#Hurricane Damage Insurance Claim

[preferredclaimsolutions]

Hurricane Damage Insurance Claim Miami

When hurricanes strike, securing the right insurance coverage is crucial. Our Hurricane Damage Insurance Claim services in Miami help you navigate the claims process with ease, ensuring you get the compensation you deserve. From assessing damage to negotiating with insurance companies, we are here to support you every step of the way.

[theclaimpartner]

How to make a successful Water Damage Insurance Claims

If you live in a hurricane-prone area it is essential to be well prepared for water damage. Usually water damage is possible in various ways. Losses caused by water damage and intruding water can lead to huge loss of materials and property. One of the best ways to protect your home from water damage is by taking some preventative measures. It is possible to keep up with routine maintenance and make prompt repairs however if the damage is due to floods, hurricanes, tsunamis, storm surges and water from overflowing rivers, hire services of expert claim partner. Water damage insurance claims can provide coverage for these problems.

Moreover water damage from natural disasters like an earthquake, landslide or mudslide is covered by water damage insurance claims. Subsequent to ensuring the safety of the occupants you must call the concerned authorities and take necessary steps to prevent any further loss. If possible, take photos of the damaged area and also keep the receipts from services or purchases used because of the damage and subsequent loss.

You can report a claim to your insurer and while filing a claim, make sure you mention the type and the description of loss or damage to your personal belongings and home due to water damage. Depending on the extent of damage and the claim type, you might need the assistance of public adjuster.

Since water damage and hurricane damage claims can be complex and stressful for any property owner it is best to hire services of public adjuster immediately after the incidence. A public adjuster can help you address all the issues accordingly and find the best solution as efficiently as possible.

The Claim Partner has rich experience navigating the hurricane damage claim process as well as supporting hundreds of homeowners and business owners facing the financial consequences and psychological pressure.

If the roof damage is caused by wear and tear, weather conditions, or other events it is essential to call your public adjuster. It is possible that water enters from the damaged part and damage the insulation of your roof, causing it to clump and preventing it from keeping cool or warm. In such an event to prevent further damage call a professional at roof leak Fort Myers. At Claim Partner, they can help you file you claim and obtain the payout you deserve.

At Claim Partner, the team advocates for the rights of homeowners and business owners in the claim process, treating every case with utmost significance. They are a qualified public adjusting firm with 3+ years serving the state of Florida and nearby area.

[publicadjustersfloridausa]

Expert Help with Hurricane Damage Insurance Claims

Dealing with the aftermath of a hurricane can be overwhelming, especially when navigating insurance claims. At Darryl Davis & Associates, we specialize in Hurricane Damage Insurance Claims, providing expert guidance to help you get the coverage you need. Our team works diligently to ensure your claim is handled professionally and efficiently, so you can focus on rebuilding. Trust us to stand by your side during this challenging time. For assistance with your Hurricane Damage Insurance Claims, contact us at (954) 709-3982. Our team at Darryl Davis & Associates is ready to help guide you through the claims process.

[globalpublicadjusters]

9 Tips For Filing Hurricane Damage Claim In Florida

When a hurricane strikes, it leaves behind damage that can devastate property owners. Dealing with the aftermath and handling the claims process can be overwhelming. A reputable public adjuster in Orlando provides professional assistance to property owners filing hurricane damage claims. Check out this blog to learn the nine essential tips for filing a Hurricane Damage Claim in Florida. These tips will help you understand the process and maximize your chances of a successful claim.

[mclaurinlaw]

McLaurin Law, PLLC

McLaurin Law, PLLC 4544 Post Oak Place Dr Ste 350 Houston TX 77027 713-461-6500 https://mdlawtex.com/

Welcome to McLaurin Law, PLLC, a premier legal firm serving clients in Houston, TX, and beyond. Our team of dedicated lawyers provides services in insurance law, personal injury law, and construction law. With a track record of success and a commitment to client satisfaction, we have built a strong reputation in the legal community.

At McLaurin Law, PLLC, we understand the complexities of insurance lawyer claims and strive to help individuals and businesses navigate the intricacies of insurance policies. Whether you are dealing with an insurance dispute, need a property damage claim attorney, or have professional liability issues, our skilled attorneys are here to provide effective legal solutions tailored to your needs.

[rjzimmerman]

Excerpt from this story from the New York Times:

At first glance, Dave Langston’s predicament seems similar to headaches facing homeowners in coastal states vulnerable to catastrophic hurricanes: As disasters have become more frequent and severe, his insurance company has been losing money. Then, it canceled his coverage and left the state.

But Mr. Langston lives in Iowa.

Relatively consistent weather once made Iowa a good bet for insurance companies. But now, as a warming planet makes events like hail and wind storms worse, insurers are fleeing.

Mr. Langston spent months trying to find another company to insure the townhouses, on a quiet cul-de-sac at the edge of Cedar Rapids, that belong to members of his homeowners association. Without coverage, “if we were to have damage that hit all 17 units, we’re looking at bankruptcy for all of us,” he said.

The insurance turmoil caused by climate change — which had been concentrated in Florida, California and Louisiana — is fast becoming a contagion, spreading to states like Iowa, Arkansas, Ohio, Utah and Washington. Even in the Northeast, where homeowners insurance was still generally profitable last year, the trends are worsening.

In 2023, insurers lost money on homeowners coverage in 18 states, more than a third of the country, according to a New York Times analysis of newly available financial data. That’s up from 12 states five years ago, and eight states in 2013. The result is that insurance companies are raising premiums by as much as 50 percent or more, cutting back on coverage or leaving entire states altogether. Nationally, over the last decade, insurers paid out more in claims than they received in premiums, according to the ratings firm Moody’s, and those losses are increasing.

The growing tumult is affecting people whose homes have never been damaged and who have dutifully paid their premiums, year after year. Cancellation notices have left them scrambling to find coverage to protect what is often their single biggest investment. As a last resort, many are ending up in high-risk insurance pools created by states that are backed by the public and offer less coverage than standard policies. By and large, state regulators lack strategies to restore stability to the market.

Insurers are still turning a profit from other lines of business, like commercial and life insurance policies. But many are dropping homeowners coverage because of losses.

Tracking the shifting insurance market is complicated by the fact it is not regulated by the federal government; attempts by the Treasury Department to simply gather data have been rebuffed by some state regulators. 

The turmoil in insurance markets is a flashing red light for an American economy that is built on real property. Without insurance, banks won’t issue a mortgage; without a mortgage, most people can’t buy a home. With fewer buyers, real estate values are likely to decline, along with property tax revenues, leaving communities with less money for schools, police and other basic services.

And without sufficient insurance, people struggle to rebuild after disasters. Last year, storms, wildfires and other disasters pushed 2.5 million American adults out of their homes, according to census data, including at least 830,000 people who were displaced for six months or longer.

[odinsblog]

[re: this post]

The bad news is, I’m stranded because my condo has only one road in and out, and that’s 100% underwater rn

The other bad news is, my car is flooded even though I thought I moved it to higher ground

BUT … the heartening news is this:

This condo complex is roughly 2,500 units so tons of people live here. We were all without power from around 4pm yesterday until 10:30am today

So at daybreak everyone was outside surveying the damage and trying to figure out how to get their sunken cars started and how to get out (we’re just going to have to wait for the waters to recede iMho)

I took one look at my VERY RECENTLY PAID FOR CAR as it sat submerged, and started to head back inside. That’s when a neighbor I’d never met before asked me if my phone was charged. I told her no, it’s completely dead. She then directed me to another neighbor who found one outlet that, for some reason, still had power. There were about 10 or 15 people lined up and someone had gotten probably the longest extension cord w/outlets that I’ve ever seen in my life. If you weren’t already charging your phone on the outlet, there was one outlet spot where everyone was taking turns to get a quick 10 minute charge and make some calls. Apparently everyone had already voted to use one of the extension cord outlets full time for a coffee pot (because coffee, right?)

There was someone else outside whose car wasn’t submerged who was letting people use his car to charge their phones

And then I heard someone say, “Are there any elderly or disabled people living here who we need to go check on?” And I said, “OMG, what about the lady on the 7th floor? She’s in a wheelchair!” And someone else said that the elevator was out because of no power, and I was like, “So? Are the stairs broken? I can run up and go check on her.” And then someone else was like, “She died a couple of years ago.” And we were all like, “Ohhh.”

I’m rambling a bit, but the point is, it was super refreshing to see people working together and sharing and helping each other. This wasn’t a disaster by any stretch of the imagination. At worst, it has merely been a big inconvenience. But it was still nice to see neighbors (many of whom were strangers until this morning) being nice and helpful to each other

It reaffirms what I’ve always believed: in difficult times most people WILL work together—without any personal or monetary incentive. So please don’t believe greedy ass mutha fuckers when they opine about survival of the fittest and making a quick profit off of someone else’s suffering. It doesn’t have to be that way, and most often, it isn’t that way

And yeah, I know that my small experience wasn’t a dire situation and no lives were on the line (like they are where the hurricane actually made landfall), but I would like to believe that my microcosm is the norm for similar macrocosms

I believe that most people are good at heart, or at the very least, they WANT to be good and sometimes just need a nudge in the right direction

Anyway, I guess it’s about time for me to go do battle with my car insurance company (now talk about evil entities!) to see what up with my partially submerged vehicle

If anyone has done this insurance claim dance before, I’m open to some friendly advice bc this is brand new for me

Please have a great day today everyone ✌🏿

[sotc]

Yesterday my car got towed after we filed for total loss with our insurance from the hurricane. We were emptying out our vehicle of stuff and realized the car was totally fucking dead, all the electronics did fry from water damage. Just like the claims guy said it would (he warned us to just call it a total loss bc at some point it would die on us). So wild that literally a few days prior it was working, we were driving in it and had no idea how dangerous it was nor the extent of the hidden damages. We had mold already underneath the car seats we didn't see! 😩

Honestly really sad to just see it go. It was a milestone car! First one we bought together, soo many roadtrips, our lil tie to when we had our first adventure living in Colorado since we bought it there, and the first car we paid off. Weh.

Sentimental silliness but it is what it is. Now I'm licherally TRAPPED in my house without any vehicle transportation lmao (I should've had renting a vehicle on my damn insurance policy ugh lol) until insurance shit settles and we can go out and get a new car.

[mariacallous]

On Tuesday morning, five days after Hurricane Helene ripped through Boone, North Carolina, David Marlett was on his way to the campus of Appalachian State University. The managing director of the university’s Brantley Risk & Insurance Center, Marlett was planning to spend the day working with his colleagues to help students and community members understand their insurance policies and file claims in the wake of the storm. He didn’t sound hopeful. “I’m dreading it,” he said. “So many people are just not going to have coverage.”

Helene made landfall southeast of Tallahassee, Florida, last week with winds up to 140 miles per hour, downing trees and bringing record-breaking storm surges to areas along the Gulf Coast before charging up through Georgia. But perhaps its most shocking impacts have been on inland North Carolina, where it first started raining while the storm was still over Mexico. At least 57 people are dead in Buncombe County in the west of the state alone. Communities like Boone received dozens of inches of rainfall despite being hundreds of miles from the coast. Waters rose in main streets, sinkholes and mudslides wreaked havoc, and major roads were blocked, flooded, or degraded by the storm.

Now, there’s a good chance that many homeowners in North Carolina won’t see any payouts from their insurance companies—even if they have policies they thought were comprehensive.

“The property insurance market for homes was already a patchwork system that really doesn’t make a lot of sense,” Marlett says. “Now you’re adding in the last couple of years of economic uncertainty, inflation, climate change, population migration—it’s just an unbelievably bad combination happening all at once.”

For North Carolinians, the issue right now has to do with what, exactly, private insurance is on the hook for when it comes to a storm. An average homeowner policy covers damage from wind, but private homeowners’ insurance plans in the US do not cover flooding. Instead, homeowners in areas at risk of flooding usually purchase plans from the National Flood Insurance Program (NFIP).

The way a hurricane wreaks havoc on a state is a crucial deciding factor for insurers’ wallets. Hurricane Ian, which hit Florida as a category 4 storm with some of the highest wind speeds on record, caused $63 billion in private insurance claims. In contrast, the bulk of the $17 billion in damage caused by 2018’s Hurricane Florence, which tore up the North Carolina coast, was water damage, not wind; as a result, private insurers largely avoided picking up the check for that disaster.

This breakout of flood insurance from home policies dates back to the 1940s, says Donald Hornstein, a law professor at the University of North Carolina and a member of the board of directors of the North Carolina Insurance Underwriting Association. Private insurance companies decided that they did not have enough data to be able to accurately predict flooding and therefore could not insure it. “In some ways, that calculation of 50 years ago is still the calculation insurers make today,” he says.

While the NFIP, which was created in the late 1960s, provides virtually the only backup against flood damage, the program is saddled with debt and has become a political hot potato. (Project 2025, for instance, recommends phasing out the program entirely and replacing it with private options.) Part of the problem with the NFIP is low uptake. Across the country, FEMA statistics show that just 4 percent of homeowners have flood insurance. Some areas hit by Helene in Appalachia, initial statistics show, have less than 2.5 percent of homeowners signed up for the federal program.

“Even in coastal areas, not many people buy that, much less here in the mountains,” Marlett says. “People have never seemed to fully understand that flood is a separate policy.”

Flooding is not unprecedented in the mountains of North Carolina: Hurricane Ivan swept through Appalachia in 2004, and flash floods from rivers are not unheard of. Purchasing flood insurance is mandatory with a government-backed mortgage in some areas of the country, based on flood zones set by FEMA. But the data is based on extremely outdated floodplain maps that have not taken the most recent climate science on record rainfall into account.

“The biggest non-secret in Washington for decades is how hopelessly out of date these flood maps are,” Hornstein says.

Even if water wasn’t the cause of destruction for some homeowners in North Carolina, the storm’s disastrous mudslides—another risk supercharged by climate change—may not be covered either. Many home insurance policies have carve-outs for what are known as “earth movements,” which includes landslides, sinkholes, and earthquakes. In some states, like California, insurers are mandated to offer additional earthquake insurance, and homeowners can purchase private additional policies that cover earth movements. But in a state like North Carolina, where earthquake risk is extremely low, homeowners may not even know that such policies exist.

It’s also been a tough few years for the insurance industry across the country. A New York Times analysis from May showed that homeowners’ insurers lost money in 18 states in 2023—up from eight states in 2013—largely thanks to expensive disasters like hurricanes and wildfires. Payouts are increasingly costing insurers more than they are getting in premiums. Homeowners are seeing their policies jump as a result: According to statistics compiled by insurance comparison shopping site Insurify, the average annual cost of home insurance climbed nearly 20 percent between 2021 and 2023. In Florida, which has the highest insurance costs in the country, the average homeowner paid over $10,000 a year in 2023—more than $8,600 above the national rate.

Florida has made headlines in recent months as ground zero for the climate-change insurance crisis. More than 30 insurance companies have either fully or partially pulled out of Florida over the past few years, including big names like Farmers’ and AAA, after mounting losses from repeated major hurricanes like 2022’s Ian, the most expensive natural disaster in the state’s history. Florida’s insurer of last resort, now saddled with risk from multiple homeowners, has proposed a rate increase of 14 percent, set to go into effect next year.

In comparison, North Carolina’s insurance market looks pretty good. No insurers have exited the state since 2008, while homeowners pay an average of $2,100 per year—high, but avoiding the sky-high rates of states like Florida, California, and Texas.

“What traditionally has happened is that there’s a rate increase every few years of 8 to 9 percent for homeowner’s insurance,” says Hornstein. “That has kept the market stable, especially when it comes to the coast.”

But as natural disasters of all kinds mount, it’s tough to see a way forward for insurance business as usual. The NFIP is undergoing a series of changes to update the way it calculates rates for flood insurance—but it faces political minefields in potentially expanding the number of homeowners mandated to buy policies. What’s more, many homeowners are seeing the prices for their flood insurance rise as the NFIP adjusts its rates for existing floodplains using new climate models.

Many experts agree that the private market needs to reflect in some way the true cost of living in a disaster-prone area: in other words, it should be more expensive for people to move to a city where it’s more likely your house will be wiped off the map by a storm. The cost of climate change does not seem to be a deterrent in Florida, one of the fastest-growing states in the country, where coastal regions like Panama City, Jacksonville, and Port St. Lucie are booming. (Some research suggests that the mere existence of the NFIP shielded policyholders from the true costs of living in flood-prone areas.)

Asheville, at the heart of Buncombe County, was once hailed as a climate haven safe from disasters; the city is now reeling in the wake of Helene. For many homeowners, small business owners, and renters in western North Carolina, the damage from Helene will be life-changing. FEMA payouts may bring, at best, only a fraction of what a home would be worth. Auto insurance generally covers all types of damage, including flooding—a small bright spot of relief, but not enough to offset the loss of a family’s main asset.

“People at the coast, at some point after the nth storm, they start to get the message,” Hornstein says. “But for people in the western part of the state, this is just Armageddon. And you can certainly forgive them for not having before appreciated the fine points of these impenetrable contracts.”

Marlett says that there are models for insurance that are designed to better withstand the challenges of climate change. New Zealand, for instance, offers policies that cover all types of damage that could happen to your house; while these policies are increasingly tailored price-wise to different types of risk, there’s no chance a homeowner would experience a climate disaster not covered by their existing policies. But it’s hard, he says, to see the US system getting the wholesale overhaul it needs, given how long the piecemeal system has been in place.

“I sound so pessimistic,” he said. “I’m normally an optimistic person.”

[anisespice]

“ bust your windows ” || cheater!headcannons

                       “ you should feel lucky that that's all I did. ”

synopsis: this fool underestimated just how little you tolerated cheaters.

pairing: various x gn!reader

warnings: mature language, MDI. light violence, cheating, diff ways reader deals with it, mentions of blowjobs, mentions of a foursome, and i think that’s it. feel free to lemme know if i missed anything! ッ

notes: @bagels-yummm this one’s for YOU. after reading their post about reader never showing that R A G E when it came to being cheated on, i couldn’t agree more. even tho my recent story involving that very premise didn’t have that sweet revenge plot, i am here to contribute! hope you enjoy ♡

BUST HIM UP: PHYSICALLY 

For those who want to really let him have it, you’d confront his cheating ass the moment you found out. Right as he was having a cute little lunch with his side piece, you came barreling through the door with a sardonic grin spread across your face; the instant horror on his brought you great satisfaction. 

“‘At the gym’, huh? Didn’t know the gym sold fucking croissants!”

He abruptly stood, spluttering, already trying to do damage control. But you were a raging hurricane, and he was a shitty apartment that didn’t have the correct insurance. Before he even got the chance to spew some bullshit excuse, he’s met with scorching hot reality hitting him square in the face. Not only did you throw his drink on him, but his little date’s as well, and both were still fresh. He screamed bloody murder, hands trembling as he held his boiling skin. It wasn’t hot enough to actually melt it off, unfortunately, but his sounds of agony sufficed. 

Everyone in the cafe merely watched with mixed reaction, some enthralled whilst others felt the authorities should be called. You couldn’t care less, too busy chucking the napkin holders and decorative potted-plants at him now that he was immobilized. 

“Yeah, yeah, you piece of shit! You like that? How that karma feel, huh? Wanna fuck other bitches, hm?”

By now, he was curled up on the ground. His side piece had long vanished, not wanting to stick around knowing your wrath would be directed at them next. After publicly humiliating him, you caught your breath and gazed down at his cowering figure with pure distain. He groggily begged for forgiveness, claiming it you had it all wrong, but you weren’t born yesterday. You scoffed incredulously—Did he think you were stupid? As if you didn’t have receipts.

The photos, the messages, the fact he was dumb enough to let them use the Netflix account YOU paid for. And now, he wanted to insult your intelligence? Please.

Without hesitation, you spat on him. 

Was it necessary? Probably not. But neither was cheating on someone you claimed to love more than anything, and clearly didn’t mean it. You were gonna have to carry that hurt for the rest of your life; he should be grateful you didn’t do more.

“Don’t bother coming back for your stuff. I already burned it all.” 

SHINICHIRO, takemichi, chifuyu, kazutora, OIKAWA, kyotani, tanaka, kageyama, kenma, HAWKS, mirio, denki, SHINSOU, deku, twice, [insert anyone else who would fit].

BUST HIM UP: MENTALLY 

For those who want to play the long game, you’d act none the wiser to his infidelity. It stung like nothing you’ve ever experienced before when you caught him in bed with some whore, and it took every ounce of your willpower not to set it on fire with them still in it. Because, deep down, you knew men like him only learned the hard way.

And you planned on making him suffer. 

You started by acting real sweet with him. Months of you cooking him full course meals, giving him unprompted blowjobs, massaging his aching muscles after a long day, the whole nine yards. He thought he died and went to heaven, so much so that he saw his little plaything less often now that his lovely s/o started pampering him. Man’s was so confident that he was getting away with it, he got sloppy; let his guard down.

“Honey, can I use your phone real quick? I need to look up a recipe, but I think I left mine in the car.” You asked, fluttering your lashes with cute pout on your face. He didn’t think twice, especially not when you looked at him so sweetly. But once he turned his back, your burning gaze was filled with anything but.

The doorbell rang later that evening, and you were nearly done with dinner. He raised a brow, gaze lingering on the door—Neither of you were expecting anybody, to his knowledge. As you were chopping up the last of the vegetables, you venomously called out to your boyfriend, “Answer it.”

His lips pursed at your tone, but chose to ignore it. Doing as instructed, he lazily made his way to the door. At first, he figured it was just a neighbor, but when he checked the peephole...his blood ran cold. Practically ripping the door off its hinges he hurriedly came outside and shut it right behind him, back pressed against it as he stared bewilderedly at his side piece standing before him. 

“What the fuck are you doing here?” He lowly hissed, harshly grabbing their upper arm in mild panic. “I told you to never come around here again, are you out of your goddamn mind?” 

The person blinked, startled but also confused. “What are you talking about? You were the one who begged me to come over. Said you dumped that nagging bitch and finally kicked them to the curb.” 

“What? I never—” he paused. Then, realization hit him like a bus. But, before the dread could even build in his stomach, the door opened behind him. A cold chill ran up his spine. 

“Oh, great! You made it just in time for dinner. My name’s [_______], the nagging bitch. So nice to finally meet you.”

RAN, RINDOU, baji, hanma, wakasa, mikey, kokonoi, izana, smiley, IWAIZUMI, mattsun, atsumu, suna, bakugou, sero, dabi, [insert anyone else who would fit].

BUST HIM UP: EMOTIONALLY

For those who want to twist the knife, you did the one thing you knew would fuck him up HEAVY. And that was to trample on his already fragile ego. 

He was very possessive, never took kindly to those with wandering eyes whenever it came to you. Always worried someone better would take you away from him, and it got worse when it came to his friends. You reassured him numerous times that it would never happen, promising that he was more than enough for you. 

Sadly, the sentiment wasn’t mutual. 

He tried to hide it from you, but eventually the guilt became unbearable. And so he came clean. This man sobbed. Cried full on ugly tears and blubbered nonsense as you fought to keep your own composure. You felt sick. After everything you did for him—Boosted his confidence, made him feel special, and where did that leave you? Broken-hearted, with grown man tears staining your good sweater.

Nothing he said was going to ease this kind of pain, and he knew that. So when you walked away, he figured that would be the last he saw of you. But, that was far from the truth.

When you showed up to his apartment unannounced a few days later, he was shocked. He already looked like complete shit, and judging based on your expression, you thought so, too. He wanted to question why you were here, but before he could get a word out, your lips roughly claimed his own as you held him by the nape. He wasn’t prepared for the clash of teeth and tongue, soft whines leaving him as you pushed him inside and toward the bedroom, distracting him from the impending shadows that trailed in behind you. 

The next thing he knew, he was tied to his bed, looking about ready to succumb to the best hate-sex of his life. However, what he didn’t expect to see were a few of his closest friends entering the room. There’s an unspoken tension that develops, alarms sounding off in his head as the last one shuts the door and locks it. What were they doing here? Why were they looking at you like that? Those same alarms only grew louder as they each wordlessly stripped off their clothes, with you soon following suit. Starting to struggle against his restraints, his heart began to pound against his chest; he didn’t consent to a foursome. 

He immediately made that known, but you merely chuckled. The sound made his stomach turn in the worst way. When he went to demand explanation, you shoved your underwear in his mouth. Despite his better judgement, homie couldn’t help how hard he got from the situation, letting out a weak moan as your hand gripped his jaw and squeezed.

You leaned over his vulnerable form, grin sharp as you glowered down at him while he struggled against the tight knots. He saw a glint in your eye that held anything but good intent—And with your next few words, he couldn’t have been more correct. 

“They’re going to fuck me. And you’re going to watch.” 

ANGRY, draken, mitsuya, sanzu, KAKUCHO, tendo, kuroo, BOKUTO, akaashi, osamu, hinata, NISHINOYA, sugawara, todoroki, kirishima, TAMAKI, shigaraki, [insert anyone else who would fit]. 

© 2022-2023 anisespice ッ all rights reserved. likes, comments & reblogs much appreciated!

[justinspoliticalcorner]

Alicia Sadowski and Isabella Corrao at MMFA:

In the aftermath of Hurricane Helene, right-wing media falsely claimed that Vice President Kamala Harris and the Biden administration are ignoring millions of Americans impacted by intense flooding. Media personalities and MAGA influencers have falsely and dishonestly claimed that victims are only entitled to $750 in aid, when in reality that is just the start of federal benefits.

FEMA can provide assistance for victims of Hurricane Helene, but chronic underfunding and climate change, not undocumented migrants, threaten future aid availability

In addition to FEMA providing residents of Florida, Georgia, North Carolina, South Carolina, and Virginia with “a one-time $750 payment to help with essential items like food, water, baby formula and other emergency supplies,” victims can also qualify for “disaster-related financial assistance to repair storm-related damage to homes and replace personal property.” After visiting the wreckage in Georgia, Harris reiterated that “FEMA is also providing tens of thousands more dollars for folks to help them be able to deal with home repair, to be able to cover a deductible when and if they have insurance, and also hotel costs.” [The White House, 10/2/24, 10/2/24]

After President Joe Biden signed a stopgap spending bill in September, Department of Homeland Security Secretary Alejandro Mayorkas said FEMA can properly respond to Helene recovery efforts. FEMA spokesperson Daniel Llargués said that FEMA is in a “good position” to respond to Hurricane Helene relief efforts after the agency received $20.3 billion under the spending bill. Biden has suggested bringing lawmakers back to Washington to provide additional funding for disaster relief, but Speaker Mike Johnson (R-LA) has claimed “there’s no necessity for Congress to come back”. [The New York Times, 9/26/24, 10/2/24; Roll Call, 10/3/24; FEMA, 10/3/24]

Future concerns for FEMA’s funding are attributable to chronic underfunding by Congress and increased costs associated with extreme weather disturbance as a result of climate change, not aid given to undocumented immigrants. Mayorkas warned that FEMA “does not have the funds to make it through the [hurricane] season.” A DHS spokesperson clarified, however, that aid provided to undocumented immigrants through the Shelter and Services Program is “a completely separate, appropriated grant program that was authorized and funded by Congress and is not associated in any way with FEMA's disaster-related authorities or funding streams." [The Associated Press, 10/3/24; Axios, 7/14/23; Bipartisan Policy Center, 7/23/24; Newsweek, 10/3/24]

Right-wing media have pushed the cartoonishly false claim that Hurricane Helene survivors are only entitled to $750 in aid, when in fact that the $750 is the beginning.

The right-wing noise machine also dishonestly blamed undocumented immigrants by baselessly accusing them of plundering FEMA funding.

[ashintheairlikesnow]

How are you doing now after the hurricane?

I'm okay! Still waiting on our insurance claims guy to show up and look at the damage to our fence and house so I can, uh, do anything about it. But our damage was not structural so it's not like it's anything more than an annoyance right now. Internet still cuts out occasionally, but the power has stayed on since it came back.

I verified that our mated pair of cardinals both survived the hurricane and are still in my backyard, which is way more important to my mental health than it probably should be. And also that our neighborhood has recently come to house a very bold raccoon.

We still have half a tree laying across our backyard. I'm not sure what we should do about it. It seems content right where it is. And also way too heavy to move.

[publicadjustersfloridausa]

Storm to Solution: Navigating Hurricane Damage Insurance Claims with Expertise

Darryl Davis Public Adjuster is a trusted resource for hurricane damage insurance claims in Coral Springs, Florida. With extensive experience in property damage claims, Darryl Davis helps businesses secure maximum compensation for hurricane-related losses. Give us a call at (954) 709-3982.

[april-all-over]

In 2004 the state of Florida was hit by several hurricanes back to back to back. I remember each time going to stay at a different persons house as my parents knew the single wide trailer we were in wasn’t safe in those conditions.

Charlie came and we remained unscathed.

Francis came and once again we were spared.

Ivan went North so we were fortunate that we only got some rain.

Then Jeanne came… I’ll never forget returning to our home in the eye of the storm to check our house to find the tree on top and the roof gone.

The look on my mother and father’s face after losing the home they’d worked so hard for.

Now, 20 years later Milton has unfortunately claimed everything they worked so hard for all over again.

Seeing them so much older now, knowing they’re about to be starting all over at 64 and 62 when they may not even have a lot of years left breaks my fucking heart and I wish I could do anything to take this burden from them.

We removed the tree and placed a tarp over the massive hole in the roof but the damage and water has already spread to other rooms and will continue to do so quickly.

I plan on advocating for them with the insurance to the best of my ability to make sure they’re taken care of but for how long and at what cost?

Fuck you Milton.

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Hurricane Helene Damages Could Coast as much as $160 Billion!

Recently, Hurricane Helene has caused widespread damages across the southeastern U.S., with damages estimated to reach tens of billions of dollars. Insurance companies face massive losses, with private claims projected between $3 billion and $6 billion, and additional losses from federal flood and crop insurance programs reaching up to $1 billion. This strain on the insurance industry could increase premiums, complicating recovery for both homeowners and businesses.

The hurricane has left over 1.7 million residents without power, further straining local economies as businesses remain closed, and reconstruction efforts are delayed​. Additionally as of Monday October 1, the death toll surpassed 130. The Securities and Exchange Commission (SEC) is closely monitoring capital markets, as the storm’s impact on companies and investment firms may lead to delayed regulatory filings and increased volatility in financial markets.

Additionally, Helene’s destructive force has exacerbated ongoing concerns about climate change, with heightened risks to infrastructure and agricultural productivity. The public faces increased costs not only from insurance and utilities but also from disrupted supply chains and higher prices for essential goods​.

As federal and state governments work on recovery efforts, including disaster relief funding, the financial and economic ripple effects of Hurricane Helene will likely persist for months.