#How to Transfer Money from India To USA for Students
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poojasatyam · 1 year ago
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Send Money from India to USA in Minutes: Safe and Secure
Send Money From India To USA Through DCB Remit. You can now transfer money overseas to USA in just four easy steps.Get The Best Rate To Send Money From India To USA. DCB Remit is a platform open to all Indian residents who need easy and secure remittance services to send money abroad.
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orientexchange · 2 years ago
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How Orient Exchange emerging as Student friendly Remittance agency
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In recent years, Orient Exchange has emerged as a popular choice among students for remittance services. Indian based company has been making waves in the remittance industry for its low fees, attractive exchange rates, and user-friendly platform.
 In this article, we will explore how Orient Exchange is emerging as a student-friendly remittance agency.
User-Friendly Platform
One of the key factors contributing to Orient Exchange's popularity among students is its user-friendly platform. The company offers a hassle free web portal that can be easily accessed and used to Send Money Abroad from India. The portal is easy to navigate, with clear instructions on how to initiate a transfer. Students can easily track their transfers and receive real-time updates on the status of their transactions. The portal also allows users to store their recipient's information for quick and easy future transactions.
Please refer the below image for Remittance Portal of Orient Exchange
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Low Fees
Another reason why Orient Exchange is popular among students is its low fees. The company offers some of the lowest transfer fees in the market, making it an attractive option for students who are often on a tight budget. Students can save significant amounts of money by using Orient Exchange instead of traditional banks or other remittance agencies that charge higher fees. This allows them to have more funds available for their studies, travel, or other expenses.
Attractive Exchange Rates
In addition to low fees, Orient Exchange also offers attractive exchange rates, which is another reason why it is becoming a popular choice among students. The company's rates are competitive, and they are often better than what is offered by traditional banks. This means that students can get more value for their money when they transfer funds through Orient Exchange. This can make a significant difference, particularly for students who need to transfer large amounts of money.
Rate Blocking Facility:
Orient Exchange offers rate blocking facility I.e, Sender can block the exchange rate up-to 48 hours by paying 2% advance amount, which makes users to avoid to pay some extra money because of rate fluctuations.
Send Money to 100+ Countries:
Orient Exchange offers Students to send money to 100+ countries across the world, one can transfer money for various purposes mentioned in the portal.
Some of the below countries where students can transfer money through orient exchange are:
Transfer Money to USA
Transfer Money to Canada
Transfer Money to UK
Transfer Money to Europe
Transfer Money to Australia
Transfer Money to New Zealand
Transfer Money to UAE
Flexible Payment Options
Orient Exchange offers flexible payment options, which is another reason why it is becoming a popular choice among students. The company uses various payment such as Convera, paymytution, flywire, etc. . This makes it easy for students to transfer money regardless of their payment preferences. Additionally, the company allows for partial payments, which means that students can transfer smaller amounts of money over time, rather than having to transfer a lump sum at once.
24/7 Customer Support
Orient Exchange offers 24/7 customer support, which is a valuable feature for students who may need assistance outside of regular business hours. The company's support team is available around the clock to assist with any questions or concerns that students may have. This ensures that students can get help when they need it, rather than having to wait until regular business hours.
Tie ups with major banks
Inorder to help Indian students Orient Exchange has tied up with various foreign banks such as Bank of Montreal(BOM) and CIBC-Simplii in Canada, Fintiba and Expatrio in Germany and other major banks in New Zealand.
Orient Exchange helps students to open Account such as
GIC Account in Canada
Blocked Account in Germany
FTS Account in New Zealand
In conclusion, Orient Exchange is emerging as a popular choice among students for remittance services. The company's user-friendly platform, low fees, attractive exchange rates, flexible payment options, 24/7 customer support, and student-friendly policies make it an attractive option for students who need to transfer money overseas.
 As more and more students choose Orient Exchange, it is likely that the company will continue to grow and expand its services to meet the needs of its customers.
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ianrq918-blog · 4 years ago
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Beetv Blueprint - Rinse As Well As Repeat
You May Face Legal Trouble For Utilizing ShowBox App Or Alternatives.
PhotoDirector.
Mobile applications often stand in comparison to desktop computer applications which are made to work on computer, and internet applications which run in mobile internet internet browsers instead of directly on the mobile phone. Customers with iOS gadgets download apps from the Apple App Shop, while Android individuals download from the Google Play Store. Mobile application growth is the development of computer system programs for usage on smart phones such as smart phones, clever watches, as well as tablets. Mobile apps are created for various OS such as Android, iphone, and Windows Mobile. In conclusion, there are countless mobile application around on the web and also probably there will certainly be millions much more.
In the UK and also US, law enforcement as well as knowledge solutions make use of mobile phones to perform security operations. They have modern technology that enables them to activate the microphones in mobile phones from another location in order to listen to discussions which happen near the phone. In several nations, cellphones are made use of to supply mobile financial services, which might include the ability to move money payments by protected SMS sms message. Kenya's M-PESA mobile banking solution, for instance, enables customers of the smart phone driver Safaricom to hold cash money equilibriums which are videotaped on their SIM cards. Cash can be deposited or taken out from M-PESA accounts at Safaricom retail outlets situated throughout the nation as well as can be transferred online from one person to another and used to pay bills to firms.
Is 123movies illegal?
ShowBox app and others are illegal to use As popular and safe to use as they may be, ShowBox and other similar apps are borderline illegal. They let you stream TV shows and movies or download them for offline viewing – all for free. They stream content through torrents and other direct sources – which is illegal.
Web-based application
The events consented to no bucks in legal damages for a small amount of copied code. On Might 9, 2014, the Federal Circuit partially reversed the area court ruling, judgment in Oracle's support on the copyrightability problem, as well as remanding the problem of fair use to the district court.
Ideal Photos & Gallery App-- 1Gallery.
You do not require to bother with anything if you don't have an Android tool to utilize this application. You can just install an Android emulator on your Windows PC and run ShowBox in addition to it. This approach will offer you the possibility to experience this amazing application as well as all its capabilities. Since they will be able to experience it on the huge screen, individuals who own Android gadgets can additionally assume about following this approach. Considering that ShowBox streams premium quality audio aesthetic web content, you will not face any trouble when streaming content with your desktop computer.
Google suches as Coreboot for the much faster start-up time, among other benefits. HP's initial Chromebook, and also the largest Chromebook on the marketplace back then, was the Structure 14 Chromebook launched February 3, 2013.
In 2019, many application developers still see their App Shop page as the only network to market their apps. That's a missed out on chance, due to the fact that there are plenty of other advertising and marketing channels that can bring in application installs. Most of those work best with a website, so consider building a touchdown page when you're producing your app.
How can I download movies for free on my phone?
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Showbox is safe to use on most devices. It does not contain any viruses or malicious content that will harm your device.
Top 21 Many Used (and also downloaded and install) Mobile Applications.
Asana is the 800-pound gorilla of job monitoring for teams, overshadowing other preferred solutions like the qualified Trello. Asana is everything about operations and checkbox jobs that can be assigned to individuals. The Android application allows you take your tasks on the go and also offline, syncing your progress when you're back on have a peek here the network. It's an effective device with an exceptional interface, and brand-new attributes are included on a regular basis.
Is Moviebox the same as Showbox?
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There are many applications which are free to access but they can also put you in danger. Be careful while downloading anything from the internet. Apart from this Yes Movies App is good to use and you can share it with your friends too. – Yes it is entirely safe to use and one can download it from free.
Showbox Alternatives.
The software is offered for developers, and also was launched in 2016. This began to change in 2012, with the release of the affordable Nexus 7 as well as a press by Google for developers to compose much better tablet computer applications. According to International Data Firm, deliveries of Android-powered tablets surpassed iPads in Q3 2012. According to StatCounter, which tracks only the usage for surfing the web, Android is the most preferred mobile os considering that August 2013. Android is the most preferred os for web surfing in India and also numerous other countries (e.g. basically every one of Asia, with Japan and North Korea exceptions).
Popcornflix was conceived in July 2010, as well as entered into live beta in March 2011. The website mostly streams independent attribute movies, most of which originate from Screen Media's collection. The solution is currently easily accessible in the USA and also Canada, with strategies to launch in even more areas in the future. ShowBox is Dead completely, the developers have stopped the support of the Application.
For followers of these categories, you ought to surf the content available on Viewster. Snap is also among the few cost-free streaming sites to offer top notch original scripted material. They have generated a number of initial tv shows consisting of Snatch and Sequestered. Snap is additionally the original residence of Comedians in Cars Getting Coffee with Jerry Seinfeld.
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BlackPlayer.
To identify those sources, it is essential to speak to campus stakeholders, consisting of students, professors, team, alumni, and potential students. Large- as well as small-scale studies, emphasis teams, and beta testing can produce helpful comments when setting and reviewing existing needs software, hardware, and also workers budget plans.
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poojasatyam · 1 year ago
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How to Transfer Money From India to Usa for Students Using Bank Wire Transfers?
How to Transfer Money From India to Usa for Students? It’s really easy to transfer money to USA. With DCB Remit, you can do this in just 4 easy steps!Open www.dcbremit.com, log in and add a beneficiary to your account. Enter a few simple details like the amount to be transferred, purpose of remittance, bank account details of the beneficiary, etc. Transfer the INR amount to the DCB Bank account as mentioned on website via online transfer. You can also choose to use different payment modes like NEFT/RTGS/IMPS/UPI. When the funds are received in the DCB Bank, it is then further executed to the overseas account of the beneficiary.
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studylifeusa · 5 years ago
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Parth Joshi of Vadodara, India, is studying Computer Information Sciences at Kalamazoo Valley Community College
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Why did you decide to study in the USA?
When I visited a production site at home, I saw that there was a lot of waste materials from production and wanted to learn how to change that. My sister lives and works in Michigan, so I attended a school in Ohio. Once I finished my masters, I wanted to learn something more technical. My sister is the same technical field and lives in Kalamazoo, so I started looking at programs in Kalamazoo Valley. Some of my friends started at KVCC but then transferred to WMU, so I decided to study here. I really like the courses and curriculum.
Why did you choose this particular college or university? What attracted you about your school? Please mention such factors as location, reputation, courses offered. What is special about your school and its location?
When I was looking at some of the programs and languages I wanted to learn, I saw that Kalamazoo Valley was offering a lot of programs I was interested in. I want to make a good academic base, and Kalamazoo Valley is a good way to make a base to transfer to another place. It is also very affordable here. I can transfer to another university, but I wanted to start with a technical background first. My family is here too.
What do you like best about your program or university?
The best thing about Kalamazoo Valley is the faculty. In the classes I take, the faculty have great knowledge, and they are so supportive. When I was in my first semester, I took my first class of programming. My teacher was so helpful and would assist me on the weekends at a coffee shop. I was so impressed. She went beyond her responsibilities and job to help me become successful, and she has done this multiple times when I needed it. The teachers are really good. You can start from scratch and learn from there. You learn basic steps first to start developing your skills.
I like the campus locations; one is in Texas Township, which is very close to my house. It has really nice facilities comparable to the universities. I like the gym facilities a lot. The downtown campus is really cool, perfectly located and has great parking.
I also love the culinary building. It has awesome facilities. If someone wants to become a chef, they have a really great place to learn. I have taken special workshops offered by the culinary program. I go every time they have a class. Kalamazoo Valley also has a program for brewing, and I want to take some classes.
What do you miss most about home?
I miss my family, my parents and the food.
What was your biggest surprise about U.S. life and education?
The culture was totally different. The study style is different. At home, we took six subjects a year and then took a big test. Here it changed to semesters, and I take fewer subjects at a time. At KVCC the programs are designed really well. The instructors know what the market wants. I was surprised when I started classes how much they know the market situation and what the companies want. When they need to, professors change the class material to match what companies’ need and want. For example, I learned HTML programming, which many of my friends don’t know. I can assemble and build a whole computer on my own after learning it in my hardware class.
... your biggest disappointment?
There is no big disappointment. The only thing I would like to address is the fees. Because I am an international student, I cannot get financial aid, and I have some higher fees. I cannot take less credit like local students do. I have to take 12 credits to maintain my status, sometimes that’s a lot of studies and a lot of assignments to finish on time.
How have you handled: ... language differences?
I haven’t faced any problems with language differences because I have studied in English all of my life.
... finances?
I borrow money from my parents. I used to work on-campus and off-campus. I borrow money from my family, and I pay it back bi-monthly.
The cost of living in Kalamazoo is pretty affordable compared to other cities. If you get a good job after graduating, you will be able to pay off the loan easy.
... adjusting to a different educational system?
The KVCC program was really tough. I had to study really hard for an associate degree. I have to study for 6-8 hours every day. I haven’t studied programming before; it is all new, so I put in the hard work and dedicated myself to studying. The second semester I didn’t have to study as much but still 5-6 hours a day. I relax on the weekend to take a break.
The teachers push you so much. If you want to learn, you have to finish your stuff on time. If you have a little bit of IT background, it would be really easy. But for me, it was all totally new. I wanted to give it a shot and try. If you don’t jump in the water, you won’t learn how to swim.
The size of the classroom is very important. The classroom sizes at the larger universities are much bigger with 60-70 people. Here the biggest class is 30 students. The teachers have a personal touch. In my programming class, when I raised my hand the teacher would come up to me and show me what I was doing wrong. If you are struggling, they will take time for you- even on the busiest days- then move to the next student.
The facilities in the class are really good. We had to build a whole desktop and we were provided with everything we needed. We were shown step by step how to build a computer.
The other students are also very helpful. I have made so many friends here. The tutoring center is also really good. You can talk to them and they are eager to help you. If you are stuck, go there.
I haven’t felt any racial things. I haven't faced any racial things in the states anywhere.
What are your activities?(Clubs, sports, student associations, travel, homestay programs, special activities or trips sponsored by your program)?
I was the Vice President for the International Student Association. Last year we tried to get all of the intrnational studnets together to do elections for the student group. I made alot of good connections with other international students from all over the world. It is pretty cool to learn about others’ culture. If you understand others’ food, language and cultures it is good; I get a lot of exposure here. I listen to news about their cultures and I am learning that what the media says is not always true.
I am a member of the computer club. I went to Texas for an IT conference. There are a lot of competitions that happen at these conferences. All of my expeneses were paid by the school and it is awesome that you can go to some conferences. Eight students went with some faculty.
How easy or difficult is making friends in the USA?
It is really easy to make friends. Sometimes there are cultural issues but mostly making friends is really easy here and I have friends from all around the world. I have less Indian friends than other international friends.
I have American friends here in my program. They are pretty cool and they are open to talk about culture and they are good about being helpful and answering my questions in class.
What are your career goals? How is your U.S. education relevant to your personal goals and to the needs of your country?
I am planning to finish my associates from KVCC and try to get a job in data analytics or financial analytics. I want to use my business skills and computer skills together. The US education will be really relevant to my country because of my language skills and technical training. There is a great influence of the Western market in India. It will be really easy for me to get a good job at home, but I want to stay here.
What is your advice to other students from your country who are considering a U.S. education?
Get your Visas ready and you can always come to Kalamazoo Valley. It is cheap and good and safe. The cost of living in Michigan is very affordable.
The education is really good, even if you want to begin with a foundation it will be a really good place to start. You will definitely get a good job if you study hard.
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hyipblog · 6 years ago
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How to Turn Your Personal Data Into Money
New Post has been published on https://blog.hyip.com/2019/05/how-to-turn-your-personal-data-into-money/
How to Turn Your Personal Data Into Money
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In a world where a man spends so much time around the web, it’s hard to imagine what a huge digital footprint it leaves. This includes geolocation, clicks on banners, getting stuck on the pages and comments on the content of a specific nature. Not to mention that such online dependent people have long given access to various photo galleries and contacts to various applications. All this information is carefully collected by Facebook, Google and our other favorite applications. Further, based on these profiles and our understanding of our behavioral habits, they sell the possibility of targeted advertising to advertisers. And curious companies get information to understand what is interesting to the user. That’s all for money, of course.[vc_row][vc_column][vc_column_text]And since our data has such value for someone and still fall into the wrong hands, then why not make money on it? Immediately, we note that this is a risk and is fraught with the loss of your privacy. If you still have it and this thing doesn’t frighten you, then here are 5 ways to turn personal data leakage into earnings.[/vc_column_text][vc_custom_heading text=”Passing paid surveys & polls” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_single_image image=”9406″ img_size=”1280×720″ alignment=”center”][vc_column_text]Research and opinion polls need information about your buying, behavioral, and social habits. They are willing to pay for this. It is not much, but real money. For example, CitizenMe pays $ 0.13 for answering 10 questions (a couple of minutes). You get money for a dozen answers to easy questions about yourself and a couple of minutes.  For the same purpose, you can use UserTesting. However, the site works as questions and demand for your opinion arise. It pays more, but not so often. [/vc_column_text][vc_custom_heading text=”Sale of your DNA test results” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_single_image image=”9407″ img_size=”1280×720″ alignment=”center”][vc_column_text]Today, you can easily decipher your DNA, find out the origin of ancestors and predisposition to certain diseases. This procedure will cost all curious $ 100-200. However, there is a Nebula Genomics startup that agreed generously to do it for free in exchange for access to the results. That is, your decrypted DNA will be used by other companies for their own purposes (research, development, whatever). Recently, the LunaDNA platform also offered to pay for the results of your DNA tests if someone is interested in buying them.  Now companies that conduct DNA tests, such as Ancestry and 23andMe, share the results in absolute anonymity with research centers. Nothing prevents you from agreeing to transfer them and receive your dividends. We described the risks associated with taking DNA tests here. (Reference to DNA material). If it doesn’t scare you, then Nebula Genomic will tell you about ancestors and biological predispositions for free and will save you $ 100-200. And LunaDNA will pay for the results.[/vc_column_text][vc_custom_heading text=”Provision of access to your devices” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_single_image image=”9408″ img_size=”1280×720″ alignment=”center”][vc_column_text]You can allow the application to monitor your use of social networks and phone. Monitoring means tracking activity, but not recording telephone conversations, messages (although who knows?). The Wibson app pays with tokens — the application’s local currency — for accessing your geolocation,[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]Facebook, LinkedIn and Google accounts. Then these tokens can be exchanged for something useful such as free trips of Uber, subscriptions in Spotify. You can choose: either it will be anonymous information, for example, how often a 20-year-old law student walks into Instagram, or where your identity appears in a social network account. Wibson later collects, standardizes and sells this information to its partners for effective marketing strategies, useful products and targeted advertising.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_cta h2=”JOIN TO OUR TELEGRAM CHANNEL” h4=”ALL THE LATEST BREAKING NEWS ON TELEGRAM” css=”.vc_custom_1534928484642background-color: #44d8dd !important;”]Join to our Telegram channel HYIP.com to be always up-to-date with the latest news of the cryptocurrency space.[/vc_cta][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading text=”To share your location” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_single_image image=”9409″ img_size=”1280×720″ alignment=”center”][vc_column_text]You can even sell your geolocation. By the way, it is naive to believe that if in the settings of the application you allow you to record your geolocation only when used, then you can’t be traced. It’s just that a dotted line is formed from the solid line of your movements, but it’s clear where you go most often (read, study, work, live). So, Datum is ready to pay $ 0.01 per month to track your geolocation. Perhaps, it is relevant only for owners of large data arrays. While Wibson, mentioned above, is also ready to pay with its tokens not only for monitoring social networks, but also geolocation.[/vc_column_text][vc_custom_heading text=”Free coffee for answering questions about yourself” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_single_image image=”9410″ img_size=”1280×720″ alignment=”center”][vc_column_text]The SHIRU Japanese company opened 23 cafes in Japan, the USA and India, where students (only students) can get coffee, tea, drinks for free. To do this, they need to show a student ID card, to participate in a poll about student life or the use of certain products. While coffee is being prepared, the barista will acquaint them with career opportunities in different companies and tell about their work. Where did the cafe get money? Companies whose target audience is students pay for this advertising placement in a cafe: baristas, branding cups and interiors, banners in the newsletter. The students aren’t hungry and the companies are satisfied. It is a classic win-win.[/vc_column_text][/vc_column][/vc_row]
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innerheropersoneclipse · 4 years ago
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aurelliocheek · 4 years ago
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Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning
Posted by Jacob Lehrbaum, Director of Developer Relations, Android
Developers like you have always played an important role in Android innovation. Over 10 years ago, when we first launched the Android SDK, we also announced the Android Developer Challenge to reward model apps and highlight new ways of solving user problems. As Android pushes the boundaries of machine learning, 5G, foldables, and more, developers continue to help shape these new frontiers. To celebrate this work, we revived the challenge in 2019, with a focus on “Helpful Innovation,” powered by on-device machine learning.
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We received hundreds of creative projects, and at the end of last year, picked 10 winners who each combined a strong idea and a thirst to bring it to life. Since then, we’ve been working with those winners to help turn their ideas into reality. And today, we’re announcing the 10 winners. Some are still at the beginning of their journey but but their apps are now ready for you to download and try out! !
AgroDoc helps farmers diagnose plant disease and make treatment plans. [Navneet Krishna; Kochi, India]
AgriFarm helps farmers detect plant diseases and prevent major damage in fruits and vegetables such as tomatoes, corn and potatoes. [Balochisan, Pakistan]
Eskke streamlines mobile money management for people in the Congo, letting them transfer money, pay bills, buy subscriptions and essential airtime through SMS. [David Mumbere Kathoh; Goma, Democratic Republic of Congo]
Leepi helps students learn hand gestures and symbols for American Sign Language. [Prince Patel; Bengaluru, India]
MixPose is a live streaming platform that gives yoga teachers and fitness professionals the opportunity to teach, track alignment, and give feedback in real-time. [Peter Ma; San Francisco, California, USA]
Pathfinder could help people with visual impairments navigate complex situations by identifying and calculating the trajectories of objects moving in their path. [Colin Shelton; Addison, Texas, USA]
Snore & Cough helps you identify and analyze snoring and coughing, to help provide info to users seeking assistance from a medical professional. [Ethan Fan; Mountain View, California, USA]
Stila pairs with a wearable device, like the Fitbit wristband or a device running on Wear OS by Google to monitor and track the body’s stress levels. By monitoring stress levels over time, you have the chance to better understand and manage stress in your life. [Yingdin Wing; Munich, Germany]
Trashly makes recycling easier. Just point the on-device camera at an item, and through object detection, the app identifies and classifies plastic and paper cups, bags, bottles, etc. [Elvin Rakhmankulov; Chicago, Illinois, USA]
UnoDogs helps owners better support their pet’s wellness, providing customized information and fitness programs. [Chinmany Mishra; New Delhi, India]
Making on-device machine learning more accessible, with ML Kit and TensorFlow Lite
Increasingly, machine learning is becoming a more accessible tool to developers with limited to no background in the technology. In fact, for most of the winners of the Android Developer Challenge, this was their first foray into machine learning. That’s thanks in part to two key offerings from Google, which bring on-device machine learning into reach for millions of developers around the world.
The first is ML Kit. ML Kit brings Google’s on-device machine learning technologies to mobile app developers, so they can build customized and interactive experiences into their apps. This includes tools such as language translation, text recognition, object detection and more. Eskke, for instance, uses offline text recognition and barcode scanning from ML Kit so users can scan the QR code at a mobile money kiosk and quickly withdraw money. And MixPose uses ML Kit’s forthcoming Pose detection API to detect each user’s yoga positions and movements, so teachers can provide feedback.
youtube
The other Google resource that many of the Android Dev Challenge winners used was TensorFlow Lite. This powerful machine learning framework can help run machine learning models on Android, iOS and IoT devices that would never normally be able to support them. Its set of tools can be used for all kinds of powerful neural network-related applications, from image detection to speech recognition, bringing the latest cutting-edge technology to the devices we carry around with us wherever we go. Trashly, for instance, uses a custom TensorFlow Lite model to report if an object is recyclable and how to recycle it.
Helpful innovation, such as the 10 winning apps in the Android Developer Challenge, has the potential to change the way we access, use, and interpret information, making it available when we need it, where we need it most. By working with these developers focused on helpful innovation, we hope to inspire the next wave of developers to unlock what’s possible with this new technology.
What’s next in Android Machine Learning week?
As we kick off the second week of #11WeeksOfAndroid, focused on Machine Learning, we will highlight new tools and resources available to Android developers. Here’s a taste of the rest of this week:
Tuesday - ML Kit, the turnkey ML SDK went through a major overhaul with its new on-device offering this month. Check out the substantial improvement in developer usability, CameraX support and where the platform is going next.
Wednesday - Custom Models. When prepackaged SDK doesn’t quite satisfy your need, tools from Android Studio, TensorFlow Lite and ML Kit might just be the answer. Aside from individual offerings, we will also highlight how they can be used together.
Thursday - ML design. Learn some best practices for making ML product decisions from the People + AI Guidebook. We will go behind the scenes of the Read Along app, an on-device ML app that helps grow universal literacy. Bring your whole team because everyone, including UXers, engineers, and product managers are invited!
On Tuesday and Wednesday, we will also have a “codelab of the day” so get your Android Studio 4.1 beta today, block off an hour in your schedule and take this ML journey with us!
*The apps presented here are the projects of the developers individually, and not Google.
Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning published first on https://phonetracking.tumblr.com/ Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning published first on https://leolarsonblog.tumblr.com/
0 notes
leolarsonblog · 4 years ago
Text
Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning
Posted by Jacob Lehrbaum, Director of Developer Relations, Android
Developers like you have always played an important role in Android innovation. Over 10 years ago, when we first launched the Android SDK, we also announced the Android Developer Challenge to reward model apps and highlight new ways of solving user problems. As Android pushes the boundaries of machine learning, 5G, foldables, and more, developers continue to help shape these new frontiers. To celebrate this work, we revived the challenge in 2019, with a focus on “Helpful Innovation,” powered by on-device machine learning.
youtube
We received hundreds of creative projects, and at the end of last year, picked 10 winners who each combined a strong idea and a thirst to bring it to life. Since then, we’ve been working with those winners to help turn their ideas into reality. And today, we’re announcing the 10 winners. Some are still at the beginning of their journey but but their apps are now ready for you to download and try out! !
AgroDoc helps farmers diagnose plant disease and make treatment plans. [Navneet Krishna; Kochi, India]
AgriFarm helps farmers detect plant diseases and prevent major damage in fruits and vegetables such as tomatoes, corn and potatoes. [Balochisan, Pakistan]
Eskke streamlines mobile money management for people in the Congo, letting them transfer money, pay bills, buy subscriptions and essential airtime through SMS. [David Mumbere Kathoh; Goma, Democratic Republic of Congo]
Leepi helps students learn hand gestures and symbols for American Sign Language. [Prince Patel; Bengaluru, India]
MixPose is a live streaming platform that gives yoga teachers and fitness professionals the opportunity to teach, track alignment, and give feedback in real-time. [Peter Ma; San Francisco, California, USA]
Pathfinder could help people with visual impairments navigate complex situations by identifying and calculating the trajectories of objects moving in their path. [Colin Shelton; Addison, Texas, USA]
Snore & Cough helps you identify and analyze snoring and coughing, to help provide info to users seeking assistance from a medical professional. [Ethan Fan; Mountain View, California, USA]
Stila pairs with a wearable device, like the Fitbit wristband or a device running on Wear OS by Google to monitor and track the body’s stress levels. By monitoring stress levels over time, you have the chance to better understand and manage stress in your life. [Yingdin Wing; Munich, Germany]
Trashly makes recycling easier. Just point the on-device camera at an item, and through object detection, the app identifies and classifies plastic and paper cups, bags, bottles, etc. [Elvin Rakhmankulov; Chicago, Illinois, USA]
UnoDogs helps owners better support their pet’s wellness, providing customized information and fitness programs. [Chinmany Mishra; New Delhi, India]
Making on-device machine learning more accessible, with ML Kit and TensorFlow Lite
Increasingly, machine learning is becoming a more accessible tool to developers with limited to no background in the technology. In fact, for most of the winners of the Android Developer Challenge, this was their first foray into machine learning. That’s thanks in part to two key offerings from Google, which bring on-device machine learning into reach for millions of developers around the world.
The first is ML Kit. ML Kit brings Google’s on-device machine learning technologies to mobile app developers, so they can build customized and interactive experiences into their apps. This includes tools such as language translation, text recognition, object detection and more. Eskke, for instance, uses offline text recognition and barcode scanning from ML Kit so users can scan the QR code at a mobile money kiosk and quickly withdraw money. And MixPose uses ML Kit's forthcoming Pose detection API to detect each user’s yoga positions and movements, so teachers can provide feedback.
youtube
The other Google resource that many of the Android Dev Challenge winners used was TensorFlow Lite. This powerful machine learning framework can help run machine learning models on Android, iOS and IoT devices that would never normally be able to support them. Its set of tools can be used for all kinds of powerful neural network-related applications, from image detection to speech recognition, bringing the latest cutting-edge technology to the devices we carry around with us wherever we go. Trashly, for instance, uses a custom TensorFlow Lite model to report if an object is recyclable and how to recycle it.
Helpful innovation, such as the 10 winning apps in the Android Developer Challenge, has the potential to change the way we access, use, and interpret information, making it available when we need it, where we need it most. By working with these developers focused on helpful innovation, we hope to inspire the next wave of developers to unlock what’s possible with this new technology.
What’s next in Android Machine Learning week?
As we kick off the second week of #11WeeksOfAndroid, focused on Machine Learning, we will highlight new tools and resources available to Android developers. Here’s a taste of the rest of this week:
Tuesday - ML Kit, the turnkey ML SDK went through a major overhaul with its new on-device offering this month. Check out the substantial improvement in developer usability, CameraX support and where the platform is going next.
Wednesday - Custom Models. When prepackaged SDK doesn’t quite satisfy your need, tools from Android Studio, TensorFlow Lite and ML Kit might just be the answer. Aside from individual offerings, we will also highlight how they can be used together.
Thursday - ML design. Learn some best practices for making ML product decisions from the People + AI Guidebook. We will go behind the scenes of the Read Along app, an on-device ML app that helps grow universal literacy. Bring your whole team because everyone, including UXers, engineers, and product managers are invited!
On Tuesday and Wednesday, we will also have a “codelab of the day” so get your Android Studio 4.1 beta today, block off an hour in your schedule and take this ML journey with us!
*The apps presented here are the projects of the developers individually, and not Google.
Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning published first on https://phonetracking.tumblr.com/
0 notes
donaldlockhart · 4 years ago
Text
Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning
Posted by Jacob Lehrbaum, Director of Developer Relations, Android
Developers like you have always played an important role in Android innovation. Over 10 years ago, when we first launched the Android SDK, we also announced the Android Developer Challenge to reward model apps and highlight new ways of solving user problems. As Android pushes the boundaries of machine learning, 5G, foldables, and more, developers continue to help shape these new frontiers. To celebrate this work, we revived the challenge in 2019, with a focus on “Helpful Innovation,” powered by on-device machine learning.
youtube
We received hundreds of creative projects, and at the end of last year, picked 10 winners who each combined a strong idea and a thirst to bring it to life. Since then, we’ve been working with those winners to help turn their ideas into reality. And today, we’re announcing the 10 winners. Some are still at the beginning of their journey but but their apps are now ready for you to download and try out! !
AgroDoc helps farmers diagnose plant disease and make treatment plans. [Navneet Krishna; Kochi, India]
AgriFarm helps farmers detect plant diseases and prevent major damage in fruits and vegetables such as tomatoes, corn and potatoes. [Balochisan, Pakistan]
Eskke streamlines mobile money management for people in the Congo, letting them transfer money, pay bills, buy subscriptions and essential airtime through SMS. [David Mumbere Kathoh; Goma, Democratic Republic of Congo]
Leepi helps students learn hand gestures and symbols for American Sign Language. [Prince Patel; Bengaluru, India]
MixPose is a live streaming platform that gives yoga teachers and fitness professionals the opportunity to teach, track alignment, and give feedback in real-time. [Peter Ma; San Francisco, California, USA]
Pathfinder could help people with visual impairments navigate complex situations by identifying and calculating the trajectories of objects moving in their path. [Colin Shelton; Addison, Texas, USA]
Snore & Cough helps you identify and analyze snoring and coughing, to help provide info to users seeking assistance from a medical professional. [Ethan Fan; Mountain View, California, USA]
Stila pairs with a wearable device, like the Fitbit wristband or a device running on Wear OS by Google to monitor and track the body’s stress levels. By monitoring stress levels over time, you have the chance to better understand and manage stress in your life. [Yingdin Wing; Munich, Germany]
Trashly makes recycling easier. Just point the on-device camera at an item, and through object detection, the app identifies and classifies plastic and paper cups, bags, bottles, etc. [Elvin Rakhmankulov; Chicago, Illinois, USA]
UnoDogs helps owners better support their pet’s wellness, providing customized information and fitness programs. [Chinmany Mishra; New Delhi, India]
Making on-device machine learning more accessible, with ML Kit and TensorFlow Lite
Increasingly, machine learning is becoming a more accessible tool to developers with limited to no background in the technology. In fact, for most of the winners of the Android Developer Challenge, this was their first foray into machine learning. That’s thanks in part to two key offerings from Google, which bring on-device machine learning into reach for millions of developers around the world.
The first is ML Kit. ML Kit brings Google’s on-device machine learning technologies to mobile app developers, so they can build customized and interactive experiences into their apps. This includes tools such as language translation, text recognition, object detection and more. Eskke, for instance, uses offline text recognition and barcode scanning from ML Kit so users can scan the QR code at a mobile money kiosk and quickly withdraw money. And MixPose uses ML Kit's forthcoming Pose detection API to detect each user’s yoga positions and movements, so teachers can provide feedback.
youtube
The other Google resource that many of the Android Dev Challenge winners used was TensorFlow Lite. This powerful machine learning framework can help run machine learning models on Android, iOS and IoT devices that would never normally be able to support them. Its set of tools can be used for all kinds of powerful neural network-related applications, from image detection to speech recognition, bringing the latest cutting-edge technology to the devices we carry around with us wherever we go. Trashly, for instance, uses a custom TensorFlow Lite model to report if an object is recyclable and how to recycle it.
Helpful innovation, such as the 10 winning apps in the Android Developer Challenge, has the potential to change the way we access, use, and interpret information, making it available when we need it, where we need it most. By working with these developers focused on helpful innovation, we hope to inspire the next wave of developers to unlock what’s possible with this new technology.
What’s next in Android Machine Learning week?
As we kick off the second week of #11WeeksOfAndroid, focused on Machine Learning, we will highlight new tools and resources available to Android developers. Here’s a taste of the rest of this week:
Tuesday - ML Kit, the turnkey ML SDK went through a major overhaul with its new on-device offering this month. Check out the substantial improvement in developer usability, CameraX support and where the platform is going next.
Wednesday - Custom Models. When prepackaged SDK doesn’t quite satisfy your need, tools from Android Studio, TensorFlow Lite and ML Kit might just be the answer. Aside from individual offerings, we will also highlight how they can be used together.
Thursday - ML design. Learn some best practices for making ML product decisions from the People + AI Guidebook. We will go behind the scenes of the Read Along app, an on-device ML app that helps grow universal literacy. Bring your whole team because everyone, including UXers, engineers, and product managers are invited!
On Tuesday and Wednesday, we will also have a “codelab of the day” so get your Android Studio 4.1 beta today, block off an hour in your schedule and take this ML journey with us!
*The apps presented here are the projects of the developers individually, and not Google.
Announcing the winners of the #AndroidDevChallenge, powered by on-device machine learning published first on https://phonetracking.tumblr.com/
0 notes
wikimakemoney · 4 years ago
Text
Timeline of PayPal
This is a timeline of online money transfer and e-commerce service PayPal, owned by eBay from 2002 to 2018 and an independent company before and after that.
Big picture[edit]
Full timeline[edit]
References[edit]
^ a b c d Denton, Nick (January 19, 2007). “An alternate history according to Elon Musk”. Gawker. Retrieved August 8, 2014..mw-parser-output cite.citation{font-style:inherit}.mw-parser-output .citation q{quotes:”””””””‘””‘”}.mw-parser-output .id-lock-free a,.mw-parser-output .citation .cs1-lock-free a{background-image:url(“//upload.wikimedia.org/wikipedia/commons/thumb/6/65/Lock-green.svg/9px-Lock-green.svg.png”);background-image:linear-gradient(transparent,transparent),url(“//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg”);background-repeat:no-repeat;background-size:9px;background-position:right .1em center}.mw-parser-output .id-lock-limited a,.mw-parser-output .id-lock-registration a,.mw-parser-output .citation .cs1-lock-limited a,.mw-parser-output .citation .cs1-lock-registration a{background-image:url(“//upload.wikimedia.org/wikipedia/commons/thumb/d/d6/Lock-gray-alt-2.svg/9px-Lock-gray-alt-2.svg.png”);background-image:linear-gradient(transparent,transparent),url(“//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg”);background-repeat:no-repeat;background-size:9px;background-position:right .1em center}.mw-parser-output .id-lock-subscription a,.mw-parser-output .citation .cs1-lock-subscription a{background-image:url(“//upload.wikimedia.org/wikipedia/commons/thumb/a/aa/Lock-red-alt-2.svg/9px-Lock-red-alt-2.svg.png”);background-image:linear-gradient(transparent,transparent),url(“//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg”);background-repeat:no-repeat;background-size:9px;background-position:right .1em center}.mw-parser-output .cs1-subscription,.mw-parser-output .cs1-registration{color:#555}.mw-parser-output .cs1-subscription span,.mw-parser-output .cs1-registration span{border-bottom:1px dotted;cursor:help}.mw-parser-output .cs1-ws-icon a{background-image:url(“//upload.wikimedia.org/wikipedia/commons/thumb/4/4c/Wikisource-logo.svg/12px-Wikisource-logo.svg.png”);background-image:linear-gradient(transparent,transparent),url(“//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg”);background-repeat:no-repeat;background-size:12px;background-position:right .1em center}.mw-parser-output code.cs1-code{color:inherit;background:inherit;border:inherit;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;font-size:100%}.mw-parser-output .cs1-visible-error{font-size:100%}.mw-parser-output .cs1-maint{display:none;color:#33aa33;margin-left:0.3em}.mw-parser-output .cs1-subscription,.mw-parser-output .cs1-registration,.mw-parser-output .cs1-format{font-size:95%}.mw-parser-output .cs1-kern-left,.mw-parser-output .cs1-kern-wl-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right,.mw-parser-output .cs1-kern-wl-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}
^ Lillington, Karlin (July 27, 1999). “PayPal Puts Dough in Your Palm”. Wired Magazine. Retrieved August 1, 2014.
^ a b c d e f g h i j k l m n Jackson, Eric M. The PayPal Wars.
^ Plotkin, Hal (September 8, 1999). “Beam Me up Some Cash”. Silicon Valley Insider, CNBC. Archived from the original on March 26, 2006. Retrieved August 8, 2014.
^ “Just Outta Beta”. Wired. November 1999. Retrieved August 8, 2014.
^ a b “X.Com – PayPal”. Retrieved August 8, 2014.
^ a b “Elon Musk”. Encyclopedia of World Biography. Retrieved August 8, 2014.
^ Lacy, Sarah. Once You’re Lucky, Twice You’re Good. ISBN 978-1592404278.
^ Bodow, Steve. “The Money Shot. Ecurrencies have rarely been worth the paper they’re not printed on. But with a potent viral marketing gimmick and a dose of dumb luck, PayPal is making person-to-person transactions pay”. Retrieved August 8, 2014.
^ “Max Levchin: Online Fraud-Buster”. BusinessWeek. September 30, 2002. Retrieved August 8, 2014.
^ “Max Levchin”. Technology Review. Retrieved August 8, 2014.
^ “PAYPAL INC (PYPL) IPO”. NASDAQ. Retrieved August 8, 2014.
^ Kane, Margaret (July 8, 2002). “eBay picks up PayPal for $1.5 billion”. CNet. Retrieved August 8, 2014.
^ “EBay Buys PayPal in $1.3 B Stock Deal”. Associated Press. July 8, 2002. Retrieved August 8, 2014.
^ Jackson, Eric M. (October 27, 2012). “How eBay’s purchase of PayPal changed Silicon Valley”. VentureBeat. Retrieved July 8, 2014.
^ “Tagedge.com”. Tagedge.com. Retrieved January 20, 2011.
^ “eBay Completes Acquisition of Bill Me Later” (Press release). Business Wire. November 7, 2008. Retrieved July 7, 2018.
^ “PayPal Student Accounts – Giving Teens Their Own Spending Power”. Student.paypal.com. November 5, 2010. Archived from the original on April 29, 2011. Retrieved January 20, 2011.
^ PayPal Creates Student Accounts for Teens. Retrieved October 23, 2010.
^ “PayPal’s (Partially) Open Platform to Usher in New Payment Models & Apps: Tech News and Analysis «”. GigaOM. November 3, 2009. Retrieved January 20, 2011.
^ Wauters, Robin (July 28, 2010). “Short Notice: PayPal Removes Electronic Withdrawal Option For Indian Users”. TechCrunch. Retrieved January 30, 2015.
^ Rao, Leena (October 26, 2010). “PayPal Unveils Micropayments For Digital Goods, Facebook Signs Up Also, PayPal launches PayPal Apps for Merchants”. TechCrunch. Retrieved January 30, 2015.
^ Rao, Leena (October 26, 2010). “PayPal Apps Launches With Merchants In Mind”. TechCrunch. Retrieved January 30, 2015.
^ Rao, Leena (January 28, 2011). “Reserve Bank Of India Restricts PayPal Payments To Merchants To Under $500”. TechCrunch. Retrieved January 30, 2015.
^ Rao, Leena. “June 27, 2011”. TechCrunch. Retrieved January 29, 2015.
^ Rao, Leena (September 25, 2011). “PayPal Now Processing $315 Million In Payments Per Day”. TechCrunch. Retrieved January 29, 2015.
^ Rao, Leena (January 6, 2012). “PayPal’s First In-Store, Brick And Mortar Mobile Payments Integration Is At Home Depot”. TechCrunch. Retrieved January 29, 2015.
^ Empson, Rip (March 15, 2012). “No Swipe Needed: PayPal Here Is Powered By Mobile Payment Startup Card.io”. Retrieved January 30, 2015.
^ Price, Emily (March 15, 2012). “PayPal Takes On Square, Launches ‘PayPal Here’ Credit Card Reader”. Mashable. Retrieved January 30, 2015.
^ “PayPal Debuts Tiered Suite Of Online, Offline And Mobile Payments Options For Small Businesses”. TechCrunch. April 4, 2012. Retrieved January 29, 2015.
^ Lunden, Ingrid (May 30, 2012). “Updated: Baby Steps To NFC: PayPal InStore Hits The UK, With Barcodes, No NFC, In Sight”. TechCrunch. Retrieved January 29, 2015.
^ Lunden, Ingrid (June 19, 2012). “A Redesigned, Slicker PayPal Is Coming Tomorrow; Some Seeing New Look Today”. TechCrunch. Retrieved January 29, 2015.
^ Perez, Sarah (December 13, 2012). “PayPal Launches Prepaid “PayPal My Cash Card,” Allowing Cash-Preferred Customers To Shop Online”. TechCrunch. Retrieved January 29, 2015.
^ Rao, Leena (September 9, 2013). “PayPal Debuts Its Newest Hardware, Beacon, A Bluetooth LE Enabled Device For Hands-Free Check Ins And Payments”. TechCrunch. Retrieved January 28, 2015.
^ Rao, Leena; Perez, Sarah; Lunden, Ingrid (September 26, 2013). “EBay’s PayPal Acquires Payments Gateway Braintree For $800M In Cash”. Retrieved January 28, 2015.
^ Hardawar, Devindra (September 26, 2013). “PayPal’s dev relations head on why it acquired Braintree: ‘We need to be like them’ (interview)”. VentureBeat. Retrieved January 28, 2015.
^ Geron, Tomio (September 26, 2013). “PayPal Buys Braintree For $800 Million For Mobile Payments”. Forbes. Retrieved January 28, 2015.
^ Thomas, Owen (September 26, 2013). “PayPal Buys Braintree To Get A Foothold In App Payments”. ReadWriteWeb. Retrieved January 28, 2015.
^ Barr, Alistair (September 26, 2013). “PayPal agrees to acquire Braintree for $800 million”. USA Today. Retrieved January 28, 2015.
^ Shu, Catherine (November 27, 2013). “PayPal Adds Support For Prepaid Gift Cards In Time For Holiday Shopping”. TechCrunch. Retrieved January 28, 2015.
^ Lunden, Ingrid (March 8, 2014). “PayPal Is Rolling Out Its New “Mobile First” Website Globally”. TechCrunch. Retrieved January 28, 2015.
^ Lardinois, Frederick (May 15, 2014). “Google Play Store Adds Wallet Rival PayPal As A Payments Option”. TechCrunch. Retrieved January 27, 2015.
^ Lunden, Ingrid (June 12, 2014). “PayPal Launches PassPort To Lure More International Sales From Merchants”. TechCrunch. Retrieved January 28, 2015.
^ Perez, Sarah (July 30, 2014). “PayPal’s “Bill Me Later” Service Becomes “PayPal Credit,” As Company Expands Credit Products Globally”. TechCrunch. Retrieved January 28, 2015.
^ Cutler, Kim-Mai (September 23, 2014). “PayPal Enables Bitcoin Transactions For Merchants Selling Digital Goods”. TechCrunch. Retrieved January 27, 2015.
^ Jeffries, Adrianne (September 23, 2014). “PayPal adds limited Bitcoin support”. The Verge. Retrieved January 28, 2015.
^ “Bitcoin’s Price Skyrockets Following PayPal’s Hug”. TechCrunch. September 23, 2014. Retrieved January 27, 2015.
^ Etherington, Darrell (September 30, 2014). “eBay And PayPal To Split Into Two Separate Companies”. TechCrunch. Retrieved January 28, 2015.
^ Biggs, John (September 30, 2014). “Ebay’s Dark Binary Star Is Finally Exploding”. TechCrunch. Retrieved January 28, 2015.
^ Faber, David (September 30, 2014). “EBay and PayPal to split into two separately traded companies”. CNBC. Retrieved January 28, 2015.
^ Bertoni, Steven (September 30, 2014). “Ebay And PayPal To Split: Carl Icahn And Elon Musk Wish Comes True”. Forbes. Retrieved January 28, 2015.
^ Soper, Spencer (September 30, 2014). “EBay to Split Off PayPal as Mobile Payments Gain Ground”. Bloomberg News. Retrieved January 28, 2015.
^ Rushton, Katherine (October 1, 2014). “The five reasons behind PayPal’s split from eBay”. The Telegraph. Retrieved January 28, 2015.
^ Lunden, Ingrid (September 30, 2014). “Dan Schulman To Lead Newly Independent PayPal, Devin Wenig Will Be CEO Of eBay Inc”. TechCrunch. Retrieved January 28, 2015.
^ Lunden, Ingrid (March 2, 2015). “PayPal Buys Paydiant, The Mobile Wallet Behind CurrentC, To Raise Its Game v. Google + Apple”. TechCrunch. Retrieved July 8, 2015.
^ Lunden, Ingrid (March 10, 2015). “PayPal Doubles Down On Israel: Confirms CyActive Acquisition, New Security Hub”. TechCrunch. Retrieved July 8, 2015.
^ Barrese, James (March 10, 2015). “PayPal Establishes New Security Center”. PayPal. Retrieved July 8, 2015.
^ Brinkmann, Martin. “PayPal: accept robocalls and automated texts, or close your account”. gHacks. gHacks Technology News. Retrieved 5 June 2015.
^ Heisler, Yoni. “PayPal responds to Internet fury over its new terms of service”. BGR. BGR Media, LLC. Retrieved 5 June 2015.
^ Loizos, Connie (July 1, 2015). “PayPal Agrees to Buy Xoom for $890 Million”. TechCrunch. Retrieved July 8, 2015.
^ “PayPal Acquires Digital Money Transfer Company Xoom Before eBay Split”. Forbes. Retrieved January 20, 2011.
^ “Here Are The 15 New Companies Joining The Fortune 500”. fortune.com. 2016-06-06. Retrieved 2016-06-07.
^ Sarah Perez (7 February 2017). “PayPal’s first payments bot is a Slack app”. TechCrunch. Retrieved 8 February 2017.
^ Khari Johnson (7 February 2017). “PayPal launches Slack bot for peer-to-peer payments”. VentureBeat. Retrieved 8 February 2017.
^ Ryan Lawler (11 July 2017). “PayPal makes it easier for its merchants to sell products globally”. TechCrunch. Retrieved 23 May 2019.
^ Robert Krol (11 July 2017). “Webinterpret and PayPal launch newest cross-border solution”. Webinterpret. Retrieved 23 May 2019.
^ Shannon Liao (11 July 2017). “PayPal’s new plugin helps merchants sell and ship their items internationally”. The Verge. Retrieved 23 May 2019.
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source http://wikimakemoney.com/2020/05/30/timeline-of-paypal/
0 notes
unikglobalservices-blog · 5 years ago
Text
Ultimate Guide:10 Popular Courses in USA in 2020
https://www.unikglobalservices.com/10-popular-courses-in-usa/
Popular courses in USA to help you get smart: 
The USA is the most preferred study destination for many international students especially for students from India. Many are aware that the US is a technically advanced country and pursuing a technical course will be like adding a feather to their cap. Apart from engineering, there are many other courses that can add colors to your life. This article will speak about the top 10 most popular courses in USA.
What are the most popular courses in USA?
There are 10 most popular courses which are as follows:
Computer Science
The US being the leader of technology acquiring either a graduation or post graduation from any of the US universities will be the greatest credit in the job market. Advancement in technology demands highly skilled graduates in computer science and there are plenty of job opportunities for skilled computer science graduates.
Accounting
Money plays the vital role in the global market and accountants are most preferred to tackle the financial system. On receiving graduation in accounting the accountant can explore all financial theories and also can gain practical knowledge on how to manage financial crises. Students can also choose short accounting courses in USA.
Economics
Economics deals with production, consumption and transfer of wealth. All these criteria are very important for a country’s economy. People with graduation in economics can easily grab a job with a high salary.
Medicine
The field of medicine is always in demand all over the world. As medicine is related to human health only a well-trained person can be successful in this field. Graduation from any of the US universities gives you real-time experience to handle patients and you can be sure that you will shine in your career. Short medical courses in USA are also available for international students.
Psychology
Psychology, the most popular courses in USA. Being the most interesting course only fifty percent of psychology students shine in their career. This is due to lack of coaching. Being a psychology student at any of the US universities will make you the best psychologist.
Fashion design
Fashion designing is in the utmost demand in recent years. Not only celebrities but each and every individual prefers a fashion designer to design their attire. Being excellent in this field will pave way for minting money.
Law
Law is the most popular courses in USA preferred by students moving to the US for higher education. A degree in law demands extraordinary skills like interpretation, understanding of complex subjects, problem-solving skills, oral communication, effective teamwork, etc. course on law from any of the US universities will help you acquire all the above-stated skills. Students can also choose short law courses in USA.
Physiotherapy
Physiotherapy has become the biggest challenge for drug treatments. Nowadays people prefer physiotherapy rather than medicines. Success in this career is 100% sure if you are doing this course in the US.
Architecture
Becoming a successful architect is a long process. The course duration is five years and two years for work experience. Successful completion of this course will make you a very good architect. Universities in the US will transform you into the best architect.
Criminology
Criminology is one of the most popular courses in USA , though criminology is the toughest course it becomes easier when you pursue it from the best universities in the world. The US universities are not less in providing effective teaching even for criminology.
The above listed top 10 popular courses in USA will help each and every international student to own better life.
Study options in USA
Certificate courses
Diploma courses
Associate Degrees
Pathway programs
Preparatory programs
Online Courses
Advance  certificate
Diploma
Associate  of Science
Undergraduate  Pathway
Foundation  Courses
Summer  courses
Graduate  certificate
Advanced  Diploma
Associate  of Applied Science
Graduate  Pathway
Orientation  Programs
Vacation  Programs
Undergraduate  certificate
Graduate  Diploma
Associate  of Arts
Postgraduate  certificate
Post-Graduate  Diploma
Popular courses in USA
What are the Popular undergraduate courses in USA?
Study in USA after 12th for Indian students-Students completed 12th who are looking for undergraduate courses in the USA can choose courses. Below listed are the popular undergraduate courses in USA.
1.     Social science and humanities
2.     Psychology
3.     Bachelor of engineering
4.     Education
5.     Bachelor of computer science
6.      Health professionals and related programs
7.     Business
What are the Popular courses in USA for MS?
The following are the popular courses in USA that an international student can pursue in the USA. Students have lots of benefits studying in USA.
1.     MS in computer science
2.     MS in Power Engineering
3.     MS in Management Information System
4.     MS in Petroleum Engineering
5.     MS in Life Science
6.     MS in Wireless communication
7.     MS in Embedded system
8.     MS in Management Information System
9.     MS in Game Design and Game development
Can I complete Masters in 1 year in USA?
Wow, It’s a great privilege for students that 12 months MS courses are available for international students.There 100+ 12 months master degree courses available in USA.Here we are listing 10 most popular 12 months courses :
1.     Masters of Business Administration
2.     Masters of Law (L.L.M)
3.     M.S in Management 
4.     M.Eng. in Artificial Intelligence
5.     M.S in Marketing
6.     M.A in Human Resources
7.     Masters in Legal Studies (MLS)
8.     M.S. in International Real Estate
9.     M.S. in Digital Forensics and Cybersecurity
10.                        M.S. in Construction Management.
Are there any Short term popular courses in USA?
Yes , there are Short courses in USA for international students which are listed below which are very beneficial for their career.Online short courses with certificates are also available for international students.
1.     Biotechnology
2.     Pharmaceutical
3.     Computer science
4.     Crisis management
5.     Tribology
6.     Data modeling and analysis
7.     Design, analysis and manufacturing
8.     Energy and transportation
9.     Innovation
10.                        Leadership
11.                        Communication
12.                        Radar
13.                        Robotics
14.                        System engineering
15.                        Sustainability
What are the popular courses in USA for Diploma?
International students can opt for the following diploma courses in USA
1.     Diploma in accounting and finance
2.     Diploma in architecture
3.     Diploma in arts and cultural management
4.     Diploma in aviation
5.     Diploma in business
6.     Diploma in communication
7.     diploma in environmental science
8.     Diploma in film and tv
9.     Diploma in financial planning
10.                        Diploma in health science
11.                        Diploma in information management
12.                        Diploma in human resource management
13.                        Diploma in information technology
14.                         Diploma in management
15.                        Diploma in marketing
16.                        Diploma in medical sonography
17.                        Diploma in nursing and midwifery
18.                        Diploma in pharmacy
19.                        Diploma in construction management
20.                        Diploma in data science
What are the Business and management courses in USA?
The most preferable business and management courses in USA are:
1.     Bachelor of Science in financial planning and wealth management
2.     Bachelor of Science in food and agribusiness marketing and management
3.     Bachelor of Science in fashion and merchandising and management
4.     Bachelor of Science in fashion design and product innovation
5.     Bachelor of Science in entrepreneurship
6.     Bachelor of Science in actuarial sciences
7.     Bachelor of Science in hospitality business management
8.     Bachelor of Science in international business studies
9.     Bachelor of Science in financial planning and wealth management
10.                        Bachelor of Science in global enterprise management 
IT courses in USA
Everyone is interested in IT careers nowadays, so in order to get hired in IT students need a strong educational background in computer science and information technology.To get complete knowledge about programming languages like c++, java , Microsoft and .Net .The IT courses in USA are as follows
1.     M.S. in Applied Information Technology.
2.     M.S in Information Systems
3.     M.S in Information Technology
4.     M.S in Information Science
5.     M.S in Technology
6.     M.S in Applied Technology
7.     M.S in Technology Management
8.     B.S in Information and Decision sciences
9.     B.S in Information Technology
10.                        B.A in Information Science
What are the Short term medical courses in USA?
We have listed 10 popular courses in USA which is specialized short term medical courses in USA
1.     Leading organizational change in healthcare
2.     Principles of health law and regulatory issues
3.     Healthcare organization operation
4.     Human centered healthcare
5.     Strategic leadership in healthcare
6.     Certified lifestyle medicine executive comprehensive exam
7.     Biostatistics in public health
8.     Fundamental of advocacy in health policy
9.     Healthcare organization and delivery models
 Contact Info
B-4, 1st Floor, PARSN Complex,
Kodambakkam High Road,
Nungambakkam, Chennai – 600 006.
+(044) 4204 1414
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vsplusonline · 5 years ago
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Horoscope Today, 30 April 2020: Check astrological prediction for Aries, Taurus, Gemini, Cancer and other signs - Times of India
New Post has been published on https://apzweb.com/horoscope-today-30-april-2020-check-astrological-prediction-for-aries-taurus-gemini-cancer-and-other-signs-times-of-india/
Horoscope Today, 30 April 2020: Check astrological prediction for Aries, Taurus, Gemini, Cancer and other signs - Times of India
How will the day turn out for you? Here’s more on what lies ahead…
Aries : Today you may not feel better, old health issues may arise, it may make you upset. You may take some wrong decisions due to impatience and hurry. It is advised to think twice before making any decision. It is advised that you should not keep money loose, otherwise you may spend it on buying worthless stuff.
Taurus : Today , there may be peace in the mind. You may plan to invest some capital in the business, which may increase liquidity into your business. Your earnings may boost your financial health. You may enjoy romantic moments with your spouse, which may enhance harmony in the family life. Singles may likely to find suitable match . Love birds may take decision to get married. Students will be blessed by good karma.
Gemini : Today you may be very happy, your losses may convert into profits. Your seniors may be happy and appreciate your work. You may likely to have some changes into your place, position or responsibilities at work , in terms of promotions. Your opponents and hidden enemies may be under control now. Singles and love birds may take important decisions in terms of marriage with the help of relatives or friends.
Cancer : Today you are blessed by moon, which may make you happy. Last week’s crunch are now over. With the help of blessing , you may get reciprocation of your hard work. With the help of your subordinates, you may be able to initiate your postponed works. There are some gains in your business which may boost your finance.
Leo : Today you may feel dull, you may have some health issues. You are advised to postpone making investments into the business. It is also advised not to start new venture. You are likely to face losses in the business. Your gains may likely to convert into losses.
Virgo : Today you are blessed by moon, you may be able to take quick decision in professional front. You may expect to get new opportunities in terms of business, which may boost your confidence level. You are likely to start some new innovation with the help of your partner, which may increase your business in the near future.
Libra : Today you are blessed by moon, you may perform well at work, you may expect some promotions or transfer in terms of gains. You may also plan to change the current job. Your relations with the boss may be boosted now . Chronic health issues will be resolved now, which may make your family happy.
Scorpio : Today , you are blessed by Moon, which may give you confidence. You may be able to take important decision confidently. You are decisive also, so may grab the opportunity without a second thought. You may likely to spend money on family and friends. Love birds may enjoy their happy moments. Job aspirants may likely to get a suitable job with the help of friends.
Sagittarius : Today you may have dull feeling. You may not enjoy your day. You may be a victim of arrogance. It may affect both your professional and domestic life. You may internally feel lack of confidence, which may stop you from doing something creative at work. Capricorn : Today , you are advised to control your straightforwardness , your loose talking may affect people around you. You may spend your hard earned money in buying some worthless stuff . Your mind may likely to work very fast, it is advised to make any important decision with patience.
Aquarius :
Today , you may take quick decisions, which may give benefits in day to day life. You may take some difficult decisions with the help of your colleagues, you may likely to get success easily. Property related disputes between siblings may likely to be resolved. You may also expect some short trips.
Pisces : Today , you advised to control your straightforwardness , your loose talking may affect people around you. You may spend your hard earned money in buying some worthless stuff . Your mind may likely to work very fast, it is advised to make any important decision with patience.
The author, Samir Jain, is a Jaipur based astrologer who is an expert in astrology, numerology, palmistry and Vastu. He is also an expert in Jain Temple Vastu and Jain Jyotish. Over the last several years, he has consulted clients from the USA, Brazil, Mexico, Canada, the UK, Australia, Turkey, France, Italy, South Africa, and Germany.
#astrology #horoscope #dailyhoroscope #horoscopetoday #horoscopeapril #aprilhoroscope
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poojasatyam · 1 year ago
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How to Transfer Money From India to Usa for Students Using Bank Wire Transfers?
How to Transfer Money From India to Usa for Students? It’s really easy to transfer money to USA. With DCB Remit, you can do this in just 4 easy steps!Open www.dcbremit.com, log in and add a beneficiary to your account. Enter a few simple details like the amount to be transferred, purpose of remittance, bank account details of the beneficiary, etc. Transfer the INR amount to the DCB Bank account as mentioned on website via online transfer. You can also choose to use different payment modes like NEFT/RTGS/IMPS/UPI. When the funds are received in the DCB Bank, it is then further executed to the overseas account of the beneficiary.
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How to Explain offshore outsourcing to Your Grandparents
What's outsourcing? Perfectly, To place it in a couple of text, outsourcing entails contracting your online business system into a 3rd party provider company located in exactly the same state or In a foreign country. A number of the common providers outsourced are client help, Website design, facts entry, Big Information methods administration, legal products and services and more.
™
In the last 10 years, the BPO sector has witnessed a massive expansion which growth is going up. The truth is, it has emerged to be on the list of fastest escalating sectors today. There are several main reasons why companies across the globe opt to outsource and many of them are offered below:
There are lots of elements which have empowered BPO services and large Data methods is one of them and it has simplified analysis and management of data. Helpful data administration is important for companies belonging to every sector as well as BPO companies market is no diverse. Even so, Despite the growth, there are Numerous issues that are plaguing the BPO business and several of the important types are mentioned below.
Challenge one Meeting Buyer Anticipations
Assembly shopper anticipations generally is a obstacle due to the increasing competition available in the market. As prospects are becoming all the greater mindful of the several items available in the market, they may have sky large anticipations that could become pretty complicated for businesses to maintain up with.
Obstacle two Tough Working Several hours
A significant percentage of the BPO industry these days is off-shore, which means the procedure is outsourced to some staff that is situated in another country, possible in another Component of the earth. This results in the employees being forced to get the job done for odd Performing hrs as well as for hours at a extend from time to time, which ends up in a decline in effectiveness.
Challenge three: Administration of enormous Volumes of knowledge
As We've got mentioned earlier, data is escalating like never ever right before which is only likely to get greater and even larger. Major Data has risen to be a cause of worry for industries across sectors and also the BPO sector is not any diverse.
Problem 4 Significant Charge of Attrition
Regardless of getting one of the swiftest increasing industries, the BPO sector also suffers from amongst the very best prices of worker attrition. BPO organizations typically really have to incur additional expenditures to train new workforce repeatedly, because of the high amount of attrition.
Obstacle five Focusing on a Minimal Price range
Frequently the spending plan set aside by corporations for outsourcing is quite low and BPO providers are pressured to operate throughout the restricted finances. This frequently helps http://www.globalorefinders.com/why-offshore-outsourcing-is-smart-for-your-business/ make BPO solutions providers to battle to satisfy the standard specifications.
Problem six Deficiency of a Quality Expertise Pool
This is yet another challenge plaguing the BPO solutions field nowadays. On account of sure variables which are at Perform, it has become tricky to locate the ideal talent pool for that BPO organizations. It is a huge obstacle simply because inside the absence of excellent expertise, it could be tough to obtain the best quality of customer service, particularly when BPO is a individuals-oriented business.
Summary:
In spite of the various issues, leading IT answers companies, just like the Electronic Group, Accenture, and Tech Mahindra are venturing into BPO solutions, just like they are catering to other in-desire companies like Significant Data Options and business mobility, among Other folks. The difficulties talked about previously mentioned are little by little remaining tackled as BPO moves towards achieving a fresh development milestone.
Currently there are plenty of talks about cloud computing. Supposedly it can provide a new successful way to satisfy requires in components and computer software products and solutions and IT companies. But How about IT staff? Can the cloud product be expanded to... cloud staffing? If Indeed, How about these kinds of notions as "nearshore/offshore focused group" or "outsourcing software program development" - are they obsolete?
The time period cloud staffing is affordable as it outsourcing continuously evolves. And new notions replicate a brand new level of its maturity and hands-on expertise acquired both equally by buyers and companies, along with reveal probable ways of the IT outsourcing additional growth.
IT Outsourcing - Actions to Clouds
About twenty years ago outsourcing was a Device with the assistance of which multinational corporations attempted to reduce overhead expenditures. It had been time of mega-deals with extensive-lasting contracts and India as a major offshore location. It had been a issue for "big canines" only.
On the other hand, even for that multinationals there were some troubles handling offshore tasks. Remoteness, not enough openness and transparency in relations amongst a shopper and service company, cultural boundaries could convey to absolutely nothing all opportunity financial savings and Positive aspects. No surprise that there gradually appeared:
* Captive centers created by US and European companies in outsourcing Locations * Western corporations-intermediaries that cooperated with a lot of confirmed outsourcing suppliers - Therefore, conclusion consumers have no handle offshore staff * Associates of offshore organizations (Would you don't forget all All those ads and letters like "A BBB-primarily based software package progress company involves reps from the USA"?)
A step to really make it outsourcing inexpensive for little organizations and in many cases men and women ended up on line freelancer auctions and expertise marketplaces. Amongst companies there may be met equally blue chip organizations that test to seek out "fresh blood" for their providers pool, and students who have to have support inside their research. Nonetheless Digital employee marketplaces has their unique pitfalls much too: from time to time it is hard to resize the venture staff, and so on.
In an effort to minimize outsourcing dangers providers tried out a number of various cooperation and managerial designs:
* Multisourcing - Its motto was "Do not place all eggs in one basket". The thought of multisourcing was to mitigate outsourcing hazards distributing distinctive areas of initiatives amongst several vendors: e.g., one of them develops software package, One more one particular offers unbiased testing. As a facet result, multisourcing has stimulated curiosity to nearshoring and these types of outsourcing destinations as Latin The us and Eastern Europe (Romania, Poland, Ukraine, and so on.). * Acquisition or institution of corporations inside the United states of america or EU by outsourcing firms, hiring both regional and offshore/nearshore employees. Their aims are: for being nearer to consumers, to do away with the cultural obstacles, to transfer and use the best managerial and generation practices. * Devoted developer groups - A remote (nearshore or offshore) developers group solely dipped and strictly next shopper's challenge philosophy. It can be In particular successful when making use of the Agile software enhancement methodology.
And now a brand new wave - * Cloud staffing - Its motto is "Adaptability, Scalability, and Success". It's really a synergy of the greatest outsourcing practices and program enhancement methodologies together with the power in the up-to-day Web-dependent conversation and collaborative perform technologies.
Cloud Staffing Capabilities
Cloud computing lessens components/software program to a skinny client on an internet-related laptop computer (or even smartphone) against mainframe computers, info facilities and sophisticated programs concealed in the cloud.
one. Cloud staffing implies skinny HRPure manpower for purchasers, all the problems about staff using the services of, retention, and firing are inside the team cloud.
2. Cloud staffing usually means no administrative fuss for customersVacations, taxes, and so forth - this all is while in the cloud and preserved from the company service provider.
three. Personnel clouds are scalableHuman assets might be scaled up and down speedily.
4. Workers clouds are transparentAll people are picked and interviewed by purchasers. The customers can select finest-of-breed IT professionals: programmers, testers, etc. They are going to be managed by The client, share their development methodology and collaborative work tools (job management, growth, tests, telecommunication channels and tools).
5. Clouds are acceptableNot only for big corporations but somewhat for SME, start off-ups, and also individuals.
six. Clouds are firmThey have responsible lawful track record: versatile agreement files, guarantees of IP correct security, a reimbursement assures and also other legal rights.
7. Cloud staffing is a whole new but experienced sort of IT outsourcingBehind the clouds There's a new era of managers and builders who know countries they perform with, have an understanding of their cultural and small business specificity, and also have a hands-on expertise in Performing in remote teams.
Cloud computing is really a sound Answer inside our rough aggressive world when deals ought to be built promptly and without the need of abnormal purple-tape retards. Comparing with traditional IT outsourcing, a You can find out more more mature solution of cloud staffing allows consumers
* To stay away from time and expenditure on developing infrastructure, thus growing enterprise responsiveness and speedier the perfect time to market place* To obtain far more innovative company procedures or providers, therefore rearranging money investments to allocate to a different business regions* To scale up and down a team, therefore remaining adaptable and vibrant to the industry scenario by increasing business performance without having making a gift of the Manage around the enterprise.
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upachar · 6 years ago
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Our Democracy
Democracy Like Ashwathama’s Milk
Often, a thought crosses my mind, when looking at political landscape and electoral issues in India - do we have a democracy that is like Ashwathama’s milk?
Ashwathama was Guru Dronacharya’s son in the epic, Mahabharat. Dronacharya’s household, was struggling with poverty despite of being the official teacher of the princes of Kuru Vansha (clan) of Hastinapur, not unlike many teachers in USA. They were always running low on groceries and even milk was a luxury. Ashwathama was young, when he saw some prince drinking milk. So he wanted some and asked his mother. They neither had milk nor any money to buy it. But Ashwathama was crying and hungry and could not take no for an answer. So his mother mixed some flour into water so that it looked like a whitish liquid and handed it over to him. He, apparently, not knowing how real milk tastes like, happily gulped down the liquid thinking he got his wish fulfilled.
Similarly, we wanted to be democracy and we may be satisfied with the fact that we got a democracy. It looks like a democracy; but actually doesn’t feel like one. To me and to many other Indians.
Don’t get me wrong. We have had a good run with democracy compared to the (mostly failed) states around us, with only one noticeable hiccup in 1975-77. Successive governments, even when from different / opposing political parties, have peacefully and smoothly handed over the reins. That is not a mean feat by any measure, especially for a nation that had not really had any democracy at all levels until 1950s, and had to overcome several obstacles to create a sovereign democratic nation of diverse cultures, not to mention poverty, femine, and illiteracy etc.
For past 70ish years, we have implemented largest “free and fair” elections in the world. We have a multi party democracy that while representing the diversity in our society managed to come together to run the nation. We are among the fortunate 62.2% human population that lives in democracies and is deemed to have the political freedom. We have not had any coups and interference in governance from armed forces. We are in somewhat of an enviable position, as, at least on paper, we seem to have all the attributes to make huge progress and make our mark on the world stage.
But then, why does our democracy, even after many generations, does not feel like a “real” democracy - a democracy where ordinary citizens feel that their voice matters, a mature democracy where the democratic values are truly interwoven into the social ethos, a democracy where the 4 pillars - legislative, executive, judiciary and media are strong and independent, a democracy where elections are free, fair and level?
In the times, when the most established democracies are floundering with unprecedented challenges, this question is even more important as finding answers to it can only strengthen our democracy.
Political Inequality
We switched - somewhat abruptly - from being a collection of states ruled by dynastic monarchies / autocracies. But over the years, political dynasties have formed to replace those. At various levels, in various parties, these dynasties tightly control who can represent voters. Money and muscle rule supreme. Newcomers from grass roots, despite of all good leadership qualities and approval ratings usually have a hard time contesting elections, especially if they do not align themselves to the interests of these entrenched powers. Even the elections for the lowest levels of governments - the local bodies - are not exceptions.
Interestingly voter turnouts in elections remain encouraging and politics is a hot discussion topic across populations. But most citizens don’t become active beyond voting or just hotly debating the current political topics. Attendance at town halls is abysmal. We have representative democracy so can’t expect citizens to be involved in the governance directly. But then, how often do citizens get to express their grievances to their representative?
Then there are some populations like tribals in central India and some regions like the North-East that don’t feel well integrated and well represented at the higher government levels. Women are not well represented either - only 61 out of 543 MPs in Lok Sabha (lower house of parliament) are women while 47% voters in 2014 general election were women. So they vote at par, at least in percentages, as men but remain under represented on the legislative branch. Even when they are elected, the primary decision makers (“remote controls”) are men behind the scenes and the women are reduced to proxies - a scenario that plays often at lower government levels where some constituencies are reserved for female candidates. Similarly, there is a age issue too. Despite of most the population (65% below 35) being young, most representatives are much older. So the demographics of representatives doesn’t really reflect the voter demographics.
The dynasties and their inner circles, their enablers, power brokers and agents - lets call these as the “ruler class” - essentially exercise control over the vibe in public, even when not in power. The ruler class has its factions and parties and they furiously fight each other on all fronts. So even grassroots movements are interfered and soon become a source of political tensions. [e.g. Maratha Kranti Morcha, Anti Corruption Movement of 2011-12] That avenue for citizens to make their voice heard fizzles out. Thus the non-ruler class i.e. the “peasants class” is valued for the votes it supplies but more often than not, it is denied a fair chance to address its concerns via the democratic process.
Weakening of legislative, executive, judiciary and media branches
Elected politicians exert unreasonable control over executive branch. Appointments, transfers, careers, and even day-to-day decision making of government are micromanaged by the ruler class for their benefit. The ones who do not oblige are obstructed in carrying out their duty, harassed and even hunted. The law enforcement agencies especially are very tightly controlled for obvious reasons. Every department or arm of the executive branch is used to milk the public resources and/or benefit the ruler class in some way. Bigger the opportunity to milk, more contention for the ministry. It is very very rare that autonomy of a department is untouched. Thankfully, the Election Commission is one is such exception, though historically there have been attempts to exert control on it too.
Judiciary is largely thought to be independent but it is barely functioning in the interest of the common citizen. Law enforcement is compromised and that puts limits on how justice can be delivered. Perhaps it is deliberately not well staffed so the cases drag on. The provisions in law and process are exploited by the ruler class to make judiciary crawl even on the most obvious of cases. Corruption in judiciary does not get enough publicity, maybe in an attempt to preserve people’s faith in it, but let’s face it - there is enough evidence to believe it does exist. The ruler class, especially those in power, can better cater to judiciary’s demand shifting the balance of the Lady Justice’s scale to them.
Media is not free and fair either. India ranked 138th in 2018 among all nations on Journalistic Freedom. Masters of most outlets have claimed allegiance to one faction of ruler class or the other. Reporting is rarely balanced, well researched, and factual. Even the grass roots reporters have come to expect something in return for publishing “news”. Politicians use the news cycle as their free publicity mechanism and reporters or outlets that present them favorably are rewarded in some way. I do not see enough investigative journalism and follow up on the important issues. Media in rest of the world is not totally free and fair but in some developed countries with democracy state of media seems a bit better than ours.
The desire to be in power and benefit from it, coalition politics, and multitude of other factors have rendered the legislative branch quite dysfunctional. Few legislators uphold the basic civility, let alone the democratic virtues even in the “temples of democracy”. The branch needs to set an example for other branches but it is a disgrace currently. With politics of elections taking precedence over legislation and debate, the parliament is barely functioning, on the simplest of metrics.
The role of the non ruling MPs has been reduced to obstruction and theatrics. Interestingly we call them the “opposition” rather than “non ruling”. A picture is painted that unless we are the government we can not do anything. That's not true. If these MPs are willing to work constructively and put national cause and long term benefits ahead of their short term political gain, much can be done.
Thus with zero-sum game politics pervading in the country, the four pillars do not stand strong and independent.
Erosion of Democratic Values
Prior to independence we had never experienced democracy. And the one we got was immediately taken over by the “ruler class”. With most of the population struggling to meet their basic needs, there wasn’t much scope for the democratic ideals to take a firm root among the peasant mindset. What peasants participated (or were allowed to participate) were the elections, that too, voting in particular. But there is more to democracy than just elections. The democracies are founded on basic ideals or values. These values haven’t been sufficiently ingrained in our population. Ideology of our founders, especially the one on which we base our constitution upon, has eroded.
The list of democratic values can be stated in different ways but respecting the human rights of all, including those who don’t agree with your views, is the most important democratic value. However, it is quite often the first one to be trampled upon.
Schools don’t do a good job of impressing the students with these ideals or training them in skills necessary to be effective as citizens. Students are not guided enough on debating, engaging in persuasion, providing constructive feedback, and working together for common good. They are told to blindly follow the authority and independent thinking isn't encouraged. Student organizations are crowded with vested  interests. Virtues are praised at best but aren’t sufficiently rewarded. We sure teach them the arithmetics of majority, but we don’t reach them how democracy is different than mobocracy.
Furthermore, there aren’t good processes or institutions to groom the next set of leaders. Our society lacks role models who epitomize the democratic values. Incoming generation of leaders just ends up blindly mimicking the ways of their leaders while their ideology (if any being followed) remains restricted to pretentious displays. Speaking at a high level, the leaders who fought the British and subsequently led Indian governments were following certain ideology. Their parties produced many leaders who dressed like them but didn’t really up the bar. Why?
We don’t see good examples being set by elected representatives. They themselves don’t seem to uphold these values. Simple thing like having a good debate with civility is difficult. And there seems to be a competition to out-race each other in this downward spiral.
Culturally we have been trained to give undue respect to authorities and unquestioning obedience gets confused with loyalty. Except when asking for votes, ruler class, does expect more privileges, higher priority and better rights than an ordinary citizen. And citizens dare not question it. There were never enough Lal Bahadur Shastris among the elected.  “Public servant” is one of the biggest ironies in India.
Rotten Elections
In the representative democracy, elections are a necessary evil. There is more to democracy that just elections. But India’s democracy seems to be completely fixated on elections. Politically, every move is calculated, to win the upcoming elections and when an election is over, no stone is left unturned to make sure either the power is retained or regained. And that is the source of the rot!
It is an all too familiar experience. Almost a deja-vu. A beeline forms to bid for tickets at the party high command. Money and muscle comes out for the desired effect. Even local body elections campaigning budgets balloon to mind boggling proportions. Every dirty trick in the playbook is used to malign the opposition. Bigger the pot, bigger the brawl. Lofty, unrealistic but populist promises are thrown at peasants. Rhetoric hits the highest pitch. Since everyone’s vote counts the same, the ones that can be influenced in bulk easily (i.e. vote banks), get catered the most. Carrots are dangled in front of voters. Even money is paid out for votes. Peasants voters are made to feel appreciated and looked after until end of the voting hours. Peasants think they voted someone in or out on the results day and feel powerful. The clock starts ticking for the next election.
Meanwhile the dealings, in-fighting, corruption among the ruler class continues. Just like it did for centuries among different states and among factions of a state until the British took over entire India. Barely any time is spent on real policy discussions for benefit of public. Equations of elections are more pressing or enticing to solve to them than the real problems of constituents. Not that no attention is paid to the problems; those are discussed and analyzed but I feel not from the intent of solving but rather to gain some political mileage from them.
The candidates that have good character, use reason, have compassion for all constituents, are capable and are in it for the right reasons don’t usually succeed (e.g. Jaya Prakash Narayana). Rather those who can stir up the emotions of their vote banks, have larger campaign budget, and commit anything as long as they gather majority of votes casted, win.
We got to ask, elections are free from what? Elections are fair to whom? It is an herculean task to conduct elections in out country and kudos to the Election Commission for doing that. The commision alone can not fix what is wrong with our elections. It will take a combined will power of all political parties to make it happen. But they feel it is suicidal to bring in election reforms.
The Cause and the Solution
So to recap, we have a phony democracy. It has adversely affected our collective well being and national progress. On many metrics we have become better than we were at the time independence but had we had a real democracy, I think we wouldn’t have been so low on the social progress index (100th in 2018, a tier 4 country),  human development index (130th in 2018) and corruption perception index(81st in 2017). With a good democracy we would have seen no farmer suicides, no female infanticides, better roads, better infrastructure, have been more successful in sports on the world stage (cricket is an exception), taken care of our environment better, had better educational institutes (none of our universities are considered among the best research universities in the world), and so on.  
The buck stops with voters
Democracy is the best form of governance our society has yet established. It is, though, not perfect. Our founding father assumed, like other established representative democracies, that all the voters are fully aware and carry out their duties responsibly. They act rationally and their decisions are well informed and well thought out. On that assumption rests the success of any democracy. And votes are only to be blamed for its failure. If the voters fail a bit, it wreaks havoc that lasts beyond just one election cycle. Recent examples of 2016 Presidential Elections in USA and the Brexit Referendum in UK should never be forgotten.
The vicious cycle in our democracy can be broken, by voting. Let’s ask ourselves: Do we think enough about our voting choices? Given that the votes lead to long term consequences, do we devote enough time to research candidates? Do we have an honest dialogue with fellow citizens to focus on real problem instead of the election rhetoric?
Voting - a right, a duty and a contract
Voting is a constitutional right and a duty. Both. It must not be called “मतदान”. We are not donating anything. Rather we are endorsing representatives to make good decisions for us. In exchange of this leadership privilege to the candidates, we are asking for a commitment to our cause. This is a contract. We are going to rip the benefits of electing a competent leader or suffer the consequences at the hands of a moron or a monster. Either ways we are bound to what we decide so we got to decide as seriously as we take any big decision - like buying a house, taking up a job, relocating to a different city. Such decisions aren’t easily reversible, have a long term impact and so is the outcome of an election.
Resources for Voters
Voters have been given very little tools to find out credibility of candidates, and establish their qualifications, financials, work record, character, and vision. What’s App and Facebook and in general, any social media is not among them. Election Commission and respective state election commissions (e.g. Maharashtra), Parliament website, and MyNeta.info etc have a bunch of resources. Unfortunately, not enough thought and effort has gone into these to make them super useful. And given that transparency is not a preferred virtue in Indian politics a lot of information is just not easily available to public. The candidacy forms submitted to election officers are public. But they do not contain work history, positions taken by the candidates in the past and what were their achievements if previously they were in power. Nonetheless, it is better than voting blindly or along the party lines.
None of the Above (“NOTA”) is an option included on the election ballot. It registers that you did not prefer any candidates. Even if NOTA gets highest votes, currently, the candidate with 2nd highest votes will be declared as the winner. So in that sense it is just registering your displeasure anonymously without any harm to the running candidates. However, it does prevent anyone else from casting a bogus vote in your place. So, you should go and vote in any case. In future, through PILs, we can hope to make this provision more effective.
Being Vigilant
We can help to stop the spread of the misinformation (“fake news”). Such propaganda campaigns are run by political parties and enemies of the nation. They have very disastrous effect on society and democracy. Do not trust social media posts and don’t forward the messages without fact-checking. Ideally do not accept any money for votes. If intimidated in doing so, vote per your choice - it is anonymous and safe. With smartphones, it is easy to record and report any malpractices on election booths. Opposing parties will be glad to reveal each other’s wrong-doings. But take precautions in doing so - it won’t be anonymous. Election commission has launched cVigil app to report breach of model code of conduct during elections, anonymously.
Future-proofing Our Democracy
In some sense, our democracy is yet to mature. It has to thrive in spite of constant efforts of the ruler class to undermine it. It has to prosper in face of the threats posed by external entities. It has to realize it unfulfilled promise to the masses. For it to make it happen, we have to make it future-proof. We have to introduce measure that will clean it from the influence of the vested interests. We have to introduce “checks-and-balances” that make all four of its branches independent and robust. Here are some proposals that I have come across.
Election Reforms
It takes vast amount of resources to conduct elections. Resources that are very precious to a poor and populous nation like ours. So the elections need to be done right. We should clean them up to clean the politics in India. Some election reforms are very much needed based on our collective experience so far.
Public / state funding of election campaigns
Most corruption is motivated by the need to procuring funds to enable gaining or staying in power. A lot of black money is pumped into elections. Money is distributed to voters in lieu of voting promises. Gifts and feasts to “karyakartas” have become a norm. This makes elections an uneven playing field where the uncorrupt dare not enter. This can be avoided by mandating the use of only state funds. This is tough to enforce but will make most of the established malpractices difficult to continue.  
Candidate restrictions
Who can qualify contest elections? There are some restrictions already. And I think adding a restriction to bar a candidate who has in past used his/her authority, while in power, to commit a crime and gets convicted for it should be barred for life. Similarly there should be a term limit on the same candidate for the same post. E.g. a two term limit on being a MLA / MP from the same constituency.
Stricter accounting and monitoring of campaigns
Political donations must be transparent and fully trackable. It should be known to everyone whether a candidate or a political party is funded by the wealthy to extract future gains at the cost of public good. Current rules are lax at the best. We got to step up the pressure on the lawmakers to make effective rules without any obvious escape routes to bring accountability and transparency in election campaigns and political party funding.
Direct elections to certain posts
This breaks the loop of party politics a bit and has been a very welcome change especially for local elections in Maharashtra. I hope that this is followed by rest of the states too.
Public Debates
Candidates should be invited for a public debate moderated by a neutral authority much like Presidential Debates in USA. This will test candidates’ knowledge, experience, and views. It can test whether their election manifesto holds any water. Voters can hopefully then look beyond just the charismatic personalities and rhetoric. Dynasty candidates can not then rest of their families’ laurels. And importantly, it will brings public’s attention to one of the important democratic virtues - engage in a meaningful conversation even with those with opposing views.
Limiting party politics
Political parties have pros and cons for democracy. One downside is sometimes to secure “numbers” needed, parties adopt questionable tactics in elections. They do not always field the best candidates. Rather the “self-financing” candidates, candidates with muscle power, candidates satisfying certain religion-caste equations are fielded. If candidates for MLA and MP constituencies are to abandon party politics, we could see better ones, the ones who have work to show, would win assuming a level playing field such as state funding of election campaigns.
Public scrutiny of election manifestos - The scrutiny should include a “fact-check”, ball-park budgetary estimates to fulfil them, how realistic the promises are, and importantly it is the same promise being repeated over and over again without ever fulfilling it (e.g. “गरिबी हटाओ”)
Restrictions on post-election, unholy alliances
“This is quite a game, politics. There are no permanent enemies, and no permanent friends, only permanent interests.”  (William Clay)
The permanent interest here is being in power as long as possible. This has made any other ideology obsolete. Elections are fought on some rhetoric and overnight enemies become friends or vice versa to be in power. We have to demand, because our vote is a contract based on the promises made, that any step contrary to those, will automatically bring in disqualification. In general it is a hard thing to enforce and we just have to wait until the next election to vote out the representatives. But in some cases it is so brazen that it can be detected and prevented easily. E.g. entering into a power-sharing agreement (or alliance) with whom you contested the elections. One might justify just power-sharing as a pragmatic outcome. But more often than not, it is just a con.
Active Citizens
We have to be aware of their rights and duties, laws and policies, and grievance redressal mechanisms. We have to demand accountability and transparency. We have to say no to anything and everything that’s enabling the ruler class to exploit our democracy. Right to Information (RTI) is a great weapon. Actively participating in local body town halls is a must. Asking questions to representatives is a must. We got to participate in our democracy and that’s the only way to make it participatory. It has to be bottom up; not top down. We have to take time out for it. Consider the mount of time our non-working but voting population spends in front of TV. They have to step up.
Inculcating Democratic Values
The upcoming wave of new voters should be educated in the basics of democracy. And needs to be ingrained with various democratic values. I think we are failing them, otherwise. I am not aware of widespread school or college level programs to bring up these young voters and tomorrow’s leaders. They need to be taught how to work together. How to respect each other’s views. They need to be made the seekers of truth and common good. They need to be informed that no one person, no one party is above their or nation’s interest. They need to be trained to identify long term versus short term benefits and how to value the long term benefits over the short term. They have to be made champions of clean characters. We have to prevent any wave of “anti-intellectualism” among them. It is hard. And ruler class may be again hesitant in supporting this outright as any other initiative that possibly threatens their stronghold on the power. But we have to start and the start can be simple. As simple as just letting students run their governments to manage various school / college aspects. Let them debate the complex issues. Let them learn and practice to politely but firmly express their views, grounded in facts. Let them ask questions to authorities fearlessly. Let them think critically, out-of-the box and let’s reward them for it. The reward can be in terms of financial assistance or educational / job opportunities.
Ultimately, it’s not one Modi, not one Gandhi, but only we, the citizens of India can fix our democracy, if we choose to. Let’s vote right. Let’s be involved. Let’s act. Only then, the values that we promised ourselves to secure for us  - Justice, Liberty, Equality and Fraternity - will be fully realized, protected and passed on to generations to come.
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