#Financial technology (FinTech)

[probablyasocialecologist]

Some of Europe's top fintech firms are starting to crumble as investors question their true valuation. Asset manager Schroders has cut the value of its stake in financial "superapp" Revolut by 46%, according to a filing on April 17 that threatens Revolut's title as the UK's most valuable fintech. The writedown suggests the London-headquartered firm is now valued at about $17.7bn (£14.2bn), which is substantially less than the $33bn it was valued at in a funding round last July. Revolut has been criticised for the late filing of accounts, EU regulatory breaches and corporate culture. It has also been waiting two years for regulators to approve its UK banking license. Schroders has also marked down its stake in Atom Bank by 31%. Meanwhile, Allianz is selling its stake in struggling fintech N26 at a heavily-reduced price, according to the Financial Times, while buy-now-pay-later firm Klarna has seen its valuation tumble from $45.6bn to $6.7bn.

[fondcrimes]

internet ppl we need to have a serious conversation about art vs content

[xettle-technologies]

How Financial Education Platforms Can Empower You ?

In an increasingly complicated financial market, knowledge is power. financial education platforms, powered by innovative fintech software like Xettle Technologies, offer a pathway to empowerment by providing individuals with the knowledge, skills, and resources they need to take control of their financial futures. From basic budgeting to advanced investing strategies, these platforms empower users to make informed decisions, achieve their financial goals, and build a solid foundation for long-term financial success.

Access to Comprehensive Learning Resources: Financial education platforms offer access to a wealth of comprehensive learning resources, including articles, videos, webinars, and interactive tools, covering a wide range of topics relevant to personal finance, investing, and entrepreneurship. Whether you're a beginner looking to build a basic understanding of financial concepts or an experienced investor seeking to expand your knowledge, these platforms provide resources tailored to your needs and skill level.

Xettle Technologies, a leader in fintech software, has developed a robust financial education platform designed to empower users with the knowledge and skills they need to succeed financially. Through its intuitive interface and user-friendly design, Xettle's platform provides access to a curated library of educational resources, curated by industry experts and thought leaders, covering everything from budgeting and saving to investing and retirement planning.

Personalized Learning Experiences: One of the key benefits of financial education platforms is their ability to deliver personalized learning experiences tailored to each user's unique needs, preferences, and learning style. Through advanced algorithms and machine learning, these platforms analyze user data and behavior to deliver customized content recommendations, learning paths, and interactive experiences that engage and motivate users to learn.

Xettle Technologies leverages its expertise in  fintech software to create personalized learning experiences for users of its financial education platform. By analyzing user interactions and preferences, Xettle's platform delivers tailored content recommendations and learning paths that align with each user's financial goals and objectives. Whether it's through interactive quizzes, simulations, or live webinars, Xettle's platform provides users with the tools they need to master their finances and achieve their financial goals.

Promoting Financial Inclusion: Financial education platforms play a crucial role in promoting financial inclusion by democratizing access to financial knowledge and resources. By providing accessible and affordable education, these platforms empower individuals from all walks of life, regardless of their background or financial situation, to participate in the financial system and make informed decisions about their money.

Xettle Technologies is committed to promoting financial inclusion through its financial education platform. By leveraging its expertise in fintech software, Xettle has developed a platform that is accessible to users across the globe, regardless of their socioeconomic status or geographic location. Through partnerships with organizations and institutions, Xettle is working to ensure that its platform reaches those who need it most, helping to bridge the financial literacy gap and promote economic empowerment.

Empowering Financial Advisors: Financial education platforms are not only empowering individuals but also financial advisors. These platforms provide advisors with a wealth of educational resources and tools that they can use to educate and empower their clients. By arming clients with the knowledge they need to make informed decisions, advisors can build stronger relationships, provide more value-added services, and help clients achieve their financial goals.

Xettle Technologies recognizes the important role that financial advisors play in promoting financial literacy and empowering clients. That's why Xettle's financial education platform includes features specifically designed for financial advisors, such as customizable content libraries, client engagement tools, and analytics dashboards. Through its platform, Xettle is helping advisors educate and empower their clients, driving better outcomes for all.

Conclusion: Financial education platforms are powerful tools for empowering individuals to take control of their financial futures. By providing access to comprehensive learning resources, delivering personalized learning experiences, promoting financial inclusion, and empowering financial advisors, these platforms are transforming the way people think about and interact with money. As these platforms continue to evolve and expand, they have the potential to revolutionize financial education and empower millions of individuals around the world to achieve financial freedom and security.

[pilawturkey]

Introduction

Financial technologies environment has improved very quickly over the last 20 years. This development causes enormous challenges to national and international policy and law makers. This paper will give a brief outline of recent preparations for new Turkish Crypto Law 2024. At the beginning, it is useful to remember what the meaning of FinTech is.  

For a comprehensive discussion on the FinTech Environment in Turkey, take a look at our article on FinTech Guide in Turkey

What is the meaning of FinTech?

The term “FinTech” describes emerging electronic payment methodologies based on the automation and facilitation of payment systems. Indeed FinTech contains a broad range of payment models such as electronic money institutions, payment institutions, digital banks, online insurance agencies, and crowdfunding platforms and blockchain such as crypto currencies. What is really important is that the FinTech environment is mostly dedicated to the development of faster and better delivery of financial services.

For our work and all legal services on the matter of financial technologies, please click our “Practice Areas”, titled, FinTech

For more discussion for banking and finance, take a look at our article on Banking and Finance Law in Turkey

What is the main role of FinTech ecosystem?

The main intention of financial technologies market is to facilitate shopping and trade. There are several advantages of alternative virtual payment instruments. Financial technologies provide numerous tools for individuals.

What is the news on new Turkish Crypto Law 2024?

The draft bill on Turkish Crypto Law 2024 came to the Grand National Assembly of Turkey. Draft on New Turkish Crypto Law 2024 was introduced by Mehmet Şimşek, the Ministry of Treasury and Finance to the Parliament agenda. That step is of utmost importance in the development of the digital era in Turkey. It should be remembered that the previous step for digital technologies was to recognize digital wallets by means of new regulation of the Central Bank of the Republic of Türkiye.

For more observation about digital wallet regulation, take a look at our article on Digital Wallet Era in Turkey

What is the importance of the draft bill on new Turkish Crypto Law 2024?

Main intention of the draft on New Turkish Crypto Law is to provide a compliance of the capital markets system in line with the Financial Task Force standards and principles aiming at the prevention of money laundering and terrorist financing. It is firstly intended to formulate core standards for the definition of crypto asset, crypto asset exchange platform, crypto assets service providers. Secondly, legal obligations will be placed for the certification and licensing of crypto currency service providers. In this context, Central Bank of Republic of Türkiye will be authorized for granting licensing for the establishment and operation. Thirdly, the relevant crypto asset is subject to an approval process by the Scientific and Technological Research Council of Türkiye (TÜBİTAK).

Conclusion 

It would be a little earlier now to make comments on the potential results of the Law. Because it is beyond easy to imagine to what extent all articles in draft will be finalized and adopted by the Parliament. Because Parliament has a direct power to make comprehensive changes and|or rejection of the draft bill completely. Nevertheless, considering that the fundamental objective of policy makers from the draft is to introduce certification and|or licensing and the approval of blockchain instruments in Turkey. In this way, crypto assets will be regarded and recognized as capital markets instruments as well.   

[equicorplegal]

Equi Corp Legal has the best lawyers in Delhi NCR

[mobio-solutions]

Don't miss out on this opportunity to transform your fintech business. See how our real-time monitoring mobile app solution for a leading fintech firm saved their time and money and gave them a competitive edge in the market. Don't settle for less than exceptional with Mobio Solutions!

[liberadori-blog]

FinThink - Financial Technology

FinThink Research will Launch by covering 20 Crypto Projects, 20 NFT Reports, and 30 Equity Reports. Covering a total of 70 profiles and updating them every quarter.

Surveillance reports will be released throughout the quarter covering news releases to keep members up to date on relevant macro events.

FinThink AI is a suite of Machine Learning Applications that will:

Forecast Stock Prices.

Provide market sentiment per individual stock or the     overall stock market.

Provide Search Trends Corellated with price movements.

Risk Management forecasting Maximum Loss at a 95% and     99% probability level.

Trading Entry and Exit Points using our Trading     Algorithm.

FinThink is a Financial Technology Company Headquartered in New York City.

Finthink AI is a Financial Technology Product

FinThink Finance Tools will consist of a Mortgage Calculator, a Car Buying Calculator, and a Real Estate Portfolio Building Calculator. Close every Mortgage confidently and never leave the car dealership feeling that you were taken advantage of. Learn how to build a Real Estate portfolio and build financial freedom.

FinThink Members can achieve Financial Freedom for $50 a month.

FinThink is Financial Technology.

Financial Technology is the Future of Finance.

Check out the Future of Finance at:

www.finthink.com

[hrtechnology25]

Why CIOs need embedded finance technology to moderniz

As technology becomes increasingly important to the success of any business, CIOs face a new challenge to leverage tech and deliver winning business capabilities. Previously, digital transformation decisions often took a backseat to other business initiatives. However, the move from archaic systems to emerging technologies has become a requirement to survive the constantly changing environment. Navigating our new normal and maintaining a competitive edge now falls on CIOs’ shoulders. 

CIO priorities have been redefined due to recent market expansion, skyrocketing consumer expectations and behaviors, and disruptions to traditional business models. Currently, CIOs carry the burden of producing a significant impact within their organizations through digital transformation. The 2023 Gartner CIO and Technology Executive survey of over 2,000 CIOs in 81 countries and all major industries revealed that CIOs expect IT budgets to increase 5% on average this year. In an increasingly tech-driven business landscape, CIOs are expected to move beyond simply managing IT to leveraging technology to create value for the business. 

Unfortunately, many tech decisions don’t get sufficient business scrutiny beyond cost and high-level strategy discussions. Corporate leaders can struggle to see the measurable value of digital transformation as they don’t understand or believe that it positively impacts the bottom line. Without a strategic approach, unsuccessful transformations are expensive, time-consuming, and not worth the effort—only 31% succeed because most are not planned or executed without a realistic year-over-year transformation game plan. This is where CIOs can articulate to other C-suite executives how the business can best use technology to develop digital-enabled capabilities that generate revenue, improve profit margins, or advance the company’s mission.

More Info: https://fintecbuzz.com/why-cios-need-embedded-finance-technology-to-modernize/

For more such Updates Log on to https://fintecbuzz.com/ Follow us on Google News Fintech News

[nationallawreview]

Lawsuit Challenges CFPB’s ‘Buy Now, Pay Later’ Rule

On Oct. 18, 2024, fintech trade group Financial Technology Association (FTA) filed a lawsuit challenging the Consumer Financial Protection Bureau’s (CFPB) final interpretative rule on “Buy Now, Pay Later” (BNPL) products. Released in May 2024, the CFPB’s interpretative rule classifies BNPL products as “credit cards” and their providers as “card issuers” and “creditors” for purposes of the Truth…

[patoliyainfotech]

How Tech is Transforming the Financial Industry

Are you curious about how the world of finance is changing as a result of digital finance? The most recent developments in technology are transforming every aspect of corporate operations and consumer experiences, ranging from big data and AI to blockchain and mobile banking. Financial institutions are competing for leadership positions as customized, on-demand services become more and more important in boosting consumer satisfaction, particularly among millennials and Gen Z. Digital transformation is essential for maintaining competitiveness, whether it be through quicker transactions, wiser choices, or game-changing goods. Interested in learning how these trends might help your company? Explore the potential of digital finance and its implications for the future of banking by reading our most recent blog!

[tradermade]

Is WebSocket the future of financial data delivery? https://tradermade.com/blog/will-rest-websocket-take-over-fix. As speed and efficiency take center stage, which protocol will dominate the future of financial markets? Dive into the battle of protocols and see which one rules the market!

[xettle-technologies]

How Financial Education Platforms Can Help in 2024 ?

n the rapidly evolving landscape of finance, staying financially literate is more critical than ever. As we navigate complex economic challenges and embrace technological advancements, financial education platforms play a pivotal role in empowering individuals and businesses to make informed decisions and achieve financial well-being. This article explores the transformative potential of financial education platforms in 2024, with a focus on the integration of Fintech Software and the innovative solutions offered by Xettle Technologies.

The Importance of Financial Education Platforms:

Financial education platforms serve as invaluable resources for individuals and businesses seeking to enhance their financial literacy and capabilities. In an era marked by economic uncertainty, technological disruption, and shifting regulatory landscapes, these platforms offer a wealth of educational content, tools, and resources designed to equip users with the knowledge and skills they need to navigate the complexities of finance with confidence.

Leveraging Fintech Software:

One of the key drivers of innovation in financial education platforms is the integration of Fintech Software. Fintech solutions leverage cutting-edge technologies such as artificial intelligence, machine learning, blockchain, and data analytics to revolutionize traditional financial services and empower users with new capabilities and opportunities.

In 2024, financial education platforms are leveraging Fintech Software to enhance their functionality, effectiveness, and user experience. By integrating features such as secure payment processing, real-time analytics, personalized recommendations, and interactive simulations, these platforms are able to deliver more immersive, engaging, and impactful learning experiences to users.

Xettle Technologies: Leading the Way in Fintech Innovation:

At the forefront of this technological revolution is Xettle Technologies, a leading provider of Fintech Software solutions. With a focus on innovation, reliability, and customer satisfaction, Xettle Technologies offers a range of cutting-edge solutions designed to empower individuals and businesses to thrive in the digital economy.

In 2024, Xettle Technologies continues to push the boundaries of Fintech innovation, partnering with financial education platforms to integrate its solutions and enhance their offerings. Whether it's secure payment processing, advanced analytics, blockchain integration, or compliance solutions, Xettle Technologies provides the tools and expertise needed to drive growth, efficiency, and success.

How Financial Education Platforms Can Help in 2024:

Enhanced Accessibility and Convenience: Financial education platforms leverage Fintech Software to offer more accessible and convenient learning experiences. With mobile-friendly interfaces, on-demand access to content, and personalized learning paths, users can learn anytime, anywhere, and at their own pace.

Personalized Learning Experiences: Through the integration of advanced analytics and machine learning algorithms, financial education platforms can deliver personalized learning experiences tailored to individual preferences, goals, and learning styles. By analyzing user behavior, preferences, and performance, these platforms can provide customized recommendations, targeted content, and adaptive learning pathways that maximize engagement and effectiveness.

Real-time Insights and Feedback: Fintech Software enables financial education platforms to provide real-time insights and feedback to users. Whether it's tracking progress, monitoring spending habits, or analyzing investment performance, these platforms offer users valuable insights into their financial behaviors and decisions, empowering them to make informed choices and take control of their financial futures.

Gamification and Interactivity: Financial education platforms leverage gamification techniques and interactive simulations to make learning fun, engaging, and effective. By incorporating elements such as quizzes, challenges, simulations, and virtual scenarios, these platforms enhance user engagement, motivation, and retention, transforming the learning experience into a more immersive and enjoyable journey.

Comprehensive Content and Resources: With access to a vast array of educational content, tools, and resources, financial education platforms empower users with the knowledge and skills they need to succeed in today's complex financial landscape. From basic financial concepts to advanced investment strategies, these platforms offer comprehensive resources covering a wide range of topics relevant to users' needs and interests.

Conclusion:

In 2024, financial education platforms are poised to play an even more significant role in empowering individuals and businesses to achieve financial literacy and success. By leveraging Fintech Software  and partnering with innovative providers like Xettle Technologies, these platforms are delivering more accessible, personalized, and impactful learning experiences than ever before. As we embrace the opportunities of the digital age, financial education platforms stand ready to empower us all to navigate the complexities of finance with confidence and competence.

[audreyracher]

Fintech Certification by AICPA: Elevate Your Finance Career

At CFO NeXT, we offer the Fintech Certification - AICPA, a cutting-edge program designed for professionals aiming to excel in the evolving financial landscape. This certification equips you with the essential skills to navigate and lead in the fintech industry. Covering topics like blockchain, AI, and digital payments, our course prepares you to leverage technology in finance, ensuring you remain competitive. With a comprehensive approach to learning, our expert-led program provides the knowledge and support you need to succeed. Whether you're a student or a professional, our Fintech Certification will help you stay ahead in your career.

[quantumleapblog]

The Role of Financial Services Technology and Banking Software

In today's rapidly evolving digital landscape, the financial services sector is undergoing a significant transformation. The world has witnessed transformation of traditional banking practices by the integration of updated financial services technology and innovative banking software. This paradigm shift is not only uplifting the efficiency and security of banking operations but also reshaping the manner financial institutions interact with their customers. Well, this article discusses how financial services technology and banking software are changing the landscape of the financial industry and the advantages they offer to banks and their customers.

The Rise of Financial Services Technology

Financial services technology, or FinTech, encompasses a wide range of technological innovations aimed at improving and automating the delivery of financial services. From mobile banking apps to blockchain technology, FinTech solutions are making banking more accessible, secure, and user-friendly. The rise of FinTech has been driven by several factors, including the increasing demand for digital banking services, advancements in technology, and the need for financial institutions to remain competitive in a digital-first world.

The Evolution of Banking Software

Banking software plays a critical role in the modernization of the financial services sector. It provides the infrastructure needed to support digital banking services, streamline operations, and enhance the overall customer experience. Modern banking software solutions are designed to be flexible, scalable, and secure, allowing financial institutions to adapt to changing market conditions and regulatory requirements.

One of the key features of modern banking software is its ability to integrate with various digital channels, such as mobile apps, websites, and ATMs. This integration enables banks to offer a seamless omnichannel experience, where customers can access their accounts and conduct transactions from any device, at any time. Moreover, advanced banking software includes robust analytics and reporting tools that help banks gain insights into customer behavior, identify trends, and make data-driven decisions.

Benefits of Financial Services Technology and Banking Software

The integration of financial services technology and banking software offers numerous benefits to both banks and their customers. For financial institutions, these technologies help reduce operational costs, improve efficiency, and enhance customer satisfaction. Automated processes, such as digital onboarding and transaction processing, reduce the need for manual intervention, freeing up staff to focus on more value-added tasks. Additionally, real-time data analytics enable banks to proactively address customer needs and offer personalized services.

The Future of Financial Services Technology and Banking Software

As technology continues to advance, the financial services sector will likely see even more innovation and disruption. Artificial intelligence (AI) and machine learning (ML) are poised to play a significant role in the future of banking, enabling institutions to offer more personalized and proactive services. For instance, AI-powered chatbots can provide instant customer support, while ML algorithms can analyze customer data to predict future financial needs and offer tailored product recommendations.

Conclusion 

To sum up, financial services technology and banking software are revolutionizing the banking industry, offering numerous benefits to both financial institutions and their customers. As these technologies continue to evolve, they will undoubtedly play a crucial role in shaping the future of finance, making banking more accessible, efficient, and customer-centric than ever before. Financial institutions that embrace these innovations will be well-positioned to thrive in the digital age and deliver exceptional value to their customers.

[acpsalewaanewspaper]

أثر التكنولوجيا المالية على الطلب على النقود - دراسة تطبيقية الحالة المصرية

أثر التكنولوجيا المالية على الطلب على النقود – دراسة تطبيقية الحالة المصرية   أثر التكنولوجيا المالية على الطلب على النقود – دراسة تطبيقية الحالة المصرية المؤلف: د.هايدى فهمى / د. نجوى سمك/ شيرين ماهر /د. تغريد حسوبة/  كلية الاقتصاد والعلوم السياسية -جامعة القاهرة المستخلص: يحتل الطلب على النقود مكانة مركزية في قلب السياسة النقدية لما له من دور محوري متداخل مع العديد من المحددات الرئيسية لاقتصاد…

[businessesindelaware]

The Rise of Digital Payments: How Fintech is Transforming Transactions

The world of transactions has undergone a profound transformation in recent years, driven by advances in financial technology or fintech. The rise of digital payments has made financial transactions more convenient and efficient and redefined the landscape of commerce, banking, and consumer behavior. Let's explore the key drivers behind the growth of digital payments, the various forms they take, and the broader implications for individuals and businesses alike.

The Evolution of Financial Technology

Financial technology, commonly known as fintech, encompasses many innovations that leverage technology to enhance and automate financial services. From online banking and mobile wallets to cryptocurrencies and blockchain, fintech has revolutionized how we handle money. The evolution of fintech has been marked by the introduction of digital payment solutions, which have significantly altered the traditional methods of conducting transactions.

Key Drivers of the Digital Payments Revolution

Several factors have contributed to the growth of digital payments:

Convenience and Speed: Digital payments offer unmatched convenience and speed compared to traditional methods like cash or checks. With a few taps or clicks on a smartphone, users can complete transactions in seconds, whether shopping online, paying bills, or transferring money to friends and family.

Mobile Penetration: The widespread adoption of smartphones has been a significant catalyst for the rise of digital payments. Mobile payment apps and wallets have become popular tools for consumers, enabling them to make payments on the go.

Security Enhancements: Innovations in financial technology have led to improved security measures, such as encryption and biometric authentication. These advancements have increased consumer confidence in digital payments, making them a preferred option for many.

E-commerce Boom: The growth of e-commerce has further fueled the demand for digital payment solutions. As more consumers shop online, seamless and secure payment methods have become paramount.

The Impact of Digital Payments on Businesses

The adoption of digital payments has had a profound impact on businesses, offering several benefits:

Increased Sales: By accepting digital payments, businesses can cater to a broader customer base, including those who prefer cashless transactions. This can lead to increased customer satisfaction and sales.

Operational Efficiency: Digital payments streamline financial processes, reducing the need to handle cash and checks manually. This can lead to cost savings and can improve operational efficiency.

Global Reach: Digital payment solutions enable businesses to reach customers worldwide, breaking geographical barriers and opening up new markets.

Data Insights: Digital transactions generate valuable data that businesses can use to uncover insights into customer behavior and preferences. This information can inform marketing strategies and product development.

Digital payments have transformed transactions, offering unparalleled convenience, security, and efficiency. As financial technology advances, digital payments will play an essential role in shaping the future of commerce and finance. For businesses and consumers alike, embracing these innovations is not just a matter of convenience but a necessity in a rapidly changing world. The continued evolution of fintech will undoubtedly bring new opportunities and challenges, making it an exciting time for the digital payment industry.