#Budgeting for loans
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Discover the truth about $5000 personal loans in our in-depth blog post. Understand the hidden monthly costs and learn effective strategies to manage financial uncertainty. Whether you're considering a loan or already have one, gain valuable insights to make informed decisions. Click now to read more and take control of your finances!
#$5000 Personal Loans#Personal loan interest rates#Monthly payment calculation#Loan repayment strategies#Financial planning tips#Credit score impact#Loan application process#Managing loan payments#Debt consolidation#Budgeting for loans#Unsecured personal loans#Personal loan benefits#american#Hidden loan fees#Loan terms and conditions#Comparing loan offers#Fixed vs. variable interest rates
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I'm going to view a house on Saturday! I hope it looks as good as the pictures.
It's spacious, has plenty of rooms (I could make my own library/office!!), a big kitchen, plenty of living space, a garage, laundry room, a big covered terrace and a garden with a pond! (The bathroom needs a redo, though).
It's close to work. Because the garden is connected to other gardens, it's safe to take my cat with me. It's in a dead-end street, so not too much traffic,...
And it's in my price range??
Fingers crossed!!!
#Shut Up Char#I really hope it's nice#I could get a small loan to redo the bathroom and paint and buy furniture and all#So budget-wise I should be fine!#(Yay dead spermdonor!! Only good thing he did tbh)#So... idk fingers crossed#I just hate that you hardly have time to think it through because houses just sell so quickly...#It gives me so much stress#I literally didn't sleep the other night because I was so nauscious and felt like throwing up the entire night#ANYWAY#We'll see what happens
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Trump unhinged
Complete chaos
youtube
Medicaid, Meals on Wheels & more on chopping block as Trump freezes trillions of dollars.
A federal judge in Washington, DC, has temporarily halted President Trump's attempt to freeze trillions of dollars in federal grants and loans, including university and nonprofit funding, food assistance, Medicaid, veterans' benefits and more.
The Trump administration said the shocking move was a part of its assessment of whether various government programs align with its agenda.
Since assuming office, Trump and his allies have launched a highly publicized purge of initiatives aimed at tackling historical and structural inequality within the federal government. "It's just been complete chaos" and "completely illegal," says our guest Sam Bagenstos, who explains that the policy is an attempt to raise a challenge to Congress's power of the purse and nullify "all the limitations that have been placed on the president's power."
Bagenstos previously served as general counsel to the Office of Management and Budget, the agency that announced the freeze Monday night.
#Trump#Trump unhinged#man-child#Donald Trump#POTUS#complete chaos#Youtube#freeze trillions of dollars in federal grants and loans#Democracy NOW#Medicaid#Meals on Wheels#veterans' benefits#food assistance#nonprofit funding#federal government#America#USA#US#United States#Sam Bagenstos#Congress#president's power#Office of Management and Budget
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#i might as well die#I'm never going to get my tuition paid#I'm never going to get out of debt (with student loans the one card i had and how much my father piles on)#I'm never going to be able to pay rent#I'm never going to get enough steps#I'm never going to lose weight#I'm never going to finish school#I'm never going to get a good job let alone work in the field i want#I'm never going to actually be attractive#I'm never going to be enough#I'm never going to get out of this damn house#I'm never going to get top surgery or a hysterectomy#I'm never going to be good enough#I'm never going to be loved#I'm never going to have a place of my own#I'm never going to get to travel#I'm never going to escape my father#I'm never going to have anything good#I'm never going to be able to afford anything i want#I'm never going to alive#I'm never going to be anything to anyone#I'm never going to be believed#I'm never going to have a chance to get a tattoo#i might as well be dead#i can't keep a job#i can't pick classes correctly#i can't drive without crashing#i can't budget#i can't do anything right#i can't even die properly
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Oh for fuck's sake, because I only just recently got a much better income, banks don't want to give me a loan since my account history says that the last few months/years I had little to no amount of money at all
Finally I have something of my own but it's not worth shit since I don't even have a fucking bed
#And yes it's a substantial amount of money I'm applying for but fucking Christ#I have laid a budget I know exactly how much money I will spend per month from here on out#I know I have enough to pay back a loan#But they don't care about my future plans#They only give a shit about what they can see in regards to the past#Which fucking. My ADHD ass could not see a fucking reason to save up maybe 50 dollars a month if I could spend it on something#That would make my current situation a little better#My fucking ADHD medication costs just about that per month and I cannot live without that#I cannot fucking stay here for another few months saving up just for a bed#I literally have no money at all for the entire month of April since there's a few loose ends that I have to deal with#Meaning I can't even begin to save up money until May#Meaning I'm reliant on my previous roomie for another fucking month#Whom I've relied on for like. Two years now come April. Who's got his own situation to deal with#I'm fucking borrowing his laptop so I can continue my education#A laptop that I can only borrow until August when he begins himself#If I'm extremely lucky I can Maybe borrow a laptop at school#That's a big maybe#If I don't fucking crash and burn before then as I've done several times in the past under better circumstances#Even in a fucking country that's got the best educational system in the world according to USA?? WHAT?
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Also can we manifest that I get a job very soon
It would be very cool to have a job and also a house. Job first, though. Job would be very cool to have within like the next 60 days so I don’t have to buy healthcare dot gov insurance again and pay through the ass for it (but not as much as I’d be paying for COBRA! (I think! Christ))
I would like to continue being a conversation designer because it is fun and I think if I can get more experience, I would be EVEN BETTER AT IT than I am now. I just need someone to give me a chance like my grad school friend did. Plis.
#dad is helping and has not given me either a budget or any pushback on the price range I’ve arbitrarily chosen#the one thing I know for sure though: even including property taxes#and like. interest on the loan.#it is cheaper to pay a mortgage in Denver than it is to rent#the trick is coming up with the down payment#which will be hard and my goal is to get as little help from my dad on that as possible#but that’s only possible if I have a job where I will get paid money and can therefore aggressively save some of that money#I am incredibly grateful to have and have had his financial support#and I recognize that I am in a huge place of privilege to even be able to think about something like this#so you fucking bet I’m going to do as much with it as I possibly can
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so like does somebody wanna buy me a new car lmao
#looking at budget and feeling nauseous#i don't know how im going to afford. anything#i make approx $2400 a month. i have $450 in credit card bills. i have $200 in student loans. i have $120 in car insurance.#lets set a monthly grocery budget of $150. add another $50 for gas money. that gets me to $970 in monthly bills so far.#that gives me $1430 leftover. lets assume my car payment is gonna be $200 so thats $1230.#ive been told electricity bills in the summer can be fucking atrocious so lets go high and say $300. thats $930 for rent.#which is... not terrible ig.#i just. hhhhhhhhhh. i hate this i hate this i hate this i feel sick i want to not be an adult i want things to be EASY.
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for every "how dare you plan to spend money out of your entertainment budget while i, a complete stranger to you, am still poor" post i see i am buying another $3 worth of crabs
#look. i get that people in bad financial situations are tetchy#which is why i talked myself out of reblogging several stupid posts#but this is just the 'how dare poor people buy starbucks' argument except coming from other poor people#if you wouldn't begrudge a fellow poor person their sugary coffee just because you yourself don't have a coffee budget this week#then shut the fuck up about people wanting to give up a week's coffee to maybe help a website they enjoy#'if everybody donated to my kofi instead of to tumblr then i wouldn't be poor anymore'#yeah probably but also no one knows who you are and you're not specialer than any of the other poor ppl who enjoy this site#meanwhile we ALL know what tumblr is. because we live here#it's like 'why did they donate to save the savings & loan instead of to the individuals in the town who had loans out'#also. why does everyone think that solving the moderation problem is free!!!#that shit is very hard work! it's not a solved problem algorthmically at all#this site has 200 employees and 21 million posts a DAY#crab day#tumblr meta#dove.txt
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my financial literacy class has been the most effective class I've ever taken at school by FAR
#bro this class has me paying off my student loans bc I realized can't afford for them to start accruing interest#and its got me budgeting and thinking about saving for retirement#100/10 amazing class. horrible for my constant panic tho#learned about credit and i am THRILLED to learn its just a game#also learned about taxes which was more fun than i thought it would be#what if i just become a finance bro.#tech sector is burning down and we're about to hit a recession so I'll jump from one suddenly unprofitable career to another#I wont. unless....#heckin rants
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someone stop me i keep finding cute apartments in philly
#they're all near public transport. they're pet friendly. they're all in walking distance of food and groceries????? :I#also they're like... if i pay off a couple more of my loans even if i only make what i'm making now they're in budget??? easily????#and i woulnd't need a roommate????#i mean it doesn't matter atm i still need to save up for all the other fees and such + i want to get my license first but like????#this could be a real thing in a couple years?????#finally?????#i still want to move back to london but for now i'll stick to being (mostly) local#shut up ace#also most of these have gym/pool access which just makes me even more O.O#reminds me of the apartment katie had down in louisiana & ngl i'm so fucking game#one of them is even right across the road from a park so extra win~
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i told myself that i would keep working at my current job at least until i have paid off all the money i spent to acquire the degrees i needed to do this job
but today i did some math and realized that if i stick to my current budget, i will actually attain my master's degree at the same time i will pay off my loans.
its really tempting to get my master's degree then immediately turn in my letter of resignation, just for the bit
#personal#my dream job is to work in a coffee shop tbh#and maybe if i dont have any loans i could make that budget work#maybe#doubtful tbh#but maybe
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might make a silly lil ko-fi goal idk
#a video capture device i could use for future streaming purposes is only like. 99€#i say only cause its cheap but its also out of my budget as is lmao#but also its the same one i loaned from my brother at one point to test so i know it works for what i'd do with it so...#maybe. idk. i need to work on everything else related at first#i dont know my brain is full of goop#night is an absolute mess on main
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Empower
Hey! Want $5? I've been using this app called Empower to get Cash Advances and it's been so helpful during tough times! Use my invite link and we'll both get $5 when you accept your first Cash Advance (eligibility requirements apply):
#money#america#freedom#news#usa#financial#emergency funds#payday loans#savings#budget#financial freedom#income#finance#cashapp#empower#help
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hey I think budget guides don't work if you're up to your eyeballs in debt. this is just something I've noticed. quite recently in fact
#started my 10-month salary this month AND my student loan payment restarted so i am wholly mcfucked unless something changes real big#i am very literally on a rice and beans budget for the forseeable future
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growing up you always hear “never buy a new car it’s a scam” but nobody ever prepares you for the “10 year old used car with 45k miles on it costs $16k”
#like. at this point. why not just get a brand new car. since i’m gonna have to take out a >$10k loan to buy a car anyways#nahh my budget is a hard $20k or less and i can’t get a new car for that lol#personal
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