#Best fuel credit card in india 2024
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Maximize Savings with Cashback on Fuel Credit Cards
When it comes to fuel credit cards, it's vital to know that not all cards are made the same. Your selection should match your buying habits while offering the most exciting cashback discounts. Choosing the best fuel credit card involves taking into account a number of important factors. Consider combining your fuel credit card with others that offer points for different categories such as shopping, restaurants, or vacation to maximize your savings. You may fine-tune your rewards game and reap the benefits across a range of spending categories by deliberately switching between cards for certain expenses.
Fuel credit cards provide an excellent way to save money on oil. A wise decision, combined with careful promotion monitoring and taking advantage of additional incentives, can turbocharge the amount of cashback returns and convert into significant savings. Remember to research gasoline prices, pay your bills on time, and investigate the synergy of various credit cards to maximize your benefits. With these strategies, you can easily transform ordinary trips to a fuel station into pleasant and cost-effective events. Choosing the correct fuel credit card is like opening a treasure chest of savings - a deliberate move that transforms ordinary transactions into possibilities for savings.
#best credit cards in india for fuel#Best fuel credit card in india 2024#best fuel credit card lifetime free#credit card
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Best Fuel Credit Cards in India for 2024
With fuel prices seemingly on a never-ending rollercoaster ride, it feels like we’re always bracing ourselves for that heart-stopping moment at the pump. But here’s some good news that might just make your next pit stop feel like a cherry on top: fuel credit cards. Think of them as your trusty sidekick, always there to help you save some cash and make the most out of every drop you put in your…
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Is the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card Your Next Best Choice?
The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card has been officially unveiled by Poonawalla Fincorp. This co-branded card is aimed at delivering personalized financial solutions tailored to meet the diverse needs of their clientele.
Elevating Financial Services
Through a strategic collaboration with IndusInd Bank, Poonawalla Fincorp has launched the eLITE RuPay Platinum Credit Card. This card is designed to enhance the customer experience by offering an extensive array of benefits and rewards, emphasizing Poonawalla Fincorp’s commitment to innovation and customer-focused financial solutions.
Exceptional Features of the eLITE RuPay Platinum Card
The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card stands out in the competitive credit card market due to its numerous attractive features. Here is an in-depth look at what it offers:
No Joining or Annual Fees
One of the card's most appealing aspects is the absence of joining and annual fees, making it highly accessible and affordable for customers to enjoy its benefits without extra costs.
Exciting Reward Points on Every Transaction
Cardholders can earn reward points for every ₹100 spent, excluding fuel purchases. This includes everyday transactions, allowing users to quickly accumulate points.
High-Value Reward Points
Accumulated reward points can be converted into cash credit at a rate of ₹0.40 per point, significantly enhancing the value proposition for cardholders.
Enhanced Rewards for E-commerce
Online shoppers can benefit from 2.5 times the reward points on e-commerce transactions, excluding fuel, travel, and low interchange MCC, making online purchases even more rewarding.
Movie Ticket Offers
The card offers a Buy One Get One free movie ticket offer through BookMyShow, up to ₹200, once a month. This is perfect for those who enjoy frequenting the cinema.
Also Read: Who is Abhay Bhutada?
Rewards on UPI Transactions
Recognizing the rising popularity of digital payments, the card offers rewards on UPI transactions. This is particularly beneficial for users who frequently utilize the Scan & Pay feature.
Fuel Surcharge Waiver
Cardholders enjoy a 1% fuel surcharge waiver, adding to their savings and making travel more economical.
Milestone Rewards
Cardholders can earn 3000 reward points by reaching specific spending milestones, encouraging frequent card use to maximize benefits.
Also Read: Unveiling Abhay Bhutada: A Leader’s Inspiring Odyssey In Finance
Envisioning the Future
Expressing his excitement about the new card, Poonawalla Fincorp’s spokesperson, stated, “We are thrilled to launch the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card. This initiative reflects our commitment to enabling our customers' dreams. By offering this card, we aim to enhance digital engagement with our existing customers while reaching out to new ones.”
About Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, is a non-deposit-taking systemically important non-banking finance company (ND-SI-NBFC) registered with the Reserve Bank of India (RBI). With a legacy of nearly three decades, the company is listed on both the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE).
The company operates on five key pillars: Passion, Principles, Purpose, People, and Possibilities. With a presence in 19 states and a standalone AUM of ₹25,003 crore as of March 31, 2024, Poonawalla Fincorp employs around 2300 people. Their diverse range of products includes pre-owned car finance, personal loans, loans to professionals, business loans, loans against property, supply chain finance, machinery loans, medical equipment loans, and consumer loans.
Also Read: Journey Of Poonawalla Fincorp’s Managing Director — Abhay Bhutada
Customer Experience Is The Priority
The launch of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card signifies Poonawalla Fincorp’s dedication to improving the customer experience. By incorporating valuable features such as no fees, generous reward points, and exclusive offers, this card sets a new standard in the financial sector.
For customers, this card is more than just a payment tool; it opens the door to a range of benefits and rewards. It is designed to make everyday transactions more rewarding, provide savings on entertainment and fuel, and offer high-value reward points that are easily redeemable.
Conclusion
The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card is a testament to Poonawalla Fincorp’s commitment to providing tailored financial solutions that enhance the lifestyle of its users. With its comprehensive features and benefits, this card is poised to become a favorite among customers seeking value and rewards in their everyday transactions.
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Best RuPay Credit Card in India 2024
So, you’re on the hunt for the best rupee credit card in India for 2024, huh? With a plethora of options available, it can be quite a task to choose the right one. But don’t worry, we’ve got you covered. In this article, we’ll dive deep into the top RuPay credit cards available in India, scrutinising their features, fees, and eligibility criteria. By the end, you’ll have a clear picture of which card suits your needs the best.
Why Choose a RuPay Credit Card?
First off, why would you want a rupee credit card? Well, RuPay cards are Indian domestic cards launched by the National Payments Corporation of India (NPCI). They often come with lower transaction fees and are accepted widely nationwide. Plus, they’re perfect for anyone looking to support the Indian economy while enjoying some fantastic perks.
HDFC Bank UPI RuPay Credit Card
Features
The HDFC Bank UPI RuPay Credit Card is a stellar choice for those who frequently use UPI payments. You can link this card to your UPI ID and enjoy seamless transactions.
UPI Integration: Link your card to your UPI ID for hassle-free payments.
Rewards: Earn reward points on every transaction.
Cashback: Attractive cashback offers on online and offline purchases.
Security: Enhanced security features with tokenisation.
3% CashPoints: Earn up to 500 points per month on PayZapp transactions, groceries, supermarket, and dining spends.
2% CashPoints: Earn up to 500 points per month on utility spends.
1% CashPoints: Earn up to 500 points per month on other purchases, excluding rent, wallet loads, EMI, fuel, and government spends.
Redemption Rate: 1 CashPoint = Re. 0.25 or 0.25 Airmile.
Annual Fee
The annual fee for this card is ₹500, which is quite reasonable considering the features on offer.
Eligibility
To be eligible for this card, you need to be an Indian resident aged between 21 and 60 years. A good credit score and a stable income are also essential.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
Myntra Kotak RuPay Credit Card
Features
If you’re a fashion enthusiast, the Myntra Kotak RuPay Credit Card is perfect for you. It offers exclusive benefits on Myntra and other partnered stores.
Myntra Offers: Exclusive discounts and cashback on Myntra.
Reward Points: Earn reward points on all purchases.
No Cost EMI: Convert big purchases into easy EMIs at no extra cost.
5% Cashback: Earn cashback on spends at partner merchants, including Swiggy, Swiggy Instamart, PVR, Cleartrip, and Urban Company.
Unlimited 1.25% Cashback: Earn cashback on other category spends.
Instant Discount: Receive a 7.5% discount on every transaction at Myntra.
Complimentary Membership: Get Myntra Insider Membership at no additional cost.
Welcome Voucher: Receive a Rs. 500 Myntra voucher upon completing the first transaction worth Rs. 500 or more within 30 days of card issuance.
PVR Tickets: Get 2 complimentary PVR tickets every quarter by spending Rs. 50,000 or more in a quarter.
Lounge Access: Enjoy 1 complimentary domestic lounge access per quarter.
Annual Fee
This card comes with an annual fee of ₹499, which is waived off if you spend over ₹50,000 annually.
Eligibility
Applicants should be between 21 and 65 years old, with a stable income and a decent credit history.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
HDFC MoneyBack+ RuPay Credit Card
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Features
The HDFC MoneyBack+ RuPay Credit Card is designed for those who love to shop and get rewarded for it.
Cashback: Up to 5% cashback on all online spending.
Reward Points: Earn 2X reward points on grocery and utility payments.
Fuel Surcharge Waiver: Enjoy a waiver on fuel surcharges.
Earn 10X CashPoints on purchases from Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, and BigBasket.
Get 5X CashPoints on EMI spend at participating merchant locations.
Accumulate 2 CashPoints for every Rs. 150 spent in other categories.
Receive 500 CashPoints upon payment of the joining and renewal fees.
Enjoy gift vouchers worth Rs. 500 when you reach quarterly spending of Rs. 50,000 or more.
Benefit from up to 20% discount at partner restaurants through Swiggy Dineout.
Annual Fee
The annual fee for this card is ₹500, but it’s waived off if you spend more than ₹1 lakh in a year.
Eligibility
To qualify, you must be between 21 and 60 years old with a stable job and a good credit score.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
Tata Neu HDFC RuPay Credit Cards
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Features
For Tata brand loyalists, the Tata Neu HDFC RuPay Credit Card offers some exciting perks.
Tata Neu Coins: Earn Tata Neu Coins on every spend, redeemable across Tata brands.
Exclusive Offers: Get exclusive offers on Tata products and services.
Travel Benefits: Special travel deals and discounts.
Get up to 5% back as NeuCoins on non-EMI purchases from Tata Neu and partner Tata brands, including Air India and Westside.
Earn up to 1.5% back as NeuCoins on non-Tata brand purchases and any EMI transactions.
Enjoy an additional 5% back as NeuCoins on transactions made through the Tata Neu app or website, after downloading the app and registering for Tata NeuPass.
Access up to 8 domestic lounges per calendar year (2 per quarter).
Receive 4 complimentary international lounge accesses per calendar year (1 per quarter) with a RuPay Card.
Annual Fee
This card has an annual fee of ₹499, which is quite nominal given the benefits.
Eligibility
Applicants need to be Indian residents aged between 21 and 65 years with a stable income and a good credit score.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
IRCTC SBI RuPay Platinum Credit Card
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Features
If you’re a frequent traveller on Indian Railways, the IRCTC SBI RuPay Platinum Credit Card is a fantastic choice.
Railway Ticket Discounts: Get discounts on booking railway tickets.
Reward Points: Earn reward points on all transactions.
Fuel Surcharge Waiver: Enjoy fuel surcharge waivers at petrol pumps.
Earn 350 bonus reward points on a single transaction of Rs. 500 or more within 45 days of card issuance.
Receive 10% value back in reward points when booking AC1, AC2, AC3, Executive Chair Car, and Chair Car tickets via the IRCTC website or mobile app.
Enjoy a 1% transaction fee waiver on railway ticket bookings through IRCTC.
Accumulate 1 reward point for every Rs. 125 spent on non-fuel retail purchases.
Benefit from 4 complimentary railway lounge accesses each year.
Annual Fee
The annual fee is ₹500, but you can get it waived off by spending ₹2 lakh in a year.
Eligibility
To be eligible, you must be between 18 and 65 years old with a stable income and a good credit score.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
IndianOil Axis RuPay Credit Card
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Features
The IndianOil Axis RuPay Credit Card is tailored for those who spend a lot on fuel.
Fuel Points: Earn fuel points on every fuel purchase at IndianOil outlets.
Cashback: Get cashback on fuel purchases.
Reward Points: Earn reward points on all other spends.
Earn 4% value back on fuel purchases with 20 reward points per Rs. 100 spent at any IOCL outlets.
Get 1% value back with 5 reward points per Rs. 100 spent on online shopping.
Accumulate 1 EDGE reward point for every Rs. 100 spent on other categories.
Receive EDGE reward points worth up to Rs. 250, equivalent to the value of your first fuel spend made within 30 days of card issuance.
Enjoy a 1% fuel surcharge waiver on transactions ranging from Rs. 400 to Rs. 4,000 per month.
Save 10% on movie ticket bookings through the BookMyShow app or website.
Annual Fee
The annual fee for this card is ₹500, waived if you spend ₹30,000 annually.
Eligibility
You should be between 21 and 60 years old, with a stable income and a decent credit score.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
ICICI HPCL Super Saver RuPay Credit Card
Features
For those who often find themselves at HPCL petrol stations, the ICICI HPCL Super Saver RuPay Credit Card is a great fit.
Fuel Surcharge Waiver: Enjoy a surcharge waiver on fuel purchases at HPCL outlets.
Reward Points: Earn reward points on all transactions.
Cashback: Get cashback on fuel and non-fuel purchases.
Earn 2,000 reward points when you spend at least Rs. 5,000 within 45 days of card issuance.
Get Rs. 100 cashback on a recharge transaction of Rs. 1,000 or more through the HP Pay app.
Receive 4% cashback, up to Rs. 200 per month, on fuel purchases at HPCL pumps.
Enjoy 5% back in reward points on grocery, departmental store, and utility bill expenses.
Accumulate 2 reward points for every Rs. 100 spent on retail purchases.
Gain an additional 1.5% savings with 6 reward points per Rs. 100 spent on fuel at HPCL outlets when paying via the HP Pay app.
Benefit from 1% cashback on the fuel surcharge for all fuel purchases up to Rs. 4,000.
Avail 25% off when booking at least 2 movie tickets through BookMyShow or INOX.
Receive 1 complimentary domestic airport lounge access per quarter when you spend Rs. 5,000 in the previous calendar quarter.
Annual Fee
This card has an annual fee of ₹500, which is waived if you spend ₹50,000 in a year.
Eligibility
To be eligible, you need to be between 21 and 60 years old with a stable income and a good credit score.
Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram
What is a RuPay Credit Card?
RuPay, an Indian domestic card scheme, was launched by the National Payments Corporation of India (NPCI). It’s designed to fulfil the Reserve Bank of India’s vision of a domestic, open, and multilateral system of payments. In simpler terms, it’s a home-grown alternative to Visa and Mastercard, offering similar functionalities but with added perks for Indian users.
Benefits of Using RuPay Credit Cards
So, why choose RuPay over other options? Here are some benefits:
Localised Benefits: Tailored for Indian customers, often with lower transaction fees.
Security: Enhanced security features tailored to Indian regulatory standards.
Acceptance: Widely accepted across India, with an increasing global presence.
Government Incentives: Often linked with government schemes, offering extra perks.
#Best Credit Cards for 2024#Best Credit Cards India 2024#Best RuPay Credit Card#Credit Cards 2024#India Credit Card Offers#RuPay Benefits#RuPay Card Comparison#RuPay Card Features#RuPay Credit Card India 2024#Top RuPay Credit Cards
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Finding the best credit card for fuel savings in India in 2024 involves considering factors like cashback rates, rewards, and benefits tailored to frequent fuel purchases. Cards offering high cashback on fuel expenses, along with additional perks such as discounts at partner petrol pumps or waivers on fuel surcharges, can significantly enhance savings for cardholders.
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Must-Have 5 Best Credit Cards in India 2024 | Compare & Apply
In 2024, choosing the right credit card tailored to your lifestyle and spending habits can significantly enhance your financial management. Whether you're focused on saving on fuel, love to order food online, frequently travel by train, or prioritize healthcare expenses, there's a perfect credit card designed to meet your specific needs. Let's explore the top 5 must-have credit cards in India for 2024 that offer exceptional benefits across these categories.
1. Axis Indian Oil Credit Card
The Axis Indian Oil Credit Card has emerged as a game-changer for car owners grappling with soaring fuel prices. Here’s why it's a top pick:
Cashback Benefits: Earn substantial cashback on fuel purchases made at Indian Oil outlets, providing significant savings on every refuel.
Accelerated Reward Points: Accumulate accelerated reward points on fuel spends, redeemable for future fuel purchases and other rewards.
Additional Rewards: Beyond fuel, earn rewards on other spending categories, enhancing overall benefits.
Fuel Surcharge Waiver: Enjoy a waiver on fuel surcharges at Indian Oil fuel stations, further adding to savings.
Joining Fee: Rs. 500
2. SBI IRCTC Credit Card
Ideal for frequent train travelers, the SBI IRCTC Credit Card transforms the rail travel experience:
Savings on Train Bookings: Avail discounts on train ticket bookings through the IRCTC website, making rail travel more economical.
Complimentary Lounge Access: Enjoy free access to railway lounges, enhancing comfort during travel.
Reward Points on Bookings: Earn reward points on every booking made via IRCTC, redeemable for free train tickets.
Additional Travel Benefits: Includes discounts on air ticket bookings and holiday packages through IRCTC.
Joining Fee: Rs. 500
3. SBI Cashback Credit Card
Designed for the modern online shopper, the SBI Cashback Credit Card offers compelling benefits for digital transactions:
Substantial Online Cashback: Earn generous cashback on all online purchases, maximizing savings on digital spending.
Exclusive E-commerce Deals: Access special deals and discounts on major e-commerce platforms, enhancing shopping affordability.
Unlimited Cashback: No cap on cashback earnings, ensuring more savings with increased online spending.
Simple Redemption Process: Cashback directly credited to the card account, simplifying redemption.
Joining Fee: Rs. 999
4. HDFC Swiggy Credit Card
For food enthusiasts who enjoy dining in or ordering online, the HDFC Swiggy Credit Card offers delightful dining benefits:
Exclusive Swiggy Discounts: Enjoy exclusive discounts on orders placed through Swiggy, making food ordering more affordable.
Cashback on Orders: Earn cashback on every Swiggy order, further boosting savings on food expenses.
Accelerated Dining Rewards: Earn accelerated reward points on dining spends and Swiggy orders, redeemable for various rewards.
Additional Dining Perks: Includes discounts at partner restaurants, expanding dining benefits beyond Swiggy.
Joining Fee: Rs. 500
5. Axis Health Credit Card
Focusing on health and wellness expenses, the Axis AURA Health Credit Card is indispensable for managing medical costs:
Cashback on Medical Expenses: Earn cashback on a wide range of medical expenditures including pharmacy purchases, hospital bills, and diagnostic services.
Complimentary Health Check-ups: Access to free health check-ups, promoting preventive healthcare.
Discounts at Partner Hospitals and Pharmacies: Enjoy discounts at select hospitals and pharmacies, making healthcare services more accessible.
Health and Wellness Programs: Benefit from access to specialized health and wellness programs, supporting overall well-being.
Joining Fee: Rs. 749
Conclusion
Choosing the right credit card can significantly impact your financial strategy, offering tailored benefits that align with your lifestyle and spending patterns. Whether you prioritize fuel savings, online shopping perks, travel benefits, or healthcare management, these top 5 credit cards for 2024 in India cater to diverse needs with their unique features and rewards programs. Compare these options to find the credit card that best fits your requirements and start maximizing your savings and rewards today!
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Choose Wisely When It's About Car Rental in Ahmedabad 2024
Jay Ambe Cab Services
Our rental car company provides high ethical and commercial standards, with high customer service standards. Our growing base of loyal car hire customers is testament to our philosophy of offering high quality and reliable rental cars at competitive prices, leaving you more money for the other things that matter.
Car Rental in Ahmedabad
Car rental is a popular mode of transportation in the cities of India. It's especially so in Ahmedabad where the number of rental outlets is high. Rental cars are a great way to explore a city or complete a trip outside of your city's limits. And for that we Jay Ambe Tours and Travels Offers you Best collection of cars according to your comfort. Rental companies provide many benefits, including flexibility, convenience and number of choices. Anyone who plans to travel by car should consider renting one before they do so. Car rental Ahmedabad is big bussness but there are so small ammount of people who can make it affordable for customers and jay ambe is one of them.
Car rental in Ahmedabad is easy and inexpensive compared to buying a car. The available fleet consists of sedans, hatchbacks, SUVs and trucks. All are readily available for rental and are priced similarly. You can easily find a car that meets your needs and budget without hassle. Plus, you'll receive a car that's clean, ready to go and with full fuel and driver capacity. Anyone renting a car should be knowledgeable about the terms and conditions before signing the rental agreement. The terms include the maximum number of kilometers that can be driven per day, whether or not the car can carry passengers and whether the car needs an inspection before leaving the lot. Rental agreements are held for 60 days allowing you enough time to review the details of your rental before purchasing it. You can see price listing on this website and choose whatever you can afford according to you comfort.
Rental agencies offer several different ways to add additional mileage to your rental without purchasing it outright. Prepaid miles allow you to pay for additional driving time at an affordable rate before your trip begins. It's an easy way to plan ahead without worrying about how much extra mileage you'll need on your credit card. You can also add on extra miles after your initial rental without having to pay the full price for additional driving time. Car rental agencies usually have several different brands from which to choose when expanding their offerings. If you want to avoid changing cars while traveling, this method will help you cover all your mileage needs without added cost.
Car Hire in Ahmedabad
If you plan to tour or drive off the main highways during your trip, you'll want to consider adding on extra insurance coverage to protect your vehicle and belongings inside it. Insurance covers vehicles in case they're stolen while being RENTED out or while being DRIVEN OUT by their owners. If you wanted car hire in Ahmedabad then Jay ambe is best for you to hire car since it's so affordable. Car rental agencies tend to have lower insurance limits than insurance companies do at home. That's why it's smart to purchase higher limits through insurance companies if possible. Otherwise, be sure to buy extra insurance through the car rental company when adding on miles!
Anyone planning to travel by car should consider renting one before leaving home. Selecting a car from the available fleet is easy and inexpensive- plus, prepaid miles make adding mileage easy and convenient! An inspection and high insurance limits complete the package for an enjoyable trip!
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Navigating Poonawalla Fincorp Towards Unprecedented Growth: A Tale Of Vision And Strategy
In the fast-paced world of finance, success stories often emerge from the visionary leadership of individuals who possess both acumen and determination. One such tale is that of Abhay Bhutada, MD of Poonawalla Fincorp, whose strategic direction has propelled the company to unprecedented heights of achievement.
Setting New Records in Q4FY24
The fourth quarter of the financial year 2024 witnessed a remarkable feat for Poonawalla Fincorp, with their assets under management (AUM) soaring by an impressive 54 per cent. This substantial growth, reaching Rs 24,800 crore, was fueled by robust disbursements that demonstrated the company's unwavering commitment to organic expansion and maintaining asset quality. Notably, this achievement marks a significant leap from the previous quarter, where the AUM stood at Rs 21,850 crore, showcasing a sequential growth of nearly 13 per cent.
Also Read: Abhay Bhutada Shares Insights on Poonawalla Fincorp’s Long-Term Objectives
Abhay Bhutada's Strategic Vision
At the helm of this success story is Abhay Bhutada, whose leadership played a pivotal role in steering Poonawalla Fincorp towards this record-breaking performance. Bhutada's foresight and strategic decisions have been instrumental in driving the company's growth trajectory, culminating in the highest-ever quarterly disbursement across all products in Q4FY24. His unwavering focus on maintaining best-in-class asset quality has further solidified Poonawalla Fincorp's position as a trusted financial partner.
Emphasizing Asset Quality and Growth
One of the key highlights of Poonawalla Fincorp's success in Q4FY24 is its exemplary asset quality. With Gross Non-Performing Assets (GNPA) below 1 per cent and Net Non-Performing Assets (NNPA) below 0.60 per cent, the company stands out for its commitment to maintaining a healthy loan portfolio. Bhutada's emphasis on prudent risk management practices has been pivotal in ensuring that Poonawalla Fincorp remains resilient in the face of economic fluctuations.
Also Read: MD Abhay Bhutada Provides Glimpse of Poonawalla’s Co-Branded Card Strategy in Q4
The Road to Success: Bhutada's Strategic Initiatives
Under Bhutada's leadership, Poonawalla Fincorp has implemented a series of strategic initiatives aimed at driving sustainable growth and profitability. These initiatives include expanding the company's product portfolio, enhancing customer engagement through digital channels, and strengthening its risk management framework. By leveraging technology and innovation, Poonawalla Fincorp has been able to streamline its operations and enhance efficiency, thereby positioning itself for long-term success in a competitive market landscape.
Looking Towards the Future: A Commitment to Excellence
As Poonawalla Fincorp charts its course for the future, Abhay Bhutada remains steadfast in his commitment to driving sustainable growth and profitability. Reflecting on the achievements of FY24, Bhutada underscores the significant strides made across all business parameters, including AUM, profitability, and credit quality. With a clear vision outlined in the Management Vision 2025, Poonawalla Fincorp aims to maintain its momentum and uphold its reputation as a beacon of excellence in the financial sector.
Also Read: From Abhay Bhutada to Nirmal Jain — India’s Top Chartered Accountants
Conclusion
In the dynamic landscape of finance, success is often measured by the ability to adapt, innovate, and thrive in the face of adversity. Poonawalla Fincorp's journey to record success in Q4FY24 is a testament to the visionary leadership of Abhay Bhutada and the unwavering dedication of the entire team. As the company continues to forge ahead, guided by Bhutada's strategic vision, it remains poised to overcome challenges and seize opportunities, reaffirming its position as a trailblazer in the realm of finance.
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Looking for the best RuPay credit cards on UPI for 2024 in India? Dive into our curated list featuring the top contenders:
Axis Indian Oil Credit Card (RuPay): Fuel your savings with exclusive benefits tailored for Indian Oil customers. Earn rewards on fuel purchases and enjoy discounts on fuel surcharge, along with a range of lifestyle privileges.
IndusInd Bank Credit Card (RuPay): Elevate your shopping experience with IndusInd Bank's RuPay credit card. Avail of exciting cashback offers, rewards on everyday spending, and access to premium lifestyle perks.
Tata Neu HDFC RuPay Credit Card: Experience the power of Tata and HDFC collaboration with this RuPay credit card. Enjoy accelerated rewards on Tata group spends, dining privileges, and seamless integration with UPI for convenient payments.
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Unlocking Savings: The Best Credit Card for Fuel in India 2024
In 2024, finding the best credit card for fuel savings in India entails evaluating cashback rates, rewards, and additional perks tailored for fuel purchases. Look for cards offering competitive cashback percentages, typically ranging from 1% to 5% or more on fuel expenditures. Additional benefits like discounts at partner petrol pumps or waivers on fuel surcharges can further enhance savings. Consider the annual fees and charges associated with each card to ensure the benefits outweigh the costs. It's also essential to select a card widely accepted at various fuel stations across the country, ensuring flexibility in usage. By comparing these factors among top credit cards like HDFC Bank Bharat CashBack Card and IndianOil Citi Platinum Credit Card, you can find the best credit card for fuel that maximizes savings and aligns with your fuel spending habits, ultimately helping you manage expenses more efficiently.
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Best Cashback Credit Cards in India 2024: Boost Your Online Shopping Experience
META DESCRIPTION: Explore the best credit cards for online shopping in India for 2024, designed to elevate your shopping experience with lucrative cashback, rewards, and exclusive offers. Compare top choices like the Cashback SBI Credit Card, Axis Flipkart Credit Card, HSBC Cashback Credit Card, SBI Simply Save Credit Card, and Axis Neo Credit Card, each offering unique benefits from cashback on online purchases to discounts on food delivery and movie tickets. Find your ideal card and maximize savings on every online transaction.
Introduction: Online shopping has become a preferred choice for many, offering convenience and often better deals than traditional retail. With the rising demand for digital transactions, selecting the right credit card can amplify your shopping experience with rewards and special perks. Here’s a curated list of the best 5 online shopping credit cards for 2024:
1. Cashback SBI Credit Card Tailored for frequent online shoppers, the Cashback SBI Credit Card features:
5% cashback on all online spending.
1% cashback on offline purchases.
Automatic cashback credited within 2 days of statement generation.
1% fuel surcharge waiver up to Rs. 100 per month. Annual Fee: ₹999 | Joining Fee: ₹999
2. Axis Flipkart Credit Card Ideal for avid Flipkart users, this card offers:
5% cashback on Flipkart purchases.
4% cashback at PVR, Swiggy, Tata Play, and more.
1.5% cashback on other transactions.
4 complimentary domestic airport lounge visits annually. Annual Fee: ₹500 | Joining Fee: ₹500
3. HSBC Cashback Credit Card Focused on everyday savings, the HSBC Cashback Credit Card provides:
10% cashback on food delivery, dining, and groceries.
1.5% cashback on other spends.
4 complimentary domestic lounge visits per year.
Rs. 1,000 Amazon voucher on spending Rs. 10,000 within the first month. Annual Fee: ₹999 | Joining Fee: ₹999
4. SBI Simply Save Credit Card Earn rewards and cashback on daily essentials with the SBI Simply Save Credit Card:
2000 reward points on spending Rs. 2000 within 60 days.
10x reward points on movies, groceries, dining, etc.
1% fuel surcharge waiver on fuel spends over Rs. 500. Annual Fee: ₹499 | Joining Fee: ₹499
5. Axis Neo Credit Card A cost-effective choice offering instant discounts across various categories:
40% discount on Zomato orders (up to Rs. 120 per order).
10% discount on Myntra purchases exceeding Rs. 500.
Discounts on movie tickets, Blinkit purchases, and Amazon Pay recharges. Annual Fee: ₹250 | Joining Fee: ₹250
Selecting the right credit card can significantly enhance your online shopping experience by maximizing savings and offering exclusive benefits tailored to your spending habits
FAQs
Can these credit cards be used for offline purchases?
Yes, while optimized for online spending, these cards can generally be used for offline purchases as well, with varying cashback or rewards rates compared to online transactions.
Do online shopping credit cards offer fraud protection for online purchases?
Yes, most online shopping credit cards provide security features such as zero liability for unauthorized transactions and secure online payment systems to safeguard against fraud.
What factors should I consider when choosing an online shopping credit card?
Key factors to consider when selecting an online shopping credit card include:
Cashback Rates: Assess the cashback percentage offered specifically for online purchases, as it can vary significantly among different cards.
Fees: Evaluate both the annual fee and joining fee associated with the card. This cost contributes to the overall value of the rewards and benefits provided.
Additional Perks: Look for additional perks such as access to airport lounges, discounts on partner platforms, or exclusive offers that align with your spending habits and lifestyle.
Eligibility Requirements: Check the income criteria and credit score needed to qualify for the card. Understanding these requirements ensures you apply for a card that matches your financial profile.
Considering these factors will help you choose an online shopping credit card that maximizes your benefits and enhances your shopping experience.
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Top SBI credit cards in India Features, Benefits & Eligibility 2024
Looking for the best SBI credit card to match your spending habits and lifestyle? In 2024, State Bank of India offers a range of top-notch options tailored for diverse needs, from travel enthusiasts to cashback seekers. Let's dive into four of the standout choices:
Top SBI Credit Cards for 2024
SBI Simply Save Credit Card:
SBI Prime Credit Card:
SBI IRCTC Credit Card:
SBI Cashback Credit Card:
1. SBI Simply Save Credit Card: Ideal for everyday spenders, the SBI Simply Save Credit Card rewards you generously on groceries, dining, movies, and departmental store purchases. Earn 10x reward points in these categories and 1 point per ₹100 on other spends. With a low annual fee of ₹499 (waived on spending ₹90,000 annually), it offers benefits like fuel surcharge waivers and flexible reward redemptions. However, it may not suit frequent travelers due to limited travel perks and high foreign transaction fees.
2. SBI Prime Credit Card: For comprehensive rewards and lifestyle benefits, consider the SBI Prime Credit Card. It offers 10x rewards on dining, groceries, movies, and more, with 2 points per ₹100 on other spends. Although it comes with a higher annual fee of ₹2,999 (waived on spending ₹3,00,000 annually), you get perks like airport lounge access, milestone bonuses, and global memberships. This card is perfect for those who can maximize its complex rewards structure and travel benefits.
3. SBI IRCTC Credit Card: Frequent train travelers will appreciate the SBI IRCTC Credit Card, offering up to 10% value back on AC class bookings through IRCTC. With a nominal annual fee of ₹500 (waived on spending ₹50,000 annually), it also includes fuel surcharge waivers and transaction fee waivers on railway bookings. However, it's primarily geared towards railway travel, with limited rewards for other expenditures and high fees on international transactions.
4. SBI Cashback Credit Card: If you prefer straightforward savings, the SBI Cashback Credit Card is designed for you. It offers 5% cashback on online spends and 1% on other spends, with a clear cashback redemption system directly into your account. The annual fee of ₹999 (waived on spending ₹1,00,000 annually) includes benefits like fuel surcharge waivers. However, it lacks accelerated rewards for specific categories beyond online spends and incurs high foreign transaction fees.
In conclusion, choosing the right SBI credit card depends on your spending habits and the benefits that align best with your lifestyle. Whether you prioritize cashback, travel rewards, or everyday savings, SBI's offerings in 2024 cater to a variety of financial needs, ensuring you find a card that enhances your financial management while rewarding your spending.
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Jayambe Provides Reliable Car Rental in Ahmedabad 2024
Jay Ambe Cab Services
Our rental car company provides high ethical and commercial standards, with high customer service standards. Our growing base of loyal car hire customers is testament to our philosophy of offering high quality and reliable rental cars at competitive prices, leaving you more money for the other things that matter.
Car Rental in Ahmedabad
Car rental is a popular mode of transportation in the cities of India. It's especially so in Ahmedabad where the number of rental outlets is high. Rental cars are a great way to explore a city or complete a trip outside of your city's limits. And for that we Jay Ambe Tours and Travels Offers you Best collection of cars according to your comfort. Rental companies provide many benefits, including flexibility, convenience and number of choices. Anyone who plans to travel by car should consider renting one before they do so. Car rental Ahmedabad is big bussness but there are so small ammount of people who can make it affordable for customers and jay ambe is one of them.
Car rental in Ahmedabad is easy and inexpensive compared to buying a car. The available fleet consists of sedans, hatchbacks, SUVs and trucks. All are readily available for rental and are priced similarly. You can easily find a car that meets your needs and budget without hassle. Plus, you'll receive a car that's clean, ready to go and with full fuel and driver capacity. Anyone renting a car should be knowledgeable about the terms and conditions before signing the rental agreement. The terms include the maximum number of kilometers that can be driven per day, whether or not the car can carry passengers and whether the car needs an inspection before leaving the lot. Rental agreements are held for 60 days allowing you enough time to review the details of your rental before purchasing it. You can see price listing on this website and choose whatever you can afford according to you comfort.
Rental agencies offer several different ways to add additional mileage to your rental without purchasing it outright. Prepaid miles allow you to pay for additional driving time at an affordable rate before your trip begins. It's an easy way to plan ahead without worrying about how much extra mileage you'll need on your credit card. You can also add on extra miles after your initial rental without having to pay the full price for additional driving time. Car rental agencies usually have several different brands from which to choose when expanding their offerings. If you want to avoid changing cars while traveling, this method will help you cover all your mileage needs without added cost.
Car Hire in Ahmedabad
If you plan to tour or drive off the main highways during your trip, you'll want to consider adding on extra insurance coverage to protect your vehicle and belongings inside it. Insurance covers vehicles in case they're stolen while being RENTED out or while being DRIVEN OUT by their owners. If you wanted car hire in Ahmedabad then Jay ambe is best for you to hire car since it's so affordable. Car rental agencies tend to have lower insurance limits than insurance companies do at home. That's why it's smart to purchase higher limits through insurance companies if possible. Otherwise, be sure to buy extra insurance through the car rental company when adding on miles!
Anyone planning to travel by car should consider renting one before leaving home. Selecting a car from the available fleet is easy and inexpensive- plus, prepaid miles make adding mileage easy and convenient! An inspection and high insurance limits complete the package for an enjoyable trip!
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Pic Your Choice And Enjoy Best Car Rental in Ahmedabad 2024
Jay Ambe Cab Services
Our rental car company provides high ethical and commercial standards, with high customer service standards. Our growing base of loyal car hire customers is testament to our philosophy of offering high quality and reliable rental cars at competitive prices, leaving you more money for the other things that matter.
Car Rental in Ahmedabad
Car rental is a popular mode of transportation in the cities of India. It's especially so in Ahmedabad where the number of rental outlets is high. Rental cars are a great way to explore a city or complete a trip outside of your city's limits. And for that we Jay Ambe Tours and Travels Offers you Best collection of cars according to your comfort. Rental companies provide many benefits, including flexibility, convenience and number of choices. Anyone who plans to travel by car should consider renting one before they do so. Car rental Ahmedabad is big bussness but there are so small ammount of people who can make it affordable for customers and jay ambe is one of them.
Car rental in Ahmedabad is easy and inexpensive compared to buying a car. The available fleet consists of sedans, hatchbacks, SUVs and trucks. All are readily available for rental and are priced similarly. You can easily find a car that meets your needs and budget without hassle. Plus, you'll receive a car that's clean, ready to go and with full fuel and driver capacity. Anyone renting a car should be knowledgeable about the terms and conditions before signing the rental agreement. The terms include the maximum number of kilometers that can be driven per day, whether or not the car can carry passengers and whether the car needs an inspection before leaving the lot. Rental agreements are held for 60 days allowing you enough time to review the details of your rental before purchasing it. You can see price listing on this website and choose whatever you can afford according to you comfort.
Rental agencies offer several different ways to add additional mileage to your rental without purchasing it outright. Prepaid miles allow you to pay for additional driving time at an affordable rate before your trip begins. It's an easy way to plan ahead without worrying about how much extra mileage you'll need on your credit card. You can also add on extra miles after your initial rental without having to pay the full price for additional driving time. Car rental agencies usually have several different brands from which to choose when expanding their offerings. If you want to avoid changing cars while traveling, this method will help you cover all your mileage needs without added cost.
Car Hire in Ahmedabad
If you plan to tour or drive off the main highways during your trip, you'll want to consider adding on extra insurance coverage to protect your vehicle and belongings inside it. Insurance covers vehicles in case they're stolen while being RENTED out or while being DRIVEN OUT by their owners. If you wanted car hire in Ahmedabad then Jay ambe is best for you to hire car since it's so affordable. Car rental agencies tend to have lower insurance limits than insurance companies do at home. That's why it's smart to purchase higher limits through insurance companies if possible. Otherwise, be sure to buy extra insurance through the car rental company when adding on miles!
Anyone planning to travel by car should consider renting one before leaving home. Selecting a car from the available fleet is easy and inexpensive- plus, prepaid miles make adding mileage easy and convenient! An inspection and high insurance limits complete the package for an enjoyable trip!
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