#RuPay Benefits

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Best RuPay Credit Card in India 2024

So, you’re on the hunt for the best rupee credit card in India for 2024, huh? With a plethora of options available, it can be quite a task to choose the right one. But don’t worry, we’ve got you covered. In this article, we’ll dive deep into the top RuPay credit cards available in India, scrutinising their features, fees, and eligibility criteria. By the end, you’ll have a clear picture of which card suits your needs the best.

Why Choose a RuPay Credit Card?

First off, why would you want a rupee credit card? Well, RuPay cards are Indian domestic cards launched by the National Payments Corporation of India (NPCI). They often come with lower transaction fees and are accepted widely nationwide. Plus, they’re perfect for anyone looking to support the Indian economy while enjoying some fantastic perks.

HDFC Bank UPI RuPay Credit Card

Features

The HDFC Bank UPI RuPay Credit Card is a stellar choice for those who frequently use UPI payments. You can link this card to your UPI ID and enjoy seamless transactions.

UPI Integration: Link your card to your UPI ID for hassle-free payments.

Rewards: Earn reward points on every transaction.

Cashback: Attractive cashback offers on online and offline purchases.

Security: Enhanced security features with tokenisation.

3% CashPoints: Earn up to 500 points per month on PayZapp transactions, groceries, supermarket, and dining spends.

2% CashPoints: Earn up to 500 points per month on utility spends.

1% CashPoints: Earn up to 500 points per month on other purchases, excluding rent, wallet loads, EMI, fuel, and government spends.

Redemption Rate: 1 CashPoint = Re. 0.25 or 0.25 Airmile.

Annual Fee

The annual fee for this card is ₹500, which is quite reasonable considering the features on offer.

Eligibility

To be eligible for this card, you need to be an Indian resident aged between 21 and 60 years. A good credit score and a stable income are also essential.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

Myntra Kotak RuPay Credit Card

Features

If you’re a fashion enthusiast, the Myntra Kotak RuPay Credit Card is perfect for you. It offers exclusive benefits on Myntra and other partnered stores.

Myntra Offers: Exclusive discounts and cashback on Myntra.

Reward Points: Earn reward points on all purchases.

No Cost EMI: Convert big purchases into easy EMIs at no extra cost.

5% Cashback: Earn cashback on spends at partner merchants, including Swiggy, Swiggy Instamart, PVR, Cleartrip, and Urban Company.

Unlimited 1.25% Cashback: Earn cashback on other category spends.

Instant Discount: Receive a 7.5% discount on every transaction at Myntra.

Complimentary Membership: Get Myntra Insider Membership at no additional cost.

Welcome Voucher: Receive a Rs. 500 Myntra voucher upon completing the first transaction worth Rs. 500 or more within 30 days of card issuance.

PVR Tickets: Get 2 complimentary PVR tickets every quarter by spending Rs. 50,000 or more in a quarter.

Lounge Access: Enjoy 1 complimentary domestic lounge access per quarter.

Annual Fee

This card comes with an annual fee of ₹499, which is waived off if you spend over ₹50,000 annually.

Eligibility

Applicants should be between 21 and 65 years old, with a stable income and a decent credit history.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

HDFC MoneyBack+ RuPay Credit Card

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Features

The HDFC MoneyBack+ RuPay Credit Card is designed for those who love to shop and get rewarded for it.

Cashback: Up to 5% cashback on all online spending.

Reward Points: Earn 2X reward points on grocery and utility payments.

Fuel Surcharge Waiver: Enjoy a waiver on fuel surcharges.

Earn 10X CashPoints on purchases from Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, and BigBasket.

Get 5X CashPoints on EMI spend at participating merchant locations.

Accumulate 2 CashPoints for every Rs. 150 spent in other categories.

Receive 500 CashPoints upon payment of the joining and renewal fees.

Enjoy gift vouchers worth Rs. 500 when you reach quarterly spending of Rs. 50,000 or more.

Benefit from up to 20% discount at partner restaurants through Swiggy Dineout.

Annual Fee

The annual fee for this card is ₹500, but it’s waived off if you spend more than ₹1 lakh in a year.

Eligibility

To qualify, you must be between 21 and 60 years old with a stable job and a good credit score.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

Tata Neu HDFC RuPay Credit Cards

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Features

For Tata brand loyalists, the Tata Neu HDFC RuPay Credit Card offers some exciting perks.

Tata Neu Coins: Earn Tata Neu Coins on every spend, redeemable across Tata brands.

Exclusive Offers: Get exclusive offers on Tata products and services.

Travel Benefits: Special travel deals and discounts.

Get up to 5% back as NeuCoins on non-EMI purchases from Tata Neu and partner Tata brands, including Air India and Westside.

Earn up to 1.5% back as NeuCoins on non-Tata brand purchases and any EMI transactions.

Enjoy an additional 5% back as NeuCoins on transactions made through the Tata Neu app or website, after downloading the app and registering for Tata NeuPass.

Access up to 8 domestic lounges per calendar year (2 per quarter).

Receive 4 complimentary international lounge accesses per calendar year (1 per quarter) with a RuPay Card.

Annual Fee

This card has an annual fee of ₹499, which is quite nominal given the benefits.

Eligibility

Applicants need to be Indian residents aged between 21 and 65 years with a stable income and a good credit score.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

IRCTC SBI RuPay Platinum Credit Card

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Features

If you’re a frequent traveller on Indian Railways, the IRCTC SBI RuPay Platinum Credit Card is a fantastic choice.

Railway Ticket Discounts: Get discounts on booking railway tickets.

Reward Points: Earn reward points on all transactions.

Fuel Surcharge Waiver: Enjoy fuel surcharge waivers at petrol pumps.

Earn 350 bonus reward points on a single transaction of Rs. 500 or more within 45 days of card issuance.

Receive 10% value back in reward points when booking AC1, AC2, AC3, Executive Chair Car, and Chair Car tickets via the IRCTC website or mobile app.

Enjoy a 1% transaction fee waiver on railway ticket bookings through IRCTC.

Accumulate 1 reward point for every Rs. 125 spent on non-fuel retail purchases.

Benefit from 4 complimentary railway lounge accesses each year.

Annual Fee

The annual fee is ₹500, but you can get it waived off by spending ₹2 lakh in a year.

Eligibility

To be eligible, you must be between 18 and 65 years old with a stable income and a good credit score.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

IndianOil Axis RuPay Credit Card

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Features

The IndianOil Axis RuPay Credit Card is tailored for those who spend a lot on fuel.

Fuel Points: Earn fuel points on every fuel purchase at IndianOil outlets.

Cashback: Get cashback on fuel purchases.

Reward Points: Earn reward points on all other spends.

Earn 4% value back on fuel purchases with 20 reward points per Rs. 100 spent at any IOCL outlets.

Get 1% value back with 5 reward points per Rs. 100 spent on online shopping.

Accumulate 1 EDGE reward point for every Rs. 100 spent on other categories.

Receive EDGE reward points worth up to Rs. 250, equivalent to the value of your first fuel spend made within 30 days of card issuance.

Enjoy a 1% fuel surcharge waiver on transactions ranging from Rs. 400 to Rs. 4,000 per month.

Save 10% on movie ticket bookings through the BookMyShow app or website.

Annual Fee

The annual fee for this card is ₹500, waived if you spend ₹30,000 annually.

Eligibility

You should be between 21 and 60 years old, with a stable income and a decent credit score.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

ICICI HPCL Super Saver RuPay Credit Card

Features

For those who often find themselves at HPCL petrol stations, the ICICI HPCL Super Saver RuPay Credit Card is a great fit.

Fuel Surcharge Waiver: Enjoy a surcharge waiver on fuel purchases at HPCL outlets.

Reward Points: Earn reward points on all transactions.

Cashback: Get cashback on fuel and non-fuel purchases.

Earn 2,000 reward points when you spend at least Rs. 5,000 within 45 days of card issuance.

Get Rs. 100 cashback on a recharge transaction of Rs. 1,000 or more through the HP Pay app.

Receive 4% cashback, up to Rs. 200 per month, on fuel purchases at HPCL pumps.

Enjoy 5% back in reward points on grocery, departmental store, and utility bill expenses.

Accumulate 2 reward points for every Rs. 100 spent on retail purchases.

Gain an additional 1.5% savings with 6 reward points per Rs. 100 spent on fuel at HPCL outlets when paying via the HP Pay app.

Benefit from 1% cashback on the fuel surcharge for all fuel purchases up to Rs. 4,000.

Avail 25% off when booking at least 2 movie tickets through BookMyShow or INOX.

Receive 1 complimentary domestic airport lounge access per quarter when you spend Rs. 5,000 in the previous calendar quarter.

Annual Fee

This card has an annual fee of ₹500, which is waived if you spend ₹50,000 in a year.

Eligibility

To be eligible, you need to be between 21 and 60 years old with a stable income and a good credit score.

Suggested you can read: RBI Credit Cards Rules | Best Credit Card Advisor in Gurugram

What is a RuPay Credit Card?

RuPay, an Indian domestic card scheme, was launched by the National Payments Corporation of India (NPCI). It’s designed to fulfil the Reserve Bank of India’s vision of a domestic, open, and multilateral system of payments. In simpler terms, it’s a home-grown alternative to Visa and Mastercard, offering similar functionalities but with added perks for Indian users.

Benefits of Using RuPay Credit Cards

So, why choose RuPay over other options? Here are some benefits:

Localised Benefits: Tailored for Indian customers, often with lower transaction fees.

Security: Enhanced security features tailored to Indian regulatory standards.

Acceptance: Widely accepted across India, with an increasing global presence.

Government Incentives: Often linked with government schemes, offering extra perks.

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Unveiling the Unbeatable Au Altura Credit Card Benefits: A Game-Changer in Financial Flexibility!

Dive into the realm of unbeatable financial flexibility with the Au Altura credit cards! Discover how this innovative card is revolutionizing the way you manage your finances, offering a plethora of exclusive benefits tailored to your lifestyle. From generous cashback rewards to enticing travel perks, explore how the au altura credit card benefits is elevating the standard of credit card benefits. Stay ahead of the curve and unlock a world of possibilities with Au Altura!

[techandtravel]

Credit Card Kya Hota Hai: Everything You Need to Know

Credit Card Kya Hota Hai Credit cards are becoming a crucial component of our daily financial lives in the digital age. They provide users with a variety of advantages, convenience, and flexibility. However, in order to make wise financial decisions, it is crucial to comprehend what a credit card is and how it functions. The idea of credit cards, as well as their characteristics, advantages, and…

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AeronPay RuPay Prepaid Card | Tap & Pay | ATM Withdrawals

Managing finances efficiently and securely is crucial in today's fast-paced digital world. The AeronPay Prepaid Card has emerged as a game-changer, offering users a seamless and secure way to manage their money with various benefits catering to modern needs. Whether shopping online, paying bills, or withdrawing cash from an ATM, the AeronPay Prepaid Card brings unparalleled convenience and rewards.

Here’s a detailed look at why the AeronPay Prepaid Card stands out from the crowd and why it’s a must-have for anyone looking for efficient financial management.

1. No Transaction Charges

One of the most appealing features of the AeronPay Prepaid Card is the absence of transaction charges. Whether you’re making payments online, booking tickets, or paying for utilities, you don’t have to worry about hidden fees eating into your budget. This zero-transaction-fee policy ensures that every rupee you spend is utilized effectively, making it a cost-efficient choice for regular use.

2. Earn reward points and cashback.

Who doesn't love being rewarded for spending? With the AeronPay Prepaid Card, users can earn reward points on every transaction. Additionally, frequent users are entitled to cashback on specific transactions, which adds up over time and provides excellent value. Whether it’s your daily shopping, bill payments, or travel bookings, AeronPay ensures that every transaction is rewarding.

3. Convenience in Money Management

The AeronPay Prepaid Card makes it easier than ever to manage your finances. Unlike traditional debit or credit cards, where you might worry about overspending, the prepaid nature of the AeronPay card ensures you’re always in control of your spending. You can load your card with a specific amount, track your expenditures in real-time via the AeronPay website, and ensure you stick to your budget.

Additionally, users can easily monitor their account activity, check balances, and top up their cards with a few clicks. This level of financial control and transparency is perfect for those who want to keep their finances organized and avoid debt.

4. Effortless ATM cash withdrawal

Need cash in hand? The AeronPay Prepaid Card allows you to withdraw money effortlessly from any ATM. Whether you're traveling, shopping at a market that only accepts cash, or simply needing quick access to funds, you can rely on your AeronPay card to facilitate easy withdrawals without hassles.

5. Safe and Secure Transactions

Security is a top priority for AeronPay. The AeronPay Prepaid Card is equipped with advanced security features to ensure that all your transactions are safe and secure. From two-factor authentication to real-time alerts on all card activity, you can rest easy knowing that your money is well protected. 

6. Budgeting for Families and Students

The AeronPay Prepaid Card is an excellent solution for parents who want to help their children manage money responsibly. You can load the card with a fixed amount and give it to your child to use for daily expenses, helping them learn the value of money. Similarly, it’s a fantastic tool for students living away from home who need to manage their monthly budget.

7. No Credit Check

Unlike credit cards, there’s no need for a credit check when applying for an AeronPay Prepaid Card. This makes it accessible to a broader audience, including those who might not qualify for a traditional credit card due to poor credit history or lack of credit. It’s a great way to enjoy the benefits of card-based transactions without the financial scrutiny of a credit card application.

8. Perfect Travel Companion

The AeronPay Prepaid Card is ideal for travelers, offering a safe and convenient way to manage travel expenses. With no transaction charges and easy ATM access. Plus, with the ability to top up your card online, you can ensure you have funds whenever you need them, no matter where you are in India.

Why Choose AeronPay Prepaid Card?

The AeronPay Prepaid Card offers a modern, efficient way to manage money without the complexities of traditional banking. With its user-friendly features, no transaction fees, the ability to earn cashback and rewards, and convenient money management tools, it’s more than just a prepaid card—it’s a comprehensive financial tool designed to simplify your life.

Whether you're a frequent shopper, a traveler, or simply someone looking for a safer and more efficient way to manage your finances, the AeronPay Prepaid Card is the perfect choice. Experience the future of financial management with AeronPay, where convenience meets security and rewards.

Join the AeronPay revolution today and take control of your financial journey with the AeronPay Prepaid Card, where every transaction comes with unmatched benefits!

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GoKiwi.in, a leading player in digital payment solutions, is excited to announce the launch of its innovative Rupay Credit Card on UPI, revolutionizing the way users make payments. This latest offering merges the flexibility of credit card benefits with the ease and accessibility of UPI payments, offering a seamless, secure, and rewarding payment experience.

[irctcofficial]

Extra Rewards now only with IRCTC HDFC Rupay Credit Card.

5X reward point on every Rs.100 spent + Additional 5% cashback if train ticket booking through HDFC SmartBuy

Apply Now - https://ddei5-0-ctp.trendmicro.com:443/wis/clicktime/v1/query?url=https%3a%2f%2ftinyurl.com%2f557tadzf&umid=9548F024-23F3-2F06-8BE1-C6F265819C0F&auth=e9764e46fd2885d5bc260068a9aaa87d4b8251e2-7c6078dfd30a5421339e68473e7f30d29b9213d8 and Get Rs. 500/- GV as Welcome benefit on Card Activation

T&C Apply

[6nikhilum6]

RuPay vs. Visa vs. MasterCard: A Comparative Guide to Key Differences and Benefits

Visa is the largest payment network in the world, followed by Mastercard. Now, let’s take a closer look at these three payment card networks: 1. Visa 2. Mastercard 3. RuPay Visa Card Visa is a prominent brand that appears on many debit cards and is recognized as the largest payment network worldwide, accepted in virtually every country. They provide a variety of cards tailored to different…

[jaagrukbharat]

Visa, MasterCard Or RuPay? Now You Can Choose Your Credit Card Network!

From September 6, 2024, all credit cardholders in India will be at liberty to select a card network of their preference, be it Visa, MasterCard or RuPay, when initiating a request for a new credit card or renewing the old credit card. This, as explained by the Reserve Bank of India (RBI), seeks to enhance user satisfaction as well as generate healthy competition among the different card networks hence allowing the users to reap the maximum benefits in terms of better rewards and cheaper fees.

[jasspreepkaur303]

How to Link SBI RuPay Credit Card to UPI in 5 Simple Steps

Linking your SBI RuPay Credit Card to UPI is a convenient way to enjoy fast, secure digital transactions. First, download a UPI-enabled app like Google Pay or PhonePe. Then, register your mobile number, ensuring it's linked to your SBI RuPay Credit Card. Next, go to the payment settings in the app and select "Add Card." Choose SBI RuPay Credit Card and input your card details, including the number, expiry date, and CVV. An OTP will be sent to your registered mobile number for verification. After verifying, create a UPI PIN, which will be used for future transactions.

Once linked, you can easily make payments using your SBI RuPay Credit Card through UPI, enjoying benefits like faster transactions, secure payments with OTPs, and earning rewards on your purchases. This setup offers a blend of convenience and security for everyday payments.

[cardreviewin]

Yes Bank and Paisabazaar Launch 'PaisaSave' Cashback Credit Card

Yes Bank, in partnership with Paisabazaar, has launched two co-branded credit cards: the PaisaSave RuPay Credit Card and the PaisaSave Credit Card (Visa). Both cards aim to attract customers with their cashback benefits, zero joining fees, and ease of access through the Paisabazaar platform. This collaboration is part of a growing trend of digital-first financial products targeting India’s…

[fintechworld]

Apply for AeronPay Prepaid Card

In today's digital age, convenience and security are paramount for consumers when it comes to managing payments. Prepaid cards excel at providing both ease of use and strong security, making them a highly attractive option. With prepaid cards becoming increasingly popular, it's important to understand their functionality, benefits, and overall utility in today's financial landscape.

The AeronPay prepaid card is a Rupay card, and has a partnership with Pine Labs. It is a type of payment card that has a certain amount of preloaded money on it, allowing you to make purchases, withdraw cash, pay bills, and do other things. Prepaid cards work just like debit cards, but instead of a linked bank account, you use the preloaded balance on the card. AeronPay offers both types of prepaid cards to its users: physical and virtual, depending on the issuer's choice. Prepaid cards are one of the most reliable methods of digital payments.

Perks of AeronPay Prepaid Cards

Budgeting and control

With AeronPay prepaid cards, users have full control over their spending. Customers can easily set spending limits, monitor their expenses, and easily reload their prepaid cards as needed. The AeronPay prepaid card will be a popular choice for college students and other young adults trying to establish strong financial habits.

Wide acceptance and flexibility

The AeronPay Prepaid Card offers exceptional flexibility and wide acceptance, making it a valuable tool for managing finances. It is accepted at many locations and stores, both online and offline. It also empowers customer with versatile financial management options and can be used for various purposes such as travel, shopping, gifting, bill payments, and subscriptions without any hassle.

ATM Access

AeronPay offers convenient access to ATMs for prepaid card balances, allowing users to withdraw cash whenever they need it. This access to ATMs ensures that cardholders can manage their finances effectively and access their funds with ease. This accessibility feature for ATMs enhances their utility, providing users with peace of mind and convenience.

Risk Control

AeronPay prepaid cards offer a high level of security as they are not linked to a bank account. In case of loss or theft, the card can be easily blocked and can maintain peace of mind while preserving their funds securely.

How Do You Get Your Own AeronPay Prepaid Card?

Follow the below-mentioned steps to get your own AeronPay Prepaid Card:

Ø    To get started, open Chrome and go to 'business.aeronpay.app' and complete the “Sign Up” process, then “Login” with OTP Verification.

Next, click on the “Prepaid Card” section on the dashboard.

Ø    It will display the KYC page, where you have to complete your “Minimum and Full KYC” with the required details.

Ø    After successfully completing the KYC process, click on “Card Issue” to issue your prepaid card.

Ø    Here you will get your AeronPay “Virtual Prepaid Card,"  which can be used anywhere online.

Ø    To issue a physical prepaid card Click on “Physical Card,"  enter the required details, and submit.

After completing the mentioned process, you will receive details about the delivery of your physical prepaid card via text message. Once you get your physical prepaid card, you can easily swipe it anywhere, like shopping, bill payments, and everyday transactions.

Conclusion

The AeronPay Prepaid Card comes across as a comprehensive payment solution that meets the needs of modern consumers. Ideal for those who prioritize convenience, flexibility, and security in their financial transactions, it offers a seamless online and offline experience. Users can also earn reward points and cashback by using the AeronPay Prepaid Card. With the AeronPay Prepaid Card, you can enjoy the convenience and flexibility of payments while keeping your finances secure.

[psagarbua]

Flipkart SuperMoney RuPay Credit Card: Benefits, Rewards, and Offers

Flipkart Super Money RuPay Credit Card: भारतीय ई-कॉमर्स में एक गेम-चेंजर “Unlock the power of rewards with Flipkart’s Super Money RuPay credit card.” The Flipkart SuperMoney RuPay credit card, their newest product, is poised to completely transform how Indians शॉप online. Financial accessibility and inclusivity are critical in the fast-paced world of today. Flipkart समूह ने इस दिशा में एक…

[kavurana]

The AU Bank RuPay Credit Card offers a gateway to exclusive benefits, including zero fuel surcharge, high cashback on online spends, and attractive reward points. This card is ideal for those seeking financial flexibility and value-added services, making the AU Bank RuPay Credit Card a perfect choice for both everyday purchases and special occasions.

[werindialive]

A Decade of Jan Dhan Yojana: Over 53 Crore Bank Accounts Opened, PM Modi Celebrates 'Success

As the Pradhan Mantri Jan Dhan Yojana (PMJDY) marks its 10th anniversary, the initiative has proven to be a monumental step in financial inclusion in India. Launched on August 28, 2014, by Prime Minister Narendra Modi, the scheme has since made significant strides in bringing millions of Indians into the formal banking system. Over the past decade, more than 53 crore bank accounts have been opened under the scheme, providing a crucial financial lifeline to countless citizens who previously lacked access to basic banking services. 

PM Modi has hailed the success of the Jan Dhan Yojana, emphasising that it has played a transformative role in the lives of many. "The Pradhan Mantri Jan Dhan Yojana has become a cornerstone for financial inclusion in India. It has empowered the poor by giving them access to essential banking facilities, which were previously out of reach," Modi stated in a recent address. He further highlighted that the scheme has not only made banking services more accessible but has also encouraged savings, financial literacy, and economic independence among the underprivileged sections of society. 

The numbers speak for themselves. With more than 53 crore accounts opened, the scheme has far surpassed its initial targets. The total balance in these accounts has crossed a staggering ₹2 lakh crore, indicating the scale and reach of the initiative. Moreover, nearly 67% of these accounts are in rural and semi-urban areas, underscoring the scheme's focus on bridging the urban-rural divide in access to financial services. 

One of the key features of the Jan Dhan Yojana is the RuPay debit card, which is issued to every account holder. This card enables users to perform digital transactions, withdraw cash, and receive government subsidies directly into their accounts. The scheme has also been instrumental in facilitating the transfer of subsidies under various government programs, ensuring that the benefits reach the intended beneficiaries without leakage. 

In addition to opening new bank accounts, the Jan Dhan Yojana has also made significant strides in promoting financial literacy. Through various awareness programs and campaigns, the scheme has educated millions of people about the importance of savings, insurance, and pension schemes, thereby fostering a culture of financial responsibility. 

As the Jan Dhan Yojana enters its second decade, its impact continues to grow, contributing to the broader goal of financial inclusion and economic empowerment in India. The success of this initiative underscores the importance of inclusive policies in driving sustainable development and reducing poverty across the nation. For more economic and policy news in Hindi, subscribe to our newsletter. 

[shrutim12]

Is the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card Your Next Best Choice?

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card has been officially unveiled by Poonawalla Fincorp. This co-branded card is aimed at delivering personalized financial solutions tailored to meet the diverse needs of their clientele.

Elevating Financial Services

Through a strategic collaboration with IndusInd Bank, Poonawalla Fincorp has launched the eLITE RuPay Platinum Credit Card. This card is designed to enhance the customer experience by offering an extensive array of benefits and rewards, emphasizing Poonawalla Fincorp’s commitment to innovation and customer-focused financial solutions.

Exceptional Features of the eLITE RuPay Platinum Card

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card stands out in the competitive credit card market due to its numerous attractive features. Here is an in-depth look at what it offers:

No Joining or Annual Fees

One of the card's most appealing aspects is the absence of joining and annual fees, making it highly accessible and affordable for customers to enjoy its benefits without extra costs.

Exciting Reward Points on Every Transaction

Cardholders can earn reward points for every ₹100 spent, excluding fuel purchases. This includes everyday transactions, allowing users to quickly accumulate points.

High-Value Reward Points

Accumulated reward points can be converted into cash credit at a rate of ₹0.40 per point, significantly enhancing the value proposition for cardholders.

Enhanced Rewards for E-commerce

Online shoppers can benefit from 2.5 times the reward points on e-commerce transactions, excluding fuel, travel, and low interchange MCC, making online purchases even more rewarding.

Movie Ticket Offers

The card offers a Buy One Get One free movie ticket offer through BookMyShow, up to ₹200, once a month. This is perfect for those who enjoy frequenting the cinema.

Also Read: Who is Abhay Bhutada?

Rewards on UPI Transactions

Recognizing the rising popularity of digital payments, the card offers rewards on UPI transactions. This is particularly beneficial for users who frequently utilize the Scan & Pay feature.

Fuel Surcharge Waiver

Cardholders enjoy a 1% fuel surcharge waiver, adding to their savings and making travel more economical.

Milestone Rewards

Cardholders can earn 3000 reward points by reaching specific spending milestones, encouraging frequent card use to maximize benefits.

Also Read: Unveiling Abhay Bhutada: A Leader’s Inspiring Odyssey In Finance

Envisioning the Future

Expressing his excitement about the new card, Poonawalla Fincorp’s spokesperson, stated, “We are thrilled to launch the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card. This initiative reflects our commitment to enabling our customers' dreams. By offering this card, we aim to enhance digital engagement with our existing customers while reaching out to new ones.”

About Poonawalla Fincorp Limited

Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, is a non-deposit-taking systemically important non-banking finance company (ND-SI-NBFC) registered with the Reserve Bank of India (RBI). With a legacy of nearly three decades, the company is listed on both the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE).

The company operates on five key pillars: Passion, Principles, Purpose, People, and Possibilities. With a presence in 19 states and a standalone AUM of ₹25,003 crore as of March 31, 2024, Poonawalla Fincorp employs around 2300 people. Their diverse range of products includes pre-owned car finance, personal loans, loans to professionals, business loans, loans against property, supply chain finance, machinery loans, medical equipment loans, and consumer loans.

Also Read: Journey Of Poonawalla Fincorp’s Managing Director — Abhay Bhutada

Customer Experience Is The Priority

The launch of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card signifies Poonawalla Fincorp’s dedication to improving the customer experience. By incorporating valuable features such as no fees, generous reward points, and exclusive offers, this card sets a new standard in the financial sector.

For customers, this card is more than just a payment tool; it opens the door to a range of benefits and rewards. It is designed to make everyday transactions more rewarding, provide savings on entertainment and fuel, and offer high-value reward points that are easily redeemable. 

Conclusion

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card is a testament to Poonawalla Fincorp’s commitment to providing tailored financial solutions that enhance the lifestyle of its users. With its comprehensive features and benefits, this card is poised to become a favorite among customers seeking value and rewards in their everyday transactions.

[freelancerwebsite]

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