#Health Insurance Live Transfers

[tax8907]

factoring live transfers

The Live Lead is a lead generation company providing excellent results on your investments. We design our strategy carefully with customized solutions best suited for client needs. As a company, we have treated our clients very fairly and with calm.

Our team has very experienced professionals dedicated to providing the best service in the field.

The Live Lead

[managetransfers]

Debt Settlement Live Transfers

Manage Transfers is a lead generation company providing excellent results on your investments. We design our strategy carefully with customized solutions best suited for client needs. We treated our clients very fairly and calmly we gave the best possible results to our clients.Our team have very experienced professionals dedicated to provide the best service in the industry.

[digital-sanstha]

Get connected with qualified health insurance leads immediately. Our live screeners verify the consumer's interest and transfer the call to you so you can close the sale.

[aradiiaa]

Guess who just lost their job in a mass layoff and is now once again unemployed 👁👄👁

[sidras-tak]

Accessibility takes too goddamn fucking long.

My brother was paralyzed in October 2023. We got him home from the hospital (in Texas, when we live in Iowa) in a clunky old hospital chair. He hated it. He was scared and angry and in pain and his life had just changed forever and he couldn’t do anything for himself in that wheelchair. His first goal (aside from learning how to transfer) was to get a wheelchair. My family was lucky enough to afford one so we thought it would be easy enough. Nope.

We couldn’t buy him a wheelchair. He needed a prescription. For a wheelchair. A doctor had to examine him and declare him in need of a wheelchair. It wasn’t good enough that he had scans and tests showing tumors cutting off his spinal cord. He needed his primary care doctor to examine him during a physical and write a prescription. He was making 2-4 transfers a day, tops. He had no energy to get to a doctor. Home health was in and out every day. He had no time to get to a doctor. He didn’t get a prescription for almost a month. Then it had to go through insurance.

We asked if we could skip insurance and just buy a wheelchair for him. Nope. They wouldn’t sell us one, not even at full sticker price. It needed to be approved by Medicare. We ordered a wheelchair, a nice one, a good shade of green, sporty, small. It would let him move around the house. He would be able to cook, to reach drawers and get stuff from the fridge and brush his teeth and put his contacts in at a sink. We were told it would take awhile, maybe two months. Silently we all hoped he would be around to see two more months.

He went on hospice care on a Saturday in March. On Monday, I was calling his friends to come see him before he died. I got a call on his phone. It was the wheelchair company. They were about to order his wheelchair, she said, but there was an issue with insurance— had he stopped being covered by Medicare? Well, yes. When he started hospice care, he got kicked off Medicare. The very nice woman I talked to told me to call her if he resumed Medicare coverage so she could order his wheelchair. He died less than 12 hours later.

We ordered that chair for him in early December. Medicare didn’t approve the order until March. He was dead before they got around to it. He wanted that fucking wheelchair so badly. The only reason he had any semblance of independence and any quality of life for the last five months of his life was because the wheelchair company lent him an old beater chair, a very used model of the chair he ordered. If I could go back and change one thing about his end-of-life, I would get him his dream wheelchair. He told me again and again he couldn’t wait to get it, so that he could feel like a person again. He made the best of what he had with that old beater chair, but it still makes me mad to this day. He was paralyzed. He needed a chair that afforded him dignity. We had the money for it. And yet, we were left waiting for five months, for a chair that wouldn’t even get ordered until the day he died.

[theliveleads]

The Live Lead, Studying in the United States can be an exhilarating experience for international students, but navigating the complexities of the American healthcare system often presents a significant challenge.

[cryptidshuffle]

man i need to get on t. every time i start to look into it i get overwhelmed and idk where to even start looking 🙃

[cosmicpuzzle]

What is your Career like?👩🏻‍💻💼💰💸

The 10th ruler in your chart can indicate your career but it is not the only factor. However, the house placement of 10th lord/ruler can indicate at times the type of career you desire and also can indicate your job literally.

1st House : You will do well in careers which gives you a certain amount of independence. You can be an entrepreneur or a boss or a team leader. Authority and power are essential for you.

2nd House : You will do well in careers which pays you well. You can be good with numbers, finances and any responsible/routine job. Careers that depend on your appearance like modelling are good. Your job would need a good self esteem and self worth.

3rd House: You will do well in careers that involve mobility, communication, writing such as YouTube. Freedom of expression, and movement is important to you. You should be able to experiment as you wish. Change of careers as times change

4th House: You will do well in careers that gives you emotional satisfaction such as nursing, psychology. making an impact on people’s lives is important to you. Working from home can be good.

5th House: You will do well in careers that allow your self expression such as art, acting . Careers connected to children and transfer of knowledge are good. A career in which you are a genius and unique such as music, painting, investor.

6th House : You will do well in careers that allow you to maintain order such as backend work. Routine and a stable job is important to you. You may also do well in health , healing and animal careers.

7th House : You will do well in careers that allow you to exchange things whether product or service. You will do will in public careers like politics. Business is good as well as client based careers. You will do well in careers that allow you to work with another person.

8th House : You will do well in careers that allow you to research things like a biomedical or chemical engineer. Careers in digging like oil petroleum or digging another’s finances as auditing, insurance are good. Investigation and finding secrets. Psychology, medicine , surgery are good choices.

9th House : You will do well in careers that allow you to reach a wider audience around the globe such as publishing books, writing, online teaching, academia. A sense of meaning and purpose is important in your job.

10th House: You will do well in careers that allow you to be skilled and efficient in what you do. A generally good position for executive and managerial jobs or Government routine jobs

11th House: You will do well in careers that allow you to build your network such as social media manager, politics, businesses, digital marketing etc.

12th House : You will do well in careers that heal people and raise their consciousness. Careers in spirituality, metaphysics, non-profit work would be good for you. You need freedom and a flexible schedule.

For Readings DM

[reasonsforhope]

Flint, Michigan, has one of the [United States]'s highest rates of child poverty — something that got a lot of attention during the city's lead water crisis a decade ago. And a pediatrician who helped expose that lead problem has now launched a first-of-its-kind move to tackle poverty: giving every new mother $7,500 in cash aid over a year.

A baby's first year is crucial for development. It's also a time of peak poverty.

Flint's new cash transfer program, Rx Kids, starts during pregnancy. The first payment is $1,500 to encourage prenatal care. After delivery, mothers will get $500 a month over the baby's first year.

"What happens in that first year of life can really portend your entire life course trajectory. Your brain literally doubles in size in the first 12 months," says Hanna-Attisha, who's also a public health professor at Michigan State University.

A baby's birth is also a peak time for poverty. Being pregnant can force women to cut back hours or even lose a job. Then comes the double whammy cost of child care.

Research has found that stress from childhood poverty can harm a person's physical and mental health, brain development and performance in school. Infants and toddlers are more likely than older children to be put into foster care, for reasons that advocates say conflate neglect with poverty.

In Flint, where the child poverty rate is more than 50%, Hanna-Attisha says new moms are in a bind. "We just had a baby miss their 4-day-old appointment because mom had to go back to work at four days," she says...

Benefits of Cash Aid

Studies have found such payments reduce financial hardship and food insecurity and improve mental and physical health for both mothers and children.

The U.S. got a short-lived taste of that in 2021. Congress temporarily expanded the child tax credit, boosting payments and also sending them to the poorest families who had been excluded because they didn't make enough to qualify for the credit. Research found that families mostly spent the money on basic needs. The bigger tax credit improved families' finances and briefly cut the country's child poverty rate nearly in half.

"We saw food hardship dropped to the lowest level ever," Shaefer says. "And we saw credit scores actually go to the highest that they'd ever been in at the end of 2021."

Critics worried that the expanded credit would lead people to work less, but there was little evidence of that. Some said they used the extra money for child care so they could go to work.

As cash assistance in Flint ramps up, Shaefer will be tracking not just its impact on financial well-being, but how it affects the roughly 1,200 babies born in the city each year.

"We're going to see if expectant moms route into prenatal care earlier," he says. "Are they able to go more? And then we'll be able to look at birth outcomes," including birth weight and neonatal intensive care unit (NICU) admissions.

Since the pandemic, dozens of cash aid pilots have popped up across the nation. But unlike them, Rx Kids is not limited to lower-income households. It's universal, which means every new mom will get the same amount of money. "You pit people against each other when you draw that line in the sand and say, 'You don't need this, and you do,' " Shaefer says. It can also stigmatize families who get the aid, he says, as happened with traditional welfare...

So far, there's more than $43 million to keep the program going for three years. Funders include foundations, health insurance companies and the state of Michigan, which allocated a small part of its federal cash aid, known as Temporary Assistance for Needy Families.

Money can buy more time for bonding with a baby

Alana Turner can't believe her luck with Flint's new cash benefits. "I was just shocked because of the timing of it all," she says.

Turner is due soon with her second child, a girl. She lives with her aunt and her 4-year-old son, Ace. After he was born, her car broke down and she was seriously cash-strapped, negotiating over bill payments. This time, she hopes she won't have to choose between basic needs.

"Like, I shouldn't have to think about choosing between are the lights going to be on or am I going to make sure the car brakes are good," she says...

But since she'll be getting an unexpected $7,500 over the next year, Turner has a new goal. With her first child, she was back on the job in less than six weeks. Now, she hopes she'll be able to slow down and spend more time with her daughter.

"I don't want to sacrifice the time with my newborn like I had to for my son, if I don't have to," she says."

-via NPR, March 12, 2024

[turbulentscrawl]

Modern AU: Norton Campbell

You've heard of modern reader? Well now it's time for Modern canon!

- Previously, he worked in the oil industry, but a nasty accident he doesn’t speak about has left him with his fair share of burn scars. Norton now works as an independent contractor, known around town as a do-it-all type of handyman. He rarely works with or for group projects, preferring to be hired directly by property owners for the work they need done. He’s his own boss, and he makes his own schedule, but he’s a workaholic.

- He was raised by his uncle Benny after his parents died when he was still very young—his mother shortly after childbirth, due to complications, and his father in a work-related accident. Benny’s health deteriorated fast, though, and as soon as he was legally able Norton picked up a part-time job to help pay the bills and build a college fund. (Or several, more like, and he was known to bounce around for better pay.)

-Some time in his senior year of high school, he discovered that Benny was keeping secrets; Benny had not only convinced his father to stay in the oil industry after he was born, but wasted and gambled away all the life insurance money from his death. Enraged and betrayed, Norton dropped out of school and left. He drove as far away as he could with the little money he had, and then lived out of his truck for a while. Eventually, he made enough money to rent a shitty little motel room by the week, and then a shitty little apartment.

-After leaving, he at first went into the oil industry like his old man and Benny had been—it was something he was familiar enough with and hard labor paid better than being a busboy again. But after a few years there was an accident which left him with several burn scars. He was left in pain for a long time, but the worker’s comp paid for most of his medical bills and his rent, giving him just enough time to get his GED. After that, he started into construction, plumbing, and other handiman things he was knowledgeable in after years of being poor and self-sufficient.

-The accident, this time, was more of an ACTUAL accident. Norton had a disagreement with some of the coworkers he hated. There was an altercation, and something ignited…and Norton was the only one who got out. He doesn’t talk about it, mostly out of shame and a sense of guilt, but he copes by telling himself they deserved it.

- He drives the same beat-up old pickup truck Benny bought for him as a kid. It was transferred into his name when he was 18, so Benny can’t swipe it from under his nose. (Legally, anyway.) He could probably get a loan and buy a new car, but at this point he prefers to keep the old hunk of junk. Maybe he’s sentimental, or maybe the weekly maintenance he has to do on it is just therapeutic in a way.

-Not a super techy guy. He keeps up with industry news and learns new skills often, but his truck, his phone, and most of his home appliances are older. He’s good enough with fixing things that he hasn’t bothered to replace them.

-He’s not much of a decorator, either, but he’s good at thrifting and building his own furniture with recycled materials. His apartment/home is a bit of a hodgepodge, with mostly bare walls, but what he does have I impressive in its own way. Any décor he has is likely gifted.

-He’d like to own a home one day, but he’s playing things by ear. He realizes that might be asking a lot while he’s got no real support system.

-He’s a fair cook, but a lot of what he makes could be called “struggle meals.” They’re what he’s been used to for a long time.

-He’s a little paranoid about pumping gas into his truck, but he’s gotta do what he’s gotta do. On his days off, he tends to walk to take public transit to save some money and gas mileage.

-He’s that guy with a 7-in-1 shampoo, conditioner, bodywash etc men’s soap. Someone please teach him better ways.

[extasiswings]

Me; Blah blah it’s fiction so they’re just going to do things for the drama and handwave logistics it’s not that deep don’t overthink it I know I know

Also me: assuming this lasts longer than the summer how is Christopher going to transfer schools to another state without his legal guardian? How frequently does Chris have check-ups or physical therapy or other medical care, and is Eddie’s health insurance going to cover non-emergency care his dependent receives in another state? Helena and Ramon don’t have custody and aren’t Christopher’s parents, they have limited-to-no rights to make certain decisions regarding Christopher’s medical care, education, or welfare, or to even receive confidential information about him—what happens if something comes up? Did they even consider any of these things before taking Christopher to live with them in another state indefinitely? Considering that they were in LA for maybe 48 hours and Eddie was only aware they planned to take Chris for maybe half of that time, I can’t imagine they talked through and put contingencies in place for any/all of these things so like…

[girlactionfigure]

THURSDAY HERO: Ernst Leitz II

German businessman Ernst Leitz II, owner of the Leica camera company, saved hundreds of Jews from the Nazis by “transferring” them to Leica offices around the world. Ernst inherited the Leica camera company from his father in 1920. It was founded as Leitz Camera in 1869 and later took on the name Leica: Lei for Leitz + ca for camera. From the beginning the company stood out for the compassionate way they treated their employees, many of whom were Jewish. Leica provided health insurance, sick leave and retirement pensions.

After Hitler became Chancellor in 1933, the Nuremberg laws were enacted, depriving German Jews of the rights of citizenship. They were banned from schools professions, and lost many of their most basic freedoms. Ernst Leitz began receiving desperate calls from his Jewish employees, begging him to help them escape.

Leitz hatched a brilliant plan. He began “transferring” his Jewish employees, along with their extended families, to Leica sales offices in France, Britain, Hong Kong and the United States. After Kristallnacht, when hundreds of Jewish businesses and synagogues were destroyed throughout Germany, Leitz’ rescue efforts kicked into high gear. At this point, all of the refugees were being sent to America by ocean liner. Once they arrived in New York they were instructed to go to Leica’s office in Manhattan, where they received a Leica camera and a weekly stipend until they were employed. The Jewish refugees went on to careers in photography, camera repair, sales and marketing.

To save Jews, Ernst Leitz risked the company he and his father had lovingly built over 70 year. Indeed, he risked his entire life.

The Leica Freedom Train operated until September 1, 1939, when Germany closed its borders. The Nazis suspected that the Leica company had been illegally helping Jews escape, but they were unable to pin anything on Ernst Leitz, and instead arrested his top executive, Alfred Turk, who was imprisoned until his boss paid a huge bribe for his safe release.

Even after the borders were closed, Leitz’s daughter Elsie Kuehn-Leitz continued helping Jews escape from Germany. Elsie was captured by the Gestapo while smuggling Jewish women into Switzerland, and thrown into prison, where she endured harsh interrogation and frequent beatings before being released in the early 1940’s. By that point, the Nazis had forced the Leica plant to hire 800 Ukrainian women as slave laborers. Elsie spent the rest of the war advocating for these women and working to ensure they had acceptable working and living conditions, and were treated humanely.

Later to be known as the “Leica Freedom Train”, Ernst Leitz’ bold plan saved the lives of 200-300 Jews.

A rare light in a sea of darkness, the Leitz family never wanted publicity for their heroism. The story of the Leica Freedom Train only came out after the last immediate Ernst Leitz family member was dead.

For their courage and sacrifice, we honor Ernst Leitz and his daughter Elsie as this week’s Thursday Heroes.

[bullet-prooflove]

Terry Silver + paper clip, padlock, rainy dawn. 🤗🌹

Tagging: @kmc1989 @thedeadsingforme @eddieslut69 @mia1653 @kimbergoldess

Companion piece to:

Sick Day

Love Story

You sleep though the rest of the night. Terry sits there at your bedside watching the rise and fall of your chest as the rainy dawn filters through the blinds of your hospital room. As he holds your hand he thinks about what would have happened if he hadn’t been there, what the doctors have told him could have happened.

You would have asphyxiated. It would have been slow, agonising and the thought of that, it makes his eyes sting, because a world without you, it simply isn’t worth living in.

The ridiculous thing is that all of this could have been prevented if you just had access to the proper health care, but you had no insurance and you couldn’t afford a doctor’s visit so you’d suffered in silence. Terry would gladly have given you the money but you’re a proud woman, you would never have asked.

After you’d returned from Europe you’d returned to your modest living, picking up a part time job at an art gallery. It’s a foot in the door to the career you want, one that your happy to work for no matter how many times Terry may offer up his contacts. You subsidise your income with ad hoc catering jobs, ones that require you to dress in black and deliver canapés to men like him at charity functions. The food at these events costs more that your wages.

It isn’t until tonight that he realises that your worlds are eons apart.

You haven’t told him how you struggle to make rent every month, that you’re dining on boxed macaroni and noodle cups because you can barely afford to make ends meet. Terry finds that out for himself when he starts to investigate your lack of health insurance.

It’s five am when his lawyer Reenie Greene shows up, she hands Terry the documentation he’s requested, all of it held together with a paperclip. Terry flicks through it studying the terms before he signs it, handing it back to her.

“That’s it?” Terry asks her and she nods her head as she tucks the paperwork back inside her three thousand dollar leather satchel.

“All you need to do is transfer the funds and the trust is set up for her. Any medical expenses she may incur in the future with be deducted from it automatically.” Reenie tells him, before she hoists the bag onto her shoulder and says goodbye.

Terry waits until he hears the clack of her heels retreat down the hall before he picks up his tablet and presses on the padlock, waiting for the device to acknowledge his biometrics. He pulls up one of his accounts before making a generous transfer to the healthcare account he’s set up for you. The one that should see you through the rest of your days.

There’s a relief in his chest as he watches the money disappear before it gets to the place it needs to go. He can breathe easy now, knowing you’re taken care of, that you’ll always be taken care of, with him or without him.

Love Terry? Don’t miss any of his stories by joining the taglist here.

Interested in supporting me? Join my Patreon for Bonus Content!

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[sleepynegress]

THIS ISN'T COMMON KNOWLEDGE BUT SHOULD BE...ABOUT MEDICAID....

If you ever find yourself in the position of living in the home of a parent who is disabled and requires full-time care and you are their primary caregiver for at least 2 years, and they intend to leave their assets to you after they pass, make sure to transfer ownership of their assets, home/land in your name ASAP...or they will require you to pay back any benefits received and claim those assets even out from under you, as soon as your loved one passes. This is yet another way that generational assets /wealth are easily taken out of marginalized communities. It is a loan.

And the sharks circle as soon as your loved one passes. Here's an article about it:

Decided to add context. I don't like to talk about it here, because ehh, social media is for my vapid entertainment thoughts for me. It's a hobby/getaway/ place to get semi-social with strangers and online friends with shared interests, but I don't want anyone else to go through what I am... Of course, this applies specifically to the U.S.'s broken healthcare system. So, for those who don't know, my mom passed recently. I am an only child with no siblings or children. My whole life during that time was 24/7 care. She had insurance, but it wasn't enough to cover everything that she needed, so Medicaid was the obvious solution, right? The government takes care of our disabled elderly who have worked until retirement, right? It seemed like the routine thing to do, I had never heard anything during the process about having to pay it back,but sure enough, less than 12 weeks after her passing, I was hit with a warning (which I followed up on and was told I would NOT be charged because of my caregiver status) and then 2 weeks later the "bill". The lady I spoke to, totally changed her attitude from the first time I spoke to her to the point where I felt scammed. Out came a patronizing voice certain people use with children, that measured whiny thing (it's always a red-flag to me and makes me instantly dislike you if you do this even with kids, btw... speak to kids like PEOPLE). I feel like an idiot. I have been doing this for over a decade and didn't think to transfer any assets of hers during that time because it *was* hers. I wanted her to feel as empowered about that as possible.

Not a single soul said I should transfer those assets to keep this from happening and now I'm facing down what feels like some kind of weird conspiracy to take the land and house.

FYI, there have been weird inquiries, the census came to mark down my mother's death literally *immediately* after she passed...and odd timing called the day of the notice to "help", with all the southern Christian signifiers (bless your heart we'll be praying for you).... It feels so seedy. Anyway, all this to say if you find yourself in a similar position....

TRANSFER THOSE ASSETS INTO YOUR NAME 2 years into caregiving or they will take them from you, house etc..

[froody]

Hello random person I follow, I just wanted to share in the squirrel meat trauma. I am from rural PA so it’s northern Appalachia. 1. One time my cousin ate raw squirrel meat as a kid and it was so nasty and she threw up so much she’s been a vegetarian ever since. She was five. Now she’s 34. 2. Cooked squirrel is…not great. I know you know this. I know this too. Intimately. 3. One time in high school a boy that sat by me in homeroom brought me a squirrel pelt for my birthday. He shot it that morning and just brought it to me in a big ziplock bag of salt to get the skin to dry out. He was a pretty normal guy. He’s an even more normal guy now. Sells insurance. Upper middle class. Bland as shit. What kind of hillbilly nonsense was that. 4. Now I live in a big city and am still the kind of nuts food hoarder that has a chest freezer in my apartment so I can have a shit ton of like, venison cabbage rolls and venison pierogi and frozen fresh corn and berries for pies and shit on hand because my hillbilly ass grandmothers drilled into me that you had to stock up for winter or your family might go hungry. I live alone. I’m never going hungry.

Omg. I think my grandpa made my cousin eat a squirrel heart once in line with tradition (or threatened to) but consuming raw mammal meat fills me with dread. High school home room boy was obviously trying to bring you dead animal parts to win your affection like a cat. We were a canning family, meat went in the freezer and fruit and veg got canned. And jerky. SOOO much venison jerky. I miss having a freezer full of venison but my grandpa has dementia and my uncle is in poor health so all of the hunters in my family no longer hunt. Also I’m terrified of chronic wasting disease, I know they say it isn’t transferable to humans but jfc prion diseases scare me.

People on that post are asking what squirrel tastes like and I’m like. The taste is not the major problem, the texture is. It tastes gamey and it’s stringy and dry. I’m sure it’s better in things like gumbos and other assorted stews but my grandmother only prepared it pan fried with white gravy and mash potatoes because my grandpa is a picky eater, and it was NASTYYYYYY. Walking in to find my grandma making biscuits and sausage gravy was like hitting the lottery, waking in to find my grandma making venison and gravy was okay, squirrel and gravy day was a travesty.

[theliveleads]

In the dynamic landscape of the healthcare industry, navigating through the intricate web of insurance leads can be a daunting task.