#Employement Schemes in India

[townpostin]

Hemant Soren Accuses BJP of False Land Mafia Claims

CM launches women’s welfare scheme, criticizes opposition ahead of assembly elections Jharkhand Chief Minister Hemant Soren refutes BJP’s land mafia accusations, launches welfare scheme for women in Palamu. RANCHI – Chief Minister Hemant Soren addressed a rally in Palamu, launching a women’s welfare scheme and criticizing BJP’s allegations. Hemant Soren, speaking at a rally in Palamu on Thursday,…

[prabhatjairam]

5 Employment schemes run by the Indian Government

The Government of India always takes initiatives to improve the economic growth of the country by encouraging various projects and schemes. It offers long-term employment opportunities to a large number of unemployed rural and urban youth in the country. The objective is to reduce poverty and the unemployment rate in India. In this blog post, we will discuss 5 effective employment schemes that are launched by the Indian government to encourage self-employment and self-dependency.

1) Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

The Government of India passed the MGNREGS in 2005. It was first proposed by PV Narasimha Rao in 1991. After being finally accepted by the parliament, the scheme commenced implementation in 625 districts in India. It is one of the prominent acts of the country that enhanced the real GDP of the economy as well as the real consumption budget and household income.

Objectives of MGNREGS

To develop livelihood security in backward areas by providing a legal guarantee of a hundred days of wage employment in an accounting year to adult members who are willing to do unskilled manual work.

To increase economic security.

Benefits of the Mahatma Gandhi National Rural Employment Guarantee Act

It magnifies the power of Gram Panchayats.

It verifies better usage of the water and land resources of the rural sectors of the country.

The act promotes the social inclusion of people who used to live in rural regions.

On top of that, it issues a guarantee of paid employment in rural areas.

2) National Career Service (NCS) Project

The National Career Service is an all-in-one solution that provides multiple employment and career options to the citizens of India. It was launched by the Hon’ble Prime Minister of India, Mr. Narendra Modi, on July 20, 2015. It is a five-year mission-mode project that works towards fulfilling the basic needs of job seekers, candidates, and employees seeking career guidance. In addition, NCS facilitates the registration of skill providers, employers, career centers, households, government sectors, and various other departments without charging any fees.

Objectives of the NCS

To advise governments, associates, component authorities, and the general public on international and national policy matters related to information and systems technology departments.

To protect and promote the professional interests of the members of the project.

The benefits of NCS

Enhances female labor force participation.

Increases the chance of employment and career-related services.

Encourages entrepreneurial ventures.

Focuses on decent employment.

Provides guidance and counseling for career development.

Related: Daily Booster Article| study24hr.com

3) Atmanirbhar Bharat Rojgar Yojana (ABRY)

Another initiative that has been taken by the Indian government toward creating employment opportunities is the Atmanirbhar Bharat Rojgar Yojana (ABRY). The scheme commenced on October 1, 2020, boosting employment in the formal sector. Under this act, the government bears both the employers’ share (12% of wages) and employees’ share (12% of wages), depending on the employment strength of the EPFO-registered establishments.

The main purpose of ABRY

To lessen the financial burden of employers and motivate them to hire more workers.

To incentivize the creation of new employment along with the restoration of lost employment and security benefits.

To boost economic growth by increasing employment.

The benefits of ABRY

Under the Atmanirbhar Bharat Rojgar Yojana, the government promotes structural reforms such as the commercialization of the mineral sector, the privatization of public sector undertakings, the redefinition of MSMEs, agriculture and labor reforms, and production-linked incentive acts.

The scheme protects workers with PF support in the post-COVID-19 crisis.

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4) Pradhan Mantri Garib Kalyan Rojgar Abhiyan

"Garib Kalyan Rojgar Abhiyan'' was launched to tackle the impact of the pandemic on sharmik workers in India. It is a rural public works act, initiated on June 20, 2020, with a working capital of Rs. 50,000 crores. This employment scheme is a joint effort by 12 different ministries, covering 116 districts in six states: Jharkhand, Bihar, Madhya Pradesh, Uttar Pradesh, Rajasthan, and Odisha.

Objectives for GKRA

To provide livelihood opportunities to rural citizens and returnee migrant workers.

To reduce the hardships of poor families due to the economic disruption caused by the Corona outbreak.

The benefits of GKRA

It is beneficial for the poor disabled, poor seniors, and poor widows, as the government will pay Rs. 1000 in ex-gratia for approximately 3 crore people.

More than 81.35 crore individuals will receive 5 kg of free rice or wheat per head per month, including 1 kg of free whole chana for every family once a month.

5) Deen Dayal Upadhaya Grameen Kaushalya Yojana (DDU-GKY)

DDU-GKY is a youth employment scheme that was launched on September 25, 2014, on the occasion of the 98th anniversary of Pt. Deen Dayal Upadhaya. The scheme aims to "transform rural poor youth into an economically independent and globally relevant workforce."

The main purpose of DDU-GKY

To give wage employment to the youth in rural sectors.

To improve the skills and capacity of rural poor youth in order to meet basic domestic and global skill requirements.

Benefits of DDU-GKY

Post-placement support to individuals.

75% of the trained members were placed.

Trainees can get career progression support.

Provides a skill-training program for rural youth.

The last line

It is understood that the Indian government puts forth endless efforts to provide employment opportunities to the citizens of India. The preliminary aim is to give individuals a quality education so they can upgrade their standard of living. Improving the welfare of Indian citizens is the reason for initiating a wide array of schemes. All the above-mentioned schemes are valuable because they provide employment opportunities in various departments for administrative purposes.

[beguines]

The Indian state has already begun to evict indigenous communities from their homes. In late 2020, tribal communities received notice that labeled their homes as illegally occupying forest land. Their homes were demolished. This bears an eerie resemblance to Israel's targeting of Bedouin communities of Naqab, where Israel gave the lands of these communities to Jewish settlers and the military. The logic of Bedouin dispossession was premised on the fact that as nomads, they had no right to the land.

In Kashmir, these communities were living on lands that the Indian state wanted to use for the development of tourist infrastructure. Part of the plan is to transfer agricultural land to Indian state and private corporations. Kashmir has already lost 78,700 hectares of agricultural land to non-agricultural purposes between 2015–19. This decline in agricultural land—which a majority of Kashmiris still rely upon as the foundation of their economy—will disempower farmers, result in a loss of essential crops, make Kashmir less agriculturally self-sufficient, and create grounds for economic collapse in the near future. It is of course, only when Kashmiris are economically devastated that India's job in securing their land will be made even easier.

Alongside the destruction of agricultural land, the Indian government has also been charged with "ecocide" in Kashmir, which, "masked under the development rhetoric . . . destroys the environment without care, extracting resources and expanding illegal infrastructure as a way of contesting the indigenous peoples' right of belonging and using the territory for their own gain." During the lockdown in late 2019, the valley saw unprecedented forest clearances. In June 2020, the Jammu & Kashmir Forest Department became a government-owned corporation, allowing it to sell public forest land to private entities, including to Indian corporations. The rush to secure and extract Kashmir's resources has typically come at an immense cost to the region's vulnerable ecology, prompting local activists' fears that a lack of accountability will almost certainly exacerbate the climate crisis in South Asia. Just as Israel has secured control over Palestinian resources, India's stranglehold of Kashmir's natural resources and interference with the environment will ultimately make Kashmiris dependent on the Indian state for their livelihoods.

All of these shifts in land use reflect the "Srinagar Master Plan 2035," which "proposes creating formal and informal housing colonies through town planning schemes as well as in Special Investment Corridors," primarily for the use of Indian settlers and outside investors. Indeed, the Indian government has signed a series of MOU's with outside investors to alter the nature of the state by building multiplexes, educational institutions, film production centers, tourist infrastructure, Hindu religious sites, and medical industries. Kashmiri investors are no competition for massive Indian and external corporations and have a fundamental disadvantage in investing in land banks that the government has apportioned toward these purposes. Back to back lockdowns have resulted in massive economic losses for Kashmir's industries, including tourism, handicrafts, horticulture, IT, and e-commerce. Furthermore, "as with other colonial powers, Indian officials are participating in international investment summits parroting Kashmir as a 'Land of Opportunity', setting off a scramble for Kashmir's resources, which will cause further environmental destruction." India has always kept a close eye on Kashmir's water resources and its capabilities to generate electricity, while intentionally depriving Kashmir of the electricity it produces.

As more economic and employment opportunities are opened up to Indian domiciles, Kashmiris will also be deprived of what little job security they had. In sum, "neoliberal policies come together with settler colonial ambitions under continued reference to private players, industrialization and development, with the 'steady flow of wealth outwards.'"

Azad Essa, Hostile Homelands: The New Alliance Between India and Israel

[coochiequeens]

After stories like this break I always hope it will lead to those supporting surrogacy to agree that there needs to needs to be more regulations.

IVF Centers in Delhi NCR: CBI Uncovers Child Trafficking and Fake Doctors in Fertility Clinics

CBI investigation reveals alarming illegal activities in Delhi NCR fertility clinics, including child trafficking, illegal surrogacy, and employment of unqualified practitioners. The probe exposes violations of the Surrogacy Regulation Act 2021 and links to organized crime. This shocking revelation raises urgent questions about regulation and patient safety in the fertility industry, prompting calls for immediate reform and stricter oversight.

Posted byby Ajay Gupta Political journalistAugust 3, 2024

NEW DELHI, August 3, 2024 – A recent investigation by the Central Bureau of Investigation (CBI) has unveiled a disturbing network of illegal activities within In Vitro Fertilization (IVF) centers across Delhi NCR, sending shockwaves through the fertility industry and raising urgent questions about regulation and oversight.

IVF Centers in Delhi NCR Key Findings

Numerous IVF centers Delhi NCR implicated in child trafficking schemes

Surrogate mothers exploited in violation of the Surrogacy (Regulation) Act, 2021

Organized syndicates linked to organ trade and forced begging identified

Fake medical credentials and forged adoption documents discovered

The Investigation Unfolds IVF centers Delhi NCR

The CBI’s probe, which began as an inquiry into a single child trafficking incident, quickly ballooned into a comprehensive examination of the fertility industry in the National Capital Region. Investigators uncovered a complex web of illegal activities, with some IVF centers serving as hubs for various criminal enterprises.

“What we’ve found is deeply troubling,” said CBI spokesperson Rajesh Kumar. “These centers, which should be helping families, have instead become conduits for exploitation and trafficking.”

A Pattern of Abuse Illegal IVF centers

The investigation revealed multiple schemes operating under the guise of legitimate fertility services:

Baby Trafficking: Newborns purchased from surrogate mothers were sold to childless couples or, more alarmingly, to criminal networks.

Illegal Surrogacy: Despite the ban on commercial surrogacy, many centers continued to offer paid surrogacy services, exploiting economically vulnerable women.

Document Forgery: Staff at several clinics were found creating false adoption papers and medical records.

Unqualified Practitioners: Some centers employed individuals with fake medical degrees, putting patients at severe risk.

Legal Framework and Violations

The Surrogacy (Regulation) Act, 2021, explicitly prohibits commercial surrogacy in India, allowing only altruistic arrangements. However, the CBI’s findings indicate widespread disregard for these regulations.

“The law is clear,” explained Dr. Shalini Mishra, a legal expert in reproductive rights.

“Surrogacy can only be altruistic, with no financial compensation beyond medical expenses. What we’re seeing here is a blatant violation of both the letter and spirit of the law.”

The Greater Noida Gang

In April 2022, authorities arrested a gang operating out of an IVF center in Greater Noida. The group, which included two female employees of the clinic, lured prospective parents with promises of baby boys, a practice strictly forbidden under Indian law.

The Fake Doctor Incident

September 2022 saw the arrest of an IVF clinic owner following the death of a woman during a procedure. Subsequent investigation revealed the owner’s medical degree was fraudulent.

The Egg Donor Mastermind

A 2021 case involved the rescue of a two-year-old child from a trafficking ring. The operation’s leader was discovered to be an egg donor with connections to multiple hospitals in the region.

Implications IVF Centers in Delhi NCR

The scale of illegal activities uncovered by the CBI raises serious concerns about the oversight of fertility clinics in India.

Dr. Amit Banerjee, a reproductive health specialist, warns of far-reaching consequences:

“This isn’t just about illegal adoptions or surrogacy. We’re talking about potential links to organ trafficking, forced labor, and other forms of exploitation. The ramifications for public health and safety are enormous.”

As the investigation continues, calls for reform are growing louder. Experts suggest several key steps:

Enhanced Monitoring: Implement more frequent and rigorous inspections of IVF centers.

Stricter Licensing: Tighten requirements for operating fertility clinics.

Patient Education: Launch public awareness campaigns about legal surrogacy and adoption processes.

Inter-Agency Cooperation: Improve coordination between health authorities, law enforcement, and child welfare organizations.

The CBI’s investigation into illegal IVF centers in Delhi NCR has exposed a dark underbelly of the fertility industry, highlighting urgent needs for reform and vigilance. As authorities work to dismantle these criminal networks, the challenge remains to ensure that legitimate fertility services can operate safely and ethically, providing hope to families while protecting the vulnerable from exploitation.

For the latest updates on this developing story, visit the CBI’s official website or follow our continuing coverage.

[yoursyashi]

Empowering Women through Education: A Path to Progress in India

Education has been regarded as an empowering tool for individual and societal development since the beginning of Indian civilization. Despite the tremendous progress achieved by India in expanding education, the journey to equal educational opportunities for women has, so far, been arduous and beset by obstacles. With regard to women's education, whereas in India such a cause has been gaining momentum over the years and has evolved as the central theme of the country's development agenda. While it is no longer an issue of social justice, it rather stands as an economic necessity and an avenue to break the cycle of poverty, inequality, and underdevelopment.

Importance of Women's Education

The education or learning process, which a person undergoes, depicts the future of that person. For women, it provides much more: economic independence, access to social mobility, and improvement in health. Education for girls and women is a benefit to society at large because it enhances economic growth, reduces poverty, and upholds gender equality.

The World Bank has reported that education impacts the ability of women to make informed decisions on health, family planning, and well-being generally. Educated women will also more likely contribute to the economies be it through formal employment or entrepreneurship, hence bring about change in their entire communities.

Social benefits from the education of girls are much deeper as when children go to school for longer periods, people tend to marry later, have fewer children, and raise healthier families. Mothers with education often ensure that their children get proper nutrition and schooling also, hence it creates a cycle of change which, based on generations, can go on for a long time.

While there are clear benefits, nevertheless, still women's education in India is not universal. Over the years, gaps based on gender in education have decreased, but several systemic and social barriers continue to hinder the full participation of women and girls in the institution of education.

Traditional roles are, in many parts of India, especially in rural India, upheld with regard to gender, where girls are sent back home to attend to family chores and not necessarily to school. In some communities, one of the main challenges is educating boys more than girls because some families will see the education of their girl as "wasting" resources.

Society expects girls to marry at a very young age and take up household chores. At times, it matters more than school. Some parts of the country are conservative and expect a girl to get married early, have children, and forget her higher studies or worldly ambitions.

The cost of sending children to school becomes a monetary issue with many families, especially lower-income ones. Yet the government has attempted to make education relatively inexpensive with schemes such as the Right to Education Act (RTE), declaring free education between the ages of 6 and 14. Again, the cost of other things like books, uniforms, and transport is an enormous burden on the parents' shoulders.

In rural areas, poor infrastructures, such as schools being too far away or inadequate sanitation facilities for girls discourage the families from sending their girls to school. There, they drop out more when they reach puberty, fearing for their safety or worried about the existence of proper facilities for menstruating girls.

Even though girls are registered in school, in most cases, the quality of education they obtain is not of a high standard. It is for these reasons that there is a high dropout rate and the poor learning results; it makes girls even poorer prospects when it comes to higher education or employment.

Safety is one other major concern. Accounts of violence, harassment, and trafficking have kept many young girls indoors, considering that school-going is difficult and ill-advised in some districts of India. The home-to-school route can be unsafe, especially for those girls who might become victims of gender-based violence. Lack of safe transportation for such trips or the absence of solid policing in these regions furthers the fears.

Women Education Government Initiatives

The RTE Act is a landmark piece of legislation that ensures all children between the ages of 6 and 14 be provided with free and compulsory education. The Act mandates that private schools reserve 25% of seats reserved for disadvantaged children, which includes a significant number of girls from these marginalized communities. The RTE has played a crucial role in improving access, though there are still plenty of challenges that remain in terms of infrastructure and quality.Beti Bachao Beti Padhao Scheme

Launched in 2015, the Beti Bachao Beti Padhao (Save the Girl Child, Educate the Girl Child) scheme is meant to put an end to gender discrimination and bias against girls. The scheme is designed to improve the child sex ratio, increase educational awareness of girls, and make them more capable and self-reliant. It ranges from raising an awareness campaign to offering education scholarships and ensuring girls' safety in schools.

Girls' Education Schemes (Kasturba Gandhi Balika Vidyalaya Scheme)

To provide quality education to girls in the educationally backward blocks of the country, Kasturba Gandhi Balika Vidyalaya (KGBV) Scheme was launched to set up residential schools for girls across the country where education, boarding, and lodging facilities would be provided free. This will help out girls who otherwise cannot go to school because of difficult distances or family circumstances.

Scholarships and Incentive Programs

There are many scholarship schemes run by the state and central governments specifically for girls as an incentive for them to undergo education. Such programs, like the one offered under the National Scheme of Incentives to Girls for Secondary Education*, give some financial aid to girls upon completion of their secondary level of education. Scholarships such as the Indira Gandhi Scholarship for Single Girl Child* provide incentives to reduce financial barriers associated with college and university education among women.

The NCERT has been taking steps to introduce reforms in curriculum that are gender sensitive, empowering girls with emancipating knowledge which shakes off traditional stereotypes. Class room affairs with greater involvement of women role models need to be increased in textbooks to root out gender biases at the grass-roots level.

NGO/Community-Based Initiatives

NGOS and community-based groups have spearheaded women's education in India. Organizations such as *Pratham*, *Barefoot College*, and *Room to Read* undertake grassroots work in bridging the gap between policy and reality. Such organizations institute initiatives through literacy programs, scholarships, and advocacy campaigns meant to drive girls to stay and complete their education.

NGOs make all the difference in rural and tribal areas where government schemes cannot directly reach, helping girls with vocational training and career counseling, providing them with an understanding of the importance of education among girls, and introducing them to a safe environment for growth and learning while simultaneously confronting the global issues of child marriage and gender-based violence.

Future Perspective: The future of women's education in India

India has taken good steps in improving women's education, but still, much more has to be done. Closing the gender gap in education is more than a moral imperative; it is a very important investment in the country's future. The educational empowerment of girls will have a significant impact on India's economic development because it is an instrument for unlocking half the potential of the population, driving innovations, reducing poverty, and promoting social equality.

The focused areas for the future would be: ensuring quality education, preparation of a safe learning environment, addressing socio-cultural barriers, and ensuring greater economic support for families to send their daughters to school. Another very important area is men and boys being involved in the conversation about gender equality, shifting the stereotypes, and making allies for the cause of girls' education.

One child, one teacher, one book, one pen can change the world. The education of women is capable of transforming the life of the individual and the whole nation in India. When investment is made into her dreams, a bright future awaits the educated women of India.

[pmegploan]

Best PMEGP loan : Government Support for Starting Your Own Business.

At sharda Associates The Prime Minister's Employment Generation Programme (PMEGP) is a government scheme in India that gives financial help to individuals who want to create small companies. It aims to create jobs and encourage self-employment, particularly in rural and semi-urban areas. Here's a simplified view of the scheme

What is PMEGP?

PMEGP Loan provides financial assistance to people starting new small enterprises by offering a loan with a subsidy. The Ministry of Micro, Small, and Medium Enterprises (MSME) manages it, while the Khadi and Village Industries Commission (KVIC) oversees its implementation.

Key Features:

1 Loan Amount

Manufacturing enterprises might receive up to ₹25 lakh.

Service enterprises, such as beauty salons or repair shops, can receive up to ₹10 lakh.

2 Government subsidy:

Rural areas:

25% of general category applications.

35% for special categories (such as SC/ST, women, and those from the Northeast).

Urban areas

15% for general category applications.

Special categories are eligible for 25% off.

Who can apply?

1 Eligibility:

Any Indian citizen above the age of 18.

Applicants for projects costing more than ₹10 lakh (manufacturing) or ₹5 lakh (services) must have finished 8th grade.

Self-help groups (SHGs), cooperative organizations, and charitable trusts can all apply.

2 Personal Investments:

General candidates must invest 10% of the project cost themselves.

Special category applicants must invest only 5%.

How do I apply?

1 Application Process:\

Apply online using the PMEGP portal at Official kvic Main.

Upload documents such as ID, address verification, educational certificates, and a business plan.

2 Selection and Loan approval:

A District-Level Task Force Committee will contact you to schedule an interview.

Once approved, the bank sanctions the loan and credits the government subsidy to your loan account.

3 Repayment:

The loan must be repaid within 3-7 years, however the subsidy does not have to be paid back.

4 Training:

All PMEGP grantees are required to complete a brief company management training program.

Example of How PMEGP Loans Work

Suppose you wish to start a small manufacturing plant in a rural region for ₹20 lakh.

For those in the general category, the government will provide a 25% subsidy, amounting to ₹5 lakh.

The bank offers a loan of ₹15 lakh, and you simply need to invest ₹2 lakh from your savings.

Why is PMEGP beneficial?

project report for PMEGP loan assists people in starting enterprises without the requirement for a large initial investment. This loan is ideal for young enterprises as it requires no collateral (up to ₹10 lakh) and offers long payback terms.

Summary

The PMEGP initiative is a useful approach to start a small business with government assistance, particularly if you come from a rural or underprivileged background. It encourages employment generation and economic development. For additional information, please visit the official PMEGP website or contact your nearest KVIC office.

PMEGP: Helping You Start Your Own Business with Government Support. For details and to reach us, visit https://shardaassociates.in/ contact us : 91 79870 21896 , address : HIG B-59, Sector A, Vidya Nagar, Bhopal, Madhya Pradesh 462026

[vickyvicarious]

But in Clerval I saw the image of my former self; he was inquisitive, and anxious to gain experience and instruction. The difference of manners which he observed was to him an inexhaustible source of instruction and amusement. He was for ever busy; and the only check to his enjoyments was my sorrowful and dejected mien.

1818

But in Clerval I saw the image of my former self; he was inquisitive, and anxious to gain experience and instruction. The difference of manners which he observed was to him an inexhaustible source of instruction and amusement. He was also pursuing an object he had long had in view. His design was to visit India, in the belief that he had in his knowledge of its various languages, and in the views he had taken of its society, the means of materially assisting the progress of European colonisation and trade. In Britain only could he further the execution of his plan. He was for ever busy; and the only check to his enjoyments was my sorrowful and dejected mien.

1831

Especially at the beginning, I wasn't collecting every difference between the two editions, so I don't remember if I have commented on this before or not. But Henry's more mercantile aspirations are something that has been happening throughout the 1831 edition, for example when he talked about why he wanted to go to school. And it was only in this passage that I made the connection to another altered career path: Ernest Frankenstein.

In 1818, Elizabeth advocates for Ernest to become a farmer, contrary to Alphonse suggesting he become an advocate/eventually a judge. In 1831, on the other hand, Ernest himself insists on being a soldier against the wishes of his father, but Elizabeth supports him since she thinks he'd just become an idler if his wishes weren't granted:

My uncle and I conversed a long time last night about what profession Ernest should follow. His constant illness when young has deprived him of the habits of application; and now that he enjoys good health, he is continually in the open air, climbing the hills, or rowing on the lake. I therefore proposed that he should be a farmer; which you know, Cousin, is a favourite scheme of mine. A farmer's is a very healthy happy life; and the least hurtful, or rather the most beneficial profession of any. My uncle had an idea of his being educated as an advocate, that through his interest he might become a judge. But, besides that he is not at all fitted for such an occupation, it is certainly more creditable to cultivate the earth for the sustenance of man, than to be the confidant, and sometimes the accomplice, of his vices; which is the profession of a lawyer. I said, that the employments of a prosperous farmer, if they were not a more honourable, they were at least a happier species of occupation than that of a judge, whose misfortune it was always to meddle with the dark side of human nature. My uncle smiled, and said, that I ought to be an advocate myself, which put an end to the conversation on that subject.

1818

How pleased you would be to mark the improvement of our Ernest! He is now sixteen, and full of activity and spirit. He is desirous to be a true Swiss, and to enter into foreign service; but we cannot part with him, at least until his elder brother return to us. My uncle is not pleased with the idea of a military career in a distant country; but Ernest never had your powers of application. He looks upon study as an odious fetter;—his time is spent in the open air, climbing the hills or rowing on the lake. I fear that he will become an idler, unless we yield the point, and permit him to enter on the profession which he has selected.

1831

There are a couple of ways this plays into existing themes, in both editions. In 1818, Ernest's future being debated between farmer and judge positions him as undecided between two options. First, the idealized smaller family lifestyle as viewed by Creature when he talks about the De Laceys farming their own food (despite them not being 'farmers' beyond necessity) or just in general the idea of harmony with the earth and not doing harm as Elizabeth says. Second, the arbiter or human conflicts, the embodiment of the justice system. We've seen how flawed that system is every time it's brought up, and Elizabeth seems to consider it almost a corrupting influence, to have to concern oneself with the dark side of human nature. More importantly though I think is the contrast between farming being presented as some individual bond with the land, versus advocate/judge being about human society. Setting aside how it's unlikely Ernest's station in life would ever allow him to be that particular kind of farmer (and also farming as a profession is hardly some idealized simple joy of nature), the contrast between outdoor/indoor, nature/civilization, physical labor/mental labor and so on are what's being played with here. Another notable detail is that Ernest isn't involved in this conversation at all; it's just two older relatives discussing his future and what they each think would suit him best (which happens to line up with their values).

In 1831, the options presented are more soldier or layabout (his father's ideal career for him is hinted at in the line about Ernest not liking to study, but not really expounded on). It's not about society/nature, it's about activity/indolence. And Ernest himself is more driven and more involved, contrasting the other version. Of course, he's still only 16, so it could well be that his eagerness to run off and join the army, while more outspoken, is no more mature than the lack of career planning we hear directly from him in the original, but just like 1831 Victor is more take-charge, so too is 1831 Ernest.

To bring it all back to this chapter and my original point... I find it quite interesting how 1818 Henry isn't described as being especially ambitious, more just wanting to learn because he enjoys it. He knows he is going to take over his father's business and is okay with that, but is more interested personally in poetry, romances, literature, society of great minds, etc. In 1831, Henry is not only expecting to inherit the business, but is actively making plans to expand and to use his learning to further his mercantile success.

Both Henry Clerval and Ernest Frankenstein follow a much more colonial career path in 1831. They seem to be representing something of the 'march of progress': they want to travel and leave their homeland with the specific aim of either fighting or trading to 'civilize' those foreign lands. As such, they want to serve Society on a larger scale, more institutionally than individually. This is in marked contrast to the singular Creature and the link to nature he represents... as well as in some ways Victor, who is often characterized by profound isolation (mental, emotional, physical...). It's interesting especially because in the original, both Henry and Ernest seem to be drawn more to the individual side of things, or at least not so interested in serving as cogs in any great machine. And then you could maybe even get into them both (and Victor) already having places ready for them within larger society and not caring as much about it, contrasting Creature's exclusion and his desperate desire to join humanity. Just a lot of interesting thoughts.

[warningsine]

Most pundits and exit polls predicted a big win for Narendra Modi’s Bharatiya Janata Party (BJP) in India’s massive six-week election that just came to a close.

They were wrong. Instead, many voters in key battleground states cast their ballots for opposition parties, cutting the BJP’s tally of seats in the Lok Sabha, the lower hour of parliament, from 303 to 240.

Together with their coalition partners, the BJP should retain power with a slim majority of 21 seats. Modi will serve a rare third term as India’s prime minister. But for the first time in a decade, both the prime minister and his party no longer look invincible.

So, what went wrong?

It will be a while before detailed post-election surveys are published, with robust data on why Indians voted as they did. But from what we already know, we can identify a few factors that might explain why support for the BJP has waned.

The BJP went into the election campaign claiming great successes in economic management. Under the stewardship of the Modi government, as the party’s manifesto declared, India has emerged as the fastest-growing major economy in the world. It is currently ranked number five and Modi had set the ambitious goal of��rising to third by the end of the decade.

The BJP had made other big promises for a third Modi term: to make India more self-reliant and resilient to global shocks, as well as to improve its infrastructure, generate more power and attract more foreign investment in manufacturing.

Yet, what it lacked – and what may have swayed some voters – was a credible plan to boost employment and curb inflation. The BJP’s track record in both areas is not good.

India needs to create jobs for tens of millions of young and ambitious Indians entering the workforce ever year, but it has struggled to do that in recent years. This has led many to move abroad, even to countries in conflict zones.

Moreover, it needs to stabilise prices, which have increased at annual rate of 5–6% in recent years.

Fear and favour

Another issue that likely swayed some voters was the possible fate of positive discrimination schemes for education and public sector employment known as “caste reservations”.

Designed to improve social mobility for historically marginalised caste groups and communities, these schemes have become politically contentious in a society where good schools and good jobs are scarce.

The BJP has long been ideologically sceptical about reservations, arguing – among other things – they are socially divisive, pitting caste against caste and community against community.

Some Hindu nationalists also see these schemes as standing in the way of consolidating all Hindus into one unassailable social and political bloc.

During the election campaign, these arguments were highlighted by opposition parties, which claimed the BJP planned to abolish reservations or even amend India’s Constitution to ban them outright.

And it seems that fear this might have prompted many lower caste Indians to switch their votes to parties pledging to defend reservations, like the Samajwadi Party in Uttar Pradesh.

Modi fatigue

A third factor shaping voter behaviour may well prove to be a loss of enthusiasm for Modi himself.

Modi’s personal popularity has remained very high by both Indian and global standards for more than a decade – and for good reason.

He is a charismatic and effective communicator, but his capacity for reinventing his image has arguably been his greatest asset. At different points in his career, he has been able to project himself as a firebrand, a technocratic moderniser, a humble servant of the people and an adroit diplomat.

Recently, however, Modi has cast himself as a distant, almost priestly and otherworldly figure. In the days before the election results were announced this week, the prime minister withdrew to a beach to meditate for 45 hours. In interviews, he has spoken of being chosen by god for his role.

These actions led at least one opposition leader to comment that Modi was saying “all kinds of things that made no sense”. Some voters may have shared that view.

Modi’s broader Hindu project in doubt

For ten years, the BJP has also worked hard to establish a dominant position in India’s political system. To win over voters, it has improved infrastructure in the cities and extended India’s rudimentary welfare state to improve the lives of women and the rural poor.

Ultimately, however, the BJP aims not just to develop India, but to ensure all aspects of Indian society reflect what it sees as the values of the Hindu majority.

To do that, the Modi government has tried to unite all Hindu voters – around 80% of the population – with high-profile religious and cultural appeals, like the construction of a much-vaunted new Ram temple at the holy city of Ayodhya.

The result of this election suggests this project has not – so far, at least – succeeded. In a striking development, the BJP failed to hold the parliamentary seat (Faizabad) where Ayodhya is located.

It is not yet clear what lessons Modi and the BJP will take from this election. Tethered to coalition partners with more leverage than before, the incoming government will be more constrained than its predecessors. As the dust settles, one thing is clear: this election has transformed India’s political landscape.

[fininformatory]

Union Budget 2024 (India) Summary

The Union Budget 2024 of India focuses on simplifying tax processes, promoting economic growth, and supporting various sectors. Here are the key highlights:

Simplification of Tax Processes

Income Tax Returns (ITR): The process of filing ITR has been simplified.

Revised Tax Deductions and Rates

Standard Deduction: Increased from ₹50,000 to ₹75,000 in the new tax regime.

Family Pension Deduction: Enhanced from ₹15,000 to ₹25,000.

New Tax Structure:

No tax on income up to ₹3 lakhs.

5% tax on income from ₹3 lakhs to ₹7 lakhs.

10% tax on income from ₹7 lakhs to ₹10 lakhs.

15% tax on income from ₹10 lakhs to ₹12 lakhs.

20% tax on income from ₹12 lakhs to ₹15 lakhs.

30% tax on income above ₹15 lakhs.

Changes in Import Taxes

Gold and Silver: Import tax reduced from 6.5% to 6%.

Support for Start-ups and Entrepreneurs

Angel Tax Exemption: Investors in start-ups are exempt from the angel tax.

Late Payment of TDS: No longer considered a crime.

Changes in Capital Gains Tax

Long-Term Capital Gains Tax: Set at 12.5%.

Short-Term Capital Gains Tax: Increased to 20%.

Industrial and Economic Growth Initiatives

Capital Gains: Increase in capital gain limit.

Industrial Parks: Plug and Play Industrial Park Scheme in 100 cities.

Export Concessions: For mineral products.

Support for Women: ₹3 lakh crores provision.

Cheaper Goods: Electric vehicles, gold and silver jewelry, mobile phones, and related parts.

Agriculture: Priority on increasing production.

FDI Simplification: Simplified process for foreign direct investment.

Interest-Free Loans: To states for 15 years.

Rural Development: ₹2.66 lakh crores provision.

Support for Farmers: ₹1.52 lakh crores provision.

Education Loans: Financial support for loans up to ₹10 lakhs for higher education.

Nine Priorities for Upcoming Years

Manufacturing and Services

Urban Development

Energy Security

Infrastructure

Innovation and R&D

Next-Generation Reforms

Productivity and Resilience in Agriculture

Employment and Skilling

Inclusive Human Resource Development and Social Justice

Employment-Linked Incentives

First-Time Employees: One-month wage incentive.

Manufacturing Sector: Incentives for employers and employees for four years.

Youth Employment: Incentives for 30 lakh youths entering the job market.

EPFO Contribution Reimbursement

Government will reimburse ₹3,000 per month towards EPFO contribution for two years for each additional employee.

E-Commerce and Youth Internship Initiatives

E-Commerce Export Hub: To be created in collaboration with the private sector.

Youth Internship Scheme: Internships for 1 crore youth with a one-time assistance of ₹6,000 and a monthly allowance of ₹5,000 during the internship.

The Union Budget 2024 aims to drive economic growth, support various sectors, simplify tax procedures, and provide robust support for employment and youth development. By focusing on these areas, the budget seeks to create a more inclusive and prosperous economy for all citizens. Click here read more

[foxnangelseo]

FDI in India: Unleashing Growth Potential in 2024

Introduction

Foreign Direct Investment (FDI) has been a cornerstone of India's economic growth, driving industrial development, technological advancement, and job creation. As we move into 2024, the FDI landscape in India is poised for substantial growth, bolstered by a favorable policy environment, a burgeoning consumer market, and strategic government initiatives. This blog delves into the potential of FDI in India for 2024, examining the key sectors attracting investment, the regulatory framework, and the strategies investors can employ to navigate this dynamic market.

The Significance of FDI in India

FDI is crucial for India’s economic progress, providing the capital, technology, and expertise needed to enhance productivity and competitiveness. It facilitates the integration of India into the global economy, stimulates innovation, and creates employment opportunities. Over the past decade, India has emerged as one of the top destinations for FDI, reflecting its economic resilience and strategic importance.

Historical Context and Recent Trends

India's FDI inflows have shown a consistent upward trend, reaching record levels in recent years. According to the Department for Promotion of Industry and Internal Trade (DPIIT), India attracted FDI inflows worth $81.72 billion in 2021-22, highlighting its strong appeal among global investors. The sectors that have traditionally attracted significant FDI include services, telecommunications, computer software and hardware, trading, construction, and automobiles.

Key Factors Driving FDI in India

1. Economic Growth and Market Size

India's economy is one of the fastest-growing in the world, with a projected GDP growth rate of around 6-7% in 2024. The country’s large and youthful population offers a vast consumer base, making it an attractive market for foreign investors. The rising middle class and increasing disposable incomes further fuel demand across various sectors.

2. Strategic Government Initiatives

The Indian government has implemented several initiatives to make the country more investor-friendly. Programs like 'Make in India,' 'Digital India,' and 'Startup India' are designed to boost manufacturing, digital infrastructure, and entrepreneurial ventures. These initiatives, coupled with reforms in labor laws and ease of doing business, create a conducive environment for FDI.

3. Infrastructure Development

Significant investments in infrastructure development, including roads, railways, ports, and urban infrastructure, enhance connectivity and logistics efficiency. The development of industrial corridors and smart cities further improves the attractiveness of India as an investment destination.

4. Favorable Regulatory Environment

India has progressively liberalized its FDI policy, allowing 100% FDI in most sectors under the automatic route. This means that foreign investors do not require prior government approval, simplifying the investment process. The government has also streamlined regulatory procedures and improved transparency to facilitate ease of doing business.

Key Sectors Attracting FDI in 2024

1. Technology and Digital Economy

The technology sector continues to be a magnet for FDI, driven by India’s growing digital ecosystem, skilled workforce, and innovation capabilities. Investments in software development, IT services, and emerging technologies like artificial intelligence, blockchain, and cybersecurity are expected to surge.

2. Manufacturing and Industrial Production

The 'Make in India' initiative aims to transform India into a global manufacturing hub. Key sectors attracting FDI include electronics, automobiles, pharmaceuticals, and renewable energy. The Production-Linked Incentive (PLI) schemes introduced by the government provide financial incentives to boost manufacturing and attract foreign investment.

3. Healthcare and Biotechnology

The COVID-19 pandemic has underscored the importance of healthcare infrastructure and innovation. India’s pharmaceutical industry, known for its generic drug production, continues to attract substantial FDI. Additionally, biotechnology and medical devices are emerging as significant sectors for investment.

4. Infrastructure and Real Estate

Infrastructure development is critical for sustaining economic growth. Sectors like transportation, logistics, urban development, and real estate offer significant investment opportunities. The government's focus on developing smart cities and industrial corridors presents lucrative prospects for foreign investors.

5. Renewable Energy

With a commitment to achieving net-zero emissions by 2070, India is focusing on renewable energy sources. The solar, wind, and hydroelectric power sectors are witnessing substantial investments. The government's policies and incentives for green energy projects make this a promising area for FDI.

Regulatory Framework for FDI in India

Understanding the regulatory framework is essential for investors looking to enter the Indian market. The key aspects of India's FDI policy include:

1. FDI Policy and Routes

FDI in India can be routed through the automatic route or the government route. Under the automatic route, no prior approval is required, and investments can be made directly. Under the government route, prior approval from the concerned ministries or departments is necessary. The sectors open to 100% FDI under the automatic route include:

- Infrastructure

- E-commerce

- IT and BPM (Business Process Management)

- Renewable Energy

2. Sectoral Caps and Conditions

While many sectors allow 100% FDI, some have sectoral caps and conditions. For example:

- Defense: Up to 74% FDI under the automatic route, and beyond 74% under the government route in certain cases.

- Telecommunications: Up to 100% FDI allowed, with up to 49% under the automatic route and beyond that through the government route.

- Insurance: Up to 74% FDI under the automatic route.

3. Regulatory Authorities

Several regulatory authorities oversee FDI in India, ensuring compliance with laws and policies. These include:

- Reserve Bank of India (RBI): Oversees foreign exchange regulations.

- Securities and Exchange Board of India (SEBI): Regulates investments in capital markets.

- Department for Promotion of Industry and Internal Trade (DPIIT): Formulates and monitors FDI policies.

4. Compliance and Reporting Requirements

Investors must comply with various reporting requirements, including:

- Filing of FDI-related returns: Periodic filings to RBI and other regulatory bodies.

- Adherence to sector-specific regulations: Compliance with industry-specific norms and guidelines.

- Corporate Governance Standards: Ensuring adherence to governance standards as per the Companies Act, 2013.

Strategies for Navigating the FDI Landscape

1. Thorough Market Research

Conducting comprehensive market research is crucial for understanding the competitive landscape, consumer behavior, and regulatory environment. Investors should analyze market trends, identify potential risks, and evaluate the long-term viability of their investment.

2. Partnering with Local Entities

Collaborating with local businesses can provide valuable insights into the market and help navigate regulatory complexities. Joint ventures and strategic alliances with Indian companies can facilitate market entry and expansion.

3. Leveraging Government Initiatives

Tapping into government initiatives like 'Make in India' and PLI schemes can provide financial incentives and support for setting up manufacturing units and other projects. Staying updated on policy changes and leveraging these initiatives can enhance investment returns.

4. Ensuring Legal and Regulatory Compliance

Compliance with local laws and regulations is paramount. Engaging legal and financial advisors with expertise in Indian regulations can ensure that all legal requirements are met. This includes obtaining necessary approvals, adhering to reporting norms, and maintaining corporate governance standards.

5. Focusing on Sustainable Investments

Given the global emphasis on sustainability, investments in green technologies and sustainable practices can offer long-term benefits. The Indian government’s focus on renewable energy and sustainable development provides ample opportunities for environmentally conscious investments.

Conclusion

India's FDI landscape in 2024 is ripe with opportunities across various sectors, driven by robust economic growth, strategic government initiatives, and a favorable regulatory environment. However, navigating this dynamic market requires a deep understanding of the legal and regulatory framework, thorough market research, and strategic partnerships.

For investors looking to unleash the growth potential of their investments in India, staying informed about policy changes, leveraging government incentives, and ensuring compliance with local laws are critical. By adopting a strategic approach and focusing on sustainable investments, foreign investors can tap into the immense opportunities offered by the Indian market and contribute to its economic transformation.

In conclusion, FDI in India in 2024 presents a compelling opportunity for global investors. With the right strategies and guidance, investors can navigate the complexities of the Indian market and achieve significant growth and success.

This post was originally published on: Foxnangel

[clove-pinks]

Prince Alfred in his Royal Navy midshipman's uniform, c. 1860. He joined the navy at the age of 12 in 1856 (RCT).

After their initial training, Royal Navy cadets of the 1850s and 1860s transferred to the Fleet for at least four years before being able to sit for the exam for lieutenant. Although many would serve on large ships close to home (which were more likely to have a naval instructor aboard), imperialism and global ambitions of the metropole meant that midshipmen could see action:

The China and Far East station, even after the ending of the Second China War in 1860, was a major employer of manpower absorbing over 40 vessels and in excess of 6,000 men over the following decade. The Civil War diverted ships and men on the North American station and trade protection and anti slavery patrols kept at least 15 ships and about 2,000 men employed off the coast of West Africa. Most vessels here were relatively small, shallow draft gun boats under junior command and unlikely to carry cadets or midshipmen by scheme of complement, but they frequently employed them on loan from larger vessels. Thus in the late 1850s and 1860s many 15- and 16-year-old boys received a baptism of fire in small craft up rivers and inside reefs, with expeditionary brigades ashore in China, India, New Zealand or off the coast of Japan. Admiral Sir John Fisher, a future First Sea Lord, saw action as a youngster in 1859, witnessing the death of Midshipman Herbert and the wounding of Midshipman Powlett and Armytage in the failed attack on the Peilo [sic] forts. ... The small wars and policing duties of the era provided early active service for very young officers, many of whom demonstrated considerable devotion to the navy they had so recently joined.

— Harry W. Dickinson, Educating the Royal Navy: Eighteenth- and Nineteenth-Century Education for Officers

Attack and capture of the Forts at the Entrance of the River Pei-ho, China, on the 20th May 1858. By the Allied British and French Gun Boats and Boats of the Squadron in the Gulf of Pechili, print made 1858 (NMM collection).

[townpostin]

Union Minister Lauds Budget's Rural Focus in Chandil Visit

Sanjay Seth highlights benefits for villages, poor, farmers, women, and youth Union Minister of State for Defence Sanjay Seth praises the central budget during his visit to Chandil, emphasizing its focus on rural development. CHANDIL – Union Minister of State for Defence and Ranchi MP Sanjay Seth visited Chandil on Sunday, praising the recently presented Union Budget for its comprehensive…

[readingsquotes]

"In May 2023, India and Israel signed a new bilateral agreement to bring forty-two thousand additional Indian laborers to Israel. Modi’s most recent agreement with Netanyahu aims to fast-track current plans even more, lifting restrictions to hasten migrant workers’ entry into Israel. The temporary, low-wage migrants from rural and small-town North India, some of the poorest regions in the country, are desperate for decent employment—so desperate that they’re willing to work for a regime that is actively engaged in what the International Court of Justice has called a “plausible genocide.” They’re seeking paid work they’ve failed to find within India’s growing but deeply unequal and caste-bound economy. Bilateral deals like the one between India and Israel give off the sheen of newness, appearing to be the products of a twenty-first century age of hypermobile capital. But in fact, the two countries are dusting off a time-worn strategy from the colonial archive: importing and exporting racially marked temporary labor to manage political and economic problems in one fell swoop."

....

Bilateral mobility agreements like the India-Israel deal are nothing new. Across the world, more and more states—Singapore, Bahrain, Canada, and the United States among many others—have begun to employ temporary, closed-term migrant labor programs. In the Middle East, autocratic Gulf states have long relied on such schemes. And in addition to contracting Palestinian labor, Israel has long relied on Thai, Filipino, Nepali, and Indian workers, too. Typically, these states have two goals. On the one hand, they want to preserve the ethnic composition of a privileged national citizenry. On the other, they need large amounts of cheapened laborers, especially in the domestic, construction and retail sectors, to grow. Contract labor schemes have allowed them to do both: with them, states can access a mass supply of workers without having to grant any of them citizenship. Israel, for example, offers five-year, temporary immigration channels for migrant workers, but gives them no option for family reunification or naturalization.

...

The Modi-Netanyahu labor deal has an even older historical predecessor: British indenture. In the nineteenth century, as chattel slavery came to an end in Britain, indentured labor from countries such as India and China was introduced as a more “humane” alternative. The practice was abolished in 1920, but a century later, traces of its institutional legacy live on in migrant labor programs. Indian and other Asian workers were desirable across the Gulf region because they were seen as politically “docile,” a powerful racial trope with particular roots in nineteenth-century indenture practices. They were also desirable because, as sociologist Andrzej Kapiszewski notes, “Asian governments became often involved in the recruitment and placement of their workers, facilitating their smooth flow to the Gulf countries.” The governments of India, Pakistan, and the Philippines, lured by the healthy remittances promised to them, were all too eager to help in the importation of their workers.

...

If modern states have ensured the brutal subjugation of both populations living, and workers laboring, in their borders through colonial means, then the resistance to those tactics must be anticolonial in response.

[swapnil7091]

Title: The Employment System in Bihar: Challenges and OpportunitiesIntroduction: Bihar, a state in eastern India, has a unique employment landscape characterized by its demographic diversity and a mix of challenges and opportunities. In this blog, we will delve into the key aspects of Bihar's employment system, highlighting the state's strengths and areas that require improvement.Demographics and Workforce: Bihar boasts a large and youthful population, making it a potential labor powerhouse. The state's workforce comprises a mix of skilled and unskilled labor, contributing to various sectors of the economy.Government Initiatives: The Bihar government has initiated several programs to enhance employment prospects. Some of the notable schemes include:Mukhyamantri Nischay Swayam Sahayata Bhatta Yojana (MNSSBY): A financial assistance program for unemployed youth.Jeevika: A self-help group program promoting women's entrepreneurship and livelihoods.Skill Development Initiatives: Efforts to improve the skills of the youth for better employability.Challenges in Bihar's Employment System: Despite the potential, Bihar faces various challenges in its employment landscape, including:Low Industrialization: A limited industrial base compared to its population size.Agriculture Dominance: A significant reliance on agriculture, which is vulnerable to climate-related risks.Migration: Seasonal migration of labor to other states for employment opportunities.Opportunities: There are promising opportunities in Bihar's employment system:Agro-Based Industries: Leveraging the state's rich agricultural resources for agro-processing and food industries.Education and Skill Development: Investing in education and skill development to create a skilled workforce.Infrastructure Development: Building infrastructure to attract investments and create job opportunities.Conclusion: Bihar's employment system is a complex landscape with both challenges and opportunities. With strategic planning, skill development, and investment in key sectors, the state can harness the potential of its young and diverse workforce to drive economic growth and improve employment prospects for its citizens.Disclaimer: This information is based on data available up to September 2021. For the most up-to-date information, please refer to official government sources and recent news articles.

Here are the glimpse of some employees working for Automobile industry.

[rohitdhenge78]

Top PGDM Specializations at Top B- Schools in India

There are additional PGDM courses available, such as a PGDM in international business. International business courses are typically time-consuming, but a PGDM in it can be a significant time saver. You can learn more about the courses and enroll in the finest B school for you. 

For your convenience, we have listed the best of them in the blog below.

PGDM In Digital Marketing

In the commercial world, digital marketing has expanded significantly. This is because the world has migrated online, and most planning and scheming take place online. Pursuing a PGDM in digital marketing will provide you with numerous options to advance in the professional sector.

This course is ideal if you want to learn about content production and marketing, digital channels, social media marketing, search engine and social media optimization, digital marketing analytics, and other topics.

PGDM In Business Analytics

This specialty is a fantastic choice if you are interested in analytics and research. Machine learning and data visualization models, artificial intelligence, data analytics, big data, and other topics are covered. Because business analysis has developed as a vital component of a business, professionals in this discipline are in high demand.

There are numerous reputable PGDM colleges around India like the ITM group of institutions from which to choose. However, make certain that these business schools are governed by the AICTE. 

PGDM Marketing 

It is concerned with understanding existing client demands and formulating corporate goals based on them. This is another specialist course that will provide you with fantastic employment chances as well as high compensation. This specialization at the ITM group of institutions is ideal for those who are extroverted, passionate, and enjoy solving problems in novel ways. The specialty covers B2C, B2B, channel management, market research, marketing analysis, and other topics.

PGDM In Human Resources

This specialized course at the ITM group of institutions is for those who are interested in managing an organization's resources and preserving its structure. The most important role of an HR professional is to assist firms in getting the most out of their people. Human resources departments include talent acquisition, remuneration and reward management, employee support, labor law and industrial relations, and others.

An HR manager's responsibilities also include overseeing the administration of the organization's policies, programs, and policies, as well as their development and implementation.

PGDM In Finance

Finance is a critical component of any organization, and they require someone to manage their finances. This field pays well and allows you to play an important part in the business. This course is for you if you have a great grasp of mathematics and enjoy examining financial resources, among other things.

You can learn more about the ITM group of institutions' course admissions at their website.

[dreamhousefund]

Home loan for women

women are financially independent, so the number of women home buyers are increasing as a result. The financial institutions provide financial support to women by offering home loan schemes. And further additional benefits like lower interest rates, tax benefits, long repayment tenure, etc. Independent women are the pride of the country. They are an inspiration for us, and these financial institutions empower them to be homeownership.

Benefits of home loans for women:

In today’s time how far, has women's employment are increased in India? The women arebecoming as an financially supportto their family so the many financial institutions help them by providing attractive home loan scheme with additional benefits.

i.e.:                                                

Tax benefits: The financial institutions provide home loans to women with tax deduction benefits. In which the maximum tax deduction allowed is Rs 1.5 lakh on the principal amount and Rs 2 lakh on interest repayment.

Reduce interest rate: The banks are gives lower interest rare benefits to women in which they give 0.05 to 0.10% rebates on the interest rate.

Long repayment tenure: The NBFCs provides home loans to women with the benefits of repayment through long repayment tenure which is up to 30 years maximum.

Waving in stamp duty: Many banks are offering the benefits of waving in stamp duty is 1-2%on home loan for women.

Offers in home loan: The financial supportersoffering a home loan scheme with attractive additional offer to the women.The women from not just metro cities but semi metro cities as well are growing, and they are operating their enterprise. They are becoming the support system for their families’ members as well. many financial institutions like bank, NBFCs helps them by providing home loan with the extra benefits so that they can be the owner of their own home.

The women from not just metro cities but semi metro cities as well are growing, and they are operating their enterprise. They are becoming the support system for their families’ members as well. many financial institutions like bank, NBFCs helps them by providing home loan with the extra benefits so that they can be the owner of their own home.

As I found we have financial providers in India  like:, PNB housing finance, Aavas housing finance and many more who offer home loan to women with additional benefits.

“Khud Ka Ghar Hai Ek ManilaKa Swabhiman,

Or Us SapneKo Sach Karna Hai Uska Ek AhamAdhikar”