#EquityRelease

[sovereignboss]

Unlock Your Future: Discover the key criteria for equity release and see if it's right for you! Read more on our blog. https://share.sovereignboss.co.uk/ff9303d0

[everyinvestor504]

Price comparison service MoneySuperMarket has today announced a strategic partnership with the UK’s leading whole of market equity release experts, Equity Release Group (ERG). https://track.everyinvestor.co.uk/c60bd7c0

[businessid-uk]

Home Mortgage Brokers

Mortgages

London

✅ Mortgages London

✅ Home Mortgage Brokers offers top-quality mortgage and protection services in London, specializing in securing the right home loan deals for you. Our skilled and experienced team provides professional advice tailored to your unique financial situation, ensuring you receive the best mortgage solutions. From mortgage advice to personal protection and equity release, Home Mortgage Brokers delivers exceptional service and customer satisfaction.

[ukimmigrationmatters]

Labour Hint Of Wealth Tax, Higher Inheritance and Capital Gains Taxes In “Painful” October Budget

 Prime Minister Sir Kier Starmer and Chancellor Rachel Reeves say “thing will get worse”, and refuse to rule out a “painful” October Budget.

 Concerns over potential tax hikes, as the Labour Party hints at plans to raise Inheritance Tax (IHT), Capital Gains Tax (CGT), and even introduce a wealth tax, are already causing an exodus of the rich.

 Watch full video version - https://youtu.be/P0WTdbIAuks

 The prospect of higher taxes under a Labour government is causing unease among property owners and investors alike.

 Inheritance Tax is a particular area of concern, as Labour has suggested that the current threshold could be lowered, increasing the tax burden on estates. Currently, IHT is levied at 40% on estates worth over £325,000, but this could change, leading to more families being caught in the tax net.

 Capital Gains Tax is also on Labour’s radar, with proposals to align CGT rates more closely with income tax rates. This could see higher earners paying significantly more on profits from property sales, stocks, and other investments.

 Additionally, Labour’s discussions around a potential wealth tax are causing further anxiety. Such a tax would target the richest individuals, potentially impacting those with significant property holdings, investments, and savings.

 As the political landscape evolves, investors and property owners are advised to stay informed and consider their options carefully. Whether you're thinking of selling, buying, or holding onto your assets, understanding how these potential tax changes could affect you is crucial.

 How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

 The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

 Watch video version - https://youtu.be/Wx1HXgVW1bM

 Section 24 Landlord Tax Hike

 Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

 Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

 Watch video now: https://youtu.be/aMuGs_ek17s

 For more insights into how to navigate these uncertain times, keep an eye on market trends and consult with a financial advisor to plan effectively for the future.

 #PropertyMarket #TaxChanges #InheritanceTax #CapitalGainsTax #WealthTax #LabourParty #UKProperty #FinancialPlanning #equityrelease #section24tax #kierstarmer #finances #moneytraining

[rockstarmortgages]

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#mindset is everything, don't #wish or #wait for it to happen. #balance your #financial #wealth. 

 Book your 'Mortgage Health Check' today. 

https://linktr.ee/RockstarMortgages

1 note

[bigfartcolor]

We are a mortgage brokers, offering mortgage solutions & services to resident and non-residents individuals in the UAE.

We arrange Mortgage Loans, Equity release, Loan against the land, Construction Finance and Loan against rental.

[londonmacpaul]

#equityrelease #accountedfor #householderexpenses #nojoke #grownupworld #nolandlordtoturnto #nocomplaints #justsaying (at Plaistow, Newham) https://www.instagram.com/p/B8nrTFgFago/?igshid=1qdcrokw3hgqg

[prosperhomeloans-blog]

"What Are The Alternatives To Equity Release"?

There are a variety of alternatives, such as downsizing to a smaller property or moving to a less expensive area, using economies, borrowing in the form of a loan or by asking a friend or family member.

These Are A Number Of The Alternatives To Equity Release:

Savings, investments or other assets which might be drawn on

Downsizing your property or moving to a Less Expensive area to get some equity from your home’s value (even though the cost of moving and agency/legal charges should be thought about)

Continuing in, or returning to, compensated work to top up your income

Letting out space within your house to a tenant

Accepting financial assistance from a comparative or a buddy may be an option, although it's understandable that some would prefer not to have to ask to borrow money from family members.

Organizing a traditional mortgage

Looking into Local Authority home improvement grants

Ensuring All your entitlements to means-tested benefits are being claimed (your Bower expert will assess this for you as part of our specialist equity release service)

While there are various kinds of equity release plan to match different needs, it’s not always the right option for everybody. Prior to taking out an equity release plan, our advisers will undergo all the benefits and disadvantages, as well as the choices which could let you increase the money in another manner. Get in touch and we'll happily discuss all your options and could make a recommendation as to which one could be best for you. That's a lifetime mortgage or home reversion plan. To comprehend the characteristics and risks, please ask for a personalized illustration. Bower is here to supply you with independent, impartial financial advice and client service. Our charges are tailored to your individual requirements and are based on the products you require. You'll only be billed once your plan finishes and the exact amount depends on your personal circumstances but our typical fee is £295 for advice, and our typical arrangement fee is £1,495 that is only payable when your plan finishes. To comprehend the full characteristics and risks ask us for a personalized illustration. To find out more about someone of the Bower services and goods mentioned below, please call us on freephone 01424 712333, ask for a callback, email us, or link in our live chats you’ll discover on our website. If you're considering equity release we strongly advise that you read our ‘Benefits and drawbacks of Equity Release’ page carefully.

Read More:- Best Equity Release Advice

Original Source:- Equity Mortgage

[hetogrow]

Secure your #FinancialFuture with a tax free #EquityRelease, #pension #annuities, #wills and lasting powers of #attorney (LPAs) and #mortgages https://www.hetogrow.com/ukfunds https://www.instagram.com/p/BvCwLp1HJdG/?utm_source=ig_tumblr_share&igshid=19ak328il7lyq

[sovereignboss]

Unlock Your Home's Potential with Equity Release! Discover how to turn your home into a source of income in retirement. Read our latest blog to learn more! https://share.sovereignboss.co.uk/cbea0910

[everyinvestor504]

Payne agreed with Deacon that the later life lending market was growing due to an ageing population, and they would have different financial needs and would need “different products”. https://track.everyinvestor.co.uk/c1725770

[michaelstrattonhfassociates]

There was useful information from Martin Lewis this morning with a short piece to camera about later life lending, guiding clients towards the Equity Release Council and to seek advice from a financial advisor qualified in equity release. He reiterated that it needs to be done with care, clarity and understanding – I couldn’t agree more.

[ukimmigrationmatters]

New Property Listings Rise 14% On Last Year As Labour Warns of Future Tax Increases

 Prime Minister Kier Starmer says “thing will get worse”, warning of a “painful” October Budget.

 The UK property market is showing signs of resilience with a 14% increase in new property listings compared to last year. However, the optimism is being tempered by concerns over potential tax hikes as the Labour Party hints at plans to raise Inheritance Tax (IHT), Capital Gains Tax (CGT), and even introduce a wealth tax.

 The surge in property listings can be attributed to homeowners looking to capitalize on the current market conditions before any potential tax changes come into effect. With interest rates remaining relatively low and demand for housing still strong, many are taking the opportunity to sell. However, the prospect of higher taxes under a potential Labour government is causing unease among property owners and investors alike.

 Inheritance Tax is a particular area of concern, as Labour has suggested that the current threshold could be lowered, increasing the tax burden on estates. Currently, IHT is levied at 40% on estates worth over £325,000, but this could change, leading to more families being caught in the tax net.

 Capital Gains Tax is also on Labour’s radar, with proposals to align CGT rates more closely with income tax rates. This could see higher earners paying significantly more on profits from property sales, stocks, and other investments.

 Additionally, Labour’s discussions around a potential wealth tax are causing further anxiety. Such a tax would target the richest individuals, potentially impacting those with significant property holdings, investments, and savings.

 As the political landscape evolves, property owners are advised to stay informed and consider their options carefully. Whether you're thinking of selling, buying, or holding onto your assets, understanding how these potential tax changes could affect you is crucial.

 How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

 The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

 Watch video version - https://youtu.be/Wx1HXgVW1bM

 Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

 Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

 Watch video now: https://youtu.be/aMuGs_ek17s

  For more insights into how to navigate these uncertain times, keep an eye on market trends and consult with a financial advisor to plan effectively for the future. #PropertyMarket #TaxChanges #InheritanceTax #CapitalGainsTax #WealthTax #LabourParty #UKProperty #FinancialPlanning #equityrelease #section24tax #kierstarmer #finances #moneytraining

[tapestryfs-blog]

Why Most People Will Never Find A Good Independent Financial Adviser

Because most people don’t come to Tapestry Financial Services.

Financial advice is a minefield. There are different types and different specialities. Mainly, there are two types of financial adviser; restricted, and independent.

Broadly speaking, restricted advisers are tied to certain providers, whether this be the one provider, or if they work off a panel of a certain number of providers. Restricted advisers, impose restrictions on themselves for strategic or tactical reasons, and are therefore only able to place their clients with these providers. 

Independent advisers aren’t restricted, they’re whole of market. Independence is vital as the adviser will be doing the right thing by the client, instead of doing the best thing by the client within a range of limited providers. 

All firms are subject to the clients best interests rule, whether they be restricted or independent. This may mean that if a restricted adviser cannot find a suitable recommendation they may refer the client to an independent financial adviser.

Financial advisers must be qualified to Diploma 4 level to be able to advise on all areas, and it shouldn’t matter whether they are restricted or independent as to their level of qualifications. 

When will you need to use a financial adviser?

1.      Retirement Planning – pension providers will offer you an annuity, however this isn’t your only option. It is imperative that you use a financial adviser to understand your options when it comes to retirement

2.      Investment Planning – as we all know, interest rates on the high street are low. There is an indication in the general public that investments are high risk – this isn’t always the case. There is always a risk to investing, whether this be high street investing i.e. with your bank, or using a financial adviser. A good financial adviser should always take your attitude to risk into account.

The value of investments can fall as well as rise. You may not get back what you invest.

3.      Mortgage Advice – many people think the high street is the only means of lending, ‘if the high street says no, this means no’. This isn’t always the case, seeking advice can open doors you didn’t think could be opened.

Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend on your circumstances, ask for a personalised illustration.

4.      Life Insurance – a very complex area. Hundreds of products, with add-on’s and flexibilities, but making sure the product is correct for your circumstances is invalid. We don’t charge a fee for advising on protection policies - we receive a commission payment from the provider.

[digitalflarelondon]

Another website launch this week for an equity release company called 'Later Life Planning' #CorporateWebsiteDesign #WebDev #EquityRelease #WebsiteDesign #GraphicDesigner Head over to: www.my-laterlife.co.uk to take a look. https://instagr.am/p/CYsnYIJIuDl/

[brianjonesdiary]

What is the point of Equity Release?

What is the point of #EquityRelease? My #NationwideBuildingSociety fact-find left me feeling frustrated. #LifetimeMortgage #Retirement #RetirementPlanning #Retirementfund #60Yearsold #BabyBoomer #Ageingwell #Agingwell #Retirementransition

As part of my 60th year project to get my retirement finances sorted I thought I’d find out about Equity Release.  What with all the bad press it’s something I’d only ever consider as a last resort to help both kids get properly on the housing ladder or maybe to fund a retirement property abroad.

It’s now one of the options available as part of the Nationwide Building Society’s ‘Later Life…