#Benin Business Opportunities

[darlingkeyzblog]

Business Opportunities for Women in Benin: Exploring Untapped Potential

Benin, a West African country known for its cultural heritage and growing economy, offers a variety of business opportunities for women entrepreneurs. The country is gradually embracing entrepreneurship, especially for women, with support from government policies and international organizations. As a woman in Benin looking to start or expand a business, here are some key sectors worth…

[s4g2]

Crafting Digital Bridges Across Borders: S4G2 Marketing Agency's Global SEO and Web Design Symphony

In a digital epoch where boundaries are increasingly blurred, the art of connecting brands to diverse global audiences is more nuanced than ever. S4G2 Marketing Agency, with its roots firmly planted in India's rich technological and cultural soils, stands at the forefront of this global digital renaissance, offering bespoke SEO and web design services that transcend geographical confines.

India's Digital Ingenuity Meets Global Ambitions

India, a land steeped in history yet surging towards the future, shapes our unique perspective. It’s from this vibrant confluence of tradition and innovation that we draw our strength, enabling us to tailor our services to a myriad of international markets, from the cobbled streets of Europe to the soaring skylines of North America.

Designing Digital Dreams Across Continents

European Elegance Meets Digital Precision: Crafting digital experiences for the European market means balancing timeless aesthetics with modern functionality. Whether it's the rustic charm of Greece or the sleek sophistication of Sweden, our strategies resonate with each nation's heart and soul.

The North American Digital Frontier: In the USA and Canada, where trends are born and competition is fierce, our strategies are all about cutting-edge technology and innovation, ensuring businesses stand out in a saturated market.

Asia's Diverse Digital Spectrum: The Asian market, with its blend of ancient cultures and burgeoning tech scenes, requires a delicate, informed approach. From the bustling markets of India to the tech hubs of Hong Kong and Singapore, we weave SEO and design strategies that reflect each region's unique digital narrative.

Africa's Rising Digital Wave: With rapidly growing internet penetration, countries like South Africa and Nigeria are ripe with digital opportunities. Our strategies here are mobile-centric, accessible, and tailored to tap into the continent's immense potential.

S4G2's Global Digital Mantra

Culturally Fluent Strategies: Our ability to craft strategies that speak the local language, metaphorically and literally, sets us apart, making us a preferred partner for businesses looking to connect with diverse audiences.

Affordable, World-Class Service: India's competitive edge in technology allows us to offer services that are both high-quality and cost-effective, a rare combination in the global market.

Customized Digital Journeys: We don't believe in one-size-fits-all solutions. Each project is a new story, and we ensure it's told in a way that aligns perfectly with the client’s vision and market demands.

Your Gateway to Global Digital Success with S4G2

Navigating the complex seas of global digital marketing requires a skilled and knowledgeable partner. At S4G2 Marketing Agency, we're more than just service providers; we're digital storytellers, cultural translators, and your gateway to global success.

Embark on your journey to digital excellence with us. With S4G2, your brand isn’t just visible; it’s memorable, impactful, and globally resonant.

Connect with us today, and let's start scripting your global success story, one digital milestone at a time.

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[adalidda]

Photo: The operations board of Deko Agribusiness App

Are you looking for a way to optimize your agricultural and agribusiness operations?

Do you want to streamline your logistics, sales and marketing processes? Do you want to digitalize your agricultural value chain and access real-time data and insights?

 If you answered yes to any of these questions, then you need Deko Agribusiness App, the ultimate app for small farmers, agricultural cooperatives, agribusinesses SMEs and corporations.

 Deko Agribusiness App is a cloud-based platform that helps you manage your crop production, from planning to harvesting. You can track your inputs, outputs, costs, revenues, and profits with ease. Deko Agribusiness App also enables you to digitalize your agricultural value chain, by integrating with drones and satellites. You can monitor your crops, soil, weather, pests, and diseases in real-time. You can also manage inventory in your warehouses.

 With Deko Agribusiness App, you can:

Increase your productivity and profitability

Reduce your risks and losses

Enhance your quality and sustainability

Expand your market reach and opportunities

Empower your decision making and innovation

Don’t miss this chance to transform your agricultural and agribusiness operations with Deko Agribusiness App. Visit our website https://dekoagri.adalidda.com to get started as a Free User.

 If you need additional information, please contact us at:

 Deko Integrated and Agro Processing Limited (Nigeria)

3rd & 4th Floor, Idubor House

52 Mission Road

300002 Benin City

Edo State

Nigeria

Phone/WhatsApp: +2349040848874

Email: pr@dekoholding.com

Website: dekoholding.com

 Deko Industries (Cambodia)

Phone/WhatsApp: +85510333220

You can test Deko Agribusiness App with the following demo accounts:

Logistics Dept. Username: edwardjohn@gmail.com Password: SVCTT7279P Access code: 5F9TT31WGV

Finance Dept. Username: marylawal@gmail.com Password: 6I0HOQP2RC Access code: 5F9TT31WGV

Marketing and Sales Dept.

Username: kolawole@gmail.com Password: 6JP1J4EECF Access Code: 5F9TT31WGV

Agricultural Dept. Username: petermoses@gmail.com Password: JZ7W7895AZ Access code: 5F9TT31WGV

Notes: In Deko Agribusiness app, the access level is by staff position (co-worker, manager) and by department. Example: Staff in the agricultural department can't view information of the Logistics department. Managers can view but can't edit information. You can create the business account for your organization from the login screen at https://dekoagri.adalidda.com/login The login guide is available at https://dekoagri.adalidda.com/loginmanual

The demo accounts are non-managers accounts so you can't delete content that is posted by other person. All posts done with the demo accounts will be deleted after 24 hours.

Please share with your friends

Thank You

[danvastcareers]

Regional Business Executive - ENGIE Energy Access - Arusha, Tanzania

Job Title: Regional Business Executive (2 positions)

Job Grade: 12

Location: Tanzania

Application Deadline: 1st May 2023

Position: Full-time

Team: Business

Reporting To: Zonal Business Manager

About ENGIE Energy Access

ENGIE Energy Access is one of the leading Pay-As-You-Go (PAYGo) and mini-grids solutions provider in Africa, with a mission to deliver affordable, reliable, and sustainable energy solutions and life-changing services with exceptional customer experience. The company is a result of the integration of Fenix International, ENGIE Mobisol and ENGIE PowerCorner; and develops innovative, off-grid solar solutions for homes, public services, and businesses, enabling customers and distribution partners access to clean, affordable energy. The PAYGo solar home systems are financed through affordable instalments from $0.19 per day and the minigrids foster economic development by enabling electrical productive use and triggering business opportunities for entrepreneurs in rural communities. With over 1,700 employees, operations in nine countries across Africa (Benin, Côte dIvoire, Kenya, Mozambique, Nigeria, Rwanda, Tanzania, Uganda, and Zambia), almost 1.5 million customers and over 7 million lives impacted so far, ENGIE Energy Access aims to remain the leading clean energy company, serving millions of customers across Africa by 2025.

https://www.linkedin.com/company/engieenergyaccess/

Job Purpose/Mission

This person will be responsible to lead and manage a team of Acquisition & Collection Agents, Installations Technician, Dual Contractors, and their customers responsible for the full customer cycle i.e., Acquisition, Collect, Recover, Maintain and Fulfil.

Responsibilities

Business Management

Develop and implement the acquisition operational strategies within allocated Region, as well as align with the Region acquisition targets.

Organizing acquisition activities and functions in the field to achieve targets, revenues, and desired quality of acquisition.

On time and high-quality system installations at the customers premises or any other location as directed by ENGIE Mobisol.

Train Acquisition Agents, Dual Contractors, Collection Agent, Installation Technicians, Maintenance Technicians and in applicable policies, guidelines, processes, and procedures.

Organizing and facilitating regular team meetings according to guidelines provided by Zonal Business Manager standards.

Mentoring each Acquisition Agent, Installation Technician, Maintenance Technician, Dual Contractor to enhance operational performance, motivation, and engagement.

Training and coaching of Acquisition Agents on topics including pitching, acquisition conversation, negotiations, closing, and building of strong and long-lasting relationships with customers.

Stock Management and Coordination

Provide weekly, monthly, and quarterly shop inventory status reports to the Inventory and Logistics teams.

Conduct monthly, quarterly, and End-of-Year physical stock audits (stock-taking) for the shop and/or 3PDs.

Responsible and accountable for the stock (New, Repossessed, Returns, Spare parts, and Demos) in the shops and/or the 3PDs.

Responsible and accountable for stock losses in the shops and/or 3PDs and for the recovery of the stock losses.

Adhere to and abide by the Asset Management and HSE policies of ENGIE Energy Access Tanzania.

Managing Installation and Maintenance Technicians

Coordinate Installation Technicians and Maintenance technicians to ensures systems are installed and maintained.

Support recruitment of new Installation and maintenance technicians in the acquisition Region.

Prepare the monthly installation monitoring report for the Zonal Service Coordinator

Review Control monthly commission payments and payroll follow up on faulty installations and inform Finance Department about deductions.

Ensure repossessions are aligned and coordinated effectively and efficiently with focus to both customer and business profitability

Identify the need for and recruit new contractors with support from Service Network Team Leader

Responsible for disciplinary for installations and maintenance technicians

Portfolio Monitoring

Gathering benchmark data for assessment purpose and analysis of causes of portfolio deterioration.

Conduct initial assessment to establish the applicant's character to eliminate the risk of default.

Managing assigned portfolio by attending work-out categories that should be applied to customers in late repayment such as recovery, extension of grace period, rescheduling, or repossession.

Providing regular portfolio, compliance and routing report to the Supervisor as required

Ensure remedial action is taken when required to keep performance in line with business objectives.

Completing assigned tasks in line with applicable policies, guidelines, processes, and procedures.

Review and update credit and loan files.

Weekly planning and conducting field visits to undertake loan workout activities such as recovery, rescheduling or repossession and further find out why customers are not repaying and advise them on repayment options.

Handle customer complaints and take appropriate action to resolve them.

Follow up and solving all difficult cases that may involve missing customers, theft, forgery etc.

Informing and reporting to ZBM about weekly routing, field visits, and difficult customer cases which need either in-depth negotiation or legal measures.

Subordinates Effectiveness

Managing the daily work and activities of shop acquisition and collection agents.

Deal with complex scenarios that may occur at the shop such theft, fire, violence etc.

Participating in the recruitment of new acquisition and collection agents and training of new and agents.

Conduct periodic performance review of acquisition and collection agents.

Others

Ensure Health, safety and environmental standards are adhered to, through Zonal Service Coordinators.

Undertaking any other duties which may be assigned by the Line Management from time to time.

Knowledge and skills

Experience:

2+ years of relevant sales and operational management experience in a medium sized company

Previous experience in a managerial position is an added advantage.

Experience in Customer Relationship Management

Previous experience in Credit Management activities/roles

Qualifications:

Degree and/or experience in Sales and marketing, Business Administration, Microfinance or its equivalent.

Language(s):

Kiswahili fluency (writing, speaking and reading)

English fluency (writing, speaking and reading)

Technology:

Experience in using Microsoft applications, computer, and smartphone literate.

ENGIE is an equal opportunity employer, promoting diversity and committed to creating an inclusive environment for all. All applications are screened based on business needs, job requirements and individual qualifications, without any regard to origin, age, name, sexual identity, orientation or preference, religion, marital status, health, disability, political opinions, union involvement or citizenship. Our differences are our strengths!

from Jobs in -Danvast Career Search https://ift.tt/Mprzock

[jcmarchi]

Uplifting West African communities, one cashew at a time

New Post has been published on https://thedigitalinsider.com/uplifting-west-african-communities-one-cashew-at-a-time/

Uplifting West African communities, one cashew at a time

Ever wonder how your favorite snack was sourced? Joshua Reed-Diawuoh thinks more people should.

Reed-Diawuoh MBA ’20 is the founder and CEO of GRIA Food Company, which partners with companies that ethically source and process food in West Africa to support local food economies and help communities in the region more broadly.

“It’s very difficult for these agribusinesses and producers to start sustainable businesses and build up that value chain in the area,” says Reed-Diawuoh, who started the company as a student in the MIT Sloan School of Management. “We want to support these companies that put in the work to build integrated businesses that are employing people and uplifting communities.”

GRIA, which stands for “Grown in Africa,” is currently selling six types of flavored cashews sourced from Benin, Togo, and Burkina Faso. All of the cashews are certified by Fairtrade International, which means in addition to offering sustainable wages, access to financing, and decent working conditions, the companies receive a “Fairtrade Premium” on top of the selling price that allows them to invest in the long-term health of their communities.

“That premium is transformational,” Reed-Diawuoh says. “The premium goes to the producer cooperatives, or the farmers working the land, and they can invest that in any way they choose. They can put it back into their business, they can start new community development projects, like building schools or improving wastewater infrastructure, whatever they want.”

Cracking the nut

Reed-Diawuoh’s family is from Ghana, and before coming to MIT Sloan, he worked to support agriculture and food manufacturing for countries in Sub-Saharan Africa, with particular focus on uplifting small-scale farmers. That’s where he learned about difficulties with financing and infrastructure constraints that held many companies back.

“I wanted to get my hands dirty and start my own business that contributed to improving agricultural development in West Africa,” Reed-Diawuoh says.

He entered MIT Sloan in 2018, taking entrepreneurship classes and exploring several business ideas before deciding to ethically source produce from farmers and sell directly to consumers. He says MIT Sloan’s Sustainability Business Lab offered particularly valuable lessons for how to structure his business.

In his second year, Reed-Diawuoh was selected for a fellowship at the Legatum Center, which connected him to other entrepreneurs working in emerging markets around the world.

“Legatum was a pivotal milestone for me,” he says. “It provided me with some structure and space to develop this idea. It also gave me an incredible opportunity to take risks and explore different business concepts in a way I couldn’t have done if I was working in industry.”

The business model Reed-Diawuoh settled on for GRIA sources product from agribusiness partners in West Africa that adhere to the strictest environmental and labor standards. Reed-Diawuoh decided to start with cashews because they have many manual processing steps — from shelling to peeling and roasting — that are often done after the cashews are shipped out of West Africa, limiting the growth of local food economies and taking wealth out of communities.

Each of GRIA’s partners, from the companies harvesting cashews to the processing facilities, works directly with farmer cooperatives and small-scale farmers and is certified by Fairtrade International.

“Without proper oversight and regulations, workers oftentimes get exploited, and child labor is a huge problem across the agriculture sector,” Reed-Diawuoh says. “Fairtrade certifications try and take a robust and rigorous approach to auditing all of the businesses and their supply chains, from producers to farmers to processors. They do on-site visits and they audit financial documents. We went through this over the course of a thorough three-month review.”

After importing cashew kernels, GRIA flavors and packages them at a production facility in Boston. Reed-Diawuoh started by selling to small independent retailers in Greater Boston before scaling up GRIA’s online sales. He started ramping up production in the beginning of 2023.

“Every time we sell our product, if people weren’t already familiar with Fairtrade or ethical sourcing, we provide information on our packaging and all of our collateral,” Reed-Diawuoh says. “We want to spread this message about the importance of ethical sourcing and the importance of building up food manufacturing in West Africa in particular, but also in rising economies throughout the world.”

Making ethical sourcing mainstream

GRIA currently imports about a ton of Fairtrade cashews and kernels each quarter, and Reed-Diawuoh hopes to double that number each year for the foreseeable future.

“For each pound, we pay premiums for the kernels, and that supports this ecosystem where producers get compensated fairly for their work on the land, and agribusinesses are able to build more robust and profitable business models, because they have an end market for these Fairtrade-certified products.”

Reed-Diawuoh is currently trying out different packaging and flavors and is in discussions with partners to expand production capacity and move into Ghana. He’s also exploring corporate collaborations and has provided MIT with product over the past two years for conferences and other events.

“We’re experimenting with different growth strategies,” Reed-Diawuoh says. “We’re very much still in startup mode, but really trying to ramp up our sales and production.”

As GRIA scales, Reed-Diawuoh hopes it pushes consumers to start asking more of their favorite food brands.

“It’s absolutely critical that, if we’re sourcing produce in markets like the U.S. from places like West Africa, we’re hyper-focused on doing it in an ethical manner,” Reed-Diawuoh says. “The overall goal of GRIA is to ensure we are adhering to and promoting strict sourcing standards and being rigorous and thoughtful about the way we import product.”

[seair]

India's Thriving Cashew Export Industry: Opportunities and Top Exporters

India has emerged as one of the world’s leading producers and exporters of cashews and cashew-related products, thanks to its favorable climate and skilled workforce. With more than 15% of global cashew exports, India holds the top spot as the world's largest exporter. The cashew export industry in India is a lucrative business venture for entrepreneurs eager to enter the international trade market.

Is the Cashew Export Business Profitable?

Indeed, cashew export from India are highly profitable. However, the profit margin varies depending on several factors. On average, the revenue generated from 1 kg of value-added cashew goods is substantial, making it a promising venture for traders.

According to data, India, the US, and Germany are the top three cashew-importing countries. Cashew nuts are consumed globally, either as sweet or salty snacks or as ingredients in various culinary dishes. The global cashew market size is expected to reach USD 7.82 billion by 2024 and USD 9.20 billion by 2029, with a compound annual growth rate (CAGR) of 3.31% during the forecast period, driven by the rising popularity of healthy food options and increasing health consciousness.

Top 10 Cashew-Producing Countries

India is one of the top cashew producers globally. Here’s a breakdown of the leading cashew-producing countries:

Ivory Coast - 970,000 tonnes

India - 743,000 tonnes

Vietnam - 283,328 tonnes

Indonesia - 170,000 tonnes

Benin - 120,000 tonnes

Burkina Faso - 115,000 tonnes

Guinea-Bissau - 90,000 tonnes

Tanzania - 80,000 tonnes

Mozambique - 70,000 tonnes

Philippines - 65,000 tonnes

India produces over 0.8 million metric tons of cashew nuts annually, with Maharashtra, Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Goa, Orissa, West Bengal, and parts of the Northeast being the major cashew-growing states.

Cashew Export Data from India: 2023-24

India's dominance in the global cashew market is evident from its export statistics. According to cashew export data 2023, India exported 65,808.42 metric tons of cashews, valued at approximately USD 356 million. However, there was a slight decline in export value from USD 290.95 million in 2022 to USD 282.54 million in 2023.

The top export destinations for Indian cashews include the United Arab Emirates, Japan, and the Netherlands. The UAE was the largest buyer, accounting for USD 127 million in 2022-2023, representing 34.9% of total exports. The Netherlands and Japan also featured among the top three importers of Indian cashews, each accounting for 10% of exports.

Top Cashew Nut Exporting Countries

India remains the largest exporter of cashews, with an export value of USD 356.6 million. Other major cashew-exporting countries include:

Netherlands - USD 253.3 million

Germany - USD 213.3 million

Nigeria - USD 152.6 million

Brazil - USD 68.6 million

Ghana - USD 31.0 million

Turkey - USD 24.6 million

Benin - USD 21.8 million

Mozambique - USD 20.4 million

Tanzania - USD 18.6 million

Top Cashew Exporters in India

India boasts some of the largest cashew exporters in the world. Here are the top 10 cashew exporters in India:

Griva Enterprise - Gujarat

Yesraj Enterprises - Maharashtra

Sahyadri Cashew Processors - Karnataka

Virendra Haribhai Pansara - Gujarat

Puduvai Exports - Puducherry

Andalan Shakti Private Limited - Gujarat

Saa Vishnu Bakers Private Limited - Jharkhand

Amirtham Enterprises Private Limited - Tamil Nadu

Nayan Enterprises - Rajasthan

M. Madhavaraya Prabhu - Karnataka

These companies represent the best in India's cashew export industry, ensuring that the country maintains its strong position in the global market.

How to Start a Cashew Export Business from India

To establish a successful cashew export business in India, you need several documents, including export documentation, an export license, a certificate of origin, and an FSSAI food license. Here are the essential steps to get started:

Business Registration: Register your business with the appropriate legal structure and ensure compliance with India’s tax regulations.

Market Research: Conduct thorough market research to understand the nature and qualities of the product. Understanding the market is crucial for success in the cashew export business.

Find Buyers or Distributors: Identifying reliable buyers or distributors is critical. Platforms like Seair Exim Solutions offer valuable insights and data on cashew export trends, helping you connect with potential trading partners.

Conclusion

The cashew export industry in India offers numerous opportunities for traders, farmers, and entrepreneurs. The industry is well-positioned for continued growth with the right approach, focusing on quality, and leveraging government support. Platforms like Seair Exim Solutions provide up-to-date trade data, making it easier to navigate the market and succeed in the global cashew trade.

[visionaryvoices]

Empowering Dreams: A Call for Sponsorship in the Face of Hardship

My name is Oluwabukunmi. I’m nineteen years old, a student from Nigeria, though not currently enrolled in school.

I dropped out of high school/secondary school, but I never stopped learning. This self-directed learning journey has helped me find my purpose and realize the power of self-education.

It might sound surprising, but I’m glad I dropped out of school. Whenever I reflect on it, I wonder if I would have ever found my passion, dreams, and interests if I had stayed in school. While in school, I didn’t know what to do with my life and didn’t have any dreams. All I understood was that we went to school to learn how to read and write.

Leaving school initially made me feel inferior whenever I saw my classmates. My parents, who were struggling financially, couldn’t afford my school fees. People often judged them, thinking they were not serious about my education, but I understood their situation. Things became tough for them after my father, an employee at Nigeria BEDC (Benin Electricity Distribution Company), was laid off when BEDC was privatized. They started a small business with borrowed money, which led them into a cycle of debt.

I turned the library into my school, and from this challenge, I found enlightenment and new opportunities. I discovered my passion for writing, web development, and computer science.

I decided to take the first step by enrolling in a free online course on web development (The Odin Project), which I believe will later support my writing and my studies in computer science (OSSU). I worked for a year as a salesgirl to save money for a small laptop (HP EliteBook 8440p). During that time, I had to pause my studies because all the books I read were in the library.

After getting my laptop last year, I started working on The Odin Project. I had to stop going to the library due to a lack of electricity and began studying at a nearby hotel (which isn’t the best place to study). Due to inflation and rising fuel prices, the hotel reduced its electricity usage, turning it on at 1:00 pm and off at 8:00 am. I couldn’t stay overnight, so I could only study there from 1:00 pm to 8:00 pm.

This limited study time, combined with my parents’ financial struggles, made it difficult for me to progress. They moved to a village due to overwhelming debt, and we could barely afford one meal a day. Studying became increasingly challenging without the necessities to support my course, and my progress slowed significantly.

I considered working again, but if I did, I wouldn’t have time to continue my course due to the lack of electricity in my area. I might end up giving up on my dreams altogether.

After much contemplation, I decided to seek help. Finding a sponsor or receiving donations could significantly support my education and help me achieve my goals.

Writing and posting this took a lot of courage and overcoming self-doubt. Any help or support for my situation would be greatly appreciated.

Thank you for your time and consideration.

Sincerely, Oluwabukunmi

[johnnwankwonoko1]

John Nwankwo Noko: Dedicated Businessman and Philanthropist John Nwankwo Noko is a distinguished businessman and philanthropist with a robust background in both chemical engineering and business administration. A graduate of the University of Benin, where he earned a Bachelor of Science degree in Chemical Engineering, John is currently concluding a Bachelor’s degree in Business Administration from the Keiser University, Pembroke Pines in Florida, USA. Born into a humble farming family in Onueke town , ezza south local government , Eboyin state ,Nigeria. John's roots in agriculture run deep. His early experiences on the family farm instilled in him a profound understanding and appreciation for the agricultural industry. This foundation has been instrumental in his over 13-year journey, where he has not only thrived but excelled, establishing Alspecs Farms as a world-class agricultural business with operations in Kenya, Tanzania, and Nigeria. With nearly a decade in the export business, John has demonstrated a keen expertise in international trade and agricultural economics. His strategic approach to sustainable farming practices, supply chain management, and market expansion has set Alspecs Farms apart as a leader in the industry. John's commitment to community development is unwavering. Passionate about uplifting his hometown, he consistently sponsors charities and spearheads development projects aimed at improving local infrastructure, education, and healthcare. His philanthropic efforts are a testament to his belief in giving back and fostering growth and opportunity within his community. Known for his integrity, innovative thinking, and deep industry knowledge, John Nwankwo Noko is a respected figure in the agricultural sector. His expertise in agribusiness, coupled with his dedication to community service, underscores his role as both a successful entrepreneur and a compassionate leader. John continues to inspire those around him, not just through his business acumen but through his unwavering commitment to making a positive impact on society. His journey from a farming home in Nigeria to a global agricultural entrepreneur serves as a beacon of hard work, resilience, and the transformative power of education and innovation.

[seobash]

Unlocking the Power of Virtual Cards: Noupia Leading the Way in Cameroon and Beyond

In today's digital era, financial transactions have become increasingly convenient and secure, thanks to innovative solutions like virtual cards. These electronic counterparts to physical debit or credit cards have revolutionized online payments, offering users a safer and more versatile means of conducting transactions in an ever-expanding digital marketplace.

What are Virtual Cards?

Virtual cards, also referred to as e-cards or digital cards, are essentially online payment cards that exist solely in electronic form. Unlike traditional plastic cards, virtual cards are generated digitally and can be used for online transactions without the need for a physical presence. Each African virtual card is typically associated with a specific account and can be used to make purchases or payments online, offering a convenient alternative to traditional payment methods.

The Rise of Virtual Cards in Africa

As the global economy increasingly shifts towards digital transactions, the adoption of virtual cards in Africa has been on the rise. This trend is driven by the continent's growing tech-savvy population and the increasing demand for secure and convenient payment solutions. With traditional banking services often facing limitations in accessibility and convenience, virtual cards offer a viable alternative for individuals and businesses alike.

Noupia: Pioneering Virtual Cards in Africa

Noupia emerges as a pioneering platform in Africa, offering virtual cards tailored to the specific needs and preferences of African users. The platform's user-friendly interface and robust security measures make it a trusted choice for individuals and businesses seeking reliable digital payment solutions. By prioritizing accessibility and convenience, Noupia.com is democratizing access to virtual cards across the continent.

Accessibility and Convenience

One of the primary advantages of virtual cards is their accessibility. Unlike traditional banking services that may require extensive paperwork and documentation, virtual cards can be obtained quickly and conveniently through platforms like Noupia. With just a few clicks, users can generate Cameroon virtual card numbers linked to their existing bank accounts or digital wallets, enabling them to make secure online payments without hassle.

Security and Reliability

In addition to accessibility, Noupia prioritizes security and reliability in its African virtual card offerings. With advanced encryption technology and stringent authentication measures, Noupia ensures that every transaction is protected against fraud and unauthorized access. This commitment to security provides users with peace of mind, knowing that their financial information is safeguarded throughout the payment process.

Driving Financial Inclusion

Noupia's presence in countries like Cameroon, Congo Republic (Brazzaville), and Benin Republic underscores its commitment to driving financial inclusion across Africa. By partnering with local banks and payment providers, Noupia is able to offer virtual cards that cater to the unique needs and preferences of African users. Whether users prefer to top up their Cameroon virtual cards using mobile money, bank transfers, or cash, Noupia provides flexible solutions that empower individuals and businesses to participate in the digital economy.

Conclusion In conclusion, virtual cards represent a powerful tool for financial inclusion and empowerment in Africa. With platforms like noupia.com leading the way, accessing and managing virtual cards has never been easier or more secure. By embracing virtual cards, individuals and businesses across Cameroon, Congo Republic (Brazzaville), Benin Republic, and beyond can unlock new opportunities in the digital economy. As Africa continues to embrace the digital revolution, virtual cards are poised to play a central role in driving economic growth and prosperity across the continent.

[african-international-magazine]

Africa's Economic Renaissance

By Ollus Ndomu

In the heart of Africa beats a pulse of resilience and growth, defying global uncertainties to forge a path towards prosperity. As the world grapples with economic challenges, Africa emerges as a beacon of hope, with its vibrant economies poised to lead the way forward.

The Rise of Africa: A Story of Determination

Africa's economic resurgence is not a mere coincidence but a testament to the continent's resilience and determination. Despite facing numerous challenges, from political instability to economic volatility, African nations have consistently pushed forward, driven by a collective vision of progress and prosperity.

In recent years, Africa has witnessed remarkable economic growth, outpacing global averages and attracting attention from investors worldwide. From the bustling streets of Lagos to the sprawling savannahs of Kenya, signs of progress are everywhere, fuelled by strategic investments, policy reforms, and a growing entrepreneurial spirit.

The African Development Bank Group: Leading the Charge

At the forefront of Africa's economic transformation stands the African Development Bank Group (AfDB), a driving force behind the continent's growth agenda. With a mandate to promote sustainable development and economic integration, the AfDB plays a pivotal role in shaping Africa's economic landscape.

Through its various initiatives and programs, the AfDB works tirelessly to support African countries in their quest for development. From infrastructure projects to financial assistance programs, the AfDB provides crucial support to governments and businesses across the continent, catalyzing growth and fostering prosperity.

A Continent of Opportunity: Africa's Economic Outlook

According to the latest report from the African Development Bank Group, Africa's economic outlook is brighter than ever, with eleven African countries projected to be among the world's fastest-growing economies in 2024. This optimistic forecast reflects Africa's resilience in the face of global challenges and highlights the continent's potential for growth and development.

Overall, real gross domestic product (GDP) growth for the continent is expected to average 3.8% and 4.2% in 2024 and 2025, respectively, surpassing projected global averages. This robust growth underscores Africa's position as the world's second-fastest-growing region, trailing only behind Asia.

Africa's Top-Performing Economies

Among the top-performing African economies are Niger, Senegal, Libya, Rwanda, Cote d'Ivoire, Ethiopia, Benin, Djibouti, Tanzania, Togo, and Uganda. These countries are projected to experience strong economic performance, with growth rates exceeding 6% in many cases.

Niger leads the pack with a staggering growth rate of 11.2%, followed closely by Senegal at 8.2% and Libya at 7.9%. These impressive growth figures reflect the resilience and dynamism of Africa's economies, driven by strategic investments, economic diversification, and increased consumption.

Challenges and Opportunities

Despite the promising outlook, Africa's economic journey is not without challenges. Rising geopolitical tensions, regional conflicts, and political instability pose significant risks to the continent's growth trajectory. Additionally, global economic uncertainties and inflationary pressures threaten to disrupt trade and investment flows, further complicating Africa's economic landscape.

To navigate these challenges successfully, African countries must adopt a multi-faceted approach that includes larger pools of financing, policy reforms, and strategic investments. By bolstering resilience and fostering inclusive growth, Africa can overcome obstacles and realize its full economic potential.

The Role of Sustainable Development: Building a Brighter Future

Central to Africa's economic renaissance is a commitment to sustainable development and inclusive growth. By prioritizing environmental sustainability, social equity, and economic prosperity, African nations can build a brighter future for generations to come.

Through initiatives like the African Development Bank Group's Macroeconomic Performance and Outlook (MEO) report, African countries gain valuable insights and recommendations to guide their development efforts. By leveraging these resources and embracing a shared vision of progress, Africa can overcome challenges and build a prosperous future for all.

Conclusion: Africa's Time to Shine

As Africa embarks on its journey towards economic prosperity, the continent stands at a crossroads, with boundless opportunities awaiting. With bold leadership, strategic investments, and a commitment to sustainable development, Africa is poised to realize its full potential and emerge as a global economic powerhouse.

As the African Development Bank Group leads the charge, Africa's destiny lies in its hands. By harnessing the continent's vast resources and talent, African nations can overcome challenges, seize opportunities, and write a new chapter in Africa's storied history. With determination and perseverance, Africa's time to shine has arrived.

[thxnews]

Africa's Leap into Circular Economy Revolution

In the face of climate change, Africa is rewriting its narrative from vulnerability to opportunity. The sidelines of COP28 in Dubai hosted a panel discussion on Advancing Circular Economy for Climate Resilience in Africa. Co-hosted by organizations like the African Development Bank and the United Nations Environment Programme, the event posited Africa as a potential hub for combating climate change through circular economy practices. Circularity offers African countries a chance to reduce reliance on finite resources, diversify economies, and create new employment opportunities. This approach positions the continent to better withstand climate-related challenges. Finland's Role in Promoting Circularity in Africa Finland has emerged as a key advocate for circularity in Africa, contributing to the Africa Circular Economy Facility (ACEF) and pioneering a national circular economy roadmap. Ambassador Tuula Yrjola’s presence at the event underscored Finland's commitment to promoting circular economy models in Africa, emphasizing decoupling economic growth from resource consumption and promoting regional value chains.   Economic and Environmental Benefits of the Circular Economy The circular economy model can significantly reduce greenhouse gas emissions, offering a sustainable and clean energy transition. For Africa, this model represents an $8 billion annual market opportunity. Dr. Anthony Nyong from the African Development Bank highlighted Africa's potential to not only tackle climate change but also become a global solution provider.   Africa's Progress and Challenges in Circular Economy The African Union Commission has developed the Continental Circular Economy Action Plan for Africa, serving as a roadmap for the transition. The ACEF plays a vital role in promoting circularity across the continent, supported by the African Development Bank Group and Regional Member Countries. Chad, along with Benin, Ethiopia, Cameroon, and Uganda, benefits from ACEF's multi-country national circular economy roadmap project. Representatives like Ms. Tchere from Chad’s Ministry of Environment shared their aspirations and challenges in establishing circularity-focused platforms and seeking support for their goals.   Strengthening Partnerships for Circular Economy Transition Dr. Rose Mwebaza of UNEP emphasized the need for stronger partnerships and alliances to mobilize resources for Africa’s transition to circularity. The ACEF’s three-pronged approach focuses on creating an enabling environment, incentivizing initiatives through business incubation, and advocating for mainstreaming circularity through alliances like ACEA.  

Uniting for a Circular and Resilient Africa

The conclusion of the COP28 side event echoed the theme “Unite. Act. Deliver”, calling for collaborative efforts from governments, businesses, and civil society. By embracing circular economy practices, Africa can build climate resilience, foster sustainable development, and secure a prosperous future for its people. This transition to circularity not only addresses immediate climate challenges but also paves the way for a sustainable and thriving African economy.   Sources: THX News & African Development Bank Group. Read the full article

[darlingkeyzblog]

How to Start a Business in Benin: A Comprehensive Guide

Starting a business in Benin can be an exciting journey, filled with opportunities for growth and innovation. As one of the West African countries experiencing economic transformation, Benin is ripe for entrepreneurial endeavors. If you’re considering launching a business in this vibrant nation, this guide will walk you through the essential steps to turn your idea into a reality. 1. Identify…

[crimechannels]

By • Olalekan Fagbade ⊆ Why I appointed my Critics as Commissioners - Governor opens up Edo State Governor, Godwin Obaseki, has stated why he appointed his critics as commissioners saying it is to afford them the opportunity to bring their wealth of experience on board and work from within. He said even though he came under suffocating criticism from cross section of the public, he insisted that it was more reasons why they had to bring them on board. Obaseki stated this when he swore in the four new commissioners at the New Festival Hall in Government House, Benin City, the Edo State capital.   He charged them to serve the people instead of viewing public office as a venture to make money. “There are clearly some things they see from the outside that we are not doing inside and now that they are joining the team, they will help the team inside to see better on what to do to finish well. “We have listened to their qualification and experience as their CVs were read to us and I have no doubt in my mind that all of them who are joining us here today have all that it takes to finish well with us.” The governor continued: “You have taken your oath of office and I hope you will keep copies and always reflect on the oath taken. You have taken an oath to serve our people. You are coming into public service to serve the public and you are not likely to make money. Public office is not a business where people come and make money but an office where people come and serve and give of themselves. “When people ask you, when you have been there, what have you gained or done for yourself? Let them know that you are not there to do for yourself but to do for them. You are in office to provide services for the people so that life will become better for the people. “As an administration, we have accomplished quite a lot and now that you have joined, you will see what we have done. We have not spoken so much on what we have achieved but given your strength, I know you will now help others who don’t understand to appreciate what we have accomplished, what we have done, and why we have done the things we have done. “This government has been a foundation-laying administration to help us rebuild Edo so that Edo can be great again. Our people have been our number one priority as without them development cannot happen. That is why we focused on areas like education, strengthening the public and civil service to be able to provide services for Edo people.” He added, “Today, you have taken an oath to serve and the world is looking at you. You are here to serve Edo people, not Godwin Obaseki. If it was about service to Godwin Obaseki, I don’t think I would have nominated you because some of you have not been too kind to me in terms of what you have written, but it’s about the State and Edo people.” Noting that his government will in the remaining 14-months focus on sustainability, the governor said: “We still have a lot to do even though we have only about 14 months left. “The priority for us is to make sure that we build sustainability into what we are doing because the question on the lips of most Edo people is, Governor Obaseki, when you complete what you are doing, are we sure the next administration will be able to sustain what you have started?” Responding on behalf of other commissioners, Osilama Okuofo, commended the governor for finding them fit for the position, noting, “We are proud to be part of the team and are ready to contribute our quota no matter how small to ensure that the team finishes well and Edo becomes great again.”

[allthingsipafrica]

Navigating the OAPI Trademark Registration Process in Nigeria

Trademarks play a crucial role in protecting the intellectual property of businesses. Registering a trademark provides legal protection and helps create a distinct identity in the market. In Nigeria, the OAPI (Organisation Africaine de la Propriété Intellectuelle) trademark registration process is an important step for businesses looking to secure their brand identity in the country. You can visit AllThingsIP Africa to know more about OAPI trademark registration process.

Understanding the OAPI

The OAPI is an intergovernmental organization that facilitates the registration and protection of intellectual property rights in its member states. It covers 17 countries in Africa, including Nigeria. By registering a trademark with the OAPI, businesses can obtain protection in multiple countries with a single application. This simplifies the process and reduces costs for trademark registration.

Benefits of OAPI Trademark Registration

Registering a trademark with the OAPI offers several benefits for businesses operating in Nigeria:

Protection of brand identity: Registering a trademark with the OAPI ensures that your brand identity, including your company name, logo, and slogan, is legally protected. This means that other businesses cannot use a similar or identical trademark that may confuse consumers and dilute your brand's recognition.

Exclusive rights: By registering your trademark, you gain exclusive rights to use that trademark in connection with your goods or services. This allows you to prevent others from using a similar trademark that may create confusion in the marketplace.

Legal recourse: Registering your trademark with the OAPI provides a legal basis for taking action against any infringement. If another business uses your trademark without permission, you can pursue legal action to stop them and seek damages.

Business expansion: A registered trademark can make it easier for your business to expand into new markets. It provides credibility and recognition, making it more likely for customers to trust and choose your products or services over others.

International protection: OAPI trademark registration provides protection not only in Nigeria but also in 16 other member countries, including Benin, Burkina Faso, Cameroon, Central African Republic, Chad, Congo, Côte d'Ivoire, Equatorial Guinea, Gabon, Guinea, Guinea-Bissau, Mali, Mauritania, Niger, Senegal, and Togo. This offers broader protection for your brand across multiple markets.

Overall, registering a trademark with the OAPI offers businesses operating in Nigeria a range of benefits, including brand protection, exclusive rights, legal recourse, business expansion opportunities, asset value, deterrent to copycats, and international protection. It is a valuable step towards safeguarding your brand and ensuring its long-term success.

The OAPI Trademark Registration Process

The OAPI trademark registration process in Nigeria involves several steps:

Preliminary search: Before filing a trademark application in Nigeria, it is advisable to conduct a preliminary search to ensure that the proposed trademark is not already registered or being used by someone else. This can be done by conducting a search in the OAPI trademark database.

Filing the application: Once the preliminary search is clear, the next step is to file the trademark application with the OAPI. The application should include the applicant's details, a representation of the trademark, and a list of goods or services for which the trademark will be used.

Formal examination: After the application is filed, it undergoes a formal examination by the OAPI to ensure that all the necessary requirements have been met. This includes checking for completeness of the application, proper classification of goods or services, and compliance with any relevant laws or regulations.

Substantive examination: Once the formal examination is complete, the OAPI conducts a substantive examination to assess the distinctiveness and registrability of the trademark. This involves evaluating whether the trademark is capable of distinguishing the goods or services of the applicant from those of other traders.

It is important to note that the OAPI trademark registration process in Nigeria is governed by the Bangui Agreement, which is the international treaty that establishes the OAPI. This means that the registration process and requirements are standardized across all member countries, providing a streamlined and efficient process for trademark applicants.

Conclusion

To get more details about trademark licensing in Africa you may visit this link. The OAPI trademark registration process in Nigeria offers businesses a convenient and cost-effective way to protect their intellectual property rights across multiple countries. By understanding the process and following the necessary steps, businesses can navigate the OAPI registration process successfully and secure their brand identity in the Nigerian market.

[etiennekissborlase]

Already 13 African Countries Utilize Ripple And XRP: Report

Already 13 African Countries Utilize Ripple And XRP: Report https://bitcoinist.com/already-13-african-countries-utilize-ripple-xrp/ The “African Blockchain Report 2022” report by CV VC in collaboration with South Africa’s Standard Bank reveals that Ripple and XRP are already utilized in 13 African countries. In the report, which was released in late April 2023 but has gone unnoticed in the XRP community, an entire page is dedicated to the technology of Ripple. According to the report, the opportunities for digital payment service providers like Ripple in Africa are overwhelming. While the region has already made significant progress in recent years, much of the potential is still untapped, it says. By 2025 alone, electronic payments revenue is expected to grow 20% to $40 billion. However, there are still gaps in the continent’s financial system that leave countless people unbanked and many African businesses. Crypto is also the solution due to the high penetration of cell phones. Yet, less than 10% of total payments in Africa are currently made digitally. According to the report authors, blockchain and crypto-enabled remittances can save an average of 6.3%, and in sub-Saharan Africa, 8.46% in fees compared to traditional methods. Ripple Already Well-Positioned In Africa The report effectively provides a pitch for Ripple and its XRP based On-Demand Liquidity (ODL) solution. It also unveils a map of the countries in which the company is already active: Benin, Burkina Faso, Cote d’Ivoire, Egypt, Ghana, Kenia, Mali, Niger, Nigeria, Senegal, South Africa, Togo and Uganda. The authors write that both financial institutions and individuals will benefit from Ripple’s modernization of the African payments system: Ripple’s payments solution, On-Demand Liquidity, enables organizations to settle global payments in real-time at a fraction of the cost without tying up working capital in destination accounts. By leveraging the digital asset XRP as a bridge currency, funds can be sent and received in local currency on either side of a transaction. Thanks to Ripple’s growing global network, multinational financial institutions can also benefit, according to the report. They can reduce costs by eliminating upfront funding while gaining access to payout rails around the globe. As digital payments innovation and crypto adoption broaden, Ripple is partnering with local financial institutions and fintechs to bring the benefits of better cross-border remittances to the region, including regional payment interoperability and seamless money movement across the continent. A special mention is also made of Ripple’s partnership with MFS Africa, which was announced in the first quarter of 2023. According to the report, the South Africa-based provider is using ODL to create ISO20022-compliant payment services with blockchain-based payment rails. XRP Price Needs To Hold Crucial Support At press time, the XRP price stood at $0.4259. Price needs to hold support at $0.41 to avoid falling back into the November 2022 to mid-March 2023 trading range. On the upside, $0.44 is the most important resistance, while the 200-day EMA at $0.4354 could also provide stronger headwinds. via Bitcoinist.com https://bitcoinist.com May 09, 2023 at 10:20AM