, followed by laughter, fell from her pale, white face.
Today, they remind me of other things, not only bitter but justly sweet. The sweetest being how often, throughout the years, drawing has helped her speed her recoveries. And find true pleasure while making joyful lines of connection, and wry observations about an often bewildering, gravity-laden world. It’s a fast-spinning, dizzying world even for people without disabling conditions. And drawing has taught my daughter that being a person, any person, isn’t so easy, no matter how able-minded, or otherwise-abled a person might be. She saw this when a beautiful young girl she was sitting near in a Saturday art class ripped up a picture she had been trying to draw in great frustration, and shouted, “I stink, I’m terrible, I never could do this, and I hate to draw!”  
But if a disabled 28-year-old woman’s world is often rife with stiff barriers and false boundaries of all kinds, the papery world of picture-making is not. If her words get stuck up in the frozen shelves of her brain’s speech and language freezer, or her drawing hand lacks alacrity, making her pictures look like those of a much younger person, well that’s just the way her X-chromosome crumbled. Because she’s learned to trust that paper accepts all marks, she has no fear of paper. “I have zero paper fright,” she told an actress who shared with her that while she loves to act, she suffers terrible butterflies every time she walks out on stage. “You should try drawing first,” she replied.
When we last looked at the pictures that she drew in her book of reminders, I asked her if I could try and make a picture of her picture of a body-less head rolling purplishly down August. “Oh, that’s a tough one,” she said. “This little guy really doesn’t have it together.” Then she pointed to his outstretched arms reaching eagerly into the space before him along the lowest reaches of the page. The body-less head of August reminds me in a way that words simply can’t just how aware my daughter is that one’s body and mind don’t necessarily roll as one. When I later showed her an illustration of the headless horseman riding through Sleepy Hollow, from a book containing Washington Irving’s famous legend, she studied it quickly, smiled her gappy smile revealing spaces where teeth never grew, and declared, “See, he can still ride even though he’s soo disabled.” She was expressing her solidarity, and then enthusiasm when she said, “Let’s make a copy of this dad.”
                                                      *
For four hellish months, she couldn’t draw a solitary picture nor sing a single song. And then, at long last, with the serendipitous help of a luminous red bookmark I had, she found her way back to her lost pens and markers. They had dropped into a cold, lonely place in the human mind where unrecoverable sleep falls. Yet once found, she used them well to draw herself out of her loneliness. Owing to her fragile brain, Jenny took a full year to recover. But once her ties to the world of pictures and songs were renewed, her drawing path was cleared and she felt stronger and more confident to steal away from the still present dangers of her tippy life on thin ice. These bittersweet pictures are worth their weight in fine chocolate to me. Their sweetest power rests in their playful, unfettered lines and in the way the physical rhythm of drawing makes a music with which she can compose higher spirits. Looking at her draw, drawing with her, and sometimes just picturing the meaning of her drawings has helped me to get up and over the gravity of a hard to swallow fate. A fate that leaves my daughter forever sitting on the edge of her next fall. And when she took her calamitous fall through her R.E.M. cycle at that Godforsaken sleep away camp, I feared that all the best doctors, loving friends, and ceaseless prayers might fall short of helping her out herself back together again. It was these pictures that helped her most. This bright red picture of an X with a missing right arm, is one that I imagine crosses into the immutable universe of genetics, whose science explains how just a tiny alteration in one of my daughter’s X-chromosomes sent her tumbling far from any kind of typical life. It sent her straight down into the lifelong gravity of her hard to pronounce neuro-cutaneous condition: Incontinentia Pigmenti (or I.P. for short).
     If her pen and pencil handling seems weighted down, giving an imprecise, off-kilter quality to her pictures, its only because she entered the world with this rare, chromosomal anomaly, which only affects girls,though not all in the same way.  
    It’s only natural that the thousands of pictures she’s drawn since she was first able to hold a crayon at age three lack the verisimilitude of her artist grandfather’s, her artist mother’s, or her artist brother’s. But that doesn’t matter to my daughter, because she doesn’t draw from life. Rather she draws life from her picture-making.  Perhaps this is why these particular pictures, which I have struggled to hold onto, may speak in both a personal and quite public way about the value of picture-making.  These pictures are the Winky Dink-like ones which enabled my daughter to accelerate her recovery from thedevastating losses caused by her lost nights of sleep at a Godforsaken sleep away camp. Her fall severed her from  major accounts in her memory bank, forcing her withdrawal from the people, places, things, and activities like drawing and singing.  Her pens and pencils, her songs, and her social embrace of others dropped down into that hard to find place in the human mind where unrecoveravle sleep falls. It wasn’t until she suddenly and surprisingly absorbed the bright warmth of the red ribbon book marker that dangled from my outdated appointment calendar a few days before 2014 slipped into 2015 that she was reminded of the strength she once summoned from the tips of pens, pencils, and cray-pas. She hadn’t drawn a single picture or sang a solitary fall since late August. She had fallen into an Arctic limbo of ill health,  poor appetite, irregular, disturbed sleep, hallucinations, odd tics, and other losses. It was a serendipitous when in an angry and deeply frustrating moment, I swept an armful of dusty red journals and black appointment books into the kitchen trash bin. She stopped me when the bookmark of my 2003 book of weekly reminders caught her eye.
“What’s that?” she asked.
When I explained that it was a bookmark, whose purpose is to remind us of the place in a book where we last set our eyes, she grew more fascinated.
“I want to draw in that book,” she exclaimed. For the first time in 16 and a half weeks, her soft brown eyes were lit by curiousity.
Then she drew with interest, with gusto, as if her night depended on it. She drew for nearly three hours. She went from image to image without pause. And these are the pictures she drew. These are the pictures which remind me of the leverage and strength that a weak and tired soul can draw from picture-making,
    If a picture can be said to be worth a thousand words, than surely some pictures are worth a thousand pictures each, if not more. These are to me. And my daughter’s pictues remind me how picture-making has enabled me to look straight into the eyes of the worst kind of fears a father could have.
For this I am grateful.
And I am grateful, too, to see my daughter living well, with the help she brings herself by beingdrawing-able.
        Thanks to drawing, at 28 she is far more aware how her complex neuro-cuntaneous condition has colored her life. How the many challenges of her altered nervous and skin systems run from her curly head all the way down to her crusty toe. In fact, the wisdom she’s drawn from picture-making has helped her draw crucial intellectual connections and summon up life-affirming responses. By aiming her markers in all directions, shapes, forms, lines and colors she has shaped a rounder, fuller, steadier, happier existence for herself. The hours she’s spent expanding her vision, strengthening her seeing, meeting new ways of looking at herself and the world are a Godsend. Which is why I have dedicated this picture book, with her strong approval, to the ancient red line of drawing. You know this pulsating, imperfect, creative line that started at the pink dawn of human time, and which has enabled my disabled daughter to draw her difficulties aside and move freely across a boundless paper universe, without any fear of falling.
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cheapest insurance for first car quotes
"cheapest insurance for first car quotes
cheapest insurance for first car quotes
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Okay, I can see having a mandatory policy, or coverage plan in the event there is an accident, and someone gets hurt. That, I understand. Even though I already have health insurance, and the person that (may or may not hit me) may too have it, I still understand. But here is my real question: Every month, every year, we all pay into somthing called (car insurance), we pay, we pay, then we pay some more. So when its all said and done, and after a month, a year, whatever, why dont we get ANY of the money back that we paid, seeing as how (WE NEVER HAD AN ACCIDENT)...... I know that there will be a slew of morons who say its the law , or its to cover your butt if you get hit , and so on, and so on. Duh.... But no matter how you swing it, I've paid into it for the last 7 years, never had an accident, and I've paid thousands, so why dont I get any of that money back, what did I pay for? I can even understand a situation where we all paid for auto insurance but get a certain percentage back, but to mindlessly pay money into a machine and get nothing in return, how is this not giving money away.. Oh, and when its all said and done, imagine you pay for coverage every month, 200+, then some (fill in the blank) who dose not have insurance smashes into your car at night because he or she was drunk, you wake up in the morning, report it, your rates go up. Get hit by someone who dose'nt have insurance, your screwed, so in all honesty, whats the point. Have you every been in an accident, then tried to file a claim, its like pulling teeth. Investigators and claims agents come out of the woodwork, and did you know thier job is to find a reason to deny your cliam?""
What's the cheapest car insurance company you have found??
I just bought a new car--now comes full coverage & plates. It's a 2003 Mazda w/ 18,000 miles. Does the year or the mileage make insurance or plates higher? Do they request tickets for the last 3 or 5 years? You have to have full coverage when making payments right? I'm thinking Geico is the cheapest I've found so far?""
Can I still be on my parents car insurance policy if they are in a different state?
I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is still paying for my insurance but the license plate listed is my old Utah plate but I am unsure if that counts now that I have CA plates. Does anybody know details behind this?""
""Cheap car insurance for a 17yr old female, help!?""
Right havent passed yet but been looking as I had last year, last year the cheapest I found was with Quinn-insurance on a Seat Arosa 1.0 2000 3DR, which was something like 700 for Third Party F&T. Now ive been looking everywere, on compare the market, confused, elephant etc and its all like 1500 for Third party F&T and well over 2000 for fully comp :( urgh I cant believe its gone up so much, cheapest ive found so far is with tesco for third party is 1300, which i still think is alot! I no with Quinn it was trying to break into the car insurance market and well obviously got in, is there any other companies that are taking there route? I know it was really cheap and nice. Im not sure if its an arosa I want I did want a yaris 1.0 but thats like 1600 on tesco now :(, its either.. Seat Arosa 1.0 Peugot 206 1.0 Toyota Yaris 1.0 Renault clio 1.1 Citreon Saxo 1.0 But cheapest one ive seen so far is for the Arosa, anyone got any companies I could try quote for?? Also another question, I know i cant pay monthly as im 17, however would high insurance groups like directline allow my mum to pay monthly but in my name? and then i can just pay her directly.. is that possible? or even with tesco? Thanks x""
Getting health insurance?
I am a 38 yr old female amd my partner of 17 yrs is a 45 yr old male.my job does not provide health insurance and my partner is self employed.We live in washington state.A few yrs ago we applied for basic health insurance and they wanted my last income tax statement witch I do not have.We need insurance badly my partner has asthma and needs medicine and we both need physicals.Is there any insurance companies that will give health insurance without wanting income tax returns.or proof of income.We need a health insurance provider who will give insurance like getting car insurance just pay a monthly fee no questions asked.Is there health insurance companies like that.
Why do we care about the people who have no health insurance?
they chose not to get insurance... they chose to by 200 dollar shoes over health insurance.. why do i have to pay for them?????? why am i responsible for someone elses well being? i thought adults were good on their own. i would pay taxes for sal healthcare for ALL children but the adults can go **** themselves who dont have it. its not my problem. i dont have many things that i want to get... i dont see anyone else buying the things i want...
Car Insurance - Driving cross country?
I am driving my 2012 leased car from CA to MA, because I am relocating to MA from CA. I currently have farmers insurance on the car, will my insurance cover when I am driving across the country ? I will obviosly find a new insurance company in MA and will cancel my CA insurance, but i am just concerned about the Insurance during the drive. Appreciate any response. Thank you. -Kris""
Cheap cars to insure?
17 Year old female that has just passed my test and needs a car. What cars are really cheap to insure? If possible can you also add the engine size, year released, 3 or 5 door and any other details that will be useful :) Thank you :)""
How long will i be considered a high risk driver from an insurance policy lapse?
I was laid off due to my factory closing so I sold my car and was forced to use public transportation for a while. Will I be considered a high risk driver when I buy another vehicle and insure it and how long will I be considered high risk?
Why should car insurance be cheaper for young people?
car insurance should not be cheaper for young people because they are not responsible
On what type of a car would insurance be the cheapest and how much would it cost?
I'm a guy about to turn 16 and get my licencse, or about to get my permit first, and was wondering if anyone had an answer to my question.""
How does insurance for a scooter in florida work?
I was wanting to get a scooter a little like the one on this site: http://gainesville.craigslist.org/mcy/1167379006.html So anyone have any info that might help me like will i need insurance, would i need a special tag or license that costs more, are there any laws towards scooters in florida, would i need to get something from the owner like any type of paper work? Any tips would help a bunch!! thanks!!""
Whats the cheapest motorbike insurance i can get on a 125cc bike?
i am 17 years old and i want to buy my first bike. could someone please tell me a good cheap 125cc sports bike that i can get cheap insurance on ive looked on some websites but the lowest i seen was about 2000 and it went up to about 9000 and also were i can buy cheap bikes from.
Are there deals in car insurance if someone parents are divorced?
and he/she technically only lives with one parent?
Paying 10k a year for car insurance?
with a great driving record for 3 cars total is that even possible to charge that much. I have been told that if I move to Illinois it will cost that much.
What is the average cost for insurance on a fuel company?
homework help.
How much would car insurance cost for a 17 year old from allstate in california?
does it also matter what kind of a car it is? I have a 1999 chevy malibu
Advice onCar insurance?
which cart insurance is best for two 19 year Olds? I have never had insurance of my own and I have never gotten a ticket or been in an accident. My boyfriend will be 20 next month and he has had insurance but not recently. We are on a fixed income and would prefer to only spend around 150 per month. Any advice on insurance for a 2000 4x4 2 door Ford explorer? It's a 6 cylinder engine..automatic transmission.
Insurance on a 2003 Ford Mustang Mach 1?
How much would insurance be on this car? I'm 16, almost 17, in Arizona, by the way. The car has a V8 engine.""
cheapest insurance for first car quotes
cheapest insurance for first car quotes
Accident and Insurance questions. In California.?
So I got in an accident a couple of weeks ago. The other driver refused to show me her insurance. I was found 100% liable for the accident because the other driver lied about the accident . Now I'm getting phone calls from the other drivers insurance telling me that they are investigating their client because they think she got the insurance a few hours after the accident. What does this mean for me? I provided some pictures to the investigation team because they wanted the exact time of the accident. If the driver is found guilty what will happen. Will I still be liable? Also should I let my insurance know about this investigation.
How much would auto insurance be for a 16 year old?
When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.""
US health insurance - question?
We are Canadians moving to the US in couple of weeks and we have just applied for medical insurance in the US, filled out all the papers and we'd like to know whether the insurance company will call our Canadian doctor to get our medical records? We want to make our doctor aware of this and at the same time, to be honest, we did not know exactly the dates when we've been at the doctor's office, we put down approximate dates on the insurance applic form and we do not want to be denied because of misrepresentation or something like that. At the same time, here in Canada, just because healthcare is universal, you don't get any medical papers or records to keep track on when you've been at the doctor's office. Thanks a lot.""
Do I need Mexican Car Insurance?
I'm driving from Toronto to Monterrey via Columbia Bridge. I was wondering do I need Mexican car insurance, since I've seen a lot of sites adveritising it I'm curious. And is my Canadian drivers license valid in Mexico?""
Globe Life Insurance Policy for children?
I've had a Globe Life insurance policy for my Daughter since just after she was born, didn't really think about it as it seemed like a great idea when I got their information in the mail. My Daughter will be 8 years old this February, I simply want to do whatever is best for her. I guess my question is three-fold, am I doing the right thing with this, is this a good policy to have, and lastly should I continue with this? Maybe one more, should I increase the coverage?""
Which auto insurance company offers non-owner's insurance?
Which auto insurance company offers non-owner's insurance?
Car vs Motorcycle?
I have a Chevy Cobalt that get around 35mpg but I drive over 150 miles a day should I get a motorcycle to save money? if so what kind I was think about a Ninja 250 i weigh 165 pounds and am 5'10
If there was affordable health insurance would there be early retirements and jobs for the youth?
If there was affordable health insurance would there be early retirements and jobs for the youth?
Cheap car insurance?
Cheap car insurance?
Whats the best cheapest car insurance to get?
We have Farmers Insurance, and we have to 2 cars and 3 person together with full coverage cost $370 a month, i think that's too much, we can hardly afford that. Is there any other company you think offer cheaper? Thanks.""
How much does having a reliable car and insurance effect child visitation through the courts?
Here in California
Home owners Insurance can't afford - help?
a year ago I paid off my mortgage and now I have property taxes which I pay in installments and now home owners insurance, there was enough left in escrow the first year for the mortgage company to pay the property taxes rhe first year, but now I realize I cannot afford the home owners insurance / I'm in a low income job , and it's $600 a year - If I were to cancel the home owners insurance until I get finish my degree to become a teacher in three years would I encounter problems with an another insurance company to get home owners insurance once they know I've been without HOI for say 2-3 years? or what would happen - see I hsve property taxes, hoa do every month etc and I'm living paycheck to paycheck I have car ins cause it's the law / can I just cancel the HOI just for three years until I make more money? advise please""
How much does liability insurance cost for auto in TX?
How much does liability insurance cost for auto in TX?
Insurance companies (health insurance)....need help?
hello, anyone know anything about insurance companies? meaning how do they make their money? to to setup? for example a health insurance company.... what does it exactly do? how hard is it to setup? tried searching the net on how to setup a health insurance company, no help...thanks""
Unitrin Direct Auto Insurance (Any good?)?
Asked by: hyphenga-ga I recently responded to an e-mail for a free auto insurance price quote (I'm in California). I wasn't really looking to shop around - and wasn't planning to switch companies to save a buck or two, but I was kinda shocked when the price quote I got from Unitrin Direct (same coverage limits and deductibles) was $510 less than I'm paying now. I called and asked what the catch was and they said they sell direct with no agents/offices and pass the savings onto the customer (logical, but obviously scripted answer). They also touted an A.M. Best Excellent rating, but what good is financial stability if they bungle claims (for example) or have terrible customer service? So I guess I'm looking for a little confidence - or a big fat warning - before I jump into anything. Are they reputable? Is there any objective info available about them? (I'd love any good/bad comments from Unitrin customers out there too.)""
Will the color of an automobile effect the cost of insurance?
Will the color of an automobile effect the cost of insurance?
Car Insurance question?
So I'm going out of town for a couple nights with my mom and sister. My mom owns the car we're taking and she's insured under it... but we're wondering if my sister can get a temporary insurance policy for this car so that she could do some of the driving on our trip. My sister has her G license.
Car insurance question?
Can I have insurance in my moms name on my car but get it registered and plated in my name?
Is car insurance group 11 lower or higher than group 32?
i am wondering as i am looking for a car to learn in and it has to be lower than group 32 thanks
Will like to know what car insurance company is the most affordable?
whats the most affordable car insurance out there? any one know's ?
How do you know how much insurance to take when you buy car insurance?
How do you know how much insurance to take when you buy car insurance?
Does my boyfriends name have to be on the car title in order for me to be put on his insurance?
I will be buying a car this weekend. I am under 25, so the insurance is outrageous. my boyfriend is over 25. It is a lot cheaper if i just add myself to his insurance. My question is does his name also have to be on my car if i want to be put on his insurance? I was told yes but im not sure.""
MA Health Insurance for young married couple?
I will be married in a year, and probably lose my health insurance at 24. My fiance is coming but neither of us have full time jobs yet. What are our options for health insurance, that are affordable? Assuming neither of us have full time jobs yet. Thanks! : )""
Can I purchase a car in my name but put the insurance in someone else's name?
I plan on purchasing a car soon, but I want to put it on my fathers insurance because it would be cheaper to pay. Is that possible? also does it depend on the state that you live in? If so can someone tell me for the state of Virginia? Thank You.""
Insurance for a honda civic?
I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally
cheapest insurance for first car quotes
cheapest insurance for first car quotes
How much would it cost per month to finance a 2010 can-am 3 wheel motorcycle? ?
Also, how much would be the insurance for 6 months? I just want to get a ball park figure.""
Best/Cheapest car for 18 year old? (uk)?
hi i am a male 18 year old, university student I passed my test in August 2009. Im looking to get insured on june 1st 2010 Im looking to buy a car which would give me the cheapest insurance possible. Budget for car = 700 budget for insurance = max 1500 a year this is excluding mot and tax ....those can be paid for easily""
""Im 16 and i want to get a R6, i want to know how much it would cost for insurance?""
I live in the U.S, Florida and i am taking the MSF course.""
Who are affordable auto insurance carriers in southern california?
Who are affordable auto insurance carriers in southern california?
""Best insurance business (All State, Farmers or State Farm)?""
I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias""
""Are you still required to have car insurance, even tho you don't have a car anymore?""
I'm under my parents car insurance, I got rid of my car months ago. But they told me today that they're still paying for my car insurance, even tho I don't even drive anymore, not even my parents car. I live in NY, I take a taxi 100% of the time, so that's why I got rid of my car. But, am I still required to have car insurance? Seems like a major scam and BS to me, since I'm not even gonna be using it at all considering I don't have a car anymore. My parents said Hanover, the insurance, wants all licensed drivers in the household, to remain under the insurance, even my grandpa. And he hasn't owned a car for decades now. Don't know if I should even believe this.""
""Medical insurance, c.a.?""
i live in california,,, i am a guy, have a good job,, but i cant get medical insurance due to i have a pre existing condition,,, reiters syndrome, my job doesnt have medical though,, and i barelymake to much for the state medical program,, medi-cal,, any advice""
I have a question about business insurance?
I just received the Insurance Premium Quote and General Commercial Liability from this Insurance company. In the last page they claim that their company is not licensed by the state of California (nonadmitted or surplus line). It says: The Insurer is not subject to the financial solvency regulation and enforcement which applies to California Licensed Insurers. The Insurer does not participate in any of the insurance guaranteed funds created by California Law. Therefore these funds can not pay your claims or protect your assets if the insurer becomes insolvent and is unable to make payments as promised . So I checked the www.insurance.ca.gov and this guys are there, as active. However, should I trust them? What this notice exactly mean?""
What trackers reduce car insurance for young drivers?
I have heard of trakers that are said to reduce car insurance, can anyone name the trackers and how much they are said to bring the quote down by? Many thanks""
Can you really get auto insurance for less than $30 per month?
I have been amazed with all of the TV ads and online ads showing young adults claiming that you can get auto insurance for under $30 per month. I am 48 years old, live in Los Angeles, have a clean driving record, no tickets or accidents in over 10 years. So I went to my neighborhood insurance broker a few weeks ago and he told me that the only way a person could get the minimum insurance required by the state of California, they would have to be at least 70+ years old, driving a 70's Buick, with a clean driving record. LOL!!! Yet since I just seen a commercial on TV a few minutes ago, showing the typical young adults (between 18 to 25 years of age) so happy and perky that they are able to get auto insurance for less than $30 a month, I figured I would toss this question out to Answers Yahoo to see if there are any such insurance companies here in California, that offers the basic auto insurance required by law in California for someone my age and with my driving record for less than $30 per month.""
How much is insurance for jeeps?
I want to get a jeep cj7 or wrangler, but i have to make sure i can afford the insurance first. Im a 17year old guy in highschool. Are 4by4s more expensive for insurance?""
Which car Insurance do you recommend?
The cheapest, but also good at the same time.""
I need help with car insurance.?
I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!
Is it legal to have two health insurances?
I am currently under my parents' insurance, however nobody accepts it where I am staying for the summer. At the end of august, I am going to be going back to college and they have a student heallth insurance that is accepted anywhere in the world. I want to get this insurance and stay on my parents' insurance because my parents' insurance has more benefits and I have a condition with my teeth that is very expensive to treat and my parents' insurance covers it completely. I doubt my schools insurance would do that. I just want to be able to be treated while I am in school where the area doesn't accept my current insurance. Is it legal for me to have my student insurance as well as my parents' insurance?""
Cheap car to insure for young driver?
So I've been looking around the internet for a cheap car to insure for my first car. The only ones I seem to find are newer cars which are around the 3000 mark to buy. I'm looking to spend something between 500 and 1000 on the car but everything I've looked at, the insurance has been about 3500 for TPFT. Anyone got any ideas for a nice cheap little car that's going to be cheap to insure, and if so, where to look for insurance? I'm 20 and only just got my license, so no no claims bonus or anything, just want a decent deal that isn't extortionate! Thanks.""
Help on car insurance - very urgent!?
I have recently noticed that the address on my car insurance is completely wrong. From the house number to the last digit in the postcode. I have had an accident which was apparently my fault, and now I have realised my address is wrong. I have made multiple phone calls where I've had to confirm my address too. Is there any safe way I can change my address without arousing any suspicion? Please help me because it is a genuine error, and I do not want to be accused of being fraudulent. What are the best options to take at this stage? Thank you""
Maternity insurance or no insurance?
i was on my parents insurance and now they are going to medicare. so i am naturally kicked off their insurance. they keep telling me to not get insurance for maternity because it isnt worth it and we should just pay out of pocket. but what if something goes wrong and im stuck in the hospital longer than i need to be? my husband doesnt have a job and only i work but i cant get insurance through their company. we probably could save up and pay out of pocket but would using insurance be much better? i myself wont have insurance at all once they switch over to medicare so i have to find insurance for both my husband and i. plus possibly adding on maternity. so maternity insurance or no?
Insurance for a honda civic?
I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally
Can a 17 year old hold insurance to more than 1 car?
can they have fully comp insurance on more than 1 car
Will a cracked windshield raise my auto insurance rates?
well i am going to get my windshield repaired. it has a crack the size of a dime. it happend about a month ago and i worried that it will get bigger with the hot weather. anyway, i called my insurance company. they are sending someone out to repair it. i am 18 years old but i am on my parents plan. i also have a gpa over a 3.0. my family and i have no record of any accidents whatsoever. my parents just bought me the car on the end of march :( do u think my rates will go up? almost forgot! my insurance company is geico and i live in california""
Can I drive with my moms insurance?
Can I drive my moms car with her insurance with her in the car with me. Without being added onto her insurance policy?
Is California more expensive because of too many people...?
And not enough properties? Or is it expensive because of high insurance because it's in an earthquake zone, or is it expensive because of high taxes? What is it EXACTLY that makes California expensive? I count other cities beside L.A. too.""
License and Insurance?
Well, I got my license nearly seven months ago. I am sixteen turning seventeen in about four/five months. I don't have my own car yet so I've been driving my parent's cars if I need to. I am now looking to buy a car for summer and such, but my parents want me to do some research before we make any final decisions. So, I was wondering if anyone could give me an average or general idea on how much our insurance would go up once I buy a car?""
People who can't afford health insurance are quacks?
i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that they cannot afford it , and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)""
Insurance or not insurance?
hi i had 4 years insurance no claims bonus last april 2011 on my car , i changed it onto a van and drove ir for a year, ... in october i was in court for handling stolen goods ... which i did not disclose to the insurance company at the time because i thought the offence was dropped as it had happened in 2009, anyway in november i had to renew farm insurance with a different company in november and they declined the renewal because of the criminal conviction,.. so i asked the company that my van was insured with for a farm quote and again was declined, i asked about the van insurance being valid and was told to inform them at the renew in april,... in april they declined to renew the van insurance because of non disclosure of criminal conviction,... and told me last years insurance was void and i would be refunded premium and not be intilted to my 5 year no claims bonus,.. two days later they decided not to refund and have gave me my 5 years no claims bonus,.. ??? as the insurance was valid and that they covered me while they knew i had a conviction and non disclosure , do they have the right to refuse me renewal and , why can i not get a quote of them for renewal, the quote i got of some one else is 3 times last years price , need advice thanks""
cheapest insurance for first car quotes
cheapest insurance for first car quotes
Is a car dealership allowed to let you drive off the lot with liability insurance?
I am in quite a situation, I financed a 2004 Ford Mustang 40th Anniversary Edition car from a local car dealership in South Carolina. When I got my loan they told me my payment would be 261.00, I told them I wasn't familiar with what sort of insurance I needed and they offered to set it up for me. They called Geico and then told me my insurance would be 150 a month, I got out a pen and added 261 and 150 and decided to get the car because it fit into my budget. 4-5 months later I get a letter from the bank telling me I have the wrong insurance and I need full coverage which will cost me about 520 a month instead of 150. I can't afford that insurance and the lowest quote I can get is for 380 which is still to much. My question is, is this a matter I could get a lawyer and sue over? My credit is completely destroyed now because I can't afford the car / insurance so I can't just trade it in and get a new car financed. I also have no one to co-sign for me. 10pts to most helpful ans.""
How do I get medical insurance?
I am 20 years old and I need medical and dental insurance. I have tried medicade but I am to old and I don't have children. please help!!
I wanna buy insurance for my car?
I wanna buy insurance for my car . In my postcode insurance is very expensive if i give a another postcode to insurance company car insurance is very cheap . Is this ok if i buy car insurance and give a another postcode to insurance company .....
Will my insurance be high?
I'm 16, turning 17 soon. I have strait A's so I get the driver discount and plus my insurance company has a program you can do for an extra 15% off which my mom is going to make me do. I'm a girl so I know my insurance will be less then a boys.. But If I got my own car ( years around 2000-2009) will my insurebce be extremely high?""
How much is insurance for a 2008 Nissan GTR?
I want to buy a 2008 GTR but I want to now how much car insurance would cost before I buy it. Ive hear that it costs A LOT per year.
Cheap car insurance in uk?
i am looking for cheap car insurance, the problem being i am 25 past my test nearly 2 yrs ago, need to be fully comp, and own a citroen which is an 02. most insurance comps want 2000""
What does health and medical insurance cover?
I know this insurance is usually offered by your employee. What does it usually cover other than like hospital stays. How much pay would the insurance cover
What to do when you have no health insurance?
I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""
How do I get rid of my car insurance?
I've got insurance on my car, but I am looking to cancel it. And I would like to cancel it without really having to explain myself to the company, seeing as they will want some sort of proof that I've for instance changed to a different company. I will be moving out the country come autumn, and I can't bring the bills with me for when I move away. It will cost too much, and no one will be driving the car anyway. Anyone have any suggestions on how I can cancel it?""
What is the basic kind of insurance required by California Law?
What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""
""What is the cheapest car insurance place in the Farmington, New Mexico area?""
I've tried Farmers insurance and Geico. Both places quoted around $240-$280 every 6 months (or monthly payments). I did an online quote at Progressive and got a quote for around $180.00 (which was much cheaper). But I don't know if I filled the information out right? Oh btw, I'm trying to insure my 1995 Ford F-150 pickup. The insurance seems much more expensive on this vehicle than with other cars in my family.""
Do you need insurance if you only have temporary tags?
I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?""
Life insurance thc test?
Does anyone know if country companies tests for thc for their life insurance policies?
What cars have cheap insurance for a teen?
Not looking for some online thing with only a couple new cars. In YOUR experience what cars have the cheapest insurance? Right now I'm looking for any beater as looks really don't matter too much as I'm only gonna pay like $500 or a little more depending on the car and only going to drive it for 3-4 months or so (unless its a classic) because with the job I am getting next month Ill be able to afford a much nicer car and insurance in no time. I got a quote for an 03 civic si coupe at 400 bucks a month (while on my dads insurance) I am 17 and thats too much for me right now heck i could buy an old beater civic for that much. So I'm thinking going back as 90's and up (I'm all for classic cars but I dont think the insurance will be any less because they think all old cars have massive and fast motors and are death traps. I like this 87 monte carlo ss that isnt too old but again the insurance sees ss and adds another $100 -_- ) theres also a 76 camaro with a 305 that I really like and its already yellow! (bumble bee anyone?) though i dont know how the insurance would be for that. It's just a regular one as there was no z28 option in 76. Now I'm thinking what about the early 90s civics such as the hatch? though I would guess insurance would still be high because they are easy to steal see my frustration no matter what cheap car i think of insurance finds a reason to skyrocket rates What cars can you recommend me that I can get for a grand? cheap insurance and cheap gas would be good too but if the fbodys arent too bad on insurance then i dont care about the gas.
Would it cost more than 5000 per year to insure a Ferrari F430? heeeeeeeeeeeeeeeeeeeeeeeeeeeee...
my uncle is buying a second hand 2009 ferrari f430. it has done 20k miles. and it is a convertible. he has a 3 year no claim bonus and has been driving for 5 years. he parks his car in his drive way and he drives 15k miles per year. ( i know it is stupid to use a ferrari as an every day car.) how much would it cost him. i mean he earns 30k per year and his wife earns 30k per year. he has always been a big car person and he started saving up about 7 years ago to buy a ferrari 360, but now he bought a f430. so how much would it cost him, actually will cost around the same for ANYONE who has a driving history like his. i wanna know because in the future i would loooooooooove to have a ferrari.""
What is the cheapest car insurance in Florida?
I'm 20 and I'm with Allstate they have me paying $1000 each 6 month for Insurance too much money they killing me help.
Cheap insurance?
i am looking to buy a chevy camaro RS and i know the insurance will be high does anyone know how much it will be? if there is a way to get less then i will buy the Z28 which would be more because of the V8 right?
Car Insurance Renewal?
Dear Mates I have been driving for a year,The car that I have got is Micra 1 litre. Just received a letter from my current Insurance Provider. Letter says that my car insurance is 1807 for this year, if I pays Monthly. Which is about 300 more than last year. Even this year, I have got 1 year No Claim Bonus. What you guys think, is that OK or is it too much on this car? How much do you pays at the moment? Many Thanks""
""In NYC can I make payments on my financed car, but not be driving it or paying insurance for a few months?""
I'm financing my car, but by Nov I wont be needing to drive anywhere. Can I stop my insurance, park the car in the driveway but still make payments on it?""
Average cost for motorcycle insurance in massachusetts?
Does any one know what the average cost is to insure a motorcycle with normal driving record
How much is insurance on a 2003 Acura RSX type S?
I'm a 16 year old boy and am looking for that as my first car. I've done drivers ed and have good grades, but im still worried insurance will be killer. Can anyone give me a realistic yearly figure for insurance? Thanks .""
Can i change a court order insurance?
My kids have been on medi-cal since i separated with their father and it has been great. I have a child with special needs and we were able to go to the best clinics in town like UCSF and Stanford. i felt that my child gets the best medical care. The court ordered the father to provide a new insurance and we came to Kaiser last year. In almost a year dealing with Kaiser doctors i don't feel the same professionalism and quality of care as we used to get being at different other clinics. I started to think of changing the coverage to what we had prior to this. But i am not sure how i could change the court order and what evidence i need to provide asking for the change. Kids are still on Medi-cal, but its their secondery now.""
""My car was stolen and now I'm being investigated for insurance fraud. I'm only 18, help!!?""
My car was stolen on Saturday. I was driving in the car with someone I thought I could trust and when I went inside a subway terminal to meet another friend I left the keys in the car and the person who was in the car with me took off with the car, my phone, my purse, and about $1500 worth of shopping bags and boxed furniture that I had just bought from Ikea. I called the police and they aren't doing much help. I've had to investigate a lot of this myself. The person who took my car doesn't have permanent housing so its been hard to track him down. I found out from the cops he has 4 other warrants out for his arrest for crimes relating to cars. Obviously, I didn't know that when I left him alone with mine. After my dad filed a claim to our insurance company, they said they were going to begin an investigation and sent us a letter saying it was within their rights not to give us any money for the car. They think me and the person who stole the car are working together to get money off of them. Their going to interview me and I'm really scared. The last time I broke the law was when I was five and tried to steal a barbie from Walgreens. I'm only 18 now and I don't even know how insurance or fraud work, never mind insurance fraud. They're going to accuse me. They only thing I'm really guilty of is being stupid/ naive/ gullible. I trusted a person who I should not have trusted. My questions are: 1) How can I track down this person? I sent a messege on Facebook to all of our mutual friends telling them to keep an eye out. 2) How can I move the investigation from the police (who are on my side) along, when they aren't really doing anything? 3) What am I supposed to tell the insurance guy? What should I say? I just want my car back. I feel so helpless, please help.""
Where can I find the cheapest car insurance?
I'm living in Arkansas (working in Texas and in Arkansas). I'm an 18 year old male. I need to obtain FULL coverage on a 2000 Mazda Protege. The cheapest quote I had found (through Geico I believe) is $585/month for full coverage.. that's over $7000 a year... I have two tickets on my record. That quote was done without listing any tickets at all. I work 65 hours a week, so the only place I really drive is to my jobs and back. Unfortunately, I need a car in a hurry.. which means I'm going to finance one, which means full coverage is required. Any recommendations on places to get quotes from aside from geico and progressive?""
What is family floater plan health insurance?
i want to know about family floater plan health insurance
cheapest insurance for first car quotes
cheapest insurance for first car quotes
https://www.linkedin.com/pulse/liverpool-illinois-cheap-car-insurance-quotes-zip-61543-church/"
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5 Day Hold On Insurance Claim Check?
"5 Day Hold On Insurance Claim Check?
I got my insurance claim check from the USPS [Postal Service] & I Signed The Check Over To My Friend For i Could Use Her Credit Card She Went Into Our Credit Union And They Told Her It Would Be On A 5 Day Hold Which Made no Sense Since All The Security Features On The Checks Are Easy To Verify By Looking At It...Is There A Reason They Put A hold On It?
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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How much is a car, insurance, lessons, test, tax etc.... Everything! For a 17 year old Guy. Just for a cheap second hand car ie. Peugeot 106 (second hand) But how much will it all come to? Thanks""
Obama plans to fine people that don't buy affordable health insurance?
http://news.yahoo.com/s/ap/20090703/ap_on_go_co/us_health_care_overhaul is this ethical
Can I cancel my auto insurance because I am leaving the country for 3 months?
I am leaving the USA for 3 months so I was wondering if it would be possible to cancel my auto insurance for these months and not pay the monthly premium. I will not be driving the ...show more
Insurance for motorcycle rates.?
Since others said there are to many variables i'll list out as many as I can that they stated . Kawasaki Ninja 300r 2013 will be parked in a small garage, I will be getting a BCR licence to go with it, and I live in Zion, Illinois. The use of the motorcycle will be to get me from home to school which is only a mile and to get me to a job that is within 10 miles. I'll be 16 when I buy it and I don't plan on doing any sport racing or stunts so whats a rough estimate, once again without the referral of a website quote.""
Is minimum coverage car insurance the same as an SR22?
In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""
How will the insurances work out with 95 car accidents at one scene?
Just wonder because of news yesterday at California highway. I don't know about law in that state but what if it's like this in new york where I live. Ya know whoever fault will pay by their own insurance for repairs and injury for victims and a vehciles. Same for most state. How would 95 different insurance handle it? It might will have several lawsuits. With 95 cars, hard to say who started the accident and whatever if it's one person cause 95 altogther or all 95 is fault on it own. Some may not even have insurance. There would be 95 different drivers so it will be 95 different verison or story of what happening. The court with lawyers and several case line up, it can last 100 years before it all done.""
How much will insurance on a 2006 Mitsubishi Ecplise be?
Im looking into buying one but was just curious on the price of insurance!
Report to her home owners insurance?
I was living as a roommate with a woman who's house was burglarized. The only things taken were two of my Mac Books and three iPods. I didn't have a lease, OR renters insurance. She was not open to reporting it to her homeowners insurance. Did I get screwed? This happened in Oct. 2010.""
Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?
The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?""
Health insurance question?
I would like to go to the doctor but i don't want my parents to know about it. i have an insurance from my father's work. Will they know about me going to the doctor, since i will use the family's insurance?""
5 Day Hold On Insurance Claim Check?
I got my insurance claim check from the USPS [Postal Service] & I Signed The Check Over To My Friend For i Could Use Her Credit Card She Went Into Our Credit Union And They Told Her It Would Be On A 5 Day Hold Which Made no Sense Since All The Security Features On The Checks Are Easy To Verify By Looking At It...Is There A Reason They Put A hold On It?
Car insurance recommendations?
hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""
""I am 66 years old, can I get health insurance??? how about medicare???} how dan I proceed?""
I am 66 years old, can I get health insurance??? how about medicare???} how dan I proceed?""
Car Insurance - Excess and Premiums after a bump?
I am asking this on behalf of someone else, not sure which ins company with but the scenario is- reversed out of a space and made a dent in this guys car- swap details and he has rung to say cost for repairs will be 500 quid. IT IS going through on insurance so we know its all legit and he cant mess us about. The excess on the car ins policy is 500 and the claim is for about 500. Will the insurance company just bill me that? As they will be paying the full amount of the claim, will it affect the premiums alot? (20 yr old male, pass less than a year!)""
How much is motorcycle insurance?
im about to turn 18 and im planing to get a sport bike but i want to know how much the insurance will cost me
""Rental car insurance if you don't own a car, renting over 15 days in california?
I don't own a car so I don't have auto insurance. Visa and Mastercard only seem to cover Collision/Loss Damage Waiver for 15 days. AmEx seems to offer this coverage for 30 days (but I don't have an AmEx card). None of these cards cover liability. Is there a better way to get coverage than buying from the rental car company? Does a homeowner insurance policy cover liability if you damage something or injure someone with a rental car? The Non-owner policies one can buy only cover liability and not LDW/CDW? Any help sorting this out would be appreciated. Please don't reply if you are not knowledgeable on this topic. Thanks.
Does Anybody Know How Much Motorcycle Insurance Will Be In Alabama----Allstate?
I am 15
Should I use my insurance to pay for car damage and will my rate go up?
I scratched some ladies car as I was parking and was wondering if I should go to my insurance to fix the scratch. Its on the front passanger door guard molding and isnt even that big. Its like a foot long and maybe half an inch wide but I was wondering if I go to my insurance to take care of it if it will raise my rate up or if they will be cool about it. I checked around and she supposedly got a quote for $180 but I found places that will paint it for about $75 and one that will do it for $30-40 if the paint is available. I am also a student so I cant be messing around since I dont have alot of money saved up : (
How can the citizens pay the the deductibles for the only health insurance policies that are affordable?
I work 2 part time jobs and neither offer health insurance, so in 2014 I will have to buy some. One comparable to the one I had when I worked a full time job would cost $600 a month but would cover prescriptions with a $20 copay for generics with a $1500 deductible and a $4500 out of pocket maximum. That is out of what I can afford. The one I can afford is only $219 a month but has a $7500 deductible which would have to be met for any benefits and there is a $12,500 out of pocket maximum. If I got very sick I would be wiped out with that one, so it seems that I am in a Catch 22. I don't make that much money ($8 and $10 for the 2 jobs where I work 24 and 18 hours a week respectively.) Now I just pay the doctor out of pocket and I paid $375 this year for office visits and $150 for medicine. That was affordable and now I am forced to pay a premium in addition to the same amounts I paid for the same service. This thing is making me nervous. Affordable to me is no insurance. Give me a cyanide pill if I get a terminal diagnosis because being in the hospital and wiped out financially is not a good quality of life.""
Can i swap my car insurance when i still have a claim going through?
i need to change my insurance because of outgoings, but i have aclaim for compensation still going on because a man hit the back of my car. Can i still cancel my insurance and go with a better quote.""
Kawasaki zx6r motorcycle insurance for 17yr old?
just got a 2003 kawasaki zx6rr ( restricted to 33bph) any 1 know where i can get cheap insurance for under 2k i live in uk thanks
What is a semi fast car that has a semi cheap insurance rate for a 16 year old new driver?
I am trying to find a car that is fast enough that i can have some fun in but im not going to be spending a lot for insurance. I also want to have a car htat would be good to hook up.
How much would getting a motorcycle and insurance cost?
I want to get the Suzuki SV650SF ABS and possibly Geico insurance, and I am a female. How much would that roughly cost??? and is Geico a good insurance company? If not, then what are some other good insurance companies and how much would that cost. (oh, and I would be 16 until i get the motorcycle, so it would be first vehicle)""
""I will b learning to ride a bike soon, if i get a Ducati 500cc 2ndHand bike howmuch insurance it will cost me?""
I will b learning to ride a bike soon, if i get a Ducati 500cc 2ndHand bike howmuch insurance it will cost me?""
So why is car insurance expensive for anyone under 25?
I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen or unavoidable for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.""
How much does liability insurance cost for a night club business?
I'm trying to get a night club business started and i need insurance how much does it normally cost? and what kind do you recommend getting?
Most affordable health insurance?
I know its going to be expensive regardless, I can't afford to go through my work's insurance (over $200 a month). Researching online for medical/dental coverage. Anyone know a good insurance to go through?""
How much would car Insurance be for a 16 year old girl?
I live in Michigan. Thank you :)
Insurance cost...v6 vs v8?
Does it make difference? Is the insurance going to be higher?
Auto Insurance at 16?
How much could I expect it to be? I do live in Texas. I will be getting my permit soon (after I'm done with drivers ed), and to drive with it, I will need to be on my parents auto insurance, and I have to pay for it. I will not have a car for the time being so it shouldn't be really high?""
Health insurance for your car?
I own an auto repair shop, and I had an idea that I would like you all to help me with. What if there was a program where you paid a monthly premium like health insurance. Then, When you needed an oil change, fluid flush, light bulb, new alternator, new tires new brakes, new engine, or needed to fix an oil leak, you wouldn't have to pay anything you would just go in to get it fixed. What do you think would be a good rate for that monthly premium in everyone opinion? The rate would depend on whether you owned a car or truck, and wether or not it was 4wd. What do you all think?""
Health Insurance for diabetics?
If i were to get health insurance and then marry my girlfrind (who at the moment is pregnant) do you think that she would be able to get on my insurance even though she has a pre-existing condition of type 1 diabetes? She can not get her own insurance because of it, only if her work provides and her work does not and the job market is still rocky. So what would we have to do to get her insured?""
Statute of limitations on no car insurance fine?
how long has to go by before statute of limitations is in effect after you have had a no insurance ticket handed to you and does this stand the same if you had hit another persons vehicle with the car that was uninsured.i live in calgary alberta and am unsure of how this statute works.i am not looking for a cop out of this.this occured 3 years ago and i was sent home under the condition that i show up for court.i was unable to show up for court because i had been kicked out of where me and my mom were living and tried to find a place for us.
""HOW MUCH WILL INSURANCE COST ON 1997 1.2 LTR, 3 DOOR, 57000 MILE COST?
THANKS FOR ANSWERING BEFOREHAND
What Car insurance should i get at 18 years old?
I am an 18 year old who is unemployed. I need car insurance that is cheap and is helpful. I need to know how much insurance is.
How much would my insurance go up if i add a K N filter on to my car? if its 800 Now?
i drive a 09 reg Vauxhall Corsa SXi?
5 Day Hold On Insurance Claim Check?
I got my insurance claim check from the USPS [Postal Service] & I Signed The Check Over To My Friend For i Could Use Her Credit Card She Went Into Our Credit Union And They Told Her It Would Be On A 5 Day Hold Which Made no Sense Since All The Security Features On The Checks Are Easy To Verify By Looking At It...Is There A Reason They Put A hold On It?
https://www.linkedin.com/pulse/what-best-car-insurance-under-18-steven-garcia/"
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Ogden Arkansas Cheap car insurance quotes zip 71853
"Ogden Arkansas Cheap car insurance quotes zip 71853
Ogden Arkansas Cheap car insurance quotes zip 71853
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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Hello everyone! I really need your help! Im a 19 years old female student. I work part time and i earn at least $800 a month. Im currently looking for health insurance but im really frustrated because i dont know the difference between a high and low deductible. What if the deductilbe is $5000?? I just need a health insurance that covers doctors visits, like the dermatoligist and exams like mammography.""
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I am only 22 years old & I noticed all of my back teeth slowly breaking away about 6 months ago. I went to a clinic & found out I have a bad infection, next to no enamel & serious gum disease. They gave me prescription & that's when I found out I had no medical insurance. I never got the meds. because I could not afford them. Since than it has gotten so much worse. I am a single mom of 2 young boys. I pay my own Rent phone electric & everything else with a next to nothing paycheck. So at the end of the month I am left with Nothing. I went to the welfare office & was turned down because I make more than 400$ a month. My job doesn't provide dental but this infection has spread so fast that I don't have 1 tooth that's not infected & the only ones that can even still be saved are the top 4 in the front. I don't even remember what it feels like to eat solid food & I have tried everything to get health insurance..but I have no $ left over @ the end of the mouth. I feel lost. Does any1 know of anything I can do? This is painful in every way.& I think it is crazy that I can not have dental insurance because I have a job. I cant quit my job to save my teeth. My fronts probably have less than a month b4 they start to chip away from the gum line...& I am out of options.""
Where can I buy health insurance?
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How much is car insurance for a 16 year old?
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Can anyone reccomend a cheap car insurance company?
My Husbands car insurance is due to run out the end of this month, however he is also waiting to see if someone puts a claim in against his insurance as he had a slight prang with another car, through no fault of his own. His insurance company have said that whie they wait to see if this claim is put through, the other person has 2 months, then they are going to charge him as if he has no noclaims bonus, this will be 120 a month. He just wants to find a company that will insure him for a couple of months that is cheaper than this till he sees if the claim goes through or not, if it doen's he will have 3 yeas no claims, hope this makes sense, thanks in advance x""
How much on average is insurance for a citroen c2 for a 18 year old?
I saved the money for my first car finally and i love the look of c2's. i was just wondering the average price of insurance if its my 1st car, i am 18 and was thinking about ...show more""
Do you have health insurance?
if so, how much is it per month? How old are you? What kind of deducatable do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?""
How much would car insurance be...?
My Bf and I are going to be moving in together within the next year, we are going to have only one care, (i think) and possibly two within the next 2 or 3 years. We'll be living in North Carolina. I just need an estimate as too how much car insurance for us would be? Thanks!""
Do I have to purchase supplementary car insurance for a rental car?
I have sold my car and my old insurance has expired and I dont have a credit card, so I have only a debit card. I need to rent a car for one day to use it in town, we have enterprise car rental, all their insurance are optional , my question do I need to buy the supplementary liability insurance since I dont have any kind of insurance? Is it required by law to do so? Is the insurance company have to provide the basic liability, and then they offer supplementary?""
Which are the top 10 insurance company of USA?
I would like to know about top 10 insurance companies of US. Because I want to buy a life insurance policy. Before buying this I would like to compare the insurance quotes of top 10 insurance of companies.
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If someone was never treated for borderline hypertension, they just controlled it with diet without any input from a doctor, what can be used as recovery and last treatment dates? Could it be when the patient's current physician first had their blood pressure measured and it was normal?""
How much would car insurance be?
How much would car insurance be for a 19 year old male first time driver driving a car cost around 1200 1.2l engine
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I'm 17 years old.
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How much does medical insurance cost per month?
I'm talking about medical insurance gotten through an employer. And I'm interested in the FULL premium, not just the employee's share. (So if your employer pays half, multiply your payment by 2.) Whatever your situation, please let me know. Because I want to know what to expect for each of the following situations: - Employee Only Insured - Employee + Spouse - Employee + Child - Whole Family Thanks!""
Car insurance help please ?
I'm 18 and I am soon to be having a car, (hopefully) now everybody in the UK knows hows stupid car insurance is for new/young drivers. my dad says he will not put me on his insurance as IF i had a crash and needed to claim it would knock off his no claims, that is perfectly understanding but wile looking on Moneysupermarket i noticed the (protect no claims) if i was a named driver on my dads insurance would i get that cheaper, i know later in life i'm gonna have to start my own but thats for when im on more money at work etc, so what i am asking would this work out? and everybody becomes a winner? thank you for any help (im only looking for a Ford Fiesta mk2/3 1.0/1.1)""
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Ogden Arkansas Cheap car insurance quotes zip 71853
Ogden Arkansas Cheap car insurance quotes zip 71853
Does driving a corvette raise your car insurance?
Does driving a corvette raise your car insurance?
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How much is car insurance for a 16 year old driver?
I am about to turn 16 in August. And I'm wondering if you can tell me a estimated guess on how much car insurance will be. My family is insured with State Farm. If there is another company that may be cheaper please tell me. My family has several cars under Sate Farm if that makes a difference. I will be driving a 2007-8 Ford F-150 Lariat 2 wheel drive. I have all A's and have over 60 community service hours. If any of this makes a difference. How much will I start off spending and how fast does it get lowered and what will it get lowered to about?
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Is the jeep wrangler cheap for insurance?
Do auto insurance companies actually confirm the info you provide for the quote?
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How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""
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We are moving out of our current state and need to switch companies. I was just wondering what the cheapest company (also with good service) for all types of insurance would be. Thanks!
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Is it okay for a parent to get it insured under their name, and not include the child's name so the cost is lower?""
NC Divers License and insurance?
My boyfriend is looking to get his license for the first time and we have a question about insurance. As far as I know, in the state of NC you cannot get your license w/o having car insurance. How can you get your license w/o having a car to issue insurance on? In other words, if he doesn't have a vehicle, why do they require you to have insurance before obtaining your license?""
""If someone is driving your car and they get a ticket, does it affect your insurance rates?
Will it make your insurance higher?
How much is insurance for teens?
Im almost 16 and im wondering cause my parents dont want to pay 300-400 a month. And i do good in school if that cuts costs down.
Where can you find some cheap auto insurance quotes ..online?
Where can you find some cheap auto insurance quotes online?
""Car insurance, when does it drop?""
Im 19 years old, and payed $155 a month for my car insurance, a year later, no accidents tickets or anything and its $106. Definately not complaining, but i was just wondering if theres some sort of formula insurance companies use.. because i always thought when you turn 25 it goes down dramatically, but this for me is pretty dramatic. And also one year from now can i expect it to go down 50 more dollars?? thanks in advance""
What is the cheapest auto insurance?
What is the cheapest auto insurance?
Advice for health insurance please? (community college student with low-paying part-time job)?
I haven't had health insurance since I turned 18 and no longer qualified for my family's health insurance plan. I wasn't really concerned at the time, but now that its been a few years (I am almost 21 now), I am in need of dental care. My problem is that I don't know what my health insurance options currently are. I am a college student, although my community college does not offer any health plans for students. I do have a part time job at a daycare that offers health insurance, however its price is far too high for my income. The insurance company is Aetna, and would cost me $16.92 for the lowest medical option, plus $4.61 for dental. So that would cost me $21.53 weekly, which doesn't sound too bad, except I only earn about $120 every two weeks....reducing my paychecks to about only $76 every two weeks....which just isn't enough for me to live on considering that I pay for my own food and everything else needed. So.... does anyone know of health insurance companies that have options for community college students like me? I know state insurance may be an option, but I have a feeling I don't qualify for that since I'm not legally an independent, yet I can't afford to move out and become independent. See the nasty cycle now? lol. And no, earning more money and finding a better paying job is not an option for me at this time. I can't transfer to a college that does offer health insurance for another two years either.. If anyone can give me advice, I'd be very grateful. Thank you in advance =)""
How can u break a medical insurance policy to get your own insurance?
my girlfriends mom wont give her the copy of medical card and wants to get her own policy
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I got a ticket for obstruction of plate this morning and I was wondering whether this will show up as a record on the insurance. I would rather pay it off myself because I don't want my parents to find out. Also, will it increase the rates? I read somewhere that no proof of insurance can increase rates, but I got a ticket for that awhile ago, it didn't affect anything.""
Insurance for my car stuck in the middle of an accident?
Driving in the UK today, my car was hit by a car from behind. becuase of that , my car lurched forwards and crashed into a car in front. The car in front did not suffer much damage. I have third party insurance. Who pays who ? Should i settle with the guy in front to protect my no claims bonus ?""
""I bought my first car and need to get insurance on it, do I have to put my parents on my policy?""
I've talked to a few different insurance companies and half of them insist I need to put my parents on my policy since they're family and I live with them. The other half of the companies don't even ask. If I add my parents to my policy it makes the price per month go up a ton, and know one that I've asked has been able to tell me if I should have to add them or not, I'd rather not add them, since they don't drive my car anyways, we all have our own cars to drive.""
Ogden Arkansas Cheap car insurance quotes zip 71853
Ogden Arkansas Cheap car insurance quotes zip 71853
Is the amount you paid for your car covered by full insurance if an uninsured motorist hits you?
A friend was stopped at a light when some idiot hit her car and totalled it! Although, she has full coverage on the car(she just recently finished paying off), the idiot who hit her did not have any insurance! The total she paid on her car was $13K. The insurance company only wants to give her the blue book value of $3000! The situation is even worse because the offending party have no insurance! Is the insurance company trying to rip her off?! What should she do to get back at least close to the total amount she paid for her car?""
17 year old getting insurance in NY?
I am planning to buy a car in a couple of months. Probably a Honda Civic/Accord from 1994 and up. I dont have more than 3500. How much will insurance cost to pay by myself? Added on my parents?They currently pay 130 a month. I have 90 average in school and a 10% discount fot compleating a drivers ed program.
Will police know if your car insurance policy has been cancelled?
Paying my car insurance is my number one priority but after being unemployed for 2 months and finally starting a job, I can't pay my next bill. I called my insurance company and got a 15 day extension but I start my new job on Monday so I might not be able to pay the bill. If my proof of Insurance says it ends in August and I missed July's payment and the insurance is cancelled, can a police officer find out? Again, I am not asking because I want to skip out on my insurance. I have run out of funds and I am starting a new job on Monday. Also, if it matters, I live in Michigan.""
I am 18 years old and going to lose my insurance NH?
My father lives in California and I was under his insurance until he got laid off, now I have about a month to get insurance and I am kinda screwed. I have to have allergy shots every three weeks and I am on a plan to control my allergies and asthma so having no insurance is not an option. My grandparents did have guardianship of me but since I am 18 I no longer qualify for their insurance.What do I qualify for and how do I apply?""
I was rear ended a few months back and had no insurance?
Me and my wife and a friend were driving in california and we were rear ended we pulled over and so did the other people. I looked at our car and there was no visible damage. i took pictures to show. and the guy who hit us had major front end damage he just wanted to drive away and get no information but we took his info so he asked for ours. four months later i get a letter from the dmv saying he is coming after me for insurance to pay him for the damages . i am assuming he is lying and said i hit him or something but i have two witnesses who saw everything my wife even had a ****** up neck problem for a while and still does but we didnt want to go to the hospital because of the no insurance thing. i was hired for a job at a dealership but cant get my salesperson license because of this and my license will be suspended next month what do i do to fix this whole mess. and if i can be lucky come out of this with some money because he is lying through his neck to attack me. I had a perfect driving record as well.
Why would my car insurance go up?
Why would my car insurance go up? I pay my car insurance in full every 6 months and my car insurance is going up $150. I haven't gotten any tickets or in any accidents. I haven't had to pay this much since I was 19.
Im having a baby.. now i need insurance.. what am i able to do?
Im having a baby.. now i need insurance.. what am i able to do? Shes about a month along, andwe donthave insurance tohelp us have it.. what can i do? Can i still get it or do they see that as priorissue andsayno.. We need help bringing it intobthe world..butwere lostat the moment.""
Heath insurance?
the comapny i work for is taking insurance premium out but the insurance premium is not being paid.......what can we do as employees?
If im a named driver on a car what isnt mine do i need my own insurance or can i drive it along as im named?
if im a named driver on a car what isnt mine do i need my own insurance to drive it or can i drive it along as im named on the policy??
Looking for health insurance for our kids???
We just moved to oklahoma and we make to much for medicaid but not enough to pay $500 a month in insurance plus have a $1100 deductible per person then a 80-20 split after the deductible. We can afford to pay our own Doctor bills but if we had a serious problem (tonsils, appendicitis,surgery) we wouldn't be able to afford that so does anyone know of any health insurance we could get??? How does a HSA plan work??? Can you get one without it being sponsored by your employer???""
What vehicle has the CHEAPEST insurance?
I'm trying to save some money, and want to know what vehicle is the CHEAPEST to insure(no smart-*** answers)""
Does she have to pay the no insurance ticket?
My daughter just completed her drivers ed class so I let her drive to school. she was stopped and ticketed for no license and no insurance my car is covered and current. Q does she have to pay the no insurance ticket
Car insurance for a 19 year old female?
I am a 17 year old female and I am hoping to pass my test this year,my plan is to pass my test and save a little more for my car and car insurance etc... I have my eye on small cars ...show more""
What kind of life insurance do I need for my mom?
My mom is already in life insurance but I want to know what kind of life insurance that is affordable to pay for by the month. We are not expecting her to die anytime soon but we want to be prepared?
I'm 17yo Male and need cheap car insurance!!!!?
Well im 17 soon and want to get are car so i can work more. i have been looking at some very cheap cars that i would think are cheap to insure but are not- Fiat Punto (more than 10 years old) worth 400; 6000 to insure!!!!!!!!!!!!!!!!!!! same with Peugeot 106- around the same price to insure. What other cars would you recommend that are cheap to insure???
Need help getting affordable auto Insurance?
I'm 20 years old in Brooklyn NY I am a college student I live alone I don't speak to my father and my Mother is not here, I really need a car for work (i started my own business) and for my life in general The cheapest insurance quote I received was for $10350 a year, for the state minimal coverage I am looking something in the range of what normal people pay 1k-3k at best Please if anyone knows any schemes, tricks, deals, anything let me know And please non of thatpublic transit or that you shouldn't try to trick the system non of that.""
I'm trying to get life insurance for myself and my son. what company offer best benefit?
where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""
How much will getting a motorcycle increase my insurance?
I am 21 the only ticket I have on me was back in dec 08 for going 86 in a 70 (was on a permit) and paid it in march because of a mixup, but I pay 333 or 366 every 6 months on no fault for a 91 4runner, if I was to get a 08-12 harley davidson (cost around 10,000-16,000) and then get a truck for the winter/times it rains, because the 91 4runner is going soon, how much would you estimate I would pay every 6 months?""
Should I sue my parents...?
When I was 4 years old I was in a car accident and my parents had a settlement with the drunk drivers insurance and recieved 100,000 dollars for me. At such a young age I didnt really know what was going on and they told me that it had to be put up till I was 18 and I couldnt have it. Well that money is no longer there and I am now 20. As I grew up they told me that it all just went to lawyer fees but obviously I am old enough now to know better. I found out from other family members that they just blew it. I am now married and have three month old baby and I could have used that money to help get a house for us or help with the financial problems that come with being a new parent or newlywed. Should I sue them to get what was mine to begin with and if so how do I go about it and what are the chances that I will win?""
How much has disability insurance rates increased in the last 5 years? 10 years?
I am 30 years old female trying to decide whether I can afford disability insurance with the noncancelable.
Where do insurance companies get all the money?
How does an insurance company afford to pay out all that money on insurance claims?
Temporary car insurance problem...Help!?
My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""
How do unemployed get medical insurance?
March 31st is the last day for 'everyone' to sign up for medical insurance. How would it work in my situation? My fianc and I are now both unemployed, we have been searching for jobs high and low. Sad to say only 40% of 2 million jobless people will find jobs. Our uneployment ran out and have spent all our tax money on bills and rent. We are now on the verge of losing everything by next month. We have no income so how are we going to sign up and pay for insurance. Even $5 a month for each of us is a lot in our circumstance.""
Would having 2 cars be the same insurance as 1 car?
I have a 09 dodge charger, which you will probably figure the insurance is higher than average. So I was thinking, If I buy another lower level car, for example, a dodge neon. keep in mind that I am the owner of both cars, and only I will be driving the cars. would the insurance be the same or even lower?""
How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?
How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?
Ogden Arkansas Cheap car insurance quotes zip 71853
Ogden Arkansas Cheap car insurance quotes zip 71853
Where can i get visitor health insurance at affordable rate?
is there any good co where i can get affordable visitor health insurance thanx for suggestions
How much would my insurance be if...?
I am a 20 year old female and I've been having car troubles with my 2010 Toyota Corolla. The cost of repairs is becoming more and more expensive even though I take very very good care of my vehicle. So therefore, I am purchasing either a new 2013 Chevy Camaro or a used 2014 Ford Mustang with 4000 miles for a steal of a price. Right timing I guess. Anyway I am looking for full coverage less than $300. I know that these cars are not considered sports cars in the insurance world I was told many times because they both posses V6 engines. If anyone has insurance or knowledge about the criteria I have provided please inform me of the best/cheapest insurance I can get. No mommy or daddy jokes, because i am paying for my vehicle and insurance, thank you very much! Please be respectful!""
Car audio mod......insurance company?
i recntly bought a subwoofer and amp for my car do i need to let the insurance company know its worth around 60
How much does it cost to cancel motorbike insurance in the UK?
If you've been with them say 2-4 months. Also does it make a difference if its Third Party, Third Party Fire and Theft or Fully Comp? Its on a 125cc and the insurance is going to cost approx 300. Thanks""
What is the difference between insurance and banassurance?
Ex. Insurance deals by LIC, GIC Banassurance deals by banks""
Jeep Wrangler Sahara insurance?
I am a 16 year old female... I want a 2004 Jeep Wrangler 4x4 Sahara as my first car. My mom seems to think the insurance is too high. Can anyone tell me whether the insurance on it would be super high or give me an average number for insurance? Would it be cheaper on a smaller car? thanks .xx
Car insurance Policys?
Hi there people i need help with this badly i had car insurance on my car for the last 6 months but sadly i had a crash in my car and is no longer drivable, i rang up my insurance company 2 change the policy and there tellin me that if i want 2 insure with them i need 2 get my self a 4 grand car does that seem right??""
Florida - Car Insurance Question?
A friend of mine who lives in Florida said that he has to pay for car insurance even though he doesn't own a car and doesn't drive his parent's car. Is it true that by ...show more
How much will my car insurance cost?
So I'm 16 now, and I'm looking at cars I could get. I can afford a used, BMW 3 series saloon. I'm a male, and live in Surrey. (obviously I'd be 17). How much do you think my car insurance would cost, because it is in insurance group 20. (which may or may not be too much). Thanks""
Car Insurance for a 16 year old?
I will be driving a 1982 Dodge Ram in the next few months. I will be dropping a V8 440 into the truck. The truck will be painted black. So what will the average monthly insurance bill be on it?
Auto Insurance Questions?
In the household there are 3 cars, but 18 driver is only listed under 1 car,(mom) If the other 2 cars are on the same house (but different names auto insurance) he can drive those car with no insurance coverage problem right?""
Will my car insurance represent me in getting claim from other person's car insurance company?
Wife got in accident with teenage girls that was at fault. Other driver had insurance, and I'm dealing with them, but because they say my car is totalled as its older and not worth a lot, they offered me some money, but when I go to buy a similar car online, I see I'm short a few thousand. They are being a bit difficult and have my car at a lot ( I know mistake but they said they only were going to look at it, now its gone). I don't have a lot of pull but will complain as much as I possibly can - was on phone for nearly hour today. Question: Do you think that my insurance company will help me get money from the other insurance company of the at-fault party? I have not contacted them yet.""
I need help finding a good cheap sporty used car with low insurance rates.?
Well I turn 16 in december, I've had my permit for about two months and my family is at total loss of cars. My sister and her car are going to College, and my mom is using the Sienna. So my dads been riding his motorcycle to work. However, he wont be able to do so because he has a 30 mile commute to work. So he needs a car before the rain rolls in, so when he gets a car it'll be his, until I get my license, then it becomes ours. However, all my ideas are getting shot down, but as we get closer to needing one, slowly he's getting more okay with my ideas, but I need your help. I want an Rx8, I've wanted one since I was in 4th grade. I know I know. What the hell, why? A rotary engine with not even 2 litres. barely any horsepower and only gets 16/26 mpg. Well I've driven an Rx8 and I think they're amazing. HOWEVER, my dad doesnt want one for one reason, and one reason only. High insurance. So I was wondering if you can help me find a sporty used car, that I could find pretty cheap. For some Ideas I like, Bmw 330ci's, 328i's, rx8's, G37 coupes. OH YEAH, that reminds me, I'd like a coupe, but a 4 door would work well too if it still maintains a sleek style. like a lexus IS250s. Manual transmission or automatic is fine. decent mileage. you know the drill, OH and it must be atleast 4 seater. Thank you, its greatly appreciated.""
I need cheap insurance?
I have a vauxhall corsa 1.2 SXi and I am 18. The cheapest is 1300 but I know people have got theres for 900
""Cons, what is a better health plan than the President's plan?""
Do you or your candidates have a viable plan for Americans? Many people are without insurance because it is not affordable or it they have pre-existing conditions, or their employer does not offer it. Many Americans have lost jobs and health insurance is out of the question for them. Any ideas?""
Does it matter if you tell the insurance company?
that you are keeping your vehicle at 'X' address instead of your real address which is 'Y' address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks
Car insurance for young drivers ?
Hi there, ive completed multiple quotes for car insurance and the figure are coming out extremley high, as in 5000 a year on a 1.1 litre 2000 peugeot 206 LX 3dr, and i am a 17 year old male. i would like the policy to be in my name for my NCB but i have also added my mum and dad as named drivers as ive heard that decreases price, does naybody know any cheap car insurance places which icould go to for a cheaper quote. 5000 for a 1.1 litre peugoet is ridiculous !! Thanks""
""Can you suggest a good,affordable health insurance plan?""
I am an adjunct instructor at two colleges in Michigan. Neither institution offers health insurance for adjunct instructors. For the last three years I have been getting health Insurance through a postdoctoral fellowship. Now this fellowship has come to an end, and I am in desperate straits. I have heart problems and I need specials medicationss for depression and attention deficit disorder.What do I do?""
Can you have insurance in two state?
I am a resident of California but moved to Washington for school. I need a car to get around and being the typical college, I'm trying to cut down on expenses. I was wondering if I got a car here in WA could I just add the car into my mom's car insurance policy in CA or would I have to pay for my own car insurance here in WA? Also would it be cheaper and better if I bought a car in CA then just have it shipped to WA? That way it'll have a CA license plate. Please help and let me know. Thank you.""
I just moved out of my parents house. i need car insurance?
i need a good company to get car insurance from. Any Suggestions??
""My truck got totaled, now the insurance wants to give me crap for payout. Can I negotiate?""
I had a 2000 Sierra that was probably the nicest truck in town. I have pictures of how it looked, videos of how it ran, and plenty of people to testify it was a nice ride. The insurance wants to give us crap for payout saying that the truck was average to poor condition. Even after stripping off most of my aftermarket stuff, I still have a few thousand $$ still on the truck. I know they don't cover aftermarket stuff, but if I can't take it off, I should be compensated for it. Can I negotiate with them or do I have to take what they offer me? I've already told them that I don't like what they offered me since my truck wasn't the junk car they are paying me for. Can they turn around and just tell me they won't pay anything since I didn't take the first offer?""
Car insurance stuff i don't understand.?
Hello everyone, I am an international student who's been in the USA (Buffalo, NY) for the past 2 years working hard on my masters (i'm 25 now). I bought a POS Saturn last year for 2000 dollars and, well, for that i needed to get car insurance since it's mandatory in this country. Since i was from abroad and i had a learner's permit at the time, i had to get insurance with my international license. Progressive was my only choice so i paid around 700$ for 6 months. That's the rate I've been paying for the last year. Unfortunately, i just don't have the money anymore to pay 700 more dollars for the next 6 months. I tried different insurance companies but they are all around the same range. Apparently, i was stupid enough to not get a credit card as soon as i landed in this country. I was raised with the if you don't have money, don't spend it philosophy so i just used my debit card. This is the only reason that i can see for these absurd rates. Every single one of my friends ( all international students ) pay around 200-250/six months dollars for their pieces of crap cars. I just feel like i'm not being given a fair deal. Not having any credit might put a penalty on me, i understand somewhat how a capitalist mind works... let's say about 100-150 more dollars for 6 months, but a whopping 500 $ ? Don't you think it's kind of messed up that first of all it's mandatory, and then there's no baseline to at least make sure that noone gets ripped off. Is there any way that a person can inquire why he is being charged so much(instead of the bs the agents tell you i.e your area is bad etc.)? Or are you at the mercy of these people?""
Where can I find cheap car insurance in Philadelphia?
I know the auto insurance rates in Philly are expensive. Why is this and where do I go to find the best price?
Does anyone use or heard of Response.com for auto insurance?
Response.com seems to have the least expensive insurance rates at plans that are what I currently have. Going with them would save a lot of money but I've never heard of them personally.
How much should I expect my car insurance to increase?
I got a 34 in a 25 in Virginia. I'm 19, and this was my first offense. Currently, I'm on as an occasional driver because I'm usually at college. Thanks.""
Ogden Arkansas Cheap car insurance quotes zip 71853
Ogden Arkansas Cheap car insurance quotes zip 71853
https://www.linkedin.com/pulse/raleigh-north-carolina-cheap-car-insurance-quotes-zip-robert-watkins/"
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Question about no proof of insurance FLORIDA?
"Question about no proof of insurance FLORIDA?
Ok so I just got pulled over for speeding and I go a ticket for that ok, I also don't have insurance at the moment, I know not very good. Well I didn't tell the officer that, I just had said that I don't have my insurance on me. Well he wrote me a ticket for no proof of insurance and told me that if I wanted to avoid paying the fee I can bring my proof of insurance and would then only have to pay $10. Well I don't have insurance we know that so I thought I would just pay the original fee which is $104. But I'm thinking now will I get in trouble or what if I go get insurance and pay my tickets will I get in trouble then? I just don't know how this works and I don't want my license suspended. Again this happened in the State of Florida. Also he checked the box that said I didn't have to appear in court."",I recommend that you try this web page where one can get quotes from different companies:""
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
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My sisters car has been stolen roughly 30 mins ago. Shes customized it a bit (tinted windows to a legal degree, subwoofer in the boot) will the insurance pay up if it cannot be found. And what are the chances of it being found""
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I'm looking to change my car, residing with parents, if I buy a new car say under my dads name, with insurance under his name, will it be cheaper if I was to be added to that policy? Compared to having the car in my name and insurance as well? Thanks""
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My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""
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I was driving down the road and the rear tyre blew out which sent me accross the road into a tree then catapulted me into another tree into a ditch. The car is a write off! luckily i only have very bad whip lash and bruises. The car is only worth book price of 500 max, i have 4 years no claims. Is it worth claiming on the insurance or not I do have Fully comprehensive. Can i get anything for personal injury as i am unable to work at the moment. Not to mention i need to purchase a new car. Any help much appreciated.""
Question about no proof of insurance FLORIDA?
Ok so I just got pulled over for speeding and I go a ticket for that ok, I also don't have insurance at the moment, I know not very good. Well I didn't tell the officer that, I just had said that I don't have my insurance on me. Well he wrote me a ticket for no proof of insurance and told me that if I wanted to avoid paying the fee I can bring my proof of insurance and would then only have to pay $10. Well I don't have insurance we know that so I thought I would just pay the original fee which is $104. But I'm thinking now will I get in trouble or what if I go get insurance and pay my tickets will I get in trouble then? I just don't know how this works and I don't want my license suspended. Again this happened in the State of Florida. Also he checked the box that said I didn't have to appear in court."",I recommend that you try this web page where one can get quotes from different companies:""
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I have a motorcycle that is financed and I live in Florida. I am financed through HSBC. Is it mandatory that I have to have insurance on the motorcycle?
My dentist wants me to pay up front and have my insurance company reimburse ME?
I just went to the dentist today and had a filling. I have dental insurance, but the dentist wanted payment up front for the services. The receptionist said they require payment in full for the services on the day of service, and then they will send the insurance claim in to the company and eventually I will receive a reimbursement check. Isn't that what INSURANCE IS FOR??? So you DON'T have to pay????? I don't handle the cash in my family, so after much arguing about requiring payment up front, the receptionist agreed to let me walk out withouth paying, but expects me to have my husband pay by tomorrow. It just doesn't seem right that the dentist gets cash up front for the work, and then makes ME wait to get reimbursed by the insurance company... what the heck?""
Car insurance for 19 year old?
I currently drive a 2005 Mazda6 (4cyl, 140 hp sedan) and I am under my dads policy. I want to buy a 2008-09 VW GTI which is a 4cyl 200 hp turbo hatch, I want a 2 door, but will opt for the 5 door if it saves a good amount of money. How much more should I expect to pay for insurance with the GTI if on my dad's policy? Will it be cheaper to get my own? Also would waiting until I am 20 to buy the car save more money? I have never had a speeding ticket, I had one minor accident when I was 17, I have had a traffic violation last year, but I wasn't even the driver of the vehicle for the offense, also no points were added to my license for this as I did a traffic course and paid a fine instead. (florida)""
Can I remove myself from my parent's car insurance policy without them?
I am looking to trade in my SUV for a car. My dad does not want me to do this so he is refusing to switch the car insurance from my Xterra to the new car. So I decided that I would just remove myself from the policy and get my own insurance. Would it be possible to do this if he refuses to call?
""A life insurance company sells a $250,000 1-year term life insurance policy to a 20-year-old female?""
for $200. According to the National Vital Statistics Report. 56(9), the probability that the female survives the year is 0.999544. Compute and interpret the expected value of this policy to the insurance company - I also have to find the probability that the company has to pay the female Im suppose to get .000456 but don't know how to get this?""
Would insurance for a 1991 Camaro RS v6 be affordable for a teen driver?
Would a 1991 or any other 3rd gen Camaro's insurance be affordable for a 16 year old with the good student discount?
Getting car insurance on the spot?
I am looking for my first car at the moment and I have a question about insurance. Let's say I go to look at a car that I've found on the internet and I decide to buy it right there...how do I go about getting insurance right away? I live in the UK btw
Do you have health insurance?
if so, How much is it per month. What kind of deductable do you have? How old are you? feel free to answer also if you do not have insurance and if you support obamacare?""
How and where do i find 'cheaper' car insurance? UK?
Im 20 , female and I will be 21 by time I get a car (hopefully). I really don't know where to find cheaper insurance. I tried confused.com but the max price is 3000! my friends who are younger than me get it at like 1500 and I don't know why or how. Also if I offer to pay the insurance in one lump sum , would it be cheaper? I'm looking for a Vauxhall corsa between 1.1 and 1.2 or maybe even lower engine. What other ways to get a cheaper quote? Please help. Driving is all I ever wanted to do and I might have a chance at it in this summer.""
How can i compare all life insurance products of all companies?
How can i compare all life insurance products of all companies?
Car insurance for 4 months.?
I'm going to uni in 4 months but my mum is planning to buy a car. I'll be the main driver for the 4 months prior to uni and after that it will be my mum's car and I won't be driving it at all. How would I go about getting insurance for this situation?
Where can I find really cheap car insurance?
poor working girl in cali seeking really inexpensive car insurance
How much can home insurance cost?
i want to buy a home and i need to know how much my insurance might be.
Does the car appearance affect insurance?
Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask What condition is your car?..any dents, etc does saying its in good condition make the rates go up or down?""
New driver needs car insurance - NOT a teen!?
I'm a 23-year old woman living in North Carolina. I'm getting my license for the first time and desperately need *affordable* car insurance. Problems? I am an orphan, so I can't be added to my parents' policy. I don't live alone, but cannot be added to my roommate's policy. Most insurance companies have told me that b/c I don't live alone, I can't get a nonowner's policy, which is fine, but the prospect of paying $5,000 for a 6-month policy is unimaginable. Does anyone know where I can start? I will get my restricted license (restricted due to NC's financial liability requirement) next week and need to get insurance and a car ASAP. HELP!""
""Fines for driving Suspended license,No insurance and expired tags?
i got pulled over because my tags were expired. i didnt do anything wrong though..driving anyways. i was 17 when this happened. can anyone tell me how much on average i will have to pay for the ticket?
How does it cost for insurance on a sports car?
How does it cost for insurance on a sports car?
Car Insurance rate increased when I moved????
I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my old house....
How much does it cost to insure a Ford Mustang?
Now for my first car I really wanted a Ford and the only one I like is the mustang. I know that they are sports cars so the insurance is high but I would like to know exactly how much it would cost for insurance especially since it would be my first car.
Whats high mileage for an Infiniti G35?
I'm considering purchasing an infiniti g35. I'm looking at the 2004 and 2005 g35's and the ones in my price range typically range from 60-70k miles. Is this high mileage for an infiniti? How long do these cars last on average? Also I'm 20 years old; would this car have high insurance costs? Thank you!
If you receive SSI Disabilty can you stay on your spouse's health insurance?
If you are awarded disability do you have to get on Medicare/Medicaid or can you stay on your spouse's insurance through their employer? I am afraid of not being able to see my regular doctor if I have to get on Medicaid because so few doctors accept it. Anybody familiar with this?? Thanks in advance!
Health insurance??..?
I need it. going to pay out-of-pocket. 40 year old non smoking female, healthy. Any tips? Anything I should know? I've never shopped for health insurance, have no idea what I'm doing.""
Car insurance......Anyone else's gone up this year?
I'm still driving the same car and living at the same address, and I also took off 2 other named drivers from my policy to try to minimise the cost but it's still gone up by about 60 pounds......""
Question about no proof of insurance FLORIDA?
Ok so I just got pulled over for speeding and I go a ticket for that ok, I also don't have insurance at the moment, I know not very good. Well I didn't tell the officer that, I just had said that I don't have my insurance on me. Well he wrote me a ticket for no proof of insurance and told me that if I wanted to avoid paying the fee I can bring my proof of insurance and would then only have to pay $10. Well I don't have insurance we know that so I thought I would just pay the original fee which is $104. But I'm thinking now will I get in trouble or what if I go get insurance and pay my tickets will I get in trouble then? I just don't know how this works and I don't want my license suspended. Again this happened in the State of Florida. Also he checked the box that said I didn't have to appear in court."",I recommend that you try this web page where one can get quotes from different companies:""
Is there any affordable health insurance for full time college students?
I'm a full time student and I work full time. But our benefits at work aren't that great. It's close to $400 a month with a 5000 deductible. I can't afford that right now. Recently my mom told me that she heard some colleges have health insurance programs or something like that that I can get through the college. It's pretty affordable supposedly.. I tried to search on my college site but didn't really find anything. Where can I find info about this? Or are there any government programs that offer insurance to full time students?
Car title and insurance question?
If my name was put on the title of a car (I'm 18), would it affect the insurance rates even if the car was insured under my parent's policy as a occasional driver? Does the insurance company have the right to change the rates on a car depending solely on whose name is on the title?""
Will my child automatically get added to my car insurance when he gets his license?
My 18 year old son is getting his license tomorrow. And I was wondering, when he gets his license through the DMV... Will he automatically get added to my car insurance? If so when? Is there anyway to prevent him getting placed on my insurance without me doing so. My rates would be a killer. Thanks""
""Can you help me-insurance, cars, and money?""
Okay, I'm planning on buying a car soon. My family is in a very deep hole financially, so I'm going to ask my grandparents to help me, because they are doing fine. I need a car to get to school, get to my current job on time, and have another job (along with 2 AP classes and babysitting!) I never ask them for anything, not that I've ever wanted to, so I'm really scared to ask them for this huge favor. I'm planning on paying them back for every single penny I borrow plus interest. So I want to know an idea of how much money I'm going to need to borrow. Okay, for insurance...I'm planning on buying a toyota yaris, matrix, or camry. Or a honda civic (perferrably hatchback). Or a volkswagon beetle. But right now, anything will do as long as its reliable. For a 16 year old, A average grades, living in KY, about how much would monthly insurance be? For payments, I know about 2000 for down would be good. But how much (about) would interest be on monthly payments? I'm planning on finding a car that is about 7000-8000 dollars. And lastly, how should I ask!? They know I'm mature and responsible, but I don't think they are willing to help me out. I absolutely hate asking for things from people, but I really need help so that I can help my family. So how should I do it? Thank you so much! :) I'll choose best answer!!!""
""Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?""
In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple laproscopic procedure, but y'know nothing's cheap. The original bypass was billed to Blue Cross at $38K. I know it's not like defect liability, since a surgeon can't guarantee there will not be complications. Also, I know I can't expect free legal advice here. But if someone knows for sure or has thoughts one way or the other would be helpful.""
How can i get birth control for cheap without insurance or medical card!?
so i'm 20 years old turning 21 in about a couple months in Illinois and i just recently became sexually active like three months ago... i'm worried about pregnancy so i was thinking about the pill but i dont have medical insurance and no medical card to pay for it.. does anyone know how much the first exam is and how much the pill is!? Or where i can go get help paying for these things?!
What is the average insurance rate for a 19 year old in Ontario?
What is the average insurance rate for a 19 year old in Ontario?
What are some car insurance companys?
would love to know ones that are cheap???
I'm on my moms car insurance and I'm getting older?
I'm really trying to get myself on my own two feet and we have everything together, phone bill (sprint) , car insurance she receives my bank statements monitors my purchases, views and manages my credit ...everything I'm just trying to move and not be under my moms wing... How can I go about moving my car insurance, and /or picking car insurance.... Help?""
What is the minimum required age to get an insurance liscense in California.?
To get a license to sell life insurance in the state of California.
How can i get lower car insurance for my newly passed girl friend ( UK )?
my girlfriend has just her driving test 2 weeks ago im getting her a car tomorrow, ive been checking through loads of insurance sites trying to find her the cheapest possible is there any tips and tricks what to enter on these sites they ask so many strange question, or should i insure the car than just add her as a named driver? or do you know off any cheap sites.""
How much can be motorcycle insurance premium?
Current auto premium - $120 (25 years, 2door car).""
Progressive is hiking my Massachusetts car insurance rate by 23% this year! Is that normal?
My policy is about to come up for renewal and they're going to hike up my rate by 23%! I just talked to their customer service person and she said they're doing it all over Massachusetts. Are all the car insurance companies raising their rates so much in Massachusetts? Was there some law that passed which changed their profit margin or something? Is there another car insurance company that will give me a better deal?
Should i trust AIS insurance broker company?
ais charges for broker fee only for one time, is that true? i have farmers right now. but AIS offer me mas cheaper insurance (mercury). but i'm not familiar with AIS company. do they have any headen charges that they never mention??? please help!!! thanks""
""What is good individual, insurance dental plan?""
What is good individual, insurance dental plan?""
Which US states make health insurance obligatory?
Which states make it's citizens take out private health insurance?
Affordable car insurance for HORRIBLE driving records?
I am looking for affordable car insurance for a poor driving record. I have never gotten a DUI or anything like that but I have been caught driving without insurance a couple times. I also have had speeding tickets and my license suspended before. Now that I am older, I obviously see the consequences. I am currently insured by Gieco but it is over $450 a month! I am willing to pay up to $200 since I know my driving record is not pretty. Does ANYONE have any suggestions and WHY?""
What is the cost of car insurance in ontario canada?
i live in thorhill. i just got my licence (G2). im 19 and a student. anyone can give me an approximation of the fee per month?
Vehicle hit while parked will insurance rate go up????
I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????""
Cheap home insurance?
Where can i obtain cheap home insurance?
A question about car insurance....?
What if a guy parked his car in the parking lot and when he came back from what ever he was doing, his car was crashed He have no idea who did it. WIll his car insurance cover for the damage?""
I might be starting a new job out of state. how do i provide health insurance for my family?
I might be starting a new job out of state. how do i provide health insurance for my family?
What is a good Car insurance company comparison site?
What is a good Car insurance company comparison site?
Car Insurance Question (regarding insurance)?
Hello, I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy. Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.""
Would health insurance coverage for alternative health care increase consumer choice or decrease health care?
Would health insurance coverage for alternative health care increase consumer choice or decrease health care costs?
Question about no proof of insurance FLORIDA?
Ok so I just got pulled over for speeding and I go a ticket for that ok, I also don't have insurance at the moment, I know not very good. Well I didn't tell the officer that, I just had said that I don't have my insurance on me. Well he wrote me a ticket for no proof of insurance and told me that if I wanted to avoid paying the fee I can bring my proof of insurance and would then only have to pay $10. Well I don't have insurance we know that so I thought I would just pay the original fee which is $104. But I'm thinking now will I get in trouble or what if I go get insurance and pay my tickets will I get in trouble then? I just don't know how this works and I don't want my license suspended. Again this happened in the State of Florida. Also he checked the box that said I didn't have to appear in court."",I recommend that you try this web page where one can get quotes from different companies:""
Car Insurance in Texas?
I know that TX law required you to have insurance however what about an insurance card? Usually your insurance gives you a paper or card to keep with you on hands like, say whenever you get in an accident However, if you get into an accident and the other person does not have her insurance card with her on hand and just gives you a business card saying her insurance is under Enterprise (the car rental company). Is she at fault for not having a insurance card on her and could she get fined?""
Classic (1964-1972) Mustang Reliability/Maintenance/Insura...
Hi guys, I am looking to get a classic mustang convertible as my first car/college car. Is this a good idea? I know its not the most reliable, but for the kind of money I have I think it is the coolest and most fun car I can buy. What are the reliability/maintenance/insurance like? thank you!""
Does having points on your liscence affect your insurance?
i am currently 20 years old, and have fully comp insurance costing around a grand... i am turning 21 soon but in the next few days am expecting to have 6 points on my liscense,, any opinions of how much i would be looking for fully comp renewal, or even for downgrade to 3rd party? thanks""
What is the average yearly cost for house insurance?
2 story home 100k 900 square feet Heated my electricity 2 car garage Decent neighborhood 3 bedrooms 2 bathrooms we are buying our first house. I am aware that prices vary, but I don't know where that range begins and ends. Any help great""
Individual Health Insurance / COBRA?
Why is COBRA considered better than individual health insurance plans? When I did some research,for almost the same kind of coverage but cheaper premiums, I could find individual health insurance plans.But I keep hearing that given an option, going for COBRA is the wiser decision. I don't understand what the catch could be in these individual plans. Any insight?""
Temporary car insurance...?
I'm wondering if it's possible to insure a car for about a week or two. The hypothetical plan is to buy a cheap car for a relatively short roadtrip, drive it for a couple weeks, then sell it. I figured this would be cheaper than renting, but once I considered licensing and insurance, I'm not sure anymore. Any suggestions, facts, and ideas would be appreciated!""
Can we insure our life with more than one insurance company?
If so, in health insurance case, how we get reimbursement with one one set of original bills?""
""My car insurance quote is 5,000?""
This is the cheapest quote given by the companies. I am 19 years old and working in a minimum wage job. How can they expect me to be able to afford 5,000 in insurance when I'm only driving a 250 car? How can this price come down? Will waiting until I'm older reduce the price?""
Best Motorcycle Insurance?
Hubby and I both have motorcycles. He has an 07 Gsxr 1k, and pays $54mo full coverage. When I had an 07 Hyo 250, I paid $35 mo full coverage. I sold the 250 and now have an 07 Gsxr 750, and my rate went up to $68 mo. Why is that? I'm a 40yr old woman, clean-record, and have an MSF endorsement. Why is my insurance higher than my 36yr old husband's, when he has a larger bike?""
I'm 27 years old and I wanna get life insurance ? Any thoughts on which type i should get . ?
simplify your answer please .
Need cheaper car insurance?
right now im paying 388 with a company called dairyland insurnace. i have points on my license right now. and it is killing me. the car is a 06 dodge stratus. should i raise my deductible? switch to aig insurnace. this is just way too much. the lowest id prefer to go is 300 even. anyone know any good companies or the best way to find cheap insurnace . should i look in the yellow pages and not the net
Buying Car Insurance?
Looking to buy a car next week, but i have not owned a car before and have no insurance. Is there something i can do before i go to the dealership that will allow me to drive the car off the lot? Ie. can i somehow buy insurance before buying the car (even if i do not know make or model? (I should also mention that i will want to register the car in CT and purchase in NJ, if that's possible.)""
What is the best car to buy with cheap insurance for a 17yo? ?
as above, UK only thanks in advance""
Where can I search for health insurance that's right for me?
I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?
Did Alanzo have car insurance in Training Day ?
https://www.youtube.com/watch?feature=player_embedded&v=InPoPRfqNWM If he didn't have car insurance why do we have to?
If i was buying a car and its a class C would this increase my car insurance?
I have 3 years no claimi currently have a 1.6 i am thinking off buying a mini cooper which has been in a accident its a class C.the mini has the same size engine as my car at the moment. Just really want to know if it would affect the price of my car insurance thanks guys xx
How much is car insurance for older muscle cars?
I heard that car insurance is pretty expensive for older muscle cars, and I'd like to know around how much a month car insurance would be for a 1968 ford mustang?""
When can i refinance my car loan ??
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""
Canceled car insurance?
The case is complicated and it is about my car insurance. I misinformed my insurance company about my NCD. As a result they cancelled my policy. The problem is that before they cancelled it I had a claim. My car was not damage at all but the other guy had a few scratches on the bumper and he reported the incident. My insurance company informed me; they would cancel the policy and return all the payments I made so far. They would cover the cost of the damage to another guy, but I have to repay all the cost they bear. Does the insurance company may cover the damage and request reimbursement if they cancelled my policy? Whats my option, can I refused to pay them back? Because my policy was cancelled, so should I deal with a problem on my own? I guess it would be cheaper for me to pay for the damaged bumper straight to the other person than deal with the insurance company. Please advice
Is Van insurance cheaper than car insurance Eg A fiesta car or van same spec?
Is Van insurance cheaper than car insurance Eg A fiesta car or van same spec?
Cheapest car to insure?
Hi Everyone, im 21 male from ontario canada and im looking at getting my frist car, I've been driving my parents mini van for the last few years as I am a college student and live with then when him home, which isnt very often because im in school all year round. So im wondering, what are some cheaper cars to insure, both new and used? Thanks""
What's the cheapest auto insurance and do you need it to have a permit?
it speaks for itself what company has the cheapest & most reliable auto insurance company for a 16 year old driver (not 16 yet but I should have my driver's license by February 25th if I go after my birth day)
Approximately how much will my auto insurance go down?
I have always been told that when I turn 25 my auto insurance should decrease significantly, I was wondering if someone can give me an idea or (if you dont mind) let me know what you were paying <25 and what your paying now at 25>. As of now I am paying $350 a month for full coverage on two vehicles (with two speeding tickets on my record at the moment at 23 years old, one will definitely be off by 25, the other one will be close, (assuming I get no more) I am going through Farmers Insurance. Does anyone have a rough idea of what I have to look forward to my 25th Birthday as a subnote I know this is being planned much ahead of time, me and the lady are considering moving out of our apartment, I want to have a very thorough knowledge of what my financial future will look like before pulling the trigger on anything. Expect wthin the year posts from me on moving business =D All constructive answers are appreciated.""
What companies has cheap car insurance for college students?
Im a college student and wants to get off my my parents car insurance its currently 97.00 a month she said thats the cheapest it would be because I would have to pay 500 or 800 in advance or something like that. But i want to be independent and just pay it myself under my own plan ...any suggested car insurance companies?
Insurance on a Blackjack?
One drunk night I managed to crack the screen on my (orginial) Blackjack. I bought it in June of last year and its on a 2 year contract, but i do have insurance on it. What does insurance do? Fix the crack on the phone i have? Send me another blackjack? Can i get a different phone? I dont want another blackjack when theres a blackjack 2....anything you know will help.""
Question about no proof of insurance FLORIDA?
Ok so I just got pulled over for speeding and I go a ticket for that ok, I also don't have insurance at the moment, I know not very good. Well I didn't tell the officer that, I just had said that I don't have my insurance on me. Well he wrote me a ticket for no proof of insurance and told me that if I wanted to avoid paying the fee I can bring my proof of insurance and would then only have to pay $10. Well I don't have insurance we know that so I thought I would just pay the original fee which is $104. But I'm thinking now will I get in trouble or what if I go get insurance and pay my tickets will I get in trouble then? I just don't know how this works and I don't want my license suspended. Again this happened in the State of Florida. Also he checked the box that said I didn't have to appear in court."",I recommend that you try this web page where one can get quotes from different companies:""
https://www.linkedin.com/pulse/renters-insurance-quotes-mobile-homes-amanda-chambers/"
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Child only health insurance?
"Child only health insurance?
Is there any company in Utah where I can purchase health insurance for my child only?
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Car insurance in California?
Is it true that if you are financing a car you HAVE to have car insurance??
""I was hit by an uninsured motorist, and I have an uninsured clause in my car insurance.?""
My car was totaled out, and since my car insurance had a non insured motorist clause then I just have to pay the deductible, and they will cut me a check. I was hurt in the accident, and I wanted to know if my car insurance (Progressive) will also pay out pain and suffering. I am considering taking this guy to small claims court, but if I do then I have no idea what the outcome would be. IF my insurance offers me a pain and suffering settlement then should I take it? can I negoiate for a higher settlement? Everyone is telling me to take whatever is offered to me because the guy that hit my car didn't have insurance, and could possibly claim indigentcy in which case I would most likely never see the money. I can get a pain and suffering settlement from my own insurance, but I believe that the person that hit me should have to pay it, and I am also assuming that I would get more money out of him directly than letting my insurance cover the pain and suffering. This is my first wreck that I have gotten into, in which, I was the party that was damaged (almost died), and the other guy only received a ticket. I know that life is not fair, but like I said before, this is my first car wreck where I was owed money and the other person did not have insurance. Any information will be much appreciated. Thank You Very Much.""
Car accident in dad's car. What will the insurance cover? Should I get a lawyer?
I was involved in a 3 car accident. The car behind me hit me twice (once on the back right and once on the side as he swerved and lost control) causing me to hit the car in front of me. I was driving my dad's car for the summer because I'm doing an internship away from home. Since my dad's car is useless now, I needed to get a rental car. I would also like to get some medical expenses covered because I am experiencing back and neck pain. My questions are: Will the other person's insurance cover the cost of the rental car although the car is not mine but I am the one using it for the summer? And should I get a lawyer to handle this situation? (Also, my dad is 8 hours away from here and the car is still in the tow lot since I am staying at an extended stay hotel and have no where to keep the car.)""
""How can i get affordable health insurance, with a low income?""
I work part time,i am physically disabled ,my husb is unemployable,rejected from disability, i have very bad health condition and need health insurance to continue dr.care....How can i get affordable health insurance that won't cost me a fortune? I have gone to the DPA and i was rejected by them. I suffer with depression/(diagnosed bi-polar) ,,disc disease,IBS....i must obtain medical Insurance to continue treatment in order to continue working...how can i get help?""
SAS resume for insurance companies?
i need to make a sas resume for insurance companiy.can anyone help with what to write in work experience describing experience in an insurance company setup.
Proof of Insurance for Driver's Test?
My Dad bought me a car about three days ago and the dealership said they will insure the car for 14 days while my dad gets insurance through his company. I might take my driver's test tomorrow and I want to use this car for it. If I show the dmv the insurance papers the dealership gave me, will that count as proof of insurance for my road test? Thank you.""
Full time college student in need of health insurance?
I am 19 years old. The university in which I attend require students to be insured through out the school year. I don't have insurance, as well as my parents. Is there any program I can apply for health insurance other than the school's? My father is a self employed truck driver so there is no benefit from there. It will be helpful for a link and not to general and broad. Please and thank you.""
Best car insurance for over 60 male?
Had a DR10 drink driving in 2009. (Long story and yes should not have done it but) Require best option for fully comprehensive covering legal etc. Any idea of which car insurance company is best?
What do I look for when buying car insurance?
I had car insurance with my parents for a while and I want to get my own. Im not sure what to look for and what companies are the best. Please help. thanks.
Can Drivers under 18 without a car drive with their parents insurance?
I just got my drivers license and I don't have a car. Im not 18, and i don't think i will be driving enough to have to need a car, or to pay insurance every month. But if ever ...show more""
Can health insurance coverage be dropped for a single department in a company? (Pennsylvania)?
I currently live in PA and my employer has said they will drop health insurance for my department, but not another department in the same company. I did some research online to see if this is possible or not. I originally started this job with guaranteed benefits and now they are being taken away. I was reading somewhere online (unsure of credibility, website is as follows:http://employee-benefits.lawyers.com/Employee-Benefits/Employer-Workplace-Benefits-FAQs.html) that a company cannot take away a certain departments health benefits and retain another departments. Below is the Q&A question from the stated website above: Q: Is my employer required to provide health benefits? A: Employers are generally not required to provide any health benefits. Only the state of Hawaii requires employers in the private sector to cover employees who work over 20 hours per week. Union contracts may include provisions for insurance as part of the agreement. However, health care and other benefits such as life or disability insurance are generally offered by employer as a means of attracting and keeping their workforce. If an employer does provide health coverage, federal law requires the employer to provide Consolidated Omnibus Reconciliation Act (COBRA) to an employee who loses her job for any reason outside of gross misconduct the opportunity to maintain coverage up to 18 months at her own expense. This applies to companies with 20 or more employees. Some states also have laws with similar protections for employees who work for companies with less than 20 employees. Generally, it's not illegal to provide health benefits only to some classes of employees (for example, only to full-time employees but not to part-time employees). But once the eligible classes are established, an employer cannot withhold insurance from some members of the class while offering it to others. The employer can require employees to follow the rules of the plan, which may require an employee to fulfill a waiting period or wait for an open enrollment period before joining. An employer can usually change, or even eliminate, a health plan, but must follow the rules and guidelines of the Employee Retirement Income Security Act (ERISA). I understand they cannot choose and select who receives and who does not (I interpreted this as discriminating between employees). I do not know health legislature very well, and if anyone could provide some information it would be very appreciated. As for me, I am going to try and find more information out about this. Thank you.""
Annoying dilemma about factoring age into car insurance rates?
Okay this is annoying me. My car insurance policy is up for renewal very soon. It is a 6-mo policy. I am currently 24 yrs old but turning 25 literally 7 days after my policy renews. As you might know, generally car insurance rates decrease when you turn 25, because 25 is the age threshold that is no longer considered to be a high risk age group. However, my car insurance company insists on rating my entire 6-mo policy as a 24-yr-old...which means that for literally 96.2% of my policy period, I will be 25 yrs old but paying the higher rates of a 24-yr-old. This does not make me feel happy or appreciated. >:( So I was wondering...what would you do? Should I switch insurance companies shortly after turning 25 so that I can get a better rate, and then perhaps switch back to my old company sometime shortly later? Is there a way I can negotiate with a manager so that he/she will re-rate me shortly after my 25th birthday? Thanks for the feedback.""
Ohio moped insurance?
im 14 i have a 1980 puch moped i wanna now the cost per year
Too much to pay for car insurance?
I received my renewal notice today from my insurance company. I'm getting tired of paying so much for my insurance, I think its time to start looking around. I heard all the car insurance myths, when you turn 25.. Itll go down when you bundle your house & car insurance it'll go down when you get married it'll go down nope nope nope It has gone down a total of MAYBE $5 a month or $60yr. I'll be 29 in Jan, no accidents in 8yrs no speeding tickets in 5yrs. I drive a '06 4dr car and I'm paying $125/mthn insurance. Is it just me or this way too high to be paying insurance.... I've been with this company for close to 6yrs now.""
How much do you spend on car insurance for your new 2006 Sonata ? I pay 116 a month am i being ripped off?
I have a 2006 Sonata by hyundia and i pay 116 a month
Question about starting a business and health insurance in CA?
If I was to decide to start a small business on the side (doing gardening, or growing food for sale, or something like that) and I am my only employee - I would be THE only person working this job - am I required by law to buy health insurance (especially if I already have health insurance through my husband's job)? I find this new thing kind of confusing... I'm in California, by the way, if it helps any. Thanks.""
Will my insurance rate go up even though I paid off my parking ticket before court?
I'm 20 years old and I live in Houston,TX and I got pulled over in a town outside Houston called Pearland. I went thirteen miles over 30 and got ticketed by the police officer of the town. Now here in Texas, before you go to the DMV to get a license you have to take a 6 hour driving class which was made into a law dating back to 2010. This is my first speeding ticket I got since I first got my driver's license almost a year ago. If I go to the courthouse and admit that it was my fault for speeding and pay the fine before my court date arrives, will my insurance rate still go up? (Please don't leave negative feedbacks. I'm just trying to get some honest answers)""
Best insurance policies in india?
Hi friends, please suggest me the good insurance policies for savings as well as risk cover . . hw ULIP s will perform wen compared to traditional policies ...my budget is around rs.1500 p.m""
""How can i get umbrella liability insurance,without home insurance?
I only have fire insurance.please help.urgent.AAG
Where's the best place to get health insurance?
I was hoping that someone with experience could tell me whether buying insurance through the Maryland offered program or through a direct insure such as united healthcare or blue cross blue shield would be the better deal. Looks like a 80/20 silver plan is about $205/month trough Maryland with a $1500 deductible. I'm hoping to find an affordable 90/10 plan or better. If you have any suggestions or know recommendations please let me know! I'm new to this health insurance stuff...
First time Car Owner Getting Insurance?
So I live in Massachusetts, going to school in Utah this summer. I'm not under parents policy, and have to start my own policy. The thing is that I found a good deal but it's in Arizona. With a Mass driver's license, Can I buy a Utah insurance to cover the AZ registered car, before I got it registered in Utah? See I have 2 twists here, Mass resident wanna drive a AZ registered car in Utah. of course I will have to change the title/ registration under my name, but I'm asking how should I cover insurance before the car gets completely legit in Utah. Hope you can understand my problem. PS: I know I don't have to convert to a Utah License, but I can if it's absolutely necessary.""
Car insurance car change?
I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral""
Motorcycle Accident And Insurance?
I'm in California I was involved in a single bike wreck. immediately after wards two other motorcyclists collided in a separate but close in time and distance accident to mine. Now the insurance company is coming after me to pay the bill (Metaphorically). What should I do? any suggestions?
Should I get a 1988 944s Porsche?
I am 16 years old and selling a 99 dodge durango. Someone has offered to trade a 1988 944s Porsche and am very interested. I am also very worried about how much it will cost to maintain this car and how much insurance will cost. Also when I look at the car should I be looking for any specific problems? Thanks
Rough estimate of my insurance?
im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.""
Child only health insurance?
Is there any company in Utah where I can purchase health insurance for my child only?
""Can you give me an estimate of what it will cost to repair this dent in my car, picture included?""
A large tree limb fell on my car last night. I would like to have an idea of what it might cost to fix this before calling the insurance company. If it cost less to pay out of pocket that is the route I would like to take. Here is a link to the pic of the damage, which is on the passenger side of a 2001 Hyundai Accent. http://i11.photobucket.com/albums/a163/janezanaddict/IMG_3079.jpg Thanks for your help!""
What kind of insurance do i need if im over 18?
Im in school right now and im about to turn 19 and my current insurance will not cover me anymore...so what insurance out there can i get that's affordable and i can use for my school...i dont want to pay the expensive insurance for the school...thanks!
Why is mandatory auto insurance to make sure other drivers can be reimbursed for my actions ok?
But mandatory insurance to make sure doctors and hospitals can be reimbursed for my healthcare is considered socialism?
How does one go about getting insurance?
ok I know there is some different insurance types out there like health car etc etc but i want to know how do you go about getting it! see I'm 15 years old I know i shouldn't worry about this now but it just seems like a good idea to ask the question now this one lil question has plenty of other questions with it how many different insurances do you need to have? what should you look for in Insurance? how much is insurance? what is an insurance rate? and the title of this question how does one go about getting it? on that last one I really need a detailed answer because I am 15 I just got back in school so my brain is a bit mushy and not so quick XD and way like I said I'd really like a detailed answer on that last one heck if ya role play it out with your self for me then that would even make it easier so the more questions you answer in this (with a good answer mind you) the more likely I am to choose you as the best answer!
How much will my car insurance go up after my first ticket?
I'm 19 and live in VA and got my first speeding ticket tonight (77 in a 60). I've never been in an accident or anything before, but I was just wondering if anyone had any idea about how much my insurance rate will go up? and will going to court/driving school affect what happens with the insurance rate, because otherwise i was just going to pay it online.. thaaaanks!""
Does adding a driver/family member bring drive up car insurance premium?
I want let my parents drive my car once in a while, do i need to add them as additional drivers or are they covered under my existing bare minimum insurance coverage.""
Car insurance on taxes?
im a 23yr old part time student and i work full time, first time im filing my taxes alone, am i able to add my car insurance like i to with tuition?""
Health Insurance Advice?
I'm currently laid off and need insurance for myself. I'm not sure what insurance company to go with. Also I'm not familiar with how health ins works. Like deductibles, co-insurance percentages, office visits covered or not covered. I don't go to the dr a lot but recently I've been in a car accident and will be going to the dr more often. I also don't want to pay that much either.""
G2 Auto Insurance Question!?
Hi, I am currently 16 almost 17 and I just got my G2 license. From the research that i have done I know that I need to have insurance to drive my parents car as a part time driver. I did go to driving school and got the drivers education certificate from CAA. However I am not really sure what to do now because my parents have 2 cars and my grandmother and grandfather have 1 car. I intend to use all 3 cars at different times because my whole family is very busy but i believe that my grandparents have separate insurance. I was wondering if I am going to have to pay to be a part time driver for all 3 cars or how does it work. Either way my dad is going to call the insurance company. Also if I do have to pay what do you think the price would be like and do you have any tip on how to maybe reduce cost?""
How can i find affordable private health insurance?
How can i find affordable private health insurance?
Which is cheapest car insurance in new york?
i want to buy a car but i know the insurance of the car is very expensive. I will like to know if there is a car insurance that i can afford.
Is there any advantage of group health insurance?
I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.
Full Coverage Insurance?
is full coverage insurance suppose to follow u to your next vehicle for the first 30-60 days?
Someone at fault with no insurance suing my insurance?
I was t-boned at an intersection by a lady who had no insurance, no license and who ran a red light (she was ticketed for all 3). I filed under uninsured motorist claim and my deductible is $250. She tried making a claim against my insurance, but it was obviously denied. She is now saying she is contacting an attorney because the officers at the accident were corrupt ...Can she sue and will she likely get anything? Can I counter sue for the decidable?""
Insurance for 17 year old?
i was just wondering the cost of insurance when i turn 17 next year. my parents are paying around 800 each car on there policy. so when i get added to there policy how much approximately will it cost me?
1000 Car Insurance for an International Student?
Does anyone know a cheap car insurance company for a young driver (21 YO) who will be driving with an international license for 1 year? I have tried Clements but they don't do insurance for students. Can anyone please help? The major online companies are so expensive
How can I lower my car insurance if it is high because of bad credit?
I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any insurance company work with me to lower my rate? I currently have GEICO insurance bc it was the lowest I could find. I lease my car and always make my car and insurance payments on time.
Does getting a parking citation raise your insurance rates?
I just got a ticket for parking near a fire hydrant and I wanna know if my insurance will be higher, i can't find any answers on my insurance website. And, does anyone know exactly what constitutes a no-parking zone, cause i have to pay 40 more for that too and the spot wasn't marked. Gahh i don't want my parents to know unless they absolutely have to!!!""
Your age and car insurance rate?
How old are you and how much does your car insurance cost monthly? Would a part-time job at a mall store or movie theatre pay enough to cover an 18-year-old's car insurance?
What is the cheapest Insurance for a 16 year old?
I just got my license now i gotta get insurance...
Insurance declared car total loss?
Insurance declared car total loss does that mean i have no more car insurance???
What would the insurance be for a 16 year old with a ford expedition.?
Hi, I'm 16 years old and I currently have a 2002 Gmc Envoy, and I love the qualities of the car, but the brakes are horrible and it's crash test rating is really low. I've had people pull out in front of me on more than 2 occasions and my brakes take so long for the car to stop so im really nervous when driving it. I want to trade it in and get a 2000-2005 ford expedition because its on the same platform as my dads f-150 and when I drive his truck the brakes are so much better and I have better visibilty, the expedition is also better in crashes. I know the gas is more but it only gets 2 miles less than my envoy and I only use if to drive to school and footballs games. If i were to switch cars how much would my monthly incurance be? Im 16 and im a honor student so I do get a discount with farmers insurance. Also i believe right now my envoy is pricey because its the high class edition with the heated seats and stuff so all of that makes the rate higher. I dont need all of that with the expedition though.""
Which is the cheapest car insurance in Louisiana?
Which is the cheapest car insurance in Louisiana?
Why does my car insurance come up so high even when im 21 years old?
hi the car insurance has been destorying my life. I cannot figure out why car insurance in UK is so high, im 21 and i want to insure a 1.6 mazda 3 which is i think group 6 insurance. I HAVE CLEAN LICENCE!! no claims or any other other conviction and still the cheapest quote i get is 6000 hahahaha. thats ridiculous!!! like 2 years ago i use to get cheap quotes for same size cars at around 1000 now for some reason same thing costs me more!!!!!!!!!!!! i have tried everything but cannot figure out why this happening. PLZZ HELP ANY ADVICE WILL HELP SO MUCH. i have 0 years no claim discount but thats because i have been on my dad's policy but even then dont you thing 6000 quote is mad, even when i try insuring a littlle 1.0 ltr car quote comes out at 5000 lool""
Can my husband be on his parents car insurance?
Can my husband be on his parents insurance with his car and be on my own insurance with my car? Because right now he is on his parents and I just got a car and I dont want to have both cars on my insurance plan.
Child only health insurance?
Is there any company in Utah where I can purchase health insurance for my child only?
How do i add my name to someone else's car insurance?
A friend of mine is willing to teach me to drive in their car. I know you have to add your name to the insurance but don't know how to or how much it will cost. Any info will be greatly apprieciated thanks
Car insurance company's do they make you angry!!!!?
My car insurance compnay (Hastings Direct ) dont use them there sh!t, anyway on the 22nd april I asked for them to send my Insurance certificate as I only had a temp one that ran out 2 weeks before the date I needed to tax my car wich was 31-5-06, but i never got it so I rang again on the 25th of may and they said there sorry but forgot to send it in april & said we will sent it today . still not got it and my car tax ran out on 31st! rang again today and asked were the hell is my insurance certificate .. there reply oh it must of got lost in post we will send it out today!! how bad is that!!! has this or anything like this happen to you.? if so what compnay s I know not to move to them""
I have a question about teenage driving insurance?
I let my son drive my car sometimes and his six months is up and he is now wants to drive friends in the car. I know my car insurance will cover him if he is in a wreck, but will it cover his friends?""
How to bring car insurance premium down for a young driver?
I passed my test june of this year and have been a named driver on my mothers policy for short periods of time, its a 1.4 S Reg corsa. Now i am looking at buying my own car and building up my own NCB. I was wondering if anyone knew of a good cheap car to insure? an insurance company that doesn't wish to rob young drivers? and whether its cheaper being a named driver myself or having a parent as a named driver? or any other tips you might know of to keep the premium down. Any help would be appreciated.""
Under the Roberts ruling why cant the gov. require everyone buy car insurance.?
Whats the difference. The only differences I see argue better for the personal mandate for car insurance more than health insurance. 1. Everyone using a vehicle on a regular bases. Even if you dont drive, you take a bus or cab or cross a street. 2. Driving is at least 10 times more dangerous than anything else most people will do on a daily basis. 3. If you have car insurance you less likely to need healthinsurance.""
Where to go to get a quote?
Hi people, I'm seventeen, taking my driving lessons but find it incredibly hard to get a quote for insurance. I want a rough estimate so i know how much to save but every site i have checked is for someone who already owns a car. If anyone has any good sites or references for my position it would be appreciated. thanks dudes XD""
Motorcycle insurance for new rider?
hi, im 19 and have 4 years clean car driving experience. i got an m1 yesterday and want to find the cheapest insurance on a suzuki sv650. i called around to a few places like statefarm but either im too young for their coverage, dont have enough years driving experience, or the rates are somewhere around 5 grand a year...which is not an option as im a college student only working 1 day a week, that and i wont be using the bike that often.. help me out guys!""
Cheapest auto insurance for 18 year old?
i am 18 years old a female and i own a 1996 chevrolet s10 2wd pickup truck i have had my licence since i was 16 and i am wondering if any one knows of any cheap insurance i live in st.petersburg florida please help!!!
How much would car insurance cost for me?
i am 17 years old, have a clean record, and am earning a 3.0 gpa...anyone have any price range?""
What do car insurance companies have access to?
my friend was trying to tell me what he did to get him cheaper insurance.... he lied through his teeth so do insurance companies in Canada have access to the following: marriage status medical records where you live if you have kids security on house and car driving records and what other info do they have access to because my friend said he lied about all that and pays cheap insurance now
Florida's Insurance policy on new drivers?
Once a 16 year old gets their first drivers license is it required by law that they are immediately added to the parents insurance if they dont own a car yet? If so how much will it most likely cost with Geico insurance?
Fast Car - With Decent MPG (cheap to insure?)?
Hey All. Looking to buy a new car: Current Car: Honda Civic Sport 1.6Li Petrol Wanting: Fast acceleration car possibly diesel turbo with good MPG if required. Distance to work travelled every day: 50 miles Open to all ideas/thoughts. I know with acceleration/speed comes price and loss of fuel mpg, but I'm sure theres a car that can be flexible under different driving conditions etc... Thanks again everyone, best answer to be choosen ASAP.""
Best and cheapest car insurance in australia?
Can anyone tell me the cheapest and best most reliable comprehensive car insurance in australia i need to insure my car asap im thinking westpac or aiime
Best first car for insurance?
What car at 17 will have the lowest amount to pay on insurance?
Company car insurance?
Hi Can anyone help me re company car insurance I am currently getting a company car and now under the companies insurance, so dont need my own private insurance. I currently have 9 years NCD. I am now worried, what happens if I leave the company in a few years time, do I have to start from scratch again with no NCD, or can I still use my 9 years NCD anyone know (I have read they are valid for 2 years) I have asked Direct Line (my insurer) and they cant give me a straight answer, I get something different each time. I wanted to know if I was involved in an accident with company insurance I appreciate I have to state that when going back to private insurance but if I had an accident and had no NCD my premium would be sky high which I find unfair if I lose my 9 years NCD as I have not actually taken a break from driving. Does that make sense? hope someone can help me Thanks, Steve""
How much $ a month would insurance cost me?
I want to get a 93-97 Trans am, or Camaro. I'm a 21 year old male.""
Any one had a query about motor insurance?
Ive just had my car insurance quote from Norwich Union Direct they quoted 938. i rang them up and they dropped it to 700,then i went on the web to www.money supermarket and went on to car insurance i can get the same deal from the A .A. for 508.30 any one else tried the same""
Medical insurance for an International student?
hi, I am an international student and am on my OPT now. I haven't been to a doctor in 3 years now and all these years I had an international insurance. Now that it is going to be expire I was thinking to get an insurance. I was thinking to visit a doctor for a general health checkup. I would like to know which insurance would cover my visit to the doctor. I am 24 years old male. Unemployed. Thank you""
How much will insurance cost? (teen driver)?
im 16 and im getting my license in a week or so and i was wondering how much will the insurance cost? im going to be driving a 2003 corolla and my parents have state farm. any help? thanks!
Fun *cheap* summer vehicle in Ontario?
What's up guys; 19 year old college student here with the summer off. I already have a job, car, and apartment, and I'm looking for a cheap summer vehicle that would be fun to drive around. I've considered a small sportsbike, but due to my young age the insurance is an absolute killer. So, I was looking at scooters. No insurance, cheap to buy (about $600), and pretty fun to drive around. They won't keep up with traffic, sure, but it'd still be an interesting ride. (Too dorky?) Any other recommendations for a cheap, fun summer vehicle?""
Need help with car insurance?
Hi. Im getting my first car insurance in Ireland, but I was disqualified of driving for 1 year in Poland. Can anybody tell me how much will this inflate my premium?""
I'm 20 from London what insurance companies will let my 17 year old brother be on my policies?
Me and my 17 year old brother want to buy a 50cc gilera dna 1 for me and 1 for him. I have a full UK drivers licence and revived insurance quotes for around 400 a year......where as my brothers cheapest. Quote was 550 a year. He doesn't have any sort of licence but was hoping to get a scooter license this coming January's. So the question is would he be able to be put on my insurance policies I'm 20?? And what insurance companies will do that? Thanks ;).
Car insurance car change?
I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral""
Will my rates go up for a hit and run?
This weekend, my car was hit while parked in a parking lot. Nobody left a note or anything, which makes it a hit and run. The damage is extensive so I had to make a claim with my insurance co (it's unfair enough that I have to pay the deductible for something that's not my fault, I shouldn't have to pay even more). When I asked this won't make my rate go up, will it? they told me they will have to wait and see! This is so unfair, it wasn't my fault, I wasn't even THERE and they might raise my rates. I have 2 other claims in recent years, one from 2009 that was not at all my fault and the other from 2008 that was split 40-60 (or something, i don't know the exact % but i was less at fault that the other driver but still deemed at fault which was bs, but i digress). I have State Farm. Does anyone have experience with them and know if they will raise my rate over this? I'm so angry right now!""
Car insurance cover needed?
I need to get car insurance. I am a 23 year old guy. Anybody recommend good cover which will not leave a hole in my bank balance?
Child only health insurance?
Is there any company in Utah where I can purchase health insurance for my child only?
What insurance company will give me the cheapest full coverage policy on a sportbike?
I'm 23, I have one year of riding experience, and i have no traffic convictions. I'm looking to go no higher than a 600. I live in an apartment, and I will have a lojack installed. I can't seem to find a policy for less than 3,000 bucks a year.""
Car Insurance agents!?
I am going out of state and plan to rent a car. I have been driving for 25 years with an excellent driving record. Do I have to have my own Libability and Collision or just Liability in order to save money and refuse the rental agents insurance?
How much do you pay for car insurance?
I'd like to know the insurance price for a 1.8 litre car, about 5 years old, driver being older than 26 years old, and no claims bonus not included, in different countries. In Ireland I get a quote about 1,200 Thanking you all in advance !!""
Would my car insurance company give me any problems if I get a 2nd car?
I am the only driver in my household but I plan to get my son a car and register it under my name and put it on my insurance. He has a license and lives at a different address. Would the insurance company get suspicious about anything?
Question about sr22 insurance?
Ok I got into an accident back in 2003 and my license was suspended because of it I filled a sr22 with my insurance company and got my license reinstated but now their trying to suspended my license again can they do that?
By how much car insurance will go down after 1 year NCB?
I am 29, have been driving for ages, previously had another country license, got UK license last year and bought a car. My car insurance is due to expire next month. I was wondering how much it will go down with one year no claims, just looking for an estimate. or how much did your insurance go down after a year.""
Does anybody know where to get cheap auto insurance for a 18year old?
Does anybody know where to get cheap auto insurance for a 18year old?
My dad says a 2 door car would be more on the insurance. Is this true? PLEASE ANSWER!!?
We went out looking for cars today and every 2 door car we saw he just kept walking by them. I dont know about him but Im a 2 door kind of guy. He said 2 door cars would be more Insurance. Is that true? I wanted to get this 2 door Cougar or maybe a 2000 or 2001 or 20003 Monte Carlo. WOuld that type of car add more to the Insurance? I really want the monte carlo. Im gonna be putting about $1400 down & the car cost no more than $5000.
Conservatives! What do you fear will be the impact of more people having QUALITY health insurance?
under so-called Obama care?
Finding a decent health insurance plan. low cost insurance.?
I'm 22 and a server I want to find insurance that will actually take care of me. where can i go to get help for this? I dont know much about insurance
Can you get car insurance just for a few days?
1st time driving (well With my license) lmao, have drove be4. but i got my g1 a month ago, and bought an suv 2days ago wht i play on gettin rid of as i found at theres no way i can get it safty as it needs a weld. but i would at least like to drive it for a few days on a Trip permit, but u need insureance in order to get tht. and i was told there is a pay-by-day insurance that u can get. so i am wondering how much would insurance be for only 10days? as thts how long a trip permit is good for ps.. i live in belleville ontario""
Renewing car insurance after non-fault claim?
I am due to renew my car insurance and am looking for new quotes. In February I got hit by another driver. It went through the insurance and (after a while) she was found to be liable for the incident and all my and my insurers costs were recouparated from her insurance. When I'm looking at quotes it asks me for incidents in last 3/5 years. I assume need to declare this, despite it not being my fault, as it went through the insurance. But it asks for the total cost of the claim but won't except 0. How do I fill this section in correctly. It's driving me bonkers!!!!""
""With the new Health care law, we will all have to get health insurance, but what do they consider affordable?""
I have seen some health care plans for $100 a month and up, but I can't afford that. The other plans I have seen for $50 a month, will not pay much of your bill and they all have a $2,500 deductible or much higher and a huge co-pay amount. I need something much cheaper than that, which will cover a lot more of the bill. There is no way I can pay a $2,500 deductible! I also can not afford to pay $100/ month for coverage! What does the Fed government consider cheep and affordable? Where can I get a GOOD health plan that will pay most of my bill and not have to pay an arm and a leg each month? What will the govt. do for people like me who just plain can not pay that much money for health care? When will that new law make the prices go down significantly? How can I get medicare?""
Buying sunglasses using health insurance ?
hi i am trying to buy sunglasses using my health insurance because aetna health insurance allow me to buy sunglasses on their charge, a lot of my friends did it this way, but every time i call a store they say that they don't do that!! any info ? thanks""
Cheap scooter insurance in UK?
In February of next year I will be buying a 50CC scooter and taking my CBT, What would be the best companies to go to for cheap insurance? I'm planning to pay in a lump-sum :) thanks""
2000's Subaru WRX insurance info for a 20 year old in ct?
Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to ...show more""
Can i get my car insured on my parents name?
i have recently passed my driving test and it is really expensive to get insured on cars i was wondering if i can get insured on my dads name until i reach a older age then it will be cheaper is it possible to get insured on my dads name?
Are SUVs more expensive to insure?
I know you can't tell me for sure whether or not one will be more expensive. But, generally speaking is a small SUV such as a Ford Escape more expensive to insure than say a midsized car like a Honda Accord.""
How much do you pay for a car insurance living in New York (brooklyn)?
Whats the cheapest way to get it? im 19 so my rate would be around 5 gran
Looking for car insurance in Michigan?
im 19 years old and me and my girlfriend are looking for an apartment together and we need car insurance. i looked around and cheapest i could find is about $200 for plpd. where should i look? is there any chance i can get it around 100?
Classic Car Insurance for a 17 year old?
im wanting to buy a classic mini (1989) its a 1l what is the best way to go about insuring it..? i've seen adrian flux do cover you if you ring up but its limited mileage, how does that work :) Thankyou very much!""
What do car insurance companies use to determine car value?
I just bought a 2008 used car. I bought GAP insurance (pays the difference between what the car is worth and the amount of the loan if the car is totaled) for $600. I have 30 days to cancel the insurance for a full refund (to my finance company). Do insurance companies use Kelly Blue Book retail value, private sale or trade-in value to determine the value they will pay for a totaled car? If they use retail or private sale, I can cancel and be okay if I get totaled, but if it is trade in, I will be $3000 in the hole with no car.""
How much is car insurance?
I know it depends on a lot of things, but whenever I mention me getting my license, they have the same excuse over and over... So what's an idealistic amount for a young teen w/ 3.0+gpa and a sports car be? In california.""
Is medical insurance enough if you have a catastrophic health problem?
Woolhandler and her colleagues surveyed a random sample of 2,314 people who filed for bankruptcy in early 2007, looked at their court records, and then interviewed more than 1,000 of them. Health.com: Expert advice on getting health insurance and affordable care for chronic pain They concluded that 62.1 percent of the bankruptcies were medically related because the individuals either had more than $5,000 (or 10 percent of their pretax income) in medical bills, mortgaged their home to pay for medical bills, or lost significant income due to an illness. On average, medically bankrupt families had $17,943 in out-of-pocket expenses, including $26,971 for those who lacked insurance and $17,749 who had insurance at some point. Overall, three-quarters of the people with a medically-related bankruptcy had health insurance, they say. That was actually the predominant problem in patients in our study -- 78 percent of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services, says Woolhandler. Other people had private insurance but got so sick that they lost their job and lost their insurance.""
Looking to buy insurance?
I am a small business owner. My business right now is very small, but we are looking to expand quite soon. We are a livery cab service and looking to get insurance quotes. We are located in Queens and would prefer to deal with Queens Brokerages. Please help!""
Child only health insurance?
Is there any company in Utah where I can purchase health insurance for my child only?
https://www.linkedin.com/pulse/cheaper-bike-car-insurance-hafer-mildred"
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stevescoles · 7 years ago
Text
Shirley Jones sets off on foot on an expedition through our streets and parks to see how life differs on the high road and the low road…
I encounter Mrs P, as she pulls her ever-present shopping trolley. In her eighties, slightly bent and stooped, she still walks at quite a pace. She nods in the direction of her window, which is smashed. She tells me she has had a brick through her bedroom window in the night, and she is waiting for the council to board it up; she thinks it might have been acquaintances of her neighbour. She says her neighbour was arrested after a small fire broke out in her flat. It seems the neighbour had just attended the funeral in London of her only remaining parent, and I get the impression the fire might have been set deliberately.
I urge Mrs P to phone the police; if nothing else, she might need a crime number for insurance purposes. She says that she will, but there is no way of telling; I later hear her tell her neighbour that she doesn’t want to get her into trouble. Within the space of about a month, amongst about a dozen flats, there has been Mrs P’s troubles, a full-scale burglary; an inside job, (according to Mr M; the victim’s cousin did it) Mr M himself shut his front door on the hand of a man who had tried to push his way inside when it was opened, and two doors away it seemed the young man had made another suicide threat judging by the frantic knocking on his door. As the building works contractor had said ‘you see a side of life here you didn’t even know existed’.
I see a Goldfinch perched on a window ledge, the red head and gold wings looking especially illuminated on such a small bird. It freezes like a statue when it seems to become aware of being watched, before flying off. It must weigh less than an ounce. Yet, carrying some distance, its song is sharp and clear.
Crossing the road into town, although it is cloudy, an enormous roar overhead signals aircraft flying very low in V formation. As they get more or less directly overhead, they let out streams of red, white and blue. I can only assume it’s the Red Arrows, who have been on ceremonial duty in London. I crane my neck to see, until they are out of sight. There are about six other people in the street and they take no notice at all.
On a late summers evening, four police cars pull over, having driven slowly and quietly into a road. I hear one declare that they are armed police, then they are asking the occupant of a car to get out and make sure he has turned off the engine and put the hand-brake on. I look, as I was intending to go that way eventually, and can see an officer holding what looks like a semi-automatic. A puny-looking teenage boy walks to one of the cars and seems to get into the police car. They are there for a long time, the police seeming to be searching for something and they address teenage girls present. Of course, I am not fully in the picture, but it does seem odd that such a heavily armed presence is necessary if the police do not have an arrest warrant, nor sufficient information, which would enable them to remove the alleged criminals straight away.
People do, of course, often conform to stereotypes (which is presumably why we have them). One stereotype of the deprived area is that of the mob – for example groups forming to make accusations of paedophilia. And I can assure you, it does happen. I’m not sure what it is they actually say to each other, but they form groups of varying sizes and go and sit outside a hapless person’s house – somebody who had the gall to report anti-social behaviour, say; screaming and shouting and pointing ‘we’ve got a paedophile here!’ Children often accompany parents in such groups. The same sort of mentality, it would seem, which results in the stoning of fire engines and ambulances. Who can tell what the lives of such adults are like? What does conversation in the home consists of?  I hear from a reliable source (another contractor visiting on behalf of the council) that some houses have dog muck up the walls causing the contractor to gag, and to which the residents paid no attention. This is surely mental illness, but I don’t know what the route would be to getting people on the path to receiving help.
A very poignant sight, seen a couple of times now, is that of a man who has a physical disability walking along; a man behind has his hand on the first man’s shoulder at arm’s length, obviously blind, and they walk along, the first man acting as a guide for the blind man. This may be a temporary arrangement for whatever reason; it may be what both men prefer; or it may be born out of not being able to access the necessary services, not having the up-keep for a guide dog.
A group of twenty or so, possibly more Somalians dominating the streets -spread out in the road, under windows, weaving in and out on bikes, gradually spreading out, shouting, screaming, squealing; coming together, again, into a large cluster. It is always at sunset, as if the heat of the Somalia sun was a factor. There is usually a concrete and practical reality behind many customs and rites but there is no beating African sun to have to take shelter from during the day. The girls are dressed in hijabs and thick cotton leggings; and, it would seem in the case of one girl, if they don’t have cotton leggings, woollen tights. The boys are free to saunter in shorts and sandals. I have seen a child just learning to walk, out with a parent, with a covering over her head. Impossible to have one’s own window open I gather, or even hear one’s own radio or T.V. Then they seem to move, or a new group appears into the communal garden, this time with about ten adults making in total about 35 people.
A man who is, I think, Iranian, tells me his wife had said it had been going on all day. Another man, a Somalian, says he also has occasions with ‘about fifteen kids’ under his window. Next day, the scene is forlorn: small cycles blocking the footpath, litter, mainly plastic.
In the past, when British children had been the perpetrators, although perhaps not in such large groups, at one point a curfew was put into place for six months. But I think in the latter case more anti-social behaviour was involved.
No fly tipping in view at present, which is not often the case. The culture of poverty; originating, I would suppose from financial poverty – no money to pay the fees to visit the tip, nor any means to get there. A very small pocket park in the area has three or four lovely trees but the hedges have been cut so low that it feels more of a place to be on display, rather than a place to relax and possibly escape for a short time. There is, though, an interesting metal sculpture of a tree with birds and nests in the branches.
This slideshow requires JavaScript.
Pictures by Shirley Jones
In a different place entirely – a pocket park in a place which could be described as mid-High Life is over the road from the church in what had been the church burial ground – known now as the church pocket park. It still contains the old headstones. Walking in, it doesn’t look too promising to me – plastic grating placed over mulch. But going in further, is a lovely surprise.
Along a winding path, dense with bushes and trees are benches to sit. There is a hollow in the ground, covered by an arch so thick with ivy and flora that it is impossible to tell whether this little hollow is natural or not. It has the effect of being in a small grotto. An exciting little hiding place for children. Further along the winding path are blackberry bushes, just beginning to yield fruit. Just before reaching the original entrance, there is another; following this one steps into a wide expanse of grass –but not the official village green, which is just over the road. Along Church Passage is a very low stone wall, the other side of which is pasture for sheep and a horse, chickens too. The sheep are kept as pets by a woman who at one point had fourteen of them. There are about half-a -dozen now. Preparing for the winter, a resident walks from his car carrying fire logs.
Green End straddles two roads, originally, I am told from the time when the family would walk from the Grange to the Church along one path, the servants going by the other path.
Here in High Life – a wooden gate at the side of the road leads into a pocket park – It seems as if at one time the gate would have been the entrance to the grounds of a house, a kitchen garden perhaps? It feels slightly eerie going in and akin to entering the Victorian era of ‘Tom’s Midnight Garden’. The grounds you step into and the full door sized gate are long-established. You are led towards a wooden bridge, over a barely trickling stream. It is difficult to traverse through the tangled mass of nettles and weeds. Disappointingly, the bridge leads to a largish bank of grass. But the bank does overlook a largish stream, with a warning sign of deep water. Over the road from here, is the stream is for fishing in, with a daily fee paid by anglers.
Along the quiet main road is a house with a window box at doorstep level. The plaque says it is in memory of Princess Diana; it contains only shallow earth and small pebbles or stones. It brings back memories, in the year of the twentieth anniversary of her death. Even the bus stop is comfortable. Built of stone, it is as cool and shaded as could be hoped for on a scorching summers’ day. A wooden bench has a plaque in memory of the Great War Dead.
Looking out from here is another quaint English feature – a house has a sundial on the side wall. Past the Alms cottages, the old Post House, the Oak house, to a bench on the small triangular village green, dedicated to Dr Heggie ‘who loved this village.’ The view from here is out to the gentle rolling slopes of farmland, as far as the eye can see, interspersed with clumps of woodland.
Along Jack’s Lane two white butterflies, with a large wing -span, looking at first glance like two slips of paper, fluttering. Seeming to gracefully fly around each other, fluttering upwards, too.
A very small stallion – possibly a Shetland pony, brown-coated with a black mane and tail, stands in the cool shadow of a tree. A larger horse seems happy to expend energy eating energetically in the full glare of the sun. But then one notices the fencing cutting off the large horse from the shade of the trees. Looking out again over the farmland, the fields look purple and golden.
Along Back Lane, the sound of lawn mowers and hedge strimmers, one person could be seen tending to his garden. Then, the High Life version of anti-social behaviour? From a deserted drive-way, a hosepipe with water, not exactly gushing, but more than trickling, out, into the pavement then the street drain outside.
Idyllic sunshine, and quiet. Comforting and safe but if carried on for too long, perhaps, a little soporific.
A walk in the park to see how the other half lives
Shirley Jones sets off on foot on an expedition through our streets and parks to see how life differs on the high road and the low road…
A walk in the park to see how the other half lives Shirley Jones sets off on foot on an expedition through our streets and parks to see how life differs on the high road and the low road...
0 notes
nqbuddy · 7 years ago
Text
Shirley Jones sets off on foot on an expedition through our streets and parks to see how life differs on the high road and the low road…
I encounter Mrs P, as she pulls her ever-present shopping trolley. In her eighties, slightly bent and stooped, she still walks at quite a pace. She nods in the direction of her window, which is smashed. She tells me she has had a brick through her bedroom window in the night, and she is waiting for the council to board it up; she thinks it might have been acquaintances of her neighbour. She says her neighbour was arrested after a small fire broke out in her flat. It seems the neighbour had just attended the funeral in London of her only remaining parent, and I get the impression the fire might have been set deliberately.
I urge Mrs P to phone the police; if nothing else, she might need a crime number for insurance purposes. She says that she will, but there is no way of telling; I later hear her tell her neighbour that she doesn’t want to get her into trouble. Within the space of about a month, amongst about a dozen flats, there has been Mrs P’s troubles, a full-scale burglary; an inside job, (according to Mr M; the victim’s cousin did it) Mr M himself shut his front door on the hand of a man who had tried to push his way inside when it was opened, and two doors away it seemed the young man had made another suicide threat judging by the frantic knocking on his door. As the building works contractor had said ‘you see a side of life here you didn’t even know existed’.
I see a Goldfinch perched on a window ledge, the red head and gold wings looking especially illuminated on such a small bird. It freezes like a statue when it seems to become aware of being watched, before flying off. It must weigh less than an ounce. Yet, carrying some distance, its song is sharp and clear.
Crossing the road into town, although it is cloudy, an enormous roar overhead signals aircraft flying very low in V formation. As they get more or less directly overhead, they let out streams of red, white and blue. I can only assume it’s the Red Arrows, who have been on ceremonial duty in London. I crane my neck to see, until they are out of sight. There are about six other people in the street and they take no notice at all.
On a late summers evening, four police cars pull over, having driven slowly and quietly into a road. I hear one declare that they are armed police, then they are asking the occupant of a car to get out and make sure he has turned off the engine and put the hand-brake on. I look, as I was intending to go that way eventually, and can see an officer holding what looks like a semi-automatic. A puny-looking teenage boy walks to one of the cars and seems to get into the police car. They are there for a long time, the police seeming to be searching for something and they address teenage girls present. Of course, I am not fully in the picture, but it does seem odd that such a heavily armed presence is necessary if the police do not have an arrest warrant, nor sufficient information, which would enable them to remove the alleged criminals straight away.
People do, of course, often conform to stereotypes (which is presumably why we have them). One stereotype of the deprived area is that of the mob – for example groups forming to make accusations of paedophilia. And I can assure you, it does happen. I’m not sure what it is they actually say to each other, but they form groups of varying sizes and go and sit outside a hapless person’s house – somebody who had the gall to report anti-social behaviour, say; screaming and shouting and pointing ‘we’ve got a paedophile here!’ Children often accompany parents in such groups. The same sort of mentality, it would seem, which results in the stoning of fire engines and ambulances. Who can tell what the lives of such adults are like? What does conversation in the home consists of?  I hear from a reliable source (another contractor visiting on behalf of the council) that some houses have dog muck up the walls causing the contractor to gag, and to which the residents paid no attention. This is surely mental illness, but I don’t know what the route would be to getting people on the path to receiving help.
A very poignant sight, seen a couple of times now, is that of a man who has a physical disability walking along; a man behind has his hand on the first man’s shoulder at arm’s length, obviously blind, and they walk along, the first man acting as a guide for the blind man. This may be a temporary arrangement for whatever reason; it may be what both men prefer; or it may be born out of not being able to access the necessary services, not having the up-keep for a guide dog.
A group of twenty or so, possibly more Somalians dominating the streets -spread out in the road, under windows, weaving in and out on bikes, gradually spreading out, shouting, screaming, squealing; coming together, again, into a large cluster. It is always at sunset, as if the heat of the Somalia sun was a factor. There is usually a concrete and practical reality behind many customs and rites but there is no beating African sun to have to take shelter from during the day. The girls are dressed in hijabs and thick cotton leggings; and, it would seem in the case of one girl, if they don’t have cotton leggings, woollen tights. The boys are free to saunter in shorts and sandals. I have seen a child just learning to walk, out with a parent, with a covering over her head. Impossible to have one’s own window open I gather, or even hear one’s own radio or T.V. Then they seem to move, or a new group appears into the communal garden, this time with about ten adults making in total about 35 people.
A man who is, I think, Iranian, tells me his wife had said it had been going on all day. Another man, a Somalian, says he also has occasions with ‘about fifteen kids’ under his window. Next day, the scene is forlorn: small cycles blocking the footpath, litter, mainly plastic.
In the past, when British children had been the perpetrators, although perhaps not in such large groups, at one point a curfew was put into place for six months. But I think in the latter case more anti-social behaviour was involved.
No fly tipping in view at present, which is not often the case. The culture of poverty; originating, I would suppose from financial poverty – no money to pay the fees to visit the tip, nor any means to get there. A very small pocket park in the area has three or four lovely trees but the hedges have been cut so low that it feels more of a place to be on display, rather than a place to relax and possibly escape for a short time. There is, though, an interesting metal sculpture of a tree with birds and nests in the branches.
This slideshow requires JavaScript.
Pictures by Shirley Jones
In a different place entirely – a pocket park in a place which could be described as mid-High Life is over the road from the church in what had been the church burial ground – known now as the church pocket park. It still contains the old headstones. Walking in, it doesn’t look too promising to me – plastic grating placed over mulch. But going in further, is a lovely surprise.
Along a winding path, dense with bushes and trees are benches to sit. There is a hollow in the ground, covered by an arch so thick with ivy and flora that it is impossible to tell whether this little hollow is natural or not. It has the effect of being in a small grotto. An exciting little hiding place for children. Further along the winding path are blackberry bushes, just beginning to yield fruit. Just before reaching the original entrance, there is another; following this one steps into a wide expanse of grass –but not the official village green, which is just over the road. Along Church Passage is a very low stone wall, the other side of which is pasture for sheep and a horse, chickens too. The sheep are kept as pets by a woman who at one point had fourteen of them. There are about half-a -dozen now. Preparing for the winter, a resident walks from his car carrying fire logs.
Green End straddles two roads, originally, I am told from the time when the family would walk from the Grange to the Church along one path, the servants going by the other path.
Here in High Life – a wooden gate at the side of the road leads into a pocket park – It seems as if at one time the gate would have been the entrance to the grounds of a house, a kitchen garden perhaps? It feels slightly eerie going in and akin to entering the Victorian era of ‘Tom’s Midnight Garden’. The grounds you step into and the full door sized gate are long-established. You are led towards a wooden bridge, over a barely trickling stream. It is difficult to traverse through the tangled mass of nettles and weeds. Disappointingly, the bridge leads to a largish bank of grass. But the bank does overlook a largish stream, with a warning sign of deep water. Over the road from here, is the stream is for fishing in, with a daily fee paid by anglers.
Along the quiet main road is a house with a window box at doorstep level. The plaque says it is in memory of Princess Diana; it contains only shallow earth and small pebbles or stones. It brings back memories, in the year of the twentieth anniversary of her death. Even the bus stop is comfortable. Built of stone, it is as cool and shaded as could be hoped for on a scorching summers’ day. A wooden bench has a plaque in memory of the Great War Dead.
Looking out from here is another quaint English feature – a house has a sundial on the side wall. Past the Alms cottages, the old Post House, the Oak house, to a bench on the small triangular village green, dedicated to Dr Heggie ‘who loved this village.’ The view from here is out to the gentle rolling slopes of farmland, as far as the eye can see, interspersed with clumps of woodland.
Along Jack’s Lane two white butterflies, with a large wing -span, looking at first glance like two slips of paper, fluttering. Seeming to gracefully fly around each other, fluttering upwards, too.
A very small stallion – possibly a Shetland pony, brown-coated with a black mane and tail, stands in the cool shadow of a tree. A larger horse seems happy to expend energy eating energetically in the full glare of the sun. But then one notices the fencing cutting off the large horse from the shade of the trees. Looking out again over the farmland, the fields look purple and golden.
Along Back Lane, the sound of lawn mowers and hedge strimmers, one person could be seen tending to his garden. Then, the High Life version of anti-social behaviour? From a deserted drive-way, a hosepipe with water, not exactly gushing, but more than trickling, out, into the pavement then the street drain outside.
Idyllic sunshine, and quiet. Comforting and safe but if carried on for too long, perhaps, a little soporific.
A walk in the park to see how the other half lives Shirley Jones sets off on foot on an expedition through our streets and parks to see how life differs on the high road and the low road...
0 notes
itsnelkabelka · 7 years ago
Text
Speech: How Global Britain is helping to win the struggle against Islamist terror
When in the course of a prolonged and vicious struggle you eventually record a success, then it is essential – with due humility and caution – to celebrate that success. So I draw your attention once again to the defeat of Daesh in Raqqa, and the victory of the 74-member coalition – in which the UK played a proud part.
It was 3 years ago that Abu Bakr al-Baghdadi stood forth in the pulpit of Mosul’s biggest mosque and vowed to “conquer Rome” and “own the world”. At one stage his domain had 10 million inhabitants, suffering under what may be remembered as one of the most depraved regimes in history.
They picked on the innocent. They hurled gays from rooftops. They enslaved women and children. They used the town square to crucify and behead anyone who dared oppose moral codes that I would call mediaeval if that were not an insult to the comparative civility of the Middle Ages.
And when they made their last stand in the football stadium in Raqqa, it may not surprise you that they fully lived down to expectations. They did not fight like lions, or die wrapped in their sinister black flag. They put up their hands and allowed themselves to be driven away in white buses.
And it is a pleasing irony that in the end they were out-shot, out-fought and out-generalled by a force that contained significant numbers of female Kurdish soldiers, the very women whose freedom they regarded as a Western abomination, and most of the fighters who inflicted this defeat were Sunni Muslims – the very people who Daesh purported to represent.
We should hail the fall of Raqqa and Mosul; because 96% of the so-called ‘caliphate’ is now gone, along with their pompous pretensions to statehood. Al-Baghdadi is a fugitive.
We have helped to disable the machine that drew in recruits from across the world, from Luton to Mindanao. They no longer have the land for training camps or a tortured population to plunder and tax.
We should offer ourselves this limited congratulation: that we have prevented a terrorist group from controlling territory in the Middle East.
And yet we know that we have not destroyed Daesh: not in Iraq, not yet in Syria, and certainly not across the world. We may have temporarily smashed the machine but we know the components are invisibly reassembling themselves.
They are even now seeking each other out in countries where governance is weak. They are there in Afghanistan, Libya, Somalia, northern Nigeria; indeed for 5 months of this year the Islamic State (so-called) in the Philippines occupied Marawi City until they were driven out.
They are capable of operating even in places where government is comparatively stable, as they have tried to do in Tunisia and Egypt. A hundred of the foreign fighters in Syria came from Malaysia.
And of course we see their impact here in western Europe, in the concrete and steel chicanes that have been installed around our public buildings, in the endless boustrophedon queues at airports, in the recent attacks in Manchester and London.
We know that they are simultaneously moving up and down on the ladder of technological ambition. They are working on new bombs of all kinds, and new ways of eluding detection. They are enlisting everyday objects as terrorist weapons.
And I am sad to say that it has become all too commonplace to read that somewhere on our continent, someone chooses to announce that God is great while launching an attack on passers-by. In this country, MI5 and Counter-Terrorism Policing are now running well over 500 live operations – a third more than last year.
So now is the moment to draw confidence from our success against Daesh; and to consider how we are going to prosecute the struggle.
To answer that question – how do we win – we need to understand first who, or rather what, we are fighting. Because even if we were to capture every single Daesh fighter, even if all the jihadis in the world were either imprisoned or vaporized in drone strikes, we would still have failed to defeat the enemy.
This is neither a war against a conventional Westphalian state, nor do these terrorists have any remotely negotiable objectives. It is a struggle not against a religion but an idea, a perverse ideology.
So it may be more useful to switch metaphors. Perhaps we should think of a fight not against a military opponent but against a disease or psychosis – even though that metaphor is itself imperfect. The notion of a disease or contagion fails to do justice to the moral agency of the terrorists.
They have decided to take this path; they and they alone are responsible for their crimes. Perhaps we can say that as with every other form of criminal behaviour, we have to look at the social and emotional factors that combine to make people dedicate themselves to such comprehensive nihilism.
I appreciate the inadequacies of the phrase “Islamist terrorism”. If I could think of a better one I would use it. But we need to understand exactly why this type of terrorism has become associated with Islam in a way that 1.5 billion Muslims find both insulting and infuriating.
It is a very ancient idea, and common to virtually all religions – including Christianity – that any kind of worldly setback (military defeat, political humiliation, even economic decline) must be the mark of some divine disfavour. For thousands of years human beings have postulated that the correct response must be to propitiate the Gods or God by some act of piety.
(Think of Agamemnon: he wanted a more favourable wind for his ships at Aulis. He believed he was being punished for a transgression. So he did what he thought was the obvious thing. He killed his daughter.) It is this same sort of expiatory thought pattern that persuades people to engage in movements that could be broadly described as puritan or fundamentalist.
In the last 150 years we have seen how a small number of Islamic thinkers have responded to what they see as the humiliations of the Muslim world. And this same logic applies to the individual as he or she is radicalized. Because of course the world is full of people who feel that they are not successful, or not powerful, or not in control of their lives.
And then suddenly – in a mosque, or in a prison, or increasingly online – someone hands them what seems to be this emotional universal spanner. They are told that all their disappointments are caused by their own refusal to adopt a jihadist ideology.
And they are told that if only they will turn to this extreme and violent theology then all their troubles will be gone and their lives turned upside down. And suddenly the world around them that had previously seemed to be alienating and intimidating now seems itself to be contemptible and corrupt; and deserving of reform by the application of their holy rage.
The process is not only very fast – Islamist jihadism has been compared in its addictive power to crack cocaine. It is also very hard to reverse.
And so we need to stop the spread of this malady. We need to confront it and wipe it out in all the ungoverned spaces where it breeds: in the Middle East and north Africa, in the foul rag and bone shops of the internet, in our own country, where it exploits the very freedoms of our liberal democracy, and in the wildest and least governed space of all, the human heart.
There are interlocking ecosystems of terror, domestic and international, contaminating each other online. We can stop both cogs turning. We can greatly reduce the threat. Yes, we can win.
But we need to understand not just whom we mean by the enemy. We need to understand who we are. Who are ‘we’ who are going to win?
There is an unedifying narcissism in the whole use of this first person plural, because I am afraid that all too often the term ‘we’ is taken to mean the West: it means the so-called advanced liberal democracies of Europe and America – and if that is all we mean by ‘we’ then the cause is hopeless.
Look at the death tolls from suicide bombs that now rate barely a paragraph in our papers, in Iraq or Somalia. Who are the principal victims of this global disease?
It is not Westerners, in spite of the recent increase in terrorist attacks. The number of global terrorist victims has risen from 3,361 in the year 2000 to 25,673 in 2016; and the overwhelming majority of those victims, 98%, were innocent Muslims living in Muslim countries.
Since October, we have witnessed 2 of the deadliest terrorist attacks in modern history – in Mogadishu and Sinai – and of the 823 who died virtually all were Muslims; in Sinai the target of the atrocity was a mosque filled with Friday worshippers. The tragedy of their families was identical to the tragedy of the bereaved families in Manchester or London – and the perpetrator was the same enemy that we face in Britain.
But if we are going to win, then we need to scrap the idea that Western foreign policy is somehow the principal cause of the problem. It is a fallacy that is at once glib, egotistical and which simply feeds the narrative of the jihadis.
Yes it is true that we have made horrendous mistakes – even when our intentions have been broadly good.
Sir John Chilcot concluded: “The Iraq of 2009, when British troops withdrew, certainly did not meet the UK’s objectives as described in January 2003. It fell far short of strategic success.” That must be a competitor for understatement of the century.
In removing Saddam Hussein, without any clear programme for succession, we not only helped to cause chaos. We sent a troubling signal around the Muslim world.
Saddam was a monster, a mass murderer, but he nonetheless stood at the apex of the Iraqi political system and in toppling him with a flip of our fingers, we seemed to suggest a contempt for national political institutions in the Middle East and North Africa. In the last 15 years we have learned the hard way that these institutions – no matter how flawed – are more easily destroyed than rebuilt.
And so I am with the consensus that the war in Iraq – certainly in the absence of a clear plan – was a mistake.
But that war did not create the Islamist terrorist threat: far from it. It is almost as if people have forgotten that the 9/11 massacre – in which 3,000 died at the hands of Osama bin Laden – came before the Iraq war, not after it.
And to assert, as people often do, that the terrorism we see on the streets of Britain and America is some kind of punishment for adventurism and folly in the Middle East is to ignore that these so-called punishments are visited on peoples – Swedes, Belgians, Finns, or the Japanese hostages murdered by Daesh – with no such history in the region.
There is no consistency or no logic in this bashing of the West. We must not play their game. The truth is that, if anything, the Western powers have been bit players in a kaleidoscopic struggle between dynasties and sects and tribes and interests in which, over the last 30 years, Islamist extremism – and in many cases terrorism – has been manipulated in order to serve some political end. Actually, the end is always broadly the same. It is the survival or strengthening of the regime.
But there are several distinct types of manipulation. There is simple appeasement, by which some governments – at least in the past – have condoned the financial support of highly dubious mosques or madrasas and turned a blind eye to preaching of hate or violence to buy the domestic support, for instance, of a conservative and reactionary clerisy.
Next there is the ingenious device of the false alternative, by which regimes will artfully contrive a choice, which they present to their own people and to the rest of the world. You either accept me, they say, with all my blemishes – cruel secret police, terrible human rights record – or else the Islamists will take over and we are back to the Middle Ages.
The most egregious recent exponent of this false alternative has been Bashar al-Asad. From the very beginning of the Syrian uprising in 2011 Asad worked assiduously to sharpen the dilemma. He contributed to the very creation of Daesh. He let their leaders out of jail and bought their oil. Until this year, he usually avoided fighting Daesh, reserving his most ruthless aggression for the civilian population of Syria.
And after 6 years of this Morton’s fork, and 6 years of slaughter, we have to accept that the gambit appears to have paid off.
We have never been able to answer the question, ‘who should follow Asad’, because the prior challenge has been to get rid of Daesh, to defeat the Islamist terrorists. And yes, we celebrate the defeat of Daesh in Raqqa, but Asad has meanwhile recovered most of operational Syria.
That is how Islamist extremism has been for decades used as a tool for self-preservation. It’s either me or the maniacs, a regime will say: which do you prefer? And the world says, well, in that case I suppose we had better hold our noses and have you.
In some cases, let us be frank, this arrangement works better than in others. Some governments, without being necessarily democratic, are able to hold things together without too much repression. But sometimes the lid is jammed down so hard on the pressure cooker that the resentment builds, and a campaign for political freedom becomes indistinguishable from a campaign for Islamist control.
So we end up with a lose-lose situation. If you have a chaotic state, then you have a breeding-ground for terror. If you have a strong but repressive state, then you also have a potential breeding-ground for terror.
And last there is a method of manipulation that even more pernicious than the false alternative. I mean the concept of ‘forward defence’, whereby a government or its agents will covertly support terrorist groups abroad: either to weaken that government’s neighbours; or to diffuse any threat from those neighbours – real or imagined, or to export its own jihadi problem outside its borders.
Or, most destructively of all, the objective may be to engage in a regional campaign for influence by exploiting the weaknesses of states, and by promoting fanatical or semi-fanatical militias to force other states to respond.
Whatever the rights and wrongs of these conflicts, you cannot credibly argue that they are the fault of the West, let alone that they are now being driven by Western powers. On the contrary, you could argue much more persuasively that the problems we are seeing today have been exacerbated not so much by Western meddling as by our aloofness.
We called on Asad to go. We set the red lines of what we would accept in his treatment of the Syrian population. And then we did nothing about it. We willed the end, and failed to will the means – leaving the pitch wide open for Russia and Iran.
I am afraid that we must now adjust to reality, but we do not walk away. We must collectively re-insert ourselves in the process because it is Western cash that will eventually rebuild Syria, and that can only happen in the context of a political transition away from the Asad regime in which the Syrian people – including the 11 or 12 million who have fled – are allowed to vote on their future in UN-monitored elections.
We can and should do more to resolve the conflict in Yemen where a humanitarian catastrophe is looming, and where Saudi cities are now facing the terror of Houthi missile attacks.
We have the opportunity to bring together the factions in Libya, who should seize this moment to put aside their differences for the good of that country.
The UK has played an important part in uniting the world around the plan of the UN envoy, Ghassan Salame.
We need more engagement, not less, because if you look at events since 2013, when the British and the US decided not to intervene in Syria even after Asad had used chemical weapons, you could not say that we managed to insulate ourselves from the region.
On the contrary, Europe had a tumultuous and tragic flood of migration from Syria. We are still seeing huge flows via Libya and the tempo of domestic terrorism would appear if anything to have increased.
We cannot create some Maginot Line in the Mediterranean. We cannot just seal off the whole of the Middle East and North Africa and give them 50 years to sort themselves out.
The problems will only get worse, not just for the Muslim countries who are in the frontline of the struggle but for us in Western Europe.
Above all, we must not be afraid. The easiest way to lose a war on terror is to be terrified. We cannot afford to let them change the way we live our lives – no more than is strictly necessary. We should not minimize the threat we face. Neither should we exaggerate.
For whatever else it may be, Islamist terrorism is simply not an existential threat to Britain.
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It is a scourge, a disease, a malaise; but we can get on top of it, because for all its allegedly instant addictive power – there are in reality only a tiny, tiny minority of people who are going to be remotely vulnerable to its bombastic lunacies.
Anyone who actually went to Raqqa discovered that it was a hopeless and unsanitary dystopia. There proved to be a very limited market for that way of life.
We can defeat this scourge at home and abroad; we can stop both cogs turning at once.
We are working to get their videos down from the internet, and thanks to the efforts of both the Prime Minister and of Amber Rudd, we are beginning to see more co-operation from the internet companies, with hundreds of thousands of items removed.
We are going to continue the work of the Prevent programme, which is designed to spot vulnerable people and protect them from radicalization, and – despite its detractors – Prevent has had its share of success.
At the same time we in the UK, Global Britain, are helping to reverse the spread of the disease overseas, and in its most hideous and dangerous manifestations that will mean surgery. It will sometimes mean military action of the kind we have taken in the skies above Raqqa and Mosul, where the UK has been among the biggest contributors to a highly successful campaign of tactical air bombardment, second only to the US.
Contrary to some of the assertions you will have heard recently, I can tell you that every day around the world I can tell you that British serving men and women are putting their lives at risk to roll up terrorist networks, to expose what they are doing, to thwart them and bring them to justice.
And they are doing it not just on behalf of the British people, but for the sake of everyone. They are making good on what the Prime Minister has rightly called the unconditional commitment of the British people to the security of our European friends – not just in this continent but beyond. We have the best in the world – and they will be with our allies for the long term.
People should be immensely proud of the work of this country in the danger zones and the breeding grounds of terror. I have myself seen British forces training Nigerians to tackle the maniacs of Boko Haram. I have seen how we are helping the Libyans to tackle the people traffickers and gun-runners, and to stop the terrorists regaining a foothold in Sirte.
But we cannot win until whole populations are immunized from the virus, until the Muslim world is no longer vulnerable to the cancer. That struggle will only be over when across that huge arc of territory, from south Asia to the Middle East, we have managed to end the political manipulation of extremism and terror, and end the baleful logic of the false alternative.
We – and by ‘we’ I mean not just we the West but the whole Muslim world who will be the winners when there is a powerful and visible third option: neither the tyranny and repression of undemocratic governments nor the chaos and backwardness of Islamist regimes, but the real and viable possibility of pluralist, generous and tolerant societies that allow space for free speech and independent non-governmental organisations.
We all understand the reasons why this third alternative has been so rare and so hard to achieve. There is no tradition of secular political parties in many Muslim countries, and often the biggest, most efficient and most politically savvy competitor for political space are the Islamists.
The most effective of all is the Muslim Brotherhood. We must be clear-eyed about this organization. It manifests itself in different ways in different places.
It cannot be denied that Muslim Brotherhood parties represent a body of public opinion, if not the overwhelming current: in some countries they hold seats in parliament; in Tunisia they were part of an elected government.
We in the UK have received representations from friendly governments in the Middle East that would like us to ban that organization. In 2015, after long consideration, the government decided that the Muslim Brotherhood did not meet the threshold for a proscribed group.
But it is plainly wrong that Islamists should exploit freedoms here in the UK – freedoms of speech and association – that their associates would repress overseas, and it is all too clear that some affiliates of the Muslim Brotherhood are willing to turn a blind eye to terrorism.
It was disgraceful that when the Pope visited Egypt, the Muslim Brotherhood should call him “the Pope of terrorism” and accuse the Egyptian security forces that were tasked with guarding him of being “Christian militias.” They have repeatedly sought to obscure the crimes of Daesh. Even when Daesh had claimed an attack on St Mark’s Cathedral in Alexandria, on Palm Sunday, a Muslim Brotherhood spokesman blamed the Sisi government.
Of course we should challenge Egypt’s government when its standards on human rights and the rule of law fall short of their own country’s constitution – and suppress the open society that Egypt needs in order to succeed – but that is no excuse for the kind of poisonous rhetoric we are seeing from the Muslim Brotherhood. They are exculpating the true culprits and encouraging terrorism by making wild claims about the Egyptian government.
That is among the reasons why this government is applying greater scrutiny to the Muslim Brotherhood: of their visa applications, of their charity work, and of their international links.
And if there is to be that third alternative, neither anti-democratic tyranny, nor Islamism, but pluralist and tolerant then we need to intensify our current work – the development aid programmes in which Britain, and DFID, leads the world.
We are helping by backing human rights groups and NGOs, and helping above all to change one of the most destructive imbalances, one of the greatest barriers to social and economic progress: the cultural and intellectual repression of women.
It is great news that women are finally going to be able to drive in Saudi Arabia – where they already comprise a majority of university students - and the world is willing on that brave programme of reform. But almost a third of Egyptian women cannot read. In Pakistan the adult female illiteracy rate is 60%.
And it is not just women who are being starved of intellectual sustenance. There is currently only one university in the Muslim world that makes the top 200.
Imagine the difference if those universities began to take off, in a spirit of real academic freedom. Imagine the growth in pride and confidence as those universities in Cairo, in Damascus, in Baghdad, in Tunis began to move up the world rankings, to take once again the positions of huge intellectual eminence that those cities occupied in the Middle Ages. Because in the end this is all about self-confidence and belief, not just in universities but in all national institutions.
One of my heroes is the 14th century Tunisian scholar Ibn Khaldoun. He was a great historiographer and economist – he showed that low taxes mean high yields long before Arthur Laffer – he’s one of the founders of sociology.
He identified what is called ‘asabiyyah’, the cohesive loyalty to a group or tribe or sect or movement that propels a dynasty to power. And he showed how time and again that loyalty eventually breaks down, and the dynasty is swept away – usually by violence – in favour of another group.
That is why my friend the Secretary General of the Arab League, Ahmed Aboul Gheit, says that the problem of the Muslim world is that there is not enough nationalism.
Now nationalism is not a fashionable concept in some circles. But it can be immensely valuable. If people have a sense of loyalty and duty to their country, and to its institutions, then those institutions will endure and they will help to promote equity and fairness and respect in society because they command a devotion that goes beyond the narrow selfish imperatives of ‘asabiyyah’.
That is why Britain seeks everywhere to help countries to develop their own respected national institutions: an independent judiciary and army, proud national educational institutions, a national broadcaster and independent national journalists, and a legislature that protects the sovereignty of the people.
And more than anything else it needs people who can tell that national story, build a narrative of success that embraces everyone, brings people together Shia and Sunni in a project that transcends sect and tribe and class.
We are in need of a new school of leaders, women as well as men, and of course the UK can and is helping with our hundreds of Chevening and Commonwealth scholars every year. Never forget that of the current crop of kings queens, presidents and prime ministers, 1 in 7 was educated in this country. Our soft power brings together the development funds and expertise that can help produce the social, educational and political change that will immunize populations from Islamist terror.
And look at the reality of UK hard power: the second biggest defence budget in NATO, one of the few countries capable of deploying air power more than 7,000 miles overseas.
Look at the reality and we are not retreating from our role overseas. On the contrary we are learning what that retreat has cost us in the past. British foreign policy is not part of the problem; it is part of the solution.
And above all we will win when we understand that ‘we’ means not just us in the West but the hundreds of millions of Muslims around the world who share the same hopes and dreams, who have the same anxieties and goals for their families as we do, all of us, who are equally engaged with the world and all its excitements and possibilities, who are equally determined to beat this plague.
We can beat it together. And we will.
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