#Full-Service Home Contractors

[dfchomeimprovement]

Home Renovation Contractors Richmond

DFC Home Improvement offers top-notch home renovation services in Richmond, VA. As a Class A residential full-service contractor, they specialize in kitchen, bathroom, and whole-home renovations, including design, planning, and project management. With a commitment to quality and customer satisfaction, their team ensures meticulous attention to detail and a seamless renovation process. Whether it's a small update or a major transformation, DFC Home Improvement has the experience and expertise to bring your vision to life, delivering exceptional craftsmanship every time.

[sga-owns-my-soul]

i love when people cancel appointments 13 minutes before their arrival window starts it’s so fun to me 🥰 thank you for this it’s a wonderful start to my morning

[georgebanton]

Depend on us for expert Remodeling services in Marietta GA every time. We offer general contracting services to bring your dream home to life. If you’re looking to renovate your kitchen, upgrade your bathroom, or complete a luxury full home remodeling service, we’re the remodeling contractor near you who can handle it all. Our skilled team also specializes in basement remodeling, new home construction, and creating stunning outdoor kitchens. We pride ourselves on delivering high quality results tailored to your needs. When you need reliable home renovation contractors in Marietta, GA, choose us for leading craftsmanship and attention to detail. Contact Craftsmen Interior Construction today for home remodeling services near you, and start transforming your home.

[simanbuilds]

Full Home Remodeling Tips for a Dream Interior

Discover the benefits of full home remodeling services that can transform your entire living space. Whether you're looking for modern updates or a complete home makeover, our expert team offers solutions tailored to your style and budget. Explore stunning before-and-after transformations, get inspired by creative ideas, and find the perfect remodeling plan to make your dream home a reality.

[jamesvince9898]

Transform Your Home with WR Builders Inc: Leading Home Renovation Services in Newton, MA

Introduction

Your home is your sanctuary, and when it comes to enhancing or remodeling your space, you need experts who understand the art of renovation and construction. WR Builders Inc. specializes in delivering top-notch home renovation services in Newton, MA. Whether you're considering a full-scale home makeover, a kitchen and bathroom remodeling, or a custom home built from scratch, our team of skilled professionals is here to bring your vision to life.

With years of experience as kitchen and bathroom remodeling experts, basement and attic finishing contractors, and full-service home construction providers, we are committed to making your home a reflection of your personal style and needs. From meticulous planning to the finest finishing touches, WR Builders Inc. guarantees satisfaction through craftsmanship and attention to detail.

Home Renovation Services Newton, MA

At WR Builders Inc., we offer comprehensive home renovation services in Newton, MA. Our goal is to improve your home’s functionality and aesthetics while adding lasting value. Whether you're looking to modernize your living spaces or completely transform the structure of your house, our team works closely with you every step of the way.

We understand that home renovations can be overwhelming. That’s why we provide clear communication, expert guidance, and tailored solutions to meet your specific requirements. From initial consultation to the final walk-through, our home renovation services ensure that you are involved in every major decision, and the results align with your vision and lifestyle. Our expertise covers:

Living room expansions

Updating flooring and fixtures

Energy-efficient window and door installations

Outdoor space improvements such as patios and decks

Home system upgrades including electrical and plumbing

Our extensive knowledge of Massachusetts building codes ensures that all projects meet regulatory requirements while enhancing the beauty and functionality of your home.

Kitchen and Bathroom Remodeling Experts

The kitchen and bathroom are two of the most used spaces in any home. As kitchen and bathroom remodeling experts, WR Builders Inc. excels in transforming these areas into beautiful, functional, and modern spaces that cater to your specific preferences.

Whether you want to completely reimagine your kitchen layout with custom cabinetry and modern appliances, or upgrade your bathroom with a luxurious shower and sleek countertops, our remodeling experts have the experience and vision to bring your ideas to life. We pay attention to details like storage solutions, lighting, and smart technologies that make your kitchen and bathroom not only visually stunning but also highly practical.

For kitchen remodeling, we focus on maximizing space, improving efficiency, and creating an inviting atmosphere for both cooking and entertaining. For bathrooms, we emphasize relaxation, convenience, and comfort, ensuring that your newly remodeled space offers an oasis of calm within your home.

Basement and Attic Finishing Contractors

Unused spaces like basements and attics often hold untapped potential. At WR Builders Inc., we are skilled basement and attic finishing contractors with the ability to turn these underutilized areas into functional living spaces.

Whether you're dreaming of a cozy family room, a private home office, a playroom for the kids, or even a personal gym, we can transform your basement or attic to meet your needs. Our team will handle everything from insulation and moisture control to lighting and flooring, ensuring that your newly finished space is comfortable and durable.

Basement and attic conversions not only increase the usable square footage of your home but also add significant value. We work with you to create a design that complements your lifestyle while adhering to all necessary safety standards and building codes.

Full-Service Home Construction Massachusetts

As a full-service home construction provider in Massachusetts, WR Builders Inc. offers everything from minor renovations to building custom homes from the ground up. We pride ourselves on delivering exceptional craftsmanship and project management throughout the construction process.

Our full-service construction includes:

Project design and planning

Foundation and framing

Interior and exterior finishes

Plumbing, electrical, and HVAC installation

Landscaping and hardscaping

We manage every phase of construction with precision, ensuring that timelines are met, budgets are maintained, and the final outcome exceeds your expectations. Whether you're looking to build a custom home or undertake a large-scale renovation project, our team will guide you through each stage to make your dream home a reality.

Custom Home Builders Newton, MA

If you're considering building a new home in Newton, MA, WR Builders Inc. is your ideal partner. As custom home builders, we specialize in creating homes that are as unique as you are. From contemporary to traditional styles, we have the expertise to design and build a custom home tailored to your preferences, lifestyle, and budget.

We understand that building a home from scratch can be a complex and emotional journey. That's why we are dedicated to making the process as seamless and stress-free as possible. Our team of architects, designers, and builders collaborates with you to ensure that every aspect of your new home reflects your personality and needs.

Our custom home building services include:

Architectural design

Personalized floor plans

High-quality materials and finishes

Energy-efficient features

State-of-the-art technology integration

Whether you’re building your forever home or a vacation retreat, WR Builders Inc. delivers unparalleled quality and attention to detail, ensuring that your custom home stands out for its beauty, functionality, and craftsmanship.

[firstclassremodeling]

First class Remodeling - Home Basement Renovation Hamilton

First Class Remodeling specializes in expert home basement renovations in Hamilton, tailored to your unique needs and lifestyle. Our skilled team transforms underutilized spaces into luxurious extensions of your home, blending innovative design with meticulous craftsmanship. From optimizing layout to premium finishes, we ensure every detail exceeds expectations. Trust First Class Remodeling to elevate your living space with a seamless and stunning basement renovation experience in Hamilton.

[dmbbuilders]

We love making your space more appealing with our specialized home remodeling services. Starting from your roof to your flooring (Full Home Remodeling Contractors San Diego), here you can witness the best services within your budget.

[exclusivelydesign]

Undertaking a kitchen remodel or enhancing the interior design of your condo is an exciting venture that can significantly elevate your living space. Whether you are aiming for a sleek and modern kitchen or seeking to maximize the functionality of your condo, selecting the right professionals for the job is crucial.

[606grinders]

Grinders Contracting

Website: https://www.606grinders.com

Address: 5900 KY Route 302, Van Lear, Kentucky, USA

Grinders Contracting, established in 2019, is a distinguished general contractor based in Prestonsburg, Kentucky. Specializing in a range of services including construction planning, building maintenance, construction management, and full remodeling, they are known for their exceptional service, attention to detail, and competitive pricing. Catering to both minor and large-scale projects, Grinders Contracting ensures top-notch results, timely completion, and transparent communication throughout the process.

Facebook: https://www.facebook.com/GrindersContracting

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[mateoelijah]

Top-Rated Renovation Experts for Exclusive Homes

Our luxury home renovation contractors are enthusiastic about improving your exclusive residence. Contact us right away!

[betterviewltdca]

Home Remodeling Contractor Richmond Hill

Looking to renovate your home in Richmond Hill? Look no further than Betterview Construction Ltd. We are a complete house renovation company that will be able to help you with all aspects of your project, from start to finish. We have a team of experienced and qualified home remodeling contractors who can handle any kind of home renovation project, no matter how big or small. So why trust anyone else with your home renovation needs? Contact us today and let us show you what we can do!

[pierceconstructionandrepair]

Red Baron Construction Arizona is the valley's leading source for Home Remodeling & Flooring in Mesa, AZ, and the solution to inexpensive, stress free home improvements! Anytime your requirement to repair, maintain or upgrade any part of your home, you only contact your assigned personal agent advocate who will handle all for you, including phone calls, obtaining estimates, and negotiating the greatest price on your behalf. In its place of conflict or buyer’s remorse, your sensation the peace of mind that individual comes from knowing you’ve initiate a company that delivers as assured and beats your expectations in quality of service.

[ellethespaceunicorn]

Daddy Dearest

Title: Daddy Dearest

Rating: Explicit, 18+, Minors - DNI

Pairing: Lloyd Hansen x Female!Reader

Word Count: 1.5K

Prompts: Lloyd Hansen + Female Reader + Daddy kink + “Can you feel how much I want you?” + Darkfic, requested by @hansensgirl

Summary: Your latest client takes everything from you.

Warnings: Creep!Lloyd, Daddy kink, Dark!Daddy!Lloyd, pet name (Princess), darkfic, sex work, forced ageplay, Lloyd has a corruption kink, dead dove: do not eat, dacryphilia, violence against Reader (choking, threatening, Lloyd tackles Reader) 

A/N: Hi, Sab!!! Unbeta’d, we die like people who tried their best. 

Dividers by me

Support/Reblog banner by me

Cover Art by me

Sweet Treats Event 2024 Masterlist

My Masterlist

The dossier for your latest client reads like a warning label. It is full of kinks and fetishes you are familiar with but have never experienced yourself. And then there were a few that you had to do a little research on. 

There isn’t much to read about his personal life. You notice that he is single due to his line of work, which is only listed as ‘Contractor’. You decide to keep the conversation only about pleasing your client.

The car service drops you off at a gorgeous modern mansion in the hills. In the back of a gated community, it shines with floor-to-ceiling windows and marble stone walls. The fountain in the middle of the circular driveway spouts glistening water that shoots a bit higher out of the fish sculpture atop it to signal the top of the hour.

To say you feel out of place is an understatement. While you are used to meeting high-profile clients, you would rarely meet them at their homes. They tend to opt for penthouse suites in expensive hotels or apartments that their wives or girlfriends don’t know about. 

Your heels click and clack across the stone-paved driveway as you walk to the front door. You fix the short black dress that you picked to wear today. It wasn’t your usual style, a bit showy in places you would have seen on slinky lingerie, but you wore it so the client could get a better look at your assets. Noticing the doorbell camera to the right of the entrance, you press it and wait. 

You weren’t expecting to hear a woman’s voice.

“Mr. Hansen will be with you shortly. Please, do come in and make yourself comfortable in the lounge to the left,” she says in an eerily chipper voice.

Before you can respond, you hear the metallic click of the door unlocking. Swallowing your uncertainty, you turn the ornate handle and open the door. You peek around the door and then step through it, closing it behind you. Spotting the lounge area, you walk over and sit on the pristine white leather couch.

While looking around the room, you notice there are no photos or other personal touches that make a house into a home. You still haven’t seen what the guy looks like; he could be hideous. But he could also be just a normal dude. As if thinking about him could get his attention, you hear a cheerful whistling accompanied by quick footsteps skipping down the stairs.

Once he makes it to the entryway of the lounge, he leans against the door jamb and crosses his arm, studying you for a moment. You refuse to be the only one being scrutinized, so you cross your arms and tilt your head while staring at him.

Handsome face, even under that trashstache. Gorgeous blue eyes and soft pink lips. His yellow and beige striped polo fits him nicely, showing off his big biceps. His fitted khakis stretch across his thick thighs. You attempt to hide your excitement as you peek at the bulge in his pants, but he catches it and chuckles.

“Alright, Princess. As much as I love that dress you’re wearing, I’ve got something that is much, much cuter waiting upstairs for you.” He winks at you, stepping toward you and holding out his hand once he is towering over you.

You tentatively put your hand in his, and he helps you up off of the couch. “Thank you, Mr. Hansen.”

He tsks at your words. “Now, Princess, while I love how polite you’re being, you’re getting the name wrong,” he starts, smiling at your confused expression. “When you’re here with me, you are Princess, and I am Daddy. Go ahead, try it out.”

His thumb soothes the skin on the back of your hand while his eyes stay on your face, waiting for a response. His smile threatens to fade as the grip on your hand grows tighter.

“Daddy,” you murmur, your voice barely loud enough for him to hear.

His other hand comes to cradle your face, then boops your nose. “Good girl, Princess. Don’t worry, I’ll get you to say it louder in due time,” he promises. “Now, come on. Let’s go and get you changed into something a bit more comfortable, okay?”

You nod, and he puts a hand around the shell of his ear. You realize that he wants you to answer him. “Yes, Daddy.”

“That’s my good girl. Let’s not forget that again. Daddy might not be as patient with you next time, Princess.” He boops your chin this time and turns, pulling you behind him as he exits the room and ascends the large staircase in the foyer to the second floor. You keep up with his quick steps somehow, ending up being tugged down a long hallway to a set of double doors. He lets your hand fall from him so he can be as dramatic as he needs to be.

Turning the knobs and pushing the doors open, he steps aside and lets you assess everything. A plush pastel pink carpet greets you as you move inside the room; its fluffiness compels you to remove your heels and feel it between your toes. Everywhere you looked, from the bedding on the four-poster canopy bed to the knickknacks on countless shelves to the stuffed animals piled high in one corner, various shades of pink and white assault your vision. 

Posters on the wall range from inspirational quotes to teddy bears dressed as ballerinas to anime girls with varying stages of undress. The pink and white marble wardrobe draws your attention, and you open it to reveal more outfits than you could wear in a lifetime. The clothing, all in pastel shades, is of great quality and, surprisingly, all in your size. You close the wardrobe and step back into the center of the room.

“You don’t like it,” he surmises, closing the doors of the room as he steps inside fully.

“I’m just confused. I don’t feel comfortable in here, Mr. Hansen,” you plead, facing away from him so you don’t see when his face changes.

“You’re about to feel a lot less comfortable, Princess,” he cautions.

You jump at the sound of the lock clicking into place in the room. Whipping around, you watch helplessly as he lunges at you. His hands wrap around your neck as he tackles you to the pink carpeting. You try in vain to peel his hands away, and as you struggle, he somehow manages to get his hips between your legs. He growls when he feels the heat from your barely covered pussy. He uses his grip around your neck as an anchor so he can grind into you.

“Can you feel how much I want you?” He loosens his hold on your neck when your eyes threaten to roll back in your head. He pushes your face into the carpet when you start to sputter and cough. 

After getting your breathing under control, you lay stock-still under him, afraid to make a move that may anger him and cause you more pain. As much as you want to push him off of you, he’s already proven what he’s capable of.

“You behave, and so will I, Princess,” he huffs, slowly rising to stand over you. “Now, you put on this cute little outfit and let Daddy take care of you.” 

You follow his line of sight to clothes laid out on the bed, pulling yourself up and fixing your dress. Once you are close enough, you take in the features of the clothing he picked out-a pink denim overall dress with a stitched bouquet on the large front pocket. To wear underneath the dress is a plain white T-shirt and white briefs decorated with flowers. White knee-high socks and pink jelly sandals complete the outfit.

If you weren’t so in shock, you would scream or try to fight him. But you are past the realm of where this wasn’t going to happen. Instead, you undress as he watches. Putting on the shirt, underwear, and socks was easy enough. However, he offers to help you with the dress and gropes you here and there. He sits you down on the bed and puts your shoes on for you in an act so sweet, you almost forget where you are and what you are doing.

After looking you over, he stands to his full height in front of you and cradles your face in his hands. “I am going to ruin you. Inside and out, Princess. You have no idea,” he chuckles, using his thumb to wipe away the tear that falls from your right eye. “And please, let those tears out. They only get me more excited.” The sniffle that escapes you had him biting his lip as if to prove his point.

The remaining shred of hope you had held onto floats away in the wind as you watch him unbuckle his belt and unzip his pants. By the time he is lying next to you and catching his breath, your grip on reality has been fucked out of you. You curl into his side and smile at him, “Thank you, Daddy.”

A/N: Possibly the darkest Lloyd I have ever written. This Lloyd is a creep, but damnit…I love him.

[lostlegendaerie]

Fuck it! US Private Student Loans Guide!

DISCLAIMER: while I have worked in private loans specifically for five+ years, this isn't ‘financial’ advice and is just a heavily summarized guide on how to navigate them. Yes, these loans suck, but complain to your legislators not me. I’m just trying to help you know what you’re doing. Additional info for each section is under the cut!

1) Who are you and who are all the companies constantly running around with my money?

I work in loan SERVICING, which is basically the billing department. If you’ve got a new company asking you for money, it's probably a new servicer and your debt is still owned by the bank. We enforce the terms in the promissory note, the document you sign telling the bank “yeah I'll play by your rules if you give me the money.” If your loan defaults, you’ll get contacted by a third (fourth?) party, but how that works is beyond my wheelhouse. The bank or your servicer should be able to confirm what happens in case of default.

2) What am I looking for in a ‘good’ loan?

Generally, you’re going to want SIMPLE instead of compound interest, a FIXED RATE opposed to a variable one, and you’ll want to go for FULL DEFERMENT while in school and make manual payments when you can. Also ask up front about stuff like if disability forgiveness or co-signer release (getting your parents off it) is offered.

3) This loan sucks! How do I make it better?

Student loans are NOTORIOUSLY hard to get out of, unfortunately. If the interest rate/payment relief options suck, you can try to REFINANCE where you take out a new loan to pay off the old one. This gives you a new promissory note, interest rate, and terms/conditions. If you’re trying to erase the debt entirely, ask for the promissory note (if they can't provide a copy, we have to forgive the debt. I've only seen this happen ONCE.) or try to go through social security disability.

DO NOT USE FREEDOM DEBT RELIEF OR OTHER SERVICES. DO NOT. THEY ARE SCAMS.

More in depth information for each point!

1) Lenders and Servicers

The lender is the person who provides the funds in the debt - the bank who pays the school or the hospital or the home contractor fixing your sink. The servicer is the company that is your point of contact when you need to make payments, ask for payment relief, or otherwise manage the loan that exists. Think of us as the mechanic (we keep the car running) where the bank is the manufacturer (they make the car). Some different servicers are SoFi, Zuntafi, Great Lakes, Nelnet and Firstmark Services; their names will be on the billing statements. Some different banks are Citizens, US Bank, NorthStar; their names will be on the promissory note and the disclosures.

Sometimes banks do sell the debt, however! A couple years ago Wells Fargo sold an enormous chunk of their loans off somewhere (an investment group, maybe?) but! The promissory note will still be the EXACT same if your debt gets sold. You’ll only get a new promissory note if you refinance the loan yourself.

2a) Interest Accrual and Rates

Interest is how banks profit off the loans they give out and/or ‘ensure they don't end up with a loss if the loan defaults’. (It's profit.) Most, but not all, loans calculate interest with the simple daily interest formula, shown below:

[(Current loan balance) x (interest rate)] divided by 365

If your loan’s balance is $10,000 and your interest rate is 6% you’ll be charged $1.64 each day. SIMPLE INTEREST means that this interest just kind of floats around on the account until a payment comes in and pays it off, where COMPOUND adds that interest to the balance at the end of the month/day/whatever. Compound charges you more over the life of the loan.

FIXED INTEREST is a set percent that doesn't change, where VARIABLE will change usually based on whatever the economy is doing. There’s a minimum and maximum value to the variable interest rates, so if you’re doing a variable ASK WHAT THE MINS AND MAXES ARE. A fixed rate might be 8% and a variable might be 3.25% the day you take it out, but that variable could have a maximum interest rate of 25% so be VERY, VERY CAREFUL. If you get stuck in a real bad variable interest rate, your best solution is probably a refinance.

2b) Deferment and Payment Allocation

So interest is gonna be accruing on your loan from the day the money leaves the bank. Sucks. And you may not be able to make payments while you're in school, so opting to DEFER your payments will stop them from billing you so you can skip a month or whatever without penalty. At the END of that deferment, though, whatever interest that accrued will be added to your current balance. If we use the example from above (10k loan with 1.64 daily interest) four years of school will add $2,400 to your balance and then your daily interest will jump up to $2.03 a day.

Solution? Make payments of what you can while you’re in school to chip away at that floating interest. Usually when you make a payment, it’s gonna go towards the interest first and then the rest drops the balance. (E.g. if you make a $20.00 payment ten days after your loan is disbursed, $16.40 will go towards interest and $3.60 towards your 10k balance). There is NO PENALTY for making extra payments or making early payments, but it might make your bills look a little weird if you’re being billed each month for just the interest.

3) Why are these loans so horrible? Can’t I find anything to help me?

Blame Reagan and the republicans who enabled him.

No, but really. The problem with these loans is that those promissory notes are VERY legally binding and have lots of fine print in there designed to make it as hard as possible for someone to skimp out on their debt without having their credit score decimated. Some lenders might even dip into your paychecks if you're crazy behind or default; again, that's not my wheelhouse and I've only maybe seen that once. Your best bet is just to pay it off as fast as possible (again, no penalty for paying the loan off early) or refinance into better terms.

And I get it. I really do. I hate how we’ve made so many incredibly important things in our society locked behind a paywall that charges poor people more to climb than the rich. But if you’ve made it this far, please don't turn your anger at me for not giving you the answers you want. The best I can do is vote for people who are willing to crack down on predatory lending, keep fighting for student loan forgiveness… and at my own job, make sure that my coworkers aren't making mistakes.

If you have a more specific question, I can try to answer as best I can without breaking any information privacy laws. And take care, okay? You are never fighting alone.

[reasonsforhope]

Across New York City, delivery drivers are a ubiquitous sight: congregating outside big restaurant chains waiting to collect orders, zooming through the city streets with orders in tow. “The most chaotic time for deliveries is easily during lunch time,” says Elijah Williams, who delivers food for both Uber and DoorDash. “I’ve had up to four orders at one time.” 

Mayor Eric Adams recently announced a major change that will deeply impact busy workers like Williams: app-based delivery workers will be paid $17.96 an hour starting July 12th — and nearly $20 an hour by 2025 — marking the nation’s first minimum pay for such workers.

“Our delivery workers have consistently delivered for us — now, we are delivering for them,” he said. “They should not be delivering food to your household, if they can’t put food on the plate in their household.”

The Background

Mayor Adams made the announcement at City Hall, surrounded by delivery workers as well as members of the nonprofit organizations, Workers Justice Project (WJP) and Los Deliveristas Unidos.

Ligia Guallpa, executive director of WJP, expressed her excitement and gratitude.

“This first of its kind minimum pay rate will uplift working and immigrant families,” said [Ligia Guallpa of Workers Justice Project (WJP)] alongside Gustavo Ajche of Los Deliveristas Unidos. “[It will] ensure that workers who keep New Yorkers fed, are able to keep also their families fed too.”

WJP was founded in 2010, and coordinates numerous worker-led programs, including Los Deliveristas Unidos, that aim to improve conditions for low-wage immigrant workers across the five boroughs.

The Details

The current minimum wage in New York is $15 an hour. On average, service workers are paid $7.09 an hour, excluding tips. The new wage is in keeping with a law passed by the City Council in 2021, which requires the Department of Consumer and Worker Protection to set a standard minimum rate for delivery workers.

App-based delivery workers are classified as “independent contractors,” which means they’re not entitled to the standard minimum wage that applies to salaried employees’ pay. Instead, delivery workers who work for the big food delivery services, like Uber Eats and Relay, are entitled to just $2.13 an hour before tips — a so-called “tipped sub-minimum wage.”

Research has shown that getting rid of tipped sub-minimum wages benefits not just the workers getting the raise, but the economy as a whole. A 2021 analysis found that states without a tipped sub-minimum wage saw 29 percent growth in their leisure and hospitality sectors, compared to just six percent in states that used the federal tipped sub-minimum wage of $2.13.

...For many of the workers who face hostile roads and unpredictable weather conditions to get New Yorkers their ordered goods, this is a life-changing development.

“This is my full-time job. I get up every day and do this,” says delivery driver Justin Martinez outside the Chick-Fil-A in Washington Heights. 

Martinez, 30, is originally from the Dominican Republic. His commitment to completing deliveries, he explains, is fueled by his love for his family.

“This is my way to contribute. I go out, 9, 10 hours a day, do deliveries, and then I can come home,” he says. Martinez first started driving for Uber in 2019 before transitioning to delivering food for Uber Eats and other apps in 2021. He’s excited for the pay wage increase: “Maybe now, I only [have to] go out for 6 hours.”

-via Reasons to Be Cheerful, June 30, 2023