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justlookingvm · 3 years ago

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Tessa Virtue’s leap from Figure Skating Olympic Champion to Executive MBA | Kneading Dough Canada

https://youtu.be/JAAkEDRFJ1A

Host: Vinay Virmani

T: If you’re going to build something, you need options in your life. I’ll say this especially as females, it’s important to be independent. To feel like you can be self-reliant and to take care of yourself.

[Intro presented by Tangerine]

V: Tessa, welcome to Kneading Dough Canada.

T: Thank you so much for having me.

V: It’s a pleasure. Kneading Dough Canada is a financial empowerment platform as you know, where we talk money, we talk mindset, we talk about financial lessons that you’ve learned along the way to hopefully inspire the next generation.

T: Well I’m so grateful to be on, I really appreciate it. I think it’s always refreshing to hopefully lend that female lens but also maybe that perspective from the amateur sport world too.

V: Yeah, you know Tessa you’ve accomplished so much, both in your personal and in your professional life. As an athlete you have achieved so many incredible honours, you’ve represented us, this country of Canada at the highest of international levels, but what I’m really excited about is you’re about to add another accomplishment in the form of three very special letters, MBA behind your name. Talk to me about that decision.

T: It’s been you know lingering in my mind for a long time. Education was always a priority in my household growing up in my family, and I thought about law school for quite some time and then I retired at 28 or 29 and thought maybe that’s too long (giggle) and realized also I wanted to flex a bit of a creative muscle. So this MBA program has been a dream of mine for quite some time. I want to be a student again in every sense of the word and I’m eager to learn the ins and outs of the business realm and that corporate sphere that I’ve had a unique perspective of, you know for 10 15 years, but if I’m going to take on a new role whatever that may be then I really want to feel like I’ve adopted that rookie mindset once again, and earned my stripes, I’ve gotten the credibility to to deserve a place there.

V: I want to take it to the world of figure skating though, because the world of figure skating is so glamorous as a sport. You know

T: I wasn’t sure where that sentence was going to land. It could have gone so many directions.

V: I I’m so like fascinated by the world of figure skating because the glamour, the imagination, the costumes, the drama, the whole production value. It looks so beautiful and elegant, but behind it there’s also rigorous routine, training and it’s not cheap.

T: Uh huh

V: So growing up, dd you have those conversations with your family and did you understand the investment that it was taking to sort of put you through the highest levels of figure skating.

T: The 2 things that my parents were always wiling to invest in or prioritize were education and sport. And it was important to them that we were exposed to as much as we could be. I’m the youngest of four. You know I’m of two minds because on one hand I do believe they tried to shield me from the burden of that sacrifice, that they made for all kids and for you know all of these adventures. But I was also keenly aware of it. I knew the the toll and I knew the cost and um you know I felt that responsibility…

V: Was there anything that you remember early on where there was an incident or a moment where you were like, I recognize like you talked about the toll.

T: My parents were so conscious to ensure that I wasn’t carrying that weight, and yet I moved away from home when I was 13 and I was kind of budgeting at that age for groceries and 7-eleven runs (laughs), whatever it is that a 13 year old needs. Taking taxis everywhere and I made a decision when I was 15 um to be able to do it on my own. My mom was always quick to say you know you have to look after yourself and you always have to make your own way and she was all about sort of creating that sense of security and freedom, so that I had options.

To be honest I had a tumultuous relationship with my father when I was a teen and I think it was just a decision, at that point. I didn’t feel right.

V: Yeah

T: I didn’t feel right accepting that kind of support anymore um and maybe it was a bit of pride you know, not wanting to

V: You don’t want to be dependent on anybody.

T: Totally. Yeah, and that’s not to say that I’m not aware of the privilege that I had growing up to have those opportunities. It was just a real marker of OK, if this is the path I’m choosing, um and I really need to make sure that I can I can do it on my own or in a way that really isn’t such a burden.

V: You know talking to you today has reinforced independence. You know being independent, not being dependent and and just being self-sufficient. And how gratifying that is, you know I think a lot of people, especially as you said, I hope a lot of young women watch this show and and really listen to your advice. And the fact that you took that decision at such an early age.

T: You know it’s interesting I found old journals not too long ago, and there was a page in one and I don’t know, judging by my handwriting I might have been 12? 11 or 12? And I had written my goals and that were, you know the to win the Olympics, be on Oprah, which I’ll settle for uninterrupted and Kneading Dough, uh buy a cottage, like buy a family cottage

V: Right

T: And at 12 that was on my mind and the feeling of walking into this cottage that my mom and I were able to dream of and then buy together, is so visceral and it’s it’s so much about, like I think back to being young and maybe not having, especially for her like that sense of security and and just really feeling like that can be a safe place now. Um so again it’s more of the representation of that.

V: I’ve heard you say something that has really resonated with me always because it’s something that I believe in. That the highs are so much better when you’ve experienced the lows. And obviously Scott Moir and yourself accomplished so many great things together. Something that I always try to tell the younger generation is, sometimes you have to just sit back celebrate your failures.

T: Well we learned to embrace it by making it part of our process, in that, not only did we anticipate failure and expect it and embrace it, well, we practiced it. So we learned to fall on demand, get back up, refocus, and

V: OK

T: be back into our program still trying to amalgamate as many points as possible.

V: You know I remember once um I must have been in grade school and I and I failed a few subjects. I was never a good student.

T: OK

V: And you know we didn’t have a lot of money at the time and I remember my my dad, I was really afraid to tell him that you know I’ve failed these courses and blah blah blah, but he said to the family, he said, alright everybody get ready we’re going for dinner. And we went to this restaurant that was only saved for like birthdays or anniversaries. And so we get there and he’s ordering all these great things on the menu and I’m like “dad, I don’t think you heard me like I failed, like I failed and here you are taking it t the restaurant.” And I remember he looked at me and he said “You know I want you to celebrate this failure. I want you to take it in because if you’re winning all the time, you’re not going to learn anything.”

T: Wow, and obviously that stayed with you

V: Oh yeah, you’re always going to learn so much more from the losses.

This next set of questions is called the two cents round, so you can’t overthink these things.

Tessa, we all know about your discipline but what do you splurge on?

T: Clothes

V: Clothes, OK, all right. What part of your budget are you working on lowering?

T: Clothes (big laugh). Actually not really because I will say, it’s more what it represents like part of that is like my I love it and it’s become also intertwined with my career and my brand if you will. Um

V: Its an investment in yourself.

T: I think so, that’s how I twist it

V: So, what is us the best financial decision you’ve made so far?

T: Hire the right people

V: Building the right team around you.

T: Yeah absolutely.

V: Describe your financial persona in just one word.

T: I want to say careful?

V: Careful.

T: Careful in that I’m strategic

V: I like that, OK

T: But I’m willing to have some fun.

V: OK, all right. Tessa if you could run any business, what would it be?

T: My own.

V: Your own. OK. All right I’m not going to push you more. [Tessa laughs]. They say patience is a virtue, how long did your first paycheck last?

T: I mean I spent my whole career basically operating at a deficit, so everything went back into training. I worked towards certain things and the you know I was really fortunate to get some funding and bursary grants, and then eventually sponsors and um was able to build this little nest egg, but mostly it went right back into training.

V: Tessa, this year we’ve been having such important and meaningful conversations about women in sport. And you know of course there’s such a long way to go for those conversations really to achieve equality, but as somebody who’s such a big advocate for women’s empowerment in sport, how do you feel that you want to lend your voice to those conversations?

T: I think, currently the biggest impact I feel I can have is really connecting with those young female athletes at that precipice of maybe dropping out um for all the heart breaking reasons that we’re learning about through research. Whether that is you know body image, or lack of self-confidence, lack of self-worth, it’s just not good enough. Like the access to resources, there are opportunities, um I think those conversations are really important and that’s where I’ve been feeling most fulfilled, when I’m able to connect with those athletes and you know I’ve been able to benefit from all of the lessons and the opportunities that sport has lended it uh to my life. And I just so want that for other female athletes. And you know we’re seeing that there are more mentors, more representation, more access to viewing these formidable female athletes, and I hope that resonates.

V: Tessa, we’ve uh had the opportunity to work on a few branded campaigns together. There’s this Tessa grace, and there’s this element of everything being held to a certain standard. In everything that you do, especially things that are public facing. Talk to me a bit about that.

T: I hate the word brand but I’m going to say it, my brand has been

V: I mean you definitely have a very strong brand

T: Well it’s been built on the very foundation of me and my personality and if those values aren’t upheld in every sense of you know the word, then I’m I’m not useful to anyone. Then I’m then no brand would want to hire me, um because it if it gets diluted, then I then I just think um it’s losing the very essence of what resonates with people. And I’m really careful about that like I only partner and pair with brands that I would authentically stand behind and feel really good about promoting.

V: I love that

T: And I’m conscious of where I lend my voice and my likeness, a very clear mission statement, and you know I love to be hands on but that’s where like the creative fulfilment comes in

V: Right

T: And honestly that’s where the most successful engagement also comes. If I’m involved and it’s a collaborative process, um it’s much more successful for the brand too.

V: You know, over this past year, there’s been such a strong connection to mental health and financial wellness. Many Canadians have a very high debt to income ratio, which can be very stressful. For you, how do you protect not only your mental health, but when it comes to financial wellness. How do you really protect your sanity?

T: As an amateur athlete I grappled with that um day after day. I think it’s important to find purpose in saving and planning. So, you know my mom started those conversations with me when I was young but that was all to sort of plant the seed of like you need to plan for this. And if you’re going to build something you need options in your life. For me you know it’s helped having a corporation for example, because a lot of my money is tied up there and it it’s great um but, it’s also made me very careful and strategic in how I spend it.

V: What is your one big piece of financial advice to all young women out there?

T: Surround yourself with the right people and set yourself up for independence.

V: I love that. Financial freedom.

T: Financial freedom.

#Tessa Interview: Kneading Dough

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dream-a-little-bigger-x · 4 years ago

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Chapter 13 -- Perfect Harmony | Charlie Gillespie

Summary: Emily Fox is a talented 17-year-old with a passion for all things music. Her dream is to become a successful singer-songwriter one day. But to achieve that dream, she needs to get into one of the most prestigious music schools in her district – it’s all been part of her plan since she was six. Sadly enough, those schools cost a ton of money that her parents don’t want to invest. They don’t even want her to pursue her dream. So, now Emily’s hustling, working at the music store to save up to get into college. That’s until she meets Charlie, an annoying seventeen-year-old boy with the same dream as her. The only difference is, he’s just doing it. He doesn’t need a fancy college to pursue his dream to become famous with his band. He just writes his songs and books small gigs here, there and everywhere. Will meeting Charlie defer her from her dream college, or will he actually help her achieve the dream?

Pairing: Charlie Gillespie x OC (Emily Fox)

Warnings: mentions of death, sexual assault

Important note: the characters of Charlie, Owen, Jeremy and Madison are based on the characters they play on the show and i do not own their names, only OC are mine. The songs aren’t mine either, they’re all from the show except for one.

Chapter thirteen

~|Emily Fox|~

“Good morning, party girl!” Uncle Mitch shouts a little too loudly on a Sunday morning. “You look rough.” I sit down at the kitchen table on the opposite of him. “Gee thanks,” I rub my face harshly, then rest my head on my hand with my eyes shut. “You got in late last night. Didn’t think you’d stick around at a Brianna Holly party for so long. It surprised me you went in the first place, but you know, you do you.” My eyes shoot open at the reminder of last night. Jake’s eyes. Jake’s hands. On me. Jake’s lips. On me. “I shouldn’t have gone,” I tell him honestly which only earns me a worried look. “I mean, it was fun teasing Brianna a little and standing up for myself and playing a song with the boys but then Jake…” I trail off, not wanting to talk about it but Mitch and I are all about the open-book-policy. Talk about anything and everything with each other even if it might worry the other. Better to share the load than take all of it on one’s shoulders. “What did he do?” Uncle Mitch’s voice sounds darker, heavier. Almost villainous. “He was talking about how great we used to be and that he wanted it back, I think? I don’t really remember what we’d talked about, all I know for sure is that he’d tried to kiss me. The boys had to literally tear him off me.” Mitch’s eyes are intense, but at least he’s not trying to go and murder Jake. “We left pretty much straight after that and the boys took me to the Music Store. We stayed there, talking, pretty much all night.” I smile at the memory because even though what preceded that beautiful moment was literally the worst thing, it’s still a moment to cherish forever. “I’m glad those boys were there to help you out. They sound like great friends.” I smile a little and nod determinedly. “Wish I could hear you guys play.” “We’re having band practice later tonight, if you want to come and li—” I can’t even finish my sentence, because Mitch has already gotten up excitedly, dancing around the kitchen – though I wouldn’t call that dancing – and running up to me to hug me tightly. “But first!” He lifts a finger in the air. “Let’s grab all the snacks and watch some movies!” I nod excitedly and get up to gather up some snacks. With hot cocoas and all the chocolate in the world, we settle onto the sofa with blankets wrapped around us and Disney+ open to pick a movie since today is Disney day. We alternate between Disney+ and Netflix, one week Disney, the other non-Disney. “Can we watch Aladdin?” I suggest, mainly because it reminds me of mine and Charlie’s moment on the balcony, unbeknownst to my uncle. It’s been a little while since we’d made out on the balcony. Might have to suggest it soon. Mama needs her sugar. “Your uncle Bobby loved that movie,” Mitch comments as he presses play, “Do you remember you two singing A Whole New World together when you were really young, and he gave you a bath?” I nod my head at the far, but beautiful, memory. “That first weekend I came to stay at this house?” Mitch nods his head, “Yeah, I used to make a Sultan out of Bobby with the bubbles.” Uncle Mitch laughs at the memory. “The bathroom was such a mess after that!” I can’t help but laugh at the desperation in Mitch’s voice. “But you two were the cutest duetters alive. I loved having you around when you were really young too, you know? Still so innocent, not knowing how big and bad the world was. It made me forget about the big, bad world too.” I smile at him and rest my head on his shoulder. I don’t know what I’d do without Uncle Mitch. Live on a street, I guess? Probably? He might not be family by blood, but he sure does feel like it. I never knew anyone being with Uncle Bobby than Mitch. They were my one true pairing. I wanted someone to love me the same way they loved – and still love – each other. Their bond is unbreakable.

“Ready to go, Mitchy?” I ask when we’re both changed out of our pajama’s after dinner, ready to head to Jeremy’s garage for band practice. It’s the first time we’ll be rehearsing in his garage, but I’m excited to find out where Sunset Curve previously used to rehearse. Pre me. “Yes! I am ready to partaaaay!” I roll my eyes at him, an amused smile on my face. “Behave though? Don’t go and embarrass me on the first day meeting them, okay?” “Yes, mom.” Mitch can be such a child, but I love that about him. “Boys?” I knock on the wooden door that’s ajar. There’s some rummaging inside, but nothing else. I push it open to find all three boys inside already. Charlie’s sorting through his loose songbook papers, Jeremy is tuning his bass, and Owen just sitting on the couch, playing around with his drumsticks. “Hey! I brought my uncle; I hope you don’t mind?” “Oh, not at all!” Jeremy says, and gets up from his spot on the armchair. “Hey, I’m Jeremy,” he introduces himself with a smile, reaching his hand for my uncle to shake, which he does. My uncle has this look on his face that I recognize as his gaydar. He literally scans people to find out their sexuality. His gaydar is very accurate. “Mitch, nice to meet you.” Owen gets up next, shaking my uncle’s hand too. “I’m Owen, the drummer,” he shows the sticks in his hand. “I see,” Mitch replies with a smile, and then comes Charlie. “Hey, I’m Charlie, I’m—” he points at me, and I know what he’s going to say, but I can’t have him tell my uncle about us yet. “The lead singer!” I chime in and give him a knowing look. “Right, yeah, the lead singer,” Charlie looks kind of hurt, and it breaks my heart in two as well. Just an us-thing, for now. Then it can be an everyone-thing. I hope he understands. “Nice to meet you, guys!” Mitch then leans closer to me, “And which one of the two cute semi-straight boys is the Cutie from the Music Store?” he whispers with Charlie just a few feet away. His head turns slightly and his mouth curls upwards. He heard Mitch. “Semi-straight?” I ask for an explanation. “Jeremy is questionable.” “Right…” I trail off, still whispering, “Let’s get to work, guys,” I speak up now, so the band knows I’m talking to them. Uncle Mitch looks a little hurt at me ignoring his question, though I’m pretty sure he knows it’s Charlie. “What song first?” Charlie queries while my uncle takes a seat on the couch and we get ready. “Why don’t we let the guest choose?” Jeremy suggests, pointing at my uncle. “Me?” I nod my head, encouraging him. I’d told them all the songs we’d made or already sang together. Which are three, four if you count This Band Is Back. “I really liked Perfect Harmony when Ems showed it to me the other day.” Charlie and I exchange a glance, a shy smile plastered on his face, and I’m pretty sure mine mirrors his. He goes to grab his acoustic guitar for this one. “Perfect Harmony it is, then!” Owen says and counts us in. Where Charlie and I imagined the soft beat and melody, that’s where Owen and Jeremy come in with the drums and bass. We’d only practiced this one a couple of times before. It still has the same, electric vibe it did when Charlie and I sang it alone. I still feel the same sparks, the same tingles rushing over my body. “I feel your rhythm in my heart, yeah,” I sing without taking my eyes off of him. “You are my brightest, burning star, woah-woah” “I never knew a love so real” “So real,” he echoes. “We're heaven on earth, melody and words When we are together we're In perfect harmony Woah, woah Perfect harmony Woah, woah Perfect harmony” I glance at Uncle Mitch. He’s staring at us with so much pride and intensity. When he catches my glance, he mouths “Cutie from the Music Store”, which makes me smile like an idiot. He knows. “We say we're friends We play pretend You're more to me We create a perfect harmony” Uncle Mitch gets up off his seat, clapping and whooping like an intense fan. “My favorite song ever! So beautiful!” he shouts in between cheers. We play Now or Never, and, upon Jeremy’s request, This Band is Back before calling in a break. “I need a wee,” I say and patter towards the bathroom in the back. When I’m about to head back inside, I hear the boys playing a song I haven’t heard before. Or at least I don’t think I have. It intrigues me even more when I hear Mitch’s voice through the microphone. “Let me introduce myself We got some time to kill Consider me the pearly gates to your new favorite thrills We could go make history or you could rest in peace But here there ain't no misery Cause on the other side we live like kings” I find the boys in their regular spots, Uncle Mitch probably having told them what chord to play in or something. Either that or they’re just playing around, and Mitch’s song just matches. “Whatcha gonna do? Whatcha gonna do? Let your body loose, let your body loose Whatcha gonna do? Whatcha gonna do? Show you a thing or two 'Cause you ain't seen nothing” That’s when I recognize the song. It’s the one Uncle Bobby wrote for a Halloween musical at his school once. It was the villain song of the whole story and stuck in all our heads for months. I still know the words, and thus decide to sing along with my uncle, much to the boys’ surprise. “Life is good on the other side of Hollywood Life is good on the other side of Hollywood So welcome to the brotherhood Where you won't be misunderstood Life is good on the other side of Hollywood” I get behind the keyboard and play a couple of notes, leaving the verse for my uncle. “Everything has got a price but happiness is free Just so happens, you're in luck We've got a vacancy We can set the night on fire and break out of the scene Your soul print on the walk of fame On the boulevard of your wildest dreams” I now grab a mic too, properly wanting to join in now. “Whatcha gonna do? Whatcha gonna do boys? Let your body loose, let your body loose Whatcha gonna do? Whatcha gonna do boys? It ain't bragging if it's true Now you ain't seen nothing” I walk up to Jeremy whilst I sing along to the chorus and Jeremy’s shredding the bass. “Life is good on the other side of Hollywood Life is good on the other side of Hollywood” I walk over to the drumkit and jam out for a moment with Owen. “So welcome to the brotherhood Where you won't be misunderstood Life is good on the other side of Hollywood” I then move to Charlie while my uncle gets to the bridge. The boys stop playing and clap along with me. “The rain don't blind the rising souls They got too much to see I got your glamour, got your gold Got all you'll ever need Let me hear you now!” The boys have somehow remembered the lyrics my uncle just sang, and sing them with me now. “The rain don't blind the rising souls They got too much to see” “Yeah,” Mitch goes for a high note, chilling my spine. “I got your glamour, got your gold Got all you'll ever need,” the four of us continue. “Yeah,” Another high note from Mitch. The boys now pick up their instruments again. “I said watch me make a move, watch me make a move boys” “Whatcha gonna do? Whatcha gonna do?” the boys and I echo. “I said watch me make a move, no, I don't disappoint” “Whatcha gonna do? Whatcha gonna do?” “Watch me make a move I'm ya number one choice” “Whatcha gonna do? Whatcha gonna do?” “Watch me make a move Come one and give me that noise” The boys take a break. “A tomb with a view Ain't it something?” And pick it back up with a bit of bass before all three of them join in again, and even join me into singing the backing vocals for my uncle. “Life is good on the other side of Hollywood Life is good on the other side of Hollywood So welcome to the brotherhood Where you won't be misunderstood Life is good on the other side of Hollywood So welcome to the brotherhood Where you won't be misunderstood Life is good on the other side of Hollywood” Charlie and Jeremy stop playing and leave Owen a little drum solo.

“Ain't it the best? Long live the dead!” Mitch shouts out dramatically, and then Owen goes off again on his drums. “I thought your Uncle Robert was the musically talented one?” Charlie asks with an impressed smile on his face. “How do you think we met? It was musical night in our favorite bar, and we sang a song together. That first scene in High School Musical?” The boys nod, knowing what he’s talking about, “It’s based on our story… Just straight.” The boys laugh light-heartedly at his story. “That’s not true,” I whisper, making them laugh even more. “That was a fun song though! How did you know it?” Jeremy asks me. “Uncle Bobby wrote it. He is – was – the music teacher at this high school and he wanted a cool villain song for the villain in his Halloween musical, so he wrote himself one. The song used to be stuck in our heads for months on end. It surprised me I still knew it.” “The boys were playing around with their instruments and it reminded me of Bobby’s song,” Mitch tells me, “I couldn’t help but chime in and start singing.” He wraps an arm around my shoulders, pulling me closer to him. “It’s such a tune,” I say with a smile, “I think Bobby would’ve liked us singing it together.” “I think so too,” says Mitch and he presses a kiss to my hair. “Let’s get home now, yeah? Give your boyfriend a kiss and we’re off.” Charlie and I freeze, neither of us expecting Uncle Mitch to know about this since I never told him. “Oh, come on. You could not sing Perfect Harmony without staring at each other like that heart eyes emoji-thingy. I don’t only have amazing gaydar, I also have amazing love-dar.” He winks at me as I shake my head in disbelieve, but I can’t help the smile either. My uncle knows me well. “See you tomorrow, guys,” I say with the most awkward wave. I mean, I’m not going to kiss Charlie in front of my uncle. Especially when he specifically told me to do so. That’s just weird. Uncle Mitch gives me a look, which I shoot back. He then rolls his eyes. “I’ll meet you outside. Say goodbye properly.” He leaves the garage, and then it’s the four of us. Neither Charlie nor I move, still unsure of the public displays of affection in front of the boys. “Seriously?” Jeremy groans before leaving the garage with Owen. They’ll be able to entertain my uncle for a while. I don’t even know why it’s so hard for me to show PDA. It never used to be this way with Jake. But maybe that’s a good thing. Maybe us taking it slowly and not showing us off too much is healthy for us. “I’ll see you at the store tomorrow?” I ask whilst the two of us slowly walk up to each other, inching closer and closer by the second. “Definitely,” he replies with a smile. Once we’re inches away, he grabs my hands in his. “Isn’t your uncle going to be annoyed you didn’t tell him sooner?” I shrug. “I don’t think so. He knows how private I am about relationships. And besides, you heard him, he’s got amazing love-dar.” Charlie’s laughter intertwines with mine. “I think he knew before today already too. He’s all-knowing.” “As long as he doesn’t know about our sneaky dates on your balcony, I think we might be fine.” I chuckle at that comment, and then both of us fall silent. “He probably knows this’ll happen though.” The words come out just above a whisper as he inches closer and dips down. His lips meet mine in a sweet, somewhat long-lasting kiss. “I’m pretty sure they’re eavesdropping, though,” I say when we pull away. “No, we’re not!” Jeremy shouts from the other side of the door. “Yeah, definitely,” says Charlie, and he lets go of one hand, intertwining the fingers of his other hand with the one he’s still holding. He leads me out the door and then lets go of that hand too. “She’s all yours, Mitch,” he tells my uncle, and reaches out the hand he’d just held mine with for a handshake. “Hey!” I shout, “I’m no property!” Both Charlie and Mitch raise their hands in defense. “Yes, girl! Tell ‘em!” Owen preaches, holding his hand up and I slap mine on it in a high five. “I’ll see you guys tomorrow.” I kiss Charlie’s cheek quickly and then leave the boys with Uncle Mitch. “They’re really nice boys, Muffin. I’m glad you’ve found them.” I smile at that. “Me too, Mitchy, me too.”

Taglist: @parkeret @lukeys-giggle @hannahhistorian92 @gingerxarmy @marinettepotterandplagg @lovesanimals @thequirkybookaholic @calamitykaty Lemme know if you want to be on my taglist for this story/any of my other works!

#julie and the phantoms #julie and the himbos #charlie gillespie #jeremy shada #owen joyner #madison reyes #charlie x oc #oc emily fox #luke patterson #reggie jatp #alex jatp #julie molina

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notebooknebula · 4 years ago

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Step By Step Guide to $89,000 Deal With Jay Conner

https://www.jayconner.com/step-by-step-guide-to-89000-deal-with-jay-conner/

For today’s episode of Real Estate Investing with Jay Conner, he will teach his viewers and listeners the step by step process of how to make a profit of $89,000 that he actually earned on his recent deal.

For this specific deal, the house is located at 108 Fern Court. It’s a beautiful home over in the resort area. Jay bought this house 3 weeks ago and they are already finishing the rehab next week.

First the numbers: he bought this house for $266,000, with a rehab cost of $20,000.

The After Repair Value (ARV) is $375,000.

Let us pretend that Jay did not buy this house yet. Here is the possible Maximum Allowable Offer (MAO) for this house, $300,000.00 minus repairs of $20,000 that will be a total of $280,000 for MAO.

But sometimes there are also some unexpected repairs that you did not count on. So to cover this Jay always prepares a buffer of $10,000. By doing this, it will give him the most decent amount that he will pay.

So the amount now that Jay would almost pay is $270,000. But how much did he actually pay?

Yes, $266,000! He actually paid less than $4000 than what his formula for getting the MAO calls for.

But this is not the end yet, If you want to know the full details of this deal, and want to learn how he earned $89,000 on this deal, just watch the video.

If you want to learn how to get funding for your deals using private money, get on over www.JayConner.com/trial for 30 days of free access to Private Money Academy.

Real Estate Cashflow Conference: https://www.jayconner.com/learnreales...

Free Webinar: http://bit.ly/jaymoneypodcast

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Scott Patton (00:09):

You can start.

Jay Conner (00:10):

Oh, I thought so. You’re not doing that other intro like you used to?

Scott Patton (00:13):

No, you’re getting it, then you’re going to stop and then we’re going to have the video.

Jay Conner (00:21):

So am I just doing the hook?

Scott Patton (00:23):

You’re just doing the hook.

Jay Conner (00:24):

You said it was all together.

Scott Patton (00:26):

It is all together. We’re not, we’re not stopping.

Jay Conner (00:28):

Alright, I’m gonna do the hook and then you’re going to.

Scott Patton (00:34):

We’re live, but we’re talking anyways, so might as well come here.

Jay Conner (00:37):

Who cares.

Scott Patton (00:37):

That’s right. So you’re going to do your amazing hook and then there’s going to be this beautiful boom picture video come on for like two seconds or three seconds or five seconds. And then you’re going to start.

Jay Conner (00:50):

Okay. That’s the video you’re going to play, you somewhat play the video. I don’t know what you’re talking about. You talking about the one that was normally first.

Jay Conner (00:59):

Wow. Okay. I’m ready. Maybe we got some folks watching our craziness here on the left.

Scott Patton (01:07):

Three people.

Jay Conner (01:07):

Hey, everybody it’s like, I’m getting my act together here. I’m trying to get over COVID okay. All right here we go.

Scott Patton (01:15):

I have no excuse.

Jay Conner (01:19):

So, Tell me when to go, Scott.

Scott Patton (01:20):

Alright, here we go. Five, four, three.

Jay Conner (01:27):

If you’re interested in learning, step-by-step how I made $89,000 profit on my most recent real estate deal. Stay tuned.

Jay Conner (01:46):

Well, all right folks, I have got a present for you. That’s right. Just for tuning in ere you may be watching on the live stream, or you may be watching us on YouTube, or you may be listening to us on iTunes, Google play, whatever. Doesn’t matter how you’re tuning in I’m Jay Conner the Private Money Authority, and I’ve got a gift for you. And that is as, if you are interested in getting funding for your deals without relying on banks, without relying on any kind of institutional money, then I have got a free two week trial for you to come check me out at the Private Money Academy membership. And at the Academy membership, we go live twice a month on Zoom coaching calls. And we’ve got right now almost 200 Private Money Academy members. And we interview my successful students. Talk about how we find deals, how we got our deals funded and et cetera.

Jay Conner (02:45):

So here’s how you can come join the party. In fact, if you’re watching live, the very next one is tomorrow afternoon, Wednesday at 4:00 PM Eastern time. And here’s how you can get invited get right on over folks to after finished to www.JayConner.com/Trial. If you’re brand new to the show Real Estate Investing with Jay Conner, we talk about all things that relate to real estate investing. We talked about single family deals, commercial deals, self storage land, and all the above and all the below. So listen folks, if you’re brand new and we really appreciate it for you to subscribe, rate and review, like and share if you’re on YouTube, be sure to subscribe and hit that little ring, that little bell button so that when we go live, you don’t miss out on all this Real Estate Investing education.

Jay Conner (03:53):

Again, if you’re new, the reason I’m known as the Private Money Authority is because from 2003 to 2009, when Carol joy and I started investing in single family houses, we’ve rehabbed over 400 of them now, here in Eastern North Carolina, I relied on local banks and mortgage companies to fund our deals for the first six years. And in January, 2009, I got cut off from the banks with no notice along with the rest of the world. So I had to find a better way. And I was introduced to this wonderful world of Private Money, which again, it’s got nothing to do with banks, nothing to do with any kind of institutional money. It’s got nothing to do with hard money. I’m not talking hard money. I’m talking private, private money, which is very, very different. So I’ve got Carol Joy, I’ve got 40 some private lenders right now funding our deals.

Jay Conner (04:46):

And we always come home with a big check. When we buy a house, we never have to take any of our own money to closing. So again, if you want to learn those types of techniques and strategies, when we finish, get and come on over to the free trial again at www.JayConner.com/Trial. What’s on today’s show? We are talking deals to be specific. We’re talking about a specific deal. So when I opened up, I said to stay tuned. If you’re interested in learning how I am making I’m in the process of making $89,000 profit, less carrying cost on this particular house. So first I want to give you the numbers on this deal. So the house is located right here in Pando Shores at 108 Fern court, So let’s go over the numbers first.

Jay Conner (05:41):

So if we’re watching there on the video, Scott, I’m gonna let you put the numbers up in the order that we went over them. So I want you all to be taking notes and writing this down. So I bought this house beautiful home over in the resort area over on the Island. I just purchased it and listen, folks. I just bought this house three weeks ago tomorrow. I’ve had it less than three weeks and we’re going to be finishing the rehab. My crew leader just told me next week. So we bought it for 266,000, the rehab right around $20,000. So this is not a big, huge, you know, I mean, this is all cosmetic. We’re putting down brand new luxury vinyl plank flooring throughout the house. No carpet, no carpet whatsoever, all new luxury vinyl plank there’s beautiful tile in the kitchen that we’re going to keep.

Jay Conner (06:40):

The home is not that old. It was recently just built a few years ago. It’s got really, really high end granite countertops that we don’t have to touch. So we’re doing only flooring throughout. The square footage on this home is right around 1600 square feet or so. We’re doing all new interior paint my lands! they did have some outlandish colors going on in this house. So we’re doing only paint. And of course I don’t pick out the paint, Carol Joy don’t pick out the paint. We got Beth Garner, our interior designer. That’s been with us ever since 2004. She picks out all the colors. The cabinets are really nice, high-end cabinets in this house. But the, it looked like the paint had faded. I mean, the canbinets almost looked like a little dingy yellow. I don’t know what was going on.

Jay Conner (07:36):

So we’re just painting those cabinets, white. And again the, I mean, those are the major items we’re doing all new light fixtures, all new switch plates, new vent covers, we’re painting the garage floor. We paint all of our garage floors and they look brand new. So again, it’s gonna be a quick rehab, bought it for 266. Rehab is right around 20. In fact, it could end up being closer to 15. I don’t think we’re going to hit 20, but Murphy shows up in every house, right? The after repaired value, the ARD, the after repaired value on this house is $375,000. So let’s run these numbers and see what it looks like. So our next numbers, let’s just pretend that I hadn’t bought this house yet. So let’s go over what the maximum allowable offer would be on this house.

Jay Conner (08:31):

So remember you’re using, we only use Mayo maximum level of offer when you are paying all cash for a house. So the maximum allowable offer to figure out what’s the most you would pay for this house. You take the ARD the after repaired value. And when the ARD is over $300,000, we multiply times 80%. Now, when the ARD is under 300,000, we multiply times 70 percent, right? So we take 375,000, that’s the after repaired value. And you know, our definition of after repaired value is this home is going to look brand new. We’re going to have new landscaping upfront, absolutely beautiful. So you take 375,000 multiply that time 80% because the ARD the 375 is higher than 300, that equals $300,000. Now we’re figuring up what would be our maximum offer on this house. Then we take the 300,000 and you subtract the repairs.

Jay Conner (09:32):

So our repairs on the high end are going to be around 20. So we subtract 20 away from the previous number. Now, the maximum allowable offer is $280,000, but we’re not finished. I never offer Mayo. Does Murphy live in every house? Yes, Murphy lives in every house. Sometimes Murphy’s cousins, grandparents show up. And you know what I’m talking about, I’m talking about the unexpected repairs that you didn’t count on. So I was buffering at least an additional $10,000 on any house that I’m buying to make sure I’m covering the unexpected. Then that actually gives me what’s the most I would pay. So the most I would pay would be 270,000. Remember that Mayo maximum level offer was 280,000, less than additional 10 to 70 would be the most I’d pay. And how much did I pay? 266,000. So I actually paid $4,000 less than what my formula calls for.

Jay Conner (10:39):

So I actually have $14,000 built in here in this deal for the unexpected. So there’s the numbers. So now let’s talk, talk about how so that’s right. $89,000 is the profit. And of course, do you have to subtract carrying costs, which are private lender, you know, interest, insurance taxes, I don’t know, number to put in exactly procuring cost. Cause I don’t know exactly how long I’m going to have this house, but my exit strategy is I’m going to put her in the multiple listing service and sell it like that. In this hot market. My lands inventory is so, so scarce, I mean, I just put a house on the market last week, over here in Beaufort, small house, 1,350 square feet. I put it in the market for 239,900 in two hours. We had four showings already scheduled, lined up. And the offer that I got was actually more than the list price.

Jay Conner (11:37):

In fact, I never had an offer like this. They said, I you’ll accepted our offer. When we get the home inspection done anything that costs less than a thousand dollars, we want to ask you to fix it or do anything. Well, they shouldn’t find much of anything cause it was a complete rehab. Back to Fern Court. How did I find deal? Using my Foreclosure System, using my Foreclosure System? What in the world is that? my Foreclosure System is a system that Carol Joy and I started putting together back in 2004 where we track every foreclosure open file in our target market, here in Eastern North Carolina. Well, this we were tracking, this is one of the open files. And so the people there was another bid. So the bank had an opening bid, then somebody else bid and they won the bid. Well, here in North Carolina, we have this thing called the 10 day upset period.

Jay Conner (12:36):

And so that means anybody within 10 calendar days can come in, upset the bid by at least 5%. And that just goes on to infinity until everybody stops bidding. So I upset their bid and I’m sure it made them upset, right? So anyway, I upset their bid and they did not come back and upset my bid. So we were the winning bidder on this house. So again, using my Foreclosure System, we were able to track all that and not miss out on any opportunities. Now, how did I fund this deal? Private money. You see you may be familiar with buying a house subject to the existing note. Couldn’t buy this house subject to the existing note because it was vacant. It’s already gone through the foreclosure process. And the only way that you can buy the foreclosures like this is you’ve got to have all the cash lined up, ready to buy.

Jay Conner (13:33):

So if I didn’t have private money sitting on the shelf ready to go from one of my private lenders, I would have missed out on this deal. So I had to close within 10 days. And of course that’s more than plenty of time when you’re working in this world of private money to get your deal funded. So lessons learned had to have private money ready to go. I used my tracking system, the Foreclosure System, not to miss out on this deal. And then when it comes to the rehab, if you’re going to be doing any rehabbing, you’ve got to have a relationship with fantastic general contractor or general contractors. Now in mine Carol Joy’s world, we work with general contractors and we have our own crews as well that have been working with us. This particular house is being rehabbed by one of our crews.

Jay Conner (14:29):

But if you’re just starting out, don’t get your own crew. You want to do business with a general contractor. That’s proven to have an excellent reputation. So there you have it folks, 108 Fern Court, $89,000, profit, less the carrying costs. And I see we’ve had a question come in here from, hello, Jesse. So glad to have you here on the show. Jesse says, have you ever used Fund and Grow zero interest business credit cards and Jesse, Yes. A long time ago. In fact, I know the founder of that company, Mike Banks, he and I are in a Mastermind group together. And they really are a good company. They’re a good company to work with. One downside is, is there is going to be a limit to the amount of money Jessie that you can get. Here in this world of Private Money, there is no limit to the number of lenders you can do business with.

Jay Conner (15:28):

There’s no limit to the amount of money that you can borrow. So, excellent question, Jesse. Thank you for chiming in there. There you have it folks. 108 Fern Court, $89,000, profit, less carrying costs. And again, I’d love for you all to come join me a couple of times a month in the Private Money Academy membership. And you can get right on right where they are right now. Since we’re wrapping up this show right now to www.JayConner.com/Trial. You all have a good one. I’m Jay Conner, the Private Money Authority wishing you all the best and here’s to taking your Real Estate Investing business to the next level. I’ll see you on the next Zoom coaching call for Private Money Academy membership attendees. See you there on the inside.

#Jay Conner #Private Money Lender #Real Estate Business #Real Estate #Real Estate Investing #Real Estate Investor #Real Estate Profit #The Money Private Authority

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muffintonic · 3 years ago

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Alright, I think i’m done BOTW 2 spamming for today. Anywho, time for some thoughts in general!

1) I hated how the shrines in BOTW were so cold and dark compared to the bright and lively nature outside (I wish they had all looked like the Master Trials challenge where there were trees and stuff incorporated inside), so I hope if we’re forced to have dungeons they’ll be more like the Wind Waker ones. 2) I hope they don’t make us use the grappling hook or anything like in Wind Waker to move around the sky islands (I hated that mechanic). 3) I’m probably one of the few people who wanted less Zelda and more of the Champions in HWAOC since i’m only really attached to BOTW (and we saw a fair amount of Tetra in Wind Waker)/apparently Zelda’s been sidelined in all the other games, so i’m hoping in vain that we get more Champions material in BOTW 2. Also, Link could stand to have some more cutscenes centered around him as well (the few we got in some of the sidequests in BOTW were great). 4) I only really somewhat care about Riju and Sidon, so I won’t mind if the new gang gets sidelined in BOTW 2 (I still think Nintendo wasted the found family/band of brothers aspect on the dead characters--I love them so much and they’re all I want!! The problem is, they’re dead and I don’t really care all that much about their replacements!!! I dunno, maybe i’m hampered by the fact that I can replay the original champions’ memories whenever I want/read their diaries, but I can’t rewatch the new gang’s cutscenes AKA i’ve forgotten their characterization since they don’t talk to me much now that the game’s over). It’d be great if they have some weaving storylines in BOTW 2 that will get me more invested in them, but currently i’m not that interested. 5) Speaking of which, I know it’s 100% not going to happen, but goddang if I don’t want the Champions to have been returned to life. Nintendo totally squandered HWAOC by not making it a true prequel/canon to BOTW (the Champions Ballad confirmed that the Divine Beasts had trials in order to be synced to the champs, so the new gen use of them wouldn’t have happened without that + Mipha thought Link had changed in BOTW yet says in HWAOC that he hasn’t changed + some scenes like “Champion Revali’s Song” never happened at all/got replaced with alternative scenes that really changed some dynamics + basically all of Revali’s time-relative characterization from his diary/pre-100 years of solitude got thrown out + I feel like Daruk got totally sidelined), so i’m still craving that Champions content. Also, I feel like it’s totally unfair that Zelda came out of 100 years totally unaged while everyone else died. Life seems to really suck for people in the LoZ universe who aren’t chosen by divine powers. 6) They’d better keep it open world and non-linear. I can’t go back to being forced to backtrack/trudge through things, I just can’t. BOTW was everything i’ve ever dreamed about in a game (truly open world + non-linear + interactive + meaningful story + lots of outfits + beautiful landscapes) with Skyrim previously being the only thing that came close to what I wanted, so I really hope BOTW 2 doesn’t deviate too much from that. 7) I really liked Kass in BOTW, but i’m not sure what direction they’d go with him in BOTW 2/i’d be fine if he sat BOTW 2 out. I worked so hard to complete all his quests in BOTW so he’d go back home to his family, GODDANGIT, KASS. 8) Someone mentioned that since the first trailer had underground aspects, we’re probably going to be playing as Zelda with the Slate there, and I agree. They didn’t make a playable model for her in HWAOC for nothing. 9) I want to be able to stable the deer and bears and stuff, but I know that won’t happen. Being able to ride the moose and rhino things from the Hebra area probably won’t happen either, but I want to ride them!!! 10) I hope there’ll be at least a few new buildings and stuff in the towns/they’ve started construction on some areas in Central Hyrule, but I guess that’ll depend on how long it’s been in-universe since BOTW. Or maybe not, considering how there’s still Karson and Hudson even though Bolson retired from Bolson Construction--insta-towns like Tarrey Town could totally be feasible if they wanted! 11) I have one foot in the camp that believes there’ll be time shenanigans in BOTW 2. HWAOC totally threw me off with it being an alternate timeline, so i’m not sure whether we’re going to be experiencing that again or time travel itself, but I definitely won’t be surprised this time around if Nintendo goes that route again (and it would be super interesting to see the Link from 10,000 years ago). I’m not entirely convinced that the Link we see exploring the sky in the second trailer isn’t our Link, mainly because he seems to still have on the blue boxers from BOTW. 12) I also heard that maybe this will be the last LoZ game ever since something something Demise something Skyward Sword something something lore from games i’ve only vaguely looked into (i’ve only ever played BOTW --> Wind Waker --> HWAOC)??? If so, it kind of sucks that I came in just when they started making games with playstyles palatable to me (I had to look up every single thing when playing Wind Waker, but BOTW let me solve things according to MY logic/I missed being able to explore in HWAOC), but at least it’ll end on a super high note/I won’t experience later disappointment, I guess. If BOTW 2 involves breaking the reincarnation cycle for the Triforcers, I would be really surprised. (On a related note, Nintendo making Ganondorf good would also be a 100% shock to me, but it would be great to end on that as a subversion. Yes, I want them to bring back the semi-complicated Ganondorf from Wind Waker.) 13) I hope they don’t rush releasing it. I heard they pushed back BOTW originally (I got it in 2019), but it came out fantastic for it! I know COVID’s been affecting things, so I really hope they’re treating their staff right and are mindful of crunch. 14) I want even more outfits (there seem to be at least two new ones, if the variant of the Hylian Tunic crossed with Link’s Champion’s Tunic counts). Give me all the outfits!!! Also, I hope we get even more hair variations in addition to the hair down option (which is all i’ve ever wanted since I saw the mod that altered the Ancient Helmet). 15) I wonder if we’re going to get a bonus for having both BOTW and HWAOC save data. 16) I wonder if we’re going to be keeping the Champions’ skills. I’m going to miss being super overpowered, if not. 17) I hope Nintendo doesn’t cave in and make surfaces climbable in the rain. Having that limiter is more realistic and Link would otherwise be too overpowered with a super climbing ability. 18) I liked BOTW’s scattered music that got more noticeable in populated areas because it was fitting for the post-apocalyptical/nature aspect. Hearing your footsteps in an open field and the buzzing of insects was super nice and prevented me from getting music fatigue (which i’d probably experience since whenever I play BOTW it’s for 5-10 hours at a time). I hope Nintendo either keeps that or makes audio options. 19) I heard that BOTW 2 is going to be super dark or something, and i’m okay with dark, but not GRIMdark, so I hope it doesn’t go that far. From what we’ve seen in the second trailer it still looks beautiful, but I hope it doesn’t do that thing that some games do where after the midpoint/a certain story point all the scenery permanently changes to be dark and scary (that’ll seriously hamper post-game playability for me if so). 20) If they expand on the Zonai, that would be super cool! Doubly cool if the time travel shenanigans involve them/ancient Link being one! 21) I kind of want windstorms to be a weather feature. We had lightning, heat, and cold, but no wind! No, I don’t count the wind geysers and the occasional breeze in Tabantha. 22) I want a chest in my house to hold more weapons than just the gear mounts. BOTW only had enough mounts for the champions’ gear, but it also had rare items like the Kite Shield and Forest Dweller’s Sword that you can’t get anymore once you use them up! 23) I want to be able to stable my horses at my house. What’s the point of that little area if you can’t stable your horse there! 24) Speaking of Link’s house: where is Zelda going to live? If the castle’s not reconstructed, it’d be neat if Link adds an extension to his house for her. 25) I hope they open up part-time jobs (think Mabinogi) as an option to earn rupees. Having to hunt for Luminous Stone deposits or feed Trott to make money can be such a chore. I think some of BOTW’s minigames/sidequests might count as those, but those minigames were either frustrating if your goal is to earn money (since most of them cost money to play in the first place and the mechanics weren’t always easy), or didn’t earn that much in general. 26) I wonder if Kilton is going to have updated items since the monsters seem to have changed. 27) I want to be able to dive underwater (mainly so I can explore the beautiful reefs over at Lurelin). A dive meter like the one from Super Mario Sunshine would be cool. Also, it’d doubly be neat if you had a separate stamina wheel for swimming and could permanently upgrade your swim/diving stamina (the speed+ swimming items just consumed your stamina faster, which was a pain)! 28) It’s definitely too late for this, but it’s a shame that the Hylians have so many face/body/hair and outfit variations, but the Zora, Rito, and Gorons don’t. The Gerudo were kind of okay with the hair and body variations, but the other races seemed to have a serious copy-paste problem. I guess technically some of the more important NPCs (ones with quests/cutscene triggers) had different coloring, but they were severely lacking in clothing variation. Also, the only old Rito was the elder??? At least the Gorons and Zora had some old folks besides their leader walking around. Very weird, but I don’t think BOTW 2 can fix any of this. 29) I wonder how they’re going to do the final boss battle, considering how epic/cinematic the BOTW 2x battle was. What can top fighting (on horseback, no less) a giant, flaming boar made out of malice? 30) I wonder what the Yiga are going to be up to, considering how Ganondorf seems to be somewhat kicking in BOTW 2.

#in other words: BOTW 2 HYPE REAL #i'm still going to queue things so there'll probably another BOTW 2 glut from me in a few days bwaha #(and probably some general BOTW stuff because MAN am i hyped)#i'm so glad i got into BOTW in 2019 because there's been content for me every year since and i am Living #botw 2

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imagines-for-the-fangirls-soul · 4 years ago

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Return to Me - Chapter Thirty-Two

Chapter Thirty-Two: And I Run, Run, Run

A/N: Sorry I had to skip last week, I needed some time to get caught up! I hope you like this chapter, let me know what you think! Let me know if you want to be tagged, too, or if I missed you in the list.

Pairing: Poe Dameron x Reader Word Count: 4,512 Synopsis: Still on the run, the reader travels to Arvala-7, where she meets someone who opens her eyes to how foolish she has been. Warnings: violence

Tag List: @xeniarocks, @too-many-baes, @araceli91103, @idocarealot, @treblebeth, @treestarrrrrrrr, @thescarletknight2014, @charlottie2998, @ibikus, @mellow-f1, @mrsdaamneron, @trustme3-13, @missjess71, @ella-solei, @minelskede, @gleigh42, @usuallyweepingnacho, @givemethatgold, @and-claudia, @constantdisgrace, @wordsinwinters, @readingvogueonprivetdrive, @trshbb, @kaitlynw011, @ihave2muchtimeonmyhands, @fairytalesforever, @thanos-jeep, @mixedfandxms, @pastelbunny1501, @emotionalcal, @danicalifxrnia, @getyourselfaunicorn, @spider-starry, @jimhalpertcanbuymelove, @angelicaxhouston, @roserrys, @blushingwueen, @americasass-romanoff, @commondazy, @throughparisallthroughrome, @ms-dont-care , @bubblegumcat229 , @barnesdameron

Previous Chapter - Next Chapter

After Poe left, you didn’t waste much time. You allowed yourself a few minutes to cry, but quickly wiped your face clean. The Resistance had found you, which meant that your location was no longer safe. Looks like you wouldn’t be able to sell those scraps after all.

You pulled out the scrap of paper that you had kept in your pocket since leaving the Gungan Underworld. It had a list of planets, some crossed off, with the words, “Not Safe,” written next to them. You quickly jotted down another “Not Safe” next to Taris and scratched it off.

You finished packing your few things and tried to keep your eyes from traveling to the slight indent in your bed where Poe had slept.

It was still dark out when you left the room. Of course, on Taris that didn’t exactly matter. There were still people creeping around every corner of the poorly lit street, but you kept your bearings. When you left Naboo, Jobee Qod had lent you an old ship. He said that the Gungans didn’t get much use of out it, and when he led you to it, you saw that he was right.

The old ship was rusting in more spots than it wasn’t, and when it reached lightspeed it made an awful humming noise, but it worked. It was the kind of piece of junk you only look at once, and wish that you hadn’t seen, which made it the perfect ship for your travels. You had to get some repairs on it when you landed on Felucia, which unfortunately cut your stay there shorter, but other than that, the old clunker had proved useful for you.

When you landed on Taris, you gave up most of the credits you had stashed away to store it in an old hangar. As you approached the shop, it was clear the owner wasn’t home. For a second you thought about hanging around to wait for day to hit and the shop to open, but then you remembered your dreams. Yes, the Resistance had found you, but you figured they would when you sent out your transmission. You could handle the Resistance. But if the First Order were to find you, which was likely, given the dream you had last night, there was no chance for you to escape. Not when you were as alone as you were.

Waiting simply wasn’t an option.

You snuck around the back of the building, although you weren’t sure it would matter. There were people milling about the street, but they were all focused on their own business. They were probably just as hopeful as you were that no one was watching what they were doing.

At the rear of the shop there were two large windows and a back door. Hoping for luck that never seemed to find you, you tried the door first. Locked. And when you tried the windows, too, you found they were also locked.

“Damn it,” you muttered. You took another look around you. No one was watching you. You had tried to remain as harmless as possible on your mission to disappear, but you had to do some things that were quite unbecoming of a queen, even if you weren’t eager to do so. Right now, you had to make another choice to get off of Taris.

With your elbow, you broke the glass of the large window. Break-ins were common in this part of the planet, so no one really invested in high quality security systems, or even higher strength glass. There wasn’t anything worth saving down here.

Your ship rattled as you started it up, but it still started. You threw your things in the back and took a few breaths. Usually when you had to fly you thought of Poe. Poe could fly anything, and always made it look simple, so you would try to embody his cool demeanor when you took flight. But after everything that had happened, you had to actively stop yourself from thinking about him. And the memories that did appear weren’t happy ones.

“There’s no time for that,” you said to yourself, hoping that hearing the sound of your own voice would break you from your thoughts, “I only need to focus on leaving.”

The next planet on your list was Arvala-7. It was quite a ways away, but from the way a man on Felucia had descried it to you, it was one of the perfect places in the galaxy to completely disappear. There were lots of people there, he had explained, but they’re just as eager as you to stay hidden.

You hadn’t trusted the man not to follow you directly to Arvala-7, so when you left Felucia, you decided to journey to Taris instead. But you were running out of leads now, and Arvala-7 seemed like a perfect location to get away for a while, at least to make plans of a more permanent location for you.

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“Thank you, you’re very kind.”

“I wouldn’t call it kind, missy, I’m expecting hard work out of you. Just because I’m letting you stay with us, doesn’t mean you won’t have to earn your keep.” You nodded your head and followed behind Marsa, a woman you had met on the outpost you had arrived at on Arvala-7. She could see you looking around, trying to find your way, and assumed you were looking for a place to get away. She offered you one right away. Said that she employed all kinds of drifters, as long as they worked hard.

You weren’t even sure what kind of work Marsa was in, you were just glad for a place to stay. She even had a field where you could keep your little ship, that after this last trip, seemed to be on its last leg. You wouldn’t be comfortable taking it back into space without getting some repairs done, which wouldn’t happen without getting some real money.

Marsa lived three hours away from the outpost. It was true that she must scavenge for workers there because she had absolutely no other business besides picking you up. It was as if she was waiting for you. You flew behind her, taking in the scenery as you made your way to her farm. You were hoping to recognize landmarks so that if things took a turn for the worst, you could find your way back, but it was just a vast expanse of nothing. Sand for miles and miles.

Hopefully, you wouldn’t need to make a quick leave.

Within a week of staying at Marsa’s house, you felt comfortable that you wouldn’t need to make a quick getaway. Besides Marsa, her wife and two daughters, the ranch you stayed on was quiet. Marsa and her family only talked to you when they had work for you to do. It was a regular routine you could throw yourself into.

You woke up at first light in the day and helped Marsa and a few of her ranch hands round up the blurrgs. Once they were corralled, you assisted in equipping them for agricultural labor. Whatever needed done on the ranch, as long as it was too big for you and the ranch hands to handle, the blurrgs were able to do. This left you with room for other jobs, which meant that Marsa sent you on nearly every errand she needed.

You were skeptical at first to travel in and around town for her, but eventually the boredom you felt on the ranch persuaded you to leave. The town was nearly as quiet the ranch. No one seemed to notice that you weren’t from around there, and if they did, they didn’t ask about it.

Everything was simple on Arvala-7, which is exactly as you wanted it. You needed to get away from all of the stress you had been living with for the last two years, and this was the perfect location. When you were doing chores for Marsa, it was easier to forget about all you left. And with the location you had chosen, you were almost certain that the First Order would ever find you here. The planet was far too remote and seemingly unimportant for their efforts, and even if they did show up, the chances of them finding you on the ranch were slim to none.

Everything was working out the way you had hoped on Arvala-7, until Khwaabi arrived.

Khwaabi was a man, around the same age as you, in a similar position as you. Marsa invited you into town with her one day, stating that she needed an extra hand to carry back everything she needed to pick up, although you suspected she was just lonely as her wife was visiting her family off-planet. Inexplicably, Marsa decided to make a detour to the outpost in town. When you questioned her about it, she just waved her hand at you and told you that she had a feeling. As you walked in with her, you surveyed the room nervously. In groups like these, there were often First Order patrols. But you also suspected that the reason Marsa had decided to come into the outpost was to keep an eye out for other lost souls like you, in the hopes of bringing them onto her ranch as well.

When you saw Khwaabi, you only had to look at him for a second to know Marsa would invite him to the ranch. He had that same lost look in his eyes that you must have had when you arrived on Arvala-7. She approached him and all too soon, he agreed to come back to the ranch with the two of you.

Although he was in the same position as you, Khwaabi was much different than you. He was an open book. Just on the ride back to Marsa’s ranch, you learned that he was from Kashyyyk. And unlike you, he told you exactly why he had left. Khwaabi had fallen in love with a boy, Leoro. But his father hadn’t approved of Khwaabi, so he decided to leave Kashyyyk to make a life that Leoro’s family would be proud of.

He was easy to read which made him an easy friend. There weren’t any secrets about him, which meant that you could trust him with yours. Although, you never did. You were nearly positive that Khwaabi could be trusted, but you had been burned before. And talking about everything that had happened seemed daunting and pointless. Whenever he tried to get any information out of you, you simply changed the subject back to Leoro and he forgot everything else.

About a month into knowing Khwaabi, a breaking point came where you could no longer hide your past. It had become a fun game for him and the other ranch hands, guessing wildly about where you had come from. They came up with tales of pirating and espionage, one even guessed that you were an empress on the run from your kingdom, but you never gave in. You just laughed at their guesses and tucked in early for the night.

But one day, you couldn’t run anymore.

Marsa sent you and Khwaabi into the marketplace for a few supplies, where you met your past face to face. Although you had suspected that Arvala-7 was safe, you knew that nowhere was truly safe from the First Order. There had been a few patrols through the town, but Marsa had made her business from drifters, and she knew to turn around when she saw them, in order to keep her workers safe. Only this time, Marsa wasn’t with you, and the patrol had blocked off the major exits from the marketplace. The only way out was through their checkpoint.

“What are you doing?” Khwaabi asked as you stopped suddenly, grabbing onto his forearm. He followed your petrified gaze to the marketplace entrance and laughed softly. “Come on, they’re just making sure we aren’t stealing or speaking ill of the First Order, we’ll be fine.” He tried to keep moving, even pulling you along gently, but when you remained planted to the dirt he paused. “Y/N? What is it?”

“I can’t be seen by them,” you said quietly. A million questions raced through Khwaabi’s mind, but he knew he couldn’t ask them now. He looped his arm around yours and pulled you to the opposite end of the market, behind a stall that was selling dark purple fruit.

“What’s going on?” he asked. He was often joking and smiling, but he was serious now, more serious than you had ever seen him before. You were grateful for it.

“I can’t be seen by them.”

“Why? We’ve got nothing to hide,” he said simply. You let out a deep sigh and looked up into his kind, golden eyes. “Does this have something to do with your mysterious pirating past?” he asked, garnering a gentle laugh from you.

“Not exactly pirating, but yeah,” you said reluctantly. “If they see me, I’m as good as dead. I’m on the run from the First Order, and the Resistance,” you added after a pause. Khwaabi’s eyes were wide but he only nodded, his long dark braids bouncing easily.

“Alright. I can get us out of here, but you have to promise you’ll finally tell me about your past. Once we’re safe and all.” You rolled your eyes but nodded.

“I promise.”

“Great. There’s a fence behind that shop down there,” he said, pointing to a small building a couple feet down. Easy enough to hop, just have to make sure no one’s watching. And then we’ll have to run.”

“Run?”

“Well, the First Order ships are parked on that side of the marketplace. If any of them see us we’re as good as dead, so we better make quick work of it.”

“This wouldn’t be the first time running for my life, I’m sure I’ll be fine,” you said. Khwaabi smiled at you widely.

“I’m very much looking forward to hearing your story, Y/N. Let’s go.”

You made your way down to the shop and Khwaabi helped you over the fence. He was right, the First Order ships weren’t far off. The second he dropped down next to you, the two of you ran and didn’t stop until you got back to Marsa’s place. She gave you each a questioning eyebrow, but went back into her house a moment later.

“Alright, pirate, now it’s time for your story.”

“Let’s get some water first,” you said breathlessly. Khwaabi nodded his head and followed you into your quarters. Once you had each caught your breath, you began telling Khwaabi the long-winded story of your life, up until the horrendous meeting you had with Poe back on Taris. Khwaabi didn’t speak or move for a while, but when he finally did stand, he picked up the pillow at the end of your tiny bed and hit you over the head with it.

“Ow! What the hell was that for?”

“Because I would kill to live your life, Y/N! You’re a princess!”

“A queen,” you muttered quietly, trying not to interrupt his rant.

“You have love! The only thing standing in your way is you!”

“That’s not true, there are my parents, the First Order—”

“You’re just making excuses, Y/N,” he said, sitting down across from you. “You could make a real change. The only reason the Resistance and the First Order are looking for you is because you can make a difference, and you’re running away because you’re scared.”

“I’m so sick of people saying that!” you said, standing up and beginning to pace. “I’m not scared, I’m just thinking practically. I can see where this all is going to go.”

“I think you’re just being paranoid. You have an entire family within the Resistance ready to fight next to you and keep you safe,” he said. You sighed and looked away from him. “Look, I only just heard your story, so maybe I don’t know everything, but it sounds like you ran away instead of fighting.”

“Isn’t that what you did? When you left Kashyyyk?” you asked, turning to look back at him. He frowned at you.

“Not at all. I am fighting. I’m fighting to make my life better so that I am deserving of Leoro. Once I reach that goal, I’ll go back. Are you really telling me you’re going to run forever?”

“I don’t have a choice,” you said.

“You could go back and fight. Fight for your home and your love and your life.”

“You know, I think you’d fit in really well with the Resistance. They all really like giving long, inspirational speeches,” you said. He laughed and nodded his head.

“Maybe I can check it out with you.”

“I can’t go back now. Not after everything I said to Poe,” you said, shaking your head.

“No, you can’t go back now. Not with nothing,” Khwaabi said. You raised an eyebrow at him.

“And what exactly am I supposed to go back with?”

“I don’t know. Like I said, I just learned your story. But I’m sure you’ll figure out what you can do to fix all of this mess with the First Order and the Resistance and your husband,” he said, looking at you with kind eyes. You couldn’t hold his gaze for long and looked away, nodding your head gently.

“Thank you, Khwaabi. For getting me out of town and for this.”

“No problem. Now, that run was exhausting, so I’m going to get some rest. If you decided to leave for the Resistance, at least wake me up before you go.”

“Will do,” you said with a laugh.

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Khwaabi had really expected his talk to work, because the next day he was so surprised to see you, he nearly choked on his breakfast, and for the rest of the day he didn’t speak to you. You understood his frustrations, but he had only just heard your story. He didn’t know all the ins and outs of your situation. There was no way you could go back to the Resistance. There was too much pain there. In your head you could hear Khwaabi saying ‘There’s pain here, too,’ but you elected to ignore it.

It took a couple days, but eventually Khwaabi came back to you, acting normally. He never brought up what you told him, although sometimes when he would talk about his love for Leoro, he would give you strange looks. You realized he only did this when your mind started to wander off, but it was hard to listen to him talk about his gorgeous man, when you had once had one, too.

You figured that Khwaabi knew what he was doing, but you didn’t much care. The longer you stayed away from the Resistance, the harder it got to keep on course and remember why you left. Of course, every night you went to bed, knowing that if your dreams slipped to Ren’s again, you’d have to be on the run once more. But listening to Khwaabi talk about love and life made you feel a little bit at home, and let you remember what it was like to have those hopes.

A week after the incident in the marketplace, you and Khwaabi were back, picking up a parcel for Marsa. You had briefly told her what happened, so she had been the one to make the last few trips. She had said that the First Order was gone, but when you arrived in town, you could see they were back.

“How in the fuck?” you muttered under your breath, making Khwaabi laugh.

“That’s not how princesses should talk,” he said with a laugh.

“I’m not a princess,” you said, trying to turn around. Khwaabi grabbed your arm and kept you walking forward. “What are you doing?”

“They’re looking at us,” he said, smiling so it didn’t look like he was talking to you, “If we turn around they’ll come after us. Just keep your head down. They’re not even doing a checkpoint. We’ll be fine.”

You nodded your head and quickly took hold of his hand, holding it tight as you passed the Stormtroopers. They looked you over quickly but said nothing. You let out a sigh once you were away from them, but that moment of relief was quickly squandered when you heard a scream.

You and Khwaabi both turned around to see a young girl, no more than sixteen, on the ground. Two Stormtroopers were standing over her, mocking her. It was clear that they had just hit her, seeing the way she held her stomach. As they geared up to take another hit, Khwaabi pushed the things in his hands into yours and raced forward.

“Stop! What has this girl done?” he asked, pulling back the hand of one of the Stormtroopers.

“Keep walking,” the Stormtrooper muttered, pulling his hand away.

“She is just a girl! Surely, there is another way you can get what you need from her,” he said.

“I said, keep walking,” the Stormtrooper said, much firmer this time. Khwaabi stood his ground, and you watched, along with the group that had gathered around the commotion, as the Stormtrooper hit Khwaabi across the face.

“Come on, let’s get out of here,” the other Stormtrooper said. They marched off, and just like that, it was over. The crowd started to clear and Khwaabi helped the girl stand. You walked over to them and Khwaabi gave you a cold look.

“What did they want from you?” he asked the girl.

“I don’t know,” she said, shaking her head, “They said I gave them a disrespectful look, and then all of the sudden I was on the ground.” Khwaabi shook his head and put a comforting hand on her shoulder.

“Are you going to be alright?”

“Yeah, I think so. Thank you.”

“Forget about it. Any respectable person would have done the same.” You thought for a moment that the cold look he gave you before might have been a mistake, but it was clear from his tone, Khwaabi was furious with you, and you had no idea why.

The rest of your visit to the marketplace was silent. You passed by the same Stormtroopers on your way out, but if they recognized you or Khwaabi, they didn’t care.

“Okay, I can tell you’re mad. Can we talk about it?” you asked once you had cleared the town and were on your long walk back to Marsa’s.

“Why didn’t you step in?” he asked, looking at you with a new look in his eyes. Possibly disappointment?

“What was I supposed to do? They’re two Stormtroopers, I have no weapons—”

“Neither did I. Neither did that girl.”

“I don’t know what you want me to say. I told you, I’m running from the First Order, I’m not about to get tangled up with a couple of deadbeat Stormtroopers just because . . .”

“Just because what? Finish that sentence, Y/N. Just because an innocent girl was getting beaten? Just because your best friend now has a black eye?” he asked.

“I don’t know if I would say best friend . . .”

“Y/N!” he yelled, grabbing hold of your arms. “You can make a difference. You can help millions of people. And yet you run because you only care about yourself.”

“That’s not true,” you said, taking a step back.

“I don’t know, what I do know is that if I had the power you do, the influence you do, I wouldn’t be hiding out. I’d be facing down those bullies and sticking up for the innocent.” You looked at him with wide eyes but he only shrugged. “It’s whatever. Like you’ve said, I don’t know the whole story. Maybe hiding out here in the middle of nowhere is the best idea.”

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You knew he was right. You knew Poe was right. The second you had stormed away from the Resistance, you knew you were in the wrong. Running away was the move of cowards, and you had never wanted to be one of those. It took some time for you to admit it, but you were a coward. You were completely afraid of what would happen if you did fight, if you did everything in your power to help bring peace back to the galaxy, and it was all for naught.

When you ran, you thought you were doing what was best for Poe, what was best for you. You realized now that you were punishing everyone you cared about because of a decision by your family and Broden.

When you became queen, it was because you thought you would be helping people. You knew you had done good during your term, even if the whole thing was concocted by Broden. But now, you felt that the only thing you could bring to the Resistance was your connection with Kylo Ren.

You sat up in bed immediately.

Why had you been so stupid? The connection with Ren had been the thing that caused you to become queen, and the reason you were finally able to figure out Broden’s betrayal. If there was anything else you could offer the Resistance, it was your connection with Kylo Ren.

When you rushed into Khwaabi’s room, he was already up.

“What?” he asked.

“You’re right. I’ve been selfish, but there is something I can do for the Resistance, for the galaxy, but I’m going to need your help.”

“And why should I help you?” he asked. He was teasing, but it was also clear that he was still mad about what had happened in the marketplace.

“Because if you get me to where I’m going, you can keep my ship. That’ll get you somewhere nicer than here, where you can make a life for you and Leoro.” He looked at you for a minute but then smiled.

“Alright, where are we going?”

“Kylo Ren’s fortress on Byss.”

#poe dameron #poe dameron x reader #poe dameron x you #poe dameron imagine #star wars imagine #poe dameron fanfic #poe dameron fanfiction #star wars fanfic #star wars fanfiction #sw #sw imagine #sw fanfic #sw fanfiction

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vorgues · 3 years ago

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50 Best Ways To Make Money Online

Making extra money doesn’t have to be hard. You don't always have to spend money to make money. There are lots of money-making opportunities out there.

One of the best things you can do to make money fast is to invest in your networking at work, spend time learning as much as possible, and get a raise or promotion. This alone could help you to make an extra $100 a day in no time. and get a raise or promotion. This alone could help you to make an extra $100 a day in no time. I am not going to lie: the reality is that you will have to put in some work to earn cash. But there are some clever real ways to make money out there if you are up for the challenge! This is what making more money can do for you:

Help you to save money and pay off your debt.

Pay your bills at the end of the month.

Help you stop living paycheck to paycheck.

Allow you to reach financial freedom.

It can even help you to leave a job you hate.

Plus, you could retire sooner if you want to. But remember: If you want to reach your goal of making $100 or more a day online (or offline), simply combine a number of these money-making ideas.

Whether you’re between jobs, a stay-at-home parent or just want to make some extra money without leaving the house, these work-from-home jobs and tasks can boost your income, helping you make ends meet, pay down debt or reach savings goals. Legitimate work-from-home jobs do exist but beware of scams that require you to pay upfront for the chance to earn extra money. Instead, check out these ways you can easily make extra money from home.

Let’s dive into it: here are the best ways to make money in 2021. No matter what your skills are, you can find something that’s right up your alley.

1. Sell Stock Photographs If you have a knack for capturing the perfect shot, you could turn those pictures into extra money. Sites like Shutterstock, Fotolia and Adobe Stock enable users to upload images and get paid when people purchase them. You’ll receive a fraction of the sales price — and a good picture can earn you thousands of dollars if it’s downloaded a lot. You must have the exclusive rights to the photos, and you must include signed releases for any recognizable people or private property in the images. 2. Use the Right Account for Your Money You shouldn’t settle for any old checking account when you’re looking for somewhere to keep your money. Instead, you should find one that pays you back. PenFed’s Access America Checking account does just that thanks to its annual percentage yield of 0.20% or 0.40%1 — depending on the daily balance — with a monthly direct deposit of $500 or more. By using an account that pays a higher APY, your money will grow more quickly while it sits until you need it. And if you’re able to avoid monthly fees, there’s no reason not to take advantage of a perk like this. 1APY (annual percentage yield) is accurate as of Sept. 18, 2020, and is subject to change at any time. Federally insured by NCUA. 3. Pet Sit If you love animals, getting paid to watch other people’s pets is a dream job. Sites like Rover connect pet sitters with pet owners. You’ll need to set up a profile explaining why you’d be a great pet sitter, but once you’re approved, you can set your own rates and hours. You could earn up to $1,000 per month, according to Rover. 4. Transcribe Audio Clips If you can type quickly and accurately, you can earn money by transcribing audio clips in your free time and turn it into a sweet side hustle. Companies like TranscribeMe! pay about $20 per hour, and top earners can earn $2,200 a month from these work-from-home jobs. If you have a specialized background like medical or legal training, you can earn higher rates. 5. Sell Unused Stuff If you’re looking for quick cash, consider selling items around your house, including your CDs, DVDs, games or books on the site Decluttr. Just enter the barcode, and Decluttr will tell you how much it’ll pay you for it. 6. Take Paid Surveys Online Various online websites will pay you for sharing your opinions on a range of topics. For example, e-Rewards is open to anyone older than 13. You’ll earn e-Rewards currency for each survey you complete, which you can redeem for gift cards. Other options include GlobalTestMarket and Harris Poll Online. The amount you make depends on how many paid surveys you’re eligible for and how quickly you complete them. 7. Become a Remote Sales Agent If you have a smooth voice and like talking to customers, sign up as a sales agent. You’ll take calls like you would in a physical call center, but some sales agent positions are remote jobs. For example, you can sign up with the company LiveOps to take calls for 30-minute blocks. First, you must apply, be accepted and complete a company training course, which takes about two weeks. Depending on the job, you could be paid an average of 25 cents per minute and/or commission and receive incentives for selling certain products. 8. Make an Online Business Out of Creating Online Courses If you have specialized knowledge, use it to create an online course. If you partner with a site like Udemy, you can set your price — between $20 and $200 per course — and keep a portion of the earnings based on whether you drive the traffic to the site or Udemy’s advertising attracts the students. 9. Surf the Internet There are dozens of ways to win money online. For example, companies want to know what you’re doing online, so they pay data aggregators like Nielsen to collect that information. To do this, Nielsen incentivizes people to share details about their computer and mobile phone usage by installing an app. You can earn rewards for each mobile device, plus sweepstakes entries. Nielsen gives away $10,000 each month to its Computer and Mobile Panel participants. 10. Serve as

an E-Juror You can make extra cash by serving as a mock juror so attorneys can practice their arguments and judge the value of their cases. Sites like eJury recruit U.S. citizens over 18 who haven’t been convicted of a felony. You can’t be an attorney, paralegal or legal assistant — or closely related to an attorney or employed by a law firm. Expect to make between $5 and $10 for each verdict. 11. Rent Out Your Car Renting out your car is one of the many ways you can make money off of tourists in your city. When you’re sitting at home, you’re not using your car, so consider making money from home by renting it to someone else. Companies like Getaround enable you to offer your car to someone who wants to rent it when you’re not using it. Getaround offers car owners top-rated insurance and 24/7 roadside assistance — so you’re fully protected. Active car owners can earn about $10,000 per year, according to Getaround. Smart Money Moves: 35 Useless Expenses You Need To Slash From Your Budget Now 12. Get Cash Back When You Shop Sign up with Ebates to get cash back when you shop online. Ebates has negotiated deals with more than 2,500 companies. Each time you click through the Ebates site to partner sites, the company pays a referral fee to Ebates, and Ebates shares it with you. You can also earn $25 for each friend you refer to Ebates. 13. Become an English Proficiency Test Grader To test for English proficiency, foreign students take tests that include writing paragraphs, which need to be scored. Companies like EditFast need people to grade the tests, and you can earn between $18 and $25 per hour. You must be a native or native-like English speaker, have a four-year college degree, pass proficiency exams and complete the training. Then, after making this extra money, you can grow it even more by putting it in a checking account like the one from PenFed. With an APY that can pay up to 10 times1 more than the average checking account, it can do more for your money. If you’re looking for an easy way to improve your financial situation, don’t overlook something as simple as your checking account. 1Sourced directly from: www.fdic.gov/regulations/resources/rates as of Sept. 18, 2020. 14. Host Dinner for Guests If you like to cook — and others like to eat your food — you could make money by hosting dinners at your home. Companies like Eatwith coordinate guests for your dinner parties. You must apply and host a demo event so the company can verify your culinary and hosting abilities. If you’re accepted, you’ll be on your way to making up to $1,100 per dinner. 15. Recycle for Cash Recycling helps the Earth by reducing pollution, but it can also put some cash in your pocket. Some states implement a bottle deposit you can get back when you turn in the used bottles at a collection center. For example, in California, you can earn 5 cents for most glass and aluminum cans and 10 cents for 24-ounce or larger bottles. 16. Watch Promotional Videos Some companies put together videos they want consumers to watch — and sites like InboxDollars find and reward consumers willing to do it. You’ll earn a little cash for each video you watch. If there aren’t any videos available to watch, InboxDollars also pays members to take surveys and online shop. 17. Turn Your Home Into a Bed and Breakfast If you don’t mind sharing your home with people, you can sign up to rent it to vacationers. On sites like Airbnb, you can list your space, set your rate and wait for guests to sign up. You have the flexibility to rent when you want and close up shop when you want your house to yourself. 18. Share Your Spending History Companies want to know what you’re spending money on. Snap pictures of your receipts, and upload them to the ReceiptPal app to earn entries into sweepstakes and points you can redeem for gift cards. 19. Test Websites If you like surfing the internet, consider becoming a website tester for UserTesting. Companies that are launching new sites will pay you to provide feedback about them and perform tasks to make sure they’re

functioning properly. You can expect to make $10 for each website you review. 20. Sell Coupons Online If you have any coupons around you know you won’t use, someone else might be willing to pay for them. For example, if someone is planning to buy a new laptop, a 10-percent-off coupon could save them a substantial amount, which might motivate them to pay you a portion of what they’d save to get the coupon. EBay does have some restrictions on coupon sales, however. You can never sell coupons for free items, and you can sell only 25 coupons — or up to $100 worth — each month. 21. Trade Cryptocurrencies Cryptocurrencies are currencies electronically created and controlled in a decentralized manner instead of by a government. Types of cryptocurrencies include Bitcoin and Litecoin. Trading cryptocurrencies can be lucrative — Bitcoin went up considerably between January 2017 and December 2017. Trading cryptocurrencies has its risks. If the price plummets — as Bitcoin’s price has in the past — you could lose your investment. 22. Create Slogans for Companies Companies love catchy slogans because they help sell products. If you have a knack for coming up with creative sayings, enter slogan contests. At Slogan Slingers, companies offer a reward of between $200 and $999 for slogans. If a company selects your slogan as the winner, you keep the prize, minus a small administration fee. 23. Lend Money to People If you have extra money, you can earn an average of 4% to 6% per year in profit by investing in peer-to-peer lending. Sites like LendingClub allow you to invest in small portions of loans — as little as $25 per loan — to other people. If the borrower defaults, however, you lose your investment. You must make a minimum opening deposit of $1,000 and meet the suitability requirements set by your state. For many states, that means you must have an annual income of at least $70,000 or a net worth of at least $250,000. 24. Tutor Students Online If you have a knack for explaining difficult subjects and helping students get better grades, consider tutoring online. You can find your own students and set your own rates to create an online business, or you can sign up to tutor with an existing company like Tutor.com. Tutor.com requires you to be at least a college sophomore, and you must be a subject matter expert in the areas you want to tutor. You must work at least five hours per week at Tutor.com. The site does not list the pay for tutors on its website, but with Chegg you can make $20 or more per hour of tutoring. 25. Host Direct-Sales Parties Direct sales companies like Mary Kay pay representatives to host parties and sell their products. You host events and invite friends, family and neighbors over to see and buy a company’s products — and you keep a portion of the sales. If you work for a single-level, direct-sales company, you can expect to earn an average commission of 20% to 25% of what you sell. 26. Rent Out Office Space in Your Home If you have home office space you don’t need to use, it could be worth money to someone who wants an office outside of their home but doesn’t want the associated cost or inflexibility of a traditional office space lease. You can set your own prices and decide when and for how long you want to rent your space. 27. Provide Tech Support Online If you get excited about fixing computer problems, sign up to get rewarded for being tech-savvy. Through companies like Upwork, you can complete lucrative freelance gigs online to earn cash and rewards by helping people fix their technology products. 28. Search the Web With Bing Switching your search engine is an easy way to make money from home. Microsoft, for example, will reward you for using Bing to search the internet. You earn points for activities like searches, which you can redeem for movies, games and gift cards. 29. Become a Virtual Fitness Instructor If you like helping people get in shape but don’t like traveling to the gym or other people’s homes, consider marketing yourself as a virtual fitness instructor. You might need to get

certifications to gain credibility with clients so you can oversee their workouts via webcam or other technology. Alternatively, you can have short, online meetings with clients and provide them with workouts to do on their own. Either way, you can work from home. 30. Sell Your Hair If your friends tell you they wish they had your hair, you might have a source of income growing right on your head. Sites like HairSellon provide an easy way to make money from home: You can list your hair for sale, and the site even has a calculator to help you set a reasonable price depending on its length, thickness and color. 31. Be a Virtual Assistant People will pay you to assist them with a range of tasks from canceling cable to scheduling appointments. “Virtual business assistance is an opportunity with so much variety and need that many people are able to find a place here,” said Angie Nelson of The Work At Home Wife. “In-demand skills can run the gamut from customer service and email management to optimizing eBay listings and setting up email funnels.” At Fancy Hands, the pay ranges from $3 to $7 per task — the faster you complete tasks, the higher your earning potential. 32. Sign Up for Credit Cards Credit card companies want to get their cards in your hands, and they often offer substantial bonuses to sign up. Many sign-up bonuses for credit cards are in excess of $1,000 — but you might have to spend a certain amount in a short period of time to qualify. Check that the card’s annual fee doesn’t offset the sign-up bonus. 33. Perform Tasks on Amazon’s Mechanical Turk Website Amazon has created a huge marketplace for tasks that require human intelligence for completion: Amazon Mechanical Turk. Businesses post tasks and how much the pay is for completing them. Tasks include identifying pictures or videos, transcribing audio recordings and conducting research. Depending on the task, you might have to prove your qualifications before you can claim it. The faster you complete tasks, the more you can make. 34. Adjust Your Home’s Temperature You can increase your bottom line by reducing your heating and cooling costs. Even if you’re always home, you can save up to 14% on your electricity bill if you set your thermostat 2 degrees higher and use a ceiling fan, according to Energy Star. You can also save money by dialing back the heat or air conditioning while you’re asleep. 35. Make and Sell Crafts If you’re a crafty person, selling some of your online handiwork might top your list of ways to make money at home. Sites like Etsy make it easy: You pay no monthly fee, just a 20-cent listing fee. Once your item sells, Etsy takes a 5% transaction fee, making selling you handmade creations and vintage goods in your Etsy shop, mostly painless. 36. Sell Video Footage to News Shows If you often find yourself in the right place at the right time to capture big events, let your video camera roll. News shows will pay you to use the footage for their broadcasts. You can use a site like ScoopBroker to sell your footage to a media outlet for exclusive or nonexclusive rights to it. 37. Write a Book Thanks to the advent of online publishing, you don’t need to have a connection with a big publishing house to deliver your story to the public. In fact, you can publish an e-book digitally through Amazon Kindle Direct Publishing. You can set your own price and earn up to 70% of it in royalty payments. 38. Pay Your Car Insurance in Full Instead of relying on monthly payments, save up to $120 a year by paying your annual car insurance premium in full, according to Lifehacker. As long as your insurance company has a website, you can boost your bottom line from the comfort of your favorite chair. More Opportunities: These Side Jobs Will Be the Most Popular in the US 39. Empty Your Closet If you have a closet full of clothes that you rarely wear, resell those clothes and put some cash in your pocket. Sites like Tradesy allow you to list items that are in great condition as well as authentic. You won’t pay a listing fee, but you will pay a 19.8%

commission on sold items totaling $50 or more and a flat fee of $7.50 on sold items totaling less than $50. 40. Assist With Political Action Campaigns If you’re a good communicator, consider putting your skills to work as a writer or organizer for political change as a way to make money from home. Sites like NextWave Advocacy recruit qualified applicants — often those with a background in writing who are interested in politics — and train them to work for clients on a range of political issues. 41. Negotiate Your Interest Rates If you have credit card balances, calling your credit card company to try to lower your interest rate works 80% of the time, according to CNBC. Even a small decrease in your rate can save you money. For example, say you carry a $10,000 balance: A 3% rate reduction would save you $300. Leverage how long you’ve been a customer and how you pay on time to increase your chances of success. 42. Use an App To Find Price Rebates Many stores have price guarantees, but it’s a hassle to track them all down and potentially even more of a hassle to file the paperwork. Now, you can get price rebates from the comfort of your own home. For example, sign up for Paribus via email, and the service will track the rebates you’re owed by scanning the receipts sent to your email address. It will seek out the lower price and request a rebate on your behalf if you qualify. 43. Review Computer Software Nobody wants to buy software only to find out it doesn’t work well. To help people avoid that disaster, you can write software reviews and get paid for them. SoftwareJudge will pay you up to $50 per review. 44. Watch TV You can make money from home watching TV: Download the Viggle app and earn one point for every minute you watch shows on subscription services like Netflix, Amazon and Hulu, plus bonuses for certain shows. You can redeem points for cash or gift cards. Although it might not be the most profitable activity, if you’re going to watch TV anyway, you might as well get rewarded with this easy way to make money from home. 45. Answer Questions via Text If you’re good at finding answers quickly, consider becoming a member at 1Q, a site that enables customers to ask questions and get answers quickly. After you’ve signed up, you’ll receive 50 cents per answer. The number of questions you receive depends on your demographics and location, so keep your profile updated so you don’t miss out on questions. 46. Create an Online Business Translating Foreign Documents If you speak more than one language, you can make money working from home translating documents. ProZ.com acts as a marketplace for translators to connect with people and companies who need translation services. On ProZ.com, clients request applications for translations and select the translator they want to conduct at-home jobs. 47. Take Stock of Your Memberships Cutting unnecessary memberships is as valuable to your budget as generating extra income. Go through all of your current memberships and subscriptions to make sure they’re worth what you’re paying. To help find lurking expenses, consider an app like Trim, which shows your recurring costs and can even cancel subscriptions for you. 48. Share Your Knowledge If you have specialized knowledge, you can monetize it by signing up as an expert to help others online. For example, JustAnswer will pay you to share your expertise. You must apply for each category you feel you’re qualified to provide answers for, and you need to have a degree or certification in that area. The amount you earn depends on how in-demand your area of expertise is. 49. Bet On Your Ability To Get In Shape Did you know you can get paid to sweat? Getting healthy can help you win money by competing in health challenges. Sites like DietBet allow you to compete with others in weight loss challenges. You must upload pictures to verify your starting and finishing weight. You’ll pay an entry fee, but the fees go into a pot that everyone who meets the goal splits. You’ll never lose money as long as you meet your goal. 50. Accept

Packages for Neighbors If you’ve ever missed a package, you know how difficult it can be to reschedule your delivery. That’s why people use eNeighbr to get packages accepted for them. If you’re going to be home anyway, consider signing up to receive packages for your neighbors. Packages will be sent directly to you, and the customer will pick them up. You can expect to make $3.50 per package.

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tcheschirewrites · 4 years ago

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Hhhhhh and because I am In A Good Place right now, let’s have a little bonus short. You want to know what Justin and Jen have been up to, those two wiliest of snakes, while RC and Dick have been in Japane? Well, let’s find out!

(Considering the length - I accidentally 1.7k - and technically it’s plot-advancing, I guess we can consider this chapter 20.5? lol)

The dim lighting of so many of the gastropubs in the city gave him a headache. Like, sure. He understood the ambiance, along with the pulsing music at just a few decibels shy of a migraine, and yes, all right, he had spent his fair share of time in joints with far lower lighting and beats with far deeper bass, but in his regular day to day, the need to hobknob frustrated him.

Justin adjusted his tie, tugging it further away from his Adam’s apple.

From her seat across the table, texting Richard or checking her emails or scrolling Instagram or whatever it was she was doing when she was pretending she wasn’t paying attention, Jennifer scowled at him. She reached over to him, fussing lightly with his lapels, the creases of his shirt against his slouched posture.

“Stop doing that,” she chided, sliding the knot of the tie back to its position against his throat. “Can you seriously not keep still for two hours? You’re incredible.”

“This is what happens when I don’t have you to take care of me Jen,” he groused, discreetly loosening his tie just slightly when she looked away for half a moment.

“Can it,” she replied, sipping neatly from her water. “I think I see him coming.”

Out of reflex, Justin tightened his tie, running a hand over his hair. “You’re sure we’ve got everything we need this time?”

Jen glanced back at him over her shoulder, her eyes aglow in the low lighting of the restaurant, reminding him so very much of the Jennifer he had met during university, and his chest ached. “Oh yeah,” she said, and her tone was so self-assured he allowed himself a glimmer of a real smile.

His father strode up to the table, seating himself without waiting for a greeting. “I’ve spoken with Mr. Kaiba. His terms are outstanding. I hope you’ve decided as one that this acquisition is well within business interests?”

Justin was practiced at swallowing the dark bile of his father’s reptilian cruelty – Jen less so, though her tenure as a legal counselor had left her well equipped to don the proper mask for the situation. “You know, pops, we have. We’ve spoken with Dick Grant and our Chief Marketing Officer, and we all agreed that a total sale at these terms was an offer we couldn’t refuse.”

“Justin, you know I don’t abide movie references.”

Raising his hands in a gesture of surrender, mostly to field Jennifer leaping across the table to strangle his father, Justin allowed himself a chuckle. “I know, old man, but I think you’ll find it’s appropriate, considering the situation. We nailed that Japanese bastard hook, line, and sinker.”

“That’s wonderful news. I’ve read the proposal, and the extra numbers packet you provided me earlier. Third Star stands to make quite a bit of money from the sale of the market shares.”

“Fuck yeah, they do.” Justin’s lips curled into a grin at the furrow in his father’s brow. He knew exactly what was going through the scaly fucker’s mind – Justin had never been so crass in his presence before, never stooped so low as to be anything but formal in front of James. “As my C Suite are majority shareholders, I’m real happy for the decision they made. Gonna net them a shitload of a nest egg. And you know what? They earned it.”

There was an intense silence, obstructed only briefly by the server swinging by the table to gather a drink order from James only to be met with a brusque wave of his hand; he did not take his eyes off of his son’s face.

The silence lasted a beat longer, then; “You mean you earned it. Second-person plural. As CEO of the company, you’ve invested in the largest amount of shares – “

“Ahhh, yeah,” Justin cut him off smoothly, leaning back against the booth and threading his fingers to a basket behind his head. “About that.”

Jennifer stepped in here, digging into her bag for a brief moment before retrieving a manila folder. “I’m sorry to say, Mr. Carriger, sir, but Justin is actually no longer eligible to his rights as a shareholder in the event of a buyout.”

James did not take his eyes from Justin’s face. “You don’t say.”

“Mm.” She flicked open the folder expertly, spreading a couple of key documents over the table before situating herself back into her chair, taking another dainty sip of her water. “In the company bylaws, section thirteen article D, in the event of a buyout, any shareholder who has brought direct hard to an employee must forfeit the market value of those shares.”

The disgust in James’ eyes was palpable, and here he finally turned away from his son with a curl of his lip, rounding his attention to Jennifer. “I think you must be forgetting section sixteen, article B, that any executive who has lost their shares in the event of an accident will cede the market value of those shares to their next of kin.”

“Accident?” Jennifer batted her lashes at him, playing coy, playing dumb in a way that Justin knew she had learned in her years at law school and had only heard about second-hand. “Which accident are we talking about, sir?”

Verging on the edge of his patience, James replied, “The train accident – now, Justin is not directly responsible for the accident on the KaibaCorporation bullet train, but it can be acknowledged that his decisions as Chief Executive Officer are what led to your fiancé and that poor woman’s injuries. It’s my understanding they did not seek extraordinary compensation, and their dedication to the company is to be acknowledged, but – “

Jennifer let out a cooing laugh, grating and pretty and eminently false. “Oh, no, sir. To my understanding, neither party involved in the train accident in Domino were seeking punitive damages for their injuries. But that has absolutely no bearing on the sexual assault your son was involved in earlier this week with his subordinate, the Chief Marketing Officer of Third Star Gaming.”

Justin had to hand it to her: he had never seen his father so speechless, and even from his position as an observer, he had to crack a smile.

“He what.”

The smile plastered on Jennifer’s face widened, all glimmering teeth and threatening promise. “Oh yes, sir. It was reported to me only hours after it occurred, and I confirmed it with the victim shortly thereafter. Her statement is here, if you care to read it. I had it transcribed this afternoon for your convenience.”

From the mutinous look on James’ usually cool face, he did not care to read it. His cheeks began to spot with red, and Justin thought he saw his father’s pulse jump in his neck.

He retained his composure, though, turning back to his son, who raised his brows and shoulders in a gesture of feigned helplessness. “I find it difficult to believe that you would be so careless as to let your libido get the better of you, Justin. At such a critical juncture.”

The accusation was plain, and Justin said nothing, nodding briefly at Jen.

“Now, as you are aware, sir, pursuant to article 13 section D is the following addendum – “ She cleared her throat before continuing; “’If any executive person or persons from party A – that is, Third Star, as specified in line two of the company bylaws – bring egregious bodily harm or otherwise inflict considerable pain and suffering, then during the event of a complete corporate acquisition those shares would not transfer to next of kin (see: article ten, section K et al), but would instead be split amongst the remaining executives of party A.”

Jennifer smiled prettily at his father, and Justin had to admire the irony of the picture. “Now, I’m sure you’d agree that a confessed sexual assault falls into the category of both bodily harm and pain and suffering, but – “ She paused here to dig into her purse for another manila folder, this time much thicker, and slapped it onto the table in front of James with such force that the silverware rattled. “Even if you don’t agree, it’s all right, because we’ve checked with insurance and HR.”

James did not move, instead staring at the thick folder before him with such intensity that Justin thought it might catch fire. Finally, he raised his sharp blue eyes to his son’s face, and Justin had to wonder at the electricity in those eyes – eyes he had so long been spellbound by, locked into place by some wretched sense of duty.

“You son of a bitch.”

Under any other circumstances, Justin would have seized the other man by his collar, throttled him, laid him out with a cold cock to the nose – but considering the situation, he could only laugh. “Hey, now, I don’t think it’s right to speak that way about the dead. I dunno about Irish culture, but I know for sure mom’s people wouldn’t like you talking about her that way.”

“I’m not talking about her, you raving buffoon. I’m talking about you. You absolutely incompetent monkey. What on earth were you thinking?”

What was he thinking? He’d had a primer on the bylaws when his father had installed him as CEO of this venture, but after the train accident in the spring, Jennifer had sat him down and gone over them with him in depth, and he realized how stupid everything was. How so little was dictated by fate, and how if he wanted to have any say, he would have to seize control of what little he had. There was no evidence to support his deepest of thoughts, of course, the suspicions and conspiracies he’d concocted in the middle of the night when only his bottle of cheap tequila was there to keep him company.

But he’d had a gut feeling like this before.

And this time, he would not allow someone he loved to die for it.

“What can I say dad?” he finally said, spreading his hands wide into a shrug, his grin turning sharp. “I never was good with your money.”

#culture shock #ch: justin #ch: jennifer #i've said it before and i'll say it over and over until i am hoarse:#i love justin's backstory #i could write an entire story just for him #there are some Hints that i am dropping here #that we will go further into in arc three #but i just wanted to get this out and posted

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chicagosfinest2021 · 4 years ago

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nosy anons let's go

(I know people are supposed to anonymously send these to people but most people usually don't bother so I'm just going to answer them myself because I can :-P )

0: Height-5'3"

1: Age-Old enough to know what a pager is but young enough to never have actually used one before X-D

2: Shoe size-9

3: Do you smoke? No

4: Do you drink? Occasionally/socially

5: Do you take drugs? Just benadryl for my allergies

6: Age you get mistaken for? Early to mid 20's

7: Have tattoos? No

8: Want any tattoos? No, I like my chocolately skin the way it is :-)

9: Got any piercings? Just my ears

10: Want any piercings? I might get one or two more

11: Best friend? My sister

12: Relationship status? Happily unattached

13: Biggest turn ons? Men who have money and spend it on me

14: Biggest turn offs? Broke men who are looking for free sex and free therapy

15: Favorite movie? An Indian movie I just watched on Netflix a few months ago called "Queen". I saw so much of myself in the main character, it was amazing.

16: I’ll love you if… For men, you consistently make the effort to make me happy and make sure I'm taken care of(which includes respecting my time and my presence in your life). For women...we just have to bond and genuinely enjoy each others company, that's really it. Women earn my love much more easily.

17: Someone you miss? My grandmother, I'd probably give up a lot of good things I have going for myself right now in exchange for having my grandmother back.

18: Most traumatic experience? (*Trigger warning*) My sexual assaults, especially the second one because it was someone I'd known since I was a kid.

19: A fact about your personality? I've been introverted since childhood. I like either small intimate settings or being alone, rarely do I enjoy being in big groups.

20: What I hate most about myself? That it took me so long to come out of my social anxiety and had low self value for so long. I think that if I had conquered all of that sooner, I'd be a lot further ahead in life.

21: What I love most about myself? I'm more secure in who I am now than ever before. There's certain things that I used to tolerate that are unthinkable to me in the present, and I don't have "haters" because anyone that might be throwing negative energy my way doesn't register.

22: What I want to be when I get older? A luxurious Black woman with my own condo and living in an upscale neighborhood. I want to be saving money, making wise investments, and spoiling myself and my niece <3 I also want to have a tight group of girl friends I spend time with regularly.

23: My relationship with my sibling(s)? I have one full sister who is like my twin and we're very close, and a younger half-sister who's 8 years my junior whom I love but don't relate to too much. We have different mothers and (through no fault of hers) we grew up in very different environments: me and my oldest sister are a lot more "bougie" as a result of our suburban upbringing, but our little sister grew up in the 'hood and applies "hood logic" to a lot of things. The type of men we're attracted to, the type of music we like, the company we keep. . .it's like trying to talk to someone who speaks a foreign language.

24: My relationship with my parent(s)? I'm a daddy's girl. Even though my dad and I don't see eye to eye on everything he's the reason why I have such high expectations from men. My mom and I only recently started getting close, she and I tend to bump heads more often than me and my dad.

25: My idea of a perfect date? I show up to a 4 star Italian restaurant and my date meets me with roses and a small gift. We sit down and he's a gentleman, we eat, chat, makes jokes, and have a few drinks. After he pays the bill but before we get up to leave he passes me an envelope under the table. I take a look and see that it has $700 in cash inside of it. I accept it and thank him. Before we part ways he requests to see me again soon and I tell him I'll have to check my schedule. My Uber ride pulls up and my date opens my door for me before taking my hand and kissing it.

26: My biggest pet peeves? Men who want maximum benefits for minimal effort and the women willing to give it to them. Also trap music, just. . .in general. Oh and Black people who still insist we're "taking the sting out of the N-word" by using it casually amongst ourselves, it's just such a problematic and counterproductive mindset and I can't even pretend to entertain it.

27: A description of the girl/boy I like? I don't currently have anyone that I like but ideally they'd be well groomed, witty, intelligent, stable mentally, emotionally and financially. Someone who likes jokes but isn't vulgar, and notices the little things about me (how I make eye contact, my natural scent, the way I carry myself when I walk, sit, stand, etc). Being physically attractive is always a plus, but things that I find physically attractive in a person is very broad.

28: A description of the person I dislike the most? Rude, unkempt, body odor, someone who doesn't respect personal boundaries, ungrateful, uninteresting, someone who talks incessantly about things they don't actually know or can't comprehend.

29: A reason I’ve lied to a friend? I can't remember the last time I lied to a friend about anything.

30: What I hate the most about work/school? My current position is uninteresting, tedious and not in a field I was working in previously. Also I'm doing work that realistically should be performed by 4 or 5 people but of course they expect one person to take care of everything. It's really just a temporary gig to make money to save up for a new place, so I'm trying to suck it up because I know I won't be here long.

31: What my last text message says: My cousin said she got her 2nd covid vaccination today so I responded with "Hip Hop Hooray!" LOL

32: What words upset me the most? "I'm just looking to have fun. . ."

33: What words make me feel the best about myself? When another pretty Black girl gives me a compliment, I immediately feel invincible.

34: What I find attractive in women? High self esteem and a sense of security, not seeing other women as competition, women who are cultured and have multiple interests, and who enjoy learning new things as well as sharing her wisdom with others. I also enjoy creating bonds with women who are child-free by choice like myself.

35: What I find attractive in men? Their ability to spoil me and give me pleasure.

36: Where I would like to live? North side of Chicago maybe around Lincoln Park. Outside of the US I'd like to live in England or Ireland in the future.

37: One of my insecurities: I am a short woman with large breasts (double D's). I've been buxom since a very young age and being well endowed has made me the center of negative attention on more than a few occasions. I'm constantly battling between wanting to highlight my curves without "advertising" too much either.

38: My childhood career choice: I believe I wanted to be a writer. I'd love to be a travel blogger actually.

39: My favorite ice cream flavor: It used to be cookie dough but now it's mint chocolate chip

40: Who I wish I could be: Sade

41: Where I want to be right now: Sitting on the balcony of my luxury condo, sipping wine and watching the lights of the city while smooth jazz is playing on my record player.

42: The last thing I ate: A slice of my dad's birthday cake (red velvet)

43: Sexiest person that comes to my mind immediately: I have this picture of this male model saved on my phone who looks like a "stereotypical" sugar daddy to me: tall, caucasian male, white/silver hair, piercing blue eyes, mid to late 50's, full beard and mustache, about 6 feet tall, muscular build.

44: A random fact about anything: Countries with more irreligious people/atheists/non-believers tend to also be the most peaceful and prosperous.

#chicagosfinest #black girl luxury #black sugar baby #black women in luxury #q and a time

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lanaisnotwool · 4 years ago

Video

youtube

402 Interview with Paul Moore - Commercial Real Estate Investing

http://moneyripples.com/2020/06/16/402-interview-with-paul-moore-commercial-real-estate-investing/

Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He’s an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results.

Listen to our Podcast here:

https://www.blogtalkradio.com/moneyripples/2020/05/27/402--commercial-real-estate-investing-with-paul-moore

------------------------------------------------------------

Chris Miles (00:00): Hello my fellow Ripplers! This is Chris Miles. Your Cash Flow Expert and Anti-Financial Advisor. Welcome you out for a wonderful show. Show that's for you and about you. Those of you that work so hard for your money, and you're ready for your money to start working harder for you. Now! You want that freedom. That cash flow. That prosperity. Today! Not 30 or 40 bazillion years from now, but right now, so you can have that life that you love doing what you love be with those that you love. But on top of that, it's not just the fact that you want to be prosperous yourself and that you want to live a comfortable, amazing life. But on top of that, you actually want to become a Rippler. In the sense that you want to create a ripple effect through other's lives. Because as your blessed financially, you can bless the lives of those around you as well.

Chris Miles (00:46): And that's the thing I love. That you guys are creating a legacy that you're creating real impact by blessing more lives. And I appreciate you guys following you're bingeing. You're doing everything. That's awesome. I appreciate you guys sharing this with everybody else. I love watching the show grow and you guys are a big part of that. So thank you so much! As a reminder, check out our website MoneyRipples.com. There's again, that ebook Beyond Rice & Beans. Seven Secrets. If you have cash today, you can check out and download for free. So go look at that.

Chris Miles (01:13): So today I've got a special guest here and again, you guys know I don't bring on guests lightly, right? I want to make sure that I bring on real deals, not just posers, but people that actually are walking the walk and talking the talk. And right now I know a lot of questions are coming out from both my clients and just others in general, or people saying, well, real estate is horrible right now, right? Like we should probably just be putting more money in the stock market. Cause it's "Low". You know, even though it's way lower is, is the potential for what the market has to go. But people will say, Oh, don't, don't do real estate. That's gotta be horrible right now. Well, I've got a guest here, Paul Moore, who's been in the industry for a long time. Now Paul took a different path in the beginning. Kind of like a lot of us did, right? He graduated with an engineering degree and an MBA from Ohio State. And then he started on the management track at Ford Motor Company in Detroit. After five years, he decided to leave that job. And he started doing a staffing company, which he was able to sell for two point $9 million to a publicly traded company. Along the way, he was the finalist for the Ernst and Young's Michigan entrepreneur of the year. For two years straight.

Chris Miles (02:18): He also later into the real estate sector where he completed 85 real estate investments and exits. Appeared on an HGTV special. So some of you guys may have already seen him. Rehab to manage dozens of rental properties. Developed a waterfront division. And started two successful online real estate marketing firms with three successful developments, including assistant and development of a Hyatt hotel and multifamily housing project. This led him into the multifamily arena, right? Which is what we're kind of talking about today. He also, co-hosts the wealth building podcasts that you guys might have checked out called, How To Lose Money. He's also a contributor to Fox Business and Bigger Pockets, producing live video and blog content on a weekly basis. And he's also the author of the Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing. And has a forthcoming book that we're talking about today on self storage investing. So we'll hear more about that. And also if that wasn't enough, he's also the managing director of two commercial real estate funds at Wellings Capital. So, dang Paul! Take a break!

Paul Moore (03:15): I know, man. Hey, why, why I was...

Chris Miles (03:17): I was hyperventilating trying to get this bio, you know,

Paul Moore (03:19): I know I gotta shorten that donut, Chris. I've already got an edited version, but why would somebody who has a money show have somebody on who has a podcast that's called, How To Lose Money? I'm just curious.

Chris Miles (03:33): Probably cause the same reason I lost over a million bucks in the last recession, they taught me great lessons. So yeah, we're probably in good company.

Paul Moore (03:39): Yeah. Probably, Chris. You got to come on our show. That's great. Yeah, man. It's great to be here. Thanks for having me on.

Chris Miles (03:45): Absolutely. Well, Paul, I mean, outside of what I just shared on the bio there, like tell us a little bit more about you.

Paul Moore (03:53): Yeah. You know, I think that covers it pretty well. I'll tell you this. I, when I sold my company at 33 years old in Detroit, I thought, I'm an investor now! But I actually became a speculator. You know, I became a certified, shiny object chaser because I really didn't know anything about investing. I didn't know anything about creating true wealth. The way I see things, Chris is, true wealth is owning assets that produce income. And speculating is the way to get there occasionally, but not on a consistent basis. You know, I think investing is when your principal is generally safe and it might produce and it should produce income and might grow in value. Speculating is when your principal is not at all safe and it has a chance to make a return. And I found myself speculating and making money occasionally, but losing a lot of money along the way. And so I finally, I did that even when I got into real estate 20 years ago. And finally had a wake up call after around 2011 or so. Got into commercial real estate. And have found that, that is a great path. I mean, most of the Forbes 400 wealthiest people in the world investing in commercial real estate. And now I found out why.

Chris Miles (05:17): Yeah. You know, what you just said is a huge point. This show is all about creating more cash flow, passive income. But doing it in a way that's predictable, right? Like predictability is way better than speculating. And people will say, well, Chris, why don't people talk more about, you know, doing predictable cash flow versus all the speculation. I said, it's easy. Speculation is sexy. Right? Think about it. Like you never see people. I remember this 15 years ago with a lot of the info marketing type of groups and education programs that were more popular until the recession. Right? But I would say things like, yeah, I made $50,000 on this flip or whatever. Right? I say, that's a lot sexier sounding than saying, Hey, I'm earning $300 a month on this door here. You know. It just doesn't sound as good, you know, as enticing for a sales job. And so yeah, I agree with you. Like it, predictability and wealth creation has gotta be hand-in-hand.

Paul Moore (06:09): That's true. You know, babe Ruth is still famous over a hundred years later because he's swung for the fences, but he was also the Strike-out King. And you know, real estate developers and other people who do startups, you know, there's some of the wealthiest people in the world when you hear about them and they're legendary, but for all those, you know, hundred to one or a thousand to one you don't hear about, they're probably delivering pizzas.

Chris Miles (06:34): That's right. That's so true. So what have you learned like as you got in this commercial space? Cause I know a lot of people are scared to death to be in the commercial space. And so I would love to hear what you're seeing and what makes you so excited for the next three years, for example.

Paul Moore (06:50): Absolutely. So I'll get into a little bit about how I think the best way to buy commercial real estate is in a minute, but I want to talk about why the Forbes 400 invest in this I think. So residential real estate, we all kind of know how it's valued. If your chip and Joanna Gaines junior, and you can rehab a house, take a $300,000 house and put in gold plated fixtures, I'm kind of kidding, you know, finished the attic, finished the basement, put on addition. And you know, you dump 500,000 and you've got 800,000 in this house. But if it's in a $350,000 neighborhood, you're probably not going to get your money out of that because residential real estate is based on comparables or comps. Commercial real estate is entirely different. It's based on something that we love from school called math. Now the math works very simple. The value is the net operating income, divided by the rate of return, also known as the cap rate. And so if you can drive up the net operating income, you can sometimes, sometimes shrink the cap rate. But if you can drive up the NOI, you can actually increase the value of the asset by that same proportion. And if you're using safe leverage, sometimes you can double or triple the value of your equity if you do it right. So the question is, how do we, you know, well, let's, first of all, go through an example. Here's a real simple example. Let's say you bought a self storage facility for $2 million and let's say you put a million dollars debt on it and you put a million dollars cash from your and your friends equity in other words. Now, if you go in on day one and you sign a contract with U-haul and actually start renting trucks at that facility, that will add three to $5,000 often a month to your income with no capital expense out of pocket. Now, if you add, let's say they average $4,000 a month to your income, that's $48,000 per year, right? Now, remember our value formula. Value is the income, divided by the cap rate. Divide that by a rate of return or a cap rate of 6%, you just added $800,000 to the value of that facility. And that's, you know, you just added 80% to the value of your equity of a million dollars up to 1.8 cause the bankers don't share in this. And so, that's one of dozens of ways to add value. Now the question is how to do it in a predictable way. And you talked about predictability earlier and it's really simple. Buy from mom and pop sellers. Or if it's in multifamily, buy it from distress sellers. And we're going to see some of those in the coming three years.

Chris Miles (09:45): Absolutely!

Paul Moore (09:46): If you buy from a mom and pop. They don't have the resources, knowledge, or the desire to maximize income and grow the value. And therefore you can bolt on these value ads. Like the one I just described and dramatically increase income and value.

Chris Miles (10:02): That's right. And why do you see that there's going to be such a big opportunity in the commercial space right now? Like why do you see that as being the place to be for you?

Paul Moore (10:09): Yeah, so I think residential will as well. It's just harder to scale. I mean, I just got off the phone with somebody trying to raise a hundred million dollar distressed debt fund. You know, it's going to be pretty hard to do that in single family. Although there are ways to do it. Commercial real estate again, because of this predictable math formula. And because there are still mom and pops sellers in certain asset classes like self storage, mobile home parks, they have a large percentage of the assets owned by mom and pop operators. And you can go in and significantly increase the value of those. And that's what I love about commercial.

Chris Miles (10:53): And that was kind of thing I was leading down the road to is, the last few years, what have you seen with people buying these kinds of real estate deals? And it seems like everybody, they come, can come out of almost nowhere and they just go in and they say, Hey, I'm going to raise money from a bunch of strangers and or my friends and family and just go do a commercial deal because everybody makes money in real estate. Right? It's almost like the last recession in some ways, but what, you know, what do you, where do you see that opportunity? Like what kind of people are the best people to buy them from? You know, you mentioned mom and pops. But what would you, what would be the signs that you see from those kind of buyers?

Paul Moore (11:26): Yeah. Well, the first thing I would say back to what you said a moment ago, and that is Warren Buffett said, everything looks great now. Everybody is a genius when the market's rising. But someday the tide's going to go out and then we'll see who is swimming without a bathing suit. And I think that's about what we're about to see. Unfortunately, multifamily just like single family, real estate got completely overheated and people were paying stupid money. I mean, know of, you know, deals should have gone for 5 million that went for 7 million. They're already, some of those sellers are already starting to panic right now. But one great way to buy those would be, you know, going to a regional or even a community bank to see what debt they have. Let's say somebody paid 4 million for a property. They got a $3 million loan. Well, let's say that property, let's say two years from now. Has dropped in value because let's just say because the net operating income dropped and the cap rate expanded. Meaning that the property dropped in value from 4 million down to just below 3 million and it's time to refinance. And the property is not performing. Well, you might be able to go get, buy that debt from the bank for that $3 million loan for say 1.3 million, then go to them, the seller and say, look, I'm going to give you six months to refinance. If you can refinance, you can, you know, I'll let you out of this $3 million loan for 2.2 million. If you can't refinance, I'll have to foreclose. And then you've got the asset for whatever I said, 1.3 or 1.5 million, and then you can take it over, operate it well, and ride it back up through the next cycle. And maybe it'll be worth four or 5 million again. So it's a great way to go. That's one seller. I would definitely look to mom and pops or another. There are 44,000 mobile home parks in the U.S. And it's believed that almost 40,000 are owned by mom and pop small sellers. Only 4,000 by professionally run companies. So there's a lot of runway ahead there in that area.

Chris Miles (13:36): Sure. Now, I mean, obviously with the time it is right now where this is early summer of 2020, right? What, from what you seeing here, I mean, are there opportunities right now? Are you feeling like, no I'm going to wait a little bit and hold on my capital before I just jump in and start making these deals?

Paul Moore (13:52): I have been talking about this on Bigger Pockets. And if you look at the last recession, it took, can you imagine this? Three to three and a half years to hit bottom.

Chris Miles (14:04): Yeah.

Paul Moore (14:05): And so Howard Marks talks about the wisdom of catching a falling knife. A lot of other people say, ah, maybe it's better to wait until the knife hits the floor. And so it depends if you want to catch it on the way down or when it hits the floor, either one has some risks because you can't really tell where the floor is, except in the rear view mirror.

Chris Miles (14:25): That's right. It's always hindsight 2020, isn't it?

Paul Moore (14:27): Right.

Chris Miles (14:28): Yeah. That's interesting. That's really interesting. Cause I know some people are like, okay, they're coming, right? Like how long should I wait? It's people say the same thing to the stock market, like I should jump in right now. It's you think the market hits bottom in a recession or even a depression depending what we go into. Right. Do you think it actually hits bottom in one month? No. It's never happened and it never will. It's not something that just happens overnight.

Paul Moore (14:51): Right. Yup. I agree. Yeah. It's one of the great things about real estate is we've got time. You, even if you're a newbie right now, you've got time to assemble a team, assemble your tribe, get to know bankers. You've got time to do this. A lot of time.

Chris Miles (15:08): Now, what if somebody doesn't really want to be the active investor here? Like I know some people are active investors that listen to the show, but there's a lot of people say, Hey, between the job I work, if I'm working from home or, or whatever it might be, how do I really, you know, do something like this where I probably want to be more of a passive investor, but I want to be involved. I have money as want to know what to do with it. What would you recommend?

Paul Moore (15:29): Yeah. So my new book on self storage, the last one third of it is dedicated to seven different paths to get into commercial real estate investing. And one of my favorite paths is being a passive investor, you can either be a passive, passive or professional passive investor. We have both best with my company. A passive passive still should probably buy Brian Burke's new book called, The Hands Off Investor. It teaches you to vet a syndicator and goes through a lot of checklists and things like that. We have checklists that we use when we vet syndicators. So as a passive passive, you should probably do that. If you're a professional passive, you should probably plan to do all that and jump on a plane, go meet the, you know, the syndicator in person at least do a couple zoom calls. See how they talk about their investors, their family, their staff. See how they treat the flight attendant or the waiter. You know, try to really get a gut feel and then go through your checklist and really make sure you know them. And like Brian Burke says in his new book, the most important thing is their morality and their integrity. Better to have a mediocre deal with a great operator than a mediocre operator and a great deal because a mediocre operator can mess up a great deal and a great operator can pull a mediocre deal into a great one.

Chris Miles (16:53): That's so true. I've seen a lot over the last, almost 20 years now. You see that, you see a lot there out there today. I think that's a great idea to just to really get to know the syndicator. Cause one thing I tell people is that you can't teach. I mean, you can teach competence, you can train people to be more competent and to be a better operator, but you can't train character. Right? You can't train someone to be a better person. Someone, you can't train somebody to be have integrity. That's just something either you do or you don't do. Right?

Paul Moore (17:23): That's right. That's absolutely true. And so who they are when they're small and when they're alone is who they are. And so try to catch him at times like that.

Chris Miles (17:32): Yeah. Well, great. Well, tell us more about your book on self storage. Cause I know that's something that's been come a topic that people have started asking me more about lately too. Right. And I've had a few people on here about self storage already, but tell us about your book and how people going to get it.

Paul Moore (17:47): Absolutely. So we happily surprised the last six weeks to see that self storage operators are reporting, increased traffic. A lot of it's online, but a lot of people are renting online and self storage occupancies actually up, especially near college towns and your bigger cities. It's not so doing so well in the mom and pop rural areas where you have to walk in to, to rent the unit. But, yeah, the new book's called, Storing Up Profits. Capitalize on America's obsession with stuff by investing in self storage. And it's going to be published by Bigger Pockets Publishing sometime this summer. And so yeah, one of the things I love about self storage is, you know, generally speaking, not always. Generally, it does well in good times and bad. In good times people are filling up their carts with stuff and they need a place to store stuff. In bad times you know, there's the 4D's. I hope I can remember them all. Death, Dislocation, Downsizing, and Divorce. And people, when those things happen, sometimes they need a place to store their stuff. And for a relatively small amount of their total paycheck, they can store their stuff in self storage. You know, if I raise your rent on an apartment or a single family house by 6%, you might walk rather than pay an extra $60 or $80 a month. But if I raise yourself storage unit at a hundred dollars by 6%, you're probably not going to spend a Saturday and move all your stuff down the street to save six bucks a month, especially since you're on a month to month lease. And if you're thinking like most people, you're probably thinking I'm going to get that stuff out of there next month.

Chris Miles (19:32): That's right! Everyone always thinks that somehow they're going to simplify and declutter and get their stuff out of reality is that takes many, many, many years if ever, you know, it might be death. Right. Which is one of those D's.

Paul Moore (19:45): That's right!

Chris Miles (19:45): So great. Yeah. We'll make sure that we get a link to build a post on our podcast here on our episodes. People can go ahead and get that book. Cause that's, that's great. That sounds really intriguing. So well, Paul, I really appreciate your time today. Any final words for our guests or listeners here?

Paul Moore (20:01): Yeah. I would just say that, you know, again, like you said, it's the legends that sent, you know, that speculate. And they're few and far between. And if you want to make consistent cash flow, whether it's in real estate or something else, go for the safe fundamentals. Warren Buffett was asked by Mark Zuckerberg, Mark Zuckerberg said, Warren your strategy's not that complicated. Why doesn't everybody just replicate it? And Buffett said something like, well, no, no, no, no. Why, nobody wants to get rich that slow. Well, Buffett's done pretty well for himself and I think it would be good to follow in his footsteps.

Chris Miles (20:43): I agree. That's a wise wise counsel. And so Paul, thank so much for your time today. I really appreciate it.

Paul Moore (20:49): Absolutely, Chris. Great to be here.

Chris Miles (20:51): Everybody else, make sure you go check out, check out his book. You know, we'll have that link in the show notes for you guys, but you know, again, you know, the time, it's good to be patient, but it's also good to be proactive. Do what you can now to build your wealth in your mind first. So you can build your wealth in your pocket second. So everybody, I hope you make a wonderful and prosperous week and we'll see you later.

#Chris Miles #Anti-financial Advisor #Cash flow #Cash flow Expert #Debts #Entrepreneur #Financial Freedom #Money Ripples

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volzaannir · 5 years ago

Text

The 30 LDB questionnaire

So there was that 30 LDB questions ask meme floating around, and I decided to answer them all for the sake of character building and reference for myself skjfhksdjhf

Questionnaire below!

1. What is their background and backstory?

Signe was born in a small home in the Rift on the 9th of Evening Star, 4E 173, to Ragnar and Freyja, two Nords who abandoned their lives to be with each other and start a family. Ragnar (aka ‘Ragnar the Berserkir’) was an infamous mercenary in Skyrim, who would be hired through out the land and even some places beyond for his battle prowness and seemingly inability to fucking die. Freyja was an assassin for the Dark Brotherhood, an archer/mage type who was going to be chosen as the next Listener until she dropped all connections after meeting Ragnar.

She was raised a warrior and avid hunter by her father, and a novice mage and singer by her mother. Unfortunately, at the age of 6, a fire engulfed her home one night after sneaking out to climb trees. It killed both her parents and left a nasty scar on her face after some debris sliced it while trying to free the two. Signe was taken to Honorhall, where she was bullied most of the time by other kids and of course Grelod, some accusing her of starting the fire - even though she swears it was a dragon that had started it. They say grief can make a child believe many things.

At age 17, with only a few more months to go before getting kicked out of the orphanage, she encounters Brynjolf. He’s a few years older than her, and is on his own mission to prove that he’s a valuable asset to the Guild at such an age. She assists him in his little heist, and runs away to join the Guild.

At age 28, after a small mistake during a heist near the border to Cyrodiil, she attempts to cross the border to escape being caught. Of course this doesn’t work, and thus brings us to the events of the game!

2. What “class” do they follow (i.e. warrior, archer, mage, thief, etc.)?

She’s a warrior, archer, and thief!

3. How do they feel about being Dragonborn- does the identity feel right for them and did they embrace it immediately? Do they consider themselves a true dragon?

At first, Signe took to it slowly, still rattled from the suddenness of it all. First Helgen, then needing to tell the Jarl, then fighting a dragon and absorbing its soul, then being yelled at by four old men at the top of a mountain, and being thrown into quests here and there for so many reasons. She takes to it easily and enjoys the bouts of praise here and there during the events of Dawnguard, but it’s not until after defeating Alduin that she realized how much of a toll it takes on her mentally. While the authority is nice, she’s still too humble to go about bragging about it to those who don’t know her off the bat. She wished she could have earned her reputation like her father, rather than becoming a legend overnight.

4. At present, how are they perceived by the people of Skyrim? By the general population, and by different factions?

By the general public, she’s of course seen as a hero, but a hero that causes a little too much damage for what’s needed. Not to mention she’s chaotic, loud, disrespectful, sleeps around, and takes no shit. But they know she’s necessary.

She’s a constant contract by the Dark Brotherhood and Morag Tong, competition to fractions like the Comonna Tong and Summerset Shadows, and always pressured into joining the Companions. (She would, but they don’t offer a big enough thrill for her- not to mention the whole werewolf thing)

5. How were they perceived before their Dragonborn identity became widely known?

She was a Thieves Guild member and Nightingale, so within the ranks she was looked up to and respected. Outside of the ratways, though, she was just any other Nord citizen; only few knew of her amorous adventures though, as she makes sure it’s kept under wraps.

6. How are they perceived by the major villains- Alduin, Harkon, Miraak, etc.?

Alduin: He sees her as he sees the LDB in game; an obstacle and threat he needs to eradicate.

Harkon: An asset that immediately turns into a threat when she refuses to help them.

Miraak: Similar to Alduin, but grows more and more frustrated with how skilled she is in her young, young age.

7. How much do they utilize the power of Thu'um? Do they actively try to expand their inborn abilities through research and exploration? Or are they less invested?

Signe uses Aura Whisper like how we need to breathe to live. She uses it to see where she should either avoid or take caution of, as well as alert her followers where enemies may be! It helps for when she’s looting too, as she need to plan how to knock them out first. Signe doesn’t like to kill innocent folk. As for others, she uses Unrelenting Force mainly when she’s annoyed by something in her way, Dragon Aspect when the enemy is insanely powerful, and Storm Call when she needs a distraction! The Thu’um is useful, but she’s not heavily invested in it, until way later on in her journey after the events of Dragonborn.

8. If they were to invent a shout, what shout would they create? Bonus if you can come up with the words of the shout in dragon language.

It works similar or such to Dragon Aspect, but could like, literally turn you into a dragon for a short time. I thought since the DB has the blood and soul of a dragon, then with some effort surely they can call forth their soul to turn their flesh to match, right?

It would be a Shout containing some from of these words: Ofan (Bestow), Dov (Dragon), Slen (Flesh), Sil (Soul), Rii (Essence), Gron (Bind); I haven’t found an order that really ‘rings’ yet.

Otherwise, it would be the name given to their dragon soul, like how you call to Odahviing. In Signe’s case, it would be ‘Volzaannir’: Vol (Horror), Zaan (Shout [as in yell, shriek, etc.]), and Nir (Hunt). All three words are reference to a barn owl, which is her pet/familiar, since they’re known for their horrific shrieking and astounding hunting skills.

9. Whether they are magical or not- if they were to invent a spell for their own uses, that does not already exist in Skyrim, what kind of spell would they come up with?

Conjure dragon familiar! A spectral dragon will appear to fight for you for 90 - 300 seconds.

10. Which factions are they aligned with? Including civil war sides, Thalmor, guilds etc.

Thieves Guild, Dawnguard (not active), and TECHNICALLY the Imperials even though she considers herself a neutral force who just wants this shit to end.

11. If they had a pet or magical familiar as in ESO (excluding the dogs in Skyrim) what creature would it be?

She actually already has one! It’s a barn owl named Hyl (Danish for ‘shriek’).

12. Which standing stone have they used for the longest and why?

Thief stone, since it levels up sneak and such easily.

13. Dungeon delving- are they a fan? Do they do it for fun, or money, or just because of circumstance? Do they prefer Dwemer or Nordic ruins?

Signe did it in the past for the loot, and still kinda does, though after becoming Dragonborn it’s kinda become her daily tasks lmao. She’s more familiar with Nordic ruins, but Dwemer ruins are unique and fun to explore.

14. What is their personal favorite place in Skyrim- a town, hold, home, dungeon, or just a natural spot they happen to have a fondness for?

One is an area just above the Twilight Sepulcher, where you go to defeat the Guardian Bear in Kyne’s Sacred Trials; there’s a fairy ring and a shrine to Akatosh here, as well as a beautiful view!

Another one is where I also envision her old home being, before it was burnt down, as there are remains of a possible building there. It’s a little Northeast of Ivarstead, on top of a hill where you would meet a Whispmother.

15. What is their personal LEAST favorite place in Skyrim- somewhere that annoys them, or comes with bad memories, or otherwise?

Windhelm. It’s a beautiful city, of course, but the PEOPLE…. They’re just so awful and rude (Not including the Grey Quarter). Every time she’s there she always finds herself getting into a fistfight with some racist Nord asshole.

16. Where did they choose to live and what drew them there? Does it really feel like home?

She chooses to settle in Lakeview Manor, as it’s close to Riverwood - one of the only places Teldryn finds habitable, and she can agree. Although, she always finds herself missing the beautiful golden and red birch of the Rift. If she could have one of the homes from ESO in the Rift, she’d absolutely choose one of those.

17. What’s their style- do they tend to wear armor and if so, what sort? Otherwise what’s their average day-to-day clothing?

Signe’s armor is an alteration of Nordic carved steel mixed with dragon scales/bones, and has a variety of rune engravings and patterns befitting a walking prophecy. Before being Dragonborn, she normally wore the usual Thieves Guild attire, or her Nightingale uniform. Her day to day wear is typically a comfy fitting tunic and pants with well worn boots, and her sleepwear is similar to a miner shirt, but longer and only the shirt.

18. Your Dragonborn is now an actual dragon- what do they look like? Do they possess any unique features or abilities?

OHHH YES I WAS HOPING FOR THIS KIND OF QUESTION.

Signe actually has a dragon form! But she doesn’t harness it till way later in the game, after all the main quests. Her Dragon Aspect form reflects some of it, however.

Her dragon form is called Volzaannir [see question 8 for details], and she’s what I would call a Crested Dragon; a dragon that is partially feathers, the end of their muzzle is beaked, and is a tad thinner to allow more fluid aerodynamics. She utilizes shouts that call upon more natural forces, or invoke fear/frenzy, or conjure a variety of types of thralls. (Storm Call is a common one, Animal Allegiance, Cyclone, Dismay, Drain Vitality, Marked for Death, Soul Tear, and sometimes Frost Breath if fighting head-on).

19. Which NPC have they killed and regretted it?

Signe doesn’t like to kill, at all. It stems far before she even joined the Thieve’s Guild, and was thankful that they valued that rule as well. But, just because she doesn’t like to, doesn’t mean she won’t; she has to survive after all, and that means killing when justified.

She hasn’t regretted any of her intentional kills; however, she does mourn the loss of lives when they have become collateral damage. After a dragon attack, or rescuing travelers being attacked by bears, anything like that, there’s always lives she could not save in the pursuit of rescue. She often times feels survivors guilt - terribly so after Helgen, especially.

20. Which NPC have they killed and absolutely NOT regretted it (excluding the major villains)?

Ulfric and Mercer Frey.

Mercer was the first person she ever intentionally killed, driven near mad at the hurt from his betrayal. She squeezed his throat and held him under the water of Irkngthand, effectively drowning him slowly, eyes locked on his water-distorted face. The pure bloodlust she felt frightened her afterward, leaving her shaken and vowing to keep whatever that was under check.

She did not personally kill Ulfric, but she was the one who decided his fate in the end. When the Civil War is won, she summons Ulfric to death by Blood Eagle, and remains face-to-face with him until he dies - making sure her disappointment is the last thing he ever sees.

21. Do they worship any of the Divines, and if so, which do they have the strongest affinity for?

Kyne and Akatosh! (Or any name they go by in each culture). She mainly worships Kyne, feeling the strongest connection to her through culture, history, and soul.

22. Which Daedric Prince(s) do they end up most aligned to, if any? Which artifacts do they own and which do they actively make use of?

She aligns to Nocturnal majorly, thanks to being a Nightingale, and finds her to be surprisingly well-tempered and benevolent sometimes. Signe also finds herself more familiar with Azura, thanks to traveling with Teldryn most of the time - but she holds no judgement, and encourages worship if it brings others comfort or clearance.

While Nocturnal’s artifact, the Skeleton Key, is in its rightful place, she still holds the powers of Nocturnal’s Agents; typically switching between the Agent of Shadow and Subterfuge.

23. Which non-Daedric artifacts/magical items do they make regular use of?

A Stahlrim bow, dragonbone arrows, dragonbone swords (dual wield, one has electrical damage and the other traps souls), and two Stahlrim daggers affectionately named Frostbite (frost damage) and Freezer Burn (fire damage).

24. How did they respond to Miraak and what do they feel about him? Do they regret killing him? Did they spare him?

She saw Miraak as a threat at first, obviously, but there is of course that melancholy feeling of wishing he wasn’t so power-obsessed… He is the only other Dragonborn she (or anyone, in the 4th Era) has ever met, and he could have helped her in her quests, in defeating Alduin, in teaching her how to live with these powers and their consequences - being a mentor. Signe had planned on sparing him, attempting to convince him to escape Apocrypha with her, to live a new life on Nirn… But in battle, when his mask falls off, she finally gets a solid glimpse at his soul through his eyes, and realizes his mind is too far gone to save. Too tortured, too desperate, too power-hungry. Death is the kindest thing she could give him, while still keeping Nirn safe.

25. Which of the Dragon Priest masks do they favor and wear the most? If the answer is Konahrik, pick the second favorite too.

Signe doesn’t wear the masks, as she feels there’s too much evil floating around in them, no matter how fuckin’ cool they look. She’s not against the Dragon Priests themselves, just that the history and power held within the specific masks makes her anxious and uncomfortable. If she were to create her own (and she does), then she would wear it.

26. Which follower(s) would they never go anywhere without? On a personal level, what is their relationship with the follower(s) in question like and why do they stick with them?

TELDRYN. SERO. He’s her partner in crime, the only one brave enough to be her damage control, and who's always been at her side at the worst of times… and still willingly chooses to be. Signe met him when she was delivering a letter to Glover from Delvin (well before the main quest, but after Dawnguard), and decided to rest a bit in the Retching Netch overnight before heading back to Skyrim. His stupid charm and humor was enough to convince her to let him tag along, and she’ll never regret it.

Not only does she find out later on that he used to be good - if not best - friends with her father, the two of them being infamous mercenaries for hire in their respective countries. They slowly fall in love, cliche I know, but trust me - after the shit they’ve been through and bond over, how could they not?

27. If your Dragonborn were an in-game boss fight, what would their lair be like? What enemies would help them in the fight (if any) and what quest might lead to another hero having to fight them?

Ohhhohohoo boy, this one’s a fun one.

First off, her lair would be similar to ruins like Skuldafn, or the Blades headquarters, somewhere difficult to get to and holding this ancient aesthetic to it. Either that, or her very own plane of Oblivion, a pocket containing a strange mix of both Apocrypha, the Evergloom, and the Quagmire. A place of knowledge and wisdom and history that still holds unimaginable terror and secrets and madness.

What could lead to battling her perhaps is due to how she devotes her life after the events of Skyrim; seeking to bring forth her dragon blood and soul forth to not only give her a dragon form, but extend her life as well, as she has an underlying fear of death. If she cannot go to Sovngarde and be with her parents due to her soul being promised to Daedric Princes, then the afterlife is not something she looks forward to. However, she did not anticipate the toll an extended life would take on her human mind. Perhaps Teldryn and Ondolemar passed away somehow and she can’t bring herself to take another lover, she can’t make friends because she knows she’ll see them die too, and dragon companions to not hold the same kind of compassion or humor or affection her fellow mortals could.

She becomes reckless, often times falling into episodes of paranoia and madness, and people have noticed. Some worship her like the Dragon Priests in ancient times, but the others fear what she may be capable of. Signe may have holed herself away in that lair of hers, but the public still fears her power, and knows she was not meant to live as long as she has. Soldiers and mages and wizards and heroes alike are sent to grant her death, but are never successful, as her insanity and fear has brought her to sending dragons of all kinds after anyone who dares try and approach her with malice-intent. If your aura holds no hostility, however, you could be lucky and hold a conversation with a possible demi-god such as her; beware, as her dragons watch over your every move from the stone arcs and towers above.

She is the Last Dragonborn, and you WILL show her respect, even if it means getting on your knees and praying to her as if she were a god. And perhaps she is.

28. What are their greatest assets, both in terms of in-game skills and otherwise? What gave them the upper hand that allowed them to defeat Alduin?

Archery, dual-wielding, sneak, lock-picking, pick-pocketing, charisma/speech, and smithing have been the most helpful throughout her life thus far. As for defeating Alduin and Miraak and Harkon, though, it would have to be her resilience and determination to protect the life amongst Nirn. Without such personal strength and wit, she would have given up for sure.

29. What do they do post-Skyrim, once all the main quests are finished? What happens to them in the aftermath?

It’s tough for Signe to come to terms with the thought that technically, everything is over. The journey’s have made her an adrenaline junky, they’ve brought new nightmares, and there are fractions up the wazoo who still want her dead despite doing nothing to harm them. The Black Books and Herma Mora haunting her have caused her to act relatively ‘insane’ at some points; she’s gained too much of a reputation as a hero to really return to her Nightingale days; and being a mercenary isn't up her alley.

Her overall dream in life was to just settle in a cottage somewhere in the Rift and carve wood and bones for a living, take up smithing and open an armor and weapons shop called “Helm of Awe”. But of course after having her life altered so intensely in such a short time, it’s taken its toll on her, and left her too restless to fully settle down.

So, she takes her band of Merry Mer (Teldryn and Ondolemar lmao) and they travel all over, looting burrows and taking high-risk jobs.

She also takes up researching and meditating on Words of Power, aiming to create a Shout that allows her to harness the entirety of her dragon soul - all the way to flesh. Signe also looks into ways to bring her dragon blood and soul more forward, less buried in her spirit, to lengthen her life more; purely for the sake of her Mer lovers, though there’s an underlying fear there too. [See question 27]

30. Are they proud of themselves? Do they see themselves as a hero?

She is proud, deep down, because she knows in the end it’s for the betterment and safety of the world. A hero? Absolutely. Signe may be humble in the present about her position, but not even the kindest person on Nirn could pass up the chance to brag about saving the world thrice over.

VERY IMPORTANT BONUS QUESTION: In their opinion, who is the best dog in all Skyrim?

MEEKO!!!!!!!!!!!!!!!!!!!

#tes #skyrim #tesv #The Elder Scrolls V: Skyrim #signe tag #i love her a lot ok!!!!!!!

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trxxrpg · 4 years ago

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Welcome, Lucent “Lucky” Lachlan to Tabula Rasa, He kind of looks a lot like Domhnall Gleeson please submit your character account within 24hrs

OUT OF CHARACTER NAME/NICKNAME/ALIAS: Slowner

AGE: 24

TIMEZONE: PST.

EXPERIENCE: Too damn long. 11-12 years. Started roughly when I was 11, writing my own stories and miniature novels. That progressed into literature based roleplays by the time I was 13.

IN CHARACTER CHARACTER NAME: Lucent “Lucky” Lachlan - His name directly translates into “Glowing”, “Radiant” and “Dauntless” in three separate languages, Spanish, Italian(Luciento) and Latin (Lucentine).

CHARACTER AGE: Roughly 26, doesn’t actually know his exact age due to being orphaned before any legal paperwork had been filed on him.

FACECLAIM: Domhnall Gleeson

GENDER: He’s a male.

SPECIES: They are a hybrid between a supernatural male being and a human female.

SUBSPECIES: Leprechaun

TRAITS: +++ Lucky, + Economically Inclined, + Efficient — Cocky, -Cheeky, -Coy (yes; those are all synonyms, no; you can’t complain.)

SKILL SETS: Lucent’s Luck is supernaturally modified by his Leprechaun heritage. Despite being a hybrid, most of Lucent’s biology and genetics were gained from his father - Resulting in a fairly potent and consistent stream of “Jackpot” style luck being present in Lucky’s life. These occurences are what ultimately earned him his monicre. Much like Domino from Marvel, Lucky’s luck is much more versatile than one would be lead to believe at surface level. In a practical sense, Lucent’s luck can provide a tangible and realistic field of awareness around him. Like a sphere of aura or energy, Lucky supernaturally and subconsciously affects reality to tilt the outcomes of events in his favor. From things as simple as rolling the right dice to something as elaborate as allowing one of his guards to be positioned in the perfect spot to cover his own blindspots. To be clear - A leprechaun’s luck affects observable reality to skew the chances of something happening or not happening. It affects people, places, things and thoughts on a nearly impossible to perceive level. Only someone who spends a lengthy and recurring amount of time in close vicinity to Lucky would begin to slowly begin to grow suspicious of how the man always seems to come out on top of any situation. Its uncanny and unsettling to some, but the ultimate ace up your sleeve to others.

Examples of “Luck” affecting outcomes: -Lucky is accosted by an aggressor, who mis-identifies him almost immediately as someone else, or said aggressor simply would trip over a crack in the pavement and fall flat on their face unconscious. -Lucky walks into a car lot and is told he is the 10,000 customer and is granted a free car. -In a fight, Luck is enough to see that Lucent dodges an attack completely or is able to misplace a normally fatal attack to a non-fatal area. A punch from Lucky, while being a punch from a biological human - Is packed with the physical manifestation of his ‘Jackpot’ - meaning if he hasn’t used his luck it becomes stronger. Since Lucent is not aware of himself being a Leprechaun, he wouldn’t be able to actively use or NOT USE his powers; Resulting in his luck averaging out to be noteably higher than other supernatural beings, but not high enough to garner Lucky any interest in most people’s eyes.

*His luck isn’t a slight tilt of the pinball machine, It turns the damn thing upside down.*

QUOTE/LYRICS: Personal: “Feelin’ lucky?” Philosophical: “Live for the moment lest you lose it forever.”

WRITING SAMPLE CHARACTER BACKGROUND: (I add bits of his background into the actual IC writing sample at the end of this app. I will mainly focus on the ideas and themes prevalent in his background in this section as we have discussed a lot about Lucky in person already.)

*Lucky was orphaned as a child. This results in him having severe trust issues, to constantly suspect people of betraying or abandoning him and generally results in his intolerant nature. If you can think of a young, impulsive irishman that is willing to headbut his way through things, that’s lucky in a nutshell. Hailing from Ireland, this is only further exasperating his short temper and spitfirey nature. He is mildly alcoholic and drinks as a coping mechanism for his depression and anxiety. He started drinking at 14. His mother left him on the steps of a wealthy businessman and politician’s estate. This decision ends up playing out amazingly in Lucent’s favor. At the age of 20 his adoptive parents pass away peacefully of old age and leave everything in their estate and portfolios to their son. Within 6 years Lucent would establish himself in the eyes of the public as a successful businessman and philanthropist. His casinos are widely considered the best around the globe and his name is often touted about in circles of celebrities and other high profile types. It stands reason that anyone with a gambling background would know of Lucky when he arrives. His opening ceremonies generate a rather large buzz, including celebrity style red carpet treatment and a “quality higher than anywhere else” guarantee. All of his employees seem happy and well paid. At least half of his success can be directly attributed to his supernatural luck, though it is worth noting that the man himself is also incredibly adept at getting what he wants from others.

CHARACTER BIOGRAPHY: Lucky is a half-leprechaun half-human hybrid. This means that he naturally retains the tenacity and adaptability of humanity as well as the deeply invested cultural beliefs and respects of an irish leprechaun. Honesty, loyalty and respect are what dictate his relationships and interactions with others. If people prove civil and abide by Lucent’s prestigious establishment’s rules then he generally is a kind and agreeable man.

However, Lucky is also a man with little to no patience for upsets to his perceived norm. People that stand out or rebel against his jurisdictions often get to meet the unpleasant side of him, a side that is fully aware of how deep the influence of his economical and societal status has. One might assume him a 'control freak’ on a surface level, but in reality Lucent simply has a plan in mind for how he wants things to go and gets frustrated when that plan is willfully ignored by others. As long as they do what is expected of their station or position, Lucent often lets his employees operate at a casual and comfortable pace - believing it instills a healthy work ethic and loyalty among his employees which shows to be effective as there have never been any scandals or secrets revealed about him or his organization.

Lucky runs a chain of Casinos with locations in popular tourist sites - His most recent endeavor has chosen Tabula Rasa as it’s destination. Lucky aims to bring the full experience of one of his casinos to the sanctioned city of Tabula Rasa. Why did he choose a city with unique political ties and perhaps abstinations due to it’s sovereignty? That much is simple - Lucky sees it as a ripe opportunity to perform two tasks simultaneously.

ONE: Open a casino in a predominantly supernatural economy, see how much money he can squeeze out of the 400-500 year old vampires with long lasting economic ties ;D or the werewolves that probably have drug money and fight ring money up the wazzooo. It’s a smart business decision.

Two: Lucky will have privatized cameras monitoring the internals of his casino. Potentially even some of the rentable rooms/suites. That’s right, Lucky may be planning to blackmail people if spicy shenanigans go down in his place of business. In addition to this, he has received contracts from several television companies wishing to get “an inside view” of the functionings of the supernatural city.

PARAGRAPH SAMPLE: Raindrops spattering against the blacktop, falling like tears from the very sky itself as a cradle lay at the foot of a door; mewling and balling - crying out into the cold, dark, unloving world. A child was orphaned that night, left alone without a mother or father by a woman weeping as she fled her shame. The shackles of guilt too much for her to bear she only hoped she could replace with the comfort of knowing she had picked a good home for her son. She didn’t look back, didn’t turn to have one last look at her child; for she knew that if she had, she would’ve ran back to him sobbing and begging for his forgiveness.

Or at least that’s how he liked to think it went. Cubes of ice stacked in fours clattered as they were swirled about in the glass clasped gingerly between his thumb, index and middle fingers. The next moment he banished the thought beneath a torrent of whiskey - hoping it was possible to drink oneself into amnesia, this was the typical Friday for the hotheaded irishman. His two-piece suit clung to his body, fitted perfectly to a pristine and refined crisp. Every crease was pressed that morning, both shoes polished independently. This man was dressed far too well to be muckraking at a bar, yet there he sat clanking his glass for another round.

“Again?” Called the bearded man from behind the bar, “That’s your twelfth in under 20. Trying to drown, buddy?”

“No ser, Just tryin’ not te’ think.” He raised his glass with as little effort as humanly possible before setting it back down. It would be then that the man did what every bartender did when serving him, They tried to cut him off. A large hand closed ontop of his glass and slid it from his hand.

“Well you’ll have to go not think somewhere else, you’re disturbing my business.”

“Disturbi- Oh… right.” The red headed male looked to his sides at the barstools full of his entourage; roughly six armed men dressed in deep black suits with verdant green ties and .45’s in their holsters. “Apologies, We’ll just make our leave then.”

And so they did, the seven irishmen stepped out from that establishment and would set out to their true destination - an establishment of their own. A right irish diamond here in the land of the affluent and esteemed. Gone would be the days of hoity toity bars with expectations and back would be the glorious days of pub crawls, brawls and throwing up in every bathroom stall from here to the piers! Though one thought kept rearing it damnable face in the recesses of his mind. And the words that haunted him were spoken in the voice he imagined for her.

“Nothing you do will ever be good enough. No matter how much you achieve, how far you go. You’ll always be undeserving of a mother’s love. Yer a right bastard ye know? Not even I wanted you.” The glass of a mirror in his suite would shatter later that night in response and within the fragments of glass he finally felt like he could see his true self; And he was a broken, bloody, mess of a man.“

#trrpgaccept #Human #halfling #Leprechaun #submission

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megamikethomson · 4 years ago

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The beginning of the satta matka: how the game is played

satta king 2020 Online:

Satta Matka gambling or Satta was a lottery game that started in 1950, followed by Indian independence. Satta Matka, Matka gambling or satta was a complete lottery game soon after Indian independence in the 1950s. It started later. What is the satta matka? Satta Matka, (Satta King) Matka Gambling or Satta was a complete lottery game after the independence of India in the 1950s. It started later. At that time it was known as 'Ankara Jagger'. It developed over time and was very different at first, but the name 'Matka' remained. The pottery trade developed in the 1980s and 1990s. Prior to the massive crackdown on the Mumbai Police's Matka system, the company had earned about Rs 500 crore every month. Then people turned to lotteries or started betting on cricket matches. Ratan Khatri is known as the founder and king of Satta Matika.

SATTA MATKA HISTORY The seven pots were made in the 1950s when people were betting on open and closed cotton prices, which were transferred from the New York Cotton Exchange to the Bombay Cotton Exchange through a toll counter.

In 1961, the New York Cotton Exchange discontinued the process, forcing punta / gambling traders to find alternative ways to support their business.

Old New York Clothing Exchange in Hanover Square, New York. How do I play Satta Matka? Ratan Khatri, founder and king of Sutan Maithra, has announced the opening and closing of creative products. The paper scrap is numbered 0-9 and is placed in a bowl, a large earthenware vessel. Then a person will pull out a chip and announce the cut numbers Over the years, as time changed, the practice continued, but the name changed. The three numbers are now taken from the carton box

Over the years, as time changed, the practice continued, but the name changed. The three numbers are now taken from the carton box. In 1962, another Kalyan Bharat king, who owned a grocery store in Worli, started the Kalyan Worli Matka, in which a villager could invest as little as one rupee. Just two years later, Ratan Khatri introduced the new Worli Matka in 1964 with minor changes to the rules of the game. Kalyan Barangas used to run maize every day, while rats used to run Khatri maize only six days a week.

As textile mills began to grow in Mumbai, many mill workers paid meta, forcing buyers to open their shops in and around the mill area and thus became the center of the clay business in central Mumbai. went. in last 30 years before i saw the satta matka business reach its peak with a turnover of around Rs 500 crore every month, In 1995, after a massive crackdown on Mumbai police in Mumbai, dealers were forced to relocate to the outskirts of the city, most of them migrating to Gujarat, Rajasthan and other states.

Since there were no gambling options in the city, gamblers turned to other gambling options, such as online lotteries. Meanwhile, gambling cricket began to flourish As time goes on, the police get bigger and start intervening. The 2008 assassination of Kalyan Bhade's son Suresh Bharat once again hurt the company.

People play cards in India. Matka king Gambling made a lot of money. It's called gambling.

At present, only three people have the dubious honor of being the king of Mushtaq: Kalyan Bhagat, Suresh Bhagat, Ratna Bharat.

Because he has lived a secret life, not much is known about him.

How to hack Satta King? Difficult situation

1. matka The word 'potato' is derived from 'aloo'. Such shades have already been used to collect data

2. alone Any number between 0 and 9

3. jodi / pair Any valid number between 00 and 99

4. patti/ panna The result is a three-digit state. All three numbers are drinks.

5. Open result/ close result Hit results are divided into two parts: the first one open and the second close

6. SP / DP / TP As a strap 123

112 Like a double belt

Such as triple belly 111

7. Bike belt The last two digits of the strip are called the motorcycle stump or CP. For example, if this belt is 128, the bicycle belt is 28.

8. Differance The difference is between closed and open results. For example, if this pair is 57, the difference would be 7-5 = 2.

9. BERJI This is the last number of the pair. For example, if this pair is 76, 7 + 6 = 13. The last digit is 3, which means the rocking chair is 3.

satta matka and the life of Matka Kings have also had an impact in Bollywood It is widely accepted that the role of Rimnath in Dharma, was played by my mind.

The Khatris, who now live in Trudeau, no longer work in matka.

There is still a passion for hitting, especially in cricket matches. It grows during the Indian Premier League (IPL). Since the Indian police lost their first major case in 2000, cricket in Delhi has surrounded a series of scandals that have embarrassed the Indian Cricket Board.

Today, many websites and online applications have been developed so that people can place their bets easily.

Gambling has been illegal in India since the British government enacted the General Gambling Act in 1867.

#satta matka

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onisiondrama · 5 years ago

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PART 9 - videos #16 & #17

(Click here for video mirrors.)

[Since he’s still going and he just uploaded video #27 10 minutes ago as I’m about to start video #16, I’m going to try to condense these by attempting to not repeating stories anymore. I assume everyone is caught up on previous parts. I will just put the stories in brackets similarly to how I did it in the previous part.]

woop

(A little warning, this one contains offensive language as well.) - He wants to talk about other people who were interviewed who started gofundmes and Venmos, suckering you guys into paying them. Shiloh got a tattoo blacked out on her neck, but that would have been $50, but she raised $3,000 then abandoned you guys. Real smart investment on you guys’ part. [Shiloh cheating story, pathological liar.] - Sarah got tens of thousands of dollars from you guys. He has no idea where that went. - He doesn’t blame you guys because he fell for their lies too. When you have someone who pretends to be a victim and they start a gofundme and you never see where the money goes you have to blame yourself for falling for it. He doesn’t know if there was a gofundme for Billie. There was a Venmo for Sarah from what he was told. - Another person making bank is Regina. Regina is using this drama to get plastic surgery. The motive is obviously money and clout. - Regina was just Kai’s friend when he was 17 or 18. Kai had to stop talking to Regina because they had a huge drug problem. Apparently there is a huge drug epidemic going on but Greg stays in his house a lot so he doesn’t see this. He guesses a lot of people watching are drug addicts and that’s why they are going to dislike the video. People who do drugs are the shittiest. It’s pathetic. He’s not down with the high life or alcoholism. He’s straight edge. - Sarah accused them of getting her drunk. He says that obviously didn’t happen. He questions if she even accused them, says he doesn’t really know what’s going on. If Sarah said something, they got little fireballs for Christmas and she asked if she could have one. Greg told her she’s an adult and he can’t stop her. He thinks she took one. That was in December so they were just friends. - You guys are so gullible. He doesn’t know why people gave a commentator money who profits off using Greg’s name. He can’t get views when he makes videos on other thinks. You gave him $20,000 on top of everything else he’s earning? You morons. He can’t believe you guys are so retarded. - Every time he goes on twitter he’s called a pedo. Where’s the kids? Pedos are attracted to pre-pubescent children. An 18 1/2 year old on not a pre-pubescent child . [Mind blown gesture.] They can join the military and die for their country. Getting a bullet to your head is more offensive than getting a dick to your butt. None of you are offended by people joining the military because you’re all hypocrites. [Talks about his sex life with Sarah again, NDA, blackmailed, imagine is the roles were reversed] - The other day Billy the Fridge told Greg no one would actually get arrested for selling prescription pills. Greg says people get arrested all the time for doing that. People are selective about what crimes they care about. The only crime Greg ever committed was speeding on the highway. The victims committed crimes, fraud. They are making up stories to take your money. They are making actual victims look worse. The case with Hansen will hurt all actual victims. [Don’t talk about your investigation publicly rant.] He knows how investigations work because he was a cop in the US Air Force. - He says Chris Hansen wears his gay-ass turtleneck. He apologizes and says he’s gay because he’s married to a trans man. He changes it to straight-ass turtleneck. [He impersonates Chris giving an interview.] Says Chris is in a downward spiral into creepy dead meme status. - [He lists things Shiloh, Billie, and Sarah did that he thinks is illegal. All stuff he’s said multiple times before.] - As far as he knows people aren’t accusing him of sending stuff but they’re accusing Kai. They all say the evidence was conveniently deleted. You fucking idiots gave these people tens of thousands of dollars with no proof. That’s instant karma.

woah

- Greg was told someone quoted Socrates, “when someone loses they resort to slander.” That’s rich coming from somebody accusing him of assaulting 12 women. [He goes into acting out an interview where the interviewer leads the interviewee into admitting they were uncomfortable once so the interviewer could add them to the victims list to fit their agenda.] [You don’t publicly talk about an investigation rant again.] - He calls Chris senile. He tells viewers to go to news.google.com and type in “Chris Hansen” to see his history. [He lists Chris’ financial issues and divorce again.] - [Kai threatened to leave him, he just wants to defend himself.] - Says if you’re paying attention you’re probably horrified by how much of a scumbag Chris Hansen is. There was a person who blacked out their face, but you can brighten it up and see who they are. Greg doesn’t know who they are. He’s seeing people’s faces for the first time in the interviews and he doesn’t know who they are. They sit there and say things happened. It’s horrifying what people do for fame. - Says Hailee was in her 20′s and she talked about how much she loved Kai. Greg told her he had no problem with her dating Kai and he doesn’t have to be in the relationship. That was the last thing he said to her and she turned it into a whole thing. He never met her, only texted about her dating Kai. Now she’s some kind of super victim. She acted like she was involved in their lives. - People are making the leap that because he dated someone who was 17 1/2, he’s into 6 year olds. They keep using the word pedo like it’s candy. He is disgusted by children and think they have no value, except when it’s a parental role kids are important and you treasure them. He doesn’t want to be around other people’s kids. He doesn’t understand how anyone is attracted to a child. [He compares himself to Jared from subway to prove he’s not a pedo.] - If you’re 13-15 you’re a moron. He doesn’t like 16 and 17 year olds because they make him uncomfortable. 18 and 19 make him a little uncomfortable. The law where he lives the age of consent is 16 but he prefers 18+. He wants to know what it’s like to date someone 35 or older. The poly thing is out the window now so he has to wait until Kai is 35 to find out. There is something attractive with maturity and experience. - When you go on porn sites you see a lot of teenager stuff so there is a huge obsession with people who are least likely to produce down syndrome babies. Tells viewers to google the ages of people who produce down syndrome babies. 18 is the smallest chance and 35 becomes a 50/50 chance as well as other defects. So when someone is attracted to 18 & 19 year olds, they’re attracted to people who are at the premium age for breeding. That is scientific. People like to SJW shame people who are attracted to people who are 18 & 19. If you want to be outraged by science, fine. - He says he’s more of a 19 - 24+ person. He wants to see what it’s like to be with a 50 or 40 year old. [He goes on about what it would be like dating a 40 year old and calling her your “auntie”.] At one point they were thinking about dating a 30-something year old, but it didn’t work out. He regrets it because it would have helped him avoid douchebags. He corrects himself and says just Sarah. He doesn’t think Billie’s a douchebag. He says he only says that because Billie’s so pretty and isn’t mentally disabled like Sarah. - He tells viewers to google Mike Morse on news.google.com. [Vincent fired, outed Chris on FB.] Anon Gene said Greg was a predator then posted address. Greg asks if he’s trying to get someone to murder him. [Chris is a creepy old scumbag. Not a journalist.] Chris was standing uninvited in Greg’s driveway saying Greg was a predator and a sicko while standing next to Mike Morse, who was allegedly accused of groping women last year and was taken to court for it. Greg says Mike is clearly trying to do a redemption story. - Tells viewers to do their own research and stop being lemmings and sheeple.

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funnydove-blog · 4 years ago

Text

Best in Class

I call it Old Money Style. It’s often called ‘preppy’, sometimes ‘Ivy Style’, referring to the Ivy League schools in the northeast region of the United States, where this mode of dressing originated almost a century ago. Whatever you call it, it’s the way Old Money Gals have been dressing for decades.

This traditional, comfortable, discreet, and elegant manner of dress has endured, oblivious to the winds of fashion. It remains a benchmark. Use it as your North Star, should you find yourself at a loss for wardrobe direction. It exclusively involves natural fabrics, leans toward solid colors, and will serve you extremely well over the course of your life.

Should you adopt this style, people may not notice what you’re wearing on a specific day, but they will over time come to consider you as always ‘well dressed’, regardless of whether they see you in the office, around the neighborhood, or at a social event.

Again: the way you dress is nonverbal communication. When you opt to dress as an Old Money Gal, your style is communicating some important ideas to others about you: you’re confident about your future, secure enough not to have to attract attention strictly with your clothes, independent in your thinking, and unapologetic about your values. You convey the idea that your attributes go much deeper than what meets the eye, and that, in order to find out what those are, someone will have to take an interest and make an effort to get to know you. You’re not on display for anyone’s amusement, entertainment, or approval.

Furthermore, you establish yourself as a person uninfluenced by passing trends, someone who doesn’t need the latest fashion to prop up her self-esteem. You’re presenting yourself as someone with self-respect and traditional values—the opposite of arm candy. All these things are going to work in your favor as you make a first impression, and as you create an appearance that conveys how you expect to be treated: fairly and with respect.

Random thing to consider: you’ve seen family photos that are ten, twenty, or thirty years old. Fashions captured in these images can be ghastly and comical. That’s because they are fashions. They are not style. You know who doesn’t look silly? Old Money Gals. Because they dress in the same style for decades, from generation to generation, from cradle to grave.

~ OLD MONEY SECRET ~ How a woman presents herself to the world will determine to a large extent how she is treated by the world and what results she gets from the world. Presentation includes preparation, comportment and manners, and clothing and grooming.

* * * * * * * * THE SHORT LIST If you are a college student, or just starting out in your career, you want to keep your style simple, economical, and classic. Here’s a Short List of the basics you can acquire in order to present yourself stylishly for decades:

1. White or sky blue long sleeve,100% cotton and linen blouses; 2. Solid color 100% cotton short sleeve pullovers; 3. Solid color pullover or cardigan sweaters,100% wool or 100% cotton; 4. 100% linen or cotton long pants and shorts in solid colors; 5. Grey, black, or navy 100% linen or wool/cashmere blend pants; 6. Grey, black, or navy 100% linen or 100% wool skirts; 7. A classic black dress, mid-length; 8. Black high heel shoes with a closed toe, for office or dress; 9. Navy or tan pumps with a chunk heel, for walking comfortably; 10. Topsiders, sandals, or loafers, for casual; 11. Wool socks and cotton socks and hose, neutral, blue or black; 12. Blue or black blazer; 13. Blue, black, or grey business suit of good quality; 14. Navy, grey, or camel tan full-length 100% wool coat for winter; 15. A ‘London Fog’ style trench coat for rain.

Ralph Lauren Polo, Brooks Brothers, LL Bean, and Lands’ End offer these items in a predictable range of quality and styles, and a wide variety of price points. Remember the Old Money Order of Things: Plan…well in advance. Earn…like a man. Save… consistently. Invest…strategically. Spend…wisely. Plan. Earn. Save. Invest. Spend. As you strategize to create or recreate your wardrobe, remember: you are investing in yourself. Invest in quality products in traditional styles because they stand the test of time. Keep these helpful hints in mind:

Take your time; let your style develop;

Remember and follow the ‘5% set aside’ rule;

Avoid logos, or keep them small and to a minimum;

Prioritize your purchasing: acquire items you will wear every day first;

In terms of quality/price, most of the time you will get what you pay for;

Look for items that wear well over time, both in terms of style and durability;

Shop at upscale vintage stores for great deals on high-quality, well-maintained, classic garments.

THE REAL THING A stunning, tasteful, original piece of jewelry is an accessory that enhances a woman’s natural beauty. Old Money Gals know that, and keep jewelry to a minimum. Follow their lead: keep the bling to a minimum. Make sure it is appropriate. A little goes a long way. Curate great pieces made with quality materials. Know that counterfeit jewelry or accessories are obvious to the refined eye and should be avoided. I feel very strongly about this for two reasons.

First, counterfeiting name brands is a criminal enterprise. It is lucrative. It is global. It is violent. And it victimizes not just the women who buy the fake items, but also the often abused women who work in hellish conditions for slave wages to produce the merchandise. So, considering this, you can decide if you want to participate in this blood-stained economy in order to impress the easily impressed.

Second, I will tell you that Old Money Gals have razor-sharp radar: they can spot a fake Louis Vuitton bag from across the street. Furthermore, Old Money Gals view the display of counterfeit merchandise as a desperate attempt to impress and as a willingness to deceive. Neither of these is appealing. Neither is tolerated. So, do not come crying to me when you have been dissed and dismissed for owning a piece of counterfeit merchandise.

In the words of the classic Motown hit…ain’t nothing like the real thing, baby. An authentic Patek Philippe, Cartier tank watch or stainless steel Rolex says much more than a gaudy display of diamonds or cubic zirconium. Again: Purchase genuine, quality pieces slowly over time. (Unlike counterfeits, they are a wise investment and will last a lifetime.) Extravagant rings, necklaces, and watches have their place. Still, even the most affluent women on the planet opt for discreet luxury when it comes to jewelry to wear on a daily basis.

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