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bldgrelationshipwgod · 5 years ago

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Is Experience a Valid Test of Truth? | John MacArthur (Romans 8)

As you know, over the last number of weeks, we have been sort of anticipating the coming of our Strange Fire Conference which will be held here at Grace Church on October 16 through 18th.

This is the second in what we’re calling Truth Matters Conferences, and this one addresses the issue of the Charismatic Movement which has had a greater negative impact on the church over the last 25 years than probably any other Movement at all. It has created all kinds of chaos. It needs to be addressed and so that’s what we’re going to do in that conference.

Now there will be, we’re not sure what the ultimate number is, but we know there are somewhere around 4,000 people who have registered and we’ve closed down registration, at least for the moment, but we know we’re going to have the unregistered church up as well. So we’re not quite sure how many. We may be able to squeeze everybody in. But we don’t want to leave you out, so we’ve been talking about some of the issues with regard to the Charismatic Movement and reaching back, not too many months ago now, maybe over a year at least, I did a series on Romans chapter 8, The True Work of the Holy Spirit, comparing it with the false representations of the Holy Spirit that have become so ubiquitous in the Charismatic Movement.

Over the last three or four Sunday nights, Phil Johnson and I have dialogued a little bit about the issues and from what I hear, this has been very helpful to all of you. That was very gratifying. We intended to do one and there was such a great response, we did two, and then there was equally great response so we did three. So I have preached on this from Romans 8. I have put on the question and answer hat and sat and dialogued about this. And now I’m going to kind of put on my lecture hat tonight and come to you more maybe as a professor, more looking at this from the standpoint of giving you a lecture, but that doesn’t change the urgency of the issue before us…whether preaching or answering questions, or presenting to you essentially what will come across as a bit of a lecture rather than unpacking a portion of Scripture—the truth is the same.

And the question I want to address tonight, and I’m going to do this for three Sunday nights this month. There are three urgent questions that I think are at the foundation of this Movement. The one for tonight is “Is experience a valid test of truth….Is experience a valid test of truth? That is a very foundational issue. How do you discern the truth—is the first issue, is the foundational issue.

The Charismatic Movement goes wrong because it has an invalid approach to discerning the truth. They can’t possibly come up with the right answer when they’re asking questions of the wrong sources. They can’t possibly come up with the truth when they’re looking for it in all the wrong places.

Now this can be illustrated, first of all, a woman wrote to me and she was very angry, as occasionally people are with me, and she wrote this, “You resort to Greek translations and fancy words to explain away what the Holy Spirit is doing in the church today. Let me give you a piece of advice that might just save you from the wrath of Almighty God. Put away your Bible and your books and stop studying. Ask the Holy Ghost to come upon you and give you the gift of tongues. You have no right to question something you have never experienced.”

And while that is anecdotal and while that is a letter from one rather beleaguered lady whose husband I would only show mercy to, it is reflective…it is reflective of a trend, in fact it is reflective of the whole Movement. Put away your Bible and your books and stop studying and ask the Holy Ghost to come upon you and give you the gift of tongues.

Another radio listener after hearing me teach on 1 Corinthians 12 through 14 wrote, and I quote, “You people, and especially ministers of the gospel who claim that speaking in tongues is not for today, are in my opinion and all those who do speak in tongues, grieving the Holy Spirit and missing a blessing from God. To me it is as ridiculous as if an unsaved person tried to persuade you that you absolutely cannot be sure that you will enter into heaven. If you haven’t experienced it, you cannot tell someone who has that it doesn’t exist.”

Now there is another testimony to where they draw their truth. They draw their truth out of their own experience. If you haven’t experienced it, you can’t speak on it. Both of those letters reflect the Charismatic tendency to gauge truth by personal experience rather than Scripture. This kind of jumps into our contemporary situation with a quote by Mark Driscol, a well-known pastor in Seattle who says, “People like me have created a new Trinity, the Father, the Son and the Holy Scripture.” And the assumption in that accusation is that we have somehow replaced the Holy Spirit with the Holy Scripture. That is being thrown at people who want to qualify and define everything that the Spirit does by the Scripture. That is no threat to the Holy Spirit. I believe in the Father, the Son and the Holy Spirit and that all of them work in perfect accord with the Holy Scripture.

Charismatics, however, if they’re at all honest with themselves, have to acknowledge that their personal experience, not Scripture, is the foundation of the whole system. They want to give the Bible a high place. They carry around Bibles, they read Bibles. They don’t interpret them, necessarily. They read them, they are familiar with the surface of the Scriptures but the Bible itself, and Scripture itself rank second to experience in their system. Experience is the priority source of truth and the Bible is used to proof text those experiences. Experience is the basis of belief. Experience is the source of truth. And that, of course, is exactly backward and that is why the Movement is as out of control as it is because it is defined by as many people as are having experiences. And that’s completely out of control. And non-Charismatics are accused of opposing experience and opposing emotion, and exposing feeling.

Now let me tell you, that’s not the case, not at all. We believe that God works in our emotions. We believe that He exposes Himself in our experiences. But we do not discern truth out of our emotions and our experience. I would not for one moment advocate some kind of cold inanimate approach to religion, some attachment to a barren creed, or some empty ritual. We as believers have authenticate spiritual experience and emotion and feeling, things like a strong sense of remorse over sin. That’s a legitimate feeling. A mighty sense of trust in God, great faith, almost faith that produces joy in the midst of a devastating traumatic experience.

We also feel overwhelming peace in the midst of trouble, great joy and confidence and hope in God in the face of death, intense sorrow, heartbreaking sorrow over the lost, joy over answered prayer, exhilaration in praise and even a sheer delight as the truth of Scripture opens to our understanding. We feel all that in our emotions and it produces the range of emotions. So we’re not saying there’s no place for emotion, and there’s no place for feeling and experience, there is. Spiritual experience in its legitimate form is an internal awareness that responds to the truth of the Word of God. We are emotional because we understand the truth. We are joyful because we understand the truth of Scripture. We are sad because we understand the truth of Scripture. We are confident in the face of trouble because we understand the promises of God, and so it goes.

No matter what hits us, we’re so anchored by truth that literally our joy surpasses all difficulty. Sad to say that’s not true of Charismatics. When the riding on their emotions that is unattached to truth, when the real issues come, they have nothing from which to draw emotional joy and confidence and peace and hope. You basically live on, survive on, triumphant on your theology and your theology cannot be the product of your own experience or you’re hoping in yourself. And anybody knows in the depths of his heart that that’s folly.

Charismatics err because they tend to build their teachings on experience. They are utterly detached from authenticate experience. They don’t have authenticate experience because authentic Spirit-directed emotion and experience is drawn in response to the truth of God and the knowledge of that truth. They look like they’re flying high. And I guess emotionally, they are. But they are unattached. There’s nothing that holds them. They just float in to nebulous space.

There are then no ways to…in the system…contain the false teaching because it can come out of anybody and there are no bases for disqualifying that claim. Charismatic books, Charismatic media are literally full of visions, dreams, prophecies, words of knowledge, private messages, voices from heaven, appearances of God, appearances of Jesus, appearances of angels. It gets to the point where the experiences are so definitive that they would say things like this, this is Kenneth Copeland who’s one of the leaders. He is not one of the low-level privates in the Charismatic army, he would be a general. He’s a leader, he’s a definer of what they believe. Kenneth Copeland claims that he receives his own novel interpretations of Scripture by direct revelation. So when he misinterprets verses in the Bible, he says that his interpretation came to him by divine revelation.

For example, he was teaching on the account of the rich young ruler in Mark 10 and he was clearly seeking support for the prosperity gospel from the story of the rich young ruler which is a story about Jesus saying to a man, “Sell everything you have, give it all to the poor and come and follow Me.” But he needed to turn that on its head in order to sell the prosperity gospel. Jesus says in Mark 10:21, “One thing you lack, go sell all you possess, give to the poor, you’ll have treasure in heaven, come follow Me.” Copeland claims that God privately revealed to him that this verse actually promises early monetary wealth. Copeland says, quote: “This was the biggest financial deal that young man had ever been offered and he walked away from it because he didn’t know God’s system of finance.” So he literally reverses the intention of our Lord’s words and defends it on the basis that he gets private interpretations from God Himself.

Dr. Percy Collett(?) who was a Charismatic medical missionary devised an extensive series of detailed messages on heaven, all drawn from his extraordinary experience. He went to heaven, transported to heaven. That’s very popular nowadays. If you look at the new edition of The Glory of Heaven, the whole opening section looks at these more contemporary trips to heaven by…particularly by children. But this is Percy Collett, he is a medical doctor who went to heaven for five and a half days. He says he saw Jesus who was very busy supervising the building of mansions there. Never mind that there are no mansions there, what the King James said, “In my Father’s house are many mansions,” and the Greek says, “In my Father’s house are many rooms.” You can’t have mansions in a house. A newsletter detailed Dr. Collett’s journey to heaven. He says, “While Christianity abounds with accounts of glimpses of the other dimension from those who have had out-of-body experiences, Dr. Collett’s is unlike these. Obviously he was caught up in the third heaven as Paul was, the difference being Paul was not allowed to utter the things he saw and heard, but Dr. Collett almost two thousand years later was commanded to do so. So you can set Paul aside, this guy’s got a higher rank.

He offers video tapes detailing his trip to heaven. It says things like this, “Everything God created on earth is in heaven…horses, cats, dogs. Everything He created on earth is in heaven in the way of animals. Only these are perfect animals. For example the dogs don’t bark.” And then he adds, “You don’t need plumbing. You can go to the banqueting house and eat all you want and no plumbing is needed.”

Collett also describes the pity department, the place where the souls of aborted babies go and also some severely retarded babies and it’s here that these little souls are trained for a period of time before they go before the throne of God. Then he saw the record room, quote: “An immense area where all the idle words spoken by Christians are being retained until after Christians give account of them or are judged at which time these will be emptied into the sea of forgetfulness.” Then he describes the garment room where angels are sewing our robes,” mansion is under construction, a Holy Ghost elevator, and many other things.

And then he added one detail. When I was traveling back to earth, quote: “I saw two girls, one brunet and one redhead. We stopped to talk to them, their soul-bodies, they were on the way up, we were on the way back, we asked them what had happened to them and they indicated they had gotten killed in a car accident on the California highway, their bodies were physically in a funeral home, and they said their mother was weeping over them, so would I please find her and tell her they were okay?”

That kind of nonsense is then supported by conclusive proof that he has, quote, “About a year later I went to that area where the mother lived and was giving this testimony. A mother jumped up in the congregation and said, ‘That’s a description of my daughters.’ I told her she shouldn’t fret, that her daughters are in that wonderful place.” She said she would never cry again.

And if you believe that, I’ve got a bridge in Brooklyn to sell you…I said that, he didn’t. Dr. Collett…Dr. Collett lectured on heaven to standing-room-only audiences and the first question in a Q & A he did came from a man down in Montgomery, Alabama at a Q & A who said, “I’m a cowboy, are there rodeos in heaven?” Dr. Collett was ready with an answer. “There are horses in heaven, beautiful horses. They’re all praising God. There’s no foolishness in heaven, I’m not saying that a rodeo is foolish, but there’s no Will Rogers’ style acting up there.

I mean the folly of this is so ridiculous and bizarre. Why am I reading this? Because Charismatics have never said anything editorially about this. There’s no way to judge it. There’s no way to stop it because the experience validates itself. Fresh revelation, by the way, like that, trumps the Bible…the old book...the old book.

Now everything starts in the system, in the Charismatic system, with what’s called the Baptism of the Holy Spirit. It’s a misunderstanding of a wonderful, miraculous event that occurs at salvation, according to the New Testament. When you put your faith in Christ and when you’re saved, Christ Himself by means of the Holy Spirit places you into His body, immerses you into His body. That’s the baptism of the Holy Spirit. It happens to every believer at the moment of salvation.

But in the Charismatic Movement, the Baptism of the Holy Spirit is a post-salvation experience. It’s not a divine transaction. It’s not the Son by the Spirit placing a believer into the body of Christ as in the Bible, but rather it is an experience that you feel. If it really happens, you are euphoric, you may have visions, you might have outbursts of various kinds of emotion and in most cases you will speak in tongues, you will jabber in some kind of non-language. Anybody who hasn’t had this post-salvation experience is not possessing the fullness of the Holy Spirit and consequently is immature, carnal, disobedient and incomplete. So that is the initial inaugural entrance into the Charismatic Movement and you need to have the experience. The Baptism of the Holy Spirit is not an experience. The Baptism of the Holy Spirit in the New Testament is like justification. You don’t experience justification. You don’t experience it, that’s a forensic declaration by God that the righteousness that He possesses and manifest in Christ is credited to your account. And the Baptism of the Holy Spirit is a divine action, a divine miracle by which the Father places you into the living, organism of the body of Christ by granting to you the life of God in your soul. You don’t feel that.

But for them, the Baptism of the Spirit is this post-salvation, or perhaps it is something that most of them who are unsaved chase, some kind of experience, highly emotional, sensational, usually including jabbering in a non-language. And that then becomes the inaugural experience and from there you continue chasing those kind of experiences. That’s why you see people in a Charismatic meeting, the music is hard-driving, highly emotional, very repetitive and the people are swaying and moving and waving their arms. This is not worship, this is an effort to induce a kind of elevated feeling. One writer said, “This would be like putting LSD in the communion wine.” Why not? Because what you’re trying to do is induce an experience.

The experiences can be bizarre. A Charismatic newspaper reports a genuine photograph of the Lord Jesus. “Yes, I have one recorded on film,” writes this photographer, “in mid-summer I woke at 3:30 A.M. to a strong voice, thought impression(??), ‘Go and photograph My sunrise.’ Beside the river I set up my camera, waited for the sun. In that pre-dawn I felt so close to God, perfect peace. On one negative, in the perfect shape of a figure, arms raised in blessing as reflected in the water, exactly opposite to every other shadow, I believe God gave me an image of Himself to share.” The item is signed, Dudley Danielson, photographer, and you can have an 8 by 10 copy of God for $9.95 prepaid. It doesn’t bother Dudley that the Bible says, “No man has seen God at any time, that God is a Spirit.” Oh how about Exodus 33, “That no man can see Me and live.”

Marvin Ford who was featured for a long time on the 700 Club went to heaven and got the aroma of heaven on his necktie. And whenever he wants to renew the experience, ne sniffs his own tie. Another Charismatic leader by the name of Roberts Liardon who is, by the way, a very influential one, says he took an extensive tour of heaven as an eight-year-old with Jesus as his personal guide. He recalls and these are his words, “Many people have asked me what Jesus looks like. He’s five foot eleven to six feet tall and He’s got sandy-brown hair. It’s not too long and it’s not too short. He’s a perfect man. Whatever you picture as a perfect man, that’s what Jesus is. He’s perfect in every way. The way He looks, talks, everything, that’s the way I remember Him. We walked a little farther and this is the most important part of my story. I saw three storage houses, five hundred to six hundred yards from the throne room of God. They’re very long and very wide. We walked into the first. As Jesus shut the front door behind us, I looked around the interior in shock. On one side of the building were arms, fingers, and other exterior parts of the body. Legs hung from the walls but the scene looked natural not weird. On the other side of the building were shelves filled with neat little packages of eyes, green ones, brown ones, blue ones. The building contained all the parts of the human body that people on earth need, but they haven’t realized these blessings are waiting for them in heaven and therefore saints and sinners alike. Jesus said to me, ‘These are the unclaimed blessings. This building shouldn’t be full, it should be emptied every single day. You should come in here with faith and get the needed parts for you and the people you’ll come in contact with that day,’” end quote.

So there are all kinds of body parts up there and the reason they’re stuck in heaven is because you don’t have the faith to get them down here. Roberts Liardon describes many other incredible sights. The River of Life, a stadium full of people who he says were the cloud of witnesses in Hebrews 12. And a medicine cabinet with pill bottles labeled overdose of the Holy Ghost. He describes the River of Life, he says this branch of the River of Life was knee-deep and crystal-clear. We took off our shoes and I got in and do you know the first thing Jesus did to me? He dunked me. I got back up and splashed Him and we had a water fight. And so it goes. I can hardly bear to read more of these things. Liardon also claims while he was in heaven he was ordained to the ministry by Jesus Himself.

Now that will give you some leverage in the Movement. If you were an unimportant person, but you’ve been to heaven and got ordained personally by Jesus, you just trump everybody…everybody. He says, “When I get back to heaven, I’m going to put up a historical marker on the place where Jesus dunked me. It’s going to say, ‘This is the spot where Jesus Christ became not only my Lord and Savior but my friend. Yes He became my friend. Now we walk and talk together. When I hear a good joke, I can run to Jesus and listen to Him laugh at it. And when He gets a good one, he tells me.’ We walked awhile and were quiet, then Jesus turned around and took both of my hands in one of His, He placed His other hand on top of my head and said, ‘Roberts, I’m calling you to great work. You’ll have to run like no one else, preach like no one else, be different from everyone else. Go, go, go like no one else has gone. Go and do as I have done.’”

And by the way, Jesus has appeared to him, he says, two more times. This is beyond comprehension. The third time I saw Jesus I was eleven years old. Jesus walked in through the front door of my home while I was watching Laverne and Shirley on television. He came over and sat down beside me on the couch, kind of glanced at the TV and everything in this natural world clicked off. I couldn’t hear the telephone or the television set, all I heard was Jesus and all I saw was His glory. He looked at me and said, ‘Roberts, I want you to study the lives of My generals in My great army through time. Know them like the back of your hand, know why they were a success, know why they failed, and you’ll want nothing in that area.’ He got up and walked out through the door. The TV clicked back on and…this is impossible…I resumed watching Laverne and Shirley.’”

Are you kidding me? What fool would have a face-to-face encounter with Jesus Christ and watch Laverne and Shirley? These things are so absurd, but there’s never any condemnation of it because this is the source for revelation. Dr. Richard Eaby fell off a balcony and I used to listen to him, it was painful, but I did. He struck his head when he fell off the balcony and was supposedly dead. He went to paradise. He could see for hundreds of miles and he goes on talking about that. He found some flowers, broke them off, noticed there was no water in their stems because Jesus is the living water. He had a body that was transparent, that floated in mid-air. He said in regard to the twelve cranial nerves, the twelve cranial nerves represent the twelve tribes of Israel. He learned that in heaven. And Dr. Eaby was a doctor. But when you have all of this folly and you have no way to stop the outrage, then the Movement just goes bizerk. This is pseudo-Christian mysticism, it has nothing to do with the Bible, nothing to do with God, nothing to do with Christ, nothing to do with the gospel. Mysticism is any system of belief that attempts to perceive spiritual reality without objective verifiable fact. I’ll say it again, mysticism is a system of believe that attempts to perceive spiritual reality without objective, verifiable fact. It seeks truth through feelings, intuition, senses, dreams, supposed visions, hallucinations and most of it is just lies…just lies. But I would think that some of it is experience generated by the kingdom of darkness. Mysticism is at its heart existentialism, humanism, and paganism. Mark down those three words in your mind…this kind of mysticism is not Christianity, it is at its heart existentialism, humanism and paganism. It is irrational and irrational mysticism is at the heart of the Charismatic experience. And when you draw spiritual reality out of your experience, you subvert biblical authority. And that’s why people say, “You’ve got to stop studying the Bible because the new standard is personal experience. The Lord told me…the Lord said to me…the Lord gave me a revelation…the Lord gave me a vision. This is how all those preachers talk because people can’t negate that. This gives them ultimate power. The people sitting out there are honest enough in most cases to say that’s never happened to me. But they want to cash in on whatever’s going to come through this preacher that might happen to them.

So the lady says, “Put away your books and your Bible and stop studying.” Now there are only two basic approaches to truth, one is the historical objective approach which emphasizes God’s action toward man recorded in Scripture, perceived rationally. The other is the personal, subjective approach which emphasizes man’s experience as defining God. In one, God defines Himself by revealing in Scripture His truth. In the other, man defines God by his experience. The choice is self-evident. We can’t define God by our experience. We can only build our theology, we can only know truth as we go to the Bible. We can’t get a collective doctrine of God by pulling together everybody’s experience. That is why there is no doctrinal commitment in that Movement, because they can’t frame any doctrine, other than simple things. They might affirm the Trinity, the deity of Christ, things like that. But beyond those very basic things, even when they talk about the nature of Christ, or the nature of God, or the nature of the Holy Spirit, they start to go afield. Objective historic theology perceived rationally is biblical theology, is classic theology, reformation theology, historic evangelicalism. It is orthodoxy. We begin with Scripture , my thoughts, my ideas, and my experiences have nothing to do with discerning the truth. I cannot discern the truth through my experience. I can only discern the truth through careful study of the Word of God. The subjective approach, rather than the objective approach is not new. It is the methodology of historic Catholicism…intuition, experience, mysticism plays a central role in Catholic theology. That’s how they come up with saints. They invent miracles and they canonize people. By the way, the subjective approach is at the heart of liberalism which denies the Scripture. It’s at the heart of neo-orthodoxy which also denies the validity of Scripture and is essentially existentialism.

For us, truth is what is revealed to us from God. To them, truth is what happens to you. The subjective view, the truth is discerned by what happens to you is the methodology of historic Pentecostalism. How did this ever get started? It got started. It got started in 1900, 1901. It wasn’t around. Well there were forms of mysticism around, sure. But not in the Pentecostal Charismatic form, prior to that. There was a guy in Topeka, Kansas, there’s a very fascinating section about him in the coming book Strange Fire, his name is Charles Fox Parham. He was a bizarre character who eventually was arrested on homosexual, sodomite sex charges…bizarre guy. He started a small Bible college in Topeka, Kansas in 1900 called Bethel College and it was out of business in a year. His approach to the Bible was not to study a book of the Bible, or a passage in the Bible. He came out of the Holiness Movement which was very, very experiential and in that beginning year, they locked the date down as January 1, 1901, they began to have some bizarre experiences as they sought those experiences.

The way they studied the Bible was to bounce around a concordance, I won’t go into the detail, it’s not helpful. They began to bounce around the concordance. Somebody came up with the idea that they needed to seek this thing called the Baptism of the Spirit and connected to the Baptism of the Holy Spirit was speaking in tongues. And so, during the last days of December 1900, headed for January 1, 1901, he gave his students an assignment in his Bible school to study about the gifts of the Spirit and come to some conclusion. They came to the conclusion that the Baptism of the Spirit was what they ought to seek and if they found this post-salvation work, they would speak in tongues.

Now they believed that tongues were real languages, as they were in the Bible. The first person began to seek it on New Year’s Day, 1901. The student body all got together, they didn’t know how to go about this, so they just kept seeking for hours, and hours, and hours. Then, according to one of the historians, later that day, a thirty-year-old student by the name of Agnes Osmond came to Parham and requested the laying on of hands so she might receive the Holy Spirit and speak in tongues. As he prayed and laid hands on my head, I began to speak in tongues, glorifying God. I talked several languages. It was manifested when a dialect was spoken, “Glory to God.” The report is that then others began to have the same experience. Agnes Osmond tried to record her experience on paper and she believed she was writing Chinese. There’s a copy of that in the book Strange Fire, it’s not Chinese, it looks like it was written by a two-year-old, it’s nonsense. She thought it was Chinese. It later became apparent that it wasn’t Chinese.

This Movement found its way to Azusa Street in Los Angeles. A pastor named Seymour cultivated this another very suspicious character, a very ugly scenario, and that all gave birth to this crazy idea of the Baptism of the Spirit and speaking in tongues.

Sixty years later, in the sixties, it jumped into the mainline right here in Van Nuys, California. St. Mark’s Episcopal Church in Van Nuys, Dennis Bennett. And for the first time it was out of the little Pentecostal Movement, the Holy Rollers as they were called, and it jumped into a mainline denomination that was as dead as a dodo bird, looking for some kind of experience, and it was on the way. Once it jumped out of the confines of traditional Pentecostalism into mainline denominations, it knew no limits. And then they demanded acceptance as normal evangelicals and they pressed the rest of evangelicals into silence on the basis that anything other than that was loveless…loveless.

I guess we could ask the question then at this point, and there’s a lot more to say and a lot more will be available for you in the book, but I guess we could say, you know, if we look at the Scripture, let’s just take a look at Peter and Paul and ask if Peter and Paul were Charismatics. I mean, I would think that if you were going to try and defend this, you would want to say that the Apostles were committed to this, wouldn’t you?

Well what about Peter? Listen to the words of Peter in 2 Peter chapter 1, the first chapter of his second letter. He says in verse 16, “We did not follow cleverly devised tales when we made known to you the power and coming of our Lord Jesus Christ. We were eyewitnesses of His majesty.” You want an experience, there’s an experience. What’s he talking about, do you know, do you remember? Transfiguration, Matthew 17. “When He received honor and glory from God the Father, such an utterance as this was made to Him by the majestic glory, ‘This is My beloved Son with whom I am well pleased,’ and we ourselves heard this utterance made from heaven when we were with Him on the holy mountain.”

Listen, Peter could have been the first Charismatic. He could have launched his ministry, “I am the guy who was on the mountain who heard the voice of God. I was there when Christ was transfigured, pulled back the veil of His flesh and His glory was manifested.” He had an experience not unlike the experience of Moses in Exodus when he saw the glory of God revealed on Mount Sinai. And that experience was stunning. I mean, it made him a bumbling, muttering sort of incommunicable man, he fell down literally like a dead man. He couldn’t speak, he was shocked and stunned and shattered and broken. An incredible experience. He could have that parlayed that into a career, the man who heard the voice of God…the man who saw the glory of God unveiled in the person of Christ. Incredible experience. He could have gone on the road with James and John because they saw it.

Did he build his theology on that? Let’s go to verse 19, 2 Peter 1, “So we have the prophetic word, more sure. We have the prophetic word, more sure…more sure than what? More sure than that experience, to which you do well to pay attention. It is the prophetic Word that is a lamp shining in a dark place until the day dawns and the morning star himself arises. But know this first of all, that no prophecy in this Word of Scripture is a matter of one’s own interpretation. No prophecy was ever made by an act of human will, but men moved by the Holy Spirit spoke from God. Does Peter build his theology on his experience? No. What does he build his theology on? On Scripture. A better rendering of the Greek text in verse 19 would be this, “We have the even more sure prophetic Word.”

The King James is good, “We have a more sure Word.” More sure than what? “Than a valid experience,” to say nothing of an invalid one. Peter was saying, in effect, that although the Transfiguration was an astonishing experience, Scripture is a far more trustworthy verification of truth. All experience is superseded by the more sure Word of Scripture. I will tell you this, Peter would never be a Charismatic…never…never. Because you can’t rely even on a valid experience. You must base everything on the revealed Word of God.

One man said on television he was driving in his car, suddenly looked and Jesus was sitting next to him. And then he said this, quote: “It was wonderful. I drove along and just talked with Jesus and He was sitting right beside me. And if you have enough faith, you can talk with Jesus, He will appear to you.” Really? I don’t think Peter would do that or say that because it was Peter that wrote this, 1 Peter 1:8, “Though you have not seen Him, you love Him, and though you do not see Him now, but believe in Him, you greatly rejoice with joy inexpressible and full of glory.”

And it’s not just uninformed immature Charismatics who say things like this. One of the most famous pastors said to me personally, Charismatic pastor, “Jesus comes into the bathroom, puts His arm around me and we talk while I’m shaving in the morning.” And then he paused to measure my reaction. He said, “Do you believe this?” I said no, I do not believe it. But what troubles me is I think you believe it.

And he said, “Why is it so hard for you to accept the idea that Jesus visits me in a personal way every morning?” I thought to myself, does he keep shaving? I would cut myself to ribbons. Does he collapse in fear and trembling? Does he cry out like Peter…let’s stick with Peter…when he saw Jesus command the fish, Luke 5, what did he say? “Depart from me for I’m a sinful man.” Go away, I can’t stand Your holy presence.

Another very well-known Charismatic wrote a book on Miraculous Healing, he says, “It may confidently be anticipated as the present apostasy increases that Christ will manifest His deity and Lordship in increasing measure through miracle signs, including healings. We are not to say, therefore, that the Word is sufficient. Stop saying that. Not sufficient.

So at the core of this whole system is a denial of Scripture’s sufficiency. And even more, Scripture is not where you go to find the truth. You proof-text with the Scripture your experience. Really frightening. Did the disciples have experience? Oh yes they did. On the road to Emmaus, their heart burned within them, didn’t it? I was talking about emotion. Why? Because He opened the Scripture to them and their heart burned.

Well what about Paul, was Paul a Charismatic? If Paul showed up today, would he be a Charismatic? Would he be on TBN, would we have to listen to him there? He had a fantastic experience. Really, I mean what an experience. He’s on the Damascus Road and he’s headed to rest and persecute Christians and he’s knocked flat and he’s got a mouthful of dirt, he goes blind. Jesus confronts him, speaks to him. Devastating, instantly changed from a killer of Christians into a slave of the Lord Jesus Christ.

Did he use that experience? Did he make that the basis of his message? Listen to Acts 17:2 and 3. According to Paul’s custom, he went to them and for three Sabbaths, reasoned with them from the Scriptures, explaining and giving evidence that the Christ had to suffer and rise again from the dead and saying, “This Jesus who I am proclaiming to you is the Christ.” He could have said, “Let me tell you about Him. He’s alive cause I saw Him.” He didn’t say that. He went to the Scripture to prove the resurrection.

And then, if you will for a moment, turn to 2 Corinthians 12. I’m not going to be able to cover everything, I thought I might. But 2 Corinthians 12, verse 2, Paul pushes this whole thing away. But he’s defending his apostleship. “I know a man in Christ,” he’s reluctant to say it’s him, “who 14 years ago whether in the body, I don’t know, or out of the body, I don’t know, God knows, such a man was caught up to the third heaven.” “I don’t even know what that was,” he says. “I don’t know what it was. I got caught up into the third heaven. And I know how such a man whether in the body or apart from the body, I don’t know.” So that’s the second time he says in two verses. Please don’t ask me for more information, I don’t know what it was. I can’t explain it. God knows. He says it twice.

“This man was caught up into paradise and heard inexpressible words which a man is not permitted to speak. On behalf of such a man, I will boast but on my own behalf, I will not boast, except in regard to my weakness.”

You know, I could boast about that amazing experience, but I would rather boast about my weakness. I would rather boast about my weakness. And what I saw, I’m not allowed to speak.” Why? Because it’s not verifiable, it’s not repeatable. God gave it to Paul as an affirmation in the midst of his dire suffering. God gave to Paul before there was a New Testament, comfort through an experience, but now comes to us through Scripture. Paul reasoned. Even at the end of the book of Acts, 28:23, he kept reasoning out of God’s Word. As a prisoner in Rome, they came to him at his lodging in large numbers, he was explaining to them by solemnly testifying about the Kingdom of God and trying to persuade them concerning Jesus, both from the law of Moses and from the prophets, from morning until evening. He never closed his Bible. Let me tell that lady, I’m going to keep my Bible open because Paul never closed his. Charismatics don’t follow the road of Paul and Peter. They travel a road frequented by liberals, by neo-orthodox theologians, by existentialists, humanists, pagans. They do it unwittingly but they nonetheless do it.

They are literally in the same zone that neo-orthodoxy is in. What do the neo-orthodox say? This is what is their mantra, the Bible becomes God’s Word when it speaks to you. It isn’t of itself God’s Word, so let me make a little distinction. Liberalism says the Bible is not the Word of God. It’s a religious book, written by men. It’s their musings about God. It may be true, maybe not. That’s liberalism. Neo-orthodoxy backs off of that a little bit and says, “The Bible can become the Word of God. It isn’t in itself the Word of God, but it becomes the Word of God and it can become the Word of God when it speaks to you.” That’s the new orthodoxy, that’s…somebody in liberalism saying, “We can’t live with the fact that this is not the Word of God at all, we don’t have religion then. All we have is another book.” So backing off, they wanted to create a new-orthodoxy, hence neo-orthodoxy. Carl Bart, German theologian, who says, “No, no, it is the Word of God, not in itself but it becomes the Word of God when it speaks to you.” Well that’s the view of Charismatics. You can find that in the writings of people like Charles Ferra(?) that there is the logos which…the logos is simply the words on the page. The rhema which is another word for word, is when it speaks to you. That neo-orthodox idea dominates the Charismatic Movement.

But Paul would tell us that all Scripture is inspired by God and profitable for teaching, reproof, correction, training in righteousness and ultimately makes the man of God perfect. I’m not questioning the sincerity of Charismatics. They’re just sincerely wrong. They have zeal without knowledge, remember Paul’s indictment to the Jews in Romans 10:2? They have a zeal for God but not according to knowledge. You can’t approach the Christian life without your mind, without reason, without thinking, without the Scripture. You can’t depend upon your own experience or somebody else’s experience. This is mysticism. This is another form of existentialism.

You say, “What is existentialism?” It’s a philosophy that says life is meaningless and absurd in and of itself, and you put meaning into it. You’re free to do whatever you want because you create your own meaning. That’s existentialism. Truth is whatever grabs you. Truth is whatever you want it to be. It’s a post-modern idea. Existentialism says life is meaningless and absurd in and of itself unless you infuse it with whatever meaning and truth you want to put into it. Well that essentially is what the Charismatic Movement does. It’s also humanism. Humanism is the philosophy that humanity is the ultimate power. Humanity is the ultimate potential. Time, education, experience, self-authenticates, all truth is relative. What matters is what you think, that’s humanism. And paganism is another illustration of experiential theology.

Paganism starts with the mystery religions is just trying to create mystical, transcendent experiences without objective truth. Experiential theology was at the heart of Baal worship. The emphasis of Baal was on psychological relatedness and subjective experience, says one writer, the transcendents of the deity was overcome in the ecstasy of feeling. Baalism is worship reduced to the spiritual stature of the worshiper. Its canons are that it should be interesting, relevant and exciting. Yahwehism, Old Testament Judaism, established a form of worship which was centered in the proclamation of the Word of the Covenant God. The appeal was made to the mind and the will. Man’s rational intelligence was roused to attention as he was called upon to respond as a person to the will of God. And Yahwehism, everything was said, words which called men to serve and love and act and obey responsibly and decide. The distinction between the worship of Baal and the worship of Yahweh is a distinction between approaching the will of the Covenant God, which could be understood and known and obeyed, and the blind life force in nature which could only be felt, absorbed and imitated.

Extreme emphasis on experience in the Charismatic Movement is perilously close to neo-Baalism. With all of this in view, Christianity is in danger. We are victimized by an experiential approach, mysticism, existentialism, humanism, paganism are over-running Christianity everywhere and the new theologian abandons the intellectual, the rational, the historic, the objective. And by the way, they condemn us for our adherence to it and we’re right back to where we started. Get rid of your books and your Bible, they say, cause the only real test is experience and we’ve had the experience and you haven’t. So you have nothing to say to us.

This is how substantially foundational this subject is for us. When you think of the Charismatic Movement, this is where you start thinking. Not about something out on the periphery in terms of behavior. Theology is never an explanation of someone’s experience. It is a revelation from God…a revelation from God.

Let me give you one other footnote and I’ll stop. You can’t possibly grow in grace if you’re a Christian, through your experience. Your experience has no power. John 17:17, “Sanctify them by Thy truth, Thy Word is truth.” If you’re bouncing from one experience to another, to another, to another, to another, you are not moving in the direction of Christ’s likeness and sanctification. This is a serious counterfeit and the impact that its had has really been devastated. It obliterates, in many cases, the gospel because people are looking for a gospel experience.

I’ll close with this. I did a radio program, Q & A, and there was a woman who was the afternoon talk show host and this was a Charismatic Christian radio station. And I use the word sanctification in answering some questions she asked me and she said, “Well, what does that mean?” And I thought, “Whoa, she’s…she’s, you know, like three hours every afternoon answering people’s question and she doesn’t know what that means. So I began to realize through the question and answer that she didn’t know a lot of things that she should have known. So in the break I said to her, “Can I ask you a personal question?” She said, “Yeah, of course.”

I said, “How did you become a Christian? How did you…how did you become saved?”

She said, “Wow, man, it was really cool.” This is almost a direct quote. “One day I got Jesus’ phone number and we’ve been connected ever since.”

I said, “Could you explain what that means, that you got Jesus’ phone number and you’ve been connected ever since?”

She said, “What do you mean explain? How would you explain the gospel?” she said.

And I said, “Here’s how I would explain the gospel.” And in this three or four minute break, I explained the gospel to which she responded, “O come on, you don’t have to go through all that, do you?”

This is a talk-show host, five days a week, three hours a day answering people’s spiritual questions on a Christian radio station. If you don’t think this is pervasive, you’re missing reality. This is pervasive. And if you wonder why we’re addressing the subject, maybe you’ll have a better understanding of it now. And I can say this as well, be grateful the Lord has put you in an environment where the Word of God is exalted, right? And lifted up. (Applause)

Look, that applause goes to the Lord who is the source of this. I’m one of us. I’m glad to be here, too. I think the Lord made me a preacher because He knew I’d have to take the hardest hit from every passage because I’d have to spend the most time in it. And that’s okay by me.

Well I could say a lot more. That’s what preachers say when they run out of notes. Let’s pray.

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ih4x67ge-blog · 5 years ago

Text

How much would insurance be on a 2010 ss camaro for me? 18.?

dear god, I mean a month! 1024$ a month for a tacoma who the hell are you with? I have had 2 cars. Never been in an accident, only one speeding ticket. and Why are you paying out the ***?

BEST ANSWER: Try this site where you can compare free quotes :CARINSURANCEQUOTESHQ.XYZ

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financialthreesixfive-blog · 6 years ago

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3 Ways to Get Late Payments Got Rid Of From Your Credit Report

Better Credit Blog | Credit Help For Bad Credit

TransUnion has the best credit report monitoring in my opinion, plus they include your credit score for free.

1. Request a Goodwill Adjustment from the original creditor to remove late payments

The idea is simple and it works incredible well. Many times creditors are happy to grant “goodwill adjustments” if your previous payment history is relatively good and you have established a good relationship with the creditor. This is probably the easiest and surest way to get a late payment removed from your credit report. The process involves writing the creditor a letter explaining your situation (why you were late) and asking that they “forgive” the late payment and adjust your credit report accordingly. The easiest way to write a goodwill / forgiveness letter is to use the sample letter I created as a template. This method might not work if you have multiple late payments.

2. Negotiate removal by offering to sign up for automatic payments.

I have never actually tried this method myself, but from what I understand creditors frequently offer to remove late payment entries if you, in exchange, agree to sign up for automatic payments. I really like this idea because it works out well for both parties: the creditor can ensure future payments will be made on time, and you don’t have to ever worry about missing another payment. I would love to hear from those of you who have succeeded with this method!

Update: Several readers have verified that this method did work for them, so try this next if a goodwill letter doesn’t work.

3. Dispute the late payment as inaccurate

While I certainly do not advocate lying (that is, claiming an entry is inaccurate when you know it’s not), if you find ANY inaccuracies on the late payment entry (dates, amounts, etc), you can dispute the late payment as inaccurate.

Sometimes creditors have a difficult time verifying the exact details of your account history. Therefore, if you dispute the late payment and they are unable (or simply don’t bother) to verify it, the negative entry will be removed. This is also a great technique on how to remove collections from credit report.

4. Have a professional remove the late payment

Lastly, if you’re the type of person who would rather have a professional handle it and just be done with the whole thing, I suggest you check out Lexington Law Credit Repair. They’ll take care of you, and honestly they usually get stuff removed a lot quicker. Give them a call at 1-833-333-2438 or Check out their website. (They are open on weekends)

K-man

Hi Ryan, I have a Macy’s card with went 30-days past and it was reported. I would like to get it removed from reporting.

Let me explain in details what happened. I made some purchases and some returns in December of last year. Usually Macy’s would sent me an e-mail, a statement in mail, etc letting me know that there is a balance due. But this time around I did not receive anything from them, so I assumed that there was no balance to be paid, but in fact there was and it became past-due.

Macy’s collection called me in February of this year and said that the balance is past-due and asked that I pay that balance. That was a big news to me since I had not received any notifications from Macy’s about any payment due. I promptly paid the balance and successfully negotiated late fee and interest reversal. I believe I even asked the rep if it will be reported, to which she said it will not be reported — though I am not 100% sure if I posed this question, but I think I did because that’s something I would do.

Now fast-forward to May. I am applying for a home loan and I find out that Macy’s had in fact reported the late-payment. I called their customer service and kept going up the chain but they refused to remove late reported. I made argument that I had not received any mail, e-mail from Macy’s about my balance but they kept saying they had sent me e-mails and the e-mail was not returned back to them. Finally, at the end of the rope they said to write a letter to their Mason, OH address if I would like to further pursue this matter.

Questions: 1) Can Goodwill letter help in this case and if so what is my line of argument/request? 2) Should I even move forward with a Goodwill letter since I plan on closing end of this month? Will it hurt/help my credit score?

Thank you in advance for your reply

Me Too

I had the same issue with Macys, especially the no mail or email statements. My wife and I thought we had a zero balance when we had $45 charge that we were not aware of. Macys issued a 30-day late payment that hit my credit. Needless to say, we were upset and got them to reverse the score based on them having issues with their billing department.

Tej

This is exactly what happened to me as well! I called Macy’s and explained that I didn’t receive any email notification from them regarding the payment/balance due on my account. The amount I owe is actually $2, yes you heard it right!

So, I called the customer service and explained the situation and they said they cannot do anything about it. Why in the world anybody don’t want to pay $2. I went ahead and closed my account with Macy’s. This happened in 2013.

Is it possible to reverse this 30-day late payment reported on my credit report?

John levvits

Please please please finish your story

Kira Wallace

After applying for a FASFA I was denied at the very last step because of a student loan I hadn’t paid on for quite sometime. However I knew nothing about this loan nor did I know what school it was from. It turned out to be a trade school I attended a couple year prior. I called the provided contact number and it FedLoan. After notifying me on my late payments for quite a few months. I began the process to start making payments. Either bad timing or a set up, but I had already mailed the paperwork they needed and a couple weeks later i relieved a letter from a collection agency for the student loan that was past due. Confused, I called and spoke to them to ask who I was to pay exactly. ( obviously a big mistake) they told me I needed to pay on time for 9 months to get my loan back in good standing (rehabilitation). May 5, 2015 was my 9th payment and it’s back in good standing and I’m now set up for Auto Pay through NelNet for the remainder of the pay off. Thankfully now I can go back to school. However, the orginal report is still showing on my credit report.. Can I have this removed? If so, would it be the debt collectors who handled my payments? ( US Department of Education) thank you 🙂

Katy

I work for one of the servicers for the Department of Education. You would want to dispute the report with the entity that reported it. If on your report is specifies Fedloans, you would have to dispute with them. If it lists the Dept of Ed collections, you would have to dispute with them.

Its worth a shot, but honestly….you’d have an uphill battle. I know the one I work for doesn’t cut any slack, and because of government regulation, they all tend to service similarly. Technically, they aren’t supposed to remove valid entries, but the guarantor (for your loans, Dept of Ed) will sometimes agree to have entries removed as part of a rehabilitation plan if the borrower agrees to meet x,y,z requirements. If this wasn’t part of the agreement and the loans have been rehabbed with Nelnet though, it doesn’t look like that was part of the plan. Is it guaranteed they’ll refuse? No; its always worth a shot. But since they were satisfied and gave the loan to Nelnet, they don’t have as much of a drive to meet your demands. Its likely they’re going to tell you they don’t have it anymore and to contact Nelnet. Problem being, Nelnet can’t dispute an entry made by another entity.

From what I’ve seen, state guarantors are more willing to agree to remove entries. I don’t recall a time when Dept of Ed (new-ish loans have Ed as a guarantor rather than a state) agreed to remove. If there’s anything that made the reporting a servicing error, have documented proof showing that the reporting is invalid. They will remove entries if they reported in error. Good luck!

Joyce

Hello, What if you are a co signer? Didn’t know my kid didn’t pay it off. I am in the middle of getting a mortgage and it showed up on the second credit pull. Paid it off. How likely is it that navient will take it off my report?

Jose Sancen

I have the same problem with FedLoan. They are total A-holes! They reported me to all 3 credit bureaus and listed two separate loans on each credit bureau so now I have 6 negative items total. I had two loans with them but they were consolidated into one loan and I paid monthly payments towards one loan. Yet they separated them into two loans for each credit bureau. I have been disputing and fighting to get these off my credit. The marks have damaged my credit really bad. 120 + on each item! It was their error too and they won’t fess up to it! They don’t even honor goodwill. I really hate FedLoan. They are disgusting, vile creatures…

Anne

I had a JCPenny card I let my grandmother use so she could get a discount. She told me she paid it off immediately but she did not so it went 1 year without getting paid until I got letters from debt collectors. That was 3 years ago and the card has been closed ever since. All my other credit cards have always been on time and paid in full. Would I be able to call them and ask for the good will removal or would a year of late payments be too much? I have been denied a mortgage because of it.

Amelia

Hello. I am hoping you can help me. I had a care credit card that has a co-signer. There was a mixup where a payment did not go through. However I was unaware of this and thought it was paid off. I was no longer getting any bills or letters which continued my belief that it was paid off. Now is a year later, and my co-signer tried to apply for a credit card and was declined because of this unpaid debt. The company never once contacted her either as my co-signer to get payments. She informed me of the debt, and I quickly called up the collector and paid it in full. Why question is, is there any way I have get the negative mark on -her- credit removed? I do not mind if the mark stays on my account I just want to get it removed from hers. Her credit is great and her credit history shows she pays her bills on time and is fast to pay off any loans. This one issue is the only negative mark on her history. I feel very guilty over it, as it was an innocent mistake that the account remained unpaid. Angain, Neither one of us were ever aware of this debt until now. Can I do anything to help get it removed from her credit at least?

Laura

Thank you so much for your help. I had 3 cards that were 30 days late because I literally got a phone call from work and said to not bother coming in because they couldn’t afford to pay me anymore. In 12 years none of these cards had been late. I have called Capital one and Cometity bank and both are removing the 30 day late action. Now on to Macys!

Crystal

Let me know how it worked out with Macys. I have tried to get a late charge removed from my account with no luck. I signed up for email notifications instead of paper statements. I never received any emails and I ended up being 60 days late without any knowledge. The people I have spoken to on the phone have told me to contact my email provider to prove I never received the emails. Seriously???

Andrea

I went onto the credit bureaus website and filed a dispute on all of my late creditors….and the only one that never responded in the 30 days was Macys. So it was automatically removed. Now its not even showing on my credit report 🙂

Julie

Hi there – my mother took out student loans in my name over 10 years ago and in the process of me taking control of them I found a 3 month stretch of late payments on all 5 loans from 2014. All payments have been on time since. Does this goodwill adjustment work on student loans? I don’t want to file charges against my mother as we’ve worked out the personal issues – I’m more focused now on repairing my credit.

Pete Agrawal

Thank you for the wonderful advise. I followed your advise, and bank was kind enough to take out the remarks within 2 weeks. They were very nice about this as well. Hopefully every credit card issuer reads and act in right ways to help consumers. I find the store brand cards are the worst thing to have to deal with, specially if they are issued by small banks.

Long story short, I managed to miss payments thinking I had setup the automatic payment online for this new Card Banana Republic store. When I notice credit score off a Credit Union account I have, then I realized my account went 60 days past due (for ~ $30 ), and bank notified to all the credit agencies and my score went down close to 90 points. You are a credit savior my friend, and I am going to share your site to everyone.

Thank you again for helping out folks with advise. Most people I know will accept the actions and not act upon, thinking there are no real options to most of the financial / credit problems. In general finance is way too complex of a think for most people to get heads around, and any bit of advise helps.

Thanks you so very much again from the bottom of my hear.

Could you tell me how to find what my late payments are? I just ran a credit report and it tells me that I do have a late payment, but does not tell me what it is or from when?

Lindsey

Hi, I have a car loan its due on the 14th of the month and I have up till the 16th of the following month to pay. On separate occasions, I have went to the bank on the weekend (say if the 16 falls on a Monday) and I go on the 14th and pay, they send a ding on my report saying that I am late. I was even told if I bring the payment directly to their bank on the weekend, it would be considered late. Even if I paid before the 16th. Is there anything that I can do?

Veronica

How long does it take for the late payment to be removed from your credit report after the creditor clears it?

Andrea

If I have a late payment showing up on all 3 credit bureaus, do I need to submit a Goodwill letter to each one of the agencies?

Ryan

We’ve had some financial hardship over the past three years and are in full-swing recovery mode now, thankfully. During our hard times we were 30-60 days late with every month’s mortgage payment but as of this month (April 2016) we are officially caught up and on-time. Obviously my credit score suffered and was affected dramatically. Do you have any suggestions on how to potentially work with our mortage holder (bank) to ask them to remove the late payments? Should we wait until we are X months on-time before asking? Do we have any hope in working with them to remove the late payments records? Thank you!

Kevin

I cosigned a mortgage loan with my son six years ago. We live in two different states. The original loan was bought by another lender last summer. No late payments until this past January and February. I found out when I happened to check my credit report in March of this year and it showed the two late payments. I called my son and he confirmed the late payments. On the original loan I asked to be alerted of any late payments etc. and to my knowledge there were no late payments. But with the new mortgage company, as I found out when I called them, they had none of my information, except my name. I am on the bill my son gets but they didn’t have my home address, my phone number or email. They do now after I spoke to them. I asked since I never received an alert would they take off the two late pays from my report as good will .They said no. That they sent out notices to my son’s address, and that my name is on the bill and legally that’s all they have to do. I mentioned that as a cosigner shouldn’t I be sent a copy of any late notices etc., and since the new mortgage company’s lost my info. couldn’t they in good will take the late pays off my report. They said no. I explained the first lender had all my info and asked then where did my info end up? The person didn’t know. I am in the process of sending them a letter asking the same thing I asked in my phone conversation. Do I have any other options? I just feel as I am obligated and basically a customer of this mortgage company, that they would be willing to work with me. I also asked them if they would simply notate the late pays on my credit report that I was never notified by the lender of any late pays. The mortgage company person said no.

Nolee

I tried the good will adjustment letter already and didn’t have much luck. Now I want to try #2 Negotiate removal by offering to sign up for automatic payments. Who do I contact for this? Do I sent a letter to the same address I sent the adjustment letter to or call?

claudy

I think you would need to contact the creditor for a further negotiation, explaining to them that you are signed up on auto pay and have not been defaultive of payment again. Explain to them why you were defaultive, either you did not receive reminder notifications

Amy

I have 1 30 day late on my credit report from Ally (my car loan). I wrote a GW letter about 2 months ago but have not received any response. What is the best way in your opinion to follow up? Do I resend another letter? If so do I state in the letter that this is my second request or do I just send as normal? Do I call and follow up that way? Also, if they tell me they can’t take it off do you continue to request it or do you recommend trying to dispute at that point? I appreciate any advice you have!

AMY NARASKY

Anyone have any advice on this? I’m still dealing with it ????

Veronica Rodriguez

If my late payment is for a student loan and it has been over 7 years since the late payment, shouldn’t have come off of my report already? Do I need to send a Goodwill letter?

Ben Johnson

In my divorce decree it clearly stated my ex wife was responsible for a credit card that I was the primary on. Long story short, she had 9 late/missed payments on it before finally transferring it to another credit card she opened. The balance is now at zero but the damage to my credit has been done. What can I do? Thank you

Des WAshington

Can you ask for a goodwill adjustment if they account has been closed and pulled into another loan with the same creditor? I have some late payments on the closed account and if they’re able to be removed how will that affect my score?

Amy

Hi last month I was sure that I paid my car payment. But when I checked my credit score this month it showed that I had a late payment posted. It turns out it never posted and it was more than a month past due. I have paid already last and this month’s payment since I noticed the error. I never was notified that I was late and that they had not received payment. I have never been late on any of my car payements. Would a goodwill letter work for car creditors?

Andrew

Ryan, I recently found out that this month my auto loan creditor reported my payment as late despite exhaustive evidence I provided to them as to the reason for the nonpayment.

The story is frustrating, I used my banking institution’s online bill pay. This creditor does not utilize wire transfers so the bill pay contractor had to issue a check for the payment. My banking institution identified the payment being issued on August 29. My banking institution also reported the check clearing through my automatic updates on September 6, and was validated in the statement of my account for September 6 as well. However, the creditor does not show they ever received payment, and when the called in the middle of September I stated to them that the check for my payment has cleared according to all my records, because it had. I then informed them that they should review their records and correct the situation. Well, at the end of September I received a call from the creditor again stating they have not received payment. I then contacted my banking institution for information about the request and had to file for a formal review. It comes back that the banking institutions contractor issued the check, but that it has not cleared and that it must have gotten lost in the mail. The contractor for my banking institution could not provide a check number or date of issuance for the check they claim to have cut. However, the banking institution had indicated to me in multiple instances that the payment was made, and that is had cleared my bank, which it obviously had not, despite the fact that they removed funds from my account. I immediately made the payment to the creditor and show that it was delivered on October 1, 31 days from the due date. My personal check for the payment cleared on October 3, 33 days late and it included the late fees, and the next payment. The package with the check also a letter from the banking institution stating their errors in the handling of my payment signed by the president of the bank in a signed envelope on the banks letterhead.

I did all the leg work and evidenced the error and negligence of my banking institution related to the payment and still had the check there only 3 days after the 30 days late point. So my question is this, should I expect that this late payment be removed from my credit report and corrected in full?

Stacey

Hey Ryan, I got a mortgage loan in 2011 through Chasey. In 2014 I experienced a financial hardship and fell behind on my payments. I ended up with 11 straight months of late payments. I finally got straight on my payments and then my loan was sold. I wrote them a “goodwill” letter and they basically denied me. Should I send another letter or give them a call? Thank you for your help.

Emily

I am posting here in hopes that this may help someone else out because I am so relieved right now that I am shaking. The backstory is that I gave birth, my son had some health issues, I switched jobs due to his needs, went a little while without a check and we feel behind on ONE car payment through Bank of America. They dinged out credit for a late payment over 30 days, it was 35 days to be exact. It dropped our score about 60 points. During this time I had been in contact with BOA and had told them when I was planning on making my payment. I was told by their customer service rep that as long as I paid it by the 30th of the month, nothing would be reported, he was wrong. So when I got my report and saw the past 30 days ding, I started emailing and calling. I found an online suggestion to file a complained with the Consumer Financial Protection Bureau, so I did that, took just a couple minutes. I also found some senior customer service reps email addresses online from Bank of America. I sent them emails explaining what had a happened. I sent all these and prayed that I would have luck. The very NEXT day, I got a call from a senior vice president at Bank of America explaining that they had received my complaint and he was able to go back and see where the CS rep had told me the info. He said that although that was not true, since we had been up to date on all other payments, they were going to reverse to 30 day late ding! He told me that it could take up to 30-60 days but gave me his direct number and assured me that it would be taken care of. He was so nice and understanding and told me “I understand that life happens”. I do not know if I am just lucky or if I just got through to the right person… but it worked for me! Good luck!

Patti

Last year I was undergoing procedures to remove a tumor in my jaw. I contacted my student loan services and was granted a forebearance. Turns out they issued it in error and rescinded it. I never received any notification that it had been rescinded. When I went to make my next payment I was told it was 4 months late. Even then they never said they mailed me a letter. I tried to go through the ombudsman for the lates to be corrected but was told the servicer said the tried calling and mailed a notice. I told them that wasn’t true because all my notification is electronic and there was nothing in my inbox. Because it’s been more than a year they don’t have to keep proof of the letter. I’m stuck! What should I do next?

Roger

For accounts that are still active, how long does it take for late payments to be removed from credit files?

I had some issues in between jobs a few years ago, which led to 30 day lates eventually being reported. It has been current for nearly three years, but the pesky late payments are still biting me.

Rob

Ryan, I have what I feel is a unique situation. I have a loan with a company I have been with for 10 plus years and have had over 20 loans with them (which have all been paid off other than the two I stay current with on auto pay that comes directly out of my direct deposit)

Well I had some issues between the paperwork my insurance broker was sending me and them, so long story short they applied a PPI insurance to my loan of which I cleared up with my insurance broker, but apparently they didn’t refund the whole $1700!!!! And still kept $475 on there. Well apparently that had caused me to be about a half of a payment short up until the end of December where I ran into the same issue. (They recently hired a third company to monitor all of their insurance stuff and it has been horrible even with my vehicles that are 100% insured all the time) Although this time it is sort of on me as I went to switch to storage insurance and missed an email. Well with this new charge it caused me to go 30 days late at the end of January because apparently I was supposed to know that my “Auto payment” wouldn’t cover the full payment amount. I spoke with a couple representatives one of which agreed with me there shouldn’t be a 30 day late, but the manager is dead set on not removing it unless I go through their third party insurance company to get the PPI cleared up. I asked why I never received a late notice, which she said she looked into and apparently if I were to have logged in to my account. Then clicked the little link on the my account page, then clicked on acccount notices, I would have seen the late notices….. to me that doesn’t seem acceptable, but tried to remain calm and talk with her to “even though this is apparently my fault” forgive it in goodwill considering I have had hundreds of on time payments with them. No is her answer.

Sorry for the long comment, but what do you think my next step should be. Should I still write a letter of goodwill or is it too late? (I told her I was moving all my accounts already.. which I really am going to do but that’s besides the point)

Appreciate any advice you can give as I was planning to refinance my house fairly soon.

Kristian

Hi Ryan, I had a lowes credit card that just recently hit my credit due to late payment. The card had been paid off for some time now, and a couple months ago spent $100 in and completely forgot since I’m not used to making that payment. Do you think a GW letter will help? And if so should I send it straight to lowes?

April Tysinger

I am having issue with trying have my late payment removed I’ve call and 2 of the company said that they can’t do it because of the law and it has to stay on my credit for 7 years do I still write them ?

Krista F

Thank you for this article! It worked for me! I had a balance with Victoria Secret and had no idea until it was 60 days late, which tanked my credit score by 100 points. I wrote them a letter and they removed it when I explained I’ve paid the price for over a year now with a crappy score over $50 balance paid late, time to remove this. To my surprise, they did! Credit score still isn’t as high as it was before this happened but it’s a start…

Ashley

A few years ago I had some dental work and opened up a CitiHealth card through my dentist. I always make payments on time through both my credit cards with Discover and Citi however there was one month where I tried paying using a debit card I had from an online bank (Simple). While the website said they payment was accepted, a few days later, it came back as denied even though the funds were in the account. I tried calling in to pay and a representative assisted me and told me the payment was accepted. I felt a lot better hearing someone say that however, a few days later the same thing happened which resulted in a late payment and has affected my credit score since. I ended up having to move the money to my Chase bank account and continued to use that to make the remaining payments. That card has since been paid off in full and I continue to make on-time payments with my other card (NEVER LATE ONCE). I was wondering what would be the best route for getting this off of my credit score since other than that time, I’ve never been late on any payments and I really feel like it had more to do with the fact that I was using a smaller bank. Any suggestions?

Steve Levings

Just an amusing run-in with Adelphia before they folder. Out of the blue, many months after I canceled service I got a collection letter from them demanding payment and threatening immediate Credit Bureau bad marks. “To protect your credit, pay this balance immediately. The amount you owe is $0.00” Don’t assume your report is accurate!

Stephanie

I had late student loan payments while my loan was in deferment. I was able to have Transunion remove the late payments since the loan was in deferment; I was still in college. It’s been several months and my credit score hasn’t changed. How long does it take to change and should I be contacting someone? I haven’t had any luck researching this.

Malisa

Hi. I have a credit card with Best Buy and I have 2 late payments, it’s usually during February of each year. But other that February I’m always paying on time. Would me writing a forgiveness letter to remove those two work?

Sol

I made a mortgage payment on time via ACH online payment, but the payment was returned by my bank due to insufficient funds. By the time I realized that the payment was returned, it was already more than 30 days after the initial due date and a late payment was reported to the credit bureaus. I sent the creditor a goodwill request. I apologized and explained that for the past 4 years I was never late and that due to this incident I will sign up for auto pay, etc. they responded within a week that they are required to do accurate reporting and can’t remove it. The creditor is MB Financial. My question is (1) since I did make a payment on time, it just got returned, is that something I can use to my advantage somehow? (2) How do I respond to the fair credit reporting tactic?

Christi

Hi Ryan I’ve been battling colon cancer and 30 day Late payments have lowered my credit score by 100! I’m working as much as my body will allow and have payed on time several months 7 on time since my chemo. Would a goodwill letter help in my case?

Lindsey

Hi Ryan, I paid a Chase credit card off last year and hadn’t used it for months. I ended up using that card over the summer because I had left my debit card at home, but then I forgot about it. When I finally remembered to pay it, it was about 37 days past due. My credit score dropped 30 points. I called Chase and asked for a goodwill adjustment given that I have a history of making payments on time and have had no issues. They told me they are unable to do anything about it and it’s out of their control once it’s on my credit report. Is that true? Or are they BS-ing me?

Chase did send me an electronic notice if my payment coming due and an electronic statement, but they didn’t notify me that I missed my payment. Wonder if that helps my case at all?

They said I could file a claim that it is inaccurate but I’m not claiming it’s inaccurate, I’m just claiming that it’s unfair because I made one mistake. It seems like there’s people saying they claim that things are inaccurate when they’re not and it’s worked for some people. I assume Chase can very easily look at payment due dates and payment history so they would be able to easily prove it’s accurate, but now I’m wondering if I should try just to see? It all just seems really unfair. I have a good credit history otherwise, and for it to just drop overnight for one mistake I made is maddening.

Tamara

I had about a year where I had instability in my income and a few payments were 30-60 days late. It’s a total of 4 companies. With no more than 2 on any one and no late payments in 3 years on3 of them and 2 in thevother one. I did what you said. I sent letters, using your template. I agreed to automatic payments. None of the companies would goodwill remove the late payments. This is a big red on my credit reports. When will the late payments stop hurting my score.

Drew

I apparently have a late payment that I am unaware of that has significantly affected my credit score. How do I find out which credit provider I paid late? I legitimately have no idea. Thanks!

Taylor

I have a late payment my old credit union reported on a card that I hadn’t used for about 8 years. I found out my ebay account was linked to it when I sale something to pay for the fees. The charge was $5.85 and ended up being about 65 days late (we never received the statements because the address was wrong and only learned about it after they called us). I requested a goodwill adjustment and they are saying the the fair credit act prohibits them from doing anything like I’m requesting (i.e., retract the reporting of the late payment). Does this sound right? Has anyone else ran into this before?

Tamara Wilfinger

Yes, I had the same experience. I followed the recommendations to write letters. I received replies from the 3 companies. All said the reporting was accurate ( I did not say it wasn’t). All said it was against policies to remove them. It is aggrevating. 2 of the 3 late payments are still on my credit report over 3 years after they occurred. And there have been no other late payments since.

Amanda

Can you negotiate late payments to be removed from you credit report with your mortgage company if you agree to sign up for automatic payments or this mostly for credit cards?

I need your advice on how to go about this. I put my credit in line for a family member. They purchased a car from GM financials using my credit in September 2016. I allowed because the promised to pay timely.

I discovered late that they paid timely only 4 times after-which they paid lately for 3 months(January – March 2017) and called the car company to repossess the car and it was reported as charge off. I confess that I had been lackadaisical about monitoring my credit scores. i recently got married and my wife took that over and discovered the damage done.

GM financials sent letters to them and they did not notify me until the account went into charge off. GM had offered a settlement fees of 6500 dollars or pay 10,604 dollars which I did not have when i discovered. (three months ago)

I called them in December to set up a payment plan of 100 dollars monthly which is what I can pay for now and the insist on going that route if am paying 10,604 as against the 6,500 settlement offer which they are only willing to be paid in 5 installments. As it is now, I cannot afford that.

I don’t know how to go about this. Is it possible to send a plea letter to them to remove the charge off and change it to paying as agreed or how best can you suggest I handle this.

Nav

Hi. So my ex bought a car last year in April (11 months ago). His loan wasn’t approved so he asked me if i can do it for him. I was not aware how this might affect my credit score. So i was the main applicant for the auto loan but he gave his bank details because he was going to pay the monthly installments. We broke up after like a month of getting the car and i was not aware that i am the main applicant and it would affect my credit score if he doesn’t pay the installments. He missed 2 installments in a row. When i realized i called the bank and asked them to change the bank accounta so i can start paying it. But it has dropped my credit score by 50 points. Do you have any suggestion how can i improve my score? I have already paid off the entire loan amount now.

Veronica

Hi Ryan- I was recently notified by the IRS I might have been a victim of identity theft so decided to pull my credit report and saw my American Express card 120-day delinquent!!! I paid off the full balance in October 2017 so I assumed it was an error on their part. When I called Macy’s American Express I spoke to collections and they said interest was added after I paid off my balance which caused a balance to start. They agreed to waive the balance since it was interest and late fees but they’re refusing to correct my credit report. I’ve talked to many reps and managers and they’ve all said I’m responsible for viewing my e-statements since they were being sent. Thank you in advance.

Charles Ulysses Farley

Bank of America wont do this for you.

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Rackerby California Cheap car insurance quotes zip 95972

"Rackerby California Cheap car insurance quotes zip 95972

Rackerby California Cheap car insurance quotes zip 95972

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WOULD LIKE A GUIDE TO THE BEST TYPE OF CAR INSURANCE FOR MY 2003 MERC/

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Freeway Insurance just called me and told me that my insurance was not paid last month and that it got cancelled. I could swear that I did pay and my bank overview says I did pay. This is the second time they call me to tell me that. I think those ****** bastard just want money. So I'm just wondering how much a ticket cost because I'm gathering money to open another policy but with another Insurance company.

How much for insurance on a Scion Tc? Does it get good MPG?

I am looking into getting a Scion Tc, I went to the dealer to look at the car and the sales man said that insurance will be a lot for a new scion. But he didn't know how much. I am 18, female, I will have my license for almost 2 years(by the time I get a new car), I have no tickets and have never been pulled over by a cop. And I live in California (if that makes a difference) Instead of getting a brand new Scion I am looking into a used one. A 2006 or 2007. I have Wawanesa car insurance. So does anyone know how much it would be a month? Oh, and from someone who has a Scion Tc, does it get good gas millage? It will be a deal breaker for me if it doesn't.""

A good individual dental insurance plan?

I don't have dental insurance, and my employer doesn't offer any. I seriously need to see a dentist, I haven't been to one since I last had insurance 4 years ago. But I can't afford much right now either. I need a plan that will cover preventive treatment, doesn't have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.""

How much does a new car affect your insurance?

my insurance stands right now at like 150$ a month, i have my N. my car right now is way old and want a new one. i want to buy a classic - 2002 mustang convertable, i want it to be an older model but newly built, will that increase my insurance alot like if i had a 2009 car or not bad. an example of what id want it look like is this : http://www.netcarshow.com/ford/2002-mustang_gt_convertible/800x600/wallpaper_02.htm""

How much would auto insurance be for a 16 year old?

When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.""

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""

Do you have health insurance?

if so, How much is it per month. What kind of deductable do you have? How old are you? feel free to answer also if you do not have insurance and if you support obamacare?""

Rackerby California Cheap car insurance quotes zip 95972

Cheapest estate cars to inusre?

hi, im a 18 year old male looking for a new car, im looking at estates as i surf and need alot of space for boards etc. my last car, a clio 1.5 diesel was super cheap to run and tax (60mpg +) and insurance group 9 so didnt completely bust the bank. im looking at cars like the skoda fabia estate (1.2 and 1.9 Diesel) and the peugeot 307 and 207 1.4 diesels as they are also cheap to run and insure. the problem is i live in devon and any cars that are reasonably cheap are scarce. I average around 8-10 thousand miles a year. and am still in education so cant afford to run a 30-40 mpg car. any ideas? thanks""

is it a good idea to get life insurance

is it a good idea to get life insurance at the age of 22. and if so any suggestions about a company that`s affordable

Car insurance question?

im planning on getting a dodge neon srt 4, im 20 i been driving since i was 16, i got my full license at 18. i have no accidents, tickets or anything(knock on wood). does anyone know how much it would be a month. im also planing on putting 4,000 down on it.""

How much would insurance cost?

I'm a 16 year old male who makes a's and b's in school and my parents just bought me a 2008 Gmc Sierra Denali and I'm currently driving without insurance how much do you think it would cost for me?

Car insurance rates after having license for 3 years?

I'm 26, had license for only 3 years. About to get my own insurance, just the basic state minimum, nothing fancy. Nationwide gave me an online quote of 204$ for 6 months... That doesn't sound right, sounds low, that's about $35 a month. In January I got insurance for only s month and it was $70 a month... Of course I hadnt had my license 3 years yet.""

Can anyone recommend a good homeowner's insurer in Massachusetts? I was just dropped from Electric Insurance.

I would discourage anyone from using Electric Insurance (EI). EI is a small company with a VERY LOW risk threshold. I had EI homeowners and auto insurance for over 18 years. In all that time, I had one claim filed against me for less $2,500 when my 6 lb doggie gave the lawn guy a bite. EI would not renew my homeowners policy and waited 45 days before it expired to tell me. Months earlier, the claims adjuster assured me my policy would not be dropped for such a small claim of this type. Dont take a chance with EI""

What is the best health insurance for the self employed? (and cheapest)?

Any lawyers or insurance agents out there?

I won a long fought Small claims case. The lady I sued has insurance, business insurance, not car related. 8 months ago her insurance company denied the claim. I went to Small Claims and won. Doesn't the insurance company now have to pay me if I send them a copy of the final judgment? I also won on her appeal, so its final. Thank you.""

How do I get general liability ins. for a business ?

I've tried to get small business general liability insurance but my field (custom fireplace mantel construction / installation ) is not listed , so I cannot get any quotes . I am licensed in my state but cannot pursue without ins.""

How much would my car insurance be in new york?

i'm 27, this is my first buying a car, thinking buying a honda accord ex 2003 2 doors. but i'm a little concern about the cost of my car insurance for this particular one? please serious answers""

Driving without auto insurance?

what are the concusguences

Health insurance for full time college student?

I realllyy need to see a doctor about some issues im having with my health, but the onlyproblem is i dont have insurance... Are there any affordable insurance plans i can get??.. im a full time student and i really need it.""

How to lower My car insurance?

If insurers are now meant to quote the same price for guys and girls for the policy's does that mean if i got a quote for a car as a girl lets say 1000 and I rang the insurer and quoted this would they have to match it so my quote would come down from say 3000 to 1000? As the law is meant to have changed?

Insurance company pay for rental car while mine is being repaired?

i got rear ended, the other driver was at fault, his insurance company is paying to have my car repaired. my claim handler with his insurance company told me they would pay for me to get a rental car while my car is in the shop being repaired. now my car is scheduled to go in the shop monday, and the claim handler wont call me back. are they the ones that need to set up my rental car? or do i just call a rental car place and give them the claim information, and they bill the insurance company??""

Can i put insurance on a old mobile home ?

I have a 84' model mobile home but i paid to have it remodeled so it's very nice on the inside. Well i want to rent it out so i want to put insurance on it in case a fire or etc. happens to it while it's being rented out . But can i put insurance on a mobile home that old ? and can i put as much as i want or does the insurance only cover how much it's worth ?

Free Health insurance for College Students?

Is there any reputable programs that offer free health insurance to college students, or any reputable programs period where I could get health insurance? I was under my father's plan until this past year when our insurance was dropped because we were unable to continue paying for it. I work on a farm, which is not only dangerous, but does not pay well enough for me to maintain and fuel my vehicle, buy groceries, and pay for health insurance on top of college expenses. My university offers an insurance plan, but it is very expensive and I definitely cannot afford it...""

What insurance is right for me?

I have an '86 Dodge Ram 100 and I would like to have the cheapest insurance there is. I don't want my truck covered, I would rather just have the other person's vehicle covered. Can someone please tell me what insurance is right for me?""

Which Insurance?

If someone borrows my car but they have their own insurance and get in an accident is their insurance company responsible

What do you do if you get in a car accident and the person who hits you doesn't have car insurance?

I was in a car accident a week ago, it was a 4 car pile-up the driver behind me did not pay attention to the red light and slammed into the back of me pushing me into another driver and then pushing him into someone else. The car that hit me did not have car insurance so I am going to have to pay my deductible of $500 also I had to pay for a rental car which cost me $100 (so far) I do have full coverage so I wont have to pay anything towards my car but I was wondering is it worth it to sure for the $600? What do most people do in this case?""

Cheap reliable cars that have cheap car insurance?

Thank you

High insurance on car?

Ok so I really don't know much about cars or insurance and I really want this (Nissan 350z) but someone told me it has high insurance ..what do they mean by that? If my car gets damaged it will cost more to repair? Idk..someone help though!

Will auto insurance be cheaper If i'm on my parent's plan?

I'm 17. I graduated college early, so i'm now a sophomore in college. I have a job, where I make generally $600 a month. Not much but i'll be graduating soon so I can deal ...show more""

Car Insurance for a Month?

I am going to be at law school and only need car insurance from Mid December until Mid January. Is there a special type of insurance I can get so I don't have to pay year round? The cars will still be covered by my parents the rest of the year.

""If I had a company, and I had to pay for car insurance out of the capital...?""

Would the car insurance be counted as an 'expense', 'liability', or an 'overhead'? Also, if possible, could you provide an explanation as to what each term means exactly? Many thanks! :-)""

Whats the rough cost of insurance for a 17 yr old new driver?

im looking to buy a car like a corsa or 306. summin like that but just wanted to know what the cost of insurance will roughly be. and no dont tell me to 'get a quote' caus you need like all the details and full licence etc, that i dont have yet""

Rackerby California Cheap car insurance quotes zip 95972

Have you ever gotten a car insurance quote online in Illinois?

how easy was it to get the quote? was the process confusing at all? Did the site explain what coverages you needed and why you needed them?

Question about insurance?

Okay So i have two insurance companies that im covered by... One for my car and one for my motorcycle. If I get a speeding ticket are you supposed to report it to both companies or just the insurance that i got the ticket on?

Is homeowners responsible or car insurance?

The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car insurance say they will not pay. They said if someone else had hit the house they would. Can anyone give me some insight to the iNSURANCE industry.""

Insurance question for duis?

Alright, im 22 years old and i have 3 duis in a matter of 2 years. Im getting my liscence back in 5 months after losing it for a year. how much will my insurance be so i can be ready for the cost?""

Can I get insurance and buy a car using Irish drivers license living in New York?

I will eventually sit the test and get a NY drivers license, but in the meantime can I buy a car and get insurance based on my wholly clean Irish driving licence?""

Which companies do cheap quad bike insurance for newly passed car drivers?

Bashan 200c 2007 model, any idea how much insurance will be? Im 19 and have car license only.""

Will I lose my insurance?

My boyfriend and I recently found out were expecting our first child. I am a 20 year old full-time college student and am still under my parents health insurance. If we were to get married, would I lose my insurance? Also, if I would does anyone know of affordable health insurance for me and the baby?""

I need help on choosing Health insurance..... Anyone?

Okay, I've been looking online for hours now and i can't find any health insurance that covers Medical, Vision, and Dental.. I recently chipped my tooth and i need it fixed pronto... its very Painful..""

""Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?""

In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple laproscopic procedure, but y'know nothing's cheap. The original bypass was billed to Blue Cross at $38K. I know it's not like defect liability, since a surgeon can't guarantee there will not be complications. Also, I know I can't expect free legal advice here. But if someone knows for sure or has thoughts one way or the other would be helpful.""

What is the cheapest insurance for a teen?

what insurance company will be more affordable for a teen

How much would my car insurance be?

i plan to by a 95 toyota , i have been driving since i was 17 and now 21 and have had no accidents. how much would my insurance be on average.""

What solutions would make health care treatment instead of health care insurance more affordable?

considering out of pocket expenses? and would this be a conservative approach to the health care issue?

Car insurances for a day help?

I just need to drive my car to my new apartment.Right now i don't have car insurances. Is there any way i can get car insurances just for a day. I live in new jersey. I know i can get a car insurances quote but i don't have enough money right now I just need to move it

Best car to get for the cheapest insurance in the UK for a new young driver?

im nearly 17 and looking to start driving, which car would let me pay the least amount of insurance?""

How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?

Cheapest car insurance company in michigan?

I used to pay 25 bucks a month for car insurance, but now I am in michigan, the chepast from progressive is about 70 bucks a month, that's 3 times what I used to pay. Is there a company that will offer a cheaper rate than progressive? If it wasn't for the possibility of being arrested by cops for driving without insurance, I will never buy insurance period. Never had an accident caused by me EVER.""

Would this affect my car insurance?

Would having Grand Theft Auto on my record increase my insurance, or would it do anything at all? Its a really long story. I know my insurance is going to be high anyway because I am 17 and a guy. I was just wondering if having a Grand Theft Auto charge would affect it at all? Thanks!""

I'm on a fixed income with 3 cats. Does any cat owner know of a good affordable cat insurance plan?

*I purr..fer to hear from people that already have a good affordable cat insurance plan.

Insurance Cost Starting Driver-?

Statement of Facts: 16 (soon turning 17) Good Grades, above B, honors Several after school activities (Student Council, if that is even relevant) Impeccable driving history (no infractions) State of Residence: Maine Rural/sub-city? Insured under fathers plan, also clean record (51 and 1 ticket?) Alright, I'm currently under my fathers policy and am driving his vehicle to school and back. Soon we will be purchasing a vehicle for my own, and I have a few questions. To be frank, I am looking at mustangs. Not v6s, but GT v8s, preferably standard transmissions. Dad's biggest problem is insurance, which is understandable. My question is how much said insurance would cost/ raise his existing policy? -I like this model because I want a vehicle with performance. When I think of performance, Muscle comes into mind. The quintessential of this and most feasible is a mustang. Many older versions (such as 1990's, early 2000's) so they are affordable, and I just like them. Also I know a considerable amount of knowledge for my age about vehicles due to helping in my grandfathers garage past summers and many weekend projects.""

""How much would the cost of a 2003 lincoln ls front bumper be, and where can I find a bumper?

2003 silver Lincoln LS. Only reliability insurance on the car.

Vehicle damaged..have ? about insurance?

A tree fell on my vehicle during Hurricane Ike. My husband thinks there may be at least $10000 worth of damage to it. I looked it up on kelly blue book and its only worth approx 9000.00. I tried trading it in a few weeks ago and they only wanted to give me $5000, I'm glad I didn't take that one. I purchased the GAP insurance thru the dealership. Do you think Allstate will just total it and let the GAP insurance pay the balance of my loan. I'm really really upside down. It really looks cosmetic to me but there are things hanging underneath it and it is very hard to drive. I think it would be cheaper for the insurance company to total it and let GAP take the rest. How does that work?""

Can someone give me an auto insurance cost?

Does anyone know what the cost per month of Ohio car insurance would be for a 19 year old male. Just an idea would be good, thanks.""

How much do you pay for you're car insurance 17+ ? & names of insurers!?

Hey, I'd like to know some of you're insurance quotes and where from? Looking around to find some places! Cheers in advance 10points for someone who helps!""

How much does car insurance cost for a male mid 20s in Boston?

Ill be moving there in a few weeks and need to get insured. I was wondering how much I can expect to pay every year to be insured fairly well. Thanks

Average health insurance COVERAGE?

I need to do a little research on this, I'm not interested on how much you PAY, but how much your insurance will COVER for hospital stays, surgeries, lab tests, etc. Example: if you stayed in the hospital for 2 weeks, up to how much will your company cover (after your deductible)?""

Rackerby California Cheap car insurance quotes zip 95972

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letsimportanttreecollection-blog · 6 years ago

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Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

"Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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???????????????????

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Looking at getting a car, just passed my test and considering a VW Golf Mk4 (1.4 - 1.6l as a max) I'm not 17, I'm 20 - Would this go in my favour? How much can I expect to be paying, is it manageable?""

How much will my insurance cost?

I know this is going to be different by state, and maybe even by zip code, but all I want is a average, or rough estimate what my insurance will cost. I'm 18 years old,(male)and have had my license for two years, and I have a clean history, and have never had an accident or ticket. My car is a 2000 Ford Focus ZX3, with a 2.0 Zetec engine, and 5 speed manual transmission. I also live in the state of Virginia. So how much would my insurance cost me monthly? I'll be on my fathers insurance aloso by the way. As I said, I know this will not be accurate, but I just want a guess to start with to have an idea on what I'll be paying monthly.""

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I'm 14 about to turn 15 and get my restricted. I've been looking for a car and I found a 2000 Toyota Celica GT for $5,000 list price which is well within my price range. The car is a manual which I'm fine with, The only thing I'm worried about is the insurance cost for a teen driving a sports car and wanted your opinion on the price of insurance and on how good of a first car a Toyota Celica would be. Thanks for any and all help, Grant""

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Basically I live in the UK and it's my 17th birthday in July, and I want to start driving as soon as I get to my birthday, however I am looking at what car to buy by looking at the what cars give me the cheapest insurance. However if I go to a website such as www.comparethemarket.com (not to mistaken for comparethemeerkat.com ;P) I can't get a quote as it says the date of birth is invalid (as obviously I can't drive yet) so I'm just wondering if it is illegal or something to put my date of birthday as february instead of july just to get a quote. Please don't just say things like pass your test first as I really am interested to see an estimate on how much I will be paying Also, if it is not illegal, should I put a false name and address on too, or is that part illegal while the date of birth bit it. Many Thanks""

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when I first passed my test 3 years ago at age 17 my insurance was almost 6000 for third party only on a ford fiesta. this was the rough price for this make/model on all insurance companies i got a quote from. Two weeks ago i did a quote for a fiesta hoping its reduced in price (three years later, havent drove since i passed my test ) and third party only was roughly 2000 with all companies i tried and FULLY COMP has been roughly 900-1000 with all companies i have recently tried. so why is fully comp alot more cheaper than third party only? I Have tried quotes with lots of different companies and gocompare and they all came up really cheap. However, today I done another quote on a fiesta I was hoping to buy today, and the quotes have come up at between 1800 and 3000. All details have always been the same- all quotes i have done have been on a 1.2 ford fiesta. so firstly why is FULLY COMP cheaper than THIRD PARY and why has my insrunce suddenly gone from cheap to expensive within the last few days? thanks""

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""I had a car accident,but i don't have insurance.?""

MY CAR AND THE OTHER CAR INVOLVED WERE PARKED IN THE PARKING LOT WHERE WE BOTH WORK WHICH IS PRIVATE PROPERTY.I DON'T KNOW IF THAT MATTERS,BUT I'VE HEARD IT DOES.WE CAME OUT AFTER WORK AND HER CAR WAS INTO MINE,BUT EVERYONE THOUGHT MY CAR ROLLED INTO HERS.THERE ARE NO WITNESSES I DON'T HAVE INSURANCE AND SHE DOES.AM I AT FAULT REGARDLESS?NOONE KNOWS WHAT HAPPENED AND MY CAR WAS IN PARK AND WHEN SHE MOVED HER CAR THE COPS PUSHED AND PUSHED ON MINE AND IT DID NOT BUDGE.AND THERE WAS NOT ANY SIGN OF SOMEONE BUMPING INTO EITHER OF OUR CARS.IT DIDN'T DO MUCH DAMAGE,BUT SHE TOLD ME THE ESTIMATE IS FOR OVER 2,000. THE ONLY THING THAT HAPPENED WAS,IT LEFT HER SIDE MIRROR HANGING AND CRACKED HER WINDSHIELD,BUT SHE ADMITTED THE MIRROR WAS ALREADY BROKEN.HOW DO I KNOW THE DAMAGE THAT WAS EVIDENT WASN'T ALREADY DONE?PLEASE SOMEONE TELL ME DO I HAVE ANY GROUND TO STAND ON IN DEFENSE??BY THE WAY I LIVE IN TENNESSEE!!!""

Both me and my sister are new drivers. Would it be cheaper to get joint or separate car insurance policies?

We are planning to buy a car together and are looking to reduce insurance costs. Also, since i have already passed my driving test and she is yet to do so, would i get charged more for getting a single policy and then adding her onto it later when she finally passes. Or would this final sum amount to the same?""

Will my car insurance go up?

So I was at the red light and the car behind me randomly hits my car there's a medium size dent right in the middle of my bumper it doesn't look terrible but it's deep and noticeable also some paint was chipped off ... My car insurance ppl know about it.. Will my car insurance go up? Even if it wasn't my fault at all?

Insurance for quad biking abroad?

I'm going on holiday in a couple if weeks and have already bought travel insurance that covers everything apart from the use if quad bikes. It's likely that me and my group will want to use them at some point, and I'm wondering if its possible to either buy insurance out there, or buy insurance online for quad bikes only. I don't want to buy a whole new insurance policy as this will cost another 20, and I am already covered for everything else. Thanks.""

What kind of insurance?

What kind of (liability) insurance would i get for a restaurant i'm thinking about opening? I don't know how to find out so if someone could suggest some to me :) Thanks!

Does car insurance go down after you pay the car off?

Will my insurance go up?

I was in a car accident. I was stopped at a red light lady slammed into the back of me. THe cops came and filled out info. I did not go to the hospital, because I was not in pain. But the next day my back and neck were killing me. It has been 5 days since accident. I want to go to the doctors but i am worried that my car insurrence will go up. If it was the other persons fault will my insurance go up? And is it to late to go to the doctors? Will her insurance have to pay for doctors bill?""

""I'm under GEICO in NJ. If every member of the family is insured, how much cheaper w/ safe driving course?

Three members in the family. How much cheaper will insurance get if we all take the Safe-Driving Course?

What is a good company to get affordable E&O insurance?

How Much Is the insurance going to increase?

Today I hit a car :( and although it was minimal damage, he decided to report it. I wanted to know how much is the insurance going to increase. Take in that i'm not in the policy its under my mom's name.""

Second car insurance very very expensive - why? What would make it cheaper?

Hi, Me and my fiancee currently own and insure a Rover 25, V reg, 1.4 ltr, through Quinn. I'm the main driver and she's a named driver. We currently pay about 400 for tpf&t for the policy, and this has been roughly the price since we started the policy about 2 1/2 years ago. We're now looking at getting a second car as we will be working in different areas. My Grandma offered me her old Nissan Micra (1.3 ltr, K-reg) for us to have. I phoned up Quinn to get a quote for this car and they quoted 2,020!! I can't understand why it's so much more expensive, it's ridiculous! The lady I spoke to couldn't give me any adequate explanation of why it was so expensive, though she mentioned that we wouldn't be able to use a NCB on it as it would have to be an entirely new policy. But we took our first car policy with no NCB and that was a fraction of the price. Apparently the micra is called a Super-S or something, though it is not suped up or a fancy model or anything. Could that be it? We've tried a few other insurers and they also give expensive quotes (1000+) though not as ridiculous as Quinn. Any ideas why it would be so expensive? What could we change to try to make it cheaper? Change each car to have one named driver ony? Try a different car? Find a multicar insurer? I'm 31, she's 28, and we've both been driving for 2 3/4 years with no claims, points, convictions etc. Thanks.""

New car insurance???

What do you think the insurance would cost on a Mazda Rx-8 for a 16 year old boy(first car possibility)

Compare Auto Insurance Quotes With Local Agents?

I know there are many different sites where I can compare auto insurance quotes. I am wondering if there are any sites that have local agents available on them? My local agent just retired and I am looking around for new coverage, I just don't want to call everyone in the phone book you know.""

Cheap Car Insurance (17 year old)?

Has anyone got cheap car insurance from a specific provider? I will be 18 soon, just passed my test and I have a Peugeot 206. The cheapest I have found is 400 per month. Please help. Cheers""

ABC news did a #realmoney story on How to find affordable dental insurances or plans; Baton Rouge?

How can people save money and still get the best dental care in Baton Rouge. What insurance is best for a family of 5? ABC news did a segment on #realmoney and I am wondering more ...show more

What do you think about my car insurance? Please help?

Hello, I'm an international student in the U.S. I've just bought Honda accord car (year 1999) and a driving license. I need your experiences to find the cheapest insuarnce. I've got two quets until now. One is from Geico company which offered about 700$ per six months, and Sate Farm which offered about 600$ per six months. I still see these offers expensive. Please help me to find the cheapest insurance. Thank you in advance.""

Car insurance for teen drivers?

Hey everyone! First off, if you're wondering why I'm not using online quotes to see how much car insurance would cost, its because it requires personal information of both my parents that I can't ask for without sounding suspicious (my dad told me not to search since I asked before). Also, in order to get the auto insurance quote, you have to leave contact information so an agent can contact you and initiate your quote , which is something I don't want. I'm a newly licensed teen, got it around the middle of December 2013. I've had my permit for about 8 months before that. My dad told me to wait a bit before I can start driving since car insurance rates is higher for teen drivers, and I agreed. I was wondering how long I had to wait? My dad told me over 1 year to a few years, but sometimes 6 months works. I was baffled, if that was true, there was no point of getting my license since I would most likely be in college by the time I was allowed to be insured. Does car insurance rates really lower down with waiting time? And if so, approximately how long would it take? My auto insurance company is State Farm, and my family has 3 registered vehicles and 2 registered drivers of over 15 years (my parents). I'm 16 years old, and I qualify for the good student discount and steer clear safe driver discount, and my parents qualify for the multiple line discount car insurance and have never had any driving violation in the past three years. If you could estimate the range of how much more my parents have to pay for car insurance if I become insured on my car (which is older than me lol) without waiting, and how long I would have to wait for rates to go down, that would be great.""

Can i switch over car insurance to new car/ Montana to Wisconsin?

I had insurance for my old car when i was living in Montana, liability coverage or whatever is the cheapest. I got rid of my old car, moved to Wisconsin and bought a new (used) car. Can i switch my insurance over to the new car i bought? I got my insurance through AAA> Any advice would be helpful>thanks""

Need help finding helath insurance?

Looking to find a new health insurance policy, one that covers more, like office visits, lab testing, and prescription drugs. I'm 22 female from mn, employed full time, none smoker. Whats a good company?""

Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

A question about car insurance?

Does your insurance drop when you have a baby? I know it does when you get married, but I wasn't sure about having a baby. Thanks!""

Would applying for car insuance quotes give a bad record?

I'm searching for car insurance but I am not sure if applying for a quote online will give me a bad record. Like applying for a credit card does you know.

What is the relationship between the MOT & car insurance?

My daughter had an accident whilst without an MOT. She has fully comp insurance but as her car was stationary and she was hit from behind and she has an independent witness. The other driver's insurance will have to pay. But does her not having an MOT present any problems? Thanks.

Getting Health Insurance?

When I move out with my boyfriend can I be on his health insurance plan without being married?

""Car Insurance, will be out of the country?""

I will be leaving the country for about 5-6 months. I dont want to pay my car insurance if I am not gonna be using my car. How should I approach this problem of mine? I dont want to cancel my insurance just for the few months i will be gone, then have to start from scratch when I come back. I'm happy with the rates I have now. So will my agent allow me to not pay anything for the time being, or atleast let me pay a small monthly fee just so I can keep my existing insurance policy?""

Insurance on a 2005 ford focus?

What would the average insurance for progressive be on a auto 2005 red focus with 70k miles. For a 17 year old and a 45 year old. Can I legally put my car in my parents name to lower insurance cost?

So what are all the people who have been laid off doing for health insurance now?

Most can't afford Cobra coverage... And as insurance gets more expensive and more companies pass on the costs to the people or cut out insurance coverage altogether, what's the average Joe going to do?""

How can u break a medical insurance policy to get your own insurance?

my girlfriends mom wont give her the copy of medical card and wants to get her own policy

What is a cheap car insurance for me...i am 16 years old?

need the cheapest one

What if I can't afford health insurance? How is that Affordable Health Care ?

Where can I find a cheap but reliable enough car?

Ok... so my car died all of a sudden on me and now I am left trying to find rides. Riding the bus/other public transportation is uneconomical and too time consuming because I live far from work. I am unable to afford a car payment AND insurance (since the cheapest insurance I can find is around $140-150 a month. it wasn't even that high when I was 17). Where can I find a cheap car that won't break down? I can't buy from a private seller because I don't have any money. I can only afford to pay something month to month.

Health Insurance?

anybody got any good advice am looking for health insurance my husband retires soon and we will need to get our own Health insurance. looked at blue cross and health partners but it so expensive anyone no anyone more affordable ty for any info.

Can you file an car accident insurance claim without a police report?

this is re: a very minor accident. our car bumped into the other car after they slammed on their breaks. No damage at all to our car. The license plate and screws are bent on the other car. Other person uncooperative and after we gave our insurance info to them, refused to give info to us. Police on scene did not file report, told us to just deal with it on our own. My worry is, can they file a claim? wouldn't it be just our word against theirs? advice would be helpful thanks.""

What's the car insurance requirements in GA?

I need to know what is required and is not required and what falls under full coverage and liability in the state of GA.

What good are healthcare insurance brokers?

I called one two weeks ago & he was going to email me different quotes. He never bothered to, and so I called him & asked where they were. He said he forgot. Meanwhile I called another health care insurance broker & she too sent me some quotes. I attempted on line to apply for one, but there was a problem with the form allowing me to go further. I not only called the broker like she said I could if there was a problem, but I also emailed her about the problem. She didn't return my phone call, and as of yet has answered my email. It seems to me they must not want to make a commission, so is it just best to contact the health insurance companies on their own? In the past a broker was able to tell me if I would qualify if there would be a mark up above standard rates. Now they say just apply on line and see what happens. Everything has to be on line which always obviously doesn't work. So, what good are health insurance brokers? They need to just do away with them if they aren't going to work.""

How much will my insurance go up after a DUI??

I got a D.U.I. and i am going to get my license back soon and i am wondering how much my insurance will be compared to before.

""I live in san diego and need affordable health insurance? I make 11,000 year.?""

my parents insurance no longer cover me and graduate school insurance is really expensive. Can anyone help! I make less than 11,000 a year""

Will my parents car insurance go up if they co sign for me?

I have my own car and need car insurance but I need my parents to co sign for me. I'm getting a different insurance company from what my parents have on a different everything. Will them co signing for my insurance affect their insurance with anything? Like will their insurance go up because they co sign for me? Or if I get a ticket or in a wreck will it raise their insurance costs? We live in the USA.

What is the best cheap car insurance for a 19 year old?

need cheap good car insurance

Is there such a thing as life insurance class?

Like a class you have to take when first getting life insurance

Can my employer drop group health insurance coverage while I am pregnant?

I live in Oklahoma and I just found out that I am pregnant and my employer is considering dropping my group health insurance. Are there any laws that prevent me from being dropped? How do I continue my health insurance to cover my pregnancy?

How can I get affordable health insurance for my family while i'm off work..?

I applied for medacaid but they said I make to much money. even thou i'm off from work with no insurance and very little sick leave pay.

""What is a sporty, efficient, nice looking, affordable small car?""

My fiance has been looking at cars to buy. We plan to buy used and pay cash with about a $7,000 price range. First she liked the Pontiac G6 but we read tons of terrible reviews and decided against it. Aswell as the G5. She says she wants a sporty yet classy car. She likes the Cobalt alot. I have read mixed reviews about it and also questioned fuel mileage and insurance costs. Please help! She is getting discouraged and I really want to make her happy in looking for another car. I know theres one out there somewhere...""

How much is your auto insurance?

Im trying to get n average estimate of auto insurance since i will be driving soon. I know its diffrent from your insurance company but if you live north carolina and your a teenager with a used car what would it most likely be?

Whats a basic cheap Car Insurance for a 18 year old?

Hi I am 18 I live in New York and have had my lisense for about 6 months now and my insurance is pretty expensive like 1200 for HALF A YEAR which is crazy so I was wondering if anyone know of a cheap insurance company for basic insurance thats maybe 1200 for a whole year or cheaper. I also drive a 1994 Saab 900 S Hatchback 2 door

Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

""Does anyone know if I am disable,I receive ssi (I have a MS)what kind of car insurance?""

Does anyone know if I am disable person, I receive ssi (I have a multiple sclerosis) what kind of car insurance company I can choose? And how much I have to pay each month? Thank you""

Home owners insurance question?

My wife fell on our deck about 3 months ago, landed on her butt with both feet out in front of her. We went to the doctor because she was in alot of pain. The doctor said its spinal shock syndrome and just gave her pain meds, said it would heal in time. Well the pain never went away and last week she had Xrays and MRI done. Turns out she has three fractured vertabrea in her back. Shes a teacher and has crappy insurance( like most americans) so a couple of people suggested that I turn it into my home owners insurace. Before I call and look like a dummy has anyone else ever heard of this? I understand if someone else was hurt on my property but if the actual homeowner was hurt...just sounds strange to me. Anyway I see thousands of dollars in bills headed my way in the near future. If this is something that can be done I would like to hear about it. Thanks for your help""

When will my motorcycle insurance lower?

i live in florida im going to start riding soon probly start out on a ninja 650r but i wana move up 2 a zx14 after a while(my dream bike) but the insurance is nuts on it like 800 a month now on the 14 the 650 is like 120 with amazing insurance and 250 deductables when will my insurance drop? does it go by age or experience?

What car should I get for cheap insurance?

Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?""

Multiple Car Insurance On One Vehicle?

Is is possible to have two insurance policies on one vehicle? The reason being is, current insurance (lets call it A) is way too expensive. To leave the A insurance I would be charged 500$, seems like a lot. New policy (lets call it B) would be much cheaper then A. If I have A for theft and fire + B (full coverage) it would still be cheaper then A full coverage! Is that legal????""

Need alot of work done but no insurance any good dental insurance?

Iam self employed and need my wisdom teeth removed and also need braces but i have no insurance is there a good dental insurance out there so i dont have a huge debt?

Car insurance for new driver?

im looking for car insurance but all of them are over 22,000 but i herd from alot people that its would be 1000 and all my friends pay about 1000 so why is it so expensive?? i live in london and im 19 yers old, i passed my driving test last week.""

Health insurance for non-residents of US?

My cousin is from Mexico and she is staying with me becuse her parents can not care for her anymore over there. She only has a Visa, she is not a resident. She is also a type 1 diabetic, the other day she got really sick with diabetic ketoacidosis, I had to take her to the E.R and now I am being charged 7000 for her care. Is there any way I can get some type of health insurance for her even if she is not a legal citizen of the Us and she is not my child? And could I get any goverment or any help to pay this bill? Thank you in advance.""

Car Insurance policies for teenagers?

Im 16 and i wanna get a car. First what is the average cost for car insurance a month for a teenager. I know it varies among companies but i just want a reasonable number. Second, would it cost more for my parent to by car insurance for them and then add me to their policy or just get the insurance for me/""

Can I still own a car but without insurance?

I'm moving out, my car insurance is at 361.00$ a month now and I wont be able to afford rent and that. Is there anyway to either not have any insurance at all or just some sort of just minimal coverage?""

I receive a health insurance stipend but keep it in savings instead. is this okay?

i went from being fully covered with my company in los angeles, but i moved to new york 7 months ago, where their insurance doesn't cover. in lieu of this, they give me a stipend. however, it's not nearly enough to cover cost of insurance here, so i've been putting it in a savings account until i can afford a plan in my budget and/or emergency health situations. my boss just asked me for proof of insurance. i will tell the truth of the matter, but what will happen? what can they do?""

Speeding tickets and insurance?

If I just got a ticket for speeding today and would like to take it to court, will it appear on my insurance statements right away or do I actually have to be found guilty and THEN it will appear on the statements?""

What happens if you dont pay the insurance company?

i got in a car accident with no insurance. (I ALREADY KNOW. PLEASE DONT TELL ME IT WAS IRRESPONSIBLE/DUMB) and i hit two cars. total damages for btoh cars comes to about 6 grand. im 19 and working part time, making probably 400-500 bucks a month. one insurance company wants like 500 down and 200 dollar pamynets a month. i dont know about the other company. one of my friends mothers just says to not do anything. to just call them and say pretty much that im young, and dont have any possible way to pay this so there isnt anyway i can make payments. and she said that they wont really do anythign about it, because if they tried suing me, it would just cost even more money for them and stuff like that. what would happen if i just dont really pay it? any alternatives at all? because like i said, i only called one company. if the other company is anything like this one, thats 1000-1500 dollars down payment, and 300-600 bucks a month to pay these guys off!!!""

I can't get insurance because I'm not a full time college student what can I do to get insurance?

Ok I'll try to explain this as best I can...so I'm a part time college student and I can't get insurance because I'm only a part time student and I have to be a full time student taking 12 credits to get insurance. I think my doctor is talking about health insurance. I don't know anything about insurance because my dad takes care of that. I can't afford to go to school full time and I don't know what to do.

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""

1993 camaro car insurance?

I'm looking to buy a 1993 used camaro with a v8 engine and 145k miles on it off craigslist. I just need to know how much the car insurance will cost me. I'm 16 turning 17 in a month. I get A's and B's in school (someone once told me grades help lower car insurance) and havnt gotten into any accidents yet. i know you guys can't give me and accurate price but i just want a general price range from any company. i'm trying to find a really cheap car insurance. so can someone please tell me a general price range i might end up paying for the car?

Insurance questions for a minor?

I'm about to have a son, I'm 17 I'm on my dads insurance my boyfriend is 20 he's on his parents insurance. Who's insurance does my son go on, or does he go on medicaid? If you just want to insult me for being a young mom keep it to yourself it doesn't hurt my feelings and you're wasting my time.""

Is Texas a no-fault insurance state?

My G-Friend recently met with a car accident and we are still waiting for the accident report to determine the fault. She was not hurt but the other driver was hospitalized. Your opinions and suggestions welcome about how to handle this with Insurance company and attorney if required.

Does medical Insurance transfer to a different state?

I have Kaiser Permante for medical insurance. It is very possible that I will move from California to Florida next January. How will my insurance switch? I heard there is no Kaiser there. Is there an alternative company? How can I find this out if I can't find out here?

What is the cheapest liability insurance in sacramento?

looking for auto liability. just to cover the basics. i'm shooting for 50 dollars or less per month.

""I'm in the USA w/ a work visa. I need car insurance, and no one will insure me since I do not have residency""

I am here on a work visa to work at summer camp. Camp is now over, and I have 2 months to tour the USA. I need car insurance, but no company will give it to me since I am not a US citizen, and I do not have a residence. I have been staying at a friend's house, and they will not let me use their house as a residency. What is the solution? I need a car. Renting a car is not an option. What can I do.""

How much will my car insurance cost me?

I am 18 years old, I just got an 07' Chevy Silverado and I need insurance tomorrow, how much do you think it'll be monthly? Also how much would it be if I got on my dads or grandmas insurance? I need cheap! haha""

How much is car insurance for an inexperienced first year driver 18 years old in North Carolina?

Like can I get estimates from each company. I've never had a license and my family refuses to pay for my car insurance...so I have to pay it...

Does anyone know a cheap but good insurance company?

im 19 in dec and have been driving an year, with no incidents so far :) the company i was with has gone up! and they said they were gna go down, i know i can get a better deal sum were else so im not goin to stop with them, jus wunderd if anyone knew any good company's? please leave websites aswell :)""

Is it possible for a UK resident to get car insurance in the US?

I am planning to travel to the US for 2 months and was hoping to buy a car in California and drive it to New York. I have been trying to find out if will be possible to get insurance since I am not a resident of the US and it is looking increasingly difficult. I contacted Progressive Insurance company in the US and they said that I would have to have an address plus they would be unable to write a policy as the laws change between states and I would be travelling between states. Is there anything I can do to get around this?

Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

https://www.linkedin.com/pulse/dubuque-iowa-cheap-car-insurance-quotes-zip-52099-dan-barrett/"

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decadenttimetravelmentality-blog · 6 years ago

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Hutchinson Kansas Cheap car insurance quotes zip 67501

"Hutchinson Kansas Cheap car insurance quotes zip 67501

Hutchinson Kansas Cheap car insurance quotes zip 67501

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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I just had my second wreck today and both of them have been my fault! Im 16 and my first wreck was last year in late November. Will insurance just raise my rate, drop me, or offer high risk insurance?? have any options on how to get low insurance if i do need to get another insurer?""

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I am 37 with 2 kids I currently have term life on me for 250,000.00 and 100,000.00 on each of the kids. Now there are tons of different life insurances out here is one really better than the other? I currently have it thru met life does it really matter?""

How much does renters insurance usually run?

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cheapest car insurance company in ontario

""Car accident person at fault has no insurance, what now?""

had a car accident a week ago, minor injury to wrist havent gone to doctor, other persons fault, person B failed to yield while turning left and drove right in front of me. I have full coverage on my part, however fault being hers i made a claim to insurance she provided to police report. the thing is that the owner of vehicles insurance policy does not have person b listed on that policy but person b has same home address as policy holder so technically theyre insurance will not cover me. they have restricted non standard policy, and i do not have uninsured motorist coverage on my policy nor car rental coverage. their insurance is investigating this in he meanwhile so they say. i am not sure whether i should get my insurance to handle this, if i do i would have expect higher premium, pay deductible, rental car and medical fees out of pocket. I am wondering if i should have patience or start looking for a lawyer and forget my own insurance.""

How can i get cheap car insurance?

is there anyway i could reduce my insurance costs

Auto insurance involuntarily cancelled?

I got a new auto insurance begining June. And I had an hail damage and hit and run case towards the end of June. On July 30 there was an accident, other person involved was at fault as he rear-ended my car. I reported all these occurances. I get a involuntary cancellation of the auto insurance policy after a couple of days. They sent me this notice and also made me aware of the right to dispute this with the State commisoner for Insurance. Now, when I go shopping for new insurance, I get an increased premium quote. None of the reported claims are my fault and I do not know if I have to dispute this case with the commisioner for insurance or not and not sure how much money I have to spend towards it. Please advice what to do in this situation, thank you in advance.""

What is an average auto insurance cost for a sedan in Alberta?

I am wondering what an average auto insurance cost is to be suspected. If this helps I will be a 16 year old male driving a 2007-2010 Mazda 3 Sedan.

Does anyone know how much car insurance is for a 16 year old female?

I am not sure if gender matters, but age most likely does.....I was thinking about getting my license soon...but I am not sure if my income is enough for insurace.""

Month to month insurance question?

I am about to sell a 2003 Chev Silverado that hasn't been driven, registered, inspected or insured in several years (I am in Texas, if that helps). I am getting everything up to date as far as inspection plus some repairs that need to be done before completing the sale, so I will need temporary insurance. I have been shopping for just the next month, and have even googled month to month insurance in Texas but keep coming up with insurance companies that only quote a full year. Since I don't currently drive or have any reason for auto insurance, I don't have the option of adding it to an existing policy for a month. I do have an active license so I am eligible to get insurance, but I don't want to pay a huge down payment on the premium and lose it once I cancel after I have handed the truck over in 2 weeks. Are there any companies or websites designed specifically for temporary or month to month insurance? What are the options?""

How do you apply for health insurance?

How does health insurance work?

""I am interested in purchasing life insurance, but lack general knowledge of the industry?""

What kind of life insurance would be best suited for a 26 year old in good health who is the sole income in the family? Keep in mind that I support a stay at home husband, and have 3 children. No assests and no debt. Thanks.""

Licence and car insurance in different names?

I have recently married and have taken my husbands name. This means for ID purposes I have changed my last name on my driving licence. However out of spite I chose not to change it on my car insurance as it meant paying an admin fee and rather change it when it comes up for renewal in 6 months. Does the different names invalidate my insurance?

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For a first time driver who is 28 who is good for cheap car insurance?

In the uk

Is affordable life insurance possible for someone over 70?

And from where can I get such insurance?

How much do you pay for car insurance?

I'm a 22 year old male living in GA and mine is $770 every 6 months. I've never had a wreck or nufin. How old are you and how much is your car insurance every 6 months. It's confusing because some people will say they pay, for example, $1000 in car insurance, but they don't say whether it's every 6 months or every year. Please be specific as to if it's 6 months or a year. Thanks very much. I just want to know how much more I'm paying than all of you. lol""

Who's car insurance pays for an accident?

I lent my grandson my car one day while his car was in the shop and he had an accident. Who's insurance covers it

Insurance: Get car fixed?

On Friday, I was rear-ended by a 2000 Mitsubishi Montero Sport. I got some minor damage done to my 2004 Mazda 3s. My bumper has scratches and a dimple-- which really isn't noticeable. The car has 100,000 and I'm debating whether or not to get it fixed. I am thinking of taking the insurance money to pay off debt. Should I or should I get the car fixed? Will I get into trouble if I use the money to pay off debt?""

Car insurance costs more than car!?

So i got a 2001 Acura EL premium with 148k a week ago and i was quoted for $387 a month/4644 a year for a car that i got for $4100. I live in Toronto and i know it costs more for insurance but its ridiculous when it costs more than actual worth of the car. Should i try sell the car or keep it as i need it for school and work?

Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""

How much would you estimate the annual cost of living to be in central New Jersey?

This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice.""

Math Problems about insurance!!!!???? Urgent?

A- You have just bought a new and therefore fairly expensive car. You have to buy insurance. The insurance cost is $1000 for a year but the deductible is only $150. If we assume that the probability of your having an accident in the next year is 10% and that the average cost of an accident involving a car like yours is $5000, what is the expected utility for you of buying insurance? 2- You have just bought a new and therefore fairly expensive car. You have to buy insurance. The insurance cost is $1000 for a year but the deductible is only $150. If we assume that the probability of your having an accident in the next year is 10% and that the average cost of an accident involving a car like yours is $5000, what is the expected utility for you of NOT buying insurance and driving without it?""

Young Drivers Car Insurance?

My son is 17 in January and already owns a car, im looking for car insurance for him as a learner then obviously as a passed driver. Most comparisson sites wont search as he is not 17 at the moment. He insists that he does not want one with a box fitted to the car. Any ideas of companies that will give a reasonable quote would be appreciated.""

Motorcycle insurance?

I'm just wondering how much this will cost if I get one in the future. I'm 17. I have had a car accident recently (last thanksgiving). And yes, I was at fault. I don't feel like naming my excuses... the insurance companies won't care anyway. But don't worry, no one was hurt. So anyway... what prices are we looking at if... 1. I get it now with my parents insurance? (we own four cars... I already have one) 2. I wait until I'm 18 and move out to a college dorm and have it as my only vehicle? 3. sport bike vs regular bike? 4. I wait a few years until the car accident is off my record? No lectures about safety please. just give me some numbers.""

Have lots of car insurance questions ?

hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me.""

How much does a person need to pay per month for car insurance?

If i cancel my car insurance will the rate later go up?

If I cancel my current monthly car insurance plan for my car, will getting a new play later down the line increase its premiums? i am wondering a few months down the line, or other time frames. i will not drive my car after this cancellation. currently my annual insurance is around $5,600.00 I am 24, male, live in toronto.""

Why do people spend so much on insurance?

I mean other than general health and drug insurance.

Insurance companies that insure homes?

Do not have change&a was wondering insurance companies that will insure my home in Alabama

Is my parent ever eligible for coverage on my insurance?

My mother is disabled. Is it possible she can be covered through my insurance?

What is a good affordable health insurance company?

I am 21 yrs old, with no existing health conditions, but I make too much money to get coverage from the state. My employer does offer insurance but it's very expensive and the coverage isn't worth the amount of money they want me to spend.""

""Court date for driving w.o car insurance, what are my likely outcomes?""

I got tagged for driving w.o car insurance in January, now I got a letter in the mail to attend court in a week for the incident. I live in MA where it is illegal to be uninsured and by law your registration also expires as well. I've already been towed and got my car back, now I just have to attend court. Any ideas what's going to come out of this? I have a perfectly clean driving record.""

Car insurance for car hire?

I'm going to Virginia for a week and will be renting a car from rentawreck.com. Would they provide insurance or would I be covered by a joint policy will my mum? BTW I'll be 18 + british. Don't say I can't rent because I can.

What would be the highest insurance group car i could insure when im 17?

What would be the highest insurance group car i could insure when im 17? like the 1-20 ratings?

What type of insurance/coverage do I need to purchase from a car rental company?

I want to rent a car for 24hrs from either Hertz or Enterprise. I dont own a car therefore I dont have car insurance of my own. I already have to pay under age 25 fees, so I really don't want to be be up sold coverage that I don't really need. So if anyone could tell me exactly what coverage ill need to purchase from the rental company, if any, that would be great.""

Car Insurance in UK for a driver new to UK?

I have over 10 years of driving experience, but all my experience is in India. I have recently got the driving license in UK. I want to buy a Car here, but just can not afford the insurance. The insurance companies do not take my over 10 years of driving experiance into consideration and are equating me to a new driver. Is there any insurance company who would consider my driving experience and provide a better quote?""

""What company can I use to purchase private dental insurance in Seattle, WA?""

which dental company can I use to purchase affordable dental care privately, not through an employee? For anyone age 18 and over and would cover basic dental visits and surgery such ...show more""

""For insurance, will a total loss raise my future insurance rates more than a repair? Any idea by how much?""

I filed a claim on my motorcycle, I have read you can do some negotiation in terms of if your bike is considered a total loss versus just needing repair -- EG telling them that certain damage is inconsequential towards the vehicle's safety and it's something you don't care about -- like maybe one small scratch on an otherwise fine fairing, or by getting your own estimates from shops to contest their estimates. I was just wondering what the longer term consequences on my insurance rates might be for it being repaired or considered a total loss.""

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How am I supposed to get Medical Insurance if I'm out of work?

I am 59 years of age. I've been out of work since Oct.'012. I live in SC. I have been trying in vain since 012 to get a parttime job. I live alone with my mother. She is 86 ...show more

Car Insurance?

Im Thinkin Of Buyin My First Car, but my Insurance Is costing 4000, my mates is getin it for 1300, when i tried the same insurance company as him, i got 2500, How could i lower this?""

What to know about cars and car insurance?

okay so i will go out to look for a car in a couple of months and i would like to know what look for when buying a car to make sure i will make a good buy, also i would like to find which car insurance would be a good one to get, my mother told me something about paying once a year or every 6 months and i would like to know which are the insurance that offer that type of paying plan and please do tell me if your insurance is good or bad ... we had an issue with allstate when my brother got hit by someone so, allstate is out for me""

Liability insurance price for honda civic 2006?

how much is the average liability insurance cost for honda civic 2006 4 door and 32 year married driver with 100% clean driver's history?

""If I Buy Rental Car Insurance, do I or My Personal Car Insurance Pay Anything?""

If I pay for insurance offered by the rental car company, do they pay for everything in the event of a collision? Or, does my insurance still have to pay some of the liabilities? Do I have to pay my deductible? I am simply trying to understand how this works. I have no plans to buy the insurance since I have my own insurance and my credit cards also pay.""

19 Y/O searching for health insurance advice?

I am 19 years old, I will be starting college in late August/early Sept. as a full time student at comm. college. I am not employed and my mother supports me. unfortanatly, she ...show more""

What insurance company in bc offer out of province insurance?

Just asking for cheap insurance!

Can you get life insurance if your already sick?

I have life insurance, and my children have the gerber grow up plan, but my husband doesn't have any and now he's sick. He's 21 - in case his age matters - he was tested for lymphoblastic leukemia last night - but no results yet. Probably because it's Saturday. If he ends up having this, can he still be approved by life insurance?""

Anyone have experience with Medi- Cal? or some other heatlh insurance assistance in CA?

I live in California. I am afraid that I might lose my job and health insurance before I have the baby. Does anyone know anything or every been on Medi-Cal? If so how did it work? Or are there any other options in California for pregnant women with no health coverage? Any information will be helpful and thanks!

How much do most people pay per month for life insurance?

I need help with Car Insurance... Please!?

I am a 17 year old male in the UK and have just passed my test on september 2012. I cannot get insured anywhere because they are all charging me at least 500 pound a month to be insured on my mams car (Corsa SXI 2002), i cannot afford this... obviously. I have tried almost every car insurance site and i cannot seem to find any cheaper than 500 pound a month! It is very frustrating because i am a very sensible driver. I need some help!!! Is there any cheap cars that i can buy that will make the insurance cheaper? Can you recommend any cheap or used cars that have cheap insurance for young drivers? Can you recommend any good insurance sites for young drivers? Please any help will do!!! Thank you""

How can I make my car insurance quotes cheaper?

I am a 21 year old, married, female driver; with no ncb and a fresh license (only just passed). I'm looking to buy a Fiat Panda 2004, 1.2L automatic (insurance group 2)...the cheapest quote I've found for this car is 1300 and that was using moneysupermarket.com I've tried other search engines such as compare the market and go compare; and insurance companies like diamond and sheila's wheels and have been quoted anywhere between 1600 and 3000! I've also tried adding my husband or my mum to the policies, but this only increases the price... Can anyone recommend any other site or insurance company to try? And please don't just comment to criticise on my choice of car as I'm not interested. Thanks :)""

Can I drive my friends car without insurance?

I don't own a car. I don't have auto insurance. If I borrow a friends car, am I covered under his insurance? is there a special type of insurance for people like me?""

Motorcycle insurance in Guam?

Individual has military orders to Guam and is ONLY shipping a motorcycle (no POV). Most company's I've called will only cover auto insurance and let you add a motorcycle policy to make a combo. Does anyone know of independent motorcyce insurance policies covering overseas (particularly Guam) without having to insure a vehicle along with it? (I've tried most big named companies and even the independent companies on the island, and so far no luck!)""

""Since we pay for car insurance in case sh-t happens, shouldn't we get that money back if sh-t doesn't happen?""

Car insurance is the biggest rip-off ever. I hate paying it. Sooo in case stuff happens, insurance takes care of it but then your rates go up!?! WTF? So if nothing goes wrong for a full year, shouldn't we get our money back?""

Whats a cheap major health insurance plan?

im paying way too much right now and need a cheaper plan

How does go auto insurance payments work? ?

Like if your bill is due on the 18th and you have a 10 day grace period which would make it be due on the 28th but you don't get paid til the 2nd? Do they charge you a late fee or do they cancel your insurance?

WHO HAS THE CHEAPEST CAR INSURANCE (FULL COVERAGE) AND THAT'S NOT GEICO?

I just had geico and I would like to change car insurances. Whose rates generally have lower down payments and monthly?

How much should I expect to pay for car insurance?

I'm a 17 year old female that will drive a Vauxhall Corsa but it's kind of old like this one: http://www.ajb-enterprise.co.uk/wp-content/uploads/2007/09/vauxhall-corsa-club-2001.jpg Does the amount of lessons/make of car/pass score change the price of insurance? All the insurance sites want me to enter my details, which I don't want to do. Is there a big difference between cost when I'm 17 compared with 18? Sorry for all the questions but thanks (:""

Which auto insurance companies use Equifax?

My credit score is highest on Equifax. Does anyone know which auto insurance companies use Equifax to provide quotes?

Insurance question for my situation?

What do you think would be the cheapest insurance company to go with in this situation? 16 year old female, 1992 Ford F 150""

Anyone know any good insurance?

Does anyone happen to know of any good insurance companies that may help pay for some of the initial tests for infertility?

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

Can the insurance company really auction off my car?!?

there was a wreck. they towed my car. i thought i would get it back. my insurance claims guy emailed me this-- Your vehicle is currently on its way or has arrived at a salvage yard in Defuniak Springs. An employee with Progressive will be inspecting it today or tomorrow to determine the value. That employee will then be in touch with you to discuss how we can settle your vehicle claim as a total loss. The vehicle is then sold at a salvage auction; it is not returned to Progressive or to you. We will be able to discuss this in further detail after your vehicle is inspected. i worked and paid for this car. its old but i want it back, the front is wrecked but its mine. what can i do?""

Are there any ways to make car insurance chaper when your 17?

In october im going to be 16 and neither me or my dad want to pay the massive charges for insuring a teenager that has just passed there test at 17. What i would like to know is if there is anything i could do when im 16 that would make the insurance cheaper, for example getting a scooter and riding that so i have one years no claims or getting driving lessons in a private area where it is legal. Or am i going to have to pay the massive insurance charges no matter what? Thanks for your help Daniel""

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To restart car insurance they want money down?

I was paying $140 a month for 6 months of car insurance. Around the 6 month mark or a little before i said i want to cancel and they said if i cancel today i wouldnt owe anything and my policy be good until 6-22-2011 (i called in may). I tried to restart the policy today and they want $290.04 down,which includes $143.68 for any previous balance and/or any state-mandated fees or charges* If there was a previous balance why did i not owe anything???""

Where in missouri can i get insurance with a suspended license?

i know it all depends on what state ur in and the guidelines, but does anyone kno wher i can get cheap car insurance with a suspended license. i need to get my car registered but cant do it without insurance, plz only answer if u kno insurance companies specifically that will allow me to get it""

Is it legal in the state of Kentucky to own a car without auto insurance if I don't drive?

Rental car insurance?

I just rented a car from Budget and it being my first rental, I wasn't exactly sure of all the terms and conditions... unbeknownst to me I could have used my own full coverage insurance with me. I flew out of state and rented a car for the wedding and just assumed I would need to buy their insurance policy, no one ever told me different. I did take my policy with me, but was never asked for that information. Then I get the bill back and they charged me 32.50 a day! Has anyone ever had this happen and how lenient are they if you've already returned the rental? Anything I can do? I'm back at work and won't be able to call in until this afternoon, just wanted some feedback. Thanks in advance.""

Can someone tell me what the cheapest car insurance is for college students?

Can I suspend my car insurance?

I am 18 years old, male, clean driving record, good student, going to college. I will only be going home for occasional weekends, and vacations, and I would like to be insured so I can drive my car (saturn 2000 sl) around. I want to have coverage when I need it, but don't want to pay for a whole year of car insurance. I do not know a lot about car insurance but, Is it possible to just call up my car insurance company (MetLife) whenever I want and suspend or unsuspend my car insurance? This way I don't have to pay for a whole year of car insurance when i am only using it for weekends, week breaks, or winter and summer vacations (probably 5 months per year). Is this a normal practice? Thanks!!""

Insurance on a reeeeeeally cheap car?

So here's my story. I want to learn to drive standard before I purchase my serious car but the thing is, I dont know how! Now, I've asked almost everyone I know that can drive standard to teach me but no one has kept their word. I found a cheap car that's standard (has a turbo too!) for a really low price. When I'm driving the car home (when/if I buy it) and when Im driving around learning how to drive a standard, do I need insurance on the car? Is there anything I can say so to the insurer so that I dont have to pay that much insurance? I plan to drive the car for maybe 2 weeks until I'm confident driving one. How about license plates? Do I need to buy a new one? Can I just renew an old plate I have laying around? Thanks!""

So how long and how much will this type of insurance cost ?

Who has the cheapest auto insurance in California?

I have a second car that has been inop and I want to sell. I only need insurance for about a month.

What happens if you are about 10 days late paying for your car insurance?

School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might be 7-10 days late paying for car insurance. Will anything bad happen if i'm late?""

What car insurance should I use?

I'm 17, I live in Texas, and my mom is making me get my own car insurance. which would be the best and cheapest for me?""

What are the cheapest cars to insure for a 17-year old?

What cars would give a 17-year old just-passed Male a reasonably cheap insurance? Is Ford Ka a good choice? How much are these cars and what do you think would be their insurance from this information?

Car insurance when buying a new car?

I may be buying a new car this weekend but the renewal on my current car insurance isn't due until December - what is the usual procedure for this? Do I just call them and advise of the change of car and pay the difference? Also will my new renewal date then be in October every year? Or will I still then have to renew in December?

How much is Motor Cycle insurance?

I'm 21 years old female and have had my license for 3 years, I went to driving school. So what would be my car insurance for a motor cycle each month? Is it more or less than a car? and if you don't want to answer can someone direct me to a source? Thaaaanks! <3""

Insurance companies that offer...?

insurance for cars that are not yours.... ie cars that you rent etc... is it worth getting it? It's time to renew the insurance for my car, and as i was comparing quotes.. i was wondering should i get the extra insurance that covers rental cars..... or is it just a waste of money? The past couple of years ive had it added to my insurance..... but didn't really fly anywhere, where i needed to rent a car, and have not moved nor am i planning on moving.. but in case in an unforeseen event i have to rent a car............. my two main questions are 1) would the insurance that a rental company offer on their cars be cheaper than the insurance that my own insurance company offers for the rental... or about the same?? 2) if one was to have insurance for rentals, would the rental companies care about it, or force their own insurance upon you? Also..... if they were to accept your insurance company's insurance for their rental.. how would they do it? do you have to fill out extra forms etc? because if its a lot of hassle, and their rates are the same.. then there's no point in adding the rental insurance to my regular insurance right??""

How do I get car insurance if my car was stolen?

I wrecked my car recently & was given a ticket for no insurance. My car was stolen shortly after & now I'm not sure what I'm supposed to do about the ticket or getting insurance. The court date is approaching very quickly! HELP PLEASE!

What a good auto insurance for a college student?

going to be my first insurance so i really wanna get a good n cheap insurance

""Car insurance help, please answer!?""

im 19 years old got my license when i was 18, im moving in with my grandma for a year or so, would it be cheaper to put me on her insurance?""

Progressive is hiking my Massachusetts car insurance rate by 23% this year! Is that normal?

My policy is about to come up for renewal and they're going to hike up my rate by 23%! I just talked to their customer service person and she said they're doing it all over Massachusetts. Are all the car insurance companies raising their rates so much in Massachusetts? Was there some law that passed which changed their profit margin or something? Is there another car insurance company that will give me a better deal?

How much would insurance cost for a 2010 Camaro?

My mom told me if I get a 3.0 this semester and throw in about 5,000 dollars to help then she would get me a 2010 camaro for christmas next year. She said it has to be the v6 base model. I'm 16 years old, a junior in highschool, a guy, my grades are decent, and the cars gunna be white with black stripes, not sure if that affects the price, but its gunna be automatic and my First car. I know some people think are gunna say im stupid for spending soo much on a first car but I really don't need to hear that from you. All I need to know is how much insurance is going to be since im the one paying for that with a part time job.. so what do you think is the cheapest my insurance will be?""

""Question for the car dealer...getting used cars for resale rock bottom..Manheim, Insurance Auto or co-part?""

ok.. I want to try my hand ( and if it works .. I will apply to be a dealer or some sorts myself ) at getting cars low price and selling them quick of like 10-20% profit. I 'd like to know what's the best place to buy cars CHEAP ( even if they are sightly damaged ) .....and resell them....Manheim ( I know thats a dealer-to-dealer auction . So I'd expect stuff to be very well marked on the price tag)... copart or Insurance Auto ( iaai as its called ) which one sells cars that are otherwise roadworthy , but very well discounted ( though some might need a cosmetic facelift )""

How does car insurance work? my mom recently wrecked our car-it cost 2000. we have 25000/500 deductible.?

what part do we pay

How does Obamacare make health care more affordable when it only deals with insurance and not with costs?

The doctors and hospitals will still be charging an arm and a leg. How is regulating insurance going to lower what doctors and hospitals and pharmaceutical companies charge?

Medical insurance bill?

hi guys my hubby had a motorcycle accident and he went to the ER, he got a cat scan and x-ray and it came out to be $750. he has no health insurance so he gave them hes name but misspelled like 2 letters in hes first name and 2 letters in hes last name.. they never took down hes drivers licence or ask for hes social number... only thing they have on file correct is hes birthday. even the address is all right but the apt number instead of 7 he put 8, we wanted to know can they actually send him to collection still? like will they be able to still find him even though they don't have drivers licence number or social? and if they can find him will it affect hes credit score if he can't pay.. we are students and are struggling real bad :( so any help from you guys we would really appreciate it we live in California. thanks guys!""

Will I get my parent's insurance after age 18?

I plan on taking a year off of school when I graduate high school. When I turn 18 during that year, because I am not a full time student, will I get taken off my parents health care?""

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https://www.linkedin.com/pulse/safeco-car-insurance-quote-sean-wagner"

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cyberdelusionphilosopher-blog · 7 years ago

Text

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

"How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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I'm 20, unmarried, and a full-time nursing student, so I still have insurance through my parents. I live with my boyfriend, my baby's dad, and he has insurance through the hospital where he works. His insurance isn't too expensive for him, but if he were to add the baby onto his policy, the price would nealy double, taking almost half his paycheck every month. I work as much as I can parttime, but with taking fulltime classes, along with clinicals, there's no way I can work fulltime right now. We would be considered low-income, and I know my baby would be eligible for medicaid. I'm only 26 weeks along, but I really want to have everything arranged by the time he gets here. Who would I contact for more details about getting on it? We've never used any kind of supplemental assistance like this, so I really don't even know where to go. It's probably too early right now, but when would I need to start filling out the paperwork?? Thanks for your help!!!""

Does the insurance rate go up or more if I get my license?

Ok my mom and dad both have a car and they bought a car just for me. It already has insurance and license plate and everything. I'm planning on getting my license soon. So when I do would my dad have to pay for more money because of me driving it? I mean the insurance is on my dads name. Thx for replying.

Gerber life insurance company?

is this even worth doing has anyone ever done this...i need feed back and ideas i have a one year old little boy and i want him to have something to fall back on when he gets older, weather its college or whatever The insurance says they can cash it out for the premium. So should i sign up or just get him a savings account?""

Good grades for car insurance?

I was wondering what type of grade avarage that you need to have to get the good grade discount. and how much of a discount does it give you 100$ 50$ 20$???

Why do a lot of health insurance plans through your parents employers cut you off at 25 yrs old?

I'm a full time student and turned 25 in September. I guess once September ended I'm no longer covered under my dad's health insurance. I was surprised because I at least thought I had the semester to finish off since it was that way with my friend. But anyways, why do a lot of companies cut you off by then? I know a lot of people at that age are done with college, but there are still plenty who aren't. I'm still an undergrad, but what about the ones that are going to medical school, dental school, etc, that aren't even done with college until there late 20s if they went right out of high school? 25 is still young, and it's still hard to afford for most people at that age. Also, I heard about student insurance. Do most college have that for students to check into?""

Will conservatives send back the refund on their health insurance to protest the Affordable Care Act?

Americans all across the country are receiving refunds from their health insurance providers (mine was $166). Included with the checks are letters explaining that the refund is the result of the Affordable Care Act. The Act requires health insurance companies to spend at least 80% of every dollar received on actual health care (I.e. not on administrative costs or CEO salary). Companies who fall below that cutoff must refund the difference to their policy holders. Will conservatives who receive such a refund send it back to protest the Act?

Could someone please explain health insurance to me?

Difference between PPO HMO DRG Private insurance, and deductibles I read it in my textbook but all these terms I'm not very familiar with so no matter how much I re-read the paragraphs I'm still a bit confused... I might sound stupid but oh well! Clarify for me please! Thanks for all who answer""

Car insurance for dependent child with no car-(US)?

Do I need to add my son (age 20) to my auto insurance policy if he does not have a car and drives so very little!

""Car Insurance, please read?""

Where is the cheapest (most affordable)place in ma for car insurance?

I am new to boston and need car insurance..any ideas? My car is a new 2008 Toyota..

Which company is best for insurance?

I am 17 and have just passed my test I have a 1.4 litre hatchback and need to get my insurance. Where is best? Thanks

""How much does insurance cost on a rental car?, I need a rough estimate, please help?""

it's in portland if that makes a difference, thanks""

Can i switch my health insurance policy -?

hello, i work for a small consulting firm , < 10 employees..on their w2. they provide me a group health insurance for my family (me ,wife and < 1yr old kid) and i pay around $900 every month without vision and dental coverage..all my contribution..and it is with united health care group now - with this new obamacare what options do i have 1. if i switch , will i get a cheaper coverage ? 2. what is that policy exchange ..i hear this a lot these days 3. if i had to switch my policy.who should i approach.. what would you advise for me..pleae advise me on getting a cheaper coverage""

What is the cheapest car insurance?

Green card holders now have to have health insurance?

I've just noticed an Answer in someone else question that said laws have changed and Green card holders how have to have health insurance, is this right, is there a link to this ...show more""

Where can I get affordable health insurance in New York State?

I need health insurance hopefully that also includes dental. I make to much for state run plans and don't have enough for private plans they want as much as $1,000 and there is no way I can afford that. But I can't afford not having any either. Can anyone point me in the right direction?""

Which is cheaper for a 16 year old Car insurance or Motorcycle insurance?

Im thinking about getting either a car or a motorcycle it all depends on the insurance cost.

Buying auto insurance for the first time?

lets say the policy will cost me 3,000 dollars. When i first buy the policy, do i pay the whole 3k up front or do i pay it in increments (i.e, 1500 for the first 6 months, then 1500 for the second)""

Cheapest auto insurance for a teen?

im 18, got a used car, and now need insurance to drive it. my family has AAA auto and if im added to that ill be paying 2k a year. i also work at target and might get a discount on metlife or travelers but i cant get quotes online and also think it wount beat the adding on plan. is there any good autoinsurance or should i just be added on parents?""

Car insurance policies !?

a friend of mine said she had light house insurance.. she claims she pays X amount of money for a basic car insurance policy every 6 months.. keep in mind, i live on long island.. what kind of car insurance company offers a 1 payment policy every 6 months ?? my current insurance policy is expensive, i feel like theyre stealing from me.. please help out, i know there are A LOT of insurance companys..""

What costs do you need to think about if you are thinking of buying a couple of narrow boats and renting them

what insurances, fees, maintenance costs etc do i need to be aware of. Thanks""

Credit life insurance?

My mom passed away in sept. of cancer. She had a $100,000 balance on her mortgage loan. Now I just recieved a letter stating that her credit insurance had gone through and a check had been sent to her mortgage account number. I have never even heard of credit insurance, does this mean the remainder of her loan is gonna be paid off??? If so I am in shock.""

How to be a insurance agent?

i need to some gain some knowledge about how to be a insurance agent. I am a senior in HS and i dont know what path to take. is insurance agent a difficult job? what classes should i take? is insurance agent a business major?

How much is 21 century auto insurance?

Should you get better car insurance coverage when purchasing a home?

I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.""

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

How much would it cost if i put full coverage on a 2007 Nissan Altima?

I want to buy a 2007 Nissan Altima 2.5s and want to put full coverage on it. I want to know how much or approx how much would it be? and whats the best insurance out there that wont cost too much each month. geico? the general? farmers? progressive? Please respond back!

What is the average Car insurance cost a year in Canada?

Not paying car insurance?

I have currently had my permit for 13 months and I am 20 years old. My mother inlaw was telling me I could get something called my fleet affidavids license and I wouldn't have to cover insurance on the car i'm driving as long as I have the same last name that is on the insurance. I honestly can't be expected to pay insurance when i'm just now getting my license and had no transportation what so ever to get a job to make money for insurance. Does anybody know anything about fleet affidavids license or have any information that might help me out? I can't afford insurance.

Moped insurance for 16 year olds?

about how much would the insurance cost me for my moped, i'm 16, i have my provisional licence? x""

I just got a great site for car insurance on here... lets go for dental.?

I now need some affordable dental insurance... please send me a site or two?

Does a car being Stolen/Recovered Affect Future Insurance Policies?

I am looking to buy a car, and wondering whether a car that had been stolen with keys, and recovered (but not before the insurance company had paid out for it) will have problems getting insurance, similar to cars rated as Cat C, or Cat D?""

What determines how much the unemployed/disabled get paid?

I have to type up a report on unemployment insurance/diability insurance. I can't find out what determines their pay. Any help or resources would be greatly appreciated :) Also I need to interview an unemployment insurance agent. I don't know where to find one?

My teenage sons car insurance premium?

i did a quote and the cheapest is 6334? how can they charge so much, his friend got a quote on a similar car for 854? any tips?""

Should I be adding my 19yr old daughter to my auto insurance?

Our 19 yr old daughter let he car insurance laps. My insurance company found out and added her to my policy this will cost an extra $700.00 + for six months. She also kept say all along that she was paying her own auto insurance for the last 6 months. I`v found out this was not true she stopped paying about 4 months ago. So she has been driving with out insurance for at least 4 months now. Her car is also in her name so I really can`t take it from her. I`m very upset at her for lien I just found all this out the other day.

What is the cheapest car insurance i can get? I must have a $500 deductible with full coverage.?

I am 18 years old. I got my license about 6 months ago. i also bought a Mitsubishi eclipse rs 2-door, it is automatic, from a dealer. i can make my car payments but i cant afford the insurance on that car.my car insurance must have a $500 deductible and be full coverage. so far i have found everyone wants $300 down payment and $388 a month. is there anything cheaper out there for me? what do i have to do?""

Changing grades for car insurance?

so my car insurance company wants my transcript so that i can get a discount. my GPA is high enough for the discount, but not high enough for my dad. if i make a copy and slightly adjust it and give it to my dad, there shouldn't be a big problem right. its not like they check the grades with the school to see if its perfect. and i'm not changing an F to a b. just like raise my low 70's to 74's or 75's. theres a possibility of this working correct?""

Any ideas on how to get cheaper car insurance?

If i cancel my auto insurance before the 6 months are up will i get money back?

i gave 730 dollars for 6 months of insurance in april and it expires in september...but im selling my car an not driving it and want to take the insurance off....will i get money back after i prepaid for 6 months even tho i didnt use all 6 months?

How to buy auto insurance with a permit? (CA)?

So I got my learners permit recently. My household does not own a car so mine would be the first. Because neither one of my parents hold a license, I would be practicing with other people and so the car would be to not risk damaging someone else's and get used to driving it for my driving test later in the year. I was wondering if it is possible to buy insurance under these conditions and if it would affect the price of the insurance.""

""What are the best car insurance in Eugene, OR ?

I'm a college student and looking for the best car insurance in terms of reasonable price and have the higher coverage. I'm looking for full coverage. Please help me as you can whether you recommend one or you could lead me to a recommended insurance. Thanks in advance

How much do you pay for full coverage?

I pay 375 for my car note a month and 250 for full coverage a month. Does this seem about right? I'm 20 and about 8 months ago I had gotten a ticket for something I didn't do and finally went to court and was proven not guilty. But I don't know if state farm insurance was high because of my age or because of the traffic ticket. Maybe both. Would I be able to get a cheaper price anywhere else. I'll be 21 in 6 months.

How much for car rental insurance?

hi i will be renting a car for 2 weeks and i need to know whether it is necessary to take car insurance and how much would it cost? also will it vary if I am less than 24yrs of age? i do not own a car and so dont have any auto insurance. i just need to know an approx figure... :)

Insurance Cost For A Million Dollar Car?

What is the estimated cost for car insurance for a car that costs a million dollars? Please, no sarcastic answers, it's for my project. It doesn't have to be the exact amount, just an estimate, thanks. :)""

If someone hits me do I file a claim with his insurance company or mine?

on new years eve a man backed into my car, I'm kind of behind and starting to finally get on it, when we called state farm (my company) they said it would make our rates go up because we were filing with them, do I have to call his insurance company or mine? and is there a certain amount of time i have to file a claim?""

What is the best low cost health insurance for a small business owner with no employees?

I have two daughters, one fifteen years old in high school and the other is 21 and a college student. I am a 49 year old woman and in fair health. My husband is a Vietnam vet in fair health as well and will be eligible for medicare this year, so he will not need this insurance.""

Need help with insurance quotes?

Can anyone give me an estimate on insurance for these particular cars. I work during the day so its a little difficult to call around to insurance companies for quotes. I am over 25, clean driving record, will be buying one these cars with cash, lives in florida. Thanks""

Insurance for scooter?

I am thinking of getting a 125cc scooter to save gas this summer. Do I need insurance for the scooter? Then it would defeat the purpose for me

How to get the cheapest insurance for a 17 year old?

Does anybody know any tips that would lower my insurance? I was looking at prices of insurance for a 1L peugeot 107, which cost around 2000, and the prices were 4000+. My girlfriend was looking at prices for herself and the prices were around 1500 for a 5000 Vauxhall Corsa. Any help is appreciated.""

Coverage characteristics of health insurance?

What are some of the coverage characteristics of health insurance

Courtesy Car Insurance?

Hi, everyone. I currently in Adelaide, SA. My car got some problems and need to return to the dealer to repair for a few days. They will provide a courtesy car/loan car for me to use for free. But they tell me if any accident is made, I will pay the insurance excess which amounts to $2000. So I want to buy an insurance to cover this excess. I have asked a lot of insurance companies and they do not have insurance like this. The one I know the insurance companies they provide is that if I rent a car from the car rental companies like budget and hertz but not from the car dealer. Anyone have any idea that any insurance company provide the insurance to cover the dealer courtesy car insurance excess? Thanks a lot, guys.""

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?""

What to do about car insurance claim?

On wends. I was waiting at a red light and another car wrecked into my car. We pulled over and I called the police and my insurance and all that other fun stuff. He got a ticket and when the cop came back to me he gave me the other guys information. (as in his name, car, and license plates number and thats all.) I called my insurance (State Farm) the next day to see if they had any more information because I thought my insurance was gonna get in contact with his insurance (Titan insurance.) The guy at state farm said that in my policy there is a 500 dollar deductible. (I thought this other guys insurance was supposed to pay for this, not mine.) So I asked the guy that and he said if I wanted to go through his insurance I had to get a hold of them myself. (But isn't the two insurances supposed to get in contact with each other?) The last two days i've been calling titan insurance and state farm trying to figure out what the hell is going on because this titan place seems like they have no clue whats going on and state farm is telling me to go through my policy and none of them have answers to my questions. Why should it go through my insurance if hes the one that hit my car? I've never been in a car wreck before so I'm not sure how all of this is supposed to work so any advice would be good.""

Can you haggle auto insurance?

I currently have Allstate for my auto insurance and have a local office and agent. I like having a local office but I recently got a quote from Geico that was over $150 less for 6 months than what I currently pay for the same coverage from Allstate. My question is, if I walk into my local Allstate office and show my agent the lower quote I got will he be able to give me a comparable rate with the same coverage to keep me as a customer or does he not have it in his power to do that? I have never had an accident or even a ticket and always pay my bills on time. I also have excellent credit. I'm just looking to lower my insurance rates.""

""Minor car crash, no insurance?""

So I got into a minor car crash, I believe my insurance expired. I only have a few scratches on my car, but for the other driver her side view mirror broke. I was wondering just to pay out of pocket because side view mirror repair isnt that much and she probably has a few scatches on her car as well, and going through all the hassle is to much time and work. She wanted to exchange insurance info but wasnt able to provide because I wasn't sure if I was insured or not. What to do? My first car accident! :(""

Is Unitirin a good insurance company?

I need to get new insurance ASAP... is Unitrin OK?

Where can I get affordable group health insurance?

I am a college student who has alot of anxiety right now due to the recent divorce of my parents. I would greatly benefit from having psychological treatment right now but I have no insurance & it is expensive. Does anybody know of an insurance that would cover this?

Why has my car insurance jumped up from 700 to 3000?

Two weeks ago I done some insurance quotes. I was shopping around and doing price comparison sites. I did quotes on a few different car makes and models but all cars were 1.2 or less. All quotes were comin up around 700 and 800 and 900 and up to about 1500. Now when I do quotes on 1.2 cars, or example an old 1994 ford fiesta and1.2 Peugeot kisser they are all coming up around 2000-3000 All my details are exactly the same ad two weeks ago. Literally exactly the same. Could it be the weather affecting the price? Surely not that much though?""

After a motorcycle wreck how much will my insurance go up?

After a motorcycle wreck how much will my insurance go up? I'm 21 and just got the bike a few months ago.

What happens in california if you are stopped without car insurance?

I read recently that 47 % of cited / stopped Drivers in California have NO License, NO Insurance, and NO Registration for the vehicle (of that 47 %, over 92 % were illegals). I am just wondering what the penalties are if you are caught driving without car insurance?""

Cheapest van insurance?

Hi, I have a transit van [smiley or S reg] Its about 220 road tax for the year, and then a S**tload for insurance. I have one Speeding offence, and no no claims - as I havn't ever been insured on a vehicle long enough to build them. I'm 25, and usually get quotes about 1500...That is stupid...Is there any company that does a reasonable price on a van for someone like me. Or should I just give up now. Thanks""

""Alaska is the worst state for women, does anyone care what the worst state for men is?""

http://shine.yahoo.com/healthy-living/is-alaska-the-worst-state-in-the-nation-for-women--202627073.html As for crime and imprisonment, the number of women going to prison in Alaska is growing: In 2007, women made up 6.5 percent of Alaskas prison population, but that number had jumped to nearly 11 percent in 2011. Alaskan women are slightly more likely to have health coverage than Alaskan men, but the coverage for Alaskan women is still below the national average, with 21 percent going without (compared to the national rate of 20). -So that means the male prison population in 2007 was at 94.5% and it went down to 89% in 2011. We can't have that! All we care about is the female prison population growing and how we have to stop it. We need more males in prison to get us back to 94.5 percent. And while more Alaskan women have health insurance than Alaskan men, they're just below the national average with 21% of women going without insurance. Who cares that more Alaskan women have health insurance than Alaskan men? We're only concerned about women here, and we have to lower the number of women who go without health insurance. forget about the men. And women in Alaska, make only 67 cents for every dollar a man makes. -Not too surprising since Alaska is mostly an industrial state with lots of mining, logging, fishing and other male dominated industrial jobs that women typically shy away from. As far as homelessness is concerned, only 25 percent of single people in shelters were female in 2012but, for adults in shelters considered part of a family, 62 percent were women with children. -Who cares that 75% of single people in shelter were men in 2012! The suicide rate among Alaskan women is rising. -I'm sure the suicide rate among Alaskan men is even higher, but again we don't care about the men. So why the raw deal for women in this state? It may have something to do with the ratio of men to women there, which was noted in the state report as being higher in Alaska than in any other state, with 108.5 males to every 100 females. Nationally, there are 96.7 men to every 100 women. -So because there are more men than women in Alaska, that's why women are suffering!?!""

Does color of car affect insurance rates?

In the market for brand new car. Does color matter with insurance? Ive heard red is most expensive.

Can I still drive a car without insurance?

i have my license but i don't have insurance in the car

What homeowners insurance do you use/recommend?

I am looking for homeowners insurance for a home in California. We have 2 dogs, one which is a German Shepherd. What insurance carrier works well with dog owners?""

Why did my homeowner's insurance double?

I have made no claims on the insurance and absolutely nothing has changed with the house (no pool, no trampoline, no dog, nothing.) Everything is identical to when I renewed last. Why would the insurance double when nothing has changed whatsoever?""

What cars has cheap insurance?

i no the tato nano is gonna be cheap but that is not in Europe yet so any suggestions

Insurance quetsion?

i was in a accident totally the other drivers fault (she admitted to it). my car has damaged front bumper and headlight along with other stuff around those parts. it looks like nothing major. i went to the hospital one time they said i had my muscles and ligaments in my neck strectched. im trying to found out is that enough medical trips for me to get a rather decent settlement. im nt able to go to the doctor because i work all the time an i cant take time off or i will be fired. her insurance is state farm. on the average how much can i get???(pain and suffering)

Got a 150CC scooter for surface roads commute upto 20 miles/day. How much does it cost to get it on CA roads?

Classes + license exp + Registration + Insurance + locks (?) + Helmet + Hand Grip = ? a. How much is the rough running cost? (are these high maintenance?) b. Is it safe in an ungated community with chain lock? Should I move it inside my apt? And yes, primary transportation. Thanks for reading.""

Why Is my car insurance so expensive?

I'm just trying to find a good quote for the renewal of my car insurance, due in November 10. The cheapest I can get for a THIRD PARTY FIRE & THEFT only is 800!!!! for the following circumstances: Driver: male 32 yo, EU national living in the UK since 2003.Home owner. No convictions or anything like that. Full UK licence that I got converted in 2005, though I had held a full EU licence for 9 years before that. In full employment. The car: 1998 R reg For Fiesta LX 1.8 Diesel. 3 doors hatchback. Kept in a secure (bollards) street at home during the night and in the company's hyper secure car park during the day. Miles per year: up to 9000. With factory fitted immobiliser plus a anti theft wheel lock. The postcode is not the best, but it can't be the reason for it being so expensive, because my neighbours pay something ridiculous, like 30 or 40 per month for a fully comp policy, and also, because it's not a fully comp policy that I'm after and the car is so cheap (600) that it wouldn't make sense. I'm even ready to go for a third party only, but it turns out even more expensive in the searches... I've even tried with other cars with smaller engines thinking that maybe replacing the car would help... I'm really confused, and that famous website is not helping at all. Hopefully somebody can shed some light on where the problem is. It'd be so very much appreciated...""

Insurance for a street bike?

how much is insurance for a street bike starting out

Question about State Health Insurance and marriage in Connecticut?

I am 20 years old and 10 weeks pregnant with my fiance's child. The only reason we didn't get married a while ago is because of health insurance. He's covered on his father's plan until he's 26 IF he doesn't marry. Well, now that I'm pregnant, I was told if we aren't married, the state will come after him for child support- not to mention that I want to marry him, anyway. We've been engaged for a year and a half. I have state insurance, and everything with the pregnancy is covered, but what happens if we get married? He'll lose his insurance. Is there a state insurance plan for the entire family in CT? A plan that he can be covered on once we are married?""

Do you have to declare performance parts on to your auto insurance?

Like a new exhaust system, or an aftermarket turbo?""

Cheapest car insurance? Don't care if my car gets damaged.?

Hi, I have a really old car that I just want to use to get around town. I don't care if it gets damaged in a crash or whatever, because it already looks terrible. SO, how do I get the most basic and cheapest car insurance? Does anybody know what company will charge the least for insurance?""

Health insurance after divorce?

I have health insurance for another month, then my divorce will be final and I lose the insurance through my husband's company (with Blue Cross Blue Shield). With a pre-existing condition, it appears that I will not be able to afford health-care after losing his. Please do not suggest welfare, I can scrape by on my own if I can find affordable health insurance. Does anybody have an idea of what options I may have?""

Wantings to buy Renter's Insurance?

I want to have renters insurance. How long do I have to wait to make a claim

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

Car insurance for Fiat?

Hi, guys i was just wondering how much will it cost me for full coverage car insurance for 2013/2014 Fiat Arbath in State of California. Im 24 years old? I'm just wondering how much will it cost in California.""

""I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

My new employer wants to add me to their auto insurance i have 30 years driving experience?

But I have not been insured for 10 years.will their insurance rates go up?

Chicago health insurance question?

I was wondering what businesses in Chicago probably have no health insurance for their employees?

Best health insurance for young single people?

I'm looking for informaiton about health insurance for a single, young man...he is 27. Are there any affordable policies out there that may provide minimal coverage (annual well visit, a couple sick visits, one prescription, some emergency?)""

Best location for insurance agency?

I'm very early in the stages of starting an insurance agency in Lafayette IN. Where do you think is a better location? There are reasonable prices in downtown lafayette, but also on the east side, which is has a lot of offices, retail stores, and restaurants. Where do you think more people would likely to meet a beginning independent insurance agency?""

Where is the cheapest insurance in Michigan?

I'm an 18 year old driver, that hasn't been driving for long. I drive a 1999 Cavalier base model coupe. I also pay almost 300 a month for insurance through liberty mutual... Is there anywhere that insures young drivers for cheaper than that? I really cant afford 300 a month, plus 100 for a car payment, not to mention gas and repairs....""

How much money should I expect to pay for car insurance if I buy a 2013 Dodge Charger?

How much money should I expect to pay for car insurance if I buy a 2013 Dodge Charger? I am 20 years old.

How much will car insurance cost me?

I'm an 18 year old male. My GPA in high school was 3.4. No criminal record. I'm going to be driving my mom's Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate.

Car insurance renewal quote question?

What is the cost of baby health insurance?

I am doing a project for health class, called baby's first year. I have every thing that i would cost to have a baby except Doctor, Hospital cost and health Insurance. If you know how ...show more""

What is the average cost of motorcycle insurance in ..Oregon?

What is the average cost of motorcycle insurance in Oregon?

How can i get homeowners insurance if i own a rottweiler?

i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i'm i supposed to do with my rottie? please help""

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?""

How can I cancel my geico car insurance?

I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.

I was wondering how much insurance would be for camaro?

I am a 17 year old male (I know :( ) it would be a z28 I would only want insurance for like 3 months( is that possible) Only liability insurance too or the cheapest one and still be legal.

Cruiser vs. Sportsbike Insurance?

I am 18 years old and looking to buy my first motorcycle. I like both styles of motorcycles but was wondering which type would be easier on my wallet. I am assuming a sports bike would be more expensive but how much more? Input would be great.

What is insurance quote?

Will a minor speeding ticket cause your insurance to rise.?

i read that speeding tickets can be a traffic offense and have you lose points from your lisence and pay a fine, it did not see it mentioned that your insurance rates would rise. i am intrested to know if this is true or what situations it applies to?""

Cheap car insurance for 17 year old?

very cheap car insurance like (up to 1500)

Insurance premium after fender bender?

So I was involved in a fender bender in a case where I was at fault. Minor damage to the rear fender of the jeep in front of me, no damage to my car. Question is, if I file an insurance claim how much do you suggest my rates will increase? I am 21 year old male, not one ticket, or accident prior to this case, been driving for 5 yrs.""

Do you have health insurance?

if so, How much is it per month? How old are you? What kind of deductable do you have? Feel free to answer also if you do not have insurance, also, do you support obamacare?""

How much can I expect to pay for a dented car door?

Actually, an off-duty police office hit my 2000 Dodge Stratus with his 2002 GMC Sierra while turning into a parking spot. The rear passenger door has a fairly large (about one foot in length and about a half inch at its deepest point) dent. The paint (I'm assuming) has a large crack running under the dent. The scratch from the impact starts at the bottom left of my rear bumper, and continues on the bottom left side of my car before the door starts, and continues to halfway through to the other side. The paint isn't scratched too deeply, and could probably be fixed up without too much work. His insurance is paying for it all; but they're going to give me a check based on an estimate - I'm just trying to figure out, going into it, what kind of estimate I can expect so I don't get taken advantage of. Thanks! (Fast response of the Best Answer!)""

Can my insurance company get away with this?

My payment was due November 20th and I sent the check on November 3rd. At the time, I made several checks, you know, paying bills and I didnt notice but I sent my insurance check to a Charity (I have a little boy that I sponsor and every month I send a $20 check) and the Charity check to the insurance company. Well, apparently my insurance company cashed the check and cancelled my insurance without letting me know. The only reason I know my insurance was cancelled is because the Charity returned my $300 check and thats when I realized my mistake. When I called my insurance, it was already cancelled 5 days prior and even though they cashed the $20 check, that wasnt even made out to them, they refused to reinstate my policy. I had to make a whole new policy and set up for them to take the money directly out of my checking account. My question is, is this fair? Did I just get screwed out of my money?""

How much does canadian car insurance cost for a 20yr old male NEW driver for a used CAR or used SUV?

Just give me an estimate for a car or an suv in canada. Just an estimate. I know its different for all cars and suvs but just give me an idea obviously the differences CANNOT be thousands and its gonna be in a certain range. if u can give me a range fine, give me a range im just a new driver and male, 20. these stupid car insurance companies cant even give me that much its not like im going to be paying 9000$ instead of 300$.""

How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?

https://www.linkedin.com/pulse/how-much-car-insurance-should-i-get-savoie-santa"

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