#Electronic Pension Payment Order

[effertzlooklikesongs]

A prison sentence on corruption charges for a former director of an Iraqi payment card company, linked to the Popular Mobilization Forces

News: After a months-long investigation, the Iraqi judiciary issued a prison sentence against the former director of Qi Card, Bahaa Abdul Hussein, who was arrested in September 2020 and remained in the custody of the authorities until he was convicted on corruption charges, and a fine of more than 10 million was imposed on him. Millions of Iraqi dinars (6,846 US dollars). Qi Card is considered a pioneer in providing electronic payment services in the country, as it facilitates the payment of salaries and pensions for more than a million Iraqis.

Coverage: The official Iraqi News Agency (INA) reported on January 24 that the Iraqi Anti-Corruption Court issued a four-year prison sentence against the director of Qi Card for bribing the former head of the National Retirement Authority, Ahmed Abdel Jalil Al-Saadi. The agency added that the sentence against Abdul Hussein came based on the investigations of the Corruption and Important Crimes Committee that was established by the Prime Minister, Mustafa Al-Kadhimi , last August. It should be noted that the Iraqi journalist, Mazen Al-Zaidi, had published a tweet  on January 13, attaching it to a television interview by the politician Faiq Sheikh Ali, in which he claimed that the former director of Qi Card, Abdul Hussein, had made his confessions under torture.

Most Iraqi and regional media covered this news with coverage similar to that of the official Iraqi News Agency (INA), including the Iraqi National News Agency (NINA) , Baghdad Al-Youm , The National website , and the Ultra Iraq website .

The independent Iraqi media outlet, Nas, also published a report on January 24 focusing on the charges against the former head of the National Retirement Authority, Al-Saadi, against whom the court issued a six-year prison sentence and a fine of 10 million Iraqi dinars (US$6,846). ) for receiving bribes from Abdul Hussein. A special security force, SWAT , arrested Al -Saadi at his home, and six other officials, as part of an anti-corruption campaign.

The arrest of Abdul Hussein and Al-Saadi last fall generated shock waves on social media in Iraq, as reactions varied among users on the Yalla page , a Facebook page that is very popular in Iraq. While some considered that the sentences were intended to sacrifice scapegoats in order to protect prominent figures, others expected that pardons would be issued for the convicted corrupt people in the end.

Context/Analysis: Qi Card was established as a joint project between the private sector, represented by the Iraqi Electronic Payment Systems Company, and the government sector, represented by Rafidain Bank. This project established the International Smart Card Company (ISC) in Baghdad in 2007, which manages the Qi card.

According to a report reported by the Financial Times (FT) in 2019, the International Smart Card Company (ISC) had transferred salaries, benefits, and pensions to seven million Iraqis through the Qi Card prepaid card service. Reports issued in 2017 indicated that only 23 percent of Iraqis over the age of 15 have accounts in financial institutions.

Several media outlets claimed that the Popular Mobilization Forces had misused Qi Card services. Last July , the New York Times made strong allegations accusing the Popular Mobilization Forces of registering 70,000 “alien” elements in the Qi Card electronic payment system.

According to the Times, the goal was to embezzle approximately $800 million annually. In a recent report published on January 2 of this year, the Middle East Eye website claimed that the slain deputy head of the Popular Mobilization Forces, Abu Mahdi al-Muhandis, was personally involved in the alleged plot.

The dispute over Qi Card is likely to have political dimensions. Given the existing tension between Al-Kadhimi and the Popular Mobilization Forces, the Prime Minister may attempt to put pressure on the Mobilization Forces or on its leaders who may be involved in suspicious transactions alongside the former Key Card director, Abdul Hussein. According to the Middle East Eye report , Abdul Hussein’s arrest affected the payment of the salaries of tens of thousands of Popular Mobilization Forces fighters and retirees.

The Future: Corruption issues are likely to increase, before the Iraqi parliamentary elections scheduled to be held next fall, as the opposing forces, in the political and security spheres, are expected to attempt to settle scores and mobilize voter support.

 If the sentences against Abdul Hussein and Al-Saadi do not spark an anti-Kadhimi political backlash, the latter will likely be emboldened to take bolder steps to target corrupt (and rival) figures with stronger political support from influential parties and paramilitary groups.

The more Al-Kadhimi takes such measures - even if they are extremely dangerous - the more likely he is to remain in office after the elections. However, Al-Kadhimi has significantly announced that he is determined to step down after the end of his current term later this year.

[letusbindme1]

A prison sentence on corruption charges for a former director of an Iraqi payment card company, linked to the Popular Mobilization Forces

News: After a months-long investigation, the Iraqi judiciary issued a prison sentence against the former director of Qi Card, Bahaa Abdul Hussein, who was arrested in September 2020 and remained in the custody of the authorities until he was convicted on corruption charges, and a fine of more than 10 million was imposed on him. Millions of Iraqi dinars (6,846 US dollars). Qi Card is considered a pioneer in providing electronic payment services in the country, as it facilitates the payment of salaries and pensions for more than a million Iraqis.

Coverage: The official Iraqi News Agency (INA) reported on January 24 that the Iraqi Anti-Corruption Court issued a four-year prison sentence against the director of Qi Card for bribing the former head of the National Retirement Authority, Ahmed Abdel Jalil Al-Saadi. The agency added that the sentence against Abdul Hussein came based on the investigations of the Corruption and Important Crimes Committee that was established by the Prime Minister, Mustafa Al-Kadhimi , last August. It should be noted that the Iraqi journalist, Mazen Al-Zaidi, had published a tweet  on January 13, attaching it to a television interview by the politician Faiq Sheikh Ali, in which he claimed that the former director of Qi Card, Abdul Hussein, had made his confessions under torture.

Most Iraqi and regional media covered this news with coverage similar to that of the official Iraqi News Agency (INA), including the Iraqi National News Agency (NINA) , Baghdad Al-Youm , The National website , and the Ultra Iraq website .

The independent Iraqi media outlet, Nas, also published a report on January 24 focusing on the charges against the former head of the National Retirement Authority, Al-Saadi, against whom the court issued a six-year prison sentence and a fine of 10 million Iraqi dinars (US$6,846). ) for receiving bribes from Abdul Hussein. A special security force, SWAT , arrested Al -Saadi at his home, and six other officials, as part of an anti-corruption campaign.

The arrest of Abdul Hussein and Al-Saadi last fall generated shock waves on social media in Iraq, as reactions varied among users on the Yalla page , a Facebook page that is very popular in Iraq. While some considered that the sentences were intended to sacrifice scapegoats in order to protect prominent figures, others expected that pardons would be issued for the convicted corrupt people in the end.

Context/Analysis: Qi Card was established as a joint project between the private sector, represented by the Iraqi Electronic Payment Systems Company, and the government sector, represented by Rafidain Bank. This project established the International Smart Card Company (ISC) in Baghdad in 2007, which manages the Qi card.

According to a report reported by the Financial Times (FT) in 2019, the International Smart Card Company (ISC) had transferred salaries, benefits, and pensions to seven million Iraqis through the Qi Card prepaid card service. Reports issued in 2017 indicated that only 23 percent of Iraqis over the age of 15 have accounts in financial institutions.

Several media outlets claimed that the Popular Mobilization Forces had misused Qi Card services. Last July , the New York Times made strong allegations accusing the Popular Mobilization Forces of registering 70,000 “alien” elements in the Qi Card electronic payment system.

According to the Times, the goal was to embezzle approximately $800 million annually. In a recent report published on January 2 of this year, the Middle East Eye website claimed that the slain deputy head of the Popular Mobilization Forces, Abu Mahdi al-Muhandis, was personally involved in the alleged plot.

The dispute over Qi Card is likely to have political dimensions. Given the existing tension between Al-Kadhimi and the Popular Mobilization Forces, the Prime Minister may attempt to put pressure on the Mobilization Forces or on its leaders who may be involved in suspicious transactions alongside the former Key Card director, Abdul Hussein. According to the Middle East Eye report , Abdul Hussein’s arrest affected the payment of the salaries of tens of thousands of Popular Mobilization Forces fighters and retirees.

The Future: Corruption issues are likely to increase, before the Iraqi parliamentary elections scheduled to be held next fall, as the opposing forces, in the political and security spheres, are expected to attempt to settle scores and mobilize voter support.

 If the sentences against Abdul Hussein and Al-Saadi do not spark an anti-Kadhimi political backlash, the latter will likely be emboldened to take bolder steps to target corrupt (and rival) figures with stronger political support from influential parties and paramilitary groups.

The more Al-Kadhimi takes such measures - even if they are extremely dangerous - the more likely he is to remain in office after the elections. However, Al-Kadhimi has significantly announced that he is determined to step down after the end of his current term later this year.

[authorselenalee]

A prison sentence on corruption charges for a former director of an Iraqi payment card company, linked to the Popular Mobilization Forces

News: After a months-long investigation, the Iraqi judiciary issued a prison sentence against the former director of Qi Card, Bahaa Abdul Hussein, who was arrested in September 2020 and remained in the custody of the authorities until he was convicted on corruption charges, and a fine of more than 10 million was imposed on him. Millions of Iraqi dinars (6,846 US dollars). Qi Card is considered a pioneer in providing electronic payment services in the country, as it facilitates the payment of salaries and pensions for more than a million Iraqis.

Coverage: The official Iraqi News Agency (INA) reported on January 24 that the Iraqi Anti-Corruption Court issued a four-year prison sentence against the director of Qi Card for bribing the former head of the National Retirement Authority, Ahmed Abdel Jalil Al-Saadi. The agency added that the sentence against Abdul Hussein came based on the investigations of the Corruption and Important Crimes Committee that was established by the Prime Minister, Mustafa Al-Kadhimi , last August. It should be noted that the Iraqi journalist, Mazen Al-Zaidi, had published a tweet  on January 13, attaching it to a television interview by the politician Faiq Sheikh Ali, in which he claimed that the former director of Qi Card, Abdul Hussein, had made his confessions under torture.

Most Iraqi and regional media covered this news with coverage similar to that of the official Iraqi News Agency (INA), including the Iraqi National News Agency (NINA) , Baghdad Al-Youm , The National website , and the Ultra Iraq website .

The independent Iraqi media outlet, Nas, also published a report on January 24 focusing on the charges against the former head of the National Retirement Authority, Al-Saadi, against whom the court issued a six-year prison sentence and a fine of 10 million Iraqi dinars (US$6,846). ) for receiving bribes from Abdul Hussein. A special security force, SWAT , arrested Al -Saadi at his home, and six other officials, as part of an anti-corruption campaign.

The arrest of Abdul Hussein and Al-Saadi last fall generated shock waves on social media in Iraq, as reactions varied among users on the Yalla page , a Facebook page that is very popular in Iraq. While some considered that the sentences were intended to sacrifice scapegoats in order to protect prominent figures, others expected that pardons would be issued for the convicted corrupt people in the end.

Context/Analysis: Qi Card was established as a joint project between the private sector, represented by the Iraqi Electronic Payment Systems Company, and the government sector, represented by Rafidain Bank. This project established the International Smart Card Company (ISC) in Baghdad in 2007, which manages the Qi card.

According to a report reported by the Financial Times (FT) in 2019, the International Smart Card Company (ISC) had transferred salaries, benefits, and pensions to seven million Iraqis through the Qi Card prepaid card service. Reports issued in 2017 indicated that only 23 percent of Iraqis over the age of 15 have accounts in financial institutions.

Several media outlets claimed that the Popular Mobilization Forces had misused Qi Card services. Last July , the New York Times made strong allegations accusing the Popular Mobilization Forces of registering 70,000 “alien” elements in the Qi Card electronic payment system.

According to the Times, the goal was to embezzle approximately $800 million annually. In a recent report published on January 2 of this year, the Middle East Eye website claimed that the slain deputy head of the Popular Mobilization Forces, Abu Mahdi al-Muhandis, was personally involved in the alleged plot.

The dispute over Qi Card is likely to have political dimensions. Given the existing tension between Al-Kadhimi and the Popular Mobilization Forces, the Prime Minister may attempt to put pressure on the Mobilization Forces or on its leaders who may be involved in suspicious transactions alongside the former Key Card director, Abdul Hussein. According to the Middle East Eye report , Abdul Hussein’s arrest affected the payment of the salaries of tens of thousands of Popular Mobilization Forces fighters and retirees.

The Future: Corruption issues are likely to increase, before the Iraqi parliamentary elections scheduled to be held next fall, as the opposing forces, in the political and security spheres, are expected to attempt to settle scores and mobilize voter support.

 If the sentences against Abdul Hussein and Al-Saadi do not spark an anti-Kadhimi political backlash, the latter will likely be emboldened to take bolder steps to target corrupt (and rival) figures with stronger political support from influential parties and paramilitary groups.

The more Al-Kadhimi takes such measures - even if they are extremely dangerous - the more likely he is to remain in office after the elections. However, Al-Kadhimi has significantly announced that he is determined to step down after the end of his current term later this year.

[adrianiraqnews]

Bahaa Abdel Hussein heads the list of “big corrupt people”... More than 6 trillion dinars were stolen from the money of retirees

The head of the Qi Card company, Bahaa Abdul Hussein, was able to reserve a special place for himself on the list of major corrupt people, after he committed the second largest theft that occurred in the history of Iraq, six trillion dinars were stolen from the state treasury, which is money equivalent to the theft of the century, and he was overthrown while trying to escape outside. Iraq two years ago.

One News had previously obtained a document revealing massive financial corruption by the director of Key Card, Bahaa Abdel Hussein, and the convicted Ahmed Abdel Jalil, former head of the General Retirement Authority.

The document shows that what was obtained by the Diwani Order Committee No. Twenty-nine, headed by Lieutenant General Ahmed Abu Ragheef, during the investigations with the convicts, confirms the existence of a public theft of public funds carried out by the Qi Card company, and the theft included the salaries of state employees and the segment of retirees, and the total total of the amounts required to be recovered amounted to, The company has six trillion four hundred and thirty-three billion dinars.

In the latest details of the case, the Presidency of the Baghdad Federal Court of Appeal - the Presidency of the Central Anti-Corruption Criminal Court issued a discriminatory decision regarding those convicted of corruption. Sources stated that the reason for this decision was to postpone their fate determination to this court to conduct their trial in a non-summary case for the purpose of recording the legal representative of the Central Bank and the legal representative. To the Retirement Department, regarding Enjaz Al-Saadi and Abdul-Hussein Company, which is not licensed by the bank and is not subject to its supervision, and there is a decision not to deal with it.

The sources confirm that those convicted of corruption, Al-Saadi and Abdul-Hussein, through this suspicious, unlicensed company, and without legal basis, worked within the pension for the purpose of obtaining deductions from the salaries and advances of retirees, deducting the amounts into the account of the suspicious Enjaz Company, and obtaining billions of dinars without right.

I learned that the fictitious Enjaz company is run by a person named “Ammar Abdel-Jabbar Fattah Al-Jaf,” and his movable and immovable assets were seized along with his family, due to his involvement in this case, in addition to the Iraqi Electronic Payment System Company, and the person called Samer Abdel-Muttalib Al-Sukuti.

[iraqinthemiddleofearth]

Bahaa Abdel Hussein heads the list of “big corrupt people”... More than 6 trillion dinars were stolen from the money of retirees

The head of the Qi Card company, Bahaa Abdul Hussein, was able to reserve a special place for himself on the list of major corrupt people, after he committed the second largest theft that occurred in the history of Iraq, six trillion dinars were stolen from the state treasury, which is money equivalent to the theft of the century, and he was overthrown while trying to escape outside. Iraq two years ago.

One News had previously obtained a document revealing massive financial corruption by the director of Key Card, Bahaa Abdel Hussein, and the convicted Ahmed Abdel Jalil, former head of the General Retirement Authority.

The document shows that what was obtained by the Diwani Order Committee No. Twenty-nine, headed by Lieutenant General Ahmed Abu Ragheef, during the investigations with the convicts, confirms the existence of a public theft of public funds carried out by the Qi Card company, and the theft included the salaries of state employees and the segment of retirees, and the total total of the amounts required to be recovered amounted to, The company has six trillion four hundred and thirty-three billion dinars.

In the latest details of the case, the Presidency of the Baghdad Federal Court of Appeal - the Presidency of the Central Anti-Corruption Criminal Court issued a discriminatory decision regarding those convicted of corruption. Sources stated that the reason for this decision was to postpone their fate determination to this court to conduct their trial in a non-summary case for the purpose of recording the legal representative of the Central Bank and the legal representative. To the Retirement Department, regarding Enjaz Al-Saadi and Abdul-Hussein Company, which is not licensed by the bank and is not subject to its supervision, and there is a decision not to deal with it.

The sources confirm that those convicted of corruption, Al-Saadi and Abdul-Hussein, through this suspicious, unlicensed company, and without legal basis, worked within the pension for the purpose of obtaining deductions from the salaries and advances of retirees, deducting the amounts into the account of the suspicious Enjaz Company, and obtaining billions of dinars without right.

One News learned that the fictitious Enjaz company is run by a person named “Ammar Abdel-Jabbar Fattah Al-Jaf,” and his movable and immovable assets were seized along with his family, due to his involvement in this case, in addition to the Iraqi Electronic Payment System Company, and the person called Samer Abdel-Muttalib Al-Sukuti.

[stockmarketknowledge]

What are the major elements/components of the stock market?

The stock market is a complex financial system that facilitates the buying and selling of shares in publicly traded companies. Several key elements and components contribute to its functioning. Here are some of the major elements of the stock market:

If you want to learn more about trading then joinInvestingdaddy.com.

Stock Exchanges:

Listed Companies: Publicly traded companies that have gone through an initial public offering (IPO) and have their shares listed on the stock exchange.

Trading Floor/Platform: Physical or electronic marketplace where buyers and sellers execute stock transactions.

Stocks (Equities):

Shares/Stocks: Represent ownership in a company. Investors buy and sell these to gain ownership and potentially earn a return through price appreciation and dividends.

Bonds:

Debt Securities: Represent loans made by investors to companies or governments. Bondholders receive interest payments and the return of principal over time.

Indices:

Market Benchmarks: Measure the performance of a group of stocks or the overall market. Examples include the S&P 500, Dow Jones Industrial Average, and NASDAQ Composite.

Brokers and Brokerage Firms:

Intermediaries: Facilitate the buying and selling of securities on behalf of investors. Investors need a brokerage account to trade on the stock market.

Investors:

Individuals: Retail investors who buy and sell stocks for personal investment.

Institutional Investors: Large entities like mutual funds, pension funds, and hedge funds that invest on behalf of many individuals.

Regulatory Bodies:

Securities and Exchange Commission (SEC): Oversees and regulates the securities industry in the United States.

Financial Conduct Authority (FCA), European Securities and Markets Authority (ESMA), etc.: Regulatory bodies in other regions.

Clearing and Settlement:

Clearinghouses: Entities that facilitate the clearing and settlement of trades, ensuring the proper transfer of securities and funds between buyers and sellers.

Market Makers:

Liquidity Providers: Individuals or firms that facilitate trading by buying and selling securities, helping to maintain liquidity in the market.

Market Orders and Limit Orders:

Order Types: Investors can place market orders to buy or sell immediately at the current market price, or limit orders to specify the price at which they want to buy or sell.

Dividends:

Returns to Shareholders: Some companies distribute a portion of their profits to shareholders in the form of dividends.

Analysts and Research Firms:

Market Analysis: Professionals who provide research, analysis, and recommendations on stocks and market trends.

One of the best way to start studying the stock market to Join India’s best comunity classes Investing daddy invented by Dr. Vinay prakash tiwari . The Governor of Rajasthan, the Honourable Sri Kalraj Mishra, presented Dr. Vinay Prakash Tiwari with an appreciation for creating the LTP Calculator.

LTP Calculator the best trading application in india.

You can also downloadLTP Calculator app by clicking on download button.

Understanding these elements is crucial for investors to navigate the stock market effectively and make informed decisions. Keep in mind that the stock market is dynamic, and various factors can influence its behavior, including economic conditions, geopolitical events, and market sentiment.

[beardedmrbean]

No more paper fines for eBox users

The Belgian justice ministry will stop sending traffic fine documents on paper to citizens who have activated their eBox. The eBox is an electronic mailbox that allows users to receive official documents from government departments.

The eBox is free and secure, but not mandatory. In case of non-payment of a traffic fine received via eBox, reminders will be sent by post. The means of payment remain unchanged: via the website www.verkeersboetes.be, via the QR code or by bank transfer.

Increase in benefits and pensions

In October the health index that triggers increases in pensions, benefits, public sector wages and wages in some private sectors notched up a 2% increase since the last rise.  This means benefits and pensions rise from November. Public sector wages go up 2 per cent in December.

However, many private sector workers will have to wait until 2024 to benefit from any increase in wages. Various factors determine when any increase is paid including the sector in which you work.

Rent grant and housing benefit changes

From today, there are changes to the rent grant and rent subsidy systems. The idea is to make an application easier, as almost half of those entitled to housing benefit do not apply for it.

The rent subsidy is there for people on modest incomes who move to a “suitable or adapted home” or to a property rented from a social housing office. The rent grant is a grant intended for those who have been on the social housingwaiting list for at least four years.

People applying for rent subsidy no longer have to register for social housing. Those who get a rent grant no longer have to prove that they reside in a compliant property. In the change now being implemented, it is immediately assumed that the tenant lives in a compliant dwelling.

Housing agency Living in Flanders will not conduct a conformity check on applications for a rent grant. If a property has already been declared unfit, uninhabitable or overcrowded at the time of your application, you will not receive a rent grant. In other cases, Living in Flanders assumes that the house is in order. You do not have to do anything yourself to get a rent grant. You will receive it automatically after four years on the waiting list.

[ailtrahq]

If you’re trying to find banks that give you money for signing up without a direct deposit, you’re out of luck. All the banks with bonus offers for new accounts we have been able to find require some form of deposit. So, there’s no such thing as a bank that offers an instant sign up bonus with no deposit required at the moment. Despite this, you can still get a nice cash bonus when you create an account with certain banks and deposit money to it.  The best banks and brokers with instant sign up bonus in 2023 Here are the best bonus offers provided by banks and brokers that will allow you to get a bonus in exchange for signing up. 1. Upgrade Upgrade is a neobank that provides a bonus of up to $200 to customers who open a Rewards Checking Plus account and make at least 3 debit card transactions (ACH transfers and ATM transactions don’t count). You must be a new Upgrade customer to be eligible for this bonus offer, and your account has to be open and in good standing to get the bonus. The bonus is paid out within 60 days after you become eligible, which is a relatively short time compared to many other banks that offer sign up bonuses. The Upgrade Rewards Checking Plus account offers 1.5% cashback rewards for all purchases, but cashback rewards can go up to 3% depending on the type of purchase. Upgrade also allows customers to open credit lines ranging from $500 to $50,000.  Bonus offer expiration date: N/A Bonus amount: $200 Requirements: 3 debit card transactions within 60 days, must be new customer Minimum deposit required: N/A 2. Citi Citi offers a bonus of up to $2,000 for customers who open a checking account. For a $200 bonus, your account must have a minimum balance of $10,000. In order to receive the bonus, you have to maintain the minimum balance for a period of 21 days, and then maintain it for an additional 60 days. After this period, you will receive the cash bonus within 30 days. Bonus offer expiration date: January 9, 2024 Bonus amount: $200 to $2,000 Minimum deposit required: $200 bonus - $10,000 minimum $500 bonus - $30,000 minimum $1,000 bonus - $75,000 minimum $1,500 bonus - $200,000 minimum $2,000 bonus - $300,000 minimum 3. Axos At the moment, Axos Bank offers a $300 bonus to customers who open an Axos Bank Rewards Checking account using the “SUNNYBONUS” code. After opening the account, the customer has to fund it within 30 days.  The requirements for getting the $300 bonus from Axos Bank are quite steep. It requires direct deposits of at least $5,000 for each month during the first 7 months after the account is opened.  Customers also have to maintain an average daily balance of at least $7,000 during this period, and the account must remain open for at least 210 days for the customer to remain eligible for the bonus. Bonus offer expiration date: December 31, 2023 Bonus amount: $300 Minimum deposit required: minumum $5,000 direct deposit each month for first 7 months, average daily balance of at least $7,000 4. Chase Chase offers a $200 bonus for new customers who open a checking account with the bank. In order to qualify, the customer has to make direct deposits totaling at least $500 in a 90-day period after opening the Chase account. For your direct deposit to qualify, it must be in the form of an electronic transfer representing your salary, pension, or government-issued benefits from your employer or a government agency. It's important to note that person-to-person payments like those conducted through Zelle do not meet the criteria for a direct deposit in this context. Bonus offer expiration date: January 24, 2024 Bonus amount: $200 Minimum deposit required: At least $500 in total deposits in 90 days 5. PNC PNC is offering a bonus of up to $400 to customers who open and use their Virtual Wallet product. The Virtual Wallet provides both checking and savings accounts, and allows custors to manage their money digitally in one place. The bonus amount depends on what type of Virtual Wallet the customer opens.

The bonus for Virtual Wallet customers is $100, the bonus for Virtual Wallet with Performance Spend customers is $200, while the bonus for Virtual Wallet with Performance Select customers is $400. However, it’s important to note that the minimum deposit amounts increase with each tier, and the qualifying direct deposits must be made within 60 days after the account is opened. Bonus expiration date: October 31, 2023 Bonus amount: Between $100 and $400 Minimum deposit required:  $100 bonus: $500 in total direct deposits $200 bonus: $2,000 in total direct deposits $400 bonus: $5,000 in total direct deposits 6. Robinhood  Robinhood is an online stock and crypto trading platform that offers new customers a free fractional share when their brokerage account is approved. After getting the fractional share, you can either hold it or sell it after a period of two days. Each user is only allowed one free fractional share. An interesting aspect of this promotion is that the share is chosen randomly, and the share you receive could be worth between $2.5 and $200. However, the chance of the stock having a value between $50 and $200 is only about 1%, according to Robinhood. Most likely, you will receive a fractional stock worth between $2.5 and $10. Bonus expiration date: N/A Bonus amount: Between $2.5 and $200 Minimum deposit required: N/A 7. Webull Webull is an online broker that offers between 6 and 12 free stocks to new customers. The reward is selected randomly and can be $18 at the low end or up to $36,000 at the very high end (although this is extremely unlikely). Based on the odds, you’re most likely to receive $18 worth of stocks for free although you can get some more value if you get a bit lucky. You can deposit any amount to be eligible for this promotion after you open a new account on WeBull. However, you need to claim this reward within 30 days after opening the account or the bonus will no longer apply. Bonus expiration date: N/A Bonus amount: Between $18 and $36,000 Minimum deposit required: Any amount The bottom line You will almost always need to make a deposit to get a substantial bonus, and we haven’t been able to find any instant sign up bonus no deposit bank accounts at the moment. You can get a free stock bonus on Robinhood or Webull by only depositing a very small amount, although these bonuses will likely be much lower than the bonuses offered by banks to customers who deposit larger amounts into their checking accounts. While we’re on the topic of banks, make sure to check out our article highlighting the best crypto-friendly banks in 2023.

[nbfcaccountaggregator]

There are differences between UPI and Account Aggregator

Imagine having a central platform to look up your financial assets information for all of your account savings, fixed deposit and investment plans and pension savings, insurance premiums and more, all at the same time. There is no need to log and downloading financial information from different platforms, simple access, and a single view of your financial situation,

Because of the Bank Account Aggregator framework this framework is no longer restricted to the realms of imagination

The idea for Account Aggregator was conceived through the Reserve Bank of India to make it easier to access and share of financial information. In simpler terms, it acts as a "data bridge" between different participants in the financial industry.

The Account Aggregator framework is changing the method by which financial data is distributed. According to experts, it is likely to be a replica of the enormous UPI's success. UPI.

There is plenty of common ground among UPI as well as Account Aggregator it's important to understand what the distinction is since these differing concepts solve distinct issues.

This blog is designed to assist you to understand the differences between Account Aggregator and UPI.

What exactly is UPI and what are the problems UPI address?

Unified Payment Interface (UPI) is a mobile-based electronic payments system that allows you to transfer funds from bank accounts using a your mobile phones.

One of the most important benefits that comes with UPI payment is that it allows immediate real-time transactions without disclosing the bank's details. This creates a safe swift, simple and easy payment method. You don't have for carrying cash debit card or credit card. This makes it easier to make transactions while on the move.

The benefits of UPI isn't limited to transferring money between accounts. Through UPI the ability to seamlessly pay for your utilities or recharge your mobile phone. You can also perform quick and secure transactions via e-commerce platforms and pay for insurance premiums make investments in mutual funds as well as facilitate transactions using barcodes. There are numerous possibilities and this makes UPI an incredibly flexible and well-loved payment option for a wide range of applications.

What is Account Aggregator? how does it help solve problems?

Account Aggregator was created through the Reserve Bank of India (RBI) in order to make it easier for information exchange across Financial Information Providers (FIPs) as well as Financial Information Users (FIUs) with the consent of the customer.

Account Aggregator lets you easily access and examine the financial data from various sources like account balances, stocks and tax information, insurance policies specific to investments and many more in one screen. This comprehensive view of financial assets makes it easier to manage of financial assets and allows better-informed decision making.

Account aggregation also allows the secure exchange of financial data with financial institutions. This makes it simpler to join and transact with, as well as combine a variety of financial services. Use cases for Account Aggregator are vast ranging from getting loan or collaborating with wealth management professionals to organize and improve investment portfolios, and detecting potential fraud risks and reducing risk

The difference between UPI and Account Aggregator are stark.

Integration with financial institutions from other countries

UPI is a quick payment method that allows money transfers between two accounts. This means that its infrastructure is only connected to banks. However Account Aggregator provides an even greater scope since its use and impact can be extended to all financial institutions as well as all four regulatory bodies.

The focus area

Both UPI as well as Account Aggregator are both digital public infrastructures, this is the point where simjlarity ceases.. UPI is primarily concerned with the 'transfer of funds', whereas Account Aggregator is specifically focused on the transfer of financial information'.

The UPI infrastructure connects only to banks. AA connects every financial institution, including Banks as well as NBFCs, insurance companies, broking businesses, CRAs and more which makes it much more broad in terms of application and scope.

Authority to govern

National Payments Corporation of India (NPCI) is a not-for-profit organization established through the Government of India regulates UPI transactions. It also sets the standards and guidelines that govern how the system is used. NPCI assures the security as well as security for UPI transactions in addition to promoting the expansion and use of electronic payments across India. In contrast, Account Aggregator is an authorized by the RBI, and is expected to conform to various rules and rules which the RBI established to encourage responsible and fair behavior. Regulations of the RBI ensure the privacy and security of the customers is protected, and ensure that banks are committed to ethical lending policies. Sahamati additionally plays an important function in strengthening and promoting the ecosystem of Account Aggregators. Sahamati is an alliance of industry that functions as a self-organized organization in order to help facilitate coordination between all the players of the Account Aggregator community. The alliance establishes the fundamental rules and an ethical code to the entire community.

[exhibitpower-blog]

What is the role of PFMS in improving governance?

PFMS (Public Financial Management Software) is a web-based online management software application developed by the Controller General of Accounts, Ministry of Finance, and Government of India. It is the complete system for processing, reconciling, and monitoring financial flows for the central government. It validates account details before proceeding with the transaction. PFMS's main aim is to bring transformational accountability and transparency in order to improve governance. Nowadays, PFMS has enabled governance to improve in terms of responsiveness, responsibility, and transparency. This system is now considered an important tool to trace the flow of funds. PECS has vast experience assisting our customers in providing PFMS service to our clients. In this blog, you will read about the role of PFMS in improving governance.

Role of PFMS:

It tracks and monitors the flow of funds from the central government to the states and union territories, as well as to various government departments and organizations. It serves as a platform for financial management for all government plan schemes and tracks the flow of funds to the lowest level of implementation.

It helps in the efficient management of government finances by providing real-time information on the flow of funds, enabling better decision-making, and reducing the potential for fraud and corruption.

It also provides the electronic transfer of funds from the central government to the states and union territories, which helps speed up the process of fund disbursement and improves transparency.

It manages the regular activities of CGA, like payments, accounting, expenditure control, receipts, the management of the provident fund and pensions, etc.

It also monitors and controls unutilized funds.

It is mandatory to provide all the information on fund utilization for monitoring and better decisions. This is to improve public accountability for implementing schemes, better cash management, and transparency in public expenditure.

Direct payments to beneficiaries are made through the PFMS portal.

PFMS ensures transformation through a digital method:

The Public Financial Management System (PFMS) is a digital platform that helps ensure the transformation of public financial management in India through digital inclusion. It is an end-to-end solution that covers all aspects of the financial management cycle, including budget preparation, budget execution, accounting, and reporting.

The key feature of the PFMS is its ability to digitally track the flow of funds from the central government to the implementing agencies and further to the beneficiaries. This helps to ensure that the funds are being used for their intended purpose and reduces the risk of fraud and mismanagement. The use of digital platforms such as mobile banking, e-wallets, and other digital payment methods makes it easy for the beneficiaries to access their funds and reduces the need for physical transactions. Real-time reports and tracking progress help improve the decision-making process. Overall, PFMS helps ensure a comprehensive, transparent, and efficient system that helps ensure that public funds are being used effectively and reach the intended beneficiaries.

Benefits of PFMS:

PFMS has enabled real-time tracking of government payments and reduced the time taken for processing payments from several weeks to just a few days.

PFMS provides a comprehensive view of government spending and has helped to improve transparency and accountability in the financial management process.

It helps to improve the targeting of subsidies to the intended beneficiaries and reduces fraud.

PFMS has helped to automate many financial management processes, resulting in significant cost savings and increased efficiency.

PFMS helps in better monitoring of financial transactions and enables the government to take proper decisions.

Its improved tracking system helps to reduce the risk of fraud and mismanagement.

PFMS is currently integrated with cooperative banks, India Post, the RBI, and regional rural banks. And the performance of these banks is monitored with a set of indicators like data updation, transaction lead time, error count, account validation, etc. The scope of the PFMS is growing with time, and it helps in bringing transformational accountability and transparency in order to improve governance.

[weelectronicstudentreviewstuff]

Pensioners can store electronic Pension Payment Order in Digi Locker | Personal Finance News

Pensioners can store electronic Pension Payment Order in Digi Locker | Personal Finance News

New Delhi: The Department of Pension & Pensioners’ Welfare (DoPPW) on Wednesday said that it has decided to integrate the electronic Pension Payment Order (e-PPO) generated through PFMS application of CGA (Controller General of Accounts), with Digi Locker, in order to enhance Ease of Living of Central Government Civil Pensioners.

This system will enable any Pensioner to obtain an instant…

[daydreamingstar-blog]

Requirements to withdraw Infonavit savings from the Housing Sub-Account

If you want to withdraw Infonavit's savings to add it to a mortgage loan or to improve your pension. Here we inform you how to get the money from the Infonavit sub-account from the date you entered to work.

The Institute of the National Housing Fund for workers (Infonavit) established that as of 2018 the right holders may demand the refund of the Sub-Account Balance of the Housing remotely if they have an advanced electronic signature.

The balance of the Infonavit Housing Sub-Account is the accumulated savings throughout the entire working life of a worker, it is made up of 5% of the daily salary plus all the legal benefits established in the contract.

People who have a pension resolution issued by the Mexican Social Security Institute (IMSS) after 1997 under the 1973 law, may issue the withdrawal of the sub-account, as well as the beneficiaries of the Capital smart city pensioner .

Therefore, it is important that you have the year in which you entered to work to know in detail the employer contributions and the returns that have been generated until your retirement in accordance with current legislation.

Know the requirements you need to withdraw Infonavit savings from your Housing Sub-Account and enjoy your retirement comfortably.

 How to get the money from the Infonavit sub-account?

·         Be 50 years old or older

·         Have a resolution of IMSS and Infonavit

·         Get a private pension plan

·         Request savings in the Afore

·         Process savings withdrawal

·         Provide personal information

Be 50 years old or older

To withdraw Infonavit's savings from 1972-1992 you must have more than 50 years and have a year without working. In addition, the current legislation of that year stipulated that the savings did not generate returns.

On the other hand, if you wish to withdraw your Housing Sub-Account from 1992 to June 1997, you must be 65 years of age or older and the savings will be given to you with the income generated until your retirement.

Have a resolution of IMSS and Infonavit

If you are a pensioner from the 1972-1992 Savings Fund, you must submit a pension resolution issued by the IMSS to withdraw your savings from Infonavit.

The resolution will be granted in case of disability or partial disability greater than 50%; disability or unemployment and old age.

In addition, if you have a resolution in favor by the Infonavit Non-Conformity Commission, you must also submit it.

Get a private pension plan

You can request the return of your balance from the Housing Sub-Account of 1972-1992 if the reason for your retirement is because your employer granted you a private pension plan derived from a voluntary scheme or collective bargaining.

Request savings in the Afore

On the other hand, to withdraw the 1992 Housing Sub-Account, one of the requirements is to be registered in an Afore and apply for your savings in the National Commission of the Retirement Savings System (Consar). They will inform you about the steps to follow.

Process savings withdrawal

If you are wondering "how to withdraw my savings from Infonavit?" It is a simple process, you can access My Infonavit Account and start with the procedure in the institute portal or schedule an appointment at Infonatel 01 800 008 3900.

Likewise, you also have the option of visiting the Infonavit Service Center (Cesi) for pensioners and returns closest to your home.

The service is available Monday through Friday from 9:00 am to 6:00 pm, for pensioners with a resolution issued as of January 13, 2012, and Monday through Friday 24 hours a day for retirees prior to that date.

You must fill out a form with the information established by Infonavit. We recommend you save the case number so that you can track the progress of your process.

However, the procedure can last a couple of months or years, depending on the situation, if you have the IMSS resolution or if you have a judicial award in your favor.

Provide personal information

Finally, you need to provide the following work and personal data:

·         Federal Taxpayers Registry Number (RFC).

·         Social Security Number (NSS).

·         Unique Population Registration Code (CURP).

In order to withdraw Infonavit's savings, it is essential that you have your personal documentation and current labor data in order.

If you are soon to retire, we recommend you save all the documents, you will need them for the retirement process with the University town Infonavit.

 If you want to obtain a second mortgage loan and cover the payment with your Housing Sub-Account Balance, we invite you to look for a house or apartment in Vivanuncios, the best real estate portal in Mexico where you will find a wide range of real estate .

[allthebrazilianpolitics]

So, in Brazilian economy and workers’ rights news, the Provisional Measure of Economic Freedom has been approved by the Chamber of Deputies, and is to be analyzed by the Senate. The Provisional Measure is already in force (it’s by definition bestowed by the president), but it must be voted by the Congress in order not to lose validation. The Measure aims to reduce bureaucracies on economic activities and entrepreneurship. Here are the changes:

Work on Sundays: under current labour law, it’s forbidden, with few exceptions. With this provisional, weekly breaks are preferably on Sundays, but can be conceded in other days of the week, and work on Sunday won’t demand double payment like it currently does. Nonetheless, for every three Sundays in which a person works, they’ll rest on the fourth Sunday.

Work cards: they will be mostly electronic instead of papers. Employers will have five working days to make annotations and employees must have access to information in 48 hours.

Attendance records: mandatory for companies with at least 20 employees, instead of the 10 of current law.

License for low risk activities: low risk activities, such as couturier and shoemaking, will no longer demand license. In case there’s no municipal ou state laws defining low risk activities, the definition will be made by the executive power.

Data about labour: the Brazilian Digital Bookkeeping System for Tax, Social Security and Labor Obligations, also known as eSocial, which unifies the sending of data on workers, will be replaced by a digital information system for pension and labour obligations.

Regulatory abuse: the Measure creates the figure of “regulatory abuse”, which would be an infringement committed by public administration when they edit rules in ways that “affect or hinders exploration of economic activity”. Examples of such infringement would be: creation of artificial or compulsory demands, privileging one group over competitors (Brazilian or foreign), demand unnecessary technical specifications for economic activity, and limiting the free formation of business societies or legal economic activities.

Disregard of juridical personality: this mechanism, which allows private owners of a business to take responsibility for the debts of the company, will have changes, with more details on what is “deviation of purpose and patrimonial confusion” (when legal entities are use to cover illicit activities).

Juridic business: parties to a business may agree upon rules of interpretation of the rules made official in the agreement, even if they differ from those provided for by law.

Public documents and registries: they can all be digitized, and digital documents will have the same value as physical ones.

Committee on Tax Amendments: the Measure creates a committee composed of members of the Administrative Board of Tax Appeals, the IRS, the Ministry of Economy, and the Attorney General of the National Treasury, that will be allowed to issue interpretations of the Federal Tax Administration, which will be binding on the normative acts practiced by the entities.

Investment funds: the Measure creates a series of rules for investment funds, defined as "communion of funds" intended for investment in financial assets. It establishes rules for registering funds with the Real Estate Commission, the information to be contained in the fund's regulations, and the rules for filing in for insolvency.

End of the Sovereign Wealth Fund: the Brazilian Sovereign Wealth Fund (state-owned investment fund that invests nationally and globally in real and financial assets such as stocks, bonds, real estate, precious metals, or in alternative investments such as private equity fund or hedge funds) will be extinguished.

[letgo1c]

Myhrexpress Website: Ahold Delhaize US Login

Myhrexpress Online

Myhrexpress also known as HR Express is a website that allows employees with the ability to see their savings, pensions pay, compensation,

and pay. It assists in updating your direct deposit and offers numerous benefits to employees and customers too.

Myhrexpress.com Website

MYHREXPRESS is a site that is simple enough to be easily understood by anyone. 

There are many advantages offered by the business that are easily accessible by all. All you need is your username and password to log in onto your accounts.

This site provides a piece of advice complete that you require regarding your payment. 

You need to visit an web page of the company in order to access this site. 

Numerous financial articles have been published on via our website like fortiva credit review of a credit card My Vanilla debit card how to login to Mybpcredit online and much more.

TO MORE POST CLICK HERE:- Ahold My HR Express Login

Requirements of MYHRExpress Login

There are a few conditions of the company that you need to meet for logging into your account. A few of them are listed below:

It is essential to know the official website of the business.

It is necessary to have a PC or laptop or smart device, to sign into your account. If you don't have this device, you can't sign in to your account.

We require a high-quality and reliable internet connection.

You must possess an ID for the user, a password, and PIN.

You need to have an active mail ID in order for resetting your password and User ID.

It is essential to have all of your personal details.

Making an account on MYHRExpress

The process of creating a MYHRExpress account is easy. The steps include listed below: --

First, you need to go to an official site myhrexpress.com.

After that, you will be taken to the homepage of the site.

Once you've done that, you'll need fill in the information including your name email address, address for email, phone number and email address.

You have then entered an enrollment ID.

Following that, you must create your password in a secure way so that nobody can access your account.

Then , you must click on the "I am in agreement with all rules and regulations of the business" option.

You must then click the signup link.

The account you sign up for will be created.

MYHRExpress Login Procedure

The login process for MYHRExpress is easy enough that anybody can sign into their account quickly. 

You will require a device with a reliable internet connection, a stable internet connection, username and password for logging into your account.

User ID and password must be valid in order you can login to your account without difficulty. 

There are certain steps to be followed by every person who wants when logging into your account. A few of these steps are:

In the first place, you need to first visit the online portal that is official myhrexpress.com.

You will need to enter this address into the search bar, then hit enter.

Following that, you'll be directed to the main page of the site.

It is essential to have a device that has a reliable and stable internet connection.

Input a user ID into the empty box.

Enter a password that you created at the time of establishing your account. The password must be secure to ensure that no one is able to hack your account.

Check the details you entered is correct so that you are able to login to your account with no problems.

Click then on then the "Sign On" option.

Then you'll be directed to your login page Then you can avail all the benefits offered by the business.

The advantages of Myhrexpress Online

The benefits offered by MYHREXPRESS include: -

Employer Self Service: It includes personal information, employment details, the verification of income, benefits enrollment and electronic distribution of W-2.

HR Express: in this you will be able to view your payroll, compensation savings, pension, direct deposits.

U-Point is where you can enroll or change your benefits, change your beneficiaries and dependents answer questions, and access online tools for benefit administration.

Verification of income and employment If you're buying the home you want or applying for loans, you need to prove your earnings and employment on the internet or over the phone.

Electronic Tax From Deliver This service provides a tax statement available online for all U.S salaried employees as well as former employees.

Vanguard assists you in checking the balance of your savings plan Download a form to check your balance, change investment options and beneficiaries.

Customer Support for MyHr Express Service

In this section, we will provide information on how to reach myexpress customer service through.

 the contact number and social media sites such as Facebook, Twitter, Instagram and many more.

More interesting information

CUNYfirst Login and Sign-up Portal

Alaskasworld Login Portal

Receive 10% Extra Discount when you take the Perkins Experience Survey

Ahold Delhaize Company

Koninklijke Ahold Delhaize is a Dutch-Belgian retailer. It is a retailer and E-commerce.

 The company was established in 2016. The company's headquarters is situated in Zaandam, Netherlands.

Frans Muller is the president as well as Chief Executive Officer. Jeff Carr is a Chief Financial Officer. 

The company was listed as Euronext: AD. Its branches in operation are Netherlands, Belgium, Greece, Romania, the Czech Republic, Serbia, and the United States. 

There is also an joint venture in Portugal as well as Indonesia.

The company has 21 brands local to it including 6,500 stores as well as 3,75,000 employees employed by the business. 

The store's formats include convenience stores, hypermarkets pharmacies, drugstores, as well as liquor stores. It is a kind that is a part of Naamloze Vennootschap. 

This brand caters to over 50 million consumers every week across Europe, Indonesia, and the United States.

On the 22nd of October, Ahold Delhaize appointed Natalie Knight as Executive Vice President Finance and Nominee to be chief financial officer. It is the largest food retailer.

 and this brand is known for its passion for providing quality innovation, value, and value and creating a welcoming workplace that rewards professional advancement.

The primary goal of the company is to assist customers eat healthier to live better and reduce time. 

It provides highest quality and freshest of its food items to its customers. The slogan of the company is "EAT Well. Save time. Live better".

My HR Express Contact Number

Should you need to address any questions or questions regarding myhrexpress, you can reach out to the customer support. 

They will answer your questions as and as soon as possible. Contact me on my express number.

MyHrExpress contact number: 855-480-634

Additionally, you can should contact Myhrexpress headquarters which can be found below:

Myhrexpress Headquarter Provincialeweg, 11-1506 MA Zaandam The Netherlands

HR Express Hours

In this section , we will discuss my hours of operation for example, when does my hr express start and close? 

Please be aware that this time will be approximate, so be sure to cross-check this.

MyHrexpress timesTiming

Monday6 A.M until 5:30 P.M

Tuesday6 A.M until 5:30 P.M

Wednesday6 A.M until 5:30 P.M

Thursday6 A.M until 5:30 P.M

Friday6 A.M until 5:30 P.M

Saturday

Sunday

Search Keywords

As you are aware, we'll give you related search terms to ensure that users don't get confused and will get the best result. 

This article we've shared Myhrexpress Related search term.

Myhrexpress

Express Hr Connect

Myexpress stops and shops

Hr hold an ahold

The website of com

My hr express schedule

Log in to Hr Connect Express Associate

My hr expresses Kroger

Express HR Connect pay stubs

Department of Payroll for Stop and Shop

Myonline Stop and Shop

Kroger Hr Express w2

[newsbunddle]

PM Modi Directs To Integrate Electronic Pension Payment Order With DigiLocker For Pensioners

PM Modi Directs To Integrate Electronic Pension Payment Order With DigiLocker For Pensioners

[ad_1]

New Delhi: The Centre has planned to integrate the electronic Pension Payment Order (e-PPO) with DigiLocker in order to enhance ease of living of Central government civil pensioners. ALSO READ | EFPO Withdrawal: Remember To Update KYC Details; Here’s How To Do It Online

The Department of Pension and Pensioners’ Welfare (DoPPW) has been directed by Prime Minister Narendra Modi to…

[educationf]

Accounting and Payroll Programs

The objective of the Accounting and Payroll Programs is to train students in the practices of financial accounting and payroll in Canada.  This program focuses on three key elements: the theoretical principles of accounting and payroll, the practical “hands on” skills required to do the job, and the communication skills needed to work within an office environment.  Each successful student will have the necessary skills to enter into the workforce and maintain a complete set of books, both manually and with computerized systems.  

In accounting, students will learn to calculate, prepare and issue accounting reports related to financial transactions such as bills, invoices, inventory reports, account statements and other financial statements using computerized and manual systems; code, total, batch, enter, verify and reconcile transactions such as accounts payable and receivable, payroll, purchase orders, cheques, invoices, cheque requisitions, and bank statements in a ledger or computer system; compile budget data and documents based on estimated revenues and expenses and previous budgets; and prepare period or cost statements or reports.

In payroll, students will learn to maintain records of employee attendance, leave and overtime to calculate pay and benefit entitlements, using manual and computerized systems; prepare and verify statements of earnings for employees, indicating gross and net salaries and deductions such as taxes, union dues, garnishments and insurance and pension plans; prepare employee payments and benefit payments by cheque or electronic transfer; prepare T4 statements and other statements; and prepare and balance period-end reports and reconcile issued payrolls to bank statements.

The principles and practical skills learned in the Accounting and Payroll courses ensure our graduates will be effective and efficient in an entry-level accounting or payroll position.