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enihk-writes · 11 months ago

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[before the year ends]

seasonal fics : 除夕 (chú xī) / lunar new year's eve edition

paring: various!hwasan men x gn!reader

summary: things that happen on the last day of the year.

characters: chung myung (can be read as both pbss and mhdd) // chung mun // chung jin // tang bo // tang gunak // jang ilso // jin hyeon // lee songbaek // jin geumryong // baek cheon

author's note: my personal music recommendations for the day are lovers in seoul by off the menu , hot potato by n.flying , coconut love by seoulmoon , mercury by bye bye badman and t + tik tak tok by silica gel feat. So!YoON! (doing this for fun because my other hobby is looking for new music and putting them in a playlist partly because one of my teenage dreams was to open up a cd shop in an art street or own a music-vinyl brunch cafe by the seaside ugggh but you need money like do you know how expensive seaside properties are in singapore!!! i don't have that cash!!! so i have to work!!!! fuck!!!!)

CHUNG MYUNG doesn't like to be cooped up indoors during the festive period. so that afternoon he slipped out to visit the next town over, hearing about their night market and looking forward to getting drunk off his rocker before returning home. only to come face-to-face with you. to his credit he tried to divert your attention to slip away with a bold-faced lie but to be honest, he isn't very good at that. he ends up letting you tag along to buy your silence. which wasn't that bad of a decision — he found himself enjoying the private time he had with you more than he'd expected, like walking through the markets with pinkies interlocked, visiting taverns and teahouses getting mistaken for a couple to get discounts, even the passionate drunken kisses you both shared on the inn balcony which left him quite dazed. when he gets back he would have to have a talk with you about what happened here. though right now he's a little preoccupied with leaving marks all up your neck, hands under your clothes going to places he probably shouldn't, revelling in your embarrassment a little too much. thank goodness he had the foresight to rent out a room to stay in so the both of you could do whatever you wanted in here to the heart's content all night long.

CHUNG MUN watches as you scurry around the sect grounds checking in on the workers who were all preparing for the banquet that was to be held over the new year. as the sect leader he shouldn't interrupt another elder's duties, but as your husband he wanted you to pay attention to him too — it was new years eve and your spouse can't even ask for some alone time with you? you were so cruel, was this how he was to spend the last day of the year? he sighed and turned back to his papers, finishing up with his own work until it was finally time for bed. you met him in the front of your shared house, he finds himself cracking a smile when you bury your face into his chest, he walks you over to sit together on the bench, where you plop your head down on his lap, very much like a certain youngest, pouring your heart out on the annoyances that you've faced today so what has your dear husband have in mind to reward their hardworking partner? the man only chuckles at your ranting, running his fingers until you fell asleep, carrying your tired body to tuck you in bed. he looks over at your peaceful form one more time, kisses your hand and leaves for his own quarters to retire for the night.

CHUNG JIN had been pulled out from under the pile of books he's buried under to take a day off at the behest of the other elders and disciples. not knowing what to do, he hovers around your side, not really wanting to go down the mountain without a solid plan. you thought he looked a little like a lost sparrow then, so you let him stay around as you went about your day. he aided you with small tasks here and there — wasn't he supposed to be on break? old habits die hard, you supposed. he ended up helping you finish your job earlier than intended, bringing the leftovers from the kitchen along, the two of you headed down the forested path at the back of the mountain to wile away the rest of the afternoon as you ate the food and engaged in small talk about nothing in particular. the sun felt warm on your skin, and as it began to set, the sounds of the flowing stream nearby lulled the two elders into a dreamless sleep.

TANG BO stifled a laugh as he looked at your sorry state. only an idiot falls sick on new year's eve — was what he'd told you. you wanted to strangle him right then and there, never mind that he was your husband. he offered to nurse you for the day, supposedly from the kindness of his heart. bullshit. this guy had something up his sleeve, you were so sure of it. but whatever you thought he'd do never happened. your husband truly did take care of you that whole day. he'd wipe off your cold sweat, change towels, feed you food and medication on time, among other things. you thought he'd turn over a new leaf and was just about to praise him when he snickers at you again. maybe you should get sick more often, you're so much nicer when you're quiet like this. too bad for him your fingers were faster as you shove them up his nose to choke him in retaliation. fortune favours the just. the next morning you woke up feeling good as new — your fever had gone away just in time to celebrate the new year. your husband, on the other hand, didn't seem to be doing too well, seemingly catching your cold from yesterday. hmph, serves him right for teasing you like that.

TANG GUNAK could not catch a break even on new year's eve. there was always work to do, the world did not stop on holidays, after all. you slipped into the room quietly with refreshments in hand, hoping to get him to take a short break from his paperwork. the man had sharp ears — recognising the weighted rhythm of your footsteps even as you were on the far end of the hallway. he sets down his brush, getting up to greet you. my love, he'd call out softly, expertly placing away the tray in your hands. you laugh as he pulls you into his embrace, his face burrowing into your shoulder. you try to hug him back with as much vigour you could muster, pulling away just so you could place a few pecks on his face. it wasn't a very long break, but he was grateful for it nonetheless. he sipped on the tea you brewed, listening to your excited recounting of a new novel you had been reading. new years was a time to give thanks for the blessings in life, and he was more than thankful for the way your shoulder felt pressed against his arm as you two sat side by side.

JANG ILSO cared little for the festivities. he wasn't in the mood for any banquet, or party or whatever loud activity. he had been itching to do something, but he couldn't pinpoint what he wanted to do and the idea of going outside annoyed him. you didn't really know, nor cared to find out about your employer's stormy tantrum going on right at that moment. unfortunately for you, you were one of his go-to people to piss off and annoy whenever he wanted to cause trouble. your boss was a temperamental man, and you always walked on eggshells around him. little did you know that you were third on his list of people he liked, so in the off chance that you did piss him off, he wasn't going to get rid of you. not that soon or quickly anyways. he barged into your office with attendants trailing behind him with boxes of drinks, food and entertainment for that evening. he was here to bother you, if you so kindly didn't mind. most of what happened was blurry — you only remembered drinking the sweet wine, going down far too easily, possibly knocking over papers and ink all over your desk and then passing out. the next time you came to, you were in a guest bedroom near your boss' own. the hangover medicine and new clothes already laid out on the table for you. there was no way you had created a moment that your boss could hold over your head as blackmail. no, you detested the teasing that was sure to come from him in the coming year.

JIN HYEON had been out on an errand on behalf of the elders, and finally, he was going back to wudang just in time for new years. he stops by the small diner in the town next door, he often had his meals here whenever he's going out, outwardly he said it's because he liked the lotus root soup with pork ribs served with warm rice. in reality, he just wanted to find a chance to talk to you, the owner — a familiar face he had known since both of you were mere apprentices. though now you had taken over the restaurant your adoptive grandfather had left behind for you while he had risen up to the rank of a second-grade disciple. the diner was small, and the business was decent enough to make ends meet, but it wasn't so busy that you didn't have time to sit across him to have a short chat before he headed off. you asked him if he would stay and visit the night market this year. he shook his head sadly, feeling bad that he was turning down your offer yet again. you shook your disappointment off, opting to change the topic. the hour passed far too quickly, and he had to report back to the elders before night fall. you walk him towards the door, just as the wind picks up from where your back was turned, pushing you into his chest. the man takes the opportunity to pull you a little closer, accidentally placing a peck on your forehead. you didn't think he'd be this affectionate today but who cared? it was new years eve and it's been a while since he had walked you home. maybe next year you could ask him again to come with you to the night market.

LEE SONGBAEK had gone to his hometown for the new year celebrations. he had been given permission by the elders to do so, along with a good majority of the other disciples. things had been really quiet back in the sect with nobody really wanting to do anything with them. speaking of which, he hadn't seen his family in years by now, and he wondered how they were all doing. he didn't plan to spend too much time — have dinner, catch up, stay overnight and leave the next morning. he didn't expect to see that you would also be in his house, helping out with the new year's eve dinner. he could smell the dough and sesame paste drying out in the sun for the tang-yuan they'd all have later. actually, he thinks most of the village was congregated at his house. the disciples who had tagged along with him were a little taken aback at the size of the crowd, much to his embarrassment. he didn't think his village would be so stoked to have him back on new years with his sect brothers. you slipped out of the kitchen to greet him as the elders fussed over the boys that had come to visit. he leans over to greet you, feeling a small smile pull at his lips when you tousle his hair. his original plan might have been a little thwarted, but since you were here, he didn't really mind. ah, when he goes back to the sect, he should ask if the tailor was accepting any apprentices — if he were, and you came over, he might see you around more often in the coming year.

JIN GEUMRYONG wished he was anywhere else but here right now. but, as the eldest and prodigal son he should behave appropriately. he slips out of the banquet hall at the first opportunity, making shoddy excuses like needing to go to the restroom. he finds a spot in the quietest part of the estate, taking a moment to collect himself from the incessant social interaction he's had the whole day. soft footsteps approach him — really? he feels annoyed, but tries to reign back his distaste when he sees your smiling face beaming at him. go away. he tells you, not in the mood to deal with whatever you were about to drag him into. please? you'd beg, your hand pulling at his arm to get him on his feet. there was something you wanted to show him, and if he didn't go with you now, he was going to miss it! the man agreed reluctantly, letting you take him to the lake behind the hills. the night sky was clear and he could see every sparkling star in the sky. you sit on a fallen log, seemingly waiting for something to happen. he sits right by you, choosing not to question your actions. and then — there it was. the stars fell from the sky one after another, painting the night in long white painter's lines. he'd never seen anything like this in his life thus far, and he might not ever see it again. but it didn't matter. when you asked, doesn't it look amazing? he could only hum, unable to take his eyes off you all while your gaze was turned to the spectacle in the skies.

BAEK CHEON, for the life of him, can't decide which tassel he wanted to buy and ended up just getting a roll of thread in plum-blossom pink to make one on his own. the handiwork was clumsy, clearly amateurish with the bronze coin woven into the accessory. it certainly resembled the shape of a tassel — if you didn't look at the finer details too closely and for too long. you could see him look embarrassed at the quality and was already regretting giving it to you. but how could you not want his sincere gift? you loved it, flaws and all, because it was from him and you wanted to be reminded of the idea that this perfectionist still could make mistakes. you pull him down for a kiss. and then another. and another, until you were peppering his whole face in kisses because your heart couldn't handle this gap in his personality. your poor love, look at how red his face had become. he didn't know whether to be happy that you liked his gift this much, or feel shy at the public show of affection in a place where everyone in the sect could possibly see? you can't help but snicker mischievously as you skipped away from the scene — leaving the poor boy in a flustered mess.

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posttexasstressdisorder · 3 months ago

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How Trump's billionaires are hijacking affordable housing

Thom Hartmann

October 24, 2024 8:52AM ET

Republican presidential nominee and former U.S. President Donald Trump attends the 79th annual Alfred E. Smith Memorial Foundation Dinner in New York City, U.S., October 17, 2024. REUTERS/Brendan McDermid

America’s morbidly rich billionaires are at it again, this time screwing the average family’s ability to have decent, affordable housing in their never-ending quest for more, more, more. Canada, New Zealand, Singapore, and Denmark have had enough and done something about it: we should, too.

There are a few things that are essential to “life, liberty, and the pursuit of happiness” that should never be purely left to the marketplace; these are the most important sectors where government intervention, regulation, and even subsidy are not just appropriate but essential. Housing is at the top of that list.

A few days ago I noted how, since the Reagan Revolution, the cost of housing has exploded in America, relative to working class income.

When my dad bought his home in the 1950s, for example, the median price of a single-family house was around 2.2 times the median American family income. Today the St. Louis Fed says the median house sells for $417,700 while the median American income is $40,480—a ratio of more than 10 to 1 between housing costs and annual income.

ALSO READ: He’s mentally ill:' NY laughs ahead of Trump's Madison Square Garden rally

In other words, housing is about five times more expensive (relative to income) than it was in the 1950s.

And now we’ve surged past a new tipping point, causing the homelessness that’s plagued America’s cities since George W. Bush’s deregulation-driven housing- and stock-market crash in 2008, exacerbated by Trump’s bungling America’s pandemic response.

And the principal cause of both that crash and today’s crisis of homelessness and housing affordability has one, single, primary cause: billionaires treating housing as an investment commodity.

A new report from Popular Democracy and the Institute for Policy Studies reveals how billionaire investors have become a major driver of the nationwide housing crisis. They summarize in their own words:

— Billionaire-backed private equity firms worm their way into different segments of the housing market to extract ever-increasing rents and value from multi-family rental, single-family homes, and mobile home park communities. — Global billionaires purchase billions in U.S. real estate to diversify their asset holdings, driving the creation of luxury housing that functions as “safety deposit boxes in the sky.” Estimates of hidden wealth are as high as $36 trillion globally, with billions parked in U.S. land and housing markets. — Wealthy investors are acquiring property and holding units vacant, so that in many communities the number of vacant units greatly exceeds the number of unhoused people. Nationwide there are 16 million vacant homes: that is, 28 vacant homes for every unhoused person. — Billionaire investors are buying up a large segment of the short-term rental market, preventing local residents from living in these homes, in order to cash in on tourism. These are not small owners with one unit, but corporate owners with multiple properties. — Billionaire investors and corporate landlords are targeting communities of color and low-income residents, in particular, with rent increases, high rates of eviction, and unhealthy living conditions. What’s more, billionaire-owned private equity firms are investing in subsidized housing, enjoying tax breaks and public benefits, while raising rents and evicting low-income tenants from housing they are only required to keep affordable, temporarily. (Emphasis theirs.)

It seems that everywhere you look in America you see the tragedy of the homelessness these billionaires are causing. Rarely, though, do you hear about the role of Wall Street and its billionaires in causing it.

The math, however, is irrefutable.

Thirty-two percent is the magic threshold, according to research funded by the real estate listing company Zillow. When neighborhoods hit rent rates in excess of 32 percent of neighborhood income, homelessness explodes. And we’re seeing it play out right in front of us in cities across America because a handful of Wall Street billionaires are making a killing.

As the Zillow study notes:

“Across the country, the rent burden already exceeds the 32 percent [of median income] threshold in 100 of the 386 markets included in this analysis….”

And wherever housing prices become more than three times annual income, homelessness stalks like the grim reaper. That Zillow-funded study laid it out:

“This research demonstrates that the homeless population climbs faster when rent affordability — the share of income people spend on rent — crosses certain thresholds. In many areas beyond those thresholds, even modest rent increases can push thousands more Americans into homelessness.”

This trend is massive.

As noted in a Wall Street Journal article titled “Meet Your New Landlord: Wall Street,” in just one suburb (Spring Hill) of Nashville:

“In all of Spring Hill, four firms … own nearly 700 houses … [which] amounts to about 5% of all the houses in town.”

This is the tiniest tip of the iceberg.

“On the first Tuesday of each month,” notes the Journal article about a similar phenomenon in Atlanta, investors “toted duffels stuffed with millions of dollars in cashier’s checks made out in various denominations so they wouldn’t have to interrupt their buying spree with trips to the bank…”

The same thing is happening in cities and suburbs all across America; agents for the billionaire investor goliaths use fine-tuned computer algorithms to sniff out houses they can turn into rental properties, making over-market and unbeatable cash bids often within minutes of a house hitting the market.

After stripping neighborhoods of homes young families can afford to buy, billionaires then begin raising rents to extract as much cash as they can from local working class communities.

In the Nashville suburb of Spring Hill, the vice-mayor, Bruce Hull, told the Journal you used to be able to rent “a three bedroom, two bath house for $1,000 a month.” Today, the Journal notes:

“The average rent for 148 single-family homes in Spring Hill owned by the big four [Wall Street billionaire investor] landlords was about $1,773 a month…”

As the Bank of International Settlements summarized in a 2014 retrospective study of the years since the Reagan/Gingrich changes in banking and finance:

“We describe a Pareto frontier along which different levels of risk-taking map into different levels of welfare for the two parties, pitting Main Street against Wall Street. … We also show that financial innovation, asymmetric compensation schemes, concentration in the banking system, and bailout expectations enable or encourage greater risk-taking and allocate greater surplus to Wall Street at the expense of Main Street.”

It’s a fancy way of saying that billionaire-owned big banks and hedge funds have made trillions on housing while you and your community are becoming destitute.

Ryan Dezember, in his book Underwater: How Our American Dream of Homeownership Became a Nightmare, describes the story of a family trying to buy a home in Phoenix. Every time they entered a bid, they were outbid instantly, the price rising over and over, until finally the family’s father threw in the towel.

“Jacobs was bewildered,” writes Dezember. “Who was this aggressive bidder?”

Turns out it was Blackstone Group, now the world’s largest real estate investor run by a major Trump supporter. At the time they were buying $150 million worth of American houses every week, trying to spend over $10 billion. And that’s just a drop in the overall bucket.

As that new study from Popular Democracy and the Institute for Policy Studies found:

“[Billionaire Stephen Schwarzman’s] Blackstone is the largest corporate landlord in the world, with a vast and diversified real estate portfolio. It owns more than 300,000 residential units across the U.S., has $1 trillion in global assets, and nearly doubled its profits in 2021. “Blackstone owns 149,000 multi-family apartment units; 63,000 single-family homes; 70 mobile home parks with 13,000 lots through their subsidiary Treehouse Communities; and student housing, through American Campus Communities (144,300 beds in 205 properties as of 2022). Blackstone recently acquired 95,000 units of subsidized housing.”

In 2018, corporations and the billionaires that own or run them bought 1 out of every 10 homes sold in America, according to Dezember, noting that:

“Between 2006 and 2016, when the homeownership rate fell to its lowest level in fifty years, the number of renters grew by about a quarter.”

And it’s gotten worse every year since then.

This all really took off around a decade ago following the Bush Crash, when Morgan Stanley published a 2011 report titled “The Rentership Society,” arguing that snapping up houses and renting them back to people who otherwise would have wanted to buy them could be the newest and hottest investment opportunity for Wall Street’s billionaires and their funds.

Turns out, Morgan Stanley was right. Warren Buffett, KKR, and The Carlyle Group have all jumped into residential real estate, along with hundreds of smaller investment groups, and the National Home Rental Council has emerged as the industry’s premiere lobbying group, working to block rent control legislation and other efforts to control the industry.

As John Husing, the owner of Economics and Politics Inc., told The Tennessean newspaper:

“What you have are neighborhoods that are essentially unregulated apartment houses. It could be disastrous for the city.”

As Zillow found:

“The areas that are most vulnerable to rising rents, unaffordability, and poverty hold 15 percent of the U.S. population — and 47 percent of people experiencing homelessness.”

The loss of affordable homes also locks otherwise middle class families out of the traditional way wealth is accumulated — through home ownership: over 61% of all American middle-income family wealth is their home’s equity.

And as families are priced out of ownership and forced to rent, they become more vulnerable to homelessness.

Housing is one of the primary essentials of life. Nobody in America should be without it, and for society to work, housing costs must track incomes in a way that makes housing both available and affordable.

Singapore, Denmark, New Zealand, and parts of Canada have all put limits on billionaire, corporate, and foreign investment in housing, recognizing families’ residences as essential to life rather than purely a commodity. Multiple other countries are having that debate or moving to take similar actions as you read these words.

America should, too.

ALSO READ: Not even ‘Fox and Friends’ can hide Trump’s dementia

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mariacallous · 10 months ago

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On an island in the Singapore Strait, a thicket of apartment blocks peers mournfully over the sea. A corps of green-shirted gardeners dutifully tends the lawns and herbaceous borders along the roadside. A few cars slip along smooth roads to a commercial center with gleaming marble floors. Amidst the hundreds of closed shopfronts three restaurants are open—a fried chicken chain, a small café, and a gleaming and empty hot pot restaurant. Five duty-free shops are doing better business; some young men are stocking up on beer and Copper Dog whiskey at 11 a.m.

Welcome to Forest City: planned residents, 700,000; current residents, roughly 9,000. Launched in 2014 as part of China’s Belt and Road Initiative, the mega-project is headed by once-real estate giant Country Garden, a behemoth that now sits on the edge of bankruptcy.

At first glance, the project seems yet another tale of a ghost-city built on the back of a Chinese real estate bubble—and then doomed by the COVID-19 pandemic and economic slowdown. Yet Forest City’s story is also a deeply Malaysian tale, involving property-speculating sultans, nationalist politicians, and the country’s complex relationship with Beijing and its own ethnically Chinese minority.

Building a new city to lodge hundreds of thousands of residents on four new artificial islands in the Singapore Strait was always an ambitious venture. But the main market was not locals, but rather speculative buyers from the People’s Republic of China. When sales opened in December 2015, buyers flooded in, many of them buying “pre-sales” of uncompleted apartments. “You’d have buses coming over from Singapore every day filled with people who just landed,” said Tan Wee Tiam, head of research at KGV International Property Consultants. “There were over 1,000 agents in the sales hall, and it still wasn’t enough. … You felt like you were in China.”

Buyers were often looking for not a permanent residence but an investment that could also be a potential holiday home, or accommodation for children who were headed to study in Singapore. Some were reportedly even offered the opportunity to buy a flat in China and get one free in Forest City, said Christine Li, head of research in the Asia-Pacific for Knight Frank.

Yet this reliance on the Chinese buyers also left the project brutally exposed to changes in Chinese policy. The first blow came in 2017, when the Chinese government suddenly imposed capital controls preventing individuals from moving more than $50,000 out of the country annually. The minimum price of a Forest City apartment sits at around $75,000 and can be as much as $3.5 million. Then came the pandemic years which froze international travel—and stamped hard on Chinese real estate and growth.

Yet, Forest City’s staff seem to be holding out hope. Shane Lim, a hire from Singapore, showed me around and assured me that the place is working to attract buyers from across the world, including the Middle East, Indonesia, and Thailand. Still, he estimated that about 70 percent of his colleagues in the sales team are from China.

Halfway through my tour, a Malaysian man calling himself Ozzy introduced himself and his two wives. Now living in the United States, he’s searching for a place to buy in Malaysia that he can use to visit his daughter in Singapore and rent out when he’s away. Looking around, though, he’s unconvinced.

“Look at how empty this place is,” he said. “I’d only be able to rent it out for one or two months a year. … When I visited in 2018 this place was packed. Now there’s no one here. It’s like it’s haunted.” Lim stared at his shoes until Ozzy moved off. He then firmly assured me that the sales hall is busier on weekends.

A wet Wednesday afternoon might not be a peak sales period, but it is hard to escape the reality that the putative new city is barely lived in. Surveying one of the towers I descend from the 34th floor to the first, looking for signs of occupancy—a pair of shoes at the door, furniture seen through the windows that face the corridor, or even just curtains drawn over said windows. The place is eerily well maintained but empty. Just 25 of the 390 flats show any signs of current occupancy.

I met a single resident, a Malaysian Indian woman who said she lived in Forest City with her husband. Declining to give her name, she informed me a neighboring tower is busier. That would not be hard to believe. Some floors in this tower were completely empty with flats whose doors open to the touch, revealing light-filled marble interiors into which dead leaves have blown. Others had notices of a residents’ meeting dated October 2022 still taped to the door.

According to Li, there are signs that buyers may be slowly coming back. But she also suggested that Country Garden might have aimed too high, used to China’s experience of breakneck speed urbanization, supported by strong government support for infrastructure development. That policy created plenty of “ghost cities” in China itself—but until the recent real estate crisis, also huge profits.

Forest City has also suffered from being a political football since its launch, something Country Garden may well not have anticipated. “I did notice Chinese developers tend not to focus on the political climate,” Li said. “They are not used to the idea of general elections, change of government, and change of policies overnight.”

Despite its vast scale, the first time locals heard about Forest City was in 2014, when fisherman woke up one day to find barges dumping sand off the coast. Newspapers dug into the story, revealing that Country Garden’s main partner was none other than the sultan of Johor state, Ibrahim Ismail.

The tie made sense. Many businesses take on Johor royals as partners, benefiting from the influence they wield in the state. The Malaysian government is also bent on transforming southern Johor into a new economic hub, the Shenzhen to Singapore’s Hong Kong. The city was made a duty-free zone. When further investigations also revealed rushed environmental reviews, it took diplomatic protests from Singapore for the central government to intervene and ensure the proper process was followed.

However, things began to shift when the Malaysian government’s grip on power loosened. Rocked by the world’s largest corruption scandal, the China-linked 1Malaysia Development Berhad, voters turned against it. And at 93 years old, former Malaysian Prime Minister Mahathir Mohamad exited retirement to lead an opposition filled with former opponents, previously imprisoned under his watch, against a government coalition he once led for 22 years.

Forest City became one of Mahathir’s favorite targets. Inveighing against government corruption and waste, he accused the government of planning to sell out Malaysia to foreigners. Most provocatively, he claimed that the thousands of mainly Chinese buyers of Forest City apartments would be allowed to settle, become Malaysian citizens, and vote in its elections. In a country where ethnically Chinese make up 23 percent of the citizenry—and are often stereotyped as wielding undue political influence due to their wealth—the claim was explosive.

After his shock triumph in the 2018 elections, then-Prime Minister Mahathir followed through on his threats declaring that foreigners would not be allowed to buy property in Forest City. Despite legal challenges, the announcement apparently hit Forest City sales hard.

Five years and a series of dizzyingly complex political maneuvers later, the current Malaysian government is led by Prime Minister Anwar Ibrahim. His support is mainly built by ethnic minority-backed parties that triumphed in 2018. To secure his grip on power he needs two things. The first is economic growth. The second is increased support from Malay voters, to which end he has courted the sultans who act as power brokers in their states and take turns acting as Malaysia’s head of state. Perhaps none is more influential than the sultan of Johor, who started his five-year tenure in February this year.

In this context, Anwar seems to have rediscovered the charm of Chinese investment, and Forest City. He has repeatedly praised the Belt and Road Initiative, and in August last year he announced Forest City would be designated a special financial zone with residents offered multiple-entry visas, fast-track entry for those working in Singapore, and a flat income tax rate of 15 percent.

The sultan of Johor has also suggested reviving a proposed high-speed rail link between Malaysia’s capital of Kuala Lumpur and Singapore, with an extra stop at Forest City. And who knows what will happen. After, all the $10.5 billion Melaka Gateway project—launched under the Belt and Road Initiative and apparently scrapped in 2020—is also back underway, after finding new support from the state and federal governments. The developer behind the project recently acquired a major new shareholder, the sultan of Johor.

But the heyday of Chinese investment in Malaysia may well not be coming back. Ten years since China launched the Belt and Road Initiative, it has begun to pull back sharply on its overseas investments. China’s own economic slowdown and business wariness about the increasingly capricious regulatory environment is part of the story. But, the large number of projects gone sour also appears to have made Chinese investors more wary.

Meanwhile, Malaysia is struggling not to get left holding the bag. Should Country Garden go bankrupt, it’s uncertain what will happen to Forest City. At that point the Malaysian government could face the unpalatable option of a potential bailout by the Chinese government, leaving a chunk of Malaysian land in Beijing’s hands. Alternatively, it could step in itself—becoming the proud proprietor of what the developers still proclaim to be “A Prime Model for Future Cities.”

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thelasttime · 2 years ago

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Sorry to jump on this train but we actually had to do a case study on Singapore for an assignment last year to learn how they’ve managed to do well in just about every aspect and it’s truly fascinating. With over 6M people only about 600 or so people there are homeless which is crazy to think about! I need to find my own paper but from the internet this is accurate from memory. For starters, 80% of Singapore population stays in public housing. If people cannot buy and needs support, they can rent from govt at a very subsidised rate (as low as 33 sgd for the absolutely poor). If they still cannot afford the rent, then there are financial assistance to cover the rent. For the homeless who prove that they cannot live without assistance, usually those with mental health or substance abuse issue coupled with old age, there is a law that allow them to be held inside shelters. (It is a prison in all but name.) The law is very rarely invoked (if the homeless guy appears to be functional even the police will be understanding, and persuasion will still be the to go tool) but low doesn't mean never. Singapore has long-term city planning — not just housing planning. That means it provides housing and makes other amenities, such as transportation and grocery stores, accessible, which can help prevent destitution. No where in the US does any long term housing planning, let alone city planning. The US let’s property developers decide whether to build housing, regardless of demand, and they only do it if it’s profitable for them, not if it’s best for everyone.

It is a fascinating country to study! Their entire system is different to most places and they’ve obviously done something right and made it work (albeit I will say living there is very expensive! Look at the price of their cars! They’re at least $200,000! I paid $3000 for my first car here 😂)

this is so interesting!! omg, never say that you don't learn anything from being online. thank you for taking the time to write out this ask!! i'm curious to hear the opinions of my singapore anons about their own country

#asks #asking you this*#anonymous

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linkbuilder11 · 2 days ago

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Property Investment for Millennials: Key Considerations in 2025

The concept of property investment has evolved significantly in recent years, especially for millennials. With rising property prices, changing financial priorities, and the advent of digital tools, the real estate market in 2025 offers unique opportunities and challenges. For millennials looking to secure their financial future, Property Investment Singapore stands out as a strategic and potentially rewarding option. In this blog, we’ll explore key considerations for millennials diving into the property market this year.

Why Millennials Are Drawn to Property Investment in 2025

Millennials, born between 1981 and 1996, have matured in an era of technological advancement and economic shifts. Unlike previous generations, they tend to focus on investments that offer stability and long-term growth. Real estate, particularly in booming markets like Singapore, meets these criteria.

Key Drivers:

Financial Independence: Property is seen as a long-term investment to build wealth and hedge against inflation.

Rent vs. Buy Dilemma: Rising rental costs in urban areas make property ownership more appealing.

Passive Income Streams: Rental properties can provide millennials with an additional income source.

Why Choose Property Investment in Singapore?

Singapore’s real estate market is known for its resilience, strategic location, and government policies that foster growth. Here’s why Property Investment Singapore is a compelling option:

Stable Economy and Political Climate

Singapore’s strong economic fundamentals and transparent regulatory framework make it a safe haven for investors. Millennials are particularly drawn to this stability in an uncertain global economy.

Growing Demand for Housing

As the population grows and urbanization continues, the demand for quality housing remains high. This offers opportunities for capital appreciation and rental yields.

Government Schemes and Initiatives

Singapore’s government actively supports first-time buyers and young investors through initiatives like the CPF Housing Grant and Enhanced Proximity Housing Grant. These programs reduce the financial burden and make property ownership more accessible.

Key Considerations for Millennials in 2025

Understanding Your Financial Position

Before investing, it’s essential to evaluate your financial health. Key steps include:

Assessing Debt: Clear high-interest debts before committing to a mortgage.

Saving for a Down Payment: Aim to save at least 25% of the property value for a comfortable down payment.

Building a Safety Net: Keep an emergency fund for unforeseen expenses.

Location, Location, Location

In real estate, location is everything. When considering Property Investment Singapore, focus on:

Proximity to Public Transport: Properties near MRT stations or bus hubs tend to have higher demand.

Amenities and Facilities: Look for areas with good schools, shopping malls, and recreational spaces.

Upcoming Developments: Invest in regions with planned infrastructure projects to maximize appreciation potential.

Type of Property

Millennials should carefully consider the type of property to invest in:

HDB Flats: Affordable housing options with government subsidies.

Condominiums: Offer lifestyle amenities and higher potential for rental yields.

Landed Properties: Require higher capital but offer exclusivity and appreciation over time.

Leverage Technology

In 2025, digital tools play a pivotal role in property investment:

Property Portals: Websites like PropertyGuru and 99.co help you compare listings and market trends.

Virtual Tours: Save time with immersive virtual tours of potential properties.

Data Analytics: Leverage tools that analyze rental yields, market performance, and property values.

Potential Risks and How to Mitigate Them

While property investment is lucrative, it comes with its share of risks. Millennials must be aware of these risks and take proactive steps to mitigate them.

Market Volatility

Risk: Property prices can fluctuate based on market conditions.

Solution: Invest in areas with consistent demand and stable growth trends.

Overleveraging

Risk: Taking on too much debt can strain your finances.

Solution: Stick to properties within your budget and opt for sustainable financing options.

Hidden Costs

Risk: Additional costs like property taxes, maintenance fees, and insurance can add up.

Solution: Budget for all associated costs before committing to a purchase.

Tips for Millennials Considering Property Investment

Start Early: The earlier you invest, the more time your property has to appreciate.

Educate Yourself: Attend workshops, read market reports, and consult property experts.

Work with Professionals: Engage real estate agents, financial advisors, and legal consultants to ensure a smooth investment process.

Think Long-Term: Property investment is not a get-rich-quick scheme. Be prepared to hold your property for several years to reap maximum benefits.

Conclusion

For millennials, property investment is more than just owning a home—it’s about securing financial stability and creating wealth for the future. With strategic planning, informed decision-making, and a focus on growth markets like Property Investment Singapore, millennials in 2025 can confidently step into the real estate world and reap the rewards.

Are you ready to take the plunge into property investment? Start by assessing your financial readiness and exploring the vibrant opportunities in Singapore’s real estate market today!

#propertyinvestment #singapore #millennials

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adquicklyclassified · 8 days ago

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Navigating the Real Estate Landscape: Effective Property Listings on AdQuickly.com

The real estate market is vibrant and ever-evolving, with countless individuals looking to buy, sell, or lease properties every day. AdQuickly.com stands as a pivotal resource in this bustling market, providing a platform where users can list and browse properties with ease. Whether you are a seasoned realtor, a first-time home seller, or a potential buyer, understanding how to effectively use AdQuickly.com can greatly enhance your real estate ventures. This blog will delve into the best practices for utilizing AdQuickly.com to maximize your property listings or find your dream home.

Streamlining Property Listings on AdQuickly.com

AdQuickly.com offers a seamless interface and powerful tools designed to optimize your property listings, making them accessible and appealing to potential buyers or renters.

Showcase with High-Quality Visuals

In real estate, first impressions are crucial. AdQuickly.com allows sellers to upload high-quality images and videos, providing a virtual tour of the property. These visuals help potential buyers get an accurate feel of the property, significantly impacting their interest level.

Detailed Descriptions

Each listing on AdQuickly.com can include detailed descriptions, which are essential in attracting serious inquiries. Sellers should provide comprehensive information about the property, including square footage, the number of rooms, amenities, recent upgrades, and unique features. This detailed approach helps filter in buyers who are genuinely interested in what the property offers.

Effective Use of Tags and Keywords

To ensure that your property reaches the most relevant audience, it’s important to use appropriate tags and keywords in your listing. Keywords related to the property’s location, type (e.g., condo, detached house, villa), and unique attributes (e.g., waterfront, city view) will help optimize your listing’s visibility on search engines and within AdQuickly.com’s search tool.

Tips for Buyers Searching on AdQuickly.com

For buyers, AdQuickly.com provides an efficient way to sift through various property listings to find those that meet specific desires and needs.

Utilize Advanced Search Filters

AdQuickly.com’s advanced search filters are invaluable for narrowing down your search. Buyers can filter listings by price range, location, property type, and specific features like number of bedrooms or bathrooms. This targeted search saves time and makes the property hunting process much more manageable.

Stay Updated with Alerts

One of the key features of AdQuickly.com is the ability to set up alerts based on your search criteria. Buyers can receive immediate notifications when new properties that match their preferences are listed, ensuring they don’t miss out on potential matches.

Engage Directly with Sellers

AdQuickly.com enables direct communication between buyers and sellers. This feature allows potential buyers to ask questions directly to the seller, arrange viewings, and discuss details more efficiently, facilitating a smoother transaction process.

Conclusion

Whether you’re diving into the real estate market for the first time or looking to leverage an existing portfolio, AdQuickly.com provides the tools and platform necessary to succeed. By following best practices for listing properties and effectively searching for new homes, users can ensure a productive and beneficial experience. Dive into AdQuickly.com today and start navigating the real estate landscape with confidence and ease.

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#real state

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thecondosg · 11 months ago

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Top Rental Yield Projects in Singapore (2024 Edition) | TheCondoSg

TheCondoSg’s curated list of top rental yield projects in Singapore for 2024 offers both seasoned and first-time buyers investment opportunities. The list includes prime developments with exceptional returns, from city centers to suburban settings. The compilation provides detailed property profiles, expert recommendations, and investment strategies to maximize returns in Singapore’s dynamic real estate landscape.

Visit:- https://thecondo.sg/project/

#Thecondosg #Top Rental Yield #Realestate In Singapore #Investment Opportunities #Exceptional Returns #new launch properties #new condo in singapore #newlaunches #buying a property #propertymanagementinsingapore

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mandrocles · 10 days ago

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Thatcherism with chinese characteristics

In the 1970s a right-wing english think-tank published a study of voting patterns which had enormous consequences as they found two main effects, one obvious and the other non-obvious and very important:

People who owned a car, owned property, invested in shares for retirement, voted for right-wing parties far more than people who used public transport, rented housing, had a defined benefit pension. This seems obvious because the former usually have higher income and status than the latter.

This difference however was largely independent of income and status. Particularly important for voting was that people with low income and status would often vote for right-wing parties if they owned very modest cars, property, and tiny investments in shares.

After that study right-wing parties across the world, but primarily in the UK, USA, Australia adopted policies to undermine public transport, rented housing (especially if public), and defined benefit pensions, with various excuses, and to subsidise directly or indirectly car travel, property ownership, share based pension accounts.

Note: with time it turned out that the key element is property ownership but only coupled with a solid expectation of long-term huge property profits redistributed from the lower classes.

"There were even prophetic council house sales by local Tories in the drive to create voters with a Conservative political mentality. As a Tory councillor in Leeds defiantly told Labour opponents in 1926, ‘it is a good thing for people to buy their own houses. They turn Tory directly. We shall go on making Tories and you will be wiped out.’ There is much of the Party history of the twentieth century in that remark."

"bought his council house in Devon in the early 80s for £17,000. When it was valued at £80,000 in 1989, he sold up and used the equity to put towards a £135,000 fisherman’s cottage in St Mawes. Now it’s valued at 1.1m. “I was very grateful to Margaret Thatcher,” he said.¨

These policies are the reason for the enduring appeal of thatcherism/reaganism for many voters who are workers, even if thatcherism/reaganism policies also include cutting wages and salaries and pension and social insurance, because those voters gain much more with property profits than they lose otherwise.

These policies are being implemented with great zeal in the People's Republic of China by the Communist Party of China: almost all social housing in the PRC has been privatized by the CPC, and the CPC has invested massively in promoting car ownership (even if there has also been big investment in public transport, in particular trains).

Now the CPC wants to switch PRC pensions from defined benefit to share investment accounts, as reported by the right-wing USA organization "Council for Foreign Relations":

"Beijing is pushing Chinese citizens to plan for their own retirements. On December 15, Chinese authorities launched a national expansion of their two-year old pilot private pension pilot project. According to the state circular issued jointly by tax, finance, and human resource bureaus, citizens participating in either of the two primary state retirement systems are authorized to open private pension accounts."

The only possible rationale for these moves is that the Communist Party of China has become vigorously anti-socialdemocratic, anti-socialist and anti-communist and intends to create a large base of car, property and share owners committed to thatcherism/reaganism and right-wing policies. China-mainland has been switching to a thatcherite/reaganite system like China-Taiwan, China-HongKong, Singapore, and previously the USA, the UK, etc.; this will also discourage productive investment and greatly increase financial speculation and rentierism.

That is not surprising: my guess is that virtually all the officials of the Communist Party of China own one or more cars and also significant portfolios of properties and shares, and are determined to protect their investments from the possibility of social-democratic, socialist or communist policies, and since they are all educated in marxism they understand well what their class interests are.

It is quite ironic that the Communist Party of China is today the party run by and representing the interests of landlords and speculators, the same as the Republican and Democratic parties in the USA or the Conservative, New Labour and LibDem parties in the UK.

#China #China-mainland #PRC #Communist party of China #CPC #thatcherism #reaganism #political economy #property #property speculation #right-wing #left-wing #neoliberalism #housing #class warfare

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ashtonlanger · 15 days ago

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Why Scent Marketing Should Be a Priority for Commercial Real Estate Owners

Owners and property managers are constantly looking for ways to enhance tenant satisfaction, attract new visitors, and increase property value. While visual appeal, prime location, and modern amenities are often the focal points of marketing strategies, one factor that’s consistently overlooked is the power of scent.

Scent marketing, the practice of using fragrance to influence the environment, is a subtle yet powerful tool that can elevate a property’s atmosphere, making it stand out in a crowded market. For commercial real estate owners, scent marketing is not just a luxury—it's a priority. Here’s why.

Make your building lobby smell premium with scent marketing. PrimeScents delivers high-quality scenting solutions for commercial properties in Singapore. Boost the ambiance of your lobby with customized fragrances that create a luxurious, welcoming atmosphere. Enhance tenant satisfaction and make a great impression on visitors. Discover how PrimeScents' scenting services can transform your commercial space and set it apart from others in the market.

1. Creating a Lasting First Impression

The first impression a visitor or potential tenant has when they enter a building is crucial. From the aesthetics to the lighting, everything contributes to how a space is perceived. However, it’s often the intangible elements, like scent, that have a profound emotional impact. A pleasant, well-chosen fragrance can immediately set the tone and create a welcoming environment. Whether it’s a refreshing citrus scent in an office building or a calming lavender fragrance in a luxury retail space, scent can influence how people feel the moment they step inside.

In fact, research shows that scent can trigger strong emotional responses. A building that smells good feels more inviting, and this positive association can stick in the minds of visitors long after they leave. For commercial real estate owners, this means that scent marketing can be the difference between a successful tenant showing and one that doesn’t result in a lease agreement. The right scent can help create a memorable first impression, which is key to attracting and retaining high-quality tenants or customers.

2. Enhancing Tenant Satisfaction and Retention

Tenant satisfaction is one of the cornerstones of success in commercial real estate. Happy tenants are more likely to renew leases, take better care of the property, and even recommend the space to others. Scent marketing plays a significant role in creating a positive tenant experience. A pleasant fragrance can enhance the comfort of a space, making it more enjoyable to work, shop, or relax.

In office buildings, scents like eucalyptus, lemon, or peppermint can reduce stress and promote focus, leading to increased productivity. For tenants who spend long hours in a space, such as those in healthcare or coworking environments, creating an atmosphere that supports well-being can be a key differentiator. For retail spaces, the right scent can influence buying decisions and create a sense of loyalty. When tenants feel comfortable and valued, they are more likely to stay longer and renew their leases, boosting long-term property value.

3. Increasing Commercial Property Value

The value of a commercial property is determined by several factors, including location, amenities, and the overall tenant experience. While traditional methods of boosting value—such as upgrading facilities or improving common areas—are important, scent marketing is an often-overlooked, cost-effective strategy that can increase a property’s value significantly.

A well-executed scent strategy can elevate a property’s appeal and make it stand out in a competitive market. In retail spaces, for instance, a signature scent can reinforce the brand and encourage customers to return. In office buildings, a carefully selected fragrance can contribute to a positive work environment, making the space more attractive to potential tenants. The emotional connection that scent creates can lead to increased demand for the property, and ultimately, higher rental rates and occupancy rates.

4. Improving Customer Experience and Increasing Sales

In commercial real estate, particularly in retail spaces, customer experience is paramount. Scent marketing can play a significant role in shaping this experience. Studies have shown that customers are more likely to stay longer and make purchases in stores that smell good. The right scent can create a more enjoyable shopping experience, making customers feel more relaxed and engaged.

For instance, retail spaces that use warm, inviting scents like vanilla or cinnamon can create a sense of comfort and encourage customers to linger, potentially leading to increased sales. Similarly, a clean, fresh fragrance in a spa or gym can make the space feel more rejuvenating, enhancing customer satisfaction and loyalty. Scent marketing creates a multisensory experience that goes beyond sight and sound, making the property more memorable and fostering customer loyalty.

5. Differentiating Your Property in a Competitive Market

In the highly competitive world of commercial real estate, standing out from the competition is essential. While most properties will focus on visual elements, scent marketing offers a unique opportunity to create differentiation. By offering a sensory experience that others don’t, commercial property owners can make their spaces more attractive to tenants and customers.

Whether it’s a signature scent for a luxury office building or a distinct fragrance for a high-end shopping center, scent marketing creates a lasting impression that competitors may not be able to replicate. The uniqueness of scent helps build an emotional connection, which can be incredibly powerful in differentiating a property in a saturated market.

6. Aligning with Brand Identity

Scent marketing can be an extension of a property’s branding strategy. Just as colors, logos, and design elements help define a building’s identity, scent can play a significant role in reinforcing that identity. A well-chosen scent reflects the values and character of a space, helping to communicate its brand message to visitors and tenants.

For instance, a luxury property may use sophisticated, elegant fragrances like oud or sandalwood to evoke a sense of opulence and exclusivity. On the other hand, a modern office building may opt for fresh, energizing scents like citrus to convey innovation and creativity. By aligning scent with the brand’s identity, property owners can strengthen the emotional connection tenants and customers feel toward the space, making it more memorable and desirable.

7. Cost-Effective and Low Maintenance

While traditional methods of improving a property’s appeal—such as renovations or adding amenities—can be costly and time-consuming, scent marketing is a relatively affordable and low-maintenance solution. With the right scenting system in place, a commercial property can enjoy the benefits of scent marketing without the need for major renovations or ongoing maintenance costs.

Modern scenting systems are discreet, easy to implement, and customizable, allowing property owners to select the scent that best suits their space. These systems are designed to be low-maintenance, with minimal upkeep required once they’re installed. This makes scent marketing an excellent investment for property owners looking to enhance the tenant or customer experience without breaking the bank.

8. Meeting Sustainability Goals

In today’s eco-conscious world, sustainability is a growing priority for both businesses and consumers. Many scent marketing companies, like PrimeScents, offer eco-friendly scenting solutions using natural oils and biodegradable materials. By choosing environmentally responsible scent options, commercial real estate owners can promote their commitment to sustainability, which can appeal to environmentally conscious tenants and customers.

Incorporating sustainable scent marketing not only helps create a positive experience but also aligns with broader corporate responsibility goals. This can enhance the property’s reputation and make it more appealing to tenants who prioritize green initiatives, further boosting its value.

Conclusion

Scent marketing is a powerful and often underestimated tool in commercial real estate. It has the ability to create lasting impressions, enhance tenant satisfaction, improve customer experiences, and differentiate properties in a competitive market. For property owners, scent marketing is not just a luxury—it's a smart, cost-effective strategy that can increase a building’s value, attract high-quality tenants, and create long-term success. As the real estate industry continues to evolve, embracing the power of scent will become an essential element in elevating the tenant experience and maximizing property potential.

#scents

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clicksrealeestate · 2 years ago

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Tech Real Estate Company Singapore

Leading Property Listing Platform in Singapore!

Clicks is a Singapore-based tech real estate company, providing you with a comprehensive listing of properties such as homes, houses, and condos.

Our aim is to make the process of buying or selling a property easy, efficient and stress-free. We are here to help you find the perfect property for you.

#Property #Buying Property #Selling Property #Listing Property in Singapore #Listing Property Platform Singapore #Homes #Houses #Condos

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robertnelson2-blog · 17 days ago

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Apple Cider Vinegar Weight Loss

EC L-carnitine with Apple Cider Vinegar is a powerful weight loss supplement for those who are looking to burn fat and lose weight. This unique weight loss formulation uses two top rated scientifically studied weight loss ingredients for powerful weight loss results. L-Carnitine and Apple Cider Vinegar work together to burn fat in particularly belly fat, increase metabolic rate and suppress your appetite.

L-Carnitine is an amino acid that is made in the brain, liver and kidneys. It helps to facilitate the transfer of fat into the cell mitochondria to be used for energy production. This helps to prevent fat storage in the bodies and as an alternative, burn it away. This naturally occurring amino acid helps burn fat, boost energy and reduce fatigue. In addition, L-carnitine improves the conditions of the heart, blood vessels and kidneys. Apple Cider Vinegar Weight Loss

Apple cider vinegar is clinically proven to help in weight loss and reduces belly fat. Scientific studies also suggest that apple cider vinegar can increase feelings of fullness and help people eat few calories which leads to weight loss. Apple cider vinegar also helps to regulate blood sugar levels and improve skin health. Since the skin is naturally slightly acidic, apple cider vinegar helps to rebalance the natural pH level of the skin, improving the protective skin barrier.

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Meanwhile, apple cider vinegar has many beneficial health benefits. It aids in weight loss and reduces belly fat by helping you to decrease your appetite and thus promoting weight loss. Apple cider vinegar have antibacterial properties as it helps to kill harmful bacteria and toxins in your body due to its acidic content. Singapore Supplements

Ingesting apple cider vinegar can also help to regulate blood sugar levels, making it suitable and helpful for diabetes. Moreover, it is also improves one’s skin health and your complexion.

Why buy from VitaminMall?

Run by Pharmacist, VitaminMall is the leading online health supplement store in Singapore, offering a wide range of effective clinically studied supplements and vitamins to help you live healthier.

Our supplements are proudly manufactured in GMP-certified manufacturing facility based in the USA, Canada and Australia. Our research-backed supplements are formulated with clinically studied premium and natural ingredients that are non-GMO, high potency, third-party tested and organic where possible. Our formulations are free of artificial ingredients.

All supplements sold by VitaminMall are carefully curated and reviewed by our pharmacist, approved, and licensed by the respective countries health authorities namely US FDA, Health Canada, and Australia Therapeutic Goods Administration (TGA) to ensure safety, quality, and efficacy for our consumers.

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