#House development loan

[kentuckybats]

2024 Kentucky USDA Loan Income Limits for Kentucky Counties  Kentucky USDA loan income limits vary by location and household size 

Kentucky USDA Rural Housing County Income Limits for 2024

[townpostin]

JNAC Reviews Progress On 9,592 PMAY Houses In Birsanagar

644 Priority Units Nearing Completion, Target Set For September 2024 Officials Urge Beneficiaries To Make Full Payments To Receive Keys JAMSHEDPUR – The Jamshedpur Notified Area Committee (JNAC) recently had a meeting to discuss the progress of building 9,592 houses in Birsanagar as part of the Pradhan Mantri Awas Yojana (PMAY). "Almost ready," stated Deputy Municipal Commissioner Krishna Kumar,…

[batboyblog]

Things Biden and the Democrats did, this week.

The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.

The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%

The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.

The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million

U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.

Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units

[suguann]

tags. fem!reader, boss/employee relationship, stupidly domestic, little wife kink in there somewhere, nanny reader, single dad gojo, breeding kink [18+ only]

You sometimes find yourself wistfully imagining having a family of your own—a soft and sweet little bundle to cuddle and someone strong and capable (competent) at your side. But you can’t think of the last time you’ve been on a date where that person had the same interest in something more serious than casually sleeping around. 

Nannying seemed like the natural conclusion, especially when you’re still settling in a new city and barely scraping by for rent and student loans for a degree you don’t use. 

You pick up a few jobs just to get a feel for it: parents going away for a honeymoon, a last-minute call-in, a weekend business trip. Then a friend of a friend says she makes enough to afford one of those picturesque apartments that overlook tall high-rises and iridescent lights, the very ones you’ve dog-eared in real-estate magazines.

All it takes are a few phone calls and an interview until you’re packing up your apartment and taking the freeway outside of the city to somewhere remote and expensive, your car looking almost out of place parked beside the shiny new one in the long driveway.

You rap on the front door before you lose your nerve, and a few moments later, it opens, and you’re unsure who looks more out of place: this man with a smile too big, dressed for work, immaculate suit dampened by the baby rag slung over his shoulder and what looks like drool on his crisp collar, or you in your scuffed shoes and second-hand store clothes, standing in front of the nicest house you’ve ever seen.

“The nanny?”

“Yes,” you mutter, licking your lips. “That’s me.”

“Good, Ren just woke up from his nap,” he says, opening the door a little wider with a creak. The darkness behind him is almost comforting.

You take a deep breath and pass over the threshold into his home.

The entire time, his hand stays on the small of your back to steer you toward the nursery, and a shiver threatens up the length of your spine.

Three months. That’s how long it takes before your employer poses a problem.

It’s not that he’s a terrible boss; in fact, he’s quite the opposite. He lets you take over one of the many spare rooms in his massive house, pays you double the regular rate, and gives you time off when you ask for it.

It also helps that Ren is cute, only a year old, and still so sweet and tiny. 

Perfect.

The problem lies in that you know what he sounds like first thing in the morning, that he knows how you like your coffee, that he helps you fold laundry in the living room while the baby naps, how you catch him staring anytime you hold his son—his expression shuttered, a foreign thing that you can’t read. It’s all so terribly domestic. 

Terrible in that you think it’s a horrible idea to develop a crush on your boss, that you can’t help but get flustered anytime he so much as looks your way, even if it’s fleeting. How a sleepy smile before he retires to his room for the night can turn your thoughts into a scattered, ill-defined mess of what they used to be until all that’s left are words like spun sugar melting on your tongue.

But also, it’s not normal, at least not from your experience. 

You were lucky in the past if your employer even wanted to know about their kid’s day. Barely saying hello once they walk through the front door before sending money to your bank account.

Satoru—because that’s what he asked you to call him one afternoon while you were in the middle of feeding Ren mashed banana, a lazy smile curling the edges of his lips after you say it for the first time—wants to know everything: what Ren ate, if he laughed, how your day was, if you finally got your hands on that book you’ve been meaning to buy. 

“You don’t have to ask about my day,” you tell him shyly, accepting the glass of wine he proffers you after spending the past hour trying to put a teething baby to bed. “To make me feel better, that is.”

“Would it be so bad if I said I want to? You live here, too.”

You try to separate the two: that he cares as your employer and not for any other reason, and how you sometimes catch the soft look in his eye whenever he looks at you could make you believe otherwise.

Cool fingers cup your chin gently, thumb caressing the top of your cheek, now close enough that you catch a few of the warm notes of his cologne, a move that’s probably very inappropriate between a boss and an employee.

“I never say anything I don’t mean.”

You swallow, nodding, slightly shaky, breath caught in your chest. “Okay.”

“Good girl.” He retreats to his office before witnessing how those two words knock the wind out of you.

He starts saying things like our shopping list, our car—because he gave you the keys to the SUV parked beside his car and hasn’t touched it since; for you and the baby, he said, plus it’s terrible on gas when I drive it to work—our house, our baby. You don’t think he means to do it; it's more of an easy slip in conversation.

But then, one morning, he’s rushing around the kitchen, hair still damp and smelling like his shampoo, as he grabs his coffee and briefcase from the counter, kissing Ren’s forehead first…and then yours.

You’re half convinced that you imagined it—that his lips hadn’t stayed there for a second longer than necessary—until he straightens his tie and heads out for the day with a ‘be good’ tossed over his shoulder, and you’re left wondering if he meant to say that to you or Ren.

It sets off a chain reaction of thoughts whirling away in your head, leaves you wanting and wondering—only ever allowing yourself to fantasize a little when the house is quiet and dark, the baby monitor humming on your nightstand, and images of your boss flit behind closed eyelids as you fit your hand underneath your soft sleep shorts.

In the morning, you worry he can tell what you did, his smile almost too sharp, too something—more teasing than what you’re used to—his hand resting on your lower back as he leans down to kiss Ren’s chubby cheek while you make breakfast.

“I have a meeting this afternoon, so I’ll be late. Want me to pick up some food on the way home?”

No, you think, there’s no way he knows.

You spend most of the morning cleaning and folding the array of graphic onesies Satoru has a penchant for dressing Ren in, and the later half walking around the pool because it’s warm and Ren enjoys splashing around in the water. It’s enough to tucker him out for bed early, unable to keep his eyes open while eating a plate of mashed potatoes.

It’s also the first time in weeks that you have the night to yourself, no baby keeping you busy, no Satoru to—well.

After a long shower, you step out of the bathroom, moving into the hallway. And there are many reasons why you felt confident walking the few steps it took to reach your bedroom. Most revolve around what Satoru told you that morning, so you don’t expect him to be standing there, shirtsleeves rolled up, piercing gaze sliding down the length of you wrapped in a towel and little else.

“I brought home those drunken noodles you like,” he says when his eyes focus back on your face, his whole expression softening into a smile.

A beat. “Thank you,” you whisper, unable to look away.

He tucks the wet strands of hair clinging to your cheek behind your ear. “Why don’t you get dressed, and I’ll join you downstairs?”

The noise in your brain goes static.

You’re unsure what causes it, but everything changes when he comes home early one afternoon and finds you and the baby napping in the nursery. He has this soft look on his face and something else you can’t decipher with his piercing blue eyes settled firmly on you.

Ren coos softly into your shoulder. 

When Satoru picks him up and settles him in the crib, then walks you to your room—here, let me help you—and when he hovers in your doorway, you let him in without question.

He doesn’t waste any time peeling off your clothes, eager to have you naked and splayed out underneath him. You cum on his tongue more times than you can count until you’re silently begging him to fuck you.

He laughs, large hands spread over your tummy. 

“Use your words, baby. I’m not a mind reader.”

You feel like you’re someone else watching you from somewhere else, another body rocking against the length of your boss’s cock, back arching every time you manage to find the friction you need. He’s hard against your back, thick in a way that makes you wonder if he did enough to stretch you out. 

“I-I want—”

All other thoughts are obliterated by the stretch and press of him against your cunt. 

“Think I’m going to keep you,” he rasps, lips dragging over your throat. “Keep this drippy little cunt spread open on my desk whenever I want while the baby naps. Would you like that? For me to fuck you full until you give me a baby.”

You clench, nerves shot.

“Gonna get all round with my baby, stay here forever,” he mumbles when he draws away, and you can’t tell if the words are meant for you to hear or slip out without him realizing. “Fuck—breed my little wife until it takes—”

Your eyes roll up, lost in the little promises he paints across your skin, body shivering over and over until you’re sobbing from it until he has to clamp a hand down over your mouth—shh, you’re going to wake the baby—going limp when he finally cums, pressing as deep as your body will allow, as if he can somehow imprint himself there. 

Wonders if maybe he’s been building up to this moment all along. 

It’s so easy to lay there after, blissed out while he litters kisses across your face and collarbones, letting him lift your hips up to slide a pillow underneath, even though the position is awkward when he tries to cuddle you afterward.

His fingers draw shapes on your stomach, giving you a wistful look, like he can’t believe he’s laying here with his cum still dripping between your thighs—no matter how many times he scoops it up and pushes it back inside you. “Do you think it’ll take?”

And you don’t have the heart to tell him about the little foil packet of pills tucked away in your nightstand.

[mcmansionhell]

pre-recession, post-taste

Hello, everyone. I hope this blog can bring some well-needed laughs in really trying times. That's why I've gone back into the archives of that precipitous year 2007, a year where the McMansion was sleepwalking into being a symbol of the financial calamity to follow. We return to the Chicago suburbs once more because they remain the highest concentration of houses in their original conditions. Thanks to our flipping predilection, these houses become rarer and rarer and I have to admit even I have developed a fondness for them as a result.

Our present house is ostensibly "French Provincial" in style, which is McMansion for "Chateaux designed by Carmela Soprano". It boasts 7 bedrooms, 8.5 bathrooms, and comes in at a completely reasonable 15,000 square feet. It can be yours for an equally reasonable $1.5 million.

Every 2007 McMansion needed two things: a plethora of sitting rooms and those dark wood floors. This house actually has around five or six sitting rooms (depending if you count the tiled sunroom) but for brevity's sake, I'll only provide two of them.

With regards to the second sitting room, I'm really not one to talk statuary here because beside me there is a bust of Dante where the sculptor made him look simultaneously sickly and lowkey hot.

Technically, if we are devising a dichotomy between sitting and not sitting (yes, I know about the song), the dining room also counts as a sitting room. The more chairs in your McMansion dining room, the more people allegedly like you enough to travel 2.5 hours in traffic to see you twice a year.

Here's the thing about nostalgia: the world as we knew it then is never coming back. In some ways this is sad (kitchens are entirely white now and marble countertops will look terrible in about 3 years) but in other ways this is very good (guys in manhattan have switched to private equity instead of betting the farm on credit default swaps made from junk mortgages proffered to America's most vulnerable and exploited populations.) Progress!

Okay I really don't understand the 50 bed pillows thing. Every night my parents tossed their gazillion decorative pillows on the floor just to put them back on the bed the next morning. Like, for WHAT? Who was going in there? The Pope?

Here's a fun one for your liminal spaces moodboards. (Speaking for myself.)

Yes, I know about skibidi toilet. And sticking out your gyatt for the rizzler. I wish I didn't. I wish I couldn't read. Literacy is like a mirror in which I only see the aging contours of my face.

When your kids move out every room becomes a guest room.

Anyway, let's see what the rear of this house has to offer.

The migratory birds will not forgive them for their crimes. But also seriously, not even a garden?

Anyway, that does it for this round of McMansion Hell. Happy Halloween!

If you like this post and want more like it, support McMansion Hell on Patreon for as little as $1/month for access to great bonus content including a discord server, extra posts, and livestreams.

Not into recurring payments? Try the tip jar! Student loans just started back up!

[ndispropertyaustralia]

[zyafics]

PLAY FAKE | 13

MASTERLIST (Series)

Pairing — Rafe Cameron x Female Reader .ᐟ

Summary — When Rafe needs to secure a girlfriend for his father to see him as a viable candidate for Cameron Development, he enlists the help of a bartender who wants nothing to do with him.

Content — 18+, smut, angst, depictions of jealousy + aggression, emotional turmoil, mild descriptions of violence, and usage of drugs.

"Are you busy?"

The phone call came at the stroke of midnight. Rafe had just gotten away from a lengthy discussion with his father regarding the open properties around Kildare and wanted nothing more than to crash out. But he answered without hesitation when your name flashed across the screen.

"No," he pauses. "Do you need me?"

You do, but you're reluctant to confirm that piece of information. Flattening your lips on the other line, you rub the back of your hand over your tired eyes as a prolonged silence engulfs the call.

But Rafe understands. With a firm I'm coming over, he disconnects the call to pick up his keys.

You've been home for a couple days now, having stayed at Tannyhill for a little over a week. However, with Sarah's return, you felt you'd overstayed your welcome and needed to part ways. Despite Rafe's protests, you insisted, needing to find your own space in the aftermath of everything.

He had hated the way you phrased it. That you needed a place without him.

When he reaches your driveway, Rafe discerns two silhouettes on your porch. Adrenaline spikes, assuming it was Aaron—and that was the reason for your distress call—but upon closer inspection, with the headlights of his car glaring in that direction, the clarity hits.

Maybank and Heyward.

His stomach twists at the realization that he wasn't your first recipient. That you went back to your roots before coming to him. Now, more than ever, Rafe has a bleeding need for some security, to be your first choice.

He doesn't like to be set in the backseat to a pair of Pogues.

Turning off the ignition, Rafe exits the vehicle just as Heyward and Maybank launch from your porch steps with rigid defense. Their eyes narrow at him in suspicion as he stalks up the long pebbled pavement.

"What are you doing here, Rafe?" Pope interrogates in lieu of a greeting.

Rafe scoffs, stuffing his hands into his pocket. "How is that any of your business, Pogue?"

JJ jumps in. "If you're here for Aaron—"

"I'm not," Rafe snaps, not liking any association with the loan shark, before admitting, "She called me."

A moment of suspense punctures the air before JJ disrupts it, shaking his head with disbelief. "Bullshit. Why the fuck would she contact a Kook?"

It's an insult, the way Maybank's lips curled with the title and Rafe huffs. He doesn't owe him any explanation and certainly won't give one. Stepping forward, Rafe attempts to enter your house, only for the two boys to block his path.

"Move," Rafe commands lowly.

Pope tries to meditate. "Look, I don't know what you're doing here, but she's been through some things and we don't want any more problems—"

Rafe doesn't bother listening to whatever else he has to say. He knows. He knows what you've been through and he's here because of it, not to add to it. But the accusation is thick on Pope's tongue, fueling his irritation. He attempts to shove past both of them, only for JJ to push back.

Shouting stirs you awake. That's a lie. You've been staring at the ceiling for the past hour, hoping it'll lull you to sleep, only for the act to be unproductive. When you start to hear sounds coming from outside, you know Rafe arrived.

Pushing past the screen door, you step out onto the porch to witness JJ and Rafe in the middle of a standoff.

Charged words thrown back and forth, you recognize the dark look behind Rafe's gaze as JJ keeps pushing Rafe's chest—one full of deep agitation, seconds away from snapping.

Your stomach flips with nausea.

"Back off, JJ," you announce sharply to the open yard, causing the trio to direct their attention to you. You briefly connect your gaze with Rafe before turning to the younger blond. "I called him."

JJ's hands drop from Rafe's chest, taking a step back, but there's a look of unsteadiness behind his gaze. Confusion spreads across his hard features while his mouth twists into an ugly scowl. "For what?"

"Does it matter?" You refute, avoiding his question. JJ cocks his head, only for you to add, "You can go home now."

JJ frowns, turning to Pope as they exchange a silent debate. When all Pope could give is a casual shrug, knowing it's your decision at the end of the day, JJ turns back to you.

"You could've let us stay," JJ reasons, throwing a harsh glance over his shoulder at Rafe. "What could a Kook do for you?"

"It's fine. He's my…" You trail off, unable to find the right words to label Rafe. Your initial ideas are too compromising. And Rafe doesn't want your relationship to be seen as complicated to the Kook public, since your interactions could circulate back to Ward. But here, in the sanction of The Cut, you know there's no intersection. No need for security. You shake your head with a tired yet reassuring smile. "It's okay. I appreciate you guys' help."

Rafe hates how you didn't say it.

With a heavy sigh, JJ nods. "Alright," he says, clapping his hands and signaling Pope to descend off the porch. They pair off as they head home and, sparing one last glance at Rafe—who's ascending up the short steps to approach you—JJ bids a final farewell. "Call us if you need anything."

Rafe's arm wraps protectively around your waist. "She won't."

You roll your eyes, shoulders relaxing from their rigid stance, as you watch their departing figures. Once they're no longer in view, you take his arm and tug him into your house.

The short stroll to your bedroom is mostly silent and Rafe takes inventory of your home for any disturbance. Since he ordered that cleaning service, your house is significantly cleaner. You had initially refused his charity but he refused to take no for an answer and you ended up with a grade-A cleaning company that polished your home from all the broken debris and dangerous hazards.

But that wasn't the problem.

When Rafe steps into your bedroom, it's an absolute mess. Pillows are skewed across the floor, your sheets wrinkled and tangled upon each other, and piles of your clothes are thrown together into a pile next to your closet. It greatly contrasts the environment outside your door.

"Shit," you mumble, embarrassment flooding through your body. You move from his touch to do some quick cleaning—throwing your pillows back on the bed, picking up dirty clothes, and tossing them into the hamper.

Abashment increases with each of your frantic steps, to the point that Rafe has to grab your elbow to stop you in place. "Hey," he says softly, lifting your gaze to his, "I don't mind."

You don't say anything. Fatigue pours into the very crevices of your bones. But despite the urge to be presentable, Rafe is a comfort. A clutch. And it's getting dangerous seeing how much you lean on him.

It's on the tip of your tongue to push him away. To tell him to go back home. But he beats you to it, glancing at the door.

"Where's your sister?" Rafe asks. "Are they okay?"

"They're fine," you answer, "They're sleeping."

You assumed Amara and Leilani would deal with the same troubles as you, but when you checked up on them, they were out like a light.

Rafe examines you carefully: the way you shift your weight from one leg to the next, the way your hands slightly tremble, and the clear indication of sleep deprivation from the darkened shades ringed around your eyes.

He understands now.

"And you're not?"

Your jaw locks before unwinding. "I'm sorry."

He wants to eradicate that phrase from your vocabulary.

"Why are you apologizing?"

"It's stupid."

"It's not stupid," he argues. "You have a problem and you called me. I'm here to help."

Rafe's words are adamant and warms your chest but guilt presses like glass against your heart. "Were you busy?"

"Doesn't matter."

You frown. But the look in his eyes is genuine and honest. You take a step back to separate from him, needing your own air. As of late, everything you own is his. "I…" You exhale a large breath, voice shaky. "I don't know. I don't know what's wrong."

"Is it because of Aaron?"

You hesitate before nodding once.

"Have you seen him?"

"No, and I think that's the problem." You expel another breath. "I'm on edge all the time. My chest feels heavy and tight and my head hurts." You pause, before choking out. "I'm just so exhausted."

Rafe closes the distance and wraps his strong arms around you as you sink into his chest. You inhale, taking in the faded smell of his cologne.

"I hate this," you mumble, balling the fabric of his shirt into fists. "I hate that I can't sleep. I hate that I'm always stressed. I hate that—" You cut yourself off, not wanting to reveal too much. Swallowing hard, you attempt to salvage your words. "I just hate that I'm like this."

Frustration oozes out of you and Rafe hates to see you in this state. However, he'll admit, having you vulnerable and open is a welcoming change. You're allowing him a chance to see a side of you no one else has the privilege to and he deeply treasures your trust.

He'll do anything to preserve it.

Rafe massages delicate circles into the small of your back, soothing the aches in your bones as you melt into his arms. "It's okay," he reassures with a sweet mumble, "I'm here. What do you need from me?"

"I just want to sleep."

"Then we'll sleep."

"No sex." You withdraw enough for him to meet your solemn gaze, "No touching. I don't want to do anything other than sleep."

"Okay." He agrees slowly, his voice is unsteady because of your accusatory tone.

"I'm serious, Rafe," you proclaim. "I know we like to mess around, but I'm too tired. I don't want to fuck tonight."

Rafe's expression is unreadable, stonewalling his emotions the moment those words slipped from your lips. Did you think he only sees you as a fuck buddy?

"I said okay," he snaps, a little sharper than intended, but you pretend not to acknowledge it. You misunderstand it as him being upset over the celibacy rule imposed tonight, but that wasn't the case.

You swallow hard, not wanting his aggression to roll over into bed. "Rafe," you begin, feeling guilty, "if you don't want to, it's fine—"

"I never said that," he cuts you off, not wanting the implication to be read that he doesn't want you here. He does. It hurts him that you think he sees you as nothing—when that's far from the truth. He just can't seem to say it. "I just..." His jaw tightens. "Let's just go to bed."

Your lips pull together into a thin line, wanting to address the issue, but deciding you cannot handle an argument tonight. Nodding, you separate from him and move to one side of the bed. Rafe does the same.

You thought Rafe would take some precaution to add distance between you but he doesn't. You can feel the overwhelming radiation of his body heat, the indication of his proximity in close range, and it causes your breath to be still.

You can't handle it. You need distance. You need space. It's too intimate otherwise, and you can't afford that.

Pulling yourself to the ledge, with your back facing Rafe, you inhale a deep set of breaths to soothe the tension in your body. To pretend you don't feel the heat of his gaze. "Goodnight."

He doesn't answer at first, before he reciprocates with a night and you close your eyes to sleep.

Rafe watches you. The first few minutes are normal, but as time passes, you can't seem to relax in your position. Twisting and turning, your eyes remain closed throughout. The only sound is the soft breaths escaping you to indicate your sleepy state—or, at least, the closest attempt at it.

His mind still lingers on your earlier words. Do you think he doesn't care about you? Beyond intimacy? Is that why you called Maybank and Heyward first?

Rafe never thought you had an issue with it. That you were perfectly content with the arrangement. But the accusation on your tongue gave a different interpretation. Do you want more? Or, is he driving himself insane with the idea of you being his and only his?

Lost in the spiral of his own thoughts, Rafe didn't even realize that you moved closer. Your back now facing the wall as one of your arms extends outward, draped across his chest.

He freezes. Rafe assumes it's an accident, something you'll retract in a matter of seconds. But when your arm reaches out again, seeking the curve of his neck, he realizes it isn't.

You want him.

Taking it as a sign, Rafe lowers himself to grab the underside of your thigh, pulling your weight onto him. The moment you're in his embrace, chest resting against his, you wrap your arms around his shoulders. And, in return, Rafe nuzzles into the open crook of your neck, inhaling your scent.

"No touching, huh?" He mumbles into the softness of your skin as a gentle taunt. But when there's nothing but the sound of shallow breaths and the emptiness of replies, Rafe realizes you truly fell asleep.

You reached for him unconsciously.

His heart races at the implication, before calming to a normal rate, matching the steady guided pace of your own breaths. His grip around your body tightens, squeezing the soft flesh because, at that moment, he doesn't ever want to let you go.

"You need me," Rafe murmurs the confirmation in the column of your throat, hoping the words would sink through. "And I need you too."

—

By morning, you're gone.

It shouldn't come as a surprise. Every time he spends the night, there's a brief hope that the outcome for the morning will be different. That you'll remain in his arms, sleeping soundly. It never happens. And despite the subtle ache in his bones from the weight of your body on top of his all night, it beats the ache in his heart.

Sighing, after washing up, Rafe exits your bedroom to discover you sitting on one of the stools. A leg propped on the flat seat, your chin rests on your kneecap while you're flipping through some old documents.

"Morning," Rafe says, falling into the space next to yours.

"Shit," you swear, nearly jumping out of your own skin, a hand covering your accelerated heart. You hadn't heard him coming. "You scared me."

"Sorry," he apologizes sincerely, his eyes scanning over your refreshed face. "You sleep okay?"

You nod, recalling the memory of this morning. Curled up on his arms, head buried in the curve of his neck, your body pressed against his. At first, you assumed Rafe had pulled you in, but that wasn't possible. He wouldn't go against your directive. It was all you.

The corner of his mouth rises at the recognition dawning on your face. Before he gets the chance to make some comment about your neediness, you cut him off. "Don't," you warn, feeling a rush of heat rising to your cheeks.

"I haven't said anything,"

"I see it on your face,"

He scoffs, but the smile remains. "You're right," he relents, leaning closer, shortening the distance between you until he's right before you. "I was thinking of it."

Your eyes catch him and the teasing glint behind his gaze, causing your breath to shorten. You expel a breath, trying to release some tension in your shoulders, before you clarify, "All we did was sleep."

"Yeah, but you slept on me," his voice drops a full octave, "Admit it, sweetheart, you want me. Why else would you want me here?"

You search his face, trying to figure out what he wants. What he's trying to get out of you. But you find nothing tangible. Refusing to put yourself in another position of vulnerability when Rafe has done nothing to balance the scale, you scale back, adding space. "I just—I needed someone I trust."

You don't acknowledge that his assertion is correct. That the one time you fell asleep peacefully was in his arms. Or, perhaps, it wasn't necessarily about trust but about him. Instead, you pretend it's something else, something vague and general, hoping one day it will.

"Someone," Rafe repeats. "Or me?"

You avoid the question.

And Rafe assumes the former.

Dropping your gaze to the files, the air stiffens into a palpable silence. Your fingers thread through the records, pretending to search for something, when all you can feel is the thumping of your heartbeat in your veins.

Rafe releases a sigh. The elation of his state quickly deflates after your rejection. Again. He doesn't know how much longer he can take before it truly destroys him. Deciding to shift the conversation elsewhere, he asks, "Do you want me to stay again?"

"No, it's fine," you shake your head, dismissing the proposition out of habit. Even though it would bring you peace, the rational side of your brain determines the distance necessary to protect yourself. Becoming too reliant on Rafe would add nothing but pain. "You can go home," you pause, considering how to lighten the mood, "I bet the mattress here sucks in comparison to your one-million thread counts, huh?"

There's a strain to your voice; a telltale sign. Rafe ignores your words and focuses on what he does best: reading your body language. With squared shoulders and an avoidant gaze, he knows your words are far from the truth. You just don't know how to ask for what you want.

So, he proposes a different question.

"But can you sleep?"

You don't answer.

"I'll stay then," he decides, as if he's reading an item off a menu. Before you get a chance to object, Rafe shifts closer, tugging the corner of a document. "What's this?"

Your mouth closes, shoulders slouching from how quickly he changes the topic. It almost makes you smile. Deciding it would be better than fighting it, you explain that you're reviewing your Sailor bank accounts to see what money you can spare without harming the business. However, the issue is that you can't seem to find any gaps.

Rafe's brows furrow together as he listens, asking permission to take a look at your statements himself. His eyes scan through the billing, before asking. "Why don't you sell the business and work elsewhere?"

"You're not funny," you declare, attempting to pull the document away, but his grip remains firm. His eyes are set on yours.

"I'm not joking," he declares. "It could help a lot. I mean, you'll earn more than what you're earning here."

He isn't wrong. At this point in time, you would profit more by working as a bartender than a business owner. But that's not the point.

"Sailor is my family's legacy," you explain, believing his question was not an attack on your qualification but rather from a strictly logical standpoint. "It and my sisters are the most important things in my life."

Rafe hums, and he doesn't add anything else. You don't know if he gets it. "Let me ask you something: why do you want Cameron Development so badly?"

He goes rigid. He's never been asked that question before. Never had to articulate his reasoning. It makes him uncomfortable to be interviewed—especially if it's to you of all people. "I don't know," he declares noncommittally, glancing at his lap, "I always assumed I would get it. I'm the oldest."

You shake your head. Not out of mistrust, but because you know him. Rafe isn't as simple-minded as the rest of Kildare likes to believe. There has to be more. "I don't believe that," you say gently, "Try again."

His expression morphs into a charming smile. A facade to hide. "Do I get something if I talk?"

You roll your eyes. "It's always sex with you, isn't it?"

His smile drops, but you don't pick it up. He shouldn't have said that, but it's too late. Your expression is easygoing and loose, a detachment to your words as if you truly believe and accept that perception of how he views you.

Instead of addressing his feelings, he tries to articulate what he meant before.

"I don't know," Rafe starts again, in a low mumble, his voice more vulnerable than it was moments prior. "Business was the one thing I got. I... I didn't excel in academics and I didn't like sports that much. But with Cameron Development, it was the one thing me and my dad could sit down and talk about and I didn't feel like a big disappointment to him."

He never said those words out loud before, and the confession sounds pathetic, but the way your eyes soften and your head nods along as you listen with no judgment, it gives him the confidence to continue forward.

"I... I get it, you know? The numbers don't scare me and the logic makes sense. It's the one thing I have going for me and to know that my dad is considering giving it to Sarah... It hurts. Like, she has everything and I can't even have the one thing I'm good at."

His voice cracks at the end, and his gaze has since dropped to the floor, hands messing and rubbing the calloused skin of the other.

You reach forward to cup the side of his face, and lift his head, meeting his sensitive gaze. "It isn't fair," you run the pad of your thumb over his cheekbone, trying to soothe the ache of his admission. "It truly isn't. I wish I could make it better for you."

Too gentle. Too loving. In the comfort of your touch, Rafe speaks before he can stop himself. "Sometimes I think if I have you, I'll be fine with the world."

Your breathing stills. Rafe did too. You don't know if you misheard him, or if he's implying something else, but before you can seek clarification, the doorbell rings.

"I'll get it." Rafe swiftly pulls away, moving to the exit. His hands clench by his side, teeth grinding, regret coursing through his veins at the mistake of letting his emotions overtake him back there.

He shouldn't have said that.

When he opens the door, without checking the peephole, JJ stands behind it.

"Oh, you're still here," JJ declares with a hint of bewilderment. "Didn't think she kept dogs past noon."

Rafe's already on edge from the previous conversation that he has little patience for the Pogue. Seconds away from slamming the door on Maybank's smug face, you appear by Rafe's side, stopping him and inviting JJ in. He steps into your living room, holding something in his hands.

"What's that?" You point to the crumpled note, before recognizing his nervous stance. JJ's bouncing on the heel of his feet, avoiding your gaze, and when you repeat your question, more firmly this time, he reluctantly holds the note out.

"Someone left this at your bar," JJ explains as you take it. Your eyes quickly scan the message, your heart sinking with every word you read. "It's a warning. If you don't... If you don't pay him back in full tomorrow, he'll do something to your bar."

Rafe's watching your reaction with a hardened look. His eyes keep sliding over to JJ, the Pogue being the messenger of the news—the one you sought help from before—and the blond feels the heat of his stare on him. Consequently, it forces JJ to grab your elbow and pull you off to the side, away from Rafe.

JJ begins. "Look, I know you don't wanna do it, but my dad knows a guy—"

"No."

"He's been through with Aaron before," he whispers back sharply, "It might be the only option you have."

"And get stuck in the same shit I had with Aaron? No," you declare firmly, reading the note again. It does nothing to soothe the heightened nerves in your body. The way panic is ricocheting inside your stomach like a ping-pong ball.

JJ says nothing, the absolute behind your tone quiets him. While you're preoccupied with another read-through, JJ glances back to where Rafe stands.

"I gotta ask," JJ starts again, lowering his voice so only you can hear. You lift your head from the note, meeting his curious gaze, with a raise of your brow. "Rafe? Seriously?"

While you're trying to figure out how to maintain your livelihood, JJ is concerned about your love life.

"Is this really the time and place?"

"I'm serious, what do you see in him?"

"Drop it, JJ."

"I just don't understand," he continues in a whisper, but his volume raises slightly, "I swear, you're a pretty girl. You can do 10x better than him—"

"JJ," you command sternly, all amusement vanishes. "Drop it."

"Fine," he stays, stepping back with both hands partially raised to his collar. He doesn't turn to catch another glimpse at Rafe, but instead, offers the same advice as he did before. "If you need my help, you know where to find me."

Rafe watches as the Pogue leaves, stepping out to your porch and closing the door behind him. But his breath remains ragged. He caught the last bit of JJ's hushed words, and as much as he wanted to be sensible, he didn't like it.

You're different than Rafe, he understands that. You have a support system, a list of other people, and sometimes—as much as he hates to admit—they are better than him. Less volatile. Less emotional.

But it feels like you're pushing him away. Placing him as a last line of defense for all your troubles. The insecure parts of him are roaring—louder than his rational thoughts can ever be—telling him that he's the last choice. The last option.

He can't help but wonder. If Leilani hadn't called him, would you have? Or would it be JJ or Pope?

Rafe rounds the couch to approach you, his hand circles your wrist holding the note. Your head lifts to meet his harsh gaze.

"You don't need his help," he declares gruffly, "I could've done it."

You blink. "What?"

"The note at the bar," he gestures to the crumpled paper in your hands, before dropping his to his side, clenching down to a fist. "I could've taken care of it."

"I... I didn't ask him. He did it himself."

Rafe isn't convinced. "And last night with Maybank and Heyward, that was all them too?"

His tone is sharp and accusatory, leaving you lightheaded as you stare at him. You're still wrapped up around the threatening note, but Rafe is somewhere else. A different topic. Another issue. You can't seem to gauge what type of response you need to have. And in turn, you give him silence.

His anger rises. "Am I just your second choice? Your fucking backup plan because those Pogues don't cut it?"

Your head is spinning, and you attempt to pull away from his grip but he tightens it. "Rafe," you start slowly, your breathing quickens, "What are you talking about?"

Are you being ignorant on purpose? Are you trying to drive him mad? His fury erupts, flooding all his senses.

"Them!" Rafe points to the door, where JJ left moments ago. "Last night. Everything. Did you ask them before you asked me?"

It's starting to catch up. "Are you serious?"

"I told you that we'll figure it out together."

"I—" Your throat burns. You can't believe he's letting his jealousy about your friends come at a perilous stage in your life. Exhaling a sharp breath, you meet his stare head-on. "They appointed themselves to that role. I never asked that of them."

After Pope discovered the break-in, JJ and him formed a pact to take it upon themselves to watch over you while you're home. They traded off shifts, entertaining themselves on the porch where they set up a makeshift couch and hammock to crash. You had tried to convince them you were fine, but they were stubborn. They wouldn't listen. And at the time, you appreciated the extra protection.

But it didn't work. You couldn't sleep. You still needed him.

Does he not get that?

Rafe scoffs, shaking his head with contempt, "You never ask for anything."

"Are you really trying to start a fight right now?"

"Are you making it a fight?"

"They're my friends, Rafe," you emphasize, "I told you that."

"I'm not talking about that."

"Then what is it?"

His jaw is set, resistance churning through his system to shut the fuck up, but he can't hold it in. He finds himself asking, half in plead, half in confession, "What am I?"

You weren't expecting that. Your lips part, but no words follow through. His hard gaze is on you, waiting for an explanation, but you don't answer fast enough. It's killing him. His next words are a shimmering calm, in a deadly whisper, "Do you think I only want you for sex?"

Your heart squeezes in your chest, taking all your air alongside it. You think you lost your ability to speak, but when you do, it comes out small. "Don't you?"

You're turning the question back onto him, and he hates it. He's trying to get the words out of you, to see where he stands, but neither of you is willing to take that step. It reduces him to silence.

You can't believe it. He can ask, but he can't answer. Frustration fills you, searing hot and explosive. You don't stop yourself from saying, "Because last I remember, whenever you had a problem, you came over to fuck." You snap, your emotions rising to a crescendo, "And when I asked you what we are..." You trail off, losing your voice. The sting of his label still hasn't passed.

But he knows what you're referring to.

"That's different."

"How?"

Rafe doesn't speak. All he knows is it's different. He has feelings for you. Before he refused to acknowledge it, now, it's bleeding into everything he touches. Everything he does. He just can't seem to say it.

"That was before."

Your brows pull together, your anger pulsating through your veins. "Before what? Before Aaron broke into my house?"

"No," he declares, his response is a knee-jerk reaction, but it wasn't the right one. Attempting to rectify, Rafe stammers, "Well, yes, but it's just... It's..."

Why can't he fucking tell you?

He's afraid of being first.

"It's pity?" You supply, not bothering to conceal the hurt in your tone. "Everything is just pity?"

"No!" He exclaims, but it isn't right. It still isn't good enough.

"Then what is it?" You demand, trying to get a hold of your emotions. But you're seconds away from screaming, or crying, or both. You rip your hand from Rafe's grip, taking a step back to conserve yourself.

His gaze falls to his empty hands, his emotions choking him. Every attempt at saying the right words causes him to shrink, feeling small, feeling like a child reaching for their parent's love, only to be pushed aside and dismissed. His walls are for protection, but it destroys as much as it save him.

Rafe decides to settle on something easy. "I'm your boyfriend."

"Fake," you correct.

"Does this feel fucking fake to you?"

You reel back. All your anger dissipates. All your resentment, hurt, and frustration disappear once those words leave his lips. And you're left with a burning clarity. Your chest constricts, your heart hammering. But you can't seem to answer him. You want him to say it first. "You tell me."

Rafe can't. It took all of him to admit such a thing.

You watch him with bated breath, but only to be disappointed again. His dark blue eyes are piercing, rich with emotions, but none of them are vocalized. None are honest. You can’t do this. You can’t go through another second of this uncertainty. You’re tunneling towards heartbreaking misery. So, you turn to leave.

But Rafe catches your wrist and pulls you back. His lips slam into yours, knocking the wind from your lungs.

He pours everything into this kiss; all his desperation, vulnerability, and truth. His action demonstrates everything his words can’t. And while you reciprocate with the same passion, reality grounds you, and you draw back, shaking your head. “Rafe—“

He kisses you again. Hoping it’s enough. Begging it to be. He can’t say it. He doesn’t know why he can’t fucking say it. He wants this to be enough.

You push back again, and this time, his arm wraps around your waist, trapping you in his embrace. You’re breathing hard as Rafe stares down at you while you’re looking at his chest.

He says your name. You refuse to look up.

He says it again. More firmly. You don’t acknowledge.

“Sweetheart,” he finally says, softening his words, and you find yourself crying. Tears crowd your waterline as you shake your head, refusing to be persuaded by the sweet sound of your endearment.

“No,” you choke out, slamming a weak fist against his chest. “Let me go. I can’t—I don’t—I’m not doing this.”

You finally tilt your head up to look at him. The way he stares at you with such tenderness. You can’t seem to discern it from pity. “I can’t.” You sob, “If this is how you’re playing me, I can’t keep doing this anymore. You’re breaking my heart.“

Then it finally hits him.

All your resistance. It was never rejection. It was the complete opposite. Coupled with the same fears he had; the same emotions he didn’t know how to express. He’s been so blind to it.

He should’ve known. He should’ve read it the same way he’s been reading everything else.

It finally gave him the confidence nothing else has.

“I fucking love you.”

You are completely still. You think you're hearing him wrong, that this is just a way of your brain deluding you and calming your irrational state of mind, but it's real. Your lips part, breathing shallow, all while you're staring back into Rafe's eyes.

He's afraid. Rafe doesn't trust his own instincts. Everything about you makes him question himself. And while he gained a fleeting moment of courage, he doesn't know if it will follow through. On the off-chance that, despite all this, all the signs he read, he was wrong and it will be rejection.

"Say it back," Rafe whispers in a plea. It's pathetic, but he no longer cares. "Say it back or I'm going to lose my fucking mind."

"You love me?" You breathe in a whisper, unable to move on from this moment. Rafe squeezes his eyes shut, swallowing thickly, before nodding once.

“I think I loved you since I first met you,” he confesses. “I just didn’t know it yet.”

“You’re not just saying that?”

Rafe bristles, “You think I go around telling people I love them?” He declares, studying your expression, trying to gauge your reaction, but it’s hard when he’s blinded by the crippling fear that you don’t feel the same. “You think I do this for anyone?”

“I don’t know,” you admit, “I just don’t want you to say something you don’t mean.”

“I do mean it,” he declares, his voice suddenly dry, as he finds your gaze. “I… I’m sorry for before when I said things I didn’t mean. I don’t want you just for sex, I don’t see you as just a fuck buddy. I’m… I’m in love with you, and it’s fucking difficult to tell you that.”

Your lips purse together, but you still don’t answer him. Don’t confess your own side. Instead, you ask in a meek voice, “Since the beginning?”

He huffs. He can’t believe he’s admitting so much today. Revealing things he swore he’d keep hidden behind a locked box. But when he finds the light returning in your eyes, trying to gauge more of his reaction, read his true meaning, finding comfort in his words, he’ll rip out his own soul to keep it there. “Since the beginning. When you called me out, when you patched me up, when you slapped me—“ That bit makes you let out a small laugh, “I don’t think I was going to meet anyone who challenges and accepts me the way you do.”

You don’t say anything for the next few moments. And they were the longest seconds of his life. Rafe had to speak, “And if it’s just me, if I’m the only person who feels this way, I’ll find a way to be okay with that—“

You cut him off with a kiss.

“I love you,” you breathe into his lips, wrapping your arms around his neck, “I love you,” you jump, curving your legs around his hips as Rafe catches you, steadying you with two hands tantalizing skimming the curve of your ass. “Fuck, Rafe, I love you so much.”

His heart fills with your words. Your desperation clinging to each puncture. He grins into the kiss, before he deepens it, tasting you, stealing your air. Everything feels right. Feels good. When Rafe separates to break the kiss, he catches the residue smile on your face and the little daze behind your eyes. He snaps a memory of it and saves it forever.

But, just as it came, it slowly faded away. Reality quickly dawns on you, and your arms tightens around Rafe’s neck, reminders and deadlines creeping up your skin. Your confession comes out small. “I… I’m scared. With Aaron and everything.”

“Sweetheart…”

“I don’t have the money, Rafe,” your eyes connect with his. “I don’t know what I’m going to do.”

Rafe pulls you in, flushed against his chest as your head lays on his shoulders and his hand strokes your hair. It takes a moment for him to process, to remember the world outside of you. But, when he does, he whispers, “I’m going to take care of it,” his voice so low, it almost comes out as a threat. “I’ll take care of you.”

And he will.

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Navigation — Part 12 | Part 13 | Part 14

[differhome]

Which Will an Individual Choose- A Building or Vacant land?

When considering whether to invest in a building or vacant land, investors frequently consider a number of factors, including the location, intended use, and potential for appreciation or income.

 Building:

 Buildings can generate income through rental or lease agreements, making them more appealing to investors seeking immediate cash flow..

Buildings have more established revenue streams and may require less maintenance than vacant land.

Buildings are more expensive to buy than vacant land, but they may provide more opportunities for appreciation.

Vacant Land:

 Vacant land may be more appealing to investors who intend to develop the property or hold it as a long-term investment. Vacant land may offer more potential for appreciation than a building, depending on location and zoning.

Vacant land may require more effort and planning to develop, and it may not generate revenue until it is developed.

Subsequently, whether to invest in a building or vacant land will be determined by the investor's goals, risk tolerance, and resources. Before making a decision, investors should carefully consider their options and seek advice with a financial advisor.

[slyandthefamilybook]

since we now know that all those "my blog is safe for Jewish people" posts are bullshit, here are some Jewish organizations you can donate to if you actually want to prove you support Jews. put up or shut up

FIGHTING HUNGER

Masbia - Kosher soup kitchens in New York

MAZON - Practices and promotes a multifaceted approach to hunger relief, recognizing the importance of responding to hungry peoples' immediate need for nutrition and sustenance while also working to advance long-term solutions

Tomchei Shabbos - Provides food and other supplies so that poor Jews can celebrate the Sabbath and the Jewish holidays

FINANCIAL AID

Ahavas Yisrael - Providing aid for low-income Jews in Baltimore

Hebrew Free Loan Society - Provides interest-free loans to low-income Jews in New York and more

GLOBAL AID

American Jewish Joint Distribution Committee - Offers aid to Jewish populations in Central and Eastern Europe as well as in the Middle East through a network of social and community assistance programs. In addition, the JDC contributes millions of dollars in disaster relief and development assistance to non-Jewish communities

American Jewish World Service - Fighting poverty and advancing human rights around the world

Hebrew Immigrant Aid Society - Providing aid to immigrants and refugees around the world

Jewish World Watch - Dedicated to fighting genocides around the world

MEDICAL AID

Sharsheret - Support for cancer patients, especially breast cancer

SOCIAL SERVICES

The Aleph Institute - Provides support and supplies for Jews in prison and their families, and helps Jewish convicts reintegrate into society

Bet Tzedek - Free legal services in LA

Bikur Cholim - Providing support including kosher food for Jews who have been hospitalized in the US, Australia, Canada, Brazil, and Israel

Blue Card Fund - Critical aid for holocaust survivors

Chai Lifeline - An org that's very close to my heart. They help families with members with disabilities in Baltimore

Chana - Support network for Jews in Baltimore facing domestic violence, sexual abuse, and elder abuse

Community Alliance for Jewish-Affiliated Cemetaries - Care of abandoned and at-risk Jewish cemetaries

Crown Heights Central Jewish Community Council - Provides services to community residents including assistance to the elderly, housing, employment and job training, youth services, and a food bank

Hands On Tzedakah - Supports essential safety-net programs addressing hunger, poverty, health care and disaster relief, as well as scholarship support to students in need

Hebrew Free Burial Association

Jewish Board of Family and Children's Services - Programs include early childhood and learning, children and adolescent services, mental health outpatient clinics for teenagers, people living with developmental disabilities, adults living with mental illness, domestic violence and preventive services, housing, Jewish community services, counseling, volunteering, and professional and leadership development

Jewish Caring Network - Providing aid for families facing serious illnesses

Jewish Family Service - Food security, housing stability, mental health counseling, aging care, employment support, refugee resettlement, chaplaincy, and disability services

Jewish Relief Agency - Serving low-income families in Philadelphia

Jewish Social Services Agency - Supporting people’s mental health, helping people with disabilities find meaningful jobs, caring for older adults so they can safely age at home, and offering dignity and comfort to hospice patients

Jewish Women's Foundation Metropolitan Chicago - Aiding Jewish women in Chicago

Metropolitan Council on Jewish Poverty - Crisis intervention and family violence services, housing development funds, food programs, career services, and home services

Misaskim - Jewish death and burial services

Our Place - Mentoring troubled Jewish adolescents and to bring awareness of substance abuse to teens and children

Tiferes Golda - Special education for Jewish girls in Baltimore

Yachad - Support for Jews with disabilities

[msmysticfail]

Venus in the houses

✩Venus in the 7th house✩

Venus in the 7th care a lot about the other person, other people are a source of emotional wealth for them. They love to take care of their loved ones, always remembering everything the other person likes. They are people who need to be in a romantic relationship of some sort to feel fulfilled and happy, which is why when a relationship breaks over they can start another one soon after, which is easy for them as they have a bunch of admirers, as they are beautiful, pleasant people. Many people like them, whether romantically or not. They have trouble, however, sharing the "bad" emotions and thoughts they feel about the relanshionship they are in. They don't want fights, they don't want to discuss unpleasant things; that's why they need to develop this skill: to vocalize what's making them uncomfortable, as it can harm their relationship if they keep this desire to always try to keep things harmonious, even when things are obviously not working. This is the type of people who loves to be well-groomed, to smell good, to be fashion and beautiful. They are sociable, they are always receiving friends at home, giving dinners, going out, having a pleasant time. It's hard not to like them, they usually win you over in such a subtle and gentle way that you will generally only have good opinions about them. It's important that they stop worrying so much about what others will think of them, try to stop living in search of people's approval. If they manage to balance this approval need they will be able to shine even brighter.

✩Venus in the 8th house✩

This Venus is addicted to love, passion. They are intense, their love goes deep, when they give themselves to love, they give their soul, everything. Their love is wonderful, you will feel exclusive, this Venus's attention will be completely focused on you, which is why they are very loyal, they rarely cheat. They are possessive, when they take possession of something they will hardly let it go, but when they are finally forced to let go, they go through a complete process of catharsis, going to the bottoms of their soul, suffering pain intensely, just to emerge from the ashes after, stronger than ever, beautiful and magnetic like a phoenix. This is a Venus who receives money very easily from others, people trust them with their money. It also attracts a lot of financial investment from others, since the 8th house talks about the support that others give us, and it's very easy for them to get loans, in general. However, don't mess with this Venus, she will take revenge and come out on top. Their love is like a hidden treasure, it's precious and rare, to access it you need to surrender completely. Extremely magnetic, they know how to attract what they want. They also need constant intimate physical contact, as that's where they find their greatest source of emotional satisfaction.

✩Venus in the 9th house✩

This Venus needs freedom, for them it's very important to feel that they can act or do what pleases them without having to explain themselves or give in to the other person expectations. If they feel suffocated or trapped they'll start to distance themselves, until they are completely "free" of the other person. They love studying. They love improving their knowledge: their mind, their soul. They love getting to know other cultures, studying about them, their customs and cuisine. They have a strong desire to travel and generally their preferred destination is abroad, somewhere outside their country. This Venus points their arrow very far away, perhaps they want to date someone from outside their country, someone different, who offers challenge and mental stimulation. It's a Venus who also has many admirers, mainly for their beauty and intelligence, but they generally don't pay much attention to it, despite the fact that, if someone is intelligent enough, if someone can match their intellectual level, they will probably fall intensely in love. They have a certain tendency to idealize relationships because the ninth house talks about the field of ideas, the mental, which is why they spend more time imagining the relationship than actually experiencing it in the reality. They are usually always taking some course to complement their career or they are always traveling.

✩Venus in the 10th house✩

Here Venus shines like no other, as it has reached the highest house of the zodiac. They have a love for the beautiful, the aesthetics, they love to beautify things, whether it's a job they do, or treating others in a harmonious way. They will always deliver the best of they can, as they are very demanding of themselves. Their beauty is cold, calculated, they know exactly where they want to go and radiating their natural charm they slowly conquer everything their heart desires. They are very friendly, they really care about others, like a Venus in the 7th house. They shine in their work, winning the favor of their colleagues and the attention of their superiors; but this is also where they attract the envy of others, as they definitely do more than most of the people around them. This Venus needs to know that the path to the top is narrow and alone, so they should not let be affected when people threaten to leave them. They may find love at work, or they may love what they do very much. They know what they are doing, especially when it comes to their career and life, they don't really need advice. When they decide to love someone, that person will usually stay in their life and heart for a very, very long time, even if they eventually break up.

✩Venus in the 11th house✩

This Venus loves society and society also loves them. They are loved by a very large number of people. They are that type of person who will donate their money to charities, who will help those most in need, who will take care of street animals. They really care about the collective, about people, they will stop what they are doing just to listen when someone needs it. They care about other people's lives, what their problems are. They're very stylish, they usually have their own style and they really don't care whether it's aesthetically beautiful or not, whether it pleases others or not. They are certainly intelligent, they easily understand how society works, being able to see invisible structures and offer help in some way, always trying to improve the lives of people in their community. The only problem that can occur with this Venus is paying more attention to social issues than to the private life of their relationships, which can and will undermine the relationship itself, so it's necessary to seek balance. They love to go out, they are always on the street, almost never stopping at home. They love being in touch with art, culture, politics. It's a Venus who will love going to cafes, discussing books and talking about the community/society in general. When in love they are not so attached, they prefer to date friends, people who share some type of fraternity and camaraderie. Their loved ones cannot hold them back or try to label them in fixed, closed terms. They may not be so interested in romantic love itself, but rather the feeling of connection and understanding between two individuals.

✩Venus in the 12th house✩

This is the most introverted of the Venuses. Living in their own world, they flow through various settings and people, they do not have a fixed type. They are emotionally sensitive, with a very rich and intense personal universe. They can fall in love very easily, but generally the person they love is not available, is usually committed or cannot get involved, for whatever reasons, with the Venus in the 12th house. They usually keep their emotions to themselves. When they finally express what they feel, their emotions flow like a river, flowing with full force. Venus in this house also suffers from the danger of falling in love with people who harm them, who are toxic and abusive. They must become very aware of the type of people they surround themselves with, they need to stop idealizing such people and see them for who they truly are. Their enemies can sometimes be those they love, people can sometimes be with them just to take advantage of their kindness and love. They need to be careful with that. They give so much of themselves, their love flows like deep waters, and sometimes they don't realize they have given too much of themselves until they are already exhausted and sad. As they are very rich internally, they can and should express their inner universe, as they are very creative. Interacting with the arts, dance, photography, cinema and writing are activities that will certainly enhance and elevate this Venus to its maximum potential.

[kentuckybats]

Best mortgage rates in Kentucky for FHA, VA, USDA and Conventional Home Loans

How to get the best mortgage rate in Kentucky   Your credit score plays a significant role in determining the interest rate you qualify for. Lenders use credit scores to assess your creditworthiness and the risk associated with lending to you. Generally, the higher your credit score, the lower the interest rate you can secure. Here’s how different credit score ranges typically impact mortgage…

[townpostin]

JNAC Pushes Banks To Expedite Home Loans For PMAY Beneficiaries

Deputy Municipal Commissioner Reviews Slow Progress Of Loan Approvals Officials warn of escalation to higher authorities if banks fail to act promptly. JAMSHEDPUR – The Jamshedpur Notified Area Committee (JNAC) held a review meeting to accelerate bank loan approvals for 9,592 housing units under construction in Birsanagar as part of the Pradhan Mantri Awas Yojana (PMAY)-Urban. "We’re urging banks…

[batboyblog]

Things Biden and the Democrats did, this week #27

July 12-19 2024

President Biden announced the cancellation of $1.2 billion dollars worth of student loan debt. This will cancel the debt of 35,000 public service workers, such as teachers, nurses, and firefighters. This brings the total number of people who've had their student debt relived under the Biden Administration to 4.8 million or one out of every ten people with student loan debt, for a total of $168.5 billion in debt forgiven. This came after the Supreme Court threw out an earlier more wide ranging student debt relief plan forcing the administration to undertake a slower more piecemeal process for forgiving debt. President Biden announced a new plan in the spring that will hopefully be finalized by fall that will forgive an additional 30 million people's student loan debt.

President Biden announced actions to lower housing coasts, make more housing available and called on Congress to prevent rent hikes. President Biden's plan calls for landlords who raise the rent by more than 5% a year to face losing major important tax befits, the average rent has gone up by 21% since 2021. The President has also instructed the federal government, the largest land owner in the country, to examine how unused property can be used for housing. The Bureau of Land Management plans on building 15,000 affordable housing units on public land in southern Nevada, the USPS is examining 8,500 unused properties across America to be repurposed for housing, HHS is finalizing a new rule to make it easier to use federal property to house the homeless, and the Administration is calling on state, local, and tribal governments to use their own unused property for housing, which could create approximately 1.9 million units nationwide.

The Department of Transportation announced $5 billion to replace or restore major bridges across the country. The money will go to 13 significant bridges in 16 states. Some bridges are suffering from years of neglect others are nearly 100 years old and no longer fit for modern demands. Some of the projects include the I-5 bridge over the Columbia River which connects Portland Oregon to Vancouver Washington, replacing the Sagamore Bridge which connects Cape Cod to the mainland built in 1933, replacing the I- 83 South Bridge in Harrisburg, Pennsylvania, and Cape Fear Memorial Bridge Replacement Project in Wilmington, North Carolina, among others.

President Biden signed an Executive Order aimed at boosting Latino college attendance. The order established the White House Initiative on Advancing Educational Equity, Excellence, and Economic Opportunity through Hispanic-Serving Institutions. Hispanic-Serving Institutions (HSIs) are defined as colleges with 25% or above Hispanic/Latino enrollment, currently 55% of Hispanic college students are enrolled in an HSI. The initiative seeks to stream line the relationship between the federal government and HSIs to allow them to more easily take advantage of federal programs and expand their reach to better serve students and boost Hispanic enrollment nationwide.

HUD announced $325 million in grants for housing and community development in 7 cities. the cities in Tennessee, Texas, Alabama, Florida, Nevada, New York and New Jersey, have collectively pledged to develop over 6,500 new mixed-income units, including the one-for-one replacement of 2,677 severely distressed public housing units. The 7 collectively will invest $2.65 billion in additional resources within the Choice Neighborhood area – so that every $1 in HUD funds will generate $8.65 in additional resources.

President Biden took extensive new actions on immigration. On June 18th The President announced a new policy that would allow the foreign born spouses and step children of American citizens who don't have legal status to apply for it without having to leave the country, this would effect about half a million spouses and 50,000 children. This week Biden announced that people can start applying on August 19, 2024. Also in June President Biden announced an easing of Visa rules that will allow Dreamers, Americans brought to the country as children without legal status, to finally get work visas to give them legal status and a path way to citizenship. This week the Biden Administration announced a new rule to expand the federal TRIO program to cover Dreamers. TRIO is a program that aims to support low income students and those who would be the first in their families to go to college transition from high school to college, the change would support 50,000 more students each year. The Administration also plans to double the number of free immigration lawyers available to those going through immigration court.

The EPA announced $160 million in grants to support Clean U.S. Manufacturing of Steel and Other Construction Materials. The EPA estimates that the manufacturing of construction materials, such as concrete, asphalt, steel, and glass, accounts for 15% of the  annual global greenhouse gas emissions. The EPA is supporting 38 projects aimed at measuring and combatting the environmental impact of construction materials.

The US announced $203 million in humanitarian assistance for the people of Sudan. Sudan's out of control civil war has caused the largest refugee crisis in the world with 11 million Sudanese having fled their homes in the face of violence. The war is also causing the gravest food crisis in the world, with a record setting 25 million people facing acute food insecurity, and fears that nearly a million will face famine in the next months. This aid brings the total aid the US has given Sudan since September 2023 to $1.6 billion, making America the single largest donor to Sudan.

The Consumer Financial Protection Bureau put forward a new rule that would better regulate popular paycheck advance products. 2/3rds of workers are payed every two weeks or once a month and since 2020 the number of short term loans that allow employees to receive their paycheck days before it’s scheduled to hit their account has grown by 90%. the CFPB says that many of these programs are decided with employers not employees and millions of Americans are paying fees they didn't know about before signing up. The new rule would require lenders to tell costumers up front about any and all fees and charges, as well as cracking down on deceptive "tipping" options.

[reasonsforhope]

"Seven federal agencies are partnering to implement President Biden’s American Climate Corps, announcing this week they would work together to recruit 20,000 young Americans and fulfill the administration's vision for the new program. 

The goals spelled out in the memorandum of understanding include comprehensively tackling climate change, creating partnerships throughout various levels of government and the private sector, building a diverse corps and serving all American communities.

The agencies—which included the departments of Commerce, Interior, Agriculture, Labor and Energy, as well the Environmental Protection Agency and AmeriCorps—also vowed to ensure a “range of compensation and benefits” that open the positions up to a wider array of individuals and to create pathways to “high-quality employment.”  

Leaders from each of the seven agencies will form an executive committee for the Climate Corps, which Biden established in September, that will coordinate efforts with an accompanying working group. They will create the standards for ACC programs, set compensation guidelines and minimum terms of service, develop recruitment strategies, launch a centralized website and establish performance goals and objectives. The ACC groups will, beginning in January, hold listening sessions with potential applicants, labor unions, state and local governments, educational institutions and other stakeholders. 

The working group will also review all federal statutes and hiring authorities to remove any barriers to onboarding for the corps and standardize the practices across all participating agencies. Benefits for corps members will include housing, transportation, health care, child care, educational credit, scholarships and student loan forgiveness, stipends and non-financial services.

As part of the goal of the ACC, agencies will develop the corps so they can transition to “high-quality, family-sustaining careers with mobility potential” in the federal or other sectors. AmeriCorps CEO Michael Smith said the initiative would prepare young people for “good-paying union jobs.” 

Within three weeks of rolling out the ACC, EPA said more than 40,000 people—mostly in the 18-35 age range—expressed interest in joining the corps. The administration set an ambitious goal for getting the program underway, aiming to establish the corps’ first cohort in the summer of 2024. 

The corps members will work in roles related to ecosystem restoration and conservation, reforestation, waterway protection, recycling, energy conservation, clean energy deployment, disaster preparedness and recovery, fire resilience, resilient recreation infrastructure, research and outreach. The administration will look to ensure 40% of the climate-related investments flow to disadvantaged communities as part of its Justice40 initiative.  

EPA Administrator Michael Regan said the MOU would allow the ACC to “work across the federal family” to push public projects focused on environmental justice and clean energy. 

“The Climate Corps represents a significant step forward in engaging and nurturing young leaders who are passionate about climate action, furthering our journey towards a sustainable and equitable future,” Regan said. 

The ACC’s executive committee will hold its first meeting within the next 30 days. It will draw support from a new climate hub within AmeriCorps, as well as any staffing the agency heads designate."

-via Government Executive, December 20, 2023

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This news comes with your regularly scheduled reminder that WE GOT THE AMERICAN CLIMATE CORPS ESTABLISHED LAST YEAR and basically no one know about/remembers it!!! Also if you want more info about the Climate Corps, inc. how to join, you can sign up to get updates here.

[botanicalsword]

Venus ✧ how you pursue love and beauty ♡⁀➷

Where Venus is located, that house is the area where we easily find satisfaction and happiness, a field where the energy of love and beauty manifests.

☽✧. ❦ • ✧• .✧ ✞

♡ Venus in the 1st House

This brings a beautiful appearance and a gentle personality to the Houser - They are skilled at dressing themselves and have good taste and temperament. They generally make a good first impression. Even if their genetics are not strong, they have great fashion and makeup skills.

♡ Venus in the 2nd House

Houser with this placement have a pursuit of a good life, and their way of earning money is related to art or luxury goods. They are willing to spend money to improve their quality of life as long as they are not severely afflicted by Saturn. Usually, they can easily earn money, and their quality of life is quite high. However, if they are heavily afflicted by Saturn, they may easily become materialistic or even take loans to consume luxury items.

♡ Venus in the 3rd House

People with this placement are interested in art or emotional intelligence. Generally, their communication style is pleasant and gives people a refreshing feeling. They have a great sense of aesthetics and tend to be specialist in the field of beauty. It is very comfortable talking with them without much pressure.

♡ Venus in the 4th House

This position indicates a strong concern for the home environment. They have high requirements for comfortable living and enjoy spending money on decoration and arranging their living environment. In childhood, they often come from families with love or artistic heritage tendencies.

♡ Venus in the 5th House

People with this placement have a strong sense of love and know how to indulge in romance and pleasure. They seek to experience and appreciate the beautiful things in life, such as art and music. They often have a good relationship with children as well. The 5th house represents children and Venus, a planet associated with femininity.

♡ Venus in the 6th House

In this position, the work atmosphere is usually good, or the work is related to art and beauty. Additionally, this is the house of health. Venus placed here can easily lead to problems due to unhealthy or indulgent habits. Venus is not a planet of discipline but rather seeks beauty, so it is natural to indulge in things like drinking milk tea occasionally - attention should be paid regarding healthcare.

♡ Venus in the 7th House

This position is quite favorable. The native understands interpersonal relationships well and has high emotional intelligence. They are particularly good at making themselves comfortable through one-on-one relationships, whether it is finding a partner or a business collaborator who can make their life better. However, they should be cautious not to develop a mindset of pleasing or appeasing others too much, nor should they become overly dependent or immersed in relationships.

♡ Venus in the 8th House

This position is beneficial for financial investments. They are adept at utilizing collective resources and have a keen sense. They often have good luck in inheritance and are interested in mysterious matters. They tend to have a deeper understanding of things.

♡ Venus in the 9th House

This is a sign of having exotic love affairs. People with Venus in 9th House are easily attracted to people from different cultural backgrounds and are likely to encounter romance and adventure during foreign or long-distance travels. They also enjoy different cultures and artistic topics. They are experts in discussing popular brands from abroad.

♡ Venus in the 10th House

They are highly concerned about their public image. They channel the energy of love and beauty into their careers and spread love and beauty to the public. They tend to work in industries, such as wedding photography, beauty salons, cosmetic procedures, makeup artistry, and image consulting, all of which are fields dedicated to spreading beauty.

♡ Venus in the 11th House

This benefits forming collaborations with like-minded people. People with Venus in the 11th house are often popular in groups, and they are skilled at finding common ground and creating a harmonious atmosphere. They tend to have many friends and acquaintances.

♡ Venus in the 12th House

This is a hidden placement, it often indicates the hidden traits of Venus. On one hand, people with this placement tend to be reserved in matters of the heart, which may lead to unrequited love or similar experiences. This can be used for understanding, but not for definitive judgments. Additionally, people with this placement have a good sense of art and often possess a unique charm.

☽✧. ❦ • ✧• .✧ ✞

>> Masterlist | explicit contents

[bouquetface]

Navamsa Observations 10

Accuracy is influenced by ENTIRE chart. A few shared placements doesn’t promise the same outcome.

DO NOT READ IF YOU ARE SENSITIVE TO TOPIC OF CHEATING/AFFAIRS

Having many planets in dual signs (like virgo/gemini, pisces/sag) can indicate 2 marriages and/or duality in marriage.

Having many planets in mutable signs generally is considered good. This shows the ability to adapt and compromise.

Having many planets in fixed signs generally is considered difficult. This doesn’t mean you’ll def get divorced. Rather it shows when hardships occur, you or the spouse is unwilling to change. You get stuck in your habits and beliefs.

Any planets in Libra will be of great importance to your marriage. ex: Saturn in Libra - great placement, shows a strong ability to resolve and compromise - unless contradicted by other placements or aspects. This shows the couple will behave like Saturn in the marriage. Both are hardworking, focused on balance & longevity. Saturn is represented as the Servant - you will both work to serve the marriage and your family. Depending on entire chart & different life phases, you can enjoy this routine or feel bored by it.

Saturn in the D9 - This shows where the dullness & obligatory feelings are in married life. ex: Saturn in 8th H - You feel bored or burden by having to deal with spouse’s family, spouse’s income spending habits, spouse’s possessions. If Saturn is well placed, it can uplift that feeling but there is a sense of duty. Feeling “i have to” instead of “i want to/I like to” will be there in regard to that house’s themes.

Moon in the D9 - This shows how your happiness, comfort and mental state is affected by the marriage. ex: Moon conjunct Sun in 12th H - There can be a restlessness to your thinking. Your sleep may be disrupted at some point. Ex.2: Moon in Libra - You are generally joyful. You are concerned more with how you and the spouse look. You are concerned with aesthetics and romance.

Rahu or Ketu conjunct Mars or Jupiter or 7th H Lord - one indicator for a foreign husband. Rahu or Ketu conjunct Venus - one indicator for a foreign wife.

Rahu & Ketu in D9 - These show a surprise/shocking development that can occur in your life. It’s difficult to say what it will be since it’s usually a shocking and sudden type of thing. House, Sign, aspects & depositor can show hints.

Timing Blessing & Hardships w Navamsa

Dasha periods & transits activate the planets into play. You won’t have your entire navamsa come into play the day you marry or the day you turn 36. It is a gradual process.

Any planets in Scorpio or Aqua are very karmic. This is because scorpio is co-ruled by ketu, aqua is co-rules by rahu. Having Jupiter, Venus or 7th H Lord in Scorpio or Aqua shows a karmic partner (if you believe in past lives this is a past life connection).

It is so difficult to predict with a few placements. Especially when those placements are in Scorpio & Aqua - as these can show sudden shocking changes. Karmic doesn’t always have to be a negative situation btw. positive example:

5th H Lord in Aqua in 11th of D9 - In this life, your first child may add to your gains & wishes - suddenly or shockingly the child as an adult fulfills a wish on your bucket list. Possibly in a past life, you were very generous to them & helped them. Or even in this life, you as the parent may have been very good and loving.

negative example:

6th H Lord in Aqua of D9 - You suddenly discover the spouse has a lot of student loan debt. The spouse may be so good to you that you decide you are going to help them pay it off. In a past life, they may have helped you and/or you didn’t pay them. You are correcting that wrong and/or creating a balance.

6th H in D9 - This shows fights you will have in the marriage. It shows the mistress - for both men & women. For this to actually be the person your spouse cheats with, your chart would have to show cheating indicators in the marriage.

ex: Virgo 6th H - Mercury in Gemini - This women’s husband cheated with a younger women. She was very mercurial even physically - thin, tall/lanky, chatty/social, etc.

When you do not have cheating indicators in the chart, this shows fights over little things. ex: scheduling/planning, forgetfulness, attention to detail, everyday chores or tasks. Mercury placement will provide more info - if mercury is well placed, this generally shows you resolve issues fairly well and quickly.

ex: Leo 6th H - Sun conjunct Jupiter in Aqua - This person’s spouse cheated on them with several people (Jupiter’s influence). Aqua’s influence - It was physical cheating rather than emotional - spouse had emotional detachment from the affair partners. At the end of the day, they did not desire to leave the marriage.

When you do not have cheating indicators but have a Leo 6th H, this shows ego is what causes fights throughout the marriage. ex: Not apologizing when wrong, fighting over who the authority is in the marriage, etc. Sun placement will provide more info - if sun is well placed, this generally shows you resolve issues fairly well and quickly.

Potential of affairs/cheating - This is shown by 8th H in D9. Having a strong 8th H Lord or exalted planets in 8th H shows very low chance of that occurring.

7th H can indicate cheating as well as it tells about the partner’s character. ex: Rahu in 7th - the ruler is not placed well in the 12th - partner might cheat.