#Compensation and Variable Pay

[empowerittrainings]

Empower IT Trainings is the Best SAP Online Trainings Institute for SAP Successfactors CORE Employee Central, ADVANCED EC, EC Payroll, Performance and Goals Management, Compensation and Variable Pay, Recruiting Management and Onboarding, Learning Management System, Succession and Career Development, SAP HR and SAP HCM Online Training across the globe which provides the best SAP SF Online Training real-time project-oriented training in Australia, UAE, UK, USA, Qatar, Singapore, Malaysia, Canada, France, India, Hyderabad, Chennai, Bengaluru, Noida, Mumbai, Pune, Delhi, Kolkata, Trivandrum, Vijayawada, Vizag, Ahmedabad, Surat, Chandigarh, Jaipur

[leahnardo-da-veggie]

why do all the publicly available copies of the Arcanic Scriptures have Chapter 2 missing?

For context: I'm answering other people's lore questions! Drop me an ask about your lore and watch me get it comically wrong!

Alright, let's begin!

The Arcanic Scriptures are named after Bob Arcanic, a famous woodworker. He wrote the widely renowned manual, which were called scriptures for the reverence with which other woodworkers treated it, for free and distributed it widely to make woodworking a more easily accessible trade <3

Chapter 2 contained a special secret technique called woodbending, which entailed turning wood liquid so it could fit any form and didn't have to be sanded smooth.

Unfortunately, Bob's greatest competitor, Meanie MacFuckFace, didn't want such a precious secret to be spread, because it would lead to a decrease in his and other master woodworkers' profits. So he hired the world's greatest assassin and thief to kill Bob and destroy all copies of Chapter 2:

Fluffypaws. *Gasp*

Fluffypaws demanded all the fish in the Great Lake as compensation for her services, and Meanie agreed. She snuck into printing presses and homes in the dead of night by sitting at people's front porches and meowing piteously until they let her in for warmth, before clawing the pages of Chapter 2 to shreds and disappearing.

Before she could get to Bob, however, he caught wind of the contract. In what would come to be spoken in awed whispers for aeons to come, he performed a great act of woodworking. Using his wood-bending, he took all the trees surrounding the Great Lake and bent it to become a massive sieve. Then, as Fluffypaws descended on him, he used the sieve to fish up every single fish in the Great Lake and handed it to her.

Fluffypaws, delighted, agreed to forsake her contract and protect him instead. Though he could not afford to pay her to protect every copy of the Arcanist Scriptures, he kept her by his side to protect his life and his personal copies of chapter 2. And though Meanie MacFuckFace's new hired goons could destroy publically circulated copies of Chapter 2, none could get past the magnificent Fluffypaws, long may her white fur be luscious and easy may the blood wash off it.

Tagging the list for this work of art <3

Taglist: @coffeeangelinabox, @dorky-pals, @calliecwrites, @kaylinalexanderbooks, @shukei-jiwa

@thewingedbaron, @pluppsauthor, @cowboybrunch, @wylloblr, @possiblyeldritch

@tragedycoded, @finickyfelix, @urnumber1star, @ratedn, @ramwritblr

@vampirelover890, @possiblylisle, @illarian-rambling, @the-ellia-west, @differentnighttale

@evilgabe29, @glitched-dawn, @rivenantiqnerd, @dragonhoardesfandoms, @xenascribbles

@drchenquill, @everythingismadeofchaos, @owldwagitoutofyou, @dimitrakies, @beloveddawn-blog

@riveriafalll, @the-golden-comet, @rascaronii, @trippingpossum, @real-fragments

@unrepentantcheeseaddict, @the-inkwell-variable, @paeliae-occasionally, @an-indecisive-nerd, @thecomfywriter

@seastarblue, @wyked-ao3

(Anyone else who wants to get added can tell me in the comments, pm me, or send me an ask about it!)

[humanitys-strongest-bamf]

Cat-Dad!Levi Headcanons

this has been in my drafts for 4 months :)

➼ at first, levi would be a hard no against any sort of pet. after all, there were too many variables that could lead to just complete filth and mess spread around the house.

➼ having said that, if you came home one day with a cat in hand, he wouldn't be able to say no. however, he'd actively grumble about how you two have that much more work to do

➼ you'd immediately see him enter caretaker mode. what kind of food do they need to eat? what hygeine processes should you pay attention to? how much physical activity do they need? what extra supplies should you get?

➼ despite him being so reluctant to the idea of pets at first, he becomes the best cat dad. you'd come downstairs, wondering where levi had gone to when you hear a "tch. again?" coming from the kitchen and you find him digging under the oven for a toy that your fur child has shoved underneath the stove for 100th time

➼ he'd negotiate. if he's at his desk working and your cat begins to be relentlessly annoying about sitting on his paperwork or in front of his computer screen, he'd initially be like: "i need to work, little lady. if you stay still for another 30 minutes, i can bribe your mother to allow you to have wet food today. deal?" but it's more likely that he would just give up and your fur baby would be just lounging on his desk and he has to compensate by either getting work done later or using another part of his desk

#: @chaotic-on-main @romantichomicide95 @levisbrat25 @leviismybby @moonmalice @averysmolbear @cathybarn @tclbts @belovedackerman @bejewelledd @sad-darksoul @ackermendick @aomi04 @apolloshaiku @laraackerman @pulpolicia @raenacreates @nube55 @roseofdarknessblog @luvjiro @noctemys @sixpennydame @sleepyfairyxo @levis-squishy-cheeks @dumbfound-princess @deepzombieyouth @evas-leslas join my taglist!

[mariacallous]

To assess the compensation of workers, it matters not only how much money they earn, but also the manner in which their pay is earned. That is to say, to earn $25,000, one worker may have reliable and consistent earnings and hours from a single employer, while another may have multiple employers, inconsistent work hours, and variable wages. While workers may desire some amount of flexibility in their work schedule and earnings, volatility itself can also be troublesome.

In this piece, we document how volatile earnings and work hours are month-over-month for workers, and how this varies by workers’ income. We explore the financial consequences of volatility and several potential causes of volatility—whether the volatility is the worker’s own choice or driven by factors beyond the worker’s control, such as employers setting unpredictable work schedules.

We document that instability is a defining characteristic of low-income workers’ earnings and hours. This is true regardless of whether the low-income worker is the only earner in the household, lives in a household with other earners, or is the primary or secondary earner. Further, the current amount of earnings and hours volatility for low-income workers is not simply a reflection of preferences for more irregular work, but rather a reflection of the nature of the labor market they work in.

Furthermore, compared to high-income workers with volatile income, low-income workers with volatile income are 3.5 times more likely to report their volatile income leads to trouble paying their bills, 1.4 times more likely to report their employer requires they work an irregular schedule, and nearly twice as likely to want to work more hours.

[capitalism-and-analytics]

Hey, I had a question regarding labor. The service industry including Starbucks (who I work for) has been struggling with labor. Why do corporations prioritize short term gains over long term stability? Again, labor in that peaks are usually understaffed increasing wait times and worker stress and decreasing customer satisfaction. I mention Starbucks because the company heavily emphasizes customer connections (with low drive thru times lol) when we’re not given the staffing to do either customer connections or low drive thru times.

Why do companies prioritize short term gains over long term stability when growth isn’t infinite? Why make decisions that negatively impact the experience of the customers/workers which likely reduces their profit?

Pressure from Investors: Investors often expect consistent growth and returns. This can create pressure for the company to deliver short-term gains to meet or exceed market expectations, even if it means sacrificing long-term investments.

Short-Term Incentives: Similar to above, but corporations generally tie a lot of executive compensation bonuses to short-term metrics.

Adapting to Rapid Market Changes: Consumer preferences and trends can change rapidly, requiring companies like Starbucks to adapt quickly to remain relevant and competitive. This can lead to short-term initiatives aimed at capturing market share or responding to current consumer demands.

Now you may be wondering how they actually decide if a long-term investment is worth sacrificing for a short-term benefit. Well there are several important variables to consider:

Although you can't guarantee it, there is nothing stopping a corporation from having consistent short-term gains, so it's often chosen to push leadership teams to find growth on a long-term basis over multiple short-term periods.

It's all relative to the market, so as you pointed out having labor issues can result in increased worker stress, but it's relative to the workers at their competitors, i.e. McDonalds, Dunkin, Krispy Kreme, etc. For example, if Dunkin is facing labor issues, then you have little consequence of also having labor issues.

All the major corporations invest heavily into market research for a reason and a lot of that research is for identifying at varying levels how much certain things impact certain outcomes. In other words, they may want short drive thrus, but they may not care for very short drive thrus, since the cost isn't worth it. Well they do studies like customer wait times increasing by X minutes may be worth cutting labor costs by Y%.

You are correct that growth may not necessarily be infinite, but neither are the expectations and most importantly neither are the investors. Investors will often push to pump a stock up in value until they think the company can't get bigger before crashing and then sell it before it goes down. In some cases, they are right and some cases they are wrong.

The world is unpredictable and the longer you are forced to wait for a certain gain, the more that can go wrong. For example, let's say it is 2019, if you opt for a long-term investment, then you just screwed yourself because COVID will kick in the following year. If you opt for a short-term investment, then you could've easily pivoted or had less of an impact.

In general though, it's all a balance, there is no major company that is 100% short-term investments or 100% long-term investments, they all are picking and choosing where to focus short-term and where to focus long-term. Some pay off well, some pay off poorly. This is why it's important to have quality leaders/management.

[tiktaalic]

I hope these questions don't annoy you, but whats it like working in a lab?

I'm considering the same career path cause I really like my lab classes so far

Not annoying! from what ive seen there are 3 or so types of labs, which are labs in the hospital, which are obviously a faster pace (did half of my preceptorship in one), reference labs, which get a fairly high volume since they're doing testing everybody's sending out for (did other half of my preceptorship in one), and privately owned labs which pick up samples from clinics urgent cares nursing homes etc (both of my jobs have been with private labs).

I like it! It's very routine. I have my set of tasks i do when i clock in and my set of tasks i do at the end of the night and in between I'm just sticking samples on the machines and releasing results. and there is imo enough variation to it to keep it interesting - troubleshooting failed qc, or double checking criticals, or having to do manual difs. if you're liking undergrad lab work I'm assuming you're doing stuff like pcr and gels and micro plates? which is a lot of what molecular departments do in a lab besides micro which is micro. I currently work in the core portion of a lab, which is hematology, coagulation, urinalysis, and chemistry. You really only break out the microscope for urinalysis and hem. we have a micro department that handles all the cultures, and a molecular department that does molecular testing. lots of labs have small micro factions and do lots of micro send out instead. the last lab i worked at did that. the hospital i did my preceptorship at would do plating, but then send all the plates out to be read and send out all the blood culture tubes to be cultured elsewhere. the lab I'm currently at does most cultures in house.

re: education to work in a lab you have to be ASCP certified. After I got my biology degree, I enrolled in texas tech's CLS certification program, which was 3 semesters of classes (preceptorships were the majority of the coursework the last semester). I didn't mind doing it because I was a fresh graduate and I didn't want to Career Hunt or go to grad school. so 3 sems to get a guaranteed job sounded great to me. Since I had my bio degree, I had most of the baseline credits out of the way. chem biochem ochem cell bio genetics etc etc. And the 3 sems I did were lab specific courses like blood banking, clinical chemistry, molecular methods, immunology, phlebotomy, lab management, clinical micro and hematology. there are tons of post bachelor's cls programs, and tons of them are delivered online so that you can chip away at it part time while working.

A nice thing about it is that you can get work literally anywhere. I moved to a town with a population of 90k. Applied for 3 jobs as a brand new graduate. and got 3 offer letters. the payscale's pretty variable, depending on where you are, but it is nice to know that i'm certified in like. 47 states and could get some sort of job in any of them no problem. i think once you've been certified a year you can get cali state certification, which is the route a lot of people go since cali is on the high end of the pay scale. it'll depend on what the lab you're at is like, obviously, but it is pretty difficult to get day shift positions since what a lot of places do is open internal applications for any night/evening shift people who want to move up. I work an evening shift of 2pm to 11pm and i really like it. A very common complaint i see is that there's no like... career ladder. if you're a bench tech. you're a bench tech. which sometimes gets parlayed into section leader, or section manager, but that's a years of experience thing.

My plan is to work in the same place for a couple of years so I feel more experienced, and then to take a few travel contracts which are shorter term higher pay. again, they're available pretty much anywhere, but sometimes the tradeoff is lower compensation or a worse shift or being in the middle of nowhere america. but i think it'll be fun to get paid to bop around the country for awhile. I like my job and I like that it's very secure, but I do plan to go back to school for Something Else at some point and probably shift careers. My review: good thing to do in your twenties! good thing to have under your belt in general. very dependable.

if you have other questions in general or about anything I said you can 100% msg me! Ik I had a lot of trouble finding info when I was looking into this as an undergrad

[lesfruitsdores]

The Palestinian Authority compensates the families of terrorists on a monthly basis, in proportion to the amount of harm they inflict on Jews. As Shemesh explains, the sum is calculated by the intermediary variable—the length of their prison sentence.

The salaries are paid so long as the perpetrator is held in jail, and stop when they’re freed, which is why one terrorist released in last November’s round of hostage exchanges with Hamas asked to remain in jail. (Israel refused.) Those who are killed while committing terror attacks gain "shahid" (martyr) status and their families receive stipends for life.

This commitment to terrorists’ families conveys a clear message: Killing Jews is not just a religious calling that can grant you the status of "shahid" and guarantee you a place in heaven with 72 virgins; it is not only an ideological and political mission in the war to ethnically cleanse the land of Israel from Jewish presence. It is also a way to make a living, and the basis of the PA’s welfare state.

[blessed1neha]

Career & Passion through Astrology

How can we choose a career that meets our needs? How can you tell what your genuine calling is?

Finding a good work is not always simple since we frequently face challenges that influence our decision in various situations.

This might be a result of the current economic climate or our lack of confidence in our potential, goals, and genuine ability.

How then can we identify the profession that most aligns with our genuine calling and capabilities, as well as the areas where we must be flexible? Vedic astrology will assist us in this by providing practical strategies to identify our life's purpose. "Vocation" as a concept The definition of "calling" used to be "people's call from God."

In the modern day, this phrase refers to an inward attraction or tendency toward a certain industry or vocation. It is more than just material gain, gratification, or success in the outside world.

The true calling has been spiritualized. It is a sincere desire to contribute to the pursuit of one's chosen career.

A career is not the same as a job. Whether or whether we receive compensation or acknowledgment, it is a gratifying activity that we want to engage in because it satisfies the most fundamental demands of our spirit.

The horoscope's 10th house is crucial for deciding one's career and vocation.

When it comes to researching a vocation or profession, an astrologer must balance two distinct tasks: figuring out how to make a livelihood and discovering a person's genuine astrological destiny.

These two directions can occasionally cross. The only thing left to accomplish is to demonstrate how one might monetize their passions.

However, in many instances, a person's vocation does not inevitably lead to becoming their career.

The 10th house, or karma bhava as it is known in astrology, denotes a person's occupation and reputation. This is why the astrologer researches:

the actual tenth bhava. Lord of the tenth house, or Bhavesh.

The karaku or sign for this home. Mercury is the primary karaka of the 10th house. The Sun, Jupiter, and Saturn are the other three karakas.

According to the Shastras, the ruler of the tenth house is the most significant of these three variables.

Which 10th house ruler should you pay attention to? In the scriptures, the 10th house from the Moon and Lagna is frequently addressed in regard to career and fate. This is especially true of the 5th chapter of the Phaladeepika and the second volume of the Jataka Parijata.

At the same time, many astrologers are unsure about how to distinguish between these rulers.

To acquire a more realistic picture of a person's life in terms of job choice and vocation, the lords, in terms of their effect on professional activities, also underline the significance of further research into the ruler of the 10th house from the Sun.

Additionally, all three rulers must be thoroughly examined in the divisional charts, particularly the Navamsha (D-9) and Dashamsha (D-10) charts, as well as the Rashi chart (D-1) in order to completely comprehend this idea (D-10).

Fundamental Rules for 10th Lords from Lagna, Moon, and Sun

Let's examine a few of the key concerns relating to labour, money, and professions as outlined in the Shastras and supported by tradition.

The tenth lord from Lagna will reveal more about an individual's productivity at work. what he excels at. This does not necessarily imply that one will make a significant income from it. He doesn't always enjoy it.

The 10th ruler from the Moon reveals a person's interests based on what provides him with the means to support his way of life. This is what they enjoy doing.

The ruler of the tenth house will bring resources from either the Moon or the Lagna, depending on which is more powerful. The strongest among them can therefore display their vocation.

The guy won't be able to perform what he wants to if the 10th from the Moon is weak and poorly positioned. He will take action in this situation, while not feeling entirely content, because there is a powerful ruler of the 10th house from Lagna.

The task that the soul aspires to undertake is depicted by the Sun's tenth ruler. demonstrates a person's contribution to society and what the community expects of him. This ruler has a significant role in determining a person's profession. He performs this as karma yoga or as a social duty.

Because the sages recognised that most humans in the Kali Yuga are somewhat close to animal existence, most Shastras only discuss the 10th lord from the Moon and the Lagna.

The 10th ruler of the Sun also discusses the significance of doing karma yoga and giving back to society.

The ideal combination of a profession and a vocation Tradition offers valuable guidance while deciding on a vocation.

Finding a relationship between the Lagna, Moon, and Sun—the three rulers of the eleventh house—is preferred.

If all three rulers are connected to a powerful planet, the following combination is ideal:

asana karma (sun)

source materials (moon)

talents and skills (lagna)

In this situation, a person will fully enjoy his or her activities and profession and progress toward self-realization and achievement in their work, as well as in their creative initiatives.

If there isn't a common powerful planet like that, a compromise solution must be found:

According to the talents, the primary career will provide financial assistance.

And a tremendous sense of fulfilment will come from realising oneself via karma yoga and service.

We have already succeeded if we live in accordance with our inner selves.

[dungeonmalcontent]

This is a chonker of a post (more like a document) about creating unique anime-like powers in TTRPG games.

No way to really rules this (I mean, you can and some simple TTRPGs have done it, but it has to be super narrowed down when they do), but ask your GM about building a character with an oath-based unique ability. Not like a paladin or champion. Just keep reading.

You take an oath that includes a restriction of your choice, and in return you request an ability. The bigger the restriction, the better type of ability you can get. The more consequential breaking it is, the more powerful your ability is.

Ex: you swear to never willfully cause harm to a creature with lesser intelligence than you. In return, you desire the ability to alter the memories of creatures. As a binding consequence to this oath and exchange, you put up your own memories of your childhood as collateral. So, should you break your oath, you lose those memories.

That's super hard to balance for a ttrpg, and you definitely can't create a universal rule set. You can request any boon, offer any restriction, and assign yourself any penalty. But let's try to get this mechanic a little closer to the likes of a d20 game system.

Let's say your requested abilities are "magical". You don't need to specify a spell from your system, because frankly that's not worth it if just anyone can level up and get it. Let's say you either get a version of the closest matching spell that you can cast at will or that you gain a spell like ability that has your desired effect. You can perform this ability as long as you remain conscious. But... This sets the price for your ability.

Since we're comparing your oath's boon to a spell, your restriction should compensate for that. So, let's classify some degrees of price (even those many of these may be hugely subjected, we'll assume genuine character investment from the part of the player). Let's say we're going of the level of a comfortable spell and the restriction appropriate for each increasing level would look like this:

1 - the most trivial restriction. Doesn't change the way you live or act, but could be used against you if you aren't paying attention. Ex: can't eat pomegranates.

2 - still not hard to do, but you do have to be careful of your choices. Ex: can't say a specific word or phrase.

3 - starting to become difficult. Your restriction is still somewhat arbitrary but now something you must actively avoid and change about your life. Ex: you cannot spend more than 5 hrs a day with any of your skin exposed to sunlight.

4 - Moderate difficulty. Actually restricts the use of the ability. Ex: must participate in a certain ritual when using the ability, like closing your eyes and counting to 10 (this can be variable as well depending on how elaborate of a ritual you choose).

5 - beginning to become a more precise ability restriction. Often a more specific restraint of the ability. Ex: can't use the ability on one specific set of things that you could reasonably encounter.

6 - the level where normal people usually don't go past. Usually restricts yourself, rather than your ability. Ex: you can never run from a fight.

7 - a more complicated sort of difficulty. You set more intense restrictions on the ability or on yourself. Ex: When you fight, you must always fight to the death.

8 - probably as difficult as most normal people are willing to make their lives be in an extreme circumstance. Ex: You designate the ability to be for a sole purpose and for nothing else.

9 - The greatest level of restriction possible. Significantly alters or restricts the way in which you live your life. Ex: you can only use this boon and your life to pursue a lifelong endeavor, such as protecting another specific creature.

Once you have given a price (restriction) that matches the degree of potential power you want from your boon, you can set a consequence. The consequence determines the actual potency of the ability.

Let's classify potency into, simultaneously, dice size for the ability OR duration of the ability OR range of the ability. Depending on the ability you choose these factors could change it's effective potency. Following our example of the ability to alter memories, you might only be able to alter a certain number of memories determined by random dice roll, or you might only be able to alter someone's memory for a specific period of time, or you might have to be within a certain distance to alter someone's memories. These could also coincide with your restriction to create a more stable ability.

But let's break the rough outline of these degrees of potency here as:

Tier 1: 1d4 impact; shortest effective duration (1 "round"); touch or self range.

Tier 2: 1d6 impact; 1 minute; immediate range (~5-10 feet).

Tier 3: 1d8 impact; 10 minutes; ~20-30 feet.

Tier 4: 1d10 impact; 30 minutes; normal line of sight (~60-80 feet).

Tier 5: 1d12 impact; 1 hour; ~120-180 feet.

Tier 6: 1d20 impact; 3 hours; on the same plane of existence.

Now... Those are some numbers. But they aren't combined. You're getting one of those, not all of a set. So, mind controlling 1d8 people OR mind controlling a person for 10 minutes OR mind controlling people from ~20-30 feet away. Whatever makes your ability the most powerful TO YOU (the player/character) is how you determine which metric you go by and what tier it is.

To match these ranks of potency, we have ranks of suffering. If you break your restriction, the consequences match your desired potency.

Tier 1: least consequential, more like an inconvenience. Ex: you are weakened but can be healed -OR- must pay a fine (money, power, time) that matches your failure.

Tier 2: significantly consequential but limited in scope. Ex - your restriction grows larger (or you lose the ability but keep the restriction with a new consequence)

Tier 3: personal and significant. Ex - something important and meaningful to you, like a family heirloom or powerful item, is lost to you forever.

Tier 4: consequential but can be lived with. Ex - your health is permanently reduced or you permanently lose a limb (or limbs).

Tier 5: irreversible and significantly life altering. Ex - loss of your identity.

Tier 6: death

You can also bake in that in the case of any significant or intentional breach, the character loses their ability afterwards.

Also, don't stick too closely to these examples. Some of them can be used in lots of different ways and creativity can make you incredibly powerful.

But this is, as far as I can tell, a pretty decent frame of reference for these sorts of abilities. You still need to hash out a lot of details with your GM, but this helps you approach an even footing without getting sidelined.

I also wouldn't suggest using this kind of system if you want to surprise other players (and definitely not your GM) with what your character is capable of. This is a meticulous strategy sort of power game, and works best when everyone is on the same page. It can also be fun for enemies, as it can make an encounter more about figuring out how to beat an opponent instead of figuring out how many arrows your need to shoot at them.

This system is modeled more after JoJo's Bizarre Adventure and HunterXHunter. So for further reference and inspiration, watch/read those. Stand and Nen are great systems. I love them a lot and I wish they were more conducive to ttrpg play styles.

[onnext]

5 Reasons to Invest in Gold Mining Stocks

Gold has always been among the most sought after components because of its head mix of beauty, extraordinariness, and its unrivaled status as a technique for trade for as far back as hundreds of years. Gold Mining Stocks make incredible investment assets as costs are currently reaching up to $1,400 for each official ounce. There visit site here are a few experts who predict gold costs to be esteemed as high as $2,500 per ounce before long. Gold mining stocks, particularly inside the Canadian Stock Market, are one of the simplest ways of investing in gold that anyone could hope to find.

Like some other product market, the cost of gold is driven by supply and request conduct. For a very long time, there were a lot of public banks all around the world which offered their gold reserves in the market to cover significant underlying shortfalls between the market interest and mined supply. Here are a portion of the top reasons why you ought to integrate mining stocks into your Abundance The executives methodology in gold mining stocks now.

The development of gold is diminishing. Gold is a mineral that has been created less throughout the course of recent years. The reason might be very obvious and simple-the world reserve for gold is just running out. Gold will always be available to satisfy request, however in the long run populace will surpass gold creation, and this implies that a bullish gold market probably anticipates ultimately. Since the world is running out of gold reserves, all that is left correct now are definitely significant. Also, the vast majority of the gold reservoir locales are as of now claimed by a few gold mining organizations.

Demonstrated and Likely Gold Reserves. Demonstrated gold reserves are gold mines underground that have been demonstrated by research while plausible gold reserves, as its name suggests, are dubious. Most gold mining organizations usually trade with demonstrated reserves and plausible ones at a variable rebate. The higher gamble you take, the more you will be compensated if things turn out well for you. Gold Mining Stocks might be a 'high stakes' down, yet are definitely worth the time invested.

Gold stocks usually offer dividends. By having dividend stocks under your name, you can produce a decent pay even without selling those possessions. In simpler terms, you should simply sit and earn!

Gold Mining Firm Unions. Gold mining stocks are accepted to be 'weighty on assets'. Gold stocks are likewise considered remarkable investments so that they dissipate in time since they are at last mined. Also, when the world runs out of gold reserves, gold mining firms will undoubtedly go wiped out. The answer for this issue is a bigger number of acquisitions.

[conniephleb]

Opening the Secrets: Phlebotomist Pay Rates Revealed for 2023

Unlocking the secrets: Phlebotomist Pay Rates Revealed for 2023

Are you ⁢considering a career in phlebotomy ​or just ‌curious about ​the salary⁣ landscape⁢ for 2023? Understanding the financial prospects of this field‍ is essential for making informed career decisions. In this‍ comprehensive guide, we’ll ⁣explore phlebotomist pay rates, the factors influencing salaries, regional variances, and much more!

Understanding Phlebotomy

Phlebotomy, the practice of drawing blood, is a critical ⁤role ‍within the healthcare system. Phlebotomists work in‍ various settings, including hospitals, labs, and medical clinics. Their ​responsibilities‍ not only‌ involve blood collection but also ensuring the safety and comfort of patients during the procedure.

Phlebotomist Salary Overview for 2023

As of 2023,the average annual salary⁣ for phlebotomists in the United states generally‌ ranges between ‌$35,000 to $55,000,depending on various factors. Let’s take a closer look at how these figures vary based on several‍ key aspects.

Factors Affecting phlebotomist Pay Rates

Experience Level: Entry-level phlebotomists may earn on the⁤ lower end of the scale,⁤ while those with several years⁢ of experience often see increases in pay.

Certification: Certified phlebotomists typically command higher salaries than‍ those without certification.

Geographic​ Location: Salaries vary considerably from state to state and even city to city.

Work Surroundings: Phlebotomists employed in hospitals​ may earn more than those⁤ working in outpatient clinics ⁣or laboratories.

Shifts and⁣ Hours: Working ⁤night shifts or overtime can lead to additional compensation.

Phlebotomist ⁢Pay by State

The geographic‍ location of phlebotomists plays a significant role in their pay⁤ rates. Below is a table summarizing average ‍salaries by state:

State

Average Annual ⁣Salary

California

$50,000

Texas

$42,000

Florida

$39,000

New York

$55,000

Ohio

$38,500

Benefits of⁣ Being a Phlebotomist

Beyond the salary perspective, pursuing a career in phlebotomy comes with several benefits:

Job Stability: The demand for trained phlebotomists is consistently ⁤high, providing job security.

Short Training ‌period: ‌With courses frequently enough lasting just a few months, you‌ can quickly enter⁢ the workforce.

Career Advancement: Opportunities exist for further specialization or transitioning into related healthcare roles.

Interpersonal Connections: Phlebotomists often interact with patients, which can be fulfilling for those who enjoy human connection.

Case Studies: Real Phlebotomists Share Their Experiences

To truly grasp the financial and emotional aspects of being​ a phlebotomist, let’s hear from a few individuals in the field:

Jane, CA: The Veteran

“With over seven years of experience, I love my job. I started at $37,000 but now I earn​ over $50,000 a year.I also ⁤work at a hospital, which tends to pay‍ better ⁤than outpatient settings.”

Mark, TX: The Newcomer

“I recently completed⁣ my certification and landed a job at a ⁣local clinic. I started at $38,000, which is lower ‍than expected, but I’m eager to gain experience and climb the salary ladder.”

Practical Tips for Aspiring phlebotomists

If you’re ​thinking about becoming a phlebotomist, consider the following tips:

Get Certified: Certification can significantly impact your pay ‍rate.

Network: building connections with professionals ‌in⁣ the field can lead to job opportunities.

Stay Current: Continuing education can open ‍doors to higher-paying positions.

Be ‍open to Locations: Consider relocating to higher-paying states to maximize your salary.

Conclusion

the pay rates‌ for phlebotomists ​in 2023 reflect a variety of influencing factors including experience, certifications, geographic location, and work environment. Those interested in pursuing a career in this dynamic field should be aware of these variables and how they shape earning potential. By taking steps to enhance skills and seek higher-paying opportunities, aspiring phlebotomists can unlock‍ promising financial and⁤ career prospects in the world of healthcare.

https://phlebotomytrainingcenter.net/opening-the-secrets-phlebotomist-pay-rates-revealed-for-2023/

[insuranceaims]

Introduction to Insurance | Benefits of Insurance

Nazakat December 19, 2024 

The Must-Know Guide to Modern Insurance

In an unpredictable world where uncertainties lurk around every corner. Insurance is a vital tool for financial security and risk management. From natural disasters and health crises to accidents and business disruptions, introduction to insurance provides a safety net that allows individuals, families, and businesses to confidently navigate life’s uncertainties. This article delves into the fundamental concepts of insurance. Its various types, and why it remains a critical part of modern life.

As a requirement for a home loan, mortgage lenders frequently demand homeowners insurance Introduction. The policyholder pays a regular fee, known as a premium, to the insurer in exchange for financial Insurance comes in various forms, each insurance plan addresses specific types of risks. The most common types include: protection against specific risks.

insurance Introduction operates on the principle of risk pooling.The insurer is able to collect the money of many people. Companies can use that money to pay claims for people who suffer losses. This system allows for the distribution of financial risk among many people, reducing the impact on any single individual.

Key elements Of Insurance

To better understand how insurance works, it’s essential to grasp the key elements that define it:

Policy: The policy is a formal contract between the insurer and the insured, outlining the terms, conditions, and scope of coverage. It clarifies the events that are cover. how long coverage lasts, and how claims are filed.

Coverage: Coverage refers to the scope and extent of protection provided by the insurance policy. It details what risks or events are insure and under what circumstances the insurer will pay a claim.

Deductible: The amount of money the policyholder must pay out of pocket. The insurer pays the remaining costs of a claim. Higher deductibles result in lower premiums. 

Claim: The policyholder experiences a loss covered under their introduction to insurance policy. They file a claim with the insurer to request compensation. The insurer reviews the claim. He make sure it meets the policy’s terms, and provides payment. 

Exclusions: Specific situations, conditions, or events not covered by the introduction to insurance. Exclusions clearly stated in the policy document.

The amount of coverage, the policyholder’s risk profile, and the type of insurance are some of the variables that affect premium calculations. The most common types include:

Types of Insurance

1. Health Insurance

It covers the cost of medical treatment. it costs doctor’s visits, hospital stays, surgeries, medications, and preventive care. It can be obtained through employers, and government programs and purchased individually. Health insurance Introduction is critical for protecting individuals from the high costs of medical care.

2. Life Insurance

Life insurance provides financial protection for beneficiaries in the case of the policyholder’s death. The insurer pays a lump-sum amount to the designated beneficiaries, ensuring that loved ones are financially secure. We will tell you about two insurance types.

3. Auto Insurance

Auto insurance covers injuries brought on by auto accidents. Damage to vehicles and property. It is often require by law to operate a vehicle. Auto introduction to insurance may include liability coverage (to pay for damages to others), collision coverage (to cover repairs to the policyholder’s car), and comprehensive coverage (to protect against theft, natural disasters, and other non-collision events).

4. Homeowners Insurance

Homeowners insurance protects against damage to a home and its contents. It describes the events or risks that are covered and the conditions under which a claim will be paid by the insurer. As a requirement for a home loan, mortgage lenders frequently demand homeowners insurance.

5. Insurance for Renters

is intended for those who rent their homes and is comparable to homeowner’s introduction to insurance. It provides coverage for the policyholder’s personal property. Liability for accidents that happen on the property, and extra living.

7. Business Insurance

Businesses face numerous risks, from property damage to liability claims. Business introduction to insurance coverage for commercial property, liability, employees’ compensation, and business interruption. It ensures that companies can continue operations even after unexpected events.

8. Travel Insurance

The insurance protects against financial losses. Trip cancellations, medical emergencies, and lost luggage. International tris gives peace of mind

Why is Insurance Important?

The importance of introduction to insurance cannot be overstate. It offers several critical benefits that contribute to financial security and peace of mind. 

Risk Mitigation: Insurance shifts the financial burden of unexpected events from the people’s to the insurer. Without insurance, individuals and businesses would have to bear the full cost of disasters, which can be financially crippling.

Financial Security: Health Insurance provides a safety net, allowing individuals and families to recover financially from accidents, illnesses, or other losses. For businesses, it helps continuity of operations.

Legal Requirement: Complying with these laws protects individuals and businesses from fines, penalties, and lawsuits.

Peace of Mind: Kee it in mind that you have insurance coverage provides peace of mind. It allows individuals to focus on their daily lives and businesses to operate without constant worry about potential financial ruin.

Promotes Economic Stability: On a broader scale, insurance supports economic stability. It facilitates business growth, encourages investment, and ensures that society can recover quickly from natural disasters and other crises.

Choose the Right Insurance

Selecting the right insurance requires careful consideration of your needs, financial situation, and risk tolerance. Here are some tips to help you choose the right coverage:

Assess Your Risks: Identify the specific risks you face. Do you own a car, a home, or a business? Each of these factors determines the type of coverage you need.

Compare Policies: Shop around and compare policies from many insurers. Have a Look at the coverage options, premiums, deductibles, and policy limits.

Read the Policy Document: Understand what is covered and what is excluded. Filing a claim pay attention to the fine print. The policy avoids surprises in filing a claim.

Consult an Insurance Agent: An insurance Introduction agent can provide good advice and help you find policies that suit your unique situation.

Review Your Coverage Periodically: It’s essential to review and update your coverage regularly to ensure it aligns with your current needs.

Shaving an insurance claim is a dynamic procedure when feeling damage or injury. The insurance assesses the state and recompenses the policyholder, therefore. The rights procedure can vary contingent on the type of assurance. The harshness of the occurrence. To study how to fold a right and ensure you obtain the provision you need visit insuranceaims.com to solve the problematic eras.

[excellence-12]

Issues in Corporate Governance practices in India that went unaddressed in 2023

There has been considerable improvement in the corporate governance standards in India. Some aspects of corporate governance that need improvement in 2024, keeping the letter and the spirit of law in mind, are:

Quality of disclosures – India follows a disclosure-based regime. Both the Companies Act, 2013 and SEBI LODR Regulations, 2015 lay emphasis on disclosures to stakeholders. For a disclosure-based regime to be successful, such disclosures should be timely, complete and correct. While many companies go through the motion of disclosing, the quality of such disclosures needs significant improvement. This also holds true in the case of explanatory statements, sent to shareholders for general meetings. Such statements sometimes do not contain essential details.

Transparency– There should be transparency between a company and its investors. However, a number of companies choose to not be transparent about their affairs.

Avoidance of conflict of interest – SEBI LODR Regulations, 2015 state that instances of conflict of interest of Directors and senior management must be identified and managed. Conflict of interest arises when a person chooses personal interest over that of the company. Some individuals however choose not to disclose such instances, and companies do not identify such instances proactively.

Separation of posts of Chairperson and Managing Director – SEBI LODR Regulations, 2015 states that separation is of the two posts is desirable for promoting corporate governance. There was a proposal to make this mandatory, but that did not get implemented. Chairperson is the Chair of the Board, and Managing Director is head of management. The Board has to hold the management accountable. For this to be meaningful, the same person should not hold both the positions.

Understanding the difference between ownership and management – When ownership and management reside in the same set of individuals or entities, distinguishing between the two can be difficult. For a company to be effectively run, it is important that this difference is understood and captured in the structure.

Board composition – Some sectors, such as the public sector, have been grappling with the problem of inadequate Independent Directors on the Boards of companies. This makes their Boards structurally and functionally sub-optimal.

Gender diversity on Boards – Having only one woman Independent Director, in the name of gender diversity, is wholly inadequate. Boards and senior managements should actively focus on getting more women to be Board members.

Age Diversity – While some younger Independent Directors have been appointed on Boards, this number is small. With advancements in technology, and with more new age companies being listed, it is important to consider the appointment of younger Directors on Boards. This would also bring fresh thinking in boardroom discussions.

Board committee functioning – A lot of important items are dealt with by committees of the Board. It is therefore important that committees are properly composed, and with proper terms of reference. Adequate time should be given to the meetings of the committees, and there should be updates given by committee Chairpersons to the Board, post the meetings.

Risk management – Post demonetisation and Covid, a number of companies have understood the importance of proactively identifying risks. What is also important is to continually update risks that the company can encounter. Efforts to identify and mitigate or manage risks have to be continuous.

Benchmarking of remuneration– It is important to compensate senior management properly and adequately. Remuneration should be a mix of fixed and variable pay. ESOPs too should form a part of the total compensation. Some companies however do not consider industry benchmarking while deciding on compensation standards. Further, not having a component of variable pay or not having ESOPs often result in senior management not being invested in the long-term performance of the company.

Succession Planning – Every company should have in place a robust process for succession planning, both for the Board as also for key positions. This is the role of the Nomination and Remuneration Committee, and in turn of the Board. Unfortunately, many companies pay lip service to this. 2024 would see a large number of changes in Independent Directors since two terms of 5 years each would come to an end for many of them. Very few companies proactively onboarded new Independent Directors, to enable continuity with change. Source: https://excellenceenablers.com/issues-in-corporate-governance-practices-in-india-that-went-unaddressed-in-2023/

[mithrasconsultant]

How Actuarial Valuation Helps in Managing Earned Leave Liabilities

Actuarial valuation is a crucial tool for organizations managing their earned leave liabilities. Employers often face challenges estimating and accounting for these liabilities accurately. This process involves assessing the monetary impact of leave encashment and leave balances. 

Proper actuarial valuation ensures compliance with accounting standards and avoids financial mismanagement. It also provides a clear picture of the organization’s financial obligations towards employees. Businesses can better allocate resources by implementing actuarial valuation. They can make informed decisions and maintain financial stability.

Understanding Earned Leave Liabilities

Earned leave liabilities arise when employees accrue leave balances over time. Organizations must either allow encashment or carry these balances forward.

What are earned leave liabilities?The earned leave liabilities represent the employer’s obligation to pay for unused leaves. When employees accumulate leave balances, the organization incurs a future payment responsibility.

Why should organizations manage these liabilities?Proper management ensures financial transparency in managing leave liabilities. Ithelps avoid unexpected cash outflows. Ignoring earned leave liabilities can strain finances and lead to compliance issues.

The Role of Actuarial Valuation in Assessing Liabilities

Actuarial valuation involves complex calculations using statistical and mathematical techniques. These calculations provide an accurate estimate of an organization’s obligations.

Accurate financial assessment: Actuarial experts evaluate leave balances, employee demographics, and economic factors. This ensures precise liability estimation.

Compliance with standards: Many accounting standards, such as Ind AS 19 or IAS 19, require actuarial valuation. Compliance avoids penalties and ensures transparent reporting.

Long-term financial planning:Actuarial valuation helps predict future liabilities, enabling better budget allocation. It ensures funds are available when employees claim their earned leave.

Key Benefits of Actuarial Valuation in Managing Liabilities

Organizations benefit significantly from using actuarial valuation for managing earned leave liabilities.

Improved financial transparency:Accurate liability estimates provide clarity in financial statements. This builds trust with stakeholders.

Resource optimization:Actuarial reports help businesses allocate funds efficiently. Companies can set aside adequate provisions for liabilities.

Enhanced decision-making:Businesses can make informed decisions regarding employee benefits. This ensures fair compensation without jeopardizing finances.

Risk management:Identifying future liabilities reduces financial uncertainty. Actuarial valuation minimizes the risk of unforeseen expenses.

Factors Considered in Actuarial Valuation

Actuarial valuation involves several variables that affect liability estimation. Understanding these factors ensures accurate results.

1. Employee demographics:

Age, gender, and tenure of employees impact leave liabilities. Younger employees may have longer service periods, increasing future liabilities.

2. Leave policies:

Organizational policies on leave encashment and carry-forward affect liability amounts. Generous policies may lead to higher liabilities.

3. Economic assumptions:

Inflation rates, salary growth, and discount rates influence the calculations. Higher salary increments increase the monetary value of liabilities.

4. Historical trends:

Past leave usage and encashment trends provide insights into future liabilities. Analyzing trends helps actuarial experts predict employee behavior.

Steps in Actuarial Valuation for Earned Leave Liabilities

Actuarial valuation involves systematic steps to ensure precision. These steps help organizations prepare accurate liability reports.

Data collection: Gather employee details, including age, salary, and leave balances.

Assumption setting: Define economic and demographic assumptions for calculations.

Model application: Use actuarial models to estimate the monetary impact of liabilities.

Report generation: Prepare a detailed report highlighting liabilities and recommendations.

How Actuarial Valuation Optimizes Financial Management

Proper actuarial valuation allows businesses to maintain financial health while fulfilling employee obligations.

Identifying financial gaps: Actuarial reports reveal discrepancies between current provisions and liabilities. This enables corrective action.

Budgeting effectively: Accurate liability estimates help in allocating budgets for employee benefits.

Ensuring compliance: Actuarial valuation ensures adherence to accounting standards, reducing legal risks.

Fostering employee trust: Employees feel valued when organizations prioritize their leave entitlements.

Key Points for Organizations Managing Earned Leave Liabilities

Conduct actuarial valuation annually for accurate liability estimation.

Regularly update employee records to reflect changes in leave balances.

Consider external economic factors like inflation in liability projections.

Collaborate with actuarial experts to ensure precise calculations.

Conclusion

Actuarial valuation is essential for managing earned leave liabilities effectively. It ensures financial transparency, compliance, and long-term stability. Accurate estimates help organizations allocate resources efficiently and build employee trust. Mithras Consultants offers comprehensive actuarial and insurance solutions to help businesses navigate complex financial obligations. Our customized solutions empower clients to make informed decisions regarding financial, insurance, and risk management matters.

[joshhamilton11]

The Importance of Accurate Payroll for Truck Drivers

Accurate payroll is the backbone of a trucking business, ensuring that drivers are compensated fairly and promptly while helping the company maintain compliance with industry regulations. Given the complexities of trucking payroll—ranging from mileage-based pay to per diem rates—accuracy is critical for both the financial stability of the business and the satisfaction of its drivers. Here’s why accurate payroll matters for truck drivers and their employers.

Building Trust and Driver Satisfaction

For truck drivers, accurate and timely payment is more than just a paycheck—it’s a reflection of the company’s reliability and professionalism. Errors in calculating wages, overtime, or reimbursements can lead to frustration and a breakdown in trust between drivers and their employers.

When drivers receive the correct compensation for their work, including all bonuses, overtime, and reimbursements, they feel valued and respected. This satisfaction fosters loyalty, reducing turnover in an industry where finding and retaining skilled drivers is a persistent challenge.

Addressing Complex Pay Structures

Truck driver compensation often involves more than just hourly or salaried pay. Many drivers are paid based on mileage, delivery completion, or time spent on the road. Others may receive additional payments for handling hazardous materials, making extra stops, or staying compliant with fuel efficiency standards.

Accurate payroll systems ensure these variables are properly accounted for. Miscalculating mileage, forgetting per diem reimbursements, or neglecting bonuses can not only frustrate drivers but also expose the company to disputes and financial losses.

Ensuring Compliance with Laws and Regulations

The trucking industry operates under stringent labor laws and tax regulations. Employers must adhere to the Fair Labor Standards Act (FLSA), which governs overtime pay and ensures fair wages. In addition, trucking businesses must calculate and report taxes such as Social Security, Medicare, and the Heavy Vehicle Use Tax (HVUT).

Inaccurate payroll practices can result in penalties, audits, or even legal action. A precise payroll process ensures compliance, safeguarding the company’s reputation and financial stability. This is especially important in an industry with unique tax considerations, such as per diem reimbursements and non-taxable benefits for drivers.

Boosting Productivity and Morale

Payroll inaccuracies can lead to disputes, requiring time and resources to resolve. For drivers, these disputes often translate to unnecessary stress and distraction, potentially impacting their performance and safety on the road.

Accurate payroll eliminates these issues, allowing drivers to focus on their jobs without worrying about errors in their compensation. When drivers trust the payroll system, they’re more motivated to meet deadlines and maintain high-performance levels, contributing to the overall success of the business.

Strengthening Business Operations

For trucking companies, payroll accuracy ensures smoother operations and financial planning. Accurate payroll data provides insights into labor costs, enabling better budgeting and decision-making. It also reduces the administrative burden on staff, freeing them to focus on other essential tasks.

Moreover, satisfied drivers lead to a stronger workforce, minimizing turnover-related costs such as recruitment and training.

Conclusion

Accurate payroll for truck drivers is a cornerstone of a successful trucking operation. It fosters trust, ensures compliance, and boosts productivity while helping companies avoid costly errors. For an industry driven by its people and precision, getting payroll right isn’t just important—it’s essential.

[youngestthunderbird]

I’m assuming that a given Ebook is written by a person not AI, which is a different conversation.

Someone put time and effort into writing a book, which should be rewarded. In this case, copying an ebook isn’t really comparable to in-game currency, it’s more like pirating the entire game (which I also believe you should not do). There’s also the legal matter of intellectual property, but mostly my philosophy is that if you benefit from work you should try to compensate the worker. You liked the book, you should try to pay the author. Most of the time, the best and easiest way to do that is by obtaining the books from legal channels, such as the library or bookstores or online rental services.

In-game currency itself doesn’t take that human effort to generate. The MECHANIC of the currency took effort, done by the dev when writing the game, but the MANIPULATION of that mechanic is something that does not take human effort. You already (assumedly) paid for the mechanic of the currency when purchasing the game- therefore you have compensated the human worker. Paying for in-game currency simply tells the machine to add a set amount to the internal ‘currency’ variable, which is one of the simplest operations in computing.

In my opinion, there could be an argument for a free game with optional money purchases, because it allows you to pay for what you think the game is worth, but if you’ve paid upfront I think that paying for in-game currency is a waste of money and that if you’re forced by game mechanics to pay for lootboxes or the like that’s plain highway robbery.

the idea of "lending" an ebook or digital audiobook, let alone of one being stolen, is a truly incredible piece of grotesque nonsense