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doroyamz · 4 years ago

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Love in Accra

The road looked like it was sweating.

Rain. Heavy rain. The rush hour traffic on the 37 Military Hospital Road had come to a standstill. The downpour, from nowhere, was a welcome distraction for Tony. Last night’s encounter with his wife, Alicia, still all too fresh in his mind.

Cars were barely moving along on in the ever-rising storm.

He felt a movement on his right thigh but was too preoccupied with his thoughts to give it any attention. Esi by this time was growing restless, tired of Tony’s now constant rebuffing of her advances. Last night, and for many nights in the past month, he was totally limp when she unzipped him, a far cry from the throbbing pistol that had thrilled her to no end when they first began their countless rendezvous.

In those early days, they were lust personified. Crazed and addicted to each other beyond reason. Their constant need to feel each other’s skin had a near cataclysmic pull on them and their respective worlds. Alicia got pregnant in those early days, an event Tony privately regarded as a spillover from being with his now long-standing mistress. Esi’s marriage was virtually in the gutter. She often showed up at home disheveled and night after night, retired to her marriage bed wearing a satisfying post-coital daze on her face. Her husband, would just watch her. Mute and completely emasculated.

But now her once insatiable incubus was limp to her touch. She could not understand it.

xxx

Alicia had found the video on his phone.

Tony’s entire world came to a screeching halt. His throat was so dry, he wasn’t sure if he had one anymore. He stood paralyzed; the phone screen thrust in his face. Cocked his head at an angle as if in disbelief at the two actors in the tiny screen.

The man in the screen was bald, tall and dark and looked very much like him. He stood at about 6”3 with an NBA player’s build and had the beard to match. The male actor was indubitably approaching climax and his voluptuous female understudy, on cue, fiercely gripped onto dear life – which in that moment, was her male lead.

The ochre-skinned woman in the screen was of the finest fettle. Folasade was a full-blooded Nigerian but her unapologetic curves screamed South Africa. She looked like a Marvel comic heroine brought to life.

Fola and Tony met at a seminar for West African business executives at the Kempinski Hotel, a few months after his wedding. Fola was leading a breakout panel session which Tony sat in on, intoxicated by her form and presence. The two had exchanged steamy glances all day long, making no attempt to restrain their mutual intentions for each other when the conference ended.

Tony could never get enough of Fola and in Tony, Fola had found a man who could satisfy her every whim. They could go for months on end without so much as a text message to each other. But whenever contact was made, their respective schedules were cleared until further notice. They were fully aware that their combined desire was a vast black hole with the potential to consume them, so they took conscious steps to maintain some modicum of balance in their meeting arrangements.

The night the fated video was shot, Fola was headed for a month-long business trip in Morocco. They had arranged to meet at her private office on Volta Street in the Airport Residential Area.

Fola’s suggestion to record themselves as a temporary parting memento was inexplicable to Tony. Her claim that it would be something that would hold her while she was away, seemed puzzling to him. Her feigned desperation, even more perplexing.

Tony was completely against the idea of recording their liaison. Remonstrating over and over again about how technology and affairs of love should never cross. Fola ogled him for a while, offered tiny chuckles as he groped her every now and then during his rant.

Tony became so engrossed in his personal deliberations that he missed her slip into the bathroom. When he finally took a moment to break from his monologue, he was out of breath and had worked up a sweat. The man felt he just needed to wash away all traces of that unholy proposal.

Once on the other side of the bathroom door, Tony became Pavlov’s Dog.

That was over a year ago and Fola still hadn’t returned from her trip.

His mind slowly drifted back to the screen. The soft moans and cries. The sound of skin on skin rhythmically playing from the Samsung phone speakers.

He didn’t feel shame. He didn’t feel regret. He heard Alicia’s cries, felt her pain slide across his skin. He just stood there. Numb.

xxx

“We have asked around about Tony…Alicia…for your sake, for your parents’ sake, for all our sakes…please…do not marry this man.”

One of the many admonitions Alicia fielded from her aunts and cousins after announcing Tony’s marriage proposal at her younger sister’s festive birthday party.

In the ensuing weeks after her announcement, the family matriarchs conducted an extensive background check to gather as much intel as they could on her suitor. From what Alicia’s mum told her the matriarchs searched far and wide, even unearthing some very unsavory stories about Tony’s maternal grandfather in Mampong, a township in the Ashanti region.

The women came back with a most damning report on Alicia’s debonair Asante. Alicia, however, was defiant and unmoved by their findings.

She stood up to address the mini-assembly.

“Each woman here knows how highly I value them. You have all shaped me, guided me and helped me become the woman I am today,” she said in a restrained voice.

“But with all respect, none of you know Tony like I do. You don’t know what I see in him, his potential. The depths of emotion I have felt in the time I’ve gotten to know him. None of you can know that. He’s not perfect, Lord I know he’s far from it, but I know he’s the one for me. Nothing you say or do can make me feel differently.”

She loved Tony deeply. She had never believed she was capable of loving a man, let alone marrying one, after all the damage she had seen men wreak in and around her life. And Tony had flaws, many serious ones, but he had a certain light to him and he had showed her honesty and a vulnerability she had never known men to possess.

Deep down, she believed she could change him, iron out his weaknesses and over time drive out his especially troubling womanizing habit. She knew he liked women and on countless occasions, with her own eyes, she noticed the magnetizing effect he had on them. Alicia also believed some of his troubles with women lay in the fact that he was a true empath. That he, unfortunately, had never learned to draw boundaries to his empathy which inadvertently led to his many ‘situationships.’

“I won’t lie Alicia. I know I have a woman problem. It’s like an addiction. The intimacy, the need to connect, the sex.” They were having lunch at the Hinlone Chinese Restaurant in Labone. The night before, as they lay in bed, Tony had told he loved her for the first time. Alicia simply smiled at his declaration, electing to play it cool although inwardly, she was beside herself with joy.

Flashes from the video.

The woman’s legs splayed. Tony’s thrusts. The glistening sheen of sweat.

“But I swear to you, most of my things with these women often start out because I pity them or I want to help them in some way…along the line, things just get muddled up and…I lose my way...”

The woman crying out in throes of pleasure.

Her mind was a broken dam. Thoughts, memories and conversations flooded her head and receded at their own leisure.

She wondered why these memories and conversations were coming up at this time. The video was still a freshly opened gash, one she had already accepted was going to be a large and permanent scar. But for the other flashbacks, she questioned their relevance to her current predicament.

He was always a monster. Why was I pretending all this time that he wasn’t? Who was I kidding?

The video was the bomb but Tony’s desensitized demeanor and harrowing forced confessions were the firestorm. She knew there was so much more he would have confessed to if she had had any more emotional stamina during her five-hour interrogation of the stranger she called her husband. She had been beyond foolish.

Time had lost its meaning. She had spent three days huddled in the corner of their bedroom tormented by her broken heart and mind.

Alicia just wanted to disappear.

xxx

One week and seventy-seven unanswered calls had passed since the explosive encounter. Tony wasn’t sure if Alicia was alive.

He was parked outside the Total House Clinic in Adabraka on a Saturday morning. Completely engrossed in his thoughts and yearning for divine intervention to offer him some guidance. Since his exposé, his mind had been in a fog that thickened with each passing day. The only silver lining were the test results from his urologist. Tony’s recent erectile issues were deemed a stress response and his dysfunction persisted due to a lack of proper rest. He needed to relax.

His wife was even more inaccessible now than she’d been during the miscarriage. For Tony, the miscarriage was a living hell made more intolerable by how suicidal Alicia had been. He was disappointed to have lost the baby especially after how hard they’d tried over the years but a small and, perhaps, darker part of him felt relieved. He didn’t think it was right to have conceived a child with his wife barely an hour after stealing sordid moments with another woman. A woman he met through his wife. In his mind, it was perhaps the universe’s way of warning him that he had gone too far this time. He would never have been able to look at that child without seeing Esi in his mind’s eye.

This time though, he had overstepped the good faith that the universe seemed to constantly extend to him. He knew his credit line with the powers-that-be was now in the red and would stay there indefinitely. His latest debt, while not his most damning by a long shot, was irredeemable. He had nowhere to hide. There were no more lies he could spin around Alicia.

But he needed her. He couldn’t lose his North Star. She was the only thing that prevented his chaotic nature from engulfing him or so he thought. Surely, after all these years she knew what she was signing on for. Why was she so surprised? That video was nothing compared to the numerous other unspeakables he’d committed over the course of their marriage. Of all the things to do him in, it had to be a twenty-minute porno. What a sick joke.

In a bloodrush, he let out a hollow scream. His mind was drowning in haphazard thoughts.

“What have I done? God what have I done?” he blurted out repeatedly at his steering wheel, as he fought to hold back tears.

“Why? Why now? Why did it happen like this?” he plaintively questioned.

No answer.

Deflated and resigned, he took out his work phone and called the only person who would always welcome him with open arms and accept him for the depraved and gluttonous animal he was.

xxx

Incense burned as Jill Scott’s ‘He Loves Me’ played softly from the soundbar. The room had been steamed to perfection.

The Executive Suite at the La Beach Hotel was their favourite love nest. Any sexual fantasy - from orgies to swing parties - either party happened to be in the mood for or could imagine, this was the room that staged its enactment.

Tonight it was just the two of them.

The toned, dark-skinned Ga woman on the bed was in her early seventies but inexplicably did not look a day past twenty. Tightly twisted Senegalese crochet braids, flowed magnificently from her scalp to her dainty waist. Her oval-shaped face remained flawless as did her soft, wrinkle-free skin. How she managed to defy time with her looks and poise was a much pondered upon mystery to all who knew her.

Dede was naked underneath a black, sparkling see-through gown. Her shea-butter glistened body glowed through the gown. A wet, willing and wanting goddess. Ready to be ravaged by her young midnight warrior. She rose to sit on her knees, directing her eyes to her nude captor’s crotch. She rendered a wry smile.

The warrior was flat-out flaccid.

“Mm,” she remarked, as she beckoned him to draw closer.

“Looks like our little man needs a little something before he comes out to play eh?” she teased in playful Ga.

He smirked as he approached her, only stopping when his groin and her face were level.

The mind-fog was still present but he closed his eyes as he begun to feel the slow and perfectly measured licking sensations in his nether region. Dede was always masterful with the things she could do with her mouth. Two lifetimes worth of experience to draw from.

Two minutes passed but Tony’s situation did not improve.

She paused to look up at Tony, “Is something the matter? You usually perk up for me with no effort. Have I done something wrong?”

“No…it’s not you love…,” he paused, longer than he’d intended.

“Just been under a lot of stress lately,” he sighed as he pulled away. He turned his back on the regal woman to look around the room for his clothes.

Dede wasn’t buying it. His tone. That pause. Something was definitely up. She had never known her beast to act or sound so tame in all the years she’d known him, not even during his grooming period.

“But you’re even more marvelous when you’re stressed…or have you forgotten Abidjan?” she asked, biting her lip.

He shrugged at her retort.

Tony was troubled by his recurring limpness.

xxx

Esi’s heart froze when she saw the Caller ID on her phone screen.

Alicia.

Why would Alicia be calling her? For what reason? Was it about Tony? Had she found out about them?

The phone was still ringing but Esi just stared at her mobile. A million worst-case scenarios flying around in her mind each time her ringtone looped over.

She decided she would not answer the call.

It’d been over eight months since they last spoke and the distance that had grown between them suited Esi, considering the increased frequency of her liaisons with Tony in those months. After years of clandestine maneuvers, she felt she was finally closing in on Alicia’s husband.

Both women had known each other from childhood. Esi even witnessed Alicia’s declaration of Tony’s marriage proposal.

The announcement was a mild shock for her at first but she remembered feeling something resembling happiness for her longtime friend. Alicia had found a man who could actually hold her attention. He had to be special. She’d seen Alicia turn down the most desirable of bachelors - a few of whom Esi herself subsequently sampled extensively - on countless occasions.

In her quiet moments, she sometimes wondered why her then soon-to-be-engaged friend seemed to routinely attract men of a higher caliber without even trying, while she often had to go above and beyond to pull a semi-decent man. She felt she was equally as - if not more - attractive than Alicia and just as accomplished professionally but somehow, she always seemed to come out second-best to her childhood friend when it mattered. These thoughts irked Esi more than she cared to admit to herself.

Alicia mirthfully introduced her old friend and soon-to-be-husband to each other a few days after her announcement.

Their eyes locked for a brief but intense moment during the exchange of pleasantries.

xxx

Nyarko Abronoma could not look at the man she called her son.

She was disgusted.

Why were the men in her family such cancers?

To the uninitiated, her family’s men were walking gods. Dazzling men who could bend the wills and desires of the staunchest hearts. They were gifted manipulators and they used their power to wreak havoc. Their preferred targets, were often women of high standing and character. They swarmed on these women like bees to honey. Once ensnared, their targets were mentally and emotionally stretched and bent beyond their limits, enduring relentless acts of gross disrespect and shame on account of these bedeviled men. And in no time, the prey merely became a shell of their former selves.

Nyarko, at the age of nine, saw her mother gradually lose her mind. A year later, a young Nyarko watched on as her mother was lowered into an unmarked grave. Both events, her father’s handiwork.

Her mother used to say that the men of Nyarko’s lineage were descendants of the fallen angels from the Book of Genesis. The Nephilim.

Even in her womb, she already knew Tony was one of them. Throughout her pregnancy, Nyarko prayed, fasted, sought the counsel of several spiritual leaders to save her unborn child. She desperately wanted her son to chart a different path than the men before him.

Tony didn’t know how to break the silence between them.

His mother had always been his trump card whenever things between him and Alicia were coming to a head. This time around though he was seeking his mother’s intervention as a Hail Mary. He knew she admired and loved Alicia. She would probably have traded her for him as her child if she had her way.

He told her what had happened, leaving out a few details.

Nyarko knew her son hadn’t told her everything.

She raised her head to observe her son. A beautiful boy with a Machiavellian heart. He was a poisoned chalice like his predecessors.

Tony looked away, uncomfortable with her soul-piercing stare.

“I can’t help you and I won’t,” she said in Twi.

He was stunned.

“I won’t let you drive that poor woman to the grave. If I help you, you are only going to repeat what your grandfather put my mother through and what my brothers did to their wives. Alicia is too much of a good woman for that. Too much. She deserves better. This time you have been exposed for all to see and we both know there are countless more lies and secrets behind those scheming eyes of yours!”

Tony’s throat tightened. He hadn’t anticipated this tirade from the old woman.

“You think I don’t know about you? The things you scurry around town doing like a possessed rat? I weep for Alicia everyday. I always pray to God to give her strength in dealing with you. You have no shame. Even during your wife’s miscarriage you had no decency, no respect for her, not an ounce of self-control. Hiding in and out of Accra with your concubines.”

Nyarko spat at her son’s feet.

“If anything should happen to Alicia, it will be on your head and I pray you pay for it.”

xxx

Three weeks and still no word from Tony.

Alicia’s call coupled with Tony’s prolonged radio silence led Esi to assume the worst.

She was driving back into Accra, via the Accra-Tema Motorway, after wrapping up a meeting in Tema's harbour area. Hawkers streamed along either side of her car, as she neared one of the highway's three toll booths.

Esi's mind was spinning. Everything seemed to be falling apart. Had she been stupid? Why couldn’t she be allowed to have her own slice of heaven? Was it a crime to want to be loved? She didn’t mean Alicia any harm but the connection between her and Tony was unavoidable.

Why was Tony all of a sudden ignoring her? Why weren’t they making love anymore? She knew he had a harem of ‘playmates’ he could call on but he always came back to her. Was he over her? Had somebody else taken her place?

Too many questions with no answers. She wracked her brain to think of a solution, a way out through all the madness.

Dede. The Madame. The old woman would probably know something. She and Tony were close, a little too close for Esi’s liking. But Esi figured that a woman at that age didn’t have that long to live, no matter how well she kept herself or how many boys she gobbled up, so Esi was fine with their relationship. Besides she was on good terms with Dede, the three had had some raunchy episodes through the years.

Esi called Dede and inquired about Tony.

“I last saw him about a week ago but I haven’t heard from him since then,” Dede stated.

More worry for Esi. He had gone to see Dede but had not even bothered to call her for three weeks? What was going on with him? Was he over her? She knew Dede had some skills but the old witch had enough boy toys to keep her satisfied.

Dede hummed an Erykah Badu tune. Esi forgot she was still on the line.

“Thank you Dede. I’ll give him a buzz again.”

“Dear girl, hold on for a second please.”

Esi was caught off guard by The Madame’s request. Outside of their fervid love-ins, Dede was typically brisk and forthright with her.

“Have you noticed anything…strange about Tony lately?” Dede asked, an almost mischievous lilt in her slivery voice.

“Strange? What do you mean?” a puzzled Esi asked.

“His performance, has it changed in any noticeable way?” The Madame was sipping on something in the background.

“Oh Dede…,” Esi responded bashfully.

“My girl let’s not beat around the bush. Is anything different or not?”

The sudden firmness in The Madame’s voice unsettled Esi.

“W-Well…recently he doesn’t respond to my touch. You know…,” she didn’t know why she was so shy in speaking to Dede about her sexual affairs with Tony. She had seen the woman on all fours.

Static on the phone.

“He can’t get it up,” Esi muttered feebly.

“Mm..I see. Thank you Esi, that’s all I needed to know. Best of luck reaching him.”

The line cut.

Why would Dede ask that? Was she experiencing the same issues she’d been having with Tony?

The suspicion that had been floating in Esi’s mind for the past few weeks was too absurd to now consider an actual possibility. It was impossible for that to happen to Tony, he was too red-blooded, way too potent for that.

It couldn’t be.

No...no..not Tony...

Tony couldn’t be…?

No!

It isn’t possible. Tony couldn’t be impotent. The mere thought alone was utterly absurd.

But how else could she explain his sudden limpness? Plus Dede would never have asked that question if she hadn’t noti---

Esi fatally rear-ended her Nissan Qashqai into a heavy cargo truck.

xxx

Their luxury three-bedroom apartment home on Second Circular Road, Cantonments, was a stone throw away from the U.S. Embassy. It was a $600,000 property that Tony had astoundingly managed to wind down to a sale price just short of a $100,000. Alicia used to call him ‘Puppet Master T,’ for his uncanny ability to always get what he wanted.

Tony lingered outside the apartment door for nearly half an hour. He was jittery.

A flurry of deep and quick deep breaths filled his lungs as he steeled himself and turned the doorknob.

The apartment felt hostile as if it despised his presence.

His sweep around his marriage home confirmed Alicia had packed up, that much was clear. Their bedroom was half empty, with no trace of his wife left in the room. Alicia was gone and she was gone for good.

A small stack of papers was neatly arranged on the bed. Divorce papers and a small sheet with a number to call when he was done signing. That was Alicia, methodical and precise, even in the worst of circumstances.

Tony sat on the bed, staring at the divorce papers.

He wanted to call Alicia but thought better of it. She’d probably blocked him on all platforms. When his wife didn’t want to be found, she did it well.

The die was cast. There were no more moves he could play.

Something vibrated under his left thigh, briefly snapping him out of his self-pity. He shifted his weight to find the smoking gun that had ended everything.

Tony unlocked the phone to find a freeze-frame shot of a busty Fola in a most compromising position. Alicia must have watched the video countless times, trying to make sense of it all. Her soon-to-be ex-husband zoomed out of the video application to the notification center.

Ato, his closest friend and fellow degenerate, had just sent him series of confusing text messages.

The first message read: “Bro...I have been trying to reach you.” Tony checked his call log to indeed find several missed calls from his main man.

Second message: “I don’t know if you’ve heard already.”

Third: “Bro…I’m so so sorry about Esi...I can’t imagine what you’re feeling. I’m so sorry bro. Please call me if you need me. I’m here for you…”

xxx

Marijuana smoke filled the air of the love nest.

Tony’s head lay buried in Dede’s bosom. He was silent, as Dede gently stroked his head and offered hushed words of consolation.

She drew a few more puffs from her joint and moved it down to Tony’s lips but her wounded warrior declined.

They stayed silent for a lengthy period of time as Dede spaced out from the weed.

Memories of a lifetime’s worth of sexual dissipation with her favorite boy streamed across her mind. Despite her wanton admiration for his sexual prowess, she had grown to develop an affection for her former protégé over the years.

The Madame, as Dede was referred to by Accra’s high society, had known Tony since he was fourteen. Even as a sprightly teenage boy - and much to her pleasant surprise - he oozed raw potential with his savage-like lovemaking abilities. By seventeen, the boy could do things she had never known men to be capable of. He had a frightening and near bottomless appetite that bordered on the frenetic, that even her infamous grooming techniques couldn’t temper.

She shed an unseen tear for her paramour’s wasted manhood. To be completely robbed of his virility in his prime was a cruel blow from the gods.

Dede nonchalantly crushed the end of the burnt-out joint into an ashtray on the bedside table.

“It’s a pity but it seems I have no use for you anymore, my dear,” she said sofly.

Tony was still, his eyes shut. It was what he expected from his Madame.

“There’s a young French couple coming by shortly. Quite the adventurous duo. It’s a shame you wouldn’t be joining us,” she sighed airily.

“A shame,” he whispered.

She started running rings around his lips.

“You’re of course welcome to stay and watch if you please my love,” she said somewhat coyly.

Tony slowly reached for her moving hand and kissed it.

He rose from his resting place, stretched to his full height, and promptly made his way to the door without looking back.

“Tony..,” he heard Dede call out before he shut the door.

Two spirited European-looking girls gaily passed him in the lobby hallway.

As he stepped onto the elevator, the vivacious couple turned around to take in the view of the brooding stud exiting the floor.

xxx

Tony hopped over the fence that separated the La Beach Hotel premises from the beach.

It was a little past midnight and the cool and salty breeze of the sea, soothed Tony’s mood. The mind-fog was clearing up. Whether the fog’s retreat was a result of the second-hand smoke from the weed or the effect of the beach, he wasn’t sure but he was grateful.

It was a moonless, starless sky. The ocean’s waves roared gently, calling to him. He had been here before, in another life perhaps.

He took in the scene before him one last time and smiled. All was fair.

Tony took the first steps towards his death.

xxx

#love accra ghana short story

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freejobalertguru · 5 years ago

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ESIC Recruitment 2020: कर्मचारी राज्य बीमा निगम अस्पताल ने जूनियर रेजीडेंट के पदों पर आवेदन मांगे हैं। इच्छुक तथा योग्य उम्मीदवार इन पदों पर आवेदन कर सकते हैं। उम्मीदवार अंतिम तिथि से पहले आवेदन प्रक्रिया को पूरा करें। शैक्षिक योग्यता : उम्मीदवार शैक्षिक योग्यताओं से संबंधित अधिक जानकारी के लिए आगे दी गई नोटिफिकेशन देखें। आयु सीमा : इन पदों पर आवेदन करने के लिए उम्मीदवारों की अधिकतम आयु 30 वर्ष निर्धारित की जाएंगी। चयन प्रक्रिया : इन पदों पर उम्मीदवारों का चयन शार्ट लिस्ट तथा साक्षात्कार से किया जाएगा। आवेदन प्रक्रिया : इच्छुक उम्मीदवार आधिकारिक वेबसाइट पर जाएं, और दी गई नोटिफिकेशन डाउनलोड कर पढ़ें। अधिसूचना में दिए गए दिशा-निर्देशों का पालन कर आवेदन प्रक्रिया को पूरा करें। ध्यान रहें आवेदन पत्र में किसी प्रकार कि त्रुटि न हो। अन्यथा उम्मीदवारों के आवेदन पत्र निरस्त किए जा सकते हैं। इससे संबंधित अधिक जानकारी के लिए यहाँ क्लिक करे

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source https://www.freejobalert-sarkariresult.com/2020/05/sarkari-naukri-in-esic.html

#Free Job alert #Sarkari naukri #govt jobs

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triphojaye-blog · 4 years ago

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New ESIC Registration 2020 - Complete Process, Benefits, and Document Required

New ESIC Registration 2020 – Complete Process, Benefits, and Document Required

ESIC RESGISTRATION 2020

Whatever is your query regarding new ESIC registration 2020, about the process, benefits and document required then all answers are mention below with the one click of a mouse, while you are stress-free from being insured under ESI without any complication.

New ESIC Registration 2020 Table of Contents

All About ESIC

How Does the ESIC scheme help Employees?

What…

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angrybelieverconnoisseur-blog · 6 years ago

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Baltimore Maryland Cheap car insurance quotes zip 21273

"Baltimore Maryland Cheap car insurance quotes zip 21273

Baltimore Maryland Cheap car insurance quotes zip 21273

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Baltimore Maryland Cheap car insurance quotes zip 21273

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my car insurance got expired on 7 oct 2011 and my car got stolen on 10 oct 2011... i have never taken any claim before.. it was a swift 2 yr old car... m so sad pls suggest if anythin ...show more

Car insurance on a third gen camaro?

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im currently paying 350 for a 125 honda varadero ( on learners ) then i passed my test ( im 19 ) i upgraded cost me 27 to get pillon and change to big licence. Then i asked them to do me quote on a 250 ninja r, so i can get insured on that and they said the insurance doesnt cover me you have to cancel it and go some where eles. what the ****?""

California low income health care aid?

just 18, college student, family currently on medi-cal am i still covered? is it until age 21? what are the ones that allow parental coverage until age 26? what changes will occur to the california healthy families and medi-cal programs with Obamacare? recently received letter putting me in emergency coverage only what does this mean to me and what i am covered for?""

Will insurance be ok if I use a friend's car?

My girlfriend's dad said he wants to see how I drive and I am getting my license tomorrow. Not my insurance yet. Do I have to have my own insurance to drive his car or will his insurance cover me? Thanks!

Buying health insurance?

im 20 and going into an ems training program. because im not going to college anymore, i wont be on my parents insurance. how do i find an insurance that will cover the meds i take with out paying my left arm? prozac buspar lithium seroquel b/c""

What is the cheapest Auto insurance I can get?

I'm 23, just got my license, i have a Honda civic year 2002, I live in Illinois.""

Is selling mortgage protection insurance a good job?

I have been offered a job selling mortgage protection insurance. All sales leads are pre-generated and there is no cold calling. Of course, like any sales job, the company has assured me that I can earn a six-figure income within the first year; but I don't know what to believe. Anybody know anything about this industry? Is this a waste of time?""

What car should I get for cheap insurance?

Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?""

Insurance rates on sporty cars ?

Would insurance be absolutly insane for a 16 yr old in a 91 toyota mr2 turbo or a 95 mitsubishi eclipse gst or a 95 mustang gt or a 91 toyota mr2 non turbo? Does anybody know about the difference in rates for these cars ir cars like acura integras. Thanks

""I dont have insurance or a source of income, help?""

I am eighteen years old and currently have no insurance and I am looking for a job but so far nothing. I have chronic migraine disorder and ptsd, I was on medication for both but after I turned eighteen I lost all insurance I had with my mother. i don't go to school nor can i afford to and i dont know what to do. Help?""

Average auto insurance for 25yo gemale no previous accidents?

Looking to move to LA with a 2011 Jeep Liberty. I know you cant give me exact numbers but just trying to get a feel. Also what os the best and what is the cheapest insurance company that services the area? Thanks!

What's the best car for insurance. 17 y/o?

I'm 17 in two months and will need a car. Mum said a Renault Clio would be good. However which 3 door car (small) would be best on cheap insurance. Whatever suggestions would be brill

Finding a decent health insurance plan. low cost insurance.?

I'm 22 and a server I want to find insurance that will actually take care of me. where can i go to get help for this? I dont know much about insurance

""If I go to traffic school, will the point be taken away and my car insurance be the same rate?

Traffic school/ Car Insurance

Baltimore Maryland Cheap car insurance quotes zip 21273

08 lancer gts or 08 altima coupe what would be best for 17 year old and cheaper on insurance?

I want one that's fun to drive it has to be reliable I don't want to race but I do want a little speed I want whatever is cheaper on insurance and I'm stuck between these two cars what do you guys think?

I have no health insurance for my 5 month old?

Ok so my 5 month old hasn't gotten we shots because I came back to NYC from CA due to my mother being sick but I don't planned to live here so I don't want to reopen a Medicaid case out here is there anywhere i could go or something i could do? Plz help

""Need advice for buying new car insurance (20 year old, male)?""

Need advice for buying new car insurance. I am 20 year old, male, college student, and 2 tickets...... I need insurance for a new Toyota SUV (4 Runner or FJ Cruiser)""

""If you are driving someone else's car while they are in it, does insurance cover an accident?""

Hey, I have my full G license however I am not insured under any car because I do not own a car. However, my girlfriend does own a car and we're planning on going on a trip which requires 12 hours of driving. She wants me to drive but I am unsure that if we got into an accident we would be covered. So question: Are we covered by the insurance company in the event of an accident Note: I am driving, have no car or insurance in my name on any car She is in the passenger seat during the whole duration of the trip""

Which is the best medical insurance policy?

which is the best medical insurance policy in india..? i need a mediclaim policy for my Family(3 members). lic ,star health, icici or any other else..? please suggest me.""

Other driver was not covered under insurance?

I was in a car accident where the other driver (to be referred as The Idiot) was at fault. The police were called and The Idiot was given a warning citation. The insurance company called me today to inform me that the claim was being denied because The Idiot was not an authorized driver under the policy. It appears that The Idiot borrowed the car from his father. Now I am stuck with thousands of dollars in repairs that it appears will be billed back to me. What are my options?

For what reason would i not qualify for unemployment insurance in California?

i was recently let go from work. so, for what reasons could i not qualify for unemployment insurance? and for what reason could i qualify for it?""

Suggestions for health insurance.?

I'm an owner operator truck driver which a means I need to get my own health insurance. I'm seeking the best coverage for the money.

How much will my car insurance be?

I'm 17, female, in Nova Scotia. I've taken a drivers ed course. Me and my dad are on the prowl for a used Toyota Corolla, maybe an '08 or something, but if we can't find one for cheap then I'm probably going to end up with his '97 Lexus ES300. My road test is next week, so it won't be a little while yet, but I'm just curious, because I'm going to university next year and I'm going to need my own car, so I might as well budget now. Ballpark, can anyone figure how much my insurance will end up costing me? Or is there some kind of online calculator I can use to figure it out? Thank you! :)""

Why are teenagers car insurance rates so high?

I just heard they just went up on our car insurance because we are teens that's not fair at all. I'm struggling trying to make it meaning going to college and work. Because I can not depend on my mom to take me everywhere I need to go. This economy is all ready down the drain that's not fair I have no money and I am trying to make it.

Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback?

California motorcycle/moped laws?

Hello, I'm moving to california from florida in a month to start college, and I intend to sell my car here and get a moped or a motorcycle over there instead to save a little money. I don't know the laws on motorcycles there? i know in florida if its less than 50cc you don't need a motorcycle license or insurance. what about california? if you need insurance how much $/year are we talking? I don't know squat about motorcycles and I've never even rode one or understood the whole gears thing. if someone could recommend a few brands or even whether to get a motorcycle or a moped/scooter (is there a diff?) i have a tight budget (1-1.5K) any advice would be awesome!!!! <3""

Getting car insurance please help ?

I live in MN And in a small town. And I dont want to ask for car insurance yet. Im just asking and estimate for me One male 18 2 tickets 99 s10 blazer 4 doors 4 wheel drive And if full coverage Would 750 for year be right ? Would that be enough

For what reason would i not qualify for unemployment insurance in California?

i was recently let go from work. so, for what reasons could i not qualify for unemployment insurance? and for what reason could i qualify for it?""

How much can i expect to pay for storage insurance?

I plan on getting a street bike, and sitting my truck. I pay 1400 dollars a year for full coverage right now.""

A question about health insurance...?

Newly married and never had to pay for health insurance on my own before. What is a good price, through work, for health insurance benefits?""

Why can't people buy health insurance over state lines?

Why can't the individual pick his policy out of state? Why can't this person and the family pick and chose the details of their plan? Not everyone wants a policy which the state mandates the use of chiropractors or psychiatrists. Zogby says: 72% of those polled (1,001 likely voters) supported allowing someone living in one state to purchase health insurance from another state, if the insurance is state-regulated and approved. (15% were opposed and 13% were not sure.) But... Current laws prohibit individuals from buying health insurance across state lines. Rather, they must buy what has been approved in their own state. What industry in America is insolated only to each state? So tell me, anyone that really knows the answer...why are we limited in our chose? Give me the rationale of any state legislator (you've heard)...they have to have some 'reason'. Then tell me what you think is the underlinging reason...thanks. I have my beliefs, but I would like to hear your arguement.""

Home insurance rates.?

Recieved a letter yesterday from my insurance company. They are now going to base home insurance rates based on your credit score....WHAT?

What is the cheapest car insurance you can get for young drivers?

How much does points on your license affect my insurance?

I would like to let you people know that I'm a full-time student, and that this month has to be officially the worst month of my life. Throughout this month I've been pulled over twice, and the reason for them are pretty stupid if you ask me. I basically see it as being at the wrong place at the wrong time. The first time I got pulled over was while I was getting off a red light with a car in front of me. I got hit with 3 tickets. - Tailgating, (supposedly I was too close to the other car when i was getting off the red light) - Careless driving, (don't know how this plays a roll in why I got pull over) - Loud muffler, ( just got it back from the mechanic that day and had a leak on the exhaust) The second time I got pulled over I stopped on a red light and checked if I can make a right on red, there was no sign stating I can't, so I went ahead and turned red when possible. I was given two tickets. smh -____- FML - Failure to observe traffic control device ( don't know how if I clearly noticed it was red) - Careless Driving _______________________________ Aside from the facts that they are points on my license, I'm going to do my best in trying to take some courses that can remove the points they gave my license. All in all, how much will this affect my insurance. Again FML, I'm a full-time student who commutes and has no job.""

My first car.. What is the best and cheap on insurance?

im saving up for a car, but this will be the first car i buy. Does anyone know what car is relatively smart, and cheap on insurance for a UK full license? thank you""

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road""

Insurance on a car that you do not own yourself?

Im 17 years old. My grandma will buy me a car. But she doesn't want me on her insurance, so she said i had to wait til i was 18 til she would buy it. I was wondering if it's possible for my mom to put insurance on the car for me, if she's not that one that own's it. She can't on it for medicaid reasons. Thanks.""

Motorcycle Insurance?

I am about to buy a 125cc motorbike in the UK. m in my late 20's and have a secure job. What is a good insurance company to deal with and what sort of quote should i be expecting? I have the usual security for my bike, smartwater, thatcham approved chain and disc brake lock. The best quote I got online on a CBR125 was 450. Is that about right or is thre anyone out there paying a lot less, for fire, theft and 3rd party insurance""

Need help picking car insurance?

I'm 18 years old and live on my own with no dependants. Which method of car insurance is most dependable and best choice cost wise (Basically .. what can I afford haha)

Baltimore Maryland Cheap car insurance quotes zip 21273

https://www.linkedin.com/pulse/question-health-insurance-deductibles-michael-haney/"

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spokehaven · 7 years ago

Text

It’s halfway through the year. HOW DID THAT HAPPEN?!

So much amazing stuff has happened this year and it continues to be a whirlwind. Last fall I applied to be an ambassador for Liv Cycling and was chosen to be one of many women who will be representing the largest women’s cycling brand IN THE WORLD!

It’s an incredible honor and it’s been a wonderful experience up to this point. I look forward to telling you all about it.

For those of you who don’t know, Liv is the sister brand to Giant Bicycles. Liv was created in 2008 and was the brain child of Bonnie TU. TU is a petite and highly stylish woman whose idea for creating a women’s brand stemmed from her own experience while shopping for a bike and clothing for the Tour of Taiwan. The lack of bike sizes for smaller women and comfortable clothing inspired her to get Giant on board with creating products for the women’s market.

Bonnie TU of Liv Cycling

The very first products were co-branded with Giant’s name on them and were often shrunk down versions of some of the brand’s most popular men’s models. Giant eventually decided to go ALL IN on Liv being its own brand, wiping the slate clean and going back to the drawing board when it came to bike design, accessories, clothing, and more for women.

Liv brought in female engineers for designing the new bike models, they focused on graphics that were fun and bold, but didn’t scream “girly bike”. They dedicated countless hours to developing comfortable touch points on the bikes such as their women’s saddles. What came out of it was one hell of a line up of bikes for women to choose from.

Liv offers a full line up of kids, hybrid, city, road, cyclocross, and mountain bikes. Liv is the first women’s bike brand to launch a long travel, full suspension downhill bike which is the Hail model for 2017. An inspiring feat, as no other brand has dedicated themselves to creating such a magnificent offering to the women’s market.

The brand works closely with athletes such as Leigh Donovan, professional down hill rider and mountain bike coach, to develop their products to be best in class. They also utilize women like myself who are ambassadors of the brand, who work in the field and can give real world feedback from women we ride with to continue to improve the products coming to market.

Up close and personal with the Liv Hail

Okay, enough of the kool-aid talk. My journey as an ambassador first started in January with our first webinar to discuss the brand history and get familiar with our responsibilities.

Each brand ambassador is provided with gear from Liv including swag for events, clothing, and other promotional materials. We submit an event calendar for the year and our goal is to simply get more women out riding.

After each event, we report back on how things went and provide feedback on what we hear from women at our events.

Liv also offers ambassadors an opportunity to attend an ambassador camp. This year there were two camps due to the sheer number of women who are a part of the program (somewhere around 125 women). The first camp was in California near Newbury Park, the home of Giant’s USA headquarters. Attendees had road and mountain bike riding options, as well as workshops, yoga classes, and brand seminars.

Getting crafty with Jen Audia at the Mulberry Gap barn

The second camp location was a mountain bike specific location at Mulberry Gap, a lovely family owned get-a-way in the Appalachian mountains near Elijay, GA.

I had opted to attend the second camp as I’m getting much more into mountain biking these days, I had never been to Georgia, and I really didn’t want to sit on a plane for 4 hours!

The flight to Atlanta is a little over two hours from Milwaukee, WI. There is really no comparison to having to fly into LAX, even though ATL is the busiest hub in the nation.

My time in Elijay reminded me quite a bit of when I went to bike school for two weeks in Ashland, only much less cramped!

I stayed in a large group cabin with five other women. We had probably 20-25 women total at our camp. We spent our days attending clinics, seminars, riding some of the best mountain bike trails in the country, and bonding over our love of cycling and the Liv brand.

Post Pinhoti re-group at the bottom of the trail with my Pique 2

I met so many incredible women, who continue to inspire me through my journey as an ambassador. They come up with so many fun and unique ideas for inspiring the women in their communities to ride!

I also have to give a huge shout out to Jen, Dorothy, Stephanie, and Liz from Liv for creating such an awesome experience for us.

How We Liv @ Mulberry Gap Ambassador Camp 2017

Kate and her family at Mulberry Gap are also some amazing people. I can’t wait to return there for more adventuring in the future. Their hospitality is unmatched and the riding is challenging, but incredibly fun!

Liv ambassadors are offered some great purchasing opportunities for bikes. We are encouraged to get the latest and greatest, so we can speak to the quality of the bikes.

I personally decided to purchase not one, but TWO new Liv bikes. Fitchburg Cycles is the shop I work through as an ambassador, as they are a Liv dealer. Through the shop I landed on the Liv Avail Advanced Pro 1. A full carbon road bike with tubeless setup carbon wheels and Shimano Ultegra components.

My beloved Avail Advanced Pro 1

When I discovered that Mulberry Gap would be an option for attending Liv’s annual ambassador camp, I also jumped at the chance to order the Liv Pique 2 full suspension mountain bike.

It may be the kool-aid talking, but they are two of the best riding bikes I have ever owned and I’ve owned A LOT of bikes.

Out of the box they were both extremely comfortable. The only change I made to the Avail was swapping out the saddle, as I’m very particular about my saddle choice. The bike feels fast and stable at the same time. It’s an endurance road bike, so it’s great for spending all day in the saddle or for someone who may not want quite as an aggressive position on a road bike.

The Pique 2 took some dialing in as I had never owned a full suspension bike before. It comes with a dropper seat post, which is a welcomed addition to my bike. It makes clearing obstacles a lot more comfortable! I eventually found that I needed to set the rear shock at the stiffest setting and then dial in the pressure and rebound to suite my needs.

A trail with a view! Getting ready to descend the Pinhoti with the Pique 2

I’m used to riding a plus sided bike with no suspension, so I like a little more stiffness in the rear end, but like the forgiving nature of full suspension. It climbs incredibly well and I haven’t changed much parts wise on it with the exception of the rear tire, which I opted for a slightly wider 2.4″ tire as opposed to the 2.25″ tire that came on the bike. I like wider tires for the extra grip on some of the loose stuff. I also opted to put my favorite ESI silicone grips on as I don’t really like plastic/rubbery lock on grips.

The saddle is incredibly comfortable on the Pique and I tend to forget it’s even there. The SLX drivetrain performs flawlessly and I’ve never come to wish I had more gears on the 1×11 setup.

When women ask me how/why I am a Liv ambassador I often reply that I wouldn’t represent a brand I didn’t believe in and if the products sucked, I wouldn’t want to be a part of what they are doing. Good news, the products kick ass and I’m proud to be riding their stuff!

Liv Cycling Social @ Fitchburg Cycles

My ambassadorship is no where near over yet for the year. I have some really wonderful plans for events coming down the pipeline.

Sunday June 25th is a brunch ride to Paoli with a coffee stop at True Coffee roasters leaving from Fitchburg Cycles at 10am.

Sunday July 9th is a my Functional Fitness for Cyclists clinic at Cross Fit Big Dane- currently full, but e-mail [email protected] if you are interested in attending!

August will most likely be a fun Tour de Breweries ride featuring some awesome local breweries!

September will be an in shop maintenance clinic at Fitchburg Cycles

October will most likely be the last event which is kind of a toss up, but a costume ride or bike camping outing isn’t out of the question. I’ll have to see what options folks would be interested in.

All upcoming events will be posted at fitchburgcycles.com and facebook.com/fitchburgcycleswi not to mention the Spoke Haven Facebook page!

Liv Cycling Ambassadorship It's halfway through the year. HOW DID THAT HAPPEN?! So much amazing stuff has happened this year and it continues to be a whirlwind.

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