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Smartbanking in Burundi: Revolutionizing Financial Services
In today's fast-paced digital age, traditional banking methods are being transformed by innovative technologies. One such advancement is smartbanking, a term used to describe the integration of digital solutions and mobile applications into traditional banking services. Burundi, a small landlocked country in East Africa, is embracing this wave of technological progress and experiencing the benefits of smartbanking. In this blog post, we will explore the concept of smartbanking in Burundi and how it is revolutionizing the financial services industry.
Smartbanking refers to the use of technology to enhance the efficiency, convenience, and accessibility of banking services. In Burundi, smartbanking has gained significant traction, offering a wide range of digital financial solutions to individuals and businesses. Mobile banking applications are becoming increasingly popular, allowing customers to access their accounts, transfer funds, pay bills, and even apply for loans directly from their smartphones or tablets.
One of the key advantages of smartbanking in Burundi is the convenience it offers. With mobile banking apps, customers no longer need to visit a physical bank branch, stand in long queues, or adhere to strict banking hours. They can perform transactions and manage their finances anytime, anywhere, with just a few taps on their mobile devices. This level of convenience has brought banking services to the fingertips of many Burundians, especially those residing in remote areas with limited access to physical banking infrastructure.
Furthermore, smartbanking has helped promote financial inclusion in Burundi. With traditional banking services often inaccessible to large segments of the population, especially in rural areas, smartbanking has emerged as a viable solution. It allows individuals who were previously unbanked or underbanked to open accounts, save money, and access a range of financial services. This newfound financial inclusion plays a vital role in empowering individuals and fostering economic growth in Burundi.
Smartbanking also contributes to enhancing financial security. Banks in Burundi have implemented robust security measures to protect customer data and prevent fraudulent activities. Mobile banking apps often employ encryption technologies, multi-factor authentication, and secure communication channels to ensure that customer information remains safe and secure.
Moreover, smartbanking in Burundi has opened up opportunities for financial innovation and entrepreneurship. Fintech companies are collaborating with traditional banks to develop and introduce innovative solutions such as mobile payment platforms, digital wallets, and peer-to-peer lending platforms. These technological advancements are revolutionizing the way financial services are delivered and creating a more dynamic and competitive banking landscape in Burundi.
In conclusion, smartbanking is transforming the financial services sector in Burundi by leveraging digital technologies to offer convenient, accessible, and secure banking solutions. With mobile banking applications and other digital platforms, Burundians can now manage their finances effortlessly, regardless of their location. Smartbanking promotes financial inclusion, fosters economic growth, and encourages financial innovation. As Burundi embraces this technological revolution, the future of banking in the country looks promising, paving the way for a more financially empowered population and a thriving economy.
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Born in Africa to develop Africa. Nala the fast growing money transfer platform, is now available in the European countries. Kenyans in Europe can now send money to kenya easily at zero cost. The fintech startup launched Nala in the UK in 2018 then USA last year 2022. With the App you can send money to Kenya, Tanzania, Uganda, Rwanda and Ghana. Nigeria and other countries will follow in a few weeks. With this expansion, the company hopes to gain a sizable market share from the more than 11 million African migrants living in Europe.
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Are You Still Thinking About Digitizing Your Pharmacy Store? A pharmacy store needs to maintain many internal processes like billing, purchase, store maintenance, order details, customer details, and employee details, which can be a tedious task to perform regularly. Regularly maintaining all this paperwork is exhaustive. Apart from this, whenever someone wants to conduct a review or audit, things get even more complicated. That is why the digitization of pharmacy stores is gaining more and more traction every day. However, there is no one-size-fits-all solution here. You needn’t incorporate all these facilities in your pharmacy store for its digitization; you can choose them according to your requirements. If you are thinking to digitize your pharmacy store, please contact EMedStore - Pharma App and website development company, and start a free trial of SaaS ePharmacy. #emedstore #pharmacysoftware #epharmacy #medicinedelivery #medicineordering #onlinepharmacy #saaspharmacy #telemedicine #telehealth #doctorapp #patient #doctor #healthsoftware #healthcaresoftware #healthapp #healthcareapp #healthcare #telehealth #ehealth #emedhealthtech #health #healthcareIT #digitalhealth #digitalhealthcare #Integration #healthintegration #Integration #labapplication #b2bpharmacy #doctorapp #Nigeria #Kenya #SouthAfrica #Sudan #Zambia #UAE #Nepal #SouthAfrica #Ghana #Uganda #SriLanka #Philippines View Source: https://www.emedstore.in/blog/post/how-to-digitize-your-pharmacy-store/219
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Online Shopping In Uganda The Challenges, And Tips On How To Overcome Them
If you have a daily one that has been purchasing for you, you possibly can continue utilizing that one but get a dependable transporter to deliver the items to your house. This method of shopping is being encouraged as a outcome online shopping of it will cut back congestion in markets. Markets are areas of mass focus, which favor transmission of the virus. I went ahead and opened a shopping cart and dropped in costume after gown. Six baggage, five pairs of sneakers, and I don't bear in mind how many tops I picked.
In this place, your central aim is to help develop consumer manufacturers affect and awareness across digital platforms. In a current interview of Collin Babirukamu, the NITA U Director E-government companies, he has mixed feelings on taxing the digital economy now. He believes that whereas it's good for added revenue, there's a lot of integration that have to be accomplished among Government establishments to improve service delivery and finally compliance. Passport Applicant is advised to fill the passport application form honestly, completely, right and supply valid & correct data and documentation. The younger vibrant youthful Suezanne Tusiime is the founder of the biggest online e-commerce trend store in Uganda. She shared with us the success story of the 2-year-old online portal.
You may even preorder your shopping on EmiratesRED.com and have your items delivered to your seat when you fly out of Dubai. Shop with card or pay by cash in over 17 currencies including AED, USD, GBP and EUR. Shop luxury exclusives, seasonal must‑haves and good travel gadgets from your favourite manufacturers and have your orders delivered straight to your seat in your flight. You can even discover nice gift concepts to shock your loved ones with on their Emirates flight.
Ubuy is the business very reliable always has merchandise that are not readily available in my house nation. Switching between shops will take away products from online shopping your present cart. If you need to pay along with your bank card, you should modify the payment setting by clicking the “More Funding Options†hyperlink earlier than you pay.
Transfer recordsdata at 5Gbps, lightning pace, simultaneously cost up to three gadgets, transmit excessive definition 4k movies to your gadget and supply ethernet connectivity. Also options an SD card reader and helps Mac, Windows 8 and 10 and Linux working methods. Browse the EmiratesRED retailer online and shop for unique objects you will not find on board.
You can discover laptops of various varieties, capacities, and costs. Are you on the lookout for a laptop computer that suits your profession finest and would allow you to to ship better? Nofeka supplies you with one of the best laptops from probably the most reliable manufacturers like Dell, HP, Apple, and extra. However, the larger and more established online shops have websites and might promote on larger platforms like information magazines among others.
Jumia Official Stores offers you finest prices & free transport & free delivery service. In Uganda, Jumia, UgaKart, Kikuubo online and OLX are a variety of the renowned sources taking new twists in online shopping. Before you shop, examine your browser whether its directing to the true shopping portal or app to make sure a secure shopping experience. As a reality, you must choose a well-liked shopping web site as your final gateway to seek for your favourite good and merchandise. Select from our vary of SmileData bundles and gadgets, and revel in our SuperFast internet at an excellent value and pace.
Before I started Paple Rayn I was employed and earned a minimal salary of 300,000ugx. It was quite robust to save however I did elevate seven hundred,000ugx in three months and shipped my first objects from sales within the UK and the U.S they usually have been all purchased by friends, I shipped larger portions as time went by from profit accumulation. Number of Kenyans grappling with extreme food insecurity stands at four.35m...
The examine recommends that Information Technology Infrastructural development ought to be given eager attention since it the major key in web shopping adoption. An integrated advertising communication technique is also beneficial for these online shops to trigger awareness, make customers learn about online shopping, respect and have the flexibility to function it. Ubuy is amongst online shopping the best online shopping stores in Uganda. We provide a large number of international products throughout the globe. Our portal is extremely customer pleasant and the companies are immediate and satisfying. We deal with top quality merchandise that meet our excessive requirements coupled with extraordinary service to make sure customer delight.
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The Use of Artificial Intelligence in Android Development
Innovative technology has affected all aspects of people's lives over the years, and mobile apps development companies are no exception. Developers come up with innovative concepts when combining engineering into applications. In this sense, artificial intelligence is one of the most commonly used innovations. In terms of AI, the Android platform was particularly progressive. By announcing the Android Platform, developers can build the most unusual experiences with AI, ML, AR. Also, Google has developed tools for Google AI that confirm its aim of developing AI as the prime technology condition for Android applications.
This probably occurred when every Android app developer will experience rising demand for AI-powered applications. Businesses of all sizes are made to spend further investment on this innovation to present their consumers with unique experiences. For Android apps, when using AI, it is possible to integrate different forms into it. Let's see the many AI technologies used to revolutionize Android apps for businesses.
Chatbots
Chatbots is one of Android's most innovative AI ideas. Such intelligent digital aids can experience and communicate intelligently with the human language. You can even collect data and support customers seamlessly 24 hours a day. Yes, they should suit human-supported experiences in such a way that organizations can even find them a replacement for future people. Chatbot development or integration is growing energy and most companies tend to hire Android application developers to take up this trend. The most generally used chatbots are banking, education, and e-commerce.
Speech recognition
Special recognition of Android apps is another AI feature that is rapidly growing commonplace. This software, as its name implies, decodes the speech of people into a language that a machine simply understands. Because voice is the keystone of mobile searches, businesses must introduce this in their apps. Speech recognition can support different activities, such as product/service search, voice business, instruction for smart devices like home automation and self-driving cars, account registration, form fill out the information, and more. Speech recognition can support.
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AI and IoT are transforming mobile app development
Face detection
As safety is key attention for app users, companies rely on face detection as a security measure. Face detection related to the AI-facing method which identifies the face of the user as a digital image. Active face identification is used essentially for the identification of people and things and the tracking of movement. Android uses this software concurrently with the camera to recognize faces in different images. For the detection of the user faces in its photos, Facebook uses the face recognition feature in its algorithm.
Personalization
The secret to success is a personal experience, which enables companies to achieve customer loyalty. Based on user choice and expectations, aI collects user data and gives true predictive analytics, which allows the systems to implement the application users with advice on their own. It can improve customer experience and improve the user recognition rate. It is also a smart move if you need to step outside of rivals and connect it with your project.
Text recognition
Text recognition is another AI feature that performs it big in the Android app. In general, it consists of two processes: text identification and recognition of the recognized text in media files such as images and video formats. To recognize the message, AI does the job of dividing it into various segments. Developers can either exploit or present an additional feature in the mobile app for developing a standalone application. For word-based Android game apps, text recognition is essentially used to support tasks relating to word selection.
Landmark detection
The mark detection function uses AI technology to detect landmarks in an image, as its name implies. With this feature, all the landmarks in the picture, be it a presentation or a business logo, can be scanned. The identification of landmarks is typically a basic component of complex research procedures. For example, Facial Landmark Detection works as an enhanced security mechanism for secure payments and transactions through an Android app.
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Impact of AI and its Implementation in Mobile App Development
Image labeling
Photo labeling is another big AI feature that Android app developers support. Used by AI, marking is utilized to the objects stored in the device. Based on these labels joined by the image labeling feature, the users can easily find the images later. This functionality is great because it increases the interactivity of your software and improves the user experience.
Smart reply
GMAIL users Artificial Intelligences and Machine Language technology to construct meaningful answers based on the content of the mail. This allows the app to present users with a rich and personalized experience. It also speeds up communication because they do not need to be key to the responses anymore, but have access to the relevant ones within the app.
Conclusion
Presently, you're all informed of the different features of AI that your Android app can allow, it's time you use them. These features allow your app to experience the most amazing and perform it stand out in a competitive environment. You offer opportunities you can't afford to miss. Thus, a provider that is an authority on the Android platform and has a stronghold on AI technology is the best way to benefit from mobile app development. You may get in touch with us at mobile Apps Development Company in Nigeria for a free quote to develop a mobile app for your business. And helps Business owners to reach more customers who want to change their business towards app development, Blockchain, and Machine Learning Development software. The Company has a very good working environment. To know more about my company, Visit Fusion Informatics. For more queries please send an mail to get a free quote [email protected].
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Harness the Power of 3 Leading Healthcare Technologies Do you know what’s better than a Single Telemedicine Platform?- A Telemedicine solution integrated with Online Pharmacy and Lab Booking. Our healthcare integrated Software: Telemedicine + Online Pharmacy + Lab Booking Solution As we have done major rebranding and have been focusing on the whole healthcare solutions segment and we provide a unique healthcare ecosystem - a healthcare integrated solution where you can provide your customers with all your healthcare services under one roof. Let us see how it works:- Telemedicine App: A patient can get a consultation with a doctor via the app- Online Pharmacy App: The prescribed medicines get forwarded to the connected pharmacy. A patient can also purchase additional medicines also.- Lab Booking App: If any diagnostic tests are needed to be done, they are referred directly to the connected lab. A patient can also do additional tests. What’s more is that you can offer all these services separately also, however you wish. We not only help you to retain your existing clients, but we enable you to attract new clients also with the - Healthcare Integrated Solution. #telemedicine #telehealth #doctorapp #patient #doctor#healthsoftware #healthcaresoftware #healthapp #healthcareapp #healthcare #telehealth #ehealth #emedhealthtech #emedstore #health #healthcareIT #digitalhealth #digitalhealthcare #Integration #healthintegration #epharmacy #medicinedelivery #medicineordering #onlinepharmacy #Integration #labapplication #b2bpharmacy #doctorapp #Nigeria #Kenya #SouthAfrica #Sudan #Zambia #UAE #Nepal #SouthAfrica #Ghana #Uganda #SriLanka #Philippines
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How Artificial Intelligence Will Shape the Mobile App Development
The connectivity and the app's environment have extraordinary changes significantly in our daily lives. I accepted this changed our way of doing our jobs, online shopping, entertainment, etc., the development of artificial intelligence has a major impact on our communications with our devices and mobile applications. AI now has many faces, including mobile app solutions, with various impacts. AI is currently working at different levels, starting with deep learning, advanced machine learning, and natural language processing. This helps to generate new applications as well as existing ones. It leads to user interaction with such applications.
As far as we are informed, AI self-learning apps are now targeting different areas. Many mobile apps currently have a complex structure and many data. They enable them to engage the audience quickly through interactive and natural learning by the users. AI has now started to take shape in its far-reaching effect on mobile apps development companies. We already know how they can support applications to implement custom attributes.
Let’s have a detailed look at different aspects which explain how AI is changing the mobile app development process.
AI to impact our User Engagement
In the case of making user commitment and business growth, AI has been successful for various applications. A passive algorithm does not work to involve users based on users ' behavior. AI helps users to engage in their various user behavior and response patterns.AI-based applications accumulate a lot of user information and evaluate both user data and user behavior. User statistics such as user location, contacts, purchase trends, etc. will essentially provide users with a great deal of useful insight. It teaches us about AI's everyday actions so that applications can better accept the user. The introduction of AI in customer products is also fast.
Smart Home Gadgets and Applications of AI
The Internet of Things (IoT) and smart home apps push mobile apps more to penetrate our different ways of life. Our monitor is now immediately packed with AI-powered applications thanks to smart home appliances. For example, a clever AI alarm clock learns about our sleep patterns and attempts that we will understand from the bed. The AI level has been implemented in the linked mobile application. Therefore, intelligent gadgets in the mobile app provide another AI push.
Another reason for this particular convergence is the recent development of AI-based intelligent systems in different mobile companies. Apple Siri, Amazon Alexa, Google Assistant, and Microsoft Cortana are the most recent examples of these. The integrated Google Assistant to a music app will learn from our listening pattern and propose tracks accordingly. Over time, Siri has learned to articulate our voice, to translate it into text.
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Impact of AI and its Implementation in Mobile App Development
Rising demand for Personalized User Experience
The demand for personal experience is our main operator for AI technology. According to us. We should demand more personal experience, all of them thanks to AI. We enjoy talking about what we want as a coffee shop app that positions our order. In the same way, different food technologies have advanced and have offered us customized menu ideas based on our target. Customized user experience promotes participation and AI plays an important role in mobile app solutions.
Let’s have an idea of different ways where such personalization with user experience is ensured in our daily lives.
1. The most generally established personalization is Voice Recognition. For some time, our voices are heard by the software. When our voice is recorded through the app, the apps respond to our voice commands.
2. Another aspect of personalization is machine learning. Now the apps learn about our user properties and over some time there are various situations.
3 Advanced app algorithms help us decrypt our purposes by analyzing our demographics, inputs, and behavior.
AI has shown its potential by being extremely popular in major companies such as Amazon and eBay. The expanding demands of the business customer contribute to the multi-dimensional and various facets of personalization. It increases our dedication and fulfills our features.
Know More - How AI will revolutionize the mobile app development
Ai simulates human intelligence essentially by gathering and interpreting our data to provide better value and user experience in conjunction with fast, automatic business processes. That is why AI is actively being taken into account by companies. There is a high demand for versatility and flexibility to address specific concerns that make AI-based applications more and more profitable.
The popularity and fast growth of AI in various business and real-life applications are currently becoming a major phenomenon. Many companies in their respective applications use the AI to take advantage of their competitors. Therefore, AI is the best potential way of achieving better energy and interaction. AI continues to gain ground in mobile app development and we can surely expect future AI platforms to work together and combine our mobile interactions. The way we communicate with our intelligent devices will be revolutionized by artificial intelligence.
Conclusion:
It enhances our user experience and helps to define our preferences to produce relevant results. AI helps us to describe our interests from our previous decisions. It also allows us to make our experience more personalized. AI will improve our daily interaction with mobile applications. It will keep introducing mobile apps and make them better for us in many ways. You may get in touch with us at mobile App Development Company in Uganda for a free quote to develop a mobile app for your business. And helps Business owners to reach more customers who want to change their business towards app development, Blockchain, and Machine Learning Development software. The Company has a very good working environment. To know more about my company, Visit Fusion Informatics. For more queries please send a mail to get a free quote [email protected].
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Flutterwave: A Runaway Payments Solutions Success Story - Connecting Africa to the Global Economy
Before 2016, African businesses faced hard times to accept payments from visitors, and international tech heavyweights like Amazon, Google, Facebook, etc had difficulties to accept local payments from African customers. This has changed since Flutterwave entered the scene. It was founded in 2016 by a team of ex-bankers, entrepreneurs and engineers in response to this gap in the payments industry in Africa.
As a payment technology company, the main focus of Flutterwave is on helping banks and businesses provide seamless and secure payment experiences for their customers. The headquarters is in San Francisco (to leverage on Silicon Valley ) with offices in Lagos, Nairobi, Accra, and Johannesburg.
Achievements
According to the company’s website, Flutterwave currently has more than 50 bank partners, with over $2.6b payments processed in more than 100m transactions. More than 1200 developers build on Flutterwave. This is remarkable by all standards, especially for an African company.
One of the co-founders, 28-year-old Nigerian entrepreneur, Iyinoluwa Aboyeji, who also co-founded Andela, served as the pioneer CEO. He was reported by CNN, as saying that he “wants Silicon Valley to fund a future where Africa is included”, and people and businesses connect with the global economy. As at the time Aboyeji stepped down as CEO last year, and handed over to his co-founder, Olugbenga Agboola, Flutterwave has completed its Series A Extension round of financing, and this has taken its total raised funding from inception to date to more than US$20 million. This shows investors’ confidence in the performance of the company.
In their 2018 review, Flutterwave announced that they saw a 550% growth in the customer base of Flutterwave for Business (Rave), which is now 26,000 strong. This was made possible by partnerships with existing customers, retaining their key partnerships within the financial industry, enterprise customers like Uber, Arik Air, Booking.com and Flywire, and as they welcomed new customers like DusuPay (Uganda), BroadPay (Zambia) and PennySmart (Ghana). The revamped Barter (Flutterwave for Customers) now boasts of over 30,000 customers.
Their terrific run of achievements in 2018 culminated in the Best Payments Company award at the Ghana eCommerce Awards ceremony.
Payment Solutions
What makes Flutterwave thick? With its payment technology solution, consumers can pay for things in their local currency, while the company takes care of integrating banks and payment-service providers into its platform and this relieves businesses of the expense and burden.
The company’s award-winning payments infrastructure which is accessible via USSD, Mobile, Point of Sale and Web channels enables banks, payments companies, and businesses to do much more. The numbers from the 2018 review by the company attest to the massive adoption of these infrastructures by merchants and customers. There is no sign that the upward growth experienced by the company will abet anytime soon.
The payment solutions are listed below.
● Rave (Flutterwave for Business) – an easy way to accept any payment method from customers and make payments, around the world online or in-store. With many positive testimonies from notable local businesses in Nigeria and beyond, signing up for rave opens up businesses to more opportunities by letting them accept a range of payment methods (card, bank account, and mobile wallet payments) from customers around the world, in person in physical stores or through app/website or on social media.
● Moneywave – used to make payments to anyone around the world. It is a payment system that allows users to securely charge cards and pays accounts. It is basically an API suite that allows connection of disparate payment sources, an omnichannel platform for payments across Africa.
● Barter (Flutterwave for Consumers) – used to issue and manage virtual and physical cards for retail, loyalty and expense management.
Partnerships
To accelerate its activities in its area of focus, Flutterwave has gone into various partnerships. The following partnerships are meant to address the listed issues:
1. Flywire + Flutterwave – this solution integration aims to streamline payment transactions for Nigerian students, patients, and businesses to facilitate payment of foreign school fees and medical bills in Naira.
2. Shopify + Flutterwave – this integration makes selling online easier. It helps African businesses scale globally by integrating Rave into their Shopify store.
3. Alipay + Flutterwave - this gives all Flutterwave merchants access to over 1 billion Alipay users, capturing payments activity around the estimated $200 billion in China-Africa trade. Alipay is now an additional option, to card, Barter, Mobile Money and other payment channels on the Rave checkout modal.
4. PayAttitude + Flutterwave – this only requires a customer’s phone number for a successful payment to occur, though the customer needs to be PayAttitude customer or get it first to be able to use this payment method.
5. Flutterwave + Afropolitan Group – this partnership is aimed at bridging the gap between Africa & the diaspora through entertainment & ticketing.
Developers
Flutterwave touts herself as the Google of all things Payment, with a leading community of engineers who develop the next standard of payment technology in the industry. They provide everything needed to build reliable and secure payment experiences. They make their libraries, plugins, and SDKs available so others can easily integrate and start collecting payments in minutes.
Closing Thoughts
Before this research, I knew very little about Flutterwave. In comparison to others in their space, they are heavyweights in their rights. I’m amazed at their dedication to building payments infrastructure to connect Africa to the global economy, and all that they have achieved in just a few short years. They are truly making it easier for Africans to build global businesses that can make and accept payment, anywhere from across Africa to the global economy. They have converted me and my business into customers for all their products. I am now following the relevant social media handles including that of the past and current CEOs. But more importantly, I am now their unofficial evangelist. You will be sure I will convert many into the Flutterwave way. Who knows, you the reader might just be one of them.
Image credits: Flutterwave Inc
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Flutterwave – The Digital Payment Infrastructure Of The Future
Flutterwave is an online payment solutions company that provides the gateway individuals and businesses use to accept and make payments in over 30 African countries via credit cards like; MasterCard, Visa, Verve and alternative payment methods like mobile money and e-wallets.
The company was co-founded in 2016 by Iyinoluwa Aboyeji (popularly known as E) and Olugbenga Agboola and it’s headquarters is in San Francisco Bay Area, West Coast Western US.
At the moment, flutterwave has two major products in the market; RAVE and BARTER
RAVE is a safe and easy to use service provided by flutterwave for business owners to accept and make payments (in any currency) through a simple payment link or integrated payment payout system using mobile money, credit cards, bank transfers, USSD or ACH
BARTER is a digital payment solution that allows users create virtual debit cards and get access to some financial management tools (also available on their app). Some of the things barter can be used for include;
Management of payments and subscriptions for services like Netflix, Apple Music, Web Hosting, etc
Sending money to and receiving money from friends
Getting detailed reports to show spending pattern
Barter’s standard plan is free for everyone but anyone who wants to enjoy added benefits can upgrade to Barter Premium.
WHY SHOULD YOU USE FLUTTERWAVE ?
Their rave platform enables users to carry out multiple currency transactions on the Barter app so you can pay for international services like; Facebook, Amazon, Apple Music, Spotify, etc.
It costs absolutely nothing for SMEs and startups to integrate on their platform.
They have a global presence with offices in San Francisco, Kenya, Uganda, Nigeria and they are currently working on expanding to Asia.
It’s important to note that in the past, people have complained about;
Network-based transaction failures
Glitchy app that requires new update to fix
Reservations about giving our sensitive data (like bvn number) due to fear of privacy breach and theft
With the amount of growth shown in just under 4 years – raising over $20M in 8 funding rounds by various investors and helping brands like Taxify, Hotels.NG, etc to process over $1BN in 10 million plus transactions, it’s safe to declare that Flutterwave is the payment system that’ll take over Africa and the world in a few years.
Aaron Harris, a partner at Y Combinator summed it up nicely in 2016 – “when you look at how payments works in the developing world, you start to realize that it’s a lot more complicated than in the US. There’s a huge number of different payment options and different reasons for poor to use each. By making it way for any merchant, no matter where they are located, to process all of the available payment options, Flutterwave is changing how money money moves on an entire continent. That’s a huge idea, E has an incredible team to attack it”
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The Complete Payment Solution you need to thrive in the Global Economy
Flutterwave is a trusted online payment gateway in Nigeria focused on providing individuals and businesses with seamless, intelligent and secure online payment solutions.
Founded in San Fransisco in 2016 with an office in Lagos, Flutterwave now has an operational presence in Nigeria, Uganda, South Africa, Tanzania, Ghana, and Kenya. In 2018, Flutterwave announced its entry into the United Kingdom and Zambia after obtaining licenses for payment processing and electronic remittances.
Flutterwave boasts of thousands of merchants all over the world with over 100 million transactions worth billions of dollars since inception. Through partnerships with international brands like PayPal, Transferwise, Alipay, Shopify, and VISA, Flutterwave strives to connect its customers with the global economy with ease.
In 2018, Flutterwave got ISO 27001 certification which means Flutterwave has internationally acceptable practices and processes including a robust business continuity plan.
It is worth mentioning that Flutterwave is continuously using technology to shape Africa’s digital economy. In recognition of providing efficient business payment solutions across Africa, Flutterwave received the ‘Best Payments Company’ at the 2018 Ghana eCommerce Award ceremony.
Flutterwave products like Rave, Barter, and Moneywave are modern online payment platforms tailored to drive financial inclusion in the global economy. Whether you are thinking of how to manage your personal finances or looking for the right technology to build and grow your business globally, Flutterwave has a payment solution for you.
Rave by Flutterwave
Rave is unarguably the easiest way for merchants to make and receive payments from anywhere in the world. Rave is used by giant companies like Uber, Booking.com, Flywire, Jumia, Arikair, OjaExpress and several small and medium businesses across Africa. Currently accepting over 150 currencies from over 26,000 merchants, Rave is the ideal merchants' marketplace.
Ravepay offers merchants a fully integrated end-to-end payment gateway with no additional operational cost required and the best technology to achieve zero failed transactions.
Merchants can easily get started on Ravepay with no setup or monthly fees and have control over the acceptance, settlement and transaction analysis process. A reasonable fee is charged per transaction through multiple payment collection channels like;
- In-person through sales mode and the Rave dashboard
- App or Website by installing Rave plugins that allow integration with e-commerce platforms like Alipay, Shopify, Magento, and Woocommerce; SDKs and libraries for customized Apps and websites
- Social media using Rave instant payment links from Instagram or Facebook feeds.
Rave merchants can receive money from customers through:
Credit or Debit cards like Visa, Mastercard, and Verve.
Bank Account Payments from the U.S., Nigeria, and South Africa.
Mobile Wallet Payments on MTN, M-Cash, M-Pesa, and TIGO
How to start and grow your business with Rave
1. Develop a business idea- Identify a need or find a solution to a problem.
2. Conduct a market survey- study your potential customers and how best to serve them, look around for competitors and learn from them.
3. Create a business plan - Set measurable goals and how you intend to achieve them.
4. Raise enough capital
5. Register your business for easy identification
6. Start your business online, in-store or even both.
7. Visit Rave by Flutterwave to create a free Rave account and select a payment feature that meets your needs in less than 5 minutes.
8. Display prices and accept local or global payments in your customer’s preferred currency.
9. Receive payments in your app or website, on social media or in-person through debit or credit cards, bank accounts, and mobile wallets payment in any currency.
10. Manage your funds, expand and pay vendors globally to grow your business.
Already have a business and you want to grow it? Switch to Rave by Flutterwave, accept payment from multiple channels and give your customers the best possible payment experience.
Pros
Cost-effective, all in One Dashboard.
Accept payment from all channels where your business thrives.
Enjoy well managed 24/7 customer support from Flutterwave for even bigger solutions.
Cons
Rave account verification after creating an account might take time so the earlier the better you create a Rave account while deciding to start your business.
Barter
Need a better (financial) half? Get Barter App. Barter by Flutterwave is a payment platform that allows you to manage your personal finances better.
Whether you are sending money to friends, buying airtime, paying utility bills, internet subscription or saving for your next big project, use Barter.
With Barter, you can add your personal bank account to your app dashboard and monitor your funds in your local currency.
Sign up for Barter on the website or download the GetBarter App to join over 30,000 people already using Barter to make their lives better.
Pros
Easy and efficient way to monitor your spendings.
Allows funding through card or bank accounts and bank transfers.
Access to easily repayable short-term loans.
Cons
Allows local currency transactions only.
- Editing of profile and other personal details used in signing up may take time so be careful when signing up.
Moneywave
Moneywave is an omnichannel payment solution that allows you to build customizable money transfer platforms, online banking, mobile banking, and Artificial Intelligent solutions.
Similar to Rave, Moneywave allows you to send money from
- VISA to bank accounts on Mobile
- Bank accounts to VISA on Mobile
- Verve to Discover on ATM
- Discover to Verve on Chat boxes
- Mastercard to Mastercard on Web
- AMEX to AMEX on different bank channels
Sign up for Moneywave to get started.
Flutterwave Developers
Flutterwave is currently home to thousands of developers who have over the years built APIs with easy to use plugins, SDKs, and libraries for the integration of customized payment solutions. Interestingly Flutterwave developer community also offers other developers a playground with the aim of continuously improving the standard of payment technology in the Fintech industry.
The future is all bright for Flutterwave as Olugbenga GB Agboola, the CEO at the beginning of the year reinstated their commitment as a customer-focused brand striving to give their customers the best possible checkout experiences at all times.
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Gamify is a company that has used gamification to widen its client’s appeal and to highlight their marketing campaigns. The one time McDonald’s Monopoly game was updated to an annual game because of its wide popularity. KFC jumped on this bandwagon. “KFC Japan partnered with Gamify in order to create a marketing campaign that not only informed customers but also incentivized them to try the new line of product through discounted voucher rewards” (Gamify. 2022.) Using media convergence, KFC added to their TV ads, Facebook, Twitter, Instagram, and other online venues, and incorporated games into the picture. The game created through Gamify for KFC Japan was eventually sold because the large response caused shortages in supplies in the KFC stores.
Duolingo is an award-winning app that helps with learning a new language. Learners can earn badges or even compete against others to advance their knowledge, this exemplifies gamification. I think that Duolingo is also a representation of media convergence because there are videos on TikTok and podcasts featuring stories by native language speakers.
On a personal level, this assignment made me think of creating a gamification process for donors for an orphanage in Uganda that I support. I would like to develop a fun game for people making donations. If someone donates to help for a child’s education, they will get a response message from that child saying, “Thank You” and the donor earns an educational badge. If a person gifted for food provision, then I would have them earning a crop badge and get a picture of orphaned children enjoying a meal.
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The Importance and Role of Artificial Intelligence in App Development
Due to the request for access to information on the motility, the mobile app has grown popular. Most mobile app Development Company knows this need. They build mobile applications designed to meet the requirements of users and explain them. The truth is; these applications have modified lives in the health, banking and food sectors.
There are no division externally helpful mobile apps designed to meet the requirements of this sector. Today, mobile apps are presently an integral part of human life. As a result, application developers are viewing techniques to offer something new in their applications. The truth is; there is intense opposition among application developers to excel. Therefore, you necessity combine artificial intelligence into your application to hold out. With this, application users can have an outstanding personalized action with many more.
Artificial intelligence applications can explain data and provide information that knows the main ways of application users. These applications have the mental ability to create meaningful results without human help. They can adapt to produce uniform results even when exposed to a new set of data. This is disturbing because it allows you to stay ahead of your competitors. Most mobile app Development Company know this, so they use AI to produce transparent applications.
What is artificial intelligence (AI)?
This technology adjusts on the development of intelligent machines that can explain human tasks. He intends these smart machines to work and respond to tasks like humans. Thus, AI helps these machines to simulate human intelligence.
Artificial intelligence is a great change. This technology is simple in its problem-solving capabilities. It has wide use in the domains of speech recognition, banking, and education. The truth is; Applications built into the AI will increase application performance and success rate.
Today, most mobile app Development Company view AI as an integral member of application development. These developers program applications that promote learning, thought, and planning characteristics. Other features of these applications are knowledge, perception, and the ability to manipulate data. Thus, it creates a seamless experience for application users, which channels to improved satisfaction.
See More - How Artificial Intelligence is affecting Mobile Application Development
Importance of AI in mobile app development
The use of AI in mobile application development has approved applications to imitate human intelligence. These applications have completed tasks that replicate human intelligence in machines. Here are some important features of integrating artificial intelligence into application development.
1. AI enhances accuracy and perfection in mobile apps
The integration of artificial intelligence into mobile apps improves the accuracy and completion of mobile applications. The truth is; you cannot allow designing applications that are full of errors and low accuracy. The mobile apps industry grows on accuracy and perfection without the risk of error. Thus, most application development companies need to integrate AI into their applications. The truth is; Artificial intelligence is best adapted and produced for the accuracy and perfection required in applications.
2. AI enhances the completion of monotonous tasks in efficient and effective ways
It is disturbing if you use mobile apps that make tasks over a long period. This speaks of a lack of creativity and ability following in a waste of time. Combining AI into the app development process command help save time. This practice will begin the achievement of specific tasks in your mobile apps with ease. With this, most app development companies will save time given on building apps. AI will complete tasks in innovative ways while solving real-time problems in your app. Thus, it completes uniform tasks on time efficiently and effectively.
3. Enhances customer satisfaction
The integration of artificial intelligence development of mobile applications will increase customer satisfaction. The truth is; Artificial intelligence will use approved human behaviors from application visits to attack users of applications. The truth is; with AI, you are sure to obtain specific recommendations and suggestions. With built-in AI applications, application users do not need to search for information. AI can help them find objects without users seeing for them. The truth is; AI will look for information and present it to users of the application. Thus, it increases customer satisfaction. That's why most application development companies use AI in application development.
4. Enhances your daily operations
Artificial intelligence has observed its way into nearly every sphere of life. This different technology, once combined with applications, can enhance our daily lives. In the areas of travel and tourism, Ai integrated applications can quickly identify areas to visit. In education, these apps can improve the learning experience. The truth is; the integrated AI application will improve your day-to-day operations. For example, you do not need to access all the letters of a word, the AI can predict for you. Moreover, such applications can help design and improve your spellings. Apps built into AI can identify your face and notify you when your photos are posted online. In the medical field, these applications can assist in the treatment and diagnosis of diseases.
5. Enhances personalization
Mobile application combination with AI increases customization. With this technology, applications can simply understand human behaviors. Thus, AI applications can present you with the required information about the choices of the users of the application. AI applications increase the predictive response, which in turn improves personalization. As a result, it performs the decision-making method easy to meet the needs of the target audience.
See More - Top Artificial intelligence app development trends in 2019
Conclusion
The importance of artificial intelligence in the development of applications is undeniably huge. It gives mobile applications with exceptional features for an enhanced and personalized experience. The truth is; you'll stay well beyond and ahead of your competitors with the applications built into the AI. With these applications, you can command the user's engagement of the application utilizing custom content. You may get in touch with us at Best Mobile Apps Development Companies in South Africa for a free quote to develop a mobile app for your business. And helps Business owners to reach more customers who want to change their business towards app development, The Company has a very good working environment. To know more about my company, Visit Fusion Informatics. For more queries please send a mail to get a free quote [email protected].
For more details visit:
Mobile Apps Development Company in Ethiopia
Apps Development Companies in Uganda
Best Mobile App Development Companies in Tanzania
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Numida Uganda Jobs 2022 – No Experience Graduate Intern(Data Analyst)
Numida Uganda Jobs 2022 – No Experience Graduate Intern (Data Analyst)
August 25, 2022 Job Title: Graduate Intern (Data Analyst) – Numida Uganda Jobs 2022 Organization: Numida Uganda Job Location: Kampala, Uganda Numida Uganda Profile: Numida uses proprietary credit models and tech-enabled underwriting workflows to provide working capital loans to African micro businesses. Business owners download our app, apply for a loan in minutes from their place of business, and are approved within a day. Currently, there’s $200 billion in unmet credit demand by micro businesses across the continent. Since Jan. 2021, Numida has disbursed more than $12,000,000 in unsecured credit to more than 21,000 micro and small businesses enabling business owners to increase their incomes, create jobs, and grow the Ugandan economy. We are Uganda’s first YC-backed startup and are also backed by MFS Africa, Pioneer Fund, Launch Africa, Soma Capital and more Our Vision: Traditionally overlooked and underserved micro and small businesses (MSBs) in emerging markets deserve to have great tech built to serve their needs. Numida is the first and largest mobile platform in East Africa focused on offering convenient, accessible, and appropriate financial services specifically to MSBs. With the wealth of data collected through our platform, we are well positioned to connect business owners to the financial and non-financial services they need in order to grow their business, whether it be credit, savings, insurance, payments, logistics, customer acquisition, or financial & HR management. Due to our deep knowledge of our customers, Numida is becoming renowned for building technology that MSBs love. Within 10 years, we anticipate enabling at least 1 million small business owners on the continent to achieve their dreams. Job Summary: We are looking for a self-driven, eager-to-learn graduate intern on our data team. The data team is responsible for supporting decision-making by providing insights and advanced analytics across teams within Numida. When you join us, you’ll have considerable responsibility, and receive training and career development prospects to help you grow and excel in your role and as an individual. Roles and Responsibilities: - Collect, organize, clean, interpret and produce reports across a range of data sets. - Understand the company’s overall concept, including the brand, clients, product goals, and all aspects of service. - Document our systems and processes to make a knowledge base that will aid self-service analytics for the entire team. - Work with multiple departments to prioritize their data needs and provide accurate reports to enable prompt decision-making for our operations. - Support team by answering urgent, ad hoc data questions as they arise - Locate, define and communicate new process improvement opportunities - Quality assurance of existing queries, dashboards, and other visualizations to ensure accurate data is shared with the rest of the team. Minimum Qualifications for Numida Uganda Jobs 2022: You should join us if : - You are interested in building a career in data analysis - You have little to no experience in data analysis - You have the hunger to grow and the ability to learn quickly - Confidence, supported by a proactive approach to work - The ability to analyze complex issues - Astute judgment and strong communication skills - A talent for building relationships - General programming knowledge is required. WHY NUMIDA IS FIT FOR YOU: - At Numida, we believe our values make a difference - We are committed to active inclusion and diversity - We are transparent - We succeed when our customers succeed - We do not only get things done but also in the right way. - We value, support, and help each other grow. - And we have fun! How To Apply for Numida Uganda Jobs 2022 All interested and suitably qualified candidates should submit their applications through the link below. Click here to apply Deadline: 28th August 2022 For similar Jobs in Uganda today and great Uganda jobs, please remember to subscribe using the form below: NOTE: No employer should ask you for money in return for advancement in the recruitment process or for being offered a position. Please contact Fresher Jobs Uganda if it ever happens with any of the jobs that we advertise. Read the full article
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SafeBoda takes customers on tour of their academy
SafeBoda takes customers on tour of their academy
By Our Reporter In a bid to enlighten customers about the activities that go on to ensure quality service, Uganda’s Super app, SafeBoda welcomed a cohort of 50 customers for a tour of the company’s offices in Kyebando – the SafeBoda Academy. The monthly tour, dubbed ‘An hour at the SafeBoda Academy’ is geared towards keeping customers in the know of the latest developments from SafeBoda and…
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Best Tech Startups Companies In Nigeria 2022
2021 was a crucial year for venture capitalists and African technology entrepreneurs. Reopening companies and returning to regular life was a sign that people continued to practice routines that they developed during lockdowns. In the wake of this change in the preferences of customers, Africa had one of the most technologically advanced industries.
As African technology continues to grow and grow, it's not a surprise. The market is primed for a technology boom as the percentage of Africa's youth populace is growing.
The list of technological firms in Nigeria fast-growing firms to be on the lookout for in 2022 was generated from the last round of investment rounds.
Releaf
Releaf Agritech, an agritech business was founded on the 17th of January 2017 by Ikenna Nzewi along with Uzoma Ayogu, has set out to industrialize oil palm processing in Africa and boost production. The Kraken machine, which was developed by a agritech business with a mission developed to speed up palmnut processing and decrease the amount of waste. Releaf also supports environmentally-friendly farming practices.
Safeboda
The two-wheel ride-hailing system of this Ugandan company was established in 2018 , before launching an app that is nifty in the year 2019. Uganda and Nigeria have now served more than 1 million users in transportation, parcel delivery grocery and food delivery and payments, savings in addition to other financial service. There are 25,000 drivers working for the organization and have delivered more than 40 million packages to and around the US in addition to the UK.
Kippa
Kennedy Ekezie, Duke Ekezie, and Jephthah Uche have returned to the drawing boards after their previous venture failed to uncover a business-worthy challenge in Nigeria. After that, the group took on a tour of the market to better understand the difficulties faced by Nigeria's microbusiness owners. They discovered a severe issue that they were able to fix following their research journey -- bookkeeping. The issue was fixed in February 2021 when they announced the introduction of Kippa an easy-to-use financial management app for small-business owners. After just a few short months of expansion, Kippa attracted thousands of users and also raised $3.2 million of pre-seed capital in 2021. The question of how much more it can grow in 2022 is logical.
TymeBank
Using a hybrid approach of digital banking and physical service centres, this technology-driven startup in Nigeria is speeding up the process of financial inclusion. Pick n Pay and Boxer locations around the country have kiosks at which customers can sign up for services (more than 80percent).
Twiga foods
Utilizing technology to establish food supply chains as well as retail distribution networks across Africa, Twiga Foods has been doing so since the year 2014. This tech-based startup in Nigeria has a mobile, cashless, B2B-based platform that connects farmers and sellers. But, it's been difficult to keep the purity of the products acquired from Twiga's smallholder farmers.
Wave
The company raised $200m through Series a funding last year, the mobile money service that is based in the United States and Senegal made headlines. The wave became the first unicorn in Francophone Africa with a valuation of $1.7 billion following this funding round.
In 2014, two co-founders formed the company in response to their discontent with the challenges and the high cost of paying money into Africa through North America. This tech-based startup in Nigeria was established in the year 2018 by the co-founders after selling Sendwave to WorldRemit in 2017. The company, which was founded in 2017, claims to be Senegal's leading mobile money player and more than half of Senegal's adult customers.
Chooya
Following the previous tech-related startups in Nigeria that failed, Igwe Uguru founded Chooya which is an e-commerce search engine that has become Africa's own version of TikTok for eCommerce. Allowing customers to recommend and be compensated for their suggestions is one of the distinct characteristics of the Chooya platform.
When Chooya took home the Entrepreneurship World Cup, with the cash prize that was $950,000. market boomed. Since the time, there has been incredible growth, with thousands of companies joining the platform. It was founded by a group of entrepreneurs in Aba, Nigeria, the Aba-based firm plans expanding to more African cities in 2022, beginning with Nigeria.
Edukoya
Former Google Nigeria CEO Honey Ogundeyi started Edukoya in May 2021 after being fired. Edukoya offers a variety of useful features specifically targeted at Nigerian secondary school students. A data-driven, question bank that includes instructions for each step, a personalized performance tracking system, as well as the ability to provide 24/7 exam preparation and homework help are few of the features offered. After a short period of beta testing the 96 percent of students who tried Edukoya scored higher on their exams.
Minly
Creators across around the Middle East and North Africa are able to use Mainly, an Egyptian-based platform, to build personal, authentic relationships with their followers. Mainly has received a seed investment of $3.6 million in the last year.
From artists and musicians to social media celebrities and professional athletes such as Egyptian soccer player Mahmoud Trezeguet (who plays at Premier League club Aston Villa) Mainly has a dedicated fan base of more than 50,000 people since its inception around 2020.
Stitch
Since its $4 million first round of seed funding in Feb 2021 Stitch has secured an additional $2 million in seed funding to speed development, launch its solution and enlarge the size of its Nigerian workforce.
With the help of Stitch's data service app developers can link their apps to customers' bank accounts and share their transaction history and balances confirm their identities and even make payments through their apps. The amount of millions of dollars on fees has been handled by Stitch since its inception together with Chipper Cash, Paystack, Franc, Sanlam, Yoco and Flexclub as some of its frequent customers.
Payday
In order to "create PayPal for Africa," Payday received a Pre-seed capital in the amount of 1 million USD in the month of October 2021. This was the first Rwandan firm accepted in the Techstars Toronto Accelerator Program in the same month.
Favour Ori, a Rwandan fintech, launched its service back in 2021 and it's helping Africans transfer and receive money all over the world. Payday had more than five thousand users within the first three weeks of operation, the majority of whom were referred by relatives and friends. They also processed $1.4 million in transactions.
TalentQL's AltSchool
Many people in Africa are eager to learn digital skills, yet there's not a lot of places to understand these skills. That's why in October of 2021 TalentQL has opened AltSchool. AltSchool is one of the tech startup in Nigeria that will start offering classes in April 2022. It's geared towards people who want to learn the basics of software engineering to prepare to work within the industry.
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A Guide to the Best iOS Development Tools for iOS Developers
If you’re an iOS developer and you’re looking to take your skills to the next level, you need great tools to help you do so quickly and efficiently. Fortunately, this modern age has plenty of tools at your disposal that can make your work easier and more pleasant than ever before. The best iOS development tools include everything from IDEs to compilers, as well as other pieces of hardware and software to streamline every step of the development process from start to finish. Here are some of the best tools available, along with some tips on how best to use them.
Xcode
The first and most important tool of any iOS developer is Xcode, Apple’s integrated development environment (IDE). By writing your code in Xcode, you have access to a host of debugging tools that make it easier than ever before to find bugs. You can also organize your code with folders and subfolders using Xcode’s interface. Finally, by utilizing various libraries written by other developers, you can easily add functionality into your app without needing outside help.
Appcelerator
An open-source mobile development platform that allows developers to quickly create, deploy and manage apps across multiple platforms (including iOS, Android and Windows). It combines coding, testing and debugging with a visual environment in which developers can build native applications. Furthermore, it provides back-end integration with enterprise data sources. Top features include: JavaScript support; device monitoring and real-time code editing; admin control of code access; REST API support. And more.
Perfecto Mobile
Web & Native Testing Automation Tool : While developers are testing their code, they also have a lot of issues during development with mobile devices and platforms. Perfecto is an automated testing platform that eliminates manual testing on physical, virtual, and cloud-based devices. Perfecto is integrated into team development environments through plugins or extensions (Ruby gems), and it’s also available as a standalone web application.
Centercode
This is one of my favorite tools because it lets you do live code sharing and collaboration. One of my best friends is in Uganda right now, and I’m helping him build an app—Centercode makes it easy to share code files, invite other developers on Slack or Google+ so they can see your progress, and keep your whole team up-to-date.
DeviceAnywhere
Real-time Device Monitoring and Remote Support. An iPhone developer's toolbox is simply incomplete without an iPhone monitoring tool. And that’s where DeviceAnywhere steps in. It enables real-time, remote access to your iPhone/iPad devices, making it easier for you as a developer to detect bugs, test features and troubleshoot apps on real devices from your Mac or PC. The best part? You don’t even need a jailbroken device!
Testfairy
It is an application performance monitoring tool. It provides real-time data on mobile applications, allowing developers and QA professionals to perform detailed analysis of end user experience. Some of its features include tracking network traffic, recording and analyzing crashes and memory leaks, running your own performance tests and getting insights from speed test reports generated by Google, Amazon and Apple.
Crittercism
a mobile application performance management platform that enables enterprises and developers to monitor and troubleshoot issues occurring within their applications. The company, founded in 2010, is based in San Francisco, California. Crittercism powers billions of events daily, including issues such as crashes, exceptions, security violations and third-party SDK issues.
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