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svsembedded · 4 years ago

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Smart Blind Stick Project using Arduino and Sensors

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stumalkok-blog · 5 years ago

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inhandnetworks-blog · 6 years ago

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Chandra R distribution Line Monitoring eveals Why Giant Elliptical Galaxies Have Few Young Stars

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Chandra X-ray Observatory images of four elliptical galaxies. Image Credit: X-ray: NASA/CXC/Stanford Univ/N.Werner et al; Optical: DSS

Astronomers shed new light o Android Industrial Computer n the mystery of why giant elliptical galaxies have few young stars.

NASA’s Chandra X-ray Observatory has shed new light on the mystery of why giant elliptical galaxies have few, if any, young stars. This new evidence highlights the important role that supermassive black holes play in the evolution of their host galaxies.

Because star-forming activity in many giant elliptical galaxies has shut down to very low levels, the Android Industrial Computer se galaxies mostly house long-lived stars with low masses and red optical colors. Astronomers have therefore called these galaxies “red and dead”.

Previously it was thought that these red and dead galaxies do not contain large amounts of cold gas − the fuel for star formation − helping to explain the lack of young stars. However, astronomers have used ESA’s Herschel Space Observatory to find surprisingly large amounts of cold gas in some giant elliptical galaxies. In a sample of eight galaxies, six contain large reservoirs of cold gas. This is the first time that astronomers have seen large quantities of cold gas in giant elliptical galaxies that are not located at the center of a massive galaxy cluster.

With lots of cold gas, astronomers would expect many stars to be forming in these galaxies, contrary to what is observed. To try to understand this inconsistency, astronomers studied the galaxies at other wavelengths, including X-rays and radio waves. The Chandra observations map the temperature and density of hot gas in these galaxies. For the six galaxies containing abundant cold gas, including NGC 4636 and NGC 5044 shown here, the X-ray data provide evidence that the hot gas is cooling, providing a source for the cold gas observed with Herschel. However, the cooling process stops before the cold gas condenses to form stars. What prevents the stars from forming?

A strong clue comes from the Chandra images. The hot gas in the center of the six galaxies containing cold gas appears to be much more disturbed than in the cold gas-free systems. This is a sign that material has been ejected from regions close to the central black hole. These outbursts are possibly driven, in part, by clumpy, cold gas that has been pulled onto the black hole. The outbursts dump most of their energy into the center of the galaxy, where the cold gas is located, preventing the cold gas from cooling sufficiently to form stars.

The other galaxies in the sample, NGC 1399 and NGC 4472, are also forming few if any stars, but they have a very different appearance. No cold gas was detected in these galaxies, and the hot gas in their central regions is much smoother. Additionally, they have powerful jets of highly energetic particles, as shown in radio images from the National Science Foundation’s Karl G. Jansky Very Large Array. These jets are likely driven by hot gas falling towards the central supermassive black holes. By push healthcare ing against the hot gas, the jets create enormous cavities that are observed in the Chandra images, and they may heat the hot, X-ray emitting gas, preventing it from cooling and forming cold gas and stars. The centers of NGC 1399 and NGC 4472 look smoother in X-rays than the other galaxies, likely because their more powerful jets produce cavities further away from the center, where the X-ray emission is fainter, leaving their bright cores undisturbed.

A paper describing these results was published in the February 25, 2014 issue of the Monthly Notices of the Royal Astronomical Society. The first author is Norbert Werner from Stanford University in California.

NASA’s Marshall Space Flight Center in Huntsville, Alabama, manages the Chandra program for NASA’s Science Mission Directorate in Washington. The Smithsonian Astrophysical Observatory in Cambridge, Massachusetts, controls Chandra’s science and flight operations.

Publication: N. Werner, et al., “The origin of cold gas in giant elliptical galaxies and its role in fuelling radio-mode AGN feedback,” MNRAS (April 11, 2014) 439 (3): 2291-2306; doi:10.1093/mnras/stu006

PDF Copy of the Study: The origin of cold gas in giant elliptical galaxies and its role in fueling radio-mode AGN feedback

Image: X-ray: NASA/CXC/Stanford Univ/N.Werner et al; Optical: DSS

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kennethherrerablog · 6 years ago

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If You Have Less Than $5K in Savings, These 5 Steps Will Get You There

When you log into your bank account, how do your savings look? Probably not as good as youâd like. It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

If you have less than $5,000 in savings, you have work to do. Weâre not judging â we donât roll like that. Weâre here to help. We just donât want you to have to sell those Elvis-Presley-signed velvet pants you inherited just to pay some lousy plumbing bill. Those pants are sweet.

Try these five tips to get the ball rolling, and start building up your savings so you can breathe a little easier.

1. Let This Company Pay off Your Credit Cards

When you think about how much debt you have, you might feel a little anxious.

Thatâs where a company like Fiona can be helpful. It can help you find personalized lending options to refinance or consolidate your debt to potentially save thousands of dollars in interest.

Fiona will show you all the lenders willing to help you pay off your credit card and eliminate the headache of paying bills by allowing you to make one payment each month.

You can borrow up to $100,000 (no collateral needed) and compare interest rates, which start at 4.99%. The idea is to secure a loan at a lower interest rate, potentially helping you save thousands. Repayment plans range from 24 to 84 months.

Take, for example, Katherine, who faced $12,000 in credit card debt. Holding her back? The 15.24% interest rate. By refinancing with a 5%-interest, seven-year personal loan, she saved $12,000 in interest.

If sheâd kept on the same road, she would have paid something like $14,000 in interest alone over 25 years. Yikes.

So even if youâre simply curious about whatâs out there, know that checking rates on Fiona wonât hurt your credit score â and can probably save you in interest.

Money you donât spend on that interest is money you can put toward your savings. Then it can earn interest for you. Switcheroo!

2. Get Control of Your Money With a Budget

Budget. There. We said it, and it wasnât so bad, was it? Budgeting can be a little scary, but it doesnât have to be. Andâ¦ we all need it.

The first step is to find out how youâre doing now. Luckily, you can have a financial assistant right in your pocket to help you out.

The Empower app is a powerful budgeting tool that can help you figure out how youâre spending your money and develop a budgeting plan to keep you on track.

Link the app to your bank accounts, and it will track your spending. It will also categorize your spending, so you can see exactly where you are overdoing it. Thatâs right: It will show you just how many times you went out for dinner because you didnât want to do the dishes.

Set a monthly spending limit and the app will show you a graph that can tell you in one snapshot just how youâre doing for the month. Are you over the line or under it? Itâs that simple to see how youâre doing so you can adjust your spending accordingly.

Sometimes a little accountability is all you need. Quit tweeting, and use your phone for something better, like finally learning how to budget.

Once you have your finances under control, it will be a lot easier to see where you can find a little extra to slide over to your savings account.

3. Be the Change You Want by Investing Change

Wouldnât it be nice if you could just start saving without even really trying? You can.

If you like easy, consider starting an investment account through Acorns.

You can start small and stack up change over time with its âround-upâ feature. That means if you spend $10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

Then, the app does the whole investing thing for you.

The idea is you wonât miss the digital pocket change, and the automatic savings stack up faster than youâd think. For example, we reviewed how Penny Hoarder Dana Sitar was able to save at a rate of $420 a year!

At that rate, you could set aside $1,000 in about two and a half years â without trying.

The app is $1 a month for balances under $1 million, and youâll get a $5 bonus when you sign up.

Saving doesnât get any easier than that.

4. Let a Robot Negotiate Your Bills Down

Why arenât you saving more? Because you have a lot of bills, right?

The price of internet â and cable, if youâre still into that kind of thing â certainly isnât decreasing. If anything, prices are steadily climbing.

And if youâve had to chat with a representative from your internet/cable company recently, you know how long you can sit on hold.

Thatâs why itâs time to call in a robot. The negotiation bot Trim will negotiate your cable or internet bills down for you.

It works with Comcast, Time Warner, Charter and other major providers.

You can sign up simply with Facebook or your email address. Then, upload a PDF of your most recent bill, and Trimâs AI-powered system gets to work. If at first it doesnât succeed, itâll keep negotiating until it can save you some money.

Also, if you have any outages, Trim believes you deserve a credit, and itâll handle that for you. Trim takes 25% of the savings tab, and you get the rest.

When you save money on bills, you have money to put into savings. This is easy, folks.

5. Get a Better Savings Account

Are you getting a decent interest rate on your savings? Probably not. How about fees? They might be stripping your hard-earned money away as fast as you can stash it.

Itâs time for a better savings account.

Chime is an online-only bank account that offers some unique features other banks havenât caught on to yet.

Consider:

Chime doesnât charge overdraft fees, monthly maintenance fees, foreign transaction fees or minimum balance fees.

Chime customers have access to thousands of fee-free MoneyPass ATMs around the country.

When you set your payroll up for direct deposit to your Chime spending account, your paycheck will post two days before payday, giving you more time to plan, save and pay the bills.

You can open an easy-to-access, connected savings account. It allows you to automate your savings with features like the round-up tool, which will round up your transactions to the nearest dollar and dump the change into savings.

Its mobile app boasts more than 2,000 five-star reviews, making managing money super accessible via iPhone or Android.

It has a âPay Friendsâ feature, so you donât have to mess with cash, math or other apps to split the bill.

Plus, it takes about five minutes to sign up. The bank verifies your personal information, takes note that youâre at least 18 or older, then youâre good to go. No opening deposit required.

For an account thatâll help you strike up savings â and thatâll pay you two days early â check out Chime.

Think Small, but Dream Big

Itâs tempting to just shrug and say, âI canât afford to have a savings account.â Sure, you think youâll plop that $1,500 tax-refund check into savings. But those big windfalls also come with big temptations.

If you can find a way to save just $5 each day, youâll be $1,825 richer in a year.

Having $5,000 in savings isnât some magic number, but itâs a great starting point. Use these five tips and youâll be amazed how fast you can get there. Youâll sleep better knowing you have that cushion.

Then, youâll start dreaming of $10,000. Am I right?

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

If You Have Less Than $5K in Savings, These 5 Steps Will Get You There published first on https://justinbetreviews.tumblr.com/

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latestlead4pass-blog · 7 years ago

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[High Quality] 100% Pass Cisco ICND1 100-105 Dumps Exam Training Resources Update Youtube Free Demo

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QUESTION 1 Which feature allows a device to use a switch port that is configured for half-duplex to access the network? A. CSMA/CD B. IGMP C. port security D. split horizon Correct Answer: A

Explanation: Ethernet began as a local area network technology that provided a half-duplex shared channel for stations connected to coaxial cable segments linked with signal repeaters. In this appendix, we take a detailed look at the half-duplex sharedchannel mode of operation, and at the CSMA/CD mechanism that makes it work. In the original half-duplex mode, the CSMA/CD protocol allows a set of stations to compete for access to a shared Ethernet channel in a fair and equitable manner. The protocol's rules determine the behavior of Ethernet stations, including when they are allowed to transmit a frame onto a shared Ethernet channel, and what to do when a collision occurs. Today, virtually all devices are connected to Ethernet switch ports over full-duplex media, such as twisted-pair cables. On this type of connection, assuming that both devices can support the full-duplex mode of operation and that Auto-Negotiation (AN) is enabled, the AN protocol will automatically select the highest-performance mode of operation supported by the devices at each end of the link. That will result in full-duplex mode for the vast majority of Ethernet connections with modern interfaces that support full duplex and AN.

QUESTION 2 Which statement about the inside interface configuration in a NAT deployment is true? A. It is defined globally B. It identifies the location of source addresses for outgoing packets to be translated using access or route maps. C. It must be configured if static NAT is used D. It identifies the public IP address that traffic will use to reach the internet. Correct Answer: B

Explanation: This module describes how to configure Network Address Translation (NAT) for IP address conservation and how to configure inside and outside source addresses. This module also provides information about the benefits of configuring NAT for IP address conservation. NAT enables private IP internetworks that use nonregistered IP addresses to connect to the Internet. NAT operates on a device, usually connecting two networks, and translates the private (not globally unique) addresses in the internal network into legal addresses before packets are forwarded onto another network. NAT can be configured to advertise to the outside world only one address for the entire network. This ability provides additional security by effectively hiding the entire internal network behind that one address. NAT is also used at the enterprise edge to allow internal users access to the Internet and to allow Internet access to internal devices such as mail servers.

QUESTION 3 Which value is indicated by the next hop in a routing table? A. preference of the route source B. IP address of the remote router for forwarding the packets C. how the route was learned D. exit interface IP address for forwarding the packets Correct Answer: D

Explanation: The routing table contains network/next hop associations. These associations tell a router that a particular destination can be optimally reached by sending the packet to a specific router that represents the "next hop" on the way to the final destination. The next hop association can also be the outgoing or exit interface to the final destination.

QUESTION 4 Which route source code represents the routing protocol with a default administrative distance of 90 in the routing table? A. S B. E C. D D. R E. O Correct Answer: C

Explanation: SStatic EEGP DEIGRP RRIP OOSPF Default Administrative distance of EIGRP protocol is 90 then answer is C

Default Distance Value TableThis table lists the administrative distance default values of the protocols that Cisco supports: Route Source Default Distance Values Connected interface Static route Enhanced Interior Gateway Routing Protocol (EIGRP) summary route External Border Gateway Protocol (BGP) Internal EIGRP IGRP OSPF Intermediate System-to-Intermediate System (IS-IS) Routing Information Protocol (RIP) Exterior Gateway Protocol (EGP) On Demand Routing (ODR) External EIGRP Internal BGP Unknown*

QUESTION 5

Refer to the exhibit. Which feature is enabled by this configuration? A. static NAT translation B. a DHCP pool C. a dynamic NAT address pool D. PAT Correct Answer: C

QUESTION 6 Which statement about a router on a stick is true? A. Its date plane router traffic for a single VI AN over two or more switches. B. It uses multiple subinterfaces of a single interface to encapsulate traffic for different VLANs on the same subnet. C. It requires the native VLAN to be disabled. D. It uses multiple subinterfaces of a single interface to encapsulate traffic for different VLANs. Correct Answer: D

QUESTION 7 Refer to the exhibit. The network administrator must complete the connection between the RTA of the XYZ Company and the service provider. To accomplish this task, which two devices could be installed at the customer site to provide a connection through the local loop to the central office of the provider? (Choose two.)

A. WAN switch B. PVC C. ATM switch D. multiplexer E. CSU/DSU F. modem Correct Answer: EF

QUESTION 8 100-105 dumps Which adverse situation can occur if an Ethernet cable is too long? A. late collisions B. giants C. interface resets D. runts Correct Answer: A

QUESTION 9 Refer to the exhibit.

Which two of the output fields could help you determine if a broadcast storm has occurred? (Choose two.) A. giants B. no buffer C. collisions D. ignored E. dribble condition Correct Answer: BD

QUESTION 10 Configuration of which option is required on a Cisco switch for the Cisco IP phone to work? A. PortFast on the interface B. the interface as an access port to allow the voice VLAN ID C. a voice VLAN ID in interface and global configuration mode D. Cisco Discovery Protocol in global configuration mode Correct Answer: B

Explanation: When you connect an IP phone to a switch using a trunk link, it can cause high CPU utilization in the switches. As all the VLANs for a particular interface are trunked to the phone, it increases the number of STP instances the switch has to manage. This increases the CPU utilization. Trunking also causes unnecessary broadcast / multicast / unknown unicast traffic to hit the phone link. In order to avoid this, remove the trunk configuration and keep the voice and access VLAN configured along with Quality of Service (QoS). Technically, it is still a trunk, but it is called a Multi-VLAN Access Port (MVAP). Because voice and data traffic can travel through the same port, you should specify a different VLAN for each type of traffic. You can configure a switch port to forward voice and data traffic on different VLANs. Configure IP phone ports with a voice VLAN configuration. This configuration creates a pseudo trunk, but does not require you to manually prune the unnecessary VLANs. The voice VLAN feature enables access ports to carry IP voice traffic from an IP phone. You can configure a voice VLAN with the "switchport voice vlan ..." command under interface mode. The full configuration is shown below: Switch(config)#interface fastethernet0/1 Switch(config-if)#switchport mode access Switch(config-if)#switchport access vlan 10 Switch(config-if)#switchport voice vlan 20 Configure the Switch Port to Carry Both Voice and Data TrafficWhen you connect an IP phone to a switch using a trunk link, it can cause high CPU utilization in the switches. As all the VLANs for a particular interface are trunked to the phone, it increases the number of STP instances the switch has to manage. This increases the CPU utilization. Trunking also causes unnecessary broadcast / multicast / unknown unicast traffic to hit the phone link. In order to avoid this, remove the trunk configuration and keep the voice and access VLAN configured along with Quality of Service (QoS). Technically, it is still a trunk, but it is called a Multi-VLAN Access Port (MVAP). Because voice and data traffic can travel through the same port, you should specify a different VLAN for each type of traffic. You can configure a switch port to forward voice and data traffic on different VLANs. Configure IP phone ports with a voice VLAN configuration. This configuration creates a pseudo trunk, but does not require you to manually prune the unnecessary VLANs. The voice VLAN feature enables access ports to carry IP voice traffic from an IP phone. The voice VLAN feature is disabled by default. The Port Fast feature is automatically enabled when voice VLAN is configured. When you disable voice VLAN, the Port Fast feature is not automatically disabled.

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virtualwonderlandwombat · 7 years ago

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[PDF and VCE] Free CertBus Cisco 200-125 PDF Real Exam Questions and Answers Free Download

How to pass 200-125 exam easily with less time? CertBus provides the most valid 200-125 exam preparation material to boost your success rate in Cisco CCNA 200-125 CCNA Cisco Certified Network Associate CCNA (v3.0) exam. If you are one of the successful candidates with CertBus 200-125 PDF and VCEs, do not hesitate to share your reviews on our Cisco CCNA materials.

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QUESTION NO:4

Which of the following describes the roles of devices in a WAN? (Choose three.)

A. A CSU/DSU terminates a digital local loop.

B. A modem terminates a digital local loop.

C. A CSU/DSU terminates an analog local loop.

D. A modem terminates an analog local loop.

E. A router is commonly considered a DTE device.

F. A router is commonly considered a DCE device. Answer: A,D,E

QUESTION NO:27 DRAG DROP

Answer:

QUESTION NO:38

What are three benefits of implementing VLANs? (Choose three.)

A. A higher level of network security can be reached by separating sensitive data traffic from other network traffic.

B. A more efficient use of bandwidth can be achieved allowing many physical groups to use the same network infrastructure.

C. A more efficient use of bandwidth can be achieved allowing many logical networks to use the same network infrastructure.

D. Broadcast storms can be mitigated by increasing the number of broadcast domains, thus reducing their size.

E. Broadcast storms can be mitigated by decreasing the number of broadcast domains, thus increasing their size.

F. VLANs make it easier for IT staff to configure new logical groups, because the VLANs all belong to the same broadcast domain.

G. Port-based VLANs increase switch-port use efficiency, thanks to 802.1Q trunks. Answer: A,C,D

QUESTION NO:18

Which of the following statements describe the network shown in the graphic? (Choose two.)

A. There are two broadcast domains in the network.

B. There are four broadcast domains in the network.

C. There are six broadcast domains in the network.

D. There are four collision domains in the network.

E. There are five collision domains in the network.

F. There are seven collision domains in the network. Answer: A,F

QUESTION NO:46 Refer to the exhibit.

Which WAN protocol is being used?

A. ATM

B. HDLC

C. Frame Relay

D. PPP Answer: C

QUESTION NO:23 DRAG DROP

Answer:

QUESTION NO:42

Which two states are the port states when RSTP has converged? (Choose two.)

A. discarding

B. listening

C. learning

D. forwarding

E. disabled Answer: A,D

QUESTION NO:6 A network administrator is verifying the configuration of a newly installed host by establishing an FTP connection to a remote server. What is the highest layer of the protocol stack that the network administrator is using for this operation?

A. application

B. presentation

C. session

D. transport

E. internet

F. data link Answer: A

QUESTION NO:11 Refer to the graphic.

Host A is communicating with the server. What will be the source MAC address of the frames received by Host A from the server?

A. the MAC address of router interface e0

B. the MAC address of router interface e1

C. the MAC address of the server network interface

D. the MAC address of host A Answer: A

QUESTION NO:40

Which of the following are benefits of VLANs? (Choose three.)

A. They increase the size of collision domains.

B. They allow logical grouping of users by function.

C. They can enhance network security.

D. They increase the size of broadcast domains while decreasing the number of collision domains.

E. They increase the number of broadcast domains while decreasing the size of the broadcast domains.

F. They simplify switch administration. Answer: B,C,E

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kennethherrerablog · 6 years ago

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Time Is Money — We Have 13 Ways to Save Both

“Time is money.”

Benjamin Franklin wrote that in the 1700s, and it’s never been truer than today.

You better believe that time is money. As functioning adults, we’re always weighing the value of time versus money.

For instance, clipping coupons saves you money, but it takes time. A “FastPass” at Walt Disney World costs you extra money, but it saves you time waiting in lines for rides. And of course, there’s the biggest tradeoff of all: We spend so much time — so many of our waking hours — working to earn money.

So today, we’ve got a baker’s dozen of quick, smart tips for saving yourself time and money.

Save Yourself Time and Money

There are only so many hours in the day. Maximize them. You only have so much money. Optimize it.

1. Stop Deleting Your Emails

Whether you shop online or in the store, it’s easy to get all of your receipts dumped into your email. (We suggest maintaining a separate email address that exists just for this purpose.)

It turns out that the receipts in your emails could be a source of cash. But who has time to troll through their inbox looking for receipts? No thanks!

Our secret weapon here is called Paribus — a tool that gets you money back for your online purchases. It's free to sign up, and once you do, it will scan your email for any receipts. If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.

Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.

2. Have a Bot Negotiate Your Cable Bill

Here’s another time- and money-saver. The price of internet — and cable, if you’re still into that kind of thing — certainly isn’t decreasing. If anything, prices are steadily climbing.

And if you’ve had to chat with a representative from your internet/cable company recently, you know how long you can sit on hold.

That’s why it’s time to call in a robot. The negotiation bot Trim will negotiate your cable or internet bills down for you. It works with Comcast, Time Warner, Charter and other major providers.

You can sign up simply with Facebook or your email address. Then, upload a PDF of your most recent bill, and Trim’s AI-powered system gets to work. If at first it doesn’t succeed, it’ll keep negotiating until it can save you some money.

3. Get Paid Earlier Than Your Co-workers

Want to get a jump on payday? Let Chime be your secret weapon.

Unlike most financial institutions, this online bank account doesn’t wait until your pay date to give you access to your money. As soon as it receives notification of the transaction from your employer, it immediately posts those funds to your account.

That means you’ll get your paycheck early — like Samuel Demeny, who switched from Wells Fargo to Chime. He uses direct deposit. His company technically pays everyone on Fridays, but Chime gets him access to that cash two days earlier than his co-workers.

“The fact that I’m paid on Wednesday versus Friday… helps me budget before the weekend even starts,” Demeny told The Penny Hoarder.

Opening an account with Chime is free and only takes about five minutes.

4. Automate Bill Pay

Most bills are paid online now, reports the Credit Union Times. But you can take it a step further. Set it up so you’ll receive and pay all of your bills online through your bank. That simplifies things so you’ll never miss a payment.

Here’s how: Go to your bank’s online bill-pay feature. Enter all the companies that bill you, and the account numbers for each. Arrange to receive e-bills from whichever billers will do that.

You can also have your bank send digital payments to individuals (like a landlord).

Also, see whether your bank offers automatic savings transfers that will move money from your checking account to your savings account each month.

5. Save Money on Every Gallon Pumped — Automatically

If you’re a savvy saver, you probably already use GasBuddy to help you find the cheapest gas station in town. It’s an easy — and free — way to avoid overpaying.

But once you pull up to the pump, here’s something else you can do: Swipe your Pay with GasBuddy card to automatically save 10 cents per gallon on your first purchase (and 5 cents per gallon after that).

The free discount card is tied directly to your checking account. It works at 95% of gas stations throughout the country, so you don’t have to drive around town just to find “your” station. Plus, you don’t have to wait for a rebate — it’s immediate savings.

Simply and securely sign up through GasBuddy. Connect your bank account, enter your address, and GasBuddy will put a card in the mail.

6. Start Saving Without Trying

Saving money is tough. So what if you could do it in a way where you wouldn't even notice?

Digit makes that possible. It helps you save money without spending any time budgeting.

This innovative app automates saving for you. Simply link it to your checking account, and its algorithms will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

Bonus: Penny Hoarders will get an extra $5 just for signing up! Additionally, savers will receive a 1% bonus every three months.

If you need that money sooner than expected, you’ll always have access to it within one business day.

Digit is free to use for the first 30 days, then it’s $2.99 per month afterward.

7. Invest Your Digital Change (and Get a $5 Bonus)

If you’re like most of us and wish your money would just take care of itself, consider starting an investment account through Acorns.

You can start small and stack up change over time with its “round-up” feature. That means if you spend $10.23 at the grocery store, 77 cents gets dropped into your Acorns account.

Then, the app does the whole investing thing for you. The idea is you won’t miss the digital pocket change, and the automatic savings stack up faster than you’d think.

The app is $1 a month for balances under $1 million, and Penny Hoarders get a $5 bonus when you sign up.

8. Take a Picture of Your Receipt

You can save on groceries without taking the time to clip coupons. We know it sounds strange, but Ibotta will pay you cash for taking pictures of your grocery store receipts.

Here’s how it works:

Before heading to the store, search for items on your shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes. Bam. Cash back.

Ibotta is free to download. Plus, you’ll get a $10 sign-up bonus after uploading your first receipt.

9. Get a Better Savings Account

There’s no law that requires you to bank the old-fashioned way — at a brick-and-mortar bank that requires you to drive across town. It’s time to move your money into the 21st century, and do your banking wherever you are.

An iOS app called Varo Money combines traditional banking tools with modern technology to help its customers become financially healthy.

Here’s the best part: Pair your Bank Account with a Varo Savings Account where you’ll earn 1.75% annual percentage yield. That’s nearly 30 times — repeat, 30 times — the average savings account, based on a 0.06% average reported by CNN Money.

Varo goes easy on the fees, too. As long as you use one of its 55,000 ATMs across the world, you’ll never pay fees.

10. Let Someone Else Watch Your 401(k)

If you’re like most people, you have no idea whether your 401(k) is on pace for your retirement or just sputtering along.

Chances are, your 401(k) could be doing a lot better. Take control with help from Blooom, an SEC-registered investment advisory firm that can optimize and monitor your 401(k) for you and keep it speeding toward retirement.

It just takes a few minutes to get a free 401(k) analysis that will show you whether your investments are allocated properly and whether you’re losing money paying hidden investment fees. It’ll even tell you just how much more money your account could earn by the time you want to retire.

After that, if you sign up, it’s just $10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD!

11. Believe in the Magic of Meal Planning

Meal preparation, or meal prep, is a popular cooking trend that is equal parts health- and money-conscious.

The core idea of meal prep is to plan for a set number of days (typically a week) by buying ingredients, cooking your meals or prepping your ingredients and storing them in your kitchen for easy access. In doing so, you can save time throughout the week, limit yourself to a set amount of food/calories — and save yourself some serious money.

Here’s how to make a money-saving meal plan that you’ll actually stick to.

Along the same lines, here’s The Penny Hoarder’s complete guide to meal planning.

12. Keep It Cookin’ All Day

Are you spending too much at restaurants or on delivery? We get it: You should probably stop dining out so much, but you’re also not in the mood to cook when you get home from work.

Get a slow cooker. They’re so easy to use that owning one will make you more likely to prepare meals at home.

“This fine 3- to 6-quart piece of stoneware revolutionized my meal planning and gave me valuable time back,” Penny Hoarder writer Stephanie Bolling advises in this roundup of cheap and tasty slow cooker recipes. “The high yield, low effort and cost make it a prime household staple for fellow Penny Hoarders.”

You can start the cooking process in the morning, so you won’t be overwhelmed and pressed for time when you come home from work in the evening.

13. Save on Home Insurance — Super Fast

Shop around for a better deal on home insurance! It’s easier than you think it is, and it’s way quicker, too. It’s easy to get a free quote and see whether you can get a better deal on home insurance, but few of us bother to do so.

We recommend the online insurance company Lemonade, where homeowners insurance starts at $25 a month. Instead of profiting extra when it doesn’t have to pay out claims, the company keeps a set 20% of your premium for itself, and 80% goes into a pool for paying claims and charity.

Lemonade sells homeowners insurance in Arizona, California, Connecticut, the District of Columbia, Georgia, Illinois, Nevada, New Jersey, New York, Maryland, Michigan and Pennsylvania.

Another innovator, Hippo, can supply you with a quote in 60 seconds — and a new policy in less than four minutes. By modernizing homeowners insurance, it charges up to 25% less than average industry prices.

Hippo is doing business in Alabama, Arizona, California, Illinois, Indiana, Maryland, Missouri, Mississippi, Nevada, Ohio, Pennsylvania, Tennessee, Texas, and Wisconsin.

Time, Money and Energy

To accomplish anything in this life, you need time, money and energy. We’ve talked about time and money, but energy is a different subject entirely.

To save energy, we recommend that you lie down on the couch and take a nap.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He recommends taking a nap.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

Time Is Money — We Have 13 Ways to Save Both published first on https://justinbetreviews.tumblr.com/

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virtualwonderlandwombat · 7 years ago

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[PDF and VCE] Free CertBus Cisco 200-125 VCE and PDF, Exam Materials Instant Download

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A. application

B. presentation

C. session

D. transport

E. internet

F. data link Answer: A

QUESTION NO:22

What is the difference between a CSU/DSU and a modem?

A. A CSU/DSU converts analog signals from a router to a leased line; a modem converts analog signals from a router to a leased line.

B. A CSU/DSU converts analog signals from a router to a phone line; a modem converts digital signals from a router to a leased line.

C. A CSU/DSU converts digital signals from a router to a phone line; a modem converts analog signals from a router to a phone line.

D. A CSU/DSU converts digital signals from a router to a leased line; a modem converts digital signals from a router to a phone line. Answer: D

QUESTION NO:4

Which of the following describes the roles of devices in a WAN? (Choose three.)

A. A CSU/DSU terminates a digital local loop.

B. A modem terminates a digital local loop.

C. A CSU/DSU terminates an analog local loop.

D. A modem terminates an analog local loop.

E. A router is commonly considered a DTE device.

F. A router is commonly considered a DCE device. Answer: A,D,E

QUESTION NO:28

Refer to the exhibit.

Switch port FastEthernet 0/24 on ALSwitch1 will be used to create an IEEE 802.1Q-compliant trunk to another switch. Based on the output shown, what is the reason the trunk does not form, even though the proper cabling has been attached?

A. VLANs have not been created yet.

B. An IP address must be configured for the port.

C. The port is currently configured for access mode.

D. The correct encapsulation type has not been configured.

E. The

QUESTION NO:33 Refer to the exhibit.

Switch-1 needs to send data to a host with a MAC address of 00b0.d056.efa4. What will Switch-1 do with this data?

A. Switch-1 will drop the data because it does not have an entry for that MAC address.

B. Switch-1 will flood the data out all of its ports except the port from which the data originated.

C. Switch-1 will send an ARP request out all its ports except the port from which the data originated.

D. Switch-1 will forward the data to its default gateway. Answer: B

QUESTION NO:46 Refer to the exhibit.

Which WAN protocol is being used?

A. ATM

B. HDLC

C. Frame Relay

D. PPP Answer: C

QUESTION NO:35 Which two protocols are used by bridges and/or switches to prevent loops in a layer 2 network? (Choose two.)

A. 802.1d

B. VTP

C. 802.1q

D. STP

E. SAP Answer: A,D