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#Annuity Services
Bright Fiduciary Financial Advisor
At Bright Wealth Management, we believe that a bright future starts with a solid foundation.
That’s why we take the time to connect with our clients and craft personalized financial plans that will help you build the future you envision.
Website: https://brightwm.com
Google Map: https://www.google.com/maps?cid=13486753487099948787
Add: 6991 E Camelback Rd #D300, Scottsdale, AZ 85251
Tel(833) 777-4296
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Lack of financial literacy is OVER‼️
Email linked on the page feel free to REACH OUT📲
IG - jg_strategic_financial
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georgebanton · 3 days
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Contact our experts for guidance and personalized solutions when seeking Insurance consultation services in Buford GA. Our Denny Insurance USA team assists with business, dental, and family health plans and navigating federal health insurance guidelines. As trusted health insurance agents, we offer access to the best insurance companies in Buford, GA, ensuring you receive comprehensive coverage tailored to your needs. Whether you require dental and vision coverage or financial insurance protection, Denny Insurance USA is here to help. Contact us today for reliable insurance consultation services near you, and let us provide you with peace of mind knowing your insurance needs are in capable hands.
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Fusco Insurance, Retirement $ Wealth Planning Services, Inc.
August 2024 Newsletter Fusco Insurance, Retirement & Wealth Planning Services Inc.August 2024 Newsletter A Message from Fusco Insurance Dear Valued Clients and Friends, As we move through August, we want to remind you that planning for the future is more than just a necessity—it’s an opportunity to secure peace of mind for you and your loved ones. This month, we’re focusing on essential…
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gellymark-blog · 4 months
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Secure Your Future with Expert Retirement Planning Services in Dearborn, MI
Looking for retirement planning services in Dearborn, MI? Hayside Financial offers personalized retirement strategies to help you achieve your financial goals. Our expert advisors will guide you through comprehensive planning to secure your future.
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jerrytalbotta · 1 year
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Pillar Life Insurance has launched a new website that highlights their innovative annuity and life insurance services and more. The new website features an improved user experience as well as updates to the company’s service offering descriptions.
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cnpatenteverything · 2 years
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How much does it cost to file a design patent in China?
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Compared with utility model patents, there is not much difference in official fees for design patents in China.
Filing Fees for Design Patents
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Miscellaneous Fees for Design Patents
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Annuities for Design Patents
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davidsnavely · 2 years
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David Snavely - An Annuities Investment Advisor
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Annuities investment advisor, David Snavely was born and raised in Washington state. He was raised in the Redmond area and born in Seattle. He is the founder of Sound Investment Services of Des Moines, and he formed that company 36 years ago. He is the Safe Money Radio Host for KTTH 770 AM Seattle on Saturday afternoons. His company, Sound Investment Services, is responsible for Puget Sound Annuities.
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How To Get Writing help in 2022
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wonder-worker · 2 months
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why did the wydevilles and richard III hate each other that much during edward iv's reign?
Hi! To get straight to the point – there is no evidence of hostility between the Woodvilles and Richard of Gloucester before 1483. On the contrary, their relationship during Edward IV’s reign seems to have been cordial and mutually cooperative. Elizabeth made Richard steward of some of her estates in 1469, increased his fee in 1473, and seems to have backed him against Clarence over the Warwick inheritance. Both of them clearly benefitted by Clarence’s downfall. Richard supported her sites of patronage, like Queen’s College, and he included her among those to ask prayers for when founding two new colleges at his northern homes, Bernard Castle and Middleham, in 1478 (we shouldn't see this as a mere formality, as his own mother was not included in the list). He also seems to have been on amicable terms with Elizabeth’s family: in 1481 her eldest son and her brother Anthony served under his command in Scotland; he raised Edward Woodville to a banneret; and in late March 1483 (just a few weeks before Edward IV’s death), Anthony had trusted Richard enough to nominate him as an arbiter in one of his disputes. Richard was also close to Katherine Haute, wife of Elizabeth’s cousin James, giving her a generous annuity from his estates. Historians have theorized she was his mistress as she shared the same name as his illegitimate daughter Katherine, but whatever the specifics of their dynamic, it does indicate closeness.  Also, as Rosemary Horrox points out in Richard III: A Study of Service, “the local interests of the duke and the Woodvilles coincided at several points, notably in Wales and East Anglia but also (briefly) in Richmondshire, where the queen’s mother, the dowager duchess of Bedford, held one third of the honour until 1472. Had the two interests been hostile, one would expect some evidence of local friction, but there is none”. Rather, Elizabeth and Richard engaged in independent land transactions with each other – for example, she bought the highly lucrative FitzLewis manors from him.
So while we don't know what they personally felt about each other, we do know that 1) there is no evidence at all of hostility on either side, and 2) the evidence we do have is one of mutual cooperation.
This is important to keep in mind when talking about the events in 1483. Most modern historians (Charles Ross, AJ Pollard, etc) have blamed Edward IV for his son’s deposition by claiming that he failed to reconcile the Woodvilles and Richard during his life, paving the way for tensions to erupt between their so-called factions after his death. Twisted leap of logic aside, this is ridiculously unfair: Edward cannot be blamed for “failing” to remedy tensions which literally did not exist during his life. He was not a prophet; he could not control events from the grave. There is no need to blame him for Richard’s shocking betrayal that we already know contemporaries were not able to foresee. During his life, Edward would have had every reason to believe that his wife and his brother would work together during his son’s minority. And he had good reason to believe this: while conflict between the Woodvilles and Richard did erupt in 1483, it was not inevitable and should not be viewed as such. Rather, in the aftermath of Edward’s death, Elizabeth Woodville seems to have expected to work with Richard. She took the king’s place in listening to his council, and Croyland reports that Richard was sending her deferring letters “[promising] to come and offer submission, fealty, and all that was due from him to his lord and king, Edward V, the first-born son of his brother the dead king and the queen”. Croyland also writes that the new king, Edward V, sent Anthony Woodville and Richard Gray, to “submit the conduct of everything to the will and discretion of his uncle the Duke of Gloucester”. We know that Edward V was planning on having an immediate coronation thanks to a letter he wrote to the burgesses of King’s Lynn, and according to Mancini, who quotes the young king, “as for the government of the kingdom, he had complete confidence in the peers of the realm and the queen [Elizabeth].” Considering what Croyland wrote above, the “peers of the realm” would have surely included his uncle Richard. Indeed, Anthony and Richard Gray trusted Richard enough to walk blindly into a trap; it’s difficult to understand how this was possible or why they weren’t better prepared if they truly disliked Richard (or, for that matter, if they had tried to exclude him from power). It’s possible - imo, very likely - that the Woodvilles would have been the most influential and dominant after Edward V’s coronation; that does seem to have been the view of contemporaries. But since the coronation never took place, and since Elizabeth and her family clearly wanted and expected to work with the council and peers of the realm – including (arguably especially) Richard – it’s not possible to read them as anything other than cooperative.  At the very least, based on what we know right now.
I don’t want this post to get too speculatory, because it’s not like we have video recordings of 1483 to know exactly what went down, but my basic point is that going by the information we have, it was entirely plausible for Richard and “the Queen’s kin” (which is what "the Woodvilles" were actually known as to contemporaries, both administratively and in chronicles) to work together. They had done so during Edward IV’s life, and the impression I get is that Eizabeth at least seems to have expected it to continue after his death. Presumably, Anthony and Richard Gray did as well.
I think there are two reasons most chroniclers and historians are so willing to believe the Woodvilles and Richard were "rivals":
One is hindsight: their explosive conflict in 1483 is retrospectively read backwards and applied to Edward IV’s reign as a whole despite the abundance of evidence (see: Anthony trusting Richard to arbitrate a dispute mere weeks earlier) that proves otherwise.
Historically speaking, however, the idea of a rivalry primarily stems from Ricardian propaganda that sought to vilify Elizabeth Woodville, reviving and doubling down on Warwick's earlier propaganda against her. She was framed as a disruptive queen and transgressive woman with an “ignoble” social-climbing family who dominated the government and "controlled" the king. His propaganda at that time also aimed to cast "the Woodvilles as the aggressors and [Richard] as the victim of circumstance", as Horrox has pointed out. Hence why you have Mancini claiming that Richard and Elizabeth hated each other and that her "jealousy" kept him out of court, or why Thomas More claimed that “the Queene and the Lordes of her bloode whiche highlye maligned the kynges kinred (as women commonly not of malice but of nature hate them whom their husbands love)’. This, as we should know by now, is nonsense. The conflict between Richard and the Woodvilles (most probably) originated in 1483 because of the existence of an unexpected minority and because of his actions against them, not by non-existent simmering tensions during Edward IV's reign.
Hope this helps!
*Thomas Gray Marquis of Dorset's alleged boast that "we are so important that even without the king's uncle we can make and enforce these decisions", as quoted by Mancini, is often taken as proof that the Woodvilles wanted ultimate dominance during Edward V's minority. However, there are ... a great many problems with this interpretation. One, we don't know if Dorset actually said something like this: after all, Croyland never claims any such thing in his own chronicle. Additionally, while it was (and is) popularly assumed that Elizabeth and Dorset wished to exclude Richard because they started the council without him, this makes no sense in context: Anthony Woodville, Richard Gray and the young King himself were also not present at that time. Does it make any sense at all to assume that the council was insulting these three figures (again, including the actual King) by convening before they arrived in London? Then why is it automatically assumed that it was meant to be an insult to Richard? Why are more pragmatic reasons never considered? After all, there was a 20+ day gap between Edward IV's death and Richard's arrival in London - governance of the entire country couldn't exactly be put on pause until then. Long story short, it's possible Mancini could misunderstood Dorset's statement/intent or - more likely - that he was unknowingly reflecting Ricardian propaganda specifically aimed to present Dorset in a bad light (as an aggressor who tried to exclude Richard, with Richard merely claiming his "rightful" place). And either way, even if he did say something along those lines, Dorset was not the senior or most influential member of the family: that was Elizabeth Woodville and his uncle Anthony. So Dorset's words - if he actually said something like that - can hardly be taken as evidence that his entire family felt the same, especially since Anthony & Dorset's own brother Richard Gray clearly went to dine with Richard in peace. Especially since we know Thomas obeyed his mother: he went with her into sanctuary, and he apparently tried to return to England from exile as she asked him to after she made a deal with Richard.
**The Woodvilles and Hastings do seem to have been at odds. This didn't stop them from working together during Edward's reign (we have plenty examples of them cooperating, there is no evidence of a divide between them in Edward IV's charters as there was for the Woodvilles & Nevilles in the 1460s, Hastings praised Elizabeth in 1480 and clearly recognized her superior influence with Edward IV, etc), but - unlike the case with Richard - there is genuine evidence of hostility between them. We don't know if this would have mattered as much if Edward V was an adult, or if he'd already been present at London at the time of Edward IV's death. But either way, we shouldn't exaggerate this or act as though it meant Edward V was doomed. It was very normal for different parties/families to have conflicts during minorities; it had happened to pretty much all minor kings prior to 1483, it had never stopped them from working together before, and it sure as hell had never led to usurpation. Moreover, if the Woodvilles and Richard had been able to work together, animosity between the Woodvilles and Hastings would not have mattered. There are indications that cooperation between them was entirely possible: Horrox has observed that the commissions agreed upon by the first council after Edward's death tried to balance out their interests. Lastly, we ... probably shouldn't overexaggerate Hastings' position after Edward IV's death, imo. He was very important and influential, yes, but he was also not a member of the immediate royal family; it's a pretty massive stretch to automatically assume he would have been as relevant as Elizabeth, the Woodvilles, or Richard during Edward V's minority. This can be supported by evidence: after Edward IV's death, his council gathered around Elizabeth, not Hastings; Richard sent messages promising to arrive and swear fealty to her, not Hastings; the final authority when it came to the young king rested with her, not Hastings. Moreover, once Richard and Buckingham came to power, Croyland explicitly states that Hastings wanted to "serve" them and "earn their favor". In other words, he was not leading the council himself. His reaction to Richard & Buckingham and Elizabeth & the Woodvilles may have been the opposite, but either way, the impression I get of Hastings' position in both scenarios seems to have been exactly the same: he was important and influential, but he was not the one in charge. Of course, this is just my personal interpretation - my main point is simply that while the Woodvilles and Hastings may have had problems, at the very least, there is no reason at all to assume this would have affected Edward V's position as King. His deposition was entirely unexpected, and very much the result of Richard's own unprecedented decisions.
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richmond-rex · 10 months
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Hi, i want to know how does elizabeth of york live after her death? After the queen's death, no one provided them with an annuity.
Hi! I'm assuming your question is about what happened to Elizabeth of York's household after her death.
Following her death, Henry [VII] settled several of Elizabeth’s outstanding obligations. In April 1503, the king paid wages to several of the queen’s attendants: £68 to her ladies and gentlewomen, £47 12s 4d to the servants of her staple, and £3 6s 8d to her dry nurse (perhaps the woman who attended her during her last illness). He also paid some of her debts: £100 to Steven Jenyns for pledged jewels, £30 to James Jentille, and £120 to William Halybrand for pledging out certain plate (Arlene Okerlund).
That seems to be the standard for Henry, he also kept paying for Arthur's debts/expenses well over a year after his son's death. As to what happened to Elizabeth's household servants afterwards is that they simply weren't dismissed from court. Some of them entered into the service of the king, others into the service of Prince Henry (such as Elizabeth's illegitimate brother, Arthur Plantagenet), others entered into the service of Princess Margaret and went with her to Scotland and others remained in the service of Princess Mary (such as Joan Vaux, Lady Guildford, who remained with Mary until her marriage to the king of France, for example).
The only servants that come to my mind that were not easily employed elsewhere were her minstrels, but they kept receiving a reward from the king each year at New Year's.
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gellymark-blog · 4 months
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Navigate Your Retirement Journey with Confidence - Ann Arbor, MI's Premier Retirement Planning Advisor
Empower your retirement dreams with Hayside Financial Services, your trusted retirement planning advisor in Ann Arbor, MI. Our seasoned advisors specialize in crafting personalized retirement strategies tailored to your unique financial aspirations.
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A group of 14 conservative lawmakers in both chambers of Congress last week reintroduced legislation that would make the federal government an at-will employer and abolish the Merit Systems Protection Board, effectively eviscerating federal workers’ civil service protections and chilling whistleblowing.
Rep. Chip Roy, R-Texas, and Sen. Tim Scott, R-S.C., are the lead sponsors of the Public Service Reform Act (H.R. 3115), which would make career federal workers at-will employees and get rid of most of the avenues currently available to appeal adverse personnel decisions. It also would abolish the MSPB and send most appeals directly to federal appellate courts, although it preserves a 14-day window for whistleblowers to allege retaliation before the Office of Special Counsel.
“It is far past time to reinstate accountability to the people for the federal bureaucracy by requiring that like any private sector employee, federal workers can be removed from their positions,” Roy said in a statement. “Notwithstanding the majority of federal workers who faithfully serve, especially our law enforcement personnel, we should not allow a wall of red tape to shield those engaged in noncompliance with the law and brazen political partisanship. Federal employees should keep their jobs based on merit, just like the people they serve.”
The bill also allows for federal workers to appeal adverse personnel actions they believe were discriminatory to the Equal Employment Opportunity Commission, although the legislation requires EEOC to scrap its policies relating to the federal workforce and apply private sector rules to the proceedings.
And it creates a disincentive to federal workers filing appeals of their firings through a provision that says that if a court finds a complaint to be “frivolous” or otherwise “brought in bad faith,” the employee’s defined benefit annuity is automatically reduced by 25%.
“It’s clear that the bureaucracy of the federal government is both a waste of taxpayer dollars and inefficient,” Scott said in a statement. “Red tape and bloated federal agencies constantly slow down progress and hamper American innovation. It’s time to change Washington so it actually works for the American people. The Public Service Reform Act will boost accountability and responsiveness across the federal government by making all executive branch employees at-will.”
Roy previously introduced his bill last July, but with Democrats in control of the House, it languished. With a divided Congress, its chance of passage now remains low. But the bill has gained support, with the number of initial cosponsors growing from 5 to 14.
Between this legislation and other initiatives gaining steam within the Republican party, including a proposed revival of Schedule F, which has already been endorsed by The Heritage Foundation, former President Trump and other likely GOP presidential candidates, it is clear that efforts to upend the federal civil service have become a central plank of the party’s platform. These plans, along with early signs of a push to declare federal employee unions unconstitutional, suggest “truly epic storm clouds” are on the horizon, according to Don Kettl, professor emeritus at the University of Maryland and former dean of its School of Public Policy.
“It’s inconceivable that a major Republican candidate would stake out a position any more favorable to federal employees,” Kettl wrote. “[Conservatives] are offering two tracks for remedies: executive action, especially through a revival of Schedule F; and judicial cases, especially through challenges to the role of public employee unions and, even more fundamentally, to the role of the merit system itself.”
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my-deer-history · 2 years
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The Will of James Laurens
Notes:
The handwriting here was incredibly difficult to decipher, so there are lots of gaps below - either words I could not make out at all, or some where I've included my best guess. If you have any corrections or suggestions to offer, please do let me know!
There are no line breaks in the original document, but to make for easier reading, I have added them in where they seemed most fitting.
Although all the other names are given in their English forms, for some reason the name Mary is given in the French form of Marie instead.
Transcript:
In the Name of God so be it on this sixth day of the month of September in the year one thousand seven hundred and eighty two in the afternoon at the City of Vigan diocess of Alais in Languedoc I the undersigned James Laurens a Native and Inhabitant of Charles Town Capital of the State of South Carolina in North America but having been for several years in Languedoc because of my health being at present in an infirm state but of sound understanding and having the use of my Memory I find it necessary to explain my last will and testament and make the [—]
and first I recommend my Soul to God in the name of Jesus Christ and as to my body that it be buried in the most private manner and the least expensive
and as to what relates to my estate I dispose as I think I ought institute in [manner] following first it is my will that my proportion which is two fifth part of the debt in Great Britain in the partnership of Hawkins Petrie and Company be paid therewith the just and lawful Interest unless that an argument can be made with the Auditors to receive the payment in South Carolina
I give to my most dear and beloved wife Marie Laurens an annuity of five hundred pounds sterling during her natural life to be paid regularly every six months in advance in the proportions of two hundred and fifty pounds sterling to commence from the day of my decease and it is my will that all my Real and personal Estate be liable for the payment of the said annuity unless that my Testamentary Executors and Executrices should choose to give her some other security for the payment of the said annuity to the satisfaction of my said wife and in case my said wife shall remain in Europe after my decease it is my will that the said annuity be paid to her at the place of her residence [clear] of all deductions and expenses whatsoever
I give unto my said wife all the money I have at present or that I may have in the hands of Mr William Manning of London and also the sum of five hundred pounds sterling invested for my account in the Consolidated Bank of London in the name of Mr John Savage if those two sums exceed the sum of twelve hundred pounds sterling Madam Laurens shall have a right to receive the whole and she shall render an account of the overplus to the Executors but if the said two sums shall not make twelve hundred pounds sterling then it is my will that my Executors and Executrices or some of them pay the sum that shall be wanting in sterling or in that which shall be equivalent to its full value in sterling
I also give unto my said beloved wife all the plate [—] [—] my wearing apparel table [service] and furniture of every denomination whatsoever whether in France London or America
I also give unto my said wife all and [—] my Male and Female Negroes excepting the female Satira whom I declare free from all servitude whatsoever and I [recommend] it to all my Executors and Executrices to assist the said Negro Woman if she be reduced to poverty or in any other distress
I give unto my dear friend Elizabeth Petrie widow and sister of my dear wife an annuity of fifty pounds sterling payable every six months in advance during her natural life unto my friend Edmond Petrie as a token of my regard an hundred pounds sterling and to each of his Brothers namely Alexander and George fifty pounds sterling and to his sister Marie Petrie fifty pounds sterling
I give unto my dear Brother Henry Laurens as a token of my unalterable friendship and esteem the sum of five hundred pounds sterling and twenty pounds sterling to purchase a Mourning Ring as a remembrance of his Brother
I give unto my dear Niece Martha Laurens as a token of my friendship for her and as an acknowledgement for the service she has rendered to me and my family and for her good and gentle conduct upon all occasions five hundred pounds sterling
I give unto my Nephew Francis Bremar of South Carolina the sum of three hundred and twenty pounds sterling to my Nephew John Bremar two hundred and fifty pounds sterling to my Niece Martha [L—] widow two hundred and fifty pounds sterling
I give unto my dear sister in law Ann Sanders as a token of my friendship and esteem fifty pounds sterling
I give as a mark of my friendship and respect for the memory of my deceased friend Jacob Motte to each of the Children of his last Marriage two hundred pounds sterling
I give unto my worthy friend Isaac Motte as a token of my friendship fifty pounds sterling to my worthy friend Louis Gervais as a token of my friendship fifty pounds sterling
I give three hundred pounds sterling to be distributed amongst my poor relations in such proportion as my Executors and Executrices shall think proper
I give five hundred pounds sterling to be distributed among the poor of South Caroline at the discretion of my Executors and Executrices I give unto the Protestant Church at Vigan fifty pounds sterling and in case that the Roman Catholic Church should pretend to and could possess [herself] of this Legacy It is my will that It shall become void and of none effect
And lastly I give unto my dear Nephew John Laurens to my dear Niece Martha Laurens to my dear Nephew Henry Laurens Junior and unto my dear Niece Marie Eleanor Laurens Minor and unto their Heirs for ever all my [Real] and personal Estate of what kind soever and at what place soever they be situated to be equally shared between them subject nevertheless to the payment of the annuity of five hundred pounds sterling to my wife and as my said Niece Marie Eleanor Laurens is under age her share shall remain in trust in the hands of my said Brother Henry Laurens her father and in case that my said Nephew and Niece Henry Laurens and Marie Eleanor Laurens shall happen to die in their minority it is my will that the share to them here above bequeathed shall go and be divided in equal shares between their Brothers and Sisters who shall survive each as [—] [them]
I nominate for my Executors and Executrices of this my will my Brother Henry Laurens my Wife Marie Laurens my Nephew John Laurens my Niece Martha Laurens and my Nephew Henry Laurens
such is my last will and testamentary disposition which I will that it avail in the best manner it [can] by law which [—] of the difficulty I have to explain myself in french though I understand the Language I have transcribed it in English on an [separate] sheet of paper and Mr Louis Gendre Notary Public of Vigan aforesaid wrote and translated it into French upon this sheet of paper dictated by my dear Niece Martha Laurens and in my presence and that of my dear Wife my dear Nephew Henry Laurens and my dear Niece Marie Eleanor Laurens and the said translation made the said Mr Gendre read over the contents to me distinctly and intelligibly and which I clearly understood and comprehended and I declare that it comprises my will most expressively and it is my will that it be fulfilled after my decease the same as though it had been done at Charlestown the place of my residence even though it should not have all the required formalities In testimony thereof
I have signed my name under the two foregoing pages at the [House] where I reside at Vigan aforesaid on the day and year as above I annul all other wills which I have heretofore made Note the utilization of the words and [—] fifty pounds sterling I give as a mark of my friendship as approved James Laurens
--
(Thanks to @nordleuchten for filling in some of the gaps!)
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smarterfeds1 · 11 months
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Navigating Your Federal Retirement Journey: Essential Training for FERS Employees
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For federal employees enrolled in the Federal Employees Retirement System (FERS), planning for retirement is a complex and often daunting task. With a myriad of unique provisions, annuity options, and retirement strategies, it's crucial for FERS employees to receive the appropriate training to make informed decisions about their financial future. In this article, we will explore various training programs available to FERS employees to help them navigate the intricacies of the FERS retirement system.
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Chartered Federal Employee Benefits Consultants (ChFEBC) offer specialized retirement training in Texas. These consultants are well-versed in the intricacies of the FERS system and provide personalized guidance to federal employees. ChFEBC retirement training in Texas caters to the specific needs of each employee, offering tailored solutions and strategies to ensure a successful retirement.
FERS Survivor Benefit Training Orlando
FERS Survivor Benefit Training in Orlando addresses the important topic of survivor benefits. It is essential for FERS employees to understand the survivor annuity options available to their spouses and beneficiaries in the event of their passing. This training covers the eligibility criteria, annuity amounts, and the impact on survivor finances.
Conclusion
Navigating the Federal Employees Retirement System (FERS) can be a complex and challenging journey. To ensure a smooth transition into retirement and make informed decisions, FERS employees should take advantage of the various training programs available. Whether it's annuity training, special provision employee training, or Thrift Savings Plan strategies, these programs offer the knowledge and expertise needed to secure a comfortable retirement. By investing in proper FERS training, federal employees can make well-informed choices and embark on their retirement journey with confidence.
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cnpatenteverything · 2 years
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How much does it cost to file a utility model patent in China?
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Compared with invention patents, it is much cheaper to file a utility model in China.
Filing Fees for Utility Model Patents
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Miscellaneous Fees for Utility Model Patents
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Annuities for Utility Model Patents
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